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When f lood w a t e r s r i s e , we’ve got you covered. Homeowners I Dwelling Fire I Condominium I Tenants I Flood I Business Owners I Commercial I Residential centauriinsurance.com Be Certain with Centauri Insurance LOWER Premiums HIGHER Limits NO Waiting Period Simplified, Efficient Process Combined Coverages - ONE Policy, ONE Payment MORE Deductible Options FLOOD INSURANCE MADE SIMPLE FOR FLORIDA HOMEOWNERS

Be Certain with Centauri Insurance When flood waters rise, - Homeowners… · is NOT covered under typical homeowners, renters, condominium and dwelling fire policies. Centauri Insurance

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Page 1: Be Certain with Centauri Insurance When flood waters rise, - Homeowners… · is NOT covered under typical homeowners, renters, condominium and dwelling fire policies. Centauri Insurance

When flood waters rise, we’ve got you covered.

Homeowners I Dwelling Fire I Condominium I Tenants I Flood I Business Owners I Commercial I Residential

centauriinsurance.com

Be Certain with Centauri Insurance

LOWER Premiums

HIGHER Limits

NO Waiting Period

Simplified, Efficient Process

Combined Coverages - ONE Policy, ONE Payment

MORE Deductible Options

FLOOD INSURANCE MADE SIMPLE FOR FLORIDA HOMEOWNERS

Page 2: Be Certain with Centauri Insurance When flood waters rise, - Homeowners… · is NOT covered under typical homeowners, renters, condominium and dwelling fire policies. Centauri Insurance

COVERAGE COMPARISON

FLEXIBLE, COMPREHENSIVE FLOOD COVERAGE

CENTAURI’S FLOOD ENDORSEMENT NFIP

Premiums on average 15% LOWER Higher premiums

NO NFIP fees/assessments NFIP fees/assessments applied

Dwelling Coverage up to $2,000,000 Dwelling Coverage up to $250,000

Contents Coverage up to $500,000 Contents Coverage up to $100,000

NO Waiting Period 30-Day Waiting Period

REPLACEMENT Cost Coverage for Contents Actual Cash Value Coverage for Contents

LOSS OF USE Coverage Additional Living Expense, Fair Rental Value, Civil Authority

NO COVERAGE

ONE SIMPLE POLICY Combine Coverages & Premium Payment SEPARATE Policies & SEPARATE Billing

ONE Claims Adjustor MULTIPLE Claims Adjustors

Homeowners I Dwelling Fire I Condominium I Tenants I Flood I Business Owners I Commercial Residentialcentauriinsurance.com

Above is a summary for illustrative purposes only. Please refer to policy for coverage details. Insurance products are issued & underwritten by Centauri Specialty Insurance Company & subject to underwriting review & approval. Products may not be available in all states. Not all properties are eligible. Check underwriting guidelines for information. Copyright 2016 Centauri Specialty Insurance Company.

A flood can happen anywhere and anytime, whether your property resides in a low-lying area or inland. Flood insurance must be purchased separately because damage from flooding is NOT covered under typical homeowners, renters, condominium and dwelling fire policies.

Centauri Insurance is proud to offer an innovative alternative to NFIP flood coverage for Florida homeowners. We’ve simplified the process with a single, more sensible policy. Count on Centauri to provide peace of mind when your customers need it the most. Our new flood coverage can be attached as an endorsement to a new or existing homeowner’s policy.

You can be certain that mortgagees will be confident with our coverage. Centauri’s flood endorsement is the first to be certified by the Florida Office of Regulation as providing coverage equal to or exceeding the flood coverage offered by the NFIP.