Prepared by: Kamlesh Gurbuxani for training of his agents.

BONUS CHART Final Additional Bonus For the Year 2011-12 Under in force Plans 2,5,8,14,41,50,90,91,102,103,48,88,89 & 133.

Under all individual in force Plans

(Interim Bonus Rates for the year 2012-13 will be same as per above rates)

LOYALTY ADDITIONS: (For in force Plans)

Term Term Term Term

Plans 21 years & above

16 to 20 years

11 to 15 years

less then or equal

to 10 years

Endowment Type: 14, 41,50, 90, 91, 102 & 103, 48 42 38 34

Jeevan Anand : 149 47 43 39 36

Ltd End/Jeevan Mitra/ Jeevan Sathi: 48, 88, 89

48 44 40 40

Jeevan Mitra : 133 50 45 40

Jeevan Anurag : 168 44 42 40 38

Child Career : 184 40 38 34

Child Future : 185 44 42 38

Jeevan Amrit : 186 30 30 30 30

Plans 25 yrs 20 yrs 15 yrs 10yrs

Jeevan Shree: 162 50 46 42 42

Jeevan Pramukh : 167 52 48 44 44

Jeevan Tarang : 178 48 46 46

Plans 25 yrs 20 yrs 15 yrs

Money Back : 75 & 93 44 39

Jeevan Surabhi : 106, 107 &108 50 41 34

Jeevan Bharati : 192 31 29

Whole life Plans : 2, 5 & 8 70

Final Additional Bonus per `̀̀̀1000/- sum assured for policies with sum assured

Terms in respect of maturities/ number of years premiums paid in respect of claim by death.

Upto 25,000

25,001 to 50,000

50,001 to 1,99,999

2,00,000 & above

15 0 0 10 20 16 0 0 15 25 17 0 10 20 30 18 10 15 25 35 19 15 20 30 50 20 20 25 40 70 21 25 30 50 100 22 30 50 80 150 23 35 100 150 250 24 70 150 230 350 25 170 250 330 450 26 270 350 430 550 27 370 450 540 670 28 470 550 650 790 29 570 650 760 910 30 670 750 900 1100 31 800 900 1100 1300 32 950 1050 1300 1550 33 1100 1200 1550 1800 34 1250 1350 1700 2050 35 1400 1500 1850 2300 36 1550 1650 2050 2550 37 1700 1800 2250 2800 38 1850 1950 2500 3050 39 2000 2100 2750 3300

40& above 2150 2500 3000 3550

Under Money Back Type in force Plans:

Final Additional Bonus per `̀̀̀1000/- sum assured for policies with sum assured

Plan Upto 25,000

25,001 to 50,000

50,001 to 1,99,999

2,00,000 & above

75-20 0 10 30 40 93-25 40 150 175 225 106-15 0 0 20 30 107-20 40 50 75 100

Plan Term For Maturity/Death Claim

Bima Nivesh: 171 5 & 10 years `70 per `1000 of SA

Komal Jeevan: 159 4 to 12 years `25 to ` 90 per `1000 SA (`5 increase per year)

For Maturity/ Death Claim/Surrender

Jeevan Saral: 165 10 years `250 per `1000 of MSA

11 years `300 per `1000 of MSA