Catholic Financial Life Member Magazine, Spring 2016

SPRING 2016

MemberMAGAZINECatholic Financial Life

Inside this issue:

SPRING 2016

New-Member Rewards Program; Summer Events; Kid’s PageDo you have a special child in your life? Protegiendo el niños especial en tu vida

Family Fun

2 Catholic Financial Life Spring 2016

No matter how old we may be, the return of spring fills our hearts, minds, and spirits with a renewed sense of wonder and excitement as we witness the rebirth of nature. We experience a rebirth with the completion of our Lenten observance and the celebration of the Lord’s resurrection at Easter.

In this same sense of renewal, we’re excited to announce that a new package of member benefits will be added to our current offerings beginning April 1, with discounts in a wide variety of categories and from numerous merchants around the country. From travel, to clothing, to amusement parks, to auto parts – there’s something for everyone. You can read more about this on page 6.

There’s newness in other areas, as well. Our schedule of 2016 Member Events on pages 10 and 11 sports several new additions, with more being planned. The home office is also organizing new opportunities for our young adult members to connect with one another at events designed especially for them, including a mission trip to the Dominican Republic.

While you’re planning your activities for the spring and summer, consider some of the suggestions for observing the Jubilee of Mercy found on pages 12 and 13. And if you belong to one of our local chapters, look for opportunities to participate in an activity and meet fellow members in your area. In every issue of our Member Magazine, we include photos from some of these events. If you’ve never attended a chapter activity before, why not try something new?

This is an exciting time to be a member of Catholic Financial Life. In 2 Corinthians 5:17, we read, “So whoever is in Christ is a new creation: the old things have passed away; behold, new things have come.” As we experience the joys of the resurrection this Easter, may we become a new creation, as together we continue to help spread the Good News and good works of Christ in our local parishes and communities.

Fraternally,

William R. O’Toole President & CEO [email protected] 800-927-2547

President’s Message

“As we experience the joys of the Resurrection this Easter, may we become a new creation, as together we continue to help spread the Good News…”

– William R. O’Toole

President & CEO Bill O’Toole, Fraternal Life Award winners Paul & Debra Hill and Senior Vice President John Borgen

read more on the web catholicfinanciallife.org

Sporting events to a day at the zoo, every year Catholic Financial Life is proud to host Member Events the whole family can enjoy. See page 10 for a complete listing of what’s in store for 2016.

Catholic Financial Life, a faith-based membership organization, puts Catholic values in action by: Serving God through serving others; providing financial security; and enhancing quality of life.

About the cover.

Executive Officers:William R. O’Toole, Pleasant Prairie, Wis.President & CEO

Jeff Tilley, Franklin, Wis.Secretary & CFO

Elected Directors:Dennis Kabat, New Holstein, Wis.John Kenawell, St. Louis, Mo.Allan Lorge, Cedarburg, Wis.Jay Mack, Hartland, Wis.Lisa Mick, Fond du Lac, Wis.Patrick J. Murphy, Milwaukee, Wis.Susan Obermiller, Green Bay, Wis.Paul B. Pinsonnault, North Attleboro, Mass.David Singer, Kenosha, Wis.Mike Stivoric, Pewaukee, Wis.Marion Strauss, Cedarburg, Wis.

Appointed Director:Kristine Rappé, Milwaukee, Wis.

Spiritual Director:Archbishop Jerome E. Listecki,

Milwaukee, Wis.

Catholic Financial Life Magazine is theofficial publication of Catholic FinancialLife, 1100 West Wells Street, P.O. Box 3211,Milwaukee, WI 53201-3211.

POSTMASTER: Send address changes toCatholic Financial Life Magazine, CatholicFinancial Life, 1100 W. Wells Street,Milwaukee, WI 53233.

Phone: 414-273-6266 or 800-927-2547.Copyright © 2016 Catholic Financial Life.All rights reserved.

MemberMAGAZINECatholic Financial Life

Spring 2016, Volume 7, Issue 1

Features6 Shop & Save New Member Rewards Program

launches April 1

7 Do You Have a Special Child In Your Life?

Protegiendo el niños especial en tu vida How protecting a child’s financial future is easier than you may think

20-21 Young Adult Engagement National Youth

Conference Recap

DEPARTMENTS

5 A Message From Our Spiritual Director

8-9 A Teachable Moment Un momento para aprender

10-11 It’s All About ME (Member Experience)

12-13 Living the Catholic Life Year of Mercy and Holy Doors

14-17 Serving God By Serving Others Members Giving Back

23 NEW! It’s a Kid’s Life


Mensaje del PresidenteNo importa nuestra edad, pero la venida de la primavera nos llena los corazones, mentes y espíritus de un sentido renovado de anticipación y emoción mientras somos testigos del renacimiento de la naturaleza. Nosotros tenemos nuestro propio renacimiento al final de la Cuaresma y la celebración de la resurrección del Señor en la Pascua.

Estamos muy contentos de anunciar que un nuevo paquete de beneficios para los miembros será añadido a nuestra oferta actual a partir del 1 de abril. Desde descuentos en una amplia variedad de categorías y de numerosos comerciantes alrededor del país como viajes, ropa, parques de atracción, y piezas automovilísticos - hay algo para todos. Puede leer más sobre esto en la página 6.

Hay novedades en otras áreas también. Nuestro calendanio de actividades para los miembros para el 2016 está en las páginas 10 y 11 y muestra nuevas cosas con más eventos que se están planeando. La oficina central también está organizando nuevas oportunidades para que los miembros jóvenes se pongan en contacto entre sí a través de eventos diseñados especialmente para ellos que incluye un viaje misionero a la República Dominicana.

Mientras planea sus propias actividades para la primavera y verano, debe considerar algunas de las sugerencias para celebrar el Jubileo de la Misericordia en las páginas 12 y 13. Si es miembro de uno de nuestras sucursales locales, debería buscar oportunidades para participar en una actividad para conocer otros miembros en el área. En cada revista Member Magazine incluimos fotos de algunas de estas actividades. Si nunca ha asistido a una actividad de una sucursal por qué no intentar algo nuevo?

Este es un momento especial para ser miembro de Catholic Financial Life. En 2 Corintios 5:17 dice.

“Por lo tanto, si alguno está en Cristo, es una nueva creación. ¡Lo viejo ha pasado, ha llegado ya lo nuevo!” Al gozar de las alegrías de la Resurrección en esta Pascua, espero que nos convirtamos en una nueva creación mientras juntos continuamos ayudando a difundir La Buena Nueva a través de las obras de Jesucristo en nuestras parroquias y comunidades locales.

Fraternalmente,

William R. O’Toole Presidente y Director Ejecutivo [email protected] 800-927-2547

“A medida que experimentamos la alegría de la Resurrección en esta Pascua, que podamos llegar a ser una nueva creación, y que juntos continuemos ayudando a difundir la Buena Nueva... “

– William R. O’Toole

Senior Vice Presidente John Borgen, Novato del Año Edgar Martinez, Presidente y Director Ejecutivo, Bill O’Toole


Dear Brothers and Sisters in Christ,

When I was in school, one of the must-have resources for good writing was Roget’s Thesaurus, filled with thousands of synonyms and antonyms to enhance a term paper or essay. During this Extraordinary Jubilee of Mercy a thesaurus might prove helpful in uncovering similar words that would describe what mercy really is. In Roget’s we find words like “benevolence, blessing, goodwill and sympathy.” Though for me the best synonym is “godsend.” In truth, mercy is sent from God, a gift from the Almighty that inspires us to fully live the human experience in a divine way.

Pope Francis has proclaimed this Jubilee in order to focus our attention on what is important in sharing mercy, to be Christ’s hands and voice in a world that needs a healing touch and a caring word. Now is our time to make a concerted effort to help those to whom life has been less than kind.

This Jubilee is a yearlong pilgrimage that has already begun. Its pathway ends November 20 with the Feast of Christ the King. This year you can follow the example of Christ by practicing the corporal and spiritual works of mercy outlined by the Church. In this issue of Member Magazine you will discover ways to feed the hungry, visit the sick, shelter the homeless, and give drink to the thirsty. Along the way you can also bear wrongs patiently, forgive offenses willingly, and counsel the doubtful.

Returning to the thesaurus, we find words that are truly the antithesis of “mercy.” Though the list is long, one word stands out – “selfishness.” To be Christ to the world we must show “mercy” by truly giving of ourselves, as Christ did, without reservation. As a member of Catholic Financial Life you strive to be the embodiment of mercy through your volunteer efforts inspired by the Gospel. Thanks to you this Extraordinary Jubilee of Mercy will create miracles, and the healing of a wounded world will spread.

Sincerely yours in Christ,

Most Reverend Jerome E. Listecki Archbishop of Milwaukee

Queridos hermanos y hermanas en CristoCuando yo estaba en la escuela, uno de los libros indispensables para escribir bien era el Tesauro Roget’s, que estaba lleno de sinónimos y antónimos para mejorar los trabajos escritos y los ensayos. Durante este año extraordinario del Jubileo de la Misericordia, puede ser que un tesauro nos ayude a encontrar palabras similares que describen lo que significa la misericordia. En Roget’s encontramos palabras como “benevolencia, bendición, buena voluntad, y compasión.” Para mí el mejor sinónimo es “regalo del cielo.” Hablando francamente, la misericordia viene de Dios y es un regalo del todopoderoso que nos inspira como seres humanos de la manera más completa y divina.

El Papa Francisco ha declarado este Jubileo para poner nuestra atención hacia lo que es importante cuando se trata de compartir la misericordia y ser la voz y las manos de Cristo en un mundo que necesita sanarse y oír palabras de compasión. Es el mejor momento para hacer un esfuerzo contundente para ayudar a los que han tenido vidas difíciles.

Este Jubileo es un peregrinaje de un año que ya ha empezado. Se acaba el 20 de noviembre con la fiesta de Cristo Rey. Este año usted puede seguir el ejemplo de Cristo al hacer obras físicas y espirituales de misericordia que han sido descritas por la Iglesia católica. En este ejemplar de Member Magazine Ud. leerá sobre las maneras para darles de comer a los hambrientos, visitar a los enfermos, hospedar a las personas sin techo y darles de beber a los sedientos. También se puede aprender a aguantar males con paciencia, perdonar las ofensas por su propia voluntad y aconsejar a las personas que tengan dudas.

Volviendo al Tesauro, encontramos palabras que realmente son lo opuesto de la “misericordia.” Aunque la lista es larga una palabra sobresale: “egoísmo.” Para parecernos más a Cristo tenemos que mostrar “misericordia” al verdaderamente sacrificarnos como lo hizo Cristo sin ninguna duda. Como miembro de Catholic Financial Life Ud. intenta ser la encarnación de la misericordia a través de su trabajo de voluntario inspirado por el Evangelio. Gracias a Ud. este extraordinario Jubileo de la Misericordia hará milagros, y la sanación del mundo herido se extenderá a lo largo y ancho de la tierra.

Sinceramente en Cristo,

A MESSAGE FROM OUR SPIRITUAL DIRECTOR


New Member Rewards Program

Savings from hundreds of merchants from the following categories!

Available April 1

Average savings between

15%-40%

Building on our existing member benefits, Catholic Financial Life is pleased to introduce a new Member Rewards Program. Members may receive savings up to 70% at hundreds of national and local merchants, such as Best Buy, Disney, Verizon Wireless, Starbucks and Target!

Members can explore these new discounts and benefits from any device! So pick up your laptop, phone or tablet on April 1, and check out why it pays to be a member of Catholic Financial Life.

ACCESS YOUR MEMBER REWARDS TODAY Accessing your Member Rewards is as easy as 1, 2, 3: 1. Log on to CatholicFinancialLife.org and click Account Access at the

upper right hand side of the page. 2. Log in using the user name and password you’ve set up for yourself.

If you haven’t already created an account, click Register at the bottom of the log in page to get started. When creating an account, you’ll be asked to create a user name, password and answer a few security questions.

Once your account is created, you’ll receive an email to verify your email address before logging in for the first time.

3. Click on Member Benefits in the column on the right hand side and start saving today!

Forgot your password or user name? Simply click on which one you forgot and you’ll receive directions on how to recover your information.

Need Assistance? Send an email to [email protected] or call Member Services at 877-426-6540.


Unfortunately, children don’t come with a user manual. As parents we do our best, but let’s face it – nobody is perfect. As a matter of fact, being a parent is arguably one of the hardest jobs. While no one said raising a child would be easy, protecting their financial future can be! Catholic Financial Life offers several life insurance options for children that will do just that – protect their financial future.

Desafortunadamente, los niños no vienen con un manual de usuario. Como padres hacemos le mejor pero el bienestar de ellos-pero nadie es perfecto. Como muchos sabemos, ser padre es posiblemente uno de los trabajos más difíciles. Aunque nadie dijo que criar a un niño sería fácil, proteger su futuro financiero puede ser! Catholic Financial Life ofrece varias opciones de seguro de vida para niños que hacen precisamente eso: proteger su futuro financiero.

You may be asking yourself, “Why should I buy life insurance on my child or grandchild? He’s young, and I don’t even want to think about something happening to him.” And neither do we! Instead, let’s talk about what life insurance can do for your child’s future.

Es posible que se esté preguntando, “¿Por qué debo comprar un seguro de vida de mi hijo o nieto? Él es joven, y yo ni siquiera quiero pensar que algo le ocurra a él.” y nosotros tampoco! En su lugar, hablemos de lo que puede hacer un seguro de vida para el futuro de su hijo.

Build Cash ValueConstruir valor efectivoPermanent life insurance, such as whole life, builds tax-deferred cash value. Parents often choose Catholic Financial Life’s 20-Pay whole life insurance plan for their children as it offers coverage that lasts a lifetime, but you pay for 20 years and then you’re done. The cash value in this plan, can also be accessed for your child in the future for such things as college tuition or the down payment on a home.*

Guarantee Future InsurabilityGarantice su asegurabilidad en el futuro No one knows if your child will develop a disability or chronic illness later in life, making it hard if not impossible to get

life insurance when it’s needed most. Purchasing Catholic Financial Life’s Term Life Insurance for Children (TLC Plan) ensures your child’s ability to get coverage later in life. This is a guaranteed right, regardless of health, occupation, or anything else – even if your child cannot get insurance from other companies.

Regardless if your child shows no apparent evidence of the illness during adulthood, the fact that some types of diseases run in the family (such as heart disease or diabetes) may increase the cost of life insurance later in life.

Lock-in an Affordable RateAsegurece un precio asequibleRaising a child can be expensive, and many parents think the same about life insurance. However, Catholic Financial Life offers affordable coverage at a price that meets your budget. Payments will likely be lower for a child compared to similar insurance purchased as an adult. At the end of the day, buying life insurance when the child is younger can cut costs significantly.

At Catholic Financial Life we know the security of your family is your primary concern – that’s because it’s ours too. Whether you’re a new parent or a grandparent, Catholic Financial Life has a range of affordable protection options to provide you with peace of mind, no matter what the future holds.

Contact your advisor, visit our website or call our Insurance Solutions Team at 800-965-2547 for more information.

*Access to cash values through borrowing or partial surrenders will reduce the policy’s cash value and death benefit, increase the chance the policy will lapse, and may result in a tax-liability if the policy terminates before the death of the insured.

Products and services not available in all states.Policies #ICC12 LF APP; #2016 DMK APP; #ICC10 JV

Protecting the special child in your lifeProtegiendo el niños especial en tu vida


Many people don’t understand the importance of life insurance. They don’t know what it really is, why they need it, or how to go about getting it. With all this confusion about life insurance, several myths exist. Here are the true explanations behind these falsehoods. Muchas personas no entienden la importancia de los seguros de vida. Ellos no saben lo que es realmente, ¿por qué lo necesitan, o como conseguirlo. Con toda esta confusión sobre los seguros de vida, existen varios mitos. Aquí están las verdaderas explicaciones detrás de estas falsedades.

1. Life insurance is too expensive. El seguro de vida es demasiado caro.

Getting coverage is cheaper than you think. In fact, a 2015 study found that millennials overestimate the cost of life insurance by 213 percent. In reality, a healthy 30-year-old can obtain $250,000 worth of 20-year term insurance coverage for less than $20 per month.

2. The coverage I receive through my employer is enough. La cobertura que recibo a través de mi empleador es suficiente.

Many employers offer life insurance coverage, but it is usually far less than what you would need to maintain your

family’s lifestyle in the event of an unexpected death. In addition, when you leave a job, your coverage ends, leaving your family unprotected.

3. Only the family breadwinner needs life insurance. Sólo el sostén de la familia necesita un seguro de vida.

The cost of replacing the services formerly provided by a homemaker can be higher than you think. How would you pay for childcare, cooking, cleaning, and transporting your children to and from school? Oftentimes the financial value of the work of a stay-at-home parent is equal to, or more than, that of a working parent. Insurance on the stay-at-home spouse also gives the working parent the opportunity to take time off work and help the family adjust to the loss.

4. My health disqualifies me. Mi salud me descalifica.

Many people assume that because their blood pressure is high, they smoke, or they’re 15 pounds overweight, a life insurance policy would be too expensive. This is not the case. It’s possible your rates may be a little higher with these conditions, but that cost would be nothing compared to the amount you risk not having a life insurance policy. By no means do you need to be in perfect health to purchase affordable life insurance.

Myth vs. Reality of Life InsuranceMito vs. realidad sobre seguros de vida

Finances are a taboo subject. We don’t ask our friends or family about their salaries, taxes, loans, insurance, and we certainly don’t mention our own. This mentality is understandable – people are afraid they will say something embarrassing – but it is also the reason so many people are misinformed about finances.

Las finanzas son un tema tabú. No le prejuntamos a nuestros amigos o familiares sobre sus sueldos, impuestos, préstamos, seguros, y no hacemos mención de lo nuestro. Esta mentalidad es comprensible, la gente tiene miedo de que va a decir algo vergonzoso, pero también es la razón por la cual muchas personas están mal informados acerca de las finanzas.

A TEACHABLE MOMENTUN MOMENTO PARA APRENDER


5. Everyone should buy term insurance and invest the rest. Todo el mundo debería comprar seguro de temporal y invertir el resto.

That’s not true! It’s important to know the true differences between term and permanent life insurance. For example, a term policy can become very expensive as time goes on. If you know you will need a life insurance policy to cover funeral and burial expenses when you pass away, consider permanent coverage. Also for these reasons, those who provide for a special needs child, wish to cover estate taxes or leave money to family tax-free should not rely only on term insurance.

6. I’m young and have no dependents. Soy joven y no tengo dependientes.

This is a common myth about life insurance, but in reality, the younger you are, the better the timing is to buy life insurance. Because you are young and most likely healthy, your payments will be very low compared to buying at an older age. By buying an insurance plan now, you could lock in these low premiums for life.

7. Getting coverage is complicated. Cómo obtener cobertura es complicado.

Life insurance may seem confusing; there are several different types, companies, rates, policies, and more. Having a trusted financial partner makes all the difference.

Here at Catholic Financial Life, our advisors will guide you through a customized process, explaining each step along the way.

8. I have other financial obligations that are more important right now. Tengo otras obligaciones financieras que son más importantes en este momento.

Now is the best time to purchase life insurance, because the reality is you never know when you will need it. Would you drive a car without airbags or live in a house without a smoke detector? Purchasing life insurance is a responsible and proactive measure to lessen your family’s financial burden in the case of a tragedy.

Life insurance should be a key part of your family’s financial plan. If reading these common misconceptions about life insurance has raised questions for you about your life insurance policy, or lack thereof, it’s time to get in touch with an advisor. Or pass this article along to your children to help secure their family and financial future.

Si al leer estas explicaciones falsas acerca de seguros de vida ha planteado preguntas acerca de su póliza de seguro de vida, o falta de ella, es hora de ponerse en contacto con un asesor.

If reading these common misconceptions about life insurance has raised questions for you about your life insurance policy, or lack thereof, it’s time to get in touch with an advisor. Si al leer estas explicaciones falsas acerca de seguros de vida ha planteado preguntas acerca de su póliza de seguro de vida, o falta de ella, es hora de ponerse en contacto con un asesor.


Take Me Out to the Ballgame!Major League Baseball

Milwaukee Brewers Sunday, May 29, 2016 – 1:10 p.m.

Help cheer on the Milwaukee Brewers as they face the Cincinnati Reds at Miller Park in Milwaukee, Wis. You can also root for your favorite racing sausage and let the kids blow off some steam at Bernie’s Clubhouse.

Minnesota TwinsSunday, August 14, 2016 – 1:10 p.m.

Join us for the newest addition to our baseball lineup. Watch the Twins take on the Kansas City Royals at Target Field in Minneapolis, Minn.

Minor League BaseballDon’t feel like dealing with stadium traffic or overly-excited fans? Minor League Baseball games provide a family-friendly way to enjoy America’s pastime without all of the crowds you’ll find at a Major League game. Join in some relaxing fun and cheer on these MLB hopefuls!

Wisconsin Timber RattlersSaturday, July 9, 2016 – 6:35 p.m.Fox Cities Stadium in Appleton, Wis.

Pawtucket Red Sox*Sunday, August 7, 2016 – 1:05 p.m. McCoy Stadium in Pawtucket, R.I.

46th Catholic Financial Life Family Camp OutJuly 22-24, 2016Fireman’s Park in Columbus, Wis.

Come to Columbus, Wis., for some old-fashioned family fun with other

Catholic Financial Life families! This is one event you won’t want to miss. At only $30 per campsite, you and your family will enjoy kids’ games, horseshoes, bingo, arts & crafts, bocce ball, entertainment, and a pancake breakfast! An aquatic center is also adjacent to Fireman’s Park. Sign-up and take advantage of Wisconsin’s beautiful summer weather while it lasts! The theme for this year’s campout is “King Arthur’s Faire.”

Festa ItalianaJuly 22-24, 2016Summerfest Grounds, Milwaukee, Wis.

A new member event this year! Come join us for this annual celebration featuring authentic Italian foods, music, cultural exhibits, and merchandise. Ride aboard a gondola, enter the annual Bocce Tournament, or become the next Italian Idol. And don’t miss the free carnival with rides for kids of all ages!

2016 Member EventsIT’S ALL ABOUT ME

Mark your calendar for some great family-friendly events this summer. Be sure to check our website for additional information on these society-sponsored events and more!

* Registration for events in New England will be coming in a seperate mailing.

Canobie Lake Park*Saturday, June 25, 2016

Something new for our members in the New England area! Located on the shores of Canobie Lake in Salem, N.H., this park features 85 rides, attractions, and live shows. Take advantage of this discounted admission price for a full day of family fun, plus FREE parking!

Wisconsin State FairAugust 10, 2016State Fair Park in West Allis, Wis.

For only $5 each, members will enjoy admission to the fair and the Catholic Financial Life hospitality tent. This year, our gathering will take place in the middle of the Fair’s schedule, to assure that more exhibits and animals are available to visit. Stroll the fairgrounds while trying various foods, listen to live music at over 30 free stages, do some shopping at the Wisconsin Products Pavilion, and then join us at the Catholic Financial Life hospitality tent between 5-9 p.m. for a complimentary soft drink and cream puff, along with a chance to win some great door prizes! This Wisconsin summer favorite is one you won’t want to miss!

Check out our website for more info on Society-sponsored events.

Membership will be verified. Tickets are available on a first-come, first-served basis.

*Limit 6 per household for baseball games only.

Please return this form with your payment before: April 20, 2016 if attending the Milwaukee Brewers Game.

June 15, 2016 for all other events if you are not attending

the Brewers Game.

Milwaukee Brewers Baseball

Timber Rattlers Baseball

Sunday, May 29 Saturday, July 9____ Tickets*

@$17 each = $________ Tickets*

@$14 each = $__________ Ages 11 & older______ Ages 3-10______ Ages 2 & under

(free)

46th Family Camp Out

Festa Italiana

Friday, July 22 to Sunday, July 24

Friday, July 22 to Sunday, July 24

____ Campsites

@$30 each = $____

____ Tickets

@$5 each = $__________ Ages 12 & under

(free)

Wisconsin State Fair

Minnesota Twins Baseball

Wednesday, August 10 Sunday, August 14____ Tickets

@$5 each = $________ Tickets*

@$14 each = $____

Total Amount Enclosed $________________________ Mail one check payable to “Catholic Financial Life”

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Year of Mercy and Holy Doors


Making the Extraordinary Jubilee of Mercy Truly Extraordinary

In proclaiming the Extraordinary Jubilee of Mercy that continues until November 20, Pope Francis encourages

us to become pilgrims on a journey of spiritual discovery. Along the way we, as Catholics, follow a pathway leading to a closer relationship with our Creator and the very meaning of our existence. As we travel on our pilgrimage through the year we are encouraged to seek the renewing power found in the

sacraments, and to share the best of our humanity with others through the corporal and spiritual works of mercy.

The mission, vision, and values of Catholic Financial Life blend perfectly with the Jubilee Year’s goals. This is evidenced by our national partnership and combined efforts with the Society of Saint Vincent de Paul. Through our chapters, hundreds of thousands of dollars are raised and volunteer hours generated each year by our dedicated members to help those less fortunate. To coincide with the Jubilee of Mercy, we are seeking to encourage 100 percent of our Society’s chapters to

help the needy through expanded fund-raising efforts and volunteer projects. Encouraging your family to participate in such a chapter-sponsored activity near you would be an excellent opportunity to share in one of the corporal works of mercy first-hand.

Experience the Spiritual Renewal of Holy Doors As described by Archbishop Listecki in this issue, the Jubilee is also a time for personal spiritual development. One way to attain this is to visit churches throughout various dioceses across the country and, if possible, around the world, which have a specially

LIVING THE CATHOLIC LIFE

Jesus said: “Truly, I am the door, if any one enters by me, he will be saved, and will go in and out and find pasture. I came that they may have life, and have it abundantly.”

– John 10: 7-10


Stand at the crossroads and look; ask for the ancient paths, ask where the good way is, and walk in it, and you will find rest for your souls. - Jeremiah 6:16

Corporal Works of Mercy

Feed the hungry

Give drink to the thirsty

Clothe the naked

Shelter the homeless

Visit the sick

Visit the imprisoned

Bury the dead

Jubilee of Mercy Prayer

Lord Jesus Christ, you have taught us to be merciful like the Heavenly Father, and have told us that whoever sees you sees Him. Let the Church be your visible face in the world. Send your spirit so that the Jubilee of Mercy may be a year of grace from the Lord, and your Church, with renewed enthusiasm, bring good news to the poor, proclaim liberty to the captives and the oppressed, and restore sight to the blind. We ask this through the intercession of Mary, Mother of Mercy, you who live and reign with the Father and the Holy Spirit forever and ever. Amen.

(Adapted from the Pope’s Jubilee of Mercy Prayer)

Resources for the Jubilee of MercyUnited States Conference of Catholic Bishops - Evangelization and Catechesis has a webpage on the Year of Mercy which includes articles, resources, links and more: www.usccb.org

Catholic Relief Services has an informative website as well: http://www.crs.org/resource-center/jubilee-year-mercy

Holy Doors anywhere in the world may be found at: https://catholicpilgrimagesites.wordpress.com/holy-doors-of-mercy

Pontifical Council for the Promotion of the New Evangelization has a Jubilee Year of Mercy website: www.im.va

designated Holy Door. The tradition of Holy Doors is age-old and refers to an entrance portal located within the Papal major basilicas in Rome. During jubilee years such as the current Jubilee of Mercy, these doors are ceremoniously blessed and opened. Though all cathedrals may have a designated Holy Door, a local bishop may also designate additional shrines and churches in his diocese to have such doors. The Archdiocese of Milwaukee has ten locations including the Cathedral of Saint John the Evangelist.

Around the world there are only eight locations with Holy Doors specifically designated by the Holy See. In addition to St. Peter’s Basilica in Vatican City, there are three more in Rome as well as one in Spain,

France, and the Philippines. The only site designated in the Western Hemisphere is the Cathedral-Basilica of Notre Dame de Québec in Quebec City, Canada.

Pope Francis has stated, “a Door of Mercy through which anyone enters will experience the love of God who consoles, pardons, and instills hope.” To receive the full blessings of the Jubilee year, when visiting a Holy Door pilgrimage site, it is necessary to receive the sacrament of reconciliation, share in the Holy Eucharist, and pray for the Pope’s intentions. The Jubilee Year is also a wonderful opportunity to pray the Holy Rosary, adore the Blessed Sacrament, attend Mass regularly, and practice any of the Corporal Works of Mercy, listed on this page.


SERVING GOD BY SERVING OTHERS

Members of Chapter N093, Fitchburg, Mass., held the 18th Annual Yard Sale in September for a mission in Haiti. They raised $2,600 to benefit the Nutrition Center for children with severe malnutrition, and for the medical clinic.

Chapter 72, St. Marks Parish, Wis., recognized 50 year members at their annual member celebration. Attendees enjoyed dinner and entertainment performed by members of the Mosinee High School Choir – a tribute to Elvis!

Volunteers from Chapters 275, Hales Corners, Wis., and WI52, Milwaukee, Wis., participated in a Match Fund event that generated $3,100 for the Cathedral of Saint John the Evangelist. Families attending the Milwaukee Holiday Parade were treated to pancakes and home-baked goods at the Cathedral’s “Pancake on Parade.”

Alone we can do so little; together we can do so much.

– Helen Keller

Members Giving Back.

Members from Chapters 137, LaCrosse, Wis., 144,Genoa, Wis., and Chapter 723, Winona, Minn., attended Mass at Our Lady of Guadalupe Shrine,toured the church, and enjoyed a special recognition dinner at the annual Member Celebration.


150 Milwaukee-area members and their families attended the Chapters 89 Lakeside and 110 Milwaukee Central, Santa’s Workshop event to celebrate Christmas. Attendees enjoyed lunch, arts & crafts, and visiting with Santa.

Members of Chapter WI21, Kendall, Wis., volunteered at the St. Paul Swiss Steak Dinner in September to benefit the parish. Books, clothing and baskets were donated, and proceeds totaled nearly $3,000.

More than 75 adults and children attended a special Christmas party featuring lunch with Santa at Chapter 225, Mishicot, Wis.

Members of Chapter N350, St. Agatha, Maine, volunteered at the St. Thomas Church bean supper in October. Almost 500 people attended, and, with matching funds from the home office, over $5,000 was raised.


SERVING GOD BY SERVING OTHERS

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1. Members of Chapter 64, Kaukauna, Wis., volunteered at the Holy Cross Oktoberfest which raised nearly $1,500 for their parish. This daylong event included classic German food – spanferkel, brats, and kraut – a beer garden, raffles and contests, and activities for kids.

2. Dan and Rita Fellenz of Chapter 279, Hartford/St. Lawrence, Wis., presented a check for $250 to the Society of St. Vincent de Paul. After making their annual donations of Thanksgiving and Christmas food to families in need, the chapter decided to make a gift to SVdP in support of Catholic Financial Life’s partnership with the organization.

3. A group of students from parishes in Colby and Dorchester, Wis., traveled to the 2015 Steubenville Youth Conference thanks to generous contributions from Chapter 212, Medford, Wis. The teens enjoyed an amazing weekend growing in their relationships with God.

4. Fifty volunteers, most of them children, from the four chapters of 202, Racine, Wis., 151, Kenosha, Wis., 175, Burlington, Wis., and 278, Paris, Wis. collected donations and assembled “Critical Care Backpacks.” Backpacks included items that a family may need if a loved one were suddenly rushed to the hospital with a critical illness or injury, and for an extended stay. Over 250 backpacks were assembled and delivered to local hospitals who distributed them to patient families.

Not all of us can do great things. But we can do small things with great love.

–Mother Teresa


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5. Chapter 318, Mequon/Cedarburg, Wis. helped orchestrate a prayer service and then distributed Christmas ornaments, holiday cards, and cookies to each student at St. Rose/St. Leo’s and Messmer Preparatory Catholic schools.

6. Members of Chapter WI39, Tisch Mills, Wis., bought and donated mason jars for Sr. Marilyn Herr, of the Sisters of St. Francis of the Holy Cross, who cans and sells fruit.

7. Members of six chapters participated in the 2015 Friends of the Poor Walk between New Holstein and Kiel, Wis.: WI09, Chilton; 266, New Holstein; 194, Charlestown; 223, St. Anna; 83, Brillion; and 118, Charlesburg. Proceeds benefited four local St. Vincent de Paul conferences.

Want your chapter to be featured in

a future magazine? Submit your

best photos and detailed captions

to [email protected].


It’s not the awards of Leading Total Producer, Leading Life Producer, New Member Growth Leader, Top 100 Lives Producer and Rookie of the Year that keep a Catholic Financial Life Advisor going to work every day. It’s not so much about being the best at something, rather, more about doing your best at something.

Matthew Tomlinson, 2015 Leading Life Producer

“When you do your best, you do what’s in the best interest of your clients, it’s that simple,” says Matthew Tomlinson,

Leading Life Producer. If it were just about winning awards I wouldn’t do it.” Matthew has been with Catholic Financial Life since April 2009. As a devoted Catholic Matthew shared that for him, being an advisor is not about becoming the top producer. It’s about working hard at a career that he enjoys and for a Catholic organization he truly believes in.

There is great satisfaction for Matthew in serving his clients. He gets immediate gratification from being able to take care of someone and offer them a product that he knows with 100%

certainty will protect them or ensure they have a steady stream of income in retirement. “I highly respect my clients and I’m honest. If that means I’m Leading Life Producer, that’s awesome, but that isn’t my goal,” shares Matthew.

John Augustine, 2015 Leading Total Producer

“During an initial meeting with a potential new member, I usually spend two to three hours talking about their life as well as their wants, hopes,

and dreams. It’s not very often that I spend that amount of time in one sitting with my own family. It is an honor to have someone share that much time with me,” says John Augustine, Leading Total Producer.

John has been with Catholic Financial Life since January 1976 – an unbelievable 40 years! While he has won this award many times over his career, you would never know it – he is as humble as they come. Recently John’s daughter, Suzi, decided to join her father as a Catholic Financial Life advisor. John is excited but also apprehensive because he fully understands the time and commitment it takes a new advisor to be successful. “You get out what you put in,” says John. Suzi is extremely lucky because she will have a seasoned veteran at her side encouraging her along the way!

Francisco Hernandez, 2015 New Member Growth Leader

When asked what motivates Francisco Hernandez, New Member Growth Leader, he stated simply, “I always wanted to help people, but I

couldn’t, I didn’t have the time because I had to work. Now, I get to help people as my work.”

Francisco is one of those unique individuals who radiates his passion for helping others. He believes he has earned this recognition because of his genuine fondness for his work.

As a native Spanish speaker, Francisco primarily serves the Hispanic community in Northern Illinois. He says he owes his success to his clients. “It’s a chain reaction, I help one family and they in turn tell another family,” states Francisco. “I’m very grateful to those I work with. Maybe that appreciation is contagious and we do good things together and are better for having met.”

Edgar Martinez, 2015 Rookie of the Year

Edgar Martinez, Rookie of the Year says, “To be invited into a family’s home and be trusted and treated with respect is a

humbling experience, yet extremely gratifying.”

It’s not about being the best, it’s about doing your best!Sales…it’s an Attitude of Gratitude

read more on the web catholicfinanciallife.orgread more on the web catholicfinanciallife.org

Outside of their social demeanor, love of conversation and busy schedules, what you notice when you talk to any of these leading advisors is their genuine passion for their work and immense gratitude for the members they serve. They treat members with the highest regard, and they respect and trust the protection that Catholic Financial Life can offer.

Edgar is active at his home parish, St. Thomas Aquinas in Madison, Wis. Conversation comes easy for him because he can talk about God and his faith with his friends from church. Being an advisor doesn’t feel like a job for him. “The core reason I work as an advisor is because I am able to help my community not only in the financial arena, but in their faith life too,” he shares. “It’s very special.”

Edgar feels he is like a teacher, educating his community about Catholic Financial Life. He attributes his success during his first year to his clients’ eagerness to understand the importance and value of life insurance.

Karen Stiles, 2015 Top 100 Lives Producer

Karen Stiles, Top 100 Lives Producer, believes that being part of someone’s life during the good and bad times, asking the difficult questions

and discovering what is most important led her to this career. “It is extremely gratifying to help make a difference in another person’s life,” says Karen.

A person who is full of energy and truly cares about her clients, Karen has been an advisor with Catholic Financial life for more than 26 years and during her tenure has earned the 100 Lives Award every year since the award’s inception in 2003! She was also the first recipient of the Michael Stivoric Fraternal Life Award in 2007, an award that recognizes an advisor who lives the fraternal mission of our Society.

When asked how she feels about these awards Karen says, “I’m just taking care of my members, friends and community.”

2015 Awards Leading Life ProducerMatthew Tomlinson

Leading Total ProducerJohn Augustine, FIC, LUTC

100 Lives ClubKaren Stiles, FIC, LUTCFFrancisco Hernandez, FIC Alan Charles Dalila Dirnbauer

Rookie of the Year AwardEdgar Martinez John Schneiger Rookie Award (Life Production)Edgar Martinez

Roger Holthaus Rookie Award (New Members)Edgar Martinez

Michael Stivoric Fraternal Life AwardPaul Hill, FIC, CFFM, LUTCFDebra Hill, FIC

William L. Eimers Award (Recruiting Chapter Leadership)Bill Klein, CLU®, ChFC, FIC, LUTCFMichael HahnPatricia Lang

Directors ClubAlan CharlesRogelio Uriostegui, LUTC, FICIda MartinezDalila DirnbauerAmy Blevins, FIC

Vice Presidents ClubSharyl Zillmer, FICJoseph Giganti, Sr. Gabriel Rivera, FIC

Presidents ClubJohn Augustine, FIC, LUTC, MDRTMatthew TomlinsonKristin O’Connell, CFP®, CLU®, FICRick Kremel, CLU®, LUTCF, ChFC, FICKaren Stiles, FIC, LUTCFFrancisco Hernandez, FICEdgar Martinez

Anniversaries5 YearsLarry Fliss, LUTCF, FICDeborah Hecker, FICFrancisco Hernandez, FICLinda Kopetsky, FICDaniel Lloyd, CPA®, CLU®, ChFCMichael McNamee, FICBrianne Scheel, FICFRogelio Uriostegui, LUTC, FIC

10 Years Jim Bertler, LUTCF Ida Martinez

20 YearsJeanne Burch, FIC 25 YearsKathie Ramthun, FICF, LUTCF, CLU®

30 Years Michael Dougherty, LUTCF, FIC


Catholicpep rally


PALM SUNDAY

ALL YOU NEED

GET UP!

NAME GAME

HAVE FAITH

H E NO A RS U NA R MN U NN A PA R K

R A I S E D L A Z A R U S

F R O M T H E D E A D

Catholicism is alive and well with today’s youthIn November, a gathering of more than 25,000 high school students and adult chaperones attended the 2015 National Catholic Youth Conference (NCYC), an event that can be described as a “Catholic pep rally.” Attendees from across the country traveled to the Lucas Oil Stadium in Indianapolis, Ind. for this powerful, biennial, three-day experience of prayer, community, and empowerment.

The program included keynote presentations, prayer, workshops, Mass, and opportunities to participate in reconciliation and adoration of the Blessed Sacrament, as well as recreational activities, concerts, and exhibits. “The enthusiasm and energy was evident throughout the entire experience,” said Jim Love, Membership Specialist, Catholic Financial Life. “NCYC reignites your spirit!”

In an effort to further engage young adults, Catholic Financial Life offered NCYC Scholarships to eligible members. Catholic Financial Life was honored to award six students with scholarships to attend this event. We’re proud to support this important ministry and look forward to NCYC 2017!

Looking to host a Young Adult Networking Event?Catholic Financial Life hosted its first Young Adult Networking/Happy Hour in December at the New Berlin Ale House in New Berlin, Wis. This event is part of an initiative designed to bring young adult members together and collaborate on ways to better engage young adult members. It included discussion regarding an upcoming Young Adult Retreat and this summer’s mission trip to the Dominion Republic.

The New Berlin event was a great start, and we look forward to hosting several more sessions in 2016. If you are interested in helping organize a happy hour, community service project, retreat or networking event in your local area, contact Jim Love at 414-278-6597 or [email protected].

“The enthusiasm and energy was evident throughout the entire experience. NCYC reignites your spirit!”

- Jim Love, Membership Specialist, Catholic Financial Life

A gathering of over 25,000 high school students and adult chaperones, this event is what can be described as a “Catholic pep rally.”

Kid’s LifePage Answers


Supporting Catholic EducationCatholic Financial Life again was the premier sponsor of the Milwaukee Archdiocese’s third annual

Soles for Catholic Education Walk in October. More than 9,500 participants from nearly all of the 111 Catholic schools in the archdiocese came out to Mount Mary University in

Milwaukee, Wis. for the two-mile walk, live music, games and activities. The event raised a total of $340,596, with funds going to ensure that Catholic education

remains affordable and accessible. The day was a true success!

The Soles for Catholic Education Walk is important to Catholic Financial Life because we are passionate about Catholic education. Giving back to parishes, schools and communities is at the forefront of our mission to help others.

Catholic schools provide children with a faith-based education and the opportunity to learn and grow in their relationships with God every day. That’s why we want to help make Catholic education more affordable for our members. We offer scholarships for members enrolled in Catholic grade

school or high school, and any college. Awards range from $200 to $1,000.

Deadline fast approaching! All scholarship applications due March 31.

Also our Orphans’ College Scholarship, another benefit we are proud to offer our members, was recognized as one of the Top 50 College Scholarships for 2015-2016 by College Choice. The team at College Choice filtered through hundreds of college scholarships, fellowships, and grants at different grade levels and demographic niches and made a list of the top 50 awards in terms of their value. The Orphans’ College Scholarship, available to financial members or children whose natural or adoptive parent was a member when they passed away, offers full-time students up to $4,000 per year.

Find the Radiant Cross

We have hidden black and white

versions of the “Radiant Cross” icon – like the one you see on this page – somewhere in this publication. Members who correctly identify the location of at least one of the six Radiant Cross icons hidden in this issue will be eligible for a drawing to receive $25. Please note: the Radiant Cross featured on this page does not count.

Submit your entry by May 15, 2016. Visit our Web site and click on the Spring Member Magazine link or mail your entry to: Member Magazine, Catholic Financial Life, 1100 W. Wells St., Milwaukee, WI 53233. Be sure to include your name, address, phone number and the location of the Radiant Cross.

The winner of our Fall issue Radiant Cross activity was Jean Fischer.

It’s a Kid’s LifeWelcome to the “It’s a Kid’s Life,” a special page for our younger members! This section features puzzles, word searches, and a message from the Catholic Financial Life mascot, JP Castor. We hope you enjoy this new addition.

See answers on page 21.

Start building a lifetime of financial security...for only $30 per year!

Is there a special child in your life?

15-0007-1/16 Headquartered in Milwaukee, Wis. Products and services not available in all states. Policy Form #ICC10 JV.

It’s easy to apply!Visit: join.catholicfinanciallife.org/TLC Call: 1-800-965-2547

$25,000 Term Life Insurance (TLC) coverage for your child

The TLC Plan:• Locks in a low payment rate that won’t increase.

• Provides insurance protection to age 23. (This offer is available for children from birth to age 15.)

• Guarantees your child’s eligibility for life insurance in the future, with an option to trade in the TLC Plan for permanent cash-building coverage later in life — even if your child’s health changes.

Documents

Catholic Financial Life Member Magazine, Spring 2016