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California Department of Insurance Page 1 of 5 Rate Specialist Bureau - April 30, 2016
2015 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share
Source: NAIC Database Licensed Companies Only
Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio
1 176 STATE FARM GRP 5,623,335,712 8.6934% 8.6934% 3,583,316,873 64.96%2 69 FARMERS INS GRP 5,554,068,224 8.5863% 17.2797% 3,420,063,443 62.48%3 31 BERKSHIRE HATHAWAY GRP 3,407,871,624 5.2684% 22.5482% 1,897,593,833 58.73%4 111 LIBERTY MUT GRP 3,008,572,610 4.6511% 27.1993% 1,884,328,961 62.89%5 8 ALLSTATE INS GRP 2,816,502,168 4.3542% 31.5534% 1,681,322,329 59.77%6 3548 Travelers Grp 2,432,746,936 3.7609% 35.3144% 1,110,537,777 46.31%7 660 MERCURY GEN GRP 2,429,789,160 3.7563% 39.0707% 1,435,816,990 60.45%8 1318 Auto Club Enterprises Ins Grp 2,364,836,253 3.6559% 42.7266% 1,367,160,559 59.84%9 626 Chubb Ltd Grp 2,283,634,958 3.5304% 46.2570% 1,081,847,611 49.32%10 1278 CSAA Ins Grp 2,130,090,359 3.2930% 49.5500% 1,434,274,466 69.31%11 140 NATIONWIDE CORP GRP 1,904,659,613 2.9445% 52.4946% 1,163,278,122 63.26%12 12 AMERICAN INTL GRP 1,781,899,083 2.7547% 55.2493% 1,648,764,048 93.86%13 35076 State Compensation Ins Fund 1,639,879,881 2.5352% 57.7845% 1,250,285,046 77.19%14 212 ZURICH INS GRP 1,598,600,031 2.4714% 60.2558% 1,046,077,326 65.25%15 91 HARTFORD FIRE & CAS GRP 1,591,862,178 2.4609% 62.7168% 796,788,066 51.35%16 2538 AmTrust NGH Grp 1,543,905,157 2.3868% 65.1036% 819,960,051 57.42%17 200 UNITED SERV AUTOMOBILE ASSN GRP 1,488,140,319 2.3006% 67.4042% 989,407,732 67.30%18 155 PROGRESSIVE GRP 1,198,665,002 1.8531% 69.2573% 739,365,562 63.91%19 218 CNA INS GRP 863,895,507 1.3355% 70.5928% 529,582,832 64.37%20 3098 Tokio Marine Holdings Inc GRP 773,258,710 1.1954% 71.7882% 373,672,079 49.11%21 922 American Assets Grp 760,531,559 1.1757% 72.9640% 353,282,418 46.14%22 3495 Infinity Prop & Cas Ins Grp 743,223,110 1.1490% 74.1130% 463,224,987 64.41%23 215 Kemper Corp Grp 707,395,661 1.0936% 75.2066% 494,710,906 72.78%24 158 FAIRFAX FIN GRP 684,623,042 1.0584% 76.2649% 228,141,237 33.94%25 761 ALLIANZ INS GRP 672,804,193 1.0401% 77.3051% 417,080,119 55.91%
Sub Total - Top 25: 50,004,791,050 77.3051% 77.3051% 30,209,883,373 61.73%
26 84 American Financial Grp 671,587,444 1.0382% 78.3433% 320,873,942 48.82%27 10779 CALIFORNIA EARTHQUAKE AUTHORITY 635,955,374 0.9832% 79.3265% 1,422,866 0.23%28 150 OLD REPUBLIC GRP 542,410,242 0.8385% 80.1650% 297,458,517 56.35%29 796 QBE INS GRP 481,075,683 0.7437% 80.9087% 312,620,899 68.75%30 1285 XL AMER GRP 450,320,372 0.6962% 81.6049% 315,902,674 72.37%31 65 FM GLOBAL GRP 438,586,172 0.6780% 82.2829% 63,573,770 13.96%32 1120 EVEREST REINS HOLDINGS GRP 423,618,993 0.6549% 82.9378% 279,444,143 65.95%33 3363 Employers Holdings Grp 400,087,043 0.6185% 83.5564% 232,395,586 57.22%34 98 WR Berkley Corp GRP 390,033,092 0.6030% 84.1593% 147,123,028 40.17%35 10683 Wawanesa Gen Ins Co 361,012,144 0.5581% 84.7174% 286,580,688 82.22%36 1279 Arch Ins Grp 356,557,661 0.5512% 85.2687% 166,680,788 49.31%37 88 The Hanover Ins Grp 335,285,046 0.5183% 85.7870% 167,791,129 51.81%38 4 Ameriprise Fin Grp 318,465,654 0.4923% 86.2793% 264,469,410 84.88%39 802 Capital Ins Grp 316,700,769 0.4896% 86.7689% 169,223,355 52.01%40 19 Assurant Inc Grp 237,712,524 0.3675% 87.1364% 120,170,701 51.86%41 4670 Starr Grp 235,760,807 0.3645% 87.5009% 152,612,507 70.08%42 169 SENTRY INS GRP 227,323,552 0.3514% 87.8523% 129,296,667 60.45%43 3489 Delek Grp 221,824,205 0.3429% 88.1953% 115,154,673 53.77%44 361 Munich Re Grp 221,468,292 0.3424% 88.5376% 126,767,914 55.61%45 748 Meadowbrook Ins Grp 214,299,710 0.3313% 88.8689% 116,471,686 54.05%46 501 Alleghany Grp 192,271,288 0.2972% 89.1662% 125,577,067 66.67%47 785 MARKEL CORP GRP 191,910,936 0.2967% 89.4629% 106,780,082 56.73%48 1129 White Mountains Grp 175,769,922 0.2717% 89.7346% 72,907,424 43.18%49 831 DOCTORS CO GRP 175,307,115 0.2710% 90.0056% 68,254,541 38.80%50 11711 Access Ins Co 169,153,927 0.2615% 90.2671% 93,468,130 58.40%
California Department of Insurance Page 2 of 5 Rate Specialist Bureau - April 30, 2016
2015 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share
Source: NAIC Database Licensed Companies Only
Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio
52 2898 Western Serv Contract Grp 162,242,837 0.2508% 90.7774% 61,925,878 39.27%53 225 IAT Reins Co Grp 161,375,606 0.2495% 91.0269% 128,185,809 78.89%54 241 METROPOLITAN GRP 160,438,956 0.2480% 91.2749% 98,338,702 63.13%55 33 CALIFORNIA CAS MGMT GRP 155,074,812 0.2397% 91.5146% 97,574,870 64.40%56 411 MAPFRE INS GRP 149,886,800 0.2317% 91.7463% 119,611,127 84.31%57 3702 Loya Grp 145,289,045 0.2246% 91.9710% 82,941,703 58.04%58 26905 Century Natl Ins Co 145,008,747 0.2242% 92.1951% 76,139,807 53.70%59 766 Radian Grp 139,664,425 0.2159% 92.4110% 7,299,179 5.33%60 1282 Norcal GRP 127,130,360 0.1965% 92.6076% 50,728,847 36.98%61 3239 Allied World Assur Holding Grp 122,052,576 0.1887% 92.7963% 34,450,422 30.28%62 28 AMICA MUT GRP 115,539,118 0.1786% 92.9749% 68,525,095 61.18%63 181 SWISS RE GRP 113,824,650 0.1760% 93.1509% 56,132,800 52.05%64 323 CIVIL SERV EMPLOYEE GRP 112,973,663 0.1747% 93.3255% 72,885,255 65.15%65 4725 Enstar Grp 111,295,258 0.1721% 93.4976% -19,520,919 -18.93%66 473 AMERICAN FAMILY INS GRP 110,752,542 0.1712% 93.6688% 62,026,025 61.01%67 4256 Anchor Ins Holdings Grp 102,342,519 0.1582% 93.8270% 73,057,096 69.58%68 248 UNITED FIRE & CAS GRP 100,548,010 0.1554% 93.9824% 29,552,728 30.57%69 105 MGIC GRP 98,768,522 0.1527% 94.1351% -18,618,091 -21.57%70 3416 AXIS Capital Grp 94,537,037 0.1461% 94.2813% 83,770,657 85.82%71 3829 GeoVera Holdings Inc Grp 93,006,716 0.1438% 94.4251% 590,133 0.62%72 93 STATE NATL GRP 91,305,193 0.1412% 94.5662% 33,582,632 40.30%73 4715 MS & AD Ins Grp 90,034,214 0.1392% 94.7054% 43,554,843 49.53%74 7 FEDERATED MUT GRP 89,717,418 0.1387% 94.8441% 47,477,176 55.78%75 4851 Church Mut Grp 85,254,185 0.1318% 94.9759% 33,550,916 40.56%76 70 FIRST AMER TITLE GRP 85,167,941 0.1317% 95.1076% 47,233,478 55.11%77 572 BCBS OF MI GRP 80,926,878 0.1251% 95.2327% 20,052,117 26.82%78 38733 Alaska Natl Ins Co 80,293,836 0.1241% 95.3568% 33,659,933 45.48%79 457 ARGONAUT GRP 78,792,224 0.1218% 95.4786% 46,277,950 64.19%80 71 UNIVERSAL INS CO GRP 75,597,931 0.1169% 95.5955% 29,133,328 39.83%81 300 HORACE MANN GRP 66,779,334 0.1032% 95.6987% 40,453,466 61.00%82 41394 Benchmark Ins Co 65,827,779 0.1018% 95.8005% 27,992,628 43.86%83 517 HANNOVER GRP 65,221,515 0.1008% 95.9013% 38,681,185 67.12%84 27502 Western Gen Ins Co 64,817,262 0.1002% 96.0015% 31,474,640 51.43%85 783 RLI INS GRP 63,476,132 0.0981% 96.0997% 18,202,828 30.89%86 3219 Sompo Japan Nipponkoa Holdings Inc Grp 62,758,534 0.0970% 96.1967% 28,313,409 45.87%87 40975 Dentists Ins Co 58,972,060 0.0912% 96.2879% 28,517,766 49.50%88 4666 Hiscox Ins Grp 58,891,848 0.0910% 96.3789% 24,416,021 45.38%89 800 WESTERN MUT INS GRP 57,046,283 0.0882% 96.4671% 28,413,775 51.30%90 3596 Affirmative Ins Grp 56,917,007 0.0880% 96.5551% 71,206,857 104.82%91 4011 Genworth Fin Grp 56,897,869 0.0880% 96.6430% 1,829,301 4.06%92 303 GUIDEONE INS GRP 55,927,548 0.0865% 96.7295% 29,569,991 54.29%93 408 AMERICAN NATL FIN GRP 54,975,977 0.0850% 96.8145% 27,137,710 55.17%94 161 TOPA EQUITIES LTD GRP 50,773,745 0.0785% 96.8930% 39,280,055 69.57%95 510 NAVIGATORS GRP 47,216,668 0.0730% 96.9660% 26,343,529 53.59%96 4672 Dongbu Ins Grp 45,114,008 0.0697% 97.0357% 25,106,997 58.83%97 3786 Endurance Grp 45,096,631 0.0697% 97.1054% 14,772,916 39.92%98 468 Aegon US Holding Grp 44,501,306 0.0688% 97.1742% 24,560,574 57.22%99 4254 The Warranty Grp 44,286,927 0.0685% 97.2427% 17,793,572 52.54%100 4765 WBL Grp 44,089,004 0.0682% 97.3109% 16,795,581 40.21%101 4694 Essent Grp 42,974,347 0.0664% 97.3773% 1,374,165 4.16%102 39861 Golden Bear Ins Co 41,823,660 0.0647% 97.4420% -1,232,161 -2.90%103 36706 Lawyers Mut Ins Co 39,995,798 0.0618% 97.5038% 8,002,541 19.99%104 4705 AIA Holdings Inc Grp 39,675,511 0.0613% 97.5651% -928,898 -2.36%105 175 STATE AUTO MUT GRP 38,280,750 0.0592% 97.6243% 27,918,993 68.81%106 10520 Care W Ins Co 36,310,896 0.0561% 97.6804% 11,986,916 35.76%
California Department of Insurance Page 3 of 5 Rate Specialist Bureau - April 30, 2016
2015 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share
Source: NAIC Database Licensed Companies Only
Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio
107 14010 Crusader Ins Co 36,210,242 0.0560% 97.7364% 17,622,667 50.70%108 645 OREGON MUT GRP 35,138,429 0.0543% 97.7907% 25,899,903 73.22%109 306 CUNA MUT GRP 33,971,362 0.0525% 97.8433% 7,109,410 20.62%110 4698 Aspen Ins Holding Grp 33,803,385 0.0523% 97.8955% 14,902,210 48.24%111 313 AEGIS GRP 33,310,113 0.0515% 97.9470% 11,167,110 36.81%112 38300 Samsung Fire & Marine Ins Co Ltd 33,297,705 0.0515% 97.9985% 20,891,625 50.20%113 257 SAFEWAY INS GRP 32,602,093 0.0504% 98.0489% 19,902,686 59.04%114 194 Assured Guar Grp 32,396,427 0.0501% 98.0990% 9,163,989 17.97%115 83 GRANGE INS GRP 32,222,434 0.0498% 98.1488% 33,689,279 107.43%116 309 WESTERN NATL MUT GRP 31,034,708 0.0480% 98.1968% 24,673,503 80.12%117 27928 Amex Assur Co 30,031,810 0.0464% 98.2432% 12,368,454 40.99%118 456 LANCER FINANCIAL GRP 30,029,397 0.0464% 98.2896% 16,208,273 57.07%119 11523 Wright Natl Flood Ins Co 29,972,926 0.0463% 98.3360% 387,242 1.30%120 20338 Palomar Specialty Ins Co 29,820,820 0.0461% 98.3821% 0 0.00%121 13528 Brotherhood Mut Ins Co 29,786,063 0.0460% 98.4281% 13,162,803 46.51%122 62 EMC INS CO GRP 29,302,164 0.0453% 98.4734% 26,707,442 93.60%123 867 Baldwin & Lyons Grp 29,171,682 0.0451% 98.5185% 10,176,842 34.80%124 32433 Medical Ins Exch Of CA 28,709,685 0.0444% 98.5629% 6,852,751 23.24%125 4718 Tiptree Fin Grp 28,517,713 0.0441% 98.6070% 19,150,958 79.20%126 920 Global Ind Grp 27,978,694 0.0433% 98.6502% 20,984,152 74.91%127 12190 American Pet Ins Co 27,532,365 0.0426% 98.6928% 18,550,882 68.11%128 4779 JK Grp 26,244,684 0.0406% 98.7334% 3,475,498 14.28%129 3483 PartnerRe Grp 25,919,552 0.0401% 98.7734% 14,755,972 56.93%130 4795 Atlas Financial Holdings Grp 25,758,815 0.0398% 98.8133% 9,435,445 46.40%131 13127 Nations Ins Co 25,385,408 0.0392% 98.8525% 13,116,694 68.62%132 4509 Ironshore Grp 24,508,874 0.0379% 98.8904% 8,662,372 35.82%133 25405 Safe Auto Ins Co 23,693,092 0.0366% 98.9270% 18,995,576 76.33%134 34738 Arag Ins Co 21,476,688 0.0332% 98.9602% 10,118,390 47.11%135 37800 Kookmin Best Ins Co Ltd 20,127,600 0.0311% 98.9913% 57,171,940 189.85%136 23 BCS INS GRP 19,887,412 0.0307% 99.0221% 6,508,998 30.25%137 4051 Ocean Harbor Grp 19,545,014 0.0302% 99.0523% 10,951,806 62.16%138 14354 Jewelers Mut Ins Co 19,352,053 0.0299% 99.0822% 7,715,706 42.06%139 16705 Dealers Assur Co 18,254,536 0.0282% 99.1104% 3,196,183 14.75%140 37540 Beazley Ins Co Inc 17,081,411 0.0264% 99.1368% 13,039,542 82.67%141 36340 Camico Mut Ins Co 16,942,134 0.0262% 99.1630% 4,580,490 27.14%142 12878 Sterling Cas Ins Co 16,575,046 0.0256% 99.1887% 11,695,440 69.81%143 4664 Pure Companies Grp 16,253,888 0.0251% 99.2138% 2,800,207 31.70%144 1135 PMI GRP 16,136,619 0.0249% 99.2387% 18,500,851 109.79%145 11231 Generali Us Branch 14,676,616 0.0227% 99.2614% 6,590,381 46.87%146 57 ELECTRIC INS GRP 14,624,740 0.0226% 99.2840% 10,994,154 75.32%147 32107 Sutter Ins Co 14,277,385 0.0221% 99.3061% 13,525,602 74.29%148 37621 Toyota Motor Ins Co 13,908,793 0.0215% 99.3276% 12,668,011 48.62%149 26492 Courtesy Ins Co 13,885,458 0.0215% 99.3491% 8,941,000 68.98%150 866 WESTERN WORLD GRP 13,454,216 0.0208% 99.3699% 9,066,257 66.29%151 3569 Caterpillar Grp 13,420,528 0.0207% 99.3906% 4,960,802 49.40%152 2638 NCMIC Grp 13,366,178 0.0207% 99.4113% 6,196,453 45.97%153 246 PENNSYLVANIA LUMBERMENS GRP 12,653,658 0.0196% 99.4309% -4,037,167 -37.62%154 4381 Houston Intl Ins Grp 12,468,181 0.0193% 99.4501% 9,614,633 69.28%155 450 GENEVE HOLDINGS INC GRP 12,427,816 0.0192% 99.4693% 7,670,289 61.91%156 4760 NMI Holdings Grp 12,361,863 0.0191% 99.4884% 104,548 2.23%157 1326 KINGSWAY GRP 12,046,158 0.0186% 99.5071% 8,777,656 68.62%158 31887 Coface N Amer Ins Co 11,628,741 0.0180% 99.5250% 5,213,772 48.55%159 968 AXA INS GRP 11,575,089 0.0179% 99.5429% 3,849,284 33.69%160 14133 Qualitas Ins Co 10,553,220 0.0163% 99.5593% -80,058 -2.61%161 262 CANAL GRP 9,809,010 0.0152% 99.5744% 1,955,603 30.90%
California Department of Insurance Page 4 of 5 Rate Specialist Bureau - April 30, 2016
2015 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share
Source: NAIC Database Licensed Companies Only
Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio
162 3479 Merchants Bonding Co Grp 9,739,742 0.0151% 99.5895% -314,090 -3.14%163 2698 ProAssurance Corp Grp 9,678,933 0.0150% 99.6044% 557,435 5.60%164 10004 Seaview Ins Co 9,495,252 0.0147% 99.6191% 32,177 0.34%165 869 MINNESOTA MUT GRP 9,489,300 0.0147% 99.6338% 2,487,113 30.01%166 3488 J A Patterson Grp 9,116,522 0.0141% 99.6479% -1,178,308 -12.34%167 15290 Greenpath Ins Co 8,970,831 0.0139% 99.6618% 7,981,043 99.31%168 124 AMERISURE CO GRP 8,932,009 0.0138% 99.6756% 1,796,251 23.90%169 36650 Guarantee Co Of N Amer USA 8,405,435 0.0130% 99.6886% 1,543,534 18.58%170 79 Ally Ins Holdings Grp 8,104,234 0.0125% 99.7011% 2,364,805 27.92%171 14380 Build Amer Mut Assur Co 8,025,697 0.0124% 99.7135% 0 0.00%172 689 BANKERS INS GRP 7,755,628 0.0120% 99.7255% -437,708 -6.25%173 3179 Home State Ins Grp 7,666,750 0.0119% 99.7373% 4,296,995 85.53%174 19631 American Road Ins Co 7,239,217 0.0112% 99.7485% 2,577,959 35.62%175 775 PHARMACISTS MUT GRP 7,222,184 0.0112% 99.7597% 2,443,926 35.84%176 10830 Business Alliance Ins Co 6,552,228 0.0101% 99.7698% 1,020,170 15.03%177 1316 KnightBrook Ins Grp 6,253,901 0.0097% 99.7795% 7,103,113 95.97%178 26565 Ohio Ind Co 6,177,088 0.0095% 99.7890% 1,704,849 27.94%179 4716 Fortress Grp 6,093,663 0.0094% 99.7985% -1,548,250 -20.90%180 25422 Atradius Trade Credit Ins Co 5,989,922 0.0093% 99.8077% 1,920,140 32.82%181 40550 Pacific Pioneer Ins Co 5,851,729 0.0090% 99.8168% 3,469,068 64.31%182 35009 Financial Cas & Surety Inc 5,748,483 0.0089% 99.8257% 147,722 2.57%183 1248 AMBAC ASSUR CORP GRP 5,696,670 0.0088% 99.8345% -115,098,591 -164.59%184 4799 Assure Holding Corp Grp 5,482,475 0.0085% 99.8429% 10,729,212 95.84%185 41459 Armed Forces Ins Exch 5,362,849 0.0083% 99.8512% 2,663,552 49.58%186 19119 National Unity Ins Co 5,346,880 0.0083% 99.8595% 6,118,405 93.39%187 4736 GGC Grp 5,188,069 0.0080% 99.8675% 1,348,748 31.54%188 2878 United Heritage Mut Grp 4,833,422 0.0075% 99.8750% 4,874,238 104.84%189 242 SELECTIVE INS GRP 4,771,417 0.0074% 99.8824% 50,288 1.15%190 27480 California Mut Ins Co 4,535,313 0.0070% 99.8894% 1,214,687 27.34%191 244 CINCINNATI FIN GRP 4,505,299 0.0070% 99.8963% 1,304,722 27.55%192 4359 Housing Authority Prop Grp 4,147,805 0.0064% 99.9028% 198,359 4.86%193 853 PUBLIC SERV GRP 4,097,328 0.0063% 99.9091% 10,200,168 218.03%194 40517 Advantage Workers Comp Ins Co 4,064,481 0.0063% 99.9154% 3,753,935 93.05%195 574 AMERCO CORP GRP 3,984,483 0.0062% 99.9215% -421,652 -10.58%196 569 FARMERS MUT HAIL INS GRP 3,873,118 0.0060% 99.9275% 7,947,649 221.50%197 458 PROTECTIVE LIFE INS GRP 3,629,402 0.0056% 99.9331% 1,099,010 38.61%198 31380 American Surety Co 3,570,372 0.0055% 99.9386% -13,977 -0.45%199 3478 Hallmark Fin Serv Grp 3,307,111 0.0051% 99.9438% 3,242,559 98.88%200 1154 Coverys Grp 3,150,996 0.0049% 99.9486% 1,201,976 40.96%201 10048 Hyundai Marine & Fire Ins Co Ltd 2,681,552 0.0041% 99.9528% 1,130,592 40.99%202 23132 RVI Amer Ins Co 2,642,777 0.0041% 99.9569% -205,966 -14.86%203 4234 Randall & Quilter Investment Grp 2,456,992 0.0038% 99.9607% 34,844 1.42%204 1332 MAINE EMPLOYERS MUT INS GRP 2,283,383 0.0035% 99.9642% 1,086,975 67.30%205 528 MBIA GRP 2,141,025 0.0033% 99.9675% -2,419,035 -3.15%206 10758 Colonial Surety Co 1,904,278 0.0029% 99.9704% 52,100 3.05%207 37940 Lexington Natl Ins Corp 1,900,904 0.0029% 99.9734% 21,408 1.15%208 594 AMERICAN CONTRACTORS INS GRP 1,863,095 0.0029% 99.9763% 863,906 46.37%209 4676 Syncora Holdings Grp 1,456,373 0.0023% 99.9785% -1,857,405 -13.37%210 33499 Dorinco Reins Co 1,319,065 0.0020% 99.9806% 0 0.00%211 1208 GRAY INS GRP 1,279,524 0.0020% 99.9825% 671,375 55.41%212 3299 AJK Holdings Grp 1,273,833 0.0020% 99.9845% 532,190 46.99%213 10642 Cherokee Ins Co 1,272,746 0.0020% 99.9865% 879,732 69.12%214 12815 Financial Guar Ins Co 1,130,768 0.0017% 99.9882% 0 0.00%215 749 SCOR GRP 952,854 0.0015% 99.9897% -557,747 -66.01%216 39551 Continental Heritage Ins Co 879,912 0.0014% 99.9911% -19,682 -2.22%
2015 California Property and Casualty Market Share ReportLine of Business: Total Line [35]Sorted by: Group Market Share
Source: NAIC Database Licensed Companies Only
California Department of Insurance Page 5 of 5 Rate Specialist Bureau - April 30, 2016
Rec. Group Group Written Market Cumulative Incurred LossNo. No. Name Premium Share Mkt. Share Losses Ratio
217 669 ZALE CORP GRP 586,332 0.0009% 99.9920% 14,075 2.40%218 201 UTICA GRP 564,955 0.0009% 99.9928% -3,616,435 -801.10%219 4746 Catalina Holdings Grp 511,323 0.0008% 99.9936% -1,139,323 -109.83%220 28497 Usplate Glass Ins Co 473,045 0.0007% 99.9944% 50,500 10.89%221 10783 Cornerstone Natl Ins Co 438,910 0.0007% 99.9950% 1,692,241 140.34%222 680 AMERISAFE GRP 429,265 0.0007% 99.9957% 343,583 92.97%223 508 NATIONAL GRP 425,012 0.0007% 99.9964% 97,343 23.88%224 3485 Rothschild Intl Grp 349,819 0.0005% 99.9969% 12,469 4.08%225 11118 Federated Rural Electric Ins Exch 349,384 0.0005% 99.9974% -208,453 -59.87%226 12297 Petroleum Cas Co 316,353 0.0005% 99.9979% 35,699 11.20%227 1 AETNA GRP 264,304 0.0004% 99.9983% -6,295,465 -1065.79%228 25771 CIFG Assur N Amer Inc 254,297 0.0004% 99.9987% 0 0.00%229 503 LANDCAR INS GRP 197,408 0.0003% 99.9990% 705 1.79%230 4757 Interboro Grp 125,780 0.0002% 99.9992% 118,431 82.35%231 22950 Acstar Ins Co 109,572 0.0002% 99.9994% -368,223 -339.12%232 228 WESTFIELD Grp 97,297 0.0002% 99.9995% -1 0.00%233 4829 Trebuchet Ins Grp 81,383 0.0001% 99.9997% 998,200 987.36%234 1281 BANKAMERICA CORP GRP 66,369 0.0001% 99.9998% 12,370 3.23%235 10909 Sun Surety Ins Co 60,548 0.0001% 99.9999% 0 0.00%236 40150 MGA Ins Co Inc 30,454 0.0000% 99.9999% -4,975 -13.51%237 4850 Clear Blue Financial Grp 19,451 0.0000% 99.9999% -1,718 -9.15%238 3589 Maxum Specialty Ins Grp 15,987 0.0000% 100.0000% -696,116 -8730.92%239 23663 National Amer Ins Co 8,680 0.0000% 100.0000% 7,719 176.35%240 1228 BAR PLAN GRP 7,344 0.0000% 100.0000% 0 0.00%241 333 MUTUAL OF ENUMCLAW GRP 4,086 0.0000% 100.0000% 11,159 185.27%242 29530 AXA Art Ins Corp 1,716 0.0000% 100.0000% -182,478 -3424.24%243 3678 American Independent Ins Grp 134 0.0000% 100.0000% -7,333 -85.14%
Sub Total - 26 Thru 243: 14,680,214,747 22.6949% 100.0000% 7,051,237,838 48.75%
Line Total: 64,685,005,797 100.0000% 100.0000% 37,261,121,211 58.77%
STATE FARM GRP (Group # 176)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 9,231,841 0.16% 9,181,249 3,913,211 42.62% 983,820,836 0.9384%
02.1 ALLIED LINES 1,745,579 0.03% 1,740,102 155,325 8.93% 603,737,551 0.2891%
02.2 MULTIPLE PERIL CROP 1,096,795 0.02% 1,138,073 1,003,894 88.21% 403,796,726 0.2716%
02.4 PRIVATE CROP 15,260 0.00% 12,367 0 0.00% 14,129,956 0.1080%
03 FARMOWNERS MULTIPLE PERIL 12,331,893 0.22% 12,222,407 1,917,467 15.69% 205,910,086 5.9890%
04 HOMEOWNERS MULTIPLE PERIL 1,472,081,459 26.18% 1,475,344,800 852,222,355 57.76% 7,199,631,689 20.4466%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 203,950,398 3.63% 203,949,837 81,511,624 39.97% 2,583,159,688 7.8954%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 100,908,194 1.79% 99,568,897 48,617,110 48.83% 1,673,311,466 6.0304%
09 INLAND MARINE 56,338,326 1.00% 56,003,256 21,814,675 38.95% 2,102,685,095 2.6794%
11 MEDICAL PROFESSIONAL LIABILITY 629,866 0.01% 639,523 473,112 73.98% 474,591,657 0.1327%
12 EARTHQUAKE 14,859,943 0.26% 15,299,815 0 0.00% 1,259,155,622 1.1802%
13 GROUP A AND H 29,806,951 0.53% 29,806,951 34,121,826 114.48% 346,559,671 8.6008%
14 CREDIT A&H(GRP&IND) 96,918 0.00% 452,884 315,120 69.58% 1,119,290 8.6589%
15.3 GUARANTEED RENEWABLE A&H 47,819,525 0.85% 13,956,008 41,385,212 296.54% 79,351,420 60.2630%
15.4 NON-RENEWABLE FOR STATED REASONS ONLY 5,571,546 0.10% 5,539,737 3,937,324 71.07% 5,628,630 98.9858%
15.5 OTHER ACCIDENT ONLY 512 0.00% 566 -253 -44.70% 1,349,388 0.0379%
15.7 ALL OTHER ACCIDENT AND HEALTH 1,818,008 0.03% 1,865,475 907,602 48.65% 18,212,876 9.9820%
16 WORKERS' COMPENSATION 74,151,252 1.32% 72,104,072 27,317,449 37.89% 11,419,121,329 0.6494%
17.1 OTHER LIABILITY OCCURRENCE 158,098,736 2.81% 156,976,399 113,660,660 72.41% 2,697,956,523 5.8599%
17.2 OTHER LIABILITY CLAIMS MADE 6,946,450 0.12% 6,770,974 1,222,235 18.05% 1,786,967,908 0.3887%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 1,410,763 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,856,290,312 33.01% 1,827,601,933 1,294,760,540 70.84% 12,485,465,875 14.8676%
19.4 COMMERCIAL AUTO LIABILITY 49,567,339 0.88% 48,790,358 44,271,798 90.74% 2,095,842,748 2.3650%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,502,637,390 26.72% 1,460,100,412 997,761,775 68.34% 9,284,710,633 16.1840%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 15,810,323 0.28% 15,179,494 10,316,753 67.97% 631,675,376 2.5029%
23 FIDELITY 944,782 0.02% 958,633 236,315 24.65% 117,359,003 0.8050%
24 SURETY 586,113 0.01% 612,562 62,981 10.28% 700,742,112 0.0836%
35 TOTALS 5,623,335,712 100.00% 5,515,816,784 3,583,316,873 64.96% 61,150,972,972 9.1958%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
FARMERS INS GRP (Group # 69)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 126,965,286 2.29% 134,008,662 58,232,837 43.45% 983,820,836 12.9053%
02.1 ALLIED LINES 118,868,943 2.14% 111,556,269 58,288,782 52.25% 603,737,551 19.6888%
02.3 FEDERAL FLOOD INSURANCE 33,409,050 0.60% 32,035,462 1,789,875 5.59% 164,912,998 20.2586%
04 HOMEOWNERS MULTIPLE PERIL 1,199,449,613 21.60% 1,170,558,987 725,366,931 61.97% 7,199,631,689 16.6599%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 526,179,003 9.47% 537,988,857 209,610,571 38.96% 2,583,159,688 20.3696%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 184,665,011 3.32% 156,950,321 136,735,204 87.12% 1,673,311,466 11.0359%
08 OCEAN MARINE 4,967,545 0.09% 4,818,316 3,281,910 68.11% 275,250,146 1.8047%
09 INLAND MARINE 11,522,255 0.21% 10,887,580 2,050,015 18.83% 2,102,685,095 0.5480%
11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 66,575 474,591,657
12 EARTHQUAKE 2,372,607 0.04% 2,452,027 -465,292 -18.98% 1,259,155,622 0.1884%
13 GROUP A AND H 72,174 0.00% 74,451 23,339 31.35% 346,559,671 0.0208%
15.3 GUARANTEED RENEWABLE A&H 3,068 0.00% 3,072 1,437 46.78% 79,351,420 0.0039%
16 WORKERS' COMPENSATION 252,759,974 4.55% 250,447,832 121,513,670 48.52% 11,419,121,329 2.2135%
17.1 OTHER LIABILITY OCCURRENCE 102,917,109 1.85% 99,824,144 105,447,997 105.63% 2,697,956,523 3.8146%
18 PRODUCTS LIABILITY 58,992 0.00% 73,436 -489,417 -666.45% 212,832,434 0.0277%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 81 0.00% 81 0 0.00% 7,446,455 0.0011%
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,655,051,849 29.80% 1,647,852,488 1,199,553,934 72.79% 12,485,465,875 13.2558%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 -164 65,134
19.4 COMMERCIAL AUTO LIABILITY 73,984,934 1.33% 73,029,898 46,441,447 63.59% 2,095,842,748 3.5301%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 1,239,268,899 22.31% 1,219,658,433 739,064,751 60.60% 9,284,710,633 13.3474%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 20,238,675 0.36% 20,093,997 13,331,117 66.34% 631,675,376 3.2040%
23 FIDELITY 888,144 0.02% 887,398 -7,294 -0.82% 117,359,003 0.7568%
24 SURETY 0 0.00% 50 197,777 395554.00% 700,742,112
26 BURGLARY & THEFT -145 0.00% -230 -286,189 124430.00% 29,235,091 -0.0005%
27 BOILER & MACHINERY 402,419 0.01% 411,593 207,090 50.31% 110,107,578 0.3655%
35 TOTALS 5,554,045,482 100.00% 5,473,613,123 3,419,956,909 62.48% 61,150,972,972 9.0825%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
BERKSHIRE HATHAWAY GRP (Group # 31)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 5,836,597 0.17% 5,643,387 3,050,312 54.05% 983,820,836 0.5933%
02.1 ALLIED LINES 2,271 0.00% 423 270 63.83% 603,737,551 0.0004%
04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 0 7,199,631,689
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 5,171,356 0.15% 2,951,012 811,673 27.50% 2,583,159,688 0.2002%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 4,634,807 0.14% 2,713,920 1,125,346 41.47% 1,673,311,466 0.2770%
08 OCEAN MARINE 10,451,644 0.31% 9,908,498 5,554,920 56.06% 275,250,146 3.7971%
09 INLAND MARINE 7,726,460 0.23% 6,424,524 3,535,578 55.03% 2,102,685,095 0.3675%
10 FINANCIAL GUARANTY 0 0.00% 222,633 0 0.00% 45,972,800
11 MEDICAL PROFESSIONAL LIABILITY 27,824,106 0.82% 27,275,013 6,790,497 24.90% 474,591,657 5.8627%
12 EARTHQUAKE 1,555 0.00% 518 329 63.51% 1,259,155,622 0.0001%
13 GROUP A AND H 136,881 0.00% 137,892 51,808 37.57% 346,559,671 0.0395%
14 CREDIT A&H(GRP&IND) 383,294 0.01% 383,294 141,281 36.86% 1,119,290 34.2444%
15.1 COLLECTIVELY RENEWABLE A&H 449 0.00% 488 -21 -4.30% 150,362 0.2986%
15.3 GUARANTEED RENEWABLE A&H 1,121 0.00% 9,013 9,402 104.32% 79,351,420 0.0014%
15.7 ALL OTHER ACCIDENT AND HEALTH 241,000 0.01% 242,268 77,101 31.82% 18,212,876 1.3232%
16 WORKERS' COMPENSATION 1,333,631,446 39.13% 1,256,046,512 562,887,217 44.81% 11,419,121,329 11.6789%
17.1 OTHER LIABILITY OCCURRENCE 61,714,201 1.81% 57,845,016 26,501,975 45.82% 2,697,956,523 2.2874%
17.2 OTHER LIABILITY CLAIMS MADE 32,284,495 0.95% 24,991,116 4,708,069 18.84% 1,786,967,908 1.8067%
17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 -9,474,054 215,992,970
18 PRODUCTS LIABILITY 516,702 0.02% 646,696 -866,859 -134.04% 212,832,434 0.2428%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 376,128 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 958,192,833 28.12% 934,627,174 690,437,050 73.87% 12,485,465,875 7.6745%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 65,134
19.4 COMMERCIAL AUTO LIABILITY 65,591,904 1.92% 52,425,213 27,689,549 52.82% 2,095,842,748 3.1296%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 856,309,965 25.13% 815,867,648 556,015,149 68.15% 9,284,710,633 9.2228%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 14,247,658 0.42% 10,974,416 9,672,369 88.14% 631,675,376 2.2555%
22 AIRCRAFT 9,640,696 0.28% 9,924,746 4,069,832 41.01% 134,979,009 7.1424%
24 SURETY 7,563,278 0.22% 6,398,883 555,485 8.68% 700,742,112 1.0793%
26 BURGLARY & THEFT 25,432 0.00% 21,127 1,599 7.57% 29,235,091 0.0870%
27 BOILER & MACHINERY 2,408 0.00% 451 288 63.86% 110,107,578 0.0022%
28 CREDIT 755,630 0.02% 497,849 195,770 39.32% 114,607,156 0.6593%
30 WARRANTY 108,000 0.00% 108,000 1,000 0.93% 158,382,472 0.0682%
34 AGGREGATE WRITE-INS FOR OTHER LINES 4,875,435 0.14% 4,905,922 742,077 15.13% 77,997,032 6.2508%
35 TOTALS 3,407,871,624 100.00% 3,231,193,652 1,894,661,142 58.64% 61,150,972,972 5.5729%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
LIBERTY MUT GRP (Group # 111)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 101,717,693 3.38% 109,831,793 48,529,456 44.19% 983,820,836 10.3390%
02.1 ALLIED LINES 75,636,621 2.51% 70,273,754 47,412,548 67.47% 603,737,551 12.5281%
02.3 FEDERAL FLOOD INSURANCE 2,562,510 0.09% 2,358,923 103,462 4.39% 164,912,998 1.5539%
03 FARMOWNERS MULTIPLE PERIL 7,749,238 0.26% 7,411,718 3,642,823 49.15% 205,910,086 3.7634%
04 HOMEOWNERS MULTIPLE PERIL 430,800,224 14.32% 416,980,195 241,892,276 58.01% 7,199,631,689 5.9836%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 214,221,298 7.12% 211,232,274 106,770,394 50.55% 2,583,159,688 8.2930%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 171,956,610 5.72% 169,625,876 61,130,431 36.04% 1,673,311,466 10.2764%
08 OCEAN MARINE 5,590,957 0.19% 6,189,421 8,856,727 143.09% 275,250,146 2.0312%
09 INLAND MARINE 331,121,050 11.01% 332,306,218 302,975,666 91.17% 2,102,685,095 15.7475%
11 MEDICAL PROFESSIONAL LIABILITY 5,626,762 0.19% 5,671,675 1,225,480 21.61% 474,591,657 1.1856%
12 EARTHQUAKE 11,285,242 0.38% 14,111,332 -27,483 -0.19% 1,259,155,622 0.8963%
13 GROUP A AND H 0 0.00% 0 6,864 346,559,671
15.2 NON-CANCELLABLE A&H 3,744 0.00% 3,744 0 0.00% 3,775 99.1788%
15.3 GUARANTEED RENEWABLE A&H 11,770 0.00% 11,627 -33,348 -286.82% 79,351,420 0.0148%
15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 0 18,212,876
16 WORKERS' COMPENSATION 235,917,047 7.84% 262,091,704 150,240,568 57.32% 11,419,121,329 2.0660%
17.1 OTHER LIABILITY OCCURRENCE 200,849,212 6.68% 200,588,647 90,950,248 45.34% 2,697,956,523 7.4445%
17.2 OTHER LIABILITY CLAIMS MADE 42,767,817 1.42% 45,325,402 23,120,790 51.01% 1,786,967,908 2.3933%
17.3 EXCESS WORKERS' COMPENSATION 3,533,123 0.12% 4,534,040 19,378,427 427.40% 215,992,970 1.6358%
18 PRODUCTS LIABILITY 15,790,839 0.52% 18,316,626 10,564,290 57.68% 212,832,434 7.4194%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 -1,205 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 438,038,623 14.56% 427,796,895 258,283,523 60.38% 12,485,465,875 3.5084%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 18,539 65,134
19.4 COMMERCIAL AUTO LIABILITY 198,572,271 6.60% 191,726,577 146,994,919 76.67% 2,095,842,748 9.4746%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 353,212,092 11.74% 340,324,431 202,236,061 59.42% 9,284,710,633 3.8042%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 62,144,043 2.07% 58,799,919 33,777,994 57.45% 631,675,376 9.8380%
22 AIRCRAFT 4,103,852 0.14% 4,059,525 985,505 24.28% 134,979,009 3.0404%
23 FIDELITY 3,184,763 0.11% 3,025,862 870,483 28.77% 117,359,003 2.7137%
24 SURETY 89,517,406 2.98% 90,432,956 123,103,351 136.13% 700,742,112 12.7747%
26 BURGLARY & THEFT 177,760 0.01% 191,181 49,448 25.86% 29,235,091 0.6080%
27 BOILER & MACHINERY 2,480,043 0.08% 3,015,093 1,329,473 44.09% 110,107,578 2.2524%
35 TOTALS 3,008,572,610 100.00% 2,996,237,408 1,884,387,710 62.89% 61,150,972,972 4.9199%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
ALLSTATE INS GRP (Group # 8)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 5,196,166 0.18% 5,188,720 3,003,231 57.88% 983,820,836 0.5282%
02.1 ALLIED LINES 1,106,517 0.04% 1,128,419 2,080 0.18% 603,737,551 0.1833%
02.3 FEDERAL FLOOD INSURANCE 16,083,941 0.57% 15,294,079 597,441 3.91% 164,912,998 9.7530%
04 HOMEOWNERS MULTIPLE PERIL 558,754,697 19.84% 569,881,240 237,246,331 41.63% 7,199,631,689 7.7609%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 64,021,631 2.27% 73,064,425 27,206,850 37.24% 2,583,159,688 2.4784%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 17,367,823 0.62% 19,626,436 8,871,125 45.20% 1,673,311,466 1.0379%
09 INLAND MARINE 16,140,800 0.57% 16,387,905 6,118,472 37.34% 2,102,685,095 0.7676%
12 EARTHQUAKE 4,584 0.00% 5,305 3,844 72.46% 1,259,155,622 0.0004%
14 CREDIT A&H(GRP&IND) 0 0.00% 0 -215 1,119,290
16 WORKERS' COMPENSATION 0 0.00% 0 -365,941 11,419,121,329
17.1 OTHER LIABILITY OCCURRENCE 40,503,516 1.44% 40,860,017 35,009,559 85.68% 2,697,956,523 1.5013%
18 PRODUCTS LIABILITY 202,545 0.01% 212,795 -2,007,722 -943.50% 212,832,434 0.0952%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 20,224 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,146,264,286 40.70% 1,142,344,557 818,030,652 71.61% 12,485,465,875 9.1808%
19.4 COMMERCIAL AUTO LIABILITY 40,746,285 1.45% 38,268,852 26,572,081 69.44% 2,095,842,748 1.9441%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 886,700,486 31.48% 869,302,029 506,955,771 58.32% 9,284,710,633 9.5501%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 11,481,551 0.41% 10,649,480 10,051,640 94.39% 631,675,376 1.8176%
23 FIDELITY 2,253 0.00% 2,293 -914 -39.86% 117,359,003 0.0019%
24 SURETY 0 0.00% 0 44 700,742,112
26 BURGLARY & THEFT 0 0.00% 0 -1,333 29,235,091
27 BOILER & MACHINERY 1,041,059 0.04% 1,064,190 515,050 48.40% 110,107,578 0.9455%
28 CREDIT 7,259,290 0.26% 6,092,727 3,447,585 56.59% 114,607,156 6.3341%
30 WARRANTY 15,162 0.00% 89,812 46,600 51.89% 158,382,472 0.0096%
34 AGGREGATE WRITE-INS FOR OTHER LINES 3,609,575 0.13% 3,594,440 -1,299 -0.04% 77,997,032 4.6278%
35 TOTALS 2,816,502,168 100.00% 2,813,057,720 1,681,321,158 59.77% 61,150,972,972 4.6058%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
Travelers Grp (Group # 3548)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 57,374,275 2.36% 57,295,089 55,171,401 96.29% 983,820,836 5.8318%
02.1 ALLIED LINES 54,166,332 2.23% 54,191,644 15,683,040 28.94% 603,737,551 8.9718%
02.3 FEDERAL FLOOD INSURANCE -5,083 0.00% -5,083 17,989 -353.91% 164,912,998 -0.0031%
03 FARMOWNERS MULTIPLE PERIL 34,829,957 1.43% 34,357,759 8,103,490 23.59% 205,910,086 16.9151%
04 HOMEOWNERS MULTIPLE PERIL 223,571,516 9.19% 221,239,734 104,626,492 47.29% 7,199,631,689 3.1053%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 293,487,777 12.06% 289,206,938 98,043,719 33.90% 2,583,159,688 11.3616%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 186,411,855 7.66% 180,821,170 75,196,707 41.59% 1,673,311,466 11.1403%
08 OCEAN MARINE 19,617,914 0.81% 19,013,717 7,395,825 38.90% 275,250,146 7.1273%
09 INLAND MARINE 57,295,877 2.36% 55,667,963 18,545,466 33.31% 2,102,685,095 2.7249%
11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 144,877 474,591,657
12 EARTHQUAKE 23,895,558 0.98% 23,913,415 -567,544 -2.37% 1,259,155,622 1.8977%
13 GROUP A AND H 0 0.00% 0 -829,148 346,559,671
15.2 NON-CANCELLABLE A&H 0 0.00% 59 0 0.00% 3,775
15.5 OTHER ACCIDENT ONLY 0 0.00% 0 0 1,349,388
15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 0 18,212,876
16 WORKERS' COMPENSATION 735,737,076 30.24% 724,974,398 390,091,544 53.81% 11,419,121,329 6.4430%
17.1 OTHER LIABILITY OCCURRENCE 185,204,967 7.61% 178,696,855 77,619,858 43.44% 2,697,956,523 6.8646%
17.2 OTHER LIABILITY CLAIMS MADE 100,046,130 4.11% 100,942,105 60,566,088 60.00% 1,786,967,908 5.5987%
17.3 EXCESS WORKERS' COMPENSATION 842,409 0.03% 820,043 -1,291,602 -157.50% 215,992,970 0.3900%
18 PRODUCTS LIABILITY 14,920,762 0.61% 13,749,632 4,242,077 30.85% 212,832,434 7.0106%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 -378 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 97,000,542 3.99% 92,806,129 51,980,518 56.01% 12,485,465,875 0.7769%
19.3 COMMERCIAL AUTO NO-FAULT -297 0.00% -297 1,519 -511.45% 65,134 -0.4560%
19.4 COMMERCIAL AUTO LIABILITY 142,350,945 5.85% 137,726,145 74,290,450 53.94% 2,095,842,748 6.7921%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 66,381,326 2.73% 63,058,851 36,299,255 57.56% 9,284,710,633 0.7150%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 35,139,188 1.44% 33,994,130 23,169,088 68.16% 631,675,376 5.5629%
22 AIRCRAFT 0 0.00% 0 -77,780 134,979,009
23 FIDELITY 14,083,646 0.58% 14,086,736 4,309,447 30.59% 117,359,003 12.0005%
24 SURETY 75,950,698 3.12% 87,420,386 2,706,946 3.10% 700,742,112 10.8386%
26 BURGLARY & THEFT 4,974,929 0.20% 4,769,735 226,017 4.74% 29,235,091 17.0170%
27 BOILER & MACHINERY 9,468,638 0.39% 9,201,940 3,915,768 42.55% 110,107,578 8.5994%
30 WARRANTY 0 0.00% 0 0 158,382,472
35 TOTALS 2,432,746,936 100.00% 2,397,949,195 1,109,581,130 46.27% 61,150,972,972 3.9783%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
MERCURY GEN GRP (Group # 660)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 14,764,480 0.61% 14,292,955 6,898,514 48.27% 983,820,836 1.5007%
02.1 ALLIED LINES 2,206,355 0.09% 2,143,938 25,348 1.18% 603,737,551 0.3654%
04 HOMEOWNERS MULTIPLE PERIL 316,557,712 13.03% 299,435,072 196,868,516 65.75% 7,199,631,689 4.3969%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 49,062,204 2.02% 47,801,244 25,119,315 52.55% 2,583,159,688 1.8993%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 17,579,502 0.72% 15,565,959 8,392,680 53.92% 1,673,311,466 1.0506%
12 EARTHQUAKE 938,427 0.04% 895,190 0 0.00% 1,259,155,622 0.0745%
17.1 OTHER LIABILITY OCCURRENCE 9,226,958 0.38% 8,971,864 4,650,360 51.83% 2,697,956,523 0.3420%
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,113,061,390 45.81% 1,096,827,999 633,945,861 57.80% 12,485,465,875 8.9149%
19.4 COMMERCIAL AUTO LIABILITY 57,513,866 2.37% 54,718,242 35,892,765 65.60% 2,095,842,748 2.7442%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 810,330,650 33.35% 802,849,152 506,300,647 63.06% 9,284,710,633 8.7276%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 21,010,500 0.86% 19,041,938 11,560,588 60.71% 631,675,376 3.3262%
24 SURETY 21,402 0.00% 21,564 0 0.00% 700,742,112 0.0031%
27 BOILER & MACHINERY 2,408,477 0.10% 2,281,913 96,904 4.25% 110,107,578 2.1874%
30 WARRANTY 15,107,237 0.62% 10,329,220 6,065,492 58.72% 158,382,472 9.5385%
35 TOTALS 2,429,789,160 100.00% 2,375,176,250 1,435,816,990 60.45% 61,150,972,972 3.9734%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
Auto Club Enterprises Ins Grp (Group # 1318)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 20,705,350 0.88% 20,151,540 9,086,684 45.09% 983,820,836 2.1046%
04 HOMEOWNERS MULTIPLE PERIL 440,100,444 18.61% 417,215,964 233,185,217 55.89% 7,199,631,689 6.1128%
09 INLAND MARINE 5,081,471 0.21% 5,057,105 2,099,727 41.52% 2,102,685,095 0.2417%
17.1 OTHER LIABILITY OCCURRENCE 13,871,707 0.59% 13,792,124 8,403,000 60.93% 2,697,956,523 0.5142%
19.2 PRIVATE PASSENGER AUTO LIABILITY 1,078,219,588 45.59% 1,059,670,084 652,173,880 61.54% 12,485,465,875 8.6358%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 806,857,693 34.12% 768,883,370 462,212,051 60.11% 9,284,710,633 8.6902%
35 TOTALS 2,364,836,253 100.00% 2,284,770,187 1,367,160,559 59.84% 61,150,972,972 3.8672%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
Chubb Ltd Grp (Group # 626)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 8,680,012 0.38% 8,451,199 5,819,757 68.86% 983,820,836 0.8823%
02.1 ALLIED LINES 8,533,961 0.37% 7,820,229 896,448 11.46% 603,737,551 1.4135%
02.2 MULTIPLE PERIL CROP 92,994,448 4.07% 84,881,804 191,831,405 226.00% 403,796,726 23.0300%
02.4 PRIVATE CROP 794,513 0.03% 789,990 516,019 65.32% 14,129,956 5.6229%
03 FARMOWNERS MULTIPLE PERIL 3,852,218 0.17% 3,931,384 2,240,449 56.99% 205,910,086 1.8708%
04 HOMEOWNERS MULTIPLE PERIL 189,573,453 8.30% 162,095,001 85,168,069 52.54% 7,199,631,689 2.6331%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 182,220,443 7.98% 185,512,698 86,491,995 46.62% 2,583,159,688 7.0542%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 79,480,932 3.48% 80,132,392 29,114,236 36.33% 1,673,311,466 4.7499%
06 MORTGAGE GUARANTY 0 0.00% 0 0 427,044,405
08 OCEAN MARINE 13,186,413 0.58% 13,506,572 9,246,320 68.46% 275,250,146 4.7907%
09 INLAND MARINE 93,655,542 4.10% 87,833,590 31,048,055 35.35% 2,102,685,095 4.4541%
11 MEDICAL PROFESSIONAL LIABILITY 7,160,188 0.31% 7,189,933 -96,308 -1.34% 474,591,657 1.5087%
12 EARTHQUAKE 66,595,187 2.92% 61,866,290 -101,982 -0.16% 1,259,155,622 5.2889%
13 GROUP A AND H 59,102,423 2.59% 55,859,885 17,845,716 31.95% 346,559,671 17.0540%
14 CREDIT A&H(GRP&IND) 0 0.00% 0 0 1,119,290
15.5 OTHER ACCIDENT ONLY 613,293 0.03% 725,809 101,665 14.01% 1,349,388 45.4497%
15.7 ALL OTHER ACCIDENT AND HEALTH 41,077 0.00% 41,077 22,501 54.78% 18,212,876 0.2255%
16 WORKERS' COMPENSATION 580,022,889 25.40% 555,769,813 245,444,020 44.16% 11,419,121,329 5.0794%
17.1 OTHER LIABILITY OCCURRENCE 322,026,107 14.10% 308,323,531 175,940,156 57.06% 2,697,956,523 11.9359%
17.2 OTHER LIABILITY CLAIMS MADE 244,311,319 10.70% 237,182,792 80,251,064 33.84% 1,786,967,908 13.6718%
17.3 EXCESS WORKERS' COMPENSATION 19,229,155 0.84% 15,469,933 17,357,373 112.20% 215,992,970 8.9027%
18 PRODUCTS LIABILITY 50,520,952 2.21% 52,740,290 9,818,157 18.62% 212,832,434 23.7374%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 23,005,838 1.01% 20,788,598 14,130,925 67.97% 12,485,465,875 0.1843%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 65,134
19.4 COMMERCIAL AUTO LIABILITY 57,190,914 2.50% 53,681,489 32,284,783 60.14% 2,095,842,748 2.7288%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 36,614,476 1.60% 32,560,091 15,903,694 48.84% 9,284,710,633 0.3944%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 12,863,985 0.56% 12,376,075 3,554,554 28.72% 631,675,376 2.0365%
22 AIRCRAFT 10,178,666 0.45% 11,362,022 7,427,587 65.37% 134,979,009 7.5409%
23 FIDELITY 33,569,815 1.47% 32,990,252 21,801,364 66.08% 117,359,003 28.6044%
24 SURETY 53,441,298 2.34% 56,839,479 1,360,301 2.39% 700,742,112 7.6264%
26 BURGLARY & THEFT 5,283,592 0.23% 5,272,805 1,753,206 33.25% 29,235,091 18.0728%
27 BOILER & MACHINERY 13,619,991 0.60% 13,303,386 1,668,859 12.54% 110,107,578 12.3697%
28 CREDIT 13,446,439 0.59% 22,258,598 8,641,150 38.82% 114,607,156 11.7326%
30 WARRANTY 0 0.00% 0 0 158,382,472
34 AGGREGATE WRITE-INS FOR OTHER LINES 1,825,419 0.08% 1,825,419 105,847 5.80% 77,997,032 2.3404%
35 TOTALS 2,283,634,958 100.00% 2,193,382,426 1,097,587,385 50.04% 61,150,972,972 3.7344%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
CSAA Ins Grp (Group # 1278)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 54,022,886 2.54% 52,700,925 32,628,227 61.91% 983,820,836 5.4911%
02.1 ALLIED LINES 336,135 0.02% 339,732 54,850 16.15% 603,737,551 0.0557%
02.3 FEDERAL FLOOD INSURANCE 10,591,222 0.50% 9,962,301 342,010 3.43% 164,912,998 6.4223%
04 HOMEOWNERS MULTIPLE PERIL 496,159,691 23.29% 483,225,975 359,108,577 74.31% 7,199,631,689 6.8915%
09 INLAND MARINE 7,858,758 0.37% 7,853,194 1,874,332 23.87% 2,102,685,095 0.3737%
15.5 OTHER ACCIDENT ONLY 0 0.00% 0 34,850 1,349,388
17.1 OTHER LIABILITY OCCURRENCE 30,936,223 1.45% 30,231,752 11,393,638 37.69% 2,697,956,523 1.1467%
19.2 PRIVATE PASSENGER AUTO LIABILITY 762,452,815 35.79% 747,162,972 559,031,494 74.82% 12,485,465,875 6.1067%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 767,732,629 36.04% 737,920,679 469,806,487 63.67% 9,284,710,633 8.2688%
35 TOTALS 2,130,090,359 100.00% 2,069,397,529 1,434,274,466 69.31% 61,150,972,972 3.4833%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
NATIONWIDE CORP GRP (Group # 140)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 64,306,198 3.38% 62,737,058 43,974,467 70.09% 983,820,836 6.5364%
02.1 ALLIED LINES 34,265,153 1.80% 32,847,512 40,212,094 122.42% 603,737,551 5.6755%
02.3 FEDERAL FLOOD INSURANCE 5,275,977 0.28% 4,730,985 260,422 5.50% 164,912,998 3.1992%
03 FARMOWNERS MULTIPLE PERIL 105,356,967 5.53% 104,058,633 55,095,904 52.95% 205,910,086 51.1665%
04 HOMEOWNERS MULTIPLE PERIL 293,637,466 15.42% 284,079,967 186,913,723 65.80% 7,199,631,689 4.0785%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 168,834,105 8.86% 167,898,750 74,859,708 44.59% 2,583,159,688 6.5360%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 123,899,848 6.51% 119,673,103 64,011,862 53.49% 1,673,311,466 7.4045%
08 OCEAN MARINE 1,377,838 0.07% 996,554 -72,960 -7.32% 275,250,146 0.5006%
09 INLAND MARINE 78,425,892 4.12% 73,990,361 41,215,372 55.70% 2,102,685,095 3.7298%
11 MEDICAL PROFESSIONAL LIABILITY 1,750,686 0.09% 1,867,027 2,778,216 148.80% 474,591,657 0.3689%
12 EARTHQUAKE 3,019,514 0.16% 2,981,090 1,458 0.05% 1,259,155,622 0.2398%
13 GROUP A AND H 396,424 0.02% 391,794 1,452,388 370.70% 346,559,671 0.1144%
15.1 COLLECTIVELY RENEWABLE A&H 130,874 0.01% 134,497 -233,243 -173.42% 150,362 87.0393%
15.5 OTHER ACCIDENT ONLY 7,422 0.00% 7,783 -1,389 -17.85% 1,349,388 0.5500%
16 WORKERS' COMPENSATION 43,060,041 2.26% 40,282,586 27,026,867 67.09% 11,419,121,329 0.3771%
17.1 OTHER LIABILITY OCCURRENCE 115,964,682 6.09% 109,759,778 68,851,639 62.73% 2,697,956,523 4.2982%
17.2 OTHER LIABILITY CLAIMS MADE 29,022,144 1.52% 23,951,725 4,869,929 20.33% 1,786,967,908 1.6241%
18 PRODUCTS LIABILITY 13,566,380 0.71% 13,459,137 5,306,598 39.43% 212,832,434 6.3742%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 250,000 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 340,616,745 17.88% 334,296,778 244,370,963 73.10% 12,485,465,875 2.7281%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 0 65,134
19.4 COMMERCIAL AUTO LIABILITY 183,180,627 9.62% 177,404,515 120,827,886 68.11% 2,095,842,748 8.7402%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 227,212,283 11.93% 216,420,110 141,084,866 65.19% 9,284,710,633 2.4472%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 53,635,696 2.82% 50,116,569 35,703,945 71.24% 631,675,376 8.4910%
23 FIDELITY 611,106 0.03% 630,663 23,214 3.68% 117,359,003 0.5207%
24 SURETY 4,955,723 0.26% 4,575,459 2,106,575 46.04% 700,742,112 0.7072%
26 BURGLARY & THEFT 741,641 0.04% 732,441 47,719 6.52% 29,235,091 2.5368%
27 BOILER & MACHINERY 10,472,805 0.55% 10,039,567 2,292,323 22.83% 110,107,578 9.5114%
28 CREDIT 0 0.00% 0 0 114,607,156
30 WARRANTY 935,375 0.05% 766,530 50,846 6.63% 158,382,472 0.5906%
35 TOTALS 1,904,659,613 100.00% 1,838,830,974 1,163,281,392 63.26% 61,150,972,972 3.1147%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
AMERICAN INTL GRP (Group # 12)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 37,318,235 2.09% 27,412,303 8,726,884 31.84% 983,820,836 3.7932%
02.1 ALLIED LINES 9,436,711 0.53% 8,384,581 6,756,564 80.58% 603,737,551 1.5630%
02.2 MULTIPLE PERIL CROP 0 0.00% 0 -246 403,796,726
02.3 FEDERAL FLOOD INSURANCE 486,385 0.03% 486,385 22,318 4.59% 164,912,998 0.2949%
04 HOMEOWNERS MULTIPLE PERIL 128,669,304 7.22% 122,886,771 66,448,148 54.07% 7,199,631,689 1.7872%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 19,601,186 1.10% 21,310,652 17,981,349 84.38% 2,583,159,688 0.7588%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 11,888,243 0.67% 11,880,998 5,954,840 50.12% 1,673,311,466 0.7105%
06 MORTGAGE GUARANTY 63,899,213 3.59% 54,816,568 12,065,374 22.01% 427,044,405 14.9631%
08 OCEAN MARINE 46,952,364 2.63% 47,060,927 15,257,358 32.42% 275,250,146 17.0581%
09 INLAND MARINE 140,261,147 7.87% 136,928,740 46,145,735 33.70% 2,102,685,095 6.6706%
11 MEDICAL PROFESSIONAL LIABILITY 15,303,329 0.86% 15,380,523 5,633,134 36.63% 474,591,657 3.2245%
12 EARTHQUAKE 58,038,215 3.26% 55,046,986 0 0.00% 1,259,155,622 4.6093%
13 GROUP A AND H 105,710,271 5.93% 105,856,084 56,038,886 52.94% 346,559,671 30.5028%
15.3 GUARANTEED RENEWABLE A&H 56,934 0.00% 57,051 213,399 374.05% 79,351,420 0.0717%
15.5 OTHER ACCIDENT ONLY 107,761 0.01% 110,140 -691 -0.63% 1,349,388 7.9859%
16 WORKERS' COMPENSATION 498,923,493 28.00% 540,474,269 604,461,759 111.84% 11,419,121,329 4.3692%
17.1 OTHER LIABILITY OCCURRENCE 169,121,806 9.49% 164,181,878 354,011,429 215.62% 2,697,956,523 6.2685%
17.2 OTHER LIABILITY CLAIMS MADE 232,676,486 13.06% 222,816,550 229,948,368 103.20% 1,786,967,908 13.0207%
17.3 EXCESS WORKERS' COMPENSATION 11,227,998 0.63% 4,863,007 3,719,978 76.50% 215,992,970 5.1983%
18 PRODUCTS LIABILITY 4,712,754 0.26% 4,537,421 16,544,787 364.63% 212,832,434 2.2143%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 17,911,819 1.01% 17,066,354 11,883,142 69.63% 12,485,465,875 0.1435%
19.3 COMMERCIAL AUTO NO-FAULT -2,681 0.00% -1,996 -126,341 6329.71% 65,134 -4.1161%
19.4 COMMERCIAL AUTO LIABILITY 96,166,689 5.40% 94,733,235 126,557,563 133.59% 2,095,842,748 4.5884%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 25,692,043 1.44% 24,308,542 13,592,291 55.92% 9,284,710,633 0.2767%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 8,188,202 0.46% 7,902,252 5,015,725 63.47% 631,675,376 1.2963%
22 AIRCRAFT 26,655,239 1.50% 26,624,588 3,458,979 12.99% 134,979,009 19.7477%
23 FIDELITY 11,379,645 0.64% 11,186,653 18,019,994 161.08% 117,359,003 9.6964%
24 SURETY 4,875,747 0.27% 5,415,366 -782,943 -14.46% 700,742,112 0.6958%
26 BURGLARY & THEFT 4,639,011 0.26% 4,695,618 620,990 13.22% 29,235,091 15.8680%
27 BOILER & MACHINERY 9,799,983 0.55% 9,423,207 9,354,219 99.27% 110,107,578 8.9004%
28 CREDIT 51,515 0.00% 55,280 -10,415 -18.84% 114,607,156 0.0449%
30 WARRANTY 22,149,672 1.24% 10,707,884 5,557,433 51.90% 158,382,472 13.9849%
35 TOTALS 1,781,898,724 100.00% 1,756,608,817 1,643,070,007 93.54% 61,150,972,972 2.9139%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
State Compensation Ins Fund (NAIC # 35076)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concen- Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Share
tration Level By Line
16 WORKERS' COMPENSATION 1,638,849,156 99.94% 1,618,931,273 1,250,166,046 77.22% 11,419,121,329 14.3518%
17.3 EXCESS WORKERS' COMPENSATION 1,030,725 0.06% 865,124 119,000 13.76% 215,992,970 0.4772%
35 TOTALS 1,639,879,881 100.00% 1,619,796,397 1,250,285,046 77.19% 61,150,972,972 2.6817%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
ZURICH INS GRP (Group # 212)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 52,212,059 3.27% 51,691,781 62,251,438 120.43% 983,820,836 5.3071%
02.1 ALLIED LINES 46,233,905 2.89% 47,186,793 36,217,754 76.75% 603,737,551 7.6579%
02.2 MULTIPLE PERIL CROP 78,784,794 4.93% 48,405,776 35,478,546 73.29% 403,796,726 19.5110%
02.3 FEDERAL FLOOD INSURANCE 1,092,914 0.07% 1,093,696 -1,376 -0.13% 164,912,998 0.6627%
02.4 PRIVATE CROP 2,094,610 0.13% 2,094,610 233,917 11.17% 14,129,956 14.8239%
04 HOMEOWNERS MULTIPLE PERIL 1,093,324 0.07% 6,068,338 1,772,751 29.21% 7,199,631,689 0.0152%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 34,443,158 2.15% 34,691,688 6,863,189 19.78% 2,583,159,688 1.3334%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 19,032,229 1.19% 19,233,584 12,313,729 64.02% 1,673,311,466 1.1374%
08 OCEAN MARINE 11,687,005 0.73% 10,813,037 4,066,009 37.60% 275,250,146 4.2460%
09 INLAND MARINE 91,107,455 5.70% 92,081,017 19,080,142 20.72% 2,102,685,095 4.3329%
11 MEDICAL PROFESSIONAL LIABILITY -12,503 0.00% 323,192 204,622 63.31% 474,591,657 -0.0026%
12 EARTHQUAKE 79,903,006 5.00% 83,232,836 2,657,532 3.19% 1,259,155,622 6.3458%
13 GROUP A AND H 14,406,235 0.90% 15,162,189 8,654,029 57.08% 346,559,671 4.1569%
16 WORKERS' COMPENSATION 636,119,139 39.80% 640,955,885 579,593,755 90.43% 11,419,121,329 5.5706%
17.1 OTHER LIABILITY OCCURRENCE 174,333,191 10.91% 193,544,166 84,890,393 43.86% 2,697,956,523 6.4617%
17.2 OTHER LIABILITY CLAIMS MADE 49,661,235 3.11% 50,370,219 50,393,098 100.05% 1,786,967,908 2.7791%
17.3 EXCESS WORKERS' COMPENSATION 15,971,608 1.00% 14,609,707 6,526,339 44.67% 215,992,970 7.3945%
18 PRODUCTS LIABILITY 14,223,313 0.89% 14,071,844 3,462,813 24.61% 212,832,434 6.6829%
19.2 PRIVATE PASSENGER AUTO LIABILITY 0 0.00% 0 -474,195 12,485,465,875
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 -143,294 65,134
19.4 COMMERCIAL AUTO LIABILITY 147,865,751 9.25% 145,028,114 76,195,675 52.54% 2,095,842,748 7.0552%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 50 0.00% 50 9 18.00% 9,284,710,633 0.0000%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 30,489,013 1.91% 29,292,620 19,065,161 65.09% 631,675,376 4.8267%
22 AIRCRAFT 0 0.00% 0 -15,449 134,979,009
23 FIDELITY 6,201,074 0.39% 6,394,840 413,879 6.47% 117,359,003 5.2839%
24 SURETY 61,592,924 3.85% 65,043,869 3,488,509 5.36% 700,742,112 8.7897%
26 BURGLARY & THEFT 2,125,783 0.13% 2,296,021 83,094 3.62% 29,235,091 7.2713%
27 BOILER & MACHINERY 13,164,885 0.82% 13,939,743 13,307,538 95.46% 110,107,578 11.9564%
28 CREDIT 52,496 0.00% 2,009 -32,453 -1615.38% 114,607,156 0.0458%
30 WARRANTY 14,531,308 0.91% 15,393,284 13,628,460 88.54% 158,382,472 9.1748%
35 TOTALS 1,598,409,962 100.00% 1,603,020,907 1,040,175,618 64.89% 61,150,972,972 2.6139%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
HARTFORD FIRE & CAS GRP (Group # 91)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 5,947,543 0.37% 5,898,378 1,091,712 18.51% 983,820,836 0.6045%
02.1 ALLIED LINES 1,789,825 0.11% 1,787,672 1,760,173 98.46% 603,737,551 0.2965%
02.3 FEDERAL FLOOD INSURANCE 28,521,500 1.79% 26,600,349 780,604 2.93% 164,912,998 17.2949%
03 FARMOWNERS MULTIPLE PERIL 0 0.00% 0 0 205,910,086
04 HOMEOWNERS MULTIPLE PERIL 140,973,330 8.86% 135,471,653 123,153,298 90.91% 7,199,631,689 1.9581%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 141,441,931 8.89% 142,350,980 78,876,389 55.41% 2,583,159,688 5.4755%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 108,786,396 6.83% 107,259,070 48,468,172 45.19% 1,673,311,466 6.5013%
08 OCEAN MARINE 2,854,061 0.18% 2,945,814 974,854 33.09% 275,250,146 1.0369%
09 INLAND MARINE 21,881,401 1.37% 21,082,011 7,672,844 36.40% 2,102,685,095 1.0406%
11 MEDICAL PROFESSIONAL LIABILITY 0 0.00% 0 0 474,591,657
12 EARTHQUAKE 15,306,954 0.96% 15,091,143 -1,448 -0.01% 1,259,155,622 1.2157%
13 GROUP A AND H 78 0.00% 78 -447 -573.08% 346,559,671 0.0000%
16 WORKERS' COMPENSATION 654,063,247 41.09% 641,646,684 187,689,999 29.25% 11,419,121,329 5.7278%
17.1 OTHER LIABILITY OCCURRENCE 70,281,783 4.42% 65,296,206 40,737,311 62.39% 2,697,956,523 2.6050%
17.2 OTHER LIABILITY CLAIMS MADE 31,103,923 1.95% 30,966,226 18,033,198 58.24% 1,786,967,908 1.7406%
17.3 EXCESS WORKERS' COMPENSATION 1,167,083 0.07% 1,325,767 12,134,963 915.32% 215,992,970 0.5403%
18 PRODUCTS LIABILITY 18,766,744 1.18% 17,491,795 2,161,191 12.36% 212,832,434 8.8176%
19.1 PRIVATE PASSENGER AUTO NO-FAULT -142 0.00% -233 37,283 -16001.29% 7,446,455 -0.0019%
19.2 PRIVATE PASSENGER AUTO LIABILITY 162,605,920 10.21% 155,239,126 116,494,406 75.04% 12,485,465,875 1.3024%
19.4 COMMERCIAL AUTO LIABILITY 47,460,571 2.98% 44,980,122 31,904,625 70.93% 2,095,842,748 2.2645%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 104,251,109 6.55% 100,773,606 75,397,428 74.82% 9,284,710,633 1.1228%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 12,113,393 0.76% 11,548,896 7,673,080 66.44% 631,675,376 1.9177%
22 AIRCRAFT 0 0.00% 0 3,181 134,979,009
23 FIDELITY 6,519,245 0.41% 6,538,141 4,920,470 75.26% 117,359,003 5.5550%
24 SURETY 14,606,210 0.92% 15,982,367 37,335,953 233.61% 700,742,112 2.0844%
26 BURGLARY & THEFT 816,483 0.05% 851,572 -6,339 -0.74% 29,235,091 2.7928%
27 BOILER & MACHINERY 603,590 0.04% 542,221 15,314 2.82% 110,107,578 0.5482%
35 TOTALS 1,591,862,178 100.00% 1,551,669,644 797,308,214 51.38% 61,150,972,972 2.6032%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
AmTrust NGH Grp (Group # 2538)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 4,256,257 0.28% 3,794,545 1,033,673 27.24% 983,820,836 0.4326%
02.1 ALLIED LINES 5,858,776 0.38% 5,454,021 2,032,836 37.27% 603,737,551 0.9704%
02.3 FEDERAL FLOOD INSURANCE 141,645 0.01% 59,907 0 0.00% 164,912,998 0.0859%
03 FARMOWNERS MULTIPLE PERIL 0 0.00% 0 -458,204 205,910,086
04 HOMEOWNERS MULTIPLE PERIL 68,938,638 4.47% 40,779,164 20,551,566 50.40% 7,199,631,689 0.9575%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 27,943,437 1.81% 29,079,764 11,193,768 38.49% 2,583,159,688 1.0818%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 12,845,617 0.83% 12,938,374 1,078,301 8.33% 1,673,311,466 0.7677%
09 INLAND MARINE 3,494,926 0.23% 3,271,108 436,915 13.36% 2,102,685,095 0.1662%
12 EARTHQUAKE 804,533 0.05% 805,895 -1 0.00% 1,259,155,622 0.0639%
13 GROUP A AND H 284,565 0.02% 284,565 560,160 196.85% 346,559,671 0.0821%
16 WORKERS' COMPENSATION 845,706,121 54.78% 791,620,838 444,274,259 56.12% 11,419,121,329 7.4061%
17.1 OTHER LIABILITY OCCURRENCE 62,396,539 4.04% 57,209,726 28,443,122 49.72% 2,697,956,523 2.3127%
17.2 OTHER LIABILITY CLAIMS MADE 12,921,665 0.84% 11,044,750 3,569,239 32.32% 1,786,967,908 0.7231%
17.3 EXCESS WORKERS' COMPENSATION 55,446,532 3.59% 54,368,749 43,164,014 79.39% 215,992,970 25.6705%
18 PRODUCTS LIABILITY 7,339,404 0.48% 7,025,487 4,106,423 58.45% 212,832,434 3.4484%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 155,590 -98,253 -63.15% 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 115,662,941 7.49% 109,526,313 87,332,119 79.74% 12,485,465,875 0.9264%
19.3 COMMERCIAL AUTO NO-FAULT 6,603 0.00% 3,865 614 15.89% 65,134 10.1376%
19.4 COMMERCIAL AUTO LIABILITY 108,937,912 7.06% 106,891,334 75,271,554 70.42% 2,095,842,748 5.1978%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 108,684,681 7.04% 100,569,494 58,180,287 57.85% 9,284,710,633 1.1706%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 18,818,128 1.22% 17,442,588 9,887,804 56.69% 631,675,376 2.9791%
23 FIDELITY 520,662 0.03% 360,419 94,737 26.29% 117,359,003 0.4436%
24 SURETY 20,152,322 1.31% 20,100,058 2,025,611 10.08% 700,742,112 2.8759%
26 BURGLARY & THEFT 364,094 0.02% 344,542 59,838 17.37% 29,235,091 1.2454%
27 BOILER & MACHINERY 8,408 0.00% 8,090 -7 -0.09% 110,107,578 0.0076%
28 CREDIT 137,765 0.01% 137,765 13,577 9.86% 114,607,156 0.1202%
30 WARRANTY 62,232,988 4.03% 54,750,590 27,200,099 49.68% 158,382,472 39.2929%
35 TOTALS 1,543,905,157 100.00% 1,428,027,541 819,954,051 57.42% 61,150,972,972 2.5247%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
UNITED SERV AUTOMOBILE ASSN GRP (Group # 200)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 24,682,925 1.66% 27,823,520 5,805,162 20.86% 983,820,836 2.5089%
02.1 ALLIED LINES 19,009,857 1.28% 20,142,089 15,536,379 77.13% 603,737,551 3.1487%
02.3 FEDERAL FLOOD INSURANCE 8,684,823 0.58% 7,252,725 -53,105 -0.73% 164,912,998 5.2663%
04 HOMEOWNERS MULTIPLE PERIL 340,599,313 22.89% 341,380,370 200,154,675 58.63% 7,199,631,689 4.7308%
08 OCEAN MARINE 697,196 0.05% 732,342 14,544 1.99% 275,250,146 0.2533%
09 INLAND MARINE 24,753,673 1.66% 23,852,921 7,954,388 33.35% 2,102,685,095 1.1772%
12 EARTHQUAKE -74 0.00% 2,471 -93 -3.76% 1,259,155,622 0.0000%
17.1 OTHER LIABILITY OCCURRENCE 24,778,617 1.67% 23,969,689 14,839,815 61.91% 2,697,956,523 0.9184%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 310,312 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 532,962,822 35.81% 525,440,690 433,545,082 82.51% 12,485,465,875 4.2687%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 511,971,168 34.40% 499,636,871 311,300,570 62.31% 9,284,710,633 5.5141%
35 TOTALS 1,488,140,319 100.00% 1,470,233,687 989,407,732 67.30% 61,150,972,972 2.4336%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
PROGRESSIVE GRP (Group # 155)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
09 INLAND MARINE 16,700,714 1.39% 15,352,036 6,757,165 44.01% 2,102,685,095 0.7943%
17.1 OTHER LIABILITY OCCURRENCE 6,614,075 0.55% 6,463,471 2,761,989 42.73% 2,697,956,523 0.2452%
17.2 OTHER LIABILITY CLAIMS MADE 0 0.00% 13,089 -27,681 -211.48% 1,786,967,908
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 65,787 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 543,960,572 45.38% 534,276,143 342,924,577 64.18% 12,485,465,875 4.3568%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 13,191 65,134
19.4 COMMERCIAL AUTO LIABILITY 161,294,433 13.46% 144,603,817 87,375,443 60.42% 2,095,842,748 7.6959%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 424,729,828 35.43% 416,780,632 277,242,933 66.52% 9,284,710,633 4.5745%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 45,365,380 3.78% 39,330,505 22,281,234 56.65% 631,675,376 7.1818%
23 FIDELITY 0 0.00% 0 -28,698 117,359,003
24 SURETY 0 0.00% 0 -1,230 700,742,112
35 TOTALS 1,198,665,002 100.00% 1,156,819,693 739,364,710 63.91% 61,150,972,972 1.9602%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
CNA INS GRP (Group # 218)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 5,548,051 0.64% 5,392,435 3,366,509 62.43% 983,820,836 0.5639%
02.1 ALLIED LINES 2,621,469 0.30% 2,478,908 105,586 4.26% 603,737,551 0.4342%
04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 257,188 7,199,631,689
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 60,850,472 7.04% 62,515,685 24,879,468 39.80% 2,583,159,688 2.3557%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 38,332,438 4.44% 38,628,295 23,442,457 60.69% 1,673,311,466 2.2908%
08 OCEAN MARINE 11,165,482 1.29% 10,759,168 -2,684,903 -24.95% 275,250,146 4.0565%
09 INLAND MARINE 345,994,012 40.05% 358,275,709 272,762,856 76.13% 2,102,685,095 16.4549%
10 FINANCIAL GUARANTY 0 0.00% 0 0 45,972,800
11 MEDICAL PROFESSIONAL LIABILITY 22,686,213 2.63% 21,955,598 520,581 2.37% 474,591,657 4.7802%
12 EARTHQUAKE 5,119,954 0.59% 5,245,311 60,035 1.14% 1,259,155,622 0.4066%
13 GROUP A AND H 22,492,121 2.60% -5,215,097 6,877,267 -131.87% 346,559,671 6.4901%
15.2 NON-CANCELLABLE A&H 0 0.00% 0 0 3,775
15.3 GUARANTEED RENEWABLE A&H 33,299,509 3.85% 11,371,725 59,887,079 526.63% 79,351,420 41.9646%
15.4 NON-RENEWABLE FOR STATED REASONS ONLY 2,529 0.00% 2,529 40 1.58% 5,628,630 0.0449%
15.7 ALL OTHER ACCIDENT AND HEALTH 4 0.00% 4 0 0.00% 18,212,876 0.0000%
16 WORKERS' COMPENSATION 78,477,447 9.08% 76,528,234 5,626,197 7.35% 11,419,121,329 0.6872%
17.1 OTHER LIABILITY OCCURRENCE 54,905,373 6.36% 54,940,236 23,972,225 43.63% 2,697,956,523 2.0351%
17.2 OTHER LIABILITY CLAIMS MADE 106,344,389 12.31% 105,250,115 76,664,907 72.84% 1,786,967,908 5.9511%
17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 -6,067,962 215,992,970
18 PRODUCTS LIABILITY 3,645,532 0.42% 3,586,118 15,213,733 424.24% 212,832,434 1.7129%
19.2 PRIVATE PASSENGER AUTO LIABILITY 0 0.00% 0 24,956 12,485,465,875
19.4 COMMERCIAL AUTO LIABILITY 20,208,883 2.34% 20,380,486 21,784,025 106.89% 2,095,842,748 0.9642%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 0 0.00% 0 -698 9,284,710,633
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 4,462,141 0.52% 4,619,389 2,955,047 63.97% 631,675,376 0.7064%
22 AIRCRAFT 0 0.00% 0 -558,518 134,979,009
23 FIDELITY 6,351,749 0.74% 6,324,054 -83,692 -1.32% 117,359,003 5.4122%
24 SURETY 38,556,180 4.46% 37,017,842 -112,477 -0.30% 700,742,112 5.5022%
26 BURGLARY & THEFT 352,587 0.04% 326,782 93,065 28.48% 29,235,091 1.2060%
27 BOILER & MACHINERY 2,164,781 0.25% 2,046,175 497,452 24.31% 110,107,578 1.9661%
28 CREDIT 0 0.00% 2 0 0.00% 114,607,156
30 WARRANTY 314,191 0.04% 263,671 100,405 38.08% 158,382,472 0.1984%
35 TOTALS 863,895,507 100.00% 822,693,370 529,582,832 64.37% 61,150,972,972 1.4127%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
Tokio Marine Holdings Inc GRP (Group # 3098)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 6,241,957 0.81% 6,900,049 -2,977,911 -43.16% 983,820,836 0.6345%
02.1 ALLIED LINES 8,597,012 1.11% 8,701,479 1,042,886 11.99% 603,737,551 1.4240%
02.2 MULTIPLE PERIL CROP 46,998,400 6.08% 46,169,042 84,635,555 183.32% 403,796,726 11.6391%
02.3 FEDERAL FLOOD INSURANCE 2,443,839 0.32% 2,506,424 492,095 19.63% 164,912,998 1.4819%
02.4 PRIVATE CROP 2,142,136 0.28% 2,142,136 459,837 21.47% 14,129,956 15.1602%
04 HOMEOWNERS MULTIPLE PERIL 10,010,761 1.29% 9,870,567 2,056,735 20.84% 7,199,631,689 0.1390%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 104,383,677 13.50% 103,581,459 40,976,230 39.56% 2,583,159,688 4.0409%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 92,463,007 11.96% 91,369,152 37,192,715 40.71% 1,673,311,466 5.5257%
08 OCEAN MARINE 18,823,238 2.43% 21,441,177 10,273,931 47.92% 275,250,146 6.8386%
09 INLAND MARINE 11,792,753 1.53% 11,738,264 3,997,094 34.05% 2,102,685,095 0.5608%
11 MEDICAL PROFESSIONAL LIABILITY 1,956,430 0.25% 1,943,774 592,201 30.47% 474,591,657 0.4122%
13 GROUP A AND H 0 0.00% 0 -10,025 346,559,671
16 WORKERS' COMPENSATION 69,707,220 9.01% 69,343,343 41,142,294 59.33% 11,419,121,329 0.6104%
17.1 OTHER LIABILITY OCCURRENCE 55,687,441 7.20% 53,085,908 18,256,475 34.39% 2,697,956,523 2.0641%
17.2 OTHER LIABILITY CLAIMS MADE 78,747,716 10.18% 78,060,285 4,110,327 5.27% 1,786,967,908 4.4068%
17.3 EXCESS WORKERS' COMPENSATION 75,192,609 9.72% 72,320,987 44,447,490 61.46% 215,992,970 34.8125%
18 PRODUCTS LIABILITY 4,922,890 0.64% 4,405,573 -148,216 -3.36% 212,832,434 2.3130%
19.2 PRIVATE PASSENGER AUTO LIABILITY 7,828,844 1.01% 7,399,495 6,480,362 87.58% 12,485,465,875 0.0627%
19.3 COMMERCIAL AUTO NO-FAULT -24,963 0.00% 749 44,961 6002.80% 65,134 -38.3256%
19.4 COMMERCIAL AUTO LIABILITY 66,128,228 8.55% 62,721,221 49,762,984 79.34% 2,095,842,748 3.1552%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 10,445,649 1.35% 10,008,730 6,031,783 60.27% 9,284,710,633 0.1125%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 12,712,064 1.64% 12,087,632 10,400,757 86.04% 631,675,376 2.0124%
22 AIRCRAFT 10,768,829 1.39% 10,827,190 4,802,387 44.35% 134,979,009 7.9782%
23 FIDELITY 1,986,681 0.26% 1,994,589 2,478,564 124.26% 117,359,003 1.6928%
24 SURETY 69,996,034 9.05% 69,292,453 7,180,695 10.36% 700,742,112 9.9888%
26 BURGLARY & THEFT 1,365,082 0.18% 1,231,455 -322 -0.03% 29,235,091 4.6693%
27 BOILER & MACHINERY 613,996 0.08% 657,794 -10,999 -1.67% 110,107,578 0.5576%
28 CREDIT 1,327,179 0.17% 1,061,343 -38,803 -3.66% 114,607,156 1.1580%
35 TOTALS 773,258,710 100.00% 760,862,271 373,672,079 49.11% 61,150,972,972 1.2645%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
American Assets Grp (Group # 922)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
02.1 ALLIED LINES 5,000 0.00% 4,718 0 0.00% 603,737,551 0.0008%
04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 0 7,199,631,689
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 834 0.00% 834 0 0.00% 2,583,159,688 0.0000%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 0 0.00% 0 1,559,305 1,673,311,466
09 INLAND MARINE 6,967,329 0.92% 7,601,258 -1,164,826 -15.32% 2,102,685,095 0.3314%
12 EARTHQUAKE 34,473,108 4.53% 35,911,387 -99,990 -0.28% 1,259,155,622 2.7378%
16 WORKERS' COMPENSATION 674,747,661 88.72% 667,470,344 304,692,343 45.65% 11,419,121,329 5.9089%
17.1 OTHER LIABILITY OCCURRENCE 0 0.00% 0 899,980 2,697,956,523
17.2 OTHER LIABILITY CLAIMS MADE 0 0.00% 0 0 1,786,967,908
19.2 PRIVATE PASSENGER AUTO LIABILITY 25,485,959 3.35% 31,406,035 26,567,895 84.59% 12,485,465,875 0.2041%
19.4 COMMERCIAL AUTO LIABILITY 0 0.00% 0 -6,075 2,095,842,748
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 18,327,185 2.41% 22,523,137 17,649,602 78.36% 9,284,710,633 0.1974%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 0 0.00% 0 0 631,675,376
22 AIRCRAFT 34,247 0.00% 34,247 0 0.00% 134,979,009 0.0254%
24 SURETY 490,237 0.06% 781,321 3,184,184 407.54% 700,742,112 0.0700%
35 TOTALS 760,531,559 100.00% 765,733,282 353,282,418 46.14% 61,150,972,972 1.2437%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
Infinity Prop & Cas Ins Grp (Group # 3495)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
19.2 PRIVATE PASSENGER AUTO LIABILITY 414,587,963 55.78% 403,446,559 268,218,828 66.48% 12,485,465,875 3.3206%
19.4 COMMERCIAL AUTO LIABILITY 46,081,050 6.20% 43,510,094 31,656,979 72.76% 2,095,842,748 2.1987%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 270,157,718 36.35% 261,437,216 156,490,953 59.86% 9,284,710,633 2.9097%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 12,396,379 1.67% 10,807,898 6,858,227 63.46% 631,675,376 1.9625%
35 TOTALS 743,223,110 100.00% 719,201,767 463,224,987 64.41% 61,150,972,972 1.2154%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
Kemper Corp Grp (Group # 215)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 4,833,955 0.68% 4,634,649 1,494,446 32.25% 983,820,836 0.4913%
02.1 ALLIED LINES 2,686,228 0.38% 2,578,204 2,237,565 86.79% 603,737,551 0.4449%
04 HOMEOWNERS MULTIPLE PERIL 52,010,612 7.35% 50,320,211 26,127,158 51.92% 7,199,631,689 0.7224%
09 INLAND MARINE 2,018,087 0.29% 1,970,572 360,229 18.28% 2,102,685,095 0.0960%
12 EARTHQUAKE 2,495,669 0.35% 2,515,111 3,576 0.14% 1,259,155,622 0.1982%
16 WORKERS' COMPENSATION 0 0.00% 0 222,498 11,419,121,329
17.1 OTHER LIABILITY OCCURRENCE 3,620,781 0.51% 3,477,204 3,316,230 95.37% 2,697,956,523 0.1342%
19.2 PRIVATE PASSENGER AUTO LIABILITY 396,455,373 56.04% 382,193,296 316,111,373 82.71% 12,485,465,875 3.1753%
19.4 COMMERCIAL AUTO LIABILITY 24,694,090 3.49% 24,756,466 22,456,105 90.71% 2,095,842,748 1.1782%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 210,533,193 29.76% 199,704,674 118,398,539 59.29% 9,284,710,633 2.2675%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 7,696,912 1.09% 7,274,022 3,973,604 54.63% 631,675,376 1.2185%
26 BURGLARY & THEFT 350,761 0.05% 351,037 13,061 3.72% 29,235,091 1.1998%
35 TOTALS 707,395,661 100.00% 679,775,445 494,714,382 72.78% 61,150,972,972 1.1568%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
FAIRFAX FIN GRP (Group # 158)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 6,748,201 0.99% 5,784,536 1,215,434 21.01% 983,820,836 0.6859%
02.1 ALLIED LINES 1,064,821 0.16% 728,099 132,218 18.16% 603,737,551 0.1764%
02.4 PRIVATE CROP 6,128 0.00% 6,128 -3,992 -65.14% 14,129,956 0.0434%
04 HOMEOWNERS MULTIPLE PERIL 0 0.00% 0 50 7,199,631,689
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 26,382,403 3.85% 24,605,610 10,083,587 40.98% 2,583,159,688 1.0213%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 10,394,940 1.52% 9,609,443 5,933,107 61.74% 1,673,311,466 0.6212%
08 OCEAN MARINE 2,935,747 0.43% 2,835,575 1,797,741 63.40% 275,250,146 1.0666%
09 INLAND MARINE 22,533,804 3.29% 21,998,525 12,591,154 57.24% 2,102,685,095 1.0717%
11 MEDICAL PROFESSIONAL LIABILITY 6,502 0.00% 4,557 5,357 117.56% 474,591,657 0.0014%
12 EARTHQUAKE 310,844 0.05% 242,913 2,967 1.22% 1,259,155,622 0.0247%
13 GROUP A AND H 20,058,764 2.93% 20,058,764 7,484,912 37.31% 346,559,671 5.7880%
16 WORKERS' COMPENSATION 468,878,212 68.49% 468,283,646 95,098,782 20.31% 11,419,121,329 4.1061%
17.1 OTHER LIABILITY OCCURRENCE 38,513,690 5.63% 34,105,983 24,338,138 71.36% 2,697,956,523 1.4275%
17.2 OTHER LIABILITY CLAIMS MADE 21,411,676 3.13% 23,862,407 5,648,001 23.67% 1,786,967,908 1.1982%
17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 8,192,394 215,992,970
18 PRODUCTS LIABILITY 788,293 0.12% 685,053 -3,324,316 -485.26% 212,832,434 0.3704%
19.2 PRIVATE PASSENGER AUTO LIABILITY 477,113 0.07% 609,851 424,152 69.55% 12,485,465,875 0.0038%
19.3 COMMERCIAL AUTO NO-FAULT -3 0.00% 223 -5,945 -2665.92% 65,134 -0.0046%
19.4 COMMERCIAL AUTO LIABILITY 39,073,741 5.71% 36,730,346 24,655,906 67.13% 2,095,842,748 1.8643%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 267,454 0.04% 339,640 9,216 2.71% 9,284,710,633 0.0029%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 11,974,468 1.75% 11,280,928 6,202,411 54.98% 631,675,376 1.8957%
22 AIRCRAFT 0 0.00% 0 -9,546 134,979,009
23 FIDELITY 674,274 0.10% 664,176 164,150 24.71% 117,359,003 0.5745%
24 SURETY 12,064,286 1.76% 9,780,114 4,987,876 51.00% 700,742,112 1.7216%
26 BURGLARY & THEFT 57,420 0.01% 45,972 1 0.00% 29,235,091 0.1964%
27 BOILER & MACHINERY 0 0.00% 25 -161 -644.00% 110,107,578
30 WARRANTY -60 0.00% -60 214,906 -358176.67% 158,382,472 0.0000%
35 TOTALS 684,622,717 100.00% 672,262,453 205,838,500 30.62% 61,150,972,972 1.1196%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
ALLIANZ INS GRP (Group # 761)
2015 California State Page By Line Market Share Information
Source: NAIC Database Licensed Company only
Line # Line of Business Written Premium Concentration Earned Premium Loss Incurred Loss Ratio Statewide WP Mkt Shr By Line
Level
01 FIRE 18,686,339 2.78% 19,902,817 14,672,390 73.72% 983,820,836 1.8994%
02.1 ALLIED LINES 9,401,293 1.40% 10,367,419 5,108,600 49.28% 603,737,551 1.5572%
03 FARMOWNERS MULTIPLE PERIL 10,986,165 1.63% 11,163,412 4,576,303 40.99% 205,910,086 5.3354%
04 HOMEOWNERS MULTIPLE PERIL 67,663,698 10.06% 103,357,289 40,144,019 38.84% 7,199,631,689 0.9398%
05.1 COMMERCIAL MULTIPLE PERIL(NON-LIABILITY) 75,283,822 11.19% 79,742,133 41,451,945 51.98% 2,583,159,688 2.9144%
05.2 COMMERCIAL MULTIPLE PERIL(LIABILITY) 49,909,691 7.42% 52,112,616 46,656,355 89.53% 1,673,311,466 2.9827%
08 OCEAN MARINE 30,203,697 4.49% 29,853,682 28,498,680 95.46% 275,250,146 10.9732%
09 INLAND MARINE 171,634,516 25.51% 175,515,519 82,940,399 47.26% 2,102,685,095 8.1626%
10 FINANCIAL GUARANTY 984 0.00% 45,488 0 0.00% 45,972,800 0.0021%
11 MEDICAL PROFESSIONAL LIABILITY 125,712 0.02% 158,240 144,893 91.57% 474,591,657 0.0265%
12 EARTHQUAKE 13,895,229 2.07% 20,805,687 4,362,659 20.97% 1,259,155,622 1.1035%
13 GROUP A AND H 5,731,536 0.85% 4,542,064 1,649,745 36.32% 346,559,671 1.6538%
15.5 OTHER ACCIDENT ONLY 0 0.00% 0 -12,984 1,349,388
15.7 ALL OTHER ACCIDENT AND HEALTH 0 0.00% 0 7,657 18,212,876
16 WORKERS' COMPENSATION 44,919,166 6.68% 50,404,047 96,816,576 192.08% 11,419,121,329 0.3934%
17.1 OTHER LIABILITY OCCURRENCE 72,120,035 10.72% 77,604,323 -20,425,528 -26.32% 2,697,956,523 2.6731%
17.2 OTHER LIABILITY CLAIMS MADE 2,797,935 0.42% 2,602,349 -314,805 -12.10% 1,786,967,908 0.1566%
17.3 EXCESS WORKERS' COMPENSATION 0 0.00% 0 53,095 215,992,970
18 PRODUCTS LIABILITY 11,377,841 1.69% 13,605,319 17,372,170 127.69% 212,832,434 5.3459%
19.1 PRIVATE PASSENGER AUTO NO-FAULT 0 0.00% 0 0 7,446,455
19.2 PRIVATE PASSENGER AUTO LIABILITY 7,846,336 1.17% 10,574,372 5,347,902 50.57% 12,485,465,875 0.0628%
19.3 COMMERCIAL AUTO NO-FAULT 0 0.00% 0 4,808 65,134
19.4 COMMERCIAL AUTO LIABILITY 11,281,623 1.68% 10,231,327 14,223,154 139.02% 2,095,842,748 0.5383%
21.1 PRIVATE PASSENGER AUTO PHYSICAL DAMAGE 9,790,097 1.46% 12,855,218 9,480,349 73.75% 9,284,710,633 0.1054%
21.2 COMMERCIAL AUTO PHYSICAL DAMAGE 2,350,512 0.35% 2,257,575 2,223,086 98.47% 631,675,376 0.3721%
22 AIRCRAFT 10,264,344 1.53% 9,659,843 2,599,765 26.91% 134,979,009 7.6044%
23 FIDELITY 1,914 0.00% 1,846 6,101 330.50% 117,359,003 0.0016%
24 SURETY 3,671,604 0.55% 4,261,423 -9,021,622 -211.70% 700,742,112 0.5240%
26 BURGLARY & THEFT 2,127 0.00% 1,919 -73,397 -3824.75% 29,235,091 0.0073%
27 BOILER & MACHINERY 3,773,562 0.56% 4,061,053 469,058 11.55% 110,107,578 3.4272%
28 CREDIT 39,084,415 5.81% 40,292,277 28,042,302 69.60% 114,607,156 34.1029%
30 WARRANTY 0 0.00% 0 74,058 158,382,472
35 TOTALS 672,804,193 100.00% 745,979,257 417,080,119 55.91% 61,150,972,972 1.1002%
California Department of Insurance Rate Specialist Bureau - 4/30/2016
