Broadening Your Knowledge of InvestingLump Sum – $5,000 Total Purchased: 250 Shares Average Price: $20/share Source: Edward Jones. These charts are for illustrative purposes only

MKD-7727D-A-NS EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO., L.P. ALL RIGHTS RESERVED. Page 1 of 10

Broadening Your Knowledge of Investing

1WHERE

AM I TODAY?

2WHERE

WOULD I LIKE TO BE?

3CANI GET

THERE?

4HOW DO

I GET THERE?

5HOW CAN I STAY ON TRACK?

MY FINANCIAL

NEEDS

®

2MKD-7727D-A-SL EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO, L.P. ALL RIGHTS RESERVED.


edwardjones.com Member SIPC

SAN ANTONIO3-18




Invest for the Long Term

Focus on What You Can Control

Seminar Overview

Develop aStrategy

Stick withQuality

Diversify


Edward Jones Investment Principles

We focus on individual investors

Long-term investment philosophy

Relationships are key




Stick with QualityRule 2

GOLD

SILV

ER FADS TECH

INTERNETOILDIGITAL

REAL ESTATE


Develop a StrategyRule 1

STOCK

STOCK

STL TECHNOLOGY8-19




VARIETY

DIVERSIFY

Bonds8MKD-7727D-A-SL EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO, L.P. ALL RIGHTS RESERVED.

DiversifyRule 3




$20

COMPANY SHARES

$30

CAPITAL GAIN

$10BOUGHT SHARE OF STOCK FOR

$20

SOLD SHARE OF STOCK FOR

$30

Stocks10MKD-7727D-A-SL EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO, L.P. ALL RIGHTS RESERVED.

Why Bull & Bear?9MKD-7727D-A-SL EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO, L.P. ALL RIGHTS RESERVED.



Quality Makes a Di� erence

Source: Ned Davis Research, 12/31/1971–6/30/2016. Uses indicated annual dividends on a rolling 12-month basis. Past performance maynot be an indication of future results. The S&P 500 is an unmanaged index and is not available for direct investment. Does not includetransaction costs or taxes. Dividends can be increased, decreased or eliminated at any point without notice. Copyright © 2016Ned Davis Research, Inc. All rights reserved. Further distribution prohibited without prior permission.

18.9% 17.1%

-12.7%

-25.0%

Bull Markets Bear Markets

20%

15%

10%

5%

0%

-5%

-10%

-15%

-20%

-25%

-30%

■ Dividend-paying stocks■ Non-dividend-paying stocks

Average Annual Return


Stocks Not Paying Dividends Stocks Paying Dividends

9.0%

2.5%

Stick with Quality

The S&P 500 is an unmanaged index and is not available for direct investment. Does not include transaction costs or taxes. Dividends can be increased, decreased or totally eliminated at any point without notice. Copyright © 2016 Ned Davis Research, Inc. All rights reserved. Further distribution prohibited without prior permission.

Dividends Are ImportantAverage Annual Return


The S&P 500 is an unmanaged index and is not available for direct investment. Does not include transaction costs or taxes. Dividends can be increased, decreased, or totally eliminated at any point without notice. Copyright © 2016 Ned Davis Research, Inc. All rights reserved. Further distribution prohibited without prior permission.

Source: Ned Davis Research, 12/31/1971–6/30/2016. Uses indicated annual dividends on a rolling 12-month basis. Past performance may not be an indication of future results. The S&P 500 is an unmanaged index and is not available for direct investment. Does not include transaction costs or taxes. Dividends can be increased, decreased, or eliminated at any point without notice. Copyright © 2016 Ned Davis Research, Inc. All rights re-served. Further distribution prohibited without prior permission.



Diversifi cation

MULTIPLE COMPANIES

Professional Management

Benefi ts of Mutual Funds14MKD-7727D-A-SL EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO, L.P. ALL RIGHTS RESERVED.

INVESTORS

INVESTORSINVESTORS

INVESTORS

GROWTH INCOME GROWTH & INCOME

Packaged Investment Products13MKD-7727D-A-SL EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO, L.P. ALL RIGHTS RESERVED.



Invest for the Long TermRule 4


CAPITAL GAINSDISTRIBUTION$ $

SHARE PRICE OFMUTUAL FUNDS

BONDS INTEREST= %

STOCKS DIVIDENDS=

Mutual Funds Earnings15MKD-7727D-A-SL EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO, L.P. ALL RIGHTS RESERVED.



MKD-7727D-A-SL EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO, L.P. ALL RIGHTS RESERVED.

Focus on What You Can ControlRule 5

PlanBudgetReview

18

$26

$24

$22

$20

$18

$16

$14

$12

$10

$8

$6

$4

$2

$0

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Dollar Cost Averaging – $417/Month

Shar

e P

rice

Total Purchased: 300 Shares

Average Price: $17/share21

2628

3532

2628

2119

24

1921

Number of Shares Purchased

$26

$24

$22

$20

$18

$16

$14

$12

$10

$8

$6

$4

$2

$0

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Lump Sum – $5,000

Shar

e P

rice

Total Purchased: 250 Shares

Average Price: $20/share

Source: Edward Jones. These charts are for illustrative purposes only and are not intended to represent the performance of any security. These illustrations do not include commissions or fees. Past performance does not guarantee future results.

Systematically Investing vs. Lump-sum Investment

Systematic Investing17MKD-7727D-A-SL EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO, L.P. ALL RIGHTS RESERVED.

Source: Edward Jones. These charts are for illustrative purposes only and are not intended to represent the performance of any security. These illustrations do not include commis-sions or fees. Past performance does not guarantee future results.



Summary

Develop a Strategy

Stick with Quality

Diversify

Invest for the Long Term

Focus on What You Can Control

Rule 1

2

3

4

5


You can’t

control:Stock

market

Tax laws

Every investment

has some risk

You can control:Saving and spending habits

Having an emergency fund

Your level of debt

MKD-7727D-A-SL EXP 28 FEB 2021 © 2019 EDWARD D. JONES & CO, L.P. ALL RIGHTS RESERVED. 19

Documents

Broadening Your Knowledge of InvestingLump Sum – $5,000 Total Purchased: 250 Shares Average Price: $20/share Source: Edward Jones. These charts are for illustrative purposes only