BIOMETRICS CONSORTIUM CONFERENCE

BALTIMORE, MARYLANDSeptember 19 – 21, 2006

Bill Wipprecht

EVP/Chief Security Officer

Corporate Security

Wells Fargo & Co.

BIOMETRICS

Access Control

Customer Service

Fraud Prevention

BIOMETRICS

Recognition

Authentication

Identification / Verification

BIOMETRICS

Access Control

─ Data Centers─ Safe Deposit Boxes─ Store Access Control

BIOMETRICS

Automated Self-Service Deposit Boxes

BIOMETRICS

BIOMETRICS

BIOMETRICS

BIOMETRICS

BIOMETRICS

Access Control - Store Access Control

BIOMETRICS

Customer Service─ Voice Recognition

BIOMETRICS

Fraud Prevention─ Thumbprints─ Fingerprints─ Photos on Credit Cards─ Electronic Signature─ Facial Recognition

BIOMETRICS

Wells FargoFacial Recognition Program

BIOMETRICS

Robbery

Wanted

Poster

BIOMETRICS

Facial Recognition

Search by face

1

Across branches & time

2

Robust to false identities

3

BIOMETRICSPilot Program Overview

15 FRT systems deployed across branches in a national fraud hotspot

Represents the largest distributed biometric surveillance test in the banking industry to date

Multiple tests conducted to measure accuracy, false positives, investigative productivity, and effectiveness.

Test conducted jointly by 3VR and Wells Fargo

BIOMETRICSReal-Time Watchlist Test

Test Methodology 5 independent subjects hired

to perform test transactions

All subjects enrolled into a single FRT system and onto a watchlist

Watchlist alert auto populated to all branches

Test subjects visited each of 15 pilot branches over 3 days

Metric Results

Matching Accuracy 63%

Nuisance Alert Rate

.07%

Number of Sites15 branches

Total Faces Analyzed

104,915

Results (Post-Tuning)

BIOMETRICSInvestigation Test

Results (Post-Tuning)

Metric 3VR Results

Investigation Speed 37% faster

Quality of Evidence Images

100% higher quality

Number of New Events Found

560% higher

Test Methodology Two investigators given

same fraud case.

One investigator used legacy DVR, one used 3VR

Investigators instructed to find additional instances of a suspect within the same bank branch.