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How to Contact usIf you have any questions, please contact your fi nancial advisor, or the Amicorp Trustees (Singapore) Ltd.
on any business day between 9.00hrs and 17.00hrs (Singapore) time.
Asgaard EnterpriseRetirement Fund
www.asgaardretirement.com
AsgaardEnterpriseRetirement Fund
Amicorp Trustees (Singapore) Limited 30 Cecil Street#19-01/02Prudential TowerSingapore 049712 Tel.: +65 6532 2902Fax.: +65 6534 1244
www.asgaardretirement.com
1. Establishment and Management Fees are subject to minimum thresholds for employers and individuals. 2. The Fund Administration fee covers all member compliance, handling of funds, maintenance of accounts and
member reporting. Variation of contributions and withdrawals are subject to a one-off charge of USD150 per variation.
3. The Funds is exempt from income taxes and not subject to value added taxes in Singapore. Ad valorem duties on transfer of assets or investments imposed in Singapore, or taxes and government charges imposed by other jurisdictions are recoverable on a reimbursable direct cost from the value of the member’s accounts.
4. Other charges will be discussed at the time of establishment.
Type of Fee or Cost Description Amount
Transaction Costs Fees when Moving In or Out of Funds & Accounts
Establishment Fee Fee for establishment of accounts with pension and funding plans.
Subject to the threshold, 0.1% - 0.2% of assets under management.
Contribution Fee Fees for variation of contribution frequency or amounts after establishment.
See fund administration fee
Withdrawal Fee Fees for variation of withdrawal frequency or amounts after establishment.
See fund administration fee
Termination Fee Fees for termination prior to date specifi ed upon establishment.
Subject to the threshold, 0.1%-0.2% of assets under management
Management Costs Annual FeesTrustee Fee Annual fee for trustee supervision and
administration.Subject to the threshold, 0.1%-0.2% of assets under management.
Fund Administration Annual fee Subject to the threshold, 0.1%-0.2% of assets under management.
Investment Management
Fees paid for specifi c investment options. No charge applies for appointment of another asset manager.
Subject to the threshold 1% - 3%, depending on the option chosen.
Taxes and Government Charges
Taxes and Government charges imposed by jurisdictions other than the domiciliation jurisdiction of the Fund.
Recoverable as a direct cost against the value of member accounts.
Other Charges Charges for the establishment, management or administration arising from a specifi c investment strategy
Recoverable on an ad hoc basis as a direct cost against the value of member accounts.
Asgaard Retirement PlansAsgaard Retirement provides retirement and pension solutions. The Asgaard Group is part of a
multinational organisation operating in more than 20 countries. The Group specialises in pension funds,
fi duciary management and administration for employers and individuals alike.
With the globalisation of investment holdings and individual circumstances, Asgaard’s pension fund
and administration services are designed to accommodate the evolving investor landscape and
expectations for retirement.
Asgaard Retirement Plans offer independent retirement strategies to meet the specifi c aims of
employers as well as families and individuals.
ContributionsThere is no limit to the amount of contributions. Generally, you or your employer can establish a periodic
contribution plan or a lump sum arrangement. Contributions may be enhanced with employers as part
of remuneration or made voluntarily in lieu of government contributions.
Consolidation of contributions from different funds as well as existing assets is also permitted to
facilitate management and supervision of your accumulation performance.
Access to Funds and PensionsFunds can be accessed once you reach retirement age or in exceptional circumstances such as
fi nancial hardship, termination of employment, disability or death. Funds can also be moved to other
retirement plans at any time.
Once you have access to your funds, a pension account can be opened and funded from your retirement
accumulation accounts. Your frequency of pension payment will be structured in accordance with the
agreed plan. Once the pension payment plan has commenced, adding further funds to the pension
account will not be allowed in most circumstances. However, pension payment amounts can be
increased or reduced. Pension payments are subject to a minimum amount.
In the event of your death, the trustee will distribute your account balances in accordance with your
nomination of benefi ciaries.
How Accounts WorkDepending upon your investment and pension strategy, funding your retirement is organised through
accumulation and pension accounts, or a combination of both.
The pension account permits the trustee greater fl exibility in allocating and distributing accumulated
funds between nominated benefi ciaries, depending on circumstances. Retirement funding cannot
be altered once selected, but individuals may review their nominated benefi ciaries. We recommend
that review of benefi ciaries be undertaken periodically to ensure that your current circumstances and
wishes are accurately refl ected.
Management and AdministrationAsgaard Enterprise Retirement Fund is administered by Amicorp Trustees and Amicorp Fund Services.
The Trustees are licensed and subject to the regulations of Singapore.
Management of investments is performed by Delta Wealth Management LLC. Employers and individuals
are entitled to nominate their own investment or asset managers, subject to the approval of the trustee
and to select pension and funding plans.
Investment strategy and asset holdings are fl exible but subject to approval of the trustee.
Stability and SecurityAsgaard Enterprise Retirement Fund is subject to the securities and anti-money laundering laws and
regulations of Singapore. Employer and individual plans are segregated from other member plans for
legal and adminstration purposes.
Establishment and Keeping you InformedYour account can be opened following acceptance of the completed application form and relevant
personal documentation.
We will act upon your written instructions, which must include your name, account number and signature,
regarding all contributions, transfers, transactions and withdrawals. You can mail, fax or email us your
written instructions. All transactions involving your accounts will be confi rmed by us in writing.
Unless otherwise agreed, Asgaard Retirement Plans provide an annual statement of account activity
and performance, requested transactions and pension information.
A copy of the trust deed for your Retirement fund is available on request. The deed governs the relationship
between you and the trustee. Other information is also available on our website, www.asgaardretirement.com.
Fee Structure and CostsGenerally, fees and costs are conditional upon the level of activity you initiate in respect of your accounts,
pension and funding plans, and benefi ciaries following establishment. Asgaard’s management and
administration has been organised with a view to minimising risk and maximising operating and cost
effi ciencies.
Asgaard Retirement PlansAsgaard Retirement provides retirement and pension solutions. The Asgaard Group is part of a
multinational organisation operating in more than 20 countries. The Group specialises in pension funds,
fi duciary management and administration for employers and individuals alike.
With the globalisation of investment holdings and individual circumstances, Asgaard’s pension fund
and administration services are designed to accommodate the evolving investor landscape and
expectations for retirement.
Asgaard Retirement Plans offer independent retirement strategies to meet the specifi c aims of
employers as well as families and individuals.
ContributionsThere is no limit to the amount of contributions. Generally, you or your employer can establish a periodic
contribution plan or a lump sum arrangement. Contributions may be enhanced with employers as part
of remuneration or made voluntarily in lieu of government contributions.
Consolidation of contributions from different funds as well as existing assets is also permitted to
facilitate management and supervision of your accumulation performance.
Access to Funds and PensionsFunds can be accessed once you reach retirement age or in exceptional circumstances such as
fi nancial hardship, termination of employment, disability or death. Funds can also be moved to other
retirement plans at any time.
Once you have access to your funds, a pension account can be opened and funded from your retirement
accumulation accounts. Your frequency of pension payment will be structured in accordance with the
agreed plan. Once the pension payment plan has commenced, adding further funds to the pension
account will not be allowed in most circumstances. However, pension payment amounts can be
increased or reduced. Pension payments are subject to a minimum amount.
In the event of your death, the trustee will distribute your account balances in accordance with your
nomination of benefi ciaries.
How Accounts WorkDepending upon your investment and pension strategy, funding your retirement is organised through
accumulation and pension accounts, or a combination of both.
The pension account permits the trustee greater fl exibility in allocating and distributing accumulated
funds between nominated benefi ciaries, depending on circumstances. Retirement funding cannot
be altered once selected, but individuals may review their nominated benefi ciaries. We recommend
that review of benefi ciaries be undertaken periodically to ensure that your current circumstances and
wishes are accurately refl ected.
Management and AdministrationAsgaard Enterprise Retirement Fund is administered by Amicorp Trustees and Amicorp Fund Services.
The Trustees are licensed and subject to the regulations of Singapore.
Management of investments is performed by Delta Wealth Management LLC. Employers and individuals
are entitled to nominate their own investment or asset managers, subject to the approval of the trustee
and to select pension and funding plans.
Investment strategy and asset holdings are fl exible but subject to approval of the trustee.
Stability and SecurityAsgaard Enterprise Retirement Fund is subject to the securities and anti-money laundering laws and
regulations of Singapore. Employer and individual plans are segregated from other member plans for
legal and adminstration purposes.
Establishment and Keeping you InformedYour account can be opened following acceptance of the completed application form and relevant
personal documentation.
We will act upon your written instructions, which must include your name, account number and signature,
regarding all contributions, transfers, transactions and withdrawals. You can mail, fax or email us your
written instructions. All transactions involving your accounts will be confi rmed by us in writing.
Unless otherwise agreed, Asgaard Retirement Plans provide an annual statement of account activity
and performance, requested transactions and pension information.
A copy of the trust deed for your Retirement fund is available on request. The deed governs the relationship
between you and the trustee. Other information is also available on our website, www.asgaardretirement.com.
Fee Structure and CostsGenerally, fees and costs are conditional upon the level of activity you initiate in respect of your accounts,
pension and funding plans, and benefi ciaries following establishment. Asgaard’s management and
administration has been organised with a view to minimising risk and maximising operating and cost
effi ciencies.
Asgaard Retirement PlansAsgaard Retirement provides retirement and pension solutions. The Asgaard Group is part of a
multinational organisation operating in more than 20 countries. The Group specialises in pension funds,
fi duciary management and administration for employers and individuals alike.
With the globalisation of investment holdings and individual circumstances, Asgaard’s pension fund
and administration services are designed to accommodate the evolving investor landscape and
expectations for retirement.
Asgaard Retirement Plans offer independent retirement strategies to meet the specifi c aims of
employers as well as families and individuals.
ContributionsThere is no limit to the amount of contributions. Generally, you or your employer can establish a periodic
contribution plan or a lump sum arrangement. Contributions may be enhanced with employers as part
of remuneration or made voluntarily in lieu of government contributions.
Consolidation of contributions from different funds as well as existing assets is also permitted to
facilitate management and supervision of your accumulation performance.
Access to Funds and PensionsFunds can be accessed once you reach retirement age or in exceptional circumstances such as
fi nancial hardship, termination of employment, disability or death. Funds can also be moved to other
retirement plans at any time.
Once you have access to your funds, a pension account can be opened and funded from your retirement
accumulation accounts. Your frequency of pension payment will be structured in accordance with the
agreed plan. Once the pension payment plan has commenced, adding further funds to the pension
account will not be allowed in most circumstances. However, pension payment amounts can be
increased or reduced. Pension payments are subject to a minimum amount.
In the event of your death, the trustee will distribute your account balances in accordance with your
nomination of benefi ciaries.
How Accounts WorkDepending upon your investment and pension strategy, funding your retirement is organised through
accumulation and pension accounts, or a combination of both.
The pension account permits the trustee greater fl exibility in allocating and distributing accumulated
funds between nominated benefi ciaries, depending on circumstances. Retirement funding cannot
be altered once selected, but individuals may review their nominated benefi ciaries. We recommend
that review of benefi ciaries be undertaken periodically to ensure that your current circumstances and
wishes are accurately refl ected.
Management and AdministrationAsgaard Enterprise Retirement Fund is administered by Amicorp Trustees and Amicorp Fund Services.
The Trustees are licensed and subject to the regulations of Singapore.
Management of investments is performed by Delta Wealth Management LLC. Employers and individuals
are entitled to nominate their own investment or asset managers, subject to the approval of the trustee
and to select pension and funding plans.
Investment strategy and asset holdings are fl exible but subject to approval of the trustee.
Stability and SecurityAsgaard Enterprise Retirement Fund is subject to the securities and anti-money laundering laws and
regulations of Singapore. Employer and individual plans are segregated from other member plans for
legal and adminstration purposes.
Establishment and Keeping you InformedYour account can be opened following acceptance of the completed application form and relevant
personal documentation.
We will act upon your written instructions, which must include your name, account number and signature,
regarding all contributions, transfers, transactions and withdrawals. You can mail, fax or email us your
written instructions. All transactions involving your accounts will be confi rmed by us in writing.
Unless otherwise agreed, Asgaard Retirement Plans provide an annual statement of account activity
and performance, requested transactions and pension information.
A copy of the trust deed for your Retirement fund is available on request. The deed governs the relationship
between you and the trustee. Other information is also available on our website, www.asgaardretirement.com.
Fee Structure and CostsGenerally, fees and costs are conditional upon the level of activity you initiate in respect of your accounts,
pension and funding plans, and benefi ciaries following establishment. Asgaard’s management and
administration has been organised with a view to minimising risk and maximising operating and cost
effi ciencies.
How to Contact usIf you have any questions, please contact your fi nancial advisor, or the Amicorp Trustees (Singapore) Ltd.
on any business day between 9.00hrs and 17.00hrs (Singapore) time.
Asgaard EnterpriseRetirement Fund
www.asgaardretirement.com
AsgaardEnterpriseRetirement Fund
Amicorp Trustees (Singapore) Limited 30 Cecil Street#19-01/02Prudential TowerSingapore 049712 Tel.: +65 6532 2902Fax.: +65 6534 1244
www.asgaardretirement.com
1. Establishment and Management Fees are subject to minimum thresholds for employers and individuals. 2. The Fund Administration fee covers all member compliance, handling of funds, maintenance of accounts and
member reporting. Variation of contributions and withdrawals are subject to a one-off charge of USD150 per variation.
3. The Funds is exempt from income taxes and not subject to value added taxes in Singapore. Ad valorem duties on transfer of assets or investments imposed in Singapore, or taxes and government charges imposed by other jurisdictions are recoverable on a reimbursable direct cost from the value of the member’s accounts.
4. Other charges will be discussed at the time of establishment.
Type of Fee or Cost Description Amount
Transaction Costs Fees when Moving In or Out of Funds & Accounts
Establishment Fee Fee for establishment of accounts with pension and funding plans.
Subject to the threshold, 0.1% - 0.2% of assets under management.
Contribution Fee Fees for variation of contribution frequency or amounts after establishment.
See fund administration fee
Withdrawal Fee Fees for variation of withdrawal frequency or amounts after establishment.
See fund administration fee
Termination Fee Fees for termination prior to date specifi ed upon establishment.
Subject to the threshold, 0.1%-0.2% of assets under management
Management Costs Annual FeesTrustee Fee Annual fee for trustee supervision and
administration.Subject to the threshold, 0.1%-0.2% of assets under management.
Fund Administration Annual fee Subject to the threshold, 0.1%-0.2% of assets under management.
Investment Management
Fees paid for specifi c investment options. No charge applies for appointment of another asset manager.
Subject to the threshold 1% - 3%, depending on the option chosen.
Taxes and Government Charges
Taxes and Government charges imposed by jurisdictions other than the domiciliation jurisdiction of the Fund.
Recoverable as a direct cost against the value of member accounts.
Other Charges Charges for the establishment, management or administration arising from a specifi c investment strategy
Recoverable on an ad hoc basis as a direct cost against the value of member accounts.
How to Contact usIf you have any questions, please contact your fi nancial advisor, or the Amicorp Trustees (Singapore) Ltd.
on any business day between 9.00hrs and 17.00hrs (Singapore) time.
Asgaard EnterpriseRetirement Fund
www.asgaardretirement.com
AsgaardEnterpriseRetirement Fund
Amicorp Trustees (Singapore) Limited 30 Cecil Street#19-01/02Prudential TowerSingapore 049712 Tel.: +65 6532 2902Fax.: +65 6534 1244
www.asgaardretirement.com
1. Establishment and Management Fees are subject to minimum thresholds for employers and individuals. 2. The Fund Administration fee covers all member compliance, handling of funds, maintenance of accounts and
member reporting. Variation of contributions and withdrawals are subject to a one-off charge of USD150 per variation.
3. The Funds is exempt from income taxes and not subject to value added taxes in Singapore. Ad valorem duties on transfer of assets or investments imposed in Singapore, or taxes and government charges imposed by other jurisdictions are recoverable on a reimbursable direct cost from the value of the member’s accounts.
4. Other charges will be discussed at the time of establishment.
Type of Fee or Cost Description Amount
Transaction Costs Fees when Moving In or Out of Funds & Accounts
Establishment Fee Fee for establishment of accounts with pension and funding plans.
Subject to the threshold, 0.1% - 0.2% of assets under management.
Contribution Fee Fees for variation of contribution frequency or amounts after establishment.
See fund administration fee
Withdrawal Fee Fees for variation of withdrawal frequency or amounts after establishment.
See fund administration fee
Termination Fee Fees for termination prior to date specifi ed upon establishment.
Subject to the threshold, 0.1%-0.2% of assets under management
Management Costs Annual FeesTrustee Fee Annual fee for trustee supervision and
administration.Subject to the threshold, 0.1%-0.2% of assets under management.
Fund Administration Annual fee Subject to the threshold, 0.1%-0.2% of assets under management.
Investment Management
Fees paid for specifi c investment options. No charge applies for appointment of another asset manager.
Subject to the threshold 1% - 3%, depending on the option chosen.
Taxes and Government Charges
Taxes and Government charges imposed by jurisdictions other than the domiciliation jurisdiction of the Fund.
Recoverable as a direct cost against the value of member accounts.
Other Charges Charges for the establishment, management or administration arising from a specifi c investment strategy
Recoverable on an ad hoc basis as a direct cost against the value of member accounts.
