Annual Statistical Digest - Federal Reserve Bank of St. Louis
190
Board of Governors of the Federal Reserve System, Washington, D.C. ANNUAL STATISTICAL DIGEST 1994 Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis
Annual Statistical Digest - Federal Reserve Bank of St. Louis
Annual Statistical DigestBoard of Governors of the Federal Reserve
System, Washington, D.C.
ANNUAL STATISTICAL DIGEST
November 1995
Copies of this publication may be obtained from Publications
Services, Board of Governors of the Federal Reserve System,
Washington, DC 20551. The price is $25.00 per copy. Remittances
should be made payable to the order of the Board of Governors of
the Federal Reserve System in a form collectible at par in U.S.
currency. Stamps and coupons are not acceptable.
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Preface
The Annual Statistical Digest is designed as a compact source of
economic—and, especially, financial—data. The object is to lighten
the burden of assembling time series by providing a single source
of historical continuations of the statistics carried regularly in
the Federal Reserve Bulletin.
The Digest also offers a continuation of series that for- merly
appeared regularly in the Bulletin, as well as certain special,
irregular tables, which the Bulletin also once carried. The
domestic nonfinancial series included are those for which the Board
of Governors is the primary source. Sources of data other than the
Federal Reserve are listed in Part 3—Notes to Tables.
This issue of the Digest covers data for the year 1994, except as
noted in the table title. The Digest serves to maintain the
historical series published in Banking and Monetary Statistics,
1949-1970, and the Digests, for 1970-1979, 1980-89, and 1990
through 1993.
In this issue, series include revisions to all the data available
through July 1995. The current coverage of the series, any changes
in the coverage, and other pertinent details are given in Part
3—Notes to Tables.
The numbering system for the tables contained in this issue differs
slightly from those in previous issues of the Digest and in the
Bulletin. As a guide to tables that cover the same material in
these publications, the Board's staff has prepared a concordance,
which accompanies this Digest. Suggestions for making the Digest
more useful may be sent to the Economic Editing Section, Mail Stop
130, Board of Governors of the Federal Reserve System, Washington,
DC 20551.
Annual issues of the Annual Statistical Digest are being
discontinued with this issue. The next issue, to be published in
1996, will cover the years 1990 through 1995.
Please note that the index refers to table numbers, not page
numbers.
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Abbreviations and Symbols
ATS Automatic transfer service IO CD Certificate of deposit IPCs
CMO Collateralized mortgage obligation IRA FDICIA Federal Deposit
Insurance Corporation MMDA
Improvement Act of 1991 NOW FFB Federal Financing Bank OCD FHA
Federal Housing Administration OPEC FHLBB Federal Home Loan Bank
Board OTS FHLMC Federal Home Loan Mortgage Corporation PO FmHA
Farmers Home Administration REIT FNMA Federal National Mortgage
Association REMIC FSLIC Federal Savings and Loan Insurance
Corporation RP G-7 Group of Seven RTC G-10 Group of Ten SCO GNMA
Government National Mortgage Association SDR GDP Gross domestic
product SIC HUD Department of Housing and Urban Development SMSA
IBF International banking facility VA IMF International Monetary
Fund
Interest only Individuals, partnerships, and corporations
Individual retirement account Money market deposit account
Negotiable order of withdrawal Other checkable deposit Organization
of Petroleum Exporting Countries Office of Thrift Supervision
Principal only Real estate investment trust Real estate mortgage
investment conduit Repurchase agreement Resolution Trust
Corporation Securitized credit obligation Special drawing right
Standard Industrial Classification Standard metropolitan
statistical area Veterans Administration
n.a. n.e.c. *
Not available Not elsewhere classified Amount is less than one-half
the smallest unit in the table (for example, less than 50,000 when
the data are shown in
millions to one decimal place). Not applicable
"U.S. government securities'* may include issues of U.S. government
agencies.
In some of the tables details do not sum to totals because of
rounding.
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Contents
The data shown in this issue of the Digest are in general for 1994,
The exceptions are indicated in parentheses after the table
titles.
Part 1—Regular Tables
1. Reserves, money stock, liquid assets, and debt measures A.
Quarterly changes, 1991-94 3 B, Monthly changes 4
2. Reserves of depository institutions and Reserve Bank credit A.
Monthly averages of daily figures 5 B. Weekly averages of daily
figures 6 C. Wednesday figures 9 D. End-of-month figures 12
3. Reserves and borrowings of depository institutions A. Prorated
monthly averages of biweekly averages 13 B. Biweekly averages of
daily figures 13
4. Selected borrowings in immediately available funds of large
commercial banks 14 5. Federal Reserve Bank interest rates,
1985-94
A. Adjustment credit to depository institutions 16 B. Seasonal
credit to depository institutions 16 C. Extended credit to
depository institutions 16
6. Reserve requirements of depository institutions, December 31 16
7. Federal Reserve open market transactions 17 8. Federal Reserve
Banks
A. Consolidated condition statement 18 B. Federal Reserve note
statement 19 C. Maturity distribution of loan and security holding
19
9. Debits and deposit turnover at commercial banks A. Seasonally
adjusted 20 B. Not seasonally adjusted 20
10. Money stock, liquid assets, and debt measures A. Seasonally
adjusted 21 B. Not seasonally adjusted 21
11. Aggregate reserves of depository institutions and monetary base
A. Adjusted for changes in reserve requirements .. 22 B. Not
adjusted for changes in reserve requirements 22
12. Deposit interest rates and amounts outstanding 23 13. Assets
and liabilities of commercial banks, 1988-94
A. All commercial banking institutions 24 B. Domestically chartered
commercial banks 31
14. Assets and liabilities of all large weekly reporting commercial
banks 38 15. Assets and liabilities of large weekly reporting U.S.
branches and agencies of foreign banks 46 16. Commercial paper and
bankers dollar acceptances outstanding
A. Commercial paper 50 B. Bankers dollar acceptances 50
17. Prime rate charged by banks on short-term business loans
50
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Contents—continued
18. Interest rates in money and capital markets A. Annual and
monthly averages 51 B. Weekly averages 52
19. Stock market—Selected statistics A. Prices and trading volume
56 B. Customer financing 56 C Margin requirements 56
20. Federal fiscal and financing operations 57 21. U.S.
budget
A. Receipts 58 B. Outlays 58
22. Federal debt subject to statutory limitation 59 23. Gross
public debt of the U.S. Treasury: Types and ownership, 1993-94 59
24. U.S. government securities dealers
A. Transactions 60 B. Positions 62 C. Financing 63
25. Debt of federal and federally sponsored credit agencies 66 26.
New security issues of tax-exempt state and local governments 66
27. New security issues of U.S. corporations 67 28. Open-end
investment companies, net sales and assets 67 29. Nonfarm business
expenditures on new plant and equipment 67 30. Domestic finance
companies: Assets and liabilities 68 31. Domestic finance
companies: Consumer, real estate, and business credit 68 32.
Markets for conventional mortgages on new homes 69 33. Mortgage
debt outstanding, by type of holder and type of property, 1991-94
70 34. Consumer installment credit 72 35. Terms of consumer
installment credit 73 36. Flow of funds accounts—Financial assets
and liabilities, 1993-94
A. All sectors 74 B, Private nonbank financial institutions
77
37. Flow of funds accounts (1985-94) A. Summary of credit market
debt outstanding, by sector 80 B. Summary of financial assets and
liabilities 81 C. Financial assets and liabilities, by sector
82
38. Nonfinancial business activity, selected measures 84 39.
Output, capacity, and capacity utilization
A. Output 84 B. Capacity 85 C. Capacity utilization rate 85
40. Labor force, employment, and unemployment 86 41. Industrial
production: Indexes and gross value
A. Major markets 87 B. Major industries 88
42. Housing and construction (1993-94) 89 43. Consumer and producer
prices 91 44. Summary of U.S. international transactions, 1993-94
92 45. U.S. foreign trade 93 46. US. reserve assets 93 47. Foreign
official assets held at Federal Reserve Banks 93 48. Liabilities to
and claims on foreigners, payable in foreign currencies, reported
by banks in the United States (1993-94) . 93
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49. Selected US. liabilities to foreign official institutions
(1992-94) A. By type 94 B. By area 94
50. Liabilities to foreigners, payable in US. dollars, reported by
banks in the United States, 1993-94 A. By holder and type of
liability 95 B. By area and country 97
51. Banks' own claims on foreigners, payable in U.S. dollars,
reported by banks in the United States, 1993-94 99 52. Banks' own
and domestic customers' claims on foreigners, payable in U.S.
dollars, reported by banks in the United
States, 1993-94 101 53. Banks' own claims on unaffiliated
foreigners, payable in US. dollars, reported by banks in the United
States, 1993-94 , 102 54. Claims on foreign countries held by U.S.
and foreign offices of US. banks, 1993-94 103 55. Liabilities to
unaffiliated foreigners reported by nonbanking business enterprises
in the United States, 1992-94 104 56. Claims on unaffiliated
foreigners, reported by nonbanking business enterprises in the
United States, 1992-94 105 57. Foreign transactions in securities,
1993-94 106 58. Marketable US. Treasury bonds and notes: Foreign
transactions, 1993-94 ,... 108 59. Discount rates of foreign
central banks « . . . 109 60. Foreign short-term interest rates 109
61. Index of weighted-average exchange value of US. dollar 109 62.
Foreign exchange rates 110 63. Terms of lending at commercial
banks: Survey of commercial and industrial loans, 1993-94 0 . . . I
l l 64. Assets and liabilities of US. branches and agencies of
foreign banks, December 31 .... 135
Part 2—Special Tables
65. Statement of condition of each Federal Reserve Bank ,,.. 149
66. Income and expenses of Federal Reserve Banks 150 67. Banks and
branches—Number in operation, by state 152 68. Changes in number of
banking offices in the United States
A. Head offices 154 B. Branches and additional offices 154
69. Percentage of total assets and total deposits held by ten
largest banking organizations (all commercial banks and trust
companies), by state 155
70. Financial assets of pension funds, totals for private and
public funds, 1983-94 166 71. Securities credit reported by nonbank
lenders subject to margin regulation, June 30, 1994 166 72.
Detailed debit and credit balances at brokers carrying margin
accounts, June 30, 1994 167
Part 3—Notes to Tables
Notes to regular tables 171 Notes to special tables 181
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Contents—continued
Index to tables 185
Discontinued Tables
Assets and liabilities of foreign branches of U.S. banks Insured
commercial bank assets and liabilities
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Part 1—Regular Tables
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1. Reserves, money stock, liquid assets, and debt measures, 1991-94
A. Quarterly changes Percent annual rate of change, seasonally
adjusted1
Reserves of depository institutions2
1 Total 2 Required . . . . . . . . . 3 Nonborrowed 4 Monetary
base*1
Concents of money, liquid assets, and debt4
5 Ml 6 M2 7 M3 8 L 9 Debt
Nontransaction components 10 In M25
11 In M3 only6 .
12 Savings, including MMDAs . . . . 13 Small time7
14 Large timeH-y . Thrift institutions
15 Savings, including MMDAs 16 Small time7
17 Large time8
Money market mutual funds 18 General purpose and broker— dealer 19
Institution-only
Debt components4
Concepts of monev, liquid assets, and debt4
5 Ml " . . 6 M2 7 M3 8 L 9 Debt . . .
Nontransaction componen ts 10 In M2S
11 Jn M3 only6
Time and savings deposits Commercial banks
12 Savings, including MMDAs 13 Small time7 . . 14 Large time*-y . .
. .
Thrift institutions 15 Savings, including MMDAs 16 Small
time7
17 Large time"
Money market mutual funds 18 General purpose and broker— dealer 19
Institution-only
Debt components4
3 4 3.5
4.2
8.1 4 5 1.4
11.2 2 2 2.6 3 4 5.7
- 1 5 4.6
7.7 1 |
- 1.1 8
11.8 2 8 1,3 1 5 5.6
-1 1 -64
2 3 -13 4 -4 6
1 5 -9 8
8 2 4 7
9 8 1 9
5 - i 4 4
= 2 9 39 4
9.7 2 7 2.5 20 5.0
- 4 1.0
3 5 3 1
QI | Q2
25 6 148 25 8 153 26 2 146 94 8 1
16 5 1 1 2 39 2 2 6 - 8 1 8 9 4 7 50
— 5 = 3 7 -38 =60
20 1 124 — 19 7 = 14 3 = 13 8 -13 5
21 4 1 8 2 — 24 0 - 30 7 -26 4 -33 1
- 1 5 -67 32 5 27 2
9 3 133 3 2 2.3
19
QI | Q2
3.3 -3.1 2 7 = 2 3 39 = 4 2 9 8 8.4
55 2 7 1 8 1 7
6 1.3 2 4 1 7 5 1 5.4
1 1 3 -59 -1.3
5.0 -3.7 -5 1 3 - 9 8
2 -.4 - 1 1 1 -58 -74 = 3 5
34 1 1 9 — 20 5 = 1 5 7
7 3 54 4 4 5.3
92
Q3
10 7 1 i
— 2 5 - 1 7
9 6 - 19 2 - 14 6
-4 7 34 7
7 5
2 8.6
160 2 6 - 2
1 8 4 0
-2 6 - 14 1
7.5 -22 5 -1 1.9
= 2 6 -22.6
7 1 2.9
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1. Reserves, money stock, liquid assets, and debt measures,
1991-9-1—Continued B, Monthly changes Percent annual rate of
change, seasonally adjusted1
Monetary or credit aggregate
Reserves of depository institutions2
Concepts of money, liquid assets, and debt4
5 Ml 6 M2 7 Ml 8 L . . 9 Debt
Nontransactitm components 10 In M2S
1 1 In M3 only" . .
Time and savings deposits Commercial banks
12 Savings, including MMDAs 13 Small time7
14 Large time*-" . . . Thrift institutions
15 Savings, including MMDAs . . 16 Small time' 17 Large time*-9
.
Money market mutual funds 1 8 General purpose and broker—dealer . .
. . 19 Institution-only
Debt components4
8 -3.8
8.4 -7.4
= 3.7 -20.1
2.1 =-3.1
.7 6 2
3 5 -4.8
3.1 4.1
7.6
-3 3 15.5
= 7.0 7.2 8.8
-9.5 -2 7
5 4 3.6 4 8 5.7 2 4
2.8 11.6
-3.1 6.4
10. 1
- 5 12.0
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2. Reserves of depository institutions and Reserve Bank credit,
1994' A. Monthly averages of daily figures Millions of
dollars
Factor
2 Bought outright — System account 3 Held under repurchase
agreements . . .
Federal agency obligations 4 Bought outright . . . . . . . . . . .
5 Held under repurchase agreements 6 Acceptances . . . , . .
Loans to depository institutions 7 Adjustment credit . . . . . . .
. . . . . . 8 Seasonal credit 9 Extended credit . . .
10 Float 1 1 Other Federal Reserve assets . . . .
12 Gold stock 13 Special drawing rights certificate account 14
Treasury currency outstanding
ABSORBING RESERVE FUNDS
15 Currency in circulation 16 Treasury cash holdings
Deposits, other than reserve balances, with Federal Reserve Banks
17 Treasury 18 Foreign . . . . . . . . 19 Service-related balances
and adjustments 20 Other 21 Other Federal Reserve liabilities and
capital 22 Reserve balances with Federal Reserve Banks-1
SUPPLYING RESERVE FUNDS
2 Bought outright— System account 3 Held under repurchase
agreements
Federal agency obligations 4 Bought outright 5 Held under
repurchase agreements , 6 Acceptances
Loans to depository institutions 7 Adjustment credit . . . 8
Seasonal credit 9 Extended credit . . . . . .
10 Float 1 1 Other Federal Reserve assets
12 Gold stock 13 Special drawing rights certificate account . . .
14 Treasury currency outstanding . . . . . .
ABSORBING RESERVE FUNDS
15 Currency in circulation 16 Treasury cash holdings
Deposits, other than reserve balances, with Federal Reserve Banks
17 Treasury 1 8 Foreign 19 Service- related balances and
adjustments 20 Other 21 Other Federal Reserve liabilities and
capital 22 Reserve balances with Federal Reserve Banks-1
Jan.
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2. Reserves of depository institutions and Reserve Bank credit,
19941—Continued B. Weekly averages of daily figures, ending on date
indicated Millions of dollars, week ending Wednesday
Factor
2 Bought outright- -System account . 3 Held under repurchase
agreements
Federal agency obligations 4 Bought outright . . . 5 Held under
repurchase agreements 6 Acceptances .
Loans to depository institutions 7 Adjustment credit 8 Seasonal
credit 9 Extended credit .
10 Float 1 1 Other Federal Reserve assets .
12 Gold stock 13 Special drawing rights certificate account 14
Treasury currency outstanding
ABSORBING RKSKRVK FUNDS
Deposits, other than reserve balances, with Federal Reserve
Banks
17 Treasury . . . . . . . . . . . . 1 8 Foreign 19 Service-related
balances and adjustments 20 Other 21 Other Federal Reserve
liabilities and capital 22 Reserve balances with Federal Reserve
Banks1
SUPPLYING RKSKRVK FUNDS
2 Bought outright —System account 3 Held under repurchase
agreements
Federal agency obligations 4 Bought outright 5 Held under
repurchase agreements 6 Acceptances
Loans to depository institutions 7 Adjustment credit 8 Seasonal
credit 9 Extended credit . .
10 Float . . 1 1 Other Federal Reserve assets
12 Gold stock 13 Special drawing rights certificate account 14
Treasury currency outstanding
ABSORBING RKSKRVK FUNDS
Deposits, other than reserve balances, with Federal Reserve
Banks
17 Treasury 1 8 Foreign 19 Service-related balances and adjustments
. . 20 Other 21 Other Federal Reserve liabilities and capital 22
Reserve balances with Federal Reserve Banks1
Jan. 5
Mar. 2
1 1 ,013 8,018
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2. Reserves of depository institutions and Reserve Bank credit,
19941—Continued B. Weekly averages of daily figures, ending on date
indicated—Continued Millions of dollars, week ending
Wednesday
Factor
2 Bought outright — System account 3 Held under repurchase
agreements
Federal agency obligations 4 Bought outright 5 Held under
repurchase agreements 6 Acceptances
Loans to depository institutions 7 Adjustment credit 8 Seasonal
credit 9 Extended credit
10 Float 1 1 Other Federal Reserve assets
12 Gold stock . 13 Special drawing rights certificate account 14
Treasury currency outstanding , . .
ABSORBING RESERVE FUNDS
Deposits, other than reserve balances, with Federal Reserve
Banks
17 Treasury . 1 8 Foreign 19 Service-related balances and
adjustments . . 20 Other 21 Other Federal Reserve liabilities and
capital 22 Reserve balances with Federal Reserve Banks*1
SUPPLYING RESERVE FUNDS
2 Bought outright — -System account 3 Held under repurchase
agreements
Federal agency obligations 4 Bought outright . . . 5 Held under
repurchase agreements 6 Acceptances
Loans to depository institutions 7 Adjustment credit 8 Seasonal
credit . . . . . . . . . . . . . . 9 Extended credit
10 Float 1 1 Other Federal Reserve assets
12 Gold stock 13 Special drawing rights certificate account 14
Treasury currency outstanding
ABSORBING RESERVE FUNDS
Deposits, other than reserve balances, with Federal Reserve
Banks
1 7 Treasury 18 Foreign . 19 Service-related balances and
adjustments 20 Other 21 Other Federal Reserve liabilities and
capital 22 Reserve balances with Federal Reserve Banks3
May 11
22,441
22,475
3 938 129
Sept, 7
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2. Reserves of depository institutions and Reserve Bank credit,
19941—Continued B. Weekly averages of daily figures, ending on date
indicated—Continued Millions of dollars, week ending
Wednesday
Factor
2 Bought outright— System account 3 Held under repurchase
agreements . .
Federal agency obligations 4 Bought outright 5 Held under
repurchase agreements 6 Acceptances
Loans to depository institutions 7 Adjustment credit 8 Seasonal
credit 9 Extended credit
10 Float . . . . 1 1 Other Federal Reserve assets
12 Gold stock 13 Special drawing rights certificate account 14
Treasury currency outstanding
ABSORBING RESERVE FUNDS
1 5 Currency in circulation 16 Treasury cash holdings
Deposits, other than reserve balances, with Federal Reserve
Banks
1 7 Treasury 18 Foreign 19 Service-related balances and adjustments
20 Other 21 Other Federal Reserve liabilities and capital 22
Reserve balances with Federal Reserve Banks3
SUPPLYING RESERVE FUNDS
2 Bought outright—System account 3 Held under repurchase
agreements
Federal agency obligations 4 Bought outright 5 Held under
repurchase agreements 6 Acceptances
Loans to depository institutions 7 Adjustment credit , . 8 Seasonal
credit 9 Extended credit
10 Float 1 1 Other Federal Reserve assets
12 Gold stock 13 Special drawing rights certificate account 14
Treasury currency outstanding
ABSORBING RKSKRVK FUNDS
Deposits, other than reserve balances, with Federal Reserve
Banks
17 Treasury 18 Foreign 19 Service-related balances and adjustments
20 Other 21 Other Federal Reserve liabilities and capital 22
Reserve balances with Federal Reserve Banks3
Sept. 14
Dec. 7
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2. Reserves of depository institutions and Reserve Bank credit,
19941—Continued C. Wednesday figures Millions of dollars
Factor
2 Bought outright— System account 3 Held under repurchase
agreements . . .
Federal agency obligations 4 Bought outright 5 Held under
repurchase agreements 6 Acceptances
Loans to depository institutions 7 Adjustment credit 8 Seasonal
credit 9 Extended credit
10 Float 1 1 Other Federal Reserve assets
12 Gold stock 13 Special drawing rights certificate account 14
Treasury currency outstanding
ABSORBING RESERVE FUNDS
Deposits, other than reserve balances, with Federal Reserve
Banks
17 Treasury 18 Foreign . . 19 Service-related balances and
adjustments 2 0 Other . . . . . 21 Other Federal Reserve
liabilities and capital 22 Reserve balances with Federal Reserve
Banks'1 . .
SUPPLYING RESERVE FUNDS
2 Bought outright— System account 3 Held under repurchase
agreements
Federal agency obligations 4 Bought outright 5 Held under
repurchase agreements . . . 6 Acceptances
Loans to depository institutions 7 Adjustment credit . 8 Seasonal
credit 9 Extended credit . . .
1 o Float 1 1 Other Federal Reserve assets . .
12 Gold stock . . . . 13 Special drawing rights certificate account
14 Treasury currency outstanding . . , . . . . .
ABSORBING RESERVE FUNDS
Deposits, other than reserve balances, with Federal Reserve
Banks
17 Treasury . . 1 8 Foreign 19 Service-related balances and
adjustments 20 Other . . 21 Other Federal Reserve liabilities and
capital 22 Reserve balances with Federal Reserve Banks3
Jan. 5
377 743
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2. Reserves of depository institutions and Reserve Bank credit,
1994'—Continued C. Wednesday figures—Continued Millions of
dollars
Factor
? Bought outright— System account 1 Held under repurchase
agreements
Federal agency obligations 4 Bought outright . . *> Held under
repurchase agreements 6 Acceptances . . . .
Loans to depository institutions 7 Adjustment credit . . . . . . .
. 8 Seasonal credit 9 Extended credit . . . .
It) Float 1 1 Other Federal Reserve assets . .
12 Gold stock 11 Special drawing rights certificate account 1 4
Treasury currency outstanding . . . . .
ABSORBING RKSI-RVK FUNDS
1 S Currency in circulation . . . . . . , . . . , , 16 Treasury
cash holdings
Deposits, other than reserve balances, with Federal Reserve
Banks
1 7 Treasury 1 8 Foreign . . . . 19 Service-related balances and
adjustments 20 Other . . . 21 Other Federal Reserve liabilities and
capital 22 Reserve balances with Federal Reserve Banks1 . . . . .
.
SUPPLYING RKSKRVK FUNDS
1 Reserve Bunk credit outstanding U.S. government securities2
2 Bought out right—System account 1 Held under repurchase
agreements
Federal agency obligations 4 Bought outright . 5 Held under
repurchase agreements 6 Acceptances
Loans to depository institutions 7 Adjustment credit 8 Seasonal
credit 9 Extended credit
U) Float 1 1 Other Federal Reserve assets
1? Gold stock 13 Special drawing rights certificate account 14
Treasury currency outstanding*
ABSORBING RKSKKVK FUNDS
Deposits, other than reserve balances, with Federal Reserve
Banks
1 7 Treasury 1 8 Foreign 19 Service=i*elated balances and
adjustments 20 Other . . . 21 Other Federal Reserve liabilities and
capital 22 Reserve balances with Federal Reserve Banks-1
May 1 1
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2. Reserves of depository institutions and Reserve Bank credit,
19941—Continued C. Wednesday figures—Continued Millions of
dollars
Factor
2 Bought outright — System account 3 Held under repurchase
agreements . . . . . . .
Federal agency obligations 4 Bought outright . . . . . . . . . 5
Held under repurchase agreements 6 Acceptances . . . . .
Loans to depository institutions 7 Adjustment credit . . . . . . 8
Seasonal credit 9 Extended credit . . . .
10 Float 1 1 Other Federal Reserve assets . . . . . .
12 Gold stock . . . . . . . 13 Special drawing rights certificate
account 14 Treasury currency outstanding .
ABSORBING RESERVE-: FUNDS
Deposits, other than reserve balances, with Federal Reserve
Banks
17 Treasury . 1 8 Foreign 19 Service- related balances and
adjustments 20 Other 21 Other Federal Reserve liabilities and
capital 22 Reserve balances with Federal Reserve Banks3
SUPPLYING RESERVE FUNDS
2 Bought outright—System account 1 Held under repurchase agreements
. .
Federal agency obligations 4 Bought outright . . . . 5 Held under
repurchase agreements 6 Acceptances . . . . . . . . . . .
Loans to depository institutions 7 Adjustment credit 8 Seasonal
credit . . . . . . 9 Extended credit
10 Float . . . . 1 1 Other Federal Reserve assets
12 Gold stock . . . 13 Special drawing rights certificate account
14 Treasury currency outstanding . . .
ABSORBING RESERVE FUNDS
Deposits, other than reserve balances, with Federal Reserve
Banks
17 Treasury . . 1 8 Foreign 19 Service -related balances and
adjustments 20 Other . . . . . . . 21 Other Federal Reserve
liabilities and capital 22 Reserve balances with Federal Reserve
Banks3
Sept. 14
22,882
22,917
22,934
22,947
22,961
22 974
22,987
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2. Reserves of depository institutions and Reserve Bank credit,
19941—Continued D. End-of-month figures Mil l ions of dollars
Factor Jan. Feb. Mar. Apr. May June
SUPPLYING RHSKKVU FUNDS
1 Reserve Bank eredit outstanding 382,176 375,262 381,269 381,576
386,79? 396,529 U.S. government securities3
2 Bought outright -System account 331,995 333,404 337,260 343,079
344,365 347,644 3 Held under repurchase agreements 8,657 4,925
5,300 0 4,405 10,059
Federal agency obligations 4 Bought outright 4,437 4,335 4,227
4,047 3,977 3,920 5 Held under repurchase agreements 519 160 150 0
1,300 580 6 Acceptances T 0 0 0 0 0 0
Loans to depository institutions 7 Adjustment credit 109 34 426 151
76 415 8 Seasonal credit 12 14 37 82 164 286 9 Extended credit 0 0
0 0 0 0
10 Float 2,453 382 444 47 473 866 1 1 Other Federal Reserve assets
33,993 32,008 33,424 34,169 32,038 32,760
12 Gold stock . 11,053 11,053 11,052 11,053 11,052 11,052 13
Special drawing rights certificate account 8,018 8,018 8,018 8,018
8,018 8,018 14 Treasury currency outstanding . 22,160 22,232 22,324
22,382 22,461 22,534
ABSORBING RKSHRVH FUNDS
15 Currency in circulation 360,919 364,947 369,038 370,701 377,939
382,159 16 Treasury cash holdings 378 365 370 378 361 353
Deposits, other than reserve balances, with Federal Reserve Banks
17 Treasury 21,541 4,S86 6,18! 7,965 5.675 9,356 18 Foreign 257 191
454 171 174 604 19 Service-related balances and adjustments 6,697
7,226 6,232 6,322 5,975 6,138 20 Other 255 373 316 312 278 2«6 21
Other Federal Reserve liabilities and capital 9,759 10,337 10,618
10,189 10,836 11,825 22 Reserve balances with Federal Reserve
Banks1 23,60! 28,240 29,455 26,990 27,091 27,412
July | Aug. [ Sept. | Oct. | Nov. [ ~Dec"
SUPPLY I N C i RKSHRVH FUNDS
1 Reserve Bank credit outstanding 390,930 393,969 393,466 395,756
402,176 411,368 U.S. government securities"
2 Bought outright-System account 348,838 349,110 353,010 352,313
359,190 364,519 3 Held under repurchase agreements 2,770 6,519
2,140 3,615 6,510 9,565
Federal auency obligations 4 Bought outright 3,900 3,837 3,806
3,744 3,674 3,637 5 Held under repurchase agreements 1,350 1,732
370 400 1,655 1,025 6 Acceptances 0 0 0 0 0 0
Loans to depository institutions 7 Adjustment credit 39 35 69 17 31
148 8 Seasonal credit 420 459 436 247 113 75 9 Fxtended credit . 0
0 0 0 0 0
10 Float -9 317 188 579 424 716 1 1 Other Federal Reserve assets .
33,623 31,960 33,448 34,841 31,428 33,115
12 Gold stock , . 11,052 11,054 11,054 11,053 11,052 11,051 13
Special drawing rights certificate account 8,018 8,018 8,018 8,018
8,018 8,018 14 Treasury currency outstanding 22,604 22,709 22,786
22,865 22,934 23,001
AHSOKUINC; RHSHKVK FUNDS
15 Currency in circulation 382,244 386,058 385,572 389,682 396,795
403,850 16 Treasury cash holdings 352 368 363 363 389 335
Deposits, other than reserve balances, with Federal Reserve Banks
17 Treasury 3,683 5,994 6,848 5,164 5,348 7,161 I K Foreign IB2 188
342 223 230 250 19 Service-related balances and adjustments 5,707
5,514 5,032 4,782 4,451 4,463 20 Other 244 289 318 392 302 876 21
Other Federal Reserve liabilities and capital 11,394 10,864 12,012
12,584 11,133 11,959 22 Reserve balances with Federal Reserve
Banks1 28,799 26,476 24,837 24,502 25,532 24,543
12
3. Reserves and borrowings of depository institutions, 19941
A. Prorated monthly averages of biweekly averages1
Millions of dollars
Reserve classification Jan. Fe
1 Reserve balances with Reserve Banks2 . . . . 27,817 26, 2 Total
vault cash3 . 37.902 36. 3 Applied vault cash4
4 Surplus vault cash5
. . 34,254 32,
. . 3,647 3,
7 Excess reserve balances at Reserve Banks7 1 ,448 1
8 Total borrowings at Reserve Banks8 73 9 Seasonal borrowings 1
5
10 Extended credit9 0
b. Mar. Apr. May
922 27,396 29,614 26,790 296 35,589 35,222 35,897 671 32,208 32,027
32,483 625 3,380 3,195 3,414 593 59,605 61,641 59,273 454 58,638
60,489 58,358
140 967 1,151 915 70 55 124 200 15 24 57 134 0 0 0 0
June July Aug. Se pt. Oct. Nov. Dec.
26,502 25,996 25,284 25,157 24,745 24,715 24,658 36,906 37,644
37,618 38,433 38,231 38,933 40,365 33,422 34,096 34,052 34,794
34,745 35,291 36,682 3,484 3,548 3,566 3,639 3,486 3,642
3,683
59,924 60,092 59,337 59,951 59,490 60,006 61,340 58,819 58,985
58,333 58,891 58,686 58,999 60,172
1,105 1,107 1,004 1,060 804 ,008 1,168 333 458 469 487 380 249 209
226 364 445 444 339 164 100
0 0 0 0 0 0 0
B. Biweekly averages of daily figures' Millions of dollars; two
week periods ending on dates indicated
Reserve classification
1 Reserve balances with Reserve Banks2 . . 2 Total vault
cash3
3 Applied vault cash4
4 Surplus vault cash5
Banks7
10 Extended credit9
1 Reserve balances with Reserve Banks2 . . 2 Total vault
cash3
3 Applied vault cash4
4 Surplus vault cash5
5 Total reserves6
6 Ret] ui red reserves 7 Excess reserve balances at Reserve
Banks7 . . . . 8 Total borrowings at Reserve Banks8 . . . 9
Seasonal borrowings
10 Extended credit9
1 Reserve balances with Reserve Banks2 . . 2 Total vault
cash3
3 Applied vault cash4
4 Surplus vault cash5
Banks7 . . 8 Total borrowings at Reserve Banks8 . . . 9 Seasonal
borrowings
10 Extended credit9
Jan. 5
Banks7
Jan. 19
Aug. 3
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve
Bank of St. Louis
4. Selected borrowings in immediately available funds of large
banks, 19941
Millions of dollars, averages of daily figures
Federal funds purchased, repurchase agreements, and other selected
borrowings
From commercial banks in the United States 1 For one day or under
continuing contract 2 For all other maturities . . . .
From other depository institutions, foreign banks and official
institutions, and U.S. government agencies
1 For one day or under continuing contract 4 For a l l other
maturities . . . .
Repurchase agreements on U.S. government and federal agency
securities
Brokers and nonbank dealers in securities 5 For one day or under
continuing contract 6 For all other maturities , . . .
All other customers 7 For one day or under continuing contract 8
For all other maturities
Ml-IMO federal funds loans and resale agreements in
immediately available funds in maturities of one day or under
continuing contract
9 To commercial banks in the United States 10 To all other
specified customers" .
Federal funds purchased, repurchase agreements, and other selected
borrowings
From commercial banks in the United States 1 For one day or under
continuing contract 2 For all other maturities
From other depository institutions, foreign banks and official
institutions, and U.S. government agencies
3 For one day or tinder continuing contract 4 For all other
maturities . . . . . . . .
Repurchase agreements on U.S. government and federal agency
securities
Brokers and nonbank dealers in securities *) For one day or under
continuing contract 6 For all other maturities . .
All other customers 7 For one day or under continuing contract 8
For a l l other maturities
MKMO Federal funds loans and resale agreements in
immediately available funds in maturities of one day or under
continuing contract
9 To commercial banks in the United States K) To all other
specified customers" . . . . . . . . .
Federal funds purchased, repurchase agreements, and other selected
borrowings
From commercial banks in the United States 1 For one day or under
continuing contract 2 For all other maturities . . . . . . . .
.
From other depository institutions, foreign banks and official
institutions, and U.S. government agencies
3 For one day or under continuing contract 4 For all other
maturities . . .
Repurchase agreements on U.S. government and federal agency
securities
Brokers and nonbank dealers in securities 5 For one day or under
continuing contract 6 For ail other maturities
All other customers 7 For one day or under continuing contract 8
For all other maturities
MKMO Federal funds loans and resale agreements in
immediately available funds in maturities of one day or under
continuing contract
9 To commercial banks in the United States . . It) To all other
specified customers^
Week ending Monday
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve
Bank of St. Louis
4. Selected borrowings in immediately available funds of large
banks, 1994'—Continued Millions of dollars, averages of daily
figures
Source and maturity
Federal funds purchased, repurchase agreements, and other selected
borrowings
From commercial banks in the United States 1 For one day or under
continuing contract 2 For all other maturities
From other depository institutions, foreign banks and official
institutions, and U.S. government agencies
3 For one day or under continuing contract 4 For all other
maturities
Repurchase agreements on U.S. government and federal agency
securities
Brokers and nonbank dealers in securities 5 For one day or under
continuing contract 6 For all other maturities . .
All other customers 7 For one day or under continuing contract 8
For all other maturities
MEMO Federal funds loans and resale agreements in
immediately available funds in maturities of one day or under
continuing contract
9 To commercial banks in the United States 10 To all other
specified customers2
Week ending Monday
72,187 67,167 12,351 13,241
24,026 22,441 21,640 22,878
22,868 21,857 32,396 35,538
30,024 30,260 15,698 15,624
54,569 53,340 21,466 23,025
Federal funds purchased, repurchase agreements, and other selected
borrowings
From commercial banks in the United States 1 For one day or under
continuing contract 2 For all other maturities
From other depository institutions, foreign banks and official
institutions, and U.S. government agencies
3 For one day or under continuing contract 4 For all other
maturities . . .
Repurchase agreements on U.S. government and federal agency
securities
Brokers and nonbank dealers in securities 5 For one day or under
continuing contract 6 For all other maturities
All other customers 7 For one day or under continuing contract . .
8 For all other maturities
MBMO Federal funds loans and resale agreements in immediately
available
funds in maturities of one day or under continuing contract 9 To
commercial banks in the United States
10 To all other specified customers2
Federal funds purchased, repurchase agreements, and other selected
borrowings
From commercial banks in the United States 1 For one day or under
continuing contract 2 For all other maturities . . . .
From other depository institutions, foreign banks and official
institutions, and U.S. government agencies
3 For one day or under continuing contract 4 For all other
maturities
Repurchase agreements on U.S, government and federal agency
securities
Brokers and nonbank dealers in securities 5 For one day or under
continuing contract 6 For all other maturities
All other customers 7 For one day or under continuing contract 8
For all other maturities
MEMO Federal funds loans and resale agreements in immediately
available
funds in maturities of one day or under continuing contract 9 To
commercial banks in the United States . .
10 To all other specified customers2
Sept. 12
69,513 12,379
17,237 22,508
23,144 32,514
33,613 16,345
51,871 21,256
Nov. 7
75,506 16,685
17,472 22,074
22,406 30,936
34,363 16,875
60,309 22,347
July 25
63,759 12,684
24,808 22,832
23,534 33,366
30,074 16,439
52,643 23,194
Sept. 19
68,603 13,519
17,122 21,881
21,588 32,677
32,897 16,393
55,427 21,439
Nov. 14
72,680 14,817
18,901 22,471
23,109 29,056
33,299 16,955
61,075 22,091
Aug. 1
67,217 13,247
19,635 23,779
24,850 32,688
30,628 17,427
57,099 24,025
Sept. 26
69,748 13,863
20,778 21,300
22,503 31,861
32,826 17,661
61,185 22,985
Nov. 21
76,936 17,343
19,591 21,515
25,838 26,975
35,679 17,389
60,160 22,707
Aug. 8
68,623 13,445
20,748 23,850
21,927 32,239
29,336 16,255
52,838 21,588
Oct. 3
74,018 12,857
19,779 21,455
23,178 28,866
34,050 16,814
61,657 21,031
Nov. 28
75,917 15,437
18,073 21,391
17,864 32,825
34,426 19,751
63,006 22,601
Aug. 15
69,464 11,699
19,345 22,788
26,287 29,666
32,202 15,719
54,594 23,313
Oct. 10
76,922 12,492
19,023 20,655
23,964 29,424
33,091 16,528
58,607 21,283
Dec. 5
82,747 14,513
18,153 20,202
24,632 28,210
35,109 17,816
64,465 23,074
Aug. 22
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve
Bank of St. Louis
5. Federal Reserve Bank interest rates, 1985-1994 A. Adjustment
credit to depository institutions1
Percent per year, in effect December 31
Year
1985 1986 I9H7 I9H8 I9B9 1990 . , . . 1991 1992 .. . . 1 993 1994 .
. .
Boston
Percent per year, in effect December 31
Year
(985 1 986 1987 19H8 1989 1 990 1991 1992 .. . . 1 993 1994
Boston
New York
7.5 5.5
6 6.5
Phila- delphia
7.5 5.5
6 6.5
Cleve- land
7.5 5.5
6 6.5
Rich- mond
7.5 5.5
6 6.5
Atlanta
Chicago
St. Louis
7.5 5.5
6 6.5
Minne- apolis
7.5 5.5
6 6.5
Kansas City
7.5 5.5
6 6.5
Dallas
San Francisco
7.5 5.5
6 6.5
Percent per year, in effect December 31
Year
1985 1986 1987 1988 1989 1990 1991 . 1 992 1993 1 994
!985 1986 . . . . . . 1 987 1988 1989 1990 1991 .. . 1 992 1993
1994
Boston New York
Louis Minne- apolis
7.5 5.5
6 6.5
After 30 days of borrowing*
n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3 7 3 6 6,4
n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3 6 6.4
n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4
n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4
n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4
n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4
n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4
n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4
n.a. n.a. 7.7 9.5 8.9 B.O 4.8 3.7 3.6 6.4
n.a. n.a. 7.7 9.5 H.9 8.0 4.8 3.7 3.6 6.4
n.a. n.a. 7.7 9.5 H.9 8.0 4.8 3.7 3.6 6.4
n.a. n.a. 7.7 9.5 8.9 8.0 4.8 3.7 3.6 6.4
6. Reserve requirements of depository institutions, December 31,
19941
Type of deposit3
Net transaction accounts* 1 $0 mil l ion $54 0 mil l ion 2 More
than $54.0 mil l ion 1
3 No n personal time deposits'*
4 tiuroeurreney liabilities'*
7. Federal Reserve open market transactions, 19941
Millions of dollars
U.S. TREASURY SECURITIES
Outright transactions (excluding matched transactions)
Treasury bills 1 Gross purchases 2 Gross sales 3 Exchanges 4
Redemptions
Others within one year 5 Gross purchases 6 Gross sales 7 Maturity
shifts 8 Exchanges 9 Redemptions
One to five years 10 Gross purchases 1 1 Gross sales 12 Maturity
shifts 13 Exchanges
Five to ten years 14 Gross purchases 15 Gross sales 16 Maturity
shifts 17 Exchanges
More than ten years 18 Gross purchases 19 Gross sales 20 Maturity
shifts 21 Exchanges
All maturities 22 Gross purchases 23 Gross sales 24
Redemptions
Matched transactions 25 Gross purchases 26 Gross sales
Repurchase agreements 27 Gross purchases 28 Gross sales
29 Net change in U.S. Treasury securities
FEDERAL AGENCY OBLIGATIONS
Outright transactions 30 Gross purchases 3 1 Gross sales 32
Redemptions
Repurchase agreements 33 Gross purchases 34 Gross sales
Year
0 0 0
-125 0 =278 0 0 1 ,603
840 0 0 0 0 0 0 0 - 3 8 9 0 0 0
4,459 968 6,309 0 0 0 0 979 0
151,029 136,556 148,425 151,589 137,242 147,858
4,975 17,088 35,456 9,354 15,613 32,561
-479 778 9,771
31 62 70
Dec.
36 Total net change in System Open Market Account
-1,002 - 708 - 461 - 118 - 330 1,230 - 778 750 319 =1,393
28,880 -4,258 -2,784 4,114 189 6,921 8,155 -5,345 4,341
-1,872
= 32 1,185 -667
746 10,956 7,718
8. Federal Reserve Banks, 19941
A. Consolidated condition statement Millions of dollars, end of
month
Account
ASSETS
certificate account 3 Coin
Loans 4 To depository institutions 5 Other 6 Acceptances held
under
repurchase agreements . . .
Federal agency obligations 1 Bought outright 8 Held under
repurchase agreements .
9 Total U.S. Treasury securities . . .
10 Bought outright2
11 Bi l ls 12 Notes . . . 13 Bonds 14 Held under repurchase
agreements .
15 Total loans and securities
16 Items in process of collection . . . . 17 Bank premises
Other assets 18 Denominated in foreign
currencies3
22 Total deposits
23 Depository institutions . . . 24 U.S. Treasury— General account
. . 25 Forcigrv=Otficial accounts . . , 26 Other
27 Deferred credit items 28 Other liabilities and
accrued dividends5
30 Capital paid in . . . 31 Surplus 32 Other capital accounts
33 Total liabilities and capital accounts . . .
MHMO 34 Marketable U.S. Treasury
securities held in custody for foreign and international
accounts
Jan.
8,018 439
122 0
331 995 1 60 963 1 3 1 ,460 39,572
8,657
345,729
342,872
Mar. | Apr. | May | June | July
1 1 ,052 1 1 ,053 1 1 ,052 1 1 ,052 1 1 ,052
8,018 8,018 8,018 8,018 8,018 435 429 357 301 318
463 234 240 701 458 0 0 0 0 0
0 0 0 0 0
4,227 4,047 3 ,977 3 ,920 3,900 150 0 1,300 580 1,350
342,560 343,079 348,770 357,703 351,608
337,260 343,079 344,365 347,644 348,838 162,947 164 167 165,297
168,576 170072 133,858 137,445 138,686 138,686 138,384 40,455 41
,467 40,38 1 40,38 1 40,38 1
5,300 0 4,405 10,059 2,770
347,400 347,360 354,287 362,903 357,316
4,735 4,571 2,412 4,537 3,809 1,054 1,055 1,058 1,061 1,063
23,297 23,149 22,349 22,408 22,868 9,02 1 9,967 8,673 9,330
9,728
405,013 405,602 408,207 419,610 414,173
347,520 349,127 356,197 360,280 360,309
42,683 41,922 39,306 43,604 38,682
35,733 33,474 33,186 33,358 34,573 6,181 7,965 5,675 9,356
3,683
454 171 174 604 182 316 312 278 286 244
4,192 4,363 1,868 3,901 3 787
2,684 2,763 3,106 3,626 3 425
397,080 398,176 400,477 411,411 406,203
3,445 3,479 3,517 3,523 3,550 3,401 3,401 3,401 3,401 3 401 1,088
546 811 1,275 1,018
405,013 405,602 408,207 419,610 414,173
371,757 367031 372,886 382449 395 105
Aug.
2,140
359,830
3,615
360,336
9,565
378,969
Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve
Bank of St. Louis
8. Federal Reserve Banks, B. Federal Reserve note Millions of
dollars, end of month
1994'—Continued statement
2 LBSS: Held by Federal Reserve Banks
3 Federal Reserve notes, net
Collateral held against notes, net 4 Gold certificate account 5
Special drawing rights certificate
account 6 Other eligible assets 7 U.S. Treasury and agency
securities
320,504
339,575
C. Maturity distribution of loan Millions of dollars, end of
month
Type of holding and maturity
1 Total loans
4 Total U.S. Treasury securities . .
5 Within fifteen days6
6 Sixteen days to ninety days 7 Ninety-one days to one year 8 One
year to five years . . . 9 Five years to ten years
10 More than ten years .
1 1 Total federal agency obligations
12 Within fifteen days6
13 Sixteen days to ninety days . 14 Ninety-one days to one year 15
One year to five years 16 Five years to ten years 1 7 More than ten
years
Jan.
122
121
331,995
4,047
3,674
A. Seasonally adjusted
DKBITS To
Demand deposits1
bunks . . 3 Other banks
4 Other checkable deposits3
Duwsrr TURNOVER
Demand deposits2
banks 8 Other banks
9 Other checkable deposits3
Jan.
350,432.4
DKBITS To
Demand deposits2
1 1 Al l insured banks 12 Major New York City
banks 1 3 Other banks
14 Other checkable deposits3
DEPOSIT TURNOVER
Demand deposits2
banks 18 Other banks
19 Other checkable deposits3
Jan.
349,633.5
A. Seasonally adjusted Billions of dollars, averages of daily
figures
Item
Measures2
1 Ml 2 M2 3 M3 . . . 4 L 5 Debt
Ml components 6 Currency-1
MMDAs 13 Small time deposits9
14 Large time deposits10- "
MMDAs 16 Small time deposits9
17 Large time deposits10 . . . .
Money market mutual funds
19 Institution-only
Jan.
12 385 9
325 4 8.0
791 3 465.7 273.4
1 2 434 6
328 9 8 0
1 , 1 4 1 . 1 3,597.4 4 240 6 5,165.5
12 498 6
12 556 0
788 9 462.3 268.0
12,612 1
1 2 65 1 6
340 0 8 2
12 677 0
778 0 469.9 276.3
12 740 1
775 7 476.0 279.8
12 797 5
772 8 481.2 284.6
12 844 5
765 4 487.7 289.3
63.7
12 9 H 6
353 0 8 4
759 2 494,0 293,8
12 9*55 5
382.0 402.9
752 3 502.4 298.3
389.0 180.8
3,497.4 9,458.1
B. Not seasonally adjusted Billions of dollars, averages of dai ly
figures
Item
Measures- 22 Ml 23 M2 24 M3 25 L 26 Debt
Ml components 27 Currency3
32 In M3 only"
MMDAs 34 Small time deposits9
35 Large time deposits10- "
MMDAs 37 Small time deposits9
38 Large time deposits10 . . . .
Money market mutual funds
40 Institution-only
Debt components 43 Federal debt 44 Nonfederal debt
Jan.
12,378.4
1 , 1 3 1 4 3,596.1 4,238.2 5 165 9
12,459.1
12,499.1
12,636.6
12,691.8
12,753.8
3,438.6 9,315.2
12,804.0
12,884.8
391.2 3 1 7 . 1 64.3
387.1 183.1
116.7 157.6
3,499.0 9,448.2
11. Aggregate reserves of depository institutions and monetary
base, 19941
A. Adjusted for changes in reserve requirements2
Billions of dollars, averages of daily figures
Item
6 Total reserves7
extended credit* 9 Required reserves^
10 Monetary basey . , .
Jan. Feb. | Mar. Apr. 1 May June July Aug. Sept. Oct. Nov.
Dec.
Seasonally adjusted
60.65 60.57
60.57 59.20
Billions of dollars, averages of daily figures
Item
1 1 Total reserves" 12 Nonborrowed reserves 1 3 Nonborrowed
reserves plus
extended ered^ 14 Required reserves 15 Monetary base13
16 Kxeess reserves1'* 17 Bo r ro w i n gs fro m the Fede ra 1
Reserve
Jan.
59.07 59.59 59.64 58.36 58.82 58.99
406.59 410 94 414.39 .92 1 . 1 1 1.11
20 33 .46
59.11 58.69
12. Deposit interest rates and amounts outstanding, 1994 Commercial
and BIF-insured savings banks1
Item
2 Savings deposits3
Interest-bearing time deposits with balances of less than $100,000,
by maturity
3 7 to 9) days 4 92 to 182 days 5 183 days to 1 year 6 More than 1
year to 2'/2 years . . . 7 More than 2'/2 years
BIF-lNSURED SAVINGS BANKS*
9 Savings deposits3
Interest-bearing time deposits with balances of less than $100,000,
by maturity
(0 7 to 91 days 11 92 to 1 82 days 12 183 days to 1 year 13 More
than 1 year to 2'/2 years . . . 14 More than IVi years
INSURED COMMERCIAL BANKS
16 Savings deposits3
17 Personal 18 Nonpersonal
Interest-bearing time deposits with balances of less than $100,000,
by maturity
19 7 to 91 days 20 92 to 182 days 21 183 days to 1 year 22 More
than 1 year to 2'/2 years . . . 23 More than 2'/2 years
24 IRA and Keogh plan accounts
BIF-INSURED SAVINGS BANKS'*
26 Savings deposits3
27 Personal 28 Nonpersonal
Interest-bearing time deposits with balances of less than $100,000,
by maturity
29 7 to 9 1 days 30 92 to 182 days 31 1 83 days to 1 year 32 More
than 1 year to 2'/2 years . . 33 More than 2'/2 years
34 IRA and Keogh plan accounts
Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec.
Interest rates (annual effective yields)2
1.84 2.46
1.89 2.62
1.82 2.43
1.88 2,64
1.82 2.43
1.83 2.63
1.81 2.45
1.86 2.65
1.83 1.82 2.50 2.54
2.99 3.08 3.28 3.36 3.64 3.76 4.12 4.26 4.89 5.02
1.86 1.88 2.67 2.69
2.77 2.84 3.21 3.41 3.67 3.92 4.12 4.38 5.08 5.24
1.83 2.57
1.89 2.67
1.85 2.63
1.89 2.74
1.87 2.67
1.91 2.78
1.88 2.72
1.88 2.76
1.92 2.81
1.91 2.83
1.96 2.91
1.95 2.88
293,806 771,559 606,615 164,944
143,875
19,395
143,409
19,474
142,002
19,447
142,448
19,860
29,950 28,763 104,400 102,439 148,102 151,165 140,764 144,686
180,381 181,843
142,047 142,513
2,702 2,614 12,822 12,515 17,444 J7.310 16,477 16,493 21,546
21,079
19,772 19,511
142,649
19,757
19,445
19,532
142,896
19,550
19,532
19,325
23
13. Assets and liabilities of commercial banks, 1988-19941
A. All commercial banking institutions Billions of dollars, monthly
averages of Wednesday figures
Axsctx 1 Bank credit 2 Securities in bank credit 3 U.S. government
securities . . . . . 4 Other securities 5 Loans and leases in hank
credit- . . . . 6 Commercial and industrial 7 Real estate 8
Revolving home equity 9 Other
10 Consumer . . . . 1 1 Security-1
12 Other . . . 13 Interbank loans4
14 Cash assets*** 15 Other assets6
16 Total assets7
Liabilities 17 Deposits 18 Transaction 19 Nontransaction 20 Large
time 21 Other 22 Borrowings 23 From banks in the United States . .
. . 24 From nun banks in the United States . 2S Net due to related
foreign offices 26 Other l iabi l i t ies*
27 Total liabilities
28 Residual (assets less l iabil i t ies) '*
Av.w/.v 29 Bunk credit 30 Securities in bank credit 31 U.S.
government securities 1? Other securities 33 Loans and leases in
bank credit- . . . . 34 Commercial and industrial 35 Real estate 36
Revolving home equity 37 Other 3H Consumer 39 Security1
40 Other 41 Interbank loans"* 42 Cash assets'* 43 Other assets'1 .
. . . . .
44 Total assets7
Liahiliticx 4^ Deposits 46 Transaction 47 Nontransaction 48 Large
time . . . 49 Other 50 Borrowings 5 1 From banks in the United
States . . . . 52 From nonbanks in the United States . 53 Net due
to related foreign offices . . . . . 54 Other liabilities*
55 Total liabilities
1988
Jan.
8.7 130.7
Feb. | Mar. | Apr.
2,287.1 2 300 2 2,321.9 538.9 539.1 542.7 342.5 341.8 344.0 196.3
197.3 198.7
1,748.2 1,761.1 1.779.2 574.4 576.7 581.4 604.3 610.0 616.6
32.2 32.9 33.7 572.0 577.1 583.0 335.6 339.1 342.7 40.6 42. 1
43.2
193.3 193.1 195.3 163.7 163.0 168.9 220.5 218.9 222.3 174.3 174.2
179.1
2,784.1 2,794.5 2,829.3
2,00*5 2 2 015 4 2,026.3 595.1 597.1 603.1
1,410.1 1,418.3 1,423.2 406.6 408.3 404.8
1,003.5 1,010.0 1,018.4 450.4 463.2 477.2 163.2 163.4 169.0 287.2
299.8 308.2
1.9 -0.4 7.2 13 I . I 131.0 135.2
2,588.6 2,609.3 2,645,9
195.6 185.2 183.4
7.7 136.8
June July
Seasonally adjusted
2,361.7 2,376 5 549.6 553.5 349 8 153 9 199.8 199.6
1,812.0 1,823.0 591.9 595.9 631.0 638.1
35.2 36.0 595.8 602.1 347.5 350.1 44.0 41.9
197.7 197.1 168.8 166.1 227.7 227.1 182.4 183.8
2,877.6 2,890.1
1,441.3 1,451.5 410.9 416.8
1 ,030.4 1 ,034.6 479.4 484.7 171.5 174.8 307.9 310.0
10.2 13.2 137.6 137.6
1,830.3 595.4 646.7
195.5 161.3 222.5 186.8
20.9 139.5
1,837.3 597.3 654.3
37.7 616.6 353.4
2,899.7
1,848.4 600.5 660.6
193.4 164.3 223.4 182.9
2,780.2
9.5 132.4
2,594.5
185.7
2,284.5 2,298.0 2,322.0 540.3 541.9 544.5 344.0 344.5 345.9 196.3
197.3 198.5
1,744.3 1,756.1 1,777.5 572.6 578.2 584.9 602.1 607.7 615.1
32.1 32.6 33.4 569.9 575.1 581.7 335.8 337.1 340.5 43.0 42.9
44.4
190.9 190.2 192.6 165.6 164.6 169.4 216.5 210.5 218.7 174.4 174.5
176.6
2,779.2 2,785.4 2,824.1
2 001 7 2 007 7 2,028.8 590.8 585.8 607.2
1,41 LO 1,421.9 1,421.6 408.2 410.9 404.8
1,002.8 1 ,011 .1 1,016.8 456.4 461.1 474.6 165.7 164.6 169.4 290.7
296.5 305.2
2.3 -1.9 3.4 131.3 131.2 131.7
2,591.7 2,598.1 2,638.5
187.4 187.2 185.6
1,811.7 1,819.4 593.8 595.1 631.2 638.8
35.1 35.8 596.1 603.0 345.8 347.4
43.7 40.9 197.2 197.1 163.9 163.1 225.0 226.1 180.8 182.6
2,868.0 2,877.8
1,440.4 1,452.9 410.4 416.1
9.1 12.1 135.4 135.4
196.8 160.7 215.7 184.5
11.5 D37.8
2,916.6
2,970.0
13. Assets and liabilities of commercial banks,
1988-19941—Continued A. All commercial banking
institutions—Continued Billions of dollars, monthly averages of
Wednesday figures
Assets 1 Bank credit 2 Securities in bank credit 3 U S . government
securities 4 Other securities 5 Loans and leases in bank credit2 .
. . . 6 Commercial and industrial 7 Real estate 8 Revolving home
equity 9 Other
10 Consumer 1 1 Security3
12 Other 13 Interbank loans4
14 Cash assets5
15 Other assets6
16 Total assets7
Liabilities 17 Deposits 1 8 Transaction 19 Nontransaction . 20
Large time . . . . 21 Other 22 Borrowings 23 From banks in the
United States . . . . 24 From nonbanks in the United States . 25
Net due to related foreign offices 26 Other liabilities'* . .
.
27 Total liabilities
28 Residual (assets less liabilities)9
Asset x 29 Bank credit 30 Securities in bank credit 31 U.S.
government securities 32 Other securities 33 Loans and leases in
bank credit2 . . . . 34 Commercial and industrial 35 Real estate 36
Revolving home equity 37 Other 38 Consumer 39 Security3
40 Other 41 Interbank loans4
42 Cash assets5
43 Other assets^
44 Total assets7
Liabilities 45 Deposits 46 Transaction 47 Nontransaction . . . . 48
Large time 49 Other 50 Borrowings 51 From banks in the United
States . . . 52 From nonbanks in the United States 53 Net due to
related foreign offices . . . . 54 Other liabi!itiesH
55 Total liabilities
1989
Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec.
Seasonally adjusted
3,001.5
667.6 674.6 366.1 367.5 42.3 44.6
194.2 195.0 167.8 168.1 222.2 217.0 187.2 188.2
3,023.0 3,030.8
1 ,090.4 1 ,094.6 530.3 520.0 181.4 177.7 348.9 342.3
5.2 13.8 142.4 142.5
3,140.6
1,155.9 547.6 191.9 355.7
2,969.2
2,987.0
667.7 674.8 364.6 365.8 39.8 44.2
191.8 194.9 162.5 163.1 219.2 214.5 185.4 186.5
3,011.4 3,021.8
6.7 12.6 140.1 140.2
14.4 143.9
17.7 142.7
706.7 375.9 43.3
3,172.7
13. Assets and liabilities of commercial banks,
1988-1994l—Continued A. All commercial banking
institutions—Continued Billions of dollars, monthly averages of
Wednesday figures
Account
Assets 1 Bank credit 2 Securities in bank credit 3 U.S. government
securities 4 Other securities 5 Loans and leases in bank credit2 .
. . . 6 Commercial and industrial 7 Real estate . , , 8 Revolving
home equity 9 Other
10 Consumer , . 1 1 Security3
12 Other 13 Interbank loans4
14 Cash assets^ 15 Other assets6 .
16 Total assets7
Liabilities 17 Deposits 18 Transaction 1 9 Nontransaetion 20 Large
time 21 Other 22 Borrowings . 23 From banks in the United States .
. . . 24 From non banks in the United States . 25 Net due to
related foreign offices 26 Other liabilities'*
27 Total liabilities
28 Residual {assets less liabilities)9
Assets 29 Bank credit 30 Securities in bank credit 31 U.S.
government securities 32 Other securities 33 Loans and leases in
bank credit2 . . . . 34 Commercial and industrial 35 Real estate 36
Revolving home equity 37 Other 38 Consumer 39 Security1
40 Other 41 Interbank loans4 . . 42 Cash assets5
43 Other assets6
44 Total assets'
Liabilities 45 Deposits 46 Transaction 47 Nontransaction 48 Large
time 49 Other 50 Borrowings . . 51 From banks in the United States
. . . . 52 From nonbanks in the United States , 53 Net due to
related foreign offices 54 Other liabilities**
55 Total liabilities
1990
Jan. | Feb. Mar. Apr. May June July Aug. Sept. | Get. Nov.
Dee.
Seasonally adjusted
2,027.4 2,035.4 637.3 637.3 775.6 784.2
51.4 52.1 724.2 732. 1 379.8 380.4 40.4 40.5
194,2 193.0 182.5 185.3 227.6 224.5 193.4 194.8
3,160.0 3,177.8
1,637.3 1,641.7 473.2 468.4
11.5 18.1 143.5 143.3
142.3
2,984.6
214.3
3,248.2
141.7
3,058.6
213.1
779.6 782.7 382.4 384.6 47.8 46.4
195.0 195.6 208.7 197.8 219.3 216.5 200.7 202.9
3,299.7 3,293.9
1,255.1 1,262.9 591.6 580.4 218.6 212.1 373.1 368.3 25.3 31.6
143.6 142.9
3,086.1 3,079.3
213.6 214.6
3,297.0 3,296.7
1,266.3 1,278.3 592.3 564.3 215.2 206.6 377.1 357.7 35.7 37.6
141.9 146.3
3,090.5 3,087.9
206.4 208.9
2,027.9 2,032.5 634.3 636.0 775.2 782.0
51.4 51.9 721.8 730 1 384.3 381.0 40.4 42.5
193.8 191.0 185.7 187.8 237.4 220.5 194.8 194.7
3,172.9 3,174.6
12.6 18.5 145.6 143.8
3,191.4
3,206.7
3,204.8
138.1
2,994.8
210.0
2,080.0 639.6 827.7 56.5
3,256.2
19,7 142,4
2,104.2 2,1 12.6 636.6 636.6 839.0 846. 1 59.1 61.1
779.9 785.0 384.0 385. 2 47.4 46.9
197.1 197.8 206.7 197.6 220.6 216.4 200.9 204.7
3,300.8 3,301.3
24.3 32.9 143.7 143.6
790.1 794.8 384.5 388.0 44.7 45.6
196.5 197.0 202.9 201.5 221.0 224.6 207.6 210.3
3,319.6 3,334.2
37.2 38.0 145.6 150.5
13. Assets and liabilities of commercial banks,
1988-19941—Continued A. All commercial banking
institutions—Continued Billions of dollars, monthly averages of
Wednesday figures
Assets 1 Bank credit 2 Securities in bank credit 3 U.S. government
securities 4 Other securities . . . 5 Loans and leases in bank
credit2 . . . . 6 Commercial and industrial 7 Real estate 8
Revolving home equity 9 Other . . . .
10 Consumer 1 1 Security3 . . . 12 Other 13 Interbank loans4 . . .
14 Cash assets5 . . . . 15 Other assets6
1 6 Total assets7
Liabilities 17 Deposits . . . . 18 Transaction 19 Nontransaction .
. 20 Large time 21 Other 22 Borrowings . . 23 From banks in the
United States . . . . 24 From nonbanks in the United States . 25
Net due to related foreign offices 26 Other liabilities8 . . .
.
27 Total liabilities
28 Residual (assets less liabilities)"
Assets 29 Bank credit . . . . . . 30 Securities in bank credit 31
U.S. government securities 32 Other securities 33 Loans and leases
in bank credit2 . . . . 34 Commercial and industrial . . . 35 Real
estate 36 Revolving home equity . . 37 Other 38 Consumer . . . 39
Security3
40 Other . . . . 41 Interbank loans4
42 Cash assets5
43 Other assets6 . . .
44 Total assets7
Liabilities 45 Deposits 46 Transaction 47 Nontransaction . . . 48
Large time 49 Other 50 Borrowings . . 51 From banks in the United
States . . . 52 From nonbanks in the United States 53 Net due to
related foreign offices . . . . 54 Other liabilities8
55 Total liabilities
1991
Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec.
Seasonally adjusted
150.3
3,063.8
227.4
3,311.7
150.9
3,073.3
238.4
145.0
3,087.7
234.1
142.9
3,144.4
235.6
3,312.5
3,395.6
146.3
3,176.9
238.5
27
13. Assets and liabilities of commercial banks,
1988-19941—Continued A. All commercial banking
institutions—Continued Billions of dollars, monthly averages of
Wednesday figures
Account
Ax.wtx 1 Bank ercdit 2 Securities in bank credit 3 U.S. government
securities 4 Other securities 5 Loans and leases in bank credit1 .
. . . 6 Commercial and industrial . . . . . . 7 Real estate . . . .
. . . . 8 Revolving home euuity 9 Other
10 Consumer 1 1 Security1
12 Other H Interbank loans4
14 Cash assets3
16 Total assets1
LUthUiticx 17 Deposits 18 Transaction 19 Nontransaction ?() Large
time 21 Other 22 Borrowings 23 From banks in the United States 24
From nonbunks in the United States . 25 Net due to related foreign
offices 26 Other liabilities*
27 Total liabilities
28 Residual {assets less liabilit ies)4
Assets 29 Bank credit 30 Securities in bank credit 31 U.S.
government securities 32 Other securities 33 Loans and leases in
bank credit . . . . 34 Commercial and industrial 35 Real estate . .
. 16 Revolving home equity 37 Other 38 Consumer 39 Security1
40 Other 41 Interbank loans4 . . . 42 Cash assets3 . . . . . 43
Other assets'*
44 Total assets7 ,
Liabilities 45 Deposits 46 Transaction 47 Nontransaction 48 Large
time 49 Other 50 Borrowings 51 From banks in the United States . .
. . 52 From no n banks in the United States . 53 Net due to related
foreign offices S4 Other liabilities*
55 Total liabilities
Jan.
137.6
3,159.2
244.5
Feb.
2,118.1 612.4 887.1 70.7
133.7
3,170.9
244.6
Mar.
3,420.6
131.0
3,177.3
243.3
Apr.
132.1
3,178.8
247.4
May
2,904.8 2,906.0 792.3 803.7 615.3 625.0 177.0 178.7
2,112.5 2,102.3 602.2 600.2 890.4 890.2
71.7 72.3 818.6 817.9 361.6 361.2 66.6 61.9
191.7 188.9 171.4 163.7 210.9 209.7 210.4 211.6
3,433.9 3,427.4
1,377.4 1,373.1 498.0 482.7 170.3 162.3 327.8 320.4 63.3 66.1
134.3 139.1
3,180.8 3,165.5
253.2 261.9
— r - r Aug. | Sept. j Oct.
2,918,2 2,932.6 2,939.5 817 J 822.7 830.5 637.4 643.4 650.9 179.7
179.2 179.5
2,101.1 2,109.9 2,109.0 597.8 599.0 596.8 892.6 895.6 897.9 72.5
72.8 73.3
820.1 822.8 824.6 360.1 360.2 358.7 61.5 63.6 64.5
189.3 191.5 191.1 162.6 161.1 160.1 208.4 211.0 209.3 213.8 218.7
213.6
3,439.6 3,460.6 3,460.0
2,485.5 2,493.6 2,501.1 710.3 721.8 729.6
1,775.2 1,771.8 1,771.5 402.7 398.1 392.9
1,372.5 1,373.6 1,378.6 490.7 491.2 487.9 160.4 358.1 i59.6 330.3
333 J 328.2 60.4 62.7 60.0
143.0 5.4H.7 147.6
3,179.6 3,196.2 3,196.6
260.0 264.4 263.3
147.9
3,209.3
266.6
Dec.
3,474.4
145.2
3,205.0
269.4
139.8
3,175.5
238.4
3,411.3
134.5
3,169.8
241.5
70.4 815.8 362.1 63.5
191.4 177.8 214.0 202.3
130.8
3,170.4
242.7
128.9
3,179.6
243.9
2,106.8 607.3 891.9
131.4
3,156.0
248.0
2,110.5 2,096.2 604.0 599.3 890.3 890.1
71.7 72.2 818.6 817.9 359.8 359.1 64.3 58.6
192.1 189.0 168.2 159.8 208.5 206.9 208.8 210.9
3,423.4 3,409.7
58.3 62.7 131.8 136.9
3,171.4 3,153.7
251.9 256.1
2,914.4 2,935.7 2,944.2 816.7 824.4 832.1 637.7 645.6 652.0 179.0
178.8 180,0
2,097.7 :Ul l . 3 2,112.2 595.6 596. t 595.0 892.7 8%. 7 900.7 72.6
73.1 74.1
820.0 823.6 826.7 359.7 361.3 358.9 60.0 63.0 64.7
189.8 194.1 192.8 159.9 159.2 159.4 202.2 212.6 209.9 214.0 119.2
216.0
3,427.4 3,463.7 3,467.0
2,475.3 2,491.3 2,496.6 696.6 719.4 726.9
1,778.8 1,771.9 1.769.8 404.1 W7.7 389.6
1,374.6 1,374.2 1,380.2 49 L 2 500.5 492.4 158.9 157.8 157.5 332.3
342.7 335,0 58.8 60.8 63.5
142.5 148.7 148.9
3,167.8 3,201.3 3,201.5
259,6 262.3 265.5
151.9
3,231.4
267.3
197.3 170.1 224.6 217.8
1,372.8 497.7 170.2 327.5
13. Assets and liabilities of commercial banks,
1988-19941—Continued A. All commercial banking
institutions—Continued Billions of dollars, monthly averages of
Wednesday figures
Assets 1 Bunk credit 2 Securities in bank credit 3 U.S. government
securities 4 Other securities 5 Loans and leases in bank credit3 .
. . . 6 Commercial and industrial 7 Real estate 8 Revolving home
equity 9 Other
10 Consumer 1 1 Security3
12 Other . . . 13 Interbank loans4
14 Cash assets5 . . . . . . 15 Other assets6
1 6 Total assets7
Liabilities 17 Deposits 18 Transaction 19 Nontransaction . . . 20
Large time 21 Other . . . 22 Borrowings 23 From banks in the United
States . . . . 24 From nonbanks in the United States . 25 Net due
to related foreign offices 26 Other liabilities*
27 Total liabilities
28 Residual (assets less liabilities)1* . . .
Assets 29 Bank credit . 30 Securities in bank credit 31 U.S.
government securities 32 Other securities 33 Loans and leases in
bank credit2 . . . . 34 Commercial and industrial 35 Real estate 36
Revolving home equity 37 Other 38 Consumer . . . 39 Security3
40 Other . . . 41 Interbank loans4
42 Cash assets5
43 Other assets6
44 Total assets7
Liabilities 45 Deposits 46 Transaction 47 Nontransaction 48 Large
time 49 Other 50 Borrowings . . . . . 51 From banks in the United
States . . . 52 From nonbanks in the United States 53 Net due to
related foreign offices . . . . 54 Other liabilities8
55 Total ^abilities
1993
Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec.
Seasonally adjusted
3,483.3
144.6
3,200.1
283.2
145.9
3,211.9
280.8
151.8
3,283.8
288.9
3,302.7
292.6
3,598.2
3,306.6
291.6
3,613.3
3,314.3
299.0
2,174.2 586.2 926.6
73.8 852.8 384.3
3,608.9
3,314.3
294.6
3,323.5
3,632.7
3,324.6
308.2
74.6 825.5 364.1 66.0
190.1 149.3 206.9 217.8
144.0
3,223.8
281.2
146.9
3,241.9
283.8
3,562.2
3,576.0
3,285.7
290.3
3,584.6
3,289.8
294.8
3,616.2
3,318.7
297.5
3,614.2
3,317.2
297.0
195.6 156.0 226.0 222.1
3,351.4
299.5
3,378.6
301.4
29
13. Assets and liabilities of commercial banks,
1988-19941—Continued A. All commercial banking
institutions—Continued Billions of dollars, monthly averages of
Wednesday figures
Account
Assets 1 Bank credit 2 Securities in bank credit 3 U.S government
securities 4 Other securities 5 Loans and leases in bank credit2 .
. . . 6 Commercial and industrial 7 Real estate 8 Revolving home
equity 9 Other
10 Consumer 1 1 Security1
1 2 Other 13 Interbank loans4
14 Cash assets5
15 Other assets6
16 Total assets ?
Liabilities 17 Deposits 1 8 Transaction 19 Nontransaction 20 Large
time 21 Other 22 Borrowings 23 From banks in the United States . .
. . 24 From nonbanks in the United States . 25 Net due to related
foreign offices 26 Other liabilities8
27 Total liabilities
28 Residual (assets less liabilities)1^
Assets 2,9 Bank credit 30 Securities in bank credit 31 U.S.
government securities 32 Other securities 33 Loans and leases in
bank credit2 . . . . 34 Commercial and industrial 35 Real estate 36
Revolving home equity 37 Other 38 Consumer 39 Security1
40 Other 41 Interbank loans4
42 Cash assets5* 43 Other assets6 .
44 Total assets7
Liabilities 45 Deposits 46 Transaction 47 Nontransaction 48 Large
time 49 Other SO Borrowings 5 1 From banks in the United States . .
. . 52 From nonbanks in the United States . 53 Net due to related
foreign offices 54 Other liabilities5*
55 Total liabilities
1994
Jan. Feb. | Mar. | Apr. | May June July Aug. Sept. 1 Oct. Nov. |
Dec.
Seasonally adjusted
3,670.2
3,363.2
307.0
3,156.2 3,177.3 3,204.0 3,210.1 943.9 954.3 968.7 966.7 735.8 746.2
756.8 751.6 208.2 208.0 211.9 215.0
2,212.3 2,223.0 2,235.3 2,243.5 592.6 597.3 603.2 608.0 942.7 944.1
948.5 951.2
73.3 73.3 73.3 73.5 869.4 870.8 875.2 877.7 398.1 402.4 408.2
412.2
83.0 84.3 79.0 78.1 195 9 195 0 1964 193 9 153.9 149.7 149.9 157.2
223.9 217.1 210.6 216.7 213.4 218.6 221.6 224.9
3,690.0 3,705.5 3,728.8 3,751.8
2,527.5 2,515.7 2,507.2 2,515.8 816.7 813.5 803.2 811.9
1,710.9 1,702.2 1,704.1 1,703.9 341.5 334.2 336.8 337.2
1,369.3 1,368.0 1,367.2 1,366.7 538.2 550.6 570.5 571.0 154.4 150.8
152.3 157.1 383.9 399.9 418.2 413.9 147.4 164.5 174.2 178.2 171.2
170.3 174.3 178.3
3,384.4 3,401.1 3,426.1 3,443.3
305.6 304.4 302.7 308.5
3,220.0 968.4 752.1 216.3
2,251.6 611.3 957.3 73.8
3,756.7
3,440.5
316.3
2,280.5 618.8 965.6
3,796.5
3,472.4
324.0
2,299,2 623,5 973,2
74,4 898,9 429,3
3,804.1
3,481.0
323.1
2,314.2 2,330.7 627.9 633.9 981.1 986.0
74.9 75.1 906.2 910.9 434.5 441.6
69.7 70.4 201.0 198. 8 161.9 165.6 202.7 209.0 222.7 220. 1
3,812.7 3,830,3
2,517.5 2,526.8 803.1 804.6
1,714.5 1,722.2 347.0 354.5
1,367.5 1,367.6 580.7 584.9 160.7 165.4 420.0 419.4 211.4 214.6
178.6 179.2
3,488.2 3,505.4
324.4 324.9
2,346.2 2,368.9 639.5 644.3 991.5 999.8
75.7 76.2 915.8 923.6 445.7 452.1
69.7 70.9 199.8 201.8 172.4 175.0 206.0 209.0 221.0 227.4
3,840.8 3,871.2
2,522.7 2,528.8 797.5 797.3
1,725.2 1,731.5 358.8 362.0
1,366.4 1,369,4 591.6 607.7 169.3 176.8 422.3 430.9 213.5 225.6
176.6 180.2
3,504.4 3,542.3
336.4 329.0
2,206.5 588.3 941.5 73.2
3,677.6
3,375.4
302.2
3,153.1 3,178.2 3,204.7 3,201.8 942.6 961.2 974.3 966.9 731.8 751.5
761.2 750.9 210.8 209.7 213.1 216.0
2,210.6 2,217.0 2,230.4 2,234.9 591.4 600.2 607.1 610.7 939.2 939.7
944.8 949.8
73.0 72.6 72.8 73.4 866.2 867.1 872.0 876.4 399.2 399.5 405.4
410.9
87.2 85. B 79.9 73.2 193.6 191.8 193.3 190.3 155,5 148.4 150.1
152.4 220.0 211.0 207.1 214.5 211.5 214.7 217.9 224.1
3,682.5 3,694.8 3,722.7 3,735.6
2,518.4 2,506.1 2,511.0 2,506.4 808.0 801.5 808.4 800.6
1,710.5 1,704.6 1,702.6 1,705.8 341.9 335.5 335.9 34LO
1,368.6 1,369.1 1,366.7 1,364.8 542.7 544.0 557.9 562.4 155.9 148.8
150.2 152.5 386.8 395.2 407.7 409.9 144.8 167.2 175.5 182.0 171.6
169.9 170.3 176.3
3,377.6 3,387.2 3,414.6 3,427.0
304.9 307.6 308.2 308.6
3,217.6 969.1 752.2 216.9
3,749.4
3,435.7
313.8
3,778.3
3,461.4
316.9
3,787.9
3,468.5
319.3
2,314.8 2,332.1 624.4 631.7 982.4 988.7
75.2 75.8 907.2 912.9 435.4 441.7
68.4 70. 1 204.1 200.0 159.0 163.8 204.2 209.5 223.2 222.0
3,810,4 3,831.2
IJ14.0 1,720.4 346.9 352.4
1 367 1 1 168 0 590.6 592.8 158.7 163.5 431.8 429.3 205.9 214.4
178.3 181. 1
3,489.1 3,510.5
321.3 320.7
2,353.2 2,389.6 639.5 645.0 996.3 1,006.2
76.1 76.3 920.2 929.9 445.9 457.1
71.3 75.5 200.2 205.8 173.9 185.7 212.5 222.9 223.8 233.2
3,859,8 3,917.2
1,726.1 1,728.5 358.0 360.6
1 368 2 1 368 0 605.0 620.3 173.6 185.7 431.4 434,6 213.2 230.3
181.7 183.3
3,537.7 3,595.4
322.1 321.8
13. Assets and liabilities of commercial banks,
1988-19941—Continued B. Domestically chartered commercial banks
Billions of dollars, monthly averages of Wednesday figures
Assets 1 Bank credit 2 Securities in bank credit 3 U.S. government
securities 4 Other securities 5 Loans and leases in bank credit2 .
. . . 6 Commercial and industrial 7 Real estate 8 Revolving home
equity 9 Other
10 Consumer 1 1 Security3
12 Other 13 Interbank loans4
14 Cash assets5
15 Other assets6
16 Total assets7
Liabilities 17 Deposits 18 Transaction 19 Nontransaction 20 Large
time 21 Other 22 Borrowings 23 From banks in the United States . .
. . 24 From nonbanks in the United States . 25 Net due to related
foreign offices 26 Other liabilities"
27 Total liabilities
28 Residual (assets less liabilities)9
Assets 29 Bank credit 30 Securities in bank credit . . . . 31 U.S.
government securities 32 Other securities 33 Loans and leases in
bank credit2 . . . . 34 Commercial and industrial 35 Real estate 36
Revolving home equity 37 Other 38 Consumer 39 Security3
40 Other 41 Interbank loans4
42 Cash assets5
43 Other assets6
44 Total assets7
Liabilities 45 Deposits 46 Transaction 47 Nontransaction 48 Large
time 49 Other 50 Borrowings . . . . 5 1 From banks in the United
States . . . 52 From nonbanks in the United States 53 Net due to
related foreign offices . . . . 54 Other liabilities8
55 Total liabilities
1988
Jan. Feb. Mar. Apr. May June July Aug. Sept. Oct. Nov. Dec.
Seasonally adjusted
2,534.3
250.6 -15.0
2,546.1
257.3 -21.1
2,555,7
2,584.6
2,635.2
2,643.5
2,652.8
2,663.9
2,677.6
2,543.0
252.9 -16.2
2,541.4
261.0 -21.4
2,545.9
2,593.4
2,626.3
2,629.2
2,642.9
2,657.1
2,698,3
13. Assets and liabilities of commercial hanks,
1988-19941—Continued B. Domestically chartered commercial
banks—Continued Billions of dollars, monthly averages of Wednesday
figures
Account
Axxetx 1 Bank credit 2 Securities in bank credit 3 U S government
securities 4 Other securities 5 Loans and leases in bank credit' .
. . . 6 Commercial and industrial 7 Real estate . . 8 Revolving
home equity 9 Other
10 Consumer 1 1 Security1
12 Other 13 Interbank loans4
14 Cash assets s
15 Other assets6
16 Total assets7
Liabilities 17 Deposits 18 Transaction 19 Nontransaction 20 Large
time 2 1 Other 22 Borrowings . . 23 From banks in the United States
. . . . 24 From non banks in the United States . 25 Net due to
related foreign offices 26 Other liabilities8
27 Total liabilities
28 Residual (assets less liabilities)' '
Axxctx 29 Bank credit . , 30 Securities in bank credit 31 U.S.
government securities 3? Other securities 33 Loans and leases in
bank credit2
34 Commercial and industrial 35 Real estate 36 Revolving home
equity 37 Other 38 Consumer 39 Security1
40 Other 41 Interbank loans4
42 Cash assets^ 43 Other assets6 .
44 Total assets7
Liabilities 45 Deposits . . 46 Transaction 47 Nontransuction . . .
. 48 Lurge time 49 Other 50 Borrowings . 51 From banks in the
United States . . . 52 From non banks in the United States . 53 Net
due to related foreign offices 54 Other liabilities8
55 Total liabilities
1989
Jan. 1" Feb. Mar. Apr. May June July Aug. Sept. Oct. 1 Nov.
Dee.
Seasonally adjusted
2,274.8 2,289.4 535.3 534.3 355 9 355 5 179.4 178.7
1,739.5 1,755.1 503.9 507.8 660.9 667.7 40.9 41.8
620.0 625.9 358.7 359.7 36.6 39.0
179.4 180.8 133.2 138.7 205.9 205.4 137.6 139.2
2,692.7 2,713.5
287.1 290.2 = 19.2 17.7
1,763.8 507.7 674.1 42.7
2,717.7
1,784.8 513.8 687.5 44.4
2,549.3
193.6
2,353.2 2,361.2 2,376.3 2,395.6 2,406.4 541.6 542.3 542.4 550.4
553.7 366.0 368. 1 368,8 378.4 383.7 175.6 174,3 173.6 172.0
169.9
1,811.6 1,818.') 1,834.0 1,845.2 1,852.7 517.3 518.0 519.4 521.4
520.6 703.3 712.8 721.9 725.2 732.2 46.2 47,0 47.9 48.5 49.4
657. 1 665.8 674.0 676.6 682.9 370.2 371.7 373.7 375.5 377.6
39.2 36.7 38,0 39.3 40.8 181.6 179.6 181.1 184.0 181.5 133.6 135.3
136.9 142.6 146.0 200.7 199.6 202.3 208.5 197.7 140.7 139.7 138.7
137.9 139.4
2,768.7 2,776.8 2,795.1 2,819.3 2,824.7
2,096.9 2,102.6 2,116.9 2,138.9 2,143.4 591 .9 589.7 594.3 604.8
596.8
1,505.0 1,512,9 1,522.6 1,534.1 1,546.7 403.5 403.6 403.6 403.8
405.3
1,101.5 1,109,4 1,138.9 1,130.2 1,141.4 387.0 390.. 5 393.3 400.9
403.1 88.2 90.3 93.8 95.6 97.8
298.9 300,0 299.5 305,3 305,2 -18.1 -16.4 -13.7 -15.8 -14.9
99.8 98.4 97.2 96.3 96.0
2,565.6 2,575.2 2,593.7 2,620.3 2,627.6
203.1 201. <> 201.4 199.0 197.1
2,414.9 559.2 388.7 170.4
1,855.8 520.9 738.3 50,3
2,843.5
619.6 623.7 363 1 360 I
36.2 41.6 178.6 178.9 135.0 141 .1 216.0 201.6 137.9 139.0
2,702.7 2,710.2
286.4 291.2 -20.6 17.9
2,719.5
1,797.8 516.1 695.3 45.2
650. 1 365.8 4L1
179.5 125.5 193.1 141.4
97.9
2,540.7
197.1
2,346.8 2,359,4 2,377.2 2,399.8 2,411.1 537.9 541.3 542.8 551.0
555.9 363.2 367.2 368.9 378.5 385.2 174.7 174.1 173.9 172.6
170.7
1,809.0 1,818.1 1,834.4 1,848.8 1,855.2 516.8 516.3 516.4 520.1
520.2 704.1 713.2 722.2 727.6 734.0 46.0 47. a 48.2 49.0 49.7
658.0 666 J 674.0 678.6 684.3 367.5 370.9 375. 1 375.9 377.9 38.6
36.8 37.4 39.3 39.8
182.1 180.7 183.3 185.9 183.2 130.7 134.1 135.0 142.7 150.1 199.5
192.3 202.5 208.2 203.4 140.3 138.2 139.2 139.1 140.3
2,759.3 2,765.8 2,794.8 2,824.3 2,839.3
2,095.0 2,094.8 2,113.3 2,138.2 2, 15 1.4 589.4 578 J 590.5 602.4
601.8
1,505.6 1,516.7 1,522.8 1,535.8 1,549.6 402.3 405.4 404.8 405.2
406.3
1,103.3 1 , 1 1 1 . 3 1,118.0 1,130.7 1,143.3 382.8 391,7 400.9
407.6 410.4 85.6 90,3 93.8 93.1 99.5
297.2 301.4 307.1 314.5 310.9 -16.3 - - 1 4 . 4 =13.0 -14.7
15.6
98.1 98 J) 97.6 97.0 98. 5
2,559.6 2,570.2 2,598.9 2,628.1 2,644.8
199.6 195,6 196.0 196.3 194.5
2,420.3 556.9 3 86. 7 170.3
1,863.4 520.3 739.8
182.5 154.0 216.6 141.9
-17.9 99.4
13. Assets and liabilities of commercial banks,
1988-19941—Continued B. Domestically chartered commercial
banks—Continued Billions of dollars, monthly averages of Wednesday
figures
Assets 1 Bank credit 2 Securities in bank credit . . . 3 U.S.
government securities 4 Other securities 5 Loans and leases in bank
credit2 . . . . 6 Commercial and industrial . . . 7 Real estate 8
Revolving home equity 9 Other
10 Consumer 1 1 Security3
1 2 Other 1 3 Interbank loans4 . . 14 Cash assets5
15 Other assets6 . . . .
16 Total assets7
Liabilities 17 Deposits 1 8 Transaction 1 9 Nontransaction 20 Large
time 21 Other . . . . 22 Borrowings 23 From banks in the United
States . . . . 24 From nonbanks in the United States . 25 Net due
to related foreign offices 26 Other liabilities8
27 Total liabilities
28 Residual (assets less liabilities}9 .
Assets 29 Bank credit 30 Securities in bank credit 31 U.S.
government securities 32 Other securities 33 Loans and leases in
bank credit2 . . . . 34 Commercial and industrial . 35 Real estate
. . . 36 Revolving home equity 37 Other 38 Consumer . . . 39
Security1 . . . . 40 Other 41 Interbank loans4 . . 42 Cash assets5
. . 43 Other assets6
44 Total assets7
Liabilities 45 Deposits . . 46 Transaction 47 Nontransaction 48
Large time . . . 49 Other 50 Borrowings 51 From banks in the United
States . . . 52 From nonbanks in the United States 53 Net due to
related foreign offices . . . . 54 Other liabilities8 . . .
55 Total liabilities
1990
Jan. Feb. Mar. Apr. May June July Aug. Sept. . Oct. Nov. Dec.
Seasonally adjusted
2,859.4
2,870.0
2,880.8
2,686.4
206.7
2,897.2
2,694.9
202.3
2,716.1
206.5
2,942.8
2,732.2
210.6
2,758.4
207.3
2,754.0
208.9
2,954.6
2,869.4
2,866.8
2,663.5
203.3
2,872.7
2,887.3
2,709.2
205.9
2,931.2
2,726.0
205.2
2,752.2
201.9
2,758.9
205.6
2,958.7
743,6 384.5
2,971.1
2,982.0
13. Assets and liabilities of commercial banks,
1988-19941—Continued B, Domestically chartered commercial
banks-—Continued Billions of dollars, monthly averages of Wednesday
figures
Assets 1 Bank credit 2 Securities in bank credit 3 U.S. government
securities 4 Other securities 5 Loans and leases in bank credit2 .
. . . 6 Commercial and industrial 7 Real estate 8 Revolving home
equity 9 Other
10 Consumer . . . . 1 1 Security1
1 2 Other 13 Interbank loans4
14 Cash assets5
15 Other assets'1 . . . . . .
16 Total assets7
Liabilities 17 Deposits 18 Transaction 19 Nontransaction 20 Large
time 21 Other 22 Borrowings 23 From batiks in the United States . .
. . 24 From nonbanks in the United States . 25 Net due to related
foreign offices 26 Other liabilities8
27 Total liabilities
28 Residual (assets less liabilities)'*
Axsetx 29 Bank credit 30 Securities in bank credit . . . . . . . .
. 31 U.S. government securities 32 Other securities 33 Loans and
leases in bank credit- . . . . 34 Commercial and industrial 35 Real
estate 36 Revolving home equity 37 Other 38 Consumer 39
Security3
40 Other 41 Interbank loans4 , . . . . . 42 Cash assets'* 43 Other
assets6
44 Total assets7
Liabilities 45 Deposits 46 Transaction 47 Nontransaction . . 48
Large time 49 Other 50 Borrowings 51 From banks in the United
States . . . . 52 From nonbanks in the United States . 53 Net due
to related foreign offices 54 Other liabilities*
55 Total liabilities
1991
Seasonally adjusted
2,962.8
2,972.2
2,752.8
220.9
2,743.5
222.9
759.4 375.8 39.4
2,747.6
229.2
2,969.1
2,739.8
229.4
1,887.9 1,881.9 483.2 481.2 824.2 823.8 67.6 68.3
756.6 735.6 373.3 370.9 40.2 40.6
167.0 165.3 151.6 154.4 186. 3 184.8 166.1 165.1
2,978.0 2,982.5
2,311.7 2,312.6 625.7 626.8
1,686.0 1,685.8 333.6 337.6
1,352.5 1,358.3 343.8 346.1 107.3 110.4 236.5 235.7 • - 7 . I -7.7
96.6 97.1
2,745.1 2,748.1
232.9 234.4
237.9 -5.6 98.5
2,999.1
2,772.4
226.7
Dee.
2,996.0
750.2 375.6 39.8
2,738.7
223.8
753.4 374.7 40.9
2,747.7
2,955.8
2,730.2
225.5
2,740.9
227.7
2,729.7
226.9
756.4 755.7 372.6 372.0 39.8 40.2
167.7 167.5 149.6 131.9 179.6 185.2 165.4 166.1
2,965.6 2,983.0
2,303.5 2,310.0 614.0 623.5
1,689.5 1,686.4 335,8 328.8
1,353.7 1,337.6 343.0 353.7 106.5 109.7 236.5 243.9 -6.1 - - 7 . 9
96.0 97.4
2,736.4 2,753.1
229.2 229.9
2,760.8
230.6
758.4 367.3 42.0
3,021,2
5.4 101.2
13. Assets and liabilities of commercial banks,
1988-1994'—Continued B. Domestically chartered commercial
banks—Continued Billions of dollars, monthly averages of Wednesday
figures
Assets 1 Bank credit 2 Securities in bank credit . . 3 U.S.
government securities 4 Other securities 5 Loans and leases in bank
credit2 . . . . 6 Commercial and industrial . . . 7 Real estate 8
Revolving home equity 9 Other
10 Consumer . . . . 1 1 Security3
12 Other 13 Interbank loans4
14 Cash assets5
15 Other assets6
16 Total assets7
Liabilities 17 Deposits 18 Transaction 19 Nontransaction 20 Large
time . . . . 2 1 Other 22 Borrowings 23 From banks in the United
States . . . . 24 From nonbanks in the United States . 25 Net due
to related foreign offices 26 Other liabilities'*
27 Total liabilities . . . .
28 Residual (assets less liabilities)9
Assets 29 Bank credit . . . 30 Securities in bank credit 31 U.S.
government securities 32 Other securities 33 Loans and leases in
bank credit2 . . . . 34 Commercial and industrial . . . . . . 35
Real estate . . . 36 Revolving home equity 37 Other 38 Consumer . .
. 39 Security3
40 Other . 41 Interbank loans4
42 Cash assets5 . . . . . . 43 Other assets6
44 Total assets7
Liabilities 45 Deposits 46 Transaction 47 Nontransaction . . . . .
48 Large time 49 Other 50 Borrowings 51 From banks in the United
States . . . 52 From nonbanks in the United States 53 Net due to
related foreign offices . . . . 54 Other liabilities* . .
55 Total liabilities
1992
Jan. Feb. 1 Mar. Apr. May June July Aug. | Sept. Oct. Nov.
Dec.
Seasonally adjusted
2,775.6
239.9
761.8 763.6 365.2 364.5 44.8 48.0
165.6 166.2 159.8 156.3 189.6 194.0 163.6 162.6
3,025.2 3,031.8
0.4 -0.6 91.4 89.3
2,787.3
243.4
2,777.4
242.0
3,027.8
2,780.8
247.1
2,759.8
256.7
765.5 768.6 360.1 360.2 44.7 45.2
158.9 160.1 138.5 137.1 180.1 182.5 170.1 172.3
3,025.9 3,039.3
2,324.1 2,331.9 699.4 711.0
1,624.7 1,620.9 256.9 252.0
1,367.9 1,369.0 355.6 353.8 111.0 109.6 244.6 244.2 -9.3 -10.2 99.3
102.5
2,769.8 2,778.0
256.1 261.4
= 13.2 103.0
2,786.6
234.8
759.4 760.9 366.3 362.1 47.0 49.0
163.7 164.0 162.7 156.5 186.5 188.7 162.5 161.1
3,021.4 3,024.0
0.8 0.5 91.6 89.7
3,031.2
2,790.8
240.4
2,764.6
244.7
2,772.7
248.6
2,749.9
252.9
1,842.4 1,852.3 441.3 440.9 837.9 842.4
72.6 73.1 765.3 769.2 359.7 361.3 44.0 45.3
159.6 162.4 136.6 134.9 1