Beneflex Employee Benefits for Small Business [SEE REVERSE FOR PLAN OPTIONS AND PRICING]

Choice 3 Competitive Plans to Choose From

Gold – Silver – Bronze

Simple Administration Easy Sign-up and Enrolment

Be up and running in 2 weeks

Minimal ongoing administration

Dedicated Customer Service Team

Transparent Pricing Fixed Costs – no additional fees

Guaranteed Rates - see attached for pricing

Locked in Pricing – for up to 2 years

Fully Pooled – Join forces with other small businesses who use our buying power to lower your costs

and guarantee price stability

“Beneflex Pooled Benefits for Small Business is the ultimate solution for employers with less than 15 employees who would like to offer a

robust Employee Benefits program that is cost-effective, predictable and sustainable. Give your employees the coverage they need and want

without breaking the bank. Offer programs comparable to larger employers at a fraction of the cost. Our size and scale provides

competitive pricing now and ensures that price remains stable in the future.”

Want to learn more? Ready to get started?

Chad Dawson, Employee Benefits Specialist Selectpath Benefits and Financial

1-888-327-5777 ext: 121 or chad@selectpath.ca

HEALTHCARE BRONZE SILVER GOLD

PRESCRIPTION DRUG PLANCo-insurance 80% 90% 100%Generic Substitution Yes Yes YesPay Direct Drug Card Yes Yes YesAnnual Maximum (per person) $5,000 $5,000 $5,000

PARAMEDICALCo-insurance 80% 90% 90%Max/person/practitioner/year $300 $300 $300Practitioner Package

OUT OF COUNTRY (60 Days)Co-insurance 100% 100% 100%Maximum $5,000,000 $5,000,000 $5,000,000

VISIONCo-insurance 100% 100% 100%Eye Exams $75 per exam $75 per exam $100 per examLens,Frames, Contacts $200 $200Frequency Every 24 Months Every 24 Months

MEDICAL SUPPLIESCo-insurance 80% 90% 100%Hearing Aids $500/5 years $500/5 years $500/5 yearsOrthotics/Orthopedic Shoes $300/calendar year $300/calendar year $300/calendar year

DENTAL CARE BRONZE SILVER GOLDFee Guide Current Year Current Year Current YearRoutine Services Included Included IncludedMajor Dental Services Not Included Not Included IncludedChild Orthodontics (<18 years) Not Included Not Included IncludedCo-insurance (Routine) 70% 80% 90%Co-Insurance (Major/Ortho) Not Included Not Included 50%Annual Maximum (per person) $750 $1,000 Basic/Major $1,500

Ortho $1,500 lifetimeRecall Exams Every 9 Months Every 6 Months Every 6 MonthsScaling 8 Units 8 Units 8 Units

PRICING (Health & Dental) BRONZE SILVER GOLD

SINGLE (Monthly) $74.61 $85.73 $110.25FAMILY (Monthly) $195.59 $225.41 $288.75

Chiro, Physio, Accupunture, Psychologist, Naturopath, Osteopath, Podiatrist, Speech Therapist, Massage

Pricing for Life, Long Term Disability and Critical Illness is available upon request, employee data may be required Pricing subject to 8% PST and renewed annually.

Gold is accessible after one year of Silver or Bronze coverage. This is a program outline – further details are available