Budget Project 2010Robyn Newberry

Table of Contents• 1.Title• 2.Table of Contents• 3.My Life Story• 4.Life Story(Cont.)• 5.Robyn’s Kids• 6.Stephanie’s Kids• 7.Our Happy Home• 8.Life Happens• 9.Bedroom• 10.Bedroom• 11.Bedroom• 12.Bedroom• 13.Bedroom• 14.Livingroom• 15.Appliances

16.Robyn’s Job17. Stephanie’s Job18.Bills19.Robyn’s Car20.Stephanie’s Car21.Food Calendar22. Breakfast/Lunch23. Snack/Dinner24. Grocery Bills25. Credit Cards26. Bill Calendar27. Fun28. Life Happens29. Money Breakup30. Effort

MY LIFE• Stephanie and I first met while I was working at Disney

World the summer before we went to college. She was on her senior trip and I was working as Snow White. We became best friends and decided to move in together after we graduated. Life was great!.. Until..

• Stephanie decided to leave the family and move to Australia to become the next Crocodile hunter. We miss her dearly, but we still get her paycheck so it is almost like she is still here with us.

Robyn’s Kids

• Kylie, 1 Jenny, 7

• Cade,13 Justin, 14

Stephanie’s Kids

• James, 1 Kelly, 8

• John, 12

Our Happy Home

• It is a quaint little 5 bedroom/5 bath home on Mayfair Lane in Alexander City, Alabama.

Life Happens!

• While John was trying to climb on top of the house (he is our wild child), our gutters broke

• We had to pay $500 to get new gutters.

Kylie and James’s Room

• 2 Baby Beds-

$200

• 1 Dresser-

$100

Jenny and Kelly’s Room

• Bunk Beds- $100

• 19”TV- $118

• Dresser-$100

Cade and John’s Room

• Bunk Beds-$200

• 19”TV

• $118

• Dresser-$100

Justin’s Room

• Storage Bed $129

• 19”TV- $118

Robyn and Stephanie’s Room

• 2 Storage Beds

-$298

• Dresser-$149

• 19”TV- $118

The Family Room

• Rooms to go- $999

• 32”TV-$319

Appliances

• Washing Machine-$329.99

• Dryer-$299.99

• Oven-$349.99

• Refrigerator-$729.99

Robyn’s Job• I work as a Veteran’s Administration Clinic Coordinator. I

conduct facility tours, manage the admission and inquiry process by maintaining updated bed availability and faciltity services information at all times, and ensure appropriate admission papers and signatures are obtained from residents or responsible parties prior to admission. I make sure the old people are happy. My job requires a bachelors degree which I acquired at Auburn University.

• I make $45,000 before taxes and $33,750 after. I take home around $2,812 a month.

Stephanie’s Job• As you already know, Stephanie is

currently traveling the Australian Outback.• However, we still receive her paycheck

every month.• Stephanie makes $95,000 a year before

taxes and $63,750 after which averages out to about $5,312 a month.

• Together we make $97,500 a year after taxes and $8124 a month.

Bills!• House payment- $876 • Utilities- $336.65• Charter bundle(cable,phone,inernet)- $149.99• Verizon wireless(2 Lines)- $109.98• Health Insurance- $280/month, $3360/year• Car insuance- $69.44/month, $392.60/6 months,

$785.20/year• Student Loans- $294• DayCare-$170/week• 2 Doctors visits/child-$20 copay/child• Church-$600

Robyn’s Car

• 2004 Toyota Sequoia.

• Payment- $458.33/month

• Gas- $230.25/month

Stephanie’s Car

• 2003 Ford Explorer

• Payment- $240.23/month

• Gas- $201.58/month

FoodSunday Monday Tuesday Wednesday Thursday Friday Saturday

Breakfast

Pancakes

Breakfast

Cheerios

Breakfast

Pop Tarts

Breakfast

Cheerios

Breakfast

Pop Tarts

Breakfast

Cheerios

Breakfast

Cinnamon Rolls

Lunch

At Mawmaw’s

Lunch

Lunchables

Lunch

Lunchables

Lunch

Lunchables

Lunch

Lunchables

Lunch

Lunchables

Lunch

Lunchables

Snack

(still full from lunch)

Snack

Rice Krispie Treats

Capri Suns

Snack

Rice Krispie Treats

Capri Suns

Snack

Rice Krispie Treats

Capri Suns

Snack

Rice Krispie Treats

Capri Suns

Snack

Rice Krispie Treats

Capri Suns

Snack

(fend for yourself)

Dinner

Easy Mac/ fend for yourself

Dinner

Macaroni Grill Chicken Creamy Basil

Dinner

Hot Dogs

Dinner

El Rancho

(buy one get one free night)

Dinner

Macaroni Grill Chicken Creamy Basil

Dinner

Pizza

Dinner

Pizza

Breakfast• Cheerios-$3.50/week• Milk-$3.96/week• Pop tarts(32 count)-$9.40/week• Pancakes-$2.50• Cinnamon Rolls(16 count)-$2.45

Lunch•Lunchables-$3.29 for one-$16.45/day

Snacks• Rice Krispie Treats(16 pack)-$9.99• Capri Suns(10 pouches)-$2.99

Dinner• Easy Mac-$3.28• Hot Dogs-$2.00• Macaroni Grill- $3.68• Pizza-$20• El Rancho(buy one get one free night!)-$30

Grocery Bill

• Month- $709.48

• Week- $177.37

Credit Cards

• We have 8 credit cards with a total of $4,132 on them.

• We pay $219.75 on each card which totals to $879 a month.

BillsSunday Monday Tuesday Wednesday Thursday

1

Utilites

House

Charter

Friday

2

Saturday

3

4

Groceries

5 6

Verizon

Health Ins.

Car Ins.

7 8 9 10

11

Groceries

12 13 14 15

Car Payments

16 17

18

Groceries

19 20

Student Loans

21 22 23 24

25

Groceries

26 27 28 29

Credit Cards

30

Day Care

31

Fun• Being by myself, I can’t take 7 kids out all at one

time. So for fun, I take 4 of them to my parent’s house and take them out to a movie, which costs roughly around $45 per trip.

• We enjoy staying home and spending time with each other, except for Justin who likes to hang out with his friends.

• We also like to go shopping once a month and each child gets $20 to spend on whatever they want.

Life Happens

• We are left with $908 after the month is over.

• We get to add 10% of our left overs back!!

• We end the month with $998 which we put into our savings/checking account.

Bills!

House Payment

Car Payments

Gas

Verizon

Health Insurance

Car Insurance

Charter

Utilities

Gutters

Credit Cards

Student Loans

Groceries

Doctor

DayCare

Fun:)

Left over!

I believe in work, hard work

• About 6 hours was spent on this project.

• I did it all