and

“when individuals turn into organisation

group companies get single individuality

your roots get deepened

you branch out in diverse directions...”

and

then

Growth is the watch word at Kamal

We understand that the growth is a never ending process and the Group thus sees new horizons after

setting every benchmark. We are thereby still expanding, integrating, amalgamating and growing.

We believe in growing together...growing with the Nation.With its adherence to business ethics and the work done, Kamal has become the synonym for

Trust. We realize that this trust brings along huge responsibilities and we are sure we shall carry

them with utmost sincerity.

1

ABOUT US LEADERSGROUP COMPANIES CSR CONTACTPHILOSOPHY

2

These values are the compass that guides our actions, both personal and corporate.

Our Purpose & Values

Respect the Individuality

Efficiency, Profitability, Cost Consciousness

Innovation & Excellence

Good Corporate Citizenship

Sensitivity to Feedback

Concern for Environment

To provide quality products and services for agriculture, infrastructure, health care and manufacturing industries adhering to ethical values, thereby building a strong economy and a better tomorrow.

We have always believed that ethics and good governance coupled with vision and grit are fundamental for a successful business, and our leadership team embodies these beliefs.

ABOUT US LEADERSGROUP COMPANIES CSR CONTACTPHILOSOPHY

Kamal & Tanzania

We came, we saw and became one with... is what can be said about Kamal coming to Tanzania.

LEADERSGROUP COMPANIES CSR CONTACTPHILOSOPHY ABOUT US

The manufacturing sector is the backbone of any nation's economy. always promoted local manufacturing and has contributed significantly by increasing the manufacturing within the country and thereby generating employment opportunities.

Tanzania is in its initial stage of industrialization. Kamal Group has

Its been more than a decade since Kamal first trailblazed Tanzania. With a bold vision, strong determination and the willingness to walk the extra mile Kamal explored the potential in Tanzania and has since then attracted many a investors to this rising country. Growing together indeed.

3

Electrical & Engineering

EPZ / SEZ

Steel

Medical & Industrial Gases

Mining

Refinery

Agriculture

Exports

Construction

The group originated in India and expanded in Tanzania and Dubai. Kamal Group registered its flagship Company Kamal Steel Limited in Tanzan ia t h rough Tanzan ia Investment Centre.

Over the period the Group consolidated its position in diverse promising sectors like Steel, Medical Gases, Agr icu l ture, Min ing, Township Development etc.Today, Kamal Group is one of the largest and respected business house in Tanzania.

Kamal Group

4

LEADERSGROUP COMPANIES CSR CONTACTPHILOSOPHY ABOUT US

Operating Sectors

Tanzania’s is a growing economy, also the government has taken significant measures to liberalize the Tanzanian economy along market lines and encourage both foreign and domestic private investment.

Realizing the business Potential & the growth opportunities for Industries, Kamal came up with first ever Private Export Processing Zone in Tanzania whicch was inaugurated by auspicious hands of HE. Dr. Jakaya Kikwete, President of Tanzania on 25th of June 2010. This complete ‘Box-Packed’ solution is spread over 279 Acres in Zinga Area, Bagamoyo District with superior infrastructure and facilities.It has a 'Common Facility Center' that provides consultancy for set-up, feasibility reports, scope for a particular industry, general need of the market, etc. Also the 'single window' system will help the potential investors to complete all the required procedures for registration and certifications in order to accelerate industrial setup.

Kamal Industrial Estate

5

ABOUT US LEADERS CSR CONTACTPHILOSOPHY GROUP COMPANIES

Kamal Steels Ltd.

Kamal Steels Ltd. is the flagship company of Kamal Group. Commencing its production in 2004 with a re-rolling mill for steel products like Steel Bars, Angle, Flat bar, Channel , Beam etc. today Kamal Steel is a powerhouse in the steel industry.

Kamal Steel also produces ingots and billets for finished steel products to overcome our dependency on importation of raw material. It has an in-house Induction Furnace to produce alloys and non-alloys steel billets of international standards. Through this backward integration, production capacity & quality of Kamal Steel has increased two fold.

Kamal Steel also provides ready to use reinforcing structures for construction as per the design requirements. The structures thus saves labour, reduces onsite workload and moreover it is cost effective. Kamal Steel also have a division of Pre-engineered Buildings. We offer complete package that includes design, fabrication and erection of the pre-engineered building.

6

ABOUT US LEADERS CSR CONTACTPHILOSOPHY GROUP COMPANIES

Kamal Gases manufactures high quality gases which have a large pool of industrial and medical applications.

The plant is equipped with latest technology and has substantial capacity. It has a large client base developed on the basis of quality products, good service with affordable price.It manufactures and supplies gases like Oxygen, Nitrogen, Liquid Oxygen, Liquid Nitrogen, Acetylene and Argon with 99.5% purity for laboratory testing purpose.

Kamal Gases Ltd.

Kamal Mining Ltd.

Kamal Mining Ltd. has acquired an substantial area for the mining of marble, iron ore, lead, manganese and gold. Kamal Mining emphasizes the use of modern, environmentally-friendly technology in order to optimally utilize Tanzania's abundant resources & generate employment opportunities for the local populace. With a vision for promoting local manufacturing, Kamal Mining plans to process the resources within the country and produce finished products for exports.

Realising the depletion of natural resources and increasing pollution due to petroleum products, Kamal Refinery Ltd. has come up with a unique technology for re-refining and blending of oil recovered from oil-sludge with base oil to produce lubricants.It is an complete eco friendly project.

Kamal Refinery Ltd.

7

ABOUT US LEADERS CSR CONTACTPHILOSOPHY GROUP COMPANIES

Tanzania has variety of crops, vegetables & fruits and also its atmosphere is suitable for growing crops in abundance.Kamal Agro, a processing plant is to be equipped with latest technology for processing these local crops and fruits. It also focuses on exporting of these processed food.

This will contribute significantly in developing farmers' interest in these crops as it will provide them reliable market with remunerative prices.

The company primarily focuses on seed research and development and is engaged in production, processing and marketing a wide range of seeds for crops & vegetables. Its research facilities are valued at 2 billion T-shillings.

Addressing the food crisis in the country, our mission is to develop new varieties with potentially higher yields through the use of both plant breeding and biotech methods. We thus intent to make available the very best quality seeds for Tanzanian farmers. This will contribute to increasing agricultural output and hence making the country self sufficient as well as capable of exporting the surplus.

It will be our contribution in the national on-going efforts of ‘Kilimo Kwanza’ (i.e. Agriculture First).

Kamal Seeds & Research Ltd.

Kamal Agro Ltd.

8

ABOUT US LEADERS CSR CONTACTPHILOSOPHY GROUP COMPANIES

Kamalganga Exports Pvt. Ltd. operates in India in various import and export activities.It exports all types of furnace & rolling mill, consumable items of steel plants & rolling mills such as ramming mass, silico manganese, ferro silicon, ingot modules, etc. It alsoexports electrical & industrial safety items, engineering plant & machinery. The company imports ferrous & non- ferrous scrap etc.

Kamalganga Exports Pvt. Ltd.

S. S. Electricals & Products Ltd.Electrical Division of Kamal Steel

The company has a vast experience in the field and have been one of the leading manufacturer of LT Electrical Control Panel since 1990 in India.It is in the process of setting up an assembly line to manufacture Distribution Board, LV & MV Panels for Local Tanzania as well as to cater to the East African countries.

9

ABOUT US LEADERS CSR CONTACTPHILOSOPHY GROUP COMPANIES

Sky Golf City

Golf is very popular around Africa and Tanzania has a perfect pleasant climate throughout the year for the game. We have acquired 120 acres of coast line area in Bagamoyo for Sky Golf City.

This proposed luxurious and classy town-ship is to be spread over this beach side land.It encompasses plush villas, apartments, resort with exotic sea restaurant, cosy chalets, boat rides, hospital, school, health club and of course a widespread golf course.

10

ABOUT US LEADERS CSR CONTACTPHILOSOPHY GROUP COMPANIES

Key Personnel & Team Members

Mr. Santosh Chhedalal GuptaFounder of Kamal GroupHaving exposure of more than 30 years in varied sectors of business.

Mr. Satyam GuptaDirector, Kamal GroupAn MBA in Finance, he has a keen business sense and looks after the financial sector and international business segment of Kamal Group.

Mr. Mohammed Abdi HozaDirector, Kamal Mining Ltd.Mr. Mohammed Abdi Hoza is another strong pillar of the group, a successful businessman having a wide experience of more than 30 years in the mining of gem stones, marble and other metals.

Dr. Joe KabissaDirector, Kamal Agro Ltd.Most experienced team player of the Kamal Group. With an experience of 32 years he has served as Director General of Cotton Board of Tanzania and now looks after all the operations of Kamal Agro Ltd.

Mr. Sameer Santosh GuptaDirector, Kamal GroupA graduate in Commerce with a sound technical background and an experience of 12 years, he is in-charge of the marketing and strategic planning of Kamal Group.

Mr. Malay Santosh GuptaDirector, Kamalganga Exports Pvt. Ltd. (India)Looks after the operations in India. Has a wide experience of 15 years in the field of trading and marketing and is involved in import & export of a variety of products to different countries.

Mr. Gagan Santosh GuptaChairman & Managing Director, Kamal Group Over 20 yrs. of experience and deep knowledge in steel production, he has prudently guided Kamal Group to what it is now.

11

ABOUT US GROUP COMPANIES CSR CONTACTPHILOSOPHY LEADERS

Corporate Social Responsibility

Educational Awareness & Development

Realizing the need of work in education sector, Kamal has taken major initiatives for educational developments in terms of facilities and awareness.

At Kamal, giving back to society is not just a moral duty, but a way of life. Studying the needs of Tanzania currently we have worked out four work areas to focus on -

?Educational Awareness & Development?Upliftment of the females & children?Medical services focusing on saving and improving life?Development of our country

Food-Aid for pupils

Kamal Group has launched Food-aid initiative for primary school pupils with dual intention of providing nutrition and encourage schooling.Currently 1250 pupils from Nzasa Primary School and Karege Primary School at Bagamoyo are benefitted by it.

12

ABOUT US LEADERSGROUP COMPANIES CONTACTPHILOSOPHY CSR

Technical Education Center

We have undertaken this project in association with University of Dar-Es-Salaam, to train people with technical skills so that they can be directly employable in various sectors viz. textile, cement , steel plants & other engineering fields.

Acclaiming the work of Police Force

Kamal Group sponsors the annual program of Police Force Dar-Es-Salam and tried to contribute by distributing Bikes, Mobiles, cycles etc.

Aid for the Bomb Blast Victims

Gongo La Mboto

Kamal Group contributed with money and essential goods for Gongo La Mboto bomb blast victims.

13

ABOUT US LEADERSGROUP COMPANIES CONTACTPHILOSOPHY CSR

To know

the latest @ kamal

visit www.kamal-group.com

14

ABOUT US LEADERSGROUP COMPANIES CSRPHILOSOPHY CONTACT

Regd. Office:

Site Office:

Website: www.kamal-group.com

Plot No. 188/2.Chang'ombe Road,P.O. Box – 10392Dar-es-Salaam, Tanzania

Kamal Industrial EstatePlot No. 826, Zinga Area,Dar-Es-Salaam - Bagamoyo RoadBagamoyo District,Tanzania

Phone: +255 22 2124511, +255 22 2862975Fax: +255 22 2862976Email:info@kamal-group.com

Contact

15

ABOUT US LEADERSGROUP COMPANIES CSRPHILOSOPHY CONTACT