BUILD YOUR WEALTH THROUGH

THE STOCK MARKET

This document is private and confidential, and may not be distributed without COL’s consent.

What is the Stock Market?A place where you can invest in ‘publicly listed’ companies

Companies

Stock ExchangeInvestors

PART OWNER

How do I Earn?

Price

AppreciationDividends

Time Deposit vs. Stock

Time Deposit

Source: Bloomberg, COL Estimates as of April 18, 2018

2002

P1.0M

2018P1.4M P8.6M+2.2%

CAGR

+15.1%

CAGR

Property vs. Stock

2002

P1.0M

2018P5.0M P10.8M+11.1%

CAGR

+16.8%

CAGR

Makati CBD

Source: Bloomberg, COL Estimates as of April 18, 2018

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Stocks: Best Tool to Build Wealth

440

7,793

Philippine Composite Index (PSEi) – 1987 to April 2018

31-year Horizon:

17.7x

growth

1,673%

return

9,059

▪ Invest for the LONG-TERM

▪ Invest in GOOD QUALITY companies

▪ Invest using DIVERSIFICATION

▪ Invest REGULARLY

Important Guidelines

1: LISTED STOCKS

Flexibility

Pick Your Stocks

Direct Owner

TWO WAYS TO INVEST

1: LISTED STOCKS

TWO WAYS TO INVEST

Control Stock-

Picking

TWO WAYS TO INVEST

2: MUTUAL FUNDS

Immediately Diversifed

Very Affordable

Professionally Managed

Basket of

Companies!

Investing in the Stock Market through

Mutual Funds

Investors Mutual Fund Investments

Track Record of Mutual Funds

10-year Compounded Returns

LOWEST HIGHEST

Based on monthly returns of each fund type from Dec 2007 – Dec 2017

10.0%8.7%

7.7%

4.5%

Bond Balanced Equity Equity

Index

(PSEi)

Returns of investments are not guaranteed

Beauty of Index Funds

Simplest Way

to Invest

Largest, Most

Valuable Companies

Largest, Most

Valuable Companies Affordable

Participate in the

Growing Economy

Beauty of Index Funds

Simplest Way

to Invest

The Philippine Stock Exchange Index

Common Way:

Emotional Investment Journey!

How should I do it?

PESO COST AVERAGING STRATEGY

Over a Long Period of Time

Regular Intervals

Fixed Amount

Effective Wealth Building Approach:

6

5

4

3Ave Cost per Share

Month 3

Invest in Php10,000 in equity index fund

Month 2

Invest Php10,000 in equity index fund

Month 1

Invest Php10,000 in equity index fund

Effectively keeping

your average cost

below market price

Reduce market risk over time:

Peso Cost Averaging Strategy

4500

5000

5500

6000

6500

7000

7500

8000

8500

9000

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3

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/201

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013

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11/3

0/2

017

The PLAN: Monthly (Index)

Investment: P10,000 per MonthTotal Investment: 600,000

Current Value: 725,639 (+20.9%)

6,243 7,071 6,192 6,041 6,707 7,283 7,689 7,580 7,099 6,952 7,402 6,781 7,212 7,834 8,171

Sample Peso Cost Averaging: PSEi

Stress Free

InvestingConsistent Long-Term

Growth

Benefits of Peso Cost Averaging

Who we areCOL Financial, Inc. is the leading online stockbroker in the Philippines.

18years

of Successful Online

Investing

Received the 2012 &

2013

PSE Bell Award on

Good Governance

over

customers

73Over

Billion pesos in

customer assets

Listed

In the PSE

247,000

One Stop Shop

Automated

Investing

Transparency

Affordability

Expert

Guidance

We provide tools to help

you invest more wisely.

Easy and Convenient

www.colfinancial.com

XIF

Index Fund A

5,000

06/01/2016

Automatic

COL’S Easy Investment Program

COL’S Easy Investment Program

EIP Quick Guide - .PDF form Tutorial Videos – Youtube

COMPANY NAME

MPIMetro Pacific Inv

Corp.

MWCManila Water

Company

RLCRobinsons Land

Corp.

SM SM Investments

SMPHSM Prime Holdings

Inc

TEL PLDT Inc.

URCUniversal Robina

Corp

FMETFFirst Metro Phil Equity

ETF

COMPANY NAME

AC Ayala Corp.

ALI Ayala Land Inc.

AP Aboitiz Power

BDO BDO Unibank Inc.

BPI Bank of Phil Islands

DMC DMCI Holdings Inc.

EDC Energy Dev’t Corp

GTCAP GT Capital Holdings

ICTInt’l Container Term

Inc

JFC Jollibee Foods Corp

MBTMetropolitan Bank

and Trust Co.

FUND NAME

XALSIFPhilippine Stock Index

Fund

XPAIF PAMI Equity Index Fund

XPEIF Philequity PSE Index Fund

XSLIF

Sun Life Prosperity

Philippine Stock Index

Fund

Recommended Stocks and Equity Index Funds

Stocks Equity Index

Consolidated Portfolio

WHY: WHAT: HOW:Take Control of your

FutureInvest in the Stock

Market Peso Cost Averaging (Easy Investment Program)

CALENDAR

KEY THINGS TO REMEMBER

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