Thang 2/2013
BAN TINsc khoeCng cu va Ngun lc nm 2013By gi quy vi co th bt u s dung cac chng trinh phuc li nm 2013, quy vi co th co thc mc v chng trinh ma quy vi la chon se hoat ng nh th nao hoc nhng chc nng nao co sn cho quy vi s dung. y la mt s cng cu va ngun lc co sn cho nhn vin va gia inh.
Tit kim Hn na trong nm 2013 .........................................2Tin Giai thng Sc khoe ..2Nng ng .............................2
Cu chuyn Thanh cng .....3RedBrick Journey's ..............3Di san Phm cht u tu .......4
Ni dung Bn trong:
Video v cac chng trinh bao him sc khoe HRA va HSAHay vao www.myschwanbenefits.com xem cac video v cach x ly yu cu bao him vi cac chng trinh bao him sc khoe HRA, HSA1 hoc HSA2. Cac video nay co tn la Now that youve gone to the Doctor.
Trang Web Phuc liHay vao www.myschwanbenefits.com bit thng tin v tt ca cac chng trinh phuc li va sc khoe co sn cho quy vi. Nu ng nhp t ngoai mang Schwan, truy cp mt s thng tin nh m ta tom lc va thng tin mc gia cua chng trinh bao him, thi quy vi se cn phai ng nhp bng tn ngi dung: schwans mt khu: Benefits1
Cng cu Chng trinh Bao him Y t Theo y Ngi Tiu dung (CDHP) cua BlueCross BlueShield (BCBS)y la cng cu co nhiu chc nng tinh toan giup quy vi bit ro s tin ong gop va gia tri trong tng lai. Hay vao trang web cua BCBS http://cdhp.bluecrossmn.com/ bit thm thng tin.
Theo doi cac tai khoan cua quy vi xem chi tit trong tai khoan cua quy vi va nhng gi a c chi tra bng tai khoan cua quy vi? Quy vi co th xem trc tuyn nhng khoan a gi vao va rut ra t cac Tai khoan HRA, HSA va Tai khoan Chi tiu Linh hoat (FSA) trc tuyn. xem s d tai khoan, hay vao trang www.bluecrossmn.com/schwan. Nu cha thit lp tn ngi dung hoc mt khu, quy vi cn phai nhp vao muc register for access today (ng ky truy cp ngay hm nay) phia bn trai man hinh.
Dich vu Khach hang BlueCross BlueShieldVi nhng thc mc v yu cu bao him va tai khoan y t, tim bac si hoc nhng phn c bao tra trong chng trinh bao him sc khoe cua minh, hay goi 800-773-2167, nhn phim 3.
Tim nha cung cp dich vu sc khoe tim bac si, bac si chuyn khoa, y vin hoc bnh vin trong mang li, hay vao www.bluecrossmn.com/schwan va nhp vao Find a doctor hoc goi 800-810-BLUE(2583).
So sanh chi phi cac thucTim cach giam chi phi thuc k toa cua quy vi? Hay vao www.myprime.com. Sau khi ng nhp, quy vi co th kim tra cac thuc c chng trinh bao him cua minh bao tra, xem co sn thuc ph thng (generic) khng va quy vi co th xem gia va so sanh chi phi cac thuc.
T vn Sc khoeCn tr giup giai quyt mt s yu cu bao him y khoa, nha khoa va nhan khoa? Dich vu nay co t vn vin min phi ring cho nhn vin co th h tr cho cac vn v chng trinh bao him sc khoe cua quy vi, xin y kin th hai hoc cac vn yu cu bao him phc tap. bit thm thng tin, hay vao trang web www.healthadvocate.com/schwan hoc goi s 800-773-2167, nhn phim 5.
Nhng phn c Bao tra 100%?Noi chung, nu la mt dich vu phong nga, thi se c bao tra 100%. Nu khng thi co th c bao tra da trn chng trinh bao him cua quy vi (co th co ng bao him hoc khu tr). Truy cp vao www.myschwanbenefits.com> My Wellness> Stay Healthy> Get Your Preventive Exam xem danh sach cac Dich vu Chm soc Phong nga c cung cp da trn tui/gii tinh cua quy vi.
Cach kim tra bao him cua quy vi:1. Hoi bao si cua quy vi xem cac dich vu se nhn trong ln
kham sc khoe phong nga (nh kham sc khoe thng nin) co c coi la chm soc phong nga tiu chun khng.
2. Goi s dich vu khach hang mt sau the hi vin cua quy vi.3. Xem thng tin v chng trinh bao him sc khoe cua quy
vi hoc m ta tom lc chng trinh (SPD) bit chi tit v bao tra bao him cho Chm soc y t thng quy.
Quy vi co tp th duc it nht 30 phut mi ngay khng? Hay tim nhng cach mi kt hp hoat ng th cht trong ngay bn rn cua minh.
YouTube- Tim hoat ng yu thich cua minh qua cng cu tim kim va tp nhng hoat ng mi. Xin gii thiu nhng knh mi nh BeFit, Livestrong Women, eFit30, BodyBuilding.com va Fitness Blender.
Groupon- Nhiu phong tp th duc va th lc hin co cac khoa th nghim vi mc gia giam ma khng phai cam kt lu dai.
ng dung Di ng- Tim mt s ng dung th lc thng dung nht bao gm RunKeeper (hin a kt hp hang ngay vi RedBrickHealth), MyFitnessPal, Calorie Count va Calorie King. Quy vi con co th tp trung va th thach chinh minh bng cach s dung GymPact.
Lp mt Ngn "Lanh manh", Khoa, Hp va hoan thanh bng cac mon n nhe khng h hong, nc ra tay, khn tm, giay va v th thao.
Be Less Efficient- Yes- Less! Nu quy vi sng trong ngi nha nhiu tng, thi hay i ln xung cu thang b nhiu nht co th. vn phong, hay n gp trc tip thay vi gi email. u xe cach xa nha hoc xa ni lam vic nht, k ca phai mt thm thi gian.
Gii han cua S Thu vuS Thu vu (IRS) a tng cac gii han ong gop cho chng trinh nghi hu nm 2013, co nghia la quy vi co th chuyn thm tin vao tai khoan cua minh. Mc ti a trc thu va Roth 401(k) sau tin thu (kt hp) ma quy vi co th ong vao chng trinh nghi hu 401(k) cua minh trong nm 2013 la $17.500. Khoan tin nay tng ln mc $23.000 khi quy vi bc sang tui 50 tr ln trong nm 2013.
Tin Thu Tit kimQuy vi nn bit v cac tinh nng tit kim thu cua vic ong gop trc thu. Ngoai nhng khoan tit kim nay, quy vi cung co th u tiu chun Savers Credit (Tin Thu Tit kim) con c tit kim tin thu nhiu hn na. Chu Sam cho phep Tin Thu Tit kim 10% n 50% vi khoan $2.000 u tin ong gop vao k hoach nghi hu u tiu chun. Khoan tin thu nay c tinh theo khung thang trt tuy theo mc thu nhp iu chinh gp (AGI) va tinh trang h s cua S Thu vu. bit thm, hay oc bai Give yourself some credit tai retireonline.com (www.retireonline.com/rpsparticipant/education_center/ Th e_Way_Forward/Give_yourself_some_credit.jsp). Khi np h s xin hoan thu, hay kim tra lai hai ln xem quy vi co u tiu chun c Tin Thu Tit kim khng. Hay goi Chng trinh Ngun lc Danh cho Nhn vin va Gia inh theo s 888-862-4731 c tr giup np h s thu. Ngoai ra con co cac chng trinh giam tr thu va lp k hoach cho nhn vin; hay nhp vao lin kt Employee Discounts trn CygNet, ri nhp vao lin kt Tax Preparation and Planning trong hp Financial Services.
Tng mc ong gop cua Quy vi tng mc ong gop cua minh, hay ng nhp vao retireonline.com va chon Contribution Amount t menu Account Management bn trai man hinh. Quy vi cung co th lin lac vi Dich vu K hoach Nghi hu cua J.P. Morgan theo s 800-345-2345 cac ngay trong tun, 7 gi sang - 8 gi ti gi Trung tm. (Nu khi goi in ma quy vi khng co sn Mt khu cua minh thi hay bm S An sinh Xa hi cua minh va s 0# kt ni vi mt ngi ai din).
Chng trinh Tit kim Nghi hu cua Cng ty Thc phm Schwan Bill Hebert a giam c 12 pound qua Chng trinh Thach thc Mua
he Dy ma i (Get Up & Go) trong thang 6 va thang 7 nm 2012. Ti a n mng bng cach mua qun ao mi va vn vi minh hn, Bill la chuyn vin cao cp v ao tao va phat trin cua Schwans Global Supply Chain, Inc. Pasadena, Texas. Bill noi rng khi bit v chng trinh th thach nay, ng a quyt inh lp muc tiu giam cn. Ti a tha 10 n 12 pound va ti mun quan tm chm soc nhiu hn n sc khoe cua minh, co hinh th tt hn va giam ham lng cholesterol cua minh. ng a gia nhp nhom sau ng nghip cung khuyn khich nhau bng cach trao i thng ip. Nhng ngi ong gop nhiu nht cho thanh cng cua ng la s tham gia cua ngi cung tp, v ng Dianna. Trong qua trinh th thach, Bill va Dianna a lp lich biu va khuyn khich nhau i b 2 n 4 dm mi nay, it nht bn ngay mi tun. Co ngi cung tham gia hoc nhom h tr giup minh la iu rt quan trong, Bill noi. i khi ba y khng cam thy thich thu hoc ti khng thy thich thu, nhng chung ti vn c tip tuc nhng cung ng i b cua minh. ng nhn manh thm con co yu t khac la ch n cua ho. Chung ti giam sat cac khu phn n va kim tra nhng mon n cua minh, ng noi. Bng cach thit lp muc tiu thit thc va tun thu ch i b, Bill a at c muc tiu giam cn trong khoang thi gian th thach sau tun.
Bill a theo doi cac hoat ng cua minh hang ngay trn trang web RedBrick Health. Ti thy rng nu theo doi cac hoat ng cua minh thi ti se tip tuc vi ti bit c minh tin b nh th nao. Nhom cua ng khng chin thng trong th thach nay, nhng ho a thuc nhng nhom hang u. Nhng ngi tham gia th thach a giam c tng s 2.700 pound va ghi c 2.624.093 phut hoat ng th cht!
Cu chuyn Thanh cngBill Hebert giam c 12 pound vi chng trinh thach thc mua he dy ma i nh chng trinh i b
SauTrc
Ti thy rng nu theo doi cac hoat ng cua minh thi ti se tip tuc vi ti bit c minh tin b nh th nao, Bill noi.
Tit kim hn na trong nm 2013
Tin Giai thng vi Sc khoe gi vao Tai khoan Tit kim cho Sc khoe hoc Tai khoan Bi hoan cho Sc khoe c thc hin vao gia thang 1 nm 2013. Nhiu nhn vin a nhn c cac giai thng n $250 bng cach hoan thanh cac Hoat ng vi Sc khoe nh anh gia Sc khoe, Sang loc Sc khoe va cac hoat ng theo doi khac. Hay vao RedBrickHealth.com/login bit thm thng tin.
Tin Giai thng Sc khoe
Nng ngMeo Tp th duc cho Ngi Bn rn
PRSRT STDU.S. Postage
P A I DPermit No. 174 Marshall, MN
56258115 West College DriveMarshall, MN 56258
Health Scoop c phat hanh cho nhn vin cac cng ty con cua Cng ty Thc phm Schwan.2013 Schwans Shared Services, LLC. a ng ky Ban quyn.
H s c ang c tip nhn vinh danh nhng nhn vin hang u cua Cng ty Thc phm Schwan bng giai thng: Di san Phm cht u tu Marvin M.Schwan. Tt ca h s c c gi trc Th Hai, ngay 1 thang 4, se c xem xet. Co th tim mu c trc tuyn tai http://www.theschwanfoodcompany.com/heritage, hoc qua cac trang web CygNet va Ovations. Giai thng Di san Phm cht u tu c lp ra nm 1994 tng nh ngi a sang lp ra cng ty va gin gi nhng y tng, phm cht va gia tri ct loi la nn tang cua cng ty. Giai thng c thit k ghi nhn nhng nhn vin a th hin mt cach kin inh nhng gia tri cua cng ty v mt tng trng, hng say lao ng, giup ln nhau, co nhit huyt va chinh trc. Mi nm, co mt vin chc chinh thc, mt nhn vin lam theo gi va mt nhn vin hng lng chinh c la chon nhn Giai thng Di san Phm cht u tu (Heritage of Quality Award). Giai thng nay la con thin nga vang, 1.000 im Ovations va $5.000.
Giai oan c keo dai n ht n
