Bankruptcy Filings in New Hampshire · There were 5,658 bankruptcy ﬁ lings in New Hampshire during 2010. 1 That was an average of 471.5 bankruptcy ... There are six types of bankruptcy

New Hampshire Employment Security, Economic and Labor Market Information Bureau 1

ContentsSeasonallyAdjusted EstimatesUnemployment Rates. . . . . . . . . . . . 3Current Employment Statistics . . . . 3

Not Seasonally Adjusted EstimatesUnemployment Rates. . . . . . . . . . . . 4Current Employment Statistics . . . . 6

Claims Activity . . . . . . . . . . . . . . 7

Visit our Web site:www.nh.gov/nhes/elmi

There were 5,658 bankruptcy fi lings in New Hampshire during 2010. 1 That was an average of 471.5 bankruptcy fi lings per month. There have been 3,691 fi lings during the fi rst nine months of 2011, averaging about 410 fi lings per month. That is a drop of over 60 fi lings per month. If this rate continues, there will be about 4,920 fi lings for 2011, a lower total than seen for the last two years.

Bankruptcy is seen as a last alternative for settling outstanding debt because it equates to an “everybody loses” scenario. A bankruptcy means that the creditor does not get paid, in turn reducing that creditor’s ability to keep current with their own expenses. The recent

Bankruptcy Filings in New Hampshire

Bankruptcy Filings in New Hampshire

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downturn in the economy and the weak recovery since June 2009 has affected many individuals who lost jobs and affected businesses with reduced business activity and unpaid services. Bankruptcy has been the legal way out of debt for those with no other options available.

For those who resort to fi ling for bankruptcy, there are different chapters, or types of fi ling, to fi t their situation. Chapter 7 and Chapter 13 are the most commonly used types of bankruptcy fi lings. The differences in the chapters for fi ling depend on whether or not property is involved, what type of property it is (exempt or non-exempt), and how it is treated. Under Chapter 7 bankruptcy, the

debtor has non-exempt property liquidated (bank accounts, stocks, homes, currency). The debtor can keep exempt property (pensions, motor vehicle under a certain value, and a portion of unpaid but earned wages). The intended result is for the debtor to get a “fresh start” on life. Chapter 13 allows a debtor to retain non-exempt property while regular payments are made over a period of time, usually three to fi ve years.

The highest number of fi lings in New Hampshire was in 2005 with 6,097 bankruptcy fi lings. This was partly due to a change in the law that became effective November 1, 2005. The change involved an increase in repayment obligations and

1. U.S. Bankruptcy Courts. Table F-2. Business and Nonbusiness Bankruptcy Cases Commenced by Chapter of the Bankruptcy Code. Figures include totals of all Chapters. <www.uscourts.gov/uscourts/Statistics/StatisticalTablesForTheFederalJudiciary/2010/F02Jun10.pdf>. Accessed 3 Oct 2011.

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New Hampshire Economic Conditions - September 2011 www.nh.gov/nhes/elmi


fi nancial restrictions for those fi ling bankruptcy. The number of fi lings rose sharply as those in debt rushed to fi le to avoid the more stringent rules. Another requirement of the 2005 law is that debtors must get credit counseling before fi ling. An income level means test for eligibility was also instituted to qualify for Chapter 7. This is a two-part test to determine if the fi ler’s income is higher than the state median income and if the income level can support paying 25 percent of nonpriority unsecured debt. This test determines if the debtor qualifi es to fi le for Chapter 7, not that a debtor must fi le under that chapter. Chapter 13 has a repayment schedule and the debtor can retain non-exempt property.

Bankruptcy statistics are one of the yardsticks used to measure economic health. A look at the last 20 years of historical data indicates a relationship between annual bankruptcy fi lings and recessionary periods.

According to Personal-Bankruptcy Cycles by Garrett and Wall, 2 the number of bankruptcy fi lings usually rise near the end of or after a recession. Recessions can cause multiple negative income shocks, and eventually bankruptcy is seen as the only option. Bankruptcy rates commonly do not decrease for several quarters into a recovery period. The current rate of bankruptcy fi lings in New Hampshire is showing signs of returning to pre-recession levels.

Anthony ScottAnita Josten

There are six types of bankruptcy filings:

Chapter 7The chapter of the Bankruptcy Code providing for "liquidation," that is, the sale of a debtor's nonexempt property and the distribution of the proceeds to creditors. In order to be eligible for Chapter 7, the debtor must satisfy a "means test." The court will evaluate the debtor's income and expenses to determine if the debtor may proceed under Chapter 7.

Chapter 9The chapter of the Bankruptcy Code providing for reorganization of municipalities (which includes cities and towns, as well as villages, counties, taxing districts, municipal utilities, and school districts).

Chapter 11A reorganization bankruptcy, usually involving a corporation or partnership. A Chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. Individuals or people in business can also seek relief in Chapter 11.

Chapter 12The chapter of the Bankruptcy Code providing for adjustment of debts of a "family farmer" or "family fisherman," as the terms are defined in the Bankruptcy Code.

Chapter 13The chapter of the Bankruptcy Code providing for the adjustment of debts of an individual with regular income, often referred to as a "wage-earner" plan. Chapter 13 allows a debtor to keep property and use his or her disposable income to pay debts over time, usually three to five years.

Chapter 15The chapter of the Bankruptcy Code dealing with cases of cross-border insolvency.

Source: U.S. Bankruptcy Court, Glossary of Legal Terms www.uscourts.gov/Common/Glossary.aspx

2. Garrett, Thomas and Wall, Howard. Personal-Bankruptcy Cycles. February 23, 2010. http://research.stlouisfed.org/wp/2010/2010-010.pdf



Seasonally Adjusted Estimates

Unemployment Estimates by Region

Local Area Unemployment Statistics (LAUS) by Place of Residence

Current Employment Statistics (CES) by Place of Establishment

Current month is PreliminaryPast months are Revised

Please note that not all supersectors meet the statistical criteria for publication in this category. We seasonally adjust the total nonfarm data series and all the published supersectors independently. Therefore, the sum of the published parts will not equal the total.

Supersector Mar-11 Apr-11 May-11 Jun-11 Jul-11Total Nonfarm 626,900 631,100 629,600 631,100 631,700

Construction 19,900 20,300 20,500 20,900 21,000Manufacturing 66,800 67,000 66,200 66,600 66,500

Durable Goods 51,400 51,300 50,900 51,200 50,900 Non-Durable Goods 15,400 15,700 15,300 15,400 15,600

Trade, Transportation, and Utilities 128,900 131,300 131,000 132,300 132,200 Wholesale Trade 25,400 25,500 25,400 25,700 25,800 Retail Trade 89,900 91,800 91,600 92,500 92,600 Transportation and Utilities 13,600 14,000 14,000 14,100 13,800

Information 11,400 11,400 11,400 11,300 11,600Financial Activities 35,500 35,800 35,500 35,100 35,500

Real Estate and Rental and Leasing 6,500 6,600 6,600 6,500 6,600Professional and Business Services 67,700 69,200 68,500 69,600 68,300

Administrative and Support 28,500 29,500 29,200 29,600 28,600Education and Health Services 112,500 112,500 113,000 111,700 113,400

Educational Services 27,300 27,000 27,200 25,500 26,100 Health Care and Social Assistance 85,200 85,500 85,800 86,200 87,300

Leisure and Hospitality 67,300 66,700 67,000 67,700 68,800 Arts, Entertainment, and Recreation 12,300 12,300 12,300 12,100 12,100 Accommodation and Food Services 55,000 54,400 54,700 55,600 56,700

Other Services 19,700 20,000 19,900 20,000 19,600Government 96,400 96,100 95,700 95,000 93,900

Federal Government 7,400 7,400 7,200 7,300 7,200 State Government 25,500 25,500 25,400 24,700 24,500 Local Government 63,500 63,200 63,100 63,000 62,200

Manchester NH MetroNECTA 97,700 98,600 98,000 97,000 97,800Nashua NH-MA NECTA Division 125,900 125,700 126,200 125,300 125,500Portsmouth NH-ME MetroNECTA 53,400 54,600 54,100 54,100 53,700Rochester-Dover NH-ME MetroNECTA 56,500 57,000 57,600 58,100 59,000

Seasonally Adjusted Jul-11 Jun-11 Jul-10United States 9.1% 9.2% 9.5%

Northeast 8.2% 8.1% 8.6%New England 7.9% 7.8% 8.4%

Connecticut 9.1% 9.1% 9.1%Maine 7.7% 7.8% 7.8%Massachusetts 7.6% 7.6% 8.4%New Hampshire 5.2% 4.9% 5.9%Rhode Island 10.8% 10.8% 11.6%Vermont 5.7% 5.5% 6.1%

Mid Atlantic 8.3% 8.2% 8.7%New Jersey 9.5% 9.5% 9.4%New York 8.0% 8.0% 8.5%Pennsylvania 7.8% 7.6% 8.6%

New Hampshire Feb-11 Mar-11 Apr-11 May-11 Jun-11 Jul-11Unemployment Rate 5.4% 5.2% 4.9% 4.8% 4.9% 5.2%Civilian Labor Force 744,990 744,410 744,080 742,240 741,010 739,390 Number Employed 704,420 705,990 707,870 706,530 704,410 701,100 Number Unemployed 40,570 38,420 36,210 35,710 36,600 38,290

United States (in thousands)Unemployment Rate 8.9% 8.8% 9.0% 9.1% 9.2% 9.1%Civilian Labor Force 153,246 153,406 153,421 153,693 153,421 153,228Number Employed 139,573 139,864 139,674 139,779 139,334 139,296Number Unemployed 13,673 13,542 13,747 13,914 14,087 13,931



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Not Seasonally Adjusted Estimates by Place of Residence

Labor Force Estimates

Unemployment Rates by Area

Unemployment Rates by Region

Current month is PreliminaryPast months are Revised

New Hampshire unemployment and labor force estimates are calculated using a regression model which depends on Current Population Survey (CPS) estimates. Labor Market Area estimates are calculated using the Bureau of Labor Statistics “Handbook Method” and then adjusted to the State levels.

New Hampshire Jul-11 Jun-11 Jul-10Total Civilian Labor Force 752,830 747,710 754,870Employed 712,840 708,630 711,030Unemployed 39,990 39,080 43,840

Unemployment Rate 5.3% 5.2% 5.8%

United States (# in thousands) Jul-11 Jun-11 Jul-10Total Civilian Labor Force 154,812 154,538 155,270Employed 140,384 140,129 140,134Unemployed 14,428 14,409 15,137

Unemployment Rate 9.3% 9.3% 9.7%

Not Seasonally Adjusted Jul-11 Jun-11 Jul-10United States 9.3% 9.3% 9.7%

Northeast 8.3% 8.3% 8.8%New England 8.0% 7.9% 8.5%

Connecticut 9.2% 9.1% 9.4%Maine 7.1% 7.5% 7.6%Massachusetts 7.8% 7.8% 8.5%New Hampshire 5.3% 5.2% 5.8%Rhode Island 11.2% 10.3% 11.8%Vermont 5.6% 5.6% 5.8%

Mid Atlantic 8.4% 8.4% 8.9%New Jersey 9.7% 9.7% 9.9%New York 8.0% 8.0% 8.6%Pennsylvania 8.2% 8.0% 8.7%

Counties Jul-11 Jun-11 Jul-10Belknap 4.9% 5.1% 5.5%Carroll 4.5% 4.9% 4.6%Cheshire 5.1% 5.2% 5.7%Coos 6.8% 7.2% 6.4%Grafton 4.5% 4.6% 4.6%Hillsborough 5.6% 5.4% 6.2%Merrimack 4.8% 4.8% 5.3%Rockingham 5.5% 5.3% 6.2%Strafford 5.5% 5.3% 5.8%Sullivan 4.7% 4.8% 5.4%

Map Key Labor Market Areas Jul-11 Jun-11 Jul-10

1 Colebrook NH-VT LMA, NH Portion 4.9% 5.6% 6.2%2 Berlin NH MicroNECTA 8.2% 8.6% 6.4%3 Littleton NH-VT LMA, NH Portion 5.0% 5.1% 5.3%4 Haverhill NH LMA 5.5% 5.4% 5.8%5 Conway NH-ME LMA, NH Portion 4.8% 5.3% 4.8%6 Plymouth NH LMA 4.8% 5.2% 5.2%7 Moultonborough NH LMA 3.8% 4.2% 3.6%8 Lebanon NH-VT MicroNECTA, NH Portion 4.1% 3.9% 3.9%9 Laconia NH MicroNECTA 5.1% 5.2% 5.7%10 Wolfeboro NH LMA 3.9% 4.3% 4.1%11 Franklin NH MicroNECTA 5.1% 5.3% 6.3%12 Claremont NH MicroNECTA 4.7% 4.9% 5.6%13 Newport NH LMA 5.2% 5.4% 6.1%14 New London NH LMA 4.4% 4.3% 4.8%15 Concord NH MicroNECTA 4.8% 4.8% 5.3%16 Rochester-Dover NH-ME MetroNECTA,

NH Portion 5.5% 5.3% 5.9%17 Charlestown NH LMA 5.5% 5.4% 5.4%18 Hillsborough NH LMA 5.9% 5.8% 6.4%19 Manchester NH MetroNECTA 5.3% 5.2% 6.1%20 Keene NH MicroNECTA 4.9% 5.0% 5.4%21 Peterborough NH LMA 5.9% 5.8% 6.3%22 Nashua NH-MA NECTA Division, NH Portion 5.5% 5.3% 6.1%23 Exeter Area, NH Portion, Haverhill-N. Andover-

Amesbury MA-NH NECTA Division 6.1% 5.8% 6.8%24 Portsmouth NH-ME MetroNECTA, NH Portion 4.7% 4.6% 5.0%25 Hinsdale Town, NH Portion, Brattleboro VT-NH

LMA 6.0% 5.9% 6.9%

26 Pelham Town, NH Portion, Lowell-Billerica-Chelmsford MA-NH NECTA Division 7.3% 6.9% 7.8%

27 Salem Town, NH Portion, Lawrence-Methuen-Salem MA-NH NECTA Division 6.7% 6.4% 7.6%

Less than 5.0%

5.0% to 5.9%

6.0% to 6.9%

7.0% to 7.9%

8.0% and above

Unattached Areas

July 2011



New Hampshire Nonfarm Wage and Salary EmploymentNot Seasonally Adjusted

Seasonally AdjustedNew Hampshire’s preliminary seasonally adjusted employment expanded by 600 jobs from June 2011 to July 2011. Private education and health services (supersector 65) increased by 1,700 jobs, over-the-month. Nearly two-thirds of this can be attributed to the growth in health care and social assistance (sector 62), up 1,100 jobs. From June to July employers in leisure and hospitality (supersector 70) added 1,100 jobs.

Over-the-month, employers in professional and business services (supersector 60) reduced their workforces by 1,300 jobs. Over three-fourths of this loss was driven by administrative and support and waste management and remediation services (sector 56), down 1,000 jobs. Government (supersector 90) lost 1,100 jobs from June to July. Nearly three-fourths of this loss was in local government, down 800 jobs.

From July 2010 to July 2011 preliminary seasonally adjusted employment increased by 9,600 jobs. Employment in leisure and

hospitality gained 6,500 jobs, over-the-year. Most of this growth was in accommodation and food services, up 5,400 jobs. Employers in professional and business services added 3,900 jobs between July 2010 and July 2011. Employers in private education and health services expanded their workforces by 3,300 jobs, over-the-year. Eighty-fi ve percent of this growth was driven by health care and social assistance, up 2,800 jobs.

Government lost 2,500 jobs, over-the-year. This loss was primarily due to the drop in state government, down 1,100 jobs. Other services decreased by 1,700 jobs between July 2010 and July 2011.

UnadjustedPreliminary not seasonally adjusted employment decreased by 3,200 jobs from June 2011 to July 2011. Employment in government (supersector 90) declined, over-the-month, down 9,300 jobs. All of this loss can be attributed to local government, down 9,300 jobs. Employers in professional and business services (supersector 60)

reduced their workforces by 1,200 jobs between June and July. Administrative and support and waste management and remediation services (sector 56) drove this reduction, down 1,100 jobs.

On a positive note, leisure and hospitality (supersector 70) added 6,000 jobs, over-the-month. Nearly three-fourths of this growth can be attributed to accommodation and food services (sector 72), up 4,400 jobs. Employers in construction (supersector 20) expanded their workforces by 600 jobs between June and July. Financial activities (supersector 55) increased by 500 jobs, over-the-month. Information (supersector 50) reported 300 more jobs than were reported in June.

From July 2010 to July 2011 preliminary not seasonally adjusted employment increased by 12,300 jobs. Leisure and hospitality added 6,900 jobs, over-the-year. Over three-fourths of this growth was in accommodation and food services, up 5,400 jobs. Employers in professional and business services expanded their workforces by 4,000 jobs between July 2010 and July 2011. Over half of this growth was contributed by professional, scientifi c, and technical services (sector 54), up 2,300 jobs. Over-the-year, employment in private education and health services rose by 2,700 jobs. Nearly all of this increase was in health care and social assistance, up 2,600 jobs.

Employers in other services reduced their workforces by 1,700 jobs between July 2010 and July 2011. Employment in construction shrank by 300 jobs, over-the-year. Government, fi nancial activities, and mining and logging each cut 100 jobs from July 2010 to July 2011.

Gail Clay

For further analysis please read the Detailed Monthly Analysis of Industry Employment Data on our Web site at www.nh.gov/nhes elmi/nonfarm.htm

Current Employment Statistics Number of Jobs ChangeEmployment by Supersector Jul-11 Jun-11 Jul-10 from previous:by place of establishment preliminary revised Month YearTotal All Supersectors 635,800 639,000 623,500 -3,200 12,300

Private Employment Total 551,800 545,700 539,400 6,100 12,400Mining and Logging 900 900 1,000 0 -100Construction 22,600 22,000 22,900 600 -300Manufacturing 66,500 66,600 66,000 -100 500

Durable Goods 50,700 51,000 50,400 -300 300Non-Durable Goods 15,800 15,600 15,600 200 200

Trade, Transportation and Utilities 133,700 133,700 133,200 0 500Wholesale Trade 26,100 25,800 26,100 300 0Retail Trade 94,000 93,500 93,400 500 600Transportation and Utilities 13,600 14,400 13,700 -800 -100

Information 11,700 11,400 11,700 300 0Financial Activities 35,900 35,400 36,000 500 -100Professional and Business 69,200 70,400 65,200 -1,200 4,000Education and Health 111,900 111,800 109,200 100 2,700Leisure and Hospitality 79,200 73,200 72,300 6,000 6,900Other Services 20,200 20,300 21,900 -100 -1,700

Government Total 84,000 93,300 84,100 -9,300 -100

Monthly Analysis of Current Employment Statistics (CES)



Nonfarm Wage and Salary Employment by Metropolitan Statistical Areas

All Employee Payroll and Earnings Data by Metropolitan Statistical Areas

Production Workers in Manufacturing Payroll and Earnings Data

Employment by Sector number of jobsby place of establishment

Manchester NHMetroNECTA

Nashua NH-MANECTA Division

Portsmouth NH-MEMetroNECTA

Rochester-Dover NH-MEMetroNECTA

preliminary

Change from previous: preliminary



Change from previous:

Jul-11 Month Year Jul-11 Month Year Jul-11 Month Year Jul-11 Month YearTotal All Sectors 97,200 -1,000 1,700 124,500 -3,000 -600 55,200 -500 -1,300 57,200 0 3,400

Private Employment Total 86,700 300 1,500 112,800 100 2,000 45,700 200 -1,500 46,300 1,500 3,600Mining and Logging and Construction 3,900 100 0 4,300 -100 -300 1,400 0 0 1,500 0 0

Manufacturing 7,800 0 -100 22,200 -400 200 3,200 0 -100 5,800 -100 0Trade, Transportationand Utilities 18,900 100 400 28,400 0 -100 10,500 0 -300 11,300 600 900

Wholesale Trade 4,100 0 -100 5,500 0 100 1,700 0 -100 1,300 100 100Retail Trade 12,400 100 600 19,000 100 -400 7,800 0 -200 9,000 400 700

Transportation, Warehousing and Utilities

Data not available 3,900 -100 200 1,000 0 0 1,000 100 100

Information 3,300 100 0 2,000 200 100 1,900 0 -100 1,100 100 100Financial Activities 7,300 100 0 7,500 200 0 3,900 0 -100 4,600 200 300Professional and Business 13,900 0 400 13,500 100 500 8,800 -200 -100 4,500 0 400Education and Health 18,900 0 700 18,200 -200 600 6,200 -100 0 9,400 400 1,100Leisure and Hospitality 8,800 0 200 12,000 300 900 8,400 600 -700 6,200 300 700Other Services 3,900 -100 -100 4,700 0 100 1,400 -100 -100 1,900 0 100

Government Total 10,500 -1,300 200 11,700 -3,100 -2,600 9,500 -700 200 10,900 -1,500 -200

Sector

Average Weekly Earnings Average Weekly Hours Average Hourly EarningsJul-11 Jun-11 Jul-10 Jul-11 Jun-11 Jul-10 Jul-11 Jun-11 Jul-10

preliminary revised preliminary revised preliminary revisedNew HampshireTotal Private $746.92 $744.89 $761.57 33.3 32.8 33.3 $22.43 $22.71 $22.87 Goods Producing $996.38 $999.40 $996.84 38.8 39.1 39.0 $25.68 $25.56 $25.56 Private Service Providing $697.77 $695.83 $715.48 32.2 31.6 32.2 $21.67 $22.02 $22.22 Manufacturing $1,020.83 $1,016.07 $1,031.41 38.8 38.9 39.7 $26.31 $26.12 $25.98 Trade,Transportation, and Utilities $660.86 $644.10 $651.75 34.6 33.9 32.9 $19.10 $19.00 $19.81 Professional and Business Services $885.49 $912.98 $989.10 32.4 32.9 35.0 $27.33 $27.75 $28.26 Education and Health Services $786.34 $784.57 $725.46 31.9 32.3 32.3 $24.65 $24.29 $22.46 Leisure and Hospitality $335.69 $314.52 $341.91 26.6 23.9 26.1 $12.62 $13.16 $13.10 Manchester NH MetroNECTATotal Private $763.60 $746.54 $743.26 33.2 32.7 32.4 $23.00 $22.83 $22.94 Nashua NH-MA NECTA Division, NH PortionTotal Private $968.06 $963.23 $947.19 35.1 35.4 34.9 $27.58 $27.21 $27.14 Portsmouth NH-ME MetroNECTA, NH PortionTotal Private $719.98 $727.02 $791.58 31.9 31.5 33.4 $22.57 $23.08 $23.70 Rochester-Dover NH-ME MetroNECTA, NH PortionTotal Private $655.55 $659.99 $729.46 31.9 31.7 33.6 $20.55 $20.82 $21.71

Sector

Average Weekly Earnings Average Weekly Hours Average Hourly EarningsJul-11 Jun-11 Jul-10 Jul-11 Jun-11 Jul-10 Jul-11 Jun-11 Jul-10

preliminary revised preliminary revised preliminary revisedNew HampshireManufacturing $751.82 $760.19 $749.22 41.4 41.7 41.6 $18.16 $18.23 $18.01

Durable Goods $749.34 $761.74 $769.54 41.4 41.9 42.8 $18.10 $18.18 $17.98

Not Seasonally Adjusted Estimates by Place of Establishment


Unemployment Compensation Claims Activity

Consumer Price Index

Initial Claims Feb-11 Mar-11 Apr-11 May-11 Jun-11 Jul-11All Offi ces 6,308 6,055 6,253 5,336 6,097 5,823

Continued Claims Feb-11 Mar-11 Apr-11 May-11 Jun-11 Jul-11All Offi ces 57,595 57,328 49,444 50,229 40,651 49,683

United States, All Urban Consumers, Not Seasonally Adjusted (CPI-U) (1982-1984=100)

Jul-11 Jun-11 Jul-10Change from Previous

Month Year

225.922 225.722 218.011 0.1% 3.6%

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New Hampshire Employment Security Local Offi ces:Berlin . . . . . . . . . . . . 752-5500 Claremont . . . . . . . . 543-3111Concord . . . . . . . . . . 228-4100 Conway. . . . . . . . . . 447-5924Keene . . . . . . . . . . . . 352-1904 Laconia . . . . . . . . . 524-3960Littleton . . . . . . . . . . 444-2971 Manchester . . . . . . 627-7841 Nashua . . . . . . . . . . 882-5177 Portsmouth . . . . . . 436-3702 Salem . . . . . . . . . . . . 893-9185 Somersworth . . . . . 742-3600

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Information BureauGeneral Information . . . . . . . . . . . . .(603) 228-4124

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Research Unit . . . . . . . . . . . . . . . . . . . . . . 228-4173

Economist . . . . . . . . . . . . . . . . . . . . . . . . . 229-4427

Covered Employment & Wages . . . . . . . . 228-4177

Current Employment Statistics . . . . . . . . 228-4179

Local Area Unemployment Statistics . . . 228-4167

Occupational Employment Statistics . . . 229-4315

New Hampshire Economic Conditions is published monthly in coordination with the Bureau of Labor Statistics and the Employment and Training Administration of the U.S. Department of Labor.

To Order Publications: Visit our Web site at <www.nh.gov/nhes/elmi>; call (603) 228-4124; or send a written request to the following address:

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Documents

Bankruptcy Filings in New Hampshire · There were 5,658 bankruptcy ﬁ lings in New Hampshire during 2010. 1 That was an average of 471.5 bankruptcy ... There are six types of bankruptcy