NQT!CE OF SUBSTITUTE TRUSTEE'S SA!.E

KAUFMAN County Deed of Trust:

Dated: Apnl 25, 2008

Amount $124,077.00

FILED FOR RECORD KAUFMAN CO. TEXAS

2115 FEB 26 PH 12: ltlt Grantor(s): MARKEITH A. HOLOMAN and PATRICIA HERNANDEZ

Original Mortgagee: SFMC, LP. • OBA SOUTIONS FUNDIF COMPANY

Current Mortgagee: EVERBANK

LAURA A. HUGHES

BY: COUNTir-DrPU

Mortgagee Servicer and Addrass: c/o GREEN TREE SERVICING LLC, 4250 North Freeway, Fort Worth, TX 76137 Pursuant to a Servicing Agreement between the Mortgage Servicer and Mortgagee, the Mortgage Servicer Is authonzed to represent the Mortgagee. Pursuant to the Servicing Agreement and Section 51.0025 of the Texas Property Code, the Mortgage SelVicer Is authorized to coDect the debt and to administer any resulting foreclosure of the referenced property

Recording Information: Document No. 02008-00009333

Legal Description: LOT 4, IN BLOCK L, OF Vv1NDMILL FARMS, PHASE 1A, 1B, & 1c. & AN ADDITION IN KAUFMAN COUNTY, n:xAS, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN VOLUME 2, PAGE 213, PLAT RECORDS COUNTY, KAUFMAN COUNTY, TEXAS.

Data of Sale: May 5, 2015 between the hours of 10:00 AM. and 1:00 PM.

Eal11est Time Sale Wiii Begin: 10:00 AM

Place of Sale: The foreclosure sale will be conducted at public venue in the area designated by the KAUFMAN County Commissioners Court pursuant to Section 51.002 of the Texas Property Code as the place where foreclosure sales are to take place, or ff no place is designated by the Commissioners Court, the sale will be conducted at the place where the Notice of Trustee's Sale was posted.

RANDY DANIEL OR BOB DICKERSON OR TROY ROBINETT OR BRUCE MILLER OR AARON CRAWFORD OR ROBERT AGUILAR OR WENDY LAMBERT OR JOHN BEAZLEY OR ROSS BANDY OR TRAVIS KADDATZ OR AARON PARKER OR JASON SPENCE OR DOUG ROGERS OR ZANA JACKSON OR KELLEY BURNS OR JULLENA SKETO OR DUSTIN EMANUELE OR CINDY DANIEL OR JIM O'BRYANT have been appointed as Substitute Trustee(s), ('Substitute Trustee') each empowered to act independently, in the place of said or1glnal Trustee, upon the contingency and in the manner authorized by said Deed of Trust.

The SUbstitute Trustee will sell the Property by public auction to the highest bidder for cash at the place and date specified. The sale will begin at the eaniest time stated above or within three (3) hours after that time.

If the sale Is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the funds paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney.

NOTICE IS FURTHER GIVEN that, except to the extent that the Substitute Trustee(•) may bind and obligate the Mortgagors to warrant title to the Property under the terms of the Deed of Trust, conveyance of the Property shall be made 'AS IS' WHERE IS' "'lhout any representations and warranties whatsoever. express or implied, and subject to all matters of record affecting the Property.

HUGHES, WATTERS & ASKANASE, L.L.P. 333 Clay, Suite 2900 Houston, Texas 77002 Reference: 2013-007656

2013-0076S6cas

DY DAN LOR OB DICKERSON OR TROY ROBINETT OR BRUCE MILLER OR ON CRAWFORD OR ROBERT AGUILAR OR WENDY LAMBERT OR JOHN BEAZLEY OR ROSS BANDY OR TRAVIS KADDATZ OR AARON PARKER OR JASON SPENCE OR DOUG ROGERS OR ZANA JACKSON OR KELLEY BURNS OR JULLENA SKETO OR DUSTIN EMANUELE OR CINDY DANIEL OR JIM O'BRYANT c/o AUCTION.COM, LLC 1 Mauchly Irvine, Calffomia 92618

1111111IH11111111111111111111111111 4512542

1125 SINGLETREE DRIVE FORNEY, TX 75126

NOTICE OF [SUBSTITUTE[ TRUSTEE'S SALE

Assert and protect your rigbts as a member of the armed forces of the United States. If you are or your

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soouse is serving on actiye militarv duty. including active militarv duty as a member of the Tnas Na~onal Guard or the National Guard of another state or as a member of a rqcrve comooneot of the armccl forces of

the United Statg. nleaK send written notice of the active duty militarv senrice to the sender of this noticgp immediately. ~

I. Date. Time. and Place of Sale.

Date: May 05, 2015

Time: The sale will begin at lO:OOAM or not later than three hows after that time.

Place 1HE FRONT STEPS OF 1HE KAUFMAN COUNTY COUR1HOUSE OR AS DESIGNATED BY 1HE COUNTY COMMISSIONERS or as designated by the county commissioners.

2. Terms of Sale. Cash.

3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated May ll, 2004 and recorded in Document VOLUME 2422, PAGE 117 real property records of KAUFMAN County, Texas, with RAMIRO HERNANDEZ AND GABRIELA HERNANDEZ, grantor(s) and ALLIED HOME

MORTGAGE CAPITAL CORP, mortgagee.

4. Obligations Secured. Deed of Trust or Contract Lien executed by RAMIRO HERNANDEZ AND GABRIELA HERNANDEZ, securing the payment of the indebtednesses in the original principal amount of $109,137.00, and obligations therein described including but not limited to the promissory note and all

modifications, renewals and extensions of the promissory note. MIDFIRST BANK is the current mortgagee of the note and Deed of Trust or Contract Lien.

5. Property to Be Sold. The property to be sold is described as follows:

LOT 13, BLOCK F, WINDMILL FARMS, PHASE IA, IB & IC, AN ADDITION IN KAUFMAN COUNTY, TEXAS, ACCORDING TO TIIE PLAT THEREOF RECORDED IN CABINET 2, ENVELOPE 213, PLAT RECORDS, KAUFMAN COUNTY, TEXAS.

6. Mortgage Servicer Information. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of

a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement aod Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the

lien securing the Property referenced above. MIDLAND MORTGAGE, A DMSION OF MIDFIRST BANK, as Mortgage Servicer, is representing the current mortgagee, whose address is:

c/o MIDLAND MORTGAGE, A DMSION OF MlDFIRST BANK

999N.W.GRAND LVDSTEllO OKLAHOMA 73 l!S-6077

~"~ JUDITH A. FRAPPIER, ROY LOVELL, BOB DICKERSON, TROY ROBINEIT, BRUCE MILLER, WENDY LAMBERT, JOHN BEAZLEY, ROSS BANDY, IRA VIS KADDATZ, AARON PARKER, AARON CRAWFORD, ROBERT AGUILAR, JASON SPENCE, DOUG ROOERS, DUSTIN EMANUELE, ZANA JACKSON, KELLEY BURNS, OR JULLENA SKETO Substitute Trustee c/o BARRETI DAFFIN FRAPPIER TIJRNER & ENGEL, LLP

15000 Surveycr Boulevard, Suite I 00 Addison, Texas 75001

NSTS3SlG.rpt- (05/3Dl20l4)- Ver-311

11•111111111111111111111 NOSOOOOOOOS065115

2017 DIAMONDBACK DRIVE FORNEY, 1X 75126

NOTICE OF (SUBSTITUTE( TRUSTEE'S SALE

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Assert and protect your rights as a member of the armM forces of the United States. H you are or rour snouse is serving on active miUtarv duty. including active militan: duty as a member of the Texas National Guard or the National Guard of another state or 1s a member ofa resen:e component oftbe inned forces of

the United States. oleue send written notice of the active duty militarv service to the sender of this notice ~ immediate'Y.

1. Date. Time. and Place of Sale.

Date: May 05, 2015

Time: The sale will begin at lO:OOAM or not later than three hours after that time.

Place TIIE FRONT STEPS OF TIIE KAUFMAN COUNTY COURTIIOUSE OR AS DESIGN A TED BY TIIE COUNTY COMMISSIONERS or as designated by the county commissioners.

2. Terms of Sale. Cash.

..

3. Instrument to be Foreclosed. The Instrument to be foreclosed is the Deed of Trust or Contract Lien dated Seprember 17, 2008 and recorded in Document VOLUME 3468, PAGE 389 AS AFFECTED BY VOLUME 4314,

PAGE 290 real property records of KAUFMAN County, Texas, with MICHAEL OSCAR RAMIREZ, grantor(s) and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS"), AS NOMINEE, mortgagee.

4. Obligations Securtd. Deed of Trust or Contract Lien executed by MICHAEL OSCAR RAMIREZ, securing the payment of the indebtednesses in the original principal amount of $148,173.00, and obligations therein described including but not limited to the promissory note and all modifications, renewals and extensions of the promissory note. JPMORGAN CHASE BANK, N.A. is the current mortgagee of the note and Deed of Trust or Contract Lien.

5. Property to Be Sold. The property to be sold is described as follows:

BEING LOT 21, BLOCK 0, OF TRAVIS RANCH, PHASE 3B, AN ADDITION TO KAUFMAN COUNTY, TEXAS, ACCORDING TO 1HE PLAT lHEREOF RECORDED IN CABINET 2, ENVELOPE 748, PLAT RECORDS OF KAUFMAN COUNTY, TEXAS.

6. Mortgage Servicer Infonoatioo. The Mortgage Servicer is authorized to represent the Mortgagee by virtue of a servicing agreement with the Mortgagee. Pursuant to the Servicing Agreement and Texas Property Code § 51.0025, the Mortgage Servicer is authorized to collect the debt and to administer any resulting foreclosure of the lien securing the Property referenced above. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Mortgage SetVicer, is representing the current mortgagee, whose address is:

c/o JPMORGAN CHASE BANK, NATIONAL ASSOCIATION

3415 VISION DRJVE

COLUMBUS,OH4~9 ' ' ' _, J~" . ·~fl f 6 f.Jvf .___

JUDITH A. FRAPPIER, ROY LOVELL, BOB DICKERSON, TROY ROBINETI, BRUCE MILLER, WENDY LAMBERT, JOHN BEAZLEY, ROSS BANDY, 1RA VIS KADDATZ, AARON PAR.KER, AARON CRAWFORD, ROBERT AGUILAR, JASON SPENCE, DOUG ROGERS, DUSTIN EMANUELE, ZANA JACKSON, KELLEY BURNS, OR JULLENA SKETO

Substitute Truste.e clo BARRETT DAFFIN FRAPPIER TIJRNER & ENGEL, LLP

15000 Swveyor Boulevard, Suite I 00 Addison, Texas 75001

Active Duty Notifications: Special Loans Unit /CHASE Horne Lending Attn: SCRN22 IO Enterprise Drive /Florence, SC 29501 /Fax: 843 413 5433/scramilitary.orders@chase.eom

11•11m1w1111111111111111 NOS00000005034665

NSTS3SIG.rpt - (05130/2014) • Ver-31

• "'-n ... _ NOTICE OF ASSESSMENT LIEN SALE

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STATE OF TEXAS § §

COUNTY OF KAUFMAN § (>)

WHEREAS, the property herein described is subject to the Declaration of CovenAf?ts,

Conditions, Restrictions, Easements, Charges and Liens on and for Winners Circle Subdivision made

and effective as of the 4th day of November, 1996, and recorded in Volume 1232, Page 760 of the

Official Public Records of Kaufman County, Texas, including any amendments thereof or

supplements thereto (collectively, the "Declaral ion"). The Declaration provides for the payment of

assessments secured by a lien on the Estate of the non-paying owner.

WHEREAS, Winners Circle Homeowners Association, Inc., on May 8, 2013, June 10, 20 13

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• and February 20, 2014, sent notice of default in payment of assessments to JUDY CARTER, a

single person and DOROTHY SMITH, a single person, being the reputed owners or current

owners of said real property; and

WHEREAS, the said JUDY CARTER, a single person and DOROTHY SMITH, a single

person, have continued to default in the payment of their indebtedness to Winners Circle

Homeowners Association, Inc., and the same is now wholly due, and Winners Circle Homeowners

Association, Inc., acting by and through its duly authorized agent, intends to sell the herein described

property to satisfy the present indebtedness of said owners to Winners Circle Homeowners

Association, Inc.

NOW, THEREFORE, notice is hereby given that on Tuesday, the 51h day of May, 2015.

between 10:00 a.m. and 4:00 p.m., Winners Circle Homeowners Association, Inc. wi ll sell the

• herein described real estate (including any improvements thereon) at public auction at the front steps

of the Courthouse, 100 West Mulberry , Kaufman, Kaufman Coun ty, Texas, or as designated by the

Kaufman County Commissioners, to the highest bidder for cash, subject to all unpaid ad valorem

taxes and superior liens and encumbrances ofrecord. The earliest time at which said sale will begin

will be I 0:00 a.m., and the sale will take place not later than three (3) hours thereafter.

Said real estate is particularly described on Exhibit A attached hereto which is incorporated

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WITNESS my hand this l61h day of March, 2015.

ST A TE OF TEXAS § §

COUNTY OF DALLAS §

WINNERS CIRCLE HOMEOWNERS ASSOCIATION, INC.

By flj!:£1:' Its: Agent

BEFORE ME, the undersigned Notary Public on this day personally appeared Judd A. Austin, III , agent for Winners Circle Homeowners, Inc., known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same for the purposes therein expressed and in the capacity therein stated .

Given under my hand and affirmed seal of office, this l 61h day of March, 20 15.

~t~.l'~t~~ KELLEY TIDWELL f~tA!J.+; Notary Public, State of Texas ;..,:.,)'itj,:- My Commission Expires "~'i,1, "'·~~,, September 15, 2015 ,, .. ,

PREPARED BY:

Judd A. Austin, Jr. Henry Oddo Austin & Fletcher, P.C. 1700 Pacific Avenue Suite 2700 Dallas, Texas 75201

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EXHIBIT "A"

Being Lot 70 of Winners Circle Addition, an Addition in Kaufman County, Texas according to the Map thereof recorded in Cabinet 2, Page 143, Plat Records of Kaufman County, Texas and Ratification of same recorded in Volume 1232, Page 829, Deed Records of Kaufman County, Texas .