Driving the Future of PaymentCards & Payments Services

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Cards & Payments Services

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NTT Data's Cards and Payments Services aim to accelerate the move to digital payments and create a seamless buying journey, unlocking the potential to millions of consumers to more freely spend and move their money.

SeamlessBuyingJourney

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We help global merchants process and manage local & cross-border transactions in multiple currencies for their international businesses through a single platform. Merchants can benefit from innovative payment solutions designed to help businesses capture new market opportunities.

UnifiedPlatform forCross-Border

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Today, we have local presence and support in Japan, Malaysia, Vietnam, Hong Kong, China, Thailand, Philippines, Indonesia and Cambodia; it helps to speak the language of your customers and provide innovative payment solutions that work for them.

GlobalPresence

Explore how our technologies can lead you in the digital payment world

Drivingthe Futureof Payment

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Cards & Payments Services

01.Since we regard the success of our clients as our own, we work together with them, without giving up, to achieve business innovation from beginning to end.

OurApproach 02.

A passionate IT and business innovator bringing together a world of wisdom, we solve our clients’ business issues with foresight

OurStrength 03.

In addition to using IT to improve operational efficiency, we contribute to the digitalization and globalization of our clients’ businesses.

OurBusinessDomain

We are a true business partner, an IT and business innovator, that is achieving the digitalization and globalization of business by bringing together a world of wisdom.

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O U R C O R E V A L U E

Client's Success is our Success

AffiliatedPartners

AinoIndonesia

iPay88Philippines

iPay88Cambodia

iPay88Bangladesh

iPay88Indonesia

JAPANNTT DATA Corporation(HQ)

HONG KONG

NTT DATA Hong Kong

THAILAND

NTT DATAThailand

THAILAND

iPay88Thailand

MALAYSIA

iPay88Malaysia

SINGAPORE

iPay88Singapore

CHINA

NTT DATAChina

SINGAPORE

NTT DATASingapore

VIETNAM

VietUnion Vietnam

OurGlobalFootprint

Our Mission:From IT Partner toBusiness Partner

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Cards & Payments Services

NTT Data Hong Kong Limited is an international payment service provider operating since 2015. It helps global merchants process and manage local and cross-border transactions in over 150 different currencies through one single platform. With just one single integration, merchants can benefit from NTT Data's extensive coverage of payment methods including comprehensive range of local payment options in Asian countries to cost and conversion optimization, risk and fraud management, and merchant reporting.

hk.nttdata.com

HONG KONG

NTT Data China provides both online and offline payment solutions (China UnionPay, AliPay, WeChatPay, etc.) for merchants in China, Japan and Southeast Asia through various smart POS terminals. Additionally, for domestic EC enterprises expanding into the Japanese market, the company provides a convenient, quick and safe cross-border EC platform collecting service.

china.nttdata.com

CHINA

NTT Data (Thailand) Co., Ltd.offers payment servicesolutions, where top leaders of financial institutions compile the main client base. The service coverage includes Thailand and Asia Pacific region and provides end-to-end payment solutions with various payment product types, for example credit card, prepaid card, fleet card, mobile payment solutions, etc.

NTT Data Thailand offers not only on premise model, but also own Payment Shared Processing Center (SPC) with PCIDSS compliance.

th.nttdata.com

THAILAND

Headquartered in Tokyo, NTT Data operates Japan’s largest card payment processing network “CAFIS”, which connects broad range of acquirers, issuers, merchants, and ATM operators in Japan. Through CAFIS, NTT Data has been leading the payment industry for more than 30 years. Besides NTT Data has many years’ experiences which supports widely digitalization of major retailers in JAPAN and provides online banking system, interbank settlement system and bill payment services such as “Pay-easy” to financial institutions. These performances of clients support and various solution enables NTT Data to provide flexible support to APM and MNC overseas.

CAFIS provides various payment-related solutions such as shared POS, fraud detect solutions etc. to make contributions to the growth of clients and society. "Beyond The Payments" CAFIS brand message represents our hope to make purchasing in both Japan and overseas more convenient and enjoyable.

solution.cafis.jp

OurCompaniesJAPAN

CAFIS provides various payment-related solutions such as shared POS, fraud detect solutions etc. to make contributions to the growth of clients and society. "Beyond The Payments" CAFIS brand message represents our hope to make purchasing in both Japan and overseas more convenient and enjoyable.

solution.cafis.jp

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Cards & Payments Services

VietUnion Online Services Corporation, founded in 2008, is one of the pioneers amongst FinTech companies in Vietnam, mainly operating in payment field under the “Intermediary Payment Services” license of the State Bank Vietnam. In June 2016, VietUnion became a part of NTT DATA group. Payoo is a brand name of VietUnion.

VietUnion provides bill payment services, which enable consumers to pay their bills online (via Payoo mobile application on iOS and Android, on websites or the internet banking/mobile banking of more than 30 connected banks in Vietnam) or at the nation-wide physical network of nearly 6,000 stores, such as 24/7 convenience stores, ICT shops, and supermarkets.

payoo.vn

With the goal of setting up the “one-stop payment” service, customers could make payments for more than 200 different services via Payoo platform, including utility bills, loans, credit card bills, insurance, school fees, telco top-ups, and transportation tickets.

In addition to the online payment gateway, VietUnion enables consumers to buy things online, but pay at the near-by stores. VietUnion also provides various software solutions, such as a mobile POS system, NFC smart-card solutions for transportation, location-based mobile applications and self-serviced multimedia kiosk terminals.

VIETNAM

PT Aino Indonesia (Aino) is a payment processing company and system integrator for public transportation, government public services, education, tourism, and retail.

During 2017, Aino has processed more than 155 million offline micropayment transactions from services like Bus Rapid Transit, Toll Roads, On Street Parking, Off Street Parking, Theme parks, and Beverage Vending Machines in 20 cities across Indonesia.

ainosi.co.id

Currently Aino is partnering with 6 major Indonesia-chip-based e-money issuers such as eMoney, Flazz, Tapcash, Brizzi, Jakcard, Megacash. In the near future, Aino will also be accepting both offline and online e-money transactions.

Besides payment processing service, Aino also provides an end-to-end system of Automated Fare Collection System, that is mostly needed for public transportation operators to establish e-ticketing solutions from e-Gate on the shelter, e-Tap Validator on the bus, the backend system, until its operation services.

INDONESIA

iPay88 is ASEAN's leading and award-winning regional Payment Company, established in year 2000 and acquired by NTT DATA in 2015. The company provides innovative solutions to accept payments online and offline, as well as strives to work with region's most progressive businesses.

Its state-of-art payment solutions have contributed substantially to the shaping of Malaysia's e-commerce landscape. iPay88 currently has presence in Malaysia, the Philippines, Indonesia, Cambodia, Singapore, Thailand, Vietnam, and most recently in Bangladesh. Through its partnership with over 100 financial institutions, iPay88 provides its top-notch payment solutions to more than 15,000 e-commerce merchants locally and regionally.

ipay88.com

MALAYSIA

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Cards & Payments Services

Whether you want a securesolution that is quick and easyto implement in your onlinestore, or a fully integrated,customized solution that meetsyour specific needs, we havethe answer.

Payment ServiceProvider

EDCmPOSQR Paymente-walletPayment Gatewaye-ticketing

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Do you want to create a richer and more personalised shopping experiences for your customers? In NTT DATA's we offer value-added services that help our merchants improve customer engagement before, during and after the transaction.

DigitalTransformationServicesSystem IntegrationBusiness IntelligenceCRM/MarketingO2OAMO (ApplicationManagement Outsource)

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We provide major financial institutions with development and management of issuing and acquiring systems and operate a shared card processing business and provide a shared centre service.

Shared ProcessingCenter

Merchant Management System (Acquiring)Card Management System (Issuing)Switching Network

SPC

Our One NTT DataPayment Solutions

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Cards & Payments Services

NTT Data supports a complete range of payment card management operations, including issuing, acquiring, as well e-commerce, mobile and point-of-sale payments. Our payment technology offers merchants to accept electronic payments, including credit and debit cards, bank transfer, e-wallet, e-money, payment apps, QR payments, O2O payment solutions and many more.

We work with leading institutions in the banking sectors including central banks, financial institutions, private and retail banking, non-bank financial institutions. We help our merchants and financial partners adapt to changing regulations and succeed in the rapidly evolving demands and preferences of consumers in the e-commerce industry.

Our clients’ success encompasses a broad range of industries coming from retail, telecommunication, utility, corporations, entertainment, transportation, fashion as well other sectors that contribute to our business growth and success across the globe.

Our GlobalPaymentNetworks

Cards & Payments Services