Banking Information

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Banking InformationWith Economic data

Group: Banking Career in Bangladesh

[https://www.facebook.com/groups/bankingcareerbd/]

Editor : Mou Shaila 20 January 2016 [Bank & Other EXAM ]


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Banking Information

From Different EXAM:

1. In the CAMEL bank rating system the letter Astands for Asset Quality2. Bourse is a European word for what financialmechanism? Stock Exchange

3. Which is the financial center and main city of

Switzerland? Zurich

4.In Islamic banking ____ is a contract of sale

between the bank and its client for the sale of goods

at a price plus an agreed profit margin for the bank.

Mudarabah

5. What is FDI Foreign direct investment6. Which of the following is the effect of inflation?

Purchasing power of money decreases

7. Which part of Sariah covers the law regarding

financial and banking system?Muamalat

8. Which was not a state owned commercial bank? Pubali Bank

9. Suppose that initially the nominal rate of interest

is 8% and the expected rate of inflation percent. If

the expected rate of inflation increases to 8% what

will be the new nominal in rate? ( Pubalibank 140-B

page )

10. What is the current cash reserve ratio (CRR) in

Bangladesh?

11. Along the short run curve if the actual rate of

unemployment falls below the natural rate of

unemployment? The actual inflation will be higherthan expected inflation rate

12. Which one is the association of bank executive in

Bangladesh? Associaciation of Bankers Bangladesh

Limited13. Which of the following transaction will not me

recorded in Bangladeshs balance of payment?Bangladesh gets foreign aid from japan

14. Which one of the abbreviated from represents

the regulatory body of insurance companies in

Bangladesh? IDRA

15. Which types of bank account allows OverdraftFacility to the depositors? Current Account16. Monetary policy will be most effective when----

interest sensitivity of demand for money is

maximum

17. Which organization of World Bank is known as

the soft loan window? IDA

18. If the central bank buys government securities in

the open market, the supply curve of real money

will shift to the? Right and the interest rate willfail

19. Which institution is the regulatory authority of

capital market intermediaries in Bangladesh?

Securities and Exchange Commission

20. The effective rate of protection measures- the

percentage increase in domestic production value

added that is due to protection

21. Which one is considered as the banker to

government of Bangladesh? Bangladesh Bank

22. The banking companies in Bangladesh are

regulated under the provision of Bank companyAct 1991

23. When Bank rate increases then --- banksloanable funds decreases

24. The Marshall Lerner condition states that a

devaluation will improve a country balance of

payments if the sum of elasticity of demand for

exports and imports is Zero25. In 2008 the exchange rate of the Euro

appreciated against the US dollar. A possible cause

for the appreciation of the euro was the European

Central Bank raised the value of the Euro26. What is the current Bank Rate of Bangladesh? -

27. A country with a current account surplus isusing part of its domestic saving to lend overseas

rather than finance domestic investment

28. There will be no crowning out if the demand


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Banking Information

for money increases as real GDP increases

29. ? MICR30. Devaluation of money results in an increase in

which of the following? Money Supply31.The effect of shorting the length of the operating

cycle is decreased cash inflow32. Return on equity can be calculated by: dividing

net profit margin by asset turnover and financial

leverage

33. Asset turnover measures: the sales revenue

generated by efficient management of asset

34. Which of the following will cause an increase in

return on equity (ROE) as long as experiences do not

grow faster than revenue? An increase in salesvolume

35. If a companys return on equity ratio increasesfrom one year to the next year, the most likely

cause is an increase in net income and/or areduction in total experience as a percentage of sales

Z

36. If a companys return on Asset stays the samefrom one year to the next but its financial leverage

ratio increases then the most likely cause is adecrease in the debt equity ratio

37. If the current ratio is 2 to 1, the payment of a

cash dividend which was recorded as a liability on

the date of declaration will- decrease the current

ratio

38. Which of the following ration is not a test of

solvency?

39. CIB stands for Credit Information Bureau

40. The difference between lending and borrowingrate banks called Spread41. Which one of the following is not included in the

formal sectors of financial system of Bangladesh?

NGO

42. How frequently does BB announce the monetary

policy of Bangladesh? Half yearly (6 months)

43. Which of the following is a combination of

stagnation and inflation? Stagflation

44. A bull market means that share price are rising

45. Which of the following is the principal guideline

to be followed in Islamic Banking? Sharia Law

46. Scheduled Banks of Bangladesh are regulated

under Bank company Act 1991

47. In Green Banking what does ERM stand for? Environment Risk Management

48. In a certain period difference between visible and

invisible import and export of a country is called Balance of Trade

49. In banking SLR means Statutory Liquidity Ratio50. The first Private sector Bank is AB bank51. Investment depends mainly on Future expectedprofits

52. Basel II protocol is a risk management tool forbanks

53. What is hedge fund? Private investment fund54.In which year Islamic Development Bank

established? 197555. In Islamic bank SSb means Shariah SupervisoryBoard

56. The Duration of a valid cheque is 6 months(180days)

57. BIS stands for what? Bank for InternationalSettlements

58. What does the acronym EOI commonly stand for?

Expression of Interest

59. According to the recent Bangladesh Banks order

what can be the maximum lending rate of aCommercial Bank? 13.5%60. Head office of the Bank of South is in Venezuela

61. What is not included in narrow money (M1) Time deposits


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Banking Information

62. Which one is not included in the current account

of balance of payment of a country? Foreign direct

investment

63. The LM curve shifts rightward if nominalinterest rates decrease

64. In the simple Keynesian model, the magnitude of

the multiplier depends on Marginal prosperity toconsume

65. Which of the following is not part of aggregate

demand? Exchange rate66. Cross elasticity of demand is positive if the goods

are substitutes67. Inflation is always and everywhere a monetaryphenomenon, who said this? Milton Friedman

68. The relationship between wage price inflationand the level of economic activity is known as Phillips curve

69. Which one does not directly affect the value of

money multiplier? Currency deposit ratio

70. In conducting monetary policy Bangladesh Bank

pursues a strategy of Monetary targeting71. An increase in the rate of interest would increase

the opportunity cost of holding money72. Negative externalities can be internalized

through subsidies73. Excess capacity is absent in Perfect competition74. Horizontal demand curve for a perfectly

competitive firm indicates demand is unlimited toa single firm

75. Demand curve fir a perfectly competitive

industry us Horizontal

76. In the long run, a monopoly firm earns/incurs Zero points

77. Short run Mc cuts AC at its minimum point78. Decrease in the general level of prices in known

as Deflation79. Monetary policy deals with Interest rate andmoney supply

80. In a BOB statement outflow of dividend on

portfolio Investment is capital inflows81. Price specie flow mechanism is related to Flexible exchange rate regime

82. The number of imported automobiles in a year is

an example of what type of data? Discrete83. Scarcity is the imbalance between Limitedresources and unlimited wants

84. In the oligopolistic market, firms sell Homogeneous or different product

85. The IMF articles of agreement encourage

currency convertibility on Current account of theBOP

86. Supply side policy is related with the Supplyside improvement on real output

87. Managed floating of the exchange rate allows acentral bank to Control volatility of the exchangerate

88. A discount bound Pays the bondholder the facevalue at the maturity date

89. An organization that mobilizes deposits from and

lends to its members without any Bangladesh bank

regulation is - Micro Finance institution

90. CDBL stands for Central Depository BangladeshLimited

91. Which Ministry controls banking sector in

Bangladesh? Finance92. In which type of account we should deposit our

money in order to earn higher rate of return? Fixed deposit

93. Banks function do not include Trading

94. Money market is a market for - short termmarket

95. How many foreign commercial bank are now

operating in Bangladesh? 9

96. BO in BO accounts stands for- Beneficiary Owners

97. Dr.Atiur Rahman is the ___ governor of

Bangladesh 10th


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Banking Information

98. In which year Grameen Bank established? 198399. Bank rate means Interest rate at whichBangladesh Bank lend money to other Bank

100. What is NBFI None Bank Financial Institute101. In which year bdt 1000 Note first introduced

2008

102. CAMEL rating is a system that Assigns anumerical rating to bank

103.What is S.W.I.F.T ? A global fund transfersystem

104. Dhaka Bank limited Started to provide Islamic

banking services in the year 2006105. Which type of bank account t does not pay

interest to the depositors? Current Account106. We open current account with a commercial

bank for a purpose of Safe custody of funds

Banking Related Question:::::

Q-1: What do you mean by money laundering?

ans: convering money obtaining through illegal

sources in to legal money.

Q-2: Which amongest the following is not term

deposits issued by commercial banks?

ans: Current account

Q-3: Which among the following is called as mother

of deposits?ans: Savings account

Q-4: When it comes to scheduled commercial banks,

which out of the following is not true?

ans: Local area banks

Q-5: When it comes to the following term namely-IPO, what do you mean by "P"? ans: Public

Q-6: By crossing we mean:

ans: two transverse parallel lines on a cheque

Q-7: Bank rate policy, open market operations,

variable reserve requirements and statutory liquidity

requirements as measures of credit control are

classifeid as: ans: qualitative methods

Q-8: A close ended funds means:

ans: the corpus is of fixed size with a definite

redemtion period, listing on stock exchange provides

easy liquidity, the market price is always below the

Net Asset Value [All the above]

Q-9: An open ended funds means:

ans: the fund exists for perpetuity. There is no

ceiling on the amount to be collected or raised,

investors are assured of dividends, capital

appreciation and safety of their investments, a

repurchase facility close to Net Asset Value [All the

above]

Q-10: The main functions of mutual funds are:

ans: investment of funds so collected in capital

markets

Q-11: Demand draft is a __

ans: negotiable instrument

Q-12: In the case of a demand draft

ans: Drawer and drawee are the same but he payee

is different

Q-13: Who is primarily liable on a cheque?

ans: Drawer

Q-14: Crossing Denotes_

ans: a direction to the paying bank to make payment

of the cheque through a bank

Q-15: The negotiable instruments Act deals with __ ?

ans: Promissory notes, bills of exchange and cheques

Q-16: Time deposits means:

ans: The deposit which are lent to bank for a fixed

depositQ-17: What is call money?

ans: Money borrowed and lent for overnight or a

day

Q-18: Demand deposits mean:

ans: Deposits withdrawable on demand by the

depositor


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Banking Information

Q-19: Commercial paper may be issued for a period

of __?ans: 7 days to one year

Q-20: Which type of risk arises before a bank that

trades in governement securities?

ans: Market risks

Q-21: A debtor makes default in repayment of a bank

loan and which type of risk is this for lending bank?

ans: Credit risk

Q-22: What do you mean by universal banking?

ans: Provision of all financial services in one bank

Q-23: Cheque truncation means:

ans: using the electronic image of a cheque

Q-24: The process of transformation of physical

shares, commercial paper or certificate of deposit

into electronic form is called as:

ans: Dematerialisation

Q-25: Mortgage relates to which type of loan among

the following? ans: Housing loan

Q-26: Banking sector comes under which of the

following sectors? ans: Service sector

Q-27: Which of the following terms are not used in

banking sector?ans: Credit rating

Q-28: The availability of cash and other cash like

marketable instruments that are useful in purchases

and investments are commonly known as:

ans: Liquidity

Q-29: The ratio of the cash reserves that the banks

are required to keep with BB is known as:

ans: Cash reserve ratio

Q-30: Which of the following policies of the financial

sectors is basically designed ot transferring local

financial assets into foreign assets freely and atmarket determined exchange rates:

ans: Capital account convertibility

Q-31: An industry which is fighting hard to increase

its market share in existing market (with new

popular products) is known as:

ans: Market challenger.

Q-32: The actual return of an investor is reduced

sometimes when the prices of the commodities go

up all of a sudden and in financial sector this type

of phenomenon is known as

ans: Probability risk

Q-33: In economics, it is generally believed that the

main objective of a public sector financial company

like bank is to: ans: maximizing the total profits

Q-34: Which of the following cannot be called as a

debt instrument as referred in the financial

transactions?ans: Stocks

Q-35: Which of the following is a third party

products often sold by banks?

ans: Mutual Funds

Q-36: Money laundering normally involves __

ans: Placement of funds, Layering of funds,

integration of funds [All the above]

Q-37: Sub-prime refers to_

ans: Lending done by financing institutions including

banks to customers not meeting with normally

required credit appraisal standards

Q-38: Currency Swap is an instrument to manage-

ans: Cash flow in different currencies.

Q-39: Which of the following types of accounts are

known as Demat Accounts?ans: Accounts in which shares of various companies

are traded in electronic form

Q-40: Lack of access to Financial services is

technically known as.......?

ans: Financial Exclusion

Q-41: Which term is used to describe a situation

where an inflation rate is high, the economic growthrate slows down, and unemployment remains

steadily high?

ans: Stagflation

Q-42: In which country is the bank for International

Settlements Located? ans: Switzerland


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Banking Information

Q-43: A segment of the financial market in which

financial instruments with high liquidity and very

short maturities are traded is known as---?

ans: Money Market

Q-44: The difference between the outflow and inflow

of foreign currency is known as ___:

ans: Current Account Defict

#Group_Post:

-BB branch ___10

-last branch ___Mymensingh

-division of BB-42

-Recently, BB launched new dept __ Green banking &

CSR

-SOCB __6-SB __2.RAKUB, KB

-Islamic Bank __8

-Foreign Bank _9

-Schedule bank __56

-SAARC Bank ---The best football player in Asia,2015= Ahmed Khalil

(UAE)

inflation rate..december 6.10 %

1.

The Export partner country of Bangladesh is - TheUSA .

2. The Euro introduced to world financial markets -

1 January 1999

3. SLR stand for - Statutory Liquidity ratio .

4. The first private commercial bank of Bangladesh -

AB Bank .

5. The Chittagong stock exchange was established in

- 1995

6. The apex body of the private sector business

community in Bangladesh is - FBCCI .

7. The act adopted for prevention of use and

transfer of money illogically is called - Money

Laundering Prevention Act .

8. "BIA" stand for - Bangladesh Insurance company .

9. The largest trading block in The world - WTO

10. A common form of intra-bank short term

borrowing is - Call money .

11. CAMEL rating system that - assings a numerical

rating to a bank .

12. SWIFT is - A global fund transfer system .

13. Import quotas tend to be associated with -

Expand domestic and sales .

14. The rate at which commercial bank borrow

money from the central bank is called - bank rate .

---------------------------------

1. SWIFT stand for - Society for world wide intra

bank financial telecommunication.

2. Share market of our country is regulated by -

Bangladesh securities and exchange commission .

3. The major stock market index in England is -

FTSE

4. In Bangladesh , The company act amended in -

1994

5. Intermediaries , who are agents of investor and

match buyers with sellers of securities are called -

Brokers.

6. The theory that " bad money drives good money

out of circulation " is given by - Gresham .

7. Specialized firm that finances young start-up

companies are called- venture capital firm .

8. Finance companies are- Capital market

intermediaries .

9. Due to inflation , purchasing power of money -

Decrease .

10 . Five taka note issued by - Sectery of finance .

11. TIN stands for - Tax identification numbers .

12. Account No. needed crossed cheque , Travellerscheque .

13. Name of the central bank of Nicaragua- Central

bank of Nicaragua ( Banco central de Nicaragua) .

14. Name of the currency of Georgia - Lari.

15. The World bank is an - International Financial

institution .


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Banking Information

16. Govt fiscar policy related to - Tax.

17. The legal tender issued by the central bank of a

country is called - Treasury bill.

18. The members of FBCCI are - Businessmen and

Industrialists .

Operating profit er dik theke 2015 er 1st position e

ache Islami Bank Bangladesh limited. Profit 18.07

billion.

New foreign Insurance company: LIC,(India) and

Taiyo Summit Life Insurance Company(Japan, joint

venture with Summit group)

Which of the following terms is used in banking

field?

-Interest rate swap

-Input devices

-Sedimentary

-Zero Hour

answer:a

Expand the term EMI as used in banking/finance

sector?

Easy Monthly Instalment

Equal Monthly Investment

Equated Monthly Instalment

Equated Mortgage Investment

Answer (c)

Expand the term EMI as used in banking/finance

sector?

Easy Monthly Instalment

Equal Monthly Investment

Equated Monthly InstalmentEquated Mortgage Investment

Answer (c)

Expand the term LIBOR as used in financial banking

sectors?

Local Indian Bank Offered Rate

London-India Bureau Of Regulations

Liberal International Bank Official Ratio

London Inter Bank Offered Rate

Answer (d).

Bill of Exchange, Promissory Notes and Cheques are

defined as

(a) Negotiable Instruments

(b) Trust Receipts

(c) Documents of Title to goods

(d) None of the above

(e) Stamped Instruments

Ans: A

Who is primarily liable on a cheque?

(1) Drawee banker

(2) Drawer

(3) Payee

(4) Collecting banker

(5) none of the above

Ans: 2

Demand draft is a

(1) not negotiable instrument

(2) not transferable instrument

(3) negotiable instrument

(4) Quasi-negotiable instrument

(5) none of the above

Ans: 3

NBFCs consist of----

(1) Equipment Leasing Company and Investment

Company

(2) Hire purchase Finance Company and Mutual

Benefit Finance Company

(3) all of the above

(4) None of the aboveAns: 4

1. Common stock is a source of-long term finance. 2.

A devaluation of currency is expected to- in crease

export. 3. The symbol '' indicates the currency of-

UK. 4. A 'CBA' represents-workers. 5. The bank

interest rate are controlled by- Bangladesh Bank. 6.


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Banking Information

The major two functions of a schedule bank- deposit

collection and lending money. 7. The most important

function of money-exchange. 8. The World Bank was

established in June 25, 1946.DSE(Dhaka Stock

Exchange) operates under the direct control of-

Securities and Exchange Commission(SEC). 10.

Dumping in international trade means- charging a

lower price for exported goods than the same goods

sold domestically which affects the domestic

producer. 11. The first central bank of the world-

Bank of England. 12. The previous name of

Bangladesh Bank- State Bank of Pakistan. 13.

Treasury bills are sold by - Bangladesh Bank. 14. IDB

was established in-1975. 15. In Bangladesh, fiscal

years ends on- June 30. 16. In banking, SLR stands

for- Statutory Liquidity Ratio. 17. Devaluation of taka

is likely to increase- export. 18. The interest rate is-

the cost of using borrowed funds. 19. The main

purpose of merchant banking is to contribute to the

development of-capital market. 20. Money mainly

serves as- medium of exchange and means of barter.

21. 'The soft loan window' of World Bank is-IDA (IDA

stands for International Development Association).

22. The father of Geometry is-Euclid. 23. In the

simple Keynesian model, the magnitude of the

multiplier depends on- marginal propensity to

consume. 24. The relationship between wage-price

inflation and the level of economic activity is known

as- Phillips curve. 25. In conducting monetary policy,

Bangladesh Bank pursues a strategy of- monetary

targeting. 26. Excess capacity is absent in- perfect

competition. 27. In the long run, a monopoly firmearns/incurs- zero profit. 28. Decrease in the general

level of prices is known as-deflation. 29. Consumer

surplus means- difference between what consumer

wants to pay and actual price. 30. Uruguay Round

was related to- WTO 31. NBFI stands for-Non Bank

Financial Institution. 32. When you purchase shares

of corporate stock, then-you own part of the

corporation. 33. 'bKash' is an example of-mobile

banking. 34. The Ministry responsible for collecting

taxes in Bangladesh- Ministry of Finance. 35. The

first private commercial bank in Bangladesh- AB

Bank Limited. 36. Value Added Tax(VAT) introduced

in Bangladesh on- 01 July, 1991. 37. The term used

for money borrowed or lent between banks for a day

or night- Call money. 38. The name of the Central

Bank of India- Reserve Bank of India. 39. An increase

in the growth rate of the money supply is most

likely to be followed by- Inflation. 40. The Fiscal

Year starts in Bangladesh on-1 July. 41. The major

export partner country of Bangladesh is- the USA.

42. At present number of offices of the Central Bank

country wide is- 10. 43. Taka 1 polymer note was

first introduced in Bangladesh in - 2000. 44. The

Euro introduced to world financial markets- 1

January 1999. 45. The Chittagong Stock Exchange was

established in- 1995. 46. The apex body of the

private sector business community in Bangladesh is-

FBCCI. 47. The act adopted for prevention of use and

transfer of money illegally is called- Money

Laundering Prevention Act. 48. BIA stand for-

Bangladesh Insurance Academy. 49. The largest

trading bloc in the world is- EU. 50. A common form

of inter-bank short term borrowing is- Call Money.

51. CAMEL rating is a system that- assigns a

numerical rating to a bank. 52. SWIFT is- A global

fund transfer system. 53. Import quotas tend to be

associated with - expand domestic production and

sales. 54. The rate at which commercial banksborrow money from the central bank is called- bank

rate. 55. Circuit breaker in a stock exchange works

as- An obstacle to excessive change in share price.

56. In Islamic Banking the customers are considered

as- partners to profit sharing. 57. Charge a lower

price for exported goods than the same goods sold


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Banking Information

domestically is called- dumping. 58. In a stock

exchange 'OTC' means- Over The Counter. 59.

Grameen Bank was established in-1983. 60. Profits of

a firm that are distributed or given out to its

investors are called- dividends 61. RJSC stands for-

Registrar of Joint Stock Companies. 62. The

headquarters of European Central Bank is located in

- Frankfurt, Germany.

63.In Islamic Banking SSB stands for - Shariah

Supervisory Board. 64. The organization or agency

issues Two Taka note in Bangladesh is- Ministry of

Finance. 65. The free market involves- market forces

of supply and demand. 66. Investment depends

mainly on- Future Expected Profits. 67. The central

bank in England is known as- Bank of England 68. In

Islamic Banking, 'IBS' stands for- Islamic Banking

Scheme. 69. The headquarter of IDB is in- Jeddah. 70.

In Green Banking, ERM stands for- Environmental

Risk Management. 71. CRR stands for- Cash Reserve

Ratio. 72. Buying and selling in two market

simultaneously- Arbitrage. 73. Sellers market denotes

a situation where- commodities are available at

competitive rates. 74. Development means economic

growth plus- social change. 75. Money market is a

market for- short term fund. 76. Devaluation of taka

is likely to increase- export. 77. The term 'Secondary

Market' is commonly used in- stock market. 78. The

term ' Book Building Method' is related to- Price

discovery method of IPO. 79. The main source of

bank fund-deposits. 80. In a perfect competition

market structure there are-many small firms. 81.

Dhaka Stock Exchange was established in-1954. 82.Number of foreign commercial banks are now being

operated in Bangladesh is-9. 83. The first Finance

Minister of Bangladesh was - Captain Monsur Ali. 84.

The acronym GDP stands for - Gross Domestic

Product. 85. The name of Thai currency- Baht. 86.

The headquarters of the World Bank is in-

Washington D.C. 87. The present governor of

Bangladesh Bank is- Dr. Atiur Rahman. 88. Dow Jones

is related to- Stock Market. 89. WEF stands for-

World Economic Forum. 90. The main export item of

Middle East is- Petroleum. 91. 'ECNEC' stands for-

Executive Committee of National Economic Council.

92. The index used in Bangladesh to measure

Inflation is - Consumer Price Index (CPI) 93. The

largest stock exchanges in the world by market

capitalization in 2013 is- New York Stock Exchange.

94. The World Trade Organization (WTO) was

established on - 1st January 1995. 95. The Islamic

banking system emerged in Bangladesh in -1983. 96.

The business of banking started first in - Italy. 97.

Numismatics is the study of - Coins. 98. The name of

institution is known as 'Britton Woods Institutions -

IMF and World Bank. 99. The act empowers

Bangladesh Bank to issue licenses to carry out

banking business in Bangladesh is- Bank Company

Act, 1991. 100. The duration of a cheque is valid for

-6 months. 101. IPO is the term used in -Stock

market. 102. The Cambodian currency is- Riel. 103.

Goverment Fiscal Policy relates to- Tax Expenditure.

104. A direct tax is- Income tax. 105. The largest tea

exporter country in the world is- Sri Lanka. 106. The

ministry which control banking sector in

Bangladesh- Finance. 107. GATs stands for- General

Agreement on Trade and Services. 108. The number

of Export Processing Zones in Bangladesh is-8. 109.

The designation of the Head of the IMF is- Managing

Director. 110. The duration of the 6th Five Year Plan

is- 2011 to 2015. 111. The bank which in the USArecently paid the hightest amount of penalty under

money laundering law-HSBC. 113. The regulatory

agency for non-bank financial institution in

Bangladesh- Bangladesh Bank. 114. TICFA stands for-

Trade & Investment Cooperation Framework


11/14

Banking Information

Agreement. 115. Total number of schedule bank in

Bangladesh-56

1.Who is the regulator for Micro-finance institutions

in Bangladesh - MRA( Microcredit Regulatory

Authority ) 2. Which one of the following companies

has issued largest ever IPO in capital market - Ali

Baba .

3. The central bank of India - Reservebank of India .

4.Which one of the following legal tender money -

coin .

5. Which one of the following is an affiliate of the

international Bank for Reconstruction development -

IDA .

6. Who was the finance minister during the

liberation war in 1971 - Captain M mansur Ali .

7. In the Camel bank rating system , the letter A

stands for - Asset quality .

8. The Headquarter of European central bank located

is - Frankfurt .

9. The current president of world bank - Jim yong

king .

10. Which is the first Bangladesh EPZ - Chittagonj

EPZ11. Soft loan window of world bank is - IDA .

12. Yuan is the currency - China

1st e-bank....the national city bank of newYork

ATM Poddhoti prothom chalu kore standard

chartered bank.

Ready cash prothom janata bank chalu kore.

Bangladesh bank a electronic ba e-tendering

poddhoti chalu hoi-12 may 2010

====#The_End====

Economic Info. Jan' 2016)

1. Budget details :

Budget Title : Incorrigible optimistic

Budget'15 = 2,95,100 Crore BDT

= 2,08,443 Crore BDTBudget Deficit = 86,657 crore BDT (4.7% of GDP)

Income source :

Value added tax = 61.8%

Internal finance = 19.1%

Except tax income = 8.9%

Foreign debt = 8.2%

Foreign Aid = 2%

Expenditure schedule :

Public administration = 19.2%

Education = 11.6%

Transport & Communication = 9.7%

Rural development = 7.1%

Agriculture = 6.8%

Fuel & Energy = 6.3%

Defense = 6.2%Health = 4.3%

2. Gross Domestic Product (GDP):

GDP amount:

Nominal = 195.52 Billion USD (36th)

PPP = 655 Billion US$ (31st)

15, 13,600 8, 24,532 GDP per capita = Tk. 95,864 (2014-15)

Target GDP Growth Rate = 7%

Current GDP Growth Rate = 6.51%.

Projected GDP Growth Rate:

WB = 6.2% (2014) 6.5% (2015) 6.7% (2016)

IMF = 6.25% (2014), 6.5% (2015), 6.8% (2016)

ADB = 6.4% (2014-15) 6.7% (2015)

BB= 7% (2015) 6.8-6.9 (2016)

Record Highest GDP = 6.71% (2011)

Record Lowest GDP = 4.08% (1994)

Average GDP Growth Rate = 5.64%

(1994-2014)

Projected GDP growth rate of the World by

1. IMF: 2. World Bank:

2014 = 3.3% 2014 = 3.2%

2015 = 3.5% 2015 = 3.4%

2016 = 3.7% 2016 = 3.9%


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Banking Information

Government expenditure= 6.9% of GDP

Government Spending to GDP = 17.62%

Contribution of sectors in GDP:

Service = 56.42%

Industry = 27.99%,

Agriculture = 15.59%.

Tourism = 6.25%

Investment to GDP ratio = 28.99%.

3. Annual Development Program (ADP):

ADP for 2015-16 = 100997 crore BDT including 3997 crore

BDT for Autonomous Bodies.

First priority: Communication sector

= 21.88%; 20236 crore BDT

Second priority: Power (Electricity)-

= 15.33%, 15485 crore BDT

4. Inflation rate:

January = 6.04%

February = 6.14%

March = 6.27 %

April = 6.32%

May = 6.19%

June =6.25%

July = 6.37%

August = 6.17%

September = 6.24%

October = 6.19%

November = 6.05% ( Point to Point)

Consumer Price Index (CPI) = 220 (Oct' 2015)

December = 6.10%

5. Balance of payment, Remittances :

Import Payment (2014-15) : $40.70 billion

Export Receipt (2014-15) : $31.20 billion

Balance of Trade = -57.73 Million BDT (Sep' 2015)

Remittances :

FY2014-15 = $1530 cr. 7.6%

FY2013-14 = $1422 cr. 1.7%

FY2012-13 = $1446 cr.

Gold Reserve = 13.78 tons

Foreign Exchange Reserve=

27 Billion USD (29th OCT, 2015)

FDI = 1504 Million USD (2014)

Highest FDI from = Singapore

Crude Oil Production = 4.00 BBL/D/1k

6. Socio-Economic Context :

A. Per Capita Income = 1314

Capital Adequacy Ratio = 10.27%

Classified Loan = 9.67%

B. Poverty Rate :

Economic Review '2014 :

Poverty rate = 25.6%

Extreme poverty rate = 12%

Ministry of Planning (GED) : Feb'15

Poverty Rate = 24.47%,

Extreme Poverty Rate = 10.64%

C. Population growth rate :

Economic Review = 1.37%

World population report = 1.2%

population density 1035 per sq. km

D. Literacy rate =

62.3% (Economic Review, 2015)

57.9% (Economic Review, 2014)

57.7% (UNDP, 2014)

E. Unemployment Rate :

BBS = 4.50% (47% graduates are unemployed)

WB = 14.20%

7. Banking % :

-------------

Average Monthly Interbank Rate

= 3.85% (Nov 30' 2015)

Average Interbank rate during 1997-2015

= 8.42%

Record Highest Interbank Rate

= 33.54% (Dec' 2010)

Record Lowest Interbank Rate

= 0.74% (Nov' 2009)

Bank rate = 5%

Repo = 6.75%

Reverse Repo = 4.75%

Special Repo = 10.25%

SLR for conventional banks = 13%

SLR for Islamic banks = 5.5%

CRR for Both Categories

= 6.0 % (Daily Basis)

= 6.5%. (Fortnightly basis)

CRR for NBFI = 2.5%

SLR for NBFI = 5%

8. Credit Rating of Bangladesh:

--------------------------------

A. Standard & Poors:

Sovereign = BB-

Foreign = BB-

T&C Assessment = BB-

Outlook = Stable

B. Moody's Stable Rating =Ba3

9. Wage Earners' Remittance Inflow:

2015-16: $7.26 billion [1st July to 25th December 2015]


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Banking Information

2014-15: $15.32 billion

2013-14: $14.23 billion

2012-13: $14.46 billion

10. Monthly remittances inflow in FY2015-16:

July: $1.39 billion

August: $1.20 billion

September: $1.35 billion

October: $1.10 billion

November: $1.14 billion

December: $1.08 billion [up to 25th Dec, 2015]

11. Foreign Exchange Reserve:

$27 Billion = 29/10/2015

$26 Billion = 17/08/2015

$25 Billion = 25/06/2015

$24 Billion = 29/04/2015

$23 Billion = 26/02/2015

$15 Billion = 05/05/2013

$10 Billion = 10/12/2009

12.() :*:.(:.:.)*:.%*:.:*:.*:.%

*:=.:*:/...*:.*:.%*:, ,

Monetary Policy : 2016(Jan-June)

. .

.


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Banking Information