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7/25/2019 Cashflow Forecasting Template
1/50
Small Business Victoria: Information sheet
Cash flow scenario planner
Changes in sales incom 0%
Changes in expenses 0%
Month six
January February March April May June July
$5,000 $7,671 -$1,167 $2, ! $5,"7 -$#,2 ! $1,2 0
Cash in (record when actually recieved)Operating revenue
$2,200 $2,200 $2, 20 $2,6 0 $2,772 $2,!60 $#,0!0
ollection o recie&ables $2,7 5 $#,102 $#,25! $#, "! $#,7"5 $ ,0 6 $ ,217
$0 $0 $0 $0 $0 $0 $0
Total Operating Revenue $4,945 $5,302 $5,678 $6,138 $6,567 $6,906 $7,297
Other Source o! "a h #n!lo
'rocee(s ro) sale o assets
Fun(s borro*e( $20,000
+ax re un( rebates
ther sources o cash in.o*
Total other ca h in!lo $0 $20,000 $0 $0 $0 $0 $0
$4,945 $25,3 2 $5,!"# $!, 3# $!,5!" $!,9 ! $",29"
Cash out (record when actually paid)#nventor% &Stoc'(
/toc purchases 12,012 13,728
%Cash flow worksheet Use this automated cash flow worksheet to forecast and record cash flow. The worksheet will update your figures as yoe!planation of cash flow.
How to use it: Type your cash balance at the beginning in cell B10. Then type in your monthly figures for cash in and cash out, month by month.your cash flow projections and replace these with real figures when you have them. ou can also use this cash flow worksheet to test what will hplanner and report.
MonthMonth
oneMonth
t*oMonththree
Monthour
Month&e
Monthse&en
ash balance at the start oeach )onth 3
ash reciepts ro)custo)ers
ther operatin4 re&enuerecei&e(
&ota mont y casin
7/25/2019 Cashflow Forecasting Template
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ther ost o oo(s
Total "o t o! )oo* $0 $12,012 $0 $0 $13,728 $0 $0
)eneral + *-ini trative
an char4es 17 17 17 17 20 18 20
re(it car( co))ission
ce /upplies 22 22 22 22 22 22 27
8icense ees
usiness insurance
9tc:
$39 $39 $39 $39 $42 $40 $47
.ar'eting + /ro-otional
A(&ertisin4 275 275 275
'ro)otion - eneral
'ro)otion - ther
9tc:
$275 $0 $0 $275 $0 $0 $275
Operating pen e
;e*spapers < )a4a=ines
'ar in4 +axis +olls
9ntertain)ent Meals
+ra&el Acco)o(ation
8aun(ry (ry cleanin4
leanin4 < cleanin4 pro(ucts
/un(ry supplies
9>uip)ent hire
9tc:
Total Operating pen e$0 $0 $0 $0 $0 $0 $0
.otor ehicle pen e
Fuel 500 358 275 302
?ehicle ser&ice costs
Accountin4 8e4al onsultantees
Total )eneral +*-ini trative
Total .ar'eting +/ro-otional
+yres < other replace)entcosts
7/25/2019 Cashflow Forecasting Template
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@nsurance 300
e4istrations
Total .otor ehicle pen e$0 $300 $0 $500 $358 $275 $302
e ite pen e
Bo)ain na)e re4istration
Costin4 expenses 110
etc
Total e ite pen e $0 $110 $0 $0 $0 $0 $0
-plo%-ent pen e
/er-anent
/alaries Da4es 1,230 1,230 1,230 1,230 1,230 1,230 1,230
'AE9260 260 260 260 260 260 260
/uperannuation 135 135 135 135 135 135 135
ther - 9)ployee ene ts
ecruit)ent costs
Total /er- -plo% p$1,625 $1,625 $1,625 $1,625 $1,625 $1,625 $1,625
"a ual
/alaries Da4es
'AE9
/uperannuation
ther - 9)ployee ene ts
ecruit)ent costs
Total "a ual -plo% p $0 $0 $0 $0 $0 $0 $0
Dor co&er @nsurance
Total -plo%-ent pen e$1,625 $1,625 $1,625 $1,625 $1,625 $1,625 $1,625
Occupanc% "o t
9lectricity as 130
+elephones 30 54 64 43 36 43 75
'roperty @nsurance 305
ates
7/25/2019 Cashflow Forecasting Template
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ent
epair < )aintenance
Daste re)o&al
Dater
9tc:
Total Occupanc% "o t $335 $54 $64 $173 $36 $43 $75
Other pen e
an @nterest
/+ 335 435
Total Other pen e $0 $0 $335 $0 $0 $435 $0
Other "a h Out!lo'urchase o assets 20,000
ne-o ban ees
'rincipal 8oan repay)ents
'ay)ents to the o*ner s
@n&est)ent o surplus un(s:
ther cash in.o*s
Total Other "a h Out!lo $0 $20,000 $0 $0 $0 $0 $0
$2,2"4 ''' $2, !3 $2,! 2 ''' $2,4 # $2,324
$2,671 -$!,!#! $#,615 $#,526 -$",222 $ , !! $ ,"7#
$",!" $ , !" $2,44# $5,9"4 $3,24# $ ,24 $!,2 3
Notes:
$ ou may wish to write in the names of the months under the numbers to keep track. %&onth one% is the month you start the business.
&ota mont y casout
et di*erence G
Cash +alance at the endo each month -
G 'et difference shows if more cash came in, than went out, or vice versa( and how much.
) To get the cash balance *last row+, add or subtract the Net difference from the Cash balance at the start of the month *top row+. This figure becomes the ne!t.
employees and agents do not accept any liability to any person for the information or advice which is provided herein. uthorised by the /ictorian overnment, 112 3!hibition treet, &elb
7/25/2019 Cashflow Forecasting Template
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Month ten +otal
Au4ust ctober ;o&e)ber Bece)ber
$6,21# $2,661 $7,#0# $1#,0"# -$1,116
$#,16! $#,212 $#,#00 $#,#!! $#,0!0 $# ,#20
$ , 75 $ ,666 $ ,77! $ ,!"1 $5,016 $ !, !7
$0 $0 $0 $0 $0 $0
$7,643 $7,878 $8,078 $8,279 $8,096 $82,807
$0
$20,000
$0
$0
$0 $0 $0 $0 $0 $20,000
$",!43 $",#"# $#, "# $#,2"9 $#, 9! '''
8,580 20,592 $5 ,"12
type. If you're not sure how to use this worksheet, there's a plain nglish
If you are using the worksheet as part of a business plan, fill out as much as you can withppen if something changes e.g. e!penses go up by "#, using the cash flow scenario
Monthei4ht
Monthnine
Monthele&en
Montht*el&e
/epte)ber
7/25/2019 Cashflow Forecasting Template
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$0
$8,580 $0 $0 $20,592 $0 $54,912
20 18 20 18 18 220
$0
462 $ 62
22 22 22 22 28 $275
$0
$0
$0
$504 $40 $42 $40 $46 $957
275 $1,100
$0
$0
$0
$0 $0 $275 $0 $0 $1,100
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0 $0 $0 $0 $0 $0
330 347 275 198 110 $2,6"5
$0
$0
7/25/2019 Cashflow Forecasting Template
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$#00
$0
$330 $347 $275 $198 $110 $2,995
$0
$110
$0
$0 $0 $0 $0 $0 $110
1,230 1,230 1,230 1,230 1,230 $1 ,760
260 260 260 260 260$#,120
135 135 135 135 135 $1,620
$0
$0
$1,625 $1,625 $1,625 $1,625 $1,625 $19,500
$0
$0
$0
$0
$0
$0 $0 $0 $0 $0 $0
$0
$1,625 $1,625 $1,625 $1,625 $1,625 $19,500
130 160 $ 20
26 44 71 33 30 $5 "
$#05
$0
7/25/2019 Cashflow Forecasting Template
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$0
$0
$0
$0
$0
$156 $44 $71 $33 $190 $1,274
$0
1,180 400 $2,#50
$0
$0
$0
$0
$0
$0 $1,180 $0 $0 $400 $2,350
$20,000
$0
$0
$0
$0
$0
$0 $0 $0 $0 $0 $20,000
''' $3,23! $2,2## $22,4## $2,3" '''
-$#,552 $ ,6 2 $5,7"0 -$1 ,20" $5,725
$2,!! $",3 3 $ 3, 93 $ , ! $4,! 9
onth%s new cash balance., . ,
urne, 2000. 4 epartment of Innovation, Industry and 5egional evelopment 6007
7/25/2019 Cashflow Forecasting Template
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7/25/2019 Cashflow Forecasting Template
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"#$
"%$
&%$
#$
%$
(#$
(%$
##$#%$
)#$
)%$
*#$
*%$
+#$+%$
#$
%$
#$
%$
-#$
- #$
7/25/2019 Cashflow Forecasting Template
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7/25/2019 Cashflow Forecasting Template
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7/25/2019 Cashflow Forecasting Template
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7/25/2019 Cashflow Forecasting Template
17/50
Small Business Victoria: Information sheet
Cash flow scenario planner
Changes in sales income
Changes in expenses
Month six Month ten
$0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Cash in (record when actually recieved)Operating revenue
ollection o recie&ables
$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Total Operating Revenue $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Other Source o! "a h #n!lo
'rocee(s ro) sale o assets
Fun(s borro*e(
+ax re un( rebates
ther sources o cash in.o*
%Cash flow worksheet Use this automated cash flow worksheet to forecast and record cash flow. The worksheet will update your figures as you type. If you're not sure how to use this worksheet, there's a plain nglishe!planation of cash flow as well as an easy-to-follow worked e!ample in the ffice of Small Business information sheet Business essentials: cash-flow forecast and break-even pfrom the 1inancial 2anagement section of the Business Victoria we3site at www.3usiness.4ic.go4.au.5
How to use it: Type your cash balance at the beginning in cell B10. Then type in your monthly figures for cash in and cash out, month by month. If you are using the worksheet as part of a businessyour cash flow projections and replace these with real figures when you have them. ou can also use this cash flow worksheet to test what will happen if something changes e.g. e!penses go up by "planner and report.
MonthMonth
oneMonth
t*oMonththree
Monthour
Month&e
Monthse&en
Monthei4ht
Monthnine
Monthele&en
ash balance at the start oeach )onth 3
ash reciepts ro)custo)ers
ther operatin4 re&enuerecei&e(
7/25/2019 Cashflow Forecasting Template
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Total other ca h in!lo $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
$ $ $ $ $ $ $ $ $ $ $
Cash out (record when actually paid)#nventor% &Stoc'(
/toc purchases
ther ost o oo(s
Total "o t o! )oo* $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
)eneral + *-ini trative
an char4es
re(it car( co))ission
ce /upplies
8icense ees
usiness insurance
9tc:
$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
.ar'eting + /ro-otional
A(&ertisin4
'ro)otion - eneral
'ro)otion - ther
9tc:
$0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
ota mont y casin
Accountin4 8e4al onsultantees
Total )eneral +*-ini trative
Total .ar'eting +/ro-otional
7/25/2019 Cashflow Forecasting Template
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Operating pen e
;e*spapers < )a4a=ines
'ar in4 +axis +olls
9ntertain)ent Meals
+ra&el Acco)o(ation
8aun(ry (ry cleanin4
leanin4 < cleanin4 pro(ucts
/un(ry supplies
9>uip)ent hire
9tc:
Total Operating pen e$0 $0 $0 $0 $0 $0 $0 $0 $0 $0
.otor ehicle pen e
Fuel
?ehicle ser&ice costs
@nsurance
e4istrations
Total .otor ehicle pen e$0 $0 $0 $0 $0 $0 $0 $0 $0 $0
e ite pen e
Bo)ain na)e re4istration
Costin4 expenses
etc
Total e ite pen e $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
+yres < other replace)entcosts
7/25/2019 Cashflow Forecasting Template
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-plo%-ent pen e
/er-anent
/alaries Da4es
'AE9
/uperannuation
ther - 9)ployee ene ts
ecruit)ent costs
Total /er- -plo% p$0 $0 $0 $0 $0 $0 $0 $0 $0 $0
"a ual
/alaries Da4es
'AE9
/uperannuation
ther - 9)ployee ene ts
ecruit)ent costs
Total "a ual -plo% p $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Dor co&er @nsurance
Total -plo%-ent pen e$0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Occupanc% "o t
9lectricity as
+elephones
'roperty @nsurance
ates
ent
7/25/2019 Cashflow Forecasting Template
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$0 $0 $0 $0 $0 $0 $0 $0 $
$ $ $ $ $ $ $ $ $
Notes:
$ ou may wish to write in the names of the months under the numbers to keep track. %&onth one% is the month you start the business.
et di*erence G
Cash +alance at the endo each month -
G 'et difference shows if more cash came in, than went out, or vice versa( and how much.
) To get the cash balance *last row+, add or subtract the Net difference from the Cash balance at the start of the month *top row+. This figure becomes the ne!t month%s new cash baisclaimer- The information contained in this publication is provided for general guidance only. The tate of /ictoria does not make any representations or warranties *e!pressed or implied+ as to the
employees and agents do not accept any liability to any person for the information or advice which is provided herein. uthorised by the /ictorian overnment, 112 3!hibition treet, &elbourne, 2000. 4 epa
7/25/2019 Cashflow Forecasting Template
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"#$ "#$
"%$ "%$
&%$ &%$
#$ #$
%$ %$
(#$ (#$
(%$ (%$##$ ##$
#%$ #%$
)#$ )#$
)%$ )%$
*#$ *#$
*%$ *%$+#$ +#$
+%$ +%$
#$ #$
%$ %$
#$ #$
7/25/2019 Cashflow Forecasting Template
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%$ %$
-#$ -#$
- #$ - #$
7/25/2019 Cashflow Forecasting Template
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7/25/2019 Cashflow Forecasting Template
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7/25/2019 Cashflow Forecasting Template
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7/25/2019 Cashflow Forecasting Template
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Small Business Victoria: Information sheet
Cash flow scenario planner
Changes in sales incom 0%
Changes in expenses 0%
Month six
$0 $0 $0 $0 $0 $0 $0
Cash in (record when actually recieved)Operating revenue
$0 $0 $0 $0 $0 $0 $0
ollection o recie&ables $0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
Total Operating Revenue $0 $0 $0 $0 $0 $0 $0
Other Source o! "a h #n!lo
'rocee(s ro) sale o assets 0 0 0 0 0 0 0
Fun(s borro*e( 0 0 0 0 0 0 0
+ax re un( rebates 0 0 0 0 0 0 0
ther sources o cash in.o* 0 0 0 0 0 0 0
Total other ca h in!lo $0 $0 $0 $0 $0 $0 $0
$ $ $ $ $ $ $
Cash out (record when actually paid) +otal ost o oo(s $0 $0 $0 $0 $0 $0 $0
%Cash flow worksheet Use this automated cash flow worksheet to forecast and record cash flow. The worksheet will update your figures as yoe!planation of cash flow as well as an easy-to-follow worked e!ample in the ffice of Small Business information sheetfrom the 1inancial 2anagement section of the Business Victoria we3site at www.3usiness.4ic.go4.au.5
How to use it: Type your cash balance at the beginning in cell B10. Then type in your monthly figures for cash in and cash out, month by month.your cash flow projections and replace these with real figures when you have them. ou can also use this cash flow worksheet to test what will hplanner and report.
MonthMonth
oneMonth
t*oMonththree
Monthour
Month&e
Monthse&en
ash balance at the start oeach )onth 3
ash reciepts ro)custo)ers
ther operatin4 re&enuerecei&e(
o a mon y casin
7/25/2019 Cashflow Forecasting Template
30/50
$0 $0 $0 $0 $0 $0 $0
$0 $0 $0 $0 $0 $0 $0
+otal peratin4 9xpenses $0 $0 $0 $0 $0 $0 $0
+otal Motor ?ehicle 9xpenses $0 $0 $0 $0 $0 $0 $0
+otal Debsite 9xpenses $0 $0 $0 $0 $0 $0 $0
+otal 'er): 9)ploy 9xp $0 $0 $0 $0 $0 $0 $0
+otal asual 9)ploy 9xp $0 $0 $0 $0 $0 $0 $0
Dor co&er @nsurance $0 $0 $0 $0 $0 $0 $0
+otal ccupancy osts $0 $0 $0 $0 $0 $0 $0
+otal ther 9xpenses $0 $0 $0 $0 $0 $0 $0
Other "a h Out!lo'urchase o assets 0 0 0 0 0 0 0
ne-o ban ees 0 0 0 0 0 0 0
'rincipal 8oan repay)ents 0 0 0 0 0 0 0
'ay)ents to the o*ner s 0 0 0 0 0 0 0
@n&est)ent o surplus un(s: 0 0 0 0 0 0 0
ther cash in.o*s 0 0 0 0 0 0 0
Total Other "a h #n!lo $0 $0 $0 $0 $0 $0 $0
$ $ $ $ $ $ $
$0 $0 $0 $0 $0 $0 $0
$ $ $ $ $ $ $
Notes:
$ ou may wish to write in the names of the months under the numbers to keep track. %&onth one% is the month you start the business.
+otal eneral