ASHA UHC Plan Comparison for 2014

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  • 7/27/2019 ASHA UHC Plan Comparison for 2014

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    ChoiceNetwork Only

    MEDICAL BENEFIT SYNOPSIS Network Network Non-Network Network Non-Network

    DeductibleIndividual None None $500 $2,000 $4,000

    Family None None $1,000 $4,000 $8,000

    Health Savings Account (HSA) Not Applicable

    Employee Coinsurance 0% 0% 20% 0% 20%

    Plan Coinsurance 100% 100% 80% 100% 80%

    Max Out-of-Pocket (includes Deductible) Calendar Year

    Individual $2,500 $2,500 $2,500 $3,000 $8,000

    Family $5,000 $5,000 $5,000 $6,000 $16,000

    Doctor Visit Copay (PCP/Specialist) $15/$25 copay $15/$15 copay Ded, then 20% No copay - Ded, then 0% Ded, then 20%

    Convenience Care Centers $15 copay $15 copay Ded, then 20% Ded, then 0% Ded, then 20%

    Urgent Care Center $50 copay $50 copay Ded, then 20% Ded, then 0% Ded, then 20%

    Emergency Room (True Emergency) $100 copay Ded, then 0% Ded, then 0%

    Preventive Care Services 0% 0% Ded, then 20% 0% Ded, then 20%

    Lab, X-ray and Major Diagnostics 0% 0% Ded, then 20% Ded, then 0% Ded, then 20%

    Hospital Copay/Deductible: 0% 0% Ded, then 20% Ded, then 0% Ded, then 20%

    Pre-certification required for all in-patient

    stays

    OutPatient Copay/Deductible: 0% 0% Ded, then 20% Ded, then 0% Ded, then 20%

    Rehabilitation Services $15 copay $15 copay Ded, then 20% Ded, then 0% Ded, then 20%

    Chiropractic treatment 30 visits per year

    Physical Therapy Unlimited visits

    Occupational Therapy Unlimited visits

    Pulmonary Rehabilitation Unlimited visits

    Cardiac Rehabilitation Unlimited visits

    ASHA Model Hearing Benefits IncludedSpeech Therapy Unlimited visits

    Durable Medical Equipment 0% 0% Ded, then 20% Ded, then 0% Ded, then 20%

    Pre-service notification is required for DME and

    Diabetes equipment in excess fo $1,000.

    Prescription Card Benefit No Deductible

    Retail: Generic/Formulary/NonFormulary $10/$35/$60 for 31 day supply

    Mail Order: $20/$70/$120 for 90 day supply

    30 visits per year

    Unlimited visits

    Unlimited visits

    Unlimited visits

    $10/$35/$60 for 31 day supply

    $20/$70/$120 for 90 day supply

    Unlimited visits

    $10/$35/$60 for 31 day supply

    $20/$70/$120 for 90 day supply

    No Deductible Subject to Calendar Year Deductible

    Unlimited visitsIncluded Included

    Unlimited visits

    All Rx Copayments accumulate towards the Ou

    Pocket Maximum

    30 visits per year

    Unlimited visits

    Unlimited visits

    Unlimited visits

    Unlimited visits

    No one in the family is eligible for benefits until

    family deductible has been met. In and out-of-ne

    deductibles do not cross accumulate.

    Calendar Year

    UNITED HEALTHCARE PLAN COMPARISON

    Effective JANUARY 2014

    AMERICAN SPEECH-LANGUAGE-HEARING ASSOCIATION

    Choice PlusPREPARED BYUNITED HEALTHCARE

    NEW Choice Plus with HSA

    Calendar Year

    Calendar Year

    $100 copay

    Not Applicable ASHA HSA Contribution

    $1,000 individual coverage

    $2,000 individual plus dependent coverag

    Calendar Year