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BEST Life Corporate brochure

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Page 1: BEST Life Corporate brochure

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Page 2: BEST Life Corporate brochure

Who we are.BEST Life has been providing affordable group

benefits to small and large employers for more than

four decades. Headquartered in California and with

offices in Idaho, we have built a legacy based on

superior service and flexible plan designs serving 39

states.

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Page 3: BEST Life Corporate brochure

Every employer is different. We understand that. That’s

why our plans are designed to maximize flexibility. It’s all

about tailoring to the specific needs of each employer.

What’s more, we pride ourselves on our superior customer

service, rapid claims payment and the quality health plans

that have remained BEST Life trademarks.

We have the agility and power to move quickly and easily.

That’s one of our strengths. You’re more than just a

number to us. We pay claims in a matter of days – not

weeks. And when you call, you get a live person committed

to your success. Every time. No exceptions. That’s the

superior customer service we’re known for.

It’s that simple. It’s our family helping your families.

Page 4: BEST Life Corporate brochure

What we do.All employer needs are different. That’s why we pride

ourselves on our ability to provide customized plan

designs to meet those unique needs. We offer a

complete and flexible portfolio of health and life

plans for both large and small employers. Our brokers

come to expect it. And we deliver.

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Page 5: BEST Life Corporate brochure

Often when you bundle medical insurance together with ancillary lines,

you get great rates on medical but then pay for it in higher ancillary

rates. For additional savings, bundle your ancillary lines separately and

ensure your groups are getting the best possible rates.

MedicalWe offer HSA-compatible High Deductible Health Plans (HDHP) with

access to large national or regional PPO networks. Plus, members gain

instant access to a wraparound network – one of the largest in the

nation – that gives them extra assistance when they are outside their

primary network service area.

DentalWe maintain a variety of affordable plans to fit many budgets. We offer

both Dental PPO and Indemnity plans for businesses with two or more

lives. You’ll find great rates, vast networks and the same superior

customer service.

VisionOffer employees the freedom of choice to see any provider with our

Indemnity Vision plan. Or access our PPO plan network of more than

40,000 EyeMed Vision Care® providers. All members also gain automatic

access to the EyeMed discount program and the QualSight® LASIK

network for additional savings.

LifeOur Group Term Life policies are customizable for employer-sponsored

or voluntary groups with two or more employees enrolling. With AD&D

and accelerated death benefit options, we provide multiple levels of

coverage that are just right for your groups.

Short Term DisabilityWe provide that financial safety net as employees recover from a non-

work-related injury or illness. And creating your own plan is easy. By

selecting the benefits you want, you can provide your groups with even

more choices and flexibility.

We also offer Administration Services Only, Third Party Administration

and Medical Stop Loss programs.

Products vary by state. Contact your sales representative for availability in your market.

Page 6: BEST Life Corporate brochure

Membership benefits.

In addition to our flexible and affordable plans, members automatically get additional discounts and benefits through BEST Employers Association (BEA). BEA currently serves more than 92,000 members nationwide.

Jenny CraigSave on Jenny! Members and their adult household dependents get their choice of a FREE 30-Day Program or 25% off a premium program.

Does not include the cost of food and shipping. Restrictions may apply.

EyeMed Vision Care®

Discounts on eye exams, eyewear and eye correction surgery.

QualSight® LASIKReceive 40-50% off the national average charge for LASIK surgery.

Sears CommercialDiscounts on brand name appliances, exercise equipment, televisions and more.

Avis®

Discounts on car rentals at any Avis location.

Global Medical ConexionsFor dental and medical treatment not covered by insurance. Members can obtain non-covered medical services at up to 70% less than the US retail hospital price when performed in another country.

Hartville Pet Health InsuranceMembers save 5% on eligible plans.

Available in California, Indiana, Nevada, Texas and Utah.

BEST

EMPLOYERS ASSOCIATION

Serving Americ a n B usin esses since

197

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Page 7: BEST Life Corporate brochure

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Page 8: BEST Life Corporate brochure

BEST Life and Health Insurance Company

2505 McCabe Way

Irvine, CA 92614

800.237.8543

[email protected]

www.bestlife.com