Barclays Bank of Kenya is regulated by the Central Bank of Kenya

Statement of financial position

AssetsCash balances (both local and foreign)Balances due from Central Bank of KenyaKenya government and other securities held fordealing purposesFinancial assets at fair value through profit and lossInvestment securities:Held to maturity: a. Kenya government securities b. Other securitiesAvailable for sale: a. Kenya government securities b. Other securitiesDeposits and balances due from local banking institutionsDeposits and balances due from banking institutions abroadTax recoverableLoans and advances to customers (net)Balances due from banking institutions in the groupInvestment in associatesInvestment in subsidiary companiesInvestment in joint venturesInvestment propertiesProperty and equipmentPrepaid operating rental leasesIntangible assetsDeferred taxRetirement benefit assetOther assetsTotal assets

LiabilitiesBalances due to Central Bank of KenyaCustomers’ depositsDeposits and balances due to banking institutions (local)Deposits and balances due to banking institutions (foreign)Other money market depositsBorrowed fundsBalances due to banking institutions in the groupTax payableDividends payableDeferred tax liabilityRetirement benefit liabilityOther liabilitiesTotal liabilities

Shareholders’ fundsPaid up/assigned capitalShare premium/(discount)Revaluation reservesRetained earnings/(accumulated losses)Statutory loan loss reserveOther reservesProposed dividendCapital grantsTotal shareholders’ fundsMinority interestTotal liabilities and total shareholders funds

Statement of comprehensive income

Interest incomeLoans and advances to customersGovernment securitiesDeposits and placements with banking institutionsOther interest incomeTotal interest income

Interest expensesCustomer depositsDeposits and placements with banking institutionsOther interest expensesTotal interest expensesNet interest income

Non - interest incomeFees and commissions income on loans & advancesOther fees and commissionsForeign exchange trading incomeDividend incomeOther incomeTotal non-interest incomeTotal operating income

Operating expensesLoan loss provisionStaff costsDirectors emolumentsRental chargeDepreciation on property and equipmentAmortisation chargesOther operating expensesTotal operating expensesProfit before tax and exceptional itemsExceptional itemsProfit after exceptional itemsCurrent taxDeferred taxProfit after tax and exceptional items

Other comprehensive incomeGains/(losses) from translating the financial statements offoreign operationsFair value changes in available for sale financial assetsRevaluation surplus on property, plant and equipmentShare of other comprehensive income of associatesIncome tax relating to components of other comprehensive incomeOther comprehensive income for the year net of taxTotal comprehensive income for the year

Earnings per share (Shs)Dividends per share (Shs)

I

A 1 2 3 4 5 a) b) 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21

B 22 23 24 25 26 27 28 29 30 31 32 33 34

C 35 36 37 38 3940 41 42 43 44 45

II

1 1.1 1.2 1.3 1.4 1.5

2 2.1 2.2 2.3 2.4 3

4 4.1 4.2 4.3 4.4 4.5 4.6 5

6 6.1 6.2 6.3 6.4 6.5 6.6 6.7 7

8 9 10 11 12

13 13.1

13.213.313.413.5

14 15

September2017

Shs ‘000Unaudited

September2017

Shs ‘000Unaudited

December2017

Shs ‘000Audited

December2017

Shs ‘000Audited

March2018

Shs ‘000Unaudited

March2018

Shs ‘000Unaudited

June2018

Shs ‘000Unaudited

September2018

Shs ‘000Unaudited

June2018

Shs ‘000Unaudited

4,009,75111,608,676

6,789,904-----

57,509,64157,509,641

-5,600,0001,016,041

433,957167,249,18210,095,900

-362,512

--

2,907,44155,329

1,210,935541,910160,382

8,057,991277,609,552

-200,638,484

1,559,581148,886

--

22,679,534-

1,086,307--

9,475,773235,588,565

2,715,768-

183,29238,916,627

-205,300

--

42,020,987-

277,609,552

15,901,6614,116,164

82,72612,078

20,112,629

3,557,920423,202

-3,981,122

16,131,507

532,0173,077,5482,162,924

-281,565

6,054,05422,185,561

2,332,9678,023,325

104,109952,258587,991359,299

2,442,86514,802,814

7,382,747-

7,382,747(2,376,677)

94,9365,101,006

479,214

(143,764)335,450

5,436,456

0.94-

4,009,75111,608,676

6,789,904-----

57,609,64157,609,641

-5,600,0001,016,041

437,630167,249,18210,095,900

----

2,907,44155,329

1,235,935547,195160,382

8,646,821277,969,828

-200,370,484

1,559,581148,886

--

22,679,534-

1,086,307--

9,581,600235,426,392

2,715,768-

183,29239,439,076

-205,300

--

42,543,436-

277,969,828

15,901,6614,118,821

82,72627,038

20,130,246

3,557,920423,202

-3,981,122

16,149,124

532,0173,479,1222,162,924

-281,565

6,455,62822,604,752

2,332,9678,100,735

104,109954,244587,991359,299

2,455,65014,894,995

7,709,757-

7,709,757(2,475,807)

95,9645,329,914

479,214

(143,764)335,450

5,665,364

0.98-

4,719,62511,634,615

9,608,230-----

58,376,46558,376,465

-1,300,000

518,113336,209

168,397,4173,464,630

-362,761

--

2,744,06546,394

1,130,854684,067

-8,358,721

271,682,166

-186,245,380

2,061,578997,877

--

28,831,238---

3,8559,983,070

228,122,998

2,715,768-

250,79136,051,918

-195,462

4,345,229-

43,559,168-

271,682,166

21,259,1565,770,087

117,14619,784

27,166,173

4,834,902556,064

-5,390,966

21,775,207

635,8954,186,2732,863,594

-321,117

8,006,87929,782,086

3,115,11310,011,544

141,1751,335,579

766,918465,018

3,940,87519,776,22210,005,864

-10,005,864(3,526,653)

200,3666,679,577

575,641

(172,692)402,949

7,082,526

1.231.00

4,719,62511,634,615

9,608,230-----

58,476,02858,476,028

-1,300,000

518,113414,659

168,397,4173,464,630

----

2,744,06546,394

1,155,854696,948

-8,000,799

271,177,377

-185,977,380

2,061,578997,877

--

28,831,238---

3,8559,206,313

227,078,241

2,715,768-

250,48536,592,192

-195,462

4,345,229-

44,099,136-

271,177,377

21,259,1565,775,128

117,14619,784

27,171,214

4,834,902534,890

-5,369,792

21,801,422

635,8954,636,5242,863,594

-321,116

8,457,12930,258,551

3,115,11310,113,604

141,1751,338,142

766,918465,018

3,957,60219,897,57210,360,979

-10,360,979(3,643,519)

208,8596,926,319

575,204

(172,561)402,643

7,328,962

1.281.00

4,544,8768,510,643

17,560,362-----

66,904,02966,904,029

-4,000,000

346,727-

165,541,0527,665,218

-362,761

--

2,654,35046,395

1,029,3301,532,076

-10,595,269

291,293,088

-193,579,258

4,703,106611,121

--

38,103,204608,904

--

10,15010,069,385

247,685,128

2,715,768-

265,08636,105,958

-175,919

4,345,229-

43,607,960-

291,293,088

5,224,8371,669,058

18,1757,845

6,919,915

1,273,813191,646

-1,465,4595,454,456

172,4971,027,147

759,611-

129,4962,088,7517,543,207

575,4822,727,470

36,243277,693210,727105,132

1,034,4644,967,2112,575,996

-2,575,996

(937,249)146,389

1,785,136

20,422

(6,127)14,295

1,799,431

0.33-

4,544,8768,510,643

17,560,362-----

67,003,59267,003,592

-4,000,000

346,727-

165,541,0527,665,218

----

2,654,35046,395

1,054,3301,544,957

-10,219,041

290,691,543

-193,286,258

4,703,106611,121

--

38,103,204570,392

--

10,1509,162,714

246,446,945

2,715,768-

264,78036,742,902

-175,919

4,345,229-

44,244,598-

290,691,543

5,224,8371,671,807

18,1757,845

6,922,664

1,273,813186,000

-1,459,8135,462,851

172,4971,188,482

759,611-

129,4972,250,0877,712,938

575,4822,754,664

36,243279,066210,727105,132

1,039,0305,000,3442,712,594

-2,712,594(985,051)

154,8821,882,425

19,984

(5,995)13,989

1,896,414

0.35-

3,716,77611,999,550

22,985,975-----

70,243,35670,243,356

-3,300,0006,587,838

568,789176,115,166

9,323,729-

362,761--

2,548,48246,395

909,6811,622,723

-6,676,090

317,007,311

-217,101,933

4,569,068865,643

--

41,894,249-

1,086,307-

16,44611,359,577

276,893,223

2,715,768-

409,24836,806,068

-183,004

--

40,114,088-

317,007,311

10,549,7483,516,094

68,304-

14,134,146

2,756,198427,647

-3,183,845

10,950,301

474,3212,018,4951,641,627

-289,923

4,424,36615,374,667

1,716,9425,051,770

73,169590,563421,535204,593

2,250,73010,309,302

5,065,365-

5,065,365(1,706,134)

248,5213,607,752

226,367

(67,910)158,457

3,766,209

0.660.20

4,435,77016,760,347

28,261,441-----

74,494,12774,494,127

-1,000,000

676,446607,410

178,434,4674,283,773

-362,761

--

2,399,39046,395

813,4731,746,259

-8,315,795

322,637,854

-220,538,197

1,275,3301,071,197

--

43,664,196-

1,086,307-

22,74113,070,038

280,728,006

2,715,768-

606,38938,400,681

-187,010

--

41,909,848-

322,637,854

16,018,7025,543,273

104,867-

21,666,842

4,513,423682,140

-5,195,563

16,471,279

809,6373,017,0322,522,533

-605,202

6,954,40423,425,683

2,829,1987,377,477

112,053865,681603,740305,645

3,942,48016,036,274

7,389,409-

7,389,409(2,644,869)

458,4555,202,995

507,998

(152,399)355,599

5,558,594

0.96-

3,716,77611,999,550

22,985,975-----

70,342,91970,342,919

-3,300,0006,587,838

648,250176,115,166

9,323,729----

2,548,48246,395

955,3411,639,148

-6,419,286

316,628,855

-216,808,933

4,569,068865,643

--

41,894,249-

1,086,307-

16,44610,581,313

275,821,959

2,715,768-

408,08537,500,039

-183,004

--

40,806,896-

316,628,855

10,549,7483,520,758

68,304-

14,138,810

2,756,199416,090

-3,172,289

10,966,521

474,3212,291,0591,641,627

-289,924

4,696,93115,663,452

1,716,9425,104,533

74,452595,938421,535204,593

2,259,64210,377,635

5,285,817-

5,285,817(1,775,813)

252,0653,762,069

225,143

(67,543)157,600

3,919,669

0.690.20

September2018

Shs ‘000Unaudited

4,435,77016,760,347

28,261,441-----

74,595,47374,595,473

-1,000,000

676,446653,555

178,434,4674,283,773

----

2,399,69546,395

859,1341,765,563

-8,054,354

322,226,413

-220,245,197

1,275,3301,071,197

--

43,664,196-

1,086,307-

22,74112,177,639

279,542,607

2,715,768-

608,00239,173,026

-187,010

--

42,683,806-

322,226,413

16,018,7025,550,294

104,867-

21,673,863

4,513,423664,799

-5,178,222

16,495,641

809,6373,421,3722,522,533

-605,202

7,358,74423,854,385

2,829,1987,458,480

113,337867,926603,740305,645

3,955,13616,133,462

7,720,923-

7,720,923(2,750,027)

464,1595,435,055

510,739

(153,222)357,517

5,792,572

1.00-

Bank Group

Other disclosures

Non-performing loans and advancesGross non-performing loans and advancesLess: Interest in suspenseTotal non performing loans and advancesLess: loan loss provisionsNet non performing loans(c-d)Discounted value of securitiesNet NPLs (excess)/exposure(e-f)

Insider loans and advancesDirectors ,shareholders and associatesEmployeesTotal insider loans and advances

Off balance sheet itemsLetters of credit ,guarantees, acceptancesForwards, swaps and optionsOther contingent liabilitiesTotal contingent liabilities

Capital strengthCore capitalMinimum statutory capitalExcess/(deficiency)Supplementary capitalTotal capital

Total risk weighted assetsCore capital/total deposit liabilitiesMinimum statutory ratioExcess/(deficiency)Core capital/total risk weighted assetsMinimum statutory ratioExcess/(deficiency)Total capital/total risk weighted assetsMinimum statutory ratioExcess/(deficiency)Adjusted core capital/total deposit liabilitiesAdjusted core capital/total risk weighted assetsAdjusted total capital/total risk weighted assetsLiquidityLiquidity ratioMinimum statutory ratioExcess/(deficiency)

III

1)a)b)c)d)e)f)g)

2)a)b)c)

3)a)b)c)

4)a)b)C)d)e)

f)g)h)i)j)k)l)m)n)o)p)q)r)5)a)b)c)

September2017

Shs ‘000Unaudited

December2017

Shs ‘000Audited

March2018

Shs ‘000Unaudited

June2018

Shs ‘000Unaudited

September2018

Shs ‘000Unaudited

11,935,5083,027,3228,908,1865,359,1713,549,0151,549,226

1,999,789

44,98212,060,28012,105,262

30,021,96639,850,499

-69,872,465

39,081,8911,000,000

38,081,8915,162,854

44,244,745

246,227,74819.4%8.0%

11.4%15.9%10.5%

5.4%18.0%14.5%

3.5%

38.0%20.0%18.0%

12,614,7233,256,0669,358,6575,570,6763,787,9811,656,0192,131,962

44,11411,674,00411,718,118

24,081,88644,527,135

-68,609,021

38,767,6861,000,000

37,767,6865,166,021

43,933,707

243,728,27220.8%

8.0%12.8%15.9%10.5%

5.4%18.0%14.5%

3.5%

33.4%20.0%13.4%

12,629,4913,332,6889,296,8035,717,974

3,578,8291,700,9541,877,875

42,86611,233,471

11,276,337

24,039,02849,410,773

-73,449,801

37,929,1581,000,000

36,929,1585,038,949

42,968,107

250,482,91319.6%8.0%

11.6%15.1%10.5%

4.6%17.2%14.5%

2.7%21.0%16.2%18.2%

36.2%20.0%16.2%

14,357,7773,426,117

10,931,6606,368,4604,563,200

972,7743,590,426

42,12011,051,378

11,093,498

30,228,32549,315,853

-79,544,178

37,717,9601,000,000

36,717,9605,045,494

42,763,454

256,715,45217.6%8.0%9.6%

14.7%10.5%

4.2%16.7%14.5%2.2%

17.9%15.0%16.9%

38.3%20.0%18.3%

14,598,0963,080,77911,517,3177,209,2934,308,0241,033,811

3,274,213

41,71310,884,953

10,926,666

27,053,39949,500,644

-76,554,043

38,515,2671,000,000

37,515,2675,045,413

43,560,680

260,837,33217.5%8.0%9.5%

14.8%10.5%

4.3%16.7%14.5%2.2%

17.9%15.1%17.1%

39.9%20.0%19.9%

Bank

Message from the Directors:

These financial statements are extracts from the books of the institution.The complete quarterly financial statements, statutory and qualitative disclosures can be accessed on the institutions website www.barclays.co.ke.

They may also be accessed at the institutions Head office at The West End Building, Waiyaki way.

They were approved by the board on Wednesday 21st November, 2018 and signed on its behalf by:

Charles Muchene Jeremy AworiChairman Managing Director

Barclays Bank of Kenya Limited Financial StatementsThe Board of Directors of Barclays Bank of Kenya Limited is pleased to announce the unaudited group results for the ended 30 September 2018

Calling all chest-beating,stadium-shaking Superfans!Enter the #SuperfansUnited competition and you could win the Premier League experience of a lifetime. Open a Barclays Personal or Business Current Account and deposit Kes 5,000 to enter. Existing Barclays current account holders are automatically eligible.

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Barclays Bank of Kenya is regulalted by the Central Bank of Kenya.