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2017 Institution Disclosure Statement - Table 1-1 PAGE: 1 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: ARKANSAS (05)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
BOONE COUNTY (009), AR
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 15 0 0 0 0 1 15 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 15 0 0 0 0 1 15 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 1 15 0 0 0 0 1 15 0 0
STATE TOTAL 1 15 0 0 0 0 1 15 0 0
ADDED TO CRA FILE ON 10/25/2018
2017 Institution Disclosure Statement - Table 1-1 PAGE: 2 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: CALIFORNIA (06)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
LOS ANGELES COUNTY (037), CA
MSA 31084
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 1 500 1 500 0 0
Median Family Income >= 120% 0 0 0 0 1 300 1 300 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 2 800 2 800 0 0
SOLANO COUNTY (095), CA
MSA 46700
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 1 255 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 255 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 0 0 0 0 3 1,055 2 800 0 0
STATE TOTAL 0 0 0 0 3 1,055 2 800 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 3 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: KANSAS (20)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
FINNEY COUNTY (055), KS
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 10 0 0 0 0 1 10 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 10 0 0 0 0 1 10 0 0
SHAWNEE COUNTY (177), KS
MSA 45820
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 8 0 0 0 0 1 8 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 8 0 0 0 0 1 8 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 2 18 0 0 0 0 2 18 0 0
STATE TOTAL 2 18 0 0 0 0 2 18 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 4 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: LOUISIANA (22)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
CADDO PARISH (017), LA
MSA 43340
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 1 200 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 200 0 0 0 0 0 0
CALCASIEU PARISH (019), LA
MSA 29340
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 50 1 188 0 0 2 238 0 0
Upper Income 0 0 0 0 1 325 1 325 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 50 1 188 1 325 3 563 0 0
JEFFERSON DAVIS PARISH (053), LA
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 1 180 0 0 1 180 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 180 0 0 1 180 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 5 OF 54
Loans by County
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Respondent ID: 0000004166
Agency: OCC - 1 State: LOUISIANA (22)
Area Income Characteristics
Loan Amount at Origination <=$100,000
Loan Amount at Origination
>$100,000 But <=$250,000
Loan Amount at Origination >$250,000
Loans to Businesses with Gross Annual
Revenues <= $1 Million
Memo Item: Loans by Affiliates
Num of Loans
Amount (000s)
Num of Loans
Amount (000s)
Num of Loans
Amount (000s)
Num of Loans
Amount (000s)
Num of Loans
Amount (000s)
TOTAL OUTSIDE AA IN STATE 1 50 3 568 1 325 4 743 0 0
STATE TOTAL 1 50 3 568 1 325 4 743 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 6 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: MICHIGAN (26)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
GENESEE COUNTY (049), MI
MSA 22420
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 73 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 73 0 0 0 0 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 1 73 0 0 0 0 0 0 0 0
STATE TOTAL 1 73 0 0 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 7 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: NEBRASKA (31)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
DOUGLAS COUNTY (055), NE
MSA 36540
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 1 375 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 375 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 0 0 0 0 1 375 0 0 0 0
STATE TOTAL 0 0 0 0 1 375 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 8 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: NEVADA (32)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
CLARK COUNTY (003), NV
MSA 29820
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 2 382 1 265 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 2 382 1 265 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 0 0 2 382 1 265 0 0 0 0
STATE TOTAL 0 0 2 382 1 265 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 9 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: NEW MEXICO (35)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
CHAVES COUNTY (005), NM
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 19 0 0 1 504 2 523 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 19 0 0 1 504 2 523 0 0
DONA ANA COUNTY (013), NM
MSA 29740
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 1 440 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 440 0 0 0 0
LINCOLN COUNTY (027), NM
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 18 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 18 0 0 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 10 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: NEW MEXICO (35)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
ROOSEVELT COUNTY (041), NM
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 52 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 52 0 0 0 0 0 0 0 0
TORRANCE COUNTY (057), NM
MSA 10740
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 100 0 0 0 0 1 100 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 100 0 0 0 0 1 100 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 4 189 0 0 2 944 3 623 0 0
STATE TOTAL 4 189 0 0 2 944 3 623 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 11 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: NEW YORK (36)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
NEW YORK COUNTY (061), NY
MSA 35614
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 1 200 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 200 0 0 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 0 0 1 200 0 0 0 0 0 0
STATE TOTAL 0 0 1 200 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 12 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: OKLAHOMA (40)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
CLEVELAND COUNTY (027), OK
MSA 36420
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 100 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 100 0 0 0 0 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 1 100 0 0 0 0 0 0 0 0
STATE TOTAL 1 100 0 0 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 13 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: PENNSYLVANIA (42)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
LANCASTER COUNTY (071), PA
MSA 29540
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 7 301 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 7 301 0 0 0 0 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 7 301 0 0 0 0 0 0 0 0
STATE TOTAL 7 301 0 0 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 14 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: SOUTH CAROLINA (45)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
HORRY COUNTY (051), SC
MSA 34820
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 1 184 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 184 0 0 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 0 0 1 184 0 0 0 0 0 0
STATE TOTAL 0 0 1 184 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 15 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
ANGELINA COUNTY (005), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 40 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 40 0 0 0 0 0 0 0 0
ARANSAS COUNTY (007), TX
MSA 18580
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 2 66 0 0 0 0 2 66 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 66 0 0 0 0 2 66 0 0
ARCHER COUNTY (009), TX
MSA 48660
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 9 0 0 0 0 1 9 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 9 0 0 0 0 1 9 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 16 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
BEXAR COUNTY (029), TX
MSA 41700
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 1 20 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 2 73 1 200 0 0 2 212 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 93 1 200 0 0 2 212 0 0
BOSQUE COUNTY (035), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 8 250 1 150 0 0 6 305 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 8 250 1 150 0 0 6 305 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 17 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
BRAZORIA COUNTY (039), TX
MSA 26420
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 40 0 0 0 0 1 40 0 0
Upper Income 0 0 1 240 0 0 1 240 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 40 1 240 0 0 2 280 0 0
BROWN COUNTY (049), TX
MSA NA
Outside Assessment Area
Low Income 1 75 0 0 1 352 1 352 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 8 136 1 250 0 0 7 121 0 0
Upper Income 1 65 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 10 276 1 250 1 352 8 473 0 0
CALDWELL COUNTY (055), TX
MSA 12420
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 56 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 56 0 0 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 18 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
CALLAHAN COUNTY (059), TX
MSA 10180
Inside AA 0001
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 46 1,465 1 140 2 1,356 27 896 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 46 1,465 1 140 2 1,356 27 896 0 0
CASTRO COUNTY (069), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 74 0 0 0 0 1 74 0 0
Middle Income 1 34 0 0 0 0 1 34 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 108 0 0 0 0 2 108 0 0
CHAMBERS COUNTY (071), TX
MSA 26420
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 1 250 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 250 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 19 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
COKE COUNTY (081), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 30 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 30 0 0 0 0 0 0 0 0
COLEMAN COUNTY (083), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 29 0 0 0 0 1 29 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 29 0 0 0 0 1 29 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 20 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
COLLIN COUNTY (085), TX
MSA 19124
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 1 72 0 0 0 0 1 72 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 4 168 3 473 5 3,421 10 3,686 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 5 240 3 473 5 3,421 11 3,758 0 0
COMAL COUNTY (091), TX
MSA 41700
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 25 0 0 0 0 0 0 0 0
Upper Income 1 14 0 0 0 0 1 14 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 39 0 0 0 0 1 14 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 21 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
COMANCHE COUNTY (093), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 7 191 0 0 0 0 5 163 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 7 191 0 0 0 0 5 163 0 0
COOKE COUNTY (097), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 1 212 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 1 413 1 413 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 212 1 413 1 413 0 0
DALLAM COUNTY (111), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 1 128 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 128 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 22 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
DALLAS COUNTY (113), TX
MSA 19124
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 1 26 2 437 0 0 1 235 0 0
Median Family Income 50-60% 1 75 0 0 1 792 1 792 0 0
Median Family Income 60-70% 4 189 1 140 1 916 4 1,035 0 0
Median Family Income 70-80% 16 574 3 642 0 0 2 248 0 0
Median Family Income 80-90% 0 0 0 0 1 381 0 0 0 0
Median Family Income 90-100% 2 97 0 0 0 0 1 80 0 0
Median Family Income 100-110% 0 0 0 0 1 444 0 0 0 0
Median Family Income 110-120% 1 60 5 750 0 0 0 0 0 0
Median Family Income >= 120% 1 48 2 450 1 500 1 500 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 26 1,069 13 2,419 5 3,033 10 2,890 0 0
DEAF SMITH COUNTY (117), TX
MSA NA
Inside AA 0015
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 16 292 2 242 0 0 15 252 0 0
Middle Income 21 683 4 699 0 0 19 1,023 0 0
Upper Income 18 532 0 0 4 2,400 12 839 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 55 1,507 6 941 4 2,400 46 2,114 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 23 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
DENTON COUNTY (121), TX
MSA 19124
Inside AA 0003
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 2 56 0 0 0 0 1 20 0 0
Median Family Income 80-90% 0 0 1 225 0 0 1 225 0 0
Median Family Income 90-100% 3 124 0 0 0 0 1 66 0 0
Median Family Income 100-110% 1 88 0 0 2 1,242 1 417 0 0
Median Family Income 110-120% 6 247 1 197 1 276 0 0 0 0
Median Family Income >= 120% 11 597 4 750 0 0 5 662 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 23 1,112 6 1,172 3 1,518 9 1,390 0 0
EASTLAND COUNTY (133), TX
MSA NA
Inside AA 0004
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 24 754 3 517 1 539 17 623 0 0
Middle Income 127 3,062 8 1,369 8 3,128 82 2,565 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 151 3,816 11 1,886 9 3,667 99 3,188 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 24 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
ECTOR COUNTY (135), TX
MSA 36220
Inside AA 0009
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 143 0 0 0 0 0 0 0 0
Upper Income 1 75 1 106 1 488 3 669 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 4 218 1 106 1 488 3 669 0 0
EDWARDS COUNTY (137), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 23 0 0 0 0 1 23 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 23 0 0 0 0 1 23 0 0
ELLIS COUNTY (139), TX
MSA 19124
Inside AA 0003
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 2 103 0 0 0 0 1 52 0 0
Middle Income 13 494 1 209 2 1,300 9 1,038 0 0
Upper Income 7 236 3 459 2 1,156 6 386 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 22 833 4 668 4 2,456 16 1,476 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 25 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
ERATH COUNTY (143), TX
MSA NA
Inside AA 0005
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 45 1,789 9 1,273 3 1,379 24 2,099 0 0
Upper Income 17 619 0 0 2 679 8 333 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 62 2,408 9 1,273 5 2,058 32 2,432 0 0
FALLS COUNTY (145), TX
MSA 47380
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 70 0 0 0 0 1 70 0 0
Middle Income 0 0 0 0 1 400 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 70 0 0 1 400 1 70 0 0
FANNIN COUNTY (147), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 15 0 0 0 0 1 15 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 15 0 0 0 0 1 15 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 26 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
FISHER COUNTY (151), TX
MSA NA
Inside AA 0006
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 109 0 0 0 0 2 60 0 0
Upper Income 9 161 0 0 0 0 5 83 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 12 270 0 0 0 0 7 143 0 0
FORT BEND COUNTY (157), TX
MSA 26420
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 1 100 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 1 500 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 100 0 0 1 500 0 0 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 27 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
GAINES COUNTY (165), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 24 0 0 1 400 1 24 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 24 0 0 1 400 1 24 0 0
GALVESTON COUNTY (167), TX
MSA 26420
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 2 284 0 0 0 0 0 0
Middle Income 0 0 1 109 1 396 1 109 0 0
Upper Income 0 0 1 250 1 400 1 250 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 4 643 2 796 2 359 0 0
GILLESPIE COUNTY (171), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 64 1 150 0 0 1 150 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 64 1 150 0 0 1 150 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 28 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
GREGG COUNTY (183), TX
MSA 30980
Outside Assessment Area
Low Income 1 4 0 0 0 0 1 4 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 30 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 34 0 0 0 0 1 4 0 0
GRIMES COUNTY (185), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 5 215 1 150 2 995 2 995 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 5 215 1 150 2 995 2 995 0 0
HALE COUNTY (189), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 3 86 0 0 0 0 1 15 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 86 0 0 0 0 1 15 0 0
2017 Institution Disclosure Statement - Table 1-1 PAGE: 29 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
HAMILTON COUNTY (193), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 1 208 0 0 0 0 0 0
Upper Income 1 64 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 64 1 208 0 0 0 0 0 0
HARDIN COUNTY (199), TX
MSA 13140
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 40 0 0 0 0 1 40 0 0
Middle Income 0 0 1 114 1 300 0 0 0 0
Upper Income 9 306 0 0 2 622 7 589 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 10 346 1 114 3 922 8 629 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 30 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
HARRIS COUNTY (201), TX 2/
MSA 26420
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 1 150 1 868 1 150 0 0
Median Family Income 40-50% 2 64 0 0 1 1,000 2 64 0 0
Median Family Income 50-60% 0 0 1 144 1 418 1 418 0 0
Median Family Income 60-70% 0 0 1 125 2 821 1 125 0 0
Median Family Income 70-80% 2 64 0 0 3 2,010 2 382 0 0
Median Family Income 80-90% 0 0 1 150 1 281 0 0 0 0
Median Family Income 90-100% 1 13 0 0 0 0 0 0 0 0
Median Family Income 100-110% 1 9 0 0 0 0 0 0 0 0
Median Family Income 110-120% 1 70 0 0 0 0 0 0 0 0
Median Family Income >= 120% 17 875 4 680 6 3,068 11 1,881 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 24 1,095 8 1,249 15 8,466 18 3,020 0 0
HARTLEY COUNTY (205), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 2 147 0 0 1 800 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 147 0 0 1 800 0 0 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 31 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
HASKELL COUNTY (207), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 1 200 1 900 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 200 1 900 0 0 0 0
HENDERSON COUNTY (213), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 100 0 0 0 0 1 100 0 0
Middle Income 0 0 1 250 1 437 2 687 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 100 1 250 1 437 3 787 0 0
HILL COUNTY (217), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 215 0 0 0 0 2 129 0 0
Upper Income 2 50 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 5 265 0 0 0 0 2 129 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 32 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
HOOD COUNTY (221), TX
MSA 23104
Inside AA 0007
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 2 161 2 350 0 0 1 66 0 0
Middle Income 69 2,894 13 2,352 17 8,647 46 7,776 0 0
Upper Income 4 252 2 365 1 400 1 100 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 75 3,307 17 3,067 18 9,047 48 7,942 0 0
HOUSTON COUNTY (225), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 1 251 1 251 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 251 1 251 0 0
HUTCHINSON COUNTY (233), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 1 165 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 165 0 0 0 0 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 33 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
IRION COUNTY (235), TX
MSA 41660
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 25 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 25 0 0 0 0 0 0 0 0
JACK COUNTY (237), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 95 0 0 0 0 0 0 0 0
Upper Income 2 109 2 270 0 0 1 149 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 204 2 270 0 0 1 149 0 0
JASPER COUNTY (241), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 2 140 0 0 0 0 2 140 0 0
Middle Income 0 0 0 0 1 1,000 0 0 0 0
Upper Income 0 0 0 0 1 440 1 440 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 140 0 0 2 1,440 3 580 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 34 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
JEFFERSON COUNTY (245), TX
MSA 13140
Inside AA 0002
Low Income 1 9 0 0 1 535 2 544 0 0
Moderate Income 9 406 7 1,391 1 300 7 999 0 0
Middle Income 38 1,680 15 2,710 13 5,933 33 4,716 0 0
Upper Income 32 1,738 8 1,330 7 3,180 25 3,312 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 80 3,833 30 5,431 22 9,948 67 9,571 0 0
JOHNSON COUNTY (251), TX
MSA 23104
Inside AA 0007
Low Income 1 10 0 0 1 1,000 0 0 0 0
Moderate Income 14 628 1 115 0 0 7 434 0 0
Middle Income 34 1,252 6 1,202 4 1,797 22 2,118 0 0
Upper Income 6 109 1 166 0 0 5 240 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 55 1,999 8 1,483 5 2,797 34 2,792 0 0
JONES COUNTY (253), TX
MSA 10180
Inside AA 0001
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 7 254 3 427 0 0 6 305 0 0
Upper Income 5 116 1 145 0 0 1 3 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 12 370 4 572 0 0 7 308 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 35 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
KENT COUNTY (263), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 90 1 114 0 0 4 204 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 90 1 114 0 0 4 204 0 0
LEON COUNTY (289), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 100 2 335 0 0 2 318 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 100 2 335 0 0 2 318 0 0
LIBERTY COUNTY (291), TX
MSA 26420
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 3 114 1 201 0 0 3 255 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 114 1 201 0 0 3 255 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 36 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
LLANO COUNTY (299), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 65 0 0 0 0 1 65 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 65 0 0 0 0 1 65 0 0
LUBBOCK COUNTY (303), TX
MSA 31180
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 1 150 0 0 1 150 0 0
Middle Income 2 77 2 500 0 0 0 0 0 0
Upper Income 0 0 1 160 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 77 4 810 0 0 1 150 0 0
MCCULLOCH COUNTY (307), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 34 0 0 0 0 1 34 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 34 0 0 0 0 1 34 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 37 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
MCLENNAN COUNTY (309), TX
MSA 47380
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 61 0 0 0 0 1 61 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 61 0 0 0 0 1 61 0 0
MADISON COUNTY (313), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 1 150 0 0 1 150 0 0
Middle Income 1 80 0 0 0 0 1 80 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 80 1 150 0 0 2 230 0 0
MATAGORDA COUNTY (321), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 71 0 0 0 0 1 71 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 71 0 0 0 0 1 71 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 38 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
MAVERICK COUNTY (323), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 30 0 0 0 0 1 30 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 30 0 0 0 0 1 30 0 0
MENARD COUNTY (327), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 14 0 0 0 0 1 14 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 14 0 0 0 0 1 14 0 0
MIDLAND COUNTY (329), TX
MSA 33260
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 2 47 0 0 0 0 0 0 0 0
Upper Income 2 125 0 0 1 372 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 4 172 0 0 1 372 0 0 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 39 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
MITCHELL COUNTY (335), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 141 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 141 0 0 0 0 0 0 0 0
MONTAGUE COUNTY (337), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 59 0 0 0 0 3 59 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 59 0 0 0 0 3 59 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 40 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
MONTGOMERY COUNTY (339), TX
MSA 26420
Inside AA 0013
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 2 150 1 150 0 0 2 204 0 0
Median Family Income 40-50% 0 0 1 125 0 0 0 0 0 0
Median Family Income 50-60% 12 485 8 1,474 4 2,454 7 990 0 0
Median Family Income 60-70% 21 767 3 601 9 5,415 16 3,608 0 0
Median Family Income 70-80% 6 300 3 499 3 1,204 5 390 0 0
Median Family Income 80-90% 20 912 10 1,747 3 2,061 21 1,762 0 0
Median Family Income 90-100% 4 115 3 533 1 974 5 1,391 0 0
Median Family Income 100-110% 0 0 2 367 0 0 1 139 0 0
Median Family Income 110-120% 6 252 4 812 2 740 4 492 0 0
Median Family Income >= 120% 49 2,028 14 2,451 10 4,847 20 2,090 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 120 5,009 49 8,759 32 17,695 81 11,066 0 0
NAVARRO COUNTY (349), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 200 1 119 0 0 2 219 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 200 1 119 0 0 2 219 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 41 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
NEWTON COUNTY (351), TX
MSA 13140
Inside AA 0002
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 2 38 2 219 1 504 3 723 0 0
Middle Income 4 179 0 0 0 0 1 25 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 6 217 2 219 1 504 4 748 0 0
NOLAN COUNTY (353), TX
MSA NA
Inside AA 0008
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 16 674 6 797 0 0 9 375 0 0
Middle Income 8 303 1 121 1 435 3 79 0 0
Upper Income 18 477 2 291 0 0 8 217 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 42 1,454 9 1,209 1 435 20 671 0 0
OLDHAM COUNTY (359), TX
MSA 11100
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 33 0 0 0 0 1 33 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 33 0 0 0 0 1 33 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 42 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
ORANGE COUNTY (361), TX
MSA 13140
Inside AA 0002
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 11 426 2 283 1 360 8 371 0 0
Middle Income 80 2,804 5 893 5 2,857 46 2,764 0 0
Upper Income 38 1,456 7 1,404 2 641 16 890 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 129 4,686 14 2,580 8 3,858 70 4,025 0 0
PALO PINTO COUNTY (363), TX
MSA NA
Inside AA 0010
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 20 570 1 200 1 302 13 749 0 0
Middle Income 18 687 3 555 0 0 7 274 0 0
Upper Income 20 458 1 173 1 566 15 1,065 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 58 1,715 5 928 2 868 35 2,088 0 0
PARKER COUNTY (367), TX
MSA 23104
Inside AA 0007
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 5 96 1 250 2 1,600 4 663 0 0
Middle Income 64 2,184 11 1,820 15 7,081 59 5,569 0 0
Upper Income 66 2,578 15 2,349 7 3,164 44 2,303 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 135 4,858 27 4,419 24 11,845 107 8,535 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 43 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
PARMER COUNTY (369), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 12 0 0 1 918 1 12 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 12 0 0 1 918 1 12 0 0
POLK COUNTY (373), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 1 300 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 300 0 0 0 0
POTTER COUNTY (375), TX
MSA 11100
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 1 270 0 0 0 0
Upper Income 0 0 1 250 0 0 1 250 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 250 1 270 1 250 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 44 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
RANDALL COUNTY (381), TX
MSA 11100
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 6 194 0 0 1 335 6 517 0 0
Upper Income 9 391 1 122 1 300 2 330 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 15 585 1 122 2 635 8 847 0 0
ROCKWALL COUNTY (397), TX
MSA 19124
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 7 0 0 0 0 1 7 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 7 0 0 0 0 1 7 0 0
RUNNELS COUNTY (399), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 1 102 0 0 1 102 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 102 0 0 1 102 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 45 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
SABINE COUNTY (403), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 10 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 10 0 0 0 0 0 0 0 0
SAN JACINTO COUNTY (407), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 1 136 0 0 1 136 0 0
Middle Income 1 50 1 106 0 0 1 106 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 50 2 242 0 0 2 242 0 0
SCURRY COUNTY (415), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 28 1,659 0 0 0 0 1 75 0 0
Upper Income 1 45 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 29 1,704 0 0 0 0 1 75 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 46 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
SHACKELFORD COUNTY (417), TX
MSA NA
Inside AA 0012
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 15 268 1 150 2 700 15 1,059 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 15 268 1 150 2 700 15 1,059 0 0
SMITH COUNTY (423), TX
MSA 46340
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 56 0 0 0 0 0 0 0 0
Upper Income 1 3 0 0 0 0 1 3 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 59 0 0 0 0 1 3 0 0
SOMERVELL COUNTY (425), TX
MSA 23104
Inside AA 0007
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 10 412 1 104 0 0 7 268 0 0
Middle Income 33 976 4 660 2 1,716 19 723 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 43 1,388 5 764 2 1,716 26 991 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 47 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
STEPHENS COUNTY (429), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 5 164 0 0 0 0 5 164 0 0
Middle Income 1 14 0 0 0 0 1 14 0 0
Upper Income 6 312 0 0 1 300 4 210 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 12 490 0 0 1 300 10 388 0 0
TARRANT COUNTY (439), TX
MSA 23104
Inside AA 0007
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 7 234 0 0 0 0 1 80 0 0
Median Family Income 50-60% 7 239 2 335 4 1,975 3 651 0 0
Median Family Income 60-70% 11 429 1 170 5 2,953 7 1,228 0 0
Median Family Income 70-80% 7 158 0 0 0 0 4 71 0 0
Median Family Income 80-90% 1 20 2 252 2 1,250 2 252 0 0
Median Family Income 90-100% 9 342 3 580 0 0 8 716 0 0
Median Family Income 100-110% 7 261 3 476 0 0 5 488 0 0
Median Family Income 110-120% 3 198 4 627 3 1,067 5 740 0 0
Median Family Income >= 120% 62 2,742 16 2,965 18 8,309 47 5,074 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 114 4,623 31 5,405 32 15,554 82 9,300 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 48 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
TAYLOR COUNTY (441), TX
MSA 10180
Inside AA 0001
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 45 2,210 17 2,896 10 5,408 38 4,078 0 0
Middle Income 90 3,165 17 2,985 10 5,659 55 5,193 0 0
Upper Income 115 4,469 20 3,409 17 9,869 75 7,728 0 0
Income Not Known 3 38 0 0 1 600 3 38 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 253 9,882 54 9,290 38 21,536 171 17,037 0 0
TOM GREEN COUNTY (451), TX
MSA 41660
Inside AA 0011
Low Income 7 309 2 266 5 2,832 9 725 0 0
Moderate Income 13 279 2 363 2 800 9 794 0 0
Middle Income 48 1,783 9 1,512 4 1,376 30 2,380 0 0
Upper Income 23 850 6 1,089 4 2,146 21 1,468 0 0
Income Not Known 1 11 0 0 0 0 1 11 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 92 3,232 19 3,230 15 7,154 70 5,378 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 49 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
TRAVIS COUNTY (453), TX
MSA 12420
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 5 101 2 351 0 0 3 401 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 5 101 2 351 0 0 3 401 0 0
TRINITY COUNTY (455), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 26 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 26 0 0 0 0 0 0 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 50 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
TYLER COUNTY (457), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 2 1,500 2 1,500 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 2 1,500 2 1,500 0 0
UPSHUR COUNTY (459), TX
MSA 30980
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 2 20 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 20 0 0 0 0 0 0 0 0
UVALDE COUNTY (463), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 53 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 53 0 0 0 0 0 0 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 51 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
VAL VERDE COUNTY (465), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 1 200 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 200 0 0 0 0 0 0
WALKER COUNTY (471), TX
MSA NA
Inside AA 0014
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 9 344 1 200 0 0 6 283 0 0
Middle Income 24 701 2 392 2 1,100 10 306 0 0
Upper Income 44 1,800 3 395 4 1,828 29 1,514 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 77 2,845 6 987 6 2,928 45 2,103 0 0
WILLIAMSON COUNTY (491), TX
MSA 12420
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 35 0 0 0 0 1 35 0 0
Upper Income 1 68 0 0 0 0 1 68 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 103 0 0 0 0 2 103 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 52 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
WILSON COUNTY (493), TX
MSA 41700
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 2 80 0 0 0 0 2 80 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 80 0 0 0 0 2 80 0 0
WISE COUNTY (497), TX
MSA 23104
Inside AA 0007
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 23 794 4 732 4 1,965 12 949 0 0
Middle Income 64 2,063 4 839 7 3,116 44 2,737 0 0
Upper Income 26 779 2 253 1 519 18 518 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 113 3,636 10 1,824 12 5,600 74 4,204 0 0
YOAKUM COUNTY (501), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 1 300 1 300 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 300 1 300 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 53 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
YOUNG COUNTY (503), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 50 0 0 0 0 1 50 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 50 0 0 0 0 1 50 0 0
TOTAL INSIDE AA IN STATE 1,794 64,951 329 56,503 248 126,128 1,195 100,126 0 0
TOTAL OUTSIDE AA IN STATE 242 10,244 62 10,717 53 28,121 160 22,023 0 0
STATE TOTAL 2,036 75,195 391 67,220 301 154,249 1,355 122,149 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 1-1 PAGE: 54 OF 54
Loans by County Respondent ID: 0000004166
Small Business Loans - Originations
Institution: First Financial Bank, N.A.
Agency: OCC - 1 State: WASHINGTON (53)
Loan Amount at Loan Amount at Loan Amount at Loans to Businesses Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
with Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
YAKIMA COUNTY (077), WA
MSA 49420
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 14 0 0 0 0 1 14 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 14 0 0 0 0 1 14 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 1 14 0 0 0 0 1 14 0 0
STATE TOTAL 1 14 0 0 0 0 1 14 0 0
TOTAL ACROSS ALL STATES
TOTAL INSIDE AA 1,794 64,951 329 56,503 248 126,128 1,195 100,126 0 0
TOTAL OUTSIDE AA 260 11,004 69 12,051 61 31,085 173 24,236 0 0
TOTAL INSIDE & OUTSIDE 2,054 75,955 398 68,554 309 157,213 1,368 124,362 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 1 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: NEW MEXICO (35)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
TORRANCE COUNTY (057), NM
MSA 10740
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 1 126 0 0 1 126 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 126 0 0 1 126 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 0 0 1 126 0 0 1 126 0 0
STATE TOTAL 0 0 1 126 0 0 1 126 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 2 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: OKLAHOMA (40)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
CIMARRON COUNTY (025), OK
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 1 410 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 410 0 0 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 0 0 0 0 1 410 0 0 0 0
STATE TOTAL 0 0 0 0 1 410 0 0 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 3 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
ARCHER COUNTY (009), TX
MSA 48660
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 52 0 0 0 0 1 52 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 52 0 0 0 0 1 52 0 0
BEXAR COUNTY (029), TX
MSA 41700
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 2 16 0 0 0 0 2 16 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 16 0 0 0 0 2 16 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 4 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
BOSQUE COUNTY (035), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 3 0 0 0 0 1 3 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 3 0 0 0 0 1 3 0 0
BRAZORIA COUNTY (039), TX
MSA 26420
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 10 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 10 0 0 0 0 0 0 0 0
BRAZOS COUNTY (041), TX
MSA 17780
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 10 0 0 0 0 1 10 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 10 0 0 0 0 1 10 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 5 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
BROWN COUNTY (049), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 8 94 1 130 1 385 5 45 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 8 94 1 130 1 385 5 45 0 0
CALLAHAN COUNTY (059), TX
MSA 10180
Inside AA 0001
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 36 792 2 245 1 260 27 700 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 36 792 2 245 1 260 27 700 0 0
CASTRO COUNTY (069), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 2 320 1 280 0 0 0 0
Middle Income 5 116 0 0 4 1,285 3 282 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 5 116 2 320 5 1,565 3 282 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 6 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
COKE COUNTY (081), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 11 0 0 0 0 1 11 0 0
Upper Income 1 100 1 250 0 0 2 350 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 111 1 250 0 0 3 361 0 0
COLEMAN COUNTY (083), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 75 0 0 0 0 1 75 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 75 0 0 0 0 1 75 0 0
COMANCHE COUNTY (093), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 8 302 1 166 0 0 8 418 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 8 302 1 166 0 0 8 418 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 7 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
COOKE COUNTY (097), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 1 400 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 400 0 0 0 0
CORYELL COUNTY (099), TX
MSA 28660
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 11 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 11 0 0 0 0 0 0 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 8 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
DALLAS COUNTY (113), TX
MSA 19124
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 1 2 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 2 0 0 0 0 0 0 0 0
DEAF SMITH COUNTY (117), TX
MSA NA
Inside AA 0015
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 11 0 0 0 0 0 0 0 0
Middle Income 5 282 1 113 2 650 8 1,045 0 0
Upper Income 17 473 11 1,855 5 2,075 27 3,296 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 23 766 12 1,968 7 2,725 35 4,341 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 9 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
DENTON COUNTY (121), TX
MSA 19124
Inside AA 0003
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 1 50 0 0 0 0 1 50 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 50 0 0 0 0 1 50 0 0
EASTLAND COUNTY (133), TX
MSA NA
Inside AA 0004
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 32 750 1 139 1 300 27 1,066 0 0
Middle Income 59 1,339 10 1,748 2 852 52 2,883 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 91 2,089 11 1,887 3 1,152 79 3,949 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 10 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
ELLIS COUNTY (139), TX
MSA 19124
Inside AA 0003
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 10 0 0 1 285 1 10 0 0
Upper Income 3 57 0 0 0 0 3 57 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 4 67 0 0 1 285 4 67 0 0
ERATH COUNTY (143), TX
MSA NA
Inside AA 0005
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 33 959 1 125 3 1,028 23 1,436 0 0
Upper Income 13 291 3 346 0 0 13 384 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 46 1,250 4 471 3 1,028 36 1,820 0 0
FISHER COUNTY (151), TX
MSA NA
Inside AA 0006
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 90 0 0 0 0 1 25 0 0
Upper Income 30 845 3 360 1 325 28 1,420 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 33 935 3 360 1 325 29 1,445 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 11 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
FORT BEND COUNTY (157), TX
MSA 26420
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 1 40 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 40 0 0 0 0 0 0 0 0
GAINES COUNTY (165), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 2 94 0 0 0 0 2 94 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 94 0 0 0 0 2 94 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 12 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
GRAY COUNTY (179), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 1 500 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 500 0 0 0 0
GRAYSON COUNTY (181), TX
MSA 43300
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 67 0 0 0 0 1 67 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 67 0 0 0 0 1 67 0 0
GRIMES COUNTY (185), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 56 0 0 0 0 2 37 0 0
Upper Income 3 59 0 0 0 0 2 43 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 6 115 0 0 0 0 4 80 0 0
2017 Institution Disclosure Statement - Table 2-1 PAGE: 13 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
HARRIS COUNTY (201), TX 2/
MSA 26420
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 1 59 0 0 0 0 1 59 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 1 31 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 90 0 0 0 0 1 59 0 0
HARTLEY COUNTY (205), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 1 200 1 500 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 200 1 500 0 0 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 14 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
HASKELL COUNTY (207), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 16 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 16 0 0 0 0 0 0 0 0
HENDERSON COUNTY (213), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 36 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 36 0 0 0 0 0 0 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 15 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
HIDALGO COUNTY (215), TX
MSA 32580
Outside Assessment Area
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 1 356 1 356 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 0 0 0 0 0 0 0 0 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 356 1 356 0 0
HILL COUNTY (217), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 71 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 71 0 0 0 0 0 0 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 16 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
HOOD COUNTY (221), TX
MSA 23104
Inside AA 0007
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 96 4 714 1 296 4 504 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 96 4 714 1 296 4 504 0 0
HUNT COUNTY (231), TX
MSA 19124
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 94 0 0 0 0 1 94 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 94 0 0 0 0 1 94 0 0
JACK COUNTY (237), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 9 0 0 0 0 1 9 0 0
Upper Income 1 90 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 99 0 0 0 0 1 9 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 17 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
JEFFERSON COUNTY (245), TX
MSA 13140
Inside AA 0002
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 1 132 0 0 0 0 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 132 0 0 0 0 0 0
JIM WELLS COUNTY (249), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 144 0 0 0 0 3 144 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 144 0 0 0 0 3 144 0 0
JOHNSON COUNTY (251), TX
MSA 23104
Inside AA 0007
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 8 261 1 110 0 0 5 222 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 8 261 1 110 0 0 5 222 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 18 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
JONES COUNTY (253), TX
MSA 10180
Inside AA 0001
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 17 443 0 0 0 0 9 230 0 0
Upper Income 1 25 0 0 0 0 1 25 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 18 468 0 0 0 0 10 255 0 0
LUBBOCK COUNTY (303), TX
MSA 31180
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 2 20 0 0 0 0 1 10 0 0
Upper Income 1 28 1 225 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 48 1 225 0 0 1 10 0 0
MADISON COUNTY (313), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 9 2 223 0 0 3 232 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 9 2 223 0 0 3 232 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 19 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
MITCHELL COUNTY (335), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 4 118 2 225 1 375 7 718 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 4 118 2 225 1 375 7 718 0 0
MONTAGUE COUNTY (337), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 3 214 0 0 1 264 1 70 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 214 0 0 1 264 1 70 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 20 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
MONTGOMERY COUNTY (339), TX
MSA 26420
Inside AA 0013
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 2 79 0 0 1 400 2 79 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 1 160 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 1 30 0 0 0 0 0 0 0 0
Median Family Income >= 120% 2 20 0 0 0 0 2 20 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 5 129 1 160 1 400 4 99 0 0
NAVARRO COUNTY (349), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 1 171 0 0 1 171 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 1 171 0 0 1 171 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 21 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
NOLAN COUNTY (353), TX
MSA NA
Inside AA 0008
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 5 1 193 0 0 1 193 0 0
Middle Income 6 111 0 0 0 0 2 85 0 0
Upper Income 13 433 4 624 2 858 12 1,120 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 20 549 5 817 2 858 15 1,398 0 0
OLDHAM COUNTY (359), TX
MSA 11100
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 2 135 0 0 1 300 3 435 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 135 0 0 1 300 3 435 0 0
ORANGE COUNTY (361), TX
MSA 13140
Inside AA 0002
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 20 0 0 0 0 1 20 0 0
Upper Income 2 109 0 0 0 0 2 109 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 3 129 0 0 0 0 3 129 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 22 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
PALO PINTO COUNTY (363), TX
MSA NA
Inside AA 0010
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 11 348 1 104 0 0 10 344 0 0
Upper Income 5 182 0 0 1 425 6 607 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 16 530 1 104 1 425 16 951 0 0
PARKER COUNTY (367), TX
MSA 23104
Inside AA 0007
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 2 8 0 0 1 273 2 277 0 0
Middle Income 18 473 4 555 2 735 14 847 0 0
Upper Income 35 1,566 3 323 2 724 30 1,746 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 55 2,047 7 878 5 1,732 46 2,870 0 0
PARMER COUNTY (369), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 20 0 0 0 0 1 20 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 20 0 0 0 0 1 20 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 23 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
RANDALL COUNTY (381), TX
MSA 11100
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 1 55 2 295 2 885 3 560 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 55 2 295 2 885 3 560 0 0
RUNNELS COUNTY (399), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 64 0 0 0 0 1 64 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 64 0 0 0 0 1 64 0 0
SCURRY COUNTY (415), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 79 0 0 0 0 1 79 0 0
Upper Income 1 2 0 0 0 0 1 2 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 81 0 0 0 0 2 81 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 24 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
SHACKELFORD COUNTY (417), TX
MSA NA
Inside AA 0012
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 16 540 1 195 2 628 18 1,358 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 16 540 1 195 2 628 18 1,358 0 0
SOMERVELL COUNTY (425), TX
MSA 23104
Inside AA 0007
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 1 30 0 0 0 0 1 30 0 0
Middle Income 5 46 1 182 1 434 4 223 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 6 76 1 182 1 434 5 253 0 0
STEPHENS COUNTY (429), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 9 117 1 134 0 0 9 241 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 9 117 1 134 0 0 9 241 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 25 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
TARRANT COUNTY (439), TX
MSA 23104
Inside AA 0007
Median Family Income < 10% 0 0 0 0 0 0 0 0 0 0
Median Family Income 10-20% 0 0 0 0 0 0 0 0 0 0
Median Family Income 20-30% 0 0 0 0 0 0 0 0 0 0
Median Family Income 30-40% 0 0 0 0 0 0 0 0 0 0
Median Family Income 40-50% 0 0 0 0 0 0 0 0 0 0
Median Family Income 50-60% 0 0 0 0 0 0 0 0 0 0
Median Family Income 60-70% 0 0 0 0 0 0 0 0 0 0
Median Family Income 70-80% 0 0 0 0 0 0 0 0 0 0
Median Family Income 80-90% 0 0 0 0 0 0 0 0 0 0
Median Family Income 90-100% 0 0 0 0 0 0 0 0 0 0
Median Family Income 100-110% 0 0 0 0 0 0 0 0 0 0
Median Family Income 110-120% 0 0 0 0 0 0 0 0 0 0
Median Family Income >= 120% 1 25 0 0 0 0 1 25 0 0
Median Family Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 25 0 0 0 0 1 25 0 0
TAYLOR COUNTY (441), TX
MSA 10180
Inside AA 0001
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 22 442 5 743 1 500 18 976 0 0
Upper Income 17 735 2 334 3 1,220 14 1,837 0 0
Income Not Known 1 30 0 0 0 0 1 30 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 40 1,207 7 1,077 4 1,720 33 2,843 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 26 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
THROCKMORTON COUNTY (447), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 1 90 0 0 1 500 2 590 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 1 90 0 0 1 500 2 590 0 0
TOM GREEN COUNTY (451), TX
MSA 41660
Inside AA 0011
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 8 236 4 698 0 0 12 934 0 0
Upper Income 8 453 7 1,078 3 980 16 2,195 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 16 689 11 1,776 3 980 28 3,129 0 0
WALKER COUNTY (471), TX
MSA NA
Inside AA 0014
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 5 204 0 0 0 0 4 159 0 0
Upper Income 5 102 1 120 0 0 4 165 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 10 306 1 120 0 0 8 324 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 27 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: TEXAS (48)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
WISE COUNTY (497), TX
MSA 23104
Inside AA 0007
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 2 157 0 0 0 0 0 0 0 0
Middle Income 15 428 4 660 1 260 15 822 0 0
Upper Income 3 183 1 128 0 0 2 133 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 20 768 5 788 1 260 17 955 0 0
YOUNG COUNTY (503), TX
MSA NA
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 2 87 0 0 1 453 3 540 0 0
Upper Income 0 0 0 0 0 0 0 0 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 2 87 0 0 1 453 3 540 0 0
TOTAL INSIDE AA IN STATE 471 13,769 78 11,984 37 13,508 424 27,687 0 0
TOTAL OUTSIDE AA IN STATE 83 2,706 15 2,339 17 6,483 76 5,897 0 0
STATE TOTAL 554 16,475 93 14,323 54 19,991 500 33,584 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 2-1 PAGE: 28 OF 28
Loans by County Respondent ID: 0000004166
Small Farm Loans - Originations Agency: OCC - 1
Institution: First Financial Bank, N.A. State: WYOMING (56)
Loan Amount at Loan Amount at Loan Amount at Loans to Farms with Memo Item:
Area Income Characteristics Origination <=$100,000
Origination >$100,000 But
Origination >$250,000
Gross Annual Revenues <= $1
Loans by Affiliates
<=$250,000 Million
Num of Amount Num of Amount Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s) Loans (000s) Loans (000s)
LARAMIE COUNTY (021), WY
MSA 16940
Outside Assessment Area
Low Income 0 0 0 0 0 0 0 0 0 0
Moderate Income 0 0 0 0 0 0 0 0 0 0
Middle Income 0 0 0 0 0 0 0 0 0 0
Upper Income 0 0 0 0 1 370 1 370 0 0
Income Not Known 0 0 0 0 0 0 0 0 0 0
Tract Not Known 0 0 0 0 0 0 0 0 0 0
County Total 0 0 0 0 1 370 1 370 0 0
TOTAL INSIDE AA IN STATE 0 0 0 0 0 0 0 0 0 0
TOTAL OUTSIDE AA IN STATE 0 0 0 0 1 370 1 370 0 0
STATE TOTAL 0 0 0 0 1 370 1 370 0 0
TOTAL ACROSS ALL STATES
TOTAL INSIDE AA 471 13,769 78 11,984 37 13,508 424 27,687 0 0
TOTAL OUTSIDE AA 83 2,706 16 2,465 19 7,263 78 6,393 0 0
TOTAL INSIDE & OUTSIDE 554 16,475 94 14,449 56 20,771 502 34,080 0 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2 PAGE: 1 OF 2017 Institution Disclosure Statement - Table 3
Assessment Area/Non-Assessment Area Activity Respondent ID: 0000004166
Small Business Loans Agency: OCC - 1
Institution: First Financial Bank, N.A.
Originations Originations to Businesses with <= $1 million revenue
Purchases
ASSESSMENT AREA LOANS Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s)
TX - CALLAHAN COUNTY (059) - MSA 10180 49 2,961 27 896 0 0
TX - JONES COUNTY (253) - MSA 10180 16 942 7 308 0 0
TX - TAYLOR COUNTY (441) - MSA 10180 345 40,708 171 17,037 0 0
TX - JEFFERSON COUNTY (245) - MSA 13140 132 19,212 67 9,571 0 0
TX - NEWTON COUNTY (351) - MSA 13140 9 940 4 748 0 0
TX - ORANGE COUNTY (361) - MSA 13140 151 11,124 70 4,025 0 0
TX - DENTON COUNTY (121) - MSA 19124 32 3,802 9 1,390 0 0
TX - ELLIS COUNTY (139) - MSA 19124 30 3,957 16 1,476 0 0
TX - EASTLAND COUNTY (133) - MSA NA 171 9,369 99 3,188 0 0
TX - ERATH COUNTY (143) - MSA NA 76 5,739 32 2,432 0 0
TX - FISHER COUNTY (151) - MSA NA 12 270 7 143 0 0
TX - HOOD COUNTY (221) - MSA 23104 110 15,421 48 7,942 0 0
TX - JOHNSON COUNTY (251) - MSA 23104 68 6,279 34 2,792 0 0
TX - PARKER COUNTY (367) - MSA 23104 186 21,122 107 8,535 0 0
TX - SOMERVELL COUNTY (425) - MSA 23104 50 3,868 26 991 0 0
TX - TARRANT COUNTY (439) - MSA 23104 177 25,582 82 9,300 0 0
TX - WISE COUNTY (497) - MSA 23104 135 11,060 74 4,204 0 0
TX - NOLAN COUNTY (353) - MSA NA 52 3,098 20 671 0 0
TX - ECTOR COUNTY (135) - MSA 36220 6 812 3 669 0 0
TX - PALO PINTO COUNTY (363) - MSA NA 65 3,511 35 2,088 0 0
TX - TOM GREEN COUNTY (451) - MSA 41660 126 13,616 70 5,378 0 0
TX - SHACKELFORD COUNTY (417) - MSA NA 18 1,118 15 1,059 0 0
TX - MONTGOMERY COUNTY (339) - MSA 26420 201 31,463 81 11,066 0 0
2 PAGE: 2 OF 2017 Institution Disclosure Statement - Table 3
Assessment Area/Non-Assessment Area Activity Respondent ID: 0000004166
Small Business Loans Agency: OCC - 1
Institution: First Financial Bank, N.A.
ASSESSMENT AREA LOANS
Originations
Num of Amount Loans (000s)
Originations to Businesses with <= $1 million revenue
Num of Amount Loans (000s)
Purchases
Num of Amount Loans (000s)
TX - WALKER COUNTY (471) - MSA NA 89 6,760 45 2,103 0 0
TX - DEAF SMITH COUNTY (117) - MSA NA 65 4,848 46 2,114 0 0
1 PAGE: 1 OF 2017 Institution Disclosure Statement - Table 4
Assessment Area/Non-Assessment Area Activity Respondent ID: 0000004166
Small Farm Loans Agency: OCC - 1
Institution: First Financial Bank, N.A.
Originations Originations to Farms with <= $1 million revenue
Purchases
ASSESSMENT AREA LOANS Num of Amount Num of Amount Num of Amount Loans (000s) Loans (000s) Loans (000s)
TX - CALLAHAN COUNTY (059) - MSA 10180 39 1,297 27 700 0 0
TX - JONES COUNTY (253) - MSA 10180 18 468 10 255 0 0
TX - TAYLOR COUNTY (441) - MSA 10180 51 4,004 33 2,843 0 0
TX - JEFFERSON COUNTY (245) - MSA 13140 1 132 0 0 0 0
TX - ORANGE COUNTY (361) - MSA 13140 3 129 3 129 0 0
TX - DENTON COUNTY (121) - MSA 19124 1 50 1 50 0 0
TX - ELLIS COUNTY (139) - MSA 19124 5 352 4 67 0 0
TX - EASTLAND COUNTY (133) - MSA NA 105 5,128 79 3,949 0 0
TX - ERATH COUNTY (143) - MSA NA 53 2,749 36 1,820 0 0
TX - FISHER COUNTY (151) - MSA NA 37 1,620 29 1,445 0 0
TX - HOOD COUNTY (221) - MSA 23104 8 1,106 4 504 0 0
TX - JOHNSON COUNTY (251) - MSA 23104 9 371 5 222 0 0
TX - PARKER COUNTY (367) - MSA 23104 67 4,657 46 2,870 0 0
TX - SOMERVELL COUNTY (425) - MSA 23104 8 692 5 253 0 0
TX - TARRANT COUNTY (439) - MSA 23104 1 25 1 25 0 0
TX - WISE COUNTY (497) - MSA 23104 26 1,816 17 955 0 0
TX - NOLAN COUNTY (353) - MSA NA 27 2,224 15 1,398 0 0
TX - PALO PINTO COUNTY (363) - MSA NA 18 1,059 16 951 0 0
TX - TOM GREEN COUNTY (451) - MSA 41660 30 3,445 28 3,129 0 0
TX - SHACKELFORD COUNTY (417) - MSA NA 19 1,363 18 1,358 0 0
TX - MONTGOMERY COUNTY (339) - MSA 26420 7 689 4 99 0 0
TX - WALKER COUNTY (471) - MSA NA 11 426 8 324 0 0
TX - DEAF SMITH COUNTY (117) - MSA NA 42 5,459 35 4,341 0 0
2017 Institution Disclosure Statement - Table 5
Community Development/Consortium-Third Party Activity
Institution: First Financial Bank, N.A.
PAGE: 1 OF
Respondent ID: 0000004166
Agency: OCC - 1
1
Memo Item: Loans by Affiliates
Num of Loans Amount (000s) Num of Loans Amount (000s)
Community Development Loans
Originated
Purchased
56
0
101,923
0
0
0
0
0
Total
Consortium/Third Party Loans (optional)
56 101,923 0 0
2017 Institution Disclosure Statement - Table 6
Assessment Area(s) by Tract
* denotes no loans made in specified tracts
Institution: First Financial Bank, N.A.
PAGE: 1 OF
Respondent ID: 0000004166
Agency: OCC - 1
30
ASSESSMENT AREA - 0001
CALLAHAN COUNTY (059), TX
MSA: 10180
Middle Income
0301.01 0301.02 0302.00
JONES COUNTY (253), TX
MSA: 10180
Middle Income
0202.00 0203.00
Upper Income
0201.01
Income Not Known
0204.00 0205.00
0201.02*
TAYLOR COUNTY (441), TX
MSA: 10180
Moderate Income
0102.00 0103.00*
0129.00* 0131.00
Middle Income
0104.00 0107.00 0108.00 0110.00 0113.00 0117.00 0119.00 0123.00 0128.02
0105.00 0106.00
0134.01 0136.00
Upper Income
0101.00 0114.00
Income Not Known
0109.00
0120.00
0112.00
0125.00
0115.00
0126.00
0116.00
0127.00
0122.00
0134.02
0124.00
0134.04
0128.01
0135.00
0132.00 0133.00
0121.00* 0130.00 9800.00
ASSESSMENT AREA - 0002
JEFFERSON COUNTY (245), TX
MSA: 13140
Low Income
2017 Institution Disclosure Statement - Table 6 PAGE: 2 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
0001.03* 0009.00 0020.00* 0021.00 0022.00* 0059.00* 0066.00*
Moderate Income
0005.00 0006.00* 0007.00* 0017.00* 0019.00* 0023.00* 0024.00* 0025.00 0026.00 0054.00* 0055.00*
0056.00* 0061.00* 0063.00* 0064.00* 0065.00 0067.00* 0068.00* 0069.00 0070.01 0101.00 0117.00
0118.00*
Middle Income
0001.01 0002.00 0003.04* 0003.07 0003.08 0003.09 0004.00 0011.00 0012.00 0013.01 0013.02
0051.00* 0070.02 0071.00* 0102.00* 0103.00 0104.00 0105.00 0106.00 0108.00 0110.01 0111.01
0111.02 0113.04
Upper Income
0001.02 0003.02 0003.06 0003.10 0013.03 0107.00 0109.01 0109.02 0110.02 0112.01 0113.03*
0114.00 0115.00* 0116.00 9800.00*
Income Not Known
0112.02* 0112.03* 0113.02* 9900.00*
NEWTON COUNTY (351), TX
MSA: 13140
Moderate Income
9502.00
Middle Income
9501.00 9503.00* 9504.00
ORANGE COUNTY (361), TX
MSA: 13140
Moderate Income
0202.00 0209.00 0220.00
Middle Income
0203.00 0205.00 0207.00 0208.00 0212.00 0213.00 0215.02 0216.00 0217.00 0219.00 0224.00
Upper Income
0210.00 0211.00 0214.00 0215.01 0218.00 0222.00 0223.00
ASSESSMENT AREA - 0003
2017 Institution Disclosure Statement - Table 6 PAGE: 3 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
DENTON COUNTY (121), TX
MSA: 19124
Median Family Income 30-40%
0209.00* 0212.01*
Median Family Income 40-50%
0211.00* 0216.34* 0217.39* 0217.44*
Median Family Income 50-60%
0206.01* 0210.00* 0213.01* 0216.19* 0216.35*
Median Family Income 60-70%
0206.02* 0216.13* 0216.16* 0216.37* 0217.34*
Median Family Income 70-80%
0205.04* 0207.00* 0215.02 0216.18 0216.20* 0217.32* 0217.43*
Median Family Income 80-90%
0201.14* 0204.03 0208.00* 0212.02* 0215.20* 0215.23* 0216.15* 0216.36* 0216.38* 0217.28* 0217.33*
0217.35* 0217.36*
Median Family Income 90-100%
0201.03 0202.03* 0204.01* 0204.02* 0205.03* 0215.17* 0215.21* 0216.14* 0217.16* 0217.38* 0217.45
Median Family Income 100-110%
0201.13* 0203.06 0213.03* 0216.11* 0216.30* 0217.40* 0217.41*
Median Family Income 110-120%
0201.05* 0201.07* 0201.15* 0202.02* 0202.04* 0202.05* 0203.09 0214.03* 0214.05* 0214.07* 0214.08*
0215.05* 0215.16* 0215.19* 0216.12* 0216.24* 0217.17* 0217.23* 0217.37* 0217.42*
Median Family Income >= 120%
0201.04* 0201.06* 0201.08* 0201.09* 0201.10* 0201.11* 0201.12* 0203.03 0203.05 0203.07 0203.08
0203.10* 0205.05* 0205.06* 0213.04* 0213.05* 0214.04* 0214.06* 0214.09* 0215.12* 0215.13* 0215.14*
0215.15* 0215.18* 0215.22* 0215.24* 0215.25* 0215.26* 0215.27* 0216.21* 0216.22* 0216.23* 0216.25*
0216.26* 0216.27* 0216.28* 0216.29 0216.31* 0216.32* 0216.33* 0217.15* 0217.18* 0217.19* 0217.20*
0217.21* 0217.22* 0217.24* 0217.25* 0217.26* 0217.27* 0217.29* 0217.30* 0217.31* 0217.46* 0217.47*
0217.48* 0217.49* 0217.50* 0217.51* 0217.52* 0217.53* 0218.00* 0219.00*
2017 Institution Disclosure Statement - Table 6
Assessment Area(s) by Tract
* denotes no loans made in specified tracts
Institution: First Financial Bank, N.A.
PAGE: 4 OF
Respondent ID: 0000004166
Agency: OCC - 1
30
ELLIS COUNTY (139), TX
MSA: 19124
Low Income
0605.00* 0615.00*
Moderate Income
0616.00*
0604.00* 0610.00
Middle Income
0612.00*
0601.01* 0601.02* 0602.06*
0608.03* 0609.00 0611.00
Upper Income
0602.04* 0602.08 0602.09
ASSESSMENT AREA - 0004
0602.07* 0602.12
0613.00 0614.00*
0602.10* 0602.11
0602.13
0617.00*
0602.14
0603.00* 0606.00
0608.01 0608.02
0607.01* 0607.02 0607.03*
EASTLAND COUNTY (133), TX
MSA: NA
Moderate Income
9501.00 9504.00
Middle Income
9502.00 9503.00 9505.00
ASSESSMENT AREA - 0005
ERATH COUNTY (143), TX
MSA: NA
Middle Income
9502.02 9503.00 9504.00
Upper Income
9501.00 9502.01
ASSESSMENT AREA - 0006
9505.00 9506.00 9507.00
FISHER COUNTY (151), TX
MSA: NA
2017 Institution Disclosure Statement - Table 6
Assessment Area(s) by Tract
* denotes no loans made in specified tracts
Institution: First Financial Bank, N.A.
PAGE: 5 OF
Respondent ID: 0000004166
Agency: OCC - 1
30
Middle Income
9504.00
Upper Income
9503.00
ASSESSMENT AREA - 0007
HOOD COUNTY (221), TX
MSA: 23104
Moderate Income
1602.08
Middle Income
1601.00 1602.04 1602.05 1602.06
Upper Income
1602.10
JOHNSON COUNTY (251), TX
MSA: 23104
Low Income
1602.07 1602.09 1603.01 1603.02
1308.00
Moderate Income
1302.12 1303.02
Middle Income
1303.03 1307.00* 1309.00*
1301.00 1302.04 1302.05
1304.10 1305.00 1306.01
Upper Income
1302.07 1302.11 1302.15
PARKER COUNTY (367), TX
MSA: 23104
Moderate Income
1302.08
1306.02
1304.05*
1302.10
1310.00
1304.06
1302.13
1311.00
1302.14 1303.04 1304.07* 1304.08 1304.09
1401.02 1404.09
Middle Income
2017 Institution Disclosure Statement - Table 6 PAGE: 6 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
1401.01 1402.00 1403.00 1404.03 1404.05 1404.08 1404.10 1404.11 1405.01 1406.02
Upper Income
1404.07 1405.02 1406.01 1407.03 1407.04 1407.05 1407.06
SOMERVELL COUNTY (425), TX
MSA: 23104
Moderate Income
0002.00
Middle Income
0001.00
TARRANT COUNTY (439), TX
MSA: 23104
Median Family Income 10-20%
1017.00*
Median Family Income 20-30%
1036.01* 1038.00* 1052.01* 1219.05*
Median Family Income 30-40%
1025.00* 1037.02* 1046.02* 1062.02* 1065.16* 1066.00* 1131.11* 1219.03* 1228.01* 1231.00*
Median Family Income 40-50%
1002.01* 1003.00* 1004.00* 1007.00* 1009.00 1012.02 1013.02* 1014.02* 1014.03* 1035.00* 1037.01*
1045.02 1045.04* 1045.05* 1046.03* 1046.04* 1047.01* 1047.02* 1048.04* 1050.01* 1052.04* 1052.05
1055.13 1059.01* 1059.02* 1061.02* 1062.01* 1103.01 1131.15* 1136.19* 1217.03* 1217.04* 1222.00*
1223.00* 1235.00*
Median Family Income 50-60%
1001.01* 1005.01* 1005.02* 1008.00* 1023.01 1023.02* 1026.01 1046.01* 1046.05* 1048.03* 1049.00*
1050.06 1055.14* 1058.00* 1060.02* 1063.00* 1064.00 1065.11* 1065.15* 1103.02* 1104.02* 1107.04
1111.03* 1112.02 1131.12* 1131.16* 1134.07* 1135.18* 1216.04* 1217.02* 1219.04* 1219.06* 1220.01*
1220.02* 1221.00* 1228.02* 1229.00* 1236.00*
Median Family Income 60-70%
1002.02 1015.00* 1045.03* 1057.04* 1061.01 1065.02* 1065.14* 1067.00* 1101.01* 1101.02* 1105.00*
2017 Institution Disclosure Statement - Table 6 PAGE: 7 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
1107.01* 1110.05* 1115.21* 1115.23* 1115.24 1115.25* 1115.43* 1130.02 1131.02* 1131.04* 1131.14*
1132.20* 1133.02 1135.14* 1137.05 1227.00* 1232.00*
Median Family Income 70-80%
1001.02* 1012.01 1048.02* 1052.03* 1055.11* 1060.01* 1060.04* 1065.03 1065.13* 1065.17* 1104.01*
1111.02* 1113.07 1114.05* 1115.05* 1115.22* 1115.26* 1132.16 1134.08* 1135.09* 1136.07* 1136.28*
1224.00*
Median Family Income 80-90%
1013.01* 1014.01* 1036.02* 1050.08 1055.05* 1055.10* 1056.00* 1057.01* 1057.03* 1065.12* 1102.04*
1107.03* 1108.07 1111.04* 1115.06* 1115.36* 1115.37* 1115.47* 1115.53 1131.10* 1132.13* 1134.04*
1134.05* 1135.10* 1138.10* 1138.11* 1139.16* 1139.24* 1142.03* 1142.05* 1234.00*
Median Family Income 90-100%
1006.02 1026.02* 1044.00* 1050.07 1055.02* 1055.08* 1065.07* 1065.18* 1102.02* 1106.00* 1110.08*
1113.09* 1115.38* 1115.40* 1115.41* 1131.13* 1132.06 1132.17* 1133.01* 1136.30* 1136.31* 1137.10*
1138.08* 1138.09* 1139.18* 1140.06* 1216.01* 1225.00* 1226.00
Median Family Income 100-110%
1006.01* 1055.12* 1065.09* 1102.03 1108.05* 1108.06* 1109.05 1109.06 1110.12* 1110.13* 1110.15
1112.03 1112.04 1113.06* 1114.08* 1115.14* 1115.16* 1115.44* 1134.03* 1135.11* 1135.13* 1135.16*
1136.18* 1136.27* 1138.03 1139.25* 1140.03* 1140.08* 1142.04* 1216.05* 1216.11*
Median Family Income 110-120%
1020.00 1022.01* 1024.01 1055.03* 1065.10* 1109.03* 1110.03* 1110.11* 1114.02* 1114.04* 1115.13*
1115.31* 1115.50* 1115.52* 1130.01 1132.12* 1132.14* 1132.15* 1132.21* 1135.12* 1135.17* 1135.20*
1139.11 1139.17* 1140.05* 1140.07 1142.07* 1216.10
Median Family Income >= 120%
1021.00 1022.02* 1024.02* 1027.00 1028.00* 1041.00* 1042.01 1042.02* 1043.00* 1054.03 1054.04
1054.05 1054.06* 1055.07 1108.08 1108.09* 1109.01* 1109.07* 1110.10 1110.16* 1110.17 1110.18*
1113.01* 1113.04 1113.08* 1113.10* 1113.11* 1113.12 1113.13 1113.14 1114.06* 1114.07 1114.09*
1115.29* 1115.30* 1115.32* 1115.33* 1115.34* 1115.39* 1115.42* 1115.45 1115.46* 1115.48* 1115.49*
1115.51* 1131.07* 1131.08* 1131.09* 1132.07* 1132.10 1132.18* 1135.19* 1136.10 1136.11 1136.12*
1136.13* 1136.22 1136.23* 1136.24* 1136.25* 1136.26* 1136.29* 1136.32 1136.33* 1136.34 1137.03
1137.07 1137.09* 1137.11* 1138.12 1138.13 1138.14* 1138.15* 1138.16* 1139.06 1139.07 1139.08
2017 Institution Disclosure Statement - Table 6 PAGE: 8 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
1139.09 1139.10 1139.12 1139.19* 1139.20* 1139.21 1139.22 1139.23* 1139.26* 1139.27 1139.28*
1139.29 1141.02* 1141.03 1141.04* 1142.06* 1216.06* 1216.08* 1216.09* 1230.00* 1233.00*
Median Family Income Not Known
9800.00*
WISE COUNTY (497), TX
MSA: 23104
Moderate Income
1502.00 1505.00
Middle Income
1501.01 1503.00* 1504.01 1504.02 1504.03 1506.01 1506.02 1506.03
Upper Income
1501.02
ASSESSMENT AREA - 0008
NOLAN COUNTY (353), TX
MSA: NA
Moderate Income
9503.00 9504.00
Middle Income
9501.00
Upper Income
9502.00 9505.00
ASSESSMENT AREA - 0009
ECTOR COUNTY (135), TX
MSA: 36220
Low Income
0018.00*
Moderate Income
0007.00* 0015.00* 0019.00* 0020.00* 0027.00* 0031.00*
Middle Income
2017 Institution Disclosure Statement - Table 6 PAGE: 9 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
0001.00* 0003.00* 0005.00* 0006.00* 0008.00 0010.00 0011.00* 0013.00* 0016.00* 0022.00* 0028.01*
0028.02
Upper Income
0004.00* 0017.00* 0023.00* 0024.00* 0025.01* 0025.02* 0025.03* 0029.00* 0030.00
ASSESSMENT AREA - 0010
PALO PINTO COUNTY (363), TX
MSA: NA
Moderate Income
0006.00 0007.00 0008.00 0009.00
Middle Income
0001.00 0002.00 0003.00 0005.00
Upper Income
0004.00
ASSESSMENT AREA - 0011
TOM GREEN COUNTY (451), TX
MSA: 41660
Low Income
0018.00
Moderate Income
0002.00 0004.00 0007.00* 0009.00 0011.02 0014.00 0015.00* 0017.02
Middle Income
0001.00 0003.00 0008.01 0008.02* 0011.01 0012.00 0013.01 0013.03 0013.04 0017.04 0017.06
Upper Income
0010.00 0016.00 0017.07 0017.08
Income Not Known
9800.00
ASSESSMENT AREA - 0012
SHACKELFORD COUNTY (417), TX
MSA: NA
2017 Institution Disclosure Statement - Table 6
Assessment Area(s) by Tract
* denotes no loans made in specified tracts
Institution: First Financial Bank, N.A.
PAGE: 10 OF
Respondent ID: 0000004166
Agency: OCC - 1
30
Middle Income
9503.00
ASSESSMENT AREA - 0013
HARRIS COUNTY (201), TX 2/
MSA: 26420
Median Family Income >= 120%
5553.01* 5553.02* 5553.03*
MONTGOMERY COUNTY (339), TX
MSA: 26420
Median Family Income 30-40%
6934.00
Median Family Income 40-50%
6931.01
Median Family Income 50-60%
6936.00 6939.00
Median Family Income 60-70%
6926.01* 6926.02* 6930.00 6938.00
Median Family Income 70-80%
6922.00 6925.00 6927.00 6928.02*
Median Family Income 80-90%
6915.00* 6924.00* 6929.00 6940.00
Median Family Income 90-100%
6901.00 6903.00 6913.02* 6916.02
Median Family Income 100-110%
6914.00 6942.01
Median Family Income 110-120%
6902.01 6918.00 6923.00* 6933.00
Median Family Income >= 120%
6902.02* 6904.01* 6904.02 6905.00
6941.01
6931.02
6941.02
6928.01*
6946.00
6906.01
6935.00
6944.00
6947.00
6906.02 6907.00* 6908.00* 6909.00* 6910.00* 6911.00*
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6
Assessment Area(s) by Tract
* denotes no loans made in specified tracts
Institution: First Financial Bank, N.A.
PAGE: 11 OF
Respondent ID: 0000004166
Agency: OCC - 1
30
6912.00* 6913.01* 6916.01
6943.01 6943.02 6945.00
ASSESSMENT AREA - 0014
6917.00 6919.00* 6920.01 6920.02* 6921.00 6932.00 6937.00 6942.02
WALKER COUNTY (471), TX
MSA: NA
Moderate Income
7906.00 7907.00
Middle Income
7908.00
7901.01 7902.00 7904.00
Upper Income
7901.02 7901.03 7903.00
ASSESSMENT AREA - 0015
7905.00
DEAF SMITH COUNTY (117), TX
MSA: NA
Moderate Income
9505.00
Middle Income
9503.00 9504.00
Upper Income
9506.00
OUTSIDE ASSESSMENT AREA
BOONE COUNTY (009), AR
MSA: NA
Upper Income
7901.00
LOS ANGELES COUNTY (037), CA
MSA: 31084
Median Family Income 110-120%
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 12 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
1112.02
Median Family Income >= 120%
9200.32
SOLANO COUNTY (095), CA
MSA: 46700
Upper Income
2523.11
FINNEY COUNTY (055), KS
MSA: NA
Moderate Income
9605.08
SHAWNEE COUNTY (177), KS
MSA: 45820
Moderate Income
0016.03
CADDO PARISH (017), LA
MSA: 43340
Upper Income
0240.00
CALCASIEU PARISH (019), LA
MSA: 29340
Middle Income
0029.00 0036.00
Upper Income
0019.01
JEFFERSON DAVIS PARISH (053), LA
MSA: NA
Middle Income
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 13 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
0003.00
GENESEE COUNTY (049), MI
MSA: 22420
Upper Income
0112.14
DOUGLAS COUNTY (055), NE
MSA: 36540
Median Family Income 80-90%
0074.62
CLARK COUNTY (003), NV
MSA: 29820
Median Family Income 70-80%
0034.23
CHAVES COUNTY (005), NM
MSA: NA
Upper Income
0009.00
DONA ANA COUNTY (013), NM
MSA: 29740
Moderate Income
0006.00
LINCOLN COUNTY (027), NM
MSA: NA
Middle Income
9606.00
ROOSEVELT COUNTY (041), NM
MSA: NA
Middle Income
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 14 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
0004.02
TORRANCE COUNTY (057), NM
MSA: 10740
Moderate Income
9636.00
NEW YORK COUNTY (061), NY
MSA: 35614
Median Family Income >= 120%
0096.00
CIMARRON COUNTY (025), OK
MSA: NA
Upper Income
9501.00
CLEVELAND COUNTY (027), OK
MSA: 36420
Upper Income
2005.00
LANCASTER COUNTY (071), PA
MSA: 29540
Median Family Income 90-100%
0124.04
HORRY COUNTY (051), SC
MSA: 34820
Upper Income
0403.00
ANGELINA COUNTY (005), TX
MSA: NA
Middle Income
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 15 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
0012.00
ARANSAS COUNTY (007), TX
MSA: 18580
Middle Income
9501.00
ARCHER COUNTY (009), TX
MSA: 48660
Middle Income
0202.00
BEXAR COUNTY (029), TX
MSA: 41700
Median Family Income 70-80%
1519.00
Median Family Income >= 120%
1215.01 1821.01 1918.07
BOSQUE COUNTY (035), TX
MSA: NA
Middle Income
9501.00
BRAZORIA COUNTY (039), TX
MSA: 26420
Middle Income
6616.01
Upper Income
6606.02
BRAZOS COUNTY (041), TX
MSA: 17780
Middle Income
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 16 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
0001.01
BROWN COUNTY (049), TX
MSA: NA
Low Income
9507.00
Middle Income
9501.00 9503.00 9509.00 9512.00
Upper Income
9513.00
CALDWELL COUNTY (055), TX
MSA: 12420
Moderate Income
9606.00
CASTRO COUNTY (069), TX
MSA: NA
Moderate Income
9502.00
Middle Income
9501.00 9503.00
CHAMBERS COUNTY (071), TX
MSA: 26420
Middle Income
7103.00
COKE COUNTY (081), TX
MSA: NA
Middle Income
9502.00
Upper Income
9501.00
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6
Assessment Area(s) by Tract
* denotes no loans made in specified tracts
Institution: First Financial Bank, N.A.
PAGE: 17 OF
Respondent ID: 0000004166
Agency: OCC - 1
30
COLEMAN COUNTY (083), TX
MSA: NA
Middle Income
9506.00 9507.00
COLLIN COUNTY (085), TX
MSA: 19124
Median Family Income 60-70%
0315.06
Median Family Income >= 120%
0302.01 0303.05 0305.18 0313.13 0316.48 0316.52 0317.08
COMAL COUNTY (091), TX
MSA: 41700
Middle Income
3104.04
Upper Income
3108.01
COMANCHE COUNTY (093), TX
MSA: NA
Middle Income
9501.00 9502.00 9504.00
COOKE COUNTY (097), TX
MSA: NA
Moderate Income
0005.00
Middle Income
0001.00
Upper Income
0007.00
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 18 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
CORYELL COUNTY (099), TX
MSA: 28660
Middle Income
0101.02
DALLAM COUNTY (111), TX
MSA: NA
Upper Income
9501.00
DALLAS COUNTY (113), TX
MSA: 19124
Median Family Income 40-50%
0122.10 0150.00 0172.01
Median Family Income 50-60%
0161.00 0171.02
Median Family Income 60-70%
0015.04 0099.00 0153.04 0156.00 0166.26
Median Family Income 70-80%
0100.00 0142.03 0165.02 0192.02
Median Family Income 80-90%
0143.07 0167.03
Median Family Income 90-100%
0141.31 0166.16
Median Family Income 100-110%
0128.00
Median Family Income 110-120%
0137.27 0204.00
Median Family Income >= 120%
0007.02 0080.00 0141.19 0141.26
EDWARDS COUNTY (137), TX
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 19 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
MSA: NA
Upper Income
9503.00
FALLS COUNTY (145), TX
MSA: 47380
Moderate Income
0003.00
Middle Income
0007.00
FANNIN COUNTY (147), TX
MSA: NA
Upper Income
9507.02
FORT BEND COUNTY (157), TX
MSA: 26420
Median Family Income 90-100%
6718.00
Median Family Income >= 120%
6721.00 6734.00
GAINES COUNTY (165), TX
MSA: NA
Upper Income
9502.00
GALVESTON COUNTY (167), TX
MSA: 26420
Moderate Income
7218.00 7245.00
Middle Income
7239.00
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 20 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
Upper Income
7215.00 7261.00
GILLESPIE COUNTY (171), TX
MSA: NA
Upper Income
9501.00 9503.00
GRAY COUNTY (179), TX
MSA: NA
Upper Income
9501.00
GRAYSON COUNTY (181), TX
MSA: 43300
Middle Income
0001.01
GREGG COUNTY (183), TX
MSA: 30980
Low Income
0011.00
Upper Income
0101.00
GRIMES COUNTY (185), TX
MSA: NA
Middle Income
1801.01 1801.02 1802.00 1803.02
Upper Income
1803.01
HALE COUNTY (189), TX
MSA: NA
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 21 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
Moderate Income
9501.00 9502.00
HAMILTON COUNTY (193), TX
MSA: NA
Middle Income
9501.00
Upper Income
9502.00
HARDIN COUNTY (199), TX
MSA: 13140
Moderate Income
0308.00
Middle Income
0306.00 0307.00
Upper Income
0302.00 0303.00 0305.01 0305.02
HARRIS COUNTY (201), TX 2/
MSA: 26420
Median Family Income 30-40%
2401.00 2405.01
Median Family Income 40-50%
2205.00 2506.00
Median Family Income 50-60%
2228.00 2408.01 5511.00
Median Family Income 60-70%
3304.00
Median Family Income 70-80%
2408.02 3338.00 3409.00 3423.00 5329.00
Median Family Income 80-90%
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 22 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
2412.00 5341.00
Median Family Income 90-100%
5521.01
Median Family Income 100-110%
5538.02
Median Family Income 110-120%
5550.00
Median Family Income >= 120%
2413.00 3403.01 4104.01 4116.00 4128.00 4305.00 4309.00 4545.02 4547.00 5202.00 5311.00
5317.00 5534.03 5538.01 5544.03 5549.03 5555.01 5555.02 5557.02
HARTLEY COUNTY (205), TX
MSA: NA
Upper Income
9502.00
HASKELL COUNTY (207), TX
MSA: NA
Middle Income
9503.00
HENDERSON COUNTY (213), TX
MSA: NA
Moderate Income
9506.01
Middle Income
9503.00 9514.00
HIDALGO COUNTY (215), TX
MSA: 32580
Median Family Income 100-110%
0230.00
HILL COUNTY (217), TX
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 23 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
MSA: NA
Middle Income
9601.00 9602.00
Upper Income
9611.00
HOUSTON COUNTY (225), TX
MSA: NA
Middle Income
9506.00
HUNT COUNTY (231), TX
MSA: 19124
Middle Income
9601.00
HUTCHINSON COUNTY (233), TX
MSA: NA
Upper Income
9505.00
IRION COUNTY (235), TX
MSA: 41660
Upper Income
9501.00
JACK COUNTY (237), TX
MSA: NA
Middle Income
9503.00 9505.00
Upper Income
9501.00
JASPER COUNTY (241), TX
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 24 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
MSA: NA
Moderate Income
9503.00
Middle Income
9505.00
Upper Income
9501.00
JIM WELLS COUNTY (249), TX
MSA: NA
Middle Income
9501.00
KENT COUNTY (263), TX
MSA: NA
Middle Income
9501.00
LEON COUNTY (289), TX
MSA: NA
Upper Income
9503.00
LIBERTY COUNTY (291), TX
MSA: 26420
Moderate Income
7003.00 7004.00 7006.00 7013.00
LLANO COUNTY (299), TX
MSA: NA
Upper Income
9703.00
LUBBOCK COUNTY (303), TX
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 25 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
MSA: 31180
Moderate Income
0024.00
Middle Income
0004.05 0102.00 0103.01 0105.08
Upper Income
0101.01 0104.06 0104.07
MCCULLOCH COUNTY (307), TX
MSA: NA
Moderate Income
9503.00
MCLENNAN COUNTY (309), TX
MSA: 47380
Upper Income
0029.00
MADISON COUNTY (313), TX
MSA: NA
Moderate Income
0004.00
Middle Income
0002.00 0003.00
MATAGORDA COUNTY (321), TX
MSA: NA
Middle Income
7305.01
MAVERICK COUNTY (323), TX
MSA: NA
Middle Income
9507.00
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 26 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
MENARD COUNTY (327), TX
MSA: NA
Middle Income
9503.00
MIDLAND COUNTY (329), TX
MSA: 33260
Middle Income
0005.00
Upper Income
0002.00 0101.04 0101.12
MITCHELL COUNTY (335), TX
MSA: NA
Middle Income
9502.00
Upper Income
9504.00
MONTAGUE COUNTY (337), TX
MSA: NA
Middle Income
9504.00
NAVARRO COUNTY (349), TX
MSA: NA
Middle Income
9702.00 9704.00 9707.00
OLDHAM COUNTY (359), TX
MSA: 11100
Middle Income
9501.00
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6
Assessment Area(s) by Tract
* denotes no loans made in specified tracts
Institution: First Financial Bank, N.A.
PAGE: 27 OF
Respondent ID: 0000004166
Agency: OCC - 1
30
PARMER COUNTY (369), TX
MSA: NA
Middle Income
9502.00
POLK COUNTY (373), TX
MSA: NA
Middle Income
2101.01
POTTER COUNTY (375), TX
MSA: 11100
Middle Income
0117.00
Upper Income
0104.00
RANDALL COUNTY (381), TX
MSA: 11100
Middle Income
0206.00 0217.02
Upper Income
0204.00 0216.03
0217.03
0216.06
0218.02
0216.09
0220.02
0217.04 0219.00 0220.01
ROCKWALL COUNTY (397), TX
MSA: 19124
Upper Income
0405.06
RUNNELS COUNTY (399), TX
MSA: NA
Middle Income
9505.00
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 28 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
SABINE COUNTY (403), TX
MSA: NA
Moderate Income
9503.00
SAN JACINTO COUNTY (407), TX
MSA: NA
Moderate Income
2001.01
Middle Income
2001.02
SCURRY COUNTY (415), TX
MSA: NA
Middle Income
9501.00 9506.00
Upper Income
9502.00 9503.00
SMITH COUNTY (423), TX
MSA: 46340
Middle Income
0020.07
Upper Income
0020.08
STEPHENS COUNTY (429), TX
MSA: NA
Moderate Income
9503.00
Middle Income
9502.00
Upper Income
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 29 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
9505.00
THROCKMORTON COUNTY (447), TX
MSA: NA
Middle Income
9503.00
TRAVIS COUNTY (453), TX
MSA: 12420
Median Family Income >= 120%
0017.64 0017.84 0019.08
TRINITY COUNTY (455), TX
MSA: NA
Middle Income
9502.00
TYLER COUNTY (457), TX
MSA: NA
Middle Income
9502.00
UPSHUR COUNTY (459), TX
MSA: 30980
Middle Income
9507.00
UVALDE COUNTY (463), TX
MSA: NA
Middle Income
9501.00
VAL VERDE COUNTY (465), TX
MSA: NA
Middle Income
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table 6 PAGE: 30 OF 30
Assessment Area(s) by Tract Respondent ID: 0000004166
* denotes no loans made in specified tracts Agency: OCC - 1
Institution: First Financial Bank, N.A.
9507.00
WILLIAMSON COUNTY (491), TX
MSA: 12420
Middle Income
0208.08
Upper Income
0208.06
WILSON COUNTY (493), TX
MSA: 41700
Middle Income
0004.02 0005.00
YOAKUM COUNTY (501), TX
MSA: NA
Upper Income
9502.00
YOUNG COUNTY (503), TX
MSA: NA
Middle Income
9502.00
YAKIMA COUNTY (077), WA
MSA: 49420
Middle Income
0010.00
LARAMIE COUNTY (021), WY
MSA: 16940
Upper Income
0019.01
Footnote: 2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment area definition.
2017 Institution Disclosure Statement - Table E-1
Error Status Information
Institution: First Financial Bank, N.A.
11 Total Composite Record Identifier: Records on File
Transmittal Sheet 1
Small Business Loans 623
Small Farm Loans 157
Community Development Loans 1
Consortium/Third Party Loans (Optional) 0
Assessment Area 899
Total 1,681
Total Composite Records Without
Errors
1
623
157
1
0
899
1,681
PAGE: 1 OF 1
Respondent ID: 0000004166
Agency: OCC - 1
10 Total Validity Percentage of Errors Validity Errors
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
Footnote:
10. A validity edit helps to verify the accuracy of the data reported. An institution's CRA submission that passes all validity edits does not ensure 100% accurate data. True accuracy is determined during the examination process.
11. A record represents one row of data reported to the Federal Reserve Board. This does not in any way represent the number of loans originated or purchased by the institution.