Bugeting & Finance Presentation

10" LOG PICTURE FRAMING@ GREATROOM GABLE END

12

12

12

12

12

12

12

12

126

3'-0

"

(MIN

.)

12

12

TOP OF WINDOW R.O.6'-8"

TOP OF WINDOW R.O.6'-8"

Home Building and Financing

12

12 12

12

12

12

126

12

12

Pre-Loan

• Get Pre-Approved

• Loan Options

• Search for Property

• Blueprints

Pre-Approval

Amortization Chart

Mortgage Amortization

$150,000.00 $11,229.606.375% $935.8030 $9,512.952006 $186,888.00Jan $336,888.00

Year MonthBeginning Balance

Payment Principal Interest Cumulative Principal

Cumulative Interest

Ending Balance

2006 Jan $150,000.00 $935.80 $138.92 $796.88 $138.92 $796.88 $149,861.08Feb $149,861.08 $935.80 $139.66 $796.14 $278.58 $1,593.02 $149,721.42Mar $149,721.42 $935.80 $140.40 $795.40 $418.98 $2,388.42 $149,581.02Apr $149,581.02 $935.80 $141.15 $794.65 $560.13 $3,183.07 $149,439.87May $149,439.87 $935.80 $141.90 $793.90 $702.03 $3,976.97 $149,297.97Jun $149,297.97 $935.80 $142.65 $793.15 $844.68 $4,770.12 $149,155.32Jul $149,155.32 $935.80 $143.41 $792.39 $988.09 $5,562.51 $149,011.91Aug $149,011.91 $935.80 $144.17 $791.63 $1,132.26 $6,354.14 $148,867.74Sep $148,867.74 $935.80 $144.94 $790.86 $1,277.20 $7,145.00 $148,722.80Oct $148,722.80 $935.80 $145.71 $790.09 $1,422.91 $7,935.09 $148,577.09Nov $148,577.09 $935.80 $146.48 $789.32 $1,569.39 $8,724.41 $148,430.61Dec $148,430.61 $935.80 $147.26 $788.54 $1,716.65 $9,512.95 $148,283.35

Loan principal amountAnnual interest rateLoan period in yearsBase year of loan

Payments in First 12 Months

Key FiguresInputs

Base month of loan

Annual loan paymentsMonthly paymentsInterest in first calendar yearInterest over term of loanSum of all payments

Mortgage Amortization

YearBeginning Balance

Payment Principal InterestCumulative Principal

Cumulative Interest

Ending Balance

2007 $148,283.35 $11,229.60 $1,830.29 $9,399.31 $3,546.94 $18,912.26 $146,453.062008 $146,453.06 $11,229.60 $1,949.53 $9,280.07 $5,496.47 $28,192.33 $144,503.532009 $144,503.53 $11,229.60 $2,077.51 $9,152.09 $7,573.97 $37,344.43 $142,426.032010 $142,426.03 $11,229.60 $2,213.89 $9,015.71 $9,787.86 $46,360.14 $140,212.142011 $140,212.14 $11,229.60 $2,359.22 $8,870.38 $12,147.08 $55,230.52 $137,852.922012 $137,852.92 $11,229.60 $2,514.09 $8,715.51 $14,661.17 $63,946.03 $135,338.832013 $135,338.83 $11,229.60 $2,679.13 $8,550.47 $17,340.30 $72,496.50 $132,659.702014 $132,659.70 $11,229.60 $2,855.01 $8,374.59 $20,195.31 $80,871.09 $129,804.692015 $129,804.69 $11,229.60 $3,042.43 $8,187.17 $23,237.73 $89,058.27 $126,762.272016 $126,762.27 $11,229.60 $3,242.15 $7,987.45 $26,479.88 $97,045.72 $123,520.122017 $123,520.12 $11,229.60 $3,454.98 $7,774.62 $29,934.87 $104,820.33 $120,065.132018 $120,065.13 $11,229.60 $3,681.79 $7,547.81 $33,616.66 $112,368.14 $116,383.342019 $116,383.34 $11,229.60 $3,923.49 $7,306.11 $37,540.14 $119,674.26 $112,459.862020 $112,459.86 $11,229.60 $4,181.05 $7,048.55 $41,721.19 $126,722.81 $108,278.812021 $108,278.81 $11,229.60 $4,455.52 $6,774.08 $46,176.71 $133,496.89 $103,823.292022 $103,823.29 $11,229.60 $4,748.00 $6,481.60 $50,924.71 $139,978.49 $99,075.292023 $99,075.29 $11,229.60 $5,059.69 $6,169.91 $55,984.40 $146,148.40 $94,015.602024 $94,015.60 $11,229.60 $5,391.84 $5,837.76 $61,376.24 $151,986.16 $88,623.762025 $88,623.76 $11,229.60 $5,745.79 $5,483.81 $67,122.03 $157,469.97 $82,877.972026 $82,877.97 $11,229.60 $6,122.98 $5,106.62 $73,245.02 $162,576.58 $76,754.982027 $76,754.98 $11,229.60 $6,524.93 $4,704.67 $79,769.95 $167,281.25 $70,230.052028 $70,230.05 $11,229.60 $6,953.27 $4,276.33 $86,723.22 $171,557.58 $63,276.782029 $63,276.78 $11,229.60 $7,409.72 $3,819.88 $94,132.94 $175,377.46 $55,867.062030 $55,867.06 $11,229.60 $7,896.14 $3,333.46 $102,029.08 $178,710.92 $47,970.922031 $47,970.92 $11,229.60 $8,414.49 $2,815.11 $110,443.57 $181,526.03 $39,556.432032 $39,556.43 $11,229.60 $8,966.87 $2,262.73 $119,410.44 $183,788.76 $30,589.562033 $30,589.56 $11,229.60 $9,555.51 $1,674.09 $128,965.95 $185,462.85 $21,034.052034 $21,034.05 $11,229.60 $10,182.79 $1,046.81 $139,148.75 $186,509.65 $10,851.252035 $10,851.25 $11,229.60 $10,851.25 $378.35 $150,000.00 $186,888.00 $0.00

Yearly Schedule of Balances and Payments

124

TOP OF WINDOW R.O.6'-4" ABOVE SUBFLOOR

DETAIL 121

Loan Options

• One, Two, and Three Year Convertible Adjustable Rate (ARM) Construction/Permanent

• One, Two, and Three Year Non-Convertible Adjustable Rate (ARM) Construction/Permanent

12

6

ROOF CRICKET

ROOF CRICKET

Loan Options

• 12-Month Construction/Permanent

• Jumbo Construction

• Spec Home

1 1

/2"

HA

ND

RA

IL48

'-0"

32

'-0"

24

'-9"

8'-0

"

GARAGE

4'-6"

7'-3

"

8'-0

"

10'-0"

19

'-7 1

/4"

68

'-0"

22

'-6"

10

'-10"

UP

14R

10

" T

RE

AD

S

-BY

OT

HE

RS

DE

TA

IL 5

50

16

'-1 3

/8"

28

37

'-6"

30'-0"

8'-4

"

9'-4" 6'-5" 6'-5" 10'-0" 10'-0" 10'-0" 10'-0" 10'-0" 10'-0"

35'-0" 8'-0" 30'-0" 12'-0" 30'-0"

115'-0"

4'-6" 10'-0" 20'-6"

8'-4" 7'-6" 7'-6" 7'-6" 7'-6" 7'-6" 7'-6" 9'-4" 7'-10" 7'-10" 8'-8"

87'-0"

4'-0

"

28'-0"

24

'-0"

8'-0

"

DECK OUTLINE ABOVE

EX

AC

T L

OC

AT

ION

OF

FIR

EP

LAC

EF

OO

TIN

G &

FO

UN

DA

TIO

N-B

Y O

TH

ER

S

UNEXCAVATED

64'-6"

CONCRETE -BY OTHERSDESIGN & PLACEMENT OF ALL

BASEMENT8'-0" FOUNDATION WALL HEIGHT

C RAWL SPACE

OWNER TO PROVIDE ADEQUATEVENTILATION FOR CRAWL SPACE.

EXTEND FROSTWALLBELOW FROSTLINE

EXTEND CONCRETE PIERSBELOW FROSTLINE

CR

AW

L S

PA

CE

AC

CE

SS

-BY

OT

HE

RS

2'-0

"6

'-0"

4'-0

"

9'-0

" x

7'-0

" O

H D

OO

R

STORAGE

4'-0"

10" TREADSUP 14R

2'-0

"6

'-0"

W1

0x4

5 D

RO

PP

ED

ST

EE

L B

EA

M

SUNKEN AREA ABOVE

SU

NK

EN

AR

EA

AB

OV

E

11'-8"9'-11"10'-0"11'-5 3/4"5'-3 1/2"18'-8 3/4" 9'-11"

8'-3

"7

'-0

1/2

"3

'-1

1 1

/2"

15

'-5 1

/2"

5'-2 1/2" 8'-6" 17'-3" 3'-7 3/4" 31'-3 1/4"

8'-

9 3

/4"

8'-

3 3

/8"

15

'-7 3

/4"

15

'-10

1/4

"

4'-0

"

10'-0" 10'-0" 10'-0"

11

'-3"

10

'-11

3/4

"1

3'-9

1/4

"

BEAM POCKET -PROVIDE 1/2" AIRSPACE@ SIDES & REAR OF BEAM (TYP.)

STEEL COLUMNS & FOOTINGS -BY OTHERS(TYP.)

(2) 11 7/8" LVL BEAM

(2) 11 7/8"

(3) 11 7/8" LVL BEAM

(3) 11 7/8" LVL BEAM

DESIGN & PLACEMENT OFLINTELS -BY OTHERS

13

'-10"

10

'-1"

7'-5

"8

'-4"

6'-3"6'-7"

ST

EP

DO

WN

IN D

EC

KH

IEG

HT

AB

OV

E

PORCH OUTLINEABOVE

AB

OV

ED

EC

K O

UT

LIN

E

DECK OUTLINEABOVE

ABOVEDECK OUTLINE

4'-9 1/2"

-BY

OT

HE

RS

5'-8" 22'-4"

13

'-6"

STEP DOWN INFOUNDATION

FOUNDATIONSTEP DOWN IN

STEP DOWN INFOUNDATION

LVL BEAM

DETAIL 446

S2.5

F

S2.5

G

S2.4

E

S2.5

G

S2.5

F

S2.2

C

S2.4

E

S2.2

C

S2.1

A

S2.4

D

S2.2

BS2.2

B

S2.1

A

301

301

304

8"Ø LOAD BEARING LOGPOST ON TOP OF CONCRETE PIERS

6"5 1/2"

2x6

LO

AD

BE

AR

ING

WA

LLW

/ G

RA

DE

BE

AM

TOP OF FOUNDATION-1'-8 3/8"



6"

TO

P O

F F

OU

ND

AT

ION

-1'-

8 3

/8"

6"

DN MIN.4"

4"DN MIN.

DN

MIN

.4

"

NOTE:APPLY 5/8" TYPE "X" GYPSUM WALLBOARDTO COMMON WALL & CEILING BETWEEN HOUSE AND GARAGE -BY OTHERS

6"

6"

2x4 LOAD BEARING WALLW/ GRADE BEAM

2x6 LOAD BEARING WALLW/ GRADE BEAM

10

'-4"

28

Procedure for Construction Financing

• Present Plans and Building Contract

• Desired Down-Payment

• Loan Application

• Verification

• Appraisal Ordered

• Underwriting

64'-6"

11'-3"

6'-3 1/2"

7'-7"

19'-3"

BATH #2

1 1

/2"

HA

ND

RA

IL

48'

-0"

32'

-0"

20'

-9"

17

'-7 1

/2"

8'-0

"

4'-0

"

OUTLINE ABOVEELEVATED DECK

BEDROOM #2

DN

THE PUB

2x6

LO

AD

BE

AR

ING

WA

LL

28

DN

6 1

/4"

OP

EN

ING

4-0

LO

G F

RA

ME

D

4'-6"

7'-3

"

8'-0

"

14'-6"

6'-0"

3'-7

1/2

"

3'-0

"3

'-6"

9'-6"

28

2'-1

"

SITTINGROOM

13'-6"

3'-0"BATH

#328

62

10'-0"

5'-0"5'-0"

LINEN11'-1 1/2"

10'-11 1/2"

LOFT EDGE

KID ROOM

5'-0"

ROOMWINE

5 1/2"

OPENING4-0 LOG FRAMED

28

28

28

10'-0"

19'

-2"

6'-0

"

68'

-0"

22'

-6"

5'-6

"

10"

TR

EA

DS

11'

-8"

10'-0"

BATH #4

30'-8"

GREAT ROOM

UP

15

R1

0" T

RE

AD

S

DE

TA

IL 5

00

4 3/4"

3'-3"

-BY

OT

HE

RS

DN

14R

DE

TA

IL 5

50

SUNROOM

06

FL

AT

VA

ULT

4'-6"

30

6'-0

"

11'

-0"

14'-5 1/2"

3'-1

1"

7'-0

" H

IGH

WA

LL

L IVING ROOM

7'-0" HIGH WALL

BEDROOM

11'

-0"

9'-9"

21'-9"

15'

-10"

2'-1"

FOYER

3'-7 3/4"

28

W

D

DN 6 1/4"

VAULTFLAT

ARCHWAY5' LOG

DINING

10'-6"

KITC HEN

7'-2 1/2"

30

MUDROOM

8'-6"

37'

-6"

10'

-3"

6'-6

"

GARAGE

9'-0

" x

8'-0

" O

H D

OO

R

GARAGE

9'-0

" x

8'-0

" O

H D

OO

R

13'

-6"

7'-3

"

9'-0

" x

8'-0

" O

H D

OO

R

DN 6 1/4"

5'-0" 10'-9" 4'-11 1/2" 4'-11 1/2" 4'-4"

30'-0"

DEC K

ELEVATEDDEC K ELEVATED

DEC K

EL

EV

AT

ED

DE

CK

INTEGRAL PORC H

4'-3"

1'-5 1/2"

6'-0

"6

'-0"

6'-0

"6

'-0"

6'-0

"6

'-0"

6'-0

"6

'-0"

4'-2" 4'-2" 4'-2" 5'-0" 5'-0" 4'-2" 4'-2" 4'-2" 4'-0" 4'-0"1'-2"

5'-5" 5'-5" 5'-5" 5'-5" 5'-5" 1'-9" 6'-0"1'-8 1/2"

8'-0" 8'-0" 6'-0" 6'-3 1/2"

35'-0" 8'-0" 30'-0" 12'-0" 30'-0"

115'-0"

4'-6"

5'-0" 5'-0" 7'-6 1/2" 4'-11 1/2" 4'-11 1/2" 3'-0 1/2"

10'-0" 20'-6"

4'-2" 7'-6" 7'-7" 7'-7" 7'-7" 7'-7" 7'-7" 9'-0" 7'-10" 7'-9" 7'-10"10"

87'-0"

4'-0

"

7'-0" 14'-0" 7'-0"

28'-0"

8'-0

"1

6'-0

"

24'

-0"

6'-0"

10

"Ø L

OW

ER

LO

G T

IE B

EA

M

10"Ø LOAD BEARINGLOG POST

LO

AD

BE

AR

ING

WA

LL

DE

SIG

N,

SIZ

E, L

OC

AT

ION

& S

PE

CIF

ICA

TIO

NS

OF

MA

SO

NR

Y F

IRE

PLA

CE

-B

Y O

TH

ER

S

1'-9

"6

'-3" 8

'-0"

(SUNKEN)

2'-0

"6

'-0"

6'-0

"2

'-0"

4'-0

"

28

62

3'-0

"

5'-5"

2'-2 1/2"

3'-6"

05

DN

14R

10"

TR

EA

DS

5'-9

"7

'-2 1

/2"

4'-0

"1

3'-2

"

30

30

11'-2"19'-5 1/4"

7'-6

"

DN 6 1/4"

DETAIL 470DETAIL 460 &

DETAIL 221(2 PLACES)

ABOVE


DETAIL 480

DETAIL 401

S3.1

H

5 1/4" x 7" PSL COLUMN

DN

S2.5

F

S2.5

G

S2.4

E

S2.5

G

S2.5

F

S2.2

C

S2.4

E

S2.2

C

S2.1

A

S2.4

D

S2.2

BS2.2

B

S2.1

A

8" FULL LOGARCHWAY

(5) 2x6STUDS

STUDS(3) 2x6

STUDS(2) 2x6

S3.1

I

(2) 11 7/8" LVLHEADER

100

100

101

101

102 103202 200 201 202 203

102 203 103

105

104

104

104 106 104

114

114 115

116 116 ABOVE ABOVE ABOVE ABOVE

204

107

300

301

301

302 303

116 116 116 116 116 116

(3) 2x6STUDS

LOFT EDGE ABOVE

4'-0 3/4" 7'-11 1/2"

DE

TA

IL 5

50

5'-8

1/4

"5

'-11

3/8

"3

'-0"

(3) 2x12 HEADER


(2)

9 1

/2"

LVL

HE

AD

ER

2'-10"2x6PLUMBINGWALL

(2) 9 1/2" LVL HEADER

LAUNDRYROOM

4'-0

"

4'-0

"4

'-0"

5 1

/2"

9'-0

3/8

"6

'-0"

5/8

"

5 1

/4"

x 5

1/4"

PS

L C

OLU

MN

PS

L C

OLU

MN

5 1

/4"

x 5

1/4"

(2) 2x12 HEADER

(2) 9 1/2" LVLHEADER

2x6 LOADBEARINGWALL

(2)

11

7/8

" LV

L H

EA

DE

R(2

) 1

1 7

/8"

LVL

HE

AD

ER

(2)

11

7/8

" LV

L H

EA

DE

R



PROVIDE POCKET IN STUDWALLFOR LOG HEADER

(4) 2x6STUDS

STUDS(4) 2x6

(CONTINUOUS TO RIDGE)

3" SSP

S1.2

3

COLUMN

COLUMN3" SSP

4'-2"

8'-1 1/8" HIGH WALL

8'-1

1/8

" H

IGH

WA

LL

Desired Down-Payment

• Minimum 5%

• No PMI required with at least 20% down

• Own a Lot?– Free and clear more than 2 years– Free and clear less than 2 years– Still have a lien

• Do Not Own a Lot

BATH #5

4'-0"

1 1/

2" H

AN

DR

AIL

BELOWOPEN TO

4'-0"

MASTERBATH

5'-0"5'-0"

LOFT EDGE

OFF ICE

28

6'-8" HEADROOM

10"

TR

EA

DS

BELOWOPEN TO

DE

TA

IL 5

00

-BY

OT

HE

RS

DN

15R

5'-0"

LOFT EDGE

BELOWOPEN TO

6'-8" HEADROOM

MASTERBEDROOM

SITTINGAREA

15'-6

1/2

"

9'-11 1/2"

6'-0

"9'

-10"

8'-11"

3'-3"

4 3/4"LOG

STRINGERS

6'-0"5 1/2"

16'-1"5 1/2"

18'-0"

12'-1

0 1/

2"

LOFT EDGE

28

10"Ø

DE

CO

RA

TIV

E L

OW

ER

LO

G T

IE B

EA

M

2842 LIN.

10"Ø UPPER LOG TIE BEAMS

4'-6

"6'

-0"

6'-0

"4'

-11"

21'-5

"3'

-8 1

/2"

5'-3

1/2

"

8"Ø LOAD BEARINGLOG POST TO RIDGE

4'-6"

5'-0"

10'-0" 8'-0" 14'-3" 10'-0" 23'-9"

ROOF JUNCTION

6'-8" HEADROOM

10"Ø DECORATIVELOG COLLAR TIE

DETAIL 201

8'-0"

4'-0"4'-0"

4'-6"4'-6"

40

14'-0

"

32'-0

"

4'-0

"14

'-0"

VALLEY LINE

5'-0" 5'-0"

ELEVATEDDECK

5'-0" 5'-0"

10'-0"


DETAIL 405

DETAIL 470

DETAIL 460


7x7 PSL 5 1/4" x 5 1/4" PSLCOLUMN TO RIDGE

S2.1

A

S2.2

B

S2.2

BS2.2

B

S2.5

GS2.5

G

S2.2

CS2.2

C

S2.4

E

S2.4

E

S2.5

FS2.5

F

S2.4

D

(6 PLACES)

204

109

112

113

111

108 110

117 118 121 121

117 118ABOVE ABOVE 119

120

120

121

ABOVE ABOVE

119120

4'-0"

4'-6" 4'-0"

FLATCATH.

2x6PLUMBINGWALL

4'-0 3/4" 7'-11 1/2"

VAULTFLAT

COLUMNTO RIDGE

LOFT

(3) 2x12HEADER

5 1/

4" x

5 1

/4"

PS

LC

OLU

MN

TO

RID

GE

122

20

2'-4

" 5 1/

2"9'

-4 1

/4"

SEE SECTION J-JON SHEET S1.2

Credit Report

• Fair Isaac Corporation (FICO)

• Good Credit Score is 680

• Credit Score Driven– 0-Down Payment

How Your FICO Score Relates to Your Loan

FICO Score Interest Rate Monthly Payment

720-850 5.56% $858.00

700-719 5.69% $8.69

675-699 6.23% $921.00

620-674 7.38% $1,036.00

560-619 8.53% $1,157.00

500-559 9.29% $1,238.00

10'-1

0"

(2) 2x8 P.T. BEAM

3'-6"

DR

OP

PE

D S

TE

EL

BE

AM

16'-7 1/2"18'-8 3/4"

8'-6

1/2

"7'

-6"

15'-1

1 1/

2"

2'-6" 12'-5 1/2" 22'-10" 3'-7 3/4" 31'-6 3/4"

8'-9

3/4

"

4'-0

"

LVL BEAM

LVL BEAM

LVL BEAM

LVL BEAM

-BY

OT

HE

RS

FOUNDATIONSTEP DOWN IN

(2)

11 7

/8"

LVL

BE

AM

(2)

11 7

/8"

LVL

BE

AM

HD

410

HA

NG

ER

11 7

/8"

TJI

/130

TS

I-JO

IST

S @

16"

O.C

.

11 7

/8"

LSL

RIM

BO

AR

D

2x6

LOA

D B

EA

RIN

GW

ALL

BE

LOW

6"

(1) 11 7/8" LSL RIMBOARDAROUND STAIRWELLOPENING

11 7/8" TJI/130TS I-JOISTS @ 16" O.C.

11 7/8" TJI/350 I-JOISTS @ 16" O.C.

HD

410

HA

NG

ER

NO

TE

D O

TH

ER

WIS

E

AR

OU

ND

ST

AIR

WE

LL(2

) 11

7/8

" LV

L B

EA

M

OP

EN

ING

UN

LES

SHD410

HANGER

S1.1

1HANGERHD410

HD28-2-IF HANGER

HD28-2-IF HANGER

(2)

2x8

P.T

. EN

D J

OIS

T

2x8 P.T. JOISTS @ 24" O.C.

JL26 HANGERS

JL26 HANGERS2x10 P.T. NAILER

(2) 2x8 P.T. BEAM

JL26 HANGERS

JL26 HANGERS2x10 P.T. NAILER


HD28-2-IF HANGER

(2) 2x10 P.T. BEAM

HD28-2-IF HANGER


(3)

2x10

P.T

. BE

AM

(2)

2x10

P.T

. BE

AM

(2)

2x10

P.T

. BE

AM

(2) 2x10 P.T. BEAM

(2)

2x8

P.T

. BE

AM

HD28-2-IFHANGER

(2)

2x8

P.T

. BE

AM

HANGERHD28-2-IF

HD28-2-IF HANGER

2x8 P.T. JOISTS @ 24" O.C. 2x8 P.T. JOISTS@ 16" O.C.

2x8 P.T. SOLIDBLOCKING @MID-SPAN

2x8

P.T

. JO

IST

S @

24"

O.C

.

HD28-2HANGER

11 7/8" LSL RIMBOARD

2x6

SLE

EP

ER

S @

16"

O.C

.

S1.1

2

HD410HANGER

HD410HANGER

11 7/8" TJI/130TS I-JOISTS@ 16" O.C.

THF23118HANGERS

2x10 P.T. NAILERJL26 HANGERS

JL26

HA

NG

ER

S2x

10 P

.T. N

AIL

ER

(2)

11 7

/8"

LVL

BE

AM

11"

DETAIL 70

(2) 2x10 P.T. BEAM

HD28-2-IF HANGER

LOA

D B

EA

RIN

GW

ALL

BE

LOW

LOA

D B

EA

RIN

GW

ALL

BE

LOW

TOP OF DECKING-0'-3 7/8"


S1.1

1


THF23118HANGERS

(1) 11 7/8"LVL BEAM

HA

NG

ER

TH

F17

112

LOAD BEARINGWALL BELOW

11 7/8" LSLRIMBOARD

11 7/8" LSLRIMBOARD

DASHED LINE REPRESENTS EDGE OF FOUNDATION- HOLD FRAMING IN 1/2" FROM EDGE OF FOUNDATIONTO ALLOW FOR APPLICATION OF 1/2" OF SHEATHING

L L

Verification

• Source of Funds is Verified• 2 months bank statements from checking and

savings• Current 401k or other investment statement• Pensions

2x6

LO

AD

BE

AR

ING

WA

LL

BE

LO

W

LO

AD

BE

AR

ING

WA

LL

BE

LO

W

(2) 2x8 P.T. BEAM

7" x 11 7/8" PSL BEAM

11

7/8

" L

SL

RIM

BO

AR

D

11

7/8

" L

SL

RIM

BO

AR

D

(2) 11 7/8" LVL BEAM

(2)

11

7/8

" L

VL

BE

AM

(2)

11

7/8

" L

VL

BE

AM

HD410 HANGER

HD410 HANGER

(2) 11 7/8" LVL BEAM

(3)

11

7/8

" L

VL

BE

AM

11 7/8" LSLRIMBOARD

RIMBOARD11 7/8" LSL

THF23118 HANGER

2x8 P.T. NAILERJL26 HANGERS

JL26 HANGERS

W8

x67

ST

EE

L B

EA

M -

BY

OT

HE

RS

DASHED LINE REPRESENTS EDGE OF FOUNDATION- HOLD FRAMING IN 1/2" FROM EDGE OF FOUNDATIONTO ALLOW FOR APPLICATION OF 1/2" OF SHEATHING

11

7/8

" T

JI/1

30

TS

I-JO

IST

S @

16

" O

.C. 11 7/8" TJI/130TS I-JOISTS

11

7/8

" T

JI/1

30

TS

I-JO

IST

S @

16

" O

.C.

15'

-8"

RIMBOARD11 7/8" LSL

13'

-4 1

/2"

2'-1

1 1

/2"

6"

9'-1

0"

6'-0

"1

9'-8

"

10'-3" 9'-0" 10'-5 3/4"

@ 16" O.C.

BOTTOM OF STEEL BEAM

8'-2 1/2"

DETAIL 301

DETAIL 110

2x6 P.T. JOISTS@ 24" O.C.

(2) 2x8 P.T. ENDJOIST

HD26-2-IFHANGER

JOIST(2) 2x8 P.T. END

HANGERHD26-2-IF

11'-8 3/4"

(TO CENTERLINE OF STEEL BEAM)(TYP. @ ALL 11 7/8"TJI/130TS I-JOIST TOLVL BEAM LOCATIONS)

(2) 11 7/8" LVL BEAM

11

7/8

" L

SL

RIM

BO

AR

D

11

7/8

" L

SL

RIM

BO

AR

D

6'-9"

9'-5

3/4

"

KCC75X COLUMN CAP(4) 3/4"Ø x 8" THRU BOLTSINTO BEAM(2) 3/4"Ø x 6 1/2" THRU BOLTSINTO COLUMN

(2)

3/4

"Ø x

6 1

/2"

TH

RU

BO

LT

S

(2)

3/4

"Ø x

8"

TH

RU

BO

LTS

KE

CC

75X

CO

LU

MN

CA

P

INT

O C

OL

UM

N

INT

O B

EA

M

S1.2

3

J J

PHX35118 HANGER

Verification

• Income is Verified– 30-days most current pay stub

• YTD income and company name

– W-2’s (Most current two years)– Two Years of Fed and State tax returns

• Current YTD income and expenses (Self-Employed)

ROOF JUNCTION

5 1/8" x 22 1/2" 24F-V8 DF/DF GLULAM RIDGE BEAM

(2)

18

" L

VL

RID

GE

BE

AM

(3) 1

8" L

VL VALL

EY RAFTER

(2)

11

7/8

" L

VL

RID

GE

BE

AM

(3)

11

1/4

" L

VL

SU

PP

OR

T R

AF

TE

R

(3)

11

1/4

" L

VL

SU

PP

OR

T R

AF

TE

R

(2) 2x12 PURLIN

(1) 2

x12

VALLEY R

AFTER VALLEY RAFTER

(1) 2x12

2x1

2 R

IDG

E B

OA

RD

2x8 SUB-FASCIA (TYP.)1x10 CEDAR FINISH FASCIA (TYP.) BUILD GABLE WALL TO UNDERSIDE

OF 2x8 OUTLOOKERS

8" LOG HEADER BELOW(HEADER GRADE)

2x8 OUTLOOKERS @ 24" O.C.@ GABLE ENDS (TYP.)

2x8 SCAB-ONS @ 24" O.C.@ EAVE ENDS (TYP.)

2x1

2 R

AF

TE

RS

@ 2

4" O

.C.

2x1

2 R

AF

TE

RS

@ 2

4" O

.C.

(2) 2x12 PURLIN

(1) 2

x12

VALLEY

RAFTERRAFTER

(1) 2x12 VALLEY

2x1

2 R

AF

TE

RS

@ 2

4" O

.C.

(2) 2x12 (2) 2x12

(2) 2x12(2) 2x12

2x1

2 R

IDG

E B

OA

RD

(3) 18" LVL VALLEY RAFTER

(1) 2x12 VALLEY

RAFTER(1

) 2x1

2 VALL

EY

RAFTER

2x1

2 R

AF

TE

RS

@ 2

4" O

.C.

DETAIL 305(TYP. @ ALLRIDGE BEAMLOCATIONS)

DETAIL 340(TYP. @ ALLVALLEY RAFTERLOCATIONS)

2x1

2 R

AF

TE

RS

@ 2

4" O

.C.

VALLEY LINE

VALLEY L

INE

2x8 NAILER @ ROOFON ROOF LOCATIONS

DETAIL 115BELOW

(1) 11 7/8" LVL PURLINHD17112 HANGER

HD210-2 HANGER

HD210-2 HANGER

(2)

11

1/4

" L

VL

SU

PP

OR

T R

AF

TE

R

(2)

11

1/4

" L

VL

S

UP

PO

RT

RA

FT

ER

2x12 RAFTERS @ 24" O.C.

2x12 RIDGE BOARD

HD

17

112

HA

NG

ER

RIDGE LINE

RID

GE

LIN

E

2x1

2 R

IDG

E B

OA

RD

VA

LLE

Y L

INE

VA

LLEY

LINE

VA

LLEY

LINE

CO

MM

ON

TR

US

SE

S @

24

" O

.C.

(FIN

AL

DE

SIG

N B

Y T

RU

SS

MA

NU

FA

CT

UR

ER

)

DROPPED GABLE ENDWALL TRUSS

2x8 RAFTERS @ 24" O.C.

GIR

DE

R T

RU

SS

GIR

DE

R T

RU

SS

(2) 2x12PURLIN

PURLIN(2) 2x12

HD

21

0-2

HA

NG

ER

HA

NG

ER

HD

21

0-2

COMMON TRUSSES @ 24" O.C.

(FINAL DESIGN BY TRUSS MANUFACTURER)

VALLEY TRUSSES @ 24" O.C.(FINAL DESIGN BY TRUSS MANUFACTURER)

2x1

2 R

AF

TE

RS

@ 2

4" O

.C.

2x6 FURRING BELOW2x8 OUTLOOKERS

2x6 FURRING BELOW2x8 OUTLOOKERS

2x8

CE

ILIN

G J

OIS

TS

@ 2

4"

O.C

.

2x1

0 C

EIL

ING

JO

IST

S

@ 2

4"

O.C

.

NOTE: CEILING JOISTS AREDESIGNED FOR NO STORAGE10 PSF LIVE LOAD5 PSF DEAD LOAD

DETAIL 330

HD412-SL45DHANGER

HD412-SL45DHANGER

THD612-SL45DHANGERHANGER

THD612-SL45D

2x8 CEILING JOISTS @ 24" O.C.

1'-6"

2'-0

"

1'-6"

DETAIL 335

DETAIL 341

LS

SH

210

HA

NG

ER

HA

NG

ER

LS

SH

210

5 1/8" x 22 1/2" 24F-V8

DF/DF GLULAM RIDGE BEAM

TMU26 HANGERS(TYP. @ ALL RAFTERTO RIDGE BEAMLOCATIONS)

TRUSS MANUFACTURER IS TOSUPPLY BEARING CLIPS ASREQ'D. (EACH END)

KECC47 COLUMNCAP

(2)

11

1/4

" L

VL

SU

PP

OR

T R

AF

TE

R

(2)

11

1/4

" L

VL

S

UP

PO

RT

RA

FT

ER

2x1

2 R

IDG

E B

OA

RD

KCC57 COLUMN CAP(4) 5/8"Ø x 6 1/2" THRU BOLTSINTO BEAM & (2) 5/8"Ø x 8"THRU BOLTS INTO COLUMN

THRU BOLTS INTO COLUMNINTO BEAM & (2) 5/8"Ø x 8"

(2) 5/8"Ø x 6 1/2" THRU BOLTSKECC55 COLUMN CAP

THRU BOLTS INTO COLUMNINTO BEAM & (2) 5/8"Ø x 8"

KECC55 COLUMN CAP(2) 5/8"Ø x 6 1/2" THRU BOLTS

DETAIL 422(KCCO57 COLUMN CAP)

SPLICE RIDGE BEAM HERE

2x6 CEILING JOISTS@ 24" O.C.

(3) 2x6 CEILING JOISTSUNDER WEDGE WALL

HD26-3-IF HANGER

(SIM.)

2'-0"

2'-0

"

(TYP. UNLESS NOTEDOTHERWISE)

ROOF CRICKET

CUSTOM HANGER "JS011404A"CENTER SEAT TO BE DESIGNEDW/ 18" SEAT HEIGHT & MIN.3500# LOAD CAPACITY.VALLEY SEATS TO BE SK45 L,R &SL35D & TO BE DESIGNED FORMIN. 5100# LOAD CAPACITY.CENTERLINE TOP-TOP TO BEFLUSH W/ MAIN BEAM

VA

LLE

Y L

INE

3'-4"

5'-7

1/2

"8

'-10

"2

1'-5

1/2

"

5'-1

3/1

6"

Underwriting

• Final Approval– Agreement on dollar amounts– Sign all documents

• Plans, Specs, and Building Contract

– All parties sign “Residential Construction Procedures and Consent Assignment”

• Close on Loan and begin Construction

12

12

2'-0"

2x8 NAILER

16d NAILS

TOENAIL CEILING JOISTSTO 2x6 NAILER W/ (4)

8" LOG HEADER (HEADER GRADE)

2x6 DECKING2x8 P.T. JOISTS @ 24" O.C.

8"Ø LOG SUPPORT POST AND RAILING

DETAIL 440

2x10 P.T. NAILER W/JL26 HANGERS

TOP OF 2x6 PLATE8'-1 1/8"


TYPICAL ROOFING MATERIAL5/8" ROOF SHEATHING2x8 RAFTERS @ 24" O.C.2x6 CEILING JOISTS @ 24 O.C.1x8 T&G KNOTTY PINE

DETAIL 351

12

4

DETAIL 105

CONTINUOUS DRAIN TILE-BY OTHERS


W/ JL26 HANGERS(2) 2x10 P.T. HEADER

DETAIL 460

DETAIL 446

8"Ø LOG POST



8"Ø LOG POST

CONTINUOUS RIDGE VENT5 1/8" x 22 1/2" 24F-V8 DF/DF GLULAM RIDGE BEAMTMU26 HANGERS

DETAIL 203DETAIL 221 &DETAIL 405

10"Ø LOWER LOG TIE BEAM-SEE PLAN FOR SPACING

8"Ø LOG POST

(2) 11 7/8" LVL BEAM

3/4" T&G SUBFLOOR11 7/8" TJI/130TS I-JOISTS @ 16" O.C.

(3) 11 7/8" LVL BEAM

STEEL COLUMN & COLUMNCAP -BY OTHERS

10"Ø LOG COLLAR TIE-SEE PLAN FOR SPACING

DETAIL 205

DETAIL 305

DESIGN & PLACEMENT OF ALLCONCRETE -BY OTHERS

8" INSUL-R SIDINGHOUSEWRAP1/2" OSB SHEATHING2x6 STUDS @ 16" O.C.6" FIBERGLASS INSULATIONVAPOR RETARDER

2'-0"

TYPICAL ROOFING MATERIAL5/8" ROOF SHEATHING2x2 CONTINUOUS NAILER2x12 RAFTERS @ 24" O.C.12" FIBERGLASS INSULATIONVAPOR RETARDER1x8 T&G KNOTTY PINE

TOP OF STUDWALL &

3/4" T&G SUBFLOOR11 7/8" TJI/130TS I-JOISTS @ 16" O.C.VAPOR RETARDER6" FIBERGLASS INSULATION

2x8 P.T. SOLIDBLOCKING @MID-SPAN

DETAIL 451 &

DETAIL 301

(2) 2x10 P.T. BEAM

JL26 HANGERS

Construction

• Draws

• Additions

• Deletions

DETAIL 440

DETAIL 351

TYPICAL ROOFING MATERIAL5/8" ROOF SHEATHING2x8 RAFTERS @ 24" O.C.2x6 CEILING JOISTS @ 24 O.C.1x8 T&G KNOTTY PINE


TOP OF 2x6 PLATE8'-1 1/8"

2'-0"

8"Ø LOG SUPPORT POST AND RAILING

8" LOG HEADER (HEADER GRADE)

4

12

TOP OF STUDWALL &

TOENAIL CEILING JOISTSTO 2x6 NAILER W/ (4)16d NAILS



DETAIL 105DETAIL 100

CONTINUOUS DRAIN TILE-BY OTHERS

DESIGN & PLACEMENT OF ALLCONCRETE -BY OTHERS

12

6

CONTINUOUS RIDGE VENT

8" INSUL-R SIDINGHOUSEWRAP1/2" OSB SHEATHING2x6 STUDS @ 16" O.C.6" FIBERGLASS INSULATIONVAPOR RETARDER

35'-11"

(END OF TRUSS TO FACE OF STUD)

(LOAD BEARING)2x6 STUDS @ 16" O.C.

3/4" T&G SUBFLOOR11 7/8" TJI/350 I-JOISTS @ 16" O.C.VAPOR RETARDER6" FIBERGLASS INSULATION



CAP -BY OTHERSSTEEL COLUMN & COLUMN

(3) 11 7/8" LVL BEAM


DETAIL 335

(3) 11 7/8" LVL BEAM

TYPICAL ROOFING MATERIAL5/8" ROOF SHEATHING2x2 CONTINUOUS NAILER2x12 RAFTERS @ 24" O.C.2x8 CEILING JOISTS @ 24" O.C.12" FIBERGLASS INSULATIONVAPOR RETARDER

2x8 NAILER

4'-0

"

(HE

EL

HE

IGH

T)

4'-0

"

(HE

EL

HE

IGH

T)

TYPICAL ROOFING MATERIAL5/8" ROOF SHEATHINGCOMMON ROOF TRUSSES @ 24" O.C.(FINAL DESIGN BY TRUSS MANUFACTURER)12" FIBERGLASS INSULATIONVAPOR RETARDER

THF23118 HANGER


THF23118 HANGER

6 1

/4"

2x4 NAILER

BOTTOM OF CEILING JOISTS9'-3 1/4"

Draws

• First Draw

• Second Draw

CONTINUOUS RIDGE VENT(2) 18" LVL RIDGE BEAM

12

12

(2) 2x10 (2) 2x10

(2) 2

x8

(2) 2x10 (2) 2x10

(2) 2

x8

(2) 2x10

KECC47 COLUMN CAP(2) 5/8"Ø x 5" THRU BOLTS

(2) 5/8"Ø x 5" THRU BOLTSINTO COLUMN

INTO RIDGE BEAM &

(2) 2x10

(2) 2x10

(2) 2x8

(2) 2x10

(2) 2x10

(2) 2x10

(2) 2x8

5 1/4" x 7" PSL COLUMN

5/8" ROOF SHEATHING2x8 OUTLOOKERS @ 24" O.C.

6'-8

"2'

-0"

5'-1

1 1/

8"7'

-5 1

3/16

"

5'-11 3/8" 5'-11 3/8"

8 1/4"

5'-11 3/8"

9"

5'-11 3/8"

2'-3 1/8"9"

1'-6

7/1

6"

1'-6

7/1

6"

7'-5

13/

16"

2'-3 1/8"

117 118

116 116

121121

120 119

200 200201 201

116 116 116 116 116 116

118117

121121 119120

3" SSP COLUMN

W8x67 STEEL BEAM

(3) 2x6 KING STUDS W/(1) SHOULDER STUD (1) SHOULDER STUD

(4) 2x6 KING STUDS W/

ON EACH SIDE(1) SHOULDER STUD


ON EACH SIDE(1) SHOULDER STUD


Draws

• Third Draw

• Final Draw

Documents

Bugeting & Finance Presentation