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SOUNDINGS Steuben County Lakes Council, Inc. 207 South Wayne Street, Suite B Angola, IN 46703 Phone (260) 665-1730 E-mail [email protected] Web www.LakesCouncil.org Volume #34 Fall 2007 Steuben County Lakes Council “Protecting Our Lakes Today, For Tomorrow” President’s Live Box By Bill Schmidt President of the Steuben County Lakes Council, Inc. First, I have sad news to report. Chuck Goodale, the long time treasurer of the Lakes Council, died in late August. In the history of the Lakes Council, there have been many presidents, but there have only been two treasurers. Chuck has filled that post in the Council for the past 25 years. Chuck was a valuable member and a most valued volunteer. The Council and his many friends will miss him. As you are most likely aware, both the Town of Clear Lake and the Commissioners of Steuben County have passed ordinances banning the use of lawn fertilizers containing phosphate. The Indiana State Chemist notified both parties that their ordinances were unenforceable as they were in violation of IC 15-3-3-12.5(C). This state law also allows for a waiver of this section of the State Code. As the result of a meeting with representatives of the State Chemist’s Office, your Lakes Council and representatives of Clear Lake are working on an educational out-reach program. The program has the goal of educating the public on the reasons to voluntarily use phosphate free lawn fertilizer. The results of this educational effort will be determining the direction the waiver process takes. In order to allow the residents of the County to better understand the problems associated with and potential solutions to the use of lawn fertilizer containing phosphate, several experts have written articles on the subject for this issue of Soundings. We thank the writers for their time in preparing these articles for our publication. This fall the Lakes Council is funding a comprehensive water quality testing program in the Pigeon River watershed of Steuben County. The results of this study will be presented at the December meeting of the Board. It is ADDRESS CHANGES We are diligently working on our data base to make sure we have current lake addresses and current mailing addresses of those who prefer receiving mail other than at the lake. Please keep us informed of any changes that need to be made. If you are a “Snow Bird” and have a different winter address, please advise us of this address and the times this should be used. We want to be sure to reach you with any mailings we may have. To make a change, please send a note in the mail or call the office (260) 665-1730. Thank you for your help. Soundings is a fall publication of the Steuben County Lakes Council, Inc., 207 South Wayne Street, Suite B, Angola, IN 46703. Telephone (260) 665-1730 E-mail [email protected] Web Site www.LakesCouncil.org If you see an “M” on this mailing label, you are a member for 2007. Thanks. (Continued on page 2)

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Page 1: “Protecting Our Lakes Today, For Tomorrow”lakescouncil.org/newsletters/soundings_fall_2007.pdf · Page 2 SOUNDINGS 2007 2007 SOUNDINGS Page 23 expected that this study is a precursor

SOUNDINGSSteuben County Lakes Council, Inc.

207 South Wayne Street, Suite BAngola, IN 46703 Phone (260) 665-1730

E-mail [email protected] Web www.LakesCouncil.orgVolume #34 Fall 2007

Steuben County Lakes Council“Protecting Our Lakes Today, For Tomorrow”

President’s Live BoxBy Bill Schmidt

President of the Steuben County Lakes Council, Inc.

First, I have sad news to report. Chuck Goodale, thelong time treasurer of the Lakes Council, died in lateAugust. In the history of the Lakes Council, there havebeen many presidents, but there have only been two

treasurers. Chuck has filled that post in the Council for the past 25 years.Chuck was a valuable member and a most valued volunteer. The Council andhis many friends will miss him.

As you are most likely aware, both the Town of Clear Lake and theCommissioners of Steuben County have passed ordinances banning the use oflawn fertilizers containing phosphate. The Indiana State Chemist notifiedboth parties that their ordinances were unenforceable as they were in violationof IC 15-3-3-12.5(C). This state law also allows for a waiver of this sectionof the State Code. As the result of a meeting with representatives of the StateChemist’s Office, your Lakes Council and representatives of Clear Lake areworking on an educational out-reach program. The program has the goal ofeducating the public on the reasons to voluntarily use phosphate free lawnfertilizer. The results of this educational effort will be determining thedirection the waiver process takes.

In order to allow the residents of the County to better understand theproblems associated with and potential solutions to the use of lawn fertilizercontaining phosphate, several experts have written articles on the subject forthis issue of Soundings. We thank the writers for their time in preparing thesearticles for our publication.

This fall the Lakes Council is funding a comprehensive water qualitytesting program in the Pigeon River watershed of Steuben County. The resultsof this study will be presented at the December meeting of the Board. It is

ADDRESS CHANGESWe are diligently working on our data base to make sure we have current lakeaddresses and current mailing addresses of those who prefer receiving mail otherthan at the lake. Please keep us informed of any changes that need to be made. Ifyou are a “Snow Bird” and have a different winter address, please advise us of thisaddress and the times this should be used. We want to be sure to reach you with anymailings we may have. To make a change, please send a note in the mail or call theoffice (260) 665-1730. Thank you for your help.

Soundings is a fall publication of the Steuben County LakesCouncil, Inc., 207 South Wayne Street, Suite B, Angola, IN 46703.

Telephone (260) 665-1730E-mail [email protected] Web Site www.LakesCouncil.org

If y

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(Continued on page 2)

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2007 SOUNDINGS Page 23Page 2 SOUNDINGS 2007

expected that this study is a precursor to a county wide water quality-testingprogram for 2008.

If you are interested in lake issues, have questions about your lakes, or wouldlike to meet others who are involved in lake issues, I urge you to attend the monthlymeetings of the Lakes Council Board. The meeting is the first Saturday of themonth, January excepted, at 8:30 a.m. The meeting is held at the FirstCongregational United Church of Christ, 314 West Maumee, Angola.

START OF WATER QUALITY DATAPROJECT

Submitted by Jim Aikman, Water Quality Committee Member

The Steuben County Lakes Council has always been concerned about thequality of life on our 101 lakes and recently has made a decision to be moreproactive in its efforts to monitor the quality of the water which makes upthose lakes. The Council Board will be funding a Water Quality Data Projectwith the purpose of sampling the water flowing through our lakes in order todetermine where there is cause for concern.

The Council at first considered using volunteers to collect the samples andthen contracting with a laboratory to evaluate the water collected. After muchconsideration, it was decided to hire a company to both collect and evaluatethe samples. This will maintain the integrity of the sampling process and insurethe samples are collected from the same sites, in the same way, each time.

We sought proposals from two companies engaged in this business andhave awarded the contract to Aquatic Enhancement & Survey, Inc. owned byScott Banfield. He will begin the sampling process in October at several siteson the Pigeon Creek chain and lakes along the Pigeon, as well as sites adjacentto Clear Lake. A report will be presented at the December Board meeting onthis beginning study. At that time it will be determined how this project mightbe best continued in 2008 and enlarged to include other lakes in the county.Funding of this large project will be a challenge.

YOU’RE A GOOD MAN, CHARLES GOODALESubmitted by Sue Myers, Secretary S.C.L.C.

For the past few years, volunteerism has been promoted nationwide as anecessary and worthwhile social characteristic. Hundreds of examples have beenpublicized and discussed of the benefits this country would receive if morepeople came forward and served the many hours needed in so many charitableorganizations.

The Steuben County Lakes Council, Inc. has had a perfect exampleworking for us right here in Steuben County. The organization was established in1972 because of concern to protect the quality of water in the lakes and streamsin the county. For the past twenty-five years, one man has volunteered hundredsof hours of his time and talents to serve as treasurer of the organization.

Charles Goodale is a name we will all remember long and well for hisservice to us. Having been a professor at Tri-State University teaching others howto succeed in accounting, he was well versed in the knowledge it took to managethe finances of this organization. He did it all—from creating a budget to filingthe taxes and necessary government papers at the end of the year.

That is not all he did. Being familiar with the tricks of the trade of themodern new (to many of us) computer systems, he could set up programs andproduce more fact sheets than most of us and, (with less effort as well), producemore reports on the progress or failure of our work than you could imagine. Hisadvice to others was always “Try it! You can’t hurt the computer!”

When I first came on board this organization, Chuck and I discussed thedata base and how we could best reach all the lake property owners out there inthe county. Neither of us had ever done large scale mailings. When I told him Iwas willing to give it a try, he jumped right on the computer, began researchingprograms and we were off to working out a really great modern-daycommunication plan to serve the S.C.L.C.

That was Chuck. Even though he had not been well for some time, heworked on the books right up to the end, turning in his last monthly report in Mayand making contact by phone through August. Although Charles Goodale diedAugust 28, 2007, I find it difficult to refer to Chuck in the past tense. Hisdedication and spirit live on here in the office as an example to all of us.

His many friends miss him. The lakes and streams of this county that heworked so hard for all those years have benefited from his expertise and care. Inpresent tense still—“You’re a good man, Charles Goodale.”

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SCRIBBLING FROM SUEBy Sue Myers, Secretary

As you can see by the first two articles in this issue of theSoundings, your Steuben County Lakes Council Board has twochallenges it faces: 1. Educating property owners regarding the use ofphosphate free fertilizer and 2. Establishing a trial Water Quality DataProject. These are very ambitious goals.

In order to begin the exploration of the fertilizer subject, we haveinvited articles from various sources. It is the hope of the Council thatyou will read the material provided, sharing it with others, in order todetermine for yourselves what you can do personally to keep our waterquality at its very best.

You can begin with the article from the State Chemist to learnabout its “History and Responsibilities.” Then move on to readinformation provided by an Assistant Professor at Purdue University,information from a resident of Clear Lake regarding their efforts toban phosphorus, and information on how you can help as a protectorof our lakes.

The State Chemist has requested that we initiate this program inan effort to achieve voluntary use of phosphate free fertilizer ratherthan necessitate a waiver from the state in order to enforce a ban onphosphorous. With this in mind, hopefully these articles will be usefulto you.

Regarding the trial Water Quality Data Project, which began inOctober, it was decided to begin in a small way and enlarge the baseas the need, time, and funds allow. Such work is expensive butaccurate records may very well help future decision making on the partof our county boards. We need to be able to show where problems existand how to best solve those problems using facts. Funding will need tobe explored in order to support expansion of this project.

In addition to the above challenges, due to the change in theoffice of Treasurer, it has been necessary to establish a new recordkeeping process so Quick-Books was installed on our computer. Thisled to new computer needs, which the SCLC Board members solved bygiving permission to purchase the necessary equipment to update theoffice to meet the needs. Thanks to them, we are ready for whatever!

Please, give the Soundings articles your attention. The SCLC isabout to complete its 36th year of reaching out to make our lakes andstreams even better. All of you are the key to this happening. Thanksfor your support.

2007 SOUNDINGS Page 3Page 22 SOUNDINGS 2007

We celebrated the 50th anniversary of our Inland Cat Sailing Association inthe Regatta. We enjoyed our newsletter, the Lake George Breeze, and our LakeGeorge web site as they kept us up with pertinent news.

We look forward to a successful end to the appeal process on the LakeGeorge Dam and intend to have a great time at the Appreciation Picnic/Hog Roastat our Lake George Preserve this October. May our lakes enjoy a good freeze thiswinter! Come on spring and summer.

LAKE JAMES Submitted by Corky VanThe Lake James Association (LJA) had a pancake and sausage breakfast

served at the annual meeting. Seven owners of documented cottages 100 years orolder were presented centennial certificates. The litigation at Eli Point has finallybeen successfully concluded.

The fireworks were spectacular. At this time one more pontoon is needed.The air show had a turnout of approximately twenty planes and a huge crowd atthe park and sandbar with everyone having a great time.

If you have any questions for lake projects, contact your Lake Representativeor attend the LJA meetings, which are held the third Saturday of each month at thePresbyterian Chapel of the Lakes starting at 8 a.m. No meeting will be held inDecember.

LAKE PLEASANT Submitted by Nancy BandelierThe Lake Pleasant Home Owners Association has enjoyed a busy summer

achieving record high membership participation. Activities around the lakeincluded an annual hot dog roast and boat flotilla, weed control treatment fundedsolely by donations, area parties supported by friends and neighbors of Seller’sShores, North Shore, and other fun loving groups around the lake. While heavyrains dampened (pardon the pun) Labor Day events at many surrounding lakes, ourlake was fortunate to continue boating related activities thanks to the manyindividuals who see to the ongoing maintenance of our outlet dam.

Unfortunately, Al Dennison, President of the Lake Pleasant Home OwnersAssociation, resigned his position due to other time constraints. Our current vicepresident, Jan Bohney, will finish out the 2007-2008 term. Our thanks go to Al forhis positive influence over the past four years.

WEST OTTER LAKE Submitted by Dana SlackWest Otter Lake has had a year that has pulled the lake community together

due to a well planned Lake Fair. It was orchestrated by Lake Member of the Year,Jim Szudarek. The four hours of the Lake Fair on August 11th brought County,State, DNR, Lakes Council, Indiana Lakes Management Society, Local FireDepartments, and Rescue Squads all together to inform and educate over 120 lakeresidents and visitors. The program was focused on letting lake people see and feelall the support and services that are here to make our lake better and safer. Theprogram was cosponsored by the Indiana Lakes Management Society.

Another big plus for the year was the development of westotter.org web page.Take a look—this web site was developed by a lake resident, Editha Burns, a verycreative and capable web developer. If you would need a web page for your lakeor business [email protected] is very reasonable.

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OFFICE OF INDIANA STATE CHEMISTAT PURDUE SINCE 1881

Submitted by the office of the State Chemist

History: In 1881, the General Assembly found it was necessary toassure Indiana farmers that the fertilizers they purchased contained thenutrients claimed and needed for crop production and passed the IndianaCommercial Fertilizer Law, with an indication to the Governor that heshould appoint the Professor of Chemistry at Purdue as the Indiana StateChemist to administer the law. Over the years, several additional truth-in-labeling laws have been assigned to Purdue and the Office of Indiana StateChemist (OISC) covering seed, feed (including pet food), and pesticides.Also, the Indiana Pesticide Use and Application Law, the AgriculturalAmmonia Law and the Lawn Care Service Law have likewise been givento OISC to administer.

Responsibilities and Duties: The OISC approach to regulation putseducation and compliance assistance first, while enforcement is reservedfor when all else fails. Product laws require OISC to license firms and/orproducts, inspect manufacturing facilities, sample products and conductanalyses to assure products meet label claims and are not adulterated.Thus, OISC assures consumer protection and provides a level field uponwhich the involved industries may compete. Over the past few years,product traits both desirable and undesirable, associated with safety havereceived increasing emphasis in the laboratory and during inspection. Feedinspectors have emphasized prevention of feeding products containingmaterials associated with BSE to cattle and other ruminants. Numerouslots of fertilizer have been screened for heavy metal content, in particulararsenic, cadmium and lead, while seeds have been screened to assureclaimed genetic traits are present and unclaimed ones are not. Retail clerksare required to be knowledgeable before recommending pesticide uses andintegrated pest management guidance is being provided to schools andchildcare centers. The new emphasis is clearly human and food safety.

Inspection and Analysis: Inspection includes reviewing labels,checking product registrations, observing and sampling products (evenduring product use for pesticides), reviewing safety practices and productstewardship while also communicating about and dealing with product andfacility compliance, OISC program emphasis and potential changes orprogram redirection. In the feed, fertilizer and seed programs, records arekept for client visits as retail (1,304), manufacturing (1,384) and dealer(1,211).

While the above illustrations of the work of OISC are notcomprehensive by any means, they do serve to illustrate some of theimportant activities of the office.

2007 SOUNDINGS Page 21Page 4 SOUNDINGS 2007

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causing for docking boats, especially those using boatlifts. He was curious ifanything could be done at the Nevada Mills Dam to control the water levels. As itis, the dam is not adjustable. The lower part of the dam is to be reworked in the nearfuture, bur there are no plans to change the upper portion. Alas, Jack’s concernswere addressed by a Higher Authority, and by the end of August, the new concernwas trying to keep boats from floating off the lifts—even though you couldn’t usethe boats. So whether you enjoyed or cursed the boat ban, give credit (or blame) toJack.

Some of our officers have changed for the new year. Tim Knoblauch willcontinue as president; as will Jim Miller as vice president. We have a new secretary,Linda Worden, and a new treasurer, Marianne Schaefer. The outgoing secretary,Linda Miller, and the outgoing treasurer, Donna Hanna, have provided many yearsof dedicated, volunteer service to the JLA. We would not be where we are todaywithout them. A big thanks to both of them.

LAKE GAGE/LIME LAKE Submitted by Allen LeFevreThe residents of Lake Gage and Lime Lake have enjoyed another great

summer at our lakes. A record number of residents joined our Lakes Associationand received a copy of our new directory, which is published bi-annually.Membership was at 84%. New Resident and Rental Cottage packets weredeveloped and distributed. The packets contained information on Indiana boatinglaws, lake history, pertinent information on Steuben County and our Association.

The annual carp rodeo, lake-wide garage sale and the Marina’s Pig Roastwere all very successful. On June 30, we celebrated Independence Day with our11th annual Walk/Run around Lake Gage. Then in the evening luminaries were setout along the lakeshore by our residents. Many people were out in their boats tolook at the luminaries and to watch all of the fireworks. It was a beautiful evening.

On Labor Day weekend we held our first lake-wide carry-in picnic. TheAssociation provided the chicken and soft drinks, and the attendees provided the“fixin’s”. We also had a DJ for music while we ate and for dancing later. A goodtime was enjoyed by all.

J.F.New is completing the design phase of our LARE grant. We are planningto reroute Concord Creek, coming from Crooked Lake, back to its originalstreambed. This will allow additional filtering of the water coming into Lake Gageand eliminate much of the erosion that is occurring in the current streambed. Ourmembers voted to apply for a construction phase LARE grant this coming year.This, of course, will be dependent upon receiving state funds and landownersapproval. We are only sorry that the summer is over!

LAKE GEORGE Submitted by Frances OrtMother nature has exercised her muscles this summer, and she has hung

around longer than any of us had ever dreamed. What a delight to see familiesenjoying water sports on hot fall weekends. What a treasure to live “on GoldenPond” through the week…seeing only sea gulls, geese, swans, and a beautifulsailboat… the lake at rest. Residents of Lake George counted their blessings…havingsewers, as we weathered the rains.

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FERTILIZING LAWNSTO PROTECT WATER QUALITY

Submitted by Cale A. Bigelow Ph. D., Asst. Professor, Purdue University

Healthy turf areas provide many environmental and recreational benefits. Aproperly fertilized turf has fewer weeds, is more resistant to insect feeding and isless disease prone than malnourished turf. Furthermore, a dense turf slows anddecreases water runoff following storm events which helps reduce flooding inurban environments. In recent years there have been numerous reports regardingpoor water quality. While the exact causes are unclear, some of the problem isassociated with nutrient enrichment. Increased nutrient loads stimulate excessivealgae growth, which results in poor odor/taste, decreased clarity, habitat loss andin the worst scenario, fish-kills. The exact source and contributions of excessnutrients is uncertain, however, traditional agricultural practices and urbansources such as septic system failure and fertilizing lawns with nitrogen (N) andphosphorus (P) have all been suggested.

Among the “big-three” nutrients, P is required in smaller quantities than Nor potassium but its importance should not be overlooked. Deficiencies, althoughrare in mature turf, are a serious concern in newly established turf due to the lackof a root system. In soils that possess sufficient P reserves, once plants becomeestablished and develop a deep root system the annual P fertilization requirementnormally decreases. In certain other situations such as when reseeding, where theplant has suffered substantial root loss due to environmental stress like severe heatand drought, or during the spring when soils are cold and P uptake is limited, Pfertilization may be necessary in order to promote healthy turf growth.

The biggest risk for P loss from turf is during establishment or wheremature turf density is low. Phosphorus readily binds with soil elements and maymove with sediment as soil erodes during water runoff. It is important tounderstand that P is a naturally occurring element found in most soils, water andliving organisms. Non-fertilizer P sources such as pollen can be significantsources of P entering surface waters. This is particularly true during the springwhen pollen drops onto impervious surfaces such as roads and sidewalks and iscarried into storm sewers during rainfall events. Additionally, the P level ofdomestic animal wastes or migratory birds like Canada geese is very high. Runofflosses from these natural sources can significantly affect pond and lake P levels.

Selecting a fertilizer product is often a confusing task, but understandinghow to read the fertilizer label helps.The analysis (e.g. 16-48) lists the percentageby weight of N, phosphate and potash. Most fertilizer programs are constructedaround N applications to meet a specific need. If you are planting a new lawnfrom seed or sod then a “starter” fertilizer with a higher percentage P than Nshould be used to ensure proper root growth development (e.g. 12-24-12). Bycontrast, if your turf is mature, “maintenance” fertilizers (e.g. 22-3-8) should be

2007 SOUNDINGS Page 5Page 20 SOUNDINGS 2007

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of Hamilton Lake has to do with the Callendar property on the north side of thelake. This beautiful and pristine one hundred acre parcel has been placed on themarket. The Callendar family has expressed the fervent desire that the acreage bepurchased by an environmental trust and kept in its pristine state. Certainly, this isone of the most beautiful sections of natural lakefront in northeast Indiana and theHLA shares the hope that the property can be acquired by an environmentaltrust. The web address www.callendarshamiltonlake.com. will give you acloser look at this property. This and other issues are also explored regularly at theHamilton Lake web site: www.hamiltonlake.org.

HOGBACK LAKE Submitted by Jim AikmanAnother year has slipped past, it seems such a short time ago we were putting

piers and boats in and getting ready for the summer fun which goes with being onthe lake. Looking back it seems the summer was very nice with just a coupleexceptions. Mike Surface, a new cottage owner on the lake, died unexpectedly andwe extend our condolences to his wife, Kathie, and their family. We also had quitea problem with the lake level following several very heavy rains. The levelincreased over five feet in less than three days, but returned to normal quickly.

We had our annual meeting at the Circle B campground in the spring and hada good turnout. Bonnie Schoppman is President, Jim Aikman is Secretary andDiane Peachey is Treasurer of our lake association again this year. We are alllooking forward to a beautiful, long fall and a quick, mild winter and early spring.(It never hurts to hope.)

JIMMERSON LAKE Submitted by Ken ErlenbaughThe Jimmerson Lake Association (JLA) has once again been very busy this

year making the lake a safer, cleaner and more enjoyable destination and/or homefor all. Much was accomplished with funds earned from membership dues, threesuccessful chicken BBQs, a $1,000.00 gas raffle and LARE state grants.

We started the year with an extensive campaign to revamp the buoys andsignage on the lake. We placed new buoys in the usual areas, as well as in someadditional sensitive parts that should be left undisturbed. All of the signs on the lakehave been refurbished with post extensions and new, highly visible placards. Theassociation also purchased replica DNR signs that were posted at the private boatlaunches to warn against the transportation of invasive aquatic hitchhikers(nuisance species of plants, fish and animals). The overall consensus is that thebuoys and signs have proven to be a great investment because they have slowedboat traffic in the desired areas.

You can debate whether the “troop surge” in Iraq this year has done any good,but the surge of increasing weed-control applications to twice this season certainlyimproved the insurgent weed problem on Jimmerson Lake this summer. The JLAhopes to continue that plan of attack in the foreseeable future. The next phase is tosecure LARE funds to control the purple loosestrife scourge in our wetlands.

At the annual meeting in early August, a member of the JLA, whose nameshall remain Jack Heinze, discussed the problems that low water levels were

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2007 SOUNDINGS Page 19Page 6 SOUNDINGS 2007

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$20,000.00 was received form LARE for weed control, primarily in 1st and 3rdbasin.

The Crooked Lake Association patrol boat was out week-ends as well asFriday evenings when there is disregard for the speed limit after sunset.

Officers for the coming year are President, Keith Hoskins; Vice-President,Dave Simon; Secretary, Andy Hosey; and Treasurer, Jim Huber. The Board ofOfficers meetings are held the third Wednesday of each month at 6:30 p.m. Januarythrough November at Anchor Realty’s main office, 3683 State Rd. 127.

FOX LAKE Submitted by Carl WilsonWe are proud to share with you that our Fox Lake Women Beachcombers

Club had another active and successful season. Sponsored activities included abeach beautification project, sip and dip program for golfers prior to our golfouting, chili and Karaoke night, yard sale and brunch on the beach.

Other Fox Lake programs included our annual Sunday School Program,family picnic, golf outing, closing dinner in October, and our up-comingDecember wild game dinner. We participated in the City of Angola’s July 4thparade and recently held an election of officers and board members.

We are extremely pleased to announce acknowledgements for WilliamWatkins, Tuskegee Airman and Marion and Donald Spencer, Cincinnati, Ohioresidents. William, along with several other Tuskegee Airmen fame colleagueswere presented a Congressional Medal of Honor by President Bush at the WhiteHouse several months ago. Marian and Donald were presented with an HonoraryDoctorate Degree from the University of Cincinnati, Ohio, for their many years ofoutstanding service to the City of Cincinnati. The presentation was a “first” for awife and husband team to receive such an honor. We look forward to anotherproductive year in 2008.

HAMILTON LAKE Submitted by Bill DillonThe summer of 2007 on Hamilton Lake was very much dictated by the

weather. We had a very hot and dry early part of the summer, followed by muchmoisture and an unprecedented invasion of mosquitoes in late August, earlySeptember. Many long-time residents of Hamilton felt that the lake was in betterrecreational shape than ever before. This was, doubtless, a result of intensiveefforts on weed control in 2006. Residual chemical weed control from 2006, whenthe lake association spent nearly $140,000 on weed control, simply paid off. Latein the summer, domestic weeds made an aggressive comeback but were treatedeffectively with standard weed control practices.

The major disappointment faced by the Hamilton Lake Association wasdenial of its application for a LARE grant to handle the construction phase of aneffort to stabilize the streambed of Black Creek, the major tributary feedingHamilton Lake from the surrounding watershed. Previous grants permitted thecompletion of engineering feasibility and design studies and it is hoped that a newgrant application will be approved in July, 2008.

Amajor development which is certain to have a profound effect on the future

used because they supply mostly N and less P or potassium. When selectingindividual products it is important to note that fertilizers with a high N contentwill cover more area than those with a low N content applied at the same targetN rate. Additionally, to avoid excess P applications the % phosphate of individualfertilizers should be carefully evaluated.

Some communities have proposed P-containing fertilizer bans. Acquiringthese products can be difficult and frequently the only available fertilizer thatmeets the zero P requirements is urea (46-0-0). Urea is an effective N fertilizer;however, it may not be the best overall fertilizer choice for homeowners becauseit is completely fast release. Improperly applied urea results in unwanted growthflushes which results in excess mowing. Additionally, since urea is highly watersoluble the N is prone to leaching into groundwater.

One alternative to the zero P ban is the concept of using fertilizer N to Pratios. For example a 4:1 or 5:1 ratio would be appropriate for most mature turfareas. Thus, a 28-3-8 fertilizer product qualifies, whereas a 6-3-4 or 12-12-12product would not. One tool that may help determine proper fertilizer productneeds and avoid fertilizer misapplication, is Purdue’s fertilizer calculator. To usethe tool, simply input your target nutrient rate, the fertilizer analysis and size ofthe area to be treated.

http://www.agrypurdue.edu/turf/fertcalc/Fertilization%20calc..html

Best Management Practices to Protect Urban Water Quality:1. Do not apply unnecessary nutrients. The old adage: “Don’t guess, soil test”

applies. The only way to truly know your soil nutrient status is to take a soiltest.

2. Keep fertilizer on the turf, if granular fertilizer particles land on hardscape(e.g. sidewalks, driveways, patios etc.) sweep or use a landscape blower tomove them back into the turf where they can be used by the plant.

3. Never apply nutrients to frozen soil or dormant (e.g. brown) turf.4. Return lawn clippings back to the turf during mowing; this recycles nutrients

like N and P back to the soil and can reduce annual fertilizer needs.5. Maintain a 5 to 10 foot vegetative buffer strip around all surface waters

(ponds, lakes, streams, etc.). Avoid direct fertilizer applications to theseareas.

6. Keep excess lawn debris, twigs, lawn clippings, etc. out of gutters, stormsewers, streets, ditches and any surface waters.

7. Pick up pet waste promptly. Pet and animal wastes contain nutrients as wellas harmful bacteria.

For more turf related information visit the Purdue University Turf Sciencewebsite http://www.agry.purdue.edu/turf

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CLEAR LAKE TO BECOMEPHOSPHORUS FREE

Submitted by Mary Jo Fitzenrider

The community of Clear Lake has a long tradition of pride in its actionsto maintain and monitor its pristine clear waters. Teams of lakers havevolunteered over the years to regularly collect lake samples for water qualitytesting. Preservation of a high level of water quality has been and willcontinue to be the primary goal for current and future lakers.

While many traditions remain unaltered, changes, nevertheless, arerapidly occurring along our shorelines. As small summer cottages have beenreplaced with larger year-round homes, lush lawns and extensive landscapinghave accompanied this transition. More property owners are applyingfertilizers, either through self application methods or by contracting with lawnapplication services. Many residents have become concerned how run offfrom such increased use might impact Clear Lake water quality. In morerecent years, lakers have begun to comment about the increase in weedgrowth and frequency of recurring algae blooms. Seeking answers, severallakers contacted the DNR. Their response indicated that changes in plantgrowth could be attributed to many factors including run off of excessphosphorus found in lawn fertilizers. We began to question if we could havegreen lawns and clear water.

Coincidentally, the Steuben County Lakes Council newsletters beganfeaturing more articles regarding the impact of fertilizers containingphosphates on plant growth in lake waters. The Lakes Council invited expertsto speak at their monthly and annual meetings about water quality topicsincluding the impact of phosphorus run off from lawn fertilizers. Printedmaterials and brochures regarding this topic were made readily available.Clear Lakers began to educate themselves about the impact of excessphosphorus and shared this information with all lake property owners throughmailings, door to door informational handouts and articles in the quarterlyClear Lake Newsletter. A survey of area retailers and lawn applicationservices was conducted to determine those that provided a phosphorus freeproduct. A comprehensive list was provided to all Clear Lake propertyowners with additional information to encourage those who fertilized to onlyuse zero phosphorus lawn materials. The Clear Lake Association supportedthe campaign to educate Clear Lakers by inviting Pete Hippensteel, a knownwater quality expert, to speak at their annual meeting. Armed withinformation regarding the potential impact of excess phosphorus on our ClearLake waters, the issue of intentional use of lawn fertilizers containingphosphorus became a topic of discussion among neighbors. The goal of manywas to make Clear Lake a Phosphorus Free Zone.

This past spring a resident approached the Town Council with thepossibility of an ordinance to ban the use of lawn fertilizers containingphosphorus within the limits of the Town of Clear Lake. The Town Council

The boat access has two signs warning about the Hydrilla weed species thathas arrived in Indiana. We are going to get another sign welcoming others tothe lake with the posting of a 10 mile per hour speed limit.

Most of the piers were either under water or out of view with the rain wehad. It was a different looking shoreline for a couple of weeks. We thank theDNR for closing the lakes during that time. Have a good safe winter.

CLEAR LAKE Submitted by Greg BrownAnother summer is history. I hope it was a good summer for you and your

families. Even though some years are better than others it’s still history. Time goneby and always time to look back on and not to dwell on. It’s time to look at and planfor 2008, but don’t rush November & December of ’07. Lots of things are stillgoing on. 2008 should see the purchase of Kasota Island. It is all coming togetherfor us.

As usual, lots of new projects are happening on the lake. Home, garage, andlandscaping changes are taking place. When you work with your designer and withyour builder, please keep your neighbors and the integrity of our lake in mind. Weencourage you to keep as many trees in place as possible. If you cut some down,please replace them for the good of our lakes and mother nature.

Also, in the treatment of your lawn, please work with your lawn people to usenon-phosphorus fertilizer. It does the same job on your lawns as those fertilizerswith phosphorus and is much more lake friendly. Most lawn care firms have zerophosphorus fertilizer available if you ask for it. At present, our lake associationalong with the Steuben County Lakes Association and the city of Angola are tryingto get a waiver permitting the regulation of phosphorous fertilizer. Since the waiverhas not yet been granted, it is up to each individual property owner to voluntarilypurchase only phosphorous free fertilizer. Please keep up to date by visiting our website. We all want to keep our lakes clear and clean and limiting the use ofphosphorus is one way to help. Another big way to help is to refrain from rakingleaves into the lake as leaves and grass clippings are detrimental to the water.

Always encourage others to be good ambassadors, think before you act, andwork for the best environment possible. Have a great winter.

CROOKED LAKE Submitted by Louise ReedThe semi-annual Association meetings held on Memorial Day and Labor Day

were well attended. For the second year the Membership Development Committeemailed incentive coupons sponsored by local businesses to Association members.Enclosed was a business size envelope Crooked Lake membership card fordisplaying.

The Association donated the following: $50.00 to the Indiana LakesManagement Society; $1,000.00 to SCURRT; and $5,000.00 to the Attorney Fundin the Crooked Lake Beach Club Estates group pier issue.

The long range restoration of 9 native plant species were submerged forstability in June. The project is in 1st basin and blocked off for protection. Theplants are doing well though there was concern after the heavy August rains andperhaps when the ice forms. Two hydrilla information signs were purchased and

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BALL LAKE Submitted by Paul OakesIf you know about Ball Fruit Jars, Ball State University, and Pleasant Lake

Baptist Church, it is a big step to knowing the origins of our 87 acre lake in thecorner of Steuben and DeKalb Counties.

Guidian Ball IV came out from Massachusetts in the late 1800’s and bought800 acres from Hamilton to Pleasant Lake for the tidy sum of one dollar. Hebrought his family, by wagon train, and built a house on what is now BellefountianRoad, just north of Ball Lake. Buffalo came to drink in the lake in those daysaccording to Olive Weight, who taught school in Hamilton in 1908. Ball’s motherdied in route and is the first person buried in the Pleasant Lake cemetery. Her sons,bearing the names of the founders of the Ball Fruit Jar Company are alongside hergrave. The Ball family founded the Pleasant Lake Baptist Church.

Today Ball Lake is known for its 87 acres of tranquility and big muskies. Asa 10 MPH speed limit water basin, the livin’ is easy here. Pontoon boats cruise theperimeter and the occasional speeder coming in from the public access is promptlypressed into compliance. A few years ago tiger muskies were introduced to controlan overabundance of gizzard shad. Now, the Department of Natural Resourcesplaces real muskellunge in the spring and an occasional 40 incher is hooked, andfor the most part, lost.

One of the real highlights of the Ball Lake area is Robb Canyon, 65 acres asa gift by Dr. & Mrs. Robb to Acres Land Trust and 10 acres on the north side of thelake that will remain natural in perpetuity. The woods are home to wildlife,including osprey, deer, blue heron, beaver, mallards and an occasional eagle.

The lake is a trophy bass lake; any catch under 18 inches must be returned ascatch and release and the rule is leading to an increasing bass population. All in all,Ball Lake is typical of small lakes that will become more and more popular astraffic, piers, noise and people increase on larger bodies of water in Steuben County.

Two picnics are held each year, one in June and the other in August. Thespring meeting is a business pitch-in and around Labor Day there is a wiener roast.Around 50 association members attend and this year voted to replace our brick wallBall Lake sign. It is a good group of neighbors and citizens.

BIG & LITTLE OTTER LAKES Submitted by Velda DoseOur annual meeting was held on August 18th. Officers for the following year

are President, Dan Thiele; Vice President, Greg Mauk; Secretary-Treasurer, ArnoldDose; Lake Representative, Velda Dose. Our lake was fairly quiet this summer. Teardown and rebuilding is still taking place.

There seemed to be fewer mosquitoes, maybe due to the purple martinpopulation. We had about six pair on our side of the lake. I think the solution to getmartins is to get the house out in the water. The two swans are still without a familythis year.

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challenged those present to find a precedent for such action. Subsequentresearch located several communities and states that have enacted or areconsidering legislation to ban the use of lawn fertilizers containingphosphorus. Following a period of review, the Clear Lake Town Counciladopted a phosphorus ban ordinance and became the first community in thestate of Indiana to take such action. Currently this ordinance is under reviewby the State Chemist's office.

While we can't control all factors that impact our lake waters, every lakeproperty owner can choose to use phosphorus free materials if they fertilizetheir lawn. We all need to be vigilant stewards of our lake waters and thesurrounding water sheds and continue to educate ourselves on ways to beguardians of the lake waters we are so privileged to enjoy.

FERTILIZER AND HOME LAWNSSubmitted by Robert E. Andrews

Indiana Professional Lawn & Landscape Association

One of the primary concerns of many lake front homeowners is thecontamination of surface water by phosphorus. Since phosphorus is a primarycomponent of many fertilizers, it is good to look at its use and determine howbest to reduce its movement into bodies of water. Here are some things forhomeowners to consider.

1. Phosphorus is an essential nutrient for plant growth. However, manylawns may not need phosphorus in their diet. Having a soil sampletaken to test phosphorus requirements in your lawn, is a good place tostart. Check with your local County Extension Service or your lawncare provider for information on soil testing.

2. When fertilizing your lawn, be sure to sweep or blow off hard surfacessuch as drives or walks. Runoff from these impervious surfaces is aprimary way for phosphorus to enter bodies of water.

3. Do not put grass clippings or other organic debris in the water as thisfacilitates direct movement of phosphorus into it.

4. Do not treat within 8’ to 10’ of the water. Creating this barrier will helpin preventing runoff into the lake or stream. Creating this barrier is alsoimportant since shallow bodies of water tend to rise after heavy rainsand thus cover treated lawns when they do so.

5. Selecting a proper fertilizer is also important. It may not be prudent toautomatically look for a phosphorus free mixture since many of theseare fast release all nitrogen products. Used at the wrong time or at highrates can cause excess top growth in the spring or leaf blade burning inthe summer. Selecting a fertilizer with slow release components and alower rate of phosphorus may be the best course of action.

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It is also important for us all to remember that simply not treating thelawn is not a viable option. Lawn grass is indeed a growing plant and requiresregular nutrition in order to survive. The proper maintenance of it enhancesthe appearance and value of the residence. Regular fertilization also aids in thecontrol of crabgrass and broadleaf weeds. Appropriate use of fertilizer is thekey.

If you are a do-it-yourselfer, talk with a reputable lawn & garden centerabout what fertilizers they offer which provide long term feeding along witha lower rate of phosphorus. If you employ a lawn care company, contact themwith any questions or concerns and ask that low phosphorus fertilizers be usedon your property as much as possible. Ask that their applicators avoid thebarrier area along the water line and that any particles landing on impervioussurfaces be blown off or swept back into the lawn.

Proper use and application of lawn care fertilizers is essential if we areto reduce the flow of phosphorous into our lakes and streams while stillmaintaining our lawns and landscapes.

NOTICE TO READERSThe Steuben County Lakes Council Board has tried to present a

variety of articles on fertilizer and its implications to the watersheds. Itis the position of the Board that an ordinance banning the use of fertilizercontaining phosphorus would be helpful especially in a county such asours with so many lakes and streams. We have spent much effortcollecting information on this from various parts of the country whichwe welcome you to examine in our office at your convenience. We alsohave an informative brochure published by the Indiana Association ofSoil and Water Conservation Districts explaining that “One pound ofphosphorus can produce 10,000 pounds of wet weeds and algae.”Perhaps switching to non-phosphorus fertilizer is one simple way wemay all be able to help protect the water quality of our lakes and streams.

amount of soil yielded by those uses we often gain an understanding of thewater quality we observe. Our lakes simply respond to the run-off theyreceive. Change the runoff and you will change the nature of the lake. Alwaysremember that your lake cannot give you the good water quality you seek ona steady diet of dirt!

INDIANA LAKES WORK GROUP COMMITTEESubmitted by Paul Oakes, Committee Member

The third and final meeting of the Indiana Lakes Work Group Committeefor 2007, held October 3rd in Columbia City, met to coordinate legislationbenefiting and protecting Indiana’s lakes. This group is chaired by SenatorBob Meeks and there are twenty-eight members from around the state. PeteHippensteel, Paul Oakes and State Representative Dick Dodge serve on thecommittee from Steuben County.

Paul Oakes had been asked to develop a study of the economicadvantages of our state’s lakes and reservoirs. Also, Mr. Oakes and JedPearson, of the DNR, were asked to lead a discussion on bass tournaments andclosed seasons for bass.Other agenda items were:

1. Multiple piers and docking spaces2. Proliferation of water toys and shoreline and density stress3. Acquiescence related to funneling4. Categorizing public freshwater lakes5. Bioengineering standards6. Phosphorous free fertilizer7. CRP to ethanol8. Classified Filter Strip Act9. Aquatic nuisance species education

10. Legal drains11. Algal toxins

This meeting was the last opportunity to begin drafting legislation for the2008 legislative session. This is to be carried by Senator Meeks in thelegislature. If you have an interest in a significant topic not covered in theabove, please contact Representative Dodge, Mr. Hippensteel, or Mr. Oakes.

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SPECIAL THANKSThe S.C.L.C. Board would like to give a special “Thank You” to

the Indiana Lakes Management Society for helping fund the mailing ofthe 2007 issue of Soundings. We have worked with them for many yearsand feel honored to have received their help.

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THE WATERSHED CONCEPTSubmitted By: Kayleen Hart. Resource Conservationist

Steuben County Soil & Water Conservation District

Recently, a customer called our office to inquire about the Lake and RiverEnhancement Program a neighbor had told her about. She explained that herneighbor urged her to call our office before she planted trees because she might beeligible for cost-share assistance under a watershed program we had. She called infor the information, but also added that she didn’t think she was eligible becauseshe didn’t live in a watershed. This prompted me to think that I really couldn’texplain how our programs helped improve water quality if part of the public didn’tknow what a watershed is.

A watershed is all of the landscape that drains to a specific point. Dependingon what you are discussing, this could be very broad or very narrow. For example,Steuben County is encompassed by two huge watersheds, the St. Joseph East,which ultimately drains into Lake Erie and the St. Joseph West, which travels toLake Michigan; or you could narrow the concept down to figuring out thewatershed of a single farm if you are putting a waterway into a field which isexperiencing gully erosion. No matter what size watershed you are talking about,everyone lives in one. In fact, everyone lives in several.

In Steuben County, the two St. Joe Watersheds are broken down into fivesmaller sub-watersheds: Crooked Creek, St. Joe River, Fish Creek, Pigeon Creek,and Turkey Creek. Our office has received state-funded grants in several of thesewatersheds to offer cost-share assistance to landowners. We first meet with thelandowners to find out what their particular needs are and then assist them indeveloping a conservation plan for their land. The next step is to use this plan as atool to put the actual conservation practices on their land to reduce nonpoint sourcepollution (NPS) from ending up in our water.

NPS comes from many widespread sources. Sediment, fertilizers, animalmanure, pesticides, oil, road salt, fecal material from failing septic systems, petwaste, and debris from paved areas are transported over the land by runoff, snowmelt and wind. This eventually enters our streams, wetlands and lakes, or gets intothe groundwater and damages aquatic habitat and aquatic life and reduces thecapacity of water resources to be used for drinking water and recreation.

At the present time, our office has Lake and River Enhancement (LARE)Watershed Land Treatment grants in Pigeon Creek, Turkey Creek, and a sub-watershed of Fish Creek (Ball Lake). LARE grants are State programs funded bythe Indiana Department of Natural Resources, Division of Fish and Wildlife, froma portion of the state’s boat tax. There are also several Federal programs that workto put conservation on the land in all the watersheds in the county, such as theConservation Reserve Program (CRP) and the Environmental Quality Incentive

these lands per year and also receive all the nutrients that go along with thatsoil. Construction sites, woodlands, residential areas, etc., all have their ownfigures for soil loss. Many tricks are available for minimizing soil losses fromall of these types of land uses. It’s often up to lake associations to beconcerned with the land uses in their own watersheds and see that the “bestmanagement practices” are implemented to reduce soil losses. The followingare a few tips for limiting lake-bound dirt in your region.

• See that proper erosion control practices are implemented atconstruction sites in your watershed. The soil disturbances associated withconstruction and earthmoving can cause these areas to lose tremendousamounts of soil in a short period of time. Properly installed erosion controlfencing and other practices can help keep the soil on-site until the project iscomplete.

• Prevent new drainage from being introduced into your watershed. Ifnew ditches and drain-ways are installed in your watershed it can actuallycause new lands to drain toward your lake and expand the size of yourwatershed. This can mean your lake is now picking up several more tons ofsoil each year. Lake residents should keep an eye on new activities in theirregion designed to enhance drainage.

• Work with local resource professionals and farmers to prevent andminimize erosion on agricultural lands. A wealth of resources is availablethrough the USDA Natural Resource Conservation Service (NRCS) and yourcounty Soil and Water Conservation District for limiting soil loss in yourwatershed. Often funds are available for planting grasses on eroding areas tostabilize soils. Because the loss of topsoil can negatively affect crop yields,farmers share a common interest with lake users in protecting lands fromerosion.

• Protect shorelines from erosion by limiting high speed boat traffic inkey areas and encouraging the growth of native vegetation along shorelines.Shoreline erosion doesn’t just claim your yard, in some cases it can affectwater quality. The soil lost from an eroding lakeshore or tributary stream bankcan contribute significant amounts of nutrients to your lake.

• Protect wetlands, woodlands, grasslands and other naturallandforms. Naturally well-vegetated landforms generally yield little soilloss, so protecting the remaining natural areas in your watershed can helplimit lake-bound nutrients. Wetlands can also act to collect and sequesterlake-bound soils that erode from other areas thus keeping them out of thelake.

In general land uses which absorb and hold run-off or shield the groundfrom the erosive power of raindrops are key as is vegetative cover thatprovides root systems to stabilize soils and hold them in place. If we begin toconsider carefully the types of land uses in our own watersheds and the

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Program (EQIP), which are run by the USDA-Natural Resources ConservationService (NRCS), also located in our office.

How does putting conservation on the land help the lakes in our county?Since the Pigeon Creek Watershed makes up the largest portion of our county, I’lluse it as an example. This watershed is located in the central portion of SteubenCounty and accounts for 76,325 acres (36.8 percent) of the county. Thiswatershed also contains the “Chain of Lakes”: Long, Golden, Big and LittleBower and Hogback Lakes, as well as West Otter, Fox and Pigeon Lakes. In thiswatershed, as well as all the other watersheds, a majority of the land is cropland.Seventy one percent of the Pigeon Creek Watershed is agricultural. Therefore itis extremely important to the watershed and ultimately to the streams andwaterways which feed our lakes to put land treatment practices, such as treeplantings, filter strips, and grassed waterways into place. When you combine thefederal and state assistance our office has offered landowners and the financialcontributions they have made to the projects, it amounts to 3.3 million dollars ofconservation put on the land in this county since 1993. Each year, this accountsfor a significant sediment reduction load going into our lakes.

The next greatest percentage of land use in the Pigeon Watershed is theurban community (12 percent). It is important with the great increase indevelopment around the county, and especially around many of the lakes, that wecontinue to educate developers and contractors as to the proper way to putsediment and erosion control measures into place while they are building in orderto reduce the amount of sediment that moves from the construction sites into ourlakes. It is also important to educate the urban community how little things theydo, such as proper use of fertilizer, may have a big impact on water quality.

By working on these two areas, the SWCD hopes to improve not only thewater quality in our lakes in Steuben County, but ultimately in the water thatdrains into the Great Lakes. If you have any questions about watersheds or anyof the programs our office offers, please call us at (260) 665-3211, ext. 3, orcheck out our website at www.steubenswcd.org for more information.

IT’S ALL ABOUT DIRTBy Scott Banfield, Aquatic Enhancement & Survey, Inc.

We often worry about contaminants like petroleum, pesticides, septicseepage, and fertilizers getting into our lakes, but one of the biggest pollutantsof all often gets overlooked–dirt. Yes, dirt is a common lake pollutant. Thismight seem strange since the whole bottom of the lake is essentially dirt. Thebase component of dirt is silica and it’s not much of a problem biologically,but there are a myriad of other components in dirt that matter. To be moretechnically correct we should refer to this dirt as soil. You see the soil that getsinto your lake is made up of more than just grains of sand (silica).

It was an exciting day when we landed a spacecraft on Mars that wascapable of collecting and analyzing the Martian dirt because we could then seeif it was just merely dirt or the glorious rich concoction known as soil. Soil isthe product of life or “dirt” shaped by life in and on it. Plants, fungi, bacteria,and animals all shape and enrich the upper layer of our dirt by collecting,adding, and concentrating organic molecules, nutrients and many othercomponents, turning it from dirt to soil. The presence of actual soil on Marswith its life-induced components would have quickly confirmed the presenceof current or historical life. Unfortunately we have been disappointed to haveonly found red dust, no soil.

Here in Steuben County however; most of our soils are rich in nutrientsand organic materials. The key in maintaining water quality as we manage ouryards, farms, and watersheds, is to keep these rich life-formed soils out of thelakes and on dry land where they belong. When we allow the rains to fall ontothe bare soil they can collect a rich bounty of soil and run downhill with ittoward the lake. As Indiana soils enter the lakes in rain run-off they bring withthem significant amounts of the nutrient phosphorus which is notorious forclouding lake waters and turning them green. Nitrogen is another nutrient thatenters the lakes bound to particles of Indiana soil. This is a form of non-pointsource pollution and can make up a large portion of a lakes overall annualnutrient budget. Because of this we as lake managers spend a great deal oftime examining and quantifying the way lands are used on our watersheds. Indoing this we can predict the amount of soil entering the lake each year andthus get a bead on the amount of soil-attached nutrients entering the water.

Experimentation and careful measurement have given us estimatedfigures for erosive soil losses from various types of land uses. For example weknow that in Steuben County an average acre of agricultural lands growingcrops in a corn-bean-wheat rotation can yield about 1.15 tons of erosive soilloss per year, while a single acre of lands in a corn-bean rotation will yieldabout 1.3 tons per year. This means if you have 100 acres of this land drainingto your lake your lake could potentially receive over 100 tons of soil from

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THANKSBUSINESS & PROFESSIONAL AFFILIATES 2007

5R FilmsA+ B ConstructionA-1 Wildlife Services & Pest ControlAcres, Inc.All Appraisals, Inc.Allen Construction, Inc.Alpha MowingAnchor Realty & Auction, Inc.Angola Lumber Company, Inc.Angola Schwinn, Inc.Aquatic Enhancement & Survey, Inc.Aquatic Management, Inc.Aquatic Weed ControlAugspurger, Fred G., CRS, RealtorBar-Bid Enterprises Corp.Bassett, Larry, RealtorB & C Associates, PC, B. Hendrick & C. WalkerBledsoe’s IncorporatedBlue Heron Ministries, Inc.Bradley Overhead Door, Inc.Brenneke DesignBrinkerhoff & BrinkerhoffCap’s Mobile Home Park, Inc.Carmer, Rose, RealtorCB Richard Ellis/Stugis, Commercial RealtorCircle B Park, Inc.City of AngolaClays Restaurants, Inc.Clear Lake AssociationClear Lake MarinaClear Lake Yacht ClubCleary, Patrick A., M.D.Commonwealth Biomonitoring, Inc.Consulting & Counseling Assoc.Core Communications, Inc.Crooked Lake Association, Inc.Croxton & Roe Insurance Service, Inc.C.S.T. Enterprises, LLCCulligan Water ConditioningDodge, Richard, State RepresentativeDTW Enterprises, Inc.Duch, Ronald V., D.D.S.EPPO, Eli’s Point Property OwnersFarmers State BankFirst Federal Savings Bank of AngolaFranz Nursery, Inc.Freeman Jewelers

Gay’s Hops-N-SchnappsHamilton Lake Association, Inc.Hamilton Lake Marine, Inc.Hamilton Self StorageHansbarger RealtyHawkins, Pamela, Attorney at LawHeller Well Drilling, Inc.Henion, Eric, MS4 Stormwater GroupHi-Vue Campground, LLCIlluminated ImageJacob Insurance ServiceJAZ Development, LLCJilek, Michael F., Attorney at LawJimmerson Lake Property Owners Association, Inc.Jimmerson Woods Cooperative, Inc.Jimmerson Shores Cooperative, Inc.JK Property Investments, LLCJMR Cottage, Inc.Kelley’s Surplus & StuffKottage KareLake Gage/Lime Lake AssociationLake Gage PotteryLake George Conservancy, Inc.Lake George Cottager’s AssociationLake George Regional Sewer DistrictLake James AssociationLake James Christian AssemblyLake James Lutheran Chapel AssociationLake Pleasant Cottage Owners AssociationLangdon & Co., P.C.Larry’s Lock & Safe Service, Inc.Leinard Manufactured HomesLong Lake Cottage Owners AssociationManapogo ParkMarfran Lakefront Apts.Meijer of AngolaMelton, Shelley, RealtorMidas Auto ServiceMutton Rental CenterNational Company, Inc.Nolan Real Estate & AppraisalNortheast Indiana Solid Waste Management

DistrictNorthern Indiana Fuel & Light Co.O’Connell, Patrick J.Pappas Furs, Inc.Potawatomi Inn

Pow Wow Point CampgroundPrinting Place, Inc.Quality Interchange, LLCRe/Max Tri-State RealtyRockwell, Joyce A., D.D.S.Satek WineryScheumann, Gary, D.D.S.S.C.U.R.R.T.Sea Dwellers And FriendsSheehan’s Imperial Estates Mobile Home Park.Silver Lake Mobile Home & RV ParkSowles Bay Yacht ClubSpecial Cutting ToolsStanley SteemerSteuben County Community Foundation, Inc.Steuben County REMCSteuben County Tourism BureauSteuben Lakes Regional Waste DistrictSteve Westrick Agency

Stock, John, RE/MAX REALTYThe Corner Landing, Inc.Timbers Casual Dining & LoungeTom’s DonutsTri-State Chiropractic ClinicTri-State DocksTrue Speech Transcription, Inc.Waggoner’s RV ParksWard CorporationWeed Patrol, Inc.Wernet, B. Lynn, CPA, CFPWhitmore, John M., Attorney At LawWilliams, Craig, Angola Wastewater TreatmentWillits, David, D.D.S.WLKI-FM 100Wunrow, Don N., C.P.A., P.C.Yoder Body ShopYogi Bear’s Jellystone Park

Thank You!

MEMORIALS ARE ACCEPTEDFOR ALL WHO WISH TO REMEMBER OR HONOR

OTHERS AND WILL BE PUT IN OUR GENERAL FUND ORSCHOLARSHIP FUND ACCORDING TO THEIR WISHES

We wish to thank the following contributors in 2007:Don & Janet Ahlersmeyer, Jim Aikman, Judith Armstrong, John & Barbara Baker, Harry& Ann Bancroft, Warren & Barbara Barnes, John Berger, Dennis & Vicki Berkey, VelmaBloom, Christene Burke, Michael Burkhalter, Jack Burkholder, Katherine Camp, PerryCarpenter, Jr., Mark & Dawn Christman, Eldon & Doris Clark, Nancy G. Connavino,Richard & Ruth Craig, Edward G. Dooley, Dan & Paulette Downing, Elmer & MaxineFeatherston, William & Jacqueline Feil, Robert & Melody Ford, Steve & BrendaFranzman, Frank & Doris Goodale, C.D.Goodale, Dale & Ruth Graft, Tom & JudyGuthrie, Bill & Janet Hartsuff, Pamela Hawkins, John Hiatt, Peter & Delores Hippensteel,Hi-Vue Campground, Jack & Nadine Hodell, Thomas & Karen Israel, Tom & JaneKaiser, Dean & Gail Kelly, James & Jean Kinder, Leo & Margo Knight, Robert & RuthKopko, James & Linda Krouse, Ron & Kay Kummer, Jim & Debby Lemmel, LarryLyman, Scott MacDonald, Berdena Mann, Ronald & Annette Matthews, MyrnaMcCracken, Ralph & Margaret McDowell, Stephen & Susan McDowell, KatherineMcGough, Betty Moody, Shirley Mowry, Stephen & Irene Murray, Arthur & Sue Myers,Louise Reed, Philip & Jeanne Reid, Gregg & Dianne Reidenbach, Richard & BeverlyRossmeier, Donald & Dorene Scheimann, Don & Carolyn Schenkel, Eve Schloser, BillSchmidt, John & Dorothy Scott, Dale Seiberling, Philip A. Shafer, Leonard & BarbaraSheffield, Spring Point Association, William & Thresa Steward, Larry Thomas, Dan &Margo Toigo, Donald & Elizabeth Trennepohl, Joanne Thoorsell, Jason & Diane Turner,Marilyn A. Vachon, William & Adele Wangler, P. J. Warner, David & James Wiegman,Kenneth & Jeanne Willis, Sarah E. Yoder, David & Myra Zoll, David D. Zook.