Benefits through the stages of your life.

THE CHANGING FACE OF MEDICAL DUESPat Haines

Susan Reimann

Yvette Russell-Minor

Allison Seed

• What we plan to cover– A review of options– An overview of

• Operational impact– Process & communications– Board of Pensions service support

– A time for dialogue and discussion

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WELCOME AND AGENDA

2

WHAT WE NEED FROM YOU

• Active participation in group discussion– Questions– Concerns– Feedback– Counsel

3

Action 2014 Dues 2015 Dues

Maintain Current Dues Model

23% effective salary

24.3% effective salary

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REVIEW OF OPTIONS:OPTION A

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Action 2014 Dues (Annual)

2015 Dues (Annual)

Maintain Dues at 21% for Member only; Introduce Dependent Coverage Tiers at flat amounts

Member: 21%+ Child(ren) =$534+ Partner = $664+ Family = $1,165

Member: 22%(Flat dollar amounts TBD)

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REVIEW OF OPTIONS:OPTION B

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Action 2014 Dues 2015 Dues

Set dues at % of effective salary and a lesser % for member only coverage

Dues w/ Dependents = 23%Dues w/o Dependents = 21%

Dues w/ Dependents = 25%Dues w/o Dependents = 22%

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REVIEW OF OPTIONS:OPTION C

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Benefits through the stages of your life.

OVERVIEW OF PROCESS

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OPERATIONAL IMPACT:PROCESS & COMMUNICATIONS

• Begin planning– Ensure we are prepared to serve

• Providing information today and looking ahead– Dues calculator– Administrative rules– Invoices

• Greater support needed if model changes

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OPERATIONAL IMPACT:PROCESS & COMMUNICATIONS

• Timeline• Vision for implementing• Board’s role• “Your” role

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TIMELINE OF EVENTS

Special website

launched(March)

Summer Employer Mailing

(July)

Sept. Mailing(Sept.)

Annual Enrollment (Oct.-Nov. 15)

Statements to

confirm elections ongoing

(& at year-end)

Medical Dues

Effective (Jan.1. 2014)

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PROCESS CYCLE

• Summer employer mailing• Information guide• Member report

• pensions.org Dues Calculator• Benefits Connect Dues Modeler

Communication and Decision Tools

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• Summer Mailing with information guide, Section 125 guidance and member report

• pensions.org Dues Calculator• Benefits Connect Dues Modeler

Communication and Decision Tools

PROCESS CYCLE: JULY– SEPTEMBER

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PENSIONS.ORG DUES CALCULATOR WELCOME:

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PENSIONS.ORG DUES CALCULATOR INFORMATIONAL PAGE:

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PENSIONS.ORG DUES CALCULATORSTEP 1:

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PENSIONS.ORG DUES CALCULATORSTEP 2:

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PENSIONS.ORG DUES CALCULATORSTEP 3:

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DUES CALCULATOR RESULTS

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• Benefits Connect On Line Medical Change Process

• Member Confirmation• Employer Confirmation

Medical Coverage Change Process

PROCESS CYCLE:OCTOBER – NOVEMBER 15 (ANNUAL ENROLLMENT)

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• Confirmation Statement Listing to Employer• Confirmation Statement to Member

Year-End Confirmation

PROCESS CYCLE:YEAR-END DECEMBER 2013

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WHAT STAYS THE SAME

• Commitment to members• Commitment to employing organizations• High level of quality service• Member Service support wrapped around all

processes/communications

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Benefits through the stages of your life.

DISCUSSION GUIDANCE

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CONSIDERATIONS

• What are presbytery minimum salary compensation policies?

• What are local tools you might need?• How can we serve you in providing

communications and guidance?• How can you ensure your churches have

reviewed/have had discussions?• What questions do you anticipate employing

organizations to have?

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SHARING DISCUSSION TOPICS

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WRAP UP/WHAT’S NEXT