July 2016

Have You Met the New DMCU?On June 1, DMCU introduced a refreshing new look to the world. Our new logo was unveiled along with a completely redesigned website. Check it out at www.dmcu.com. The new logo represents our strong roots, but with a more modern look. The tail in the “V” graphically depicts forward thinking and progress. The typeface symbolizes our strength and solid foundation.

If you haven’t visited our website in a while, the next time you do, you will be pleasantly surprised! We revamped the website from top to bottom. Specifically, the new design is optimized to make accessing DMCU from your mobile or tablet device much more user friendly.

We encourage you to take a tour, simply log on to www.dmcu.com to get started. Finally, to access our Online Banking, it’s as easy as clicking either the green “Online Banking Login” text in the top right corner of the site or the purple “Online Banking Login” in the lower right corner. Although the look of the login is different, the functionality remains the same.

You can receive a RATE AS LOW AS 1.99% APR* on your next auto loan! Do you currently have an auto loan with

another financial institution? Bring your auto loan to DMCU for up to 2% off** your rate or $200 cash back when you refinance. At DMCU, we have the rates and terms to fit any budget.

To apply, call 313.568.5000, apply online at www.dmcu.com, or visit a branch today. *Advertised rate is the lowest rate available. Qualifying rate based on model year 2007 and newer vehicles and a loan term of 72 months. Rates and terms

may vary depending on credit qualifications, direct deposit, and auto pay from a DMCU Checking or Savings account. Rates and terms are subject

to change without notice. Monthly payment example per $1,000.00 borrowed for 72 monthly payments is $14.97. The minimum loan

amount for 72 months is $20,000.00.

**Base rate is 1.99%.

Back-to-School Youth Week BashJoin us August 15 – 19 for our annual Back-to-School Youth Week Bash. Every child (ages 18 and younger) who makes a deposit of $5.00 or more into their Savings account throughout the week will receive free school supplies and an entry into a drawing for a chance to win one of three prizes*.

• First prize is a LAPTOP• Second place is a movie ticket gift card• Third place is a flash driveIf you know a child or young adult that is not a member of DMCU, now is a great time for them to open an account! Visit your local DMCU branch to apply or visit www.dmcu.com.*No purchasenecessary

Save BIG with LOW Rates

Starting July 5 through September 30, DMCU members signed up for ScoreCard Rewards can earn triple points. Simply make

qualifying purchases using your DMCU Visa® Credit Card to triple your bonus points!

Have you not signed up for Scorecard Rewards? Visit www.ScorecardRewards.com today to get started. Earn Bonus Points

for every qualifying purchase you make and redeem those points for amazing merchandise, exciting travel opportunities, and more!

Receive Exclusive Discounts, Identity Protection, and more with Benefits Plus®As a member of Benefits Plus, you’ll enjoy discounts on travel expenses, health services, and everyday purchases such as dining out, movie tickets, and more. Plus, you receive free Identity Protection.

Identity Protection and Security Center:

» Set fraud alerts » Reduce junk mail » Order free credit reports » Activate Identity theft restoration service

Travel Discounts: » Domestic and international airline tickets » Hotel and car rentals » Cruises » Theme park admission

Value-Added Options: » 24-Hour Emergency Roadside Assistance » Movie Ticket Discounts » Dining Dough » And More!

Try Benefits Plus for FREE with a 60 day trial. After the trial period expires, Benefits Plus is just $4.99 a month! To get started, call 866.329.7587 today.

Call for Special Rebates

on Mortgage Closing Costs*

855.636.0984*NMLS ID# 1162028

DMCU Gives BackWe are proud to give back to the communities we serve. In May, DMCU presented The YWCA Interim House of Wayne County with a check for $895.00 along with essential toiletries such as shampoos, conditioners, body wash, and more. All money and toiletries were donated on behalf of DMCU members and staff.

The YWCA Interim House Mission is to empower survivors of domestic violence and sexual assault by helping them to realize the ability to control their lives. Their goal is to help every woman and child recover by providing safety options for building healthy relationships in a safe, comfortable and supportive environment.

If you would like to make a donation to the YWCA Interim House, please go to www.ywcadetroit.org and click on “How You Can Help.”

Jackie Fowler, Janice Bojanowski, Kathie Trembath, Curtis Steen France, Sati Smith, and Ann Tillison.

COMMERCIAL LENDING AVAILABLE FROM DMCU

Michigan is thriving and we have money to lend. For commercial lending purposes, we offer Working Capital Lines of Credit, Equipment Term Loans, Business Acquisition Loans, and Commercial Mortgages. Should you, a friend, or a family member have a business lending need, our Vice President of Commercial Business Development and Loans, Gary Seifert, has over 25 years of commercial lending expertise.

For more information, contact Gary Seifert by phone at 248.435.0950, ext. 415 or by email at GSeifert@dmcu.com.

Donate School Supplies to Kids in NeedIn cooperation with The YWCA Interim House of Wayne County, DMCU will be accepting “Back-to-School” supplies of any kind between July 25th and August 19th. To donate, please bring new backpacks and school supplies to any of our four branch locations.

Join Us forShred Day

Saturday, October 229am - 12pm

625. N. Main St.Clawson, MI 48017

We’re helping our members dispose of sensitive personal and financial documents by offering a free Shred Day. Simply bring up to four boxes of paper-only documents to our Clawson office and watch as we shred them on-site for you.

EARN SCORECARD tripleBONUS POINTS

Upcoming Coleman A. Young Municipal Center Events

July 8Membership Drive

August 19New Visa Promotion

September 16Refer-A-Friend Membership Drive

Get 3% Cash Back on Everyday Debit Card Purchases with Kasasa®

Try free Kasasa Cash Back® Checking—it’s like we pay you to buy things! Kasasa Cash Back Checking accounts pay 3% cash back on debit card purchases up to $10 per month and also refund your ATM fees nationwide*.

Qualifying for your cash back amount is easy. Just do the following per month:

9Have at least 12 debit card transactions post and settle

9Be enrolled and log into Online Banking

9Be enrolled in and agree to receive e-statements

Don’t worry if you come up short; your account is always free! To sign up for Kasasa

Cash Back Checking, visit www.dmcu.com or a DMCU branch near you.

*ATM reimbursements up to $25 ($4.99 maximum per single transaction) for nationwide ATM withdrawal frees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. See website for details. https://www.dmcu.com/accounts/

Diversified Members Credit Union is the Official Credit Union of the Detroit Lions.

Download the DMCU Mobile App TodayOur Mobile App is now available on the App Store® and Google PlayTM! Designed to keep you close and connected to your accounts, our Mobile App seamlessly integrates into your life. With the touch of a finger across the user-friendly interface, you will be able to:

• View balances and transaction history• Transfer funds• Apply for a loan• Pay bills• Find shared branching locations• And more!

To get started, just search “Diversified Members Credit Union” on the App Store or Google Play. You can then log in using your Online Banking credentials.

Shop, Earn, Get Paid with Love My Credit Union RewardsLove My Credit Union Rewards is all about helping credit union members save money on the products and services they use every day. Did you know that because you are a member of DMCU, you already qualify for discounts from Sprint, TurboTax, DIRECTTV, ADT, and more?

For more information on the discounts available to you as a DMCU member, visit www.lovemycreditunion.org today.

Officials Serving the Membership

BOARD OF DIRECTORSAlbert Patrick Jr., Chairperson

Bruce Kennedy, DirectorDr. Pamela Scales, Director

Francis Allen, SecretaryDr. Janisse Green, Director

Carl Jarboe, Vice ChairAndrew Pollock, Treasurer

Robert Pontoo, DirectorVirginia Sikora, Director

SUPERVISORY COMMITTEEJon P. Messner, Chairperson

Jerry Pokorski | Kathryn Waraksa

LOAN REVIEW COMMITTEESandra A. Coleman, ChairpersonNicholas Degel | William Parks

Jimmy Roberts

MANAGEMENTKathie Trembath, President/CEO

Kevin Finneran, Executive Vice PresidentMonique Dunbar, Chief Operating Officer

LOCATIONSMain Office/Drive Thru1480 E. Jefferson Avenue Detroit, MI 48207

P 313.568.5000

TF 877.774.9054

General Fax 313.568.6170

Loan Dept. Fax 313.262.0155

Coleman A. Young Municipal Center2 Woodward, Suite 118 Detroit, MI 48226

P 313.202.9388 F 313.309.3430

Clawson625 N. Main Clawson, MI 48017

P 248.435.0950 F 248.435.7845

TF 800.482.2667

Novi25880 Novi Rd. Novi, MI 48375

P 248.277.DMCU F 248.344.4316

Cu*Talk 800.860.5704 • CU ID #166 Routing & Transit #: 272078297

Xtend www.xtendcu.com/branches/find/xtend

WWW.DMCU.COMCall us or visit our website for our hours of operation.

Credit Union Shared Branches & Atmswww.co-opnetwork.org • 888.287.9475

APYSavings ................ 0.25%IRA Savings .......... 0.50% Checking .............. 0.05%Christmas Club ..... 0.35%

(through 10/31/16)

CERTIFICATES OF DEPOSIT6 months ............ 0.60%12 months .......... 1.00%24 months .......... 1.25%36 months .......... 1.50%60 months .......... 2.10%

Quarterly Dividends* 7/1/2016 – 9/30/2016

*Rates on CDs are subject to change without notice. Dividends on 12-, 24-, 36- and 60-month CDs are paid on the quarterly anniversary of when the CD was opened. Dividends on 6-month CDs are paid at maturity.

July 1stAugust 5th

September 1st

UPCOMING POPCORN DAYS

Thank You for Making our NOVI OPEN HOUSE a SuccessOur recent Novi Open House marked an exciting day for both staff and members alike. The day began with the ceremonial ribbon cutting for the new Novi office, followed by an event-filled day of family fun! While there was plenty of food and prizes to be had, the real attraction were the special appearances by Spiderman, Batman, Darth Vader and even Detroit Lions Legend Lomas Brown!

Guests were also able to take a spin in the Nascar Simulator, catch a demonstration from the Novi Police and Fire Departments, as well as hang out with “Rat and Puff” from 98.7 FM AMP Radio. And there were plenty of games – and did we mention the prizes?

We specifically would like to thank the Novi Chamber of Commerce, Novi City Council Officials, and representatives of the Michigan Credit

Union League for their support of the event. And more importantly, on behalf of all DMCU staff, we would like to thank all the members who came out to visit us and check out our new state-of-the-art facility. We welcome all of you to stop in the new branch for some coffee from our fabulous coffee bar!

Holiday Closings:Fourth of July:Saturday, July 2ndMonday, July 4th

Labor Day:Saturday, September 3rdMonday, September 5th

Wayne County Charities:July: House of AngelsAugust: Kids Without Cancer & Food Donations for Humane SocietySeptember: Gleaners Food Bank

Oakland County Charities:July: Oakland County Humane SocietyAugust: Canine Advocacy Program (Novi) & Clawson Rotary Club (Clawson)September: Oakland County Habitat for Humanity

DMCU CHARITIES

Are you planning to visit Michigan’s Adventure Water Park

or Cedar Point® this summer? Discounted tickets are available at our Detroit

Main Office, Coleman A. Young Municipal Center, Clawson, and Novi branches.

Happy Retirement to Pauline ForemanAfter 30 dedicated years of service with DMCU, Pauline Foreman, Lending Manager, officially retired in May. Pauline plans to spend her time cooking and traveling with her husband and spending time with her daughter Micalyn who recently graduated college. Although she will be greatly missed, we are thankful for her years of hard work and wish her the best of luck in her future endeavors!