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gallagherbenefits.com.au Connect and join the conversation @Gallagher_AUS |
Assisting you on your financial journey.
Introducing your employer super.Elka Furnishing & Gallagher Benefit Services have worked together to provide you with a low cost default super fund that offers you significant discounts and more benefits.
Benefits include
■■ Assistance with your current and past super funds
■■ Negotiated group discounted fees
■■ Automatic insurance cover - no medicals required
■■ Extensive investment options within your super fund
■■ Workplace Financial Education Sessions
■■ Access to Gallagher Benefit Services to assist youon your financial journey
It’s your money, it’s your choice.To join the employer fund complete the Standard Choice form & return to payroll.
[email protected] 557 782
We are here to get you to your financial destination no matter where your starting point is.
super-advice.com.au/elka
2019
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gallagherbenefits.com.au Connect and join the conversation @Gallagher_AUS |
Employer fund benefits.
By joining the Elka Furnishing super fund, with IOOF you benefit from negotiated group discounted fees. These fees are applicable for the default MySuper investment option.
This means you may pay less than you would in a personal or individual plan.
Insurances at discount/wholesale rates.
Join within the eligibility period and you automatically qualify for insurance cover with no medicals.
The premiums are paid through your super fund.
Extensive investment choice.
The employer fund offers a range of investment options such as shares, property, fixed interest and cash.
If you don’t make an investment choice your money will be automatically invested in the default MySuper investment option.
Begin your journey.
Gallagher Benefit Services can help you get to a better place.
Your discounted fee structure.
Fees (annual)
Member Fee: $104
Administration Fee: 0.35%
MySuper Investment Fee: 0.50%
TOTAL: 0.85% + $104
Indirect cost ratio: Indirect Cost Ratios are included in the MySuper investment fee and deducted from investment returns prior to calculation of daily unit prices.
For full fee disclosure refer to the Fund Product Disclosure Statement (PDS).
Insurances
Death & Total Permanent Disability:■■Staff = 10% x salary x years & months to age 65
■■Casual Staff = Age Based Amount for $3 p/weekpremium
Salary Continuance:■■Staff = 75% x Salary, 90 day wait, 2 year benefit
■Casual Staff = Insured up to $2,000 p/month, 90 daywait, 2 year benefit
Investments
Your Default Investment Option:IOOF Balanced Investor Trust
For Investment Returns Please Visit:www.ioof.com.au
[email protected] 557 782
super-advice.com.au/elka
