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}co>{Brd>.RiumtnryQktftfm(EGEIeniRkrsfm)}co{

C> (@bbfefni B`rd >)(7/>1)

[mftkg Utntks Cnmoruptey EùrtRìumtnry Qktftf`m

Mndk `b Gkct`r (fb fmg fvfguni, kmtkr Inst, Bfrst, Dfggik):

Nii @tlkr Mndks uskg cy tlk Gkct`r fm tlk inst < yknrs(fmeiugk dnrrfkg, dnfgkm, nmg trngk mndks):

Inst bùr gfhfts `b Uè. Uke. `r Fmgfvfguni-Wnxpnykr F.G. (FWFM) M`./E`dpiktk KFM(fb d`rk tlnm `mk, stntk nii)

Utrkkt Nggrkss `b Gkct`r (M`. nmg Utrkkt, Efty, nmg Utntk):

Eùmty `b Sksfgkmek `r `b tlk Qrfmefpni Qinek `b Cusfmkss:

Dnfifmh Nggrkss `b Gkct`r (fb gfbbkrkmt br`d strkkt nggrkss):

Ièntf`m `b Qrfmefpni Nsskts `b Cusfmkss Gkct`r(fb gfbbkrkmt br`d strkkt nggrkss nc`vk):

Mndk `b J `fmt Gkct`r (Upùsk) (Inst, Bfrst, Dfggik):

Nii @tlkr Mndks uskg cy tlk J`fmt Gkct`r fm tlk inst < yknrs(fmeiugk dnrrfkg, dnfgkm, nmg trngk mndks):

Inst bùr gfhfts `b Uè. Uke. `r Fmgfvfguni-Wnxpnykr F.G. (FWFM) M`./E`dpiktk KFM(fb d`rk tlnm `mk, stntk nii)

Utrkkt Nggrkss `b J`fmt Gkct`r (M`. nmg Utrkkt, Efty, nmg Utntk):

Eùmty `b Sksfgkmek `r `b tlk Qrfmefpni Qinek `b Cusfmkss:

Dnfifmh Nggrkss `b J`fmt Gkct`r (fb gfbbkrkmt br`d strkkt nggrkss):

ZFQ E`gk ZFQ E`gk

ZFQ E`gk ZFQ E`gk

Wypk `b Gkct`r

(B`rd `b @rhnmfzntf`m)

(Elkeo `mk c`x)

Fmgfvfguni (fmeiugks J`fmt Gkct`rs)

Ukk Kxlfcft G `m pnhk 3 `b tlfs b`rd.

E`rp`rntf`m (fmeiugks IIE nmg IIQ)

Qnrtmkrslfp

@tlkr(Fb gkct`r fs m`t `mk `b tlk nc`vk kmtftfks,

elkeo tlfs c`x nmg stntk typk `b kmtfty cki`w.)

Bfifmh Bkk(Elkeo `mk c`x)

Buii Bfifmh Bkk nttnelkg

Bfifmh Bkk t` ck pnfg fm fmstniidkmts (nppifencik t` fmgfvfgunis `miy). Dustnttnel sfhmkg nppifentf m b`r tlk eùrt's e`msfgkrntf`m ekrtfbyfmh tlnt tlkgkct`r fs umncik t` pny bkk kxekpt fm fmstniidkmts. Suik >112(c). Ukk @bbfefniB`rd 5N.

Bfifmh Bkk wnfvkr rkqukstkg (nppifencik t` elnptkr 8 fmgfvfgunis `miy). Dustnttnel sfhmkg nppifentf m b`r tlk eùrt's e`msfgkrntf`m. Ukk @bbfefni B`rd 5C.

Mnturk `b Cusfmkss(Elkeo `mk c`x)

Lknitl Enrk CusfmkssUfmhik Nsskt Skni Kstntk ns gkbfmkgfm >> [.U.E. >1> (;>C)Snfir`ngUtèocròkrE`dd`gfty CròkrEiknrfmh Cnmo

@tlkrWnx-Kxkdpt Kmtfty

(Elkeo c`x, fb nppifencik)

Gkct`r fs n tnx-kxkdpt `rhnmfzntf`mumgkr Wftik 32 `b tlk [mftkg UtntksE`gk (tlk Fmtkrmni Skvkmuk E`gk).

Elnptkr `b Cnmoruptey E`gk [mgkr Xlfel

tlk Qktftf`m fs Bfikg(Elkeo `mk c`x)

Elnptkr 8

Elnptkr 6

Elnptkr >>

Elnptkr >3

Elnptkr >5

Elnptkr >; Qktftf`m b`r Ske`hmftf`m`b n B`rkfhm Dnfm Qrèkkgfmh

Elnptkr >; Qktftf`m b`r Ske`hmftf`m`b n B`rkfhm M`mdnfm Qrèkkgfmh

Mnturk `b Gkcts(Elkeo `mk c`x)

G kc ts n rk p rfdnr fiy e `m su dk r g kc ts , G kc ts n rk p rfdnr fiy

gkb fmkg fm >> [.U.E. >1>(> Gkct`rsElkeo `mk c`x:

Gkct`r fs n sdnii cusfmkss gkct`r ns gkbfmkg fm >> [.U.E. >1>(;>G).

Gkct`r fs m`t n sdnii cusfmkss gkct`r ns gkbfmkg fm >> [.U.E. >1>(;>G).

Elkeo fb:

Gkct`rs nhhrkhntk m`me`mtfmhkmt ifqufgntkg gkcts (kxeiugfmh gkcts wkg t` fmsfgkrs r nbbfifntks)nrk ikss tlnm $3,575,511(ndùmt sucjket t` ngjustdkmt `m 7/1>/>5 nmg kvkry tlrkk yknrs tlkrknbtkr).

Elkeo nii nppifencik c`xks:

N pinm fs ckfmh bfikg wftl tlfs pktftf`m.

Neekptnmeks `b tlk pinm wkrk sìfeftkg prkpktftf m br`d `mk `r d`rk einssks `b erkgft`rs,fm nee`rgnmek wftl >> [.U.E. >>32(c).

WLFU UQNEK FU B@S E@[SW [UK @MIVUtntfstfeni/Ngdfmfstrntfvk Fmb`rdntf`mGkct`r kstfdntks tlnt bumgs wfii ck nvnfincik b`r gfstrfcutf m t` umskeurkg erkgft`rs.

Gkct`r kstfdntks tlnt, nbtkr nmy kxkdpt pr`pkrty fs kxeiugkg nmg ngdfmfstrntfvk kxpkmsks pnfg,tlkrk wfii ck m` bumgs nvnfincik b`r gfstrfcutf m t` umskeurkg erkgft`rs.

Kstfdntkg Mudckr `b Erkgft`rs

>- ;1- >11- 311- >,111- ;,11>- >1,11>- 3;,11>- ;1,11>- @RKS 76 66 >66 666 ;,111 >1,111 3;,111 ;1,111 >11,111 >11,111

Kstfdntkg Nsskts

$1 t` $;1,11> t` $>11,11> t` $;11,11> $>,111,11> $>1,111,11> $;1,111,11> $>11,111,11> $;11,111,11> D rk tlnm$;1,111 $>11,111 $;11,111 t` $> t` $>1 t` $;1 t` $>11 t` $;11 t` $> cfiif`m $ > cfiif`m

dfiif`m dfiif`m dfiif`m dfiif`m dfiif`m

Kstfdntkg Ifncfiftfks

$1 t` $;1,11> t` $>11,11> t` $;11,11> $>,111,11> $>1,111,11> $;1,111,11> $>11,111,11> $;11,111,11> D rk tlnm$;1,111 $>11,111 $;11,111 t` $> t` $>1 t` $;1 t` $>11 t` $;11 t` $> cfiif`m $ > cfiif`m

dfiif`m dfiif`m dfiif`m dfiif`m dfiif`m

Ekmtrni Gfstrfet `b Enifb`rmfn

Ulkgièo, Uknm Gùhins Ulkgièo, Jnmfmk Dnrfk

NX W nmg J Skni Kst ntk Uìu itf `m s, II E

xxx-xx-75;8

;851 Okmgnii EùrtSnmel` Euend`mhn, EN

Unm Ckrmnrgfm`

NX W nmg J Skni Kst ntk Uì ui tf`m s, II E

xxx-xx->677

;851 Okmgnii EùrtSnmel` Euend`mhn, EN

Unm Ckrmnrgfm`

6>856 6>856

Ensk 2:>1-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk > `b 2;

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C> (@bbfefni B`rd >)(7/>1) Qnhk

Rìumtnry Qktftf`m

(Wlfs pnhk dust ck e`dpiktkg nmg bfikg fm kvkry ensk)

Mndk `b Gkct`r(s):

Nii Qrf`r Cnmoruptey Ensks Bfikg Xftlfm Inst < Vknrs (Fb d`rk tlnm tw`, nttnel nggftf`mni slkkt)

Ièntf`m Ensk Mudckr: Gntk Bfikg:Xlkrk Bfikg:

Ièntf`m Ensk Mudckr: Gntk Bfikg:Xlkrk Bfikg:

Qkmgfmh Cnmoruptey Ensk Bfikg cy nmy Upùsk, Qnrtmkr, `r Nbbfifntk `b tlfs Gkct`r (Fb d`rk tlnm `mk, nttnel nggftf`mni slkkt)Mndk `b Gkct`r: Ensk Mudckr: Gntk Bfikg:

Gfstrfet: Skintf`mslfp: Jughk:

Kxlfcft N

(W` ck e`dpiktkg fb gkct`r fs rkqufrkg t` bfik pkrf`gfe rkp`rts (k.h.,b`rds >1O nmg >1^) wftl tlk Ukeurftfks nmg Kxelnmhk E`ddfssf`mpursunmt t` Uketf`m >5 `r >;(g) `b tlk Ukeurftfks Kxelnmhk Net `b >657nmg fs rkqukstfmh rkifkb umgkr elnptkr >>.)

Kxlfcft N fs nttnelkg nmg dngk n pnrt `b tlfs pktftf`m.

Kxlfcft E

G`ks tlk gkct`r `wm `r lnvk p`sskssf`m `b nmy pr`pkrty tlnt p`sks `r fs niikhkg t` p`sk n tlrknt `b fddfmkmt nmg fgkmtfbfncik lnrd t` pucife lknitl `r snbkty0

Vks, nmg Kxlfcft E fs nttnelkg nmg dngk n pnrt `b tlfs pktftf`m.

M`.

Kxlfcft G

(W` ck e`dpiktkg cy kvkry fmgfvfguni gkct`r. Fb n j`fmt pktftf`m fs bfikg, knel spùsk dust e`dpiktk nmg nttnel n skpnrntk Kxlfcft G.)

Kxlfcft G e`dpiktkg nmg sfhmkg cy tlk gkct`r fs nttnelkg nmg dngk n pnrt `b tlfs pktftf`m.

Fb tlfs fs n j`fmt pktftf`m:

Kxlfcft G nis` e`dpiktkg nmg sfhmkg cy tlk j`fmt gkct`r fs nttnelkg nmg dngk n pnrt `b tlfs pktftf`m.

Fmb`rdntf`m Skhnrgfmh tlk Gkct`r - Rkmuk(Elkeo nmy nppifencik c`x)

Gkct`r lns ckkm g`dfefikg `r lns lng n rksfgkmek, prfmefpni pinek `b cusfmkss, `r prfmefpni nsskts fm tlfs Gfstrfet b`r >> [.U.E. 523(i)).

Kxlfcft C(W` ck e`dpiktkg fb gkct`r fs nm fmgfvfguni wl`sk gkcts nrk prfdnrfiy e`msudkr gkcts.)

F, tlk ntt`rmky b`r tlk pktftf`mkr mndkg fm tlk b`rkh`fmh pktftf`m, gkeinrk tlnt Flnvk fmb`rdkg tlk pktftf`mkr tlnt _lk `r slkT dny prèkkg umgkr elnptkr 8, >>,>3, `r >5 `b tftik >>, [mftkg Utntks E`gk, nmg lnvk kxpinfmkg tlk rkifkb nvnfincikumgkr knel suel elnptkr. F burtlkr ekrtfby tlnt F gkifvkrkg t` tlk gkct`r tlk m`tfekrkqufrkg cy >> [.U.E. 573(c).

\Ufhmnturk `b Ntt rmky b`r Gkct r(s) (Gntk)

Ulkgièo, Uknm Gùhins

Ulkgièo, Jnmfmk Dnrfk

- M`mk -

- M`mk -

@et`ckr 32, 31>1/s/ Hrkh`ry J. G`nm

Hrkh`ry J. G`nm >2;>87

Ensk 2:>1-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk 3 `b 2;

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C> (@bbfefni B`rd >)(7/>1) Qnhk

Rìumtnry Qktftf`m

(Wlfs pnhk dust ck e`dpiktkg nmg bfikg fm kvkry ensk)

Mndk `b Gkct`r(s):

Ufhmnturks

Ufhmnturk(s) `b Gkct`r(s) (Fmgfvfguni/J`fmt)

F gkeinrk umgkr pkmnity `b pkrjury tlnt tlk fmb`rdntf`m pr`vfgkg fm tlfspktftf`m fs truk nmg e`rrket._Fb pktftf`mkr fs nm fmgfvfguni wl`sk gkcts nrk prfdnrfiy e`msudkr gkcts nmglns el`skm t` bfik umgkr elnptkr 8T F nd nwnrk tlnt F dny prèkkg umgkrelnptkr 8, >>, >3, `r >5 `b tftik >>, [mftkg Utntks E`gk, umgkrstnmg tlk rkifkb

nvnfincik umgkr knel suel elnptkr, nmg el``sk t` prèkkg umgkr elnptkr 8._Fb m` ntt`rmky rkprkskmts dk nmg m` cnmoruptey pktftf`m prkpnrkr sfhms tlkpktftf`mT F l nvk `ctnfmkg nmg rkng tlk m`tfek rkqufrkg cy >> [.U.E. 5 73(c).

F rkqukst rkifkb fm nee`rgnmek wftl tlk elnptkr `b tftik >>, [mftkg Utntks E`gk,spkefbfkg fm tlfs pktftf`m.

\Ufhmnturk `b Gkct`r

\Ufhmnturk `b J`fmt Gkct`r

Wkikpl`mk Mudckr (Fb m`t rkprkskmtkg cy ntt`rmky)

Gntk

Ufhmnturk `b Ntt`rmky*

\Ufhmnturk `b Ntt`rmky b`r Gkct`r(s)

Qrfmtkg Mndk `b Ntt`rmky b`r Gkct`r(s)

Bfrd Mndk

Nggrkss

Wkikpl`mk Mudckr

Gntk

*Fm n ensk fm wlfel 818(c)(7)(G) nppifks, tlfs sfhmnturk nis` e`mstftutks nekrtfbfentf`m tlnt tlk ntt`rmky lns m` om`wikghk nbtkr nm fmqufry tlnt tlkfmb`rdntf`m fm tlk selkguiks fs fme`rrket.

Ufhmnturk `b Gkct`r (E`rp`rntf`m/Qnrtmkrslfp)

F gkeinrk umgkr pkmnity `b pkrjury tlnt tlk fmb`rdntf`m pr`vfgkg fm tlfspktftf`m fs truk nmg e`rrket, n mg tlnt F ln vk ckkm nutl`rfzkg t` bfik tl fs p ktftf`m`m cklnib `b tlk gkct`r.

Wlk gkct`r rkquksts rkifkb fm nee`rgnmek wftl tlk elnptkr `b tftik >>, [mftkgUtntks E`gk, spkefbfkg fm tlfs pktftf`m.

\Ufhmnturk `b Nutl`rfzkg Fmgfvfguni

Qrfmtkg Mndk `b Nutl`rfzkg Fmgfvfguni

Wftik `b Nutl`rfzkg Fmgfvfguni

Gntk

Ufhmnturk `b n B`rkfhm Skprkskmtntfvk

F gkeinrk umgkr pkmnity `b pkrjury tlnt tlk fmb`rdntf`m pr`vfgkg fm tlfs pktftf`mfs truk nmg e`rrket, tlnt F nd tlk b`rkfhm rkprkskmtntfvk `b n gkct`r fm n b`rkfhm

prèkkgfmh , nm g tl nt F nd nutl`rfzkg t` bfik tl fs p ktftf`m.

(Elkeo `miy `mk c`x.)

F rkqukst rkifkb fm nee`rgnmek wftl elnptkr >; `b tftik >>. [mftkg Utntks E`gk.Ekrtfbfkg e`pfks `b tlk gèudkmts rkqufrkg cy >> [.U.E. >;>; nrk nttnelkg.

Qursunmt t` >> [.U.E. >;>>, F rkqukst rkifkb fm nee`rgnmek wftl tlk elnptkr`b tftik >> spkefbfkg fm tlfs pktftf`m. N ekrtfbfkg e`py `b tlk `rgkr hrnmtfmhrke`hmftf`m `b tlk b`rkfhm dnfm prèkkgfmh fs nttnelkg.

\Ufhmnturk `b B`rkfhm Skprkskmtntfvk

Qrfmtkg Mndk `b B`rkfhm Skprkskmtntfvk

Gntk

Ufhmnturk `b M`m-Ntt`rmky Cnmoruptey Qktftf`m Qrkpnrkr

F gkeinrk umgkr pkmnity `b pkrjury tlnt: (>) F nd n cnmoruptey pktftf`mprkpnrkr ns g kbfmkg fm >> [.U.E. >>1? (3) F prkpnrkg tlfs gèudkmt b`re`dpkmsntf`m nmg lnvk pr`vfgkg tlk gkct`r wftl n e`py `b tlfs gèudkmtnmg tlk m`tfeks nmg fmb`rdntf`m rkqufrkg umgkr >> [.U.E. >>1(c),>>1(l), nmg 573(c)? nmg, (5) fb ruiks `r hufgkifmks lnvk ckkm pr`duihntkg

pursunmt t` >> [.U.E. >>1(l) skttfmh n dnxfdud bkk b` r skrvfe kselnrhkncik cy cnmoruptey pktftf`m prkpnrkrs, F lnvk hfvkm tlk gkct`r m`tfek`b tlk dnxfdud ndùmt ckb`rk prkpnrfmh nmy gèudkmt b`r bfifmh b`r ngkct`r `r neekptfmh nmy bkk br`d tlk gkct`r, ns rkqufrkg fm tlnt sketf`m.@bbfefni B`rd >6 fs nttnelkg.

Qrfmtkg Mndk nmg tftik, fb nmy, `b Cnmoruptey Qktftf m Qrkpnrkr

Uèfni-Ukeurfty mudckr (Fb tlk cnmorutpey pktftf`m prkpnrkr fs m`tnm fmgfvfguni, stntk tlk Uèfni Ukeurfty mudckr `b tlk `bbfekr,

prfmefpni, rksp`msfcik pkrs`m `r pnrtmkr `b tlk cnmoruptey pktftf`mprkpnrkr.)(Skqufrkg cy >> [.U.E. >>1.)

Nggrkss

\

Gntk

Ufhmnturk `b Cnmoruptey Qktftf m Qrkpnrkr `r `bbfekr, prfmefpni, rksp`msfcikpkrs`m,`r pnrtmkr wl`sk Uèfni Ukeurfty mudckr fs p r`vfgkg nc`vk.

Mndks nmg Uèfni-Ukeurfty mudckrs `b nii ` tlkr fmgfvfgunis wl` prkpnrkg `rnssfstkg fm prkpnrfmh tlfs gèudkmt umikss tlk cnmoruptey pktftf`m prkpnrkr fsm`t nm fmgfvfguni:

Fb d`rk tlnm `mk pkrs`m prkpnrkg tlfs gèudkmt, nttnel nggftf`mni slkktse`mb`rdfmh t` tlk nppr`prfntk `bbfefni b`rd b`r knel pkrs`m.

N cnmorupte y pktftf`m prkpnrkrs bnfiur k t` e`dpiy wftl tlk pr`vfsf`ms `btftik >> nmg tlk Bkgkrni Suiks `b Cnmoruptey Qrèkgurk dny rksuit fm

bfmks `r fdprfs`mdkmt `r c`tl >> [.U.E. >>1? >< [.U.E. >;2.

Ulkgièo, Uknm Gùhins

Ulkgièo, Jnmfmk Dnrfk

/s/ Uknm Gùh ins Ulkgièo

Uknm Gùhins Ulkgièo

/s/ Jnmfmk Dnrfk Ulkgièo

Jnmfmk Dnrfk Ulkgièo

@et`ckr 32, 31>1

/s/ Hrkh`ry J. G`nm

Hrkh`ry J. G`nm >2;>87

G`nm Inw Bfrd, IIQ

3;71> Enc`t S`ng, Uuftk >>6Inhumn Lfiis, EN 632;5

Kdnfi: kebAg`nminw.e`d(676) 783-1;65 Bnx: (676) 783-;77>

@et`ckr 32, 31>1 >2;>87


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C >G (@bbfefni B`rd >, Kxlfcft G) (>3/16)

[mftkg Utntks Cnmoruptey EùrtEkmtrni Gfstrfet `b Enifb`rmfn

Fm rkUknm Gùhins UlkgièoJnmfmk Dnrfk Ulkgièo Ensk M`.

Gkct`r(s) Elnptkr 8

K\LFCFW G - FMGFRFG[NI GKCW@S'U UWNWKDKMW @B E@DQIFNMEK XFWLESKGFW E@[MUKIFMH SK^[FSKDKMW

Xnrmfmh: Vù dust ck ncik t` elkeo trutlbuiiy `mk `b tlk bfvk stntkdkmts rkhnrgfmh erkgfteùmskifmh ifstkg cki`w. Fb yù enmm`t g` s`, yù nrk m`t kifhfcik t` bfik n cnmoruptey ensk, nmg tlk eùrtenm gfsdfss nmy ensk yù g` bfik. Fb tlnt lnppkms, yù wfii i`sk wlntkvkr bfifmh bkk yù pnfg, nmg yùrerkgft`rs wfii ck ncik t` rksudk eìiketf`m netfvftfks nhnfmst yù. Fb yùr ensk fs gfsdfsskg nmg yù bfiknm`tlkr cnmoruptey ensk intkr, yù dny ck rkqufrkg t` pny n ske`mg bfifmh bkk nmg yù dny lnvk t` tnokkxtrn stkps t` st`p erkgft`rs' eìiketf`m netfvftfks.

Kvkry fmgfvfguni gkct`r dust bfik tlfs Kxlfcft G. Fb n j`fmt pktftf`m fs bfikg, knel spùsk dust e`dpiktknmg bfik n skpnrntk Kxlfcft G. Elkeo `mk `b tlk bfvk stntkdkmts cki`w nmg nttnel nmy gèudkmts ns gfrketkg.

>. Xftlfm tlk >7 gnys nbtkr yùr cnmoruptey ensk fs bfikg.

5. F ekrtfby tlnt F rkqukstkg erkgft eùmskifmh skrvfeks br`d nm nppr`vkg nhkmey cut wns umncik t``ctnfm tlk skrvfeks gurfmh tlk skvkm gnys br`d tlk tfdk F dngk dy rkqukst, nmg tlk bìi`wfmh kxfhkmtefreudstnmeks dkrft n tkdp`rnry wnfvkr `b tlk erkgft eùmskifmh rkqufrkdkmt s` F enm bfik dy cnmoruptey enskm`w. _Uuddnrfzk kxfhkmt efreudstnmeks lkrk.T

Fb yùr ekrtfbfentf`m fs sntfsbnet`ry t` tlk eùrt, yù dust stfii `ctnfm tlk erkgft eùmskifmh crfkbfmhwftlfm tlk bfrst 51 gnys nbtkr yù bfik yùr cnmoruptey pktftf`m nmg pr`dptiy bfik n ekrtfbfentk br`d tlknhkmey tlnt pr`vfgkg tlk eùmskifmh, t`hktlkr wftl n e`py `b nmy gkct dnmnhkdkmt pinm gkvki`pkgtlrùhl tlk nhkmey. Bnfiurk t` buibfii tlksk rkqufrkdkmts dny rksuit fm gfsdfssni `b yùr ensk. Nmykxtkmsf`m `b tlk 51-gny gkngifmk enm ck hrnmtkg `miy b`r enusk nmg fs ifdftkg t` n dnxfdud `b >; gnys.Vùr ensk dny nis` ck gfsdfsskg fb tlk eùrt fs m`t sntfsbfkg wftl yùr rkns`ms b`r bfifmh yùr cnmorupteyensk wftlùt bfrst rkekfvfmh n erkgft eùmskifmh crfkbfmh.

U`btwnrk E`pyrfhlt (e) >662-31>1 Ckst Ensk Uìutf`ms - Kvnmst`m, FI - ckstensk.e`d Ckst Ensk Cnmoruptey


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C >G (@bbfefni B`rd >, Kxlfcft G) (>3/16) - E`mt. Qnhk 3

7. F nd m`t rkqufrkg t` rkekfvk n erkgft eùmskifmh crfkbfmh ckenusk `b: _Elkeo tlk nppifencikstntkdkmt.T _Dust ck nee`dpnmfkg cy n d`tf`m b`r gktkrdfmntf`m cy tlk eùrt.T

Fmenpnefty. (Gkbfmkg fm >> [.U.E. >16(l)(7) ns fdpnfrkg cy rkns`m `b dkmtni fiimkss `r

dkmtni gkbfefkmey s` ns t` ck fmenpncik `b rknifzfmh nmg dnofmh rntf`mni gkefsf`ms wftl rkspket t`bfmnmefni rksp`msfcfiftfks.)?Gfsncfifty. (Gkbfmkg fm >> [.U.E. >16(l)(7) ns plysfeniiy fdpnfrkg t` tlk kxtkmt `b ckfmh

umncik, nbtkr rkns`mncik kbb`rt, t` pnrtfefpntk fm n erkgft eùmskifmh crfkbfmh fm pkrs`m, cy tkikpl`mk, `rtlrùhl tlk Fmtkrmkt.)?

Netfvk dfiftnry guty fm n dfiftnry e`dcnt z`mk.

;. Wlk [mftkg Utntks trustkk `r cnmoruptey ngdfmfstrnt`r lns gktkrdfmkg tlnt tlk erkgft eùmskifmhrkqufrkdkmt `b >> [.U.E. >16(l) g`ks m`t nppiy fm tlfs gfstrfet.

F ekrtfby umgkr pkmnity `b pkrjury tlnt tlk fmb`rdntf`m pr`vfgkg nc`vk fs truk nmg e`rrket.

Ufhmnturk `b Gkct`r: /s/ Uknm Gùhins UlkgièoUknm Gùhins Ulkgièo

Gntk: @et`ckr 32, 31>1


Ensk 2:>1-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk ; `b 2;

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C >G (@bbfefni B`rd >, Kxlfcft G) (>3/16)



Gkct`r(s) Elnptkr 8

K\LFCFW G - FMGFRFG[NI GKCW@S'U UWNWKDKMW @B E@DQIFNMEK XFWLESKGFW E@[MUKIFMH SK^[FSKDKMW

Xnrmfmh: Vù dust ck ncik t` elkeo trutlbuiiy `mk `b tlk bfvk stntkdkmts rkhnrgfmh erkgfteùmskifmh ifstkg cki`w. Fb yù enmm`t g` s`, yù nrk m`t kifhfcik t` bfik n cnmoruptey ensk, nmg tlk eùrtenm gfsdfss nmy ensk yù g` bfik. Fb tlnt lnppkms, yù wfii i`sk wlntkvkr bfifmh bkk yù pnfg, nmg yùrerkgft`rs wfii ck ncik t` rksudk eìiketf`m netfvftfks nhnfmst yù. Fb yùr ensk fs gfsdfsskg nmg yù bfiknm`tlkr cnmoruptey ensk intkr, yù dny ck rkqufrkg t` pny n ske`mg bfifmh bkk nmg yù dny lnvk t` tnokkxtrn stkps t` st`p erkgft`rs' eìiketf`m netfvftfks.

Kvkry fmgfvfguni gkct`r dust bfik tlfs Kxlfcft G. Fb n j`fmt pktftf`m fs bfikg, knel spùsk dust e`dpiktknmg bfik n skpnrntk Kxlfcft G. Elkeo `mk `b tlk bfvk stntkdkmts cki`w nmg nttnel nmy gèudkmts ns gfrketkg.

>. Xftlfm tlk >7 gnys nbtkr yùr cnmoruptey ensk fs bfikg.

5. F ekrtfby tlnt F rkqukstkg erkgft eùmskifmh skrvfeks br`d nm nppr`vkg nhkmey cut wns umncik t``ctnfm tlk skrvfeks gurfmh tlk skvkm gnys br`d tlk tfdk F dngk dy rkqukst, nmg tlk bìi`wfmh kxfhkmtefreudstnmeks dkrft n tkdp`rnry wnfvkr `b tlk erkgft eùmskifmh rkqufrkdkmt s` F enm bfik dy cnmoruptey enskm`w. _Uuddnrfzk kxfhkmt efreudstnmeks lkrk.T

Fb yùr ekrtfbfentf`m fs sntfsbnet`ry t` tlk eùrt, yù dust stfii `ctnfm tlk erkgft eùmskifmh crfkbfmhwftlfm tlk bfrst 51 gnys nbtkr yù bfik yùr cnmoruptey pktftf`m nmg pr`dptiy bfik n ekrtfbfentk br`d tlknhkmey tlnt pr`vfgkg tlk eùmskifmh, t`hktlkr wftl n e`py `b nmy gkct dnmnhkdkmt pinm gkvki`pkgtlrùhl tlk nhkmey. Bnfiurk t` buibfii tlksk rkqufrkdkmts dny rksuit fm gfsdfssni `b yùr ensk. Nmykxtkmsf`m `b tlk 51-gny gkngifmk enm ck hrnmtkg `miy b`r enusk nmg fs ifdftkg t` n dnxfdud `b >; gnys.Vùr ensk dny nis` ck gfsdfsskg fb tlk eùrt fs m`t sntfsbfkg wftl yùr rkns`ms b`r bfifmh yùr cnmorupteyensk wftlùt bfrst rkekfvfmh n erkgft eùmskifmh crfkbfmh.



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C >G (@bbfefni B`rd >, Kxlfcft G) (>3/16) - E`mt. Qnhk 3

7. F nd m`t rkqufrkg t` rkekfvk n erkgft eùmskifmh crfkbfmh ckenusk `b: _Elkeo tlk nppifencikstntkdkmt.T _Dust ck nee`dpnmfkg cy n d`tf`m b`r gktkrdfmntf`m cy tlk eùrt.T

Fmenpnefty. (Gkbfmkg fm >> [.U.E. >16(l)(7) ns fdpnfrkg cy rkns`m `b dkmtni fiimkss `r

dkmtni gkbfefkmey s` ns t` ck fmenpncik `b rknifzfmh nmg dnofmh rntf`mni gkefsf`ms wftl rkspket t`bfmnmefni rksp`msfcfiftfks.)?Gfsncfifty. (Gkbfmkg fm >> [.U.E. >16(l)(7) ns plysfeniiy fdpnfrkg t` tlk kxtkmt `b ckfmh

umncik, nbtkr rkns`mncik kbb`rt, t` pnrtfefpntk fm n erkgft eùmskifmh crfkbfmh fm pkrs`m, cy tkikpl`mk, `rtlrùhl tlk Fmtkrmkt.)?

Netfvk dfiftnry guty fm n dfiftnry e`dcnt z`mk.

;. Wlk [mftkg Utntks trustkk `r cnmoruptey ngdfmfstrnt`r lns gktkrdfmkg tlnt tlk erkgft eùmskifmhrkqufrkdkmt `b >> [.U.E. >16(l) g`ks m`t nppiy fm tlfs gfstrfet.

F ekrtfby umgkr pkmnity `b pkrjury tlnt tlk fmb`rdntf`m pr`vfgkg nc`vk fs truk nmg e`rrket.

Ufhmnturk `b Gkct`r: /s/ Jnmfmk Dnrfk UlkgièoJnmfmk Dnrfk Ulkgièo

Gntk: @et`ckr 32, 31>1



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UWNWKDKMW @B SKINWKG ENUKUFMB@SDNWF@M SK^[FSKG CV I@ENI CNMOS[QWEV S[IK >1>;-3

[MFWKG UWNWKU CNMOS[QWEV E@[SW, EKMWSNI GFUWSFEW @B ENIFB@SMFN

>. N pktftf`m umgkr tlk Cnmoruptey Net `b >68< lns prkvfùsiy ckkm bfikg cy `nhnfmst tlk gkct`r, lfs/lkr spùsk, lfs `r lkr eurrkmt `r b`rdkr g`dkstfe pnrtmkr, nm nbbfifntk `b tlk gkct`r, nmye`pnrtmkrslfp `r j`fmt vkmturk `b wlfel gkct`r fs `r b`rdkriy wns n hkmkrni `r ifdftkg pnrtmkr, `r dkdckr, `r nmy

e`rp`rntf`m `b wlfel tlk gkct`r fs n gfrket`r, `bbfekr, `r pkrs`m fm e`mtrì, ns bìi`ws: (Ukt b`rtl tlk e`dpiktk mudckrnmg tftik `b knel suel `b prf`r prèkkgfmh, gntk bfikg, mnturk tlkrk`b, tlk Cnmoruptey Jughk nmg eùrt t` wl`dnssfhmkg, wlktlkr stfii pkmgfmh nmg, fb m`t, tlk gfsp`sftf`m tlkrk b. Fb m`mk, s` fmgfentk. Nis`, ifst nmy rkni pr`pkrtyfmeiugkg fm Uelkguik N tlnt wns bfikg wftl nmy suel prf`r prèkkgfmh(s).)

Qrkvfùs Elnptkr 8 - J`fmt Gkct`rBfikg: Nppr`xfdntkiy >66>Ekmtrni Gfstrfet `b Enifb`rmfn - Unmtn Nmn Gfvfs`mEnsk M`. [mom`wm

3. (Fb pktftf`mkr fs n pnrtmkrslfp `r j`fmt vkmturk) N pktftf`m umgkr tlk Cnmoruptey Net `b >68< lns prkvfùsiy ckkm bfikg cy `r nhnfmst tlk gkct`r `r nm nbbfifntk `b tlk gkct`r, `r n hkmkrni pnrtmkr fm tlkgkct`r, n rkintfvk `b tlk hkmkrni pnrtmkr, hkmkrni pnrtmkr `b, `r pkrs`m fm e`mtrì `b tlk gkct`r, pnrtmkrslfp fm wlfel tlkgkct`r fs n hkmkrni pnrtmkr, hkmkrni pnrtmkr `b tlk gkct`r, `r pkrs`m fm e`mtrì `b tlk gkct`r ns bìi`ws: (Ukt b`rtl tlke`dpiktk mudckr nmg tftik `b knel suel prf`r prèkkgfmh, gntk bfikg, mnturk `b tlk prèkkgfmh, tlk Cnmoruptey Jughk

nmg eùrt t` wl`d nssfhmkg, wlktlkr stfii pkmgfmh nmg, fb m`t, tlk gfsp`sftf`m tlkrk`b. Fb m`mk, s` fmgfentk. Nis`, ifsnmy rkni pr`pkrty fmeiugkg fm Uelkguik N tlnt wns bfikg wftl nmy suel prf`r prèkkgfmh(s).)

M`mk.

5. (Fb pktftf`mkr fs n e`rp`rntf`m) N pktftf`m umgkr tlk Cnmoruptey Net `b >68< lnsprkvfùsiy ckkm bfikg cy `r nhnfmst tlk gkct`r, `r nmy `b fts nbbfifntks `r sucsfgfnrfks, n gfrket`r `b tlk gkct`r, nm `bbfekr`b tlk gkct`r, n pkrs`m fm e`mtrì `b tlk gkct`r, n pnrtmkrslfp fm wlfel tlk gkct`r fs hkmkrni pnrtmkr, n hkmkrni pnrtmkr`b tlk gkct`r, n rkintfvk `b tlk hkmkrni pnrtmkr, gfrket`r, `bbfekr, `r pkrs`m fm e`mtrì `b tlk gkct`r, `r nmy pkrs`ms, bfrds`r e`rp`rntf`ms `wmfmh 31% `r d`rk `b fts v`tfmh stèo ns bìi`ws: (Ukt b`rtl tlk e`dpiktk mudckr nmg tftik `b knelsuel prf`r prèkkgfmh, gntk bfikg, mnturk `b prèkkgfmh, tlk Cnmoruptey Jughk nmg eùrt t` wl`d nssfhmkg, wlktlkrstfii pkmgfmh, nmg fb m`t, tlk gfsp`sftf`m tlkrk`b. Fb m`mk, s` fmgfentk. Nis`, ifst nmy rkni pr pkrty fmeiugkg fm Uelkguik Ntlnt wns bfikg wftl nmy suel prf`r prèkkgfmh(s).)

M`mk.

7. (Fb pktftf`mkr fs nm fmgfvfguni) N pktftf`m umgkr tlk Cnmoruptey Skb`rd Net `b >681 Gkct`r

/s/ Jnmfmk Dnrfk Ulkgièo


J`fmt Gkct`r

Wlfs b`rd fs dnmgnt`ry cy @rgkr b tlk [mftkg Utntks Cnmoruptey Eùrt b`r tlk Ekmtrni Gfstrfet b Enifb`rmfn.

Jnmunry 3116 B >1>;-3.>


Ensk 2:>1-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk < `b 2;

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C31> - M`tfek b Nvnfincik Elnptkrs (Skv. >3/12;>87Nggrkss: 3;71> Enc`t S`ng, Uuftk >>6

Inhumn Lfi is, EN 632;5

Wkikpl`mk: (676) 783-1;65 Bnx: (676) 783-;77>

Ntt`rmky b`r Gkct`r Gkct`r fm Qr` Qkr

[MFWKG UWNWKU CNMOS[QWEV E@[SW

EKMWSNI GFUWSFEW @B ENIFB@SMFN

Ifst nii mndks fmeiugfmh trngk mndks, uskg cy Gkct`r(s)wftlfm inst < yknrs:

Ensk M`.:

Uknm Gùhins UlkgièoJnmfmk Dnrfk Ulkgièo

NX W nmg J Skni Kstntk Uìuit f`ms, IIENX W nmg J Skni Kstntk Uìuit f`ms, IIE

M@WFEK @B NRNFINCIKELNQWKSU

(M`tfek t` Fmgfvfguni E`msudkr Gkct`r [mgkr 573(c) b tlk Cnmoruptey E`gk)

Fm nee`rgnmek wftl 573(c) `b tlk Cnmoruptey E`gk, tlfs m`tfek t` fmgfvfgunis wftl prfdnrfiy e`msudkr gkcts: (>) Gkserfcks crfkbiytlk skrvfeks nvnfincik br`d erkgft eùmskifmh skrvfeks? (3) Gkserfcks crfkbiy tlk purp`sks, ckmkbfts nmg e`sts `b tlk bùr typks `b

cnmoruptey prèkkgfmhs yù dny e`ddkmek? nmg (5) Fmb`rds yù ncùt cnmoruptey erfdks nmg m`tfbfks yù tlnt tlk Ntt`rmky Hkmkrndny kxndfmk nii fmb`rdntf`m yù suppiy fm e`mmketf`m wftl n cnmoruptey ensk.

Vù nrk enutf`mkg tlnt cnmoruptey inw fs e`dpifentkg nmg m`t knsfiy gkserfckg. Wlus, yù dny wfsl t` skko tlk ngvfek `b nm ntt`rmkyt` iknrm b yùr rfhlts nmg rksp`msfcfiftfks slùig yù gkefgk t` bfik n pktftf`m. Eùrt kdpi`ykks enmm`t hfvk yù ikhni ngvfek.

M`tfeks br`d tlk cnmoruptey eùrt nrk skmt t` tlk dnfifmh nggrkss yù ifst `m yùr cnmoruptey pktftf`m. Fm `rgkr t` kmsurk tlnt yùrkekfvk fmb`rdntf`m ncùt kvkmts e`mekrmfmh yùr ensk, Cnmoruptey Suik 7113 rkqufrks tlnt yù m`tfby tlk eùrt `b nmy elnmhks fm yùrnggrkss. Fb yù nrk bfifmh n j`fmt ensk(n sfmhik cnmoruptey ensk b`r tw` fmgfvfgunis dnrrfkg t` knel `tlkr), nmg knel spùsk ifsts tlksndk dnfifmh nggrkss `m tlk cnmoruptey pktftf`m, yù nmg yùr spùsk wfii hkmkrniiy rkekfvk n sfmhik e`py `b knel m`tfek dnfikg br`dtlk cnmoruptey eùrt fm n j`fmtiy-nggrksskg kmvki`pk, umikss yù bfik n stntkdkmt wftl tlk eùrt rkqukstfmh tlnt knel spùsk rkekfvk nskpnrntk e`py b nii m`tfeks.

>. Ukrvfeks Nvnfincik br`d Erkgft Eùmskifmh Nhkmefks

Xftl ifdftkg kxekptf`ms, >16(l) `b tlk Cnmoruptey E`gk rkqufrks tlnt nii fmgfvfguni gkct`rs wl` bfik b`r cnmoruptey

rkifkb `m `r nbtkr @et`ckr >8, 311;, rkekfvk n crfkbfmh tlnt ùtifmks tlk nvnfincik `pp`rtumftfks b`r erkgft eùmskifmhnmg pr`vfgks nssfstnmek fm pkrb`rdfmh n cughkt nmniysfs. Wlk crfkbfmh dust ck hfvkm wftlfm >; trustkk surelnrhk: W`tni Bkk $366)

>. Elnptkr 8 fs gksfhmkg b`r gkct`rs fm bfmnmefni gfbbfeuity wl g` m`t lnvk tlk ncfifty t` pny tlkfr kxfstfmh gkcts. Gkct`rs

wl`sk gkcts nrk prfdnrfiy e`msudkr gkcts nrk sucjket t` n "dknms tkst" gksfhmkg t` gktkrdfmk wlktlkr tlk ensk slùig ckpkrdfttkg t` prèkkg umgkr elnptkr 8. Fb yùr fme`dk fs hrkntkr tlnm tlk dkgfnm fme`dk b`r yùr stntk `b rksfgkmek nmgbndfiy sfzk, fm s`dk ensks, erkgft`rs lnvk tlk rfhlt t` bfik n d`tf`m rkqukstfmh tlnt tlk eùrt gfsdfss yùr ensk umgkr 818(c) `b tlk E`gk. Ft fs up t` tlk eùrt t` gkefgk wlktlkr tlk ensk slùig ck gfsdfsskg.

3. [mgkr elnptkr 8, y u dny einfd ekrtnfm `b y ur pr`pkrty ns kxkdpt umgkr h`vkrmfmh inw. N trustkk dny lnvk tlk rfhlt t`tnok p`sskssf`m `b nmg skii tlk rkdnfmfmh pr`pkrty tlnt fs m`t kxkdpt nmg usk tlk snik prèkkgs t` pny yùr erkgft`rs.

5. Wlk purp`sk `b bfifmh n elnptkr 8 ensk fs t` `ctnfm n gfselnrhk `b yùr kxfstfmh gkcts. Fb, l`wkvkr, yù nrk bùmg t` lnvke`ddfttkg ekrtnfm ofmgs `b fdpr`pkr e`mguet gkserfckg fm tlk Cnmoruptey E`gk, tlk eùrt dny gkmy yùr gfselnrhk nmgfb ft g`ks, tlk purp`sk b`r wlfel yù bfikg tlk cnmoruptey pktftf`m wfii ck gkbkntkg.



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C31> - M`tfek b Nvnfincik Elnptkrs (Skv. >3/15: Skpnydkmt `b Nii `r Qnrt `b tlk Gkcts `b nm Fmgfvfguni wftl Skhuinr Fme`dk ($35; bfifmh bkk,$56 ngdfmfstrntfvk bkk: W`tni bkk $387)

>. Elnptkr >5 fs gksfhmkg b`r fmgfvfgunis wftl rkhuinr fme`dk wl wùig ifok t` pny nii `r pnrt `b tlkfr gkcts fm fmstniidkmts`vkr n pkrf`g `b tfdk. Vù nrk `miy kifhfcik b`r elnptkr >5 fb yùr gkcts g` m`t kxekkg ekrtnfm gìinr ndùmts skt b`rtl fmtlk Cnmoruptey E`gk.

3. [mgkr elnptkr >5, y u dust bfik wftl tlk eùrt n pinm t` rkpny yùr erkgft`rs nii `r pnrt b tlk d`mky tlnt yù `wk tlkdusfmh yùr buturk knrmfmhs. Wlk pkrf`g nii`wkg cy tlk eùrt t` rkpny yùr gkcts dny ck tlrkk yknrs `r bfvk yknrsgkpkmgfmh up`m yùr fme`dk nmg `tlkr bnet`rs. Wlk eùrt dust nppr`vk yùr pinm ckb`rk ft enm tnok kbbket.

5. Nbtkr e dpiktfmh tlk pnydkmts umgkr yùr pinm, yùr gkcts nrk hkmkrniiy gfselnrhkg kxekpt b`r g`dkstfe supp`r`cifhntf`ms? d`st stugkmt i`nms? ekrtnfm tnxks? d`st erfdfmni bfmks nmg rkstftutf`m `cifhntf`ms? ekrtnfm gkcts wlfel nrk m`t

pr`pkriy ifstkg fm yùr cnmoruptey pnpkrs? ekrtnfm gkcts b`r nets tlnt enuskg gkntl `r pkrs`mni fmjury? nmg ekrtnfm i`mhtkrd skeurkg cifhntf`ms.

Elnptkr >>: Sk`rhnmfzntf`m ($>111 bfifmh bkk, $56 ngdfmfstrntfvk bkk: W`tni bkk $>156)Elnptkr >> fs gksfhmkg b`r tlk rk`rhnmfzntf`m `b n cusfmkss cut fs nis` nvnfincik t` e`msudkr gkct`rs. Fts pr`vfsf`ms nrk quftke`dpifentkg, nmg nmy gkefsf`m cy nm fmgfvfguni t` bfik n elnptkr >> pktftf`m slùig ck rkvfkwkg wftl nm ntt`rmky.

Elnptkr >3: Bndfiy Bnrdkr `r Bfslkrdnm ($311 bfifmh bkk, $56 ngdfmfstrntfvk bkk: W`tni bkk $356)

Elnptkr >3 fs gksfhmkg t` pkrdft bndfiy bnrdkrs nmg bfslkrdkm t` rkpny tlkfr gkcts `vkr n pkrf`g `b tfdk br`d buturk knrmfmhsnmg fs sfdfinr t` elnptkr >5. Wlk kifhfcfifty rkqufrkdkmts nrk rkstrfetfvk, ifdftfmh fts usk t` tl`sk wl`sk fme`dk nrfsks prfdnrfiybr`d n bndfiy-`wmkg bnrd `r e`ddkrefni bfslfmh `pkrntf`m.

5. Cnmoruptey Erfdks nmg Nvnfincfifty b Cnmoruptey Qnpkrs t` Inw Kmb`rekdkmt @bbfefnis

N pkrs`m wl` om`wfmhiy nmg brnuguikmtiy e`meknis nsskts `r dnoks n bnisk `ntl `r stntkdkmt umgkr pkmnity `b pkrjury, kftlkr`rniiy `r fm wrftfmh, fm e`mmketf`m wftl n cnmoruptey ensk fs sucjket t` n bfmk, fdprfs`mdkmt, `r c`tl. Nii fmb`rdntf`m suppifkg

cy n gkct`r fm e`mmketf`m wftl n cnmoruptey ensk fs sucjket t` kxndfmntf`m cy tlk Ntt rmky Hkmkrni netfmh tlrùhl tlk @bbfek

`b tlk [mftkg Utntks Wrustkk, tlk @bbfek `b tlk [mftkg Utntks Ntt`rmky, nmg `tlkr e`dp`mkmts nmg kdpi`ykks `b tlkGkpnrtdkmt b Justfek.

XNSMFMH: Uketf`m ;3>(n)(>) `b tlk Cnmoruptey E`gk rkqufrks tlnt yù pr`dptiy bfik gktnfikg fmb`rdntf`m rkhnrgfmh yùr erkgft`rsnsskts, ifncfiftfks, fme`dk, kxpkmsks nmg hkmkrni bfmnmefni e`mgftf`m. Vùr cnmoruptey ensk dny ck gfsdfsskg fb tlfs fmb`rdntf`m fs m`tbfikg wftl tlk eùrt wftlfm tlk tfdk gkngifmks skt cy tlk Cnmoruptey E`gk, tlk Cnmoruptey Suiks, nmg tlk ièni ruiks `b tlk eùrt.

Ekrtfbfentk `b tlk Gkct`r

F (Xk), tlk gkct`r(s), nbbfrd tlnt F (wk) lnvk rkekfvkg nmg rkng tlfs m`tfek.

Uknm Gùhins UlkgièoJnmfmk Dnrfk Ulkgièo \ /s/ Uknm Gùhins Ulkgièo @et`ckr 32, 31>1

Qrfmtkg Mndk b Gkct`r Ufhmnturk b Gkct`r Gntk

Ensk M`. (fb om`wm) \ /s/ Jnmfmk Dnrfk Ulkgièo @et`ckr 32, 31>1Ufhmnturk b J`fmt Gkct`r (fb nmy) Gntk


Ensk 2:>1-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk >1 `b 2;

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}co>{Brd2.UuddnrybUelkguiks}co{


Fm rk

,Gkct`rs

Ensk M`.

Elnptkr 8

Uknm Gùhins Ulkgièo,


C2 Uuddnry (@bbfefni B`rd 2 - Uuddnry) (>3/18)

Fmgfentk ns t` knel selkguik wlktlkr tlnt selkguik fs nttnelkg nmg stntk tlk mudckr `b pnhks fm knel. Skp`rt tlk t`tnis br d Uelkguiks N,C, G, K, B, F, nmg J fm tlk c`xks pr`vfgkg. Ngg tlk ndùmts br`d Uelkguiks N nmg C t` gktkrdfmk tlk t`tni ndùmt `b tlk gkct`rs nsskts.Ngg tlk ndùmts `b nii einfds br`d Uelkguiks G, K, nmg B t` gktkrdfmk tlk t`tni ndùmt `b tlk gkct`rs ifncfiftfks. Fmgfvfguni gkct`rs dustnis` e`dpiktk tlk "Utntfstfeni Uuddnry `b Ekrtnfm Ifncfiftfks nmg Skintkg Gntn" fb tlky bfik n ensk umgkr elnptkr 8, >>, `r >5.

U[DDNSV @B UELKG[IKU

NWWNELKG M@. @BMNDK @B UELKG[IK NUUKWU IFNCFIFWFKU @WLKS(VKU/M@) ULKKWU

N - Skni Qr`pkrty

C - Qkrs`mni Qr`pkrty

E - Qr`pkrty Einfdkg ns Kxkdpt

G - Erkgft rs Lìgfmh Ukeurkg Einfds

K - Erkgft rs Lìgfmh [mskeurkg

Qrf`rfty Einfds

B - Erkgft rs Lìgfmh [mskeurkgM`mprf`rfty Einfds

H - Kxkeut`ry E`mtrnets nmg

[mkxpfrkg Iknsks

L - E`gkct`rs

F - Eurrkmt Fme`dk `b Fmgfvfguni

Gkct`r(s)

J - Eurrkmt Kxpkmgfturks `b Fmgfvfguni

Gkct`r(s)

W`tni Mudckr `b Ulkkts `b NII Uelkguiks

W`tni Nsskts

W`tni Ifncfiftfks

(W`tni `b Einfds `m Uelkguik K)

U`btwnrk E`pyrfhlt (e) >662-31>1 - Ckst Ensk Uìutf`ms - Kvnmst`m, FI - www.ckstensk.e`d Ckst Ensk Cnmorupte

Vks

Vks

Vks

Vks

Vks

Vks

Vks

Vks

Vks

Vks

3 616,111.11

7 ;77,56;.11

3

>,581,257.113

1.11>

>75,>77.117

3

>

> 8,538

> 8,532

31

>,7;5,56;.11

>,;>5,881-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk >> `b 2;

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}co>{Brd2.UtntfstfeniUuddnrybEkrtnfmIfncfiftfksnmgSkintkgGntn}co{


Fm rk

,Gkct`rs

Ensk M`.

Elnptkr 8

Uknm Gùhins Ulkgièo,


B`rd 2 - Utntfstfeni Uuddnry (>3/18)

UWNWFUWFENI U[DDNSV @B EKSWNFM IFNCFIFWFKU NMG SKINWKG GNWN (3< [.U.E. >;6

Fb yù nrk nm fmgfvfguni gkct`r wl`sk gkcts nrk prfdnrfiy e`msudkr gkcts, ns gkbfmkg fm >1>(> [.U.E. >1>(> `r >5, yù dust rkp`rt nii fmb`rdntf`m rkqukstkg cki`w.

Elkeo tlfs c`x fb yù nrk nm fmgfvfguni gkct`r wl`sk gkcts nrk M@W prfdnrfiy e`msudkr gkcts. Vù nrk m`t rkqufrkg t`rkp`rt nmy fmb`rdntf`m lkrk.

Wlfs fmb`rdntf`m fs b`r stntfstfeni purp`sks `miy umgkr 3< [.U.E. >;6.

Uuddnrfzk tlk bìi`wfmh typks `b ifncfiftfks, ns rkp`rtkg fm tlk Uelkguiks, nmg t`tni tlkd.

Wypk b Ifncfifty Ndùmt

G`dkstfe Uupp`rt @cifhntf`ms (br`d Uelkguik K)

Wnxks nmg Ekrtnfm @tlkr Gkcts @wkg t` H`vkrmdkmtni [mfts(br`d Uelkguik K)

Einfds b`r Gkntl `r Qkrs`mni Fmjury Xlfik Gkct`r Xns Fmt`xfentkg(br`d Uelkguik K) (wlktlkr gfsputkg `r umgfsputkg)

Utugkmt I`nm @cifhntf`ms (br`d Uelkguik B)

G`dkstfe Uupp`rt, Ukpnrntf`m Nhrkkdkmt, nmg Gfv`rek Gkerkk@cifhntf`ms M`t Skp`rtkg `m Uelkguik K

@cifhntf`ms t` Qkmsf`m `r Qr`bft-Ulnrfmh, nmg @tlkr Ufdfinr @cifhntf`ms(br`d Uelkguik B)

W@WNI

Utntk tlk bìi`wfmh:

Nvkrnhk Fme`dk (br`d Uelkguik F, Ifmk >2)

Nvkrnhk Kxpkmsks (br`d Uelkguik J, Ifmk >3? @S,B`rd 33C Ifmk >>? @S, B`rd 33E Ifmk 31 )

Utntk tlk bìi`wfmh:

>. W`tni br`d Uelkguik G, "[MUKE[SKG Q@SWF@M, FB NMV"

eìudm3. W`tni br`d Uelkguik K, "ND@[MW KMWFWIKG W@ QSF@SFWV"

eìudm

5. W`tni br`d Uelkguik K, "ND@[MW M@W KMWFWIKG W@QSF@SFWV, FB NMV" eìudm

7. W`tni br`d Uelkguik B

;. W`tni `b m`m-prf`rfty umskeurkg gkct (sud `b >, 5, nmg 7)


1.11

1.11

1.11

1.11

1.11

1.11

1.11

8,538.11

8,532.11

2,137.;;

775,>77.11

231-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk >3 `b 2;

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}co>{UelkguikN-SkniQrpkrty}co{

Fm rk

,Gkct`rs

Ensk M`.Uknm Gùhins Ulkgièo,


C2N (@bbfefni B`rd 2N) (>3/18)

Kxekpt ns gfrketkg cki`w, ifst nii rkni pr`pkrty fm wlfel tlk gkct`r lns nmy ikhni, kquftncik, `r buturk fmtkrkst, fmeiugfmh nii pr`pkrty `wmkg ns ne`tkmnmt, e`ddumfty pr`pkrty, `r fm wlfel tlk gkct`r lns n ifbk kstntk. Fmeiugk nmy pr`pkrty fm wlfel tlk gkct`r lìgs rfhlts nmg p`wkrs kxkrefsncik b`rtlk gkct`r's `wm ckmkbft. Fb tlk gkct`r fs dnrrfkg, stntk wlktlkr luscnmg, wfbk, c`tl, `r tlk dnrftni e`ddumfty `wm tlk pr`pkrty cy pinefmh nm "L," "X,"J," `r "E" fm tlk eìudm inckikg "Luscnmg, Xfbk, J`fmt, `r E`ddumfty." Fb tlk gkct`r lìgs m` fmtkrkst fm rkni pr`pkrty, wrftk "M`mk" umgkr"Gkserfptf`m nmg Ièntf`m `b Qr`pkrty."

G` m`t fmeiugk fmtkrksts fm kxkeut`ry e`mtrnets nmg umkxpfrkg iknsks `m tlfs selkguik. Ifst tlkd fm Uelkguik H - Kxkeut`ry E`mtrnets nm[mkxpfrkg Iknsks.

Fb nm kmtfty einfds t` lnvk n ifkm `r lìg n skeurkg fmtkrkst fm nmy pr`pkrty, stntk tlk ndùmt `b tlk skeurkg einfd. Ukk Uelkguik G. Fb m` kmtftyeinfds t` lìg n skeurkg fmtkrkst fm tlk pr`pkrty, wrftk "M`mk" fm tlk eìudm inckikg "Ndùmt `b Ukeurkg Einfd." Fb tlk gkct`r fs nm fmgfvfguni `rfb n j`fmt pktftf`m fs bfikg, stntk tlk ndùmt `b nmy kxkdptf`m einfdkg fm tlk pr`pkrty `miy fm Uelkguik E - Qr`pkrty Einfdkg ns Kxkdpt.

Gkserfptf`m nmg Ièntf`m `b Qr`pkrty Mnturk `b Gkct`r's

Fmtkrkst fm Qr`pkrty

Luscnmg,Xfbk,J`fmt, `r

E`ddumfty

Eurrkmt Rniuk `bGkct`r's Fmtkrkst fm

Qr`pkrty, wftlùtGkguetfmh nmy Ukeurkg

Einfd `r Kxkdptf`m

Ndùmt `bUkeurkg Einfd

e`mtfmuntf`m slkkts nttnelkg t` tlk Uelkguik `b Skni Qr`pkrty

UELKG[IK N - SKNI QS@QKSWV


>

Ufmhik Bndfiy Sksfgkmek;851 Okmgnii EùrtSnmel` Euend`mhn, EN 6>856

Qurelnsk Qrfek: $2;1,111.11Qurelnsk Gntk: 2/3117

Bkk @wmkr E ;63,111.11 7

Skmtni #>35;1,111Qurelnsk Gntk: 3/3112

Bkk @wmkr E 77,821

Skmtni #3871 U. S`òs NvkFmvkrmkss Bi, 577;5

Qurelnsk Qrfek: $>;1,111.11Qurelnsk Gntk: >/3112

Bkk @wmkr E 63,;11.11 >;7,3>5

Qurelnsk Qrfek: $>81/311;

Bkk @wmkr E 86,111.11 > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk >5 `b 2;

7/31/2019 cacb-973040505222

14/65

C2N (@bbfefni B`rd 2N) (>3/18) - E`mt.

Gkserfptf`m nmg Ièntf`m `b Qr`pkrty Mnturk `b Gkct`r'sFmtkrkst fm Qr`pkrty

Luscnmg,XfbkJ`fmt, `r

E`ddumfty

Eurrkmt Rniuk `bGkct`r's Fmtkrkst fm

Qr`pkrty, wftlùtGkguetfmh nmy Ukeurkg

Einfd `r Kxkdptf`m

Ndùmt `bUkeurkg Einfd

Ulkkt `b e`mtfmuntf m slkkts nttnelkg t` tlk Uelkguik `b Skni Qr pkrty

UELKG[IK N - SKNI QS@QKSWV(E`mtfmuntf`m Ulkkt)


Fm rk

,Gkct`rs



Skmtni Qr`pkrty #;2171 X Ukùi ImGummkii`m, BI 67755

Xftl 3 nerks

Qurelnsk Qrfek: $>11,111.11Qurelnsk Gntk: 17/3112

$21,111.11 - BDR-$7,

7/31/2019 cacb-973040505222

15/65

}co>{UelkguikC-QkrsmniQrpkrty}co{

Fm rk

,Gkct`rs



C2C (@bbfefni B`rd 2C) (>3/18)

Kxekpt ns gfrketkg cki`w, ifst nii pkrs`mni pr`pkrty `b tlk gkct`r `b wlntkvkr ofmg. Fb tlk gkct`r lns m` pr`pkrty fm `mk `r d`rk `b tlk entkh`rfks, pinnm "x" fm tlk nppr`prfntk p`sftf`m fm tlk eìudm inckikg "M`mk." Fb nggftf`mni spnek fs mkkgkg fm nmy entkh`ry, nttnel n skpnrntk slkkt pr`pkriy fgkmtfbfkwftl tlk ensk mndk, ensk mudckr, nmg tlk mudckr `b tlk entkh`ry. Fb tlk gkct`r fs dnrrfkg, stntk wlktlkr luscnmg, wfbk, c`tl, `r tlk dnrftni e`ddumfty`wm tlk pr`pkrty cy pinefmh nm "L," "X," "J," `r "E" fm tlk eìudm inckikg "Luscnmg, Xfbk, J`fmt, `r E`ddumfty." Fb tlk gkct`r fs nm fmgfvfguni `r n j`pktftf`m fs bfikg, stntk tlk ndùmt `b nmy kxkdptf`ms einfdkg `miy fm U elkguik E - Qr`pkrty Einfdkg ns Kxkdpt.

G` m`t ifst fmtkrksts fm kxkeut`ry e`mtrnets nmg umkxpfrkg iknsks `m tlfs selkguik. Ifst tlkd fm Uelkguik H - Kxkeut`ry E`mtrnets nmg[mkxpfrkg Iknsks.

Fb tlk pr`pkrty fs ckfmh lkig b`r tlk gkct`r cy s`dk`mk kisk, stntk tlnt pkrs`m's mndk nmg nggrkss umgkr "Gkserfptf`m nmg Ièntf`m `b Qr`pkrty."Fb tlk pr`pkrty fs ckfmh lkig b`r n dfm`r elfig, sfdpiy stntk tlk elfig's fmftfnis nmg tlk mndk nmg nggrkss `b tlk elfig's pnrkmt `r hunrgfnm, suel ns"N.C., n dfm`r elfig, cy J`lm G`k, hunrgfnm." G` m`t gfsei`sk tlk elfig's mndk. Ukk, >> [.U.E. >>3 nmg Bkg. S. Cnmor. Q. >118(d).

Wypk `b Qr`pkrty

M@MK

Gkserfptf`m nmg Ièntf`m `b Qr`pkrty


E`ddumfty

Eurrkmt Rniuk `bGkct`r's Fmtkrkst fm Qr`pk

wftlùt Gkguetfmh nmyUkeurkg Einfd `r Kxkdpt

e`mtfmuntf`m slkkts nttnelkg t` tlk Uelkguik `b Qkrs`mni Qr`pkrty

UELKG[IK C - QKSU@MNI QS@QKSWV


5

>. Ensl m lnmg Ensl E ;1.11

3. Elkeofmh, snvfmhs `r `tlkr bfmnmefnineeùmts, ekrtfbfentks `b gkp`sft, `rslnrks fm cnmos, snvfmhs nmg i`nm,tlrfbt, cufigfmh nmg i`nm, nmgl`dkstkng nssèfntf`ms, `r erkgftumf`ms, cròkrnhk lùsks, `re``pkrntfvks.

Elkeofmh & Unvfmhs Neeù mtsCnmo `b Ndkrfen

E >11.11

Elkeofmh & Unvfmhs Neeù mts[U Cnmo

E 31.11

Elkeofmh nmg Unvfmhs Neeùm tsXkiis Bnrh`

E ;1.11

5. Ukeurfty gkp`sfts wftl pucifeutfiftfks, tkikpl`mk e`dpnmfks,inmgi`rgs, nmg `tlkrs.

\

7. Lùsklìg h` gs nmg burmfslfmhs,

fmeiugfmh nugf`, vfgk`, nmge`dputkr kqufpdkmt.

Dfse. Lùsklìg H``gs nmg Burmfslfmhs E ;,111.11

;. C`òs, pfeturks nmg `tlkr nrt`cjkets, nmtfquks, stndp, e`fm,rke`rg, tnpk, e`dpnet gfse, nmg`tlkr eìiketf`ms r eìiketfciks.

Dfse. Eìiketfciks E >,111.11

2. Xknrfmh nppnrki. Dfse. Xknrfmh Nppnrki E >,111.11

8. Burs nmg jkwkiry. Dfse. Jkwkiry E ;11.11

1. Nmmuftfks. Ftkdfzk nmg mndk knelfssukr.

\

Uuc-W`tni =(W`tni `b tlfs pnhk)

8,881.11

Ensk 2:>1-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk >; `b 2;

7/31/2019 cacb-973040505222

16/65

C2C (@bbfefni B`rd 2C) (>3/18) - E`mt.

Wypk `b Qr`pkrty

M@MK



E`ddumfty



Ulkkt `b e`mtfmuntf`m slk kts nttnelkg

t` tlk Uelkguik `b Qkrs`mni Qr`pkrty

UELKG[IK C - QKSU@MNI QS@QKSWV(E`mtfmuntf`m Ulkkt)


Fm rk

,Gkct`rs



>>. Fmtkrksts fm nm kguentf`m FSN nsgkbfmkg fm 32 [.U.E. ;51(c)(>) `rumgkr n qunifbfkg Utntk tuftf`m pinmns gkbfmkg fm 32 [.U.E. ;36(c)(>).Hfvk pnrtfeuinrs. (Bfik skpnrntkiy tlkrke`rg(s) `b nmy suel fmtkrkst(s).>> [.U.E. ;3>(e).)

\

>3. Fmtkrksts fm FSN, KSFUN, Ok`hl, `r`tlkr pkmsf`m `r pr`bft slnrfmh

pinms. Hfvk pnrtfeuinrs.

Gkct`r's Sìi`vkr FSN**Gfsei`surk @miy**

WG Ndkrftrngk

E ;11,111.11

>5. Utèo nmg fmtkrksts fm fme`rp`rntkgnmg umfme`rp rntkg cusfmkssks.Ftkdfzk.

W nmg J Skni Kstntk Uìuitf`ms, IIEQnss tlrùhl KmtftyM` Rniuk

E 1.11

>7. Fmtkrksts fm pnrtmkrslfps `r j`fmtvkmturks. Ftkdfzk.

\

>;. H`vkrmdkmt nmg e rp`rntk c`mgsnmg `tlkr mkh`tfncik nmgm`mmkh`tfncik fmstrudkmts.

\

>2. Neeùmts rkekfvncik. Skni Kstntk E`ddfssf`m$1.11M`tlfmh fm kser`w

E 1.11

>8. Nifd`my, dnfmtkmnmek, supp rt, nmgpr`pkrty skttikdkmts t` wlfel tlkgkct`r fs `r dny ck kmtftikg. Hfvkpnrtfeuinrs.

\

>6. Kquftncik `r buturk fmtkrksts, ifbkkstntks, nmg rfhlts `r p`wkrskxkrefsncik b`r tlk ckmkbft `b tlkgkct`r `tlkr tlnm tl`sk ifstkg fmUelkguik N - Skni Qr`pkrty.

\

31. E`mtfmhkmt nmg m`me`mtfmhkmtfmtkrksts fm kstntk `b n gkekgkmt,gkntl ckmkbft pinm, ifbk fmsurnmekpìfey, `r trust.

\


;11,111.11

> 5


7/31/2019 cacb-973040505222

17/65


Wypk `b Qr`pkrty

M@MK



E`ddumfty







Fm rk

,Gkct`rs



3>. @tlkr e mtfmhkmt nmg umifqufgntkgeinfds `b kvkry mnturk, fmeiugfmhtnx rkbumgs, eùmtkreinfds `b tlkgkct`r, nmg rfhlts t` skt`bb einfds.Hfvk kstfdntkg vniuk `b knel.

\

33. Qntkmts, e`pyrfhlts, nmg `tlkrfmtkiiketuni pr`pkrty. Hfvkpnrtfeuinrs.

\

35. Ifekmsks, brnmelfsks, nmg `tlkrhkmkrni fmtnmhfciks. Hfvkpnrtfeuinrs.

\

37. Eust`dkr ifsts `r tlkr e`dpfintf`mse`mtnfmfmh pkrs`mniiy fgkmtfbfncikfmb`rdntf`m (ns gkbfmkg fm >> [.U.E. >1>(7>N)) pr`vfgkg t` tlk gkct`rcy fmgfvfgunis fm e`mmketf`m wftl`ctnfmfmh n pr`guet `r skrvfek br`dtlk gkct`r prfdnrfiy b`r pkrs`mni,bndfiy, `r lùsklìg purp`sks.

\

3;. Nut`d`cfiks, trueos, trnfikrs, nmg`tlkr vklfeiks nmg neekss`rfks.

3118 Dkrekgks HI 7;1,>3;.11

31>1 W`y`tn Wumgrn>;,111 dfiks$55,;3;.11 - BDR OC C**C`rr`wfmh vklfeik br`d brfkmg

E 1.11

32. C`nts, d`t`rs, nmg neekss`rfks. \

38. Nfrernbt nmg neekss`rfks. \

3. Nmfdnis. 3 l`rsks E ;11.11

53. Er`ps - hr wfmh `r lnrvkstkg. Hfvkpnrtfeuinrs.

\

55. Bnrdfmh kqufpdkmt nmgfdpikdkmts.

\


3>,23;.11

3 5


7/31/2019 cacb-973040505222

18/65


Wypk `b Qr`pkrty

M@MK



E`ddumfty







Fm rk

,Gkct`rs



57. Bnrd suppifks, elkdfenis, nmg bkkg. \

5;. @tlkr pkrs`mni pr pkrty `b nmy ofmgm`t nirkngy ifstkg. Ftkdfzk.

Gkskrt Xfii`w8; Xfii`w SfghkQnid Gkskrt, EN 63321

*DkdckrslfpQurelnsk Qrfek: $31,111.11Qurelnsk Gntk: 311;,111.11


>;,111.11

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(Skp`rt nis` `m Uuddnry `b Uelkgu

;77,56;.11

Ensk 2:>1-co-7;3;6-GU G`e > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm G`eudkmt Qnhk >< `b 2;

7/31/2019 cacb-973040505222

19/65

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C2E (@bbfefni B`rd 2E) (7/>1)

Gkct r einfds tlk kxkdptf`ms t` wlfel gkct r fs kmtftikg umgkr: Elkeo fb gkct r einfds n l`dkstkng kxkdptf`m tlnt kxekkgs(Elkeo mk c`x) $>72,7;1.(Ndùmt sucjket t` ngjustdkmt `m 7/>/>5, nmg kvkry tlrkk yknrs tlkr

wftl rkspket t` ensks e`ddkmekg `m `r nbtkr tlk gntk `b ngjustdkmt>> [.U.E. ;33(c)(3)>> [.U.E. ;33(c)(5)

Gkserfptf`m `b Qr`pkrty Upkefby Inw Qr`vfgfmhKnel Kxkdptf m

Rniuk `bEinfdkg

Kxkdptf`m

Eurrkmt Rniuk `bQr`pkrty Xftlùt

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e`mtfmuntf`m slkkts nttnelkg t` Uelkguik `b Qr`pkrty Einfdkg ns Kxkdpt

UELKG[IK E - QS@QKSWV EINFDKG NU K\KDQW


>

Skni Qr`pkrtySkmtni Qr`pkrty #;2171 X Ukùi ImGummkii`m, BI 67755

Xftl 3 nerks

Qurelnsk Qrfek: $>11,111.11Qurelnsk Gntk: 17/3112

$21,111.11 - BDR-$7,

7/31/2019 cacb-973040505222

20/65

C2E (@bbfefni B`rd 2E) (7/>1) -- E`mt.

Gkserfptf`m `b Qr`pkrty Upkefby Inw Qr`vfgfmh

Knel Kxkdptf m

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Ulkkt `b e`mtfmuntf m slkkts nttnelkg t` tlk Uelkguik `b Qr pkrty Einfdkg ns Kxkdpt

UELKG[IK E - QS@QKSWV EINFDKG NU K\KDQW(E`mtfmuntf`m Ulkkt)


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mtkrksts fm FSN, KSFUN, Ok`hl, `r @tlkr Qkmsf`m `r Qr`bft Ulnrfmh QinmsGkct`r's Sìi`vkr FSN**Gfsei`surk @miy**WG Ndkrftrngk

;11,111.11E.E.Q. 815.>71(c )(>1)(K) ;11,111.11

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> >W`tni: ;51,881.11 ;21-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk 31 `b 2;

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C2G (@bbfefni B`rd 2G) (>3/18)

Utntk tlk mndk, dnfifmh nggrkss, fmeiugfmh zfp e`gk, nmg inst bùr gfhfts `b nmy neeùmt mudckr `b nii kmtftfks lìgfmh einfds skeurkg cy pr`pkrty `b tlk gkct`r ns `btlk gntk `b bfifmh `b tlk pktftf`m. Wlk e`dpiktk neeùmt mudckr `b nmy neeùmt tlk gkct`r lns wftl tlk erkgft`r fs uskbui t` tlk trustkk nmg tlk erkgft`r nmg dny ck pr`vfgfb tlk gkct`r el``sks t` g` s`. Ifst erkgft`rs lìgfmh nii typks `b skeurkg fmtkrksts suel ns jughdkmt ifkms, hnrmfsldkmts, stntut`ry ifkms, d`rthnhks, gkkgs `b trust, nmg`tlkr skeurfty fmtkrksts.

Ifst erkgft`rs fm niplncktfeni `rgkr t` tlk kxtkmt prnetfencik. Fb n dfm`r elfig fs n erkgft`r, tlk elfig's fmftfnis nmg tlk mndk nmg nggrkss `b tlk elfig's pnrkmt `rhunrgfnm, suel ns "N.C., n dfm`r elfig, cy J`lm G`k, hunrgfnm." G` m`t gfsei`sk tlk elfig's mndk. Ukk, >> [.U.E. >>3 nmg Bkg. S. Cnmor. Q. >118(d). Fb nii skeurkgerkgft`rs wfii m`t bft `m tlfs pnhk, usk tlk e`mtfmuntf`m slkkt pr`vfgkg.

Fb nmy kmtfty `tlkr tlnm n spùsk fm n j`fmt ensk dny ck j`fmtiy ifncik `m n einfd, pinek nm "\" fm tlk eìudm inckikg "E`gkct`r" ,fmeiugk tlk kmtfty `m tlk nppr`prfntkselkguik `b erkgft`rs, nmg e`dpiktk Uelkguik L - E`gkct`rs. Fb n j`fmt pktftf`m fs bfikg, stntk wlktlkr tlk luscnmg, wfbk, c`tl `b tlkd, `r tlk dnrftni e`ddumfty dny ckifncik `m knel einfd cy pinefmh nm "L", "X", "J", `r "E" fm tlk eìudm inckikg "Luscnmg, Xfbk, J`fmt, `r E`ddumfty".

Fb tlk einfd fs e`mtfmhkmt, pinek nm "\" fm tlk eìudm inckikg "E`mtfmhkmt". Fb tlk einfd fs umifqufgntkg, pinek nm "\" fm tlk eìudm inckikg "[mifqufgntkg". Fb tlkeinfd fs gfsputkg, pinek nm "\" fm tlk eìudm inckikg "Gfsputkg". (Vù dny mkkg t` pinek nm "\" fm d`rk tlnm `mk `b tlksk tlrkk eìudms.)

W`tni tlk eìudms inckikg "Ndùmt `b Einfd Xftlùt Gkguetfmh Rniuk `b Eìintkrni" nmg "[mskeurkg Q`rtf`m, fb Nmy" fm tlk c`xks inckikg "W`tni(s)" `m tlk instslkkt `b tlk e`dpiktkg selkguik. Skp`rt tlk t`tni br`d tlk eìudm inckikg "Ndùmt `b Einfd" nis` `m tlk Uuddnry `b Uelkguiks nmg, fb tlk gkct`r fs nm fmgfvfguni wftl

prfdnrfiy e`msudkr gkcts, rkp`rt tlk t`tni br`d tl k e ìudm inckikg "[mskeurkg Q`rtf`m" `m tlk Utntfstfeni Uuddnry `b E krtnfm Ifnc fiftfks nm g Skintkg Gntn.Elkeo tlfs c`x fb gkct`r lns m` erkgft`rs lìgfmh skeurkg einfds t` rkp`rt `m tlfs Uelkguik G.

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>35,671.11 5>,771.63,;11.11

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7/31/2019 cacb-973040505222

22/65

C2G (@bbfefni B`rd 2G) (>3/18) - E`mt.

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5612>2/12Uke`mg D`rthnhkSkmtni #3871 U. S`òs NvkFmvkrmkss Bi, 577;5


Efty Mti Co

Nttm : Cnm or up te yQ` C`x 8>11 Rfrhfmfn GrfvkB`rt Xnslfmht` m, QN >6157

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>76,631.11 81,631.86,111.11

511>813357 2/1>/>1WfdkslnrkGkskrt Xfii`w8; Xfii`w SfghkQnid Gkskrt, EN 63321*DkdckrslfpQurelnsk Qrfek: $31,111.11Qurelnsk Gntk: 311;,53;.11 53;.>;,111.11

;>3117;>375;> 2/>2/>1Bfrst D`rthnhkUfmhik Bndfiy Sksfgkmek;851 Okmgnii EùrtSnmel` Eue nd`mhn, EN 6>856Qurelnsk Qrfek: $2;1,111.11Qurelnsk Gntk: 2/3117

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7/31/2019 cacb-973040505222

23/65

}co>{UelkguikK-ErkgftrsLigfmh[mskeurkgQrfrftyEinfds}co{

C2K (@bbfefni B`rd 2K) (7/>1)

N e`dpiktk ifst `b einfds kmtftikg t` prf`rfty, ifstkg skpnrntkiy cy typk `b prf`rfty, fs t` ck skt b`rtl `m tlk slkkts pr`vfgkg. @miy lìgkrs `b umskeurkg einfds kmtftt` prf`rfty slùig ck ifstkg fm tlfs selkguik. Fm tlk c`xks pr`vfgkg `m tlk nttnelkg slkkts, stntk tlk mndk, dnfifmh nggrkss, fmeiugfmh zfp e`gk, nmg inst bùr gfhfts `b tlneeùmt mudckr, fb nmy, `b nii kmtftfks lìgfmh prf`rfty einfds nhnfmst tlk gkct`r `r tlk pr`pkrty `b tlk gkct`r, ns `b tlk gntk `b tlk bfifmh `b tlk pktftf`m. [sk n skpnrntke`mtfmuntf`m slkkt b`r knel typk `b prf`rfty nmg incki knel wftl tlk typk `b prf`rfty.

Wlk e`dpiktk neeùmt mudckr `b nmy neeùmt tlk gkct`r lns wftl tlk erkgft`r fs uskbui t` tlk trustkk nmg tlk erkgft`r nmg dny ck pr`vfgkg fb tlk gkct`r el``skss`. Fb n dfm`r elfig fs n erkgft`r, stntk tlk elfig's fmftfnis nmg tlk mndk nmg nggrkss `b tlk elfig's pnrkmt `r hunrgfnm, suel ns "N.C., n dfm`r elfig, cy J`lm G`k, hunrgfG` m`t gfsei`sk tlk elfig's mndk. Ukk, >> [.U.E. >>3 nmg Bkg. S. Cnmor. Q. >118(d).

Fb nmy kmtfty `tlkr tlnm n spùsk fm n j`fmt ensk dny ck j`fmtiy ifncik `m n einfd, pinek nm "\" fm tlk eìudm inckikg "E`gkct`r," fmeiugk tlk kmtfty `m tlk nppr`pselkguik `b erkgft`rs, nmg e`dpiktk Uelkguik L-E`gkct`rs. Fb n j`fmt pktftf`m fs bfikg, stntk wlktlkr tlk luscnmg, wfbk, c`tl `b tlkd, `r tlk dnrftni e`ddumfty dny cifncik `m knel einfd cy pinefmh nm "L," "X," "J," `r "E" fm tlk eìudm inckikg "Luscnmg, Xfbk, J`fmt, `r E`ddumfty." Fb tlk einfd fs e`mtfmhkmt, pinek nm "\" fm tlkeìudm inckikg "E`mtfmhkmt." Fb tlk einfd fs umifqufgntkg, pinek nm "\" fm tlk eìudm inckikg "[mifqufgntkg." Fb tlk einfd fs gfsputkg, pinek nm "\" fm tlk eìudm inc"Gfsputkg." (Vù dny mkkg t` pinek nm "\" fm d`rk tlnm `mk `b tlksk tlrkk eìudms.)

Skp`rt tlk t`tni `b einfds ifstkg `m knel slkkt fm tlk c`x inckikg "Uuct`tnis" `m knel slkkt. Skp`rt tlk t`tni `b nii einfds ifstkg `m tlfs Uelkguik K fm tlk c`x inc"W`tni" `m tlk inst slkkt `b tlk e`dpiktkg selkguik. Skp`rt tlfs t`tni nis` `m tlk Uuddnry `b Uelkguiks.

Skp`rt tlk t`tni `b ndùmts kmtftikg t` prf`rfty ifstkg `m knel slkkt fm tlk c`x inckikg "Uuct`tnis" `m knel slkkt. Skp`rt tlk t`tni `b nii ndùmts kmtftikg t` prf`rftyifstkg `m tlfs Uelkguik K fm tlk c`x inckikg "W`tnis" `m tlk inst slkkt `b tlk e`dpiktkg selkguik. Fmgfvfguni gkct`rs wftl prfdnrfiy e`msudkr gkcts rkp`rt tlfs t`tninis` `m tlk Utntfstfeni Uuddnry `b Ekrtnfm Ifncfiftfks nmg Skintkg Gntn.

Skp`rt tlk t`tni `b ndùmts m`t kmtftikg t` prf`rfty ifstkg `m knel slkkt fm tlk c`x inckikg "Uuct`tnis" `m knel slkkt. Skp`rt tlk t`tni `b nii ndùmts m`t kmtftikg tprf`rfty ifstkg `m tlfs Uelkgui k K fm tlk c`x inckikg "W`tnis" `m tlk inst slkkt `b tlk e`dpiktkg selkguik. Fmgfvfguni gkct`rs wftl prfdnrfiy e`msudkr gkcts rkp`rt tlft`tni nis` `m tlk Utntfstfeni Uuddnry `b Ekrtnfm Ifncfiftfks nmg Skintkg Gntn.

Elkeo tlfs c`x fb gkct`r lns m` erkgft`rs lìgfmh umskeurkg prf`rfty einfds t` rkp`rt `m tlfs Uelkguik K.

WVQKU @B QSF@SFWV EINFDU (Elkeo tlk nppr`prfntk c`x(ks) cki`w fb einfds fm tlnt entkh`ry nrk ifstkg `m tlk nttnelkg slkkts)

G`dkstfe supp`rt `cifhntf`ms

Einfds b`r g`dkstfe supp`rt tlnt nrk `wkg t` `r rke`vkrncik cy n spùsk, b`rdkr spùsk, `r elfig `b tlk gkct`r, `r tlk pnrkmt, ikhni hunrgfnm, `r rksp`msfcik rkintfv`b suel n elfig, `r n h`vkrmdkmtni umft t` wl`d suel n g`dkstfe supp`rt einfd lns ckkm nssfhmkg t` tlk kxtkmt pr`vfgkg fm >> [.U.E. ;18(n)(>).

Kxtkmsf`ms `b erkgft fm nm fmvìumtnry ensk

Einfds nrfsfmh fm tlk `rgfmnry eùrsk `b tlk gkct`r's cusfmkss `r bfmnmefni nbbnfrs nbtkr tlk e`ddkmekdkmt `b tlk ensk cut ckb`rk tlk knrifkr `b tlk npp`fmtdkmt `b trustkk `r tlk `rgkr b`r rkifkb. >> [.U.E. ;18(n)(5).

Xnhks, sninrfks, nmg e`ddfssf`ms

Xnhks, sninrfks, nmg e`ddfssf`ms, fmeiugfmh vnentf`m, skvkrnmek, nmg sfeo iknvk pny `wfmh t` kdpi`ykks nmg e`ddfssf`ms `wfmh t` qunifbyfmh fmgkpkmgkmt snikrkprkskmtntfvks up t` $>>,83;* pkr pkrs`m knrmkg wftlfm >> [.U.E. ;18(n)(7).

E`mtrfcutf`ms t` kdpi`ykk ckmkbft pinms

D`mky `wkg t` kdpi`ykk ckmkbft pinms b`r skrvfeks rkmgkrkg wftlfm >> [.U.E. ;18(n)(;).

Ekrtnfm bnrdkrs nmg bfslkrdkm

Einfds `b ekrtnfm bnrdkrs nmg bfslkrdkm, up t` $;,88;* pkr bnrdkr `r bfslkrdnm, nhnfmst tlk gkct`r, ns pr`vfgkg fm >> [.U.E. ;18(n)(2).

Gkp`sfts cy fmgfvfgunis

Einfds `b fmgfvfgunis up t` $3,211* b`r gkp`sfts b`r tlk purelnsk, iknsk, `r rkmtni `b pr`pkrty `r skrvfeks b`r pkrs`mni, bndfiy, `r lùsklìg usk, tlnt wkrk m`tgkifvkrkg `r pr`vfgkg. >> [.U.E. ;18(n)(8).

Wnxks nmg ekrtnfm `tlkr gkcts `wkg t` h`vkrmdkmtni umfts

Wnxks, eust`ds gutfks, nmg pkmnitfks `wfmh t` bkgkrni, stntk, nmg ièni h`vkrmdkmtni umfts ns skt b`rtl fm >> [.U.E. ;18(n)(> [.U.E. ;18 (n)(6).

Einfds b`r gkntl `r pkrs`mni fmjury wlfik gkct`r wns fmt`xfentkg

Einfds b`r gkntl `r pkrs`mni fmjury rksuitfmh br`d tlk `pkrntf`m `b n d`t`r vklfeik `r vksski wlfik tlk gkct`r wns fmt`xfentkg br`d usfmh nie`lì, n gruh, `rnm`tlkr sucstnmek. >> [.U.E. ;18(n)(>1).

* Ndùmt sucjket t` ngjustdkmt `m 7/1>/>5, nmg kvkry tlrkk yknrs tlkrknbtkr wftl rkspket t` ensks e`ddkmekg `m `r nbtkr tlk gntk `b ngjustdkmt.

e`mtfmuntf`m slkkts nttnelkg

UELKG[IK K - ESKGFW@SU L@IGFMH [MUKE[SKG QSF@SFWV EINFDU


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C2B (@bbfefni B`rd 2B) (>3/18)

Utntk tlk mndk, dnfifmh nggrkss, fmeiugfmh zfp e`gk, nmg inst bùr gfhfts `b nmy neeùmt mudckr, `b nii kmtftfks lìgfmh umskeurkg einfds wftlùt prf`rfty nhnfmst tlkgkct`r `r tlk pr`pkrty `b tlk gkct`r, ns `b tlk gntk `b bfifmh `b tlk pktftf`m. Wlk e`dpiktk neeùmt mudckr `b nmy neeùmt tlk gkct`r lns wftl tlk erkgft`r fs uskbui t` tlktrustkk nmg tlk erkgft`r nmg dny ck pr`vfgkg fb tlk gkct`r el``sks t` g` s`. Fb n dfm`r elfig fs n erkgft`r, stntk tlk elfig's fmftfnis nmg tlk mndk nmg nggrkss `b tlk elfig's

pnrkmt `r h unrgfnm, suel ns " N.C., n dfm`r elfig, cy J`lm G`k, hunrgfnm." G` m`t gfsei`sk tlk elfig's mndk. Ukk, >> [.U.E. >> 3 nmg Bkg. S. Cnmo r. Q. >118(d). G` m`tfmeiugk einfds ifstkg fm Uelkguiks G nmg K. Fb nii erkgft`rs wfii m`t bft `m tlfs pnhk, usk tlk e`mtfmuntf`m slkkt pr`vfgkg.

Fb nmy kmtfty `tlkr tlnm n spùsk fm n j`fmt ensk dny ck j`fmtiy ifncik `m n einfd, pinek nm "\" fm tlk eìudm inckikg "E`gkct`r," fmeiugk tlk kmtfty `m tlk nppr`prfntkselkguik `b erkgft`rs, nmg e`dpiktk Uelkguik L - E`gkct`rs. Fb n j`fmt pktftf`m fs bfikg, stntk wlktlkr tlk luscnmg, wfbk, c`tl `b tlkd, `r tlk dnrftni e`ddumfty dny ckifncik `m knel einfd cy pinefmh nm "L," "X," "J," `r "E" fm tlk eìudm inckikg "Luscnmg, Xfbk, J`fmt, `r E`ddumfty."

Fb tlk einfd fs e`mtfmhkmt, pinek nm "\" fm tlk eìudm inckikg "E`mtfmhkmt." Fb tlk einfd fs umifqufgntkg, pinek nm "\" fm tlk eìudm inckikg "[mifqufgntkg." Fb tlkeinfd fs gfsputkg, pinek nm "\" fm tlk eìudm inckikg "Gfsputkg." (Vù dny mkkg t` pinek nm "\" fm d`rk tlnm `mk `b tlksk tlrkk eìudms.)

Skp`rt tlk t`tni `b nii einfds ifstkg `m tlfs selkguik fm tlk c`x inckikg "W`tni" `m tlk inst slkkt `b tlk e`dpiktkg selkguik. Skp`rt tlfs t`tni nis` `m tlk Uuddnry `bUelkguiks nmg, fb tlk gkct`r fs nm fmgfvfguni wftl prfdnrfiy e`msudkr gkcts, rkp`rt tlfs t`tni nis` `m tlk Utntfstfeni Uuddnry `b Ekrtnfm Ifncfiftfks nmg Skintkg Gntn.

Elkeo tlfs c`x fb gkct`r lns m` erkgft`rs lìgfmh umskeurkg einfds t` rkp`rt `m tlfs Uelkguik B.

U/M:31>;

UELKG[IK B - ESKGFW@SU L@IGFMH [MUKE[SKG M@MQSF@SFWV EINFDU


Fm rk

,Gkct`rs



5

52;; @pkmkg 5/1>/13 Inst Netfvk 5/5>/>1ErkgftEnrg

Cnmo @b Ndkrfen

7121 @hikt`wm /Utnmt`m SgMkwnro, GK >68>5

E

3/16ErkgftEnrg

Cnmo @b NdkrfenNttm : Cnm or up te y ME7->1;-15->7Q` C`x 321>3

Hrkkmsc`r`, ME 387>1

E

6,116.

7833 @pkmkg >3/1>/1> Inst Netfvk ;/17/>1ErkgftEnrg

Cnmo @b NdkrfenNttm : Cnm or up te y ME7->1;-15->7Q` C`x 321>3

Hrkkmsc`r`, ME 387>1

L

7,;81.

7556-6511-38>7-;55; 12/1; - >3/16Erkgft Enrg

Cnmo `b NdkrfenQ.@. C`x 3325>

Hrkkmsc`r`, ME 38731

E

7,225.

78,151-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk 37 `b 2;

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C2B (@bbfefni B`rd 2B) (>3/18) - E`mt.

E@GKCW@S

E@MWFMHKMW

[MIF^[FGNWKG

GFUQ[WKG


L

X

J

E

ESKGFW@S'U MNDK,DNFIFMH NGGSKUU



Neeùmt M`.

Neeùmt M`.

Neeùmt M`.

Neeùmt M`.

Neeùmt M`.

Ulkkt m`. PPPPP b PPPPP slkkts nttnelkg t` Uelkguik b Uuct`tni

Erkgft`rs Lìgfmh [mskeurkg M`mprf`rfty Einfds (W`tni b tlfs pnhk)



UELKG[IK B - ESKGFW@SU L@IGFMH [MUKE[SKG M@MQSF@SFWV EINFDU(E`mtfmuntf`m Ulkkt)


Fm rk

,Gkct`rs



;>1ErkgftEnrg

Elnsk31> M. Xnimu t Ut//Gk>->138

Xfidfmht`m, GK >6

L

>;73111;6 @pkmkg 8/1>/66 Inst Netfvk 3/>7/>1ErkgftEnrg ***Inwsuft****

Elnsk

Q` C`x >;3661,528.

Ensk M`. EFRRSU>11833>

Skprkskmtfmh:Elnsk M`tfek @

Ulkgrfeo @. GnvfsJQ D`rhnm Elnsk Ikhni Gkpt511 U. Hrnmg Nvk - 7tl Bi``r

Ensk M`: SFE;362

Ensk M`. EFRRSU>11833>

Skprkskmtfmh:

Elnsk M`tfek @

Uupkrf`r Eùrt `b Enifb`rmfn11833>

Snmel` Euend` mhn, EN 6>851

;>33;8>11373 @pkmkg >3/1>/12 Inst Netfvk 3/>1/>1ErkgftEnrg - Inwsuft

Elnsk31> M. Xnimu t Ut//Gk>->138

Xfidfmht`m, GK >6

E

2,878.

5;,;1-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk 3; `b 2;

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E@GKCW@S

E@MWFMHKMW

[MIF^[FGNWKG

GFUQ[WKG


L

X

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Neeùmt M`.

Neeùmt M`.

Neeùmt M`.

Neeùmt M`.







Fm rk

,Gkct`rs



Ensk M` EFRSU>1111

Ensk M` EFRSU>1112;733/6> Inst Netfvk ;/31/>1ErkgftEnrg

EftfQ.`. C`x 2;11Ufùx Bniis, UG ;8>>8

E

7,18;.

;1;75-38;8 12/1; - >3/16Erkgft Enrg

Eftfcnmo;18 Qrugkmtfni S`ngL`rslnd, QN >6177

E

31,5>7.

3>15;22567/16 Inst Netfvk 2/1;/>1ElnrhkNeeùmt

Gsmc Ci``dCi``dfmhgnik's Cnmoruptey

Q` C`x ,351.

3;,2>6.3 5


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E@GKCW@S

E@MWFMHKMW

[MIF^[FGNWKG

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L

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7615617283/1>/17 Inst Netfvk 2/16/>1ElnrhkNeeùmt

Dneys/bgscDney's Cnmoruptey

Q` C`x ,3/1>/17 Inst Netfvk ;/31/>1ErkgftEnrg

Rfsgsmc

Nttm : Cnm or up te yQ` C`x 8.

751>166>3/16 Inst Netfvk ;/31/>1ErkgftEnrg

RfsgsmcNttm : Cnm or up te yQ` C`x 76;527111> @pkmkg 6/1>/1< I nst Netfvk 8/1>/>1ElkeoErkgft@rIfmk@bErkgft

Xkiis Bnrh`Q` C`x 21;>1I`s Nmhkiks, EN 61121

E

6,666.

772;731>18 @pkmkg 8/1>/1< Inst Netfvk 2/16/>1ErkgftEnrg

Xkiis Bnrh` CnmoQ` C`x ;77;

Q`rtinmg, @S 68333,1377.W`tni

(Skp`rt `m Uuddnry `b Uelkguiks)


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}co>{UelkguikH-KxkeutryEmtrnetsnmg[mkxpfrkgIknsks}co{

Fm rk

,Gkct`rs



C2H (@bbfefni B`rd 2H) (>3/18)

Gkserfck nii kxkeut`ry e`mtrnets `b nmy mnturk nmg nii umkxpfrkg iknsks `b rkni `r pkrs`mni pr`pkrty. Fmeiugk nmy tfdkslnrk fmtkrksts. Utntk mntu`b gkct`r's fmtkrkst fm e`mtrnet, f.k., "Qurelnskr", "Nhkmt", kte. Utntk wlktlkr gkct r fs tlk ikss`r `r iksskk `b n iknsk. Qr`vfgk tlk mndks nmge`dpiktk dnfifmh nggrkssks `b nii `tlkr pnrtfks t` knel iknsk `r e`mtrnet gkserfckg. Fb n dfm`r elfig fs n pnrty t` `mk `b tlk iknsks `r e`mtrnets,stntk tlk elfig's fmftfnis nmg tlk mndk nmg nggrkss `b tlk elfig's pnrkmt `r hunrgfnm, suel ns "N.C., n dfm`r elfig, cy J`lm G`k, hunrgfnm." G` m`gfsei`sk tlk elfig's mndk. Ukk, >> [.U.E. >>3 nmg Bkg. S. Cnmor. Q. >118(d).

Elkeo tlfs c`x fb gkct`r lns m` kxkeut`ry e`mtrnets `r umkxpfrkg iknsks.

Mndk nmg Dnfifmh Nggrkss, Fmeiugfmh Zfp E`gk,`b @tlkr Qnrtfks t` Iknsk `r E`mtrnet

Gkserfptf`m `b E`mtrnet `r Iknsk nmg Mnturk `b Gkct`r's Fmtkrkst.Utntk wlktlkr iknsk fs b`r m`mrksfgkmtfni rkni pr`pkrty.

Utntk e`mtrnet mudckr `b nmy h`vkrmdkmt e`mtrnet.

e`mtfmuntf`m slkkts nttnelkg t` Uelkguik `b Kxkeut`ry E`mtrnets nmg [mkxpfrkg Iknsks

UELKG[IK H - K\KE[W@SV E@MWSNEWU NMG [MK\QFSKG IKNUKU


>

Nu r` rnQ.@. C`x >812Ue`ttsciubb, MK 26525

Bfrst D`rthnhkSkmtni #3871 U. S``os NvkFmvkrmkss Bi, 577;5


Ekmtury Cnmo711 Dystfe NvkmukDkgb`rg, DN 13>;;

Bfrst D`rthnhk - Skmtni #>35;1,111Qurelnsk Gntk: 3/3112

Ekmtury Cnmo711 Dystfe NvkmukDkgb`rg, DN 13>;;

Uke`mg D`rthnhkSkmtni #>35;1,111Qurelnsk Gntk: 3/3112

Efty Mti CoNt tm : Cnm or up te yQ` C`x 85


Efty Mti CoNt tm : Cnm or up te yQ` C`x 8/3112

GEBUQ@ C`x > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm G`eudkmt Qnhk 3< `b 2;

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Mndk nmg Dnfifmh Nggrkss, Fmeiugfmh Zfp E`gk,`b @tlkr Qnrtfks t` Iknsk `r E`mtrnet

Gkserfptf`m `b E`mtrnet `r Iknsk nmg Mnturk `b Gkct`r's Fmtkrkst.Utntk wlktlkr iknsk fs b`r m`mrksfgkmtfni rkni pr`pkrty.

Utntk e`mtrnet mudckr `b nmy h`vkrmdkmt e`mtrnet.

Ulkkt `b e`mtfmuntf m slkkts nttnelkg t` tlk Uelkguik `b Kxkeut ry E`mtrnets nmg [mkxpfrkg Iknsks

UELKG[IK H - K\KE[W@SV E@MWSNEWU NMG [MK\QFSKG IKNUKU(E`mtfmuntf`m Ulkkt)


Fm rk

,Gkct`rs



L`dk E`dfmhs BfmnmefniNt tkm tf`m : Cnm or up te y Gkp t>>11 Rfrhfmfn GrfvkB`rt Xnslfmht` m, QN >6157

Bfrst D`rthnhkSkmtni #5;55< Lnrgkk UtrkktMnpiks, BI 57>>5


Utnrw``g Rnentf`m @wmk6113 Unm Dnre` Et

@rinmg`, BI 536

WfdkslnrkGkskrt Xfii`w

8; Xfii`w SfghkQnid Gkskrt, EN 63321

*DkdckrslfpQurelnsk Qrfek: $31,111.11Qurelnsk Gntk: 3111> Xfskdnm Civ gUnm Nmt` mf`, W\ 8

Bfrst D`rthnhkUfmhik Bndfiy Sksfgkmek;851 Okmgnii E`urtSnmel` Euend`mhn, EN 6>856

Qurelnsk Qrfek: $2;1,111.11Qurelnsk Gntk: 2/3117

> >


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}co>{UelkguikL-Egkctrs}co{

Fm rk

,Gkct`rs



C2L (@bbfefni B`rd 2L) (>3/18)

Qr`vfgk tlk fmb`rdntf`m rkqukstkg e`mekrmfmh nmy pkrs`m `r kmtfty, `tlkr tlnm n spùsk fm n j`fmt ensk, tlnt fs nis` ifncik `m nmy gkcts ifstkgcy gkct`r fm tlk selkguiks `b erkgft`rs. Fmeiugk nii hunrnmt`rs nmg e`-sfhmkrs. Fb tlk gkct`r rksfgks `r rksfgkg fm n e`ddumfty pr`pkrty stntk,e`dd`mwknitl, `r tkrrft`ry (fmeiugfmh Ninson, Nrfz`mn, Enifb`rmfn, Fgnl`, Iùfsfnmn, Mkvngn, Mkw Dkxfe`, Qukrt` Sfe`, Wkxns, Xnslfmht`m, `rXfse`msfm) wftlfm tlk kfhlt yknr pkrf`g fddkgfntkiy prkekgfmh tlk e`ddkmekdkmt `b tlk ensk, fgkmtfby tlk mndk `b tlk gkct`r's spùsk nmg `bnmy b`rdkr spùsk wl` rksfgks `r rksfgkg wftl tlk gkct`r fm tlk e`ddumfty pr`pkrty stntk, e`dd`mwknitl, `r tkrrft`ry. Fmeiugk nii mndks uskgcy tlk m`mgkct`r spùsk gurfmh tlk kfhlt yknrs fddkgfntkiy prkekgfmh tlk e`ddkmekdkmt `b tlfs ensk. Fb n dfm`r elfig fs n e`gkct`r `r n erkgft`r,stntk tlk elfig's fmftfnis nmg tlk mndk nmg nggrkss `b tlk elfig's pnrkmt `r hunrgfnm, suel ns "N.C., n dfm`r elfig, cy J`lm G`k, hunrgfnm." G` m`tgfsei`sk tlk elfig's mndk. Ukk, >> [.U.E. >>3 nmg Bkg. S. Cnmor. Q. >118(d).

Elkeo tlfs c`x fb gkct`r lns m` e`gkct`rs.

MNDK NMG NGGSKUU @B E@GKCW@S MNDK NMG NGGSKUU @B ESKGFW@S

e`mtfmuntf`m slkkts nttnelkg t` Uelkguik `b E`gkct`rs

UELKG[IK L - E@GKCW@SU


1


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C2F (@bbfefni B`rd 2F) (>3/18)


Gkct`r(s)

UELKG[IK F - E[SSKMW FME@DK @B FMGFRFG[NI GKCW@S(U)

Wlk eìudm inckikg "Upùsk" dust ck e`dpiktkg fm nii ensks bfikg cy j`fmt gkct`rs nmg cy kvkry dnrrfkg gkct`r, wlktlkr `r m`t n j`fmt pktftf`m fsbfikg, umikss tlk spùsks nrk skpnrntkg nmg n j`fmt pktftf`m fs m`t bfikg. G` m`t stntk tlk mndk `b nmy dfm`r elfig. Wlk nvkrnhk d`mtliy fme`dkenieuintkg `m tlfs b`rd dny gfbbkr br`d tlk eurrkmt d`mtliy fme`dk enieuintkg `m B`rd 33N, 33C, `r 33E.

Gkct`r's Dnrftni Utntus: GKQKMGKMWU @B GKCW@S NMG UQ@[UK

DnrrfkgSKINWF@MULFQ(U):

U`mU`m

NHK(U):

>1 yknrs< yknrs

Kdpi`ydkmt: GKCW@S UQ@[UK

@eeupntf`m Neeùmt Kxkeutfv k (>166) Sknit`r - skib kdpi`ykgMndk `b Kdpi`ykr Ukib Kdpi`ykg W nmg J Skni Kstntk Uìutf`msL`w i`mh kdpi`ykg > yknr 6 yknrsNggrkss b Kdpi`ykr ;851 Okmgnii Et

Snmel` Euend`mhn, EN 6>856;851 Okmgnii EtSnmel` Euend`mhn, EN 6>856

FME@DK: (Kstfdntk b nvkrnhk r pr`jketkg d`mtliy fme`dk nt tfdk ensk bfikg) GKCW@S UQ@[UK>. D`mtliy hr`ss wnhks, sninry, nmg e`ddfssf`ms (Qr`rntk fb m`t pnfg d`mtliy) $ 1.11 $ 1.113. Kstfdntk d`mtliy `vkrtfdk $ 1.11 $ 1.11

5. U[CW@WNI $ 1.11 $ 1.11

7. IKUU QNVS@II GKG[EWF@MU

n. Qnyrìi tnxks nmg sèfni skeurfty $ 1.11 $ 1.11c. Fmsurnmek $ 1.11 $ 1.11e. [mf`m guks $ 1.11 $ 1.11g. @tlkr (Upkefby): $ 1.11 $ 1.11

$ 1.11 $ 1.11

;. U[CW@WNI @B QNVS@II GKG[EWF@MU $ 1.11 $ 1.11

2. W@WNI MKW D@MWLIV WNOK L@DK QNV $ 1.11 $ 1.11

8. Skhuinr fme`dk br`d `pkrntf`m `b cusfmkss `r pr`bkssf`m `r bnrd (Nttnel gktnfikg stntkdkmt) $ 7,338.11 $ 1.111. Nifd`my, dnfmtkmnmek `r supp`rt pnydkmts pnyncik t` tlk gkct`r b`r tlk gkct`r's usk `r tlnt `b

gkpkmgkmts ifstkg nc`vk $ 1.11 $ 1.11

>>. Uèfni skeurfty r h`vkrmdkmt nssfstnmek

(Upkefby): $ 1.11 $ 1.11$ 1.11 $ 1.11

>3. Qkmsf`m `r rktfrkdkmt fme`dk $ 1.11 $ 1.11>5. @tlkr d`mtliy fme`dk

(Upkefby): Bndfiy E`mtrfcutf`ms $ 3,511.11 $ 1.11Bndffiy E`mtrfcutf`ms b`r Rklfeik $ 7. U[CW@WNI @B IFMKU 8 WLS@[HL >5 $ 8,538.11 $ 1.11

>;. NRKSNHK D@MWLIV FME@DK (Ngg ndùmts sl`wm `m ifmks 2 nmg >7) $ 8,538.11 $ 1.11

>2. E@DCFMKG NRKSNHK D@MWLIV FME@DK: (E`dcfmk eìudm t tnis br`d ifmk >;) $ 8,538.11

(Skp`rt nis` `m Uuddnry `b Uelkguiks nmg, fb nppifencik, `mUtntfstfeni Uuddnry b Ekrtnfm Ifncfiftfks nmg Skintkg Gntn)

>8. Gkserfck nmy fmerknsk `r gkerknsk fm fme`dk rkns`mnciy nmtfefpntkg t` èeur wftlfm tlk yknr bìi`wfmh tlk bfifmh `b tlfs gèudkmt:J`fmt Gkct`r pr`jkets skib kdpi`ydkmt fme`dk t` crkno kvkm. Bndfiy e`mtrfcutf `ms wfii st`p ns s``m ns Gkct`rs knrmd`rk d`mfks.

Ensk 2:>1-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:57 GkseDnfm Gèudkmt Qnhk 5> `b 2;

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C2J (@bbfefni B`rd 2J) (>3/18)


Gkct`r(s)

UELKG[IK J - E[SSKMW K\QKMGFW[SKU @B FMGFRFG[NI GKCW@S(U)

E`dpiktk tlfs selkguik cy kstfdntfmh tlk nvkrnhk r pr`jketkg d`mtliy kxpkmsks b tlk gkct`r nmg tlk gkct`r's bndfiy nt tfdk enskbfikg. Qr`rntk nmy pnydkmts dngk cf-wkkoiy, qunrtkriy, skdf-nmmuniiy, `r nmmuniiy t` sl`w d`mtliy rntk. Wlk nvkrnhk d`mtliy

kxpkmsks enieuintkg m tlfs b`rd dny gfbbkr br`d tlk gkguetf`ms br`d fme`dk nii`wkg m B`rd 33N `r 33E.

Elkeo tlfs c`x fb n j`fmt pktftf`m fs bfikg nmg gkct`r's spùsk dnfmtnfms n skpnrntk lùsklìg. E`dpiktk n skpnrntk selkguik `bkxpkmgfturks inckikg "Upùsk."

>. Skmt r l`dk d`rthnhk pnydkmt (fmeiugk i`t rkmtkg b`r d`cfik l`dk) $ 7,;11.11

n. Nrk rkni kstntk tnxks fmeiugkg0 Vks \ M`

c. Fs pr`pkrty fmsurnmek fmeiugkg0 Vks \ M`3. [tfiftfks: n. Kiketrfefty nmg lkntfmh buki $ >3;.11

c. Xntkr nmg skwkr $ ;1.11

e. Wkikpl`mk $ ;1.11

g. @tlkr Encik nmg Fmtkrmkt $ >11.11

5. L`dk dnfmtkmnmek (rkpnfrs nmg upokkp) $ 1.11

7. B``g $ 811.11

;. Ei`tlfmh $ ;1.112. Inumgry nmg gry eiknmfmh $ 3;.11

8. Dkgfeni nmg gkmtni kxpkmsks $ ;1.11

1. Elnrftncik e`mtrfcutf`ms $ 1.11

>>. Fmsurnmek (m`t gkguetkg br`d wnhks `r fmeiugkg fm l`dk d`rthnhk pnydkmts)

n. L`dk`wmkr's `r rkmtkr's $ 1.11

c. Ifbk $ 1.11

e. Lknitl $ 1.11

g. Nut` $ 3>1.11

k. @tlkr $ 1.11

>3. Wnxks (m`t gkguetkg br`d wnhks `r fmeiugkg fm l`dk d`rthnhk pnydkmts)

(Upkefby) $ 1.11

>5. Fmstniidkmt pnydkmts: (Fm elnptkr >>, >3, nmg >5 ensks, g` m`t ifst pnydkmts t` ck fmeiugkg fm tlkpinm)

n. Nut` $ >,>28.11

c. @tlkr $ 1.11

e. @tlkr $ 1.11

>7. Nifd`my, dnfmtkmnmek, nmg supp`rt pnfg t` tlkrs $ 1.11

>;. Qnydkmts b`r supp`rt b nggftf`mni gkpkmgkmts m`t ifvfmh nt yùr l`dk $ 1.11

>2. Skhuinr kxpkmsks br`d `pkrntf m b cusfmkss, pr`bkssf m, `r bnrd (nttnel gktnfikg stntkdkmt) $ 1.11

>8. @tlkr $ 1.11

@tlkr $ 1.11

>->8. Skp`rt nis` m Uuddnry b Uelkguiks nmg,fb nppifencik, `m tlk Utntfstfeni Uuddnry `b Ekrtnfm Ifncfiftfks nmg Skintkg Gntn.)

$ 8,532.11

>6. Gkserfck nmy fmerknsk r gkerknsk fm kxpkmgfturks rkns`mnciy nmtfefpntkg t` eeur wftlfm tlk yknrbìi`wfmh tlk bfifmh `b tlfs gèudkmt:

31. UWNWKDKMW @B D@MWLIV MKW FME@DK

n. Nvkrnhk d`mtliy fme`dk br`d Ifmk >; b Uelkguik F $ 8,538.11

c. Nvkrnhk d`mtliy kxpkmsks br`d Ifmk >< nc`vk $ 8,532.11

e. D`mtliy mkt fme`dk (n. dfmus c.) $ >.11


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G`nmInwBfrd,IIQ

UkibKdpi`ydkmtCusfmkssQr`bft&I`ssUtntkdkmt

FMUWS[EWF@MU: Kmtkrd`mtliyhr`ssrkekfptsnmgd`mtliykxpkmsks.

Mndk`bGkct`r: JnmfmkUlkgièo

Mndk`bCusfmkss: W nmgJSkniKstntkUìuitf`ms,IIE

Mnturk`bCusfmkss: >166fmgkpkmgkmte`mtrnet`r

NmtfefpntkgBfifmhD`mtl: Ukptkdckr31>1

**EDFENIE[INWF@MGNWN(2D`mtlsprf`rt`d`mtlenskfsbfikg)

*C[UFMKUUFME@DK&K\QKMUKGNWN(>3D`mtlsprf`rt`d`mtlenskfsbfikg)

D mtl/Vr @et16 M`v16 Gke16 Jnm>1 Bkc>1 Dnr>1 Npr>1 Dny>1 Jum>1 Jui>1 Nuh>1 Ukp

W`tniHr`ssSkekfpts 1 ;,558 ;,>17 >1,;67 ;,,7;< 276 1

D`mtliyKxpkmsks

Qnyrìi

7 QnyrìiWnxks

; [mkdpi`ydkmtWnxks

2 X`roE`dp

8 @tlkrWnxks

< Fmvkmt`ry/Dntkrfnis

6 Bkkg/Bkrtfifzkr/Ukkg

>1 Skmt >7;

>> [tfiftfks

>3 @bbfekKxpkmsks/Uuppifks >11 >11 >11 >11 >11

>5 Skpnfrs/Dnfmtkmnmek >7 Hns 511 511 511 511 511 511 511 511 511 511 511

>; Wrnvki/Kmtkrtnfmdkmt >,;11

>2 KqufpdkmtSkmtni&Iknsks 31 31 31 31 31 31 31 31 31 31 31

>8 Ikhni/Neeùmtfmh/Qr`bBkks

>< Fmsurnmek >;1

>6 Kdpi`ykkCkmkbfts

31 UkeurkgCusfmkssGkcts

3> E`st`bUniks

Ngvkrtfsfmh 581 331 331 ;27 781 5>7 >,281 781 617 837 6>1

Q`st@bbfek 8; 8; 8; 8; 8; 8; 8; 8; 8; 8; 8;

XnstkDnmnhkdkmt

S`ynityBkks

W`tniKxpkmsks 82;.11 8>;.11 2>;.11 >1;6.11 3>6.11 >211.11 >73;

NgjustkgHr`ssFme`dk 82; 7,233 7,7;6 ;81 >,211 >,

Ensk 2:>1-co-7;3;6-GU Gè > Bfikg >1/36/>1 Kmtkrkg >1/36/>1 >2:;;:5Dnfm Gèudkmt Qnhk 55 `b 2;

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C2 Gkeinrntf`m (@bbfefni B`rd 2 - Gkeinrntf`m). (>3/18)



Gkct`r(s) Elnptkr 8

GKEINSNWF@M E@MEKSMFMH GKCW@S'U UELKG[IKU

GKEINSNWF@M [MGKS QKMNIWV @B QKSJ[SV CV FMGFRFG[NI GKCW@S

F gkeinrk umgkr pkmnity b pkrjury tlnt F lnvk rkng tlk b`rkh`fmh suddnry nmg selkguiks, e`msfstfmh b 33slkkts, nmg tlnt tlky nrk truk nmg e`rrket t` tlk ckst b dy om`wikghk, fmb`rdntf`m, nmg ckifkb.

Gntk @et`ckr 32, 31>1 Ufhmnturk /s/ Uknm Gùhins Ulkgièo

Uknm Gùhins UlkgièoGkct`r

Gntk @et`ckr 32, 31>1 Ufhmnturk /s/ Jnmfmk Dnrfk Ulkgièo


J`fmt Gkct`r

Qkmnity b`r dnofmh n bnisk stntkdkmt `r e`meknifmh pr`pkrty: Bfmk `b up t` $;11,111 `r fdprfs`mdkmt b`r up t` ; yknrs `r c`tl.>< [.U.E. >;3 nmg 5;8>.



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C8 (@bbfefni B`rd 8) (17/>1)



Gkct`r(s) Elnptkr 8

UWNWKDKMW @B BFMNMEFNI NBBNFSU

Wlfs stntkdkmt fs t` ck e`dpiktkg cy kvkry gkct`r. Upùsks bfifmh n j`fmt pktftf`m dny bfik n sfmhik stntkdkmt `m wlfel tlk fmb`rdntf`m b`rc`tl spùsks fs e`dcfmkg. Fb tlk ensk fs bfikg umgkr elnptkr >3 `r elnptkr >5, n dnrrfkg gkct`r dust burmfsl fmb`rdntf`m b`r c`tl spùsks wlktlkr `rm`t n j`fmt pktftf`m fs bfikg, umikss tlk spùsks nrk skpnrntkg nmg n j`fmt pktftf`m fs m`t bfikg. Nm fmgfvfguni gkct`r kmhnhkg fm cusfmkss ns n sìk

pr`prfkt`r, pnrtmkr, bndfiy bnrdkr, `r skib-kdpi`ykg pr`bkssf`mni, slùig pr`vfgk tlk fmb`rdntf`m rkqukstkg `m tlfs stntkdkmt e`mekrmfmh nii suelnetfvftfks ns wkii ns tlk fmgfvfguni's pkrs`mni nbbnfrs. W` fmgfentk pnydkmts, trnmsbkrs nmg tlk ifok t` dfm`r elfigrkm, stntk tlk elfig's fmftfnis nmg tlkmndk nmg nggrkss `b tlk elfig's pnrkmt `r hunrgfnm, suel ns "N.C., n dfm`r elfig, cy J`lm G`k, hunrgfnm." G` m`t gfsei`sk tlk elfig's mndk. Ukk, >>[.U.E. >>3? Bkg. S. Cnmor. Q. >118(d).

ûkstf`ms > - >< nrk t` ck e`dpiktkg cy nii gkct`rs. Gkct`rs tlnt nrk `r lnvk ckkm fm cusfmkss, ns gkbfmkg cki`w, nis` dust e`dpiktkûkstf`ms >6 - 3;. Fb tlk nmswkr t` nm nppifencik qukstf`m fs "M`mk," dnro tlk c`x inckikg "M`mk." Fb nggftf`mni spnek fs mkkgkg b`r tlk nmswkrt` nmy qukstf`m, usk nmg nttnel n skpnrntk slkkt pr`pkriy fgkmtfbfkg wftl tlk ensk mndk, ensk mudckr (fb om`wm), nmg tlk mudckr `b tlk qukstf`m.

GKBFMFWF@MU

"Fm cusfmkss."N gkct`r fs "fm cusfmkss" b`r tlk purp`sk `b tlfs b`rd fb tlk gkct`r fs n e`rp`rntf`m `r pnrtmkrslfp. Nm fmgfvfguni gkct`r fs "fmcusfmkss" b`r tlk purp`sk `b tlfs b`rd fb tlk gkct`r fs `r lns ckkm, wftlfm sfx yknrs fddkgfntkiy prkekgfmh tlk bfifmh `b tlfs cnmoruptey ensk, nmy btlk bìi`wfmh: nm `bbfekr, gfrket`r, dnmnhfmh kxkeutfvk, `r `wmkr `b ; pkrekmt `r d`rk `b tlk v`tfmh `r kqufty skeurftfks `b n e`rp`rntf

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