Bradfordjournalcolorissue12 12 13x

Bradford JournalVOL. 172 NO. 50 BRADFORD JOURNAL/MINER THURSDAY, DECEMBER 12, 2013 www.bradfordjournal.com

Bradford Journal/McKean County Miner/Mount Jewett Echo Phone 814-465-3468

INDEX

Local News/Weather 2Comments & Opinions 3Obituaries 4 Social News 6Christmas Magic Shopping Page

9

Comics/Sudoku/DVDs New Releases

13

Classifi eds 15Word Seek/Crossword 16

Bradford JournalP.O. Box, Bradford, PA 16701

www.bradfordjournal.comPhone: 814-465-3468

Bradford’s Weekly Newpaper$1.00

Bradford Journal PhotoBradford American Legion Club and Post #108 members get involved, in a big way, with the Meals-On-Wheels program at Bradford’s YWCA. At left, YWCA Executive Director, Amy Pierce receives a check in the amount of $4,000.00 from Darcy Rau (Legion Club Manager), while other club members make a good show. At the right, (l-r) are Don Poleto (Club Historian), Brandon Jenkins, Pete O’Donohoe (Post Com-mander), and Shelly Pugrant (Club President) sampling one of the delightful looking recently prepared meals. Director Amy Pierce tells us that the money will be used to subsidize partially paid and free meals.

Come To The Aid Of Meals On Wheels Program

Bradford Journal PhotoThe auditorium/gymnasium room of the Foster Township Municipal Building, the former Lincoln School, was jammed full of vendors, during the Tenth Annual Holiday Craft and Vendor Show, Decem-ber 8th. In just one side of the room, we see Margie Harris’s Tupperware display, Tastefully Simple & Delicious, Beauti Control, Nuzzo’s Antiques, B.J. Boutique, Sylvia’s Herb Garden/Rock Candy, and Creative Hands- all vendors from Brad-ford. (See the gallery for Videos.)

Filled With Vendors

Bradford Journal PhotoOn December 8th, during the Tenth Annual holiday Craft and Vendor Show, the front hallway of the Foster Township Municipal Building, the former Lincoln School, was fi lled with vendors. Here we see Alysia Correa working at her Fashion Jewelry tables. (See the photo gallery for Videos.)

Alysia’s Fashion Jewelry Greets Us As We Enter

http://bradfordjournal.smugmug.com/Journalism/Journal-Photography-12-12-13/35305004_bwCq5G#!i=2962291464&k=wv62H3x



Page 2 Bradford Journal & Miner Thursday, December 12, 2013 www.bradfordjournal.com

LOCAL & AREA NEWS

Thursday, December 12:Partly sunny and cold today with a high of 18°ThursdayNight:Mostly cloudy and frigid tonight with a low of 9°.

THE BRADFORD AREA 5-DAY WEATHER FORECAST

Friday, December 13:Partly sunny and a little warmer to-day with a high of 24°Friday Night:Mostly cloudy and cold tonight with a low of 15°.

Saturday, December 14:Mostly cloudy to-day with scattered snow showers. High of 28°.Saturday Night:Mostly cloudy to-night with scattered snow showers. Low of 16°.

Sunday, December 15:Partly cloudy to-day with scattered snow showers. High of 24°.Sunday Night:Mostly cloudy and very cold tonight with a low of 10°.

Monday,December 16:Cloudy and colder today with snow in the forecast. High of 19°.Monday Night:Cloudy and very cold with periods of snow in the evening. Low of 10°.

Bradford Journals

are nowavailable

at

CVS10 Davis St.

Bradford

Lang Surveying And Tastefully Simple Tied For First In JV Chess League At the end of round three at School Street Elementary, Hennard’s Construction and the Piatko Team remain tied for fi rst place

in the varsity division. In the junior var-sity division, Lang Surveying and Kara Kennedy, Tastefully Simple Team Manag-

er are tied for top honors. Tied for second are Eschrich Construction and Ed Shults Toyota. In the JV section, Hugh Kennedy (cap-tain of the Kara Kennedy, Tastefully Sim-ple Team Manager Team) is in fi rst place. Frank Colosimo (captain for The Phar-macy at Union Square Team) is in second. Tied for third place are Rhys Kennedy (member of the Lang Surveying Team), Kara Longo (captain for Ed Shults Toy-ota), and Dillan Cramer, member of the Williams Agency Team. Players undefeated in the varsity include Greg Henry (captain for the Bradford Health Center Team), Mike Jones captain for Dexter’s Service Center Team), Tama-ra Ferguson (captain for Smith’s Awards & Trophies), Rob Ferguson (captain for the Dr. Gonzales Team), Justin Crowley (co-captain for Team Piatko), and Bob Fergu-son (captain for Hennard’s Construction). Team scores are listed below. For additional information about the league, contact Robert Ferguson at [email protected] or visit the club’s website at:

http://bradfordchessclub.org/

Varsity Division Team ScoreHennard’s Construction 4.0Piatko 4.0Bradford Health Center 3.0Dexter’s Service Center 3.0Dr. Gonzalez 3.0Smith’s Awards & Trophies 3.0

Junior Varsity Division Team ScoreKara Kennedy, Tastefully Simple Team Manager 8.5Lang Surveying 8.5Ed Shults Toyota 7.5Eschrich Construction 7.5Williams Agency 7.0Burns & Burns 6.5The Pharmacy 6.5Smith’s Watch & Clock 6.0E & M Engineers & Surveyors 5.5Hamlin Bank 5.5Tasta Pizza 5.0Kelly’s Restaurant 4.0

Timeless Treasures

��

Relax With Us In Our Cozy Little Shop

Check Facebook For BIG Savings!

“In-Store Specials Continue This Week”

Bradford Journal PhotoNewly weds, Mr. and Mrs. Justin and Kenna Yohe (center), pose at their wedding re-ception with their parents at Carlton Ritchie Social Hall, December 7th. Left to right are Pat and Anre Yohe, their son and daughter-in-law, Justin and Kenna Yohe, and Kenna’s parents Cindy and Ken Greek. The couple was married in Yuma, AZ on Sep-tember 5th of this year and will return home following the reception.

Come Home To Share Reception With Family


www.facebook.com/timeless.treasures.52

www.bradfordjournal.com Bradford Journal & Miner Thursday, December 12, 2013 Page 3

5 ¢ENTS WORTH by Grant Nichols It’s A Matter Of Opinion...

Guest Columnist

“Me and you…” -by Bob Perry Grammatically, “me and you” is in-correct and when used consistently it is a signal that the person is stating their relationship of the self to others is not proper. Me, when overused in this way, is a sign of selfi shness. By being a fairly good listener, I have no-ticed this trend for years and wonder if the TV shows directed to the young have been exhibiting poor grammar. The local paper here in Coeur d’Alene, Idaho featured Governor Chris Chris-tie stumping for Governor Butch Ot-ter. Gov. Christie stated “Me, Mary Pat and…” which exhibit’s a political lead-er using such language and does not set a proper example. There is a noticeable lack of trust today and polls are being conducted refl ecting trust declining in all walks of life. The relationship we have with our-selves and others is refl ected in how we speak and think. By thinking and speaking placing others before the self shows a recognition and respect of oth-ers. “You and I” is without question the proper way of speaking and by gently

reminding others you will help them see relationships in a better light. Oth-ers can feel more trust when “me” does not get in the way. Take special note whenever someone is speaking and as to how they use “I”. Over time it has been an alarm to me whenever the person speaking starts all too many sentences with “I”. This signals the person’s lack the ability to debate and compromise and . They have their own agenda and try to show their intent to impose their de-sired intent to dominate. The next time any political leader speaks, especially the current President, take note. The expression of love is an example that should be analyzed. “I love you” is to me an improper way to express ver-bally love for another. In this case “I” is implied and stating “Love you” with-out using I, the goal is reached without overstating your own importance. In truth, love is the most important subject with you and I being partici-pants. Hope you fi nd this of interest and spurs you to be a better listener and consequently a better speaker.

We stopped in at both Vendor Shows scheduled for this last weekend and walked away with pictures from both events, and some videos from one, the Holiday Craft and Vendor show held at the Foster Township Municipal Build-ing, the old Lincoln School. We’d like to apologize to Katie Waples of Olean, whose Intimate Expressions display did not make this edition, and also to Stacey Johnson whose extensive Relay For Life, “Krispy Kriter’s” tables are not shown either. While space on the pages was limited this week, all photos and videos taken at these events, can be seen in our photo gallery associated with the issue……..A photo depict-ing the Bradford American Legion’s presentation of a $4,000.00 gift to the Bradford “YWCA’s Meals on Wheels program is also included in this edition. The money will be used to help subsi-dize free meals and those for which only partial payments are received……… One of our readers called to say that Mike Butler, who we announced last week as having recently bowled two perfect games within a three-week pe-riod, had almost done it again (a missed pin tragedy). And while a miss is good as a mile, we’ve got a feeling that Mike is still hot, and that lady luck, as fi ckle as she might sometimes be, is about to push this guy over the top with a third 300 game, and soon……..The First Night Bradford organization (FNB) has nearly completed its schedules for this year’s New Year’s Eve extrava-ganza. We know now with certainty for example that while Margaret the Clown will be at the YMCA, there will be no clown at the 1st Presbyterian Church. We also know that since the First United Methodist Church will be closing down early, 9:45 PM, that those who want to see the last performance of pianist Choko Kimnura should be at the church by 9:00 PM. For those who want to know, at this point, advance button (read ticket) sales are still scheduled to take place between December 18th and December 30th at the following locations: Bradford YMCA, Tops, Tina’s Hallmark, Bradford Cham-ber, and The Grocery Stretcher and will continue to be on sale December 31st at Tops Friendly Market, and all First Night locations. The admission buttons come with a complete program booklet showing places and times for performances, de-scriptions of the acts, along with a listing of the many sponsors for the event. The price for admission (the aforesaid button) this year is only $5.00- Making it a nice idea for last minute stocking stuffers for the whole family or gifts for friends and neighbors.

Bradford Journal PhotoDon and Sue McAlpine of Limestone, NY display “mother and daughter handmade” items during the fi rst annual Vendor Show, December 7th at the Bradford Vets Club. Items include jams, and knit hats, scarves, and mittens.

Mom & Daughter Made

Bradford Journal PhotoIn the Events Center at the Bradford Vet’s Club, December 7th, 6-year-old Cailey Thrush sits with her nana Marilyn Thrush at Marilyn’s Dazzles Handmade Jew-elry and Scentsy Fragrances table. It was Friday, the fi rst day of the vendors show there.

Cailey & Nana Thrush




BRADFORD AREA BUSINESS DIRECTORY

USPS-062-740Postmaster: Send address changes to:Bradford JournalP.O. Box 17Bradford, PA 16701-0017Phone:814-465-3468SubscriptionIn Advance(By U.S. Mail)Yearly/$50.00Within CountyYearly/$68.00Outside CountyPeriodicapostage paid at USPS Bradford, PA 16701-9998

Value Menu Items Starting at

$1.00! 75 Forman Street

Bradford, PA

Kennedy Street Cafe11 Kennedy St., Bradford, PA

Serving Breakfast and Lunches

TAKE OUTS AVAILABLE!

Catering For Any OccasionPh: 814-362-6040

Shurfine Quality Products

407 E. Water StreetSmethport, PA

Phone: 814-887-5721www.costassupermarket.com

OBITUARIESRonald Kemp

Ronald Kevin “Skip” Kemp, 51, of Bradford, passed away Monday (Dec. 2, 2013) at his home. Born Sept. 22, 1962, in Olean, N.Y., he was the son of M. Ronald Kemp and the late Victoria BradleyKemp. He was employed at his father’s busi-ness, the Eldred Paint and Body for sever-al years. Later, he was employed by North Eastern Industrial Insulation as a contrac-tor. He is survived by his daughter, Shaela A. Kemp of Wattsburg; his father of Conway, S.C.; his sister, Julie (William) Cochran of Duke Center; a nephew, Cody Cochran of Olean; nieces Chelsea (Nathan) Thomas, Jocelyn Cochran and Cassandra Cochran, and grandnephews, Conner Thomas andWyatt Thomas, all of Duke Center.

Copy Deadline: Noon SaturdayPublished every Thursday at 69 Garlock Hollow. Bradford, PA 16701, Except for the third Thursday in the month of June.Internet Color Ver-sion - $15.00 yearlyEmail Color Ver-sion - $26.00 yearlyGrant NicholsPublisherDebi NicholsEditorDon PoleteoMilitary Correspondant

Also Makes A Great Gift!

Call:814-465-3468

Bradford Journal PhotoAt the left, Semantha Buck 11, and Cailey Thrush 6, look over some product at the Dixon tables, during the fi rst annual Vendor Show, December 7th at the Bradford Vets Club Events Center. Operating the concession are Ryan Dixon 11, and his mom, Chris Dixen. They are vending hats, pillows, blankets, ornaments, and bracelets- all hand-made.

One Concession At Vets’ Vendors Show


mailto:[email protected]


BUSINESS & PERSONAL FINANCESOver 70 ½? Don’t Forget Mandatory IRA Withdrawals

-by Jason Alderman With fi nal holiday preparations loom-ing, the last thing anyone wants to think about is next April’s tax bill. But if you’re over 70 ½ and have any tax-deferred re-tirement accounts (like an IRA), put down the wrapping paper and listen up: IRS rules say that, with few exceptions, you must take required minimum distributions (RMDs) from your accounts by December 31 of each year – and pay taxes on them – or face severe fi nancial penalties.Here’s what you need to know about RMDs: Congress devised IRAs, 401(k) plans and other tax-deferred retirement accounts to encourage people to save for their own retirement. Aside from Roth plans, people generally contribute “pretax” dollars to these accounts, which means the contribu-tions and their investment earnings aren’t taxed until withdrawn after retirement. In exchange for allowing your account to grow tax-free for decades, Congress also decreed that minimum amounts must be withdrawn – and taxed – each year after you reach 70 ½. To ensure these rules are followed, unless you meet certain nar-rowly defi ned conditions, you’ll have to pay an excess accumulation tax equal to 50 percent of the RMD you should have taken; plus you’ll still have to take the dis-tribution and pay regular income tax on it. You can delay or avoid paying an RMD in certain cases, including: • If you’re still employed at 70 ½, you may delay starting RMDs from your work-based accounts until you actually retire, without penalty; however, regular IRAs are subject to the rule, regardless of work status. • Roth IRAs are exempt from the RMD rule; however, Roth 401(k) plans are not. • You can also transfer up to $100,000 directly from your IRA to an IRS-approved charity. Although the RMD itself isn’t tax-deductible, it won’t be included in your taxable income and lowers your overall IRA balance, thus reducing the size of fu-ture RMDs.

Another way to avoid future RMDs is to convert your tax-deferred accounts into a Roth IRA. You’ll still have to pay taxes on all pretax contributions and earnings that have accrued; and, if you’re over age 70 ½, you must fi rst take your minimum distribution (and pay taxes on it) before the conversion can take place. Ordinarily, RMDs must be taken by December 31 to avoid the excess accumu-lation tax. However, if it’s your fi rst distri-bution you may wait until April 1 the year after turning 70 ½ – although you’re still must take a second distribution by De-cember 31 that same year. Generally, you must calculate an RMD for each IRA or other tax-deferred retire-ment account you own by dividing its bal-ance at the end of the previous year by a life expectancy factor found in one of the three tables in Appendix C of IRS Publi-cation 590:

• Uniform Lifetime Table if your spouse isn’t more than 10 years younger than you, your spouse isn’t the sole ben-efi ciary or you’re unmarried. • Joint and Last Survivor Table when your spouse is the sole benefi ciary and he/she is more than 10 years younger than you. • Single Life Expectancy Table is for benefi ciaries of accounts whose owner has died. Although you must calculate the RMD separately for each IRA you own, you may withdraw the combined amount of all RMDs from one or more of them. The same goes for owners of 403(b) accounts. However, RMDs required from other types of retirement plans must be taken separately from each account. To learn more about RMDs, read IRS Pub-lication 590 at www.irs.gov

Copy & Advertising Deadlines

Persons inter-ested in submit-ting materials for news releas-es in the Brad-ford Journal should submit their copy to the Bradford Jour-nal offi ce, no later than 5 p.m. on Saturdays. Advertisements should be sub-mitted by 5 p.m. on Mondays.

Also Makes A Great Gift!

Call:814-465-3468

Bradford Journal PhotoLeft to right at Carlton Ritchie Social Hall, December 7th, are Frances Cannon, her sis-ter Shirley Duggan, Shirley’s Daughter, Tracy Cromwell, and Shirley’s Husband Ray. They were present for the wedding reception for newly weds, Mr. and Mrs. Kenna and Justin Yohe, who were married in Yuma, AZ on September 5th of this year. Frances and Shirley are Jenna’s great aunts.

Great Aunts And Second Cousin At Reception


www.Parts-R-Us.com


BIRTHS

AREA SOCIAL NEWSBradford Area Calendar of Events:

Son, Dec. 1, to Antrika Updegrove and Fredrick Camejo Jr., Eldred, PA.Son, Dec. 4, to Vicky Larkin and Joshua Losey, Bradford, PA.Daughter, Dec. 4, to Danielle Fero, Mount Jewett,PA.

Bradford TOPS #Article submitted

Leader Vickie Johnson opened the Thursday afternoon, December 5th meeting of Tops Pa #16 at Togi”s Blue Room with the Tops Pledge. There were 28 weigh-ins with a loss of 18 pounds. Best loser was Sue Della Valley. Loser in waiting was Bev Han-non and offi cer of the week was Jessie Skillman. The meeting was closed followed by our annual Christmas party. The bless-ing was given by Marilyn Gross and a reading was given by Anna Wells enti-tled “The Gift Behind the Gift.” Christmas songs were sung and gifts exchanged. The Christmas Card exchange will be held at the December 19th meeting.

DECEMBER 2013

DEC. 12: Knitting Club 1-3pm Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. Wheth-er you are an expert knitter or have never picked up a set of needles, this informal club is for you. Meets weekly in the Car-negie Room. For more information, call the Bradford Area Public Library at 814-362-6527DEC. 13:Preschool Story Hour 10:30-11:30am Bradford Area Public Li-brary, 67 W. Washington Street, Bradford, PA. Includes story, craft, snack, and social interaction. Geared toward pre-K chil-dren, accommodates infants and toddlers. For more information, contact Bradford Area Public Library at 814-362-6527DEC. 14:

Old Fashioned Christmas Downtown Bradford, PAVariety of events throughout the down-town area for all to enjoy, including brunch with Santa, face painting, horse-drawn carriage rides, free movie, holiday dance performances, caroling. Farmer Jack, Christmas cookie sale, free samples and merchandise discounts, fresh Christ-mas greens, lunch with Frosty, food ven-dors, and more. See full-page insert in this month’s Chamber News for more details!Holiday Beading 11am-1pm Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. For more information, contact the Brad-ford Area Public Library at 814-362-6527Meat/Cash Bash VFW Post 21294 Barbour Street, Bradford, PA. Raffl es all evening for the big meat giveaway – be early to get a seat! For more information, contact the Frances Sherman Auxiliary to the VFW Post 212 at 814-331-1142.DEC. 16:Christmas Wee Singers 10:30am Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. Lit-

tle ones can sing along to their favorite Christmas songs! For more information, contact the library at 814-362-6527.DEC. 17:Teen Book Club 5pm Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. Club meets once a month, limited to 20 par-ticipants. For this month’s selection and more information, contact the Library at 814-362-6527.DEC. 18:Story Time 10:30am Bradford Area Public Library, 67 W. Washington Street, Bradford, PA. Pre-school craft-related program. Opportu-nity for young children to interact with others their age while listening to stories, making projects, and enjoying snacks. For more information, contact the Library at 814-362-6527.

Open 7 Days A Week

ICE CREAM

CONVENIENCE STORE

Best BBQ Around!

716-925-7015 Along Route 219 -Limestone, NY

BEER NY LOTTO

Restaurant closes 1/2 hour before the store

Hours: Sun - Thurs 7 am - 9 pm Fri & Sat 7 am - 10 pm

December Special: Early Bird

Breakfast Special Buy 1 Breakfast

Get 2nd for 1/2 off Available from 7 am - 9 am

Also .75¢ Coffee

Bradford Post 108

22 Pine St. Bradford 1-814-368-8251

Friday, December 13th Dinner Special:

PRIME RIB

Open To Members & Guests

Friday Fish Fry $8.95

Bradford Journal PhotoAmy Ayers helps her dad Randy Ayers work the R.J’s Variety & Gifts conces-sion during the fi rst annual Vendor Show, December 7th at the Bradford Vets Club Events Center. Randy tells us their store-front is at 93 Main Street, Bradford, and has been open for only a couple of weeks. Displayed are quality, low cost items.

New Business At Show



Come To Us For Whatever You Need......

We Want Your Business!

Kennedy Street Cafe11 Kennedy St., Bradford, PA

Serving Breakfast and Lunches

TAKE OUTS AVAILABLE!

Catering For Any OccasionPh: 814-362-6040

Bradford Fairway Sales & Leasing

472 E. Main St., Bradford, PA

814-368-7166www.afairwayfordlm.com

AMERICAN LEGION

Newly Improved Hall For Rent

CALL 814-368-8251 22 Pine Street Bradford

Post 108



Bradford, PA

Personalize Your Clothing!

Bottorf Embroidery& Screen Printing 217 W. Washington Street Bradford, PA 16701

Phone 814-362-0536www.bottorfembroidery.com

DIGITAL PRINTING

PLACEYOURAD

HERE!

PLACEYOURAD

HERE!

402 East Main St.814-368-6252

“The Friendly Fun Place”

www.togissubstation.comPhone: 814-887-5721

www.costassupermarket.com

Shurfine Quality Products407 E. Water St., Smethport, PA

I NSURANCE S OLUTIONS Medicare Supplements/Life/ Health/Dental/Annuities

J ULIE J . C ARR Independent Agent/Broker

www.insurancesolutionspa.net

32 York St., Bradford, PA 814-558-6926

[email protected]

Open 7 Days A Week

ICE CREAM

CONVENIENCE STORE

Best BBQ Around!

716-925-7015 Along Route 219 -Limestone, NY

BEER NY LOTTO

Restaurant closes 1/2 hour before the store

Hours: Sun - Thurs 7 am - 9 pm Fri & Sat 7 am - 10 pm

December Special: Early Bird

Breakfast Special Buy 1 Breakfast

Get 2nd for 1/2 off Available from 7 am - 9 am

Also .75¢ Coffee



www.Parts-R-Us.com


FOOD FOR THOUGHTTips for Celebrating a Delicious and Satisfying Healthy Holiday (Family Features) ‘Tis the season to eat, drink and be healthy. It’s tempting to overindulge during the holidays and postpone thoughts of healthy eating until the New Year, but staying healthy year-round is easy with the right ap-proach. Adapting a low-carb lifestyle allows dieters to enjoy savory holiday dishes without damaging their waist-lines. Consider employing these simple tips during your next holiday party to feel more satisfi ed by healthy holiday meals. Keep snacks on hand. Colleagues often bring in tempting treats to share during the holidays. Plan ahead and bring healthy snacks to help you curb your cravings. Try fresh berries or nuts for a satisfying snack. Start an “active” tradition. Introduce a new activity that helps keep the fam-ily active between festive meals. Invite loved ones to take a walk, go sledding or ice skating as a fun way to burn calo-ries while you bond. Master the buffet. Check out re-sources like www.atkins.com for tips on what to gravitate towards at restaurants and holiday buffets. As a rule, stick to lean protein dishes like roast turkey, ham and salmon and pair with tossed salads and roasted vegetables. At sit-down meals, don’t feel like you have to consume every dish. If your hostess insists, take a small portion to taste and compliment his or her dish. Limit your booze. Lots of people like to toast the holidays with cocktails. A great way to curb caloric intake is to limit yourself to two glasses of wine or one glass of spirits and drink plenty of water as well. When drinking spirits, it’s a good idea to mix with water or a sugar-free mixer like club soda. Gar-nish with plenty of lemon or lime for added fl avor. Play hostess: The best way to ensure you stick to eating healthy food options during the holiday season is to create the menu yourself. Select a healthy main course to build your menu around, pair it with seasonal winter vegetables and suggest guests bring a small side of their own to cater to different tastes. Be considerate of other guests’ food sensi-tivities and develop an easy menu with delicious options. These cheesy, herb-fi lled, low-carb fritters from The New Atkins Made Easy: A Faster, Simpler Way to Shed Weight and Feel Great are

a great recipe to serve during holiday parties and also work well topped with salmon or as part of a brunch menu.

Zucchini Parmesan Fritters

Makes: 6 (2-fritter) servings

Active time: 10 minutes

Total time: 20 minutes

4 large eggs, separated

2 medium zucchini, trimmed and grat-ed

1/2 cup grated Parmesan cheese

1/2 cup shredded whole-milk mozza-rella cheese

1/4 cup parsley, chopped

1/4 cup fresh basil, chopped

1/4 cup coconut-fl ax fl our blend (To make, mix equal parts coconut fl our with ground fl axseed and refrigerate in an airtight container)

1/2 teaspoon baking powder

1/8 teaspoon ground nutmeg

1/4 teaspoon salt

Canola or olive oil cooking spray

3 teaspoons canola or virgin olive oil

Place egg whites in large mixing bowl. Using electric mixer, beat on high speed until stiff peaks form and whites cling to sides of bowl when tilted. Set aside. Place egg yolks, zucchini, Parmesan, mozzarella, parsley, basil, coconut-fl ax fl our blend, baking powder, nutmeg and salt in another large bowl. Stir well until zucchini is coated with fl our. Us-ing rubber spatula, gently fold in egg whites until just combined. There will be streaks of egg whites. Coat large skillet with cooking spray. Warm skillet over medium-high heat and add one 1 teaspoon of oil. Using 1/4-cup measure, pour out 4 fritters. Cook 2-3 minutes on each side, until lightly browned. Transfer to plate. Re-peat twice, using 1 teaspoon of oil and four 1/4 measures of batter each time. Serve immediately or refrigerate, covered in aluminum foil and reheat when ready to serve. Per Serving: Net Carbs: 3 grams; Total Carbs: 5 grams; Fiber: 2 grams; Protein: 11 grams; Fat: 11 grams; Calo-ries: 159; Servings of Foundation Veg-etables: 2 For more recipes, tips, ideas and free tools, visit www.atkins.com From THE NEW ATKINS MADE EASY: A Faster, Simpler Way to Shed Weight and Feel Great-Starting Today! by Colette Heimowitz. Copyright (c) 2013 by Atkins Nutritionals, Inc. Re-printed by permission of Touchstone, a Division of Simon & Schuster, Inc. On bookshelves nationwide December 24, 2013. Source: Atkins


Christmas Magic 2013Christmas Magic 2013Buy Right - In Bradford!

Let Us Help You!

Special Gifts For Special People!Special Gifts For Special People!

Buy Right - In Bradford!

Main Street - East Main - Foster BrookMain Street - East Main - Foster Brook

Ph: 814-362-0536

PersonalizedChristmas Stockings!

Gift Certificates Make Nice

Stocking Stuffers Reserve For Holiday Parties! You Deserve

Our Value Meals!

James Campbell Joanne Culbertson

David Caldwell Shannon Rieger

Phone: 814-368-7161 FAX: 814-368-5403

AGENTS:

Dexter Service & Collision •Inspections

•Expert Mechanical Repair

•Collision Work 28 Yrs Exp

156 W. Wash. St. Bradford Phone 814-362-3888

“Give A Service Gift Certificate”

Useful For Winter!

Man’s World 105 Main St. Ph 368-6520

Winter Coasts • Fleece • Sweaters • Sport Shirts • Flannel Shirts •

Sport Coats • Top Coats

20% OFF Selected

Items

Timeless Treasures

��




30-Item Soup & Salad Bar 2 Kinds of Soup Offered Daily

545 E. Main St. Bfd, PA FAMILY RESTAURANT

814-368-3733 Mon. - Sat. 7am - 8pm Sun. 8am - 2pm

Drive Thru Available! DELIVERY

Daily Sr. Discount 10%

Full Breakfast Menu Offered Open to Close

Cavallaro’s Paint & Decorating

12 Kennedy St., Bradford 814-362-9565

•Picture Framing

•Benjamin Moore Paint

• Paint Supplies

• Beer - Wine - Soda Supplies

In Stock!

FOR SNOW & ICE CONTROL Walk Behind Spreader

Model SP65 Or Model SP85

24 12 oz. Bottles 14 99 + Tax

Bradford Vets’ Club 94 Barbour St., Bradford, PA

Phone: 368-3011

VFW Christmas Bash! Saturday, December 14th

Friday, December 13th

Karaoke by DJ Marty i n the Events Center

www.bisett.com



Photo by Cathy RouffFour-year-old Emma Whyte, in her pretty little dress, daughter of Amy Whyte, waits to see Santa during this year’s Children’s Christmas party at the Bradford Vets’ Club, December 7th.

Ready To See Santa

Bradford Journal PhotoAt the far end of the right side hallway at the Foster Township Municipal Building, Bruce Foote of Bradford displays his “Bob’s Woodshop” feeders, games and crafts. It was December 8th, the second day of the Tenth Annual Holiday Craft and Vendor Show there. (See gallery for videos.)

Bruce Displays Feeders, Games, & Crafts



www.afairwayfordlm.com


ON THE HEALTHY SIDEWatch For Warning Signs Of Alzheimer’s During

The Holidays (NAPSI)—The holiday season can be an especially important time of year to take a closer look at the physical and cog-nitive health of family and friends. According to the Alzheimer’s Associa-tion, spending time with friends and fam-ily members who may not see each other regularly throughout the year provides a great opportunity for a fresh _perspective on health and behavior changes. Cognitive changes can occur with age; however, memory problems that impact daily living are not a part of typical ag-ing. Recognizing the differences between normal aging and potentially more serious problems can help to identify when it may be time to see a doctor.

Know the 10 Warning Signs An important part of an early Alzhei-mer’s diagnosis is spotting warning signs and bringing them to the attention of a medical professional. Individuals may ex-perience one or more of these signs:• Memory loss that disrupts daily life.• Challenges in planning or solving prob-lems.• Diffi culty completing _familiar tasks at home, at work or at leisure.• Confusion with time or place.• Trouble understanding visual images and spatial relationships.• New problems with words in speaking or writing.• Misplacing things and losing the ability to retrace steps.• Decreased or poor judgment.• Withdrawal from work or social activi-ties.• Changes in mood and personality. If you notice any of these signs in your-self, a family member or a friend, visit your doctor. Early Diagnosis Is Key Noticing these signs and seeing your physician may allow for an early diag-nosis of Alzheimer’s disease or another dementia. This is an important step in getting appropriate treatment, care and support services. Once diagnosed, indi-viduals living with the disease can benefi t from treatments that may improve symp-toms and help longer maintain a level of independence. An early diagnosis also affords more time to plan for the future and participate in care decisions. Some individuals may even choose to sign up for and par_ticipate in a clinical study through Alzheimer’s As-sociation TrialMatch-a free, easy-to-use matching service that connects individu-als with Alzheimer’s, caregivers, healthy volunteers and physicians with current studies. A Helpful Resource: Anyone with questions about Alzheimer’s disease or seeking information, including the 10 Warning Signs, clinical studies and re-sources, should contact the Alzheimer’s Association 24/7 toll-free Helpline at 800-272-3900 or visit www.alz.org

AICR HealthTalk-by Karen Collins, MS, RD, CDN

American Institute for Cancer ResearchQ: How can I avoid overeating in response to people pushing food at me during

family gatherings?A: Family dynamics vary, so an approach that works in one family might not do

well in another. Is your family one in which eating rich foods in large amounts is seen as an essential part of gatherings, and not doing so is met with resistance? Rather than making a major statement that you don’t want to eat that way, you might try to let your healthy eating quietly fl y under the radar. Especially if you are busy helping, or not sitting right next to the person most likely to push food at you, your lack of overeating may go undetected if you don’t make a big deal of it. If people do urge you to take more than you are comfortable eating, try for responses that don’t put them on the defensive. You might compliment the food and say that you are so full you’d like to wait until later for more. If you refuse in a way that makes others feel guilty by implying that they are eating excessively, or that the food they have served you is unhealthy, they may be offended and push further. Remember that the health impact of a food varies with its portion. If you help with serving, you can choose the portion that’s right for you. Try to fi nd some vegetables or other healthful choices to savor slowly, so that if others are go-ing back for third or fourth portions, you still have something to munch. Don’t let other people derail your efforts to take care of your health. Nevertheless, try to be sensitive when you are dealing with people for whom you know refusing food feels like you are refusing their love.

I NSURANCE S OLUTIONS Medicare Supplements/Life/ Health/Dental/Annuities

J ULIE J . C ARR Independent Agent/Broker

www.insurancesolutionspa.net

32 York St., Bradford, PA 814-558-6926

[email protected]


Phone: 368-3011




Photo by Cathy RouffThe children’s Christmas Party was held Saturday, December 7th, at the Bradford Vets’ Club. Pictured with Santa (Dean Meacham) during the event, were Jayda Wixon, James Nellis, Jeshia Pascarella, Jaylee Pascarella, Jaylin Pascarella, Jayde Nellis, Jorden Nel-lis, and John Nellis, along with the well-known Amy Peterson

Pose With Santa During Christmas Party



Shop Local This Year!




20% OFF Selected

Items 30-Item Soup & Salad Bar

2 Kinds of Soup Offered Daily








Phone: 814-368-7161 FAX: 814-368-5403

AGENTS: 24 12 oz. Bottles 14 99 + Tax



•Picture Framing


• Paint Supplies







Useful For Winter!

www.bottorfembroidery.com


THAT’S ENTERTAINMENT!

Solution on page 15

NEW DVD RELEASES



Bradford, PA

December 3:All the Boys Love Mandy LaneRDrinking BuddiesRDemonNot RatedFighting for

FreedomNot RatedHome InvasionNot RatedNight of the Naked DeadNot RatedCompany K

Not RatedTrail of BloodRWinnie MandelaRZombie NightNot RatedHouse of BadNot RatedRise of the Fellow-shipNot RatedThings Never Said Includes Digital Copy; UltraVioletRTwenty8kNot RatedUFC 164: Henderson vs. PettisNot RatedAngry Birds Toons, Vol. 1Not RatedChristmas Tree MiracleNot RatedIron Man & Hulk: He-roes United

PGLittle Brother, Big Trouble: A Christmas Adven-tureGPokemon the Movie: Genesect and the Legend AwakenedNot RatedSpikeNot RatedStep DogsNot RatedThomas & Friends: The Thomas WayNot RatedTransformers Prime: Season ThreeNot RatedTreasure StateNot RatedWalking with Dino-saursNot RatedDecember 10:Fast & Furious 6PG-13Despicable Me 2

PGMan of Tai ChiRBattle of the YearPG-13Jayne Mansfi eld’s CarRAdoreRWhen Angels Sing Includes Digital Copy; UltraVioletPGUltimate LifePGSome Girl(s)Not RatedSaving General Yang

Not RatedSeasoning HouseNot Rated7ENot RatedHuntRSightseersNot RatedTouchy FeelyROne Direction:Reaching for the StarsNot RatedPrimates of the Car-ibbeanNot RatedSecret Life of Walter MittyNot Rated

KENNEDY STREET CAFE

Call Us For Catering: 814-362-6040

11 Kennedy Street- Ph 362-6040

Let Us Cater Your Party!

Stop in for some simply Great Food!


YOUR WEEKLY HOROSCOPE DECEMBER 12 - DECEMBER 18, 2013

ARIES - (Mar. 21 - Apr. 19)A pleasing and unexpected development will do much to revive your faith in a mun-dane situation.TAURUS - (Apr. 20 - May 20)You appear to be taking responsibility for something that you shouldn’t be some-where in your world. This week brings a chance to make clear to someone that it ceases.GEMINI - (May 21 - June 20)If you want things to remain as they are, then do nothing. If you want to change them though, you’d best act quickly.CANCER - (June 21 - July 22)You could fi nd yourself considering making more effort than necessary to bring about change you want to see happen.LEO - (July 23, - Aug. 22)This week, it could become clear that something needs to be removed from your world if you’re to gain something else of longer lasting value.VIRGO - (Aug. 23 - Sept. 22)Prepare to rediscover the value of something you’d ignored.LIBRA - (Sept. 23 - Oct. 22)This week, expect reassurance that a decision was wise one. That’s all you need now for now.SCORPIO - (Oct. 23, - Nov. 21)You might not have every answer but you will discover a hidden opportunity that will please you.SAGITTARIUS - (Nov. 22 - Dec. 20)You have an opportunity build a proverbial bridge, heal a proverbial wound and ex-perience freedom in some way from doing so.CAPRICORN - (Dec. 21 - Jan. 19)This week, all you need to do is be patient and let something or someone come to you.AQUARIUS - (Jan. 20 - Feb. 18)The coming week could become a milestone, and marks the start of a process that will instill a renewed sense of optimism.PISCES - (Feb. 19 - Mar. 20)Don’t get bogged down with bureaucracy or a perceived need to learn more than is necessary.

CHRONOLOGICAL LISTINGSEngagements, Marriages, Births & Deaths

ENGAGEMENTS:DIFONZO/ZIMBARDI - Bradford resi-dents Susan Marie DiFonzo, daughter of Ed and Janet Di-Fonzo of Smeth-port, and Jared

Timothy Zimbardi, son of Tim and Pam Zimbardi of Salamanca, N.Y., have announced their plan to wed. A wedding cer-emony will take place Jan. 4 at St.

Elizabeth of Hun-gary Parish in Smethport.

MARRIAGES:(None)

BIRTHS:NOV. 30, 2013:Son, Nov. 30, to An-drew Storms and Alyssa Kranock, Olean, NY.Son, Nov. 30, to Scott Bennett and Jackie Ribaudo, Salamanca, NY.DEC. 1, 2013:Son, Dec. 1, to Antrika Upde-grove and Fre-drick Camejo Jr., Eldred, PA.DEC. 2, 2013:Daughter, Dec. 2, to Jaime and Jim Wolfgang, Kane, PA.DEC. 3, 2013:

Daughter, Dec. 3, to Paige Whittak-er and Jonathan Fye, Allegany, NY.DEC. 4, 2013:Son, Dec. 4, to Tara and Andrew Munch, Warren, PA.Daughter, Dec. 4, to Carrie and Per-ry Winship, Sala-manca, NY.Son, Dec. 4, to Vicky Larkin and Joshua Losey, Bradford,PA

DEATHS:NOV. 21, 2013:BURGESS, Gla-dys E. O’Shell – of Concord, NC, for-merly of Bradford, PA.DEC. 2, 2013:KEMP, Ronald K. – 51, of Bradford,

PA.DEC. 3, 2013:MURRAY, Elsie K. Dickinson – 92, of Smethport, PA.DEC. 5, 2013:BARDICK, Ruth A. Anderson – 90,

of Canadaiga, NY, formerly of Port Allegany, PA. DEC. 6, 2013:M I K O W I C Z , Kevin E. – 47, of Eldred, PA.

Check Your Credit Report (NAPSI)—Generously stuffi ng eve-ryone’s holiday stockings needn’t leave you with empty pockets. Fortunately, you can keep track of your fi nances. By law, consumers are entitled to one free annual report from each of the three nationwide credit bureaus: Equifax, Experian and TransUnion. So now could be a good time to get a free copy of your credit report. “Knowing how much outstanding debt you have before you head out to the mall makes sense and a credit report is the best place to get the fi nancial facts,” said Stuart K. Pratt, president and CEO of the Con-sumer Data Industry Association. “We encourage consumers to give themselves a gift this holiday season by getting their free credit reports now,” he added. Many do just that. The Consumer Fi-nancial Protection Bureau reports that 16 million consumers access their free credit reports annually, through:

www.annualcreditreport.com

Value Packed Meals Only $6.99

Photo by Sue PascarellaTen-month-old Nicholas Magnetti, anx-iously waits on Santa’s lap, for this photo, taken during this year’s Children’s Christ-mas Party, December 7th, at the Bradford Vets’ Club. Some say the bearded one is Dean Meacham.

Nicholas With Santa



CROSSWORD SOLUTION

JOURNAL CLASSIFIED ADSJOURNAL CLASSIFIED ADS

CHECK OUT OUR

PHOTO GALLERY

WHEN YOU VISIT US

ON THE WEB!

SUDOKU SOLUTION

CARS/TRUCKS:

1999 Chevy S-10 ext. cab, 4cyl, 2.2 liter, 2WD pick up. Auto, P.S. ABS, moon roof, tonneau cover, 87,000 miles, good condition $4,350. Call 814-362-4490 mornings 8am-10am or leave msg.

2007 Buick wheel-chair access van, new weather tires & shocks. For de-tails call 814-465-3441.

APARTMENTS FOR RENT:

1 Bedroom $925 FURNISHED. In-cludes cable, wi-fi and all utilities parking & laundry 814-558-5404

Furnished, 1 BR, $595 total-Single. NO Pets. 814-368-8309

Nice 2 bdrm apt Cornen St $425+G&E No PetsCall 814-558-3048.

November Special Spacious 1BR up-per, All utilities incl.$575/mo. Call 814-366-2393

Very nice Lg 1BR, $430/mo + Sec., utilities not includ-ed. 558-4738

HOMES FORRENT:

18 Lawton Rd. Nice refurbished, 2BR home, no pets, $550/mo + utilities & Sec. dep. Call 362-6577 and lv. msg.

Nice -2BR, storage, off street pkg, no pets/ smoking, util. not incl. $525/mo.814-558-0532

3 bedroom mobilehome for rent 465-3373

3 bedroom, 1&1/2 bath. Hospital area. $650 month in-cludes city utilities.558 - 6850

3BR 2 bath mobilehome on rented lot.331-2770.

$650/month refer-ences and security.Available Decem-ber 1

2 story, 4BR, 1 & 1/2Bath, W/D/S incl., Lgfenced backyard, nosmoking, pets may-be considered. $750/mo + utilities.814-598-5203

HOMES FORSALE:

Priced to Sell- 3BR, 1 & 1/2 BA on Cor-nen St. in Bradford,Lovingly maintained,many updates. $40,000. Call 814-366-1287

FOR SALE: 2BR, 2BA - 14 X 70 Mobile Home w/ appliances & stor-age shed. Nice lot, across from Country Club in Smethport. Call 814-887-6065 or 814-366-2234.

PETS/SUPPLIES:

Female long haired,Grey & White kit-ten. Litter trained, about 12 weeks old. Free to a good home. 558-9034

MISCELLANOUS:

Tool Sale: Wood-working tools, Craftsman Radial arm saw, band saw, variable speed scroll saw, disc sander, skill saw, Black N Decker Shop Mate, sabre saw, com-pound miter saw, Riobi biscuit joiner, and lots more. Call

if interested:814-966-3278

SUBSCRIBETODAY!

In Stock!



Bradford Coin Shop

15 Chestnut Street, Bradford, PA 814-362-1980 or 814-331-5235

Deal With An Established Shop Established 30 Years

We Buy & Sell:

• Can Make Housecalls • FREE Verbal Appraisals

RETAIL & WHOLESALE

• U.S - Canadian - Foreign Coins • U.S - Canadian - Foreign Coins

• Collectible Currency

• Old Bottles

Tokens & Medals • Tokens & Medals

• Pocket Knives

Selling Coin Supplies

• Zippo Lighters - (New & Used)

• Gold & Silver Jewelry

www.bisett.com


JUST PASSING TIME

WORD SEEK

THEME: “Holiday Movies”

ACROSS:1. Bug hitting wind-shield, e.g.6. Presidents’ Day month9. Party barrels13. Moonshine14. Grassland15. Beyond normal limits16. _____ Boo Boo17. Opposite of nothing18. It has front and rear seats19. *Misfi t elf den-tist21. *”It’s a Wonder-ful Life” star23. Unopened tulip24. Oliver Twist, e.g.25. White wine and cassis28. ___ _ good ex-ample30. Sect follower35. “National Vel-vet” author Bagnold37. Earth’s neighbor39. Some are on a shorter one than others40. Windmill blade41. Top dog43. Attached to a wheel44. Magazine’s spe-cial feature46. *”A Christmas Story” leg ____47. Capital on the Dnieper

48. Vital50. Cleopatra’s necklace52. Chester White’s home53. Strip of wood55. *”__ Be Home For Christmas”57. *It happened on 34th Street61. Show off64. Acid in proteins65. Ides month67. Holy See loyalist practicing different rites69. Closely watched on Black Friday70. Before prefi x71. ___ Domingo72. Old World duck73. *Astaire’s char-acter in “Holiday Inn”74. Clear the black-board

DOWN:1. “Be quiet!”2. *”Winnie the ____ and Christ-mas Too”3. Like a famous Ranger4. Tart5. Immune system organ6. Strip the skin off7. Slippery reef dweller8. Model-building wood9. Acknowledged or recognized10. Tropical tuber-

ous root11. Its seed yields gum used as thick-ener12. Email folder15. Utilitarian20. Swelling from accumulation of fl uid22. Clinical twitch-ing24. “On the _______” or in a belligerent mood25. *He was left home alone26. Silly27. Between sham-poo and repeat29. ____ tale31. Pipe problem32. Yellow rides33. Speck in the ocean34. *Famous lam-pooner on Christ-mas vacation36. Owner’s acqui-sition38. Idiot, Yiddish42. Patriots’ Day month45. Phone compa-nies49. Indian dish51. *Agreement to assume Santa’s identity54. Dangle a carrot56. Relating to the moon57. Physics calcula-tion58. Mosque V.I.P.

59. Agitate60. All over again

61. *Santa’s bitter old brother62. Columbus’ ves-sel

63. Makes lace66. Exist68. Corn site

(Crossword Solution on page 15)


FAMILY FEATURES

Every chef knows a properly outfitted kitchen is a must in order to create culinary master -

pieces. This year, make sure the special food lover in your life has everything he or she

needs to stir their passion for food and drink. Expand their culinary library with a book that

serves up helpful food tips and original recipes. Let them prepare their favorite recipes with a set of

ergonomic and innovative knives. Perk up their

mornings with a coffee maker that quickly brews

a customized cup at the touch of a button.

Or, help them serve up delightful dishes by

keeping their pantry stocked with superior

quality olive oil. This guide will help

you find unique gifts for every

kitchen connoisseur on your list.

Photo courtesy of Getty Images

In the Kitchen, the Little Things Matter

www.facebook.com/olivarioliveoil

$6.00 to $12.00Great dishes start with thefinest ingredients, such as thesuperior quality of Olivariolive oil. The people at Olivaribelieve it’s the little thingsthat help make great olive oil.From harvesting olives so they never touch the ground to staying eco-friendly bymaking sure nothing goes towaste. This holiday, give thethoughtful cook in your life a gift that embodies care,quality and excellence.

A Great Find for Foodies

www.snacksthebook.com

$19.99Should you take a bath withyour strawberries or blow dryyour chicken? Clever culinaryinsights are offered in smallbites in “Snacks: Adventuresin Food, Aisle by Aisle,” abook by food adventurerMarcy Smothers. The perfectgift for the foodies on yourlist, the book takes the readeron a grocery store journey,revealing Smothers’ know -ledge, quirky fun facts, andgreat passion for exploringfood. It’s packed with helpfultips, original recipes andtantalizing tidbits.

A Sharp Gift

www.cutco.com

$241.00Whether you’re a master cookor you aspire to be one, every -one needs a good set of high-quality kitchen knives. CUTCOCutlery’s Kitchen Classics Setis the perfect foundation tobuild on for any home cook.The Petite Chef Knife,Trimmer and 2 3/4-inch Paring Knife will have youchopping, slicing and dicinglike your favorite foodcelebrity. American made andcarrying a Forever Guarantee,they’ll quickly become kitchenfavorites.

A Better Brew

www.keurig.com

$179.00Create the perfect cup of coffee every time with the Keurig K-Cup PlatinumBrewing System. This single cup brewerallows you to choose between five differentcup sizes to brew your favor ite coffee, tea, hot cocoa or specialty beverage with the simpletouch of a button. With a sleek design andavail ability in three colors, your favorite foodiewill love add ing it to their kitchen or office.


Christmas Magic 2013Christmas Magic 2013Buy Right - In Bradford!

Let Us Help You!

Special Gifts For Special People!Special Gifts For Special People!

Buy Right - In Bradford!

Main Street - East Main - Foster BrookMain Street - East Main - Foster Brook

Ph: 814-362-0536

PersonalizedChristmas Stockings!

Gift Certificates Make Nice

Stocking Stuffers Reserve For Holiday Parties! You Deserve

Our Value Meals!



Phone: 814-368-7161 FAX: 814-368-5403

AGENTS:






Useful For Winter!




20% OFF Selected

Items

Timeless Treasures

��




30-Item Soup & Salad Bar 2 Kinds of Soup Offered Daily








•Picture Framing


• Paint Supplies


In Stock!



24 12 oz. Bottles 14 99 + Tax


Phone: 368-3011




www.bisett.com



Easy Tax Planning For A Bigger Refund (NAPSI)—If, like most people, you could use some extra money these days, consider this: Three out of four Ameri-cans get an income tax refund from the IRS, and the average direct-deposited refund has totaled more than $2,800 for the last several years. Moving the needle above that average may be done with a little tax planning. “To see exactly where you still have opportunities to save, do a dry run of your federal tax return,” said TaxACT spokesperson Jessi Dolmage. “DIY solutions like TaxACT are already up-dated with tax law changes so you can estimate your taxes as early as October each year.” These hints can help you maximize your refund or lower your tax liability. 1. Remember all your above-the-line adjustments, which are amounts you can deduct from your taxable income. They include college tuition and fees, educator expenses, moving expenses, alimony paid, contributions to a tradi-tional IRA, student loan interest, and health insurance premiums if you’re self-employed. 2. Maximize your itemized de-ductions. Those may include charita-ble gifts (cash and non-cash, such as household items), unreimbursed medi-cal expenses, job search expenses in your present occupation, tax prepara-tion fees, mortgage interest and points paid, qualifi ed mortgage insurance pre-miums, and personal property and real estate taxes. If you’re not sure if you have enough deductions to itemize, tax software can calculate whether claim-ing the standard deduction or itemizing is more advantageous, with the results typically backed by a maximum refund guarantee. 3. Watch for these commonly missed tax credits, some of which are refund-able: Earned Income Tax Credit, Child Tax Credit, Child and Dependent Care Credit and Saver’s Credit. If you have college or other higher education ex-penses, don’t forget the American Op-

portunity and Lifetime Learning Cred-its. 4. Review your investments to see if offsetting capital gains with losses is appropriate for you. Keep in mind that your tax rate on long-term capital gains may be lower than your rate on short-term capital gains. 5. Save more for retirement. While the tax year ends December 31 for most tax benefi ts, you have until April 15 to max out contributions to traditional and Roth IRAs. Contribution limits for both (as long as neither you nor your spouse was covered for any part of the year by an employer retirement plan) are the lesser of your taxable compensation (wages, commissions, self-employment income, alimony and so on) or $5,500 for 2013 if you’re under age 50 ($6,500 if you’re age 50 or over). The contribu-tion limit is reduced at higher incomes. When the time comes to fi le your re-

turn, compare tax solutions carefully. Some brands charge more for returns with tax forms for more complicated situations. On the other hand, TaxA-CT’s free federal solution includes all e-fi leable forms for simple and compli-cated returns. The program uses simple interview questions to guide you through all your deductions and credits. The amount of your refund or taxes owed updates as you go. Some solutions, including Tax-ACT, also provide information about the tax implications of health care re-form to help you make better-informed health insurance decisions. General Tax Tips

• Choose e-fi le and direct deposit for the fastest refund.

• Don’t wait until April 15 to fi le—rush-ing often leads to errors.

• In the meantime, save all receipts, statements and tax forms in one place. Centralizing your information makes tax time easier and faster.

Learn More: Visit www.irs.gov and www.taxact.com to learn more about these tax breaks. To fi le your federal return free with TaxACT Free Edition, visit www.taxact.com



Bradford, PA


Flavorful, Nutritious And Versatile: Enjoying The Goodness Of Grains

(NAPSI)—With one look down the grocery store aisle or a quick glance at a restaurant menu, it’s clear that whole-grain options are popping up every-where. From quinoa to buckwheat and farro to freekeh, the number of grain possibilities is growing, leaving home cooks and diners puzzled by how to choose the right one and know how to prepare it. Not only do whole grains provide an array of health benefi ts, but they can also be an excellent base for hearty dishes that taste great and are remark-ably fi lling. Whether featured in a sal-ad, formed into a patty as a vegetarian burger option, warmed up for break-fast, or used as the base of a thick stew, grains are extremely versatile and can be enjoyed as part of breakfast, lunch, dinner or dessert. “Chefs are always looking for crea-tive ways to bring their cooking to the next level, and thanks to the versatility of grains, chefs can use them in count-less ways to bring new twists to clas-sic dishes,” says Chef Kirk Bachmann, president of Le Cordon Bleu College of Culinary Arts in Chicago. “At Le Cor-don Bleu, we educate our students on a range of trendy and classic ingredi-ents and teach them the skills and tech-niques to create delicious yet whole-some meals.” Although cooking with grains can seem like a daunting task, the chef in-structors at Le Cordon Bleu encourage home cooks to soak their long-cooking grains, whether for a few hours or over-night, to minimize the cooking time. This also ensures that any resin left on the grain that can cause a bitter taste will get washed off. The chef instructors at Le Cordon Bleu College of Culinary Arts share the following tips for choosing and prepar-ing whole grains: • Whole-grain options can be cus-tomized for each meal of the day. Make a big batch of steel-cut oats on Sunday evening and eat it for breakfast through-out the week. Add quinoa to lunchtime salads—add the dressing in ad_vance so the grain fully absorbs the fl avors of the dish. For dinner, add wheat berries or barley to soups for a hearty, fi lling meal. • Resist the urge to stir grains as they are cooking. Stirring causes whole grains, especially rice, to become sticky and clump together, making it diffi cult to prepare a fl uffy, fl avorful dish. • After they are cooked, whole grains stay fresh for several days in the refrigerator. You can cook a large pot of brown rice or quinoa at the begin-

ning of the week and use it in dishes throughout the week to save cooking time. “If you’re looking for more crea-tive ways to incorporate grains into your cooking or want to sharpen your skills in the kitchen, I suggest attend-ing the Le Cordon Bleu-Bleu Ribbon Kitchen workshops,” says Chef Bach-mann. “They’re offered at our campus-es around the country, and foodies can step inside our kitchens and learn from Le Cordon Bleu chef instructors.” Meanwhile, you may care to try this recipe:

Quinoa Spinach Souffl é

Ingredients:

Olive oil cooking sprayBread crumbs1 lb. spinach leaves2 tsp. olive oil1 yellow onion, peeled and diced2 cloves garlic, peeled and minced1 Tbsp. picked fresh thyme leaves1 tsp. fi nely chopped fresh rosemary¼ tsp. crushed red pepper fl akes2 cups cooked quinoa (1 cup uncooked quinoa), made according to package di-rections1 cup cottage cheese¼ tsp. freshly ground black pepper1/3 cup Parmesan cheese2 large eggs, lightly beaten

Directions:

Preheat oven to 350°. Spray an 8-by-8-inch glass baking dish with olive oil spray. Coat dish with bread crumbs and set aside. Fill a large bowl with ice and water and set aside. Bring a medium pot of water to a boil and add spinach. Blanch until bright green, about 10-12 seconds, and immediately transfer to ice bath. When spinach is cold, remove from ice bath, squeeze out all water and fi nely chop; set aside. In a medium sauté pan, heat olive oil and add onion, garlic, thyme, rosemary and red pepper fl akes. Sauté until trans-lucent and remove from heat; transfer to a medium bowl. Add spinach, quinoa, cottage cheese, pepper, Parmesan cheese and eggs to the onion mixture and stir until com-bined. Pour the mixture into the baking dish and place in the oven. Bake until set and edges are brown, 60 to 70 min-utes. Slice and serve warm or at room temperature. To learn more about Le Cor-don Bleu and check out upcoming workshops,visit www.chefs.edu


Shop Local This Year!




20% OFF Selected

Items 30-Item Soup & Salad Bar

2 Kinds of Soup Offered Daily








Phone: 814-368-7161 FAX: 814-368-5403

AGENTS: 24 12 oz. Bottles 14 99 + Tax



•Picture Framing


• Paint Supplies







Useful For Winter!

www.bottorfembroidery.com


Secrets For Making Pets Happy This Holiday (NAPSI)—Don’t forget your best friends this holiday season. Even those with four legs deserve a special present under the tree. Fortunately, according to DIY expert Brit Morin, you can spoil your pets without spoiling your budget. Every December, Morin combines her crafting skills and creativity to make homemade gifts for her adopted dog, Hoover. This year, she’s teaming up with PetSmart Charities to share her tips on how to pamper your pets. “I’m excited to team up with PetSmart Charities to teach pet parents creative projects to do for their pets this holiday season,” said Morin, founder of Brit + Co. “Having pets myself, I love giving ideas on how to show adopted pets how special they are in simple and affordable ways.” Five Holiday DIY Ideas

For Pet Lovers 1. DIY Pet Pillows: Turn Fido’s photo into a decorative pillow for your home-all you need is iron-on transfer paper, fabric and a sewing machine. If you’re not up for the sewing task, you can iron the photo onto an existing pil-low or pillowcase to spruce up his bed or crate. 2. Paw Print Stamps: You can turn your pet’s paw print into art by stamp-ing his or her print on a poster or wrap-ping paper. Turn a plain pattern into a masterpiece sure to please any pet lover on your holiday gift list. 3. DIY Photo Ornaments: Make your pet the star of your tree this holiday. Start with a clear ornament and print out a card-stock photo of your pet to in-clude. Adorn with confetti for a festive touch.

4. Homemade Holiday Treats: Every dog or cat deserves a yummy treat, and you can bake some with love. A deli-cious recipe for Pumpkin Peanut Butter Dog Treat is at www.brit.co/pumpkin-peanut-butter-dog-treats/. They even make a great stocking stuffer. 5. Etched Glass Treat Jars: Make a personalized gift your cat or dog will love by etching his or her name onto a clear treat jar full of his favorite good-

ies. You can see the full projects at: www.petsmartcharities.org/holiday-happy-home

How Else Can You Help Give Homeless Pets A Happy Home?

Adopting: If you’re ready to love and care for a pet, you can help save a life. Pet adoption opens up space at local shelters, allowing room for more pets to come in and stay longer, giv-ing them a better chance of fi nding a home. If you’re considering adoption, PetSmart Charities’ adoptable pets lo-cator can help you fi nd your perfect match nearby. Visit www.petsmartch-arities.org/adopt--a-pet to learn more. Donating: Donations to PetSmart Charities help support lifesaving adop-tion, spay/neuter and emergency relief programs. For the 10th year in a row, PetSmart Charities earned four stars from Charity Navigator (the highest rating) and remains in the top 1 percent of all charities ranked. A donation can make an easy and meaningful gift for yourself, a fellow pet lover, a relative or someone special who has it all. Just $25 saves a pet’s life by subsidizing vaccinations that the pet receives while waiting to be adopted. To make a donation that may be tax deductible, visit: www.petsmartcharities.org/how-to-help/donate

Make It Merry (NAPSI)—This holiday season, you can have gift-giving well in hand—when you give handmade, personalized gifts. For example, if you’ve got a talent for cooking or baking, homemade pre-serves, cookies or artisanal treats can be a tasteful way to show you care. Even if you can’t picture yourself creating crafts, you can easily send personalized greeting cards, with help from your smartphone and Walgreens. After all, according to the Pew Re-search Center, most American adults own a cell phone and 82 percent of them use their phones to take photos. You can create great photo cards right from that phone. Simply down-load the free Walgreens mobile app, snap or up_load your photo, design your greeting cards and then pick them up the same day from Walgreens. Learn More: For more information, visit www.walgreens.com/mobile


FAMILY FEATURES

Holidays are always more

festive and fun once

you’ve bought a sleigh

full of gifts for everyone on your

list. Make all of your family and

friends merry this year with great

gift ideas, like a classic toy. Stuff -

ing their stocking with the gift of

good vision and eye health is also

a wonderful way to put a smile on

anyone’s face. Perhaps, you need

a gift for the music lover in the

family. Tails will be wag ging when

you give a snuggly gift to your

favorite furry com panion. And,

there’s nothing more thoughtful

than a beautiful, customized

photo scrapbook created by you.

After all, nothing makes the

holidays happier than knowing

your gifts will bring joy to all the

special people on your list.

Photo courtesy of Getty Images

Enjoy the Beauty of the Holiday Season with the Gift of Sight

Give the gift of good vision to someone you care about this holiday season.With afford able individual and family vision benefits available directly toconsumers from VSP Direct™, you can affordably give the same high-qualityvision cover age many employers offer. Benefits include an eye exam with a low copay and an allowance for glasses or contacts.VSP® offers the lowest out-of-pocket costs in individual vision care with typical annual savings of $227.Visit www.givevsp.com for more details.

Presents for Your Pet

Here’s a cute gift for your pet or any pet lover that also helps savehomeless pets. The Luv-A-Pet™ Chance and Lucky plush dog toys,available exclusively at PetSmart, make great snuggling companionsfor your pet and each has a squeaker inside for play time fun. Andthis year, Superman Chance, Mrs. Chance and Bret Michaels Chancejoin the family. Priced from $5.99 to $8.99, 10 percent of the pur chaseprice is donated to PetSmart Charities, which provides funding and programs that save the lives of homeless pets across NorthAmerica. The toys are available in all PetSmart stores or online atwww.petsmart.com.

This Season’s Most Thoughtful Gift: A Beautiful Blurb Book, Made by You

Blurb’s creative publishing platform is simple and smart enough to helpanyone make a beautiful book — every blogger, cook, photographer,parent, traveler, poet, architect, business owner, you name it. And Blurbbooks make perfect one-of-a-kind gifts. Not cookie-cutter, drag-and-dropphoto scrapbooks, but personalized bookstore-quality books that come in a variety of sizes. With a variety of cover options and photo-qualitypaper choices, Blurb offers the perfect solution for holiday gifting: Trulyunique and beautiful books. Visit www.blurb.com.

$12.99 to $69.99

For the Music Lover

Everyone on your listwill love the SamsungGalaxy S4 Androidsmartphone fromCricket. With a large,vibrant 5-inch screen,excellent camera qualityand Cricket’s exclusiveMuve Music service,you might even sneakone for yourself. TheGS4 with Muve Music isgreat for the music loverwho doesn’t want tospend a fortune. Crickethas unlimited musicdownloads, talk, text and data start ing at $45 a month ... even Santa is a little jealous. Visitwww.mycricket.com.

Samsung Galaxy S4 — As low as $25 down

Adorable Toys for Little Girls

Calico Critters, like the Hopscotch Rabbit Family shown here, make an idealgift for imaginative little girls. If you are looking for a timeless, classic toy that promotes wholesome family values and stimulates imaginative play, there is no better choice than Calico Critters of Cloverleaf Corners. These award-winning critters are just adorable. Choose from rabbits, dogs, cats, bears andmany other animal families plus a wide range of accessories. Find out more atwww.calicocritters.com.

Documents

Bradfordjournalcolorissue12 12 13x