338
ANNUAL REPORT OF THE COMPTROLLER OF THE CURRENCY TO THE SECOND SESSION OF THE FIFTY-THIRD CONGRESS OF THE UNITED STATES. DECEMBER 4, 1893. IN TWO VOLUMES. VOLUME I. WASHINGTON: GOYERNIENT PRINTING OFFICE. 1893. Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Annual Report of the Comptroller of the Currency, Volume 1 1893

  • Upload
    others

  • View
    1

  • Download
    0

Embed Size (px)

Citation preview

Page 1: Annual Report of the Comptroller of the Currency, Volume 1 1893

ANNUAL REPORT

OF THE

COMPTROLLER OF THE CURRENCY

TO THE

SECOND SESSION OF THE FIFTY-THIRD CONGRESS

OF

THE UNITED STATES.

DECEMBER 4, 1893.

IN TWO VOLUMES.

V O L U M E I .

WASHINGTON:GOYERNIENT PRINTING OFFICE.

1893.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 2: Annual Report of the Comptroller of the Currency, Volume 1 1893

TREASURY DEPARTMENT,

Document No. 1649.

Comptroller of the Currency—2d ed.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 3: Annual Report of the Comptroller of the Currency, Volume 1 1893

TABLE OF CONTENTS.

Page.Jieport submitted to Congress 3Number of national banks in operation 3llesources, liabilities, surplus, undivided profits, and circulation outstanding 3Nat ional banks organized during the year 3National banks whose corporate existence was ex fended 3National banks which suspended business 3National banks which resinned business 3National banks organized, receiverships, voluntary liquidations, corporate extensions and expi-

rations 4'Resources and liabilities of national banks on five dates during year 4(,'omparison with previous year 5Effect of monetary stringency during the year 0Contraction in volume of money 0Changes in number, capital, and circulation of national banks during the yea:1, etc 7Policy of Comptroller relative to organization of national banks 7Banks other than national 7Suspension of national banks 10.Resumptions 10Analysis of suspensions and resumptions 10, uDividends to creditors, and assessments upon shareholders of national banks 13Suspension and resumption of banks other than national 13-15Clearing-house loan certificates 15-17Lawful money reserve 1 ?-] 9Amendments to present law recommended 19-24Currency legislation 24Conclusion 25

A P P E N D I X .

Names and compensation of officers and clerks 29Expenses of the Bureau for the fiscal year 30Digest of national-bank decisions :;]National banks organized, in liquidation and in operation, with capital, bonds, and circulation

issued and redeemed and outstanding on October 31, 1893 70Number and capital, by States, of national banks organized during the year ended October 31, 71Number of national banks in each State in operation on October 31, 1893 71Classification and number of national banks passed out of the system since February 25,18G3... 71Number and authorized capital of national banks organized and closed, annually, 1863 to 1893 .. 72Number and capital, by States, of national banks whose corporate existence was extended

under act of J u l y 12, 1882 72Number, capital, and circulation of national banks, whose corporate existence will expire

annually from 1894 to 1903 7;jTitle, capital, and circulation of national banks, expired during the past year, succeeded b\

other associations with, same or different title 7:;Number, capital, and circulation, by States, of national banks extended during the year ended

October 31, 1893. 73Title, date of expiration, capital, bonds, and c i rcu la t ion-^ associations whose corporalr

existence will expire during the year ending Octob.er 31,1 >$i.. t 74Title, date of suspension, capital, and circulation of national banks placed in the ham!;- of

receivers during the year ended October 31, 1893 , 75,70I

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 4: Annual Report of the Comptroller of the Currency, Volume 1 1893

II CONTENTS.

Page.Title, date of closing, capital, and circulation of associations which went into voluntary liquida-

tion during the year ended October 31, 1893 : 77Title, capital, dates of suspension and resumption of national banking associations which sus-

pended business during the year ended October 31, 1893 78Title, capital, and date of suspension of national banks in the hands of examiners at the close

of the year ended October 31. 1893 79Number, and capital, by States, of national banks which suspended, resumed, and failed, and

were placed in charge of examiners during the year ended October 31, 1893 80Authorized capital stock, bonds on deposit, circulation secured by bonds, lawful money deposit

to secure circulation, and circulation outstanding, on the first day of each month from January,1872, to November, 1893 81-84

Changes in capital, bonds, and circulation of national banks by geographical divisions 85-89Changes in national-bank circulation during each of the years ended October 31, 1886. to 1893,and

the amount of lawful money on deposit at the close of each year 90Additional circulation issued and lawful money deposited from June 20, 1874, up to October 31,

1893 91National-bank circulation outstanding and bonds on deposit on October 31, 1893 92Profits on national-bank circulation upon a deposit of 2, 4, and 6 per cent bonds 93Quarterly changes of national-bank circulation from January 14, 1875, to October 31, 1893 94National-bank notes issued, redeemed, and outstanding in each year from 1864 to 1893 95-97National gold bank notes issued, redeemed, and outstanding October 31, 1893 98National-bank notes issued during the year ended October 31. 1893, and total amount issued,

redeemed, and outstanding 98Monthly statement of "additional" circulation issued from 1883 to 1893 98Amount by denominations of national-bank notes issued, redeemed, and outstanding since the

organization of the system and the amount outstanding on October 31, 1893 99Incomplete national-bank currency issued by the Bureau during the year ended October 31, 1893 99"Additional circulation''issued and retired during the year ended October 31, 1893, and total

amount issued and retired since June 20, 1874 100National-bank notes received monthly for redemption by the Comptroller and the redemption

agency during the year ended October 31, 1893, and total amount received since approval ofthe act of June 20, 1874 101

National-bank notes received and destroyed yearly at this Bureau since the establishment ofthe system 101

Amount of tax on circulation, cost of redemption, assessment for plates and examiners' fees,during the year ended June 30, 1893, and annually 1883 to 1893 102

Title, capital, and bond deposit of national banks without circulation 102Amount and kinds of bonds on deposit to secure circulation and amount owned and held by

national banks for other purposes on June 30, 1865 to 1893 103Amount and kinds of bonds on deposit to secure circulation of national banks on October 31,

1882 to 1893, inclusive 103Interest-bearing bonded debt of the United States from 1865 to 1893 104Market price of United States bonds by weeks during the year ended October 31, 1893 105Investment value of United States 4^ and 4 per cent bonds each quarterly period from January,

1885, to October, 1893 100Number'and capital of national banks, by States, amount of United States bonds held on Octoiber

3, 1893, minimum required, and excess held on that date and on September 30, 1892 107,108Number and capital of national banks, by States, with capital of $150,000, under and over, and

increase or decrease during the year 109-112Resources and liabilities of national banks from 1864 to 1893, inclusive 113,114Resources and liabilities of national banks in reserve cities, etc.. on October 3, 1893 115Highest and lowest point reached, principal items of resources and liabilities of national banks

since 1866 110Percentages of loans. United States bonds and specie, to aggregate funds of national banks, 1880

to 1893 110Classification of loans by national banks at similar dates during the past five years 117,118Classification of loans by national banks in New York City for the past eight years 119Classification of loans by national banks in the reserve cities and States on October 3, 1893 119,120Amount and kind of coin and coin certificates held by national banks in 1888 to 1893, inclu-

sive 121-128Total amount of coin and coin certificates held by national banks on or about September 30,

1889 to 1893 129, 130Changes in deposits and reserve of national banks since June 20, 1874, and average for past

twenty years 130.131Classification of the lawful money reserve of national banks on October 3, 1893 132.133

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 5: Annual Report of the Comptroller of the Currency, Volume 1 1893

CONTENTS. Ill

Page.Aknpunt of deposits arid reserve required and held by national banks on date of eaeli call during

the year ended October :i 1803 134Liabilities and reserve required and held by national banks on three dates in 1888 to 1893 135-137Number of banks, net deposits, reserve required and held by national banks from October 5,

1887, to October 3, 1893 138,139Number of national banks, reserve required and held, classification of reserve, by geographical

divisions, from March 7, 1884 to October 3, 1893 140-149Average weekly deposits, circulation and reserve of national banks in New York City, from

September 3, 1887 to November 4. 1893 150Movement of the reserve of national banks in New York City during October, from 1878

to 1893 151Earnings and dividends of national banks from September 1. 1892 to September 1, 1893 152-159Ratios of dividends and earnings to capital and to capital and surplus, by States and reserve

cities, from March 1, 1881), to September 1, 1893 160,161Earnings and dividends of national banks and ratios of, to capital, etc., geographically arranged,

from September, 1884 to September, 1893 162,163National banks in voluntary liquidation under sections 5220 and 5221. Revised Statutes.United

States 164-175National banks in voluntary liquidation under section 7, act of July 12, 1882, succeeded by

associations with similar titles 176National banks in voluntary liquidation for the purpose of reorganization 177,178National banks in voluntary liquidation under section 7, act of July 12, 1882 179National banks placed in the hands of receivers since organization of system 180-191Capital, surplus and undivided profits, and other liabilities of national banks which failed during

the year ended October 31., 1893 192-194Receiverships closed during the year ended October 31, 1893 194Dividends paid, to creditors of insolvent national banks during the past year 195,196Inactive receiverships 196Insolvent national banks, assets, collections, disbursements, expenses of receiverships, divi-

dends paid, etc.. 1864 to 1893 198-213Clearings and balances, New York Clearing House Association, for years ended October 1, 1892,

and 1893 214Transactions of the New York clearing house from 1854 to 1893, inclusive 215Clearing-house transactions of the Assistant Treasurer, United States, at New York, for the

year ended October 1, 1893 215Comparative statement of exchanges of the clearing houses of the United States for the

months of October, 1893, and 1892 216Comparative statement of exchanges of tlie clearing houses of the United States for the weeks

ended October 28, 1893, and October 29, 1892 217Comparative statement of exchanges of the clearing houses of the United States for the years

ended on September 30. 1893, and 1892 218Abstract of reports of condition, etc., of State banks, loan and trust companies, savings and

private banks 219-246Reports of condition of the National Savings Bank, the National Safe Deposit Savings and

Trust Company, the Washington Loan and Trust Company, and the American Security andTrust Company, of "Washington, D. C 247-251

Condition of the Canadian banks 251Aggregate resources and liabilities of the national banks from 1863 to 1893 253Summary of the state and condition of national banks on dates of report during the past year.. 4General index 329Report of each, national bank at close of business October 3,1893 Yol. u

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 6: Annual Report of the Comptroller of the Currency, Volume 1 1893

EE PORTOF

THE COMPTROLLER OF THE CURRENCY.

TREASURY DEPARTMENT,OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, December 4, 1893.SIR: In compliance with law I have the honor to herewith submit

for the consideration of Congress the annnal report of the Comptrollerof the Currency. It covers the year which ended October 31,1893, andis the thirty-first report made since the organization of the Bureau.

The records of the Bureau show that at the close of the year the totalnumber of national banks in active operation was 3,796, with anauthorized capital stock of $683,598,120, represented by 7,450,000shares, held by 300,000 shareholders.

On October 3, the date of their last report of condition, the totalresources of the 3,781 banks then in operation was $3,109,563,284.36,of which their loans and discounts aggregated $1,843,634,167.51, andmoney of all kinds in bank $369,862,636.97. Of their liabilities $1,451,-124,330.50 represented individual deposits, $339,153,447.54 surplus andnet undivided profits, and $182,959,725.90 circulating notes outstanding.The total amount of circulation of national banks, October 31, as shownby the books of the office, was $209,311,993, a net increase during theyear of $36,886,972 and a gross increase of $40,775,165 on circulationsecured by a deposit of bonds.

During the year 119 banks were organized in thirty-two States andTerritories, with a capital stock of $11,230,000. Of these 44, with acapital stock of $5,135,000, are located in the Eastern States, 41 westof the Mississippi River, with a capital stock of $2,340,000, and 34 inthe Central and Southern States, with a capital stock of $3,755,000.

The number of banks whose charters w ere extended was 40, dis-tributed throughout twenty-five States, with a capital stock of $5,046,000,and circulation to the amount of $1,585,925. The charters of 4 expired,but in each instance the banks were succeeded by new associations.

Within the same period 158 banks suspended, with a capital stockof $30,350,000. Of this number, however, 86^ with a capital stock of$18,205,000, resumed business. The number which passed into thehands of receivers was 65^ with a capital stock of $10,935,000. OnOctober 31 seven remained in the charge of examiners, with pros-pects of speedy resumption. Forty-six banks, with a capital stock of$5,735,000, went into voluntary liquidation.

By comparing the foregoing synopsis of the history of the banks forthe year ended October 31, 1893, with that of the year ended October31, 1892, as the same is set forth in the Comptroller's Eeport for thatyear, the following changes are noted: The number of banks organ-ized decreased 44? receiverships increased 48, voluntary liquidations

3

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 7: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY.

decreased 7, corporate extensions decreased 47, and expirations ofcojfrporate existence decreased 7. The total gain in the number of activebanks was 8.

The varying condition of the banks throughout the year appearsfrom the following abstract of the reports of condition, made in responseto the five calls required by law.

SUMMARY OP THE STATE AND CONDITION OP EVERY NATIONAL BANK REPORTINGDURING THE YEAR ENDED OCTOBER 3, 1893.

RESOURCES. .

Loans and discounts.TJ. S. bonds to secure

circulationU. S. bonds to secure

depositsU. S. bonds on hand .Stocks, securities, etcDue from reserve

agentsDue from national

banksDue from State banks

and bankersBanking house, fur-

niture, and fixturesOther real estate and

mortgages owned .Current expenses and

taxes paidPremiums on U. S.

bondsChecks and other cash

itemsExchanges for clear-

ing houseBills of other national

banksFractional currency,

nickels, and cents .SpecieLegal-tender notes ..TJ. S. certifs. of de-

positFive per cent redemp-

tion fundDue from Treasurer

other than 5 percent fund

Total.

LIABILITIES.

Capital stock paid in.Surplus fundUndivided profits . . .National-bank notes

outstandingState-banknotes out-

standingDividends unpaid .. .Individual deposits .U.S. depositsDeposits of U. S. dis-

bursing officersDue to other national

banksDue to State banks

and bankersNotes and bills re-

discountedBills payableLiabilities, other

Total

Dec. 9,1892.

3,784 b a n k s .

$2,166,615,

166,449,

15, 321,4,148,

153,648,

204,948,

142, 623,

34, 403,

72, 294,

15,926,

14,204,

13, 913,

16, 755,

110, 522,

20,488,

893.209, 895!102,276,

6, 470,

7, 282,

M a r . 6,1893.

3,806 b a n k s .

,720. 28($2,159,614,092.48 $2,161,401,858.59 $2,020,483,671. 04 $1,843,634,167* 51

206,463, 850.00

1, 268,405.0c

170, 096,550." 00

15,351,000.004, 372,600. 00

153,420,770. 68

202,612,051.30

124,384, 884. 35

30,126, 300. 21

72, 680, 344.23

17, 030, 064. 31

10, 992, 932. 60

13, 270, 691.10

18, 755, 010. 52

125,142, 839. 74

18, 248, 706. 00945, 532.50

208,341,816.4290, 935, 774. 00

14, 675, 000. 00

7, 401, 830.

1, 322,444.60

M a y 4, 1893.

3,830 b a n k s .

J u l y 12, 1893.

3,807 b a n k s .

172,412, 550. 00

15, 261,000.3, 519, 550.

150,747, 862.

174, 312,119.

121, 673, 794.

32,681, 708.

73,386, 921.

16, 646, 853.

11, 746, 470.

12, 935, 077.

17, 546, 973.

114, 977,271.

20, 085, 688.

952, 810.207, 222,141.103, 511,163.

12,130, 000.

7,467, 989.

1, 556, 891.

3, 480, 349, 667.19 3,459, 721, 235. 78 3, 432,176, 697.25

689, 698, 017.239, 931, 932.114, 603, 884.

145, 669, 499. 00

5074.176.1, 308,137.

1, 764, 456,177.9, 673, 349.

4, 034, 240.

323, 339,449.

160, 778,117.

15, 775, 618.9, 318, 249.1, 688, 817.

688, 642,245, 478, 3

, 876. 00, 362. 77

103, 067, 550.15

149,124,818.00

688,701, 200. 00246,139,133.32106, 9G6,733.57

151, 694,110.00

075.392.

1,751,439,374.762.

YD, I1, 350, c

176, 588, 050.00

15, 256, 000.3, 078, 050.

149, 690, 701.

159, 352, 677.

I l l , 956, 506.

27, 211, 234.

72,750, 830.

16, 632, 446.

4, 892, 772.

11, 933,004.

16, 707, 680.

107, 765, 890.

20,135, 054.

952. 332.186,761,173.

95, 833, 677.

6, C60, 000.

7, 600, 604.

1,019, 074.42

3, 213, 261, 731. 94 3,109,563, 284'. &

685,786, 718. 56249,138, 300. 30

93, 944, 649. 72

155,070,821.50

9,813, 7

3,927, 760.

304,785, 336.

166, 901, 054.

501 75, 075. 50 75, 072. 5019 2, 579, 556. 38 3, 879,673. 501 4 1 , 749,930, 817. 5111, 556, 761, 230.1717 9, 657, 243.49 10, 379, 842. 66

14, 021,18,180,

2, 913,

596.228.047.

4, 293,739. 93

275,127, 229.28

153, 500, 923. 94

3,321,271.84

238, 913, 573. 51

125, 979,422.16

18, 953, 306. 98 29,940, 438.56 21, 066,737.0121, 506, 247. 53! 31, 381, 451.27 27, 426, ttff. 54

3,051,379.82! 28,689,265.68 31,632,35^.16

Oct. 3,1893.

3,781 b a n k s .

14,8.16; 000. 00'2,700,950. 00

148,509,950.46

158,499,644.28

94,740,014.97

24, 229,106. 82

72,322,826.68

16, 828, 940.40

11,071,99(5. .6.5

13,981,867.44

15,35!), 761.56

106,181, 394.59

22,402,611.001,026,818.90

224,703,860. 0J7114,709, H52.00

7,020,000.: 00

8,977,414-13

1,262,749.85

678,540,338.93246,750, 781. 32103, 474, 662-87

182, 959,725,90

75,069.502,874,697; 59

1,451,324.330.55

10,546i 135, 51

3,776,438. 21

226,423,979.06

122,891,098.21

3,480, 349, 667.19 3,459, 721, 235. 78'3,432,176, 097. 25J3, 213, 261, 731. 94 3,109, 663,284.3

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 8: Annual Report of the Comptroller of the Currency, Volume 1 1893

KEPORT OF THE COMPTROLLER OF THE CURRENCY. 5

A comparison of the figures of 1893 with those of 1892 in the foregoing-table will indicate to what extent ami in what respect the national-banking interests of the country suffered from the severe and unu-sual monetary stringency which characterized the greater portion ofthe past year. Compari »; their aggregate resources or liabilities onOctober 3, 1893, with tho, of September 30, 1892, it is found they were$400,531,613 less, being but $3,109,563,284 on the former date as against$3,510,094,897 on the latter, the highest point ever reached in the his-tory of the national-bank system. This unparalleled shrinkage in lia-bilities is accounted for by a decrease between the dates mentioned inthe following items, viz: Capital stock $8,032,077, individual deposits$314,298,653, and bank and bankers' deposits $181,338,125. An increaseis shown in circulation outstanding to the amount of $39,536,428, inliabilities of all kinds for money borrowed $54,464,628, and in surplusand undivided profits $9,701,265.

Not less marked is the decrease in the items making up the resourcesof the banks. It shows as follows: Loans and discounts, $327,406,926;stocks, securities, etc., $5,965,564, and due from banks and bankers,$132,054,654. Cash of all kinds on hand increased $21,991,191, includ-ing $8,410,815 in gold, and United States bonds held for all purposesincreased $40,601,250. These figures illustrate the far-reaching effect ofthe year's financial depression and show that when panic-stricken deposi-tors withdrew their money the banks of necessity, to meet the suddenand extraordinary demands made upon them, called in their loans anddiscounts, supplementing such amounts by borrowed money and the ad-ditional circulation which they were able to procure from the Govern-ment through a deposit of bonds.

A closer examination of the figures contained in the reports of condi-tion made to the Comptroller shows this shrinkage to have occurred chieflybetween May 4 and October 3,1893. Within this period of five months$298,806,487 of individual deposits and $79,313,076 of bank deposits,a total sum of $378,119,563 was withdrawn from the banks. To meetthis withdrawal loans and discounts were reduced to the amount of$318,767,691; amounts due from banks and bankers, $51,198,856,and stocks, securities, etc., $2,177,912, and to provide against furtherdanger of withdrawals of deposits, which strongly menaced them, thebanks between the same dates increased their liabilities for moneyborrowed in various ways $36,615,092, and through the taking out ofadditional circulation $31,265,616, of which amount $27,888,905 wastaken out between July 12 and October 3, 1893.

The cash resources of the banks, which on May 4,1893, amounted to$343,901,803, were $32,559,267 less on July 12, but between that dateand October 3 increased $59,520,1-0, amounting at the last-named dateto $369,862,637, the largest sum ever held by them. This was accumu-lated in the face of continued heavy withdrawals of deposits and isthe most practical demonstration chat could be had of the solvency ofthe banks as a whole and their ability in an emergency to rapidly con-vert their assets into cash.

It is unnecessary to here enter upon a further or more specific analy-sis of these tables. They comply in detail with the requirements of thelaw, and show u a summary of the state and condition of every asso-ciation from which reports have been received the preceding year, atthe several dates to which said reports refer, with an abstract of thewholeamount of banking capital returned by them, of the whole amountof their debts and liabilities, the amount of circulating notes outstand-

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 9: Annual Report of the Comptroller of the Currency, Volume 1 1893

6 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ing, and the total amount of means and resources, specifying the amountof" lawful money held by them at the times of their several returns."

The careful and unbiased student of the facts shown in this summarymust inevitably reach the conclusion that the cause which more thanall others contributed to bringing- about the stagnation of the pastmonths in commercial business, the suspension of manufacturing and theclosing of mills, was this unprecedented demand on the part of depositorsfor money which the banks had distributed through the channels of tradeand which, to meet this demand, they were obliged to withdraw.

The situation made so dangerous for the banks by the action of de-positors caused a sudden contraction of the volume of money neededand already employed for business wants, prevented the making of newloans and rendered it hazardous on the part of the banks to grantrenewals of credit, already extended. It is to be said, however, thatdespite the dangers threatening them, the banks contributed in thelargest measure by a wise, judicious and, under all the circumstances,generous course, to the prevention of a general commercial panic.In evidence of this is the fact that at no time throughout the prolongedmonetary stringency AYas there complaint made to the Comptroller byany depositor, creditor, or patron of a national bank on account of thetreatment accorded him, either as to cash payments of indebtedness,or for any other reason.

So, too, it is worthy of remark that, when there is taken into consid-eration the widespread feeling of distrust so prevalent throughout thesemonths, the fact most deserving of comment is not that so many banksclosed their doors, but that so many were able to continue in operation.No stronger evidence can be had of the honesty, conservatism, andability of those active in the management of the banks than the com-paratively few failures which occurred, and no greater tribute can beX>aid to the principles upon which the system as a whole is based andadministered.

Supplementary to the information which has already been given shouldbe added that which bears upon the corporate existence of the banksof the system. The table on page 73 shows the title, capital, andcirculation of associations whose corporate existence expired by limi-tation during the year, and of the associations which succeeded them,the new associations showing an increase in capital of $5,000 and anincrease in circulation of $30,250.

The table on page 73 shows by States the number, capital stock, andcirculation of the forty banks whose corporate existence was extendedduring the year. Their aggregate capital stock was $5,04G,000, andtheir circulation $1,585,925.

The table on page 74 shows the charter numbers, title, location, dateof expiration, capital, bonds, and circulation of the forty-nine associa-tions whose corporate existence will expire during the year endingOctober 31,1894. These associations are located in twenty differentStates, with an aggregate capital of $6,708,000, and circulation amount-ing to $2,006,950.

The table on page 73 shows by States the number, capital, and cir-culation of associations whose corporate existence will expire during theperiod from 1894 to 1903. Of these there are 77^, with an aggregatecapital of $117,275,850, and circulation of $32,467,992.

The table on page 72 shows by States the number and capital of the1,466 banks, whose corporate existence has been extended since thebeginning of the system, located in forty States and Territories, with an

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 10: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 7

aggregate capital of $375,945,005. Of these, New York has 225, with acapital of $72,872,460, Massachusetts 209, with a capital of $88,612,500,and Pennsylvania 174, with a capital of $45,954,000.

Of the 119 banks organized, as shown in the table on page 71, Penn-sylvania is first, with 25 banks, having a capital stock of $2,375,000,JSTew York next, with 11 banks, with a capital stock of $2,050,000,Texas and Iowa have 10 each, with capital of $610,000 and $500,000,respectively. Wisconsin follows New York in amount of capital stockof newly organized banks, having $1,750,000, although the number ofbanks organized was but 5.

The marked difference in the number of banks organized duringthe year ended October 31,1893, as compared with the preceding year,arises largely from the changed monetary conditions, but is also due ina measure to the very rigid rules now enforced in the granting of char-ters. It has become the policy of this Bureau to more carefully scruti-nize all applications for authority to organize new banks, as the Comp-troller appreciates the necessity of discrimination to protect the sys-tem from the entrance of associations whose weakness would be aninjury. To this end the Comptroller before approving an applicationfor authority to organize, satisfies himself in detail as to the businessexperience and financial responsibility of each of the applicants, byinformation obtained through inquiries from sources believed to bereliable.

BANKS OTHER THAN NATIONAL.

That the general statement of the resources, liabilities, and condi-tion of banks and banking companies other than national, namely,State, savings, private banks, and loan and trust companies, may bepresented to Congress, as is required by law, the Comptroller, throughthe courtesy of State officers having supervision of these institutions,has obtained official returns from each State and Territory, exceptingDelaware, Maryland, South Carolina, Arkansas, Tennessee, Kansas,Nevada, Oregon, Idaho, Montana, Arizona, and Oklahoma. A sum-mary of this information is here given to complete a -resume of thevarious banking interests of the country throughout the past year. Itwill be found in detail in the tables which appear in the appendix.

At the close of the fiscal year ended June 30, 1893, there were inoperation in the United States 5,024 incorporated banks, banking insti-tutions, and savings banks, and from 4,837, or 96 per cent, reports ofconditions were received, an increase of 419 over the number reportinglast year. The number of private banks from which reports werereceived is 313 less than last year, but the net increase is 106.

In view of the fact that the returns from banks other than nationalshow their condition in most of the States prior to the financial strin-gency of 1893, the effect of that depression does not appear in thesestatistics with respect to banks organized under State authority.

The total resources of the 4,837 incorporated and 848 private banks,as shown by the returns from both official and unofficial sources, amountto $3,979,008,533, of which loans and overdrafts are $2,348,193,077; UnitedStates bonds, $149,982,221; State, county, etc., bonds, $407,709,961; rail-road bonds and stocks, $133,729,231; bank stocks, $45,752,014; all otherbonds, stocks, and securities, $272,430,923; due from banks and cash onhand, $250,700,719 and $205,645,203, respectively.

Of the liabilities the capital reported is $406,007,240; surplus andundivided profits, $346,206,287; individual deposits, $1,285,311,723;savings deposits, $1,785,150,957. The capital employed by the 3,579State banks is $250,767,709, and their deposits $706,865,643. The re-

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 11: Annual Report of the Comptroller of the Currency, Volume 1 1893

8 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ported capital of the 228 loan and trust companies is $94,867,268, anddeposits $486,244,079.

The capital of the private banks is $26,943,075 and deposits$68,552,696. Nearly 51 per cent of the resources of the 5,685 banks isreported by the 1,030 savings banks, of which 614 are mutual and 381stock savings institutions 5 the resources of the former, however, areover 84 per cent of those of both classes. With the exception of twobanks in the Southern and 10 in the Western States, mutual savingsbanks are confined to the Eastern and Middle States. Excepting 17 inthe Eastern and 7 in the Middle States, stock savings banks are locatedin the Southern, Western, and Pacific States and Territories.

It also appears that while the entire deposits in mutual savingsinstitutions are u savings," the reports show that over 10 per cent ofthe deposits in the other class are not of that nature, and the pre-sumption is that the percentage is much greater, as it is known thatstock savings banks in certain States make no classification of deposits,and yet transact a commercial as well as a savings bank business.

In the table on page 226 is shown the resources and liabilities ofboth classes by States and geographical divisions, to which is appendeda statement of the number of depositors and the average amount dueeach, by States, etc.

The table on page 237 is a consolidated statement of both classes,showing the aggregate number of depositors, amount of savings depos-its, and the average amount due each in each State. The average savingsdeposit in the Eastern States is $359.48; in the Middle States, $362.21;in the Southern States, $168.21; in the Western States, $328.11; in thePacific States and Territories, $661.22. The large average in the latterdivision is due to the fact that the average amount due depositors inthe savings banks of California is $771.28; the average amount due de-positors in that division, exclusive of California, being but $163.07.

On page 238 a table appears showing the growth of savings banksfrom 1820 to 1893, the interesting features of which are the averageannual savings deposit and per capita deposit in each census year from1820 to 1890, and annually since the latter date. The per capita depositin 1820 was but 12 cents; in 1830, 54 cents; 1840, 82 cents; 1850, $1.87;1860, $4.75: 1870, $14.26; 1880, $16.33:1890, $24.35; and in 1891, 1892,and 1893, $25.29, $26.11, and $26.63, respectively. The number of sav-ings banks in 1820 was 10; the number of depositors, 8,635; the amountof deposits, $1,138,576; and the average deposit, $131.86; the numberof banks this year is 1,030; depositors, 4,830,599; deposits, $1,785,150,957;the average deposit $369.55; and per capita deposit, based on the esti-mated pormlation on June 1, last, $26.63.

The aggregate loans of savings banks amount to $1,047,270,478, ofwhich $763,579,985 are secured by real estate, $74,179,877 by collateralother than real estate, and the remainder, principally, by personal se-curity. The stock and bond investments amount to $799,372,476, ofwhich $129,610,783 are United States bonds, $398,606,298 State, county,and municipal bonds, $121,519,071 railroad bonds and stocks, $44,466,725bank stocks, and $105,169,599 other stocks, bonds, and securities.

The capital stock of national banks on July 12 last, and of otherbanks, at date of latest returns to this Bureau, in each State and geo-graphical division, is shown in the table on page 241. This table alsoshows the amount of capital stock per capita of population in eachState. The total capital reported is $1,091,793,959, and the averageper capita $16.29. By comparison with similar returns for 1892, itappears that there has been a shrinkage of capital to the extent ofabout $20,000,000, the average per capita at that time being $16.33.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 12: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 9

In tliisConnection data appearing in the table on page 242 showingthe toiai amount of banking funds at the command of national andother banks, namely, capital, surplus, undivided profits and deposits,will be of interest, for, while as heretofore stated, their total capital is but$1,091,793,959, their aggregate banking funds amount to $6,412,939,954,and is an increase of $22,845,826 over the amount held on the same datein 1892. The estimated population of the United States on June 1 lastwas 67,021,000, making an average, per capita, of these funds of $95.68,as against an average of $97.42 in 1892.

The table referred to gives the average of these funds per capita ofpopulation and the per capita averages in each class of banks, and inall. The averages in each class are: National banks, $38.64; State banks,$15.83$ loan and trust companies, $9.73; savings and private banks,$29.93 and $1.55, respectively.

The amount of coin, paper currency, etc., held by national banks onJuly 12, last, and by all other banks on or about the same date is shownin detail in the tabie to be found on page 240.

The aggregate reported is $515,987,740, of which $310,342,537 wasreported by national banks and $205,645,203 by other banks; the totalholdings were: Gold coin, $103,417,876; silver coin, $15,315,656; specienot classified, $15,093,221; paper currency, $264,602,355; fractionalcurrency and cash not classified, $117,558,632.

In the appendix, pp. 219-251, will be found tables showing the condi-tion at the date of latest returns of State banks, loan and trust companies,savings banks and private banks; State banks from 1872-773 to 1892-793;loan and trust companies, 1888->89 to 1892->93; savings banks, 1888-?89to 1892-?93; number of depositors, amount of savings deposits, and aver-age amount due each depositor in savings banks by States 1891-?92 and1892-?93; growth of savings banks from 1820 to 1893; condition of pri-vate banks in 1889-'93; condensed statement showing the aggregateresources and liabilities of each and all classes of banks in 1892-'93;the capital of national banks on July 12, 1893, and of all other bankson or about the same date, and average per capita of population byStates; the population of the United States by States, the capital,surplus, undivided profits, and deposits of national and other banks,the average of these funds per capita, and the per capita averages ineach and all classes of banks; the cash holdings of national and otherbanks on or about July 12, 1893; the number, assets, and liabilities ofState banks, etc., which suspended during the first eight months of 1893;the number, assets, and liabilities of suspended State banks, etc., whichresumed business during the first eight months of 1893; the conditionof the loan and trust companies of the District of Columbia on October3, 1893, and the condition of the Canadian banks on August 31, 1893.

A condensation of the foregoing for the sake of comparison withnational banks shows the principal items of resources and liabilities,and the total resources of banks other than national, as indicated bythe latest returns to the Comptroller, to be as follows:

It-ems. State banks.

LoansUnited States bondsOther bondsCapital•Snrplns and undivided profits . . .DepositsTotal resources

$763, 051, 774412, 654

76,143, 722250, 767, 709103,137, 836706, 865, 643

1,130, 725,537

Loan and trust Jcompanies, i

$462, 823, 51418,486, 636110, 338, 26594, 867, 26870,771,477486, 244, 079726, 664,506

Savings banks. Private banks,

$1, 047, 270, 478129, 610, 783669, 761, 693

33, 429,188163,473,173

1,808, 800, 2622,013,775,147

$75, 047, 3111, 472,1483, 378, 449

26, 943, 0758,823, 801

68, 552, 696107, 843, 343

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 13: Annual Report of the Comptroller of the Currency, Volume 1 1893

10 REPORT OF THE COMPTROLLER OF THE CURRENCY.

That comparison is herewith, made:

Loans, etcUnited States bonds .Ali other bonds.

Xational banks.

$1, 843, 634,168224, 040, 800148, 569, 950

Capital stock 1 678,540,339Surplus and profits j 350,225,444Deposits • I 1,465, 446, 904Total resources | 3,109,563,284

All other banks.

$2,348,193, 077149,982, 221859,622,12S406,007, 24C346,206, 281

3, 070,462, 68(13,979,008, 533

SUSPENSIONS OF NATIONAL BANKS.

In the introductory pages of this report is indicated the number oiassociations u whose business has been closed during the year." Inthe appendix will be found tables giving in detail names, location, circu-lation redeemed and outstanding, voluntary liquidations, failnres, andtemporary suspensions of banks as is required by the statute to be fur-nished to Congress, together with such other facts as are necessary.

It does not seem essential, nor would it be possible to enter into aminute statement of all the circumstances attendant upon the closingof the banks during the past year. It is sufficient to say that the causewhich brought about the large proportion of such suspensions was theaction of depositors who, becoming doubtful of the solvency of thebanking institutions of the country, withdrew their deposits. The re-sult was that many banks after paying out on the one hand all themoney in their vaults and failing to collect their loans on the other, sus-pended and passed into the hands of the Comptroller. With a fullknowledge of the general solvency of these institutions and the causewhich brought about their suspension, the policy was inaugurated oigiving all banks, which, under ordinary circumstances would not haveclosed, and whose management had been honest, an opportunity to re-sume business. This policy was one which seemed to commend itself tothe Comptroller as proper to pursue under the circumstances, and itis believed the results have justified the experiment of its adoption.

In no instance has any bank been permitted to resume on money bor-rowed or for which as an association it has become liable. Wheneverthose active in the management of the banks resuming, either as exec-utive officers or directors, have been debtors to such banks, their in-debtedness has been paid or secured, and whenever impairment of cap-ital stock has been found, such impairment has been made good, eitherby voluntary or enforced assessment on the shareholders. In a num-ber of instances changes have been made in the directory and offi-cial corps of resuming banks. The criticism to be made upon the man-agement of these banks was the improper distribution of their loans, acircumstance which greatly retarded the conversion of such loans intomoney at a time when it was needed to avoid suspension.

Of the banks which failed to resume many had long been under thecontinual criticism of this Bureau for violations of law and imprudentmethods of banking, and the closing of them was only hastened by thegeneral condition of financial affairs. Some failed because of criminalacts on the part of the officials in charge, and others because of a lackof proper appreciation of the purposes of a bank.

An analysis of the suspensions and failures which occurred shows thaiduring the year 158 national banking associations, as heretofore stated,were compelled to suspend business, being 4.09 per cent of the numbei

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 14: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 11

of existing associations. Their capital stock aggregated $30,350,000,or approximately 4.3 per cent of tlie paid-in capital stock of all thebanks in the system.

Of the banks which suspended 65, or 41.14 per cent, with a total capitalstock of $10,935,000, were insolvent, and required the appointment ofreceivers; 8$, or 54.43 per cent, with a capital stock aggregating$18,205,000, were able to resume business and 7, or 4.43 per cent, with acapital stock of $1,210,000, were placed in charge of examiners in theexpectation of resumption. Of the suspended banks two were locatedin the New England States, both in New Hampshire, with a total cap-ital stock of $250,000, for each of which a receiver was appointed.

In the Middle States there were three suspensions—two in New York,with a total capital stock of $500,000, and one in Pennsylvania, with acapital stock of $50,000. Those in New York were placed in the handsof receivers, and the one in Pennsylvania in charge of an examinerpending proposed resumption.

There were 38 suspensions in the Southern States, the capital stockinvolved aggregating $8,815,000. Of these 19, with a total capital stockof $5,630,000, resumed business, and the same number, with a total cap-ital stock of $3,185,000, failed. In this geographical division, Texasfurnished the greatest number of suspensions, namely 12, with a totalcapital stock of $1,480,000, of which 6, with a total capital stock of$430,000, resumed business, and the remainder, capitalized to the amountof $1,050,000, failed. There were 6 suspensions in Kentucky and thesame number in Tennessee. The total capital stock of those in Ken-tucky was $2,300,000 and of those in Tennessee $2,750,000. In Ken-tucky all the banks that suspended, except one, with a capital stock of$50,000, were permitted to resume, business. Two of the banks in Ten-nessee, with a total capital stock of $2,000,000, resumed business and 4were placed in the hands of receivers. Four banks in Georgia suspen-ded and the same number in Alabama, with a total capital stock of$675,000 and $550,000 respectively. Of these, 1 bank in Georgia, witha capital stock of $250,000, and 3 in Alabama, with a total capital stockof $400,000, resumed business. Two banks in North Carolina suspended,with a total capital stock of $300,000, both of which were able to resumebusiness, but the two which suspended in Florida, with a total capitalstock of $200,000, required the appointment of receivers, as did alsothe one in Mississippi, which had a capital stock of $60,000, and the onein Arkansas, with a capital stock of $500,000.

The Western States furnished 49 suspensions, with an aggregatecapital stock of $10,125,000. Of these 31 resumed business, 17 failed,and 1 was placed in the charge of an examiner pending resumption orthe appointment of a receiver. The capital stock of the banks whichresumed aggregated $6,275,000, and of those which failed $3,750,000.The greatest number of suspensions which occurred in this section wasin Kansas, namely, 8, although the capital stock involved, $880,000, wasless than that of the banks in four other States. Four of the banks inKansas, with a total capital stock of $480,000, resumed, and three, witha capital stock of $300,000, failed. Of the 7 banks in Indiana whichsuspended, 4, with a total capital stock of $450,000, resumed, and 3,with a total capital stock of $550,000, were placed in the hands of re-ceivers. In Iowa 6 banks suspended, with a total capital stock of$575,000, of which number but one failed, with a capital stock of$50,000. The same number of banks in Nebraska suspended, three ofwhich, with a total capital stock of $350,000, resumed business, and

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 15: Annual Report of the Comptroller of the Currency, Volume 1 1893

12 REPORT 0^ THE COMPTROLLER OF THE CURRENCY.

receivers were appointed for the remaining three, the total capita! stockof which was $450,000. Five banks suspended in Wisconsin, with atotal capital stock of $625,000, all of which resumed business., while inIllinois there were 4 suspensions, with a capital stock aggregating$2,150,000. All of these were placed in the hands of receivers. InMissouri 3 banks suspended, with a total capita! stock of $1,300,000,all of which resumed. In Michigan there were the same number olsuspensions as in Missouri, but the capital stock involved aggregatedonly $215,000. But one of these banks resumed, the capital stock ofwhich was $65,000. The fewest suspensions which occurred in anyState in this division was in Ohio, there being but 2, the aggregatecapital stock of which was $180,000. One of these banks, with acapital stock of $80,000, resumed business and the other failed.

Sixty-six banks suspended in the Pacific States and Territories,being nearly 42 per cent of the total suspensions which occurred andrepresent capital stock amounting to 35 per cent of the total capitalinvolved. Of these, 36 banks, with a capital of $6,300,000, were solventand resumed business; 25, with a capital stock of $3,250,000, wereplaced in the hands of receivers, and 5, with a total capital of $1,060,-000, in charge of examinerspending resumption. The greatest numberof suspensions was in Colorado, involving the largest amount of capitalstock of suspended banks of any State in the Union, the number being16 and the capital $3,600,000. All of these banks resumed, except two,the capital stock of which was $300,000. The second greatest numberof suspensions occurred in the State of Washington, 14 banks, with anaggregate capital stock of $1,735,000. Of this number 4, with a cax>i-tal stock of $425,000, resumed; 3, with a capital stock of $510,000,were placed in charge of examiners pending resumption, and 7 failed.The suspensions in Montana numbered 10, and their capital stockamounted to $1,875,000. Of these, 2, with a capital stock of $300,000,resumed, and 7, with a capital stock of $1,075,000, were placed in thecharge of receivers. Six suspensions occurred in Oregon, and the samenumber in California, the aggregate capital stock represented being$800,000 and $1,200,000, respectively. There was but one failure ineach State, the capital stock in the case of the Oregon bank being$100,000, and that of the California bank $250,000. There were 3 sus-pensions in Utah, 3 in North Dakota, and 3 in South Dakota. Thethree banks in Utah, with a capital stock aggregating $250,000, re-sumed business, while the three in ^orth Dakota, with a total capitalstock of $400,000, failed. Two of the banks in South Dakota, w7itli atotal capital stock of $100,000, were placed in the hands of receivers,and one, with a capital stock of $125,000, resumed. Two suspensionsoccurred in Wyoming, and the same number in Xew Mexico. One bankin Wyoming, with a capital stock of $200,000, resumed, and one, thecapital stock of which was $50,000, failed. Of the banks in Hew Mexico,one, with a capital stock of $175,000, failed, and the other, with a capi-tal stock of $50,000, was placed in the hands of an examiner pendingresumption or the appointment of a receiver. The only other sus-pension in this geographical division occurred in Oklahoma, beingthat of a bank with a capital stock of $50,000, whieh,being solvent, re-sumed.

In the appendix, page 80, will b e found the information above referredto in tabular form.

The official records show that of 4,930 national banks organizedsince February, 1863, 246, or about 5 per cent, have been placed in thehands of receivers. In this number are included 9 banks which had

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 16: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPOKT OF THE COMPTROLLER OF THE CURRENCY. 13

previously gone into voluntary liquidation, but upon failing- to pay de-positors the Comptroller appointed receivers to wind up their affairs.Of the 246 failed banks, 39 have paid their creditors, principal andinterest in full, 7 have paid principal and a part of the interest, and16 have paid the principal only. The affairs of 115 of the 246 bankshave been finally closed, leaving 131 in process of settlement, of which16 are virtually closed, with the exception of undetermined litigation.There are 115 receiverships in active operation. In four instancesprior to October 31? 1893, the receiverships were terminated and thebanks permitted to resume business.

The total amount thus far paid to creditors of insolvent nationalbanksis $50,943,147, upon approved claims aggregating $81,963,207. Theamount paid during the year was $3,041,134.90. Assessments under theprovisions of section 5151 of the Kevised Statutes of the United Statesaggregating $20,118,350 have been made upon shareholders of insolventnational banks. From this source the gross collections have been$8,085,931, of which there was received during the past year $462,171.The affairs of but five banks have been closed during the year andfinal dividends paid to creditors, while the titles of four on the inac-tive list in 1892 have disappeared.

It is a source of regret that no better exhibit is made of dividendspaid to the creditors of failed national banks during the past year,but the same conditions which produced so many failures seriouslyretarded the ability of receivers to collect the assets of their trusts,and consequently large dividends could not be declared. However,when are taken into consideration the many embarrassments of theyear, the general average is good. In the appendix will be found atabular statement of all dividends, expenses, and kindred matters con-nected with the trusts which are yet in process of liquidation.

SUSPENSION OF BANKS OTHER THAN NATIONAL.

The same causes which so seriously affected the national banks af-fected in like manner State, savings, and private banks, and loan andtrust companies.

During the year ended June 30, 1892, there were 69 failures ofprivate banks and of those incorporated under State authority, withliabilities amounting to $11,024,628 and assets to $6,125,189. The fail-ures included 24 State banks, with $3,177,529 liabilities; 6 savingsbanks, with $917,000 liabilities; 36 private banks, with $6,505,099 lia-bilities; and 3 loan and trust companies, with $425,000 liabilities.

The number of failures of this class during the last six months of1892 was 35, of which 18 were State banks, 16 private banks, and 1 aloan and trust company. During the first eight months of the currentcalendar year the failures and suspensions, as reported by the Brad-street Agency, numbered 415, the assets aggregating $94,291,348 andthe liabilities $97,193,530. Of these institutions 79, or 19 per cent, withliabilities amounting to 14 per cent of the total liabilities of the sus-pended banks, resumed business.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 17: Annual Report of the Comptroller of the Currency, Volume 1 1893

14 REPORT OF THE COMPTROLLER OF THE CURRENCY.

The number, assets, and liabilities, by classes, of banks which sus-pended and of those which resumed, from January 1 to September 1?1893, are shown in the following table:

Class.

State banksSavings banksLoan and trust compa-

niesMortgage companiesPrivate banks

Total

Suspended.

Number.

17247

136

177

415

Assets.

$41,281,84817, 673,938

14, 337, 500760, 803

20,237,259

94,291, 348

Liabilities.

$36, 903,26616.830, 809

22, 354. 0001,790,000

19,315,455

97,193, 530

Resumed.

1ST umber.

4410

2

23

79

Assets.

$10, 828, 0883,657,013

1, 850,000

4, 680, 875

21,015, 976

Liabilities.

$7,255,8852,541, 936

1,215,000

2, 903, 200

13,916, 021

For purposes of comparison the following statement is given, show-ing the number of national, State, and other banks, in existence on July1, 1893; the number and per cent of resumptions, failures, etc., oinational banks during the year ended October 31, and of other banksduring the first eight months of the current calendar year:

Class.

National fotinks .«.-...State and savingsLoan and trust companies.

Total

Num-ber iuexist-ence

July 1,1893.

*3,8575,024

(?)3, 950

Suspensions.

No.

158219

19177

12,831 573

Percent.

4.094.36(?)4.48

Eesumptions.

No.

86542

23

165

Percent.

2.231.07

CO.58

Failures.

No.

65

Percent.

1.68

In cbarge ofnational bank

examiners.

N o .

7

65 7

Percent.

.18

*June 1.1893.

In the appendix, pp. 244-240, will be found tables showing, by classes,States, and geographical divisions, the suspensions and resumptions ofState banks, etc., from January to September, 1893. It appears from thefirst table that of the total suspensions 172 were State banks, 47 savingsbanks, 177 private banks, 13 loan and trust companies, and 6 mortgagecompanies. Of the ten suspensions in the Eastern States, 6 occurred inNew Hampshire, 3 in Vermont, and 1 in Ehode Island. In the MiddleStates 15 suspensions occurred in New York, 8 in Pennsylvania, 1 in NewJersey, and 1 in Delaware. The Southern States had 61 suspensions,of which 12 were in Texas, 10 in Tennessee, 8 in Virginia, 6 in Georgia,6 in Florida, 4 in Alabama, 4 in Kentucky, 3 in Arkansas, 2 in WestVirginia, 2 in North Carolina, 2 in South Carolina, and 1 in Louisiana.The most severe effects were felt in the Western States, both in thenumber of suspensions, which were 232, and the amount of liabilities,which were $51,777,665, or 56 per cent and 53 per cent, respectively. InKansas, the largest number (32) occurred, though the liabilities werebut 3 per cent of the total; Wisconsin, with 30 suspensions, followed, buttheliabilities were over 14 per cent of the total; in Ohio 27 were reported,Minnesota 26, Illinois 24? Indiana 23, Iowa 22, Missouri 2l, Nebraska16, and Michigan 11. The number occurring in the Pacific States andTerritories was 87, of which California furnished 21, with liabilitiesamounting to nearly 8 per cent of the aggregate of all the banks. Coloradofollowed California in number (20), although the liabilities were less than

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 18: Annual Report of the Comptroller of the Currency, Volume 1 1893

KEPORT OF THE COMPTROLLER OF THE CURRENCY. 1 5

half of those of the banks in California. Oregon furnished 13 suspensions,Washington 11, Montana 8, Idaho 4, Wyoming 3, North Dakota 3,and Utah, New Mexico, Arizona, and Oklahoma 1 each.

The second table referred to gives similar information in detail withrespect to banks which have resumed. Of the 79 resumptions, 44 wereState banks, or 25+ per cent of the total suspensions5 10 savingsbanks, or 21 per cent; 2 loan and trust companies, or 15 per cent, and23 private banks, or 13 per cent. Of the suspensions in the New Eng-land States, there was but one resumption, that of a private bank inVermont. One savings and 2 State banks resumed in New York.Of the Gl banks which closed in the Southern States, 8 reopened: 2 inWest Virginia and one each in South Carolina, Georgia, Florida, Ala-bama, Louisiana, and Texas. As the suspensions in the Western Stateswere the most numerous, so also were the resumptions, 58 per cent ofthe total resumptions being reported from that division. In Minne-sota, 10occurred; in Ohio, Wisconsin, and Iowa, 6 each; in Missouri, 5;Indiana and Kansas, 4 each; in Michigan, 3, and Nebraska, 2. Theresumptions in the Pacific States and Territories were confined to Cali-fornia (13), Colorado (7), and Montana (1).

The fright among depositors of the present year appears to have affectedall classes of banking institutions alike. The shrinkage of deposits ofnational banks from May 4 to July 12 last exceeded $190,000,000. In orderto ascertain the extent of the shrinkage in banks other than national,the Comptroller requested each State officer charged with the super-vision of banks organized under State authority to submit a statementshowing similar information with respect to that class of banks. Replieswere received from the officers of 23 States and 2 Territories indicatingthat the loss to banks of this character corresponded with that shownby the returns from national banks. Generally no information wasgiven with respect to savings banks and much less regarding privatebanks.

CLEARING-HOUSE LOAN CERTIFICATES.

The unprecedented condition of the money market from June toSeptember called for extraordinary remedies, not only to avert generaldisaster to the banks but to prevent commercial ruin. This remedywas the issuing of clearing-house loan certificates, which were broughtinto use as in 1873,1884,1890-?91, by the associated banks of New York,Boston, Philadelphia, Baltimore, and other cities where needed. Theservice rendered by them was invaluable, and to their timely issuanceby the associated banks of the cities named is due the fact that the year'srecord of suspensions and failures is not greatly augmented.

The form of these certificates, with the conditions under which theywere issued in 1890-'91 (the form and conditions being the same duringthe late issuance of them as then), is described at length in the Comp-troller's Annual Eeport for 1891. The subject is alluded to again onlybecause it constitutes a very important part of the year's banking his-tory, and for the additional reason that here and there are to be foundthose who entertain an entirely erroneous idea of the purpose forwhich these certificates were issued and what was accomplished bytheir issuance. Briefly stated, they were temporary loans made by thebanks associated together as a clearing-house association, to the mem-bers of such association, and were available to such banks only for thepurpose of settling balances due from and to each other, these balancesunder normal conditions of business being always settled in coin or cur-

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 19: Annual Report of the Comptroller of the Currency, Volume 1 1893

16 EEPORT OF THE COMPTROLLER OF THE CURRENCY.

rency. Each, clearing-house association selected a committee chargedwith the issuing of the certificates to each bank desiring the same,such bank being required before receiving them to deposit with thecommittee its bills receivable, or other securities, as collateral for theloan. The amount of certificates issued to each bank was limited to75 per cent of the value of the securities deposited. They bore interestat rates varying from 6 to 7^- per cent, immediately upon their sur-render to the committee they were canceled and the securities held ascollateral were returned to the bank depositing the same.

At a time when vast sums of coin and currency were being with-drawn from the batiks, to be hoarded, these loan certificates, by perform-ing the functions of the currency or coin customarily required for settlingdaily balances at the clearing house, released so much currency or cointo the legitimate and current demands of business and unquestionablyplaced it within the power of the banks in the cities named to extendto outside banks the aid needed on the one hand and liberally grantedon the other. In no instance were these certificates designed to nordid they circulate as money: They were but due-bills and their solefunction consisted in discharging the single obligation at the clearinghouse. An attempt on the part of a bank in any of the associationsissuing these certificates to use them otherwise would have incurreda fine and other penalties provided in the rules governing such associa-tions. Their issuance at so early a date in the financial derangementof the country was most opportune in not only preventing an acutepanic, but in tending to restore public confidence, such action demon-strating that by mutual agreement of all, the weak banks of the asso-ciation would be, so far as depositors and other creditors were con-cerned, as strong as the strongest.

In inaugurating the issuing of certificates so promptly and in issuingthem to so large an amount the Clearing-house Association of ISTew York,in particular, rendered the country great service, and the associatedbanks of that city are entitled to the credit which the public gener-ally accords them.

The following figures, showing the movement and amount of theissue of loan certificates in 1893 in the cities named, will indicate themeasure of relief afforded by them:

Date ofissue offirst cer-tificate.

Date of largestamount out-

standing.

Largestamount out-standing.

Date ofsurren-der of

last cer-tificate.

Amountoutstand-

ing Oct. 31.

]STew YorkPhiladelphiaBostonBaltimorePittsburg

Total.

June 21June 16June 27....do ...Aug. 11

Aug. 29 to Sept. 6Aug. 15Aug. 23 to Sept. 1Aug. 24 to Sept. 9Sept. 15

8. 280, 00010, 965, 000

Nov. 1 !

11, 445, 0001,475, 000987, 000

63,152, 000

Oct. 20 i13, 835,000

"845*000332,000

The issue of loan certificates in 1893 greatly exceeded that ofprevious years. In 1873 and 1884 they were issued only by the NewYork Clearing House Association, the total amount issued in 1873being $26,565,000 and in 1884 $24,915,000.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 20: Annual Report of the Comptroller of the Currency, Volume 1 1893

ERRATA.

On page 16, last paragraph, it is stated that the issue of clearing-houseloao certificates, in 1873, was confined to the New York association; ithas been learned, however, since this report was printed, that the Phila-delphia association, also, issued certificates in that year, the total amountissued to 1880, wiien the last was retired, being $6,785,000.

In the table, on page 17, under "Largest amount outstanding," etc.,opposite Philadelphia, for ""$29,140,000," read "$8,870,000," and forthe total "$49,410,000," read "$29,140,000."

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 21: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 17

Iu 1.890-'91 they were issued in New York, Boston, and Philadelphia,tlie largest amounts outstanding at any time being as follows:

i Bate of firstj issue.

New York . . .BostonPhiladelphia.

Total . .

Largest amount out-standing at any onetime and date of same.

Nov . 12,1890 $15, 205, 000, Dec. 13,1890.N o v . 19,1890 : 5. 005, 000, Dec. 6,3H:»i».Nov . 19, 1800 | 29,140. (M). J a n . 9.1891.

49, 410, 000

LAWFUL MONEY RESERVE.

Not less attention has been attracted during the present year, andparticularly during the closing months of the year, to the subject oflawful-money reserve to be held by the banks, than to that of clear-ing-house loan certificates, and the discussion provoked has beenquite as widespread.

As the law now stands all national banks, outside of certain desig-nated "reserve cities," are required to maintain a reserve fund equalto 15 per cent of the net deposits made with such banks by individualsand by other banks and bankers. They are permitted by law to depositnot over three-fifths of this 15 per cent (or 9 per cent) with such nationalbanks located in the "reserve cities77 as the outside banks may withthe Comptrollers approval select. The remaining twro-fifths (or 0 per-cent) must be kept in bank in lawful money, or more, if less thanthree fifths is kept with reserve agents. The national banks locatedin reserve cities are divided into two classes: (1) Those in the "cen-tral'7 reserve cities of New York, Chicago, and St. Louis being requiredto keep 25 per cent of their net deposits in bank in lawful money, withthe privilege of acting as the reserve agents of any national bankslocated outside of these three cities. (2) Those located in the reservecities, other than New York, Chicago, and St. Louis, being required tokeep 25 per cent of their net deposits on hand, not over one-half ofwhich may be deposited with any national bank or banks located inany of the three central reserve cities, while the remainder must beactually on hand in lawful money. The banks in the reserve oities-oithis class have the privilege of holding a part of the reserve of any

•* bank or banks located outside of all reserve cities, viz, banks of the15 per cent class.

In effect these requirements are not as onerous as they appear, for aRational bank in New York City holding $100,000 of the reserve of anyjjther bank or banks on deposit must keep only $25,000 of the amounthi hand in money, while it is at liberty to lend or otherwise invest theremaining $75,000. So a bank in a reserve city of the second class

10 molding $100,000 on deposit for other national banks may loan out orhfc tivest $75,000 of the amount, and of the remaining $25,000 must keepdt $12,500 in bank in money and may deposit $12,500 with its reserve^.Jagents, receiving a low rate of interest (usually 2 per cent) on the same,

7 A bank of the 15 per cent class must keep only 6 percent of its depos-itors7 money actually on hand in bank, and is M;berty to deposit not

^ over 9 per cent with its reserve agents, on whiCi- usually receives aV low rate of interest. To illustrate the operation oJthe law it will bo

found that with normal conditions of business the banks in reserve10665 C U B — 2

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 22: Annual Report of the Comptroller of the Currency, Volume 1 1893

18 REPORT OF THE COMPTROLLER OF THE CURRENCY.

cities (not central) held on December 9, 1892, net deposits amounting to1495,196,952, against which they held $77,869,593 cash in bank, orabout 16 per cent, and the 15 per cent banks held net deposits of$975,622,088, and against these $108,012,546 cash in bank, or about 11per cent. Again, a large portion of the reserve actually held by thebanks can not be considered as taken out of circulation, or as hoardedthrough operation of the law, for much of it is paid out during eachbusiness day, other money coming in through deposits to take the placeof that paid out.

In any view of the matter, however, the intent of the law is to com-pel a bank to retain always on hand a very moderate proportion of themoney deposited with it for safe keeping by the depositor, who prac-tically makes a loan to the bank payable on demand, for the use ofwhich he ordinarily receives no interest. The entire effect is to exercisea wholesome restraint upon a tendency to an undue extension of businessby a bank, and that this intent is recognized as an underlying principleof safe and conservative commercial banking is evidenced by the factthat those banks which are compelled by law to maintain but 15 percent reserve have voluntarily for years past held an average of over 25per cent, the proportion required for banks located in reserve cities.

The evident theory of the law is that a bank shall always have onhand such an amount of lawful money as will enable it under normalconditions of business to meet the current demands of its deposi tors. Acareful examination of section 5191, United States Eevised Statutes, asamended, will show that it is expected that emergencies will ariseunder which this fund will fall below the legal requirements. This con-tingency is distinctly recognized by the plain provisions contained inthe section named, prescribing what shall be done " whenever the lawfulmoney reserve of any association shall be below the amount77 of therequired percentage of its deposits. The provisions referred to are thatthe bank shall make no new loans or discounts, except the discount ofbills of exchange payable at sight, nor make any dividend of its prof-its until the required amount of reserve has been again accumulated.The reason for this is obvious. The depletion of a bank's reserveoccurs either because the bank has loaned out or otherwise investedtoo great a proportion of the funds it has received on deposit, or thatits depositors have withdrawn their money to an extent which pro-duces a similar result. In either case the only safe and prudent coursefor the bank to pursue is to cease paying out money in any directionexcept to depositors us til either through the collection of demand ormaturing loans on the one hand, or the receipt of deposits on theother, the required proportion has been restored. The discount ofsight bills of exchange is excepted because money invested in thisway will be repaid immediately, and in this branch of its business thebank's customers will be caused no inconvenience and the commercialinterests of the country be thus protected from loss which otherwisemight ensue.

The provision of law governing the time allowed a bank to makegood a depleted reserve is most lenient. It provides that tht5 Comp-troller may notify the bank to make good its reserve, and further thatif it fails for thirty days thereafter to do this the Comptroller, with theconcurrence of the Secretary of the Treasury, may appoint a receiverfor the bank. However, before the Comptroller can send notice to anybank he must have reliable information that, its reserve is deficient,and as the source of such information is either the report of its exam-ination heretofore mad© once a year, but hereafter to* be made twice,

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 23: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OP THE CURRENCY. 19

or its sworn report of condition made five times a year, some time mayintervene before such, condition becomes known to him. Again, whenhe is officially informed, the use of the word may both as to his sendingnotice and as to his appointing a receiver in a case of noncompliancewith such notice, plainly leaves the enforcement of the law to thediscretion of the Comptroller in either or both of these particulars.This power thus conferred upon the Comptroller is one that ought to beused with great prudence and caution. It would be not only unwise butwould work great injury to the business interests of individual com-munities and the general public to exercise the authority thus vestedin him at a time when arbitrary action must necessarily result ingeneral disaster, and therefore in the interest of the public the dis-cretion giveu to the Comptroller has always been used with modera-tion. It is this moderation which in an emergency has in numerousinstances contributed in no small degree to averting widespread finan-cial ruin. In this view there can be no question as to the legalityand propriety of a bank's exhausting its entire reserve, if necessary,in an emergency, to pay its depositors, but for no other purpose, exceptto discount or buy sight bills of exchange, and where the withdrawalof deposits continues or is likely to continue no careful bank managerneeds to be informed that not only must he cease to make new loansand discounts, but must replenish his exhausted stock of lawful moneyby converting his resources into cash through collections of loans anddiscounts or selling securities, or where this is not possible by usingthese assets to borrow the money needed to enable him to meet his lia-bilities.

Tabular statements showing deposits, reserve required, and reserveheld, classification of reserve, and average percentage of-same on orabout October 1 of each year from 1874 to 1893, both inclusive, will befound on pages 130-131 of the appendix, also a table, page 134, showingsimilar information at the date of each report of condition from December9,1892, to October 371893. This last-named table is inserted to show themovement of the reserve during the financial stringency of the presentyear, both as to volume and average percentage of deposits. An inspec-tion of these figures will show that the average percentage of reserve todeposits from December 9, 18 2, to July 12, 1893, varied only between20.42 per cent and 27,24 per cent, and thai on October 3,1893, the averageincreased to 32.(16 per cent. Tn volume the amount of lawful moneyactually held by the banks was $318,641,595 on December 9, 1892, de-creased to $289,244,850 on July 12, 1893, but increased by October 3,1803, to -1346,433,212, an amount approximating $57,000,000 greater thanon July 12,1893, when the panic was at its height, and almost $2 7,000,000greater than on December 9, 1892, when business was in a normalcondition.

AMENDMENTS RECOMMENDED.

By provision of law it is made incumbent upon the Comptroller of theCurrency to call the attention of Congress to uany amendment to thelaws relative to banking by which the system may be improved andthe security of the holder of its notes and other creditors may be in-creased," There are certain amendments which it is obvious ought tobe made, and which, in their operation, would make the present systemmore nearly serve the purpose for which it was designed, and to ameasurable extent give an increase in the volume of circulation*, if suchis desirable, The following amendments to the law as it now stands

recommended to be made,

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 24: Annual Report of the Comptroller of the Currency, Volume 1 1893

20 REPORT OF THE COMPTROLLER OF THE CURRENCY.

(1) That every association be authorized to issue circulating notesequal to the par value of the bonds deposited.

No good reason can possibly exist at present for depriving the banksor the business interests of the country of the additional circulationwhich would be added by such amendment. Whatever reason mayhave existed at the time of the enactment of the present provisiondoes not now exist and its effect is to make circulation unprofitable andto lock up in bond investments the difference between 90 per cent and100 per cent of this par value which, under the amendment suggested,would be adding to active circulation, under the present deposit ofbonds, $20,941,635.

(2) That the semi-annual duty on circulation be so reduced as to equalone-fourth of 1 per cent per annum.

In support of this proposed amendment it is respectfully suggestedthat the present rate of tax takes from the banks a very large sum ofmoney which is not used by the Government to meet the expensesfor which the tax was originally laid. Its bearing upon the questionof an increased circulation on the part of the banks is important, asthe additional cost entailed by it of necessity so largely reduces theprofits of circulation and adds to the cost of taking it out that bankswill not, except under other circumstances, increase their issue.

Unwillingness on their part to add to the volume of currency, coupledwith a tendency some years since to decrease the same, has subjectedthe banks to criticism. Such criticism, however, is unjust in this, thatit is based on the idea that the banks are simply indifferent to thematter and are content to be banks of deposit and discount ratherthan banks of issue. The fact is banks ceased taking out circulationsimply because until recently there was no x rofit in it. The highprice of Government bonds necessary to be deposited, coupled withthe tax upon circulation, and the refusal to grant more than 90 percent of the par value of the bonds in currency return, has renderedcirculation either without profit or profitable to so slight an extentas to offer no inducement to banks to take out circulation.

The Government can not relieve the banks of the additional expenseto them by reason of the premium on bonds to be deposited, but it canmaterially lessen the cost of their circulation by enacting the amend-ments suggested, and in this manner offer an inducement, which is nowwholly wanting, to the banks to add to the volume of bank-note circula-tion. The whole question is one of a business character. Banks arebut business institutions, conducted upon the same lines and for thesame purpose as other business undertakings. It can not be expectedthat they will do that which either entails a positive loss or warrantslittle or no profit, and if relief is to come through an expansion of tlienational-bank currency, Congress must remove rather than erect unnec-essary barriers.

The following amendments pertaining to the administration and con-duct of banks are recommended:

(3) That the Comptroller of tlie Currency, with the approval of theSecretary of the Treasury, be empowered to remove officers and directorsof a bank for violations of law, first giving such officers and directorsan opportunity to be heard, leaving the vacancy so created to befilled in the usual way.

It is respectfully suggested that the powers now vested in the Comp-troller do not accomplish the result that they otherwise would if thelaw p6rmitted the removal of officers and directors for misconduct inoffice. Many banks would be saved from embarrassment, creditors

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 25: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 1

from loss, and shareholders from assessments if the Comptroller, uponlearning of the misconduct of those charged with the management ofa bank, could take positive action in the premises.

(4) That no executive officer of a bank or employe thereof be per-mitted to borrow funds of such bank in any manner, except upon appli-cation to and approval by the board of direction.

This amendment is recommended with the knowledge that the Houseof Eepresentatives, at the late special session of Congress, passed abill (H. E. 2344), entited "An act for the better control of and to pro-mote the safety of national banks," which bears upon the same subject-matter, but differs in that it embraces in its provisions all directors ofa bank, instead of confining them to the executive officers and em-ployes only.

At the best the question as to what extent loans and discountsshould be made by a bank to its directors and executive officers byreason of the various circumstances under which these are granted isa difficult one to satisfactorily legislate upon, and an equally difficultone upon which to make specific recommendations. Where money isborrowed directly by any such officer or director to an amount exceed-ing the limit prescribed by section 5200 of the Revised Statutes of theUnited States, the Comptroller's duty is as plain as in any other casewhere the law is violated, but the limit to which discounts should begranted them is a question involving consideration of safety and pru-dence. Holding this view, the Comptroller has, in cases where theaggregate of loans and discounts to executive officers and directorsappeared to be out of proportion to the total loans and discounts madeby the bank, addressed the following form of letter to the bank, withthe request that all directors unite in a reply:

TREASURY DEPARTMENT,OFFICE OF COMPTROLLER OF THE CURRENCY,

Washington, D. C.t , 189 ,

Cashier, •

SIR: Upon examination.of your report of condition on , it is found that the" loans and discounts upon which officers and directors are liable " amount to $ ,out of total loans and discounts of $ .

While recognizing the right of directors and officers to borrow within the limita-tions of law and safety, the Comptroller must insist most rigidly that directors andothers connected with the bank in this fiduciary relation shall not avn.il themselvesof the easy opportunity afforded them to borrow beyond this limit, either directlyor indirectly, the funds intrusted to their keeping, in order to carry on enterprisesoutside of the banks with which they are connected.

Officers and directors should remember that the funds held by banks are in a largemeasure funds of others held in trust for the safe-keeping thereof, and, as trustfunds, ought not to be loaned to the trustees of such funds, except upon the verybest collateral or other security.

In the matter of accommodations to them, directors and officers should be placedupon the same footing as other customers of the bank, except that their financialability and standing should be the more rigidly scrutinized, for the reason that theyact inthe dual capacity of lenders as well as borrowers.

The continued experience of this office is that such loans in many instances resultdisastrously to all concerned, and therefore the danger attending upon such a courseought not to be risked. The Comptroller must insist that this condition of affairsbe remedied with the least possible delay, by reducing the amount of these accom-modations to safer and more reasonable limits.

Please bring this communication to the immediate attention of your board ofdirectors for consideration, and request them to unite in making a prompt reply overtheir individual signatures.

Respectfully, yours,

Comptroller.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 26: Annual Report of the Comptroller of the Currency, Volume 1 1893

2 2 REPORT OF THE COMPTROLLER OF THE CURRENCY.

The information upon which this letter is based is found in the reportsof condition made under oath to the Comptroller, in which appear theindebtedness of every kind and character of each director and officerof the bank.

Accompanying this letter is sent to directors a copy of such sectionsof the National Bank Act as prescribe their duties and the penaltiesattaching' for the nonperformance of them.

Beyond the substance of the amendment above set forth the Comp-troller is not prepared to recommend any legislation upon this sub-ject.

It seems that a difference should be made between loans to and over-drawn accounts of directors, who are simply directors, and of thosewho are the executive officers of a bank, and as such have and receiveadequate compensation for the active management of its affairs. Theabuse of the easy privilege of loaning to themselves is generally onthe part of the managing officers, and not on the part of directors whoare only members of the board of direction, and hence the distinctionwhich is drawn between the recommendation here made and the billreferred to.

So far as loans, through drafts or otherwise, to directors who are notexecutive officers of the bank, are concerned, there are strong reasonsagainst the advisability of such legislation. Any positive restrictionimposed by direct law might have the effect of deterring honest, intelli-gent, and substantial men from serving as directors. As a rule, men ofthis class are sought for these positions in order to obtain the benefit oftheir judgment and business capacity in managing the affairs of thebank, and to secure their own business for the bank. This business doesnot consist alone of deposits, but is largely made up of loans and dis-counts, by means of which the profits are chiefly earned. As a rulethese directors receive no compensation for their services, which arerendered largely through motives of interest as shareholders, or ofpride in holding a position supposed to give a certain prominence inbusiness circles.

An inquiry as to the practice of banks paying directors for attend-ance upon meetings showed that in some cities this is in vogue. Itwould be better for all concerned if all banks adopted such policy.However small the compensation, it could not but result in benefit tothe shareholders and more than compensate for the expense involved.The general criticism to be passed upon directors is their failure in somany instances to give to the business of the bank the attention theiroaths and duties require. The successful administration of a bank'saffairs depends upon the watchfulness and fidelity of the board ofdirectors. When such conduct is wanting bank failures ensue, or if fail-ures do not follow great loss to shareholders is entailed through wantof profits or assessment to make good the impairment of capital stockcaused by imprudent loans. The administration of the Comptroller, ifsupplemented by the watchful care of directors, would minimize eventhe comparatively few failures which occur.

(5) That the assistant cashier, in the absence or inability of thecashier of a national bank to act, be authorized and empowered to signthe circulating notes of such bank.

This amendment is suggested in order to meet a difficulty which hasarisen in numerous instances during the past months, there being noprovision in the law for any one to sign currency for the cashier in hisabsence or inability to act, and banks are frequently put to seriousinconvenience on this account.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 27: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCj 23

(6) That the law be amended by appropriate legislation!^'-. As toempower some class of public officers to administer the general: oathsrequired by the provisions of the National Bank Act.

The necessity for this amendment is occasioned by the fact that theauthority of officers empowered to administer oaths is now restrictedunder the Federal statutes to certain specific cases, and with tTie^excep-tion of the acknowledgment of the organization certificate and theverification of reports of condition, required by section 5211 of the lie-vised Statutes of the United States, no provision is made for adminis-tering the oaths required of the officers of national banks.

The following amendments bearing upon the subject of bank ex-aminers would, the Comptroller believes, result in benefit, and aretherefore recom mended:

(7) That bank examiners be required to take an oath of officebefore entering upon the discharge of their duties, and to give bondwith proper conditions in such amount and with such sureties as theComptroller of the Currency may require.

An anomoly is presented in the case of bank examiners, wliieh doesnot appear in that of any other public official. Ko position under theGovernment is more responsible in the duties attaching to it, and nonerequires a higher degree of integrity in the incumbent. The exceptionis rare where dishonesty has been found in examiners, but it is theopinion of the Comptroller that an oath, such as is required of otherofficers under the Government, should be taken and a bond given.

(8) That the Comptroller of the Currency, with the approval of theSecretary of the Treasury, be empowered to appoint two general ex-aminers of conspicuous ability and experience to be paid out of the re-imbursable funds, whose duty it shall be to visit, assist, and supervisethe various examiners in their several districts, in ord,er to secure uni-formity in method and greater efficiency in work.

This amendment has been heretofore recommended by former Comp-trollers, and the reasons for it suggested. It would aid in uniformityof method and give to the office of the Comptroller at all times officerswho could do special and confidential work, which can not be done atpresent, because no compensation is provided.

(9) That the law be so amended as to provide that the compensa-tion of all bank examiners be fixed by the Comptroller of the Currency,with the approval of the Secretary of the Treasury.

This amendment is suggested in the interest of better exami-nations. Thoroughness in bank examinations is not to be expectedunder a system in which compensation is provided for and ascertainedby a method that furnishes a constant temptation to the examinersto neglect their duty. Under the law as it now stands the compensa-tion for bank examinations made outside of reserve cities, and theStates of Oregon, California, and Nevada, and the Territories, is fixedat various amounts, ranging from $20 in the case of a bank having acapital of less than $100,000 to $75 in the case of a bank having a capi-tal of $600,000 and over. As the earnings of the examiner are thusmade dependent upon the number of examinations he makes, withoutregard to the amount of work he actually performs, it is obvious thathe has a pecuniary interest in increasing the number of examinationsby neglecting his duty to make them thorough.

Again, the law requires a bank which is properly conducted, and theexamination of which involves but little time, to pay the same com-pensation therefor that is paid by a bank which is not properly con-ducted and which by reason thereof requires a much longer time for

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 28: Annual Report of the Comptroller of the Currency, Volume 1 1893

2 4 BlfcPORT OF THE COMPTROLLER OF THE CURRENCY.

its extenuation. These objectionable features could be remediedif the law were so amended as to provide that the compensation forall bank examinations be fixed by the Comptroller, with the approvalof the Secretary of the Treasury.

Many other amendments have been suggested to the Comptroller asproper ones to be made to Congress for action, but it is not deemedbest to submit them. The foregoing are presented, with the earnestrequest that they receive consideration. Some of these amendmentshave been recommended by former Comptrollers in the belief basedupon knowledge gained from experience in the Bureau that theywould "improve the system and add to the security of the holders ofbank notes and other creditors,7' but no action has been taken uponthem. It is respectfully submitted that as the national banks are underthe supervision of the general government, and as Congress is vested withthe power to legislate upon all matters pertaining to their control andconduct, it should be the constant aim of Congress to so legislate as toenable them to meet the public needs.

CURRENCY LEGISLATION.

The Comptroller has been urged to make some specific recom-mendation with respect to a revision of the law so far as it per-tains to the issuing of currency. After a careful can si deration of thequestion the Comptroller is of the opinion that, aside from the amend-ments heretofore suggested, allowing banks to issue circulating notesto an amount equal to the par value of the bonds held to secure circu-lation, and abolishing a portion of the tax on national-bank circulation,the public good will be best subserved at this time by making no rad-ical change in the provisions of the law.

The financial situation of the past months was not the result of eithera lack in the volume of currency, of which there is now a plethora, or awant of elasticity in the present system of issuing it, but arose from aloss of confidence on the part of the people in the solvency of the dis-tinctively monetary institutions of the country. It is worthy of noteand of serious consideration that at the very time the scarcity of cur-rency for business purposes was at its height, the country's volume ofcurrency was increasing the most rapidly, and the amount per capitawas much larger than in any recent years. Under the same peculiarcondition of affairs which marked the monetary situation from May toSeptember, no system, no matter how elastic, or volume of currencyhowever large, could afford relief. As long as confidence is destroyedand credit wanting, money hoarding will go onand additional issuesbut add to the hoardings and give but little, if any, actual relief. Onthe other hand, when confidence and credit abound there exists littleneed for an abundant circulating medium, because under such a con-dition of affairs the amount of actual money required to transact thedaily business affairs of life is reduced to a minimum.

The statistics show that the volume of business carried on throughcash transactions is on an average but 8.7 per cent, and as the mone-tary conditions of the country become more fixed and confidence in themestablished, cash transactions will decrease and credit transactions cor-respondingly increase. This fact is to be considered in connection withall plans having as their sole object an increase of the volume of bank-note or other paper currency, and coupled with this is the further factthat no issue is so dangerous to a people's prosperity as a large paper

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 29: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 25

issue, unless such paper rests upon a proper foundation, is absolutelyredeemable and convertible into coin upon the demand of the note-holder, and surrounded with every safeguard as to supervision of issueand redemption.

In view of the fact that there is now a very great abundance of un-employed currency in the country, as shown by the daily money returnsfrom the commercial centers, it would seem that whatever need appearedsome months since for enlarging to any marked extent the circulatingmedium has now ceased to exist; and therefore Congress is afforded anopportunity of giving to the whole subject that careful research andinvestigation which its importance in all of its bearings demands. Itwill not do to place upon the statute books any experimental legisla-tion upon this subject, but whenever a new law governing bank issuesis enacted it must be one that immediately upon going into operationshall command in every respect the confidence of the whole people andinsure to them a currency as safe in every respect as the present one,but with none of its defects.

In the meantime it is respectfully suggested that Congress, eitherthrough a monetary commission created for such purpose or throughthe appropriate committees, obtain detailed information of the varioussystems of banks of issue now in operation, and also such informationas is to be ascertained from skilled students of finance and practicalfinanciers, that it may be able to formulate a system complete andharmonious.

CONCLUSION.

In concluding this report the Comptroller desires to bear testimonyto the general efficiency of the employes in the Bureau, to the examin-ers in the field, and to the work accomplished by the receivers in relationto the trusts in their charge.

An extraordinary amount of work has been placed upon the employesof the Bureau, but it has been performed promptly and intelligently.

In the appendix will be found in detail the usual tables/togetherwith a digest of legal decisions rendered by the various courts of thecountry involving questions affecting national banks.

In the second volume of this report will be found a detailed state-ment of the condition of all the national banks as shown by the reportof condition of October 3, 1893, alphabetically arranged by States, andyroperly indexed.

JAMES H. ECKELS,Comptroller of the Curreney.

The SPEAKER OF THE HOUSE OF REPRESENTATIVES.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 30: Annual Report of the Comptroller of the Currency, Volume 1 1893

APPENDIX.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 31: Annual Report of the Comptroller of the Currency, Volume 1 1893

NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE OF THECOMP-TROLLER OF THE CURRENCY, OCTOBER 31, 1893.

Kamo. Grade. Salary.

ComptrollerDeputy comptroller ..Chief clerkChief of division

dodo .

James H. EckeluOliver P. TuckerCharles J. StoddardGeorge M. CoffinWatson W. EldridgeAbram R. ServenGeorge W. Robertson | Superintendeut.Amos Webster i TellerTheodore O. Ebaugh j BookkeeperWillis J,Fowler '. \..\ Assistaut bookkeeper ,Edward A. Demaray j Clerk class 4John A. Hebrew...'—Endicott King.George T. May.....Edmund E. Schreiner. -Charles A. StewartCharles MeC. Taylor..."Walter TaylorThomas P. Kaqe.Harriet M. BlackWillard E.BuellWilliam E. Colladay ...George W. Collisoir —Washington K. McCoyIsaac C. Miller I doJoseph K. Miller I doEbenezer Southall } -, — doWilliam D. Swan * j doEphram S. Wilcox )...„.. doGeorge H. Wood j doEliza }l. Hyde. | Clerk class 2..

. do .dodododododo

Stenographer.Clerk'class •> .

dododo.do .

..do. do ..do..do.

Hobert Loroy LivingstonMary L. McCormick'Loren H. MillikenFranklin L. MitchellMorris M. Ogden j doCarrie L. Pennock i doMargaret L. Simpson { doArthur M. Wheeler |.. —doAnna M. Whitoside j doEliza M. Barker j Clerk clas* 1Eveline C. Bates : | (toMargaret L. BrownPhilo L. BushSarah M. CartwrightMary L. Conrad.Anna E. RhodesMarie BichardsonEliza A. SaundersWarren E. SullivanLouisa CampbellVirginia H. ClarkeSarah G. Clemens j . doWilliam S. Davenport j doFrank T. Israel.. j doArthur L. Hitchcock j doAlice M. Kennedy doEmma Lafayette I doWilliam A. NestlerAdelia M. Stewart.."Clara L. WillardHenry F. LoveaireThomas H. AustinDavid C. BangsBenjamin F. Blye, jrJohn E. Briggs .Ellen CareyGeraldine Clifford ,Harry Dresbaeh

dododododododo

Clerk class E .do

dododo

EngineerClerk, class D

do

dodododo

$5,0002,8002.5002,2002, 2002,2002, 2002,0002,0002,0001,8001, 8001,8001, 8001,8001,8001, 8001, 8001, 0001,6001, 6001,6001,6001,6001,6001, 6001, 6001, 6001, 6001. 600li 4001, 4001,4001, 4001,4001,4001,4001, 4001,4001,4001,2001, 20D1.200L 200i; 2001, 2001,2001,2001,2001,2001,0001, 0001, 0001,0001,0001,0001,0001,0001,0001, 0001, 0001,000

900900900900900900900

* Additional to bond clerk, $200.29

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 32: Annual Report of the Comptroller of the Currency, Volume 1 1893

30 REPORT OF THE COMPTROLLER OF THE CURREIS

NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE ojtoTROLLER OF THE CURRENCY, OCTOBER 31 ? 1893—Continued

Xame. Grade.

James W. Farrar Clerk, class DMargaret E. Gooding doMary 15. Harvell doCharles S. Hyde doMary A. Martin doWilliam W. Matthews \ do ,Mary E. Oliver ! doJulia A. Snell i doEmma W. Stokes j doJulia C. Townsend j doWilliam J. Tucker - -: doWilliam Griffiths ! MessengerJoseph O. Broadibot ' Assistant messenger .Silas Holmes - j doJohn F. Robertson i doJohn Earle j WatchmanDaniel H. Mason j doSamuel M. Freeman { FiremanRochard Corcoran I Laboi erPeyton B. Kent j do .William I). Peck ! do .Percy EL Towson do .Herbert F. Walker do .

EXPENSES OF THE OFFICE OF COMPTROLLER OF THE CURRENCY FOR THE YEARENDED JUNE M, 1893.

For special dies, plates, printing, etc $73, Ml. 37For salaries : ^ 102,3191 V6For salaries, reimbursable by national banks.. "* 16,533.77

Total expenses of the office of the Comptroller of the Currency from its organization,May, 1863, to June 30,1893 ' ,..7.839,994:24

The contingent expenses of the Bureau are not paid by the Comptroller bat fromthe general appropriation for contingent expenses of the Treasury Departinent; noseparate account oi them is kept.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 33: Annual Report of the Comptroller of the Currency, Volume 1 1893

DIGEST OF NATIONAL-BANK DECISIONS.

INDEX.

Abatement.Accommodation paper.Actions.Assessment.Attachment.Bonds of officers.Books, Inspection of.Branch banks.Broker.Capital stock.Certificate of deposit.Certification of checks.Circulation.Collateral securities.Constitutionality.Conversion of bank.Criminal law.Directors.District attorney.District of Colnmbiaj.Estoppel.Evidence.Execution.Fa Is •' entries.Forfeiture of charter.Government securities.Guaranty.Increase of capital stock,Indictment.Inj unction.Insolvent banks.Interest.

Jurisdiction.Lending credit.Liability.Lien.Liquidation.Loans.Mandamus.Married women.Mortgage.Negotiable paper.Oath of director.Officers.Place of business.Post-notes.Powers.Preferred claims.Real estate.Receiver.Reduction of capital stock.Report.Resignation.Restraining acts.Set-off.Shareholders.Special deposits.Stock.Taxation.Transfer of stock.Ultra vires.Usury.Voting.

ABATEMENT :An action brought by the creditor of a national bank is abated by a decree of a

district or circuit court dissolving the corporation and forfeiting its fran-chises First National Bank of Selma v. Colby,4 21 Wall,, 609.

ACCOMMODATION PAPER :1. A national-banking association can not guarantee the paper of a customer for

Ids accommodation. Seligman v. CharlottesviUe National Bank, 3 Hughes 647.2. The accommodation paper of a national-banking association is void in the

hands of one who takes it with knowledge of its character. Johnson v.Chariot'tesville National Bank, 3 Hughes, 657.

$f A national bank can not become an accommodation In4orser, National Bankof Commerce v, Atkinson, 55 Fed* Jieptf 465,

n

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 34: Annual Report of the Comptroller of the Currency, Volume 1 1893

32 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ACTIONS: See Jurisdiction.1. Suit may be brought agninst a national-banking association though it is in

the hands of a receiver. Bank of Bethel v. Pahquioque Bank, 14 Wall.,383: Security National Bank v. National Bank of the Commonwealth, 2 Him.,•287; Green v. The Wall kill National Bank, 7 Hun., 63.

2. A national-banking association is a foreign corporation within the meaningof a State statute requiring corporations created by the laws of any otherState or country to give security for costs before prosecuting a suit inthe courts of the State. National Park Bank v. Gnnst, 1 Abb. N. C, 292.

3. As a national-banking association can acquire no title to negotiable paperpurchased by it, it can maintain no action thereon in a State where thepersoji suing must be owner of the paper. First National Bank of Rochesterv. Pier son, 24 Minn., 140.

4. A shareholder of a national-banking association can not maintain an actionagainst the directors to recover damages sustained for neglect and mis-management of the affairs of the association whereby it became insolventand its stock was rendered worthless. Such an action can be broughtonly by the corporation itself. Conway v. Halsey, 15 Vroom, 462; Heme v.Barney, 45 Fed. Rep., 668.

5. But where the receiver refuses to bring an action against negligent directorsto recover the amount which the shareholders have been compelled tocontribute to pay the debts of the association, an action against suchdirectors may be brought by a shareholder on behalf of himself and theother shareholders. Nelson v. Burrows, 9 Abb. N. C, 280.

6. And when the receiver is a director, and one of the parties charged withmisconduct and against whom a remedy is sought, the action may bebrought by a shareholder on behalf of himself and the other shareholders.Brinckerhoff v. Bostwwk, 88 N. Y., 52.

7. A stockholder in a national bank can not maintain an action at law against theofficers and directors thereof to recover damages for willful waste of theassets whereby the value of his shares was decreased and he became liableto an assessment thereon. His remedy must be sought in equity. Hir$hv. Jones et al.. 56 Fed. Rep., 137.

8. A receiver may sue either in his own name or the name of the bank. NationalBank v. Kennedy, 17 Wall., 19.

9. Suits and proceedings under the act in which the United States or theirofficers or agents are parties, whether commenced before or after theappointment of a receiver are to be conducted by the district attorneyunder the direction of the Solicitor of the Treasury. Bank of Bethel v.Pahquioque Bank, 14 Wall., 383.

10. But section 380, Revised Statutes, is directory merely, and the employmentoi private counsel by the receiver can not be made a ground of defense to asuit brought by him. Ib.

11. Receivers may sue in the courts of the United States by virtue of the act,without reference to the locality of their personal citizenship. Ib.

12. The provisions of the codes that every action must be brought in the nameof the real party in interest., except in the case of the trustee of an expresstrust or of a person authorized by a statute to sue, does not apply to thereceiver of a national-banking association suing in a Federal court heldin a State which has adopted the code procedure; for the right of thereceiver to sue is derived from the national-banking law. Stanton v. Wilke-son,8 Ben.,357.

13. Under section 1001 of the Revised Statutes, no bond for the prosecution ofthe suit, or to answer in damages or costs, is required on writs of error orappeals issuing from or brought to the Supreme Court of the United Statesby direction of the Comptroller of the Currency in suits by or againstinsolvent national-banking associations or the receivers thereof. PacificNational Bank v. Mixter, 114 U. S., 463.

14. The State statute of limitations applies to a suit brought by the receiver ofa national bank against a shareholder to recover an assessment upon hisstock to pay the debts of the bank. Butler v. Poole, 44 Fed. Rep., 586.

15. When the full personal liability of shareholders is to be enforced the actionmust be at law. Kennedy v. Gibson, 8 Wall., 505', Casey v. Galli, 94 TJ. S.,673.

16. And it may be at law, though the assessment is not for the full value of theshares; for, since the sum each shareholder must contribute is a certainexact suin. there is no necessity for invoking the aid of a court of equity.Bailey v. Sawyer, 4 Bill., 463.

17* But the suit may-be in equity. Kennedy v. Gibson, supra.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 35: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 38

ACTIONS—Continued.18. The provision of the banking law, section 5198, Revised Statutes, which

requires that actions brought against national-banking associations in Statecourts shall be bronght in the county or city in which the association islocated, applies only to transitory actions; it was not intended to applyto actions local in their character. Casey v. Adams, 102 TJ. S., 66.

19. Whether a suit against a director for negligent performance of his duties, asrequired by the statutes of the United States and the by-laws of the asso-ciation, will survive against the executor or administrator depends uponState laws. Witters v. Foster, 25 Fed. Eep., 737.

20. A specific performance of a contract to sell the stock of a national-bankingassociation will not be enforced in favor of a purchaser who places hisclaim for equitable relief upon the ground that he desires to obtain con-trol of the association. Such an object is contrary to public policy.Foil's Appeal, 81 Penn. St., 434.

21. Under section 57 of act of 1864, suits may be brought by, as well as against,any association. Kennedy v. Gibson, 8 Wall., 498.

22. Actions, local in their nature, may be maintained in the proper State courtin a county or city other than that where it is established. Casey v. Adams,102 TJ. S., 66.

23. A national bank may be sued in any State, county, or municipal court incounty or city where located. Bank of Bethel v. Pahquioque Bank, 14Wall., 383.

24. Such action is not prescribed by the limitation of one year in Louisiana.Casev. Bank, 100 TJ. S., 446.

25. It is no objection to a bill against stockholders within the jurisdiction of thecourt, that other stockholders, not within such jurisdiction, are notco-defendants. 1b.

26. Under the original act respecting national banks, and before the act of June30,1876, a court of equity had jurisdiction of suit to prevent or redressmaladministration or fraud against creditors, in voluntary liquidation ofsuch bank, whether contemplated or executed; and such suit by onecreditor must be for all. Richmond v. Irons, 121 TJ. S.} 27.

ASSESSMENT: See Insolvent banks; Receiver.1. Where national-banking association is insolvent, order of Comptroller of Cur-

rency, declaring to what extent the individual liability of stockholdersshall be enforced, is conclusive. Kennedy v. Gibson, 8 Wall, 498; Casey v.Galli v. 94 TJ. S., 673; National Bank v. Case, 99 TJ. S., 628.

2. Payments of assessments by stockholder in national bank on increased stockcan not be applied, in law or in equity, to discharge assessments by Comp-troller in final liquidation of the bank. Pacific National Bank v. Eaton,141 TJ. S., 227; Thayer v. Butler, 141 TJ. S., 234; Butler v. Eaton, 141 TJ. S.9 240.

3. The assessments made by the Comptroller upon the shareholders of aninsolvent association bear interest from the date of the order. Casey v.Galli, 94 U. S.t 673.

4. Where shareholders have assessed themselves to the amount of the par valueof the stock for the purpose of restoring impaired capital, the contribu-tions made in pursuance of such assessment, though all used in paying thedebts of the association, will not so operate as to discharge the share-holders from their individual liability. Delano v. Butler. 118 TJ. S., 634.

5. Where a married woman is by the State law capable of holding stock in anational bank in her own right, she is liable to an assessment upon hershares, though the law of the State does not authorize married women tobind themselves by contracts for the payment of money. The law annexesher obligations by its own force; no act or capacity to act on her part isrequired. Witters v. Sowles, 35 Fed. Hep., 640; 32 Fed. Eep. 767.

6. Married women, who are permitted by the laws of the State in which theyreside to become shareholders in national banks, are liable to assessmentsunder the national-banking laws. In re First National Bank of St. Albans,49 Fed. Eep., 120.

7. The coverture of a married woman, who is a shareholder in a national bank,does not prevent the receiver of the bank from recovering judgmentagainst her for the amount of an assessment levied upon the shareholdersequally and ratably under the statute. Eeyser v. Hitz, 133 TJ. 8., 138.

8. It is not essential, in an action to enforce the individual liability of the share-holders of an insolvent national-banking association, to aver and provethat the assessment was necessary; for the decision of the Comptroller onthis point is conclusive. Stronq v. Southworth, 8 Ben,, 331: Kennedy T .Gibson, 8 Wall. 505; Casey v. Galli y 94 U. S., 67$.

10665 C U E — - 3

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 36: Annual Report of the Comptroller of the Currency, Volume 1 1893

3 4 REPORT OF THE COMPTROLLER OF THE CURRENCY.

As s E s s MENT-—C ontin u e d.9. And the fact that the title to the stock of a deceased shareholder vests in

his administrator does not relieve the estate from the burden of an assess-ment. Davis v. Weed, 44 Conn., 569.

10. Nor will the fact that the administration is complete, and all the assets havebeen distributed, defeat an action brought to recover the assessment.Ib. But see Witters v. Sowles, 32 Fed. Rep., 30.

11. A decision rescinding sale, so as to restore to the purchaser the proceeds ofstock fraudulently sold, does not necessarily involve a decision that thepurchaser is not liable to an assessment upon the stock, if necessary topay debts. Florida Land § Imp. Co. v. Merrill, 52 Fed. Rep., 77.

12. The question whether there is a deficiency of assets, and when it is neces-sary to enforce the individual liability of shareholders, it is for the Comp-troller to determine; and his decision in this matter is final and conclusive.Kennedy v. Gibson, 8 Wall, 498; National Bank v. Case, 99 U. S., 628; Caseyv. Galli, 94 U.S., 673.

13. The amount contributed by each shareholder should bear the same propor-tion to the whole amount of the deficit as his own stock bears to the wholeamount of the capital stock at its par value. And the solvent shareholderscan not be made to contribute more than their proportion to make goodthe deficiency caused by the insolvency of other shareholders. UnitedStates v. Enox, 102 U. S.\ 422.

14. Where, to discharge liabilities of an insolvent bank, Comptroller assessedagainst shareholders a sufficient per cent on par value of stock held byeach, some being insolvent, he can not provide for deficiency by newassessment. Ib.

ATTACHMENT:1. When a creditor attaches the property of an insolvent bank he can not hold

such property against the claim of a receiver appointed after the attach-ment suit was commenced. Such creditor must share pro rata with allothers. First National Bank of Selma v. Colby, 21 Wall., 609; Harvey v.Allen, 16 Blatch, 29.

2. The stock of a shareholder indebted to it may be attached by the associa-tion and sold on execution. Hager v. Union National Bank, 63 Me., 509.

3. No State court can issue an attachment against the funds of a national bank.Although the provision forbidding attachments was evidently made tosecure equality among the general creditors in the division of the pro-ceeds of the property of an insolvent bank, its operation is by no meansconfined to cases of actual or contemplated insolvency; but the remedyis taken away altogether and can not be used under any circumstances.The effect of the provision in section 5242, Revised Statutes, is to writeinto all State attachment laws an exception in favor of national banks,and all such laws must be read as if they coutained an exception in favorof national banks. Pacific National Bank v. Mixter, 124 V. S.. 721.

4. No attachment can issue from United States circuit court in an action againsta national bank before final judgment in the cause, and a bond given onsuch attachment is illegal. Ib.

5. Sureties on attachment bond against national bank who have received assetsof the bank to secure them from loss thereon, the obligation being illegal,will be discharged in equity and be compelled to transfer their collateralto the receiver of the bank. Ib.

BONDS OF OFFICERS:1. It is not necessary that national-banking associations shall signify their

approval of the official bonds of their officers by memoranda entered uponthe journals or minutes of the directors. The acceptance is to be presumedfrom the retention of the bond, and from the fact that the officer is per-mitted to enter upon or continue in the discharge of his duties. Grover v.The Lebanon National Bank, 10 Bush., 23.

2. Where the sureties of an officer can reasonably be presumed to have beendeceived by the statement of the condition of the bank published just priorto the execution of the bond, and to have been led to think that there wasno deficit, whereas there had been a misapplication of a large part of thefunds by the officer whose bondsmen they became, which fact would havebeen ascertained had the directors exercised ordinary diligence, the sure-ties are discharged, from their liability. Ib.

BOOKS, INSPECT ION OF : See Taxation.1. Code of Alabama, 1886, section 1677, which provides that stockholders of all

corporations have the right to have access to and inspection and examina-

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 37: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 35

BOOKS, INSPECTION OF—Continued.tion of the books, records, and papers of the corporation at all reasonableand proper times, applies to national banks located within the State; andmandamus will lie against the officer having custody of the books to enforcethe right. Winter v. Baldwin, 7 So., Rep.,'734.

2, The rights of stockholders are not curtailed nor the statute in conflict withRevised Statutes, United States, which provide that national banks shallnot be subject to visitorlal powers other than those authorized by Congressor vested in the courts of justice. Ib.

BRANCH BANKS:Under Revised Statutes, section 5190, providing that "the usual business of

each national-banking association shall be transacted at an office or bank-ing-house located in the place specified in its organization certificate," anational bank can not make a valid contract for the cashing of checksupon it at a different place from that of its residence, through the agencyof'another bank. Armstrong v. National Bank of Springfield, 38 Fed. Rep.,883.

BROKER: See Government securities.A national-banking association is not authorized to act as a broker or agent in

the purchase of bonds and stocks. First National Bank of Allentown v.Hoch, 89 Penn. St., 324; Weckler v. The First National Bank of Hagerstown,42 Md., 581.

CAPITAL STOCK : See Transfer of stock; Increase of; Reduction of.Where a nationl-abanking association purchases shares of its own stock, and

divides them among its directors, to whom the shares are transferred uponthe stock books, the transaction is void, and no title passes. Meyers v.Valley National Bank, 13 National Bankruptcy Register, 34.

CERTIFICATE OF DEPOSIT:1. National-banking associations may issue certificates of deposit. Hunt,

Appellant, 141 Mass., 515; Middle v. First National Bank,.27 Fed. Rep., 503.2. Certain persons, directors of a savings and of a national bank, procured

money from the former on notes made by a third person to them for thepayment of stock of the national bank, issued in the name of such thirdperson for their benefit. These persons were behind in their accountswith the national bank, and the savings bank allowed them to overdrawtheir accounts with it to a large amount, which was used in settling theiraccounts with the national bank. Thereafter the savings bank deliveredthe notes and the check to the national bank, which issued to it a certifi-cate of deposit for an amount covering the whole amount represented bythem. Held, that this certificate of deposit was without considerationand void, and any loss accruing to the savings bank by virtue of thetransactions was due to the fraud or incompetency of its own officers.Niirray v. Pauly, 56 Fed. Rep., 962.

CERTIFICATION OF CHECKS:1. A national-banking association may "certify" a check. Merchants' National

Bank v. Stale National Bank, 10 Wall., 604.2. A broker received coupon railroad mortgage bonds to cover future margins

of a customer and pledged them to a bank as collateral securitj7" for anyindebtedness he might owe to it. Afterward the bank advanced moneyand certified checks on the faith of these bonds, when broker did not havemoney on deposit equal in amount to the checks. Held, under section5208, that although the certifications were unlawful the checks certifiedwere good and valid obligations against the bank. Thompson v. St. Nich-olas National Bank, 146 U. S., 240.

CIRCULATION: See Post-notes; Taxation.1. The circulating notes of a national-banking association are valid though they

do not bear the imprint of the seal of the Treasury. Such imprint wasintended to be simply evidence of the contract, and forms no part of thecontract itself. United States v. Bennett, 17 Blateh., 357.

2. The State can not tax the circulating notes of national-banking associations.Home v. Greene, 25 Miss., 452; contra, Board of Commissioners v. Elston 32Ind., 27; see also Ruffinv. Board of Commissioners, 69 N. C, 498; Lily v. TheCommissioners, 69 N. C., 300.

3. The circulating notes of national-banking associations are included in thephrase " United States Currency" when used in a penal statute. Stater.Ga&ting, 23 La. Ann., 1609.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 38: Annual Report of the Comptroller of the Currency, Volume 1 1893

36 REPORT OF THE COMPTROLLER OF THE CURRENCY.

COLLATERAL SECURITIES:1. A national-banking association may take stock of a corporation as collateral

security for a loan. Shoemaker v. The National Mechanics'' Bank, 2 Ahb. XI.S., 416 ; Can field v. The State National Bank of Minneapolis, Thorny. Nat.Bank Cas., 312.

2. And it may take for sneh purpose the stock of another national-bankingassociation. National Bank v. Case, 99 U. S., 628.

3. A national-banking association may take a pledge of personal chattels assecurity for a loan. Pittsburg Locomotive and Car Works v. State NationalBank of Keokuk, 2 Cent. L. J., 692; 1 New York Weekly Digest, 332.

4. A national-banking association may take as collateral security for a loan awarehouse receipt for merchandise. Cleveland, Brown <$• Co.. v. Shoeman,40 Ohio St., 176.

5. Where stockholder borrows money from bank and gives as security certificateof his shares of its stock, he is not entitled to recover when, on nonpay-ment of loan, the bank sold his stock and applied proceeds to his credit.National Bank of Xenia v. Stewart, 107 U. S.f 676.

6. Creditor of insolvent bank has the right to prove and have dividends uponhis entire claim, irrespective of collateral security he may hold. Peoplesv. Remington, 121 N. Y., 328.

7. The property which a creditor holds as collateral to the indebtedness of hiedebtor secures him to that extent in case his debt is not paid in full bythe debtor, or by his estate. Evertson v. Booth, 19 Johns., 485.

8. It is the duty of a receiver if a secured debt is so reduced by dividends thatthe security will more than pay it, to redeem the security for the benefitof his trust. Westv. Bank of Rutland, 19 Vermont, 403. Miller's Estate, 8%\Perm. St., US', Bates v. Paddock, 7 Western Reporter, 222.

9. A secured creditor is entitled to dividends upon his claim as it existed at thetime of proving. Chemical National Bank v. Armstrong. 50 Fed. Rep., 798.

CONSTITUTIONALITY :1. Congress has the constitutional power to incorporate banks. McCulloch v.

Maryland, 4 Wheat., 316 ; Osborney. Bank of the United States, 9 Wheat., 738.2. Congress has power to clothe national-banking associations, as to their con-

tracts and dealings with the world, with any special immunities and privi-leges exempting them, in their trade and intercourse with others, from thelaws and remedies applicable in like cases to other citizens. The Chesa-peake Bank v. The First National Bank of Baltimore, 40 Md., 269.

3. Thus, the provision of the banking law that no attachment, injunction, orexecution shall issue against a national-banking association before finaljudgment in any suit, action, or proceeding in a State court is constitu-tional. Ib.

4. Congress having, in the exercise of undisputed constitutional powers, under-taken to provide a currency for the whole country, may secure the benefitof it to the people by appropriate legislation. Yeazie Bank v. Fenny, 8Wall., 533.

5. Congress has the power to divest the United States courts of their jurisdic-tion of suits by or against national banking associations. National Baytjkof Jefferson v. ''Fare et al.,25 Fed. Rep., 209.

6. National-banking associations, being instruments designed to aid the Gov-ernment in the administration of a branch of the public service, can notbe controlled by the States, except in so far as Congress may see propeito permit. Farmers and Mechanics' Bank v. Bearing, 91 U. S., 29.

7. A State law prohibiting the establishment of banking companies in theState without the authority of the legislature was not intended to applyto banking corporations created by authority of Congress, since suclicorporations may be legally established in the State without the consentof the legislature. Stetson v. City of Bangor, 56 Me., 274.

CONVERSION OF BANK : See Oath of director.1. Where a State bank has been converted into a national-banking association

it may enforce all contracts made with it while a State corporation. CityNational Bank v. Phelps, 97 N. Y., 44.

2. And it is liable, after the conversion, for all the obligations, of the old institu-tion. Coffee v. The National Bank of Missouri, 46 Mo., 140; Kelsey v. Thi.National 'Bank of Crawford, 69 Penn. St., 4$(i. '

3. A national-banking association, organized as the successor of a State bank;may take and hold the assets of the bank whose place it takes, thoughthere was not in form a conversion from a State to a national eorporatioijbut the organization of a new corporation. Bank v. Mclntyre, 0 OhiJSt

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 39: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 37

CONVERSION OF BANK—Continued.4. And such association will be liable to the depositors of the former bank.

Fans v. Exchange Bank, 79 Mo., 182.5. A State law authorizing national banking associations which have been

converted from State banks to use the name of the original corporationfor the purpose of prosecuting and defending suits is not in conflict withthe national-banking law, and therefore proceedings based upon a judg-ment obtained before the conversion may be instituted by such associa-tion in its former corporate name. Thomas v. Farmers' Bank of Maryland,40 Md., 43.

6. The conversion of a State bank into a national bank, with a, change of name,under the national-bank act does not affect its identity or its right tosue upon liabilities incurred to it by its former name. Michigan InsuranceBank v. Fldred, 143 U. S., 293.

7. No authority other than that conferred by act of Congress is necessary toenable any State bank to become a national-banking association. Caseyv. Galli, 94 U. S., 673.

8. When a State bank is converted into a national-banking association all ofthe directors at the time will continue to be directors of the associationuntil others are appointed or elected, though some of them may not havejoined in the execution of the articles of association and organization cer-tiiicate. Lockwood v. The American National Bank, 9 li. I., 308.

9. But even were the oath required, a majority of all who were directors at thetime of the conversion, and not merely a majority of those who take theoath, are necessary to constitute a quorum, Ib.

CRIMINAL LAW: See False entries; Indictment.1. The willful misapplication of the moneys and funds of a national-banking

association, made an offense by section 5209, Revised Statutes, must be forthe use or benefit of the party charged or of some person or company otherthan the association. United States v. Britton, 107 U. S., 655.

2. The exercise of official discretion in good faith, without fraud, for the advan-tage or the supposed advantage of the association, is not punishable;but if official action be taken in bad faith, for personal advantage andwith fraudulent intent, it is punishable. United States v. Fish, 24 Fed.Rep., 585.

3. It is not necessary that the officer should personally misapply the funds of theassociation. He will be guilty as a principal offender though he merelyprocures or causes the misapplication. II).

4. A loan in bad faith, with intent to defraud the association, is a willful misap-plication within the meaning of the statute. Ib.

5. It is no defense to a charge of embezzlement, abstraction, or misapplicationof the funds of a national-banking association that the funds were usedwith the knowledge and consent of the president and some of the directors.The intent to defraud is to be conclusively presumed from the commissionof the offense. United States v. Taintor, 11 Blatch., 374.

6. Where the president, charged as a trustee with the administration of thefunds of the bank in his hands, converts them to his own use withoutauthority for so doing, he embezzles and abstracts them within the mean-ing of section 5209, Revised Statutes, hi the matter of Van Campen, 2Ben., 419.

7. If, with intent to defraud the association, an officer allows a firm in whichhe is a member to overdraw its account, he will be guilty of misapplyingthe funds of the association. Ib.

8. Allowing the withdrawal of the deposit of one indebted to the associationcan not be charged as a misapplication of the money of the association.United States v. Britton, 108 U. S., 193.

9. It is not a willful misapplication of the moneys of the association within themeaning of section 5209, Revised Statutes, for a president who is insol-vent to procure the discounting by the association of his note not wellsecured. Ib.

10. To constitute the offense of a willful misapplication of the moneys, funds,or credits of the association within section 5209, Revised Statutes, it isnot necessary that the person charged with the offense should have beenpreviously in the actual possession of such moneys, funds, and creditsunder or by virtue of any trust, duty, or employment committed to him.Nor is it necessary to the commission of this offense that the officer mak-ing the willful misapplication should derive any personal benefit there-from. When the funds or assets of the bank are unlawfully taken fromits possession, and afterward willfully misapplied by converting them to

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 40: Annual Report of the Comptroller of the Currency, Volume 1 1893

38 REPORT OF THE COMPTROLLER OF THE CURRENCY.

C iuMTNAL LAW—Contimied.the use of any person other than the bank, with intent to injure anddefraud, the offense; as described in the statute is committed. United Statesv. Harper, 33 Fed. Rep., 471.

11. This criminal act may be done directly and personally, or it may be doneindirectly through the agency of another. If the officer charged with ithas such control, direction, and power of management by virtue of hisrelation to the bank as to direct an application ofits funds in such man-ner and under such circumstances as to constitute the offense of willfulmisapplication, and actually makes such direction or causes such misap-plication to be made, he is equally as guilty as if it was done by his ownhands. Ib.

12. To constitute the offense of willful abstraction by an officer, defined by thestatute, it is necessary that the money or funds of the association shouldbe withdrawn by the officer or by his direction; that such taking or with-drawing should be without the knowledge or consent of the bank, or of itsboard of directors; that the money or funds so taken or withdrawn shouldbe converted to the officer's own use, or for the benefit and advantage ofsome person other than the association, and that this should be done withintent to injure and defraud the association. Ib.

13. It is competent for a State by penal enactments to protect its citizens intheir dealings with national-banking associations located within the State.State v. Fuller, 34 Conn., 280.

14. An officer of a national-banking association can not be punished under Statelaws for embezzling the funds of the association. Commonwealth ex rel.Torrey v. Ketner, 92 Penn. St., 372; Commonwealth v. Felton, 101 Mass., 204.

15. But where the offense committed by an officer is properly a larceny of thefunds, and not an embezzlement, he maybe indicted under a State law.Commonwealth v. Barry, 116 Mass., 1.

16. And an officer may be punished under State laws for making false entriesin the books of the association with intent to defraud it. Luberg v. Com-monwealth, 94 Penn. St., 85.

17. The officers of a national-banking association may be prosecuted underState statutes for fraudulent conversion of the property of individualsdeposited with, and in the custody of, the association. Commonwealth v.Tenney, 97 Mass., 50; State v. Fuller, 84 Conn., 280.

18. As the national-banking law makes the embezzlement, abstraction, orwillful misapplication of the funds of a national-banking associationmerely a misdemeanor, a person who procures such an offense to be com-mitted can not be punished under a State statute which provides that aperson who procures a felony to be committed may be indicted and con-victed of a substantive felony. Commonwealth v. Felton, 101 Mass., 204.

19. The procuring by two or more directors of the declaration of a dividend at atime when there are no net profits to pay it, is not a willful misappro-priation of money of bank within section 5204, Revised Statutes. UnitedStates v. Britlon, 108 U. S., 199.

20. It is not a willful misapplication of bank money by the president, undersection 5209, for him to procure the discount by bank for his own benefit ofan unsecured note on which both maker and indorser are insolvent to hisknowledge. Ib., 193.

21. Nor is president liable for a criminal violation of that section solely byreason of permitting a depositor who is largely indebted to bank to with-draw his deposits without first paying such indebtedness. Ib.

22. It is not a conspiracy against United States, under section 5440, RevisedStatutes, nor a willful misapplication of money of bank, under section5209, for president and director of bank to cause shares of its stock to bepurchased with its money and held on trust. Ib., 192.

23. Purchase of stock in violation of section 5201, Revised Statutes, made withintent to defraud, and by officers named in section 5209, is not punishableunder latter section. United States v. Britton, 107 U. S., 655.

DIRECTORS: See Officers.

DISTRICT ATTORNEY :1. For services performed by the district attorney in bringing a suit against a

national bank, and obtaining a forfeiture of its charter, he is not enti-tled to more than $10, the fees prescribed by section 824, there being noother law in the United States giving a compensation to a district attor-ney for such services. Bashaw v. United States, 47 Fed. Hep., 40.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 41: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. $$

DISTRICT ATTORNEY—Continued.

2. The 56th (now 153rd) section of the act providing that suits under it, in whichofficers of the United States are parties, shall he conducted hy the districtattorney of the district, is directory only. Kennedy v. Gibson] 8 Wall., 498.

3. District attorney can not recover compensation for services in conductingsuit arising out of the provisions of the national-banking law in whichthe United States or any of its agents or officers are parties. Gibson v.Peters, Receiver, U. S. S. C., October, 1893.

4. The expenses of a receivership can nofc be held to include compensation of dis-trict attorney for conducting a suit in which the receiver is party, and hecan not receive any compensation for services so rendered or offered to berendered. Ib.

DISTRICT OF COLUMBIA:

After the act of June 30, 1876 (19 Stat., 63), savings banks organized in the Dis-trict of Columbia under an act of Congress, and having a capital stockpaid up in whole or in part, were entitled to become national bankingassociations in the mode prescribed by Revised Statutes, Sec. 5154. Key*ser v. Hits, 133 U. S., 138.

ESTOPPEL:

1. Where an officer of a bank loaned money for his individual benefit upon pre-tended collateral security of the bank, held, that his bank was estoppedto deny the loan and is liable therefor, as the lender dealt with him solelyin his official capacity. Stewart v. Armstrong, 56 Fed. Hep., 167.

2. Vice-president of bank, also manager of a commercial house, substituted ascollateral, notes to order of his house, and indorsed by them withoutconsideration. Held, that as against holders of collateral, the housewas estopped to deny that these notes were properly pledged as securityfor a loan to his bank. Ib.

3. The estoppel upon his bank exists only in favor of lender. Hence, his househas no remedy against it for any liability enforced by the lender on accountof its endorsed notes so pledged. Ib.

4. A shareholder who has held himself out to the world as such is estopped todeny that the association was legally incorporated. Casey v. Galli, 94 TJ.S.,673; Wheelockv. Kost, 77 IIL,296.

5. Where one sued by a national bank is accustomed to deal with it as such, anddoes so deal with it in respect to the matter in suit, he is estopped fromdenying its incorporation. National Bank of Fairhaven v. The PhoenixWarehousing Company, 6 Run., 71.

6. A person who received dividends on shares of stock standing in his name onthe books of a national bank is estopped from denying his liability on theground that he returned the same by check to an officer of the bank. Heis presumed to be the owner of the stock when his name appears upon thebooks of the bank and the burden of proof is upon him to show that heis not in fact tne owner. Finn v. Brown, 142 TJ. S,, 56.

7. A shareholder against whom suit is brought to recover the assessment inadeupon him by the Comptroller will not be permitted to deny the existenceof the association, or that it was legally incorporated. Casey v. Galli3 94TJ. 8., 673.

8. A director is not, by reason of his position, estopped from setting up thedefense of usury in an action brought against him by the association.Bank of Cadiz v. Slemons, 34 Ohio St., 142\

9. The legality of the appointment of the receiver can not be questioned by thadebtors of the bank when sued by him. The bank may move to have th©appointment set aside, but the debtors can not. Cadle v. Baker, 20 Wall.p650; Plait v. Beebe, 57 N. Y., 339,

10. Where a national-banking association has entered into a contract which itis not authorized to make, a party who has enjoyed the benefit of suchcontract can not question its validity. Casey v. La Societe de Credit Mobil*ier, 2 Woods, 77; German National Bank v. Meadowcroft, 95 III., 124.

11. Debtors of national banks, when sued by person whom Comptroller hasappointed receiver under section 50, can not question the legality of hisappointment. Cadle v. Baker, 20 Wall., 650.

12. Where officer of a bank guaranteed payment in name of bant and sold thenote, the bank by retention and enjoyment of the proceeds is estopped todeny officer's act. People's Bank v. National Bank, 101 TJ. S., 181.

13. In such suit stockholder is estopped to deny existence or validity of corpo-ration. Casey v. Galli, 94 U. S., 673.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 42: Annual Report of the Comptroller of the Currency, Volume 1 1893

40 REPORT OF THE COMPTROLLER OF THE CURRENCY.

E1. The certificate of the Comptroller of the Currency that an association has

complied with all the provisions required to be complied with before com-mencing the business of banking is admissible in evidence upon a plea ofmil tiel corporation; and such certificate, together with proof that theassociation has been acting as a national-banking association for a longtime, is amply sufficient evidence to establish, at least prima facie, theexistence of the corporation. Mix v. The National Bank of Blooming ton, 07III., 20; Merchants' National Bank of Bangorv. Glendon, 120 Mass., 97.

2. The certificate of the Comptroller that the association has complied with allthe provisions of law touching the organization of associations removesany objection which might otherwise have been made to the evidenceupon which he acted. Casey v. Galli, 94 U. S., 673; Thatcher v. West RiverNational Bank, 10 Mich., 196.

3. And in a suit against the association or its shareholders such certificate of theComptroller is conclusive as to the completeness of the organization.Casey v. Galli, supra.

4. A letter from the Comptroller directing the receiver to institute suit, if notobjected to at the time, is sufficient evidence that the Comptroller hasdecided that the enforcement of the individual liability of the shareholdersis necessary. Bowden v. Johnson, 107 U. S., 251.

5. A certificate signed by the Deputy Comptroller of the Currency as "ActingComptroller of the Ciirrencjr," is a sufficient certificate by the Comp-troller of the Currency within the requirements of Revised Statutes, Bee.5154. Asjnnwall v. Butter, 133 U. S., 595.

EiXKCUTION:A judgment against a national bank in the hands of a receiver only establishes

the validity of the claim; the plaintiff can have no execution on suchjudgment,'but must wait pro rata distribution. Bank of Bethel v. Pah-quioque Bank, 14 Wall., 383.

FALSE ENTRIES:1. The only remedy for the making of a false return to the auditor by the cashier

of a bank, of the resources and liabilities of the bank for the purposes oftaxation, is afforded by revised statutes of Ohio, section 2679, whichprovides that the auditor may examine the books of the bank, aud any offi-cer or agent of it under oath, and make out the statement; and any officerof the bank may be fined not exceeding $100 for failing to make the state-ment, or for willfully making a false one. Miller v. First National Bank,21 N.' E. Rep., 860.

2. Any entry on the books of the bank which is intentionally made to representwhat is not true or what does not exist, with intent either to deceive itsofficers or defraud the association, is a false entry within the meaning ofthe statute. United States v. Harper, 33 Fed. Rep., 471.

3. It may be made personally or by direction. Io.4. The erasure of figures already written in the books of a national bank and

the substitution of other figures which falsify the state of the account con-stitute a "false entry" within the meaning of section 5209, Revised Stat-utes, by which it is declared to be a misdemeanor to make "any falseentry in any book, report, or statement of the association, with intent toinjure or defraud," etc. United States v. Crecelius, 34 Fed. Rep., 30.

5. Where false entries are made by a clerk at the direction of the president, thelatter is a principal. In the matter of Van Campen, 2 Ben., 419; UnitedStates v. Fish, 24 Fed. Rep., 5S5.

6. A report of condition of a national bank, whether called for by the Comp-troller of the Currency or not, which is a report in the usual form made byan officer of the bank in his official capacity, if it contains a false entrymade with intent to deceive, is within Revised Statutes, United States,section 5209, which declared such false entries to be a misdemeanor.United States v. Hughitt, 45 Fed. Rep., 47.

7. Where false entries were made by a bookkeeper in a statement requested bya national-bank examiner purporting to give the balance due to deposit-ors, which statement it was the duty of the examiner to make and not thebookkeeper, an indictment for making "false entries in a statement ofthe association" will not be sustained. United States v. Eqet 49 Fed Rep.,852.

8. In an indictment of an officer of a national bank under section 5209, RevisedStatutes, United States, for making false entries in a report to the Comp-troller of the Currency, it is no defense that such entries were made by a

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 43: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY] 4j

FALSE ENTRIES—Continued.clerk and verified by the officer without actual knowledge of their truth,since it was his duty to inform himself. United States v. Allen, 47 Fed.Rep., 696.

9. A "false entry" in a report by a national-bank officer or a director to Comp-troller of the Currency within the meaning of section 5209, is not merelyan incorrect entry made through inadvertent negligence or mistake, butis an entry known to the maker to be untrue and incorrect and by himintentionally entered while so knowing its false and untrue character.United States v. Graves, f>3 Fed. Rep., 684.

10. In determining whether a certain false entry, made by a national-bank officerin a report to the Comptroller, was made with intent to deceive or de-fraud, etc., within the meaning of the statute, the jury are authorized toinfer the intent if the natural and legitimate result of such false entrywould be to deceive any other officer or officers of the bank or any agentappointed to examine into its affairs. Fb.

11. 1 n detercniuing whether defendant made a " false entry" within the meaning ofthe statute, when he included in such report, as "Loans and discounts" ofthe bank, amounts which were being carried on the books of the bank as"overdrafts," the jury will not consider whether other national banks fol-lowed the#sanie practice; but the jury, in determining whether such, entry,1if a "false entry,7' was made with intent to deceive and defraud, may con-sider whatever knowledge defendant is shown to have had as to practice ofany other national bank'hi this respect. Fb.

12. It is not necessary to complete the offense of making a "false entry" in areport to the Comptroller of the Treasury of the condition of a nationalbank, with intent to deceive or defraud, that any person shall have beenin fact actually deceived or defrauded; for the making of such a "falseentry " with the intent to deceive or defraud is sufficient. Ih.

13. Under section 5209 of the national-bank act, it is an indictable offense tomake a false entry in a report to the Comptroller of the Currency, or toaid and abet the making of such entry. United States v. French el. ah, 57Fed. Rep., 882.

14. It is not a " false entry " to enter under heading of " Loans and discounts,"items which, on books of the bank, and for convenience of its officers, havebeen temporarily withdraw from that heading, and which are, from dayto day carried on books of the bank under heading of " Suspended loans"while awaiting action of directors as to same being withdrawn fromcharacter of loans and entered up as a loss on profit and loss account.United States v. Graves, 53 Fed. Rep., 634.

FORFEITURE OF CHARTER:1. Under Revised Statutes, United States, section 5239, providing that if the

directors of a national bank shall violate any of the provisions of the titlerelating to the organization and management of banks, the franchises ofthe bank shall be forfeited, such violation, however, to be determined bya proper court of the United States in a suit therefor by the Comptroller,and that in cases of such violation every director participating thereinshall be personally liable for all damages which the bank, its shareholders,or any other person shall have sustained in consequence thereof, theComptroller can not authorize the receiver to bring suit, under section5234, to enforce such personal liability, until it has been adjudged by aproper court that such acts have been done as authorize a forfeiture of thecharter. Wei les v. Graves, 41 Fed. Rep., 459.

2. The right to maintain an action under Revised Statutes, United States, sec-tion ,">239, to recover from a bank director the damages sustained by hisbank in consequence of excessive loans made by him while serving in thecapacity of director, is not affected by the fact that the Comptroller hasor has not procured a forfeiture of the bank's charter. Stephens v. Over-stolz, 43 Fed. Rep., 771.

GOVERNMENT SECURITIES:National-banking associations can engage in the business of dealing in and

exchanging Government securities. Van Leuven v. First National Bank,54 N. Y., 671; Yerkes v. National Bank of Fort Jervis, 69 N. Y., 383; Leaehv. Hale, 31 Iowa, 69.

GUARANTY :A personal guaranty, given by stockholders and directors to another bank in

consideration of loans, discounts, or other advances to be made, for therepayment of any indebtedness thus created, imposes a liability on the

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 44: Annual Report of the Comptroller of the Currency, Volume 1 1893

42 REPORT OF THE COMPTROLLER OF THE CURRENCY.

GUARANTY—Continued.guarantors when acted on by tlie guarantee though no notice of the accept-ance of the guarantee was given, for the contract shows a personal interestof the guarantors in the advances constituting a consideration moving tothem. JJoud et. al. v. National ParJc Bank, 54 Fed. Rep., 846.

INCREASE OF CAPITAL STOCK :1. National banks have no authority to increase their capital stock except as

provided by Revised Statutes, section 5142, and act of Congress, May 1,1886;and where an increase is attempted to be made without obtaining the con-sent of two-thirds of the stock, the payment in full of the amount of suchincrease, and the certificate and apx>roval of the Comptroller of the Cur-rency, as required by those statutes, the proceedings are invalid, and pre-liminary subscriptions to such increase can not be enforced. Armstrongv.Stanage et ah, 37 Fed. Be}),, 508.

2. Where one subscribes for shares in the increase of the capital of a national-banking association in a certain amount, such subscription and paymentare upon the implied condition that the increase shall be in the exactamount so fixed; and if such amount is changed, the subscriber may avoidthe subscription and recover the amount paid in. Eaton v. Pacific Bank,144 Mass., 260.

3. And the certificate of the Comptroller of the Currency that the amount ofthe increase in another sum has been paid in, which amount includes whatwas paid by the dissenting subscriber, will not be conclusive upon suchsubscriber. Ib.

4. But if such subscriber has assented to or ratified the change lie will be held ashareholder. Delano v. Butler, 118 U. S., 634.

5. When the previous proceedings looking to an increase in the capital stockof a national bank have been regular and all that are requisite, and astockholder subscribes to his proportionate part of the increase and payshis subscription, the law does not attach to the subscription a conditionthat it is to be void if the whole increase authorized be not subscribed;although there may be cases in which equity would interfere to protecthim in case of a material deficiency. Aspinwall v. Butler, 133 U. S., 595.

6. The Comptroller of the Currency has power by law to assent to an increasein the capital stock of a national bank less than that originally voted bythe directors, but equal to the amount actually subscribed and paid for bythe shareholders under that vote. Ib.

7., Where one subscribes for shares in an increase of capital stock of a nationalbank and pays for the same without waiting to see whether the wholeamount of the increase is taken, he is bound by such subscription andpayment, though the amount of the increase is afterward reduced by thebank and the Comptroller of the Currency. Butler v. Eaton, 141 U. S., 240.

8. The conditions imposed by Revised Statutes, Sec. 5142, to the validity ofincrease of national-bank capital were intended to secure actual cashpayment of subscriptions and to prevent watering stock, not to invalidatebona fide subscriptions actually made and paid. Agpinwall v. Butler, 133U. S., 595.

9. Stockholder in national bank who, with knowledge of its insolvent condi-tion and of all material facts, subscribes for increased stock to sameamount as his original stock, and amount of proposed increase is after-ward reduced, cau not question validity of proceedings for such increaseto annul such subscription and payment;. Delano v. Butler, 118 U. S.,634; Pacific National Batik v. Eaton, 141 ib.y 227; Thayer v. Butler, ib.,

234; Butler v. Eaton, ib., 240.

INDICTMENT :1. An indictment charging defendants with aiding and abetting a director in a

willful misapplication of the money of an association must state facts toshow that there has been such misapplication committed by the director.United States v. Warner, 26 Fed. Rep., 616.

2. An indictment under act of July 12, 1882, amending section 5208, making it amisdemeanor to "certify any check" drawn by a person not then havingon deposit sufficient money to meet same need not allege delivery of checkby bank after certification. Untied States v. Potter, 56 Fed. Re})., 83.

3. When indictment alleges certification as accomplished, authentication willnot be presumed as an essential part thereof, and hence it is unnecessaryto allege absence of required credit or deposit at time of authentication.Ib.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 45: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OP THE COMPTROLLER OF THE CURRENCY. 43

INDICTMENT—Continued.4. The indictment in charging in the language of section 5208 that the drawer of

the cheek had not on deposit, at the time it was certified, "an amount ofmoney equal to that specified" in the check is sufficient. Ib.

5. The indictment does not charge two offenses in the same count because italleges therein that the check was certified " before the amount thereofhad been entered to the credit of the drawer on the books of the bank/'and also at a time when the drawer did not "have on deposit an amountof money equal to" the amount of the check, lb.

6. An indictment against the president for "aiding and abetting" cashier incertifying check under prohibition can not be sustained, lb.

7. An indictment charging directors of a national-banking association withmaking false entries in a report of condition to the Comptroller of theCurrency can not be sustained under section 5209. Ib.

8. The use in an indictment, under section 5209, of the words "then and there"in alleging that the defendant was president or director of such bank andmade alleged false entries, is not uncertain or repugnant merely becausein one place they may refer to the whole of a day and in another to onlyone instant of the day. Ib.

9. The omission of the signs for dollars and cents in the recital of alleged falseentries in reports and misnomer of reports are immaterial where reportsare set out by their tenor in the indictment. Ib.

10. It is not necessary to allege specifically in such indictment that the reportswere transmitted to the Comptroller of the Currency, or that they werepublished. Ib.

11. Allegations that the false entries were made with intent "to injure anddefraud the said association and certain persons to the grand jurorsunknown" are sufficient. Ib.

12. An indictment against the president of a national bank, under section 5209,for making false entries in the books of the bank, charging that it wasdone "with intent to defraud said association and certain persons to thegrand jurors unknown" is sufficient so far as concerns the allegationsof intent. United States v. Potter, 56 Fed. Rep., 97.

13. When indictment alleges that the false entries indicated that there was thenin the paying teller's department of the bank certain amount in gold,legal tenders, and gold certificates, when in fact such amount was notthere, it is not necessary that it should further allege that such amountwas not then in other departments of the bank. Ib.

14. In addition to the entries themselves, the indictment need set out the con-text only when it so modifies the entries as to be in presumption of law apart of them. lb.

15. The fact that the note teller's and paying teller's books, in which the presi-dent is charged with making the false entries are usually kept by thoseofficers without interference by the president does not invalidate indict-ment thereon. Ib.

16. Counts charging false entries by the president in reports of condition of thebank, which allege that reports were made in conformity to the law andthen set them out by their tenor are bad, for their failure to allege spe-cifically that the reports were verified and attested by the cashier. Ib.

17. An indictment against the president of a national bank, alleging that he"unlawfully and willfully and with intent to injure and defraud thesaid association for the use, benefit, and advantage of himself, didmisapply certain of the money and funds of the association whichhe * * * then and there with the intent aforesaid paid and causedto be paid" to certain persons named, was bad for failure to allege

the fact that made such payment unlawful or criminal. United States v.Eno, 56 Fed. Eep., 218.

18. It is not essential that such indictment should allege that the acts chargedwere done without the knowledge and assent of the directors of the asso-ciation. Ib.

19. Where the entry whose tenor is set forth contains the words " See schedule,"it is not a valid objection to the indictment that these words are notexplained. Ib.

20. It is sufficient if the indictment allege the substance of the reports in ques-tion without setting them out in full. Ib.

21. United States v. Work, 57 Fed. Rep., 391, was decided in accordance withUnited States v. French. 57 Fed. Rep., 382, and United States v. Potter,56 Fed. Rep., 83 and 97. '

22. An allegation in an indictment under this section that defendant" did makea certain false entry in a certain report of the association" will not b©

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 46: Annual Report of the Comptroller of the Currency, Volume 1 1893

44 REPORT OF THE COMPTROLLER OF THE CURRENCY.

INDICTMENT—Continued.

construed to mean that the entry was made after the report was com-pleted, and was, in fact, an alteration. United Staies v. French et al.% 57Fed. Hep., 882.

23. The preparation and completion of the report, the making of the false entrytherein, its verification, attestation, and delivery to the Comptroller,may be considered as simultaneous, and there is no repugnance in failingto allege that any or all of these things occurred in consecutive order. Ib.

24. Though the counts in an indictment under this section for aiding andabetting the cashier in making such false entries describe defendant as'•being then and there a director" of the bank in question, it can not beheld that they charge him in aiding and abetting in his official capacity.Ib.

25. Counts in such indictment, which charge defendant with x>r<>euring andcounseling the false entry before the fact, are valid, for such acts arecovered by the clause of the section extending the penalty to anyone who"abets" an officer or agent in the acts prohibited. Ib.

26. In indictment under Revised Statutes, Sec. 5209, for willfully misapplyingthe funds of a national bank, it is not necessary to charge that the fundshad been previously intrusted to defendant; since such act may be doneby an officer or agent of the association without his having previously re-ceived the funds into his manual possession. United States v. Northway,120 U. S., 327.

27. Indictment charging president of a bank with aiding and abetting its cashierin the misapplication of its funds, it is not necessary to aver that he thenand there knew that the person so aided and abetted was the cashier.—Ib.

28. A form of indictment which sufficiently describes and identifies the crimeof abstracting the funds of a national bank created by Revised Statutes,Sec. 5209, and sufficiently states the character and capacity of the bank.Ib.

29 Indictment against president for false entry on books held sufficient in formand averments. United States v. Britton, 107 U. 8., 655.

30. Indictment against president for fraudulent purchase of stock of the bankis bad if it fails to state for whose use purchase was made, or if it statesthat it was for use of the bank, or if it does not aver that it was not madeto prevent loss on previous debt. Ib.

31. Indictment for perjury against officer for false statement under section 5211,Revised Statutes, is bad if, prior to act of 1881, chapter 82, his oath veri-fying report was taken before notary appointed by a State. United Statesv. Curtis, 107 U. S.t 671.

INJUNCTION :

Sec. 5242 Revised Statutes, providing that no injunctions shall issue from a Statecourt against a national bank before final judgment, does not deprive theFederal court of power to issue such injunction or to continue afterremoval of the case an injunction previously granted by a State court.Hower v. Weiss Maltinq and Elevator Co. et. al., 55 Fed. Bep., 856.

INSOLVENT BANKS: See Shareholders; Set-off; Receiver; Preferred claims.1. National-banking associations were not subject to the bankrupt act while

that act was in force. In re Manufacturers' National Bank, 5 Biss., 499.2. The term "insolvency," as used in section 5242, Revised Statutes, forbidding

transfer of the assets of national-banking associations after, or in contem-plation of, such insolvency, has the same meaning as it had when appliedto traders in the bankrupt act; that is, it does not mean an absolute inabil-ity of a debtor to pay his debt at some future time, upon a settlementand winding up of his aifairs, but a present inability to pay in the ordinarycourse of business. Case v. Citizens' Bank of Louisiana, 2 Woods, 23; Mar-ket Bank v. Pacific National Bank, 30 Run., 50.

3. It is not necessary that the facts upon which the Comptroller bases his actionin appointing a receiver should be established by what is competent legalevidence; but he is left to be satisfied as best he can be, under the peculiarcircumstances of each case, of the facts and the necessity for the exerciseof his authority. Platt v. Beebc, 57 N. Y., 330.

4. A return of nulla bona upon an execution issued against the property of anational bank is proof of its insolvency. Wheelock v. Kost, 77 III., 296.

5. The creditors of an insolvent association must seek their remedy through theComptroller, in the mode prescribed by the statute; they can not proceed

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 47: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 45

INSOLVENT BANKS—Continued.directly in their own names against stockholders or the debtors of thebank. Kennedy v. Gibson, 8 Wall., 498.

6. The creditors of an insolvent national-banking association in the hands of a.receiver are entitled to Interest on their claims during the period of admin-istration. National Bank of Commonwealth v. Mechanics7 National Bank,94 U. 8., 437; Chemical National Bank v. Bailey, 12 Blatch., 480; White v.Knox, 111 U. S., 784.

7. Where a national bank has leased a banking house for a long term of years,and subsequently becomes insolvent, but during the time it continuedbusiness had not defaulted in paying the rent, the lessor has no claimagainst the receiver by reason of the insolvency or dissolution of the cor-poration or the forfeiture of its franchises, or by the refusal of the receiverto take under the contract and pay the rent. Fidelity Safe Deposit andTrust Co. v. Armstrong, 35 Fed. Rep., 567.

8. A subscriber who has made payments on his subscription to the proposedincrease, believing that the statutory requirements would be compliedwith, is entitled to have the amount thereof allowed as a claim againstthe assets of the bank in the receiver's hands. Armstrong v. Slanage, 37Fed. Hep., 568.

9. Revised Statutes, United States, sections 5234 and 5239, prescribing themethod of enforcing the liability of the directors of national banks forviolation of the banking law, are exclusive of other remedies, and a cred-itor of an insolvent bank for which a receiver has been appointed, can notsue its directors for the purpose of making them personally liable for themismanagement of the bank. National Exchange Bank v. Peters et al., 44Fed. Hep., 13.

10. Bank'property attached by individual creditor after bank is insolvent can notbe sold to pay his demand against the claim of a receiver subsequentlyappointed. National Bank v. Colby, 21 Wall., 609.

11. Depositor, when bank suspends payment and receiver is appointed, is entitledfrom date of his demand to interest on his deposit. National Bank v.Mechanics1 National Bank, 94 TJ. 8., 437.

12. It does not lose its corporate existence by mere default in paying its notesand the appointment of a receiver. Ib.; Bank of Bethel v. Pahquioque Bank,14 Wall., 38S.

13. Such associations may be sued, though a receiver has been appointed and isadministering its concerns. Ib.

14. If failed bank was indebted to its subagent and the collections were enteredin their books as a credit to such indebtedness, they were thereby reducedto possession and passed into the general funds of the failed bank. Com-mercial National Bank v,. Armstrong, 148 TJ. 8., 50.

15. By the terms of an arrangement for the failed bank to remit the 1st, 11th,and 21st of each month, the relations of debtor and creditor were createdwhen the collections were fully made, the funds being on general depositwith the failed bank with the right in that bank to their use until thetime of remittance should arrive. Ib.

16. Where a check of a depositor is accepted by a correspondent bank in pay-ment of a draft for collection, which charges the same to the drawee andcredits the drawer without separating the amount from its general funds,it holds the money as agent for the drawer, who, after insolvency, becomesa mere general creditor, notwithstanding the State constitution provesthat "depositors who have not stipulated for interest shall for suchdeposits be entitled in case of insolvency to preference of claimant overall other creditors. Anheuser-Busch Brewing Association v. Clayton, 56 Fed.Rep., 759.

17. Sureties on indebtedness of insolvent bank are not entitled to prove anyclaim against it by reason of the enforcement of their liability as such.Stewart v. Armstrong, 56 Fed. Rep., 167.

18. A creditor of an insolvent national bank, who establishes his debt by suitand judgment after refusal of Comptroller to allow it, is entitled to sharein dividends on debt and interest so established as of day of failure ofbank, not for subsequent interest. White v. Knox, 111 U. S., 784.

19. The personal property of an insolvent bank in hands of a receiver is exemptfrom State taxation. Rosenblatt v. Johnston, 104^ TJ. S., 462.

20. When a creditor of a national bank is entitled to interest on the amount ofhis dividend from the time it was declared by a receiver of the bank.Armstrong v. American Exchange National Bank, 133 TJ. «S\, 433.

21. Construction and application of Revised Statutes, Sec. 5212, as to transfershy insolvent national banks, National Bank v. Butler, 129 U. #., 223%

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 48: Annual Report of the Comptroller of the Currency, Volume 1 1893

4 6 REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT BANKS—Continued.22. What motive is sufficient under Revised Statutes, Sec. 5242, to invalidate

a transfer by a national bank. 1b.23. In estimating the dividends to be paid out of the assets of an insolvent

association, the value of the claims at the time when the insolvency isdeclared is to be taken as the basis of distribution. White v. K?ioXj 111U. S., 784.

INTEBEST: See Usury; Insolvent banks.1. The provision in section 30 of the act of 1884 "that where, by the law of

any State, a different rate is limited for banks of issue organized underState laws, the rate so limited shall be allowed for associations organizedin any such State under the act," is enabling, and not restrictive; and,therefore, a national-banking association in any State may stipulate foras high a rate of interest as by the laws of such State a natural personmay, although State banks of issue are restricted to a less rate. TiffanyV. National Bank of the State of Missouri, 18 Wall., 409.

2. But it is not to be inferred from Tiffany v. National Bank of Missouri that what-ever by the laws of the State is lawful for natural persons in acquiringtitle to negotiable paper by discount islawful fornational banks. NationalBank v. Johnson, 104 U. 8., 271.

3. The interest which a national-banking association may charge is limited tothe rate allowed to the banks of the State generally; and the fact that afew of the State banks are specially authorized to take a higher rate isnot a warrant for a national-banking association to do so. Duncan v.First National Bank of Mount Pleasant, 11 Bank*Mag., 787; Gruber v. FirstNational Bank, 87 Penn. St., 468.

4. Where the State law does not limit the rate of interest which may be chargedon loans to corporations, a national-banking association located in thatState can not charge more than 7 per cent interest on such loans. In reWild, 11 Blaich., 243.

5. Where by the statutes of the State parties are authorized to contract for anyrate of interest, national-banking associations in that State may likewisecontract for any rate, and are not limited to 7 per cent. Hinds v. Marmelejo,60 Cal., 229; National Bank v. Bruhn, 64 Texas, 571.

6. Bank may take the rate of interest allowed by the State to natural personsgenerally, and a higher rate where State banks of issue can take it. Tif-fany v. National Bank of Missouri, supra.

7. May charge rate of interest allowed to natural persons in the State or Terri-tory where bank is located,but can not take more, even on discount ofpaperfor third party, without it being usury. National Bank v. Johnson, supra

JURISDICTION: See Actions.1. The tenth subdivision of section 629, Revised Statutes, which confers upon the

circuit court of the United States jurisdiction of all suits by or againstany national-banking association established in the district for which thecourt is held, has been repealed by the proviso to section 4 of the act ofJuly 12, 1882. National Bank of Jefferson v. Fare et at., 25 Fed. Rep., 200.

2. The object of this proviso was to deprive the United States courts of juris-diction of suits by or against national-banking associations in all caseswhere banks organized under State laws could not likewise sue or be suedin such courts. Ib.

3. But the proviso does not affect the right of the receiver of an insolventassociation to sue in a Federal court. Hendee v. Connecticut and P. R. 11,Co., 26 Fed. Rep., 677.

4. Nor would the act of July 12, 1882, take from the circuit court jurisdictionof a suit brought against a direct or for negligent performance of his duties;for, as such suits rest upon the requirements of the United States laws andby-laws made pursuant thereto, it is a case arising under the laws of theUnited States 1Fitters v. Foster, 28 Fed. Rep., 737.

5. In an action against a national bank in a circuit court of the United States,if all the parties are citizens of the district in which the bank is situated,and the action does not come under section 5209 or section 5239 of theRevised Statutes, the circuit court has no jurisdiction. Whittemore v.Amoskeag National Bank, 134 U. S., 527.

6. The Federal courts have jurisdiction of an action between a national banklocated in one State and a citizen of another State. First National Bankv. Forest, 40 Fed. Rep., 705.

7. An action between a receiver of an insolvent national bank and a depositordoes not present a Federal question under Revised Statutes of the United

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 49: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 47

JURISDICTION—Continued.States, section 5242, avoiding preferences to creditors of such an insolventbank. Tehan v. First National Bank et al., 39 Fed. Bep., 577.

8. A receiver of an insolvent national bank is an officer of the United Stateswithin the meaning of section 563, Revised Statutes of the United States,which gives the district courts jurisdiction of "all suits at common lawbrought by the United States, or any officer thereof authorized by law tosue." Stephens v. Bern ays, 41 Fed. Rep., 401.

9. State courts have jurisdiction of suits by and against national bankingassociations. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383; Ordway v.Central National Bank, 47 Md., 217 and Clafflin v. Houseman 93 U. S., 130.

10. Where a national banking association is sued in a State court, the suit mustbe brought in the city or county in which the bank is located. Cadle v.Tracey, 11 Blatch., 101.

11. The United States district court has jurisdiction of an action at Jaw broughtby the receiver of a national bank to recover an assessment made upon astockholder, and the action may be maintained, in such event against theexecutor of a deceased stockholder. Stephens v. Bernays, supra.

12. But in a State where the holder may sue without respect to the ownershipan association may bring suit upon paper so acquired. National PembertonBank v. Porter, 125 Mass., 333; Atlas National Bank v. Savery, 127Mass., 75.

13. But in Talmage v. Third National Bank, 27 Hun., 61, the supreme court ofNew York said: "The words of restriction to the place where said l associa-tion is situated' apply to the county and municipal courts, and not to theState courts. In the State courts of general jurisdiction a national-bank-ing association can be sued whenever an individual can be for the same.cause."

14. A State court can entertain an action brought to recover of a national-bank-ing association the penalty for taking usury. Ordway v. The CentralNational Bank, 47 Md., 217; Hade v. Me Fay, 31 Ohio St., 231; Bletz v. Colum-bia National Bank, 87 Penn. St., 87.

15. The State courts have jurisdiction of an action brought by a shareholder onbehalf of himself and other shareholders to recover of the directors of aninsolvent association damages for injuries resulting from their negligenceand misconduct. Brinckerhoffv. Bostwick, 88 N. Y., 52.

16. A State court has no power to make an order directing the receiver of anational bank, who has been appointed by the Comptroller of the Cur-rency, to pay a judgment obtained against the bank before the receiverwas appointed. Ocean National Bank v. Carll, 7 Hun, 237.

17. State courts have no jurisdiction of the case of an embezzlement of the fundsof the association by one of its officers. Commonwealth v. Felton, 101Mass., 204; Commonwealth ex ret. Torrey v. Ketner, 92 Penn. St., 372.

18. The defense of usury may be set up in action brought in a State court.National Bank of Winter set v. Eyre, 52 Iowa, 114.

19. Neither the Comptroller nor the receiver by putting in an appearance to asuit can subject the United States to the jurisdiction of a court. Case v.Terrell, 11 Wall., 199.

20. A national-banking association is for jurisdiction al purposes a citizen of theState in which it is located. Davis v. Cook, 9 Nev., 134.

21. The offense of making false entries in the books of a bank, for which an offi-cer of the bank is liable to punishment, under section 5209, since it is nota crime of which the State courts have concurrent jurisdiction, under sec-tion 5328. is exclusively cognizable by the Federal courts. In re Enot 54Fed. Hep., 69.

22. Under the provisions of the act of August 13, 1888, national banks aredeemed to be, for jurisdictional purposes, citizens of the State wherein theyare located and they no longer possess the right of removal on the groundthat they are Federal corporations. Burnham et al. v. First National Bankof Leoti, 53 Fed. Rep., 163.

23. When the citizenship is diverse and plaintiff is a resident of the district itis not necessary that he shall also reside in the particular division of thedistrict in which the suit is brought, that a creditor's bill may be main-tained in a Federal court upon a judgment procured in a different Statecourt from the State in which the Federal court sits. Afcrchants' NationalBank et al. v. Chattanooga Construction Co., 53 Fed. Bep., 314.

24. The Federal courts have jurisdiction of suits by receivers of national banksto collect the assets thereof without regard to the citizenship of theplaintiff. Fisher v. Voder, 53 Fed. Hep., 565.

25. An action for money against a national bank whose corporate existence isadmitted is not a suit arising under the laws of the United States. Ulstm*County Savings Institution v. Fourth National Bank, 8 N, T.7 162.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 50: Annual Report of the Comptroller of the Currency, Volume 1 1893

48 REPORT OF THE COMPTROLLER OF THE CURRENCY.

JURISDICTION—Continued.26. The pro vision that the Federal courts shall not have jurisdiction of an action

on a promissory note or other chose in action by an assignee thereof,unless the action might have been maintained in such courts if no assign-ment or transfer had been made (act August 13, 1888), does not apply tothe indorsement and transfer of the payee of notes which were made tohim merely that he might as agent of the maker raise money for it bynegotiating them with third persons. H aehusett National Bankv. SiouxCity Stove Works, 56 Fed. Rep., 821.

27. If the citizenship of original payee of promissory note is material to juris-diction of an action by indorsee against maker, plaintiif must affirma-tively plead it. United States National Bank v. McNair, 56 Fed. Rep., 323.

28. A suit on the official bond of the cashier of a national bank, conditioned fora faithful performance of the duties thereof, "according to law and theby-laws" of the bank, involves a Federal question and is maintainable ina Federal court irrespective of the citizenship of the parties. Walker elal. v. Windsor National Bank, 56 Fed. Rep., 76. '

29. In a suit which is properly brought in a Federal court, because it involves aFederal question, the court has full jurisdiction of the defendant, who,though a resident of another district, waives his personal privilege ofbeing sued in his district by voluntarily appearing. II).

30. A citizen of New York brought suit in the circuit court of North Carolinaagainst a citizen of North Carolina on promissory note to cashier of nationalbank, which was also located there. Note had been indorsed to plaintiff.After indorsement a receiver had been appointed for the bank. Held,that the receiver would have been an assignee of the note although theassignment was brought about by operation of law, and that as bankcould not have sued in circuit court neither could the receiver* nor theplaintiff, as the court had no jurisdiction. Ib.

31. Under the above statute assignee can not maintain a suit on a promissorynote unless the original payee could have prosecuted it. Ib.

32. The exemption of national banks from suits in State courts in other thantheir own county or city, by act of February 18, 1875 (18 Stat., 316, chap.80), was a personal privilege which could be waived by appearing to suchsuit and not claiming the immunity. First National Bank v. Morgan, 132U. S., 141.

33. The provision in act of July 12, 1882 (22 Stat., 163, chap. 290, sec. 4), respect-ing suits by or against national banks, refers only to suits brought afterthe passage of that act. Ib.

34. This court has jurisdiction to review a judgment in State courts involving thequestion whether a national bank is exempted from liability to account forbonds purchased by it on condition of selling back on demand. LoganBankv. Town send, 139 U. S., 67.

35. When transaction of transfer of national bank shares does not present acase arising under national-banking act, and so involving a Federalquestion. Le Sassier v. Kennedy, 123 U. 8., 521.

LENDING CREDIT:1. A national-banking association can not lend its credit. Johnson v. Charlottes-

ville National Bank, 3 Hughes, 657; Seligman v. CharloUesviUe NationalBank, 3 Hughes, 647; National Bank of Commerce v. Atkinson, 55 Fed. Rep.,465.

2. A national banking association can not take a pledge of its stock to securea deposit made by it with another bank. Such a transaction amounts toa lending upon the security of its own shares. Bank v. Lanier, 11 Wall., 369.

3. Though a bank is prohibited from lending money upon the security of itsown shares, yet, if the shares have been sold and the proceeds applied tothe nayii'ent of the debt, the courts will not aid the shareholder torecover the value of the shares. He can dispute the validity of the trans-action only while the contract is executory, and the security still subsistsin the possession of the bank. National Bank of Xenia v. Stewart, 107 U.S., 676.

LIABILITY : See Officers: Shareholders.1. And where an association receives United States bonds of one class for the

purpose of having them converted into bonds of another class, it is not amere mandatary, but is responsible for the failure to deliver the bonds ondemand. Leach v. Hale, 31 Iowa, 69.

2. Where a national-banking association has taken collaterals to secure a loan,and, after the loan has been repaid, holds them to secure future advances.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 51: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 49

LIABILITY—Continued.it is not a gratuitous bailee; and it is responsible for the loss of snch col-laterals occasioned by its lack of ordinary care and diligence, though atthe time the bailor was not indebted to it. Third National Bank of Balti-more v. Boyd, 44 Aid., 47.

3. A bank receiving a certificate of deposit for collection, and mailing it to thedrawer with a request for a remittance, is guilty of negligence. FirstNational Bank of EvanscilleY. Fourth National Bank of Louisville, 56 Fed.Rep., 967.

4. A bank is charged with notice of letters duly mailed to it and received bythe general bookkeeper, whose duty it is to open and distribute mail mat-ter, although he conceals such letters to hide certain irregularities in hisoffice, and thereby prevents their coming into the hands of the other bankofficers. 11).

5. The E. bank, on May 8, 1888, mailed to theL. bank for collection a certificateof deposit issued by P. & Co., which, the next day, negligently mailed itto P. & Co. with request to remit. On June 1 the L. bank credited theE. bank with the item in account current for May, and wrote that nothinghad been heard from P. & Co. On June 22 the L. bank wrote that repeatedletters about the item had remained unanswered. The L. bank nowcharged the E. bank with the item. No further correspondence ensued.P. & (Jo. continued in good credit until after January 1, 1889, when theyfailed. Held, That the L. bank was not responsible for more than nom-inal damages, lo.

6. Where bank acquires title to real estate by conveyance from its presidentwho held same under deed reciting full payment of purchase money, andbank has no actual knowledge that purchase money was not in fact paid,it is an innocent purchaser without notice, and is not chargeable withconstructive notice because of the knowledge of its president. FirstNational Bank of Sheffield et al. v. Tompkins, 57 Fed. Rep., 20.

7. Where grantor states to director of bank that he is willing to convey a halfinterest in certain land to the bank's president, with the understandingthat such president was to deed the w hole interest to the bank, and thepresident of the bank was to pay him by giving Mm credit upon notesthen running against him in the bank. Held, Not to amount to noticeto the director that the grantor intends to retain a vendor's lien, but 'rather imports a notice that no such lien is to be retained. Io.

8. If a cashier, without authority to buy coin in behalf of his bank, does sobuy it, and it goes into the funds of the bank, it is liable. Merchants'Bank v. State Bank, 10 Wall., 604.

9. National bank is liable for damages occasioned by the loss through grossnegligence of a special deposit made in it with knowledge and acqui-escence of its officers and directors. National Bankv. Graham, 100 U. S., 699,

LIEN : See Preferred claims.1. An association has equitable lien upon dividends declared for any j ust debt

'due to it from the shareholders. Hager v. Union National Bank, 63 Me.,509.

2. But a creditor will not have a lien upon the funds of the association becausechecks given in settlement of balances were fraudulent, and were given ata time when the bank was hopelessly insolvent and its officers were con-templating flight. Citizens' National Bank v. Dowd, 35 Fed. Rep., 340.

3. Bank can not acquire a lien on its own stock held by its debtors, even if itsby-laws are framed with that intention. Bidlard v. Bank, 18 Wall., 589.

4. Loans by bank to stockholder do not give lien to bank on his stock. Ib.;Bank v. Lanier, 11 Wall., 369.

LIQUIDATION:1. A national bank may go into voluntary liquidation and be closed by a vote

of two-thirds of its shareholders, although contrary to the wishes andagainst the interest of the remainder. Watkins v. National Bank of Law-rence, 32 Pac. Rep., 914.

2. A national bank which has gone into voluntary liquidation will continue toexist as a body corporate for the purpose of suing and being sued until itsaffairs are completely settled. National Bank v. Insurance Company, 104U. S.f 54; Ordway v. Central National Bank, 47 Md., 217.

3. After an association goes into liquidation there is no authority on the part ofits officers to transact any business in its name so as to bind its share-holders, except that which is implied in the duty of liquidation, unlesssuch authority has been expressly conferred by the shareholders. Rich-mond v. Irons, 121 U. S.t 27.

10665 CUR 4

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 52: Annual Report of the Comptroller of the Currency, Volume 1 1893

50 REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIQUIDATION—Continued.4. The Comptroller may appoint a receiver for a bank that has voted to go into

voluntary liquidation. Washington National Bank of Tacoma v. Eckels,Fed. Rep., 1893.

5. Where a bank has gone into voluntary liquidation, and the Comptroller hasno power to appoint a receiver, a proper court, in a case where suchaction is necessary to protect the interests of a creditor, will appoint areceiver for it. Irons v. Manufacturers' National Bank, 6 Biss., 301.

6. Where a national bank is insolvent and in process of voluntary liquidation,and its affairs are being greatly mismanaged by its managing agents, tothe injury of its creditors and stockholders, and some of the creditorsand stockholders are being favored to the injury of others, a receiver maybe appointed in such a case, even where the bank only has been made adefendant. Elwood v. First National Bank, 21 Kans., 673.

7. Where after an association has gone into liquidation a receiver is appointed atthe instance of the creditors, the expenses of such receivership must bepaid by the creditors. The shareholders can not be made individuallyliable for such expenses. Richmond v. Irons, supra.

8. In case of book accounts in favor of depositors, interest begins to run againstan association in liquidation from the date of the suspension of business. Ib.

9. Without express authority from the shareholders in a national bank its offi-cers, after the bank goes into liquidation, can only bind them by actsimplied by the duty of liquidation. Ib.

10. Creditors of national bank who, after it suspends payment and goes intovoluntary liquidation, receive in settlement of their claims bills receiva-ble, indorsed or guaranteed in the name of the bank by its president, cannot claim as creditors against the shareholders, as the original debt ispaid. Ib.

LOANS:1. Sec. 5200, Revised Statutes, which provides that the total liabilities to any

'* association of any person, etc., shall not exceed one-tenth part of the capi-tal stock paid in, was intended only for the guidance of the association,and, though its franchises may be liable to forfeiture for violation of thelaw, the association may recover of the borrower the full amount of theloan. Gold Mining Company v. Rocky Mountain National Bank, 96 U. S.,640; O'Hare v. Second National Bank of Titusville, 77 Penn. St., 96; Shoe-maker Y. The National Mechanics' Bank, 2 Abb., U. S., 416; Stewart v. NationalUnion Bank of Maryland, 2 Abb., U. S., 424.

2. A note is not illegal because at the time it was discounted by the associationthe maker was indebted to the association in a sum equal to more than one-tenth part of its capital. O'Hare v. Second National Bank of Titusrille,supra.

3. And a court of equity will not enjoin an association, at the instance of theborrower, from transferring to innocent third persons notes and securities,on the ground that the notes represent part of a loan made in excess of 10per cent of the capital of the association. Elder v. First National Bank ofOttawa, 12Kans., 238.

4. Where a State bank makes a loan to one person of an amount in excess of one-tenth part of its capital, and is afterward converted into a national bank,it may, after conversion, extend the time for payment of such loan withoutviolating section 5200, Revised Statutes. Allen v. The First National Bankof Xcnia, 23 Ohio St., 97.

5. Defendant sued by national bank for moneys it loaned him can not set up asbar that they exceed one-tenth of capital paid in. Gold Mining Co. v. Na-tional Bank, supra.

6. Placing by one bank of its funds on permanent deposit with another is a loanwithin this enactment. Bank v. Lanier, 11 Wall., 369.

MANDAMUS :The writ of mandamus can not issue in a ease where its effect is to direct or con-

trol the head of an executive department in the discharge of an executiveduty, involving the exercise of judgment or discretion. United States exrel. Boynton v. Blaine, 139 U. S., 306.

MARRIED WOMEN :A national-banking association may take as security for a loan the indorsement

of a married woman, charging her separate estate. Such security is to betreated as personal security, within the meaning of the banking law, andnot as a mortgage. Third National Bank v. Blake, 73 N. Y., 260.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 53: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 51

MORTGAGE : See Real estate.1. ^National-banking* assocations are by implication prohibited from taking

mortgages on real estate as security for contemporaneous loans. NationalBank v**. Matthews, 98 TJ. 8., 621; Fowler v. Scully, 72 Penn. St., 456; KansasValley National Bank v. Ro-ivell, 13 Dill., 871; Commonwealth Bank v. Clark,4 Mo., 59; Crocker v. Whitney, 71 N. Y., 161; Fridley v. Bowen, 87 III., 151.

2. But where such security has been taken, no one but the Government can beheard to complain that the association has exceeded its powers. NationalBank v. Matthews, supra; National Bank v. Whitney, 103 U. S., 99; Swopev.Leffingwell, 105 U. 8., 3; Reynolds Y. National Bank, 112 TJ. S., 405; Forticrv. National Bank, 112 TJ. 8., 439.

3. Where a national hanking association sells real estate it may take a mortgagethereon to secure the payment of the purchase money. New Orleans Na-tional Bank v. Raymond, 29 La. Ann., 355.

4. An agreement by a national-banking association to the effect that, in case anote discounted by it shall not be paid, a mortgage given by the maker tohis indorser shall inure to the benefit of the association, is not inhibitedby the national-banking law. First National Bank v. Haire, 36 Iowa, 448;National Bank v. Matthews, supra.

5. A national bank may loan on security of a mortgage if not objected to by theUnited States. National Bank v. Matthews, ib; National Bank Y. Whitney,supra; Fortier v. New Orleans National Bank, supra.

NEGOTIABLE TAPER :The president and secretary of a corporation are presumed to have authority to

execute a promissory note in the name of the corporation, and the holderof such note will not b°e affected by the fact that such authority did notexist unless he is shown to have had notice thereof. American ExchangeNational Bank v. Oregon Pottery Co., 55 Fed. Rep., 265.

OATH OF DIRECTOR:1. The directors of a bank at the time of its conversion into a national-banking

association are not required to take the oath of directors. Loftkwood Y.American National Bank, 9 R. I., 808.

2. Prior to the act of February 26, 1881, a notary public holding his commissionunder a State had no authority to administer the oath required by section5211, Revised Statutes; and therefore a cashier who made oath before suchnotary to a false statement of the condition of his association was notguilty of perjury. United States v. Curtis, 107 TJ. S., 671.

OFFICERS :1. Directors of national-banking associations may remove the president, both

under the law of Congress and the articles of association, where the latterso provide. The power exists, though the association has adopted noby-laws. Taylor v. Mutton, 43 Barb., 195.

2. The officers of a national-banking association can hold their positions onlyby the tenure specified in section 5136, Revised Statutes, viz, the pleasureof the board of directors. Harrington v. First National Bank of Chittenango,Thomp. N B. Cas. 761; Taylor v. Hutton, supra.

3. The executive officers of an association can not bind it as a gratuitous bailee,unless they have a special authority from the board of directors so to do,or there exists a general custom or usage to that effect. First NationalBank of Lyons v. Ocean National Bank, 60 N. Y.,278.

4. The personal liability of directors of a national bank for violation of RevisedStatutes, United States, section 5204, by declaring dividends in excess ofnet profits, and of section 5200, for loaning to separate persons, firms, orcorporations amounts exceeding one-tenth of the capital stock can notbe enforced in an action at law. Welles v. Graves, 41 Fed. Rep., 459.

5. The election of an individual as a director does not constitute him an agent ofthe corporation with authority to act separately and independently of hisfellow members. It is the board duly convened and acting as a unit thatis made the representative of the association. The assent or determinationof the members of the board acting separately and individually is not theassent of the corporation. The law proceeds upon the theory that thedirectors shall meet and counsel with each other, and that any determina-tion affecting the association shall be arrived at and expressed only aftera consultation at a meeting of the board, attended by at least a majorityof its members. National Bank v. Drake 85 Kans., 564.

6. An officer may, in the ordinary course of business, borrow money of the asso-ciation. Blair v. First National Bank of Mansfield, 10 Chicago Legal News, 84.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 54: Annual Report of the Comptroller of the Currency, Volume 1 1893

52 REPORT OF THE COMPTROLLER OF THE CURRENCY.

OFFICERS—Continued.7. All directors who participate in and assent to a loan in excess of one-tenth of

the capital of the hank, in violation of section 5200, Revised Statutes,will he liable to the hank for all damages sustained by it in consequenceof such loan. Witters v. Soivles, 31 Fed. Hep., 1.

8. If a cashier, without authority from the directors so to do, makes a loan inexcess of one-tenth of the capital of the association, he will he liable, incase of loss, for the amount of the excess. Second National Bank ofOswego v. Burt, 93 X. Y., 233.

9. The directors of a national bank will not be held liable for loss occasioned tothe bank through the frauds of a codirector in which they had no part,and which were perpetrated, without their connivance or knowledge. Itis not sufficient to charge them with liability that the frauds might havebeen prevented by the exercise on their part of a proper degree of super-vision over the affairs of the bank. Movhis v. Lee, 30 Fed. Hep., 298.

10. But directors of a national bank must exercise ordinary care and prudencein the administration of the affairs of the bank, and this includes some-thing more than officiating as figureheads; they are entitled under thelaw to commit the banking business as defined to the duly authorizedofficers, but this does not absolve them from the duty of reasonable super-vision nor ought they to be permitted to be shielded from liability becauseof want of knowledge of wrongdoing if that ignorance is the result ofgross inattention. Briggs v. Spaulding, 141 TJ. S., 131.

11. Directors of a national bank are " officers" within the meaning of RevisedStatutes, United States, section 5209, which makes it a misdemeanor forbank officers to make false entries in any book, report, or statement ofthe bank, with intent to deceive any of its officers. United States v.

' Means et ah, 42 Fed. Hep., 599.12. The president of a national bank has no power inherent in his office to bind

the bank on the execution of a note in its name, but power to do so maybe conferred on him by The board of directors, either expressly by resolu-tion to that effect, or by subsequent ratification, or by acquiescence intransactions of a similar nature of which the directors have notice.National Bank of Commerce v. Atkinson, 55Fed. Rep., 465.

13. If a president of a bank exercised the functions of a cashier, and was thesole managing officer of the bank, he had authority to borrow money forthe use of the bank in the regular course of its business. Simons et al. v.Fisher, 55 Fed. Rep., 905.

14. Under section 5136 of the national-bank act, the cashier of a national bankhas no power to bind it to pay the draft of a third person on one of itscustomers to be drawn at a future day, when it expects to have a depositfrom him sufficient to cover it, and no action lies against the bank forits refusal to pay such a draft. Flannagan et al. v. California NationalBank et al., 56 Fed. Hep., 959.

15. Persons elected directors of bank about which there is no suspicion of any-thing wrong, but which became bankrupt in ninety days, are not person-ally responsible, because they did not institute an investigation. Briggsv. SpauJding, 141 TJ. S., 132.

16. Duties of directors as to supervision over affairs of bank considered. Ib.17. If director is seriously ill, the others may give him leave of absence for a

year, and if frauds are committed while he is absent, and without hisknowledge, he is not responsible. Ib.

18. Director is not precluded from resignation within the year by section 5145,Revised Statutes, providing that he shall hold office for one year, anduntil successor is elected. Ib.

19. It is within scope of general authority of cashier to receive offers for pur-chase of securities held by the bank, and to state whether or not bankowns securities in its possession. Xenia BankY. Stewart et al., 114 TJ. S., 224.

PLACE OF BUSINESS:1. The provisions requiring "the usual business" of the association to be tran-

sacted " at an office or banking house in the place specified in its organi-zation certificate" must be construed reasonably; and a part of the legiti-mate business of the association which can not be transacted at the bankinghouse may be done elsewhere. Merchants' Batik v. State Bank, 10 Wall., 604.

2. Although the general business of a national-banking-association is to be trans-acted at its place of business, yet if the association is fully advised of thefacts, and does not object, and there is no fraud, its officers, when actingwithin the general scope of their authority, may bind it by acts done atanother place. Burton v. Barley, 9 Biss.,253.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 55: Annual Report of the Comptroller of the Currency, Volume 1 1893

EEPORT OF THE COMPTROLLER OF THE CURRENCY. 53

POST-NOTES:1. A certificate of deposit, endorsed by payee, is not in violation of section 5183

Revised statutes which forbids national banks to issue any other notes tocirculate as money than such as are authorized by the provisions of thestatute. In re Hunt, 141 Mass., 515.

2. Certificates of deposit in the ordinary form, issued by a national bank todepositors and payable to order, are not post-notes within the prohibitionof section 5183 Revised Statutes. Middle v. First National Batik of Butler,27 Fed, Hep., 503.

POWERS :1. To the enumerated powers of national-banking associations are to be super-

added all the powers incidental to the business of banking. Paltison v.Syracuse National Bank, 80 N. ¥., 82.

2. A national bank may buy a check drawn upon another bank; and whetherthe check is payable to order or to bearer is immaterial. First NationalBank of Rochester v. Harris, 10S Mass., 514.

3. A national-banking association, in the compromise of a claim growing out ofits legitimate business, may take railroad stock. First National Bank ofCharlotte v. National Exchange Bank of Baltimore, 92 U.S., 122.

4. And when necessary to do so, i'" may pay the difference between the valueof the stock and the amount of the claim. Ib.

5. A national-banking association may take and hold the coupons of municipalbonds, and may maintain actions thereon. First National Bank of NorthBennington v. Town of Bennington, Browne''s N. B. Cas., 437; Lyons v. LyonsNational Bank, 19 Blatch.^ 279.

6. A national-banking association may receive a deposit to be held by it assecurity for the faithful performance of a contract between the depositorand another. Bushnell v. The Chautauqua County National Bank, 10 Hun,378.

7. Whatever the terms of an arrangement being made before the date of thedrawee bank's certificate of authorization, it is invalid under RevisedStatutes, section 5136, providing that no banking association " shalltransact any business except such as is incidental and necessarily prelim-inary to its organization, until it has been authorized by the Comptrollerof the Currency to commence the business of banking." Armstrong v.National Bank of Springfield, 38 Fed. Hep., 883.

8. Where an association has made or ratified a contract to give a person a cer-tain number of the shares of its stock, upon condition that he will con-tinue to do his business with it, and derives the benefit from this contract,the other party may recover of the association the value of the shares.Rich v. State National Bank of Lincoln, 7 Nebr., 231.

9. As the national-currency act of 1864 authorizes banks created under it tobuy and sell coin, such bank, having coin in pledge, may sell and assignits special property therein. Merchants' Bank v. State Bank, 10 Wall., 604.

10. The clause requiring the usual business of the bank to be done at an officeor banking house in the place selected does not prevent its purchase ofcoin at the banking house of another bank. 1b.

11. In adjusting and compromising claims growing out of a legitimate bankingtransaction, it may take stocksof other corporations with a view to sellingthem at a profit. First National Bank v. National Exchange Bank, 92 U.S., 122.

12. A national bank is not prohibited by law from guaranteeing payment of anote. People's Battle Y. National Bank, 101 U. S., 181.

13. Under national-banking act one can exercise only the powers expresslygranted and those necessarily incidental. Logan Bank v. Toivnsend, 139U. S., 67.

PREFERRED CLAIMS. See Liens; Special deposits.1. Section 3466 which gives the United States a priority for all claims it has

against insolvent debtors, does not apply to the case of an insolventnational-banking association. Cook County National Bank v. United States,107 U. S., 445.

2. A preference, to be within the meaning of section 5242, Revised Statutes,must be given to an existing creditor to secure a preexisting debt. Atransfer by an insolvent bank to secure a contemporaneous loan is not aviolation of the law. Casey v. La Societe de Credit Mohilier 2, Woods, 77.

3. Revised Statutes, United States, section 5242, which prohibits all transfers byany national-banking association made after the commission of an act ofinsolvency, or in contemplation thereof, with the view to a preference

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 56: Annual Report of the Comptroller of the Currency, Volume 1 1893

54 REPORT OF THE COMPTROLLER OP THE CURRENCY.

Vl\E FERREI) CL AlMS—COilti 11110(1.of one creditor over another, is directed to a preference, not to the givingof security when a debt is created; and if the transaction be free fromfraud in fact, and. is intended merely to adequately protect a loan made atthe time, the creditor can retain property transferred to secure such a loanuntil the debt is paid, though the debtor is insolvent, and the creditorhas reason at the time to believe that to be the fact. Armstrong v. ChemicalNational Bank, 41 Fed. Rep., 234.

4. A banker's lien for the amount of the balance of its general account does notexist when the securities have been deposited with the bank for a specialpurpose, or for the payment of a particular loan. Ib.

5. Section 5242, Revised Statutes, United States, does not prohibit a bank whichhas in good faith accepted the draft of a national bank the day before thelatter sinsolvency, and afterwardpaid the same, from applying the proceedsof collections made by it, on paper in its hands belonging to the insolventbank, to the payment of the draft, since its lien on such collections runsfrom the date of the acceptance. In re Armstrong, 41 Fed. Be})., 381.

6. The insolvency need be in the contemplation of the bank only. It need notbe known to the person to whom the transfer is made. Case v. Citizens'Bank of Louisiana, 2 Woods 23.

7. After the directors of an insolvent association have voted to close its doors,any transfer of assets whereby a creditor secures a preference must be pre-sumed to be made witli an intent to prefer. National Security Bank v.Price, 22 Fed. Hep., 697.

8. Where the officers of an association which is in danger of insolvency, forVne purpose and in tlie expectation of preventing a failure, make a pledge ofsecurities to a depositor to induce him not to withdraw his deposit, sucha pledge is not a preference within the meaning of section 5242, RevisedStatutes, and will not be set aside when the association afterward isdeclared insolvent. Roberts v. Hill, 23 Fed. Rep., 811.

9. Where an insolvent association receives a deposit a short time before closingits doors, its officers knowing of the insolvency at" the time, the receipt ofsuch deposit is a fraud upon the depositor, and no title passes to the asso-ciation, and therefore the depositor may reclaim the wrhole amount of thedeposit; and as he claims under his original title, and not under a trans-fer from the association, such reclamation does not amount to a preference.Cragie et al. v. Hadley, 99 N Y., 131.

10. A trust was not impressed upon funds deposited on day the bank closed itsdoors in the absence of proof that the deposit had not gone into the gen-eral funds of the bank and lost its identity before reaching the receiver.In re North River Bank, 14 N. ¥., 261.

11. Where the proceeds of an item indorsed "for collection and return" weremingled with other moneys of the bank, if it was a breach of trust it wasa conversion, and plaintiff became a simple contract creditor, with nopreference at law. Philadelphia National Bank v. Doted, 38 Fed. Rep. 172.

12. Where by agreement and custom a national bank received drafts from itscorrespondent indorsed "for collection for the," and credited it to them ascash, with the understanding that auy unpaid draft should be chargedback, and where the collecting bank failed before collection, the proceedsof the draft coming into the hands of a receiver, the correspondent bankhas the rights of a general creditor only. First National Bank v. Arm-strong, 39 Fed. Rep., 231.

13., Where plaint iff and defendant banks for several years had acted as agentsfor each other in the collection of checks, notes, and drafts, and whereplaintiff sent defendant a note "for collection and credit" which onmaturity was paid by a check and credit was immediately given on thebooks, but defendant failed and the check passed into the hands of areceiver—Held, that in view of the course of dealing the two banks stoodin the relation of debtor and creditor with respect to the amount of thecheck, and it became part of the assets of the bank. Franklin CountyNational Bank v. Beal, 49 Fed. Rep., 606.

14. Whether the title to a check deposited with a bank passes to tne bankbefore collection, so as to immediately create the relation of debtor andcreditor between it and the depositor, is a question of fact, dependingupon the circumstances and course of dealing in each particular case.City of Somerville v. Beal, 49 Fed, Rep., 790.

15. Where a bank in accordance with its custom credited checks deposited by acustomer at the close of eaeh day's business, retaining the right to subse-quently charge off the same if returned unpaid from the clearing house,and the bank became insolvent on a succeeding day, title in the checks

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 57: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER. OF THE CURRENCY. 55

PREFERRED CLAIMS—Continued.passed to the bank so as to create the relation of debtor and creditor.Ib.

16. Where a national bank collected all papers sent to it by complainant underan arrangement which constituted the bank the agent of complainant, thelatter can recover, on the gronnd of a trust, from a receiver of the banksuch portion only of the proceeds of its paper sent to the bank as ifc showshas passed into the receiver's hands, either in its original or some substi-tuted form. Commercial National Bank v. Armstrong, 89 Fed. Hep., 684.

17. Where checks and drafts sent from one bank to another indorsed "for collec-tion7' and credited "subject to payment" according to the dealings betweenthe banks, and part of them were paid to the receiver of the latter bankafter its failure and the balances were credited to it by the payors, theamount paid the receiver should be accounted for as a trust fund, but thebalance as a general debt. First National Bank v. Armstrong, 42 Fed.Hep., 193.

18. Negotiable paper with restrictive indorsement credited by agent on date ofreceipt "subject to payment/7 although account is subject to be drawnupon, title is not transferred, and upon the insolvency of the agent beforereceiving notice of the collection of the item, the owner is entitled to theproceeds in the hands of the collecting agent. Fifth National Bank v.Armstrong, 40 Fed. Bep., 46.

19. The drawers of a draft deposited with a bank for collection, and by it for-warded to a correspondent bank, are entitled to the amount as against thereceiver of the forwarding bank, which was insolvent, and known to beso by its officers when it received the draft, and suspended payment beforethe proceeds were withdrawn from the collecting bank. Importers andTraders1 National Bank v. Peters et al., 123 Court of Appeals, N. Y., 272.

20. When a hank which has received a draft for collection sends it to anotherbank for that purpose, and on being advised that the latter bank has col-lected the draft credits the depositor and then becomes insolvent withouthaving received the money from the collecting bank, the depositor remainsthe owner of the draft, and is entitled to its proceeds from the collectingbank against the receiver and the creditors of the insolvent bank. Ann-strong v. National Bank of Boyertown, 11 S. W. dlep., 411; Manufacturers'National Bank v. Continental Bank et al., 20 N. W. Bep., 193.

21. A bank which collects a draft sent to it by another bank for that purposewith directions to remit the proceeds to a third bank for the owner's ac-count does not thereby become a trustee, so that the fund can be followedinto the hands of a receiver, although it had become mixed with the othercash of the bank before his appointment; especially when it appears thatthe business was carried on, and money paid out, for several days afterthe collection was probably made. Merchants and Farmers' Bank v. Austinet al., 48 Fed. Bep., 25.

22. A draft given to a bank in the ordinary course of business does not consti-tute an equitable assignment of the fund nor is it sufficient that draft bedrawn by bank against its reserve fund in another city and given inexchange for clearing house certificates upon the president's representa-tion that it owes a heavy debt at the clearing house which it is unable tomeet and his statement, showing the amount of the reserve fund againstwhich the draft was drawn. Fourth Street National Bank v. Yardleij,Beceiver, 55 Fed. Bep., 850.

23. Where bank sends paper to another bank for collection and credit on generalaccount, the custom being to enter credit only when paper is collected,the relation being that of principal and agent until collection and receiptof money by the second bank, and if latter sends to another bank, whichcollects but does not remit until latter bank has failed, the former canrecover the proceeds from the receiver thereof. Beal v. National Exchange.Bank of Dallas, 55 Fed. Bep., 894.

24. In a package of miscellaneous bonds was the memorandum of the date,amount, and time when due, and also the words "$6,500 due Putnam."Held, that these facts did not show an equitable assignment by the bankto the plaintiff of $6,500 worth of bonds. To constitute an equitableassignment of property, there must be an appropriation or separation andthe mere intent to appropriate is not sufficient. Putnam Savings Bank v.Beal, 54 Fed. Bep. 577.

25. Where the treasurer and tax collector of a county, without authority of law,deposit county money in a bank and receive certificates of deposit marked"special," the title to the moneys does not pass although there is no agree-ment that the identical bills shall be returned and they are mixed with

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 58: Annual Report of the Comptroller of the Currency, Volume 1 1893

56 REPORT OF THE COMPTROLLER OP THE CURRENCY.

PREFERRED CLAIMS—Continued.

the hank's general funds, and the county is entitled to recover an equalamount from a receiver of the hank prior to the payment of the generaldepositors, San Diego County v. California National Bank et al., 52 Fed.Hep., 59.

2G. The indorsement of a draft to a hank "for collection," accompanied hy acredit of the amount to the endorser's account, does not transfer title tothe hank, and correspondent of the hank who collects draft for it is respon-sible therefor to indorser. Tyson v. Western National Bank of Baltimore,26 Att. Hep. 520.

27. Paper for collection was indorsed, "Pay to (correspondent) hank or orderfor collection for (transmitting) bank." On insolvency of correspondent,Held, that the relation as to uneollected paper was that of principal andagent; that a subagent had collected some of such paper was not a com-mingling of these collections with the funds of the failed bank and didnot relieve them from the trust obligation created by its agency nor createany difficulty in specially tracing it. Commercial National Bank v. Arm-strong. 148 U. S., 50.

REAL ESTATE : See Mortgages.

1. Where a national-banking association acquires real estate which it is notauthorized to take, the conveyance to it is not void, but only voidable.And the title of the association to such real estate is good until assailedin a direct proceeding by the Government. National Bank v. Matthews,98 U. S.,_ 621; National Bank v. Whitney, 103 U. S., 99; Swope v. Leffingwell,105 U. S., 8; Reynolds v. Crawfvrdsville Bank, 112 U. S., 405; For tier v.New Orleans Bank, 112 U. S., 439.

2. The amount of real estate which a national-banking association may pur-chase to secure a preexisting debt is not limited to the exact amount ofthe debt, but as much may be purchased as is necessary to secure the debtdue, so long as the security of such debt is the real object of the purchase.Upton v. National Bank of South Beading, 120 Mass., 158.

3. Where the purpose is to secure a debt, previously contracted, a national-bank-ing association may take a conveyance of real estate, worth more than thedebt, and pay the difference between the debt and the value of the prop-erty. Lilly v. Union National Bank, 99 III., 622.

4. A national-banking association may take as security for a loan the stock of acorporation whose entire capital is vested in real estate. Such a loandoes not amount to a lending upon mortgage. Baldwin v. Canfield, 26Minn., 43.

5. A national-banking association, having taken a mortgage on real estate tosecure a debt previously contracted, may, in order to protect itself, pay oifa prior lien on the said real estate; and the lien which it thus acquires itmay enforce. Ornn v. Merchants' National Bank, 16 Kans., 341; Holmes v.Boyd, 90 Jnd., 332.

6. Fact that bank at judgment sale of land mortgaged to it purchases the mort-gaged property, and also other property which it was not authorized toacquire, does not invalidate its title as to the mortgaged propertv. Rey-nolds v. Crawfordsville Bank, 112 U. S., 405.

RECEIVER: See Insolvent banks; Preferred claims; Interest; Set-off.1. Upon the appointment of a receiver all the assets of the association become,

in his hands a trust fund which the statute of limitations does not touchor affect. Riddle v. First National Bank, 27 Fed. Rep., 503.

2. Claims arising out of the nonfeasance or malfeasance of the association shouldbe paid ratably with the debts, technically so called. Turner v. FirstNational Bank of Keolcuk et al., 26 Ioiva, 562.

3. A receiver, when appointed by the Comptroller, with the concurrence of theSecretary, is an officer of the United States. Stanton v. Wilkeson, 8 Ben.,357.

4. He represents the bank, its stockholders, and its creditors; but he does not inany sense represent the Government. Case v. Terrell, 11 Wall., 199.

5. The clause of section 50, act of 1864, which prescribes that the receiver shallbe " under the direction of the Comptroller/' means only that he shall besubject to the Comptroller's direction, not that he shall not act withoutorders. He may bring suit to collect assets without having been instructedto do so by the Comptroller. Bank v. Kennedy. 17 Wall., 19.

6. The receiver of a national bank is the instrument of the Comptroller, andmay be removed by him. Kennedy v. Gibson, 8 Wall., 505.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 59: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 57

RECEIVER—Continued.7. The power of the Comptroller to appoint a receiver is not exclusive; it does

not oust the courts of equity of their authority in the matter; and there-fore a court of competent jurisdiction may place the bank in the hands ofa receiver in cases where, according to the rules of equity, it may pursuesuch a course with regard to insolvent corporations generally. " Irons v.Manufacturers7 National Bank, 6 Biss., 301; Wright v. Merchants7 NationalBank, 1 Flippin, 561.

8. Suits brought by a receiver can not be settled or compounded upon an orderof the Comptroller; this can be done only with the authority of the court.Case v. Small, 2 Woods, 78.

9. The decision of a receiver rejecting a claim is not final. The claimant stillhas the right to sue. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383.

10. The receiver can not sell the real or personal property of the bank without anorder from a court of competent jurisdiction. Ellis v. Little, 27 Kans., 707.

11. Nor can he sell upon the terms in conflict with the order. Ib.12. And under an order permitting him to sell the property of the bank he can

not exchange, trade, or barter it for other property. Ib.13. A sale made by a receiver under order of a court is to all intents and pur-

poses a judicial sale. In re Third National Bank, 9 Biss., 535.14. As the power of a receiver of a national bank appointed by the Comptroller

is limited, a person dealing with him in his official capacity is bound as amatter of lawto have knowledge of his authority to act, and if contractsand agreements are entered into with the receiver in excess of his author-ity as conferred by law, the parties contract at their own peril and theestate of the bank can not be charged for the default or inability of areceiver acting outside of his functions as receiver and beyond the dutieswhich it involves. Ellis v. Little, 27 Kans., 707.

15. The receiver can not charge the estate of the bank by any executory con-tract, unless authorized so to do by the provisions of the national-bankinglaw and the order of a court of competent jurisdiction obtained upon theterms of said law. Ib.

16. The closing of a national bank by order of the examiner, the appointment ofa receiver, and its dissolution by decree of a circuit court necessarilytransfer the assets of the bank to the receiver. Scott v. Armstrong, 146U. S., 499.

17. The receiver in such case takes the assets in trust for creditors, and in theabsence of a statute to the contrary, subject to all claims and defencesthat might have been interposed against the insolvent corporation. Ib.

18. Receiver of national bank may sue for demands in his name as receiver, orin name of bank. Bank v. Kennedy, 17 Wall., 19.

19. Receiver of national bank appointed by Comptroller of the Currency is notaccountable in equity to owner of real estate for rents thereof received byhim and paid into United States Treasury, subject to disposition ofComptroller under Revised Statutes, Sec. 5234. ilitz v. Jenks, 123 U. S.297; Briggs v. Spaulding, 141 U. S., 132.

20. The expenses of receivership of a national bank appointed in a creditor'ssuit, contesting a voluntary liquidation of the bank, can not be chargedon stockholders as part of their statutory liability, but must come fromthe creditors at whose instance the receiver was appointed. Ib.; Rich-mond v. Irons, 121 U. S., 27.

21. On a bill filed by receiver against stockholders under section 50, where bankfails to pay its notes, action by Comptroller must precede institution ofsuit by receiver, and be set forth therein. Kennedy v. Gibsoti, 8 Wall., 498.

22. Creditors of the bank are not proper parties to such bill. Ib.

REDUCTION OF CAPITAL STOCK :When a national banking association reduces its capital stock the amount of

capital thus released belongs to the shareholders pro rata and must bereturned to them; and it can not be retained by the association for a sur-plus. Seeley v. New York National Exchange Bank, 8 Daly, 400; 4 Abb. N.C, 61; 78 N. Y., 608.

REPORT : See False entry.1. A national bank is not required to conform the headings of the various

accounts on its books to any prescribed names, nor to the names stated inthe form of report prescribed by the Comptroller, and therefore when areport is called for; if the person making it enters under the headings inthe prescribed form a statement of the "bank's condition, which is truewith respect to the headings in said form, he has fulfilled, the demands ofthe law. United States v. Graves, 53 Fed. Eep., 634.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 60: Annual Report of the Comptroller of the Currency, Volume 1 1893

58 REPORT OF THE COMPTROLLER OF THE CURRENCY.

REPORT—Cotitinued. .2. Tlie entry of ''loans and discounts'7 in reports to the Comptroller does not

guaranty the solvency of the makers of the paper, but is a statement thatin truth and fact, at the date named in the report, the hank actually heldand owned loans and discounts to the aggregate so reported. Ib.

3. Where the form of report, as prescribed by the Comptroller, contains headingof "Loans and Discounts,'7 and also of "Overdrafts," it is the duty of thebank officer to make his entries in such report in such manner that each ofthese headings shall truthfully state the condition of his bank as to suchheading. Ib.

4. A director of a bank is personally liable to the bank on paper made to it bya firm of which he is a member, and, in making a report of the conditionof the bank to the Comptroller, the amount of such paper should beentered under the heading of "Liabilities of directors (individual andfirm) as payers.'7 Ib.

RESIGNATION :1. The law providing no particular mode by which a director is to resign from

the board, an oral resignation would be as good as any. Movius v. lee,30 Fed. Hep., 298.

2. The president being the head of the board, a resignation to him is a resigna-tion to the board. Ib.

3. A director is not prohibited from resigning during £}ie year. The apparentpurpose of the provision in regard to the term of office is to make it con-form to the time of the new election, and not to absolutely require everydirector to serve the full term. Ib,

RESTRAINING ACTS :National-banking associations located outside of a State are subject to its

restraining acts prohibiting all corporations, not authorized by the law ofthe State, from keeping therein offices for the purpose of discount anddeposit. National Bank of Fairhaven v. The Phoenix Warehousing Companyt6 Run., 71.

SST-OFF :1. Against the proceeds of the bonds deposited to secure circulation the United

States can set off no claim, except for money advanced to redeem notes.Cook Co. National Bank v. United States, 107 U. S., 445.

2. And upon the failure of any association its 5 per cent redemption fund cannot be retained by the Treasurer to pay taxes due to the United States,but the fund passes to the Comptroller as an asset of the association.Jackson v. United States, 20 Ct. Cls., 298.

3. A person liable upon a note to an insolvent national bank may set off, againsthis indebtedness, the amount of his deposits with the bank. Plait v.Beniley, Thomp. N. B., Cas., 758.

4. But a debtor can not set off the amount of a deposit assigned to him after theact of insolvency committed. Venango National Bank v. Taylor, 56 Penn.St., 14.

5. The indorser of a note discounted by a national bank and which maturesafter the bank becomes insolvent and a receiver is appointed is entitled toset-off against the note the amount of his deposit in the bank at the timeof its failure. Yardley v. Clothier, 51 Fed. Rep., 506.

6. The commercial paper of a national hank becomes overdue and dishonoredafter the commission of an act of insolvency and appointment of a receiver,and is subject to all equities between the bank and the original party towhom it was payable. U. S. I). C, N. I)., III., May, 1890.

7. A set-off under Illinois statute in favor of the maker of a note or bill is avail-able if the paper is assigned after due, whether arising out of the sametransaction or otherwise. Ib.

8. The ordinary equity rule of set-off in case of insolvency is that where themutual obligations have grown out of the same transaction, insolvency onthe one hand justifies the set-off of the debt due on the other, and thereis nothing in the statutes relating to national banks which prevents theapplication of that rule to the receiver of an insolvent national bankunder circumstances like those in this case. Scott v. Armstrong, 146 U. S.,499.

9. A customer of a national bank who, in good faith, borrows money of the bank,gives his note therefor due at a future day, and deposits the amountborrowed to be drawn against, any balance to be applied to the paymentof the note when due, has an equitable (but not a legal) right, in case of

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 61: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 59

S ET- O F V—Coil t i 1.1 U O (1.

'tlie insolvency and dissolution of the bank and the appointment of areceiver before the maturity of the note, to have the balance to his creditat the time of the insolvency applied to the payment of his indebtednesson the note. Ib.

10. Acts of Congress in relation to the administration of the assets of insolventbanks authorize no other rules of set-off than those recognized by courtsin the settlement of the affairs of other insolvent corporations. Yardleyv. Clothier, 49 Fed. Rep., 337; Scott v. Armstrong, 146 U. S., 499.

11. Set-off must be governed by the law of the place where, in case of contro-versy, suit must be brought to settle the rights of the parties. Savary v.Savary, 3 Clark, 271; Gibbs v. Howard, 2d N. R., 296; Vose v. Philbrook, 3Story, 335; Baggies v. Kuler, 3 Johns., 263.

12. A separate demand can not be set off against a joint one, or a joint debtagainst a separate one. Gray v. Bollo, IS Wall., 629; Scammony. Kimball,92 U. S., 362.

13. Where, however, a note is signed by one as principal and others as sureties,the indebtedness of the bank to the principal may be set off. Andrews v.Varnell, 46 N. H., 17; Himrod v. Baugh, 85 III. 435.

14. Indorser of note held by the bank is entitled to set off, against his liability assuch, any indebtedness from the bank to himself. Yardley v. Clothier, 49Fed. Rep., 337.

15. An executor, administrator, or public officer is not entitled to set off againsthis liability as such any indebtedness from bank to himself individually,nor contra. Scammon v. Kimball, 92 U. S., 362; Benton v. Hoomes, execu-tor, 1 A. K. Marsh. 19; Stowe v. Yarwood, 14 III., 424.

16. One indebted to bank can not set off a claim against bank acquired, subse-quent to its suspension. Scott v. Armstrong, 146 U.S., 499; YenangoNational Bank v. Taylor, 56 Penn. St., 14; Colt V. Brown, 12 Gray, 233.

17. Right of set-off is allowable where the indebtedness sought to be set off hador had not matured at time of bank's suspension. Scott v. Armstrong, 146U. S., 499; Sidles v. Muton, 110 Penn St., 254; Drake v. Rolio, 3 Biss., 273.

SHAKE H OLDERS :•

1. One who appears on the books of the association as the owner of shares of itsstock is individually liable, though he hold the stock merely as collateralsecurity. National BanTcY. Case, 99 TJ. S., 628; Moore v. Jones, 3 Woods,53; BowdellY. Farmers and Merchants1 National Bank of Baltimore. Browne'sN. B. Cas., 147; Hale v. Walker, 31 Iowa, 344; Wheelockv. Kost, 77 III., 296.

2. And a subscription to stock of a national bank, and payment in fall on thesubscription and entry of the subscriber's name on the books as a stock-holder, constitutes the subscriber a shareholder without taking out acertificate. Pacific National Bank v. Eaton, 141 TJ. S., 227.

3. The individual liability of a shareholder adheres to his estate after his deathuntil his place as a member of the association is taken by some new share-holder. Davis v. Weed, 44 Conn., 569.

4. The receiver has a valid claim against the estate generally of a deceased share-holder who died prior to the insolvency of the bank, but whose stock hasnot been transferred. Richmond v. Irons, 121 U. S., 27; Davis v. Weed,supra.

5. But a pledgee of shares of stock in a national bank who in good faith andwith no fraudulent intent takes the security for his benefit in the name ofan irresponsible trustee for the avowed purpose of avoiding individualliability as a shareholder, and who exercises none of the powers or rightsof a stockholder, incurs no liability as such to creditors of the bank incase of its failure. Anderson, Receiver, v. Warehouse Company, 111. TJ. S.,479.

6. And where stock has been transferred as collateral security for a loan, withthe understanding that in case of default in the payment of the loan the sharesshall be sold, the transferee, upon default made, and before the bankcloses its doors, may sell the stock for a nominal consideration, though hispurpose be to avoid a personal liability; and such a transaction can notbe set aside as a fraud upon the creditors of the association. Magruder v.Colston, 44 Md., 349.

7. If the trusteeship of one who holds stock in trust does not appear upon thebooks of the association he will be individually liable. Davis Essex v. Bap-tist Society, 44 Conn., 582.

8. The real owner of the stock is liable as a stockholder, though when hepurchased the stock he had it transferred upon the books to another.Davis v. Stevens, 17 Blatch., 259.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 62: Annual Report of the Comptroller of the Currency, Volume 1 1893

60 REPORT OF THE COMPTROLLER OP THE CURRENCY.

SHAREHOLDERS—Continued.9. The individual liability of the shareholders of an insolvent association may

be enforced for the purpose of paying all of its liabilities, and not merelyfor the purpose of paying its "debts," technically so called, Stavton v.Wilkcson, 8 Ben. , Soli

10. The individual liability of the stockholders must be restricted in its meaningto such contracts, debts, and engagements of the association as have beenduly contracted in the ordinary course of its business. And, therefore,creditors of an association who make settlements after the association is putinto liquidation and receive from the president payment of their claims inpaper of the association, or of the individual notes of the president him-self, indorsed or guaranteed in the name of the association, are not to beconsidered as creditors of the association entitled to subject the stock-holders to individual liability; for these are new contracts. Richmond v.Irons, 121, U. S., 27.

11. The individual'liability of the stockholders is enforcible only in behalf ofall the creditors, and any security given by a stockholder for his liabilityin this respect should likewise be for the benefit of all the creditors.Accordingly, a mortgage of all the individual property of a stockholder,made after the bank has closed its doors, for the purpose of securing asingle depositor, is void as against a judgment obtained against suchstockholder in an action by the receiver to recover the amount of hisindividual liability. Gatch v. Fitch, 34 Fed. Rep., 566.

12. While it is undoubtedly the rule as regards stockholders that one put uponthe books as a stockholder without his consent can not be held for anyliability in respect to such stock, yet where the person to whom the stockis transferred is a director of the bank, and is concerned in the manage-ment of its affairs, he must be presumed to have knowledge of the factthat the stock stood in his name, and if he has not repudiated the transferto himself, is liable as the holder of such stock. Brown v. Finn, 34 Fed.Rep., 124.

13. A national bank, having so received stock of another national bank, wassued as a stockholder. Held, that loan by national bank on such securityis not prohibited, and if it were, defendant could not avoid liability byits own illegal act. National Bank v. Case, 99 U. 8., 628.

14. Where stockholder, knowing that bank is to fail, collusively transfers hisshares to an irresponsible person to avoid liability, his liability is notaffected by such fraud. Bowden v. Johnson, 107 TJ. 8., 251.

15. Bill filed by receiver against transferrer and transferee to enforce such lia-bility will lie where it is for 'discovery as well as relief, as the transferwould be good between the parties. lb.

16. A shareholder in national bank, who is liable for its debts, is liable forinterest thereon to the extend of the bank's liability, and not in excess ofthe maximum liability fixed by statute. Richmond v. Irons, 121 TJ. S,,27.

17. A Federal court will not, even if it has the power, under section 5234, grantan order authorizing the receiver of a national bank to compound thestatutory liability of certain stockholders by accepting payment of agross sum less than is due in satisfaction and discharge thereof, althoughmore money would thus be realized than by proceedings to collect thesame in the usual way, when it appears probable that such stockholdershave fraudulently conveyed their property to avoid their legal obligationsas stockholders or to shield themselves from injury and exposure by liti-gation. In re certain stockholders of the California National Bank of SanJJiego, 53 Fed. Rep., 38.

18. A corporation which holds certain shares of stock in a national bank as col-lateral security for a loan and is carried on the registry of the bank asthe holder of such stock "as pledgee," is not subject on the bank's insol-vency to the statutory liability of a stockholder. Paula/ v. State Loan andTrust Co., 56 Fed. Rep., 430.

19. A person who is entered on the books of a national bank as the owner ofstock, but who is admitted to hold the stock intrust for the true owner, isnot liable, as a stockholder, for the debts of the bank when the true ownerhas been adjudged so liable, although nothing is realized on the executionof such judgment. Yardley v. Wilgus, 56 Fed. Rep., 965.

20. Where stockholder of national bank sells to the bank, as agent for unknownprincipal, his stock and delivers to it his certificate and power of attorneyfor transfer, in blank, though no formal transfer is made, his responsibilityfor further assessments on the stock ceases. Whitbeck v. Mercantile NationalBank, 127 U. S., 193.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 63: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 6 1

OLDEKS—Continued.21. Subscription to stock and payment in full and entry of name on books as a

stockholder makes subscriber a shareholder without taking out a certifi-cate. Pacific National Bank v. Eaton, 141 U. S. 227; Thayer v. Butler,ib., 234; Butler v. Eaton, ib., 240.

22. A pledgee of stock who in good faith takes the security for his benefit inname of an irresponsible trustee for the avowed purpose of avoiding indi-vidual liability as shareholder, incurs no liability as such. Anderson v.Phil. Warehouse Co., Ill U. S. 479.

23. The statutory liability of a shareholder in a national bank for the debts ofthe corporation survives against his personal representatives. Richmondv. Irons, 121 U. S., 27.

24. Shareholder in national bank continues liable for the company's debts untilhis stock is actually transferred or certificate surrendered for that purpose;a delivery to the president of the bank as vendee, and not as president, isinsufficient to discharge the shareholder. Ib.

SPECIAL DEPOSITS: See Preferred claims; Set-off.1. A national-banking association may receive special deposits. The provision

in section 5228, Revised Statutes, authorizing an association "to deliverspecial deposits," implies that it may receive them as a part of its legiti-mate business; and this implication is as effectual as an express declara-tion to the same effect would have been. National Bank v. Graham, 100U. S., 699.

2. Section 5228 of Revised Statutes, which provides that it shall be lawful fora national bank after its failure to "deliver special deposits," is aneffectual recognition of its power to receive them. Ib.

3. National banking associations have power to receive special deposits eithergratuitously or otherwise. Pattison v. Syracuse National Bank, 80 N. Y., 82.

STOCKS : See Broker; Collateral securities; Ultra vires.TAXATION : See Circulation.

1. A State can not tax the capital stock of a national bank as such. The taxmust be assessed upon the shares of the different stockholders. Collins v.Chicago, 4 Bias., 472.

2. Under Revised Statutes, United States, section 5219, which declares thatnothing in the national-banking act shall prevent all the shares of stockof a national bank from being included in the assessment of the personalproperty of the owners of such shares, an assessment of the entire stock ofa national bank in solido against the bank itself is invalid. NationalBank of Virginia v. City of Richmond et al.f 42 Fed. Rep., 877.

3. The assessment of the entire capital stock of a national bank in solido againstthe bank itself is invalid. The bank may pay the tax assessed upon theshares of its different stockholders, and it will have a lien thereon whenit pays such tax until the same is satisfied; but if for any cause the taxlevied upon the different stockholders is not paid by the bank, the prop-erty of the individual stockholders will be liable therefor. First NationalBank of Leoti v. Fisher, 45 Kans., 726.

4. The individual stockholders of a national bank are allowed the same deduc-tions from the assessment against them upon their shares of stock as othertaxpayers in the State, owning moneyed capital, are allowed. Ib.

5. "Moneyed capital" in Revised Statutes, section 5219, embraces capitalemployed in national banks and that used by individuals in business forproiit by use of it as money, but does not include that in the hands of acorporation, even if its business be such as to make its shares moneyedcapital when in the hands of individuals, or if it invests its capital insecurities payable in money. Mercantile Bank v. New York, 121 TJ. S., 138;Newark Bank Co. v. Newark, ib., 163; Talbot v. Silver Bow County, Montana,139 U.S., 438.

6. Laws, New York, chapter 596, section 3, which provide that the stockholdersin banks and trust companies organized under the authority of the Stateor of the United States, shall be assessed for the value of their shares ofstock, but which omits to provide for the taxation of the shares of stockin other private corporations, does not contravene Revised Statutes, UnitedStates, section 5219, which forbids the taxation of shares of nationalbanksat a greater rate than is assessed on other " moneyed capital" in the handsof the individual citizen of the State. Palmer v. McMahon, 133 JJ. S.,660;Central National Bank v. United States, 137 U. S., 355.

7. The shares of a national bank are taxable to the owners, and the bank is notliable primarily or as the agent of the shareholders, under the act of Con-

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 64: Annual Report of the Comptroller of the Currency, Volume 1 1893

62 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TAXATION—Continued.gross or the various laws of the State or Territory, for the payment ofa tax levied upon such shares; but if such bank, through its proper officers,voluntarily lists such shares as the property of the bank for taxation, andthe taxing officers of the State or Territory, in pursuance of such erroneouslisting, tax the same in the name of the bank, equity will not relieve thebank from the payment of such tax by enjoining its collection in the ab-sence of proper application to all the statutory tribunals authorized tohear such matter and determine and grant the proper relief. AlbuquerqueNational Bankv. Feoria et al. (S. C. N Mex.), January 28, 1892.

8. The entire interests of the shareholders may be taxed without any deductionfor that portion of the capital which is invested in United States securities.Van Allen, v/The Assessors, 3 ll'ojL, 573.

9. New shares issued by a national-banking association can not be taxed untilthe increase of capital has been approved by the Comptroller of the Cur-rency. Charleston v. Peopled .National Bank, 5 S. C, 123.

10. The manifest intention of the law is t> permit the State in which a nationalbank is located to tax, subject to the limitations prescribed, all the sharesof its capital stock without regard to their ownership; and, therefore, anational bank may be taxed upon the shares which it holds in anothernational bank. Bank of Redemption v. Boston, 126 U. S.r GO.

11. The undivided surplus of a national-banking association, unless invested inFederal securities, may be lawfully taxed by the State. North WardNational Bank of Newark v. City of Newark, 10 Vroom, 880; First NationalBank v. Peterborough, 56 N. FT., 38.

12. But, of course, if the surplus is taken into consideration in estimating thetaxable value of the shares, it is not to be taxed separately. North WardNational Bank v. City of Newark, supra.

NOTE.—But it has been held in Maryland that the stock of an association repre-sents its whole property, and where a tax is assessed upon, the shares aseparate tax upon the real or personal estate amounts to double taxation;and, therefore, where the organic laws of the State prohibit double tax-ation, such a tax upon the property of an association is void. CountyCommissioners v. Farmers and Mechanics1 National Bank, 48 Aid., 117;National State Bank v. Young, 25 Iowa, 311, wherein it was held that theState could tax only the shares eo nomine and the real estate.

13. The surplus fund of a national-banking association is not excluded in thevaluation of its shares for taxation. Stratford National Bank v. Dover, 59N. H., 316.

14. Where shares of stock are assessed at their actual cash value, without anydeduction for the real estate owned by the association, the real estateshould not be taxed eo nomine. Commissioners of liice County v. Citizens7

Rational Bank of Farioault, 23 Minn., 280.15. Real estate owned by a bank constitutes part of its assets, "within the mean-

ing of code of Mississippi providing that banks shall pay a privilege tax,whose amount varies with their "capital stock or assets," in lieu of allother taxes. Vickshurg Bank v. Worrell, 7 So. Hep., 219.

16. The State can not tax the circulating notes of national-banking associations.Home v. Greene, 25 Miss., 452; contra, Board of Commissioners v. Flston,32 Ind., 27; Baffin v. Board of Commissioners, 69 N. C, 498; Lily v. TheCommissioners, 69 N. C, 300.

17. Where the State banks are taxed upon the capital, no tax can be imposedupon the shares of national-banking associations; for, as the capital of theState banks may consist of the bonds of the United States, which areexempt from State taxation, a tax on capital is not equivalent to a tax onshares. Van Allen v. The Assessors, 3 Wall., 573; Bradley v. The People,4 Wall., 459.

18. But though the tax upon the State banks is not eo nomine a tax on shares,yet if it is equivalent to such a tax the shares in the national-banking asso-ciations located in that State may be taxed. Frazer v. Scibern, 16 Ohio St.,614; Van Slyke v. State, 23 Wis., 656; Boy noil v. State, 25 Wis., 112.

19. Where by local legislation different rates are prescribed for different classesof moneyed capital, the rate imposed upon shares of national banks shouldapproximate as closely as may be the rate imposed upon other moneyedcapital of the same or similar class, viz, shares of State banks. CityNational Bank v. Padiu.-alt, 5 Cent. L. J., 347.

20. Congress meant no more than to require of the States, as a condition to theexercise of the power to tax the shares in national banks, that theyshould, as far as they had the capacity, tax in like manner the shares of"banks of issue of their own creation. Lionherger v. Rouse, 9 Wall., 468.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 65: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 63

TAXATION—Continued.21. Therefore, where a State has previously contracted with the banks which

it has chartered that they shall not bo taxed above a certain, rate, a taxupon national-bank shares at a greater rate is not invalid, if this rate isnot greater than that assessed upon all the moneyed capital within theState, except that of the State banks. Ib.

22. Any system of assessment of taxes which exacts from the owner of theshares of a national-banking association a larger sum in proportion to theactual value of those shares than it does from other moneyed capital,valued in like manner, taxes the shares at a greater rate, notwithstandingthat the percentage of tax on the valuation is the same as that applied toother moneyed capital. Pclton v. Commercial National Bank, 101 U. S., 143.

23. In estimating the value of the shares for the purpose of taxation referencemay be had to all the property and values of the bank. St. Louis Na-tional Bank v. Papin, 3 Cent., L. J., 669.

24. If no excessive valuation is complained of, and a correct result is arrivedat, equity will not restrain the collection of a tax because the method ofcomputation was erroneous. Ib.

25. The shares may be valued for taxation at an amount exceeding their face value,if this amount is not at a greater rate than the valuation set upon othermoneyed capital in the State. Hepburn v. School Directors, 23 Wall., 480.

26. Under the statute of New York, shares in national-banking associationsshould be taxed at their real or market value. People v. The Commis-sioners oj Taxes and Assessments, 94 U. S., 415.

27. Where shares in national-banking associations are purposely valued pro-portionately higher than the other moneyed capital in the State, theassessment is void. Pelton v. National Bank, 101 TJ. S., 143.

28. And the collection of what is in excess of the rate imposed on the othermoneyed capital may be enjoined. Ib.

29. A State statute creating a system of taxation of banks which does not dis-criminate against national banks is not unconstitutional. Ib; DavenportBank v. Davenport, 123 TJ. S., 83.

30. Section 5219, Revised Statutes, does not require perfect equality betweenState and national banks, but only a system of taxation which, shall workno discrimination between them. Ib.

31. The intention of Congress was that the rate of taxation of the shares shouldbe the same as, or not greater than, the tax upon the moneyed capital ofthe individual citizen which is subject and liable to taxation. People v. TheCommissioners, 4 Wall., 244.

32. The fact that by the statutes creating them, which statutes were passedprior to the national-banking law, State banks are entirely exempt fromtaxation will not render a tax upon the shares of national-banking asso-ciations void. City of Richmond v. Scott, 48 Ind., 568.

33. And a State tax upon shares in national-banking associations is not renderedinvalid by an exemption of the shares of other corporations the capitalof which consists of property required to be listed for taxation as such.Mclver v. Robinson, 53 Ala., 456.

34. Merely a partial exemption of other moneyed capital will not invalidate atax upon shares in national-banking associations. Hepburn v. SchoolDirectors, 23 Wall., 480.

35. But though Congress did not contemplate that there should be an absoluteequality (which in the nature of things is impossible), yet it did intendthat there should be a substantial equality; and therefore if the exemp-tions in favor of other moneyed capital are so palpable as to show thatthere is a serious discrimination against capital invested in the shares ofnational-banking associations the tax will be declared unlawful. Boyerv. Boyer, 113 If. S., 690.

36. A State law which does not permit a deduction to be made from the assessedvalue of bank shares for all debts due by the holder thereof, while author-izing such a deduction to be made from the assessed value of moneyedcapital otherwise invested, is void. People ex rel. Williams v. Weaver, 100IT. S., 539, reversing S. C, 67 N. Y., 516, and overruling People v. Dolan. 36N. ¥., 59.

37. In the assessment and taxation of shares of national-bank stock the ownersthereof, having no other credits or moneyed capital, are entitled to deducttheir bona fide debts from the value of such shares of stock. Wasson v.Bank, 8 JY. E. Rep., 97.

38. Revised Statutes, section 5219, providing that shares of national-bank stockmay be taxed as part of the personality of the owner, and that each State

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 66: Annual Report of the Comptroller of the Currency, Volume 1 1893

64 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TAXATION—Continued.may tax them in its own manner, except that the taxation shall not he ata greater rate than is imposed on other " moneyed, capital;; owned by cit-izens of the State, and that the shares of nonresidents shall only he taxedin the city wherein the bank is located, do not authorize the taxation ofthe stock of a bank in solido by the city in which it does business, butonly the shares of individual owners residing in the city are taxable, andthey must be taxed separately, in order that the owner may deduct fromtheir value the amount of his personal indebtedness, where the State lawsor municipal ordinances permit such deductions, and require* equality oftaxation. First National Bank of Richmond v. City of Richmond et al., 39Fed. Rep., 309; WMthech v. Mercantile Bank, 127 U. S., 193.

39. The main purpose of Congress in fixing limits to State taxation on invest-ments in the shares of national banks was to render it impossible for theState in levying such a tax to create and foster an unequal and unfriendly com-petition by favoring institutions or individuals carrying on similar business andoperations and investments of a like character; and the language of the lawr

is to be read in the light of this policy. And, therefore, the exemption ofshares of stock in corporations the business of which does not come into com-petition with that of the national bank (e. g., railroad companies, mining com-panies, manufacturing companies, and insurance companies) does notinvalidate a tax upon national-bank shares. Capital thus employed is not" moneyed capital" within the meaning of the act of Congress. Mercan-tile Bank v. New York, 121 U. S., 138; Newark Bank Co. v. Newark, ib., 163;Bank of Redemption v. Boston, ib., 60.

40. The bonds of municipal corporations are not within the reason of the ruleestablished by Congress for the taxation of national banks. CentralNational Bank v. United States, 137 U. S., 355.

41. Although deposits in savings banks constitute moneyed capital in the handsof individuals within the terms of any definition which can be given ofthat phrase, yet they are not within the meaning of the act of Congress insuch a sense as to require that, if they are exempted from taxation, sharesof stock in national banks must thereby also be exempted from taxation,for it cannot be supposed that savings banks come into any possible com-petition with national banks. Mercantile Bank v. New York, 121 U. $., 138;Newark Bank Co. v. Newark, ib., 63; Bank of Redemption v. Boston, 125,ib., 60.

42. Under act Louisiana, 1888, section 27, relating to taxation of national-bankshares, making no deduction for that part of the bank's property enteringinto their value which consists of nontaxable State and national securi-ties, which deduction may, under the act, be made by individuals, a taxon national-bank shares violates Revised Statutes of the United States,section 52113, prohibiting the assessment of such shares at a greater ratethan moneyed capital in the hands of individual citizens, and it is imma-terial that the same discrimination is made against other corporations.Whitney National Bank v. Parker, 41 Fed. Rep., 402.

43. The taxation of national-bank shares by the statute of Indiana without per-mitting the owner of them to deduct from their assessed value the amountof his bona fide indebtedness as he may in the case of other investmentsof moneyed capital, is a discrimination forbidden by the act of Congress.Brit ton v. Evansville National Bank, 105 U. S., 322.

44. Section 5219 prohibits an adverse discrimination by a local government inthe valuation of national-bank stock for assessment as compared with anassessment by the same government for the same year of other moneyedcapital invested so as to make a profit from the use thereof as money.Puget Sound National Bank of Seattle v. King County et al., 57 Fed. Rep., 433.

45. The State has a right to resort to the bank as a garnishee for the collectionof its claims against stockholders for taxes, and legislation may requireassessment of stock to be made to the bank in solido. First National Bankof Aberdeen v. Chehalis Co. et al., Washington supreme court, March 18, 1893.

46. The nontaxation of credits of individuals, such as accounts, promissorynotes, and mortgages, is not unlawful discrimination against nationalbanks whose capital is taxed. Ib.

47. A State tax upon shares is valid, though the tax is collected from the bank.National Bank v. Commonwealth, 9 Wall., 353.

48. And the State may require the banks to pay a tax rightfully laid upon theshares. Ib.

49. And where the tax on shares is payable by the association the collection ofthe tax may be enforced by distraint of its property. First National Bankv. Douglas County, 3 Dili., 330.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 67: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 65

TAXATION—Continued.50. But where tlie tax laws of the State make the bank the mere agent for pay-

ing the tax on shares, and direct it to retain so much of the dividends aswill answer that purpose, other agents being required to pay taxes fortheir principals only when they have under their control the property,money, or credit of such principals, the bank can not be made liable unlessit has the control of the property, etc., of its shareholders, or has divi-dends in its possession, or has failed to retain them. Her shire v. FirstNational Bank, 35 Iowa, 27;?.

51. Act Louisiana, 1888, section 27, providing that shares in banks shall beassessed to shareholders, but requiring the bank to pay taxes so assessed,and authorizing it to collect the same from the shareholders-,^ imposes* atax, not upon the bank, but upon its shares, as permitted by act of Con-gress, providing that a State may determine the manner of taxing theshares of national banks located in the State. Whitney National Bank v.Parser, 41 Fed. Bey., 402.

52. No suit for the collection of a tax under State statutes imposed upon theshares of stock of a national bank can be maintained against the receiverof an insolvent national bank where the property represented by the shareshas disappeared; for, there being nothing from which the receiver can bereimbursed, the tax will fall upon the assets of the bank, which belongto its creditors, and thereby violate the rule that a State can not tax thecapital stock of a national bank. City of Boston v. Beal, 51 Fed. Rep., 300.

nooga v. Mayor, 8 Heiskell, 814.54. Municipal officers can not assess a tax upon the shares of national-banking

associations until authorized to do so by some law of the State. Stetson v.City of Bangor, 56 Me., 274.

55. The officers of a national-banking association can not be compelled to exhibitto the taxing officers of a State the books of the association showing thedeposits of its customers. First National Bank of Youngstown v. Hughes,Browne's N. B. Cas.. 170.

56. The tax imposed on State or national banks paying out the notes of individu-als or State banks for circulation is constitutional. Veazie Bank v. Fenno,8 Wall., 533.

57. So is the tax imposed on them for paying out the circulating notes of munic-ipal corporations. Merchants7 National Bank of Little Bock v. United States,101 U. 8., 1.

58. Such a tax is not a direct tax within the meaning of the clause of the Con-stitution which declares that " direct taxes shall be apportioned among theseveral States according to their respective numbers/' Veazie Bank v. Fennoand Mechanics1 National Bank of Little Bock v. United States, supra.

59. Where the tax on shares is collected from the association it may bring a suitto enjoin the collection of an illegal tax. Cummings v. National Bank, 101U. S., 153; Peltonv. Commercial National Bank} 101 U. S., 143; Boyer v.Boyer, 113, U. S., 143.

60. No suit can be maintained against the receiver of an insolvent national bankwhere the property represented by the shares has disappeared, under astatute which provides that shares of stock in all banks, State and national,shall be taxed to the owners thereof, to be paid in the first instance by thebank itself, which for reimbursement shall have a lien upon the sharesand all the rights of the shareholders in the bank property. City of Bos-ton, v. Beal, 55 Fed. Bep., 26. " " *

61. The imposition of a tax upon the shares of the bank according to the Louisi-ana statute, which requires the bank to pay the tax and then look tothe dividends upon the shares and to the stockholders for reimbursement,is a tax upon the bank itself. Citizens' Bank of Louisiana v. Board ofAssessors, 54 Fed. Rep., 73.

62. In 1856 the State of Tennessee granted to the Bank of Commerce a charterwhich provides that the bank "shall have a lien on the stock for debtsdue it by the stockholders and shall pay to the State an annual tax ofone-half of one per cent on each share of capital stock, which shall be inlieu of all other taxes." Held, that this charter exempts from taxationthe property of the bank as well as the individual property of the share-holders in the corporate stock and its shares, and such construction is notaffected by the fact that the United States Supreme Court decided thatthe charter tax was a tax on the shareholder only, and an exemptiontherefore of the shareholder, since such decision does not exclude from

10GG5 C U R - 5

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 68: Annual Report of the Comptroller of the Currency, Volume 1 1893

66 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TAXATION—Continued.

the exemption the corporation and its property. Slate of Tennessee et al.v. Bank of Commerce et al., 53 Fed. Hep., 735.

63. When the statute requires property to be assessed for taxation at its cashvalue, a hill to enjoin the collection of a tax solely on the ground thatthe property of other persons is assessed below its cash value, can not bemaiiitainedby a person whose property is also assessed below that value.Albuquerque National Bank v. Perea. 147 U. S.f 87.

64. Massachusetts laws for taxation of national banks do not deny them theequal protection of the laws guaranteed by the Constitution, nor imposean unequal tax in violation of the constitution of that State. Bank ofRedemption v. Boston, 125 U. S., 60.

65. If a bank by mistake declares a dividend or adds to its surplus when it is notin condition to do so, such dividend is subject to taxation and the mistakecan not be corrected in action to recover the tax. Central National Bankv. United States, 137 U. 8., 355.

66. When an assessment on national-bank stock for taxation by a State is notmade in contravention of the Federal Constitution or laws. Palmer v.MaMalion, 133 U. S., 660.

67. The same power of taxation in respect to national banks exists in the Terri-tories that does in the States. Talbott v. Silver Bow County, 139 U. S., 138.

68. When increase in valuation of national-bank shares over that of the moneyedcapital of individuals is a discrimination forbidden by Revised Statutes,Sec. 5219. Whitbeck v. Mercantile Bank, 127 U. S.} 193.

69. Act of 1864. "to provide a national currency," etc., subjects shares of banksauthorized by it to taxation by States, though part or whole of capital isinvested in national securities exempt from" State taxation, and is consti-tutional. Fan Allen v. Assessors, 3 Wall., 573.

70. New York act of 1865, subjecting shares of national banks to taxation, butnot providing that the tax should not exceed rate imposed on State banks, isvoid, as there was no tax on shares of State banks—only on the capital. 1b.

71. Shares of stock in national banks are personal property, and the lawcreating them could give them a citus of their own, apart from owners, forpurpose of taxation. This was done by act of 1864, section 41. Tappanv. Merchants' National Bank, 19 Wall., 490,

72. State statutes taxing shares without permitting owner to deduct his indebt-edness, as allowed to owners of other personal property, make a discrimi-nation forbidden by acts of Congress. Supervisors v. Stanley, 105 U. S., 305;Evansville Bank v. Britton, ib., 322.

73. State statute is not void which requires, for purposes of taxation, that thecashier of each national bank within the state transmits to clerks of sev-eral towns in State a true list of its stockholders residing there. Waiie v.Dowley, 94 U. S., 527.

74. National-bank shares can not be subjected to State taxation where a largepart relatively of other moneyed capital in hands of individual citizensin same taxing district is exempted. Bayer v. Boyer, 113 U. S., 689.

75. Bank may, on behalf of stockholders, maintain suit to enjoin collection ofState tax unlawfully assessed on shares. Hills v. Exchange Bank, 105 U.S., 319.

76. Act of 1866, taxing every national bank or State bank on the amount oiState-bank notes paid out is the proper restraint on the circulation of suchnotes. Veazie Bank v. Fenno, 8 Wall., 533.

TRANSFER OF STOCK. See Shareholders:

1. The transfer of shares in national-banking associations is not governed bydifferent rules from those which are ordinarily applied to the transfer ofshares in other corporate bodies. Johnson v. Laflin, 103 U. S., 800.

2. The entry of the transaction in the books of the association is required, notfor the translation of the title, but for the protection of the parties, andothers dealing with the association, and to enable it to know who are itsstockholders. Ib.

3. A shareholder in a national bank, while it is agoing concern, has the absoluteright, in the absence of fraud, to make a bona ride and actual sale andtransfer of his shares at any time to any person capable in law of pur-chasing and holding the same, and of assuming the transferrer's liabilitiesin respect thereto; and this right is not in such cases subject to the con-trol oi the directors or other stockholders. Johnson v. Laflin, 5 Dill., 65.

4. Under the pretense of prescribing the manner thereof, an association can notclog the transfer with useless restrictions. Ib.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 69: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. G7

TRANSFER OF STOCK—Continued.5. When a shareholder, acting in good faith, delivers his certificates of stock,

with a blank power of attorney for making the transfer, and receives thepurchase money, the sale is complete and the title passes. Ib.

6. A shareholder who disposes of his stock will continue to he liable thereonuntil the transfer is noted on the books of the association. Bow dell v.Farmers and Alerchants1 National Bank of Baltimore, Browne1 sN. B. Cas., 147.

7. In such case the mere return of the dividends paid upon the stock to the per-son by whom the transfer was made will not be a sufficient repudiationthereof. Ib.; Brown v. Finn, 34 Fed. Hep., 124.

8. A national-banking association can not acquire a lien on the stock of a share-holder. And a by-law prohibiting a transfer until all liabilities of theshareholder to the association are discharged, or a provision to that effectin the certificates of stock, is void. Bullard v. National Bank, 18 Wall.,589; Bank v. Lanier, 11 Wall., 369; Conklin v. The Second National Bank, 45N. Y.,655..

9. When bank's stock is sold by aid of fraudulent representations in regard toits solvency the purchaser is entitled to a complete recision of the fraudu-lent sale. ' Florida Land and Improvement Co. v. Merrill, Receiver, 52 Fed.Rep., 77.

10. When bank's stock is fraudulently sold, and the proceeds are turned over tothe bank, and a receiver subsequently appointed, no creditor of the bankcan be said to have any such interest in the proceeds as would preventrestitution and a recision of the sale, and such appointment of a receiverdoes not in itself show that there are creditors of the bank that had priorequities. Ib.

11. Where a cashier who is intrusted by the directors with the duty of transfer-ring the stock of the association refuses, for insufficient reasons, to transfershares, and the association subsequently becomes insolvent, the ownerof the shares may maintain an action against the receiver for the injurysustained. Case v. Citizens1 Bank, 100 U. S., 446.

12. Where a shareholder who has sold his stock has delivered to the bank thecertificates of stock and a power of attorney, with the request that the trans-fer be made upon the books of the bank, and has had no reason to sup-pose that such transfer was not made, he will not, should the bank after-ward become insolvent, be held liable as a shareholder, although he stillappears as such on the books of the bank. Whitney v. Butler, 118 U. S., 655.

13. But where the president of the bank is himself the purchaser of the stock,then the delivery of the certificates and power of attorney to him withthe request to make the transfer upon the books of the bank would notbe sufficient to discharge the seller from liability as a stockholder. Rich-mond v. Irons, 121 U. 8., 27.

14. Where a shareholder of a national bank makes a bona fide sale of his stockand goes with the purchaser to the bank, indorses the certificate, anddelivers it to the cashier of the bank, with directions to make the trans-fer on the books, he has done all that is incumbent upon him to dischargehis liability, and he is not liable, though the cashier failed to make thetransfer, upon the subsequent suspension of the bank, for an assessmentmade by the Comptroller of the Currency, under Revised Statutes, sec-tion 5151, to pay the bank's debts. Hayes v. Shoemaker, 39 Fed. Rep.,319.

15. A transfer of shares for the purpose of avoiding liability, though made"out and out," is void. National Bank v. Case, supra; Bowden v. Santos,1 Hughes, 158.

16. And where a shareholder, who has knowledge of the insolvent condition ofthe bank, transfers his shares, without consideration, to a person unableto respond to the assessment, the transfer may be set aside. Bowden v.Johnson, 107 U. S., 125.

17. Title to stock passes on delivery of certificates to purchaser with authorityto have shares transferred on books of bank. Johnston v. Laflin, 103 U. S.,800.

18. Party who, as security for a loan, accepts stock which he causes to be trans-ferred to him on books, incurs liability as a stockholder and is not relievedby colorable transfer with understanding that he may have it back onrequest. National Bank v. Case, 99 U. S., 628.

19. Bank cashier refusing to transfer on books of bank shares of capital stockpledged and sold for debt of one of its stockholders, receiver of bank isliable for value of stock at that time if bank had no lien thereon to justifysuch refusal. Casev. Bank, 100 U. S., 446.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 70: Annual Report of the Comptroller of the Currency, Volume 1 1893

68 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ULTKA VIRES:

1. A national-banking association can not deal in stocks. The prohibition isto be implied from the failure to grant the power. First National Bank x.National Exchange Bank, 93 U. S., 122.

2. A national-banking association can not purchase negotiable paper. Lazearx.National Union Bank of Baltimore, 52 Md., 78; First National Bank ofRochester x. Pier son, 24 Minn., 140; Farmers and Mechanic?' Bank x. Baldwin,23 Minn., 198. But see Smith v. The Exchange Bank of Pittsburg, 26 OhioSt., 141.

3. Where the provisions of the national-banking act prohibit certain acts bybanks or their officers, without imposing any penalty or forfeiture appli-cable to particular Transactions which had been executed, their validitycan be questioned by the United States only and not by private parties.Thompson x. St. Nicholas National Bank, 146 U. S.f 240.

4. Can make no valid loan or discount on security of their own stock unlessnecessary to prevent loss on debt previously contracted in good faith.Bankx. Lanier,ll Wall., 369.

5. The national-banking act does not give a bank an absolute right to retainbonds coming into its possession by purchase under a contract which ifcwas without legal authority to make. Logan Bank x. Townsend, 139 U.S., 67.

USURY: See Interest.1. The usury laws of the States do not apply to.national-banking associations.

Farmers and Mechanics7 Bank x. Dearing, 91 U. S., 29; Central NationalBank v. Pratt, 115 Mass., 539; First National Bank v. Garlinghouse, 22 OhioSt., 492; Davis x. Randall, 115 Mass., 547; Hintermister x. First National

• Bank, 64 N. Y., 212.2. And the remedies provided by the State for the taking of usury can not be

resorted to. Farmers and Mechanics' Bank v. Dearing, supra; Wiley x. Star-Imck, 44 Did., 298.

3. The taking of illegal interest by a national-banking association does notrender the contract void. Farmers and Mechanics' Bankx. Dearing, supra.

4. It does not invalidate an indorsement or a guaranty of the notes upon whichthe usurious interest was paid. Oates v. First National Bank of Mont-gomery, 100 U. S., 239; Lazear v. National Union Bank of Baltimore, 52 Md.,78.

5. But usury destroys the interest-bearing power of the obligation; and therewill be no point of time from which it can bear interest. Lucas v. Govern-ment National Bank, 78 Penn. St., 228.

6. The usury works a forfeiture of the entire interest accruing after maturityand before judgment, as well as that which accrues before maturity.Shunk v. The First National Bank of Gallion, 22 Ohio St., 508.

7. The discounting of business paper by a national-banking association at ahigher than the legal rate is usurious, though the law of the State fixesno limit to the rate which natural persons may take for the discount orpurchase of such paper. Johnson, x. National Bank of Gloversville, 74 N.¥., 329; National Bank v. Johnson, 104 U. S., 271.

8. By charging more than legal interest on overdrafts, a national-banking associa-tion loses the right to recovery any interest at all. Third National Bankof Philadelphia v. Miller, 90 Penn. St., 241.

9. The liabilities of antecedent parties to a note or bill will not be affected by theusurious character of the transaction between the payee and the associa-tion; and the association may recover the full amount of the note or billfrom the maker or acceptor. Smith x. The Exchange Bank of Pittsburg,26 Ohio St., 141.

10. Usurious interest which has been paid to a national-banking associationcan not be applied by way of payment, set-off, or counter claim in an actionby the association to recover the amount of the loan, but a separate actionmust be brought therefor. Harriet v. Muntie National Bank, 98 U. S., 855.

11. Where a national-banking association has discounted notes for another bankat a usurious rate of interest, the fact that the other bank has chargedillegal interest on those notes to its customers will not affect its right toset up the defense of usury in an action by the association. Third NationalBank of Philadelphia x. Miller, supra.

12. The amount which may be recovered from the association as a penalty istwice the amount of interest paid, and not simply twice the amount inexcess of the legal rate. Crocker x. First National Bank of Chetopa, 3 Am.L. T. [N. S.], 85Q; Overholtx. National Bank of Mount Pleasant, 82 Penn.St., 490; Barnet x. Muncie National Bank, supra*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 71: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF tfHf • CCKRKJNCY. 69:

Us u R Y—C o 111 inn ed.13. Tlie purchase of accepted drafts by a national banlcfrom the holder without

his indorsement at a greater reduction than lawful interest on their facevalue is a discounting of those drafts within the meaning of RevisedStatutes, United States, section 5197, which prohibits such bank fromtaking interest on any loan or discount made by it at a greater rate thanis allowed by the laws of the State where it is situated. Uanforth et al.v. National State Bank of Elizabeth, 48 Fed. Rep., 271.

14. Where a bankrupt has paid usurious interest, his assignee may bring an actionagainst the association to recover the penalty. Wright v. First NationalBank of Greensburg, 8 Biss., 243; Crocker v. First National Bank of Chetopaj4 Dill., 358; 8 Am. L. T. N. S., 350.

15. The party who paid the usurious interest is the only party to the note whois entitled to sue for the penalty. Lazear v. National Union Bank of Mary-land, supra.

16. Under Revised Statutes, United States, 5198, providing that a suit against anational bank for taking usurious interest must be commenced within twoyears from ' 'the time the usurious transaction occurred/'the limitationbegins to run from the time when such interest is paid. National Bank v.Carpenter, N. J., 19 A., 181; Bobsv. People's National Bank, 21 Fed. Rep., 888.

17. The penalty for all illegal interest paid to a national-banking associationwithin two years prior to the commencement of proceedings may be recov-ered in a single action, whether the amount was in one payment or inseveral. Hintermistery. First National Bank, 64 N. Y., 212.

18. A note dated and signed by the makers in Tennessee and payable in Chicago,111., and forwarded by them to the payees in Chicago, to be used by thelatter in raising money with which to pay off a prior note made by thesame parties, must be held an Illinois contract and governed by the laws ofIllinois relating to usury. Buchanan et al. v. Drovers' National Bank ofChicago, 55 Fed. Rep., 223.

19. Bank loaned money upon note which it afterward discounted, the makeragreeing to open account with bank or to pay 2\ per cent commission tothe bank on the loan. As the money loaned belonged to the bank, com-mission held to be usury. Union National Bank v. L. N. 0. $' C. Ry, Co.,Ill, Supreme Court, May 9, 1893.

20. An act of a legislature providing that no corporation shall set up defense ofusury in any action does not render contracts by corporations for usuriousinterest enforcible and does not prevent corporations setting up a defenseof illegality under section 5197, Revised Statutes. Fb.

21. When allegations of complaint are sufficient to sustain a judgment in anaction against a national bank for exacting usurious interest. FirstNational Bank v. Morgan, 132 U. S., 141.

22. Usurious interest paid a national bank on renewing a series of notes can not,in an action by the bank on the last of them, be applied in satisfaction ofthe debt. Drlesbach v. National Bank, 104 U. 8., 52; Barnett v. NationalBank, 98 U. S., 555.

23..Remedy given by section 5198, Revised Statutes, for recovery of usuriousinterest paid to a national bank is exclusive. Barnett v. National Bank,98, U. S., 555; Stephens v. Monongahela Bank, 111 U. S., 187.

24. The only forfeiture for usury declared by section 30 of act of 1884 is of entireinterest, and no greater loss is incurred by such bank by reason of theusury laws of a State. Farmers' National Banky. Bearing, 91 U. S., 29.

VOTING :

The provision of section 5144, Revised Statutes, which disqualifies shareholdersu whose liability is past due and unpaid" from voting at meetings of share-holders, applies only to liability for unpaid subscriptions for stock. UnitedStates ex rel. v Barry, 36 Fed. Rep., 240,

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 72: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF1; THE COMPTROLLER OF THE CURRENCY.

NGMBEH OF BANKS ORGANIZED, IS LIQUIDATION', AND IN OPERATION", WITH T H E I RCAPITAL, BONDS OX DEPOSIT, AND CIRCULATION" ISSUED, REDEEMED, AXD O U T -STANDING ON OCTOBER 31, 1893.

States and Terri-tories.

MaineNew HampshireVermontMassachusetts..Bliode Island ....Connecticut

Eastern States..

New YorkNew JerseyPennsylvania...DelawareMarylandDist. Columbia .

Middle States...

Virginia"West Virginia..North Carolina .South Carolina .GeorgiaFloridaAlabamaMississippiLouisianaTexas.. «..ArkansasKentuckyTennessee

Southern States -

MissouriOhioIndianaIllinoisMichigan.WisconsinIowaMinnesotaNorth Dakota . -South Dakota-..KansasNebraska

"Western States.

NevadaOregon . *ColoradoIdahoMontanaWyomingWashingtonCaliforniaUtahNew MexicoArizonaOklahomaIndian Ter

Pacific Statesand Territories.

Add for muti-lated notes

Total currencybanks.

Add gold banks.

United States...! 4,930

Issued. I Redeemed, i Outstand

$4,259,400 I $40,510,2003,714,000 j 27,(514,0753,480,500 i30,478,100 j7.021,250 '

$11,220,6006,180, 0007, 035, 000

99, 4G7, 50020. 277, 05022, 999, 370

135,14523, 998, 26332,550, 327

304, 0864, 707, 25385, 503,433

81,0553,615,8123,145, 573

31, 299, 5857, 688, 9827, 765, 057

35, 695. 900335, 387, 47572, 396, 23593,268,490 |

88,141, 36014, 608, 35073,-670, 3102,133, 98516, 988, 2202, 827, 000

13, 800, 360, 454, 830

7, 448, 2500, 015. 2159, 537, 5901, 009, 7006, 672, 980943.050

11, 697J 82013, 625, 9801, 724. 010

38, 268. 67512, 792, 510

12, 2467, 469^ 565

5, 57;8, 380623

5,492648

10, 3188, 4331, 447

33, 93711,422

910867984 i417159939595514799 i800549533

1,553,381985, 725882. 383441,231

1,157,173386. 541

1,180, 041294, 455

1, 379. 3065,192J 181

276, 210,331,126

1, 363, 977

865, 000680. 100987, 000408,500834,000480, 200915. 000335^ 000615. 000610, 000174,100598,100

19,898.055115, 278, 96056, 778. 74557, 909. 30533, 588, 80015, 353, 24026, 254, 35014, 357,2401. 817,3702.154,0001L 916,13010. 261, 670

51,077,650 365,567,865

282. 0003, 795, 0009,125, 000

825, 0004,675,0001. 360. 0007,480, 0008, 975,0002, 800, 0001.075,000

400. 000. 300,000360, 000

70, 500757,300

1,717.750 I206,250902,100312,500

1, 720, 5001, 543, 750

475. 000340,000100, 50075, 00090,000

317, 3902, 704, 6906, 974, 530

689. 3202,997, 230

934, 7203, 734, 2505,558,2802,155,6901, 866, 640212.110109, 070111,470

266, 9891, 924, 5885, 364,473

511, 0722,12). 037680!362

2,071,4734,118, 6401,686,76/1, 550, 211115,65025,48029.740

50, 401,102

1, 610, 057178, 248877,193254,358

1,662.7771, 439, 640

468, 923316,42996, 46083, 59081,730

I jl, 779, 686, 355 !l, 570, 959, 487 208, 728, 8683, 367, 413

13, 796 ;695, 558.120 209, 416. 350 |l, 783,151, 595 ll, 574, 324, 900 208, 826, 695

97, 827

* Including $21,197,938 for which lawful money has been deposited with the Treasurer of the UnitedStates to retire an equal amount of circulation which has not been presented for redemption.

t Four banks restored to solvency and resumed business, making total going banks now 3,796.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 73: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 71

THE NUMBER AND CAPITAL, UV STATES, OF NATIONAL BANKS ORGANIZED DURINGTHE YEAR ENDED OCTOBER 31, 1893.

Stales and Territories. ! bank/. I

Pennsylvania. -New YorkTexasIowaIllinoisIndianaOhioMinnesotaWisconsin. . . .NebraskaCaliforniaFloridaMaineMarylandMassachusetts.OklahomaAlabama

$2, 375, 0002, 050, 000610,000500, 000500.000500, 000495, 000330, 000

1,750,000150, 000150,000150, 000160, 000150, 000300. 000100,00050, 000

States and Territories.! No. ofI banks.

ArizonaColoradoIdahoKansasKentuckyMichiganMontanaMissouriNew JerseyNorth Carolina.North Dakota..South Dakota...TennesseeVermontWest Virginia..

Total.

Capital.

1111111111111

$100, 00050, 00050,00050,00050, 000100, 00050, 000

100, 00050, 00050,00050, 00050, 00060, 00050, 00050, 000

119 11,230,000

STATEMENT SHOWING BY STATES THE NUMBER OF NATIONAL BANKS IN ACTIVEO P E RATION OCTOBER 31, 1893.

Alabama 29Arizona 5Arkansas 9California 36Colorado 52Connecticut 84Delaware 18District of Columbia 13Florida 17Georgia 27Idaho 13Illinois 213Indiana 114Indian Territory 6Iowa 169Kansas 137Kentucky 80Louisiana 20Maine 83Maryland 68Massachusetts 268Michigan 100Minnesota 77Mississippi 12Missouri 79Montana 25

Nebraska 135Nevada 2New Hampshire 51New Jersey 99New Mexico 10New York 334North Carolina 24North Dakota 32Ohio 243Oklahoma 6Oregon 39Pennsylvania 399Rhode Island 59South Carolina 14South Dakota 39Tennessee 51Texas 222Utah 14Vermont 48Virginia 36Washington 61West Virginia 30Wisconsin 82Wyoming 12

Total 3,796

S T A T E M E N T S H O W I N G T O T A L N U M B E R O F N A T I O N A L B A N K S N O W I N O P E R A T I O NA N D T H E N U M B E R P A S S E D O U T O F T H E S Y S T E M S I N C E F E B R U A R Y 25, 1863.

Passed into voluntary liquidation to wind up affairs 713Less number placed in the hands of a receiver 10

703Passed into liquidation for purpose of reorganization 84Passed into liquidation upon expiration of corporate existence * 103Placed in the hands of a receiver 248

1,138Less number restored to solvency and resumed business 4

Total passed out of system , 1,134

* Total number of banks organized since February 25, 18G3, 4,930; number now in operation, 3,796-Sixty-four of these have been reorganized.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 74: Annual Report of the Comptroller of the Currency, Volume 1 1893

72 REPORT OF THE COMPTROLLER OF THE CURRENCY.

NUMBER AND AI'TIIOIJIZKI) CAPITAL OF BANKS ORGANIZED AND THE NUMBER ANDCAPITAL OF BANKS CLOSED IN EACH YEAH ENDED OCTOBER 31 .SINCE THE ESTAB-LISHMENT OF THE NATIONAL BANKING SYSTEM, WITH THE YEARLY INCREASE OKDECREASE.

1SG31864186518661867186818691870187118723 8731874187518761877187818791880.1881.1882.18831884188518861887.1888.1889.18901891.18921893.

Closed.

In voluntaryliquidation.

No. | Capital. ;No. Capital .

000 11700! 215001 20000! 38800: 3200

050j 263001 78350; 40230: 30000J 85000! 25OUOJ 250001 34ooo;000 50000 41000 53000 46

Insolvent.Net yearly in-

crease.Net. yearlydecrease.

No.! Capital. No. j Capital. |NoJ Capital.

$50, 000500, 000

1,170,000;410, 000

50,000250, 000!

Total \iDeduct de- j

crease j

$330.000650,000

2,160. 0002, 445, 50013, 372. 710|2, 550, 000!1, 450, 000!2,180, 50013. 524. 700|2, 795. 00013, 820, 0002, 505, 000!2, 539. 500J4, 237.500j3. 750. 000|

' 570, 000|1. 920, 000

16,120. 0007. 736, 0003, 647, 250

17, 856, 5901.651.1002, 537; 4504,171,0004.316,0005, 050, 0004, 485, 0006,157, 500G., 035, 000|

120, G2-'>. 500! 218 44, 065, 900| j

134450!

1,007!56:

$16, 378.79, 366.,

242,162,7, 365,

930,

J .

700;950'982150300---1

1, 806,100'3. 825, 000

250, 0001,000,000!

965, 000 .3, 344, 000;.2, 612, 500'.1,230,000:.

700, 000|

159}158!

36!48;

64|

18, 069,15, 001.

253,3. 700.7, 283J

OOOi.400 .ooo'.500'.800!.

10' 1,645,5009! 1,922,710

. . . I 64,000

32114888292o17

1. 561, 300250,000

1,285,000600, 000650,000

1, 550,1001,900,000

250, 000750, 000

3, 622, 0002, 450, 000

67j 11,035,0001

Total."I

4560:

146:220^150!

56141!192,;

901168248!127j

936

3,974

182

5,104,7.731.

12^357,20, 668,11,109,

170!.050'.OOOi.350'.980!.

5| 340,20071 3 ,294,500

27| 4 ,075,0003; 1,385,000

*3,792

19, 056,26, 458,

5, 982,16, 674,30, 450,12, 593,

6, 677,

900;550;000!000;

ooo!OOOi500

113

565, 374, 282 182 20, 085, 500

20, 085, 500|

f545. 288, 782|.

1, 518, 590

5, 840,000

* Pour banks restored to solvency making 3,796 going banks.f The total authorized capital stock on October 31 was $695,953,165, the paid-in capital $695,558,120,

including the capital stock of liquidating and insolvent banks which have not deposited lawful moneyfor the retirement of their circulating notes.

STATEMENT SHOWING, BY STATES, THE NUMBEII AND CAPITAL OF ALL BANKSEXTENDED UNDER ACT OF JULY 12, 1882.

States and Territories.

AlabamaArkansasCaliforniaColoradoConnecticutDelawareDistrict of Columbia.GeorgiaIllinoisIndianaIowaIdaho"KansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMissouri

| No. of ji b a n k s .

3 :

6 I73

9834647

19

236

5629

209291816

Capital .

$885,000 i350, 000 I

2.100, 000 I1,010,000

22, 450, 8201, 503,1851, 277, 0001, 806, 00010,018,0005, 629, 0004.170. 000100,000825,000 |

6,611,500 I2,600,000 !9, 835, 000 |

12, 069, 000 j88, 612, 500 j

2,440.000 j5,315^000 !3,775,000 !

States and Territories.

MontanaNebraskaNew HampshireNew JerseyNew YorkNorth CarolinaSouth CarolinaOhioOregonPennsylvaniaRhode IslandTennesseeTexasUtahVermontVirginiaWest VirginiaWisconsinWyoming

No. ofbanks.

3853

22549

1031

1745913

71

321413

1

Capital.

$650,0001,400,0004, 905, 000

10. 783, 35072, 872, 460

850, 0001, 535, 000

17, 329, 000250, 000

45, 954,00019, 959, 8002,570,000

985,000500, 000

5, 956, 0002.391,0001, 491, 0002, 085, 000

100,000

Total ! 1,466 375, 949, 005

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 75: Annual Report of the Comptroller of the Currency, Volume 1 1893

OF TI1K COMPTROLLER OF THE CURRENCY. 73

SiTATK.MKNT f?llOWIN<} Til II XUMiSKlI, CAPITAL AND CIRCULATION OF NATIONAL BANKSWHICH'WILL REACH THE EXPIRATION OF THEIR CORPORATE EXISTENCE DURINGTHE PERIOD OF TEN YEARS FROM 1894 TO 1903 INCLUSIVE.

Ten.)1. !No. of banks.;I i

18D4 | 51 |1895 | 78 i1896 ! 22 ;1897 251898 241899 32 |1900 ! 471901 - -1 101 I1902 ! 203 !1903 3 94 j

Total i 777~i

Capital. Circulation.

$7, 008, 00012,257,0002, 453, 8003, 714, 0002, 579, 0004, 330, 0008,157.10013,863;15037, 892, 30025^ 021, 500

117, 275, 850

$2,114,9503, 596, 225830,215

1, 026,675943,200

1,930,5003, Oli, 8854, 766, 6508, 512, 5375, 735,125

32,467, 992

STATEMENT SHOWING THE TITLE, LOCATION, CAPITAL, AND CIRCULATION OF BANKS,THE CORPORATE EXISTENCE OF WHICH EXPIRED DURING THE YEAR ENDEDOCTOBER 31, 1893, AND OF ASSOCIATIONS WHICH SUCCEEDED THEM.

Title and location. j Capital.

The Lumberman's National Bank of Muskegon, Mich | $100, 000The Phoenix National Bank of Medina, Ohio ! 75, 000The First National Bank of Chelsea, Vt j 50, 000The Farmers' National Bank of Owatonna, Minn j 7?, 000

| 300.000

T h e Nat iona l L u m b e r m a n ' s Bank of Muskegon, Mich i J 00, 000T h e Old Phoenix Na t iona l Bank of Medina, Ohio ! 75, COOT h e Nat iona l Bank of Orange County, Chelsea, \ r t ! 50, 000T h e Nat ional F a r m e r s ' B a n k of Owatonna, Minn ., i 80, 000

i 305,000

Circulation.

$22,50017, 00011, 25017,100

67,850

22, 50035.10022,50018,000

98,100

STATEMENT SHOWING THE NUMBER, CAPITAL, AND CIRCULATION BY STATES, OPNATIONAL BANKS, THE CORPORATE EXISTENCE OF WHICH WAS EXTENDED DURINGTHE YEAR ENDED OCTOBER 31, 1893.

State.

CaliforniaColoradoGeorgia .Illinois1 ndianaIowa...KansasKentuckyLouisianaMaineMassachusetts...MichiganMinnesotaMontana

No. ofbanks.

11

^

]121

6121

Capital.

$100,00050.00056, 000

325, 00050, 00050, 00050, 000

430, 000300, 000205, 000

1, 450, 00050, 000

125,000150, 000

Circulation.

$22, 50011, 25012, 600

118,12511,25018.0004oi 000

225,COO125, 00058,500

373,50011, 25029, 25033, 750

State.

New JerseyNew YorkOhioPennsylvania...South Carolina .South Dakota...TennesseeTexasVermontWisconsinWyoming

Total

No. ofbanks.

1

11

2

111

40

Capital.

$100,000200, 000160, 000150,000

75,00050, 000

310,000310, 000100, 000100, 000100, 000

5, 046, 000

Circulation.

$22. 50067, 500

137,70036, 00017,10011,25058,50090, 000

5,40022, 50022,500

1,585,925

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 76: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OP THE CURRENCY!

STATEMENT SHOWING THE NATIONAL BANKS, THE COUPOKAIK EXISTENCE OF.WJMCH;WILL EXPIRE DURING THE YEAH ENDING OCTOBER 31, 1*(J1, WITH THE- DATE 6F'EXPIRATION, CAPITAL, AND AMOUNT OF UNITED STATES BONDS AND ClRCUvLATING NOTES.

2132

21382135

2137217221412143215221422153

2144

2146214521512147214821502174

2156215421552179

21582160

21592161216521842187

216821642175218321662171218021812186217621892185

21882207219322032204221222052221

The Kellogg [National Bank, Green Bay - - - -! Wis .1893.

j Dec. 23I 1894.! Feb. 10I Feb. 16

.1 Feb. 19! Mar. 6Mar. 25

! Apr. 6| Apr. 8! Apr. 14

Apr. 17

$100,000

The Rochester National Bank, Rochester... | N. II .The Commercial National Bank of Char- | N. C .

lotte. ;The National Bank of Boyertown | P a . . .The Athol National 'Bank, Athol | MassThe National Bank of Pontiac i 111 . . .The First National Bank of Hancock MichThe Home National Bank of Brockton MassThe National Bank of Sch wenksville Pa . . .The Safety Fund National Bank of Fitch- Mass

burg.The People's National Bank of Martins- i W.Va.l Apr. 30

burg. IThe First National Bank of East Liverpool.! Ohio doThe Second National Bank of Bay City I Mich J May 5Tlie Wilber National Bank of Oneonta j N. Y ..! May 12The Mattoon National Bank, Mattoon I 111 i May 14The Citizens' National Bank of Winchester. | Ivy . . . i May 16The Marion National Bank of Lebanon I Ivy . . . | May 25 |The First National Bank of Florida, at F l a . . . i M a y 26 j

Jacksonville. ' jThe First National Bank of Farmer City. . . Ill . . . May 30The First National Bank of Belleville ! Ill June 10The People's National Bank of Rock Island.! 111 June 17The First National Bank of Colorado j Colo .. June 24

Springs. iThe First National Bank of San Jose Cal . . . July 11The National Exchange Bank of Steuben- Ohio.. July 17

ville. " |The First National Bank of Kasson Minn . July 22 |The Merchants' National Bank of Louisville' Ivy do !The Farmers1 National Bank of Princeton ..\ 111 July 24 jThe First National Bank of La Grange j Ind . . . I July 30 |The People's National Bank of Independ- Iowa.. I... do !

ence.The First National Bank of Jackson Tenn . July 31The Citizens' National Bank of Louisville.. \ Ky . . . Aug. 1The First National Bank of Fairfield j Me doThe First National Bank of Crown Point . . . I Ind . . . A ng. 4The Second National Bank of New Albany.; Ind . . . Aug. 6The Third National Bank of Louisville ...".. I Ivy doThe People's National Bank of Princeton... I Iiid . . . Aug. 11The Centerville National Bank of Thurman j Ohio .. Aug. 13The Citizens' National Bank of Romeo | Mich . Aug. 19The Union National Bank of Streator Ill Aug. 24The First National Bank of Waco Tex . . . Sept, 7The Mount Sterling National Bank, Mount Ivy . . . Sept, 8

Sterling.The Citizens' National Bank of Evanaville . I n d . . . Sept, 12The Boonville National Bank, Boonville Ind . . . I Sept. 17The First National Bank of Petaluma Cal . . . I Sept, 25The First National Bank of New Lisbon Ohio.. I Sept. 26The First National Bank of Arcola Ill Sept, 28The Oakland National Bank, Oakland Ill Oct. 5The Second National Bank of Monmouth . . . j 111 Oct. 20The National Bank of McMinnville Tenn . Oct. 30

Total .

50,000175, 000

100, 000100,000

50, COO200,000200,000100,000200, 000

75, 000

50,000250, 000100, 000

60,000175,000150, 000

50, 000

50, 000100, 000100,000100,000

500, 000100, 000

50, 000500, 000310,00065, 00075, 000

100, 000500, 00050, 00050, 000

100. 000400, 00075, 00050,000

100, 000100, 000500,000100, 000

200, 00050, 000200.00050. 00050! 00053,00075, 00070,000

>, 708, 000

Bonds.

$25, 000

12, 50050, 000

100, 000100,00012,50050. 000150, 00025, 000

200, 000

18, 750

50, 000200, 000100, 00015,00050, 00040, 00050,000

12,50050, 00050, 00025,000

50. 000100, 000

13, 00050, 00027,50025,00020,000

25,00050,00015,00020,00025,00050,00025,00045,00025, 00025,00050,00025, 000

50,00050,00050, 000 •12,50012,50013,25020,00020,000

2, 280,000

Circula-tion.

$22,500

11,25045,000

90,00090,000

. .11,23045,000135,00022,500

180, ooe

16,875^

45,000180,00090, 00013,50045,'G©036,00045,000

11,25045,00045,-00022,500

45,00090,0C0

11,7G044, 950^4,75022,50018,000

22,50045,00013,50018, 00022, 50045,00022,50040,50022,50022,50045,00022, 50Q

45,00045,00045,00011,25011,25011, 92518, 00018, 000

2,006,950

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 77: Annual Report of the Comptroller of the Currency, Volume 1 1893

v>r iiir, (JOMPTWOU.KK OK THE CURRENCY. 75

(N<i 1 1 1 1.1 -•>. ( ( A F ' i l \ L . \ \ I > ( ' MM \' L \ T I O N LSSUKD, R E D E E M E D , AND, OV J S ' A ' I 1 O \ A 1 , ! i \ N K N WHICH S U S P E N D E D B U S I N E S S AND W E R E

PLACEJX IN THE HANDS OK A LI I:< KIN HIS DUKIXCL THE YEAR ENDED OCTOBER 3 1 ,1 8 9 3 ; ALSO SIM [LA LI 1NKOKMA1ION WJ'L II I JE-PECTTO SEVEN BANKS IN THE HANDSOF EXAMINERS.

Name and location of bank.

Newton National Bank, Newton. Kans -First National-Bank, Bel Norte, Colo..Bankers and Merchants' National

Bank, Dallas, TexasCapital National Bank, Lincoln, Nebr.First National Bank, Little Rock, Ark.Alabaraa National Bank, Mobile, Ala.Commercial National Bank, Nashville,

TermFirst National Bank, Ponca, NebrSecond National Bank, Columbia, Teirn.Chemical National Bank, Chicago, 111.Columbia National Bank, Chicago, 111.First National Bank, Cedar Falls^Towa.First National Bank, Brunswick, Ga..OglethorpeNational Bank, Brunswick,

Ga•Evans ton National Bank, Evanstou, 111National Bank of Deposit, New York,

N YElmira National Bank, Elmira, N. Y ..First National Bank, Brady, TexasNational Bank of North Dakota, Fargo,

N. Dak-First National Bank, Lakota, N. Dak.Gulf National Bank, Tampa, FlaMerchants' National Bank, Tacoma,

WashCitizens'NationalBank, SpokaneFalls,

WashCitizens' National Bank, Hillsboro,

OhioFirst National Bank, Arkansas City,

Date of au-thoritytocommencebusiness.

! Jan. 28.! Mar. 18,

•Tan. 21.June 21),Apr. .12.Mav 13,

1800 Dec. 15,1892"Dec. 19,1892

City National Bank, Brownwood,Texas

Linn County National Bank, Albany,Oregon ,

Consolidated National Bank, SanDiego, Cal

City National Bank, Greenville, Mich.First National Bank. Whatcom, WashColumbia National Bank, New What-

com, WashFirst National Bank, Port Angeles,

WashNebraska National' Bank, Beatrice,

Nebr.. . . .First National Bank, Pliilipsburg,

Mont -First National Bank, Ouray, Colo, a...Albuquerque National Bank, Albu-- querque, N. MexPuget Sonnd National Bank, Everett,

Wash, aFirst National Bank, Hot Springs,

S.Dak \...Livingston National Bank, Livingston,

MontNorthern National Bank, Big Rapids,

Mich

July 22,Jan. 28,Oct. 3,Dec. 1"),Apr. 23,

1 Sept. 1,Feb. 2,

July 18,June 29,

Aug. 5,Aug. 30,Jan. 7,

Mar. 12,Oct. 23,Dec. 2,

May 2,

Apr. 8,

Sept. 4,

June 30,

June 17,

May 31,

Sept. 22,Aug. 28.Aug. 20,

June 28,

May 19,

Dec 21,

Dec.

Lloyds National Bank, Jamestown,N'. Dak

First National Bank, Starkville, Miss.First National Bank, Cedartown, Ga..Commercial National Bank, Denver,

ColoBozeman National Bank, Bozeman,

Mont. &First National Bank, Vernon, TexState National Bank, Knoxville, Tenn .Mrst National Bank, Orlando, Fla

1890

1890188318(501871

1884188718811891188718741884

18871892

188718891890

189018891890

1884

1890

1872

1885

1890

1890

188318841889

1890

1890

1889

1891

1889

1884

1892

1890

Sept, 2,

July 14,

Sept. 23,

July 15,

Sept. 11,

June 5,May 4,Apr. 30,July 16,

Sept. 6,1889

1871

189118871889

Oct. 23,May 13,Aug. 28,Mar. 16,

1882188918891886

Date ofsuspension.

Circulation.

Issued.I"

Ee-, deemed.

Jan. 17,1893Jan. 21,1893Feb. 1.1893Mar. 14,1893

Mar. 25,1893Apr. 27,1893Apr. 28,1893May 9,1893May 11,1893May 10,1893May 18,1893

IO

.do

May 22,1893May 23,1893May 26,1893

Mav 29,1893....'do

. . . .do

June 1,1893

June 6,1893

June 8,1893

June 15, 1893

June 16,1893

June 19,1893June 21,1893Juno 22,1893. . . .do

June 23,1893

June 26,1893

June 30,1893

July 1,1893. . . .do

$100, 00050,000

500,000300, 000500, 000150,000

500, 00050, 000

100, 0001, 000, 0001, 000, 000

50, 000200,000

150,000100,000

300, 000200, 00050, 000

250, 00050,00050, 000

250, 000

150, 000

100, 000

125,000

150, 000

100, 000

250,00050, 00050, 000

100,000

50, 000

100, 000

50, 00050, 000

j$17,630

44, 00043,70003,495

44, 25011,25011, 250

45, 000

33, 000

24, 550

27,520

33, 750

21, 700

55, 30011, 25011, 250

22, 500

10, 750

21,780

July 3,1893 J

July 5,1893

July 7,1893

. . . .do

July 8,1893

July 10,1893July 14,1893July 17,1893

July 18,1893

July 19,1893July 22,1893. . . .doJuly 24,1893 |

100, 00060, 00075,000

250, 000

50,000100, 000100, 000150, 000

22, 50013,50016, 370

45, 000

11, 25022, 50021,80033, 750

4,460

850

1,170

Out-stand-ing.

.$31,11011, 250

33, 44043. 70048, 86442,000

32, 90022,500

45, 00038, 54010, 800

44, 25011, 25011, 250

55, 30011,25011,250

22,500

10,750

21, 780

11,25011, 250

44,150I

.\ 11,250

-| 11,250

10, 750

33,250

22, 50013, 50016, 370

45, 000

11,25021,33021,80033, 750

a Was in hands of receiver, but resumed prior to October 31.h Was in hands of receiver, but resumed subsequent to October 31.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 78: Annual Report of the Comptroller of the Currency, Volume 1 1893

76 REPORT OF THE COMPTROLLER OF THE CURRENCfl

STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH SUSPENDED JU^IXESS ANDWERE PLACED IN THE HANDS OF A RECEIVER. ETC.—Continued.

Name and location of bank.

Merchants' National Bank, Great Falls,Mont

Tacoma National Bank, Tacoma,Wash. a...

National Bank of the Commonwealth,Manchester, N. H

Indianapolis National Bank, Indianap-olis, Ind

First National Bank, Spokane,Wash.b.Firs t National Bank, Middlesboro, Ivy .Fi rs t National Bank, Helena, Mont. c..MontanaNationalBank,Helena, Mont.National Granite State Bank, Exeter,

N. HChamberlain National Bank, Chamber-

lain, S. DakFirs t National Bank, Great Falls,

M o n t . . .Firs t National Bank, Kankakee. 111. d.Stock Growers' National Bank, Miles

Ciiy, Mont '.Bellingharn Bay National Bank, New

W hatcom, Wash, cFl Paso National Bank, of Texas,

El Paso, TexTexas National Bank, San Antonio,

TexCitizens'National Bank, Muncie, Ind.c?.First National Bank, Marion, Kans . . .National Bank of South Pennsylvania,

Hyndman, Pa. aWashington National Bank, Tacoma,

WashPort Townsend National Bank, Port

Townsend, WashFirst- National Bank, North Manches-

ter. Ind

Date of an- Ithority to I Date ofcommence \t suspenibusiness, f

on.Capitalstock.

Circulation.

Firs t National Bank, Sundance, Wyo.Hutehinson National Bank, Hut chin-

son, Kans. bSOCOITO National Bank, Socorro, N.

Mex. aFirst National Bank, Dayton, Tenn . . .

Oct. 7,

Apr. 13,

Feb. 9,

Nov. 21.Oct. 24,Jan. 8,Apr. 5.Nov. 11,

May 15,

Apr. 8,

Julv 1.Feb. 20,

Dec. 20,

Feb. 7,

Dec. 22.

1890 ! July 24,

1883 ! do ..

1892 ! July 25,

1864 I---.do ..1882 July 26,1890 July 27.1866 . . . . do . . .1882 I. . . .do . . .

1865 1 do . . .

1890 J u l v 28,

1893

1893

18931893

1886 . . . .do . .1871 ; J u l y 29,

1884 : doi

1889 | Ju ly 31,!

1898

1893

Jan. 31.Mar. 15,July 28,

June 2,

Apr. 23,

Apr. 18,

1886

188518751883

1889

1889

1890

Mar. 17.1883June 16,1890

May 29,1884

Aug. 1,

Aug. 4,. . . . doAug. 16,

Aug. 17,

Aug. 24,

Sept, 18,

Oct. 4.. . . . d o . :

1893

1893

1893

I1893 |

1893 |

1893

1893

1893

$100, 000

200, 000

200, 000

300, 000250, 000

50, 000500, 000500. 000

50, 000

50, 000

250. 00050. 000

75,000

60, 000

150. 000

100. 000200, 000

75, 000

50,000

100,000

100, 00050, 00050, 000

$22,500

45, 000

67, 500

57, 21245, 00011,25045. 00045,000

41,137

I 11,250ii 45,000| 11.250I17,100

13, 500

33.750

22, 50045,00021,900

j 11,250

i 43,500

| 22,500

j 27,000! 11,250

Oct. 18,1893 j 100, 000 j 22, 500

May 26,July 10,

1891 | Oct. 191890 | Oct. 21,

1893 !1893 I

50, 00050, 000

1 11. 250j 11, 250

$22,500

45, 000

67,500

57, 21045,00011,25245,00045,000

4.0, 377

11,250

45,00011,250

17,100

13, 500

S3,750

22, 50045, 00021,900

11, 250

43,500

22, 500

27, 00011, 250

22, 500

11,25011,250

a Was in hands of examiner, hut resumed subsequent to October 81.h Placed in hands of receiver, subsequent to October 31.c In bands of examiner.d Was in bands of receiver, but resumed subsequent to October 31.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 79: Annual Report of the Comptroller of the Currency, Volume 1 1893

KEPOKT OK THE COMPTROLLER OF THE CUKRENCY. 77

STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH WENT INTO VOLUNTARYLIQUIDATION DURING THE YEAR ENDED OCTOBER 31, 1893, WITH DATE OKAUTHORITY TO COMMENCE BUSINESS, DATE OF LIQUIDATION, CAPITAL, ANDCIRCULATION ISSUED, REDEEMED, AND OUTSTANDING.

Name and location of bank.

Date of! authorityI to commencei business.

1891

18921884

1889

1875

18911871

Date ofclos- Capitaling. stock. i Issued.

Circulation.

I Re- | Out-deemed.I standing.

18921892 !

1892

1892

. . . . d o

Firs t National Bank, South Sioux jCity, Nebr j Apr. 22,

Continental National Bank, Kan- !sas City, Mo j Aug. 2,

Firs t National Bank, Clyde, K a n s . . j Jan . 31,Eugene National Bank, Eugene

City, Oregon j Mar. 8,Firs t National Bank, Batesville, j

Ohio I Jan. 18,Commercial National Bank, Sioux '

City, Iowa I Sept. 16.State National Bank, Lincoln, Nebr. j Nov. 16,1871 j Dec. 3,1892Woodson National Bank, Yates !

Center, Kans : Jan. 14,1884 j Dec. 5,189:Fi rs t National Bank, Pontiac, \

Mich I Jan . 3,First National Bank, Castle, Mont. May 22,National Pcmberton Bank. Law-

rence, Mass [ Apr. 24,Firs t National Bank, Lorain, Ohio, j Feb. 6,Finney County National Bank,

Garden City. Kans June 20,Lumberinan'sNationalBank. Mus- j

kegon, Mich j Feb. 3,Covington City National Bank,

Covington, Ky j Aug. 10,Phcenix National Bank, Medina, j

Ohio | Mar. 10,Merchants' National Bank, Macon, !

Ga ) June 29,2Etni\ National Bank, Kansas City. I

Mo '.'..\ Mar. 10,Citizens' National Bank, Orlando,

Fla Oct. 12,Fi rs t National Bank, Lexington,

111 ': ; Nov. 23,First National Bank. Ida Grove, I

Iowa '. Oct. 10,1888First National Bank, Burnet, Tex . I Ju ly 18,1883First National Bank, Springfield, '

200.50,

150.200,

000000

000

000

000000

500750

7, 5503. 270

Oct. 27,1892 ' $50, 000 '. $10. 250 ; $2,150 j $8,100

Nov. 11,Nov. 15,

Nov. 26,

Dec. 1,

250 : 3,530

500 | 3,310

750 i 13,650

000 i 17,225 '

50,000 ; 10,750 I 2,010

18821891

18651882

1888

1873

1871

1873

1887

1890

1887

1882

Dec.Jan.

Jan.....d

Jan.

Jan.

Feb.

Feb.

Feb.

Mar.

Mar.

Apr.

31.18924,1893

10,1893

12.1893

16,1893

1, 1893

10,1893

14,1893

9,1893

22,1893

1,1893

Mo .Southern National Bank, New

Orleans, La.Decatur National Bank, Decatur,

111.Firs t National Bank, Chelsea, V t . .Firs t National Bank, Santa Monica,

Cal (Feb. lv.Lake National Bank, Wolfboro j

N. H I Ju ly 26,Farmers ' National Bank, Owa-

Aug.18,1870

June 6,1890

Aug. 12,1873Ju ly 19,1873

1888

1865

M a y 1,1893 |M a y 22,1893 j

-do !M a v 25,:

May 31,June 10,

. . . . d o . .

June 29,

18931893

tojina, MinnFirst National Bank, Wa Keeney,

KansFourth National Bank, Chatta-

nooga, TennFarmers and Merchants ' National

Bank, Rock wall, TexNorth Texas National Bank, Dallas,

TexHoquiam National Bank, Ho-

quiam,WashGallatin Valley National Bank,

Bozeman, MontGate City National Bank, Atlanta, j

Ga. . - " ! May 3,Fi rs t National Bank, Big Timber,

MontOrono National Bank, O r o n o ,

Me I May 13,CentralNationalBank,Dallas,Tex. Sept. 25,Merchants ' National Bank, For t

Worth, Tex . .

1873 ! June 30,

1887 i do . .

Ju ly 24,

Aug. 18,

June 28,

Mar. 30,

Jan . 6,

Aug. 8,1890 j Ju ly 18.

Nov. 14,

1889

1892

1888

July 6,

July 11,

July 13,

Dillon National Bank, Dillon,Mont....

1883

1879

June 29,1891

18651889

Feb. 1,1887

May 2,1884

1893

1893 I

1893 \

1893 •

1893 1

1893 I

1893 !

1893

1893

100,65,

150,

75,

50.

100,

500.

75,

100,

250,

100,

50,

150.

75,

50,

500,

100,

50,

50,

50,

000 |000 !

000 ! 143,COO ! 16,

ooo; io,

000 I 22.i

000 ! 225,

000

000 I

o o o !I

ooo I

ooo I000 '000

000 j

000 !

000 I

ooo i

000 !

000 !

ooo !

17,

21,

44,

21,

16,

32,16,

11,

45,

22,11,

10, £

29,?

17,

750 | 18.213

020 ! 2, 960 !

010 ! 38,920 I

095 | 2,210 I

750 ! 1,120j j

500 | 5,320 i

000 I 41,970 I

100 I 3,237 j800 I 6,170 !

i II 6,350

.50

880

410

650150

250

000

500250

3,420

2, 660

2,6801,150

1,385

6,700

2,350

July 24,

July 25,

July 27,

July 29,1893Aug. 3,1893

Aug. 15,1893

Aug. 24,1893

50, 000 I 10,

150,

50,

000.

50,

100,

250

50,

,000

, 000

,000

, 000

, 000

,000

, 000

50,150,

250,

50,

44,2

11,2

45,0

11,2

22,0

44,0

10,7

13, 733,7

45,

10,

250

300

100

290

200

250

000

250

000

000

750

720750

000

750

890

1,978

1,420

110

1, 540

1,620

2,100

500

1,170

10, 570

510

1,2301,650

36, 950

7,480

7,720

10,19020, 10027, 775

8,740

3, 53711, 060

104,090

13, 885

9,630

17,180

183,030

13, 863

15, 630

38,200

18,460

13, 75029, 97015,000

9,865

38, 300

20,15011,250

9,360

27, 382

15, 680

10,180

42,660

9, 630

42, 900

10,750

20,830

33, 430

10, 240

12, 49032,100

45, 000

10, 750

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 80: Annual Report of the Comptroller of the Currency, Volume 1 1893

78 REPORT OF THE COMPTROLLER OP THE CURRENCY.

STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH WENT INTO VOLUNTARYLIQUIDATION DURING THE YEAR ENDED OCTOBER 31, 1893, ETC.—Continued.

nd location of bank.

Farmers' National Bank, Constan-tino, Mich

First National Bank, Mankato,Kans

Gray National Bank, MiddletownSprings, Vt

Frankfort National Bank, Frank-fort, Ky

First National Bank, Slaughter,Wash

Total .

Date ofauthority

iO commenctbusiness.

»ateof dos- j CapitalCirculation.

Issued.! Re.,deemed.

Dec. 4,1874 | Aug. 28,1893 j $50, 000 j $11, 250 | $1, 050

July 6,1887! Sept. 12,1893 | 60, 000 j 13,500 1,190

Apr. 9,1884 I Sept, 15,1893 j 50, 000 11, 250 j 900

Aug. 13,1889 | Sept, 21,1893

Nov. 3,1890 j Oct. 25,1893

100,000 22,500 !

! i

Out-stauding.

$10, 200

12, 310

10, 350

22, 500

I

50,000 i 11,250 | | 11,250

.j 0,035,000 !

STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH SUSPENDED DURING THEYEAR ENDED OCTOBER 31, 1893, AND RESUMED BUSINESS PRIOR TO OCTOBER31, WITH CAPITAL, DATE OF SUSPENSION, AND DATE OF RESUMPTION.

Name and location,

The Black Hills National Bank, Rapid City, S. Dak.

The Gate City National Bank, Atlanta, GaThe Capital National Bank, Indianapolis, IndThe Washington National Bank, Spokane Falls, WashThe First National Bank, Palouse City, WashThe American National Bank, Omaha, NebrThe First National Bank, Grundy Center, IowaThe Southern California National Bank, Los Augeies, Cal.The First National Bank, Los Angeles, CalThe First National Bank, San Diego, CalThe First National Bank, Santa Ana, CalThe First National Bank, Kendallville, IndThe First National Bank, San Bernardino, CalThe Second National Bank, Ashland, KyThe First National Bank, llico, ColoThe First National Bank, Provo, UtahThe National Bank of Commerce, Provo City, UtahThe First National Bank, Ouray, ColoThe First National Bank, Cisco, TexThe American National Bank, Leadville, ColoThe Central National Bank, Pueblo, ColoThe American National Bank, Peublo, ColoThe Puget Sound National Bank, Everett, WashThe National Bank of Ashland, Nebr.The First National Bank, Winston, N. CThe Western National Bank, Pueblo, ColoThe Commercial National Bank, Ogden, UtahThe First National Bank, Cherry vale, KansThe National Bank of Kansas City, Kansas City, MoThe Missouri National Bank, Kansas City, MoThe Union National Bank, Denver, ColoThe First National Bank, Fort Scott, KansThe National Bank of Commerce, Denver, ColoThe State National Bank, Denver, ColoThe German National Bank, Denver, ColoThe People's National Bank, Denver, ColoThe Oklahoma National Bank, Oklahoma City, OklaThe First National Bank, Harrisonville, Mo*.The First National Bank, Canon City, ColoThe First National Bank, Anthony, KansThe Greeley National Bank, Greeley, ColoThe First National Bank, Grand Junction, ColoThe First National Bank, Cheyenne, WyoThe Farmers' National Bank, Henrietta" TexasThe State National Bank, Vernon, TexThe First National Bank, Russell, KansThe Milwaukee National Bank of Wisconsin, Milwaukee, Wis.The Kentucky National Bank, Louisville, KyThe Louisville City National Bank, Louisville, KyThe Merchants' National Bank, Louisville, KyThe Fourth National Bank, Louisville, KyThe Farmers' National Bank, Findlay, OhioThe Oregon National Bank, Portland, Oregon

Capital.

$125,000

250,000300,000250, 00075,000

200,00050, 000

200, 000200, 000300,0003 50,00050, 0(J0

100,00050,00050,00050, 00050, 00050, 00050, 000

100.00050| 000

250, 00050, 000

100, 000200.00050,000

150, 00050, 000

1, 000, 000250,000

1, 000, 000300, 000500, 000300, 000200,000600, 00050, 00050, 00050, 00050, 00050, 00050, 000

200, 00050, 000

100, 00080,000

250,0001,000,000

400.000500, 000300|000

80, (JOO200, 000

Date ofsuspen-

sion

1892Dec.

1893Feb.M a yJuneJuneJuneJuneJuneJuneJuneJuneJuneJuneJuneJuneJuneJulyJulyJulyJulyJulyJulvJulyJulyJulyJulyJulvJulvJulvJulyJulyJulyJulyJulyJulyJulyJulyJulyJulvJulyJulyJulyJulvJulyJulyJulyJulyJulvJulyJulvJulvJulyJuly

13

2111

66

1316212121222223273030

11335555c

58

341417171818191919192020202020202121222222242525259 7

Author-ized t 0

resume.

1893.Feb.

JulyJuneJulyJunoSept.Sept.JulvJulyJulyJulyAug.JulvJulyAug.Sept.JulyOct.JulvAug.Aug.Sept.Oct.Aug.Sept.Sept.Sept.Sept.Oct.JulyAug.Aug.Aug.Aug.Aug.Aug.Sept,Sept,Aug.Aug.Aug.Aug.Sept.Aug.Aug.Sept.Sept.Oct.Aug.Aug.Aug.Oct.Sept.

17

190971

1014

521

12114161114J7253723

423311811

714

2921163729292122~129181430

9

283 425

229292»j

29

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 81: Annual Report of the Comptroller of the Currency, Volume 1 1893

KEPOKT OF THE COMPTKOLLER OF THE CURRENCY. 79

STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH SUSPENDED DURING THEYEAR ENDED OCTOBER 31, 1893, ETC.—Continued.

Name and location. Capital.

The Ellensburg National Bank, Ellensburg, Wash .The Commercial National Bank, Portland, Oregon..The Ains worth National Bank, Portland, Oregon...The First National Bank, Ashland, Wis .The National Park Bank, Livingstou, MontThe First National Bank, East Portland, OregonThe First National Bank, The Dalles, OregonThe First National Bank, Birmingham, AlaThe Waupaca County National Bank, Waupaca, WisThe First National Bank, Hammond, IndThe National German-American Bank, St. Paul, MinnThe First National Bank, Platteville, WisThe First National Bank, Mankato, MinnThe National Citizens' Bank, Mankato, MinnThe Mankato National Bank, Mankato, MinnThe National Bank of Sturgis, Mich.

N i l B k Whit S lThe National Bank of Sturgis, Mich.The First National Bank, White Sulphur Springs, MonThe First National Bank, Nashville, Tenn

N i l B k R h t Mist , ,

The Union National Bank, Rochester, MinnThe American National Bank, Nashville, TennThe First National Bank, Decatur, AlaThe Waxahachie National Bank, Waxahachie, TexThe Citizens' National Bank, Attica, IndThe First National Bank, Gadsden, AlaThe Union National Bank, Racine, WisThe First National Bank, Dubuque, IowaThe People's National Bank, Winston, N. CThe First National Bank, Le Mars, IowaThe Le Mara National Bank, Le Mars, IowaThe First National Bank, San Marcos, TexThe First National Bank, Lockhart, TexThe First National Bank, Hawarden, IowaThe First National Bank, York, NebrThe Hutchinson National Bank, Hutchinson, Kans

Total 18,205,000

$50, 000250, 000300,000125,000100, 000100, 000

50, 000250, COO

50,00050,000

2,000, 0C050,000

150,000100, 000100,000

65, 000200, 000

1,000,00050,000

1, 000. 0C0100,000100, 000

50, 00050, 000

150, 000200, 000100, 000100,COO100, 000

80, 00050,00075,00050, 000

100, 000

Date ofsuspen-sion.

1893.July 27July 29July 29July 31July 31July 31July 31Aug. 2Aug.Aug.Aug.Aug.Aug.Aug.Aug.Aug.Aug.Aug.Aug.Aug.Aug. 10Aug. 11Aug. 12Aug. 12Aug. 16Aug. 17Aug. 18Aug. 18Aug. 18Aug. 21Aug. 22Aug. 24Aug. 28July 18

10

Author-ized toresume.

1893.Oct. :Sept. !Sept. :Aug. ;Sept. \Sept. :Aug. :Oct.Aug.Sept.Oct.Aug.Sept.Sept.Sept.Sept,Oct.Sept.Oct.Sept.Sept,Aue.Aug.Sept.Oct.Aug.Sept,Sept.Sept,Aug.Aug.Sept.Oct.Aug.

STATEMENT GIVING TITLES, CAPITAL, AND DATE OF SUSPENSION, OF NATIONAL BANKSWHICH SUSPENDED DURING THE YEAR ENDED OCTOBER 31, 1893, AND WEREPLACED IN THE HANDS OF NATIONAL BANK EXAMINERS, PENDING RESUMPTION OFBUSINESS OR THE APPOINTMENT OF A RECEIVER.

Name and Location.

The Tacoma National Bank, Tacoma, Wash .The First National Bank, Spokane, WashThe First National Bank, Helena, Mont.

The Socorro National Bank, Socorro, New Mex.

Capital.

$200,000250, 000500, 00060,00050, 000

100,00050, 000

Date of sus-pension.

July 24, 1893July 26, 1893July 27, 189aJuly 31, 1893Aug. 27, 1893Oct7 18, 1893Oct. 19, 1893

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 82: Annual Report of the Comptroller of the Currency, Volume 1 1893

80 REPORT OF THE COMPTROLLER OF THE CURRENCY'.

STATEMENT SHOWING P»Y STATES AND GEOGRAPHICAL DIVISIONS THE NI\MP,I:R ANDCAPITAL STOCK OF NATIONAL BANKS WHICH SUSPENDED D I K I N G THE YEAHENDED OCTOBER 31, 1893, TOGETHER WITH THE NUMBER AND CAPITAL OV THOSEWHICH RESUMED, FAILED, AND WERE PLACED IN CHARGE OF EXAMINERS.

States and Territories.

Now Hampshire — TotalEastern States

In charge ofexaminers.Suspensions. ' Resumptions. !. Failures.

No. Capital. Xo.; Capital. No. | Capital. 'No. I Capital.

New YorkPennsylvania.

$250, 000

500,00050, 000

Total Middle States...! 550, 000

North Carolina .GeorgiaFloridaAlabamaMississippiTexasArkansasKentuckyTennessee

300,000675, 000200, 000550, 00060,000

1,480,000 ;' 500,000

2. 300. 0002,750,000 '

1

3

6

52

$300, 000250,0C0

400, 000

430, 000

2, 250, 0002. 000, 000

2

9

2

3o116114

$250, 000

500 000

500, 000

1

1

425 000°00 000150,00060, 000

1. 050, 000500. 00050, 000

750, 000

$50,000

50, 000

Total Southern States-! 38 i 8,815,000 j 19 I

Missouri . . .OhioIndianaIllinoisMichigan . .Wisconsin.IowaMinnesota.Kansas - . . .Nebraska . .

1,300,000180,000

1. 000, 0002,150, 000

215, 000625, 000575, 000

2. 400, 000880, 000800,000

5,630,000 i 19

1,300.00080,' 000

450, 000

3,185, 000

65,000 2625.000 j . . .525,000 { 1

2,400,000 ! . . .480,000 i 3350, 000 | 3

100,550,

2,150,150,

50,000

300,450,

ooo I 1000 L . . .

100,000

Total Western States .1 49 10,125,000 • 31

OregonColoradoUtahMontanaWyomingNew MexicoNorth DakotaSouth DakotaWashingtonCaliforniaOklahoma Territory

Total Pacific Statesand Territories

Total United States .. I 158 !

800, 0003, 600,000

250, 0001, 875, 000

250, 000225, 000400, 000225,000

I. 735. 000L, 200, 000

50, 000

! 14! 3i 2

0, 275, 000 17

700. 0003, 300, 000

250. 0C0300, 000200,000

3, 750, 000

125, 00D425. 0)0950,' 000

50, 000

100,300,

100, 000

1, 075,50,

175,400,100,800,250,

000 1000000 1000ooo !000 3 j000

500, 000

50, 000

10,610,000

30, 350, 000

6,300,000 i 25 I 3,250,000

86 | 18, 205, 000 65 j 10, 935, 000

510, 000

1, 060, 000

1, 210, 000

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 83: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE mSTATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAT

NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH FI^UM .AJNUA-KX JL, ?

TO NOVEMBER 1, 1895, THE AMOUNT OF UNITED STATES BONDS ON DEPOSIT TOSECURE*CIRCULATION,' THE AMOUNT OF CIRCULATION SECURED' "BY THE BONDSON DEPOSIT, THE AMOUNT OF LAWFUL MONEY TO REDEEM CIRCULATION, ANDTHE TOTAL AMOUNT OF NATIONAL-BANK NOTES OUTSTANDING, INCLUDING NOTESOF NATIONAL GOLD BANKS.

Date. Authorizedcapital stock.

January. .February...MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December ..

1872.

January. . .February . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December..

1873.

January. .February.. .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December..

1874.

1875.

$469,408, 976470, 457, 651471,822,651472, 656, 351475,458, 651477, 012, 051479, 852, 051482, 906, 851484, 223, 351486,106,851487,136, 851487, 699, 551

487,781, 551489, 380, 851490,486,151492, 898, 951494,428, 951496,480, 951496, 496, 501497, 921, 501498, 801, 501499,111, 501499, 232, 701499, 533, 401

499, 003,401498, 032, 201498,150, 901497, 505; 901497, 020, 901497, 657, 401498, 777, 401500, 347, 401500, 706, 401502,181, 401502, 931, 401503, 301,401

January ! 503,347,901February i 503,467, 901March..' ! 503, 858, 521April | 505, 763, 300May I 506,103, 801June ! 508, 531, 283July ! 509,386,283August ! 510,706, 283September ! 510,903,171October 511, 084, 471November | 511, 613,765December ! 510,686,765

1876.JanuaryFebruaryMarch..'AprilMayJuneJulyAugustSeptemberOctoberNovember

511,155, 865510, 619, 965510,189,171509,701.671507, 881, 671500, 013, 371506.008, 371505, 226,171504, 971,171504, 027,171502, 752,171

December 502,652,171

10665 cu# 6

U. S. bonds ! Circulation

$370, 240, 500371, 558, 900373, 764, 450374,637,450376, 732, 950378, 341, 200380, 440, 700382, 552, 200381, 918, 200383, 977,200384,968,900385,951,400

386, 355, 300386, 640, 800387, 415,100388,218,350388,983,800389, 775, 000390, 410,550390, 855, 250391, 618,450392, 616, 000392,852,100393,215,900

393,000,900392, 644, 300392,506,950392, 809.200392,937,100392, 863, 000391,171,200388, 566,100385, 889,100385, 649,150385,421,750385,378, 250

385,128,250384,174, 950382, 076, 650380, 661, 600379, 506, 900379,126,400376, 314, 500374,894, 362373, 956, 762371,489,262367,549,412365,836,912

363, 601,662361, 430,462356, 732,150350, 216, 350346, 715, 350344,463, 850341, 394,750340,071, 850338, 673. 850337, 955, 800337, 727, 800338,261,800

$328,465,431330, 253, 559332, 094, 399333, 556, 529334,521,855335, 644,365337, 664, 795339, 094, 675340. 649, 960342, 227, 690343,112, 772344,097,112

344, 582, 812345, 358, 892345, 507, 312346,164, 392346, 834, 666347,185, 711347, 267, 061347, 862, 361348, 715,421350,173, 226350,412, 046350,692,966

348, 624,953348, 255, 299348,203,489348, 505,184348,323, 390348, 290, 340347,182, 820344, 851, 526342, 310, 386342, 270, 676342, 367, 844342, 685,175

342,333, 837341,121, 249338, 948, 494337,855, 479336, 697,831336,110, 532334, 698,341333,468, 611333, 324,225331, 239,470327, 578, 260326, 725, 728

324,484,539321,319, 645318,413,293312, 850, 786310, 084, 721307,912,468305,417,013303, 756,276302, 847, 886301, 819, 811301, 658, 372301,844, 917

Lawfulmoney ondeposit toredeem cir-culation.

$2,976,1543, 934,0204, 205, 7204,199,1133, 566,0593,288,2593,239,1593,174,3592,970,6943,105,5642,508,9862,404,876

2,484, 0862,892,1412, 651, 9512, 579,1892,641, 9642,300,7031,917,6032,104,4982,104, 4982,350,8962,009,0961,928,796

2,223,2832, 776, 2783,081, 3233,120, 6233,360,9323,560,1624,798,2127,867, 25411,057, 67911,707, 87011, 709, 40212,021,071

11,794,41313,152,12115,300,85017,593, 09918,349, 76218,344, 94119,709, 66719,440,07718, 535, 72719, 300,11220,638,64221, 095,102

21,995, 21722,648, 88424,405, 78027,627, 30828,755,19128, 753,46227,581,32325,982,33923,087,01622, 532, 93321,582, 93620,114,674

Totalnational-bank

notes out-"standing.

$331,441,585334,187, 579336, 300,119337, 755,642338,087, 914338,932, 624340, 903, 954342r269, 034343,620,654345,328, 254345, 621, 758346,501,988

347,066,898348,251,033348,159, 263348, 743, 581349,476, 630349,486, 414349,184, 664349,966, 859350, 819,919352,524,122352,421,142352,621, 762

350, 848,236351, 031,577351, 284, 812351, 625,807351, 684,322351, 850, 520351,981,032352,718,780353,368, 065353,978, 546354,077,246354,706,246

354,128, 250354,273,370354, 249,344355,448,578355,047,593354,455,473354,408, 008353,118,688351, £59,952350,539,582348,2i6, 902347,820,830

346,479, 756343,968, 529342,819,073340,478,094338,839,912,336, 665,930:332,998,336329, 738,615325, 934,902324,352,744;,323,241,308321,959,59^

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 84: Annual Report of the Comptroller of the Currency, Volume 1 1893

82 REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THENATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued.

Date.Authorized

capital stock.

U. S. bondson deposit to jsecure circu- -,-r c

lation. u > b -

CirculationLawful

money ondeposit toredeem cir-culation..

Totalnational-bank

notes out-standing.

1877.January I 501,February 497,March .AprilMayJuneJulyAugust . . .September.October —November.December .

1878.JanuaryFebruaryMarchAprilMayJ u n e •*.JulyAugustSeptemberOctoberNovemberDecember

1879.JanuaryFebruaryMarchAprilMayJuneJulyAugustSeptemberOctoberNovemberDecember

January...February..MarchAprilMayJuneJulyAugust . . .SeptemberOctoberNovember.December.

1880.

January..FebruaryMarchAprilMayJuneJulyAugustSeptember...OctoberNovember...December . . .

1881.

January. .February.MarchAprilMayJune

18S2.

496,494,493,493,487,487,486,486,486,

485, 557, 771484, 836, 371482, 952, 071482,144, 671481, 019, 671480, 660, 571479, 627, 996477, 675, 996477, 698, 296476, 335, 396473,865, 396473, 859, 396

471,469,467.465,464,463,462,462,462,463,

461,461.462,464,464,464.465,465,466.466.466.467,

467, 039, 084466, 981, 785466, 640,185466, 890,185467,542. 685468, 557, 685469, 382, 685470, 322, 685471, 282, 935472, 565, 935466, 307, 335467, 907, 335

470, 018,135472,303,135473, 866, 240475, 411, 240478,013, 940482,954,940

338,191, 300338,885,450338,866,550340,537, 600340,732,100340, 415.100338, 713, 600337,761,600337,684, 650338, 002, 450343, 048, 900345,130, 550

346,187, 550346, 302, 050346, 522, 550346, 336, 250347, 711, 850349,166, 450349, 546, 400348, 880, 900349,049, 450349,560,650349,408,900349,795,000

349,068, 000348, 939, 200350. 090, 40035lj 196, 400352, 250, 550353, 422, 300354, 254, 600353,201,800355, 638, 950359,030, 500363, 802, 400365,194, 900

367, 021, 000364, 765, 900362, 728, 050363, 656, 050363, 003, 650362, 715, 050361, 652,050301,152,050361,113. 450359, 935, 450359. 748, 950359,808;550

359, 823.359, 81l|345, 739,351, 480,354, 683,358, 829,360, 488,362, 684,304, 285,365, 751,369, 608,371, 336,

550050050000000900400000500500500100

371, 692,100371, 270, 200370, 602, 700369, 900, 700366, 359, 650364, 079, 350

302, 020, 242302,201,132302, 416,700303, 523.225304, 407, 450304, 766,940303,108, 350302, 239, 212302, 440,152302. 885, 797305, 094,140308, 642, 795

309, 890,415310, 240, 005310, 301,472310, 008, 832310,826,422312,435,462313, 020, 832312,995, 592313,154, 7923i3,159, 592312, 830,797313, 355,839

313, 218,189312, 725', 809313, 691, 639314,244, 779315, 628, 352316, 335, 949317, 315, 679316. 412, 5603.17; 534,289320, 868, 979324, 054, 279326, 684, 059

328,773, 639326, 785, 599325, 032, 790325. 425, 390325, 519, 740325, 301, 700324,242, 730323, 886, 720323, 903, 330323. 056, 530322, 798,130322, 206, 550

322,832,101322, 654, 721305, 587; 202309, 034, 317316, 226, 247318, 497, 814321,148, 399S23,478, 586325, 324, 746326, 513, 546329,180,122331, 729, 532

332, 398, 922331, 682, 622331, 230, 311331, 242, 702327, 729, 622323, 919, 522

19, 575, 36418,160,48616,728, 33616,146, 36315,386,13714,329, 27213, 940, 52214, 426, 74614, 246, 54614,438, 27213,113, 09111, 988,924

11,782, 09011.839,30511,688, 51912,184, 68212, 315, 25711,552, 62311, 493,45210, 910, 96710, 294, 3709,988,1279, 629, 9189,935, 217

10, 573, 48511,673,96012, 354, 53112, 882,41713, 516, 55833,203,46212, 376, 01813, 545, 67713, 258, 69813, 403, 26113,127,13913,381,719

13,613,69716,945, 31018,604,19718,959, 68719, 410, 91019, 882, 03320, 262, 69720, 266, 96720,153, 44820, 848, 36321,035,97721, 500, 091

21, 523.10221,895,97738,447, 71638,538,10536,374, 32035, 653, 90433, 894, 27633, 846, 02732, 675, 94032, 237, 39431,164,12830,438,878

30, 023, 06630,913, 79230, 713, 96930, 383, 93533, 340, 67735,955,812

321, 595, 606320. 361, 618319,145, 036319, 669, 588319, 793, 587319, 096, 212317, 048, 872316, 665, 958316, 686, 698317, 324, 069318, 207, 231320, 631, 719

321, 672, 505322,079, 310321, 989, 991322,193, 514323,141, 679323, 988, 085324, 514, 284323, 906, 559323, 449,162323,147, 719322, 460, 715323, 291, 056

323,791T674324, 399, 769326,046,170327.127,196329,144, 910329, 539, 411329, 691, 697329,958, 237330, 792. 987334,272, 240337,181,418340,065,778

342,387, 336343, 730, 907343, 636, 989344, 385, 077344, 930, 650345,183, 733344, 505, 427344,153, 687344, 056, 778343 904,893343, 834,107343,706, 641

344, 355, 203344,550, 698344, 034, 918347, 572, 422352, 600, 567354,151,718355,042, 675357, 324, 613358, 000, 686358, 750, 940360, 344. 250362,168,410

362,421, 988362, 596, 414361, 944, 280361, 626. 637361,070, 299359,875,334

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 85: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 83STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THE

NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued.

Date.Authorized

capital stock.

1882.July $486, 511, 335August 487, 803, 635September.OctoberNovember.December .

487, 538, 635489,741, 635491,591,635493,176, 635

1883.January 492, 076, 635February 494,199, 635March 498, 262,135April 498, 017,'135May 500, 269,135June 505, 379,135July 507. 208,135August j 510J 283,135September I 513, 543,135October I 515, 528,135November.December .

January —February..MarchAprilMayJuneJulyAugustSeptember.OctoberNovember..December .

1884.

JanuaryFebruary..MarchAprilMayJuneJulyAugustSeptember.October . . .November..December .

1885.

January- . .February..March ,AprilMayJuneJulyAugustSeptember.October . . .November

, December .

1886.

JanuaryFebruary . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember .December..

1887.

516, 608,135516, 348,135

518, 031,135517, 380, 635519,104, 635521, 573, 635523, 348, 635525, 992,165528, 784,165530,784,165532, 274,1655S2, 749.165532, 554,165531, 875,165

529, 910,165530, 380,165530, 590,165531,151,165531, 241,165530, 830, 865531, 540, 465532, 328, 465532, 749, 965532, 034, 965532, 877, 965533,447,965

534, 378, 265535, 398, 265537, 896, 965538, 652, 065540, 414, 565543, 669, 565545, 206, 565549, 542, 565550, 252, 565553, 002, 565552, 775,165553, 855,165

555,557,559,561,564,571,574,578,581,582,583,584,

165165665665665665665215215715715715

U. S. bondson deposit tosecure circu-

lation.

$361, 212, 700362, 736, 500361, 452, 350362, 043, 250362, 505, 650362,174,250

360, 531, 650359, 567, 450358,163, 800357, 201, 400357, 339, 750356, 588, 600356, 596, 500357, 298, 500355, 674,150353, 308, 650352, 877, 300351,174, 600

347, 538,200343,475, 550341, 533, 050339,116,150337, 618, 650336, 257,150334,147,850332, 588, 600331, 371,100329,186,000325, 316, 300320, 244, 700

318, 655. 050317,282^ 600315, 854, 500315. 386, 850315,127, 450313, 428, 700312,145, 200310, 225,150309, 768, 050309, 074, 550308, 364, 550307, 544,250

306,008, 750302, 257, 000296, 780, 400289, 729, 650285, 447, 950279, 537,400275, 974, 800273, 549, 800270, 524,150261, 848, 900245, 444, 050234,991,800

229, 438, 350223, 926, 650213, 639,150206, 938, 000202. 446, 550200, 939,100191. 966, 700189, 445, 800190, 096, 950189. 917,100188,828, 000187,147,000

Circulationsecured byIT. S. bonds.

$320, 312, 832319, 805,161320, 709, 739323, 487, 353324, 304, 343323, 820, 480

322,386,120321, 626, 353320, 235, 601319, 849, 816319, 899, 521319, 013, 8563.19, 249, 806319, 461, 846318, 367, 216816,278,066316, 020, 326314, 573,106

310, 953, 321307, 828, 001306,100, 465303, 699, 075302. 533, 855301, 238, 845299, 369, 370297, 983,165297,136, 455295, 375, 959291, 849, 659287, 277, 980

285, 496, 055284,127,895282, 772, 315282, 336, 725282, 434, 075280,831.610279, 528; 175277, 826, 775277,371, 525277,149, 661276, 304, 189275, 821, 779

274, 466, 748271,065, 593266, 047, 488259, 405, 300255, 322, 541250, 257, 632247, 087, 961244, 675, 012242,168, 247234, 682, 736219, 710, 656210, 525, 601

205, 316,106200, 268, 346191, 004, 726185, 009, 551181,026,016179.309.020171, 629| 341169, 303, 430169,951,385169, 931, 680169,215.067167, 863; 819

Lawfulmoney ondeposit to

redeem cir-culation.

Total,national-b ank

notes out-standing.

$38, 429, 20239,017,62139, 745, 16339, 401, 78138. 423. 40438, 723, 848

40, 265, 04940. 540, 8774li 084. 78839, 945. 24939, 368, 60539,150, 32637, 505, 70436. 310, 28436, 222, 00537, 064, 60535, 993, 46136, 385, 055

39,529, 50741, 671,89240, 532, 83741, 015, 56140, 571, 61339,768,85540,130, 51339, 913, 97139, 495, 69040,453, 26941, 710,16344,235, 274

43,662, 56842, 784, 66341, 888, 59639, 881, 94138, 468, 63038, 032, 21739, 541, 75739, 503, 56739, 613, 80240, 274, 77239, 542, 97941, 704, 029

42, 976, 70646,951,83952, 049, 01756, 826, 22758, 555, 04761, 580, 66261, 922,49962,151, 74562, 505, 75768, 828. 50581, 819, 23388, 781, 909

91, 455, 87592. 806, 39598. 039, 485

102,114, 704103,979, 299103, 051, 871107, 588, 447107,150. 847104, 313,124102, 962,170102. 826,136102. 019,176

$358. 742, 034358, 822, 782360, 514, 902362,889,134362, 727, 747362, 544, 328

362, 651,169362,167, 230361, 320, 389359, 795, 065359, 268.126358,164,182356, 815, 510355, 772.130354, 589, 221353, 342, 671352, 013, 787350, 958,161

350. 482. 828349; 499; 893346, 633, 302344, 714, 636343,105, 468341, 007, 700339, 499, 833337, 897,136336, 632,145335, 829, 228333, 559, 813331, 513, 254

329,158, 623326, 912, 558324, 660, 911322, 218, 666320, 902, 705318, 863, 827319, 009, 932317, 330, 342316, 985, 327317, 424, 433315, 847,168317,525,808

317, 443, 454318, 017, 432318, 096, 505316, 231, 527313, 877, 588311, 838, 294309. 010, 460306, 826, 757304, 674, 004303, 511, 241301, 529, 889299,307, 510

296, 771, 981293. 074, 741289, 044, 211287.124. 255285, 005. 315282, 360, 891279, 217, 788276, 454, 277274, 264, 509272, 893, 850272, 041, 203269, 882, 995

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 86: Annual Report of the Comptroller of the Currency, Volume 1 1893

84 REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THENATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued.

Date.Authorized;apital stock.

U.S. bondson deposit tosecure circu-

lation.

Circulationsecured by

U. S= bonds.

Lawfulmoney ondeposit toredeem cir-culation.

Totalnational-bank

notes out-standing.

January . . .February ..MarchAprilMayJuneJulyAugust —SeptemberOctoberNovember.December..

1888.

JanuaryFebruary .MarchAprilMayJuneJulyAugust —SeptemberOctoberNovember.December .

JanuaryFebruary -.March . 1 . . .AprilMayJuneJulyAugust .September .OctoberNovember .December . .

January....February . .MarchAprilMayJuneJulyAugustSeptember .OctoberNovember..December..

1891.

$584, 726, 915586. 505, 915588, 785, 915589, 637, 915591, 437, 915592,467, 915592, 852, 915594, 631, 915595,313,915596, 041. 015596, 796, 015597, 457, 315

598, 239, 065599, 709, 365600, 684, 365602, 404, 365603,264,365607, 390, 365609, 670, 365612, 535, 365614,925,365617,844, 365620,174, 365621, 959, 365

623,630,632,637,638,644,646,651,652,655,659,662,

665,666,669,671,672,673,676,681,683,684.684,685,

1802.JanuaryFebruaryMarchApri lMayJ u n eJulyAugustSeptemberOctoberNovemberDecember

685,762, 265687, 332, 265688. 332, 265688. 923, 665689! 298, 665690, 908, 665692,123. 665694, 428, 665695, 263, 665695, 563, 665693, 868, 665695, 308, 665

1893.Janua ryFebruaryMarchApri lMayJuneJulyAugustSeptemberOctoberNovember

695,

695.695.698.698!699.697!698,695,

$184, 444, 950182, 764, 950182,161, 700181,863,700182, 033, 450180, 005,150178, 312, 650177, 43£, 800176, 508, 850173, 280. 250170, 003, 350166, 796, 550

163, 480. 900160, 463| 950157,485,700154,590,150151, 522. 350149, 829, 850148,121, 450147,758,450148,150, 700147,037, 200145, 668.150144, 709, 250

142, 849,900142, 266, 750143,197, 000143, 900, 750144, 216,150144.658, 650145, 228, 300145, 434, 750143,102, 350140, 428, 600140,190,900140, 427,400

140, 510,650140, 720, 700140. 790. 200141, 036,150140, 949, 900141, 310,150142, 508, 900146, 089, 650149, 839, 200151, 229,100152,950, 350155, 283, 700

157, 205, 950158, 515, 050159,513, 800160, 447, 300161, 352, 550162, 549, 050163,190, 050163, 500, 550164, 012, 050164.498, 550164i 883, 000166,511, 500

168, 247,169, 282,171, 094,172, 229,173, 258,174, 539,170, 588.182, 617,204, 096,209, 407,209, 416,

$165, 205, 724163, 833, 205163, 235, 505162, 743.135162, 891, 912161,134, 338159, 642, 657158, 874, 203158,133, 712155, 365, 068152, 366. 328149, 487, 373

146,372, 588143,580, 313140,874, 515138,193, 798135, 375, 463133, 769, 313132, 244, 437131, 890, 777132,101,128131, 225,172130, 207, 285129, 388,116

127,742,440126, 747, 030127,410,251128, 046, 801128, 920, 916128, 976, 526129, 767,150129, 854, 561127, 825,431125, 430, 316124,958, 736125,253,195

125, 660. 361125, 859, 360125, 957, 235126, 054, 415125, 970. 955126, 267, 575127, 221, 391129, 708, 040133.790, 690135, 093, 378136, 753, 837138, 605,343

140, 084, 203141,435,288142, 319, 978143, 355,178143, 954, 506144, 680, 363145, 683, 023146,132, 463146, 460. 033147,191,593147, 241, 063148,010, 239

150, 526, 651151,197,221152, 887, 461153, 860,416155,142,318156, 028. 010151,900i919163, 221,294178, 636, 718187, 864,985188, 016, 228

$103,193,154102,024, 95299, 492, 36197, 427, 88295, 692,13394, 675, 31092, 719, 66490, 758,44788, 294, 85088, 236, 63987, 018, 90986, 955,794

87,287,43985, 688,71683, 520,21283, 032, 33383, 320, 72581, 753, 70479,134, 52676,273,66273, 701, 01372,437, 56071, 816,13070,258, 081

69,487,96567,895,25964,857, 29262, 480, 33160, 665, 66358, 573, 32256, 203, 62554, 537, 07255, 455, 03756, 440, 70954, 796, 90753, 315,181

51, 627, 48549, 762, 37947, 706,13945, 750, 64944, 448, 42142, 969, 88440. 706,18338, 835, 01937, 543, 64936, 842, S2835,430, 72134,388, 264

32, 994, 38231, 770, 20830, 301, 89729,174, 27328, 522, 0G927, 818, 98627,000, 82726, 395, 25026,196, 39625,595,16725,191, 08325, 604, 632

23, 877, 77323,194, 03222,534,92722,234,12821,723, 29621,136, 24520, 812, 77320, 533, 85420, 343. 65020, 825, 59521, 295, 765

$268, 398, 878265, 858,157262, 727, 866260,171, 017258. 584, 045255, 809. 648252, 362, 321249, 632, 650246, 428. 562243, 601, 707239, 385, 237236, 443,167

233, 660, 027229, 269, 029224,394,727221, 226,131218, 696,188215, 523, 017211, 378, 963208,164, 439205, 802,141203, 662, 732202, 023,415199, 646,197

197,230,405194, 642, 289192, 267, 543190, 527,132189,586, 579187, 549, 848185, 970, 775184, 391, 633183, 280, 468181. 871, 025179, 755, 643178,568, 376

177,287, 846175,721, 739173, 663, 374171, 805, 064170, 419, 376169,237. 459167, 927, 574168, 543, 059171,334, 339171, 935, 706172,184, 558172, 993, 607

173, 078, 585173. 205, 496172, 621, 875172, 529, 451172. 476, 575172, 499, 349172, 683, 850172, 527, 713172, 656! 429172. 786, 760172, 432,146173, 614, 871

174, 404,424174, 391, 253175,422,388170, 094, 544176. 865, 614117.164, 255178, 713, 692183,755,148198. 980, 368208, 690, 580209,311,993

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 87: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 85

CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS.

States and Terri-tories.

MaineNew Hampshire . . .VermontMassach usettsRhode IslandConnecticut

Division No. 1..

New YorkNew JerseyPennsylvania

Division No. 2..

DelawareMarylandDistrict Columbia .VirginiaWest Virginia

Division No. 3..

North CarolinaSouth CarolinaGeorgia

AlabamaMississippiLouisianaTexasArkansasKentuckyTennessee

Division No. 4..

OhioIndianaIllinoisMichiganWisconsin

Division No. 5..

IowaMinnesotaMissouriKansasNebraska

Division No. 6..

Colorado

CaliforniaOregonArizona

Division No. 7..

Indian Territory...OklahomaNorth DakotaSouth Dakota.IdahoMontanaNew Mexico"UtahWashingtonWyoming

Division No. 8..

United States

Banks existing October 31,1892.

N o .

825449

2675984

595

32598

374

797

1866133629

162

23143218291321

223108255

520

240110212104

77

743

1627281

144137

596

532

36414

136

64

3440123511147013

239

3,788

Capital.

$11,135, 0006, 290, 0007,160, 000

99, 633,15020, 277, 05022,999, 370

167, 494, 570

85, 896, 06014, 558, 35071, 227, 390

171,681, 800

2,133, 98516, 829, 960

2, 827. 0004, 696. 3002, 856,560

29, 343, 805

2, 876. 0001, 623; 0004, 541. 0001 350,0003, 919, 0001,165, 0004,435, 000

27, 058,4551, 600, 000

15, 389, 40010,181,380

74,138, 235

45, 864, 67013,706, 85039,996, 00015, 034, 000

7, 517, 050

122,118;570

14, 550, 00015, 958, 85024, 240, 00012, 844,10013, 668,100

81, 261, 050

9, 075, 000282, 000

8, 675, 0003,945,000

300, 000

22, 277, 000

357, 300190, 000

2, 515, 0002, 735, 000

750, 0004, 840, 0001, 070, 0002, 800, 0007, 880, 0001, 360, 000

24,497,300

692, 812, 330

Bonds.

$3,861,4002, 938, 0003, 050, 000

22, 217, 4506,142, 2506,273,000

44,482 100

22, 396, 7004, 318, 250

18,448, 050

45,163, 000

740,0002,861,000

900, 0001, 418, 750

816,250

6, 736, 000

819,000468,750

1, 086, 250380, 000

1,152, 000353, 750

1, 202, 5005, 390, 350

260, 0003, 982, 5001, 479, 000

16, 574, 100

12, 070, 5004, 376, 0506, 444, 5003, 293, 0002, 034, 250

28, 218, 300

3, 527, 0001, 929, 8002, 495, 3002, 997, 2503, 087, 500

14, 036, 850

1, 699, 25070, 500

1, 518, 750794, 800

75, 500

4,158,800

90,00050,000

619, 000704, 750193,750943, 350340,000475, 000

1, 758, 000340, 000

5, 513,850

164, 883, 000

Circulation.

$3, 475, 2602, 644, 2002, 745. 000

19, 995, 7055, 528, 0255,645, 700

40,033, 890

20,157, 0303, 886. 425

16, 603; 245

40, 646, 700

666,0002, 574, 900

810, 0001, 276, 875

734, 625

6, 062, 400

737,100421, 875977,625342,000

1, 030, 800318,375

1,082, 2504, 851, 315

234, 0003, 584. 2501, 331,100

14, 916, 690

10, 863, 4503, 938, 4455, 800, 0502, 963, 7001, 830, 825

25, 396, 470

3,174, 3001, 736, 8202, 245, 7702, 697, 5252, 778, 750

12, 633,165

1, 529, 32563, 450

1, 366, 875715, 32067,950

3, 742, 920

81, 00045, 000

557,100634, 275174, 375849, 015306, 000427, 500

1, 582, 200306, 000

4,962,465

148, 394, 700

Banks organized dur ing year ended"October 31, 1893'.

No.

2

12

5

125

°7

2

1

3

1

21

10

11

16

77715

27

106113

21

1

2

1

4

21111

6

119

Capital.

$160, 000

50, 000300,000

510, 000

2, 050, 00050, 000

2,375,000

4, 475, 000

150, 000

50, 000

200,000

50,000

150, 00050, 000

610,000

50, 00060, 000

970,000

495, 000500, 000500, 000100, 000

1, 750, 000

3, 345, 000

500, 000330,000100, 000

50, 000150, 000

1,130, 000

50,000

150, 000

100, 000

300, 000

100, 00050,00050, 00050, 00050, 000

300,000

11, 230, 000

Bonds.

$40, 000

12, 500125, 000

177,500

870, 00012, 500

933, 750

1, 816, 250

62,500

12, 500

75, 000

12, 500

37, 50024, 500

152, 500

50, 00015, 000

292,000

154, 400137, 500130,00025,000

250,000

696, 500

125,00082,50025,00012, 50037,500

282, 500

25, 000

37, 500

25,000

87, 500

25,00012,50012, 50012, 50012,500

75, 000

3,502, 250

Circula-tion.

$36, 000

11, 250112, 500

159,750

783, 00011, 250

840, 375

1, 634.625

56, 250

11, 250

67, 500

11, 250

33, 75022,050

137, 250

45, 00013,500

262, 800

138, 600123, 750117,000

22, 500225,000

626, 850

112,50074, 25022, 50011, 25033, 750

254,250

22,500

33, 750

22,500

78,750

22,50011, 25011,25011, 25011, 250

67, 500

3,152, 025

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 88: Annual Report of the Comptroller of the Currency, Volume 1 1893

86 REPORT OF THE COMPTROLLER OF THE CURRENCY.

CHANGES IN CAPITAL, BONDS, AND CIRCULATION", BY GEOGRAPHICAL DIVISIONS—

Continued.

States and Terri-tories.

New Hampshire

MassachusettsEh ode IslandConnecticut

Division No. 1. .

Pennsylvania

Division No. 2 . .

Di.st. Columbia

West Virginia

Division No. 3 . .

Nor th CarolinaSouth Carolina

Florida.Alabama - -

LouisianaTexasArkansasICe ntu clc yTennessee

Division No. 4 . .

Ohio

IllinoisM^ichi <»'an"Wisconsin

Division No. 5. .

IowaMinnesota . . .

KansosNe-brask a

Division No. 6..

ColoradoNevadaCalifornia

Arizona

Division No. 7..

Indian TerritorvOklahomaNorth DakotaSouth DakotaId ahoMontanaNew MexicoUtahWashington .

Division No. 8..

United States

Increase1 in capital, bonds, and circulationof banks existing October 81,1892, andnumber of banks concerned in suchincrease.

No.

171410

1001923

183

10G1605

217

49365

27

4

41

5

121

31

648

167

117

101

63

20

-

1

2

13

4

601

Capital.

$250, 000

250, 000

500, 000

411,000

911,000

100, 000

100,000

125, 000

100,00025, 000

100,000

BOO,000

650,000

365, 000

80, 00050.000

290, 000

785.000

240,00050,000

50, 000

340, 000

200 000

200, 000

50,00025, 000

75, 000

3,311,000

Bonds.

$403,000869. 500436. 500

8, 882,150• 1,479,000

1, 599, 500

18,110, G50

14, 656, 750955,000

6, 718, 700

22, 330, 450

179,0001,044.000

295 400169. 500133, 750

1,751,650

86, 0006. 000

137. 50025, 00019, 500

112, 550

208, 00020, 000

074,550

3, 672, 100718,500464, 000

1, 957, 50078, 500

6, 890, 600

195, 50012, 500

117,50050,000

375, 500

6, 000

6, 000

12,50050, 000

62,500

45, 210, 900

Circulation.

$362,700782. 550392, 850

7, 498. 9851,331,] 001, 439, 550

11, 807, 685

13.191,075859, 500

6, 046, 850

20, 097, 405

161,100939, 600202. 860152, 550120,375

1, 576, 485

77, 4005,400

123 75022, 50017, 550

101,295

241. 20018, 000

607,095

3, 304, 890646, 650417,600

1, 761, 75070, 650

6, 201, 540

175,95011, 250

105, 75045, 000

337, 950

5,400

5,400

11, 25045, 000

56,250

40, 689, 810

Total increase in capital, bonds, andcirculation and number of b a n k sconcerned in such increase.

No.

191411

1021923

188

11717

120

254

411366

30

1433

15

132

47

7115291712

144

207176

41

2

3

1

6

22411

10

720

Capital,

$160, 000

50, 000550, 000

760, 000

2, 550, 00050, 000

2, 786, 000

5, 386, 000

150, 000

100, 00050, 000

300,000

50, 000125,000

250, 00075, 000

710,000

350, 00060,000

1, 620, 000

860, 000500,000580,000150,000

2, 040, 000

4,130, 000

740, 000380. 000100', 000

50, 000200, 000

1, 470, 000

50,000

350 000

100,000

500, 000

100, 000100,000

75, 00050, 00050, 000

375,000

14,541,000

Bonds.

$443, 000869, 500449,000

8, 457, 1501, 479, 0001, 599,500

13,297,150

15. 526, 750967, 500

7, 652, 450

24,146, 700

179,0001,106. 500

225J 400169, 500146,250

1, 826, 650

98, 5006.000

137 50062l 50044, 000

265, 050

318, 00035,000

9G6, 550

3, 826,100856, 000594, 000

1, 982, 500328, 500

7, 587,100

320, 50095, 00025,000

130,00087, 500

658, 000

31, 000

37 500

25, 000

93, 500

25,00025, 00062. 50012 50012,500

137, 500

48, 713,150

Circula-t ion.

$398, 700782, 550404,100

7, 611, 4351, 331,1001,439,550

11, 967, 435

13, 974, 075870, 750

6, 887, 205

21,732,030

161,100995,850202, 860152,550181, 625

1, 643, 985

88,6505,400

123 75056, 25039, 600

238, 545

286, 20031,500

869, 895

3, 443, 490770,400534, 600

1, 784, 250295,650

6, 828, 390

288, 45085, 50022, 500

117, 00078,750

592, 200

27, 900

33 750

22,500

84,150

22.50022.5G056. 25011,25011, 250

123,750

43,841, 835

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 89: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 87

CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS—Continued.

States and Terri-tories.

MaineKew Hampshire...VermontMassachusettsRhod© IslandC on necticnt

Division No. 1..

New Tork

I?6nnsvlvajiiici

Division No. 2..

Delaware

West Virginia

Division No 3

GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennessee

Division No. 4..

OhioIndianaIllinoisMichigan

Division No. 5..

Jowa>MinnesotaMissouriKansasNebraska

Division No. 6..

Colorado

California

Arizona .

Division No. 1..

Indian TerritoryOklahomaNorth DakotaSouth Dakota

MontanaJ^ew Mexico(JtahWashingtonWyoming

Division No. 8..

United States

Decrease in capital, bonds, an

Failed and liquidating I

No.

1321

Capital.

$50,000300, 000100, 000150,000

7 | 600,000

2

2

53111

11135

31

4365

18

31385

20

2

22

6

32

111

91

27

111

500, 000

500,000

775, 000300, 000150, 00060,000

500, 0002, 575, 000

150,000650, 000900, 000

6, 060, 000

310, 000550, 000

2, 300, 000400, 000

3, 560, 000

350, 00075, 000

500, 000560, 000700, 000

2,185, 000

300,000

300, 000150, 000

750, 000

400, 000100,000

1, 340, 000175, 000

900, 00050, 000

2, 965, 000

16, 620,000

Bonds.

$12, 500112,500

25, 000150,000

300, 000

100, 000

100, 000

168, 75075, 00050, 00015, 00050, 000

356, 30050, 000

287,500162, 500

1,215, 050

77,750112,500175, 000112, 500

4,777, 750

87, 50019, 000

112,500140,250150, 000

515,250

62, 500

75, 00037, 500

175,000

87, 50025, 000

247,74050, 000

237, 50012, 500

660, 250

3,443, 300

d circulation, wi th number of banks concerned insuch decrease.

anks .

Circulation.

$11,250101,250

22, 500135, 000

270,000

90, 000

90, 000

151, 87567, 50045, 00013,50045, 000

320, 67045, 000

258, 750146, 250

1,093,545

69, 975101,250157, 500101, 250

429, 975

78, 75017,100

101, 250131, 625135, 000

463, 725

56, 250

67,50033,750

157, 500

78, 75022,500

222 97545, 000

213, 75011, 250

594,225

3,098, 970

By banks existing October 31, 1892.

No.

221

5

713

11

1

i

1

6131

12

3

21

6

2

i519

1

1

2

46

Capital.

$100, 000200, 000

300, 000

100, OUO10, 000

350,000

260, 000

50, 000

1,110, 000

746, 500

1, 906, 500

Bonds.

$6, 000

50, 000

56, 000

1,305,000

50, 000

1,355, 000

100, 000

100, 000

62,50010, 000

20,000

Circula-tion.

$5, 400

45, 000

50, 400

1,174, 500

45, 000

1, 219,500

90,000

90, 000

56,2509,000

18,000

92,500 | 83,250

. . . ( - . . . . - .

150.00065, 000

215, 000

150, 000

25, 000255,000

10, 000

440, 000

75, 000

50, 000

125, 000

3,246, 500

197, 500

197,500

12, 500

25, 0002,500

40, 000

12, 500

12,500

1,853, 500

177,750

177, 750

11, 250

22, 5002,250

36,000

11,250

11, £50

1,668,150

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 90: Annual Report of the Comptroller of the Currency, Volume 1 1893

88 REPOKT OF THE COMPTROLLER OF THE CURRENCY.

GHANC.ES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DrVISIONS-CO n tinned,

States and Territories.

Maine - - - - -

rVT&s acYni set tsjR>llOCl6 I s ] t i l l (1Connecticut

Division No. 1

New JerseyPennsylvania

Division No. 2

District of Columbia . . . - ~.

West Virginia

Division No. 3

North Carolina . . . . . . . .South Carolina . . . . . . . . . .

[FloridaAlabama - -!Mi «mi ssiTVDiLouisianajCeTas • . . . . . . . . .Arkansas - - -K"entnckvTennessee

Division No. 4

OhioIndian a . . . . . . . . . . . . . .Illinois!M ichijranWisconsin

Division No. 5

^Minnesota . . . . . . . . .Missouri^KansasKebraska

Division No. 6

Colorado

Cali fo rn i a

Arizona

Division No. 7

Indian TerritorvOklahoma ••- •North DakotaSouth Dakota

^Montana . .

UtahWitshin 2"ton"Wyoming

- - Division No. 8

TJlxitftfl States

Inci ease and decrease during

Total increat

Capital.

$160,000

50, 000550, 000

760, 000

2,550,00050, 000

2, 786, 000

5,386,000

150,000

100,0O050,000

300,000

50, 000125, 000

250,00075,000

710,000

350. 00060,000

1, 620, 000

860, 000500, 000580,000150, 000

2, 040, 000

4,130, 000

740, 000380, 000100, 00050,000

200, 000

1, 470, 000

50.000

350, 000

100,000

500, 000

100, 000100, 000

75. 00050 00050 000

375. 000

14, 541, 000

Bonds.

$443, 000869,500449,000

8, 457,150]. 479., 0001, 599. 500

13, 297,150

15, 526, 750967, 500

7, 652, 450

24,146, 700

179 0001,106. 500

225. 400169. 500146, 250

1, 826, 650

98 5006, 000

137.50062, 50044, 000

2G5, 050

318. 00035,000

966, 550

3, 826,100856, 000594, 000

1, 982. 500328,500

7, 587,100

320, 50095, 00025, 000

130,00087, 500

658, 000

31, 000

37,500

25, 000

93, 500

25,00025,00062,5001° 50012 500

137, 500

48, 713,150

, 6 .

Circulation.

$398,700782,550404,100

7,611,4351,331,1001, 439, 550

11,967,435

13, 974, 075870, 750

6, 887, 205

21,732, 030

161 100995,850202,860152, 550131,625

1,643,985

88 6505,400

123, 75056, 25039, 600

238, 545

286, 20031, 500

869, 895

3,443,490770, 400534, 600

1,784,250295,650

6, 828, 390

288,45985,50022, 500

117,00078, 750

592,200

27, 900

33,750

22, 500

84,150

22, 50022. 50056, 25011 25011,250

123, 750

43, 841, 835

year ended October 31, 1892.

Total decrease.

Capital.

$50, 000300,000200, 000350, 000

900, 000

600, 00010. 000

150,000

760, 000

775, 000300, 000150,000110, 000500, 000

3, 685, 000150, 000

1, 396, 500900, 000

7, 966, 500

310,000550, 000

2, 300, 000550, 000

65, 000

3, 775, 000

500, 00075,000

525,000815J000710, 000

2,625,000

300, 000

300, 000150, 000

750, 000

400, 000175, 000

1.340 000175,000

950, 00050, 000

3, 090, 000

19, 8G6, 500

Bonds.

$12. 500112,' 500

31, 000150, 00050, 000

356, 000

1 405 000

50, 000

1,455, 000

100,000

100,000

168, 75075, 00050, 00015, 00050,000

418,80060,000

287,500182, 500

1, 307,550

77, 750310, 000175, 000112,500

675, 250

100,00019 000

112, 500171,250152, 500

555, 250

62, 500

75, 00037, 500

175, 000

87,50025, 000

247 75050, 000

250, 00012,500

672, 750

5, 296, 800

Circulation.

$11, 250101,25027, 900

135.00075, 000

320, 400

1 264 500

45, 000

1,309, 500

90, 000

90,000

151,87567,50045,00013, 50045, 000

376,92054,000

258, 750164, 250

1,176, 795

69, 975279,000157,500101, 250

607, 725

90, 00017,100

101, 250154,125137,250

4, 997, 725

56, 250

67, 50033,750

157, 500

78, 75022, 500

222,97545,000

225.00011,250

605, 475

4,767,120

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 91: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE 89

CJTAXCJKS IX CAPITAL, BONDS, AND CIRCULATION, BY (JTCOGUAI'IUIJAL DIVISIONS—Continued.

States and Ten

MTaineNew HampshireVermontM^assach usettsIthode IslandConnecticut

Division No

New YorkNew -JerseyPennsylvania

Division No

DelawareMarylandDistrict of Columl"VirginiaWest Virginia

Division Ko

North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana . . . . .TexasArkansasKentuckyTennessee

Division No.

OhioIndianaIllinoisMichiganWisconsin

Division No.

IowaMinnesotaMissouriKansasNebraska

Division No.

ColoradoNevadaCaliforniaOregonArizona

Division No.

Indian TerritoryOklahomaNorth DakotaSouth DakotaIdaho . . .MontanaNew MexicoUtahWashingtonWyoming

Division No.

United States*

ilories.

1

2

>ia

3

4

5

6

7

8

Net

Capital.

$110, 000

200,000

310,000

1, 950, 00040, 000

2, 636, 000

4,626,000

150, 000

100,00050, 000

300, 000

50, 000125, 000

increase ant decrease -capital, bond

Net in crease.

Bonds.

$430, 500757, 000418 000

8, 307,1501,429,0001, 599, 500

12, 941,150

14,121, 750967,500

7, 602,450

22, 691, 700

179,0001, 006, 500

225,400169,500146, 250

1,726,650

98, 5006,000

. . ; i

175, 000

•550, 000

1,975,000

2, 525, 000

240,000305,000

545, 000

50, 000

100, 000

150, 000

100 000

50 000

150, 000

8, 781, 000

30 500

135, 000

3, 748, 350546, 000419, 000

1, 870, 000328,500

6, 911, 850

220, 50076 000

296, 500

25, 000

25,000

25 000

37, 50012 500

75,000

44, 802, 850

| Circulation.

$387,450681,300376 900

7, 476. 4351,280,1001, 439, 550

11,647,035

12, 709, 575870.750

6, 842, 205

20, 422, 530

3 61 100905, 850202, 860152, 550131,625

1, 553, 985

88, 6505,400

27 450

121,500

3, 373, 515491, 400377,100

1, 683, 000295, 650

6, 220, 665

198,45068, 400

266, 850

22, 500

22,500

22 500

33, 75011 250

67, 500

40, 322, 565

Capital.

$300,000150 000

450, 000

}, and circulation.

Net decrease.

Bonds.

775, 00050, 00075, 000

110, 000500. 000

2, 975, 000150,000

1 0-16 500840,000

6, 521, 500

50, 0001, 720, 000

400, 000

2,170, 000

425, 000765 000510, 000

1, 700, 000

250, 000

150, 000

400, 000

300, 000100,000

1,290,000175, 000

950, 00050,0C0

2, 865, 000

14,106,500

-

$31,25012, 5006,000

15,00050,000

153,75060, 000

147, 500

476,000

Circ

i

87, 50041 25065, 000

193, 750

31,500

37, 50037, 500

106, 500

62, 500

235 25050, 000

250, 00012,500

610,250

1,386, 500 1,

ulation.

- -

$28,12511, 2505,400

13,50045, 000

138, 37554, 000

132, 750

428, 400

78, 75037 12558, 500

174,375

28, 350

33,75033,750

95, 850

56, 250

211 72545,000

225,00011,250

549, 225

247,850

* In explanation of apparent ditferences in figures representing capital, bonds, and circulation, thedecrease under each of these heads includes a number of failed and liquidating banks which have notyet withdrawn their bonds and provided for their outstanding circulation.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 92: Annual Report of the Comptroller of the Currency, Volume 1 1893

90 RETORT OF THE COMPTROLLER OF THE CURRENCY.

DECREASE OR INCREASE OF NATIONAL BANK CIRCULATION DURING EACH OF THEYEARS ENDED OCTOBER 31,1880 TO 1893, INCLUSIVE, AND THE AMOUNT OF LAWFULMONEY ON DEPOSIT AT THE END OF EACH YEAR.

National-bank notes outstanding October 31, 1886, includ-ing notes of national gold banks $301, 529, 889

Less lawful money on deposit at same date, including de-posits of national gold banks 81,819, 233

$219, 710, 656

Net decrease of circulation 56, 593, 533Net outstanding as above, October 31, 1886 ~~219, 710, 656National-bank notes outstanding October 31,1887, includ-

ing notes of national gold banks 272, 041, 203Less lawful money on deposit at same date, including de-

posits of national gold banks : 102, 826,136169,215,067

Net decrease of circulation 50, 495, 589Net outstanding as above, October 31, 1887.. - ~~169, 215, 067National-bank notes outstanding October 31, 1888, includ-

ing notes of national gold banks 239, 385, 237Less lawful money on deposit at same date, including

deposits of national gold banks 87, 018, 909152,366,328

Net decrease of circulation . . . 16,848,739Net outstanding as above, October 31, 1888 "T52/366, 32§National-bank notes outstanding October 31,1889, includ-

ing notes of national gold banks 202, 023, 415Less lawful money on deposit at same date, including

deposits of national gold banks 71, 816,130130,207,285

Net decrease of circulation 22,159, 043Net outstanding as above, October 31, 1889 "130^077285National-bank notes outstanding October 31,1890, includ-

ing notes of national gold banks f 79, 755, 643Less lawful money on deposit at same date, including

deposits of national gold banks 54, 796, 907124,958,736

Net decrease of circulation 5, 248, 549Net outstanding as above, October 31, 1890 1247958/736National-bank notes outstanding October 31, 1891, includ-

ing notes of national gold banks 172,184, 558Less lawful money on deposit at same date, including

deposits of national gold banks 35, 430, 721136,753,837

Net increase of circulation 11, 795,101Net outstanding as above October 31, 1891 "136/^53,837National-bank notes oustanding October 31, 1892, includ-

ing notes of national gold banks 172, 432,146Less lawful money on deposit at same date, including

deposits of national gold banks 25,191,083147,241,063

Net increase of circulation 10,487, 226Net outstanding as above October 31, 1892 "147, 241, 063National-bank notes outstanding October 31, 1893, includ-

ing notes of national gold banks 209? 311, 993Less lawful money on deposit at same date, including

deposits of national gold banks 21,295, 765188,016,228

Net increase of circulation ., *.**»**.* 40,775,165The gross increase of circulation, including the notes of gold banks and those of

ailed and liquidated associations, was $36,886,972*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 93: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF 1HIIP fCTlRHENCY. 91

STATEMENT SHOWING BY STATES THE AMOUNT OF NATlONAX-BA.Hk CIRCULATIONISSUED, THE AMOUNT OF LAWFUL MONEY DEPOSITED IN THE "UNITED STATESTKFASUKY TO RETIRE NATIONAL-BANK CIRCULATION FKOM JUNE 20, 1874, TOOCTOBER 31, 1893, AND AMOUNT REMAINING ON DEPOSIT AT LATTER DATE.

States and Terri-tories.

Additionalcirculation

issued sinceJune 20,1874.

MaineNew Hampshire.VermontMassachusetts-.-Khode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Colum- j

biaVirginiaWest Virginia...North Carolina ..South Carolina-...GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeMissouriOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaKansas |NebraskaNevadaOregonColoradoIdahoMontanaWyoming"North Dakota . . .South DakotaWashingtonCaliforniaUtahNew MexicoArizonaOklahomaIndian Territory.Lawful m o n e y

deposited priorto June 20,1874,and remainingat that date

$3, 880, 0593, 180, 7354, 512, 515

50. 952, 9158, 959, 955

10, 943, 80063, 015, 230

7, 255,17039, 272,910

1, 082, 2105,122,195

1, 020, 0002, 392, 470

998, 6091, 735. 880

410," 5801, 488, 840

470,2501, 249, 020

356, 6002, 908, 5606, 038, 510

646, 4508,451,2392, 376, 9204, 730,010

24, 763, 6369,183, 9909,172, 2957, 347,4203,774,3505, 639, 0692, 819, 0453,950,1653, 747, 920

76, 950781, 750

2, 323, 505225, 405

1,157, 470266. 345898,200859, 715

2, 088, 4453,041,370

756,050382, 500143, 540

90, 00081,000

Lawful money deposited to retire national-bank circula-1 tion since, June 20,1874.

For re-demption

of notes ofliquidating

banks.

$900,638.

1,107J2,146,

317,1, 070,9, 666,1, 431,5,011,

037. 00045. 00657. 00100. 00017. 00361. 00225. 00988. 00351.00

184, 800.00

455, 664. 001, 208, 869. 00

950, 310. 00389, 660. 0081, 050. 00

430, 925. 0085, 590. 00360, 398. 00

Total *317, 021, 767

711,434,130,

1, 027,1,162,1, 596,8,242,5, 523,4,021,3, 391,1, 359,2, 014,1,103,1, 663,

423,

413.00867. 00625. 00506.00401. 00705. 00179.00215. 00058. 0006. 00

293.00207. 50304. 50935.00437.50

43,670. 00369, 975. 0011, 250. 00

236, 710. 0024, 750. 00107, 640. 00155, 870. 00151, 700. 00279, 890. 00161,191. 0059, 750. 0050, 590. 0021,800.00

To ret i recirculationunder act

of J u n e 20,1874.

$4, 465,2. 391,5, 015,

53, 952,8, 858,

13, 777,58, 697,

9, 022,36,145,

997,6,348,

899,2, 377,

922,2,153,1, 896,1,678,

7,1,076,

38,3, 688,1,157,

412,8, 680,2,190,6, 204,

19,948,12, 036,11,907,5, 585,2, 702,4, 838,2, 614,1, 016,1,153,

13,180.712;

90,334,

20,195,100,385,

1, 340,527,285,

2,

235.00060. 00003. 00314.00456. 00507. 00361. 50992. 00273.50000. 00665.00

740.00275.00740. 00210. 00675. 00855. 00790. 00320. 00450.00180. 00358. 00120. 00066.00756. 00341.00956. 00725.50966. 00005.00388. 00043. 50826. 50065. 00915.00500. 00860. 00720. 00268.00610. 00250. 00570.00330. 00850. 00500. 00547. 00200. 00500. 00

$2, 568,1,466,1, 957,

24, 669,5, 977,6,422,

15, 563,3, 095,

15, 837,458,

3, 665,

61, 916, 685.50 i299, 048, 338. 50

To retirecirculation

under act ofJuly 12,1882.

018. 00008.00682.00896. 50042.00927. 00431.50420. 00882.00645.00625. 00

76,310.00723, 430.00551,015. 0076, 920.00

129,830. 00547,910. 00

143,972.00

830, 970. 0090,805.0063,205.00

1,302,992.00445,818.00611,649.00

5, 014,379. 001,233, 092. 001, 619, 663.00

401, 384. 00638, 828. 00646,965. 00430, 914.00

71, 301. 00221, 980. 00

'"" 8*2,"450."66263, 810. 00

14, 762. 0029, 470.00

42, 903. 00

97,989,304. 00

Totaldeposits.

$7, 933,4, 495,8, 080,

80,768,15.152,21; 270,83, 927,13, 550,56, 994,1,455,10,199,

1,431.4, 309.2, 424.2,619.2,107,2,657,

93,1,580,

38,5, 230,1, 683,

605,12,010,3,798,8,412,

33, 205,1$, 793,17, 548,9, 378,4, 700,7,499,4,149,2,751,1, 799.

13!306,

1, 346,

600^45,303,

537;1, 620.

731.344;53,21.

290. 00113.00342. 00310. 50575. 00795.0003 8. 00400. 00507. 00645. 00090.00

, 714. 00, 574. 00,065. 00, 790. 00,555. 00, 690. 00, 380.00, 690. 00, 450. 00,563.00, 030. 00, 950. 00, 564. GO.975.00695. 00514. 00032. 50687. 00095. 00509.00216. 00045. 00, 301. 00, 332. 00. 500.00, 980. 00, 505. 00.280.00790. 00000. 00, 210. 00, 200. 00, 550. 00, 390. 00, 641. 00,950.00, 090. 00, 800. 00

3, 813, 675. 00

462,768, 008.00

Lawfulmoney ondeposit

with theUnitedStates

Treasurerat date.

$469, 872341, 214348, 011

3,461,942736, 945977, 449

4, 046, 284578,598

2, 597. 492105,135548,036

20, 578175, 89292,17751, 61853,648

144, 24236,515157, 214

137222, 971173,90355,620

596, 614334, 781360, 288

1, 320,749713, 526587, 583390,851160, 728272, 376126, 344324, 477125, 923

96447.08481, 6274, 655

53, 6027,6534, 613

42, 04560, 278115,17030, 92823, 526

97015. 090

121,197, 938

* This includes circulation issued under act of July 12,1882.t Exclusive of $97,827 en deposit to retire circulation of nati<tion of national gold banks.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 94: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OP THE COMPTROLLER OF THE CURRENCY.

I N I S H O W I N G T H K A ' I I O I M o ] X M I O W I - H W K V ) i i s O U T S T A N D I N G , T H E

A M O I T M O I I ^ W I U L M O N ^ O N D I I M > S I I V > I I I I I I J I : l u i \ ^ n i K i i O F T H E U N I T E D

S'J v n s r o K i D I i \i N A T I O N w - ! > \ - s h \ < > U ^ \ N I > m i K I N D S A N D A M O U N T S O F

U \ I 1 I I> fM M l K J>OND^> O N 1)1 r'( M I 1O X-J * i i . I { 11JCI 1 M I O N A N D P U B L I C D E -

P O S I I S O N ( K l O l i l IS 3 1 , I M K I , \ W ' I I H I E I I I \ N O I s D l I t l N O H J 1 . P R E C E D I N G Y E A R

AND THE PRECEDING MONTH.

National-bank notes.

Total circulation.

Total amount outstanding at the dates namedAdditional circulation issued during the intervals:

To new banksTo banks increasing circulation

October31, 1892.

$172, 327,194

2, 268, 25042,097,130

AggregateSurrendered and destroyed during the intervals .

216.692,5747, 478, 408

Total amount outstanding Oct. 31, 1893* I 209, 214,166

Increase in total circulation since Oct. 31, 1892 36, 886,972Increase in total circulation since Sept. 30, 1893

Circulation based on United States bonds.

Amount outstanding at the dates namedAdditional issued during the intervals as abofe .

Aggregate.

Retired during the intervals:By insolvent banksBy liquidating banksBy reducing banks

Total retired during the intervals .

Outstanding against bonds Oct. 31, 1893 .

Increase in circulation since Oct. 31, 1892 ..Increase in circulation since Sept. 30, 1893 .

147, 241, 06344, 365, 380

191, 606, 443

637,1601, 003, 7921, 959, 263

3, 590,215

188, 016, 228

40, 775,165

September30, 1893.

$208, 592,172

47,2601,150, 725

209,790,157575,-991

209, 214,166

621, 994

187,864, 9841,197,985

189,062, S

267, 60011, 2507,891

1,046,741

188, 016, 228

151, 244

Circulation secured by lawful money. October 31,1892.

October 31,1893.

Amount of outstanding circulation represented by lawful money on de-posit with the Treasurer United States to redeem notes:

Of insolvent national banksOf liquidating national banksOf national banks reducing circulation under section 4 of the act of

June 20,1874Of national banks retiring circulation under section 6 of the act of

Ju ly 12, 1882

$1,108,5595, 056, 407

3, 287, 919

15,633,246

$1,335,614

4, 732, 400

1, 886,834

13, 243, 090Total lawful money on deposit. 25, 086,131 21,197, 938

Lawful money deposited in October, 1893National-bank notes redeemed in October, 1893

Decrease in aggregate deposit since Oct. 31,1892Increase in aggregate deposit since Sept. 30, 1893

3,888,193

1,064,820594, 070

470, 750

United States registered bonds on deposit.To securecirculating

notes.

To securepublic de-

posits .

Pacific Railroad bonds, 6 per cents $16, 576, 000"Funded loan of 1891, 4 | per cents continued at 2 per cent j 22,320, 850Funded loan of 1907, 4 per cents I 170, 519, 500

$1,170,0001, 538, 000

12, 203,000

Total on deposit October 31, 1893 209,416,350 14,911,000

* Circulation of national gold banks, not included in the above, $97,827.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 95: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 93

STATEMENT SHOWING PROFITS UPON CIRCULATING NOTES BASED UPON A DEPOSITOF $100,000 BONDS, OCTOBER 31, 1893.

October 81, 1898—2 per cents.

$100,000 twos at 96, interest $2, 000.00Circulation, 90 per cent on par value $90, 000. 00Loanable circulation at 6 per cent '_ 5, 400.00

Gross receipts . 7, 400.00Deduct—

1 per cent tax on circulation 900. 00Annual cost of redemption 45. 00Express charges 3. 00Cost of plates for circulation 7. 50Agents'fees 7.00

962.50

Net receipts 6, 437.50$96,000 loaned at 6 per cent 5, 760. 00

Profit on circulation , 677.50Total profit on $22,020,550 bonds, $149,189.23.Percentage on maximum circulation obtainable, 0.677-J- per cent.

October 31, 1898—4 per cents.

$100,000 fours at 111.1712 premium, interest $4, 000. 00Circulation, 90 per cent on par value $00, 000.00Loanable circulation at 6 per cent 5, 400.00

Gross receipts 9,400.00Deduct—

1 per cent tax on circulation 900. 00Annual cost of redemption 45. 00Express charges 3. 00Cost of plates for circulation 7. 50Agents' fees 7. 00Sinking fund reinvested quarterly to liquidate premium 533. 25

1,495.75

Net receipts 7,904.25$111,171.20 loaned at 6 per cent 6, 670. 27

Profit on circulation 1,233.98

Total profit on $142,141,700 bonds, $1,754,000.16.Percentage on maximum circulation obtainable, 1.234 per cent.

October 81, 1893—6 per cents.

100,000 sixes at 105.5945 premium, interest $6, 000. 00Circulation, 90 per cent on par value $90,000.00Loanable circulation at 6 per cent 5, 400. 00

Gross receipts 11, 400.00Deduct—

1 per cent tax on circulation $900. 00Annual cost of redemption 45.00Express charges 3.00Cost of plates for circulation 7.50Agents' fees 7. 00Sinking fund reinvested seiniannually to liquidate premium. 1, 307. 78

2,270.28

Net receipts 9,129. 72$105,594.50 loaned at 6 per cent 6, 335. 67

Profit on circulation 2, 794.05Total profit on $12,426,000 bonds, $347,188.65.Percentage on maximum circulation obtainable, 2.794 per cent.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 96: Annual Report of the Comptroller of the Currency, Volume 1 1893

94 REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING QUARTERLY INCREASE OR DECREASE OF NATIONAL-BANKCIRCULATION, FROM JANUARY 14, 1875, TO OCTOBER 31, 1893.

National bank.

Issued.

From Jan, 14 to Jan. 31,1875For quarter ended—

Apr. 30,1875July 31,1875Oct. 31,1875Jan. 31,1876Apr. 30,1876July 31,1876Oct. 31,1876Jan. 31,1877Apr. 30,1877July 31,1877Oct. 31,1877Jan. 31,1878Apr. 30,1878July 31,1878Oct. 31,1878Jan. 31,1879Apr. 30,1879July 31,1879. 'Oct. 31,1879.Jan. 31,1880.Apr. 30,1880.July 31,1880Oct" 31,1880Jan. 31,1881Apr. 30,1881July 31,1881Oct. 31,1881Jan. 31,1882 -Apr. 30,1882July 31,1882Oct. 31,1882Jan. 31,1883Apr. 30,1883July 31,1883Oct. 31,1883Jan. 31,1884 ".Apr. 30, 1884•July 31,1884Oct. 31,1884Jan. 31,1885A pr. 30,1885July 31,1885Oct. 31,1885Jan. 31,1886Apr. 30,1886July 31,1886Oct". 31,1886Jan. 31,1887Apr. 30,1887July 31,1887Oct. 31,1887Jan. 31,1888Apr. 30,1888July 31,1888Oct. 31.1888Jan. 31,1889...Apr. 30,1889July 31,1889Oct. 31,1889Jan. 31,1890Apr. 30,1890July 31,1890Oct. 31,1890Jan. 31,1891Apr. 30,1891July 31,1891Oct. 31,1891.... -Jan. 31,1892Apr. 30,1892July 31,1892Oct. 31,1892Jan. 31,1893Apr. 30,1893July 31,1893Oct. 31,1893

TotalSurrendered to this office and retired from

Jan. 14,1875, to Oct. 31,1893Grand total

$537, 580

4,409, 2204,124,1651,915,7102,504,600

877,5801,107,1102, 604, 3903,188, 6304, 363, 0103, 000, 2305, 754,1606, 725, 5853, 036, 7604, 252, 9802, 276, 3603, 097, 0607, 039, 3003, 674, 8309,122, 3007, 289, 8053,163, 8201,748. 6601,199! 930

2, 234, 78012, 690, 8909, 569, 4106, 484, 5505, 625, 2002,991,4004, 054, 7409, 792, 9104, 588, 8503, 638, 6503,527,1002,755, 6002, 748,2702, 052, 2942, 778, 9602, 792,1701, 265, 5202,125, 2602,160, 1105,591,7607,751,7944, 700, 3841, 469, 3251, 566, 7001, 243, 5502,961,7752, 936, 6704, 021, 3506,144, 6297, 755, 4166,188, 5311, 049. 765930, 445

1,179,1651,376, 2001,783,9201,428, 8953,469, 3452,481, 9901,817, 5251, 765, 540

1, 397, 1354,065, 7758, 230, 0005, 241, 4453, 217, 9452, 992, 8052, 271, 6694, 384,6254, 735, 6608. 523, 700

26, 721, 395

"312,287,267

?12,2S7,267

lie tired.

$255, 600

3, 336, 8045, 423, 9305, 553, 9713, 852, 7315, 425, 5399, 663, 9848, 564, 7274, 759,0155, 005,5964, 984. 3993, 516, 3212, 701,8851, 906, 7203, 453, 0802, 924, 430

747, 3271, 822, 9882, 715, 5241, 754, 558674,129

1, 555, 7662, 427, 3981, 535, 7601, 361,5344, 426, 5964, 734, 5783.182, 5513, 354,1534, 414, 8655, 741, 4565, 611, 4974, 927, 0206, 510, 2456. 868, 2456, 369. 2735,172,7148, 430, 8047, 883. 9976,833,8747, 812. 0558,135.1125, 731, 6736, 758.1545, 581, 2618, 397,1638, 425, 4866, 468. 2279. 580, 973

11. 014, 05711.307. 7188, 421, 529

12,190, 15915, 005, 57915,115.18511, 277, 76811,031,40811,789,16111, 791, 6397,894,4538, 865,0018, 496, 3057, 545,1166,444.1755. 896| 5946, 578. 5795, 973, 5214, 462, 8504, 220, 5073, 934, 4292, 824, 7442,439,2862,426,4182, 267, 3461, 612, 2971.183, 029

Increase.

439, 314, 632

16, 489/240

"455, 8037872"

$281,980

1,072,416

Decrease.

2, 237, 8394, 023, 7001,130. 039797,900

2, 349, 7335,216,312959. 306

7, 367, 7426,615,6761, 608, 054

873, 2468, 264, 2944. 834, 8323, 301, 9992, 271, 047

3,767.1501, 020, 938

168, 061

1, 958. 2072, 468, 3146,911.403

25, 538, 366

~l6i,~392,506"

101, 392, 500

$1, 299, 7613, 638, 2611, 348,1314, 547, 9598, 556, 8745, 960, 3331, 570, 386

642,5861, 984,169

648, 070

678,738335,830

4,181,413

2,170. 533

1, 423, 4651, 686, 710

338,1702, 871, 5953,341,1453, 613, 6732, 424, 4446,378,5105,105, 0374, 041, 7046, 576, 5356, 009, 8523,57.1.5631,166, 394

3, 696, 7796, 956,1614, 901, 5278, 337. 4238, 052, 2828,371,0484, 400,1796, 045, 5307, 250! 1638, 926, 654

10, 228, 00310, 101, 05310, 609. 99010,415,4386,110, 5337, 436, 1065. 026, 9605,063.1264, 626, 651)4,131, 0545,181.4441,907,746

716, 484

167,617

22o, 419,865

_16,489, 240

"2447909,105

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 97: Annual Report of the Comptroller of the Currency, Volume 1 1893

STATEMENT SHOWING NATIONAL-BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ON OCTOBER 31, IN

EACH YEAR FROM 1864 TO 1893, INCLUSIVE.

Tear.

1864.

1865...

1886...

1867...

1869...

1870.

1871..

1872...

1873..

1874...

IssuedRedeemed —Outstanding

IssuedRedeemedOutstanding

IssuedRedeemed..Outstanding

IssuedRedeemedOutstanding

IssuedRedeemedOutstanding

IssuedRedeemed...Outstanding

IssuedRedeemed . . .Outstanding

IssuedRedeemed . . .Outstanding

Issued . . .Redeemed . . .Outstanding

IssuedRedeemed . . .Outstanding

IssuedRedeemed . . .Outstanding

Ones.

$2, 020,167

"2,020,167

7,699,1827,680

7, 691,502

8, 396,17958, 606

8, 337, 573

8, 947, 798272,997

8, 674, 801

9, 663, 584973, 427

8, 690,157

10,843,6932, 752, 6888,091, 005

12, 673, 8675, 471, 7997, 202, 068

14, 297, 3607, 919, 3886, 377, 972

15, 526,1899, 891, 6065, 634, 583

16, 550, 25911,143, 6065,406, 653

Two

$1,346,778

1,346, 778

5,156, 01211, 700

5,144, 312

5, 622, 72242, 356

5, 580, 366

5, 990,468156,016

£,834,452

6, 468, 392497,538

5, 970,854

7,256, 5581,437, 3185, 819,240

8, 482,4343,114, 8905, 367,544

9,565, 2564, 816, 7784, 748, 478

10, 390, 2226. 241,4464,148, 776

11,078,2367,110,036

Fives.

$26, 924,100

26, 924,100

84, 796, 000104,820

84, 691,180

111, 115, 620153,175

110, 962,445

113,535, 300753, 855

112, 781, 445

115,738,1402, 515, 095

113, 223,445

118, 674, 7405,146, 030

113,528,710

124,376, 6209, 035, 250

115,341, 370

142,195,82017, 014,975

125,180, 845

159, 666, 74029, 803, 335

129, 863, 405

174, 472, 28045, 709, 815

128,762, 465

196, 215, 68065, 208, 025

131,007, 655

Tens.

$19, 708, 260

io, 708, 260

53,493, 210195,800

53, 297, 410

75, 807, 000225, 390

75, 581, 610

77, 899, 270510, 620

77, 388, 650

79, 227, 6201, 300, 500

77, 927,120

81,107, 8202, 847, 390

78, 260, 430

85,118, 9505, 060, 560

80,058, 390

98, 246, 3009, 689, 570

88,556,730

112,534,52016, 997, 02095, 537, 500

125,603,99025. 730, 70099,873, 290

133, 370.76039,127, 07094, 243, 690

Twenties.

$6, 536, 920

"6,'536,"920'

28, 209, 50026, 580

28,182, 92042, 278, 700

42, 06042, 236, 640

43, 615, 720198,080

43, 417, 640

44, 430, 700759, 760

43, 670, 940

45,490, 0401, 496, 400

43, 993, 640

48, 208, 9802, 701, 960

45, 507, 020

56,132, 0405, 076, 520

51,055,520

64, 513, 7608, 777, 040

55, 736, 720

72,164,38013, 061, 42059,102,960

79, 242,18019, 832,16059, 410, 020

Fifties.

$2,491,300

2, 491, 300

10, 349, 70046, 550

10, 303,15016,473, 700

76, 05016, 397, 650

17,469, 850432, 300

17, 037, 550

17, 775, 450880, 950

16, 894, 500

18, 205, 3501, 502, 05016,703, 300

19,180, 6002, 501, 050

16, 679, 550

21, 806, 8504, 277, 25017, 529, 600

24, 859, 9506, 309, 000

18, 550, 950

27, 987,1008,448, 80019, 538, 300

33, 348, 50011.577,80021,770,700

Onehundreds.

2, 903,400

2, 903,400

15, 033, 6008.9,500

14, 944,100

24, 657, 500172, 700

24,484, 800

26, 243, 600877, 000

25, 366, 600

26, 766, 6001, 598, 000

25,168,600

27,526, 3002, 708,100

24, 818, 200

28, 667, 2004, 587, 500

24,079, 700

32, 365, 5007, 846,100

24, 519,400

30, 779, 70011,098,90025, 680, 800

41, 661, 00014, 405, 70027, 255, 300

49,250, 20019, 657, 20029,593,000

Fivehundreds.

$250,000

•250,000

5,446, 500

" 5*446," 5(K>"

6, 669, 500302,500

(6, 367, 0006, 691, 500671,500

6, 020, 000

6, 744, 500909,000

5, 835, 500

6, 838, 5001, 347, 0005, 491, 500

6, 980., 0002, 096, 0004, 884; 000

7, 326, 5003, 078, 0004, 248, 500

7, 810, 5003, 933, 5003, 877,000

8, 233, 0004. 829, 0003, 404, 000

8, 657, 0005,838,0002, 819, 000

One thou-sands. Total.

$58, 813, 980

Issued duringcurrent year.

.8, 813, 980

$4,404, 0001,000

4, 403, 000

4, 728, 000507. 000

4,221,000

4, 746, 0001,858,0002, 888, 000

4, 769, 0002, 501, 0002, 268, COO

4, 779, 0003, 380, 0001, 399, 000

4, 843,0004, 028,000

815, 000

4, 933, 0004, 315, 000

618,000

58,813,980

205, 099,455464, 250

204, 635, 205

294, 585,2141,498, 255

293,086, 959

4, 728, 000 304, 202,1411,563,000 I 5,107,3173,165,000 299,094,824

310, 367, 27610, 250, 318300,116, 958

318, 743, 72619, 018, 935

299,724,791

335, 411, 60133, 552, 328

301, 859, 275

384, 072, 31159,597,104

324, 475, 207

434, 960, 78693, 969, 961

340, 990, 825

146,285,475

89, 485, 759

9, 616, 927

6,165,135

8, 376, 450

16, 667, 875

48,600,710

50, 888, 475

46, 235, 3755,158, 000 481,196,1614,530,000 132,848,487

628,000 348,347,674

5, 250, 000 I 532,962, 805 51, 7G6, 6444,683,000 184,176,809 !

567, 000 1 348, 785,906 I

O

ao

ohrj

HH

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 98: Annual Report of the Comptroller of the Currency, Volume 1 1893

NOTES ISSUED,' REDEEMEP, AND OUTSTANDING, Bt" DENOMINATIONS AND AMOUNTS,

Tear.

1 8 7 5 . . .

1871

1 8 7 7 . . .

1 8 7 8 . . .

1879.

1880.

1 8 8 1 . . .

1882 . . .

1883 . . .

1884 . . .

1885 . . .

issuedRedeemed . . .Outstanding.

IssuedRedeemedOutstanding.

IssuedRedeemed . . .Outstanding.

IssuedRedeemed —Outstanding.

IssuedRedeemed . . .Outstanding.

IssuedRedeemed ...Outstanding.

IssuedRedeemed . . .Outstanding.

IssuedRedeemed —Outstanding.

IssuedRedeemed . . .Outstanding.

IssuedRedeemedOutstanding.

IssuedRedeemed . . .Outstanding.

Ones.

$18, 048,17614, 092,1263, 956, 050

18, 851, 26415,556, 7083, 294, 556

20, 618, 02416, 815, 5683, 802, 456

22,480,41518,194,1964,286,219

23,169, 67719, 600, 4773, 569, 200

23,169, 67720, 875, 2152, 294,462

23,169,67721, 838, 5651, 331,112

23,169, 67722,353,877

815,800

23,169, 67722, 593, 909

575, 768

23,169, 67722, 671, 936

497,741

23,169, 67722,731,963

437, 714

Twos.

$12, 079, 5049, 233, 2462, 846, 258

12, 614, 89610, 249, 0922, 365, 804

13, 793, 93611,111,0522, 682, 884

15,035,53012, 053, 3842, 982,146

15, 495, 03813, 002, 5402, 492, 498

15,495,03813, 887, 7781,607,260

15, 495, 03814, 572, 868

922,170

15,495,03814, 968, 280

526, 758

15, 495, 03815,141, 806

353, 232

1.5,495, 03815, 206, 570

288, 468

15, 495, 03815, 257, 754

237, 284

Fires.

$235, 275, 920124,633, 860110, 642, 060

258, 917, 640161,910, 28097, 007, 360

284, 084, 240190, 579, 34093,504, 900

305,956,440213, 417,16592, 539, 275

327, 892, 200229, 980, 38097,911,820

345, 659, 880245, 749,12099, 910, 760

368, 062, 520267, 582, 440100, 480, 080

393, 487,120296, 566,16596, 920, 955

417, 236, 040325,712,83591, 523, 205

440, 505, 040355, 196,78585, 309,155

466, 042, 000384, 085, 33081, 956, 670

Tens.

$174,105, 07076,085,32098,019, 750

200, 086, 520103, 692,14096, 394, 380

222, 660, 640124, 347, 790

98, 312, 850

241, 572, 930138, 591, 490102, 981, 440

259, 042, 230149, 305, 990109, 736, 240

272, 031, 680158,211,100113, 820, 580

294, 775,190173, 466, 350121, 308, 840

320,422, 600197, 709, 340122, 713, 260

345, 440, 860227,123,550118, 317, 310

371, 821, 020260, 501, 070111, 319, 950

398, 040, 010293,828, 720104, 211, 290

Twenties. Fifties.

$105, 921,28040,489, 28065, 432, 000

121,729, 84057, 444, 92064, 284, 920

135, 525, 06070,470,56065,054, 500

146,883, 34079, 063, 56067, 819, 780

157, 399, 02085,146, 80072, 252,160

165,327, 96090, 096, 40075, 231, 560

178, 816, 34098,099,84080, 716, 500

195, 035, 680111, 434,14083, 601, 540

211, 576, 920128,492, 760

83, 084,160

228, 841, 820149, 635, 240

79, 206, 580

246, 363,460171, 275, 940

75, 087, 520

$44, 209, 25019, 051, 85025,157,400

49, 281, 75025, 789, 20023,492, 550

53,990, 05031, 733, 95022, 256,100

One

hundreds.

$64, 585, 80029, 942, 80034, 643, 000

71, 092, 00039, 578, 50031, 513, 500

76, 733, 70047,931, 70028, 802, 000

57, 379, 900 81, 292, 30036,411,100 54,185,90020, 968, 800 27, xO6,400

60,589,050 I 85,074,00039,263,150 58,160,40021, 325, 900 26, 913, 600

62, 694, 25041, 274, 95021,419, 300

67, 879, 70044, 594, 50023, 285, 200

72, 687, 20049, 009,10023, 658,100

77,801,45054,535,15023,266, 300

83, 051, 50060, 828, 65022, 222, 850

I

87, 951, 00061, 060,10026,890,900

95, 973, 20066, 020, 20029, 953, 000

103, 513, 80071, 913, 00031, 600,800

111, 474, 20078,912, 50032, 561, 700

119, 977, 00087, 454, 30032, 522, 700C7

87,927,650 | 128,770,60067, 288,100 97,192, 20020, 639, 550 31,578, 400

Fivehundreds.

$9, 223, 0007, 236, 5001, 986, 500

9, 345, 5008,108, 5001, 237, 000

9,906, 0008, 807, 5001,188, 500

10, 090, 0009,447, 500

642, 500

10, 270, 0009, 643, 500

626, 500

10, 366, 5009, 742, 000

624, 500

10, 964, 50010, 247, 500

717, 000

11,378,50010,440, 000

938, 500

11, 566, 50010, 683, 500

883, 000

11, 853, 00010, 990, 500

862, 500

11,947, 00011. 363, 500

583, 500

One thou-sands.

$5, 540, 0005, 047, 000

493, 000

5, 549, 0005, 272, 000

277, 000

5, 678, 0005, 411, 000

267, 000

6, 214, 0005, 900, 000

314, 000

6, 350, 0006, 057, 000

293, 000

6, 373, 0006,124. 000

249, 000

7,154, 0006, 943, 000

211,000

7,197, 0006, 990, 000

207, 000

7, 287, 0007, 092, 000

195, 000

7, 379, 0007,156, 000

223, 000

7, 379, 0007, 238, 000

141,000

Total.;ued during

current year.

$668, 988, 000325,811, 982343,176, 018

747, 468, 410427, 601, 340319, 867, 070

823, 070, 650507, 20S, 460315, 87 i, 190

886,904, S55567,264,20"i319, 640, 500

945,281,215610,100, 297335,120,918 !

989, 068, 985647, 020, 663342, 048, 322

1,062,290,165703, 365, 203358, 924, 902

1,142, 360, 615781,383,902360, 982, 713

1, 221, 047, 685870, 288, 010350, 759, 675

1, 302, 093, 995969, 641, 051332,452, 944

1,385,134,4351, 070, 261, 507

314, 872, 928

$136, 025.195

78,480,410

63, 825, 205

58,376, 360

73

80

78,

81,

221,

076,

6S1,

040,

180

450

070

310

S3, 040,440

ao

HO

O

W

o

d

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 99: Annual Report of the Comptroller of the Currency, Volume 1 1893

1886...

,1887...

Ox 1888...

'1890...

1891...

1892...

1893...

IssuedRedeemed . . .Outstanding.

IssuedRedeemed —Outstanding.

IssuedRedeemed ...Outstanding.

IssuedRedeemed . . .Outstanding .

IssuedRedeemed .. .Outstanding .

IssuedRedeemed .. .Outstanding.

IssuedRedeemed ...Outstanding.

IssuedRedeemed .. .Outstanding.

$23,169, 67722, 757, 987

411,690

23,169,67722,776,403

393, 274

23,169, 67722, 783, 281

386, 396

23,169, 67722, 794, 643

375, 034

23,169, 67722, 800, 061

369, 616 J

23,169,677 j22,802,625

367,052 |

23,169, 67722, 806, 348

363,329

23,169, 67722, 810, 808

358,869

$15,495, 038 $488, 336, 800 $416, 959, 700 l$258,912, 36015,279,612 405,546,320 317,672,780 187,957,120

215,426 82,790,480 99,286,920 70,955,240

15,495,03815, 293,440

201,598

15,495,03815, 298,872

196,166

15,495,03815, 306,858

188,180

15,495,03815, 311,146

183,892

15,495,03815,313, 292

181, 746

15.495, 03815,316,106

178,932

15,495. 03815, 319, 508

175,530

502, 277, 620425, 853, 95576,423, 665

520,506,800453,086, 54067, 420, 260

532, 659, 620476,027, 77556, 631, 845

544, 788, 840494, 306,19050,482, 650

561, 426, 260511, 284, 97550,141, 285

577,190, 300527,218,37049, 971, 930

605,475, 540543, 392, 670G2, 082, 870

427, 627, 990337, 999, 28089, 628, 710

442, 223, 330364,436, 60077, 786, 730

451,361,990386, 221,11065,140, 880

461, 240, 000403, 621, 26057, 618, 740

474,952, 880421,173, 99053, 778, 890

491, 530, 600437,176, 70054, 353, 900

519, 398, 970452, 919, 54066, 479,430

266, 022, 900201, 838, 86064,184,040

275,754,140218,806, 92056, 947, 220

281,804, 220232, 686, 32049,117, 900

288, 323,560244, 251, 90044,071,660

297, 355, 680256, 301, 38041, 054, 300

308, 389,420267,451, 74040,937, 680

326, 900, 880278,070,44048, 830,440

$90, 759, 70072, 565, 05018,194, 650

92,481, 65076,807,15015, 674, 500

94,893, 35081, 230, 40013, 662,950

95, 997, 25084, 750, 70011, 246, 550

97,468,10087, 709. 8009, 758; 300

99,848, 70090, 406,4009,442, 300

102, 085, 55092, 916, 7009,168, 850

105, 970, 75095, 400, 30010, 570, 450

$134, 202,100105,533, 00028, 669,100

137, 516, 600112,745, 30024,771,300

142,217, 600119,872, 00022, 345, 600

144, 384, 000125, 601, 80018, 782, 200

147,273, 300130, 537, 20016, 736,100

151, 976,100135,172, 50016, 803, 600

156,315,100139, 439, 80016, 875, 300

163", 949, 500143,918, 40020, 031,100

$11, 947, 00011, 569, 000

378,000

11,947, 00011, 646, 500

300, 500

11, 947, 00011, 706, 500

240, 500

11,947,00011, 737,500

209, 500

11, 947, 00011, 764, 000

183, 000

11, 947. 00011,779, 500

167, 500

11,947, 00011, 794, 000

153, 000

11,947.00011, 807, 500

139, 500

$7,379,000 :$1, 447,161, 3757,290,000 j 1,146,170,869

89, 000 300, 990, 506

7, 379, 000 1,483, 917, 4757, 305,000 1, 212, 265, 888

74,000 i 271,651,587

7, 379, 000 1, 533, 585, 9357,320,000 | 1,294,541,113

59,000 j 239,044,822

7,379,000 ! 1,564,197,7957,327,000 ! 1/362,453,706

52,000 201,744,089

7,379,000 I 1,597,084,5157,333,000 i 1,417,634,557

46,000 j 179,449,958

7,379,000 ! 1,643,550,3357,337,000 ; 1,471,571,662

42,000 ! 171,978,673

7, 379,0007,345, 000

34,000

7, 379, 0007, 346, 000

33, 000

1, 693, 501, 6S51, 521, 464, 764

172, 036, 921

1, 779, 686, 3551,570,985.166

208,701,189

62, 026, 940

36, 756,100

w• H

49, 668,460 Q• w• H30,611,860 Q• *J32, 886, 720 §

W

46, 465, 820 §• g

hj49, 951, 350 H0• o• fc"<

86,184,670 g>

[iN'OTE.- -First issue Dec. 21,1803; first redemption Apr. 5,1865.]

o

CO

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 100: Annual Report of the Comptroller of the Currency, Volume 1 1893

98 REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT OF NATIONAL GOLD BANK NOTES ISSUED, REDEEMED, AND OUTSTAND-ING OCTOBER 31, 1893.

Denominations.

FivesTensTwentiesFiftiesOne hundredsFive hundredsOne thousands

Total - --Fractions unredeemed

Issued.

$364,140746,470722,580404, 850809,700342, 50075,000

3,465, 240

Redeemed.

$343,775717, 740698, 500396, 800795,200340, 50075,000

3, 367, 515—102

3, 367,413

Outstand-ing.

$20, 36528,73024, 0808,050

14, 5002,000

97, 725+102

97, 827

STATEMENT OF NATIONAL-BANK NOTES ISSUED DURING THE YEAR ENDED OCTO-BER 31, 1893, WITH THE TOTAL AMOUNT ISSUES, REDEEMED, AND OUTSTANDING.

Denominations.Issued

during theyear.

OnesTwos !Fives |$2tf, 285, 240Tens 27,808,370Twenties.. . 18, 511, 460

3, 885, 2007, 634, 400

Fifties .One hundreds. .Five hundreds .One thousands .

Total i 86,184,670 1,693,501,685 1,779,686,355Unpresented fractions of notes to he deducted from notes redeemed

and added to amount of currency outstanding

Issued pre-vious years.

$23,169, 67715,495, 038

577,190, 300491, 530, 600308, 389, 420102, 085,550156, 315,10011, 947, 0007, 379, 000

Total issuedto Oct. 31, 1893.

Total redemp-tions Oct. 31, 1893.

$23,15,

605,519,326,105.163,11,7,

169,677495.038475, 540398, 970900, 880970,750949, 500947, 000379, 000

T o t a l .

$22,810,15,319,

543, 392,452,919,278, 070,95,400,

143,918,11, 807,7, 346,

808.00508. 00670. 00540. 00440.00300. 00400.00500. 00000. 00

1, 570, 985,166.00

—27, 677. 25

1, 570, 957, 488. 75

CirculationoutstandingOct. 31, 1893.

$358,175,

62, 08266, 479,48, 830,10, 570,20, 031,

139,33,

869. 00530. 00U00

430.00440.00450.00100. 00500. 00000.00

208, 701,189. 00

4- 27, 677.25

208, 728, 866. 25

MONTHLY STATEMENT OF ADDITIONAL CIRCULATION ISSUED ON BONDS FOR YEARSENDED OCTOBER 31, FROM 1883 TO 1893.

November .December..JanuaryFebruary . .MarchAprilMayJune

yAugustSeptember.October

Month. 1883-'84.

$445, 2401,177,0101,126, 020

509, 004579, 850963,440733, 960

1,101, 050943, 950

1, 279,030943, 390569, 750

1884-'85.

$208, 580379, 930677.010512,310548, 330

1, 053, 370403, 790701,490

1, 072, 3301,154,4601,914,7102, 516, 340

Total 10,371,694 I 11,142,650

$2, 363, 3602. 660, 5452,727, 8892, 954,9531, 340,990404,441478,035500,780490,510527, 970571.230467,500

15, 488, 203

1886-'87.

$444,905366, 765431,880447, 560

1,649, 890864, 325674,500

1, 657, 890604, 280999, 510

1,435,0401, 586,800

11,163, 345

1887-'88.

$1, 687,8972, 039, 8032,416,9291, 889, 7902, 855, 6603, 009,9662, 910, 2462,122, 6951,155, 590492, 355251, 020306, 390

21,138, 341

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 101: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 99

MONTHLY STATEMENT OF ADDITIONAL CIRCULATION ISSUED ON BONDS FOR YEARSENDED OCTOBER 31, FKOM 1883 TO 1893—Continued.

Month. 1888-'89. 1889-'9O. 1890-'91. 1891-'92. 1892-'93.

November .December..January . . .February..MarchAprilMayJuneJulyAugustSeptember.October

Total

$244,765285, 320400, 360435,970345,100398, 095505, 890447,390422,920466, 750673,055644,115

$507,435' 379,255

542, 205951, 840

1,164,0001,353, 505794,120921,115766, 755660,160625,885531,480

5, 269, 730 9,197,755

672,180489, 780391,020542, 375463, 740424, 740

1,044, 7152,596, 3204, 223, 3502,138, 3901, 808, 260

$1, 965, 7801,765,3201, 510, 335984,090

1,217,4001,016,4551,022,1801,264,160706,465891,370775,210605,089

15,458,450 13, 723, 864

$1,823,9251, 661, 460899,240

1,980,3401,294, 9901,460, 330938,330

2,149, 6005,435, 77015,609,9759,913,4351,197,985

STATEMENT SHOWING BY DENOMINATIONS, THE AMOUNT OF NATIONAL-BANK NOTESISSUED AND REDEEMED SINCE THE ORGANIZATION OF THE SYSTEM, AND THEAMOUNT OUTSTANDING OCTOBER 31.1893.

Denomin ations.

OnesTwosFivesTens .-TwentiesFiftiesOne Hundreds...Five Hundreds . .One Thousands..

Number of notes—

Issued.

$23,169, 6777,747, 519

121,095,10851, 939, 89716, 345, 044

2,119,4151, 639, 495

23,8947,379

224, 087,428

Redeemed.

$22,810,8087, 659, 754

108, 678, 53445, 291, 95413, 903. 522

1, 908, 0061,439,184

23,6157,346

201, 722, 723

Outstanding.

$358,86987,765

12,416,5746, 647,9432,441, 522

211,409200, 311

27933

22, 364, 705

Amounts—

Issued.

$23,169, 67715,495, 038

605,475,540519, 398, 970326,900, 880105, 970,750163,949, 500

11, 947,0007, 379,000

1, 779, 686, 355

XJnpresented fractions of notes to be deducted from notes redeemedand added to the amount of notes outstanding

Total

Reedeemed.

$22,810, 808.0015,319,508.00

543,392,670.00452,919,540.00278,070,440.00

95,400, 300.00143,918,400.00

11,807,500. 007,346,000.00

1,570,985,166.00

27, 677. 25

.1, 570, 957, 488. 75

Outstanding.

$358, 869. 00175, 530.00

62, 082,870. 0066,479, 430. 0048, 830, 440.0010,570,450.0020, 031,100.00

139, 500. 0033, 000.00

208, 701,189'. CO

27,677.25

208,728,866.25

STATEMENT SHOWING THE AMOUNT OF INCOMPLETE CURRENCY ISSUED BY THEBUREAU DURING THE YEAR ENDED OCTOBER 31, 1893.

National-bank currency in the vault October 31,1892 $45,293,400Amount received from the Bureau of Engraving and Printing during the year ended Octo-

ber 31, 1893 1 101, 598,800

Total 146,892,200Amount issued to banks during the year $86,184, 670Amount withdrawn from vault for cancellation 1,598,630

87, 783, 300

Balance in vault at close of business October 31,1893 59,108,900

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 102: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 0 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING, BY STATES, THE AMOUNT OF "ADDITIONAL CIRCULATION7'ISSUED AND RETIRED DURING THE YEAR ENDED OCTOBER 31, 1893, AND TOTALAMOUNT ISSUED AND RETIRED SINCE JUNE 20, 1874.

States and Territories.

MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of ColumbiaVirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeMissouriOhioIndianaIllinoisMichiganWisconsinIowaMinnesota..KansasNebraskaNevadaOregonColoradoIdahoMontanaWyomingNorth DakotaSouth DakotaWashingtonCaliforniaUtahNew MexicoArizonaOklahomaIndian TerritoryAlaska - -

Circulation issued.

Under actof July 12,

1882.Additional.

$44, 420

69, 36010, 880

23, 700

30,000

"45,666

7,3804,000

G7, 6152,100

8,100

42, 900

$380, 700778, 04031)0, 590

7, 645, 8201, 331,1001,460, 25014,015, 410

837, 0206, 413, 565167, 400888, 300229,850157,950154,11088, 7205,400

112,50056, 25028, 350

351,060

286, 20031, 50022,500

3, 469, 530903, 800530, 085

2,074,400295,760299,72096, 740141,76090, 095

16, 65022,51056, 250

33, 75056, 24011,26033,750

22, 50022, 500

10

Total.

$380,700778.040435,010

7, 645, 8201, 331,1001, 460, 25014,084, 770

847, 9006, 413. 565167,400888, 300229, 850181, 650154,11088, 7205,400

112,50056, 25058, 350

45,000351, 060

286. 20031,50029, 880

3, 473, 530903,800597.730

2, 076, 500295, 760299, 72096, 740149,86090,095

16, 65022,51056, 250

33,75056, 24011, 26033,75042,900

22,50022,500

10

Circulation retired.

Under actof J u n e 20,

1874.

$96,81261,15670,490

673, 899170,406193,752578, 827317,231656,34317,405

107,0543,964

41,48926,43012, 21315,07541, 30330,03041,597

1048,13764,04118, 011

174,81973,51473,117

319,918117,012

93, 846126, 31342,99776,32636, 074

157,45973,139

358,250

12, 2472,6167,020

17, 0973,880

30,70530,15029,08015,79711, 962

4204,800

Insolventand

liquidatingbanks.

$127,144101, 839

7,153389, 627

8,040128, 899674,864118,453276,58525,01941,205

6,3159,581

11, 910

77, 82516, 3709,000

51, 857

38, 790258, 035151, 076

9,8159,482

60,18624,9395, 4(50

19,2301, 500

72, 686270

1,040

7,10076, 57039, 841

Total.

$223,956162, 99577,643

1,063, 526178,446322, 651

1,253,691235, 684932,92842, 415

148,2593,964

47, 80436, 01112, 21315, 07553, 21330,03041,597

10125,96286,41127, Oil

226, 67673, 514

111, 907577,953268,088103,661135, 795163,183101,26541,534

176,68974,639

358,250

84,9332,8868,060

17, 0973,880

30,70537,250

105,65055,63811,962

4204,800

TotalSurrendered to this office

and retiredProm June 20,1874, to Octo-

ber 31,1892Surrendered and retired

same dates

355, 485 44, 009, 895 44,365,380 4,624, 268 2,857,697

272, 665, 387 294,273,046 139, 815,052

7,481,965

205,362

434, 088,098

16, 343, 878

Grand total October31,1893. 317,030,767 298,897,314 142,672,749 458,119,303

Notes of gold banks are not included in the above table.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 103: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OP THE CURRENCY. 101

STATEMENT EXHIBITING THE AMOUNT OF NATIONAL-BANK NOTES RECEIVEDMONTHLY FOR REDEMPTION BY THE COMPTROLLER OF THE CURRENCY DURINGTHE YEAR ENDED OCTOBER 31, 1893, AND THE AMOUNT RECEIVED DURING THESAME PERIOD AT THE REDEMPTION AGENCY OF THE TREASURY, TOGETHERWITH THE TOTAL AMOUNT RECEIVED SINCE THE APPROVAL. OF THE ACT OFJUNE 20, 1874.

Months.

November, 1892December, 1892January, 1893February, 1893March, 1893..."April, 1893May, 1893June, 1893July, 1893August, 1893September, 1893October, 1893

TotalReceived from June

20, 1874, to Oct. 31,1892

Grand total

Received by the Comptroller of the Currency.

From na-tional banksin connectionwith reduc-tion of circu-lation and

replacementwith new

notes.

$3020

1, 870540670

13, 3801,380

35,4605.0502,940

90, 880

132,220

16, 853,295

16,985, 515

From the redemption agency.

For re-placementwith new

notes.

$3,786,1993,918,4504,401,7504,627, 0354, 380, 2683,328, 5934,369, 9153,700, 0962, 572, 7301,953,8451, 375, 5883, 609, 090

42, 023,559

910,795,682

952, 819, 241

For reduc-tion of

circulationunder

act of June20,1874.

$467,860344,452396, 231323, 202297,141185,933212,196155,331117, 99186,12166,107

205,132

2,857, 697

294, 214,745

297, 072,442

Insolventand

liquidatingnationalbanks.

$639,334472,093504,288487,430441, 584345,971449,040335,331299, 784204, 677154,246290, 491

4, 624,269

139, 690, 061

144,314, 330

Total.

$4, 893,4234,735,0155,304,1395,438, 2075,119,6633,873, 8775,032, 5314,206,2182,995,5552,247, 5831,686,8214,104,713

49,637,745

1, 361, 553, 783

1,411,191, 528

Receivedat the

United StateaTreasury

redemptionagency.

$5, 471, 6496,969, 6629,731,9875,864,4115,524, 5686,991,5708,150,4825,082,0393, 877,4232, 699, 8557,275, 730

12, 505, 692

80,145, 068

2,190,112,040

2,270, 257,108

Notes of gold banks are not included in the above table.

STATEMENT SHOWING THE NATIONAL-BANK NOTES RECEIVED AT THE BUREAU ANDDESTROYED YEARLY SINCE THE ESTABLISHMENT OF THE SYSTEM.

Prior to November 1,1865During year ended October 31—

1866186718681869187018711872 .187318741>57518761877187818791880 . . .1881

$175,490

1,050,3823,401,4234, 602,8258,603,729

14,305,68924, 344,04730,211,72036,433,17149,939,741

137,697,69698, 672,71676,918,96357,381,24941,101,83035,539,66054, 941,130

During vear ended October 31—1882*:18831884188518861887188818891890189118921893

Additional amount of insolvent andliquidating national-bank notesdestroyed

Total

$74,917,61182,913,76693,178, 41891,048,72359,989,81047,726,08359, 568, 52552, 207, 62744,447, 46745, 981,46343, 885,31944,895,46C

154, 870, 457

1, 570,953,196

Notes of gold banks are not included in above table.

There was in the vault of the redemption division of this office, awaiting destruction, atthe close of business October 31,1892 $127,582.50

Received during the year ended October 31,1893 49,644,870.0C

Total 49,772,452.50Withdrawn and destroyed during the year 49,526,860.01]

Balance in vault October 31,1893 245,592.5C

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 104: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 0 2 REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING AMOUNT OF TAX ON CIRCULATION, COST OV .REDEMPTION,ASSESSMENT FOR PLATES, AND EXAMINERS' FEES FOR THE YEAR ENDED JUNE30, 1893.

Semiannual duty on circulation $1,443,489.69Cost of redemption of notes by the United States Treasurer 103,032.96Assessment for cost of plates, new banks 14,225.00Assessment for cost of plates, extended banks 5,200.00Assessment for examiners' fees (sec. 5240, Revised Statutes) 162,444.59

Total 1,728,392.24

STATEMENT SHOWING BY COMPARISON THE AMOUNT OF TAXES ASSESSED AS SEMI-ANNUAL DUTY ON CIRCULATING NOTES, COST OF REDEMPTION, COST OF PLATES,AND EXAMINERS' FEES FOR THE PAST ELEVEN YEARS.

Years.

18831884188518861887188818891890189118921893

Total....

Semiannualdu ty on cir-

culation.

$3,132,006. 733,024, 668. 242, 794, 584. 012, 592, 021.332, 044, 922. 751,616,127.531,410, 331. 841, 254, 839. 651, 216,104. 721, 331,287.261,443,489. 69

21, 860, 383. 75

Cost of redemp-tion of notes

by theUnited States

Treasurer.

$147,592. 27160, 896.65181, 857.16168,243.35138,967. 00141,141.48131,190. 67107, 843.3999, 366. 52

100,593. 70103, 032. 96

1,480,725.15

Assessmentfor cost of

plates, newbanks.

$25,980.0018,845. 0013,150. 0014, 810.0018,850.0014,100. 0012, 200. 0024,175. 0018, 575. 0015,700.0014,225.00

190, 610.00

Assessmentfor cost ofplates, ex-

tendedbanks.

$34,120.001, 950. 00

97,800. 0024, 825. 001, 750.003, 900. 00

575. 00725.00

7,200. 008,100.005, 200. 00

186,145. 00

Assessmentfor exam-iners' fees(sec. 5240,R.S.).

$94, 606.1699, 642. 05

107, 781. 73107,272.83110, 219. 88121,777.86130,725.79136, 772. 71138,969. 39161,983.68162,444.59

1, 372,196.67

Total.

$3,434,305.103,306,001.943,195,172.902,907,172.512,314, 709. 631, 897, 046. 871, 685, 023.301,524, 355.751,480, 215.631, 617,664.641,728,392.24

25, 090, 060. 57

STATEMENT SHOWING THE TOTAL CAPITAL AND BONDS OF NATIONAL BANKS WHICHDO NOT ISSUE CIRCULATING NOTES.

Chemical National Bank, New York, N. Y | $300,000Mechanics' National Bank, New York, N. Y 2,000,000National Bank of Washington, D. C.National Bank of Cockeysville, Md .

200.00050, 000

Total j 2,550,000

$50,00050, 00050, 00012, 500

162,500

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 105: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 0 3

STATEMENT SHOWING THE AMOUNT AND KINDS OF UNITED STATES BONDS HELDTO SECURE CIRCULATING NOTES OK NATIONAL BANKS ON JUNE 30 OE EACHYEAR FROM 1805 TO 1893, AND THE AMOUNT OWNED AND HELD BY THE BANKSFOR OTHER PURPOSES, INCLUDING THOSE DEPOSITED WITH THE TREASURER TOSECURE PUBLIC DEPOSITS.

Years.

1865.1866.1867.1868.1869.1870 .1871.1872 .1873.1874.1875 .1876 .1877 .1878 .1879 .1880.1881.

1882 ..

1883..

1884.

1885 .1886.1887.1888 .1889 .1890.1891.

1892.1893 .

United States bonds held as security for circulation.

6 per centbonds.

$170, 382, 500241,083, 500251, 430, 400250,726,950255,190, 350247, 335, 350220,497, 750173, 251,450160,923, 500154,370,700136, 955,100109,313,45087, 690, 30082,421, 20056, 042, 80058, 056,15061, 901, 800

Continued at3^ per cent.

25,142, 600

385,7roo)

Pacifies:3,520, 0003, 565. 0003,175J 0003,181, 0004,324, 0004, 913, 0007, 957, 000

11, 600, 00012,426, 000

5 per ceibonds.

cent 4*- per cent j 4 per centbonds. ! bonds.

$65,576, 60086, 220, 85089,177,10090,768, 95087, 661, 25094, 923, 200

139,387,800207,189, 250229,487, 050236,800,500 ,239, 359,400 I232, 081, 300206, 651, 050199, 514, 550144, 616, 300139, 758, 650172, 348,350

Continued at3^ per cent.202, 487, 650

7,402, 800)3 per cents : >

200,877,850)172,412,550

142, 240, 850107,782,1005, 205, 950

37, 500

$44, 372, 25048, 418, 65035, 056, 55037, 760, 95032, 600,500

32, 752, 650

39,408, 500

46, 546,400

48,483, 05050, 484, 20067, 743,10069, 670, 30042, 409, 90039, 486, 75022, 565, 950

Jon tin ued at2 per cent.21,825,35022, 020, 550

$19,162, 000118,538,950126, 076, 30093, 637, 700

97,429,800

104,954,650

111, 690, 900

117, 901, 300114,143, 500115, 842, 650105, 423, 850101, 387, 550100, 828, 550111, 985, 950

129,764, 700142,141, 700

Total.

$235, 959,100327, 310, 350340, 607, 500341, 495, 900342,851, 600342,278, 550359,885, 550',i8Q, 440, 700390,410, 550391,171,200376, 314, 500341,394,750338, 713, 600349, 546, 400354, 254, 600361,652, 050360,488,400

357, 812, 700

353, 029, 500

330, 649, 850

312,145, 200275,974, 800191, 966, 700178,312. 650148,12i; 450145, 228,300142, 508, 900

163,190, 050176, 588, 250

UnitedStates

bonds heldfor other

purposes atnearest

date.

i$155,785,750121,152, 95084, 002, 65080, 922, 50055,102, 00043, 980, 60039,450, 80031, 868, 20025, 724, 40025,347,10026,900,20045,170, 30047,315,05068, 850, 90076, 603, 52042, 831, 30063, 849,950

43,122, 550

34,094,150

31, 203, 000

32,195, 80031, 345, 55033,147, 75063, 618,15051, 642,10035,287,35030,114,150

20, 301, 60018,334,050

Grandtotal.

$391, 744,850448, 463, 300424,610,150422,418, 400397, 953, 600386,259,150399, 336, 350412,308,900416,134,150416,518,300403, 214, 700386, 565, 050386, 028. 650418, 397, 300430,858,120404, 483, 350424, 338, 350

400, 935, 250

387,123, 650

161,852, 850

344,341,000307, 320, 350224, 814, 450241,930,800199, 763, 550180,515, 650172, 623,050

183, 491, 650194,922, 300

STATEMENT SHOWING THE AMOUNT OF UNITED STATES BONDS HELD TO SECURECIRCULATING NOTES OF NATIONAL BANKS FOR THE YEARS ENDED OCTOBER 31,FROM 1882 TO 1893, INCLUSIVE, AND EXHIBITING THE CHANGES WHICH OCCUHREDIN THE SEVERAL CLASSES OF BONDS.

Year.

1882

18831884188518861887188818891890

1891

18921893

Num-ber ofbanks. 41 per cent

bonds.

2, 301 $33,754, 650 $104, 927, 500

2,522

2,6712,7272 , :3,0613,1513,3193,567

3,694

3,7883,796

United States bonds held as security for circulation.

41,319,700

49, 537,45049,547, 25057,436,85069,696,10066,121,75041,066,15028,116, 700r 199,400Continued

at 2 p. ct.21, 648,10021,897, 85022,020, 550

4 per centbonds.

106,164,850116, 705,450116, 391, 650115, 383,150115, 731, 400100,413, 600100,049,000105,402,200

-120, 858, 850

131,133,150142,141, 700

> per cent,bonds.

$3,526, 000 $362,

3,463,000

Pacilic 6 |per cent Total,bonds.

3,469, 0003, 505,0003, 586,0003, 256, 0003,468, 0004, 553, 0006, 672, 000

10, 244, 000

11, 852, 00012,426, 000

!, 505, 650 $37,

352, 877,300325, 316,300308,364,550245,444, 050188, 828, 000170,003, 350145,668,150140,190, 900

152, 950, 350

164, 883, 000176, 588, 250

UnitedStates

bonds heldfor otherpurposesat nearest

date.

137, 563,750 $400;

30, 674, 050

30,419,60031, 780,10032, 431, 40034, 671, 35060, 715, 05048, 501, 20030, 684, 000

24, 871, 950

20,164. 25017, 576, 950

(Irandtotal.

>, 069,400

383, 551,350

355, 735, 900340,144, 650277, 875,450223,499, 350230,718, 400194,169, 350170, 874, 900

177, 822, 500

185,047, 250194,165,200

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 106: Annual Report of the Comptroller of the Currency, Volume 1 1893

104 REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING THE AMOUNT OF INTEREST-BEARING BONDED DEBT OF THEUNITED STATES FROM 1865 to 1893, INCLUSIVE.

Date. 6 per cent. 5 per cent. 4 per cent.* 4 per cent.f 6 per cent.} Total.

Aug. 31,1865 .June 30,1866.June 30,1867 .June 30,1868.June 30,1869 .June 30,1870 .June 30,1871.June30,1872 .June 30,1873.June 30,1874.June 30,1875.June 30,1876.June 30,1877.June 30,1878 .June 30,1879 .June 30,1880.June 30,1881.

June 30,1882...

June 30, 1883.

June 30,June 30,June 30,June 30,June 30,June 30,June 30,June 30,

1884.1885.1886.1887.1888.1889.1890.1891.

June 30,1892.June 30,1893 .Oct. 31,1893 . .

$908, 518, 0911, 008,388, 4691,421,110, 7191,841, 521, 8001,886, 341,3001, 764, 932, 3001,613,897, 3001,374,883,8001,281, 238, 6501,213,624,7001,100, 865,550

984,999, 650854, 621, 850738, 619, 000310, 932, 500235,780,400196, 378, 600

Continued at3i per cent.

58, 957,150

$199, 792,100198, 528, 435198, 533, 435221, 588,400221,589,300221, 589, 300274, 236, 450414,567,300414, 567, 300510, 628, 050607,132, 750711,685, 800703, 266, 650703, 266, 650646,905, 500484, 864,900439, 841, 350

Continued at3£ per cent.401,593, 900

32, 082, 600Funded into

3 per cents,act July 12,1882.304,204, 350224, 612,150194,190,500144, 046, 60019, 716, 500

$140, 000, 000240, 000, 000250,000, 000250, 000, 000250,000, 000

250, 000, 000

250, 000, 000

250,000, 000250, 000, 000250,000, 000250, 000, 000222, 207,050139, 639, 000109, 015, 75050, 869, 200

Continued at2 per cent.25, 364, 50025, 364, 50025, 364,500

$98, 850, 000679, 878,110739, 347, 800739, 347, 800

739, 349, 350

737, 942, 200

737,661, 700737, 719, 850737, 759, 700737, 800,600714,177,400676, 095, 350602,193, 500559,566, 000

559,581, 250559, 604,150559,609,850

$1, 258, 0006, 042, 00014, 762, 00029,089,00058, 638, 32064,457, 32064, 618, 83264,623, 51264, 623, 51264, 623, 51264, 623, 51264, 623, 51264, 623, 51264, 623, 51264, 623, 51264, 623, 51264,623,512

64, 623, 512

64,623, 512

64, 623, 51264, 623, 51264, 623, 51264, 623, 51264, 623, 51264, 623, 51264, 623, 51264,623, 512

64, 623, 51264, 623, 51264, 623,512

$1,109, 568,1911, 212, 958,9041,634,406,1542,092,199,2002,166, 568,9202,050, 978, 9201, 952, 752, 5821, 845,074, 6121, 760, 429,4621, 788, 876, 2621, 772, 621, 8121,761,308,9621, 761, 512, 0121, 845, 359,1621,952, 339, 6221, 774, 616, 6121, 690,191,262

1, 514, 433, 912

1, 388, 852, 662

1, 276, 987, 3621,246,533,8621,196, 42.9, 8121,072,140, 6121, 001, 007, 962

880,357,862775,832, 762675,058, 712

649,569, 262649, 592,162649, 597,862

* Funded loaul.891; authorizing act July 14,1870, and January 20,1871; date of maturity, 1891.tFunded loan 1907; authorizing act July 14,1870, and January 20,1871; date of maturity, 1907.I Pacific railroad bonds; authorizing act July 1,1862, and July 2,1864, date of maturity, 1895 to 1899.The refunding certificates amounting to $64,690 are not included in the table.The public debt reached the maximum August 31,1865, and amounted to $2,844,049,626. The non-

interest-bearing obligations amounted to $461,616,311, the interest-bearing debt being $2,383,033,315.On October 31,1893, the interest-bearing debt amounted to $559,609,850.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 107: Annual Report of the Comptroller of the Currency, Volume 1 1893

OF THE COMPTROLLER OF THE CURRENCY. 105

STATEMENT SHOWING THE MARKET PRICES OF UNITED STATES BONDS BY WEEKSDURING THE YEAR ENDED OCTOBER 31, PREPARED BY THE ACTUARY OF THETREASURY.

Week ended—2 per cent.

Opening. Highest. Lowest.

4 per cent.

Opening. Highest. Lowest.

November 4,1892 .November 11,1892November 18,1892November 25,1892December 2,1892..December 9,1892..December 16,1892.December 23,1892.December 30,1892.January 6,1893 . . .January 13,1893 . .January 20,1893 . .January 27,1893 . .February 3,1893 . .February 10,1893 .February 17,1893 .February 24,1893 .March 3,1893March 10,1893March 17,1893 . . . .March 24,1893 . . . .March 31,1893April 7,1893April 14,1893April 21,1893April 28,1893May 5,1893May 12,1893 .xMay 19,1893May 26,1893Jane 2, 1893June 9, 1893June 16, 1893June 23,1893June 30, 1893July 7,1893July 14,1893July 21,1893July 28.1893. . . . . .August 4,1893.. .August 11,1893 . . .August 18,1893 . . .August 25,1893 . . .September 1,1893September 8,1893September 15,1893September 22,1893September 29,1893October 6,3893...October 13, 1893...October 20, 1893...October 27, 1893...

100!100

100*10010010010010010010010010010099|99!99!99*99A99!9 9 |

!9999!99999999999999989896969697979695959597989%

98

100|1001100£100*100J100100100100100100100100100100

99!99^

99!99!99!999999999999999898969897!9797969595!97989899!989898989898

9897969696979695959595979898989898989797

114^-1151141-115

| 1113 -113|113 -113!113 -113!112|113|113 -1141133-114!1134,-114113!-114i113^-114J113f114!

! !108J-109*109 -110"110 -111!lll!-112!111 -112!H0!iii!

i!in -ni|

114f-115114|115!

!f113 -113!1131-114im114!

113 -113

! |1141-115114!-U4|114!114£

! !112 -112f113 -113|113 -113|112!-1134112|-113i12!1

! !109 -110109 -109|109 -110108|-109|110 -111110J-11U108^-109!108 -109109 -110110 -111!111 -112110 -111!110 -111!110 -111110 -111110 -111110 -111

Ill -lilt

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 108: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 0 6 REPORT OF THE COMPTROLLER OF THE CURRENCY

STATEMENT SHOWING THE INVESTMENT VAI.UK OF U M T K D STATKS 4 A AND 4 rimCENT BONDS FHOM 1885 TO 1803, INCLUSIVE, FOR EACH QUARTERLY PERIOD.

4£ per cent bonds.

Date. Averageprice Hat.

Bate of in-terest real-

ized byinvestors.

4 per cent bonds.

Averageprice flat.

Rate of in-terest real-

ized byinvestors.

1885:January.AprilJulyOctober..

188G:January .April....JulyOctober..

1887:January .April....JulyOctober..

1888:January.April....JulyOctober..

1889:January .April..'..JulyOctober..

1890:Jamiary.AprilJulyOctober..

1891:January.AprilJulyOctober.-

1892:January.April....JulyOctober..

1893:January.AprilJulyOctober..

Per cent.112.7788112.4350112.7525112.9421

112.7000112. 4759111.8156111.9855

110.2775110.1947109.1475108.5553

108. 2375107.1025107. 5175108.4213

108. 9255108.1848107. 0048105.8241

104. 7885103.7500103. 3825104.1296

103.1106101.7596100. 3846

Per cent2.6552.4882.3652.250

2.2082.1502.1492.003

2.2902. 0192.3402.339

2.2892.4782.1951.693

1.2541.2401.4211.645

1.8562.1511.9660.409

0.4241.3635.971

.2 cents at par

Per cent.121.9086121.8028122. 6462123.4004

123, 4325126.2980126.4975128.6659

127.8325129.2451127.842.5125.7885

126.1275124.6400127.4825128.1204

127.2837129.1902128.3894127.1944

125. 6178122.1175122. 3200123.5602

120.9279122.0264117. 3317116. 7546

116.6719116.1575116.4557115.0978

113.8250113. 3646110. 5450111.2356

Per cent.*• 2.726

2.7212.6682.619

2.6072.4442.4202.289

2.3202.2272.2842.390

2.3412.4492.2302.178

2.2082.0802.1092.160

2.2362.4352.4072. 309

2.4C32.3722.6762.7012.6932.7152.6772.706

2.84D2.8773.0793.011

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 109: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OP THE COMPTROLLER OP THE CURRENCY. 107

TABLE BY STATES, TICKKITOKINS, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, CAPITAL, BONDS ACTUALLY HELD ON OCTOBER 3, 1893,MINIMUM AMOUNT OF BONDS REQUIRED BY L A W , AND THE EXCESS OF BONDSON OCTOBER 3, 1893, AND SEPTEMBER 30, 1892.

States, Territories, andreserve cities.

New HampshireVermont . . . .Massachusetts

BostonRhode IslandConnecticut

Division No. 1

New YorkNew York CityAlbanyBrooklyn

New JerseyPennsylvania

PhiladelphiaPittslmrg

Division No. 2

DelawareMaryland

BaltimoreDistrict of Columbia

"WashingtonVirginiaWest Virginia

Division No. 3

North CarolinaSouth CarolinaGeorgiaFlorida ..AlabamaMississippiLouisiana

New OrleansTexasArkansasKentucky

LouisvilleTennessee

Division No. 4

Ohio -CincinnatiCleveland

IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee

Division No. 5 . . . .

IowaDes Moines

MinnesotaSt. PaulMinneapolis

MissouriSt. LouisKansas CitySt. Joseph

Kansas...... . ..Nebraska

OmahaLincoln

Division No. 6 . . . .

No. ofbanks .

835148

214555984

594

27449

65

9932G4129

829

184622

1123630

165

241427172812119

2229

711052

506

2181311

1151912192

8765

750

itiir4

6547

57984

136121

94

593

Capital.

$11,220,6006,130,0006,985, 000

46,117, 50053, 350, 00020.277,05022,' 999,370

167, 079, 520

33, 674, 36051,250,000

1,550,0001, 352,000

14, 608, 350•J3,103,96022,765, 00011, 640, 000

175, 943, 670

2,133,9853, 724, 320

13,24B, 260252,000

2,575,0004, 796,3002, 961, 000

29, 685,865

2,676, 0001,748, 0003, 766, 0001, 300, 0003,594,0001,055, 000

810, 0003,125, 000

23,596,1751,100,000

10, 061,4004,401,5009,400, 000

66, 633, 075

27, 495,1009,100,0009,050,000

13, 777, 00017, 295,45020,900,00010,234,0004, 400,0007,019,3192,300, 000

121,570, 869

14,000,000700,000

6, 080, 0702,800,0005,450,0004,615,000

10, 700, 0005, 550, 0002, 000, 000

11,647,1007,793,1704,150, 0001,000, 000

76,485.340

United States bonds.

Held October3,1893.

$4,246,9003,689,0003,445,000

19,977,10010, 565, 0007,721,2507,845,500

57,489,750

17,180,70018,148, 500

600,000642, 000

5, 237, 25015, 258, 5006,707,5003, 226,500

67, 000, 950

926,0001, 710, 5002, 020, 000

250, 000905, 400

1, 594, 250962, 500

8, 368,650

867,600474, 750

1, 005, 000367,500

1, 083, 500338, 750252,500900, 000

5,180, 600250,000

3, 405, 500555, 000

1, 364,000

16,044,700

10, 078, 7504,175, 0001,465, 0005, 072, 0505, 646, 0001,200,0003,693,0001,450, 0001,875, 250

450, 000

35,105,050

3,522,500175,000

1,355,800250, 000350,000

1,195,300450,000400,000250, 000

2,881,5002, 042,500

780,000175,000,

13,827,600

Minimumrequired.

$2,130,0001, 507, 5001,458,7508,381, 8752, 750, 0002,437,5003,412,000

22,077,625

7, 841,2402,450,000

300,000250. 000

2, 962,0878, 658, 4902,037, 5001,425, 000

25, 564, 317

455, 000918,155

1,100, 00050, 000

600,000985, 250738, 750

4,847,155

644,000399,500754, 000325, 000717, 250263,750202, 500450, 000

5,011, 544250,000

2, 259,100500,000

1, 331, 250

13,107,894

5, 982, 775650, 000550, 000

3,081, 7504, 230,1131,050,0002,171, 000

400,0001,667,330

250,000

20,032,968

3,137, 500150, 000

1,276, 267200, 000350,000

1,141,250450, 000400, 000200, 000

2, 599, 2751, 948, 292

450,000175,000

12,477, 584

Excess of bonds.

October 3,1893.

$2,116,9002,181, 5001,986,250

11, 595, 2257, 815, 0005, 283, 7504,433, 500

35,412,125

9, 699,46015,698, 500

300,000392, 000

2,275,1636, 600,0104,670, 0001,801,500

41,436, 633

471, 000792, 345920,000200, 000305,400609,000223,750

3, 521,495

223,60075,250

251,00042,500

366,25075,00050,000

450, 000169, 056

1,146,40055,00032,750

2,936,806

4, 095, 9753,525, 000

915, 0001,990,3001,415, 887

150, 0001,522,0001,050,000

207,920200,000

15, 072,082

385,00025,00079, 53350, 000

54,050

50, 000282,22594,208

330,000

1,350,016

September30, 1892.

$1, 751,4001, 369, 8751,572, 5008, 045, 2752, 860, 0003,804, 7502, 770,925

22,174,725

6, 965, 0354, 309, 000

292. 0001, 377, 6634,138, 7082,150, 000

505,000

19, 737,406

284, 800671, 000200,000200, 000

75, 000433,75092, 588

1, 957,138

137,70575, 500

151, 00042,500

366,00062,50050,000

450, 00070,47610, 000

1,164,275

27,886

2,607,842

2, 602, 7072,117, 000

175,0001,246,800

964,250150,000163,250100,00073/587

200,000

7, 792,594

284, 500

93,83850,000

47,800

25,000125,000169, 72571,725

280,000

1,147,588

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 110: Annual Report of the Comptroller of the Currency, Volume 1 1893

108 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES EXHIBITING THE NUMBEROF BANKS IN EACH, CAPITAL, ETC.—Continued.

States, Territories, andreserve cities.

Colorado . . . . . . . . . . . . . .NevadaCalifornia ,

San Francisco . .OregonArizona

Division No. 7

North Dakota

Idaho^MontanaNew MexicoTJtah^VasliinctonAV'yomin &Oklahoma . . .Indian Territory

Division No. 8

United States

No. ofbanks.

512

332

395

132

323913221014571366

212

3,781

Capital.

$8, 775, 000282, 000

6, 625,0002, 500, 0003, 795, 000

400, 000

21,377,000

2,215,0002, 510, 000

825, 0002, 775, 000

750,0002, 800, 0006,020,0001,210,000

300,000360, 000

19,765,000

678, 540,339

Uni ted States bonds.

Held October3,1893.

$1,642,75070, 500

1, 306, 250100,000776, 050100,500

3,996, 050

569, 000692,250206, 250575, 600265, 000475,000

1,380, 500302, 50075,00090, OOu

4,631,100

206,463, 850

Min imumrequired.

$1, 318, 75070,500

1, 068,750100, 000773, 750100,000

3,431,750

553, 750627,500206, 250568,750187,500462,500

1, 380, 000302, 500

75,00090, 000

4,453, 750

105,993,043

Excess of bonds.

October 3,1893.

$324,000

237, 500

2, 300500

564,300

35,25064, 750

6,85077, 50012,500

500

177,350

100,470,807

September30,1892.

$320, 500

300, 000

2,300500

623, 300

15, 2502,2506,5508,350

80,00012, 50039,150

3,7502,700

170,500

56, 211, 093

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 111: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 109

TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL OF $150,000 AND UNDER, FOR THE YEARS 1892AND 1893, AND THE INCREASE OR DECREASE IN BANKS AND CAPITAL DURING THEINTERVAL.

States, Territories, andreserve cities.

IVTaineNew HampshireVermont . . . . . .Massachusetts

BostonRhode IslandC onnectic ut

Division No. 1

New YorkNew York City

BrooklynNew JerseyPennsyl vania . . . . .

PhiladelphiaPittshurg

Division No. 2

DelawareMaryland

District of ColumbiaWashington

Virginia"West Virginia

Division No. 3

North CarolinaSouth CarolinafrporsriaFlorida . .Alabama . . . . . . . . . . . . .

LouisianaNew Orleans

Texas.ArkansasKentucky -

LouisvilleTennessee •«.

Division No. 4

Ohio

Cleveland

Illinois . . . . . . . . . . . .Chicago

M ichi an . . . . .Detroit

Milwaukee . . .

Division No. 5

IowaDes Moines

St. PaulMinneapolis

MissouriSt. LouisKansas CitySt. Joseph

Kansas. . . . . . . . . . . . . . .Nebraska

Omaha

Division No. 6

September 30,1892.

No.

664638

103

2334

310

213

68240

11

527

1440

12724

106

18112318221310

1947

49

42

407

171

83168

85

67

574

1472

52

53

11

134121

i l

512L • ' - ' -

Capital.

$5,390,0004,572, 5003, 710, 000

12, 260, 700

2, 550, 0003,648,300

32,131,500

18,994, 660

5, 768, 35020, 627, 370

150,000100,000

45, 640,380

1,020, 8002,910, 000

100,0002,141,0001, 994, 650

8,166, 450

1, 525,180973. 000

1, 941, 0001, 350,0001, 744, 0001,165,000

610,000

15,105,495600, 000

4, 652, 900

3, 204,455

32, 871, 030

14, 563,170

7, 297, 00012, 671,000

6,919,000

5,042, 650

46,492, 820

10,120,000200, 000

3, 293,850

3, 740,000

100,000100, 000

9,492,1007, 718,100

100,000

34,864,050

October 3,1893.

No.

684337

103

2334

308

222

69263

11

556

1443

12726

111

19112017221210

1977

49

40

404

171

94171

83

69

588

1532

58

53

1129120

1

517

Capital.

$5,520,6004,430, 0003, 635, 000

11,327,500

2, 550,0003, 648, 000

31, 111, 100

19, 524, 960

5, 848, 35022, 033, 960

150,000100, 000

47, 657, 270

1, 020, 8003, 072, 620

100, 0002,141, 0002,155, 000

8, 489,420

1,576,000998, 000

1, 616, 0001,300,0001, 669, 0001, 055, 000

610,000

15,046,175600,000

4, 636, 400

2, 925,000

32,031, 575

14, 531,100

8,127,00012, 920,450

6, 884,000

5,269,319

47,731,869

10,150,000200, 000

3, 705,070

3,765, 000

100,0008, 997,1007, 593,170

100,000

34,610,340

Increase.

No.

2

2

9

123

33

3

2

5

1

3

4

113

2

16

6

6

12

Capital.

$130, 600

130, 600

530,300

80,0001,406,590

Decrease.

No.

31

4

2, 016, 890

162,620

160, 350

322, 970

50, 82025, 000

59, 320

135,140

. 830, 000249, 000

226, 669

1, 305, 669

30,000

411, 220

25, 000

466,220

Capital.

$142, 50075, 000

933,200

300

1,150,800

j

3 ! *>9~ OAA

1

1

2

7

2

2

1

51

7

50, 00075, 000

110, 000

16, 500

279,455

855, 955

32, 070

35, 000

67,070

100,000

495,000124,930

719,930

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 112: Annual Report of the Comptroller of the Currency, Volume 1 1893

110 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL OF $150,000 AND UNDER, ETC.—Continued.

States, Territories, andreserve cities.

Colorado . . . . . . . . .Nevada . . . . . . . . . . .California

San _FranciscoOregonArizona

Division No. 7

North DakotaSouth Dakota . . . . . .Idaho .MontanaNew IiLtexico . . . . .UtahW ash in srtonWyoming . . . .Oklahoma . . . . . . . . . . . . . .Indian Territory

Division No. 8

United States . . .

September 30,1892.

No.

381

22

364

101

31391126108

541146

200

2,737

Capital.

$2, 515,00082,000

2, 075, 000

2, 245,000300, 000

7, 217, 000

2, 015, 0002, 410, 000

700,0001, 990, 000

740, 000650, 000

3, 825, 400810, 000185,000349, 200

,13,674, 600

223,057,830

Octobers, 1893.

N o .

371

22

345

99-

31381318108

451166

186

2,769

Capital.

$2,475,00082, 000

2, 075, 000

2, 095,000400, 000

7,127,000

2 015 0002, 310, 000

825,0001,475, 000

750, 000650, 000

3,120, 000810, 000300,000360,000

12,615,000

221, 373, 574

Increase.

No.

1

1

2

Capital.

$100,000

100,000

125, 000

10,000

2

4

77

115, 00010, 800

260,800

4,738,289

Decrease.

No.

1

2

3

1

8

9

18

41

Capital.

$40, 000

150, 000

190, 000

100,000

515, 000

705,400

1, 320,400

4,304,155

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 113: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. Ill

TABLE7 BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL EXCEEDING $150,000, FOR THE YEARS 1892AND 1893, AND THE INCREASE OR DECREASE IN BANKS AND CAPITAL DURINGTHE INTERVAL.

States, Territories, and re-serve cities.

•New Hampshire

Massachusetts . . . . . . . ..Boston . . . . . . . . . . .

Hhode Island

Division No. 1

New York City.Alb an v . . .Brooklyn . - - •

New Jersey . . . . . . . . . . . .

Philadelphia

Division No. 2

District of ColumbiaWashington

Virginia

Division No. 3 . . . . . . .

North CarolinaSouth Carolina

FloridaAlabama

New OrleansTexas . .

Kentucky . . . . . . . . .Louisville

Tennessee . . . . . . . . . . . . . .

Division No. 4

OhioCincinnatiCleveland

IndianaIllinois

C hicago

DetroitWisconsin

Milwaukee

Division No. 5

Des Moines

St. PaulMinneapolis

St. Louis ,„KansasCity TSt. Joseph

Nebraska . , . , , , . . . , . . ,Omaha , . , , . . , . , .Lincoln ,,,,,.„„,

Division No. 6

September 30,1892.

No.

158

11110553650

285

5348

65

30634025

270

43

221

1194

54

539

7

11029

3231013

113

45131023202311873

163

10275749

1038195

80

Capital.

$5, 700, 0001, 700,0003,450, 000

33. 870, 00053,100,00017,727,05019, 351, 070

134,898,120

14, 349,40049, 650, 0001, 550,0001,352,0008, 760,000

17,115, 02022, 315,00010, 800,000

125,891,420

1,113,185651,700

13, 243, 260252 000

2, 475, 0002, 515, 300

806, 000

21,056,445

1,100,000650,000

2,600, 000

2,175,000

200,0003, 625,000

11, 210, 0001,000,0005,825,0004,901,5006, 975,000

40,261,500

12, 326,7009,100,0008, 050, 0006,150,0004,375.000

22, 900, 0003, 715,0004.400,0001,610,000

850, 000

73,476, 700

3, 700,000500,000

2, 375,0004, 800,0004, 931, 000

850,00010,700,0006,800,0001,900,0002,950,000

200,0004,150,0001,350,000

45,206,000

October 3,1893.

No.

158

11111553650

286

5249

65

30634028

273

43

221

1194

54

537

6

19

252

221012

102

4713112120219875

162

12274749831193

76

Capital.

$5, 700, 0001,700,0003, 350, 000

34, 790,00053,350, 00017,727, 05019,351, 370

135, 968,420

14,149,40051,250,0001, 550, 0001, 352, 0008, 760,000

17,070,00022,615, 00011, 540, 000

128, 286,400

1,113,185651, 700

13, 243, 260252, 000

2, 475, 0002,655,300

806,000

21,196,445

1,100, 000750,000

2,150,000

1, 925, 000

200, 0003,125,0008, 550,000

500, 0005, 425. 0004,401, 5006,475,000

34,601,500

12, 964,0009,100,0009,050, 0005, 650,0004,375, 000

20, 900, 0003, 350, 0004,400,0001, 750, 0002,300,000

73,839, 000

3, 850, 000500,000

2, 375,0002,800,0005,450,000

850,00010,700,0005, 550, 0001,900,0002,650,000

200,0004,150,000

900,000

41,875,000

Increase.

No.

1

1

1

. . . . . .

4

Capital.

$920,000250,000

300

1,170, 300

1, 600,000

300, 000740,000

2, 640, 000

: . . . . :

140, 000

2

1

2

5

2

2

140, 000

100, 000

Decrease.

No. Capital.

!$100, 000

1

1

2

100, 000

100,000

45,020

145,020

450,000

1 250 000

1411

1

100,000 ; i i

637 300

1, 000, 000

140, 0001, 450,000

3,227, 300

150,000

519,000

669,000

2

22

500, 0002,660,000

500,000400, 000500,000500,000

5,760,000

500, 000

12, 000,000365, 000

6

1

2

1

2

6

2, 865,000

2,000,000

• 300,000

450,000

2,750,00$

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 114: Annual Report of the Comptroller of the Currency, Volume 1 1893

112 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBEROF BANKS IN EACH, WITH CAPITAL EXCEEDING $15.0,000, ETC.—Continued.

States, Territories, and re-serve cities.

("jolorRfio ^Nftvada

San FranciscoOregon

Division No. 7

North DakotaSouth. DakotaIdaho^Montana . . . . . . . .New !Mcxico. . . . . . . . . . . . .Utah"YVashin ffton"W^yoniinsfOklahoinaIndian Territory

Division No. 8

United States

September 30,1892.

No.

151

1225

35

21

816

162

36

1,036

Capital.

$6, 550,000200, 000

3, 600,0002, 500, 0001, 700,000

14, 550, 000

450,000200, 000

2, 750, 000175, 000

2,150, 0004, 050, 000

400, 000

10,175,000

465,515,185

October 3,1893.

No.

141

1125

33

11

4

612

2

26

1,012

Capital.

$6, 300, 000200, 000

3, 550, 0002, 500, 0001, 700,000

14, 250,000

200,000200, 000

1, 300, 000

2,150, 0002, 900,000

400, 000

7,150, 000

457,166,765

Increase.

No.

12

Capital.

$7,946, 600

Decrease.

No.

1

1

2

1

41

4

10

36

Capital .

$250,000

50, 000

300,000

250, 000

1, 450, 000175, 000

1,150, 000

3, 02-5, 000

14,945, 020

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 115: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 113

COMPARATIVE STATEMENT OF THE RESOURCES AND LIABILITIES OF THE NATIONALBANKS FROM 1864 TO 1893, INCLUSIVE.

BESOUBCES.

LoansBonds for circulation

-Other United States bonds.Stocks, bonds, etcDue from banksReal estateSpecieLegal-tender notesiNational-bank notesClearing-house exchangesU. S. certificates of depositDue from TJ. S. Treasurer.Other resources

Oct. 2,1871.

Total

LIABILITIES.

Capital stockSurplus fundUndivided profitsCirculation outstanding . . .Due to depositorsDue to banksOther liabilities

Total .

RESOURCES.

LoansBonds for circulationOther United States bonds.Stocks, bonds, etcDue from banksReal estate..-.SpecieLegal-tender notesNational-bank notesClearing-house exchanges .United States certificates

of deposit.Due from United States

Treasurer.Other resources

Total ; 1,755.

LIABILITIES.

Capital stockSurplus fundUndivided profitsCirculation outstanding . . .Due to depositors I 628. 9Due to banks I 143. 8Other liabilities 11.5

Total i 1,755.8

Millions$682.9339.544.622.2

100.825.223.0

129.610.8

108. 8

Millions. 'Millions. Millions.$*657. 7340.574.120.7

110.122.713.1

156.111.8

143. 2

Millions.$715.9340.937.723.6

109.427.518.5

122.712.579.1

Millions.$831. 6364.545.824.5

143.230.113.2

107.014.3

115.2

.3 j331.895.015.9

122.917.19.2

202.817.4

103. 7

.7338. 680.321. 5

103.620.612.8

157. 411.8

134. 6

393. 238.732.4

171.3549.1174. 2

420.166.733.8

297.9568.2112.8

420.678.036.1

298.7603.1123.1

426.486.240.7

296.0523.0118.9

6.0

430.494.138.6

293. 9512. 8130.0

10.

458.3101.142.0

317.4631.4171.9

8.5

2, 004 2, 087banks, banks

Millions..4

383.328.027.8

134.838.121.280.018.5

109.742.8

Millions$931.3337.247.834.4

146. 943.121.484. 215.9

100. 029.2

Millions.$834. 0347.694.736.9

138.946.730.764.416.982.432.7

Millions.$877.2382.027.623.5

128. 232.310.2

102.115.8

125.06.7

Millions$891.9336.845.034.5

129. 945.222.766.915.674.533.4

Millions.$878. 5357.371.239.7

167.347.842.269.216.7

113.026.8

491.0120.354.5

340.3640.0173.011.5

466.2116.940.9

301.9668.4165.1

7.9

479.6110.346.6

335.1

493.8129.051.5

334.2683.8175.8

9.1

479.5122.844.5

291.9630.4161.610.4

454.1114.840.3

313.8736.9201.2

6.7

132.246.4

292.2666.2179.810.6

10665 CUE 8

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 116: Annual Report of the Comptroller of the Currency, Volume 1 1893

114 REPORT OF THE COMPTROLLER OF THE CURRENCY.

COMPARATIVE STATEMENT OF THE RESOURCES AND LIABILITIES OF THE NATIONALBANKS FROM 1864 TO 1893, INCLUSIVE—Continued.

Oct. 1,1880.

2,090banks.

EESOUftCES.\Millio?i8.

Loans $1,041.0357.843.648.9

213.548.0

109.356.618.2

121.17.7

17.123.0

Bonds for circulationOther United States bondsStocks, bonds, etcDue from banksKeal estateSpecieLegal-tender notesNational-bank notesClearing-house exchangesUnited States certificates of deposit..Due from United States Treasurer ..Other resources

Total

LIABILITIES.

Capital stockSurplus fundUndivided profitsCirculation outstandingDue to depositorsDue to banksOther liabilities

Total

Oct. 1,1881.

2,132banks.

Millions.$1,173. 8

363. 356.561.9

230. 847.3

114.353.217.7

189. 26.7

17.520. 2

2,105. 8 2, 368. 4

457.6120.546.1

317. 3887.9267. 9

8.5

2,105. 8

463.8128.156.4

320.21, 083.1

294.911.9

2, 358.4

Oct. 3,1882.

2, 209banks.

Oct. 2,1883.

2, 501banks.

2, 399. 8

Millions.$1. 309. 2

351.430.771.1

208.948.3

107.870.722.796.410.016.628.9

2, 372. 7

Sept. 30,1884.

2,664banks.

483.1132.061.2

315.0, 134. 9

259.913.7

2, 399.8

509.7142.061.6

310.51, 063. 6

270.414.9

2,372.7

Millions.. 245.3' 327. 4

30.471.4

194.249.9

128.077.023.366.314.217.733.8

Millions.$1, 306.1

307,. 731.877.5

235. 351.3

174.969.723.184.918.814.9

2, 279. 5

524.3147. 063.2

289.8993.0246.415.8

2, 279. 5

Oct. 1,1885.

2, 714banks.

Mi

2,432. 9

527.5146.659.3

269.01,116.7

299.714.1

2,432.9

Oct. 7,

2, 852banks.

llions., 451. 0258. 532.481.8"

241.454.1

156.462.822.795.55.9

14.037.4

2,513.9

548.5157.366.5

228.81,189. 5

308.614.9

2, 513. 9

Oct. 5,1887.

Oct. 4,

3,049banks.

3,120banks.

Sept, 30,1889.

3,290banks.

Oct. 2,1890.

3,540banks.

RESOURCES.

LoansBonds for circulationOther United States bondsStocks, bonds, etcDue from banksKeal estateSpecieLegal-tender notesNational-bank notesClearing-house exchangesUnited States certificates of depositDue from United States Treasurer..Other resources

Millions$1, 587. 5

189.134.788.8

256.358.0

165.173.721.988.86.29 3

40^8

Millions.$1, 628.1

177.663.696.3

282. 561.1

181.382.021.374.212.39.0

42.1

Total

LIABILITIES.

Capital stockSurplus fundUndivided profits.CirculationDue to depositors .Due to banksOther liabilities.. .

Total

2, 620. 2

578.5173.971.5

167.31,274.7

329.624.7

2, 620. 2

2, 731. 4

Millions.$1, 817. 3

146.548.5

109.3335.469.4

164.386.820.9

136.812.97.4

42.8

2,998. 3

Millions.$1,986.1

140.030.7

115.5336.276.8

195.980.618.5

106.86.26.9

41.3

3,141. 5

588.4183.170.3

155.41, 350. 7

358.125.4

2,731.4

612.6197.484.9

128.51, 522. 0

425.327.6

2,998. 3

650.4213.697.0

123.01, 594.2

426.436.9

3,141.5

Sept. 25,1891.

Sept. 30,1892.

3,677banks.

3,773banks.

Oct. 3,1893.

3,781banks.

Millions.$2, 005. 5

150.024.9

125.2338. 783.3

183.597.620.0

122.015.78.0

38.7

3, 213.1

Millions.$2,171.0

163.320.2

154.5409.587.9

209.1104.319.6

105. 514.08.2

43.0

3, 510.1

Millions.., 843.6

206.417.6

148.6277.589.2

224. 7114.722.4

106.27.0

10.241.4

3,109. 5

677.4227.6103.3131.3

1,608. 6430.634.3

3,213.1

686.238.101.143.

1,779.530.

29.

3, 510.1

678.5246.8103.5183.0

1,465.4349.383.0

3,109. 5

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 117: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OP THE CURRENCY. 115

PRESENTING AN ABSTRACT OF THE RESOURCES AND LIABILITIES OPRATIONAL BANKS AT CLOSE OF BUSINESS OCTOBER 3, 1893; THE CONDITION

O^ BANKS IN NEW YORK CITY, IN THE THREE CENTRAL RESERVE CITIES, INOTHER RESERVE CITIES, AND OF THE COUNTRY BANKS BEING SHOWN SEPA-KATELY.

Central reserve cities.

New YorkCity.

49 banks.

New York,Chicago,

andSt. Louis.

79 banks.

Otherreservecities.*

Countrybanks.

RESOURCES.

Loans and discountsOverdraftsBonds for circulationBonds for depositsUnited States bonds on handStocks, securities, claims, etcDue from reserve agentsDue from other national banksDue from State banks and bankers..Banking-house, furniture, and fix-

$281,040, 663 $376, 920, 353 $462,908, 027279,802 912,531 " "

18,148, 500 19, 798,500960, 000 1, 510, 00079,450 341,150

28, 349, 305 35, 327, 576

Other real estate and mortgagesowned

Current expensesPremiumsChecks and cash itemsExchanges for clearing houseBills of other national banksFractional currency, nickels, and

centsSpecieLegal-tender notesUnited States certificates of deposit.Redemption fundDue from United States Treasurer..

23, 845,4253,699,143

11, 444,322

756,5481, 360, 0211,144,4212, 742, 847

57,499, 5661,468,723

41,03475, 703, 0633J,082, 8211,420,000

811,112654, 882

38,317, 0808, 317,338

13,214,254

1, 442,8221, 627,1171,237,5012, 903, 048

64, 386, 2614, 739, 305

80,739102,114,662

48, 776, 2861, 950, 000

885, 362852, 933

1,132,94936,141,4004,715,000680,150

27,006,84551,570,53730,734, 8235,738,370

16,751,372

3,628,5182, 277, 3863,360,7553,322,52237,895,4973,310,36.2

214,80246,617,81324,954,8424, 855,000

- 1,590,577224,479

10,921,338150,523,950

8,591,0001, 739,650

86,235, 529106, 929,10725,688,11210,173, 399

42,357,201

11,757,6097,167,4949,383,6119,134,1953,899,637

14,352,944

731,27375,971,38540,978,224

215,0006, 501, 475

185, 338

,830,667,34912,966, 818

206, 463,85014,816, 000

2, 760, 950148,569,950158,499, 64494,740,01524,229,107

72,322,827

16,828,94911,071,99713,981,86715,359,765

106,181,39522,402,611

1,026,814224,703,860114,709,352

7, 020,0008, 977,4141,262,750

Total. 542, 531,655 725,654, 817 769, 632,025 1,614,276,442 3,109,563, 284

LIABILITIES.

Capital stockSurplus fundUndivided profitsIsrational-bank notes outstanding.. .State-bank notes outstandingDividends unpaidIndividual depositsUnited States depositsDeposits of United States disburs-

ing officersDue to National banksDue to banks and bankersNotes and bills rediscountedBills payableLiabilities other than those above

stated

51,250,00041,533, 24718, 784, 74715, 818, 057

24, 325230, 591

249, 606,107690, 687

100, 216100, 751, 31045,105,498

82, 850, 00055, 111, 74722, 306, 82117,079, 068

24,325293, 055

330, 903, 4311,154,363

145,830129,716, 25667,183,055

250, 000

18,636,865! 18,636,866

163,001,76058, 690, 21119, 454, 54832, 208,182

6,640793,903

353,700, 7433,514,"""

1, 259, 55271,558,39139, 457,4863,137,972

10,556,104

12, 292,163

432, 688,579132,948, 82361,713, 294

133, 672,47644,104

1,787, 740766, 520,157

5,877,403

2, 371, 05625,149, 33216, 250, 55717, 928, 76516, 628,834

703, 323

678, 540, 339246, 750,781103,474, 663182,959, 726

75, 0692,874, 698

1,451,124,33110, 546,135

3,776,438226,423, 979122,891,09821,066,73727,426,938

31,632,352

Total 542,531,655 725,654,817 769,632,025 1,614,276,442 3,109,563,284

*Other reserve cities are Boston, Philadelphia, Baltimore, Albany, Brooklyn, Pittsburg, Washing-ton, New Orleans, Louisville, Cincinnati, Cleveland, Detroit, Milwaukee, Des Moines, Minneapolis,St. Paul, Kansas City, St. Joseph, Lincoln, Omaha, and San Francisco.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 118: Annual Report of the Comptroller of the Currency, Volume 1 1893

116 REPORT OF THE COMPTROLLER OF THE CURRENCY

STATEMENT SHOWING THE HIGHEST AND LOWEST POINTS REACHED IN THE PRINCIPAL ITEMS OF RESOURCES AND LIABILITIES DURING THE EXISTENCE OF THE SYSTEM.

CapitalCapital, surplus, and

undivided profits . . .CirculationTotal investments in

United States bonds -Individual deposits . . .Loans and discounts..Cash:

National-bank notesLegal-tender notes .Specie

$403,357,346

January 1,1866.

330,2041,239, 530

380, 350212,1741.650,1091.

406,442846,548909, 363

October 3,

$678,540,338

L, 028,765, 7811,182.959,725

224, 040,800451,124, ~~830, 667,349

22,402,611114,709,352224,703, 860

Highest point readied.

Date.Amount.

$686,573,015! Sept. 30,1892

., 028, 765, 781 Oct. 3, 1893341,320, 25ti! Dec. 26, 1873

712,437,900 Apr. 4, 1879., 765.422, 983 Sept. 30,1892

2,153,498,829 do

28, 809, 699 Dec. 31, 1883205, 793, 578j Oct. 1, 1866224, 703, 860i Oct. 3, 1893

Lowest point reached.

Amount.

5403, 357, 346

475, 330, 204122, 928,084

170, 653, 059501,407, 586500, 650,109

11, 841,10452,156,4398,050, 330

Date.

Jan. L, 1866

Do.Oct. 2, 1890

Do.Oct. 8, 1870Jan. 1, 1866

Oct. 7, 1867Mar. 11,1881Oct. 1, 1875

STATEMENT SHOWING THE PERCENTAGES OF LOANS, UNITED STATES BONDS, ANDSPECIE TO THE AGGREGATE FUNDS OF NATIONAL BANKS, 1886 TO 1893."

Loan sand discountsUnited States bondsSpecie

Total

1886.

Per cent.41.3236. 361.57

79. 25

1887.

Per cent.70.529.987.37

87.87

1888.

Per cent.71.049.87

11.90

92.81

1889.

Per cent.72.267.806.58

86.64

1890.

Per cent.74.376.447.40

88.21

1891.

Per cent.72.926.416.73

86.06

1892.

Per cent.73.356.257.12

86.72

1893.

Per cent.' 68.J5

8.414.31

81.47

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 119: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 117

STATEMENT EXHIBITING A CLASSIFICATION OF LOANS MADE BY THE NATIONALBANKS IN THE CENTRAL RESERVE CITIES, NEW YORK, CHICAGO, AND ST. LOUIS,AND OTHER RESERVE CITIES, IN GROUPS, TOGETHER WITH COUNTRY BANKS ONAPPROXIMATE DATES FOR THE PAST FIVE YEARS.

SEPTEMBER 30, 1889.

No. ofbanks.

On paperwith singlename, unse-

cured.

On paperwith in-

dorsers, oth-erwise un-

secured.

On demand,with U. S.

bonds, otherbonds,

stocks, orcollateralsas security.

On time,with TJ. S.

bonds, otherbonds,

stocks, orcollaterals

as security.

Total.

New YorkChicagoSt. LouisGroup No. 1, 4 citiesGroup No. 2, 4 cii ivsGroup No. 3,4 citu\sGroup No. 4,4 citiesCountry

Total

45205

129433323

2,992

$31,866,57815,947, 708

866, 90043,237, 3348, 308, 2838,618, 6189, 051, 215

154,475,783

$119, 366,417 $109, 579,49531.

7,145!

29.39;16,

636,

, 275, 073, 863, 955,457, 842,328,014,473, 645,140, 667484 540,484, 540

12, 702,7791,846, 621

54, 280, 6949, 770, 7058, 337, 0563,432, """5431454,314,240

$43,085,12, 455,2, 897,

43, 847,12, 056,6,419,7, 661,

125,279,

$303.72,13,286,59,62,36,

970,

898,166381, 075475, 246823, 504463,472818, 516285,921553, 839

3,290 272, 372,410 1,025, 390,153 254,264,398253,702, 7771, 805,729, 739

OCTOBER 2, 1890.

New YorkChicagoSt. LouisGroup No. 1,5 crt ios *"tGroup No. 2, 4 cities ' -Group No. 3, 6 cities tGroup No. 4,4 cities ' .Country

Total

47198

138504625

3,207

3,540

$29,044,06316, 714, 6732,172, 008

45,604, 6398, 683, 687

21,118, 68010,116, 981

164,665,256

$122, 226, £01 $102,27, 897, 56216, 274,

146, 363.33,31155, 649,18, 602,

685, 600.

,7891,799,338>,9785,080•,401

298,119, 987 1,105, 926,851 271,733, 682

372, 932125, 219346, 312582,852002, 538540, 565225, 020538, 244

$43,466,65216, 506, 7046, 681,99348,664,87513,140,18210, 752, 91710, 313,144144,715,700 1

$297,110,55178, 244,15829,475,102297,216,16566,137, 74598,062,14045,257, 225

L, 058,519,601

294,242,1671,970,022, 687

SEPTEMBER 25,1891.

On paperwith single

name,unsecured.

On paperwith one or

more in-dorsers, oth-erwise un-

secured.

On demandwith in-

dorsers, oth-erwise

unsecured.

On demandwith U. S.

bonds, otherbonds,

stocks, orcollateralsas security.

On time,with TJ. S.

bonds, otherbonds,

stocks, orcollateralsas security.

Total.

New YorkChicagoSt. LouisGroup—

No. 1, 5 citics*t .No. 2, 4 cities* . .No. 3,7 cities*t -No. 4,4 cities* . .

Country

Total

136544926

3,333

$25,125, 31317,937,7912, 093,451

42,118, 7488, 457,434

18, 809,1017,498, 961

159,412, 548

$116, 957,04634,889, 30014, 617,141

141,021,85329, 991, 80354, 500, 47914,130,558

662,814,133

$2,925,418]$113,3,704,939 "

558, 571

, 787,19613,525,6383,999, 711

9, 015,1551, 084,0343, 361,2412,106,63835,679,262

54,233,86311,149,92f9,923, 6425, 596,11454,065,103

$42, 783, 82917, 508, 229

6,595,233

48,397,49514, 393, 99911, 684, 9599,954,626

162,943, 757 1

$301,578, 80287, 565,89727,864,107

294, 787,11465,077,19898, 279,42239, 286,897

, 074,914,803

7,677 281,453, 347 1, 068, 922,313 58, 435, 285 266, 281,195 314,262,127 1, 989,354, 240

* Group No. 1, Boston, Albany, Brooklyn, Philadelphia, and Pittsburg. Group No. 2, Baltimore,"Washington, New Orleans, and Louisville. Group No. 3, Cincinnati. Cleveland, Detroit, Milwaukee,Des Moines, and Minneapolis. Group No. 4, Kansas City, St. Joseph, Lincoln, Omaha, and San Fran-cisco.

t Lincoln, not a reserve city prior to 1893.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 120: Annual Report of the Comptroller of the Currency, Volume 1 1893

118 REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT EXHIBITING A CLASSIFICATION OF LOANS MADE BY THE NATIONAIBANKS IN THE CENTRAL RESERVE CITIES, ETC.—Continued.

SEPTEMBER 30, 1892.

New YorkChicagoSt. LouisGroup—

No. 1,5 cities*! -No. 2,4 cities'No. 3,7 cities*! .No. 4,4 cities'

Country

Total

On demand,paper withone or moreindividual

or firmnames.

48239

133545026

3,430

3,773

$4, 931, 784 $117,7, 853. 3231,079,406

11,998,6872, 072,1988,028,4685, 751, 077

54, 205, 372

95,920, 315

On demand,secured by-

stocks,bonds, andother per-sonal secu-

rities.

p, 751, 22716,617, 3974,722, 783

52,893,24510,740,22312,133,6862,698, 736

55,770,992

On time,paper withtwo or moreindividual

or firmnames.

On time,single-namepaper (oneperson orfirm) with-out othersecurity.

$117, 796, 02540, 307, 35516,137,981

144,730,32930, 656, 75955, 564,35714, 326,995

677, 626,891

273,328, 289 1,097,196, 692

$38,147, 90518,128,1492,744, 362

53,328,5798,910,933

20, 377, 8747, 380, 208

171,265,156

320, 283,166

On time,secured by

stocks,bonds, andother per-sonal secu-rities, or onmortgages

or otherreal-estatesecurity.

$65,573, 00021,006,8018,192,840

54,982,55414,945,45713,879, 88111, 288, 439176,901,—3951,

366, 770, 367

Total.

$344,193, 941103, 913, 02532, 877,372

317,983,39467, 325,570109,984,26041, 445, 455

, 135,769,806

2,153, 498,829

OCTOBER 3, 1893.

New Y orkChicagoSt. LouisGroup—

No. 1, 5 cities*! .No. 2,4 citiesv . .No. 3,7 cities*! .No. 4,5 cities! . .

136535227

Country 3,434

Total 3,781

$6,216, '3505, 509, 670:1, 626,168

10,442,4011,565, 4937,767, 9045, 382,436

52, 576, 784

91, 087, 210

$93, 897,446 $110,13, 815, 614 24.3,350, 523 9,

47. 358,4109, 456, 808

10, 060, [3,058, 636

75,118 992

256,117, 281

225,762522, 359424,921

164, 892400,578579,125880,155082, 320

920, 280,115

$26, 864, 95313, 515, 6911, 863,841

39, 637,0456, 985, 533

14,580, 6065,114, 318

136,125,133

244, 687,123

$4H, 836,150 $281, 040. 60315, 558, 954 72, 922, 2906, 691. 944 22, 957, 399

51,575, 82013,418, 67014, 390,1638, 088,175

164, 935, 738

280,178, 57058,827,08490, 378, 65033,523, 722

990,838, 968

318,495,617 1,830, 667, 349

* Group No. 1, Boston, Albany, Brooklyn. Philadelphia, and Pi t tsburg. Group No. 2, Baltimore.Washington, New Orleans, and Louisville. Group No. 3, Cincinnati, Cleveland, Detroit, Milwaukee,Des Moines, St. Paul, and Minneapolis. Group No. 4, Kansas City, St. Joseph, Lincoln, Omaha, andSan Francisco.

t Lincoln not a reserve city prior to 1893.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 121: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 119

STATEMENT SHOWING THE CLASSIFICATION OF THE LOANS BY NATIONAL BANKS INNEW YOUK CITY FOR THE LAST EIGHT YEARS.

Loans and discounts.

On indorsed paperOn single-name paperOn U. S. bonds on demandOn other stocks, etc., on de-

mandOn real-estate securityAll other loans

Total

Oct. 7,1886.

45 banks.

$121,381,38024, 640, 008

2, 002, 550

91, 636, 791211,432

13, 854, 215

253, 732, 376

Oct. 5,1887.

47 banks.

$115,316,62517, 585, 4961,445,900

95, 075, 844146, 885

28, 443, 431

258,014,181

Oct. 4,1888.

46 banks.

$117,707,04428, 626, 2952,132,159

108, 466, 001113,494

35, 450, 488

292, 495,481

Sept. 30,1889.

45 banks.

$119, 369, 40431, 860, 578

1,124,109

108, 258,112201,878

43, 078, 085

303, 898,166

Oct. 2,1890.

47 banks.

$122,226, 90429, 044, 063

583,820

101, 789,112228,778

43, 237, 874

297,110, 551

Loans and discounts.

On paper, with single name, unsecuredOn paper, with one'or more indorsers, otherwise unsecuredOn demand, with one or more indorsers, otherwise unsecuredOn demand, with TJ. S. bonds, other bonds, stocks, or collaterals, as securityOn time, with U. S. bonds, other bonds, stocks, or collaterals, as security

Total

Loans and discounts.

On demand, paper with one or more individual or firm namesOn demand, secured by stocks, bonds, and other personal securitiesOn time, paper with two or more individual or firm name.5 »On time, single-name paper (one person or firm) without other securityOn time, secured by stocks, bonds, and other personal securities, or on

mortgages or other real-estate security

Total

Sept. 30,1892.

48 banks.

$4, 931, 784117, 751, 227117, 796, 02538,147, 905

65, 573, 000

344,199, 941

Sept. 25, 1891.

49 banks."

$25,125, 31311(3, 957, 046

2, 925, 418113, 787,19642,783, 829

30.1,578, 802

Oct. 3,1893.

49 banks.

$6,216,350.5793, 897, 446. 82

110,225,762.1126, 864, 953. 38

43, 836,150. 94

281, 040, 663. 82

CLASSIFICATION OF THE LOANS AND DISCOUNTS OF THE NATIONAL BANKS IN THERESERVE CITIES AND IN THE STATES AND TERRITORIES ON OCTOBER 3, 1893.

Cities, States, andTerritories.

No. ofbanks.

On de-mand, pa-per with

one ormore

individualor firmnames.

On de-mand, se-cured bystocks,

bonds, andother per-sonal se-curities.

On time,paper withtwo or moreindividual

or firmnames.

On time,single-

name pa-per (one

person orfirm) with-out othersecurity.

On time,secured by

stocks,bonds, andother per-sonal se-

curities, oron mort-gages orother realestate se-curity.

Total.

New York CityChicagoSt. LouisBostonAlbanyBrooklynPhiladelphiaPit tsburgBaltimoreWashington CityNew Orleans

$6, 216,5, 509,1, 626,7,473,

544,37,

1,430,956,903,175,370,

350 $93,670! 13,168! 3,

20,

897,446815, 614350, 523444, 592115, 209543, 380003,78025 L, 448278,666409,245126, 328

$110,24,9.

65,3,4,

37,20,14,3,5,

225, 762522, 359424. 921931, 982329, 892088,394317,161497,460383,850634,161252, 834

$26, 864 95?13, 515, 6911, 863, 841

20, 526, 027376, 820329,000

16, 467,7031,937,4935, 899, 995

33,487814,811

.3 $43,15,6,

22,

1,20,7,4,

836,150558,954691, 944328, 975368, 633148, 902460, 852262,455731, 462764, 737275,234

$281, 040,66372, 922, 29022, 957, 399

136, 705,0667, 735, 3789,146, 777

90, 685, 87435, 905, 47230,197,8186, 016, 677

13, 839, 548

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 122: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 2 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLASSIFICATION OF THE LOANS AND DISCOUNTS OF THE NATIONAL BANKS IN THERESERVE CITIES, ETC.—Continued.

Cities, States, andTerritories.

LouisvilleCincinnatiClevelandDetroitMilwaukeeDes Moines . . .St. PaulMinneapolis...Kansas City...St. Joseph'LincolnOmahaSan Francisco.

Total of cities .

MaineNew HampshireVermontMassachusettsKhode IslandConnecticutNew YorkNew J erseyPennsylvaniaDelawareMarylandDistrict of Columbia . .Virginia"West VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaMissouriKansasNebraskaColoradoNevadaCaliforniaOregonArizonaNorth DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashington"WyomingOklahoma

Indian Territory

Totalof country banks

United States *

No. ofbanks .

On de-mand, pa-per with

one or

On de-mand, se-cured hjstocks,*

, bonds, andindividual! other per -or firm sonal se-ll ames. curities.

$116, 2661, 70-1, 73111, 207, 20611, 299,103

790, 74834,145

1,191, 0141,540. 954

672, 515499, 2-] 8185, 040364, 220

3, 661, 440

$642, 5672, 483, 9653, 962, 5361, 264, 5751, 001,172

89, 760653,599605, 238

1, 383, 92381. 294

109, 899325, 678

1,157, 839

On time,paper withtwo or moreindividual

or firmnames.

$4,129. 7319, 422, 523

13,487,1347,963,4583, 084,008

875,1643,119, 2445, 627, 5913, 733, 5602, 050, 9991,492, i4,147, 552

455, 955

347j 38, 510, 426 180,998,289 358,197, 794 108, 561, 990153, 559, 878

835148j

2145984

27499

3261846

1363024142717281211

222""{)

7152

2181151919276

1656557

136121!

i

6

797, 973!1,772,497|1,173,42914, 200. 573|

548, 2201;1, 745, 398'5, 225,165;1, 518. 9402, 542, 326!

168,488|177, 750

500927,185115, 70i219. 432J54,800

138, 882110,167509, 937

56,189107, 948

1, 784, 92472,147

842. 6501,157,011!1, 767, 944;2,197, 304j4, 763, 7061, 291, 276

988, 4522,177,433

741,646345, 543432. 815798,143 i

1, 846,1151288, 243

2, 793, 379|1, 914,126!

57,16JI168, 306|161,106323,003

1, 280, 205114,120418,147

1, 652, 67656,80429,947

922

900. 4201,675,833

739. 8628, 301, 571:1, 482,10713, 835, 5924, 600. 0327, 696, 006

23, 664, 989!345, 916|330, 35470,191

1, 259, 91438, 832

119, 209352, 769|816, 034122,144453, 024180, 64578,468

907,455145.215

. 398,5361,510,9081, 806, 383

879,0931, 949,180

799, 932926, 432876,143572, 511128, 578280, 805415,113

l t 461, 44154, 368

1, 843, 7791, 019, 477

43,967219, 970146, 071100,717121,444

68, 875207,314

1,135, 61535, 734

15, 654, 0295,189. 0698,472, 787

57, 256, 28117, 896, 47025. 317, 78111, 718, 08530, 643, 94059, 665, 7114, 053, 3838, 040, 534

265, 2269, 201, 7725, 803, 6033, 539, 7532, 727, 3874,124. 0561, 577,4722, 331, 283

814, 5301, 067, 379

17, 219, 8711, 069,040

13, 061,1638, 935, 311

43, 742, 81920, 351, 97522, 050, 53617, 688, 93212, 872, 58414, 485, 546

7, 216, 6115, 450, 7247,132,7387, 941, 8317, 691, 255

48, 9132, 910, 7872, 718, 227

194,667952, 504

1, 044, 351688,963

2, 997, 362693,944

1, 478,2764, 794, 420

814,942165, 430308, 041

On time,single

name pa-per (oneperson ortirm) with-out othersecurity.

On time,secured by

stocks,bonds, andother per-sonal se-

surities, oron mort-gages or

$237. 2384, 888, 9082, 015,7031,147, 924!

829, 740412,497!

2, 596, 231!2, 689, 6012,122,817

741, 994228, 344

1, 767, 793253, 369

Total.

other real

1,153, 419528, 502

1, 039, 96616, 975, 429

7, 005,1686, 059, ] 139, 016,4842, 950,006

10, 930, 622108, 560516,811

1, 043, 009240,201638, 012166, 244729, 981926, 660931, 804258, 536457, 916

10, 671,117221,802

1,272, 6092, 329, 4037,437,0693,444, 5946,987, 4874, 874,0852, 484, 6417,234,6092, 969,4061,042, 6893,388,1132, 762,3775, 604, 343

96,9481,136, 8622, 375, 345

46, 299644,154786,436207,916

2, 509, 732465, 803860, 899

1, 625,941812,52749,963

105,494

3,434 52,576,784' 75,118,992 562,082,320136,125,13;

3,7811 91,087,210 256,117,281 920, 280,1151244, 687,123 318,495,61'

I i

2, 777, 8101, 676, 4641, 753, 23115,478, 0487, 090, 5826,775, 2618,177,1414, 484, 3669, 558, 664756, 844

1, 079, 393187,285

2, 617,180594,179

1,156, 9642, 664, 9541, 973, 071

691, 2231, 701, 647900,034392, 497

11,551, 703593,135

3, 229, 4584, 201, 5629,569,53,970,1706,566, 5273, 656, 0722, 742,4976,712,2993, 747,1701, 423,2968, 438, 2424, 228,1155,274, 371

47, 5121, 890,1041,372,176

133, 2383,830, 9372, 321, 888274, 046

1,022, 311280, 954

1,446,3523,010, 367740, 77686,26787,329

164, 935, 738

$8,773, 03922, 071,23624,179, 85113,457, 5166, 776, 6531, 955, 0409,638, 70212, 299, 64911,285, 7764,456, 2112,621,7909, 270, 8495,889, 094

839,828, 380

21, 283, 65310, 842, 36713,179, 277

102, 211,90534, 022, 55043, 733,14798, 736, 90947, 293. 261106, 362, 3135, 433,19210.144, 844

523, 20415,049,0626, 792, 5255, 673, 3725, 966,1567, 782, 0253, 427, 6685, 927, 6972, 209, 9372,104, 21042,135, 0722,101, 342

18, 804,41818,134,19764,323, 72130, 843,13842, 317, 43828, 310, 30020,014, 60731, 486, 03215, 247,3458, 390,83419, 672, 71516.145, 58121, 878, 028

535, 98610, 574, 9139,399,353475, 334

5, 815, 8744, 459, 8541, 594, 6477,931,0561, 623, 6984, 410, 98912,219,0212,460, 786

331, 608501,788

990,838,968

1,830,667,349

* Cents not included.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 123: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 121

TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE AMOUNT OFEACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL BANKS ONOCTOBER 4, 1888, SEPTEMBER 30, 1889, OCTOBER 2, 1890, SEPTEMBER 25, 1891, SEP-TEMBER 30, 1892, AND OCTOBER 3, 1893.

OCTOBER 4, 1888.

States, etc.

MaineNew HampshireVermontMassachusetts

BostonRhode Island...Connecticut. - - .

Division No. 1..

New YorkNew York City . .Albany

New JerseyPennsylvania . .

PhiladelphiaPittsburg . .

Division No. 2..

DelawareMaryland

Baltimore . .District of Columbia..

WashingtonVirginiaWest Virginia

Division No. 3..

North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana

New OrleansTexasArkansasKentucky

LouisvilleTennessee

Division No. 4 . .

OhioCincinnatiCleveland

IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee

Division No. 5..

IowaMinnesotaMissouri

St. LouisKansas CitySt. Joseph

KansasNebraska

Omaha

Division No. 6..

20, 266, 716.19 67, 646, 7901 8, 890, 000 2, 003,030 1,060, 959.08

Gold coin.

$608, 811. 76272, 931. 70324, 242.49

2,075,139.183, 995,172. 09

399,863.351,288,182.11

8, 964, 342. 68

3,489,057.487,138,669.50

402,960. 501,091,490. 593, 748, 764.422, 264,915.002,130, 858.70

1, 216, 7901

64,305,120535,700309,470284,100172,450 $8, 890, 000823,100

131,453. 50322, 302.12

1,385, 293.5096, 471. 00

201, 783. 00394. 598. 00225,096.13

2, 756, 997. 25

160,108,144,39,

306,64,12,

123,481,

33,389,290,392,

598.00983.00273. 63353. 00792. 00869.50480.00442.00531. 20175. 00062. 36748. 00423. 00

2, 547,730. 69

2,422,423. 80369, 997. 50729, 789. 50

1,729,041.621, 972, 502. 509, 757,108.501,154, 512. 93

972,174. 50785,011.87455, 377.00

20, 347, 939. 72

1,240, 734. 581,794,471. 24

220, 667. 00487, 219. 00

1,054, 752.5089, 740. 00

967, 519.80595, 725.45881,497.10

7,332,326.67

7,133,5

22, 640!.44,180:.

468, 680'.116, 500 .531, 0-:0 .

9, 480 .10, 400 .

1, 202, 920

420 -55, 500 .

3, 580 .19, 520 .

4, 000 .4,503 -

127, 920 .139, 590 .

14, 270 .41, 390 .

1,500 .117,100 .

529, 290 .

146,640271,000180, 000113,250198,920

2,426,75029,340

5, 96012,300;

100, 000

3,484,100

75,0805, 8S )9, 00 )

355, 000251,21-i)

50,260124, 260i15, 960,132, 950

820,190

Silver coin.

Dollars. Fractional.

$36,08871,48340, 823

315,188108, 68759, 372

134,863

766,504

385,126362, 21318,500

194,805541,141346,946154,299

46,45069, 251

101,6584,060

13,16587, 75619,157

341,497

1, 346,531

292,13360, 55239,132205,120247,130215, 851135, 93345, 38593,80720,233

1, 355, 276

176,^86265,13634, 53920, 00072, 8174,378

134,32869, 25067,536

844,27a

$28, 894. 9128, 061. 8028, 023.36

200, 543.7481,047.7644, 740.69103, 636. 67

515,548.93

266,313. 30219,845. 648,171.00

107, 949.01251,439. 41169,237.1938, 003.53

29, 751. 0935, 612.2939, 337.365, 260.5014, 974.5042,127.059,963.02

177,025.81

17,418.1019,142.0524,005.0316, 552.3913,180.368, 503. 6516,668.0561,523.8549, 749. 957, 572.10

15, 984.335,022.7539, 858.85

295,181.46

116,657.8611, 671.7514, 904. 9162,733.89104, 820.92254, 807.1045,064. 6753, 500.3646, 524. 549,040.00

719, 726. 00

74, 77 A. 0791,569.408, 621. 517, 878.0038, 738.973,668.7048,451.1022, 980.8528,685.12

325,367.72

SilverTreas-

ury cer-tificates.

$35, 30316,4325,045

140,162693,32187,10286,480

1,063, 845

255, 317., 771, 348

14,000171, 323191,152548,152

94, 708

Total.

$717,497.67397, 288. 50405, 733.85

2, 970,552.9211,498,027.85

658,748.041, 795,931. 78

18, 443, 780.61

5, 612,73, 797,

979,1, 875,5,016,

12,391,3, 240,

196.14331. 50037. 60656. 83700.19969. 23

3,046,000 102,913,495.27

37, 89465,154

249, 8726,980

392, 62484, 470

8,309

645, 303

108,562

116, 6191,385

45,29340,18576,736

505, 643218, 363

40, 21036,895

1,40072,270

1,163, 571

45, 973156, 500

25,00040,37698, 558

416, 72520, 57512,53511, 3718,534

836,147

58, 79012,1608,587

92,40087,12026, 32763,94732, 58211, 540

393,453

268,188.59536,499.41

!, 244,840. 86229, 271. 50953,586. 50618,431.05272, 925.15

5,123,743.06

•.10948. 05923. 66338.39392. 36680.15949. 05120. 85386.15750.10901. 69300. 75

13.85

228,200,531,107,437,149,136,933,

1,305,120,550,342,836,

5, 882, 304.15

3,023, 827.66869, 721. 25988, 826.41

2,150, 521. 512,621,931.42

13,071, 241.601, 385, 425. 601, 089, 554.86

949,014.41593,184. 00

26, 743, 248. 72

1, 626, 264. 652,169, 216.64

281,414. 51962,497.00

1, 504, 628.47174,373. 70

1,238, 505.90736,498.30

1, 022, 208.22

9, 715,607. 39

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 124: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 2 2 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AMOUNT OF EACH KIND OF COIN" AND C O I N CERTIFICATE HELD BY THE NATIONALBANKS, ETC.—Continued.

OCTOBER 4, 1888—Continued.

States, etc.

ColoradoNevadaCalifornia

San FranciscoOregonArizona

Division No. 7...

DakotaIdahoMontanaNew MexicoUtahWashington

Wyoming

Division No. 8..

United States . .

$1,334,134.6546, 727. 50

2, 286,137. 90928, 622. 50875, 572.5014,010. 00

Gold coin.

5, 485, 205. C

371, 845.10101, 784. 50736, 950. 00108, 269. 50323, 808. 30679, 997. 70198, 992.60

Gold GoldTreas- [ clearing-

nry cer- i house cer-tificates. I tificates.

$6,490:

60122,1803,650; $180, 00012,190:

144,570J 180,000

2, 521,647. 70 127, 330| 168, 271

Silver coin.

Dollars. Fractional.

$74,4575,629

113,28914, 64318, 034

500

226,552

$28, 756.562, 845. 09

42, 964.0815, 255. 3213, 979. ~'1,437.10

105, 237. 95

50, 879!6, 762j

48, 5898,5576,213

42, 3444,927

70,222,905.9.5,81,088, 790 9,070, 000 7, 051,9313,255, 891. 69

21,154.1,217.35

11, 744.004, 522, 355, 597.457,804. 294, 804.40

56, 844. 74

SilverTreas-

ury cer-tificates.

Total.

I1, 698 $1, 455, 536. 21

28552, 220 i

546. 592, 616, 790. 981,142,170.82

940, 619. 3015, 947.10

85,046 6,226,603.00

20,843

9,4966,117

32, 2242,1005,0098,895

792

470,615.00117, 510. 85870, 407. 00124, 448. 85396,127. 75749, 740. 99210,176. 00

64,933 2,939, 026.44

7,298,298:177,987,816.64

SEPTEMBER 30, 1889.

jVl aineNew HampshireVermontMassachusetts

BostonRhode IslandConnecticut

Division No. 1..

New YorkNew York City ..Albany

New JerseyPennsylvania

PhiladelphiaPittsburg

Division No. 2..

DelawareMaryland

BaltimoreDistrict of Columbia.

Washington"VirginiaWest Virginia

Division No. 3..

North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana

New OrleansTexasArkansasKentucky

LouisvilleTennessee

Division No. 4..

$611,151. 51276, 224. 05317, 710.

2, 201, 966.474, 457,576. 00

421, 327. 251, 305, 898. 51

9,591, 854. 59

3, 232,7, 096,

329,1,071,3,670,1,573,1,743,

797.549. 50 48, 9:347.70654.770.046.812

. 64

18, 717,977.79 52, 393,070 7, 000,000 1,397,5311,^03, 983.47

138, 871.00301, 597.97

1, 024, 545.5098, 840.50

108, 076.00311,021.50216,166. 68

2,199,119.15

155, 029. 7695,171.00

215, 454. 3846, 536. 90163, 601. 5033, 641. 5015, 267. 5068, 241. 00

472, 2.10. 5fi34,144. 50

444. 211.50330; 711. 50454,167.50

2,528,389.09

$4, 830 .5. 300 .

10, 210 .294, 200 .

5, 369, 820 .89,560 .

262, 820 .

5,036, 740

1, 036, 370125,200450,000189,270350,740467,430 $7, 000, 000974,000

11,89050,670

1,343,04090,000601,0208,730

13, 800

2,119,150

570

21, 9201,86013,170

8^04058, 90071, 29012, 20041, 37063, 500

118, 060

412,680

225, 000

225,000

$39, 92856, 87225,589

252,37087,89741, 79591, 519

595, 970

253, 903220, 69917,160

104,237464, 605217,425119, 502

42,15541,35054,3943,783

11, 24779, 68413, 778

246, 391

62, 84457, 59393, 57848,190108,06033,65114, 09246, 232234,30138, 88951, 50723, 766

122, 823

935, 526

$36,167. 5li37, 729. 89|39, 073. 69

247, 212.0286,117.5471, 292.71

112, 373. 23

$40, 03625, 01412, 650

250,783703,01876,139

158, 487

629,966.59 1,266,127I '

267, 762. 70255, 586.026, 047.00

172, 035.35267, 083.43182, 861. 0252, 607. 95

22,915. 6441, 876.0242, 230. 881, 481. 25

19, 582.0035, 629.8311,744.25

175, 459. 87

40, 393. 0924, 570. 9040, 800. 8110, 762.7028, 635.5514, 649.158, 988.35

38, 379.1559, 236. 956, 745. 6527,370.718, 654.9038,110.87

347,298.78

4,596,788

71,12077,104287,8409,891

201, 61184, 92715,856

748,349

4,44138, 096117,9641,463

88,31540, 76352,074

415, 410281,18843, 68136, 81445, 28588,574

1,254,068

$732,113. 02401,139. 94405, 233.49

3, 246, 531. 4910, 704, 428. 54

700,113.961, 931, 097. 74

18,120, 658.18

5,153,59, 087,

824,1, 834,5,142,10,197,3, 069,

357.34892.52036.70176.77595. 96793. 02497.95

85, 309,350.26

286,951. 64512, 597. 99

5, 977, 050. 38203, 995.75941,536. 00519,992. 33271,344.93

5, 713,469.02

263,277.85215,430.90489, 717.19108, 812.60401, 782.05124, 504. 6598, 461. 85627,162.15

1,118, 226. 50135,660.15601,273.21471,917.40821,735.37

5,477,961.87

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 125: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 123OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL

BANKS, ETC.—Continued.

SEPTEMBER 30, 1889—Continued.

States, etc.

OhioCincinnatiCleveland

IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee

$2, 425, 974. 67317, 739. 00631, 680. 00

1,680, 614. 691,837, 607. 81

11, 594,795. 001, 082, 062. 69

995, 425. 50806, 332.15602,185. 00

Division No. 5.

IowaMinnesotaMissouri

St. LouisKansas CitySt. Joseph

Nebraska . .Omaha .

Division No. 6 . .

Gold coin.

21, 974,416. 5J

902, 414.101, 752, 621. 30

251, 010. 21, 061,101. 001, 284, 739. 50

148, 987. 50849,880. 59546, 096.15950, 567. 32

7,747, 417. 66

Colorado 1,738,927.52Nevada 38, 590.00California | 2,118, 974.50

San Francisco j 824, 265. 00Oregon I 984,984.50Arizona j 16,005.00

Division No. 7 . .

DakotaIdahoMontanaNew Mexico.UtahWashington.Wyoming

Division No. 8..

United States . .

5,721,746.52

348, 812.10109, 630. 00614,095. 00147,122, 50457, 235. 53

1,248, 730. 00194, 983. 50

3,120,608.63

GoldTreas-

ury cer-tificates.

$109,300312,000240,000256, 750190,390

2, 622,00039, 24057, 37011, 88:120,000

3,958, 930

56,1207,310

10, 290395, 000130, 54080,46026,15013, 73015,600

735, 200

28, 79050

24,550140,4101,390

195,190

16, 5607,000

42, 050

Goldclearin^

house cer-tificates.

1,163, 211

$110,00040,000

150, 000

76,99017,190 -

200 .

159, 990!

Silver coin.

Dollars. Fractional.

$254, 52650, 70831,729151,382211,287221,473118, 55450, 49760, 88612,169

145,479199, 64340,95525, 20080,22714,458

134, 44457, 78086,172

784, 358

76, 934804

141, 3147,500

19, 868142

246, 562

26, 7789,220

47, 28513, 06219,00351, 0797,030

173,457

71, 601,529. 94 66, 010,950 7, 375, 000 5, 543,006 3, 728, 900.90 10, 067, 062164,326,448.84

$151,936.9517, 977. 406, 834.97

99, 572. 80144, 057. 64135, 375.1973,262. 9754,499. 0549, 836. 257, 820.00

741, 673. 22

82, 674.6!113, 786.9322, 257. 6415, 032. 6040,736.455,989. 55

63, 584.9033,492. 3232,387.98

409, 943. 02

43, 207.3, 713. 6552,423. 334, 800. 00

24,138. 231, 076. 70

129, 359. 71

20, 238.463, 663.48

24, 684. 205, 790. 558, 217. 65

22,159. 506,462.40

91, 216. 24

SilverTreas-

u ry cer-tilicates.

$76, 972)292,40025,00084, 67998,129

769,15034, 00561,42322,8256,700

Total.

1,471,283

58,97625, 66231,09681,000162,11066,96785,02757, 85922,946

591, 643

27,495140

21,2912,500

18, 080

19, 506

22, 8086,68914,905

7258,35312,9032,915

$3,018,990,935,

2, 272,2,481,15,342,1,347,1,219,951,748,

709. 62824.40243.97998.49471.45793.19124. 66714. 55759.40874.00

29,309, 513.73

1, 245,2, 099,

355,1, 577,1,698,

316,1,159,

708,1,107,

663. 75023. 23608.84333. 60352. 95862,05086.49957.47673.30

10,268, 561. 68

1,915, 354. 3243, 297. 65

2,468, 552. 831, 019,475. 001, 048, 460. 73

17,223. 70

6, 512, 364.23

435,196.56136, 202.48743, 019. 20166, 700.05569, 799.18

1, 352, 061. 50211, 590 90

3, 614, 569. 87

OCTOBER 2, 1890.

MaineNew HampshireVermontMassachusetts

Boston;Rhode IslandConnecticut

Division No. 1...

New YorkNew York City . .Albany..Brooklyn

New JerseyPennsylvania

PhiladelphiaPittaburg

Division No. 2..

$602, 874. 89268, 771. 25316, 702. 85

2, 306, 246. 383,651, 524. 50

403,039.361, 384,923. 24

8, 934,082.47

3, 060,378. 348,631,003.00 65,

415,144.50132, 848. 00

1,167, 601.913, 929,012.101,731, 829.501,738,876.50

20,806,693.8571,992,900

$41, 8204,150

12,120330,130

6, 538,790156, 540288, 270

7,371,820

630,170S 551,590

511,000584, 200256, 520402,830

3,150, 210 $3,150, 000906,380

$48, 05956, 09830, 081

293, 38680,26636, 931

104, 210

649, 031

~287,~Ii9267, 23215,43513,333

155, 844491, 700316,751187,768

3,150, 0001,735,477 5,496,445.83

$39, 218. 3349,127. 2137, 316.78

252,934. 5992, 004. 0180, 276. 60

117,233. 67

668, 111. 19

276, 835. 54328, 370. 03

8,554.7532,783. 20

183,705.67314,143.18281,162.31

70, 89L15

$67, 88455, 64728,414

369,949996, 026140,846283,495

1, 942, 261

255, 8733,681,745

16, 792180, 871444,643480, 232923,777314,846

$799, 856. 22433, 793. 46424, 634. 63

3, 552, 645. 9711, 358, 610. 51

817, 632.962,178,131.91

19, 565,305. 66

510, 675. 88459,940. 03966,921.25944, 035. 20208, 314. 58617, 917.28553, 729.81218,761. 65

6,298,779105,480,295.68

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 126: Annual Report of the Comptroller of the Currency, Volume 1 1893

124 REPORT OF THE COMPTROLLER OF THE CURRENT

AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE

BANKS, ETC.—Continned.

States,etc.

DelawareMaryland

BaltimoreDistrict of Columbia .

WashingtonVirginiaWest Virginia

Division No. 3..

North CarolinaSouth Carolina

FloridaAlabamaMississippiLouisiana

New OrleansTexasArkansasKentucky

LouisvilleTennessee

Division No. 4..

Ohio . . . .CincinnatiCleveland

IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee

Division No. 5..

Iowa . . . .Minnesota

St. PaulMinneapolis

MissouriSt. LouisKansas City .St. Joseph

KansasNebraska

Omaha

Division No. 6..

Colorado

NevadaCalifornia

San FranciscoOregonArizona

Division No. 7..

North DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashingtonWyomingOklahomaIndian Territory

Division No. 8..

United States . .

Gold coin.

$156, 931.14294, 910. 81457,112. 50103, 923. 50108,436.50369, 895. 00257,912.28

1, 749,121. 73

184, 338. 30223, 350. 35422, 448. 6929, 654.65

289, 812. 0039, 719. 007, 530. 00

154, 462. 50737, 805.15

30, 010. 00548, 288. 80218, 568.00422, 654. 50

3, 308, 641. 94

2, 420, 812.37275, 719. 0U786,965. 50

1, 932. 387. 581, 807,274. 55

10, 849, 786. 501,158, 699 04

822, 327. 50896,186. 70617, 000. 00

21,567,159.34

1,192, 871.10651, 600. 70

1, 017, 869. 45739, 050, 25257, 992. 50497, 523. 50886, 925. 00162, 267. 50856,101. 30636, 827. 75

1, 811,377. 50

8, 710, 406. 55

1, 920, 630. 9140, 932. 50

1, 800, 211. 50843, 042. 50

1, 301, 926. 5049, 770. 00

5, 956, 513. 91

162,277.90186,939. 9098, 263.40

668,908. 05214, 217. 50444,215.50

1, 626, 303.80218,145.00

11,485. 001,457.50

3, 632, 213.55

74, 664,833. 34

OCTOBER

GoldTreas-

u ry cer-tificates.

$7,00067,450

2, 260,200110, 000

1,131,89v47, 68.,14, 851

3, 639, 070

5'J2, 08u

73, 60v

20, 8202,70

15,740301, 50;194, 41<15,8;;i44, 40034, 601

109, 88b

816,180

103, 810475, 000177,00145 490

2, 1890—Continued.

Gold-clearing-

house cer-tilicates.

237, 25U5,215, 40i!

59, 25' !

116,58 i39, 84U1

225, 001.1

6, 794, 620

67,3504, 840

30,00-*'.'.'.'.'.'.'.'.'.'.11,12<;

1,848, 790:

152,43! ;71,260 . . . .97,50:)!24,17)36,390'

2, 343, 850

31, 55w220

57,140 $29. 0002, 000 2.)0, 0002,2701

340 •

93,520

26,07017,1002, 070

60, 321

319,000

119,00056, 7902,140;

150

283, 640

93,335, 600 3, 469, 000

Silver coin.

Dollars.

$30, 29151, 34075,1027,2877,863

74,55524, 910

271, 348

27, 62757, 233

123, 65371,55495, 97134,83625, 52056,915

352, 72431, 45176, 66026, 548

201, 882

1,182,574

304, 69869,23625,466

214,933222,857197. 478117i 51040, 35371, 72421, 948

1, 286,203

193,01847, 698

104,95046, 00257, 67927, 221

123, 99512,168

150,99372, 47588,490

924,689

92, 6343,787

100, 96611,00017, 7291,800

227,916

13, 26314,8702,098

56,13212,26520, 28880,9069,016

8462,612

212, 296

6,489,534

Fractional.

$25, 558.1148, 257.8550, 451. 385, 485.75

42,164. 5535, 531.8020,057.17

227,506.61

23,101. 2024,123.7332, 397.1018, 243.9823,156.5519,943.1513,295. 4.p>34, 445. 9884,456.1217, 965. 9933, 482.2010, 348. 0555, 865. 52

390, 836.02

150, 806. 2227, 373. 8915, 010.25

111, 890. 35143, 473. 632J 6,478. 7285, 285. 8546, 908. 0560, 399.087,820.00

865, 446.04

90, 547. 2434,221.1565,461. 0525,192.0023, 049. 0514,413.1433, 585.127, 222. 05

67, 525.7044,779 3724,460.70

430,456.57

42,211. 004, 459. 20

50,488. 305, 570. 00

20,640.201,113. 70

124,482.40

12,779. 4011,517. 301,341.25

34,918.996,022.60

13, 392.3130,841.545,327.95

821.08360.42

117,322.84

4,320,607.50

SilverTreas-

ury cer-tificates.

$85, 829110,370381, 720

13, 792297,724129,12021, 340

1, 039, 895

8,17213,486

123, 9894,635

65, 36930,05453, 915

424,191355, 98036, 51941, 82932,29699,422

1, 289, 857

125,131172, 95022,032

175,912, 148,488

527, 516(5(i, 55949,72d52,1377,891

1, 348,336

117,64427,443

118,10511,20040,972

672,484170, 27644,439

107,71973,64037,506

1,421,428

40,113218

28,8318,000

16,999520

94,681

42,77423,0473,801

30,487

48,73931,6825,2514,5453,721

194,047

*3,ti29,284

Total.

$305,609.25572,328. 66

3,224,585.88240,488.25

1,588,078.05656,781.80339,069.45

6, 926,941. 34

243, 798.50320,273.08776,147.79124,087.63495,128.55127,252.15116,000.45971,514.48

1,725, 375. 27131,786.99744,660.00322,360.05889,704.02

6,988,088.96

3,105,257.591,020,279.491,026,473.752,580,612.932,559,343.18

17,006,659.221,487,303.891,075,888. 551,120,286.78

879,659. 00

31,861,764. 38

1,661,430.34765, 802. 85

1,306, 385. 50851,444.25390,812. 55

3,060,431.641,367,211.12

297,356.551,279,839.00

851,892.121,998,224.20

13,830,830.12

2,127,138.9149,616.70

2,066,636.80,1,159,612.50

1,359,564.7053,543. 70

6,816,113.31

257,164. 30253, 474.20107, 573. 65850,766.04232, 505.10645,634.81

1,826,523.34239,879.9517,847.088,150.92

4,439,519.39

196,908,858.84

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 127: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 125

AMOUNT OF EACH KIND OF COIN AND COIN" CERTIFICATE HELD BY THE NATIONALBANKS, ETC.—Continued.

SEPTEMBER, 25, 1891.

States, etc.

New HampshireVermontMassachusetts

BostonRhode IslandConnecticut

Division No. 1..

New YorkNew York City . .AlbanyBrooklyn

New JerseyPennsylvania

PhiladelphiaPittsburg

Division No. 2..

DelawareMaryland

BaltimoreDistrict of Columbia .

WashingtonVirginiaWest Virginia

Division No. 3..

North CarolinaSouth CarolinaGeor gia . . . . . . . . . . . .FloridaAlabamaMississippiLouisiana

New OrleansTexasArkansasKentuckv

LouisvilleTennessee

Division No. 4..

OhioCincinnatiCleveland

IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee

Division No. 5..

jwa . . . . . . . . . . . . . . .Des Moines

[innesotaSt. PaulMinneapolis

MissouriSt. LouisKansas CitySt. Joseph

Kansas. . . . . . . .Nebraska

Omaha

Division No. 6..

Gold coin.

$686,071.30274, 384. 50334, 232.20

2, 451, 009.493, 414,499.35

419,431.901, 526,844.90

9,106,473.64

3, 226,137.649,845,117.00

348,577. 00126, 711. 50

1, 253, 476.564, 307,482.361,872,449. 002,203,511.50

GoldTreas-

ury cer-tificates.

$48, 77025, 79018,110

268, 2503, 835,130

210, 670351, 440

4, 758,160

665,77037, 523, 360

454,000392,000302,290487,960

1, 740, 720515,580

23,183,462.56 42, 081,680

128, 212. 00368, 635.46596,612.50117, 559.50136, 071. 40535,150. 34273, 611. 68

2,155, 852. 88

266, 716.8666,441.85

237,152.8062, 301. 40

221,738. 5053, 490. 5028,499. 50

187, 836. 50949,942.20

70, 445.00536,133. 67319,407.00538,586. 50

3, 538,692. 28

2,801, 760. 86353, 328. 50743, 412. 50

2,261, 623.302,423, 284. 75

13, 018,145.501, 384, 866. 09

725, 296. 001,284, 673.74

674, 530. 00

25, 670,921.24

1,308,988. 24112,710. 00735,091.94

1,714,857.97616,167.50304,751.00

1,437,512.001,038,627. 50

195,733.501,115,800. 05

771,823. 901, 672,940.40

11,025, 004. 00

14,98066, 550

1, 271, 650120,000

1,234,18059, 73015, 340

2,782,430

4,420500

18,8802, 550

23,4003,5404,040

258, 32080,46017,95048,99024,80092,840

580,690

165,840747,450266,000395, 930407, 290

5,449, 50069, 70038, 00045, 300

170, 000

7, 755, 010

87, 260

20,30014,000

13, 0301,412, 350

178, 64027,08045, 21026,66043,500

1, 868, 030

Goldclearing-

house cer-tificates.

$6,675," 000

Silv

Dollars.

$37,42857,41430,175

230, 78263, 77641, 33277, 653

538, 560

261,779155,216

19, 7002,455

152,978506,752264, 836119, 402

6,675,0001,483,118

36,23545,34284,2182,735

17,94691,02424,683

! 302,183

42, 27645,15589, 82349, 8-1379, 71021,46538, 78174, 992

395, 07122, 38370, 74740,197

204,343

1,174, 786

283,85867,76634, 045

220,358280, 268222, 513127, 80833,01787, 00716, 230

1, 372, 870

177, 69018,40454, 61130, 90653,09162,39637,117

141,93121, 533

133, 37778, 55291, 303

900,911

er coin.

Fractional.

$40, 981.0443,181, 4148, 748. 68

273,482. 61131, 608. 95

83, 205. 28123,855. 48

745,063.45

305,934.46401, 567.49

10,103. 5043,268. 53

193, 418.26328,988. 46268, 583. 5569,718. 85

1,621,583.10

31,758. 4550, 316.0959,786. 892,151.75

22, 667. 3067, 721.3024, 359.81

258,761.59

36, 255.4833, 700. 2544, 567. 3022, 598. 9524, 789. 759, 580.95

18, 327.5038, 571.95

102, 383. 914, 942. 30

37,181.8610, 319. 3562,196. 31

445,415.86

176,114.0829,437.7423. 507. 00

124, 001.38187,171.87201,863.2592,223.3937, 310.0074,814. 0112, 722. 02

959,164.74

99, 872.209, 522.35

37, 661. 0418, 063. 9523, 045.6535, 253.1816, 771. 7034,862.3510, 657.2063,423.5245, 625.8442, 766.26

437,525.24

SilverTreas-

u rv cer-tificates.

$90,39171,55045,645

490,1081,481, 759

187, 918313, 274

Total.

$903,641.34472,319.91476,810.88

3,713, 632.108,926, 773.30

942, 557.182, 393, 067.38

2, 680,5451 17,828, 802.09

328, 6755,871, 631

19, 911271, 562528, 855686, 739

1, 651,178237,345

9, 595,896

99,319113,452667, 73822,892

385, 291120, 79732,132

1,441,621

15,0907,461

126,98413, 57178,97432, 37345, 526

626, 495491, 866

25, 34163,37014, 20083, 551

1, 624,802

168, 081470,21228,621

219,825249,155

1, 250, 59193,17194, 79761,83140,754

2, 677,038

111, 52950, 00053, 304

227, 210181, 75042,105

832,430264, 032

72, 751134, 63971,49652,193

2, 093,439

4, 788, 296.1053, 796,891.49

852, 291.50835, 997. 03

2,431, 017. 826, 317,921.82

12, 472, 766. 553,145,557. 35

84, 640,739. 66

310, 504.45644,295. 55

2, 680, 005.39265, 338. 25

1,796,155.70874, 422. 64370,126.49

6,940, 848. 47

364,758.34153, 258.10517,407.10150, 864.35428, 612.25120,449. 45135,174.00

1,186, 215. 452, 019, 723.11

141, 061. 30756, 422. 53408, 923. 35981, 516.81

7, 364, 386.14

3, 595, 653.941, 668,194. 241, 095, 585. 503, 221,737.683, 547,169. 62

20,142,612. 751,767, 768. 48

928,420.001, 553,625.75

914, 236. 02

38,435,003.98

1,785, 339.44190, 636. 35900, 967. 98

2, 005,037. 92874, 054.15457, 535.18

3, 736,180.701,658,092.85

327, 754.701,492,449. 57

994,157. 741, 902,702. 66

16, 324, 909. 24

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 128: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 2 6 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONALBANKS, ETC.—Continued.

SEPTEMBEK 25, 1891— Continued.

States, etc. Gold coin.

Colorado ,$1,886,841.60Nevada 37, 210. 00 .

GoldTreas-

ury cer-tificates.

CaliforniaSan Francisco

OregonArizona

Gold !clearing-

house cer-tificates.

1, 701, 832. 50!1,026,225. 001.1,409, 640.97i

36,130. 00

Division No. 7 . . I 6, 097, 880.07

North DakotaSouth DakotaIdahoMontanaNew MexicoUtah"WashingtonWyomingOklahomaIndian Territory

185,175,128,738,145,526,

1, 556,217,

6,5,

076. 72387. 50630.90850.00850. 00641. 35435. 60156. 00385. 00!647. 501

$52, 720

**2l,'890|

""4,"23o!-

$35,000590, 000

78, 840 625, 000

25,8001.19,400.

260.64, 200J -

101, 400!57, 580|

190

r

Silver coin.

Dollars. Fractional.

$208,6841,770

98,45513, 00018, 0372,927

342,873

11,88220, 5579,15048,91513, 49240, 55871, 53811, 355

7095,116

Division No. 8 . . | 3, 686, 060. 57 268, 830 233, 272

United States . . 84, 404, 347. 24160,173, 6701 7, 300, 000;6, 348, 573

$52,031. 042, 015. 45

74, 232. 4023,200.0034, 693.1, 766. 85

187,939. 72

13,713. 2010,172.395,211. 75

45, 281,6, 343.1521,825. 3653, 877.935,883.65101. 25886. 60

103, 296. 97

SilverTreas-

ury cer-tificates.

$52,516280

19, 9253, 000

13,675

89, 396

Total.

$2, 252, 792. 6441, 275.45

1,951,334.901,655,425.001,480, 276. 95

40,823.85

7,421,928. 79

41, 00239,71213,88542,690!

2, 041118, 71635, 9856,467

7205,780

206,998

277,265,157,939,167,709,

1, 775,241,

7,17,

473. 92228. 89137. 65936. 69726.15140. 71416. 53051.65915.25430.10

4, 558, 457.54

4, 818,750. 67 20, 409, 735J18.-S, 515, 075. 91

SEPTEMBER 30, 1892.

MaineISTew HampshireVermontMassachusetts -

BostonBhode Island-Connecticut

Division No. 1 . .

New YorkNew York C i ty . . .Albany "Brooklyn

New JerseyPennsylvania

PhiladelphiaPi l tshurg

Division No. 2. .

DelawareMarvland

BaltimoreDistrict of Columbia..

WashingtonVirginiaWest Virginia

Division No. 3 . .

North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana

New OrleansTexasArkansasKentucky

LouisvilleTennessee

Division No. £..

26, 575, 361. 38 49, 899, 020

$743,629.39318,934.18367,132.50

2, 705, 756. 353, 713, 614. 00

482, 412. 301, 622, 266. 05

9,953,744.77

3,475, 672.0312, 346, 883. 00 44,

312,130,

1, 318,4,407,2,102,2, 682,

!, 807. 50, 174.50!, 017.17', 338.18!, 139. 50I, 329. 50

137, 330. 90385,519.66983,166. 00

83, 847. 00243, 560. 40420, 718. 40292, 404. 53

2, 546, 546.89

241, 342.0091, 960. 35

258, 390.9458,459. 28

238, 697. 00102,270.8042,275.50

133, 561.001, 224, 397.90

71,275. 00483, 863. 25462,426.00566, 592. 50

$77, 87034.33018i 490

228,0904, 990, 210

197,120230, 410

5,776,520

774, 700,618 480

438, 000462, 250332, 690501, 9201

2,109,380 $7,730,000661,600

11, 58071, 320

1,130,400142, 000

1, 098, 78062, 00026, 260

2, 542, 340

2, 640

27,1.

44,2.6

373146,

21,54,39,

115.

3, 975, 511. 52| 836, 230

$43,07765, 43432.795

236 32763, 39129, 24882, 265

$47,450.7648,332.4848, 565.19

296,995.63128, 725.5595,906.80

148, 681.97

552,537| 814,658.38

231,719151,29011,683!17,740J

156,1901495, 726|313, 277!135, 889!

$101,324! $1,013,351.1581, 6751 548,705.6638,6431 505, 625. 69

589,326! 4,056,494.981,864,358! 10,760, 298.55

195,167! 999, 854.10334,144| 2, 417,767.02

3, 204, 637; 20, 302, 097.15

826.497. 07|161.45!339. 99J759.75144.33!594. 54!539. 351

413,385;5,183, 92li

29,422i250, 547!549,640832, 63l|

2, 079, 813488, 635:

5, 200, 303. 01071.07073. 95051.49296.92759.51204.04992. 85

802,907,

2,543,6, 606,

14,622,4, 089,

7, 73). 000 1,513,51411,793,863.46

26,690i34, 845167,828!

3, 995117,97682, 21537,112

270, 661

53,13286, 845

128, 375105,042107,69310,74436,29576,557

485,91639,57281, 88129, 652

184,994

41, 537. 9545, 902.6071, 094.103,144.25

33, 284.2075,014.0828, 806.55

9, 827, 9941 97, 339, 752. 84

118,133;161,455!941,894!

48. 512!372, 710135,313|90,406!

298,783.731 1,868,423

335,271.85699, 042. 26

3,194, 382.10281,498.25

1,766,310.60775, 260. 48474, 989. 08

7, 526, 754.62

38,128. 6838, 200. 9079, 903.9326, 618.1539,305.0010,573.6514, 020. 0552,243.18119,597. 2310,972.5539,961. 5410, 544.6373, 738.11

10,364!35,852i80,786!

5, 856!88, 908j21,510!41, 580

1,601,383558,565j

41, 506185, 35327,320

130, 266

345, 606. 6.252. 858. 2b574T755. 8'197,515.4c519,403.00148, 068.45140, 210. 55

2, 236, 634.182, 535, 016.13

184,805.55745,988.79569,722. 63

1,070,710.61

1,426,698| 553,807.60j 2,729,049, 9,521,296.12

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 129: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 127

.AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL

BANKS; ETC.—Continued.

SEPTEMBER 30, 1892—Continued.

States, etc.

OhioCincinnati ..Cleveland...

IndianaIllinois

ChicagoMichigan ,

Detroit"Wisconsin

Milwaukee .

$2, 922,193.04539, 215.00

1,035, 070. 502, 458, 641. 262, 841, 613.78

14, 644, 030. 001, 400,258.38

938, 042. 501, 507,862.29

819, 550. 00

Division No. 5. 29,106,476.75

IowaDes Moines

MinnesotaSt. PaulMinneapolis

MissoiA'iSt. LouisKansas CitySt. Joseph

KansasNebraska

Omaha

Division No. 6..

ColoradoNevadaCalifornia

San FranciscoOregonArizona

Division No. 7..

North DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashington"WyomingOklahoma

Indian Territory

Division No. 8..

United States. .

Gold coin.

1, 471,123,854,

1, 691,671,314,

1,319,841,173,

1,123,992,

2, 025,

192.70268. 00245.45711.80912.50155. 70193. 00267. 50012.00074.05

1.81212.00

11, 601, 213.51

2, 546, 291. 8544,765. 00

1, 552, 025. 001,086, 610. 001, 313,437. 50

68, 310. ""

6, 611, 939. 35

296,271,164,930,160,746,

1, 744,303,

20,12,

862. 00733.50863.40457.50492. 50022.75552.10330.35307. 00537. 50

GoldTreas-

ury cer-tificates.

Goldclearing-

house cer-tificates.

$198,830815,770302, 000591,150436,160

5, 969, 88060, 78050,15055,420

125, 0001

8, 605,140|. 1,449,8831 971,046.86| 2, 883, 763| 43,016,309.61

118, 7807. 0009, 830!2,1705,000

15, 3902,082.480

252, 92(V58, 580;

55,75026,73010, 000;

2,644,630 .

83, 630; -

19,940 $80, 000402,1001 50. 000

3, 020'

508, 690 130, 000

22,950!10,620l,230!

71,8104, 860

73,91049,570

360460

1,840

4,651,158.60| 237,610!

Silver coin.

Dollars. Fract ional .

$329,52494, 76732,171

236, 457284,849j223, J14!118,769

25, 76795,142

9, 323!

$189, 223. 7221,092.1522, 970.00

136, 619.34189, 027.43188, 982. 90

89, 904. 6148, 841. 0573, 426.6610, 959. 00

SilverTreas-

u r y cer-tificates.

$208,557.

41,218,239,

1, 289,99,

113,105,

9,

Total.

$3,848,2,028,1,433,3, 641,3,991,

22, 315,1, 769,1,176,1, 837,

974,

603 76304.15211. 50616. 60582. 21853. 90522.99104. 55144.95365.00

168, 038i13. 336162, 67682, 30053,66459, 23534, 223

141,92315, 577

142, 57286,08586,217

945, 846

"I99T9251, 682

77,04030, 00025, 7723,245

337, 664

~~19,85228, 4579,906

61, 27020,88441,15978,36017, 5136,4694,611

288, 281

95, 021,952. 77i71,050,180j 7, 860, 000 6,785,084 5,405,710. 92 22, 993,451 209,116,378. <

127,169. 2520,272.1542, 392.7617, 786. 6742,627.7826, 089. 0522, 704. 85|45, 402. 75

7, 726.3077,017. 9159, 647. 8854,602.05

156,4349,800

49,718!17, 250174, 20052, 567

1,132, 924240,561

79, 322169, 483|' 92, 805!

50, 724|

2, 041,173

1, 018,1,811,

847,467,

4, 591,1, 522,

334,1,567,1, 258,2,226,

613.95676.15862.21218 ,47404.28436.75524.85074.25217.30896. 96236. 69755.05

543,439.40 2,125,788 17,860,916.91

83,157. 24|2, 247. 30|

71, 898.79113,460.00|37, 877. Ill5,036. 85

98,779

*3i,6027,000

13, 908

213, 677.29

23, 244. 8517,031. 049, 816.13

57, 349. 658, 788. 33

27, 066. 0360, 455. 458, 592. 671, 478. 702, 611. 35

216, 434. 20

151,289

21, 75728, 5596,920

46,1941,032

17,87458,3233.4328,8049,633

3, 011, 783.0948, 694.30

1, 832, 505.791,589,170.001, 394, 014. 61

77, 091. 85

7, 953, 259. 64

384, 665.85356, 400. 54192, 735.53

., 167,081.15196, 056. 83906, 031. 78

., 991, 060.55333,208. 0237, 518.7031, 232. 85

202, 508] 5, 595, 991. i

OCTOBER 3, 1893.

MaineNew HampshireVermontMassachusetts

Boston1th ode Islandyonuecticut

Division No. 1.

New YorkNew YWk CityAlbanyBrooklyn

New JerseyPenn syl vania

PhiladelphiaPittsburg

Division No. 2

- 842,423.72320,892. 77447, 681.75

2, 905, 423.465, 389, 926. 00

666, 906.501,879,951.13

12,453,205.33

4,265,66,739,

341,230,

1,5,987,2, 632,2, 757,

473.42700.00 32,297. 50202.50615. 60729.23646. 50432 99

54, 851, 097. 74 35, 347,

39, 04029,61025, 2501192, 640

2, 009, 540124, 740399, 220

2,820,040

651,960403, 940305, 500202, 200321, 550594,930545,920321, 860

5, 075, 000

55,19778,70470, 613464,619112, 77284,123115,100

57, 070.4156, 768.0755, 837. 66

398,723. 97165,428. 60131, 248. 30158, 702.10

981,1281, 023,779.11

390.172248,99628,96529,400179, 012736, 307331,899171.173

3, 631,186

390,822. 751431,664.90 5,

18, 779., 8545, 632.52

225,137. 05452,204.65302,585.84 2,135,898.35

453,725878, 76320, 701291,948607.339962,407239,369626,476

5, 075, 000 2,115,924 2,002, 725.9111,080, 728110,473,335. 65.

1,114, 389.13585, 050.84643, 991.41

4,520,952.439,952. 788. 601,195,466. 802. 896, 699. 23

20,909,338.44

6,152,153.1775, 703,063.90

715, 243.35799,383.02

3, 229, 653.658,733,577. 8811,127,420.344,012,840.34

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 130: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 2 8 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AMOUNTS OF EACH KIND OP COIN AND COIN CERTIFICATE HELD BY THE NATIONAL

BANKS, ETC.—Continued.OCTOBER 3, 1893—Continued.

States, etc.

DelawareMaryland

BaltimoreDistrict of Columbia.

Washington CityVirginiaWest Virginia

Division No. 8.

North CarolinaSouth Carolina ;Georgia 'Florida IAlabamaMississippiLouisiana

New OrleansTexasArkansasKentucky

Louisville jTennessee . . 1

460150!290500BOO!050;750!500!

200!600;120'

Silver coin. j Silvertreasurycertin-

Dollars. i Fractional , cates.

Division No. 4.; 5, 483, 348. 20 614, 070

Ohio | 3,832,540.61Cincinnati ! 755, 040 00Cleveland .'. | 1,250, 002.50

IndianaIllinois

Chicago ,Michigan | 1, 741, 785. 07

DetroitWisconsin

Milwaukee

Division No. 5.

IowaDes Moines

Minnesota .St. PaulMinneapolis

Missouri

1, 956, 792. 5083, f 07.50

1. 257, 439. 70J1, 908. 636. 50i

887,000.00356. 081. 50

St. Louis ! 1,756; 230. 50

213,311.255,176,361,

3, 987,69,13,34,

125,

$38, 287.5749,117. 7195, 295.707, 035. 00

23,939. 0080, 296.0633, 751.17

327,722. 21

44,680.0631,425.4046, 837.6519,796.4027, 363. 9514, 938.1312, 765. 3572,071.21

116,656. 2613,902. 5036,469. 9515, 354.8679,123. 70

i 1,393,491} 531,385.42

337, 86656, 869

100,964225, 689220, 830476,195183, 91037, 041

125,88633, T~

204, 305. 6620,182. 9044,062.00

110,972.19171, 949. 22549,920.25113,902.1736, 943.8873,163.2222,456. 60

11,709,1481,347,858.09

Kansas CitySt. Joseph

KansasNebraska ,

LincolnOmaha

Division No. 6.

ColoradoNevadaCalifornia

San Francisco...OregonArizona

Division No. 7.

North DakotaSouth DakotaIdahoMontanaNew MexicoUtahWashin gtonWyomingOklahomaIndian Territory

Division No. 8.

959,705.00280,218. 50

1, 373,733. 54936,728. 36!232. 505.001 ' . - . .

1,436,160.00 28,500

13, 425, 038. 60

2, 278,47,

1, 751,1, 025,1, 456,

106,

121, 98!> 155.8983, 500! 9, 7289,000| 58,085

18, 500[ 102,400|10,000 18, 617113,320 56, 347|

772,8201 32,26959, 2201 96,21013,200( 27,38261,840! 141,07111,200 57,730!

23,598!j 80, 557

$115, 631206,402872,817

26,626478, 887217, 004

83,685

Total.

$415,170. 77715, 875.77

2, 940, 801. 70237, 627. 50

1, 398,848.40945, 373.56592,983.60

2, 001,0521 7, 246,681.30

18,883!18, 09983, 55626,08464, 894

8,09538,399

741,024380,421

63,85282, 68627,000

274,939

1,827,932

228,775496, 815

42,000223,801299,755

5,744, 558132,235

55!, 234117,542108, 825

7,449,540

373,454.06263, 093. 90467, 897. 15253,297. 25495, 255. 95138,963.13133,797. 85

1,179,JBO3.213,498,977.26

210, 503.60784, 355. 70576,062.86

1,474.964. 70

9, 850,226.62

4,816,1,640,1, 692,4, 335,4,176,

22, 771,2, 241,

971,2, 329,1,589,

757.27406.90028.50884.01615.05923.25172. 24071. 38637. 32857.10

46, 565,353.02

1,123, 080

765.15980.00707. 50l350. 00827. 25437.50

83, 250

4,26025,000

90500

6, 667, 067.40

212,275,207,776,148,623,

1, 093,196,42,35,

625. 20480.50265. 90789. 70491. 00959. 50697. 60491.50615.00475. 00

3, 607, 890. 90

113,100

93,284.179,796.25

46, 771. 8129, 745. 6012,160. 6526, 749. 60!23,634.25! 1,35, 873. 6012, 603. 5079, 839. 2735, 682. 309, 735. 41

36, 849.92

859,892

$5, 000

5,000

10, 8009, 3501

450!11, 410)5, 450

75,18055,78

620

""i,"i66170, 440

257,534

7,91618, 2646,446

86, 57924, 38721,61665, 97710,1617,3789,999

258, 723

452, 726.33

75,183.533,281.00

41,473. 6617, 890. 0030, 766.18

5, 384.90

161, 229!8, 6961

57, 068i117, 508J47,75069. 7111

0541721103, 799111, 658j149, 762

70, 8485,547

118, 030

2,489,183. 67115, 527. 75

1, 428, 364. 512,176, 790.10

975, 527. 65522,209.10

3, 639, 674. 751, 254, 807. 60445, 062. 00

1, 806, 245. 811,112,388.66

271, 385.411,700,096.92

2, 076, 327 17, 937, 063. 93

45, 426205

21, 8221, 500!

21, 290!1,7001

2, 656,418. 6853,476. 00

1, 873, 065.161, 082, 260. 001, 523, 649. 43

119, 754.40

173,979.27! 91,9431 7,308,623.67

12,408.2012,511.804,615.6933,459. 2011,551.8520, 232. 9541,145.958,383. 551, 601. 003,092. 35

149, 002. 54

United States 129,740,438.19 47,522, 510 5,080, 00017,965, 84416, 009,178. 88 28, 385, 889 224,703, 860. 07

25,45953, 9989,153

41, 3701,989

34, 92720, 7663,217

22, 72713, 575

227,181

269,364,227,949,191,775,

1,277,218,74,63,

208. 40604. 30930. 5960^. 90868. 85915. 45366. 55873.05321. 00541.35

4,413,237.44

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 131: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 129

STATEMENT EXHIBITING, BY STATES, TERRITORIES, AND RESERVE CITIES, THEAMOUNT OF COIN AND COIN CERTIFICATES HELD BY THE NATIONAL BANKS ONSEPTEMBER 30,1889, OCTOBER 2, 1890, SEPTEMBER 25,1891, SEPTEMBER 30, 1892,AND OCTOBER 3,1893.

States, etc.

MaineNew HampshireVermontMassachusetts

Boston.Rhode IslandConnecticut

Division No. 1

September 30,1889.

$732,113. 02401, 130.94405, 233. 49

3, 246, 531. 4910, 704, 428. 54

700,113. 961, 931, 0o7. 74

1890.

$799,433,424,

3, 552,11,358,

817,2,178,

856.22793.46634.63645.97610. 51632, 96131.91

18,120, 658.18 19, 565, 305. 66

New York | 5,153,357.34New York CityAlbanyBrooklyn

New JerseyPennsylvania

PhiladelphiaPittsburgh

DelawareMaryland

BaltimoreDistrict of Columbia .

Washington......VirginiaAVest Virginia

OhioCincinnati..Cleveland . .

IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee.

IowaDes Moines .

MinnesotaSt. PaulMinneapolis.

MissouriSt. LouisKansas City.St. Joseph . . .

KansasNebraska

OmahaLincoln

59, 087, 892. 52824, 036. 70

"].834,176. 77Si 142, 595. 96

10,197, 793. 023, 069, 497. 95

4, 510, 675. 8878, 459. 940. 03

966, 021. 25944, 035. 20

2, 208, 314. 585,617,917.289, 553, 729. 8 L3, 218, 761. 65

Division No. 2 85, 309, 350.26 105,480, 295. 68

Division No. 3

North CarolinaSouth. CarolinaGeorgiaFloridaAlabamaMississippiLouisiana

New OrleansTexasArkansasKentucky

LouisvilleTennessee

286, 951. 64512, 597. 99

2, 977, 050. 38203,995.75941, 536. 00519, 992. 33271, 344. 93

5, 713, 469. 02

277. 85430.90717.19812. 60782. 05504.65461. 85162.15226. 50COO. 15273. 21917. 40735. 37

263,215,489,108,401,124,98,

627,-, 118,135,601,471,821,

305,572,

3, 224,240,

1, 588,656,339,

609. 25328. 66585. 88488. 25078.05781. 80069.45

6, 926, 941. 34

243.320,776,124,495,127,116,971,

I, 725,131,744.322.

798. 50273. 08147. 79087.63128. 55252,1501)0. 45514.48375.27780. 99660.00360. 05704.02

Division No. 4 ! 5, 477, 961. 87

Division No. 5

Division No. 6

3, 018, 709. 6299i), 824. 40935, 243. 97

2, 272, 998. 492, 481, 471. 45

15, 342, 793.191. 317.124. 661,219,714.55

951,759.40748, 874.00

29, 309, 513. 73

1, 245, 663. 75

"2,699,623.23

355, 608. 841, 577, 333. 601, 698, 352.95

316. 862. 051.159: 086. 49

' 708, 957. 471,107, 673. 30

10, 268, 561. 68

;8.96

3,105,1,020,1, 026,2, 580,2, 559,

17, 006,1, 487,1, 075,1,120,

879,

257.59279.49473. 75612. 93343.18659. 22303.89888. 55286. 78659.00

31, 861, 764. 38

1, 661, 430. 34

765,1, 306,

851,390,

3, 060,1, 367,

297,1, 279,

851,1, 998,

802. 85385.50444. 25812.55431. 64211.12356. 55839.0089*2.12224. 20

13, 830, 830.12

$903,641. 34472, 319. 91476, 810. 88

3, 713, 632,108, 926, 773. 30

942, 557.182, 393, 007. 38

$1,013,351.15543, 705. 66505,625.69

4, 056, 494. 9810, 760, 298. 55

999, 854.102, 417, 767. 02

$1,114, 389.13585, 050. 84643,991.41

4, 520, 952. 439, 952. 788. 601,195, 466. 802, 896, 699. 23

17, 828, 802. 09 20, 302, 097.15 20, 909, 338.44

4, 788, 296.1053, 790, 891. 49

852, 291. 50835,997.03

2, 431, 017. 826, 317, 921. 82

12, 472, 766. 553,145, 557. 35

84, 640, 739. 66

•6,152,153.1775, 703, 063. 90

715, 243. 35799, 383. 02

3, 229, 653. 658, 733, 577. 88

11,127,420.344, 012, 840. 34

97, 339, 752. 84 | 110, 473, 335. 65

415,170. 77715, 875. 77

2, 940, 801. 70237, 627. 50

1, 398, 848.40945, 373. 56592,983.60

335, 271. 85699, 042. 26

3,194, 382.10281, 498. 25

1, 766, 310. 60775, 260.48474, 989. 08

6,940,848.47 | 7,526,754.62 7,246,681.30

364,153,517,150,428.120,135.

1,186.2, 019,

141,756,408,981,

758. 34258.10407.10864. 35612.25449.45174. 00215. 45723.11061.30422. 53923. 35516. 81

7, 364, 386.14

3, 595,1,688,1, 095,3, 221,3, 547,

20,142,1, 767,

928,1, 553,

914,

653.94194. 24585.50737. 68169.62612. 75768. 48420. 00625. 75236. 02

38, 435, 003.98

16, 324, 909. 24

345,252,574,197,519,148,140,

2, 236,2, 535,

184,745,569,

1, 070,

606. 68858. 25755. 87515. 43403. 00068. 45210. 55634.18016.13805.55988. 79722. 63710.61

373,454.06263, 093.GO467, 897.15253, 297. 25495,255. 95138, 963. 13133,797. 85

1,179, 603. 213,498, 977. 26

210, 503. 60784, 355. 70576, 062. 86

1, 474, 964. 70

9,

3,

521, 296.12

848, 603. 762, 028, 304.151,3,3,

22,1,1,1,

433, 211. 50641, 616. 60991, 582. 21315, 853. 90769, 522. 99176. 104. 55837,144. 95974, 365. 00

9, 850, 226. 62

4, 816, 757. 271, 640, 406. 901, 692, 028. 504, 335, 884. 014,176, 615. 05

22, 771. 923. 252, 241,172. 24

971, 071. 382, 329, 637. 321, 589, 857.10

43,016,309.61 46,565,353.02

2. 041, 613. 95173,676.15

1, 018, 862. 211,811,218.47

847, 404. 28467, 436. 75

4, 591, 524. 851,522,074.25

334, 217. 301, 567, 896. 961, 258. 236. 692, 226, 755. 05

2, 489,115,

1, 428,2,176,

975,522,

3, 639,1, 254,

445,1,806,1,112.1, 700,

271,

183. 67527. 75364.51790.10527. 65209.10674. 75807. 60062. 00245. 81188. 66096.9238a. 41

17,860,916.91 ] 17,937,063.93

10665 CUR 9

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 132: Annual Report of the Comptroller of the Currency, Volume 1 1893

130 REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT EXHIBITING, BY STATES, TERRITORIES, AND RESERVE. CITIHS, THEAMOUNT OF COIN AND COIN CERTIFICATES, ETC.—Continued.

States,etc. September :1889.

ColoradoNevadaCalifornia

San Francisco.OregonArizona

Division No. 7

DakotaNorth. Dakota....South DakotaIdahoMontanaNew MexicoUtah *.WashingtonWyomingOklahomaIndian Territory .

$1, 915. 354. 3243, 297. 65

2, 468, 552. 831,019,475.001, 048. 460. 73

17, 223. 70

6, 512, 364. 23

435,196. 56

136, 202. 48743, 019. 20166, 700. 05569, 799.18

1, 352, 061. 50211,590.90

October 2,1890.

September 25,I 1891.

September 30, October1892. 1893.

$2, 127,138. 9149,616.70 I

2,066,636.801,159,612.50 i1,359,564.70 i

53,543.70 |

$2,252,792.6441.275.45 !

1, 951. 334. 901,6551425.00 :1,480,276.95

40,823.85 i

$3,011,783.0948,694.30 i

1,832,505.79 j1,589,170.00 I1,394,014.61 |

77,091.85 I

$2 656,418.6853,476.00

1, 873, 065.161, 082, 260. 001, 523, 649. 43119. 754/40

6,816,113.31 | 7,421,928.79 7,953,259.64 j 7,308,623.67

2o7,25:5,107,850,232,645,

1, 826,239,17,8,

161.474.573.766.505.634.523.879.847.150.

3, 614, 569. 87 4, 558,519. 39 4,558,457.54 I 5,595.991.80Division No. 8..

United States 164, 326, 448. 84 |195, 908, 858. 84 183, 515, 075. 91 209.116, 378. 69

277, 473. 92265, 228. 89157,137. 65939, 936. 69167, 726.15709,140.71, 775, 416. 53241, 051. 65

7, 915. 2517, 430.10

384, 665. 85356, 400. 54192, 735. 53167, 081.15196, 056. 83906, 031. 78991, 060. 55333, 208. 0237,518.7031, 232. 85

269, 208. 40364, 604. 30227,930. 59949, 607. 90191, 868. 85775,915.45

1, 277i 366. 55218, 873. 05

74, 321. 0063, 541. 35

4, 413, 237. 44

224^703^860. 07

STATEMENT EXHIBITING THE CHANGES IN DEPOSITS AND RESERVE SINCE JUNE20, 1874; ALSO; ON OR ABOUT OCTOBER 1 OF EACH YEAR IN EACH CENTRALRESERVE CITY, IN ALL THE RESERVE CITIES, AND IN STATES AND TERRITO-RIES, WITH A GENERAL SUMMARY EMBRACING ALL ACTIVE NATIONAL BANKS.

NEW YORK CITY.

Date.No. ofbanks.

2.18741.18752.18761.18771.18782.18791.18801.18813.18822.1883

301884

Oct.Oct.Oct.Oct.Oct.Oct.Oct.Oct.Oct.Oct.Sept. 30,1884Oct. 1,1885Oct. 7,1886Oct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892Oct. 3,1893

Average lor20 years ..

Net de-posits.

i Millions204.6202. 3197.9174.9189.8210.2268.1268. 8254.0266. 9255.0312. 9282. 8284.3342.2338.2332. 6327. 8391. 9309.9

275.7 |

Reserverequired

(25 percent)'*

Reserve held. Classification of reserve.

Amount

Millions.51.25n 749.543.747.452.667.067.263.566.763.778.270.771.185.584.583.281.997.977.5

67.6

\Millions.68. 360.560.748.150.953.170.662. 564.470.890.8

115.777.080.196.484.992. 586. 1

103.4109.0

Ilatio todeposits.

Per cent.33.429.930.727.526.825.326. 423.325.426.535.637.027.228.228.225.127.826.326.435.1

28.6

Specie.

Millions.14.4

5.014.613.013.319.458.750.644.550.363.191. 564.163.673.959.178.453.862.675.7

48.4

Other law- Due from) Kedemp-ful money, agents, itionfund.

Millions.

5L 445.334.336.532.611.010.9 i18.919.727.023.712.516.122.125.613.9

040.532. 5

28.1

Millions. Millions.L 51.10.80.81.11.10.91.01.00.90.70.50.40.40.30.20.20.30.30.8

0.7: All lawful money.

CHICAGO.

Oct.Oct.Sept.Oct.Sept.Sept.Oct.

5,18875,1888

30,18892,1890

25,189130,18923,1893

18192019212321

64.669.378.782.992.9

106.585.8

16.217. 319.720.723.226.621.4

19.721.025.024.831.230. 539.0

30.530.231.730.033.628.645.4

12.913.115.317.020.122.422.8

6.7

9.67.8

11.08.1

16.2

0.050.050.050.050.050.050.05

ST. LOUIS.

Oct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892Oct. 3,1893 i

5458999

10.37.9

12.026.224.229.217.9

2.03.06.56.17.34.5

2.2.3.

5.0.

712

81

5.7

26.427.0>«. 7

J1.323.821.131.9

L1.1.3.

4.3.

3061

67

1.31.11.02.52.01.52.0

0.030.020.010.020.020.020.02

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 133: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 131

VTEMENT EXHIBITING THE CHANGES IN DEPOSITS AND RESERVE SINCE JUNE20, 1874, ETC.—Continued.

•RESERVE CITIES.*

[Reserved 25 per cent, one-half in lawful money.]

Date.

Oct. 2,1874Oct. 1,1875Oct. 2,1873Oct. 1,1877Oct. 1.1878Oct. 2; 1879Oct. 1,1880Oct. 1,1881Oct. 3,1882Oct. 2,1883Sept. 30,1884Oct. 1,1885Oct. 7,188GOct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2,1890Sept. 25,1891Sept. 30,1892Oct. 3,1893

No. ofbanks.

182188189188184181184189193200203203217223224228259265263268

Net de-posits.

Millions.221.4223.9217.0204.1199. 9288.8280.4335.4318. 8323. 9307. 9304.5381. 5338.5384. 9419. 0457.8451.9519. 33i>2. G

Reserverequired

(15 percent).*

Millions.55.356.054.251.050.057.272.483.979.781.077.091.195.484. G96.2

104. 8114.4113. 0129. 808.1

Reserve held.

Amount

Millions.76.074.576.167.371.183.5

105.2100.889.1

100. 699. 0

122. 2114.0100. 7116.9121.9129. 8138.8156.1129. 6

Ratio todeposits.

Per cent.34.333.335.133.035.636.536. 230.028.031.132. 233.529.929.730.429.128.330. 730.135.1

Classification of reserve.

Specie.

Millions.4.51.54.05.69.4

11.328.334.628.320.330.342.044.536,340.037.843.145. 553.146.6

Other law-ful money.

Millions.36.737.137.134.329.433.0

• 25.021.924.130.133.334,926.023.224.526. 724. 931.529. 029.8

Due fromagents.

Millions.31.132.332.024.429.135.748.240.633.240.832.342.441.340.051.556.761.061.073.051.6

Rodqmip-tion fund

Millions.3.73.63.03.03.23.53.73.73.53.43.12.92.21.20.90.60.70.81.01.6

* Includes Chicago and St. Louis up to October 5, 1887.

STATES AND T E R R I T O R I E S .

Oct.Oct.Oct.Oct.Oct.Oct.Oct.Oct.Oct.Oct.Sept.Oct.Oct.Oct.Oct.Sept.Oct.Sept.Sept.Oct.

2.1874 I1.1875 !2.1876 I1,18771.18782.18791,18801.18813,1882 !2,1883

30,18841,18857.18805.18874.1888

30,18892,1890

25.189130.18923,1893

44.046.343.843. 643.449.561. 676.181. 986.780. 485. 095. 6

103. 6110.9121. 1128. 9129. 3146.3115.1

100.6100.199.995. 4

106. 1121.3147. 21;~>8. 3150.4157.5150.3177.518(5. 2l!!0.9209. 8224. 62'25. 5235. 5274. 8230. 0

34.332.534. 332.936. 737.735. 831.227.527. 229. 231. 12i>. 227. 628. 427. 826. 227. 328. 2JO. 0

2.41.62.74.28.0

11.521.227.530. 031.235.241.547.850. 850. 250. 554.300. 366.675.9

33. 733.731.031.631.130. 328.327.130! 030.830.929. 930.132.634.536. 237.736. 838.941.2

* Reserve 15 per cent, two-fifths in lawful money.

SUMMARY.

52.753.355.448.956.071.386.492.480.184.179.795.999.5

100.9119.0132.4128.5133.0103.5106.9

Oct. 2,1874Oct. 1,1875Oct. 2,1876Oct. 1,1877Oct. 1,1878Oct. 2,1879Oct. 1,1880Oct. 1,1881Oct. 3,1882Oc»t. 2,1883Sept. 30,1884Oct. 1,1885Oct. 7,1886Oct. 5,1887Oct. 4,1888Sept. 30,1889Oct. 2. 1890Sept. 25,1891Sept, 30,1892Oct. 3,1893

2, 0042,0872,0892, 0802, 0532, 0482, 0902,1322, 2G92,5012,6642,7142, 8523,0493,1403,2903, 5403, 6773, 7733,781

719. 5734.1706. 6669.167«.8768.9968. 0

1,111.61,118.61,168. 71, 098. 71, 248. 21,301.81, 3S8. 41, 543. 6I, 655. 51,758.71,758.62, 022. 51, 573. 7

150.1152.2147.5138.3140. 8159. 3201. 0227. 2225.1234. 4221.1254. 9261.7278. 0311.9333. 1353. 7:$:>;5. r>408.1310.6

244. 9235.1230. 7210.8228.1260. 932.}. 0321.6303. 9328. 9346.1415.4377. 2394. 2440. 2459. G47«. 2497.4570.9513. 9

34.032.033. 531.533.633.933. 428.927. 228.131.633.329. 028.428. 927. 827. 228. 328. 232.6

21.38.1

21.322.830.742.2

108. 2112. 7102. 8107.8128, 6175.0156.4165.1178.1164. 3195.9183. 5209.1224. 7

122. 8125. 2113.4100.297.095.964.359.972.080.691.288.568.779.990.199.786.8

113.3118.3121.7

83.885.687.473.385.1

107.0134.6133. 0113. 3124.9112.0138. 3140.8140.9170.5189.1189. 5194. 0236. 4158. 5

17.16.14.14..15.15.15.16.15. i15.14.:13.11. '

8. t7.<). *C».0 . (7 . ,9.(

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 134: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 3 2 REPORT OP THE COMPTROLLER OF THE CURRENCY.

LAWFUL MONEY RESERVE OF THE NATIONAL BANKS, AS SHOWN BY TFIEIR

Cities, States, and Territories.

New York CityChicagoSt. Louis

Total of central reserve cities.BostonAlbanyBrooklynPhiladelphiaPittsburgBaltimore „WashingtonNew OrleansLouisville .....*CincinnatiClevelandDetroitMilwaukeeDes MoinesSt. PaulMinneapolisKansas CitySt. JosephLincolnOmahaSan Francisco

Total of other reserve cities..Total of all reserve cities.

MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia.Virginia

No. ofbanks.

gWest VirginiaNorth Carolina

16 j South Carolina .GeorgiaFloridaAlabamaMississippiLouisianaTexasArkansasKentuckyTennesseeOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaMissouriKansasNebraskaColoradoNevadaCaliforniaOregonArizonaNorth Dakota.South Dakota .IdahoMontanaNew Mexico...Utah .Washington .Wyoming . . .Oklahoma .. .Indian Territory .

Total of country banks -Total of United States..

268

347

5148

2145984

27499

3261846

1363024142717281211

2229

7152

218115191 i

92 I76 !

165 j6557

13612151

233395

3239132210145713

ReserveDeposi ts . required,

25 per cent.

$309, 971, 55485, 756, 781

__17,_907, 671413, 6:K5, 006

10.'*., 648, 4598, 786, 023

11, 095, 83085, 736, 50629, 400, 06320,757, 6207, 437, 372

12, 751, 2086,732,405

21, 565. 54516, 035,40510,977, 7538, 820, 2781, 732,1359, 280, 8:,'O7, 879, 6379, 886, 0074,186, 9191,874,554

10, 277, 7433, 743, 044_

"3927605^1^6"

$77,492,88821, 439,1954,476,918

$109,016, 99738,987,8155,721,498

103,409, 001

806, 241,402

434

781 1

12, 642. 4518, 541, 4648,165,195

66, 692, 94517, 932, 47328, 301,46485, 916. 96648,159, 20898,175, 070

4, 549,1549, 673, 239

744, 97412,151, 9195, 587, 1423,327,1843, 344, 5814,070,1623, 158, 9063, 284, 7311, 216, 0191, 236, 669

25, 249, 0351, 241. 291

10, -424,12210, 739, 34351, 070, 77925,484.21337, 654, 22123,121,49218, 666, 02724, 556, 70912,376,966

6, 029, 82215,904,72112,103, 79818, 646, 221

363. 0898, 692! 4787, 470, 836

449, 6364, 619,6893, 657, 4111, 336, 2836, 914, 1921, 383, 7632, 739. 3756, 975, 0011, 755. 349

562,133410, 702

767, 477, 513

75737718,915

201, 560, 350

(15per cent.)1, 896, 3681,281,2201, 224, 779

10, 003, 9422, 689, 8714, 245, 219

12, 887, 5457, 223, 881

14, 726, 260682,373

1, 450, 986111,746

1, 822, 788838,071499, 078501, 687611,424473.836492, 710182, 403185, 500

3, 787, 355186, 194

1, 563, 6181, 610, 9027, 660, 6173, 822, 6325, 648.1333, 468, 2242, 799, 9043, 683, 5061, 856, 545904, 473

2. 385, 7081, 815. 5702,796,933 |

54,5981,303, 8721,120, 626

67,445 i692,953 I548,612 '200, 443

1, 037,129207,565410, 906

1, 046, 250263,30284,32061,605

Reserveheld.

Ratio ofreserve.

Per cent.35.1745.4631.95

153, 726, 31035,029, 9463., 185,1793. 581,757

28J154, 0448, 615, 2826,490,1293,115.4462, 574, 6442,107, 6127, 756,1984, 964, 2213, 074, 7434, 017,000

589, 5823, 449, 7712, 290, 5043, 768, 8391, 583,158470,716

3,583,0381, ] 86, 960

129,588, 769

283, 315,079

115,121,627

4,154,9992, 737, 7732, 570, 751

18, 999,9175, 535,8999, 625, 54022,179, 98314, 212, 48727, 622, 0851, 397, 7512, 542, 317381,436

2, 828, 6701,* 717,169989,747678,839

1, 256, 759935, 391

1,119,622487,199360, 467

8, 553, 246487, 366

2, 762, 7463, 827,598

14, 782, 2609,530,17112,446, 8256, 647, 2746, 051, 7537, 834, 2963, 732, 3561,835,9016, 200,1773, 811, 9116, 497, 811

83. 3432,441. 4111, 902,140202, 792

1, 029, 002982, 468345,151

2,188, 802361, 292

1,109, 2051,744, 998403, 246264,125200, 724

__37.16"33780"36.2532.2832.8429.3031.2741.8920.1931.3135.9730.9628.0145.5434.0437.1729.0738.1237.8125.1134.8631.71

33. 0135.14

32.8732.0531.4828.4930.8734.0125.8229.5128.1430.7326.2851.2023.2830.7429.7520.3030.8329.6134.0940.0729.1533.8839.2426.5035.6428.9437.40 I33.06 I28.7532.4331.9030.1630.4538.9831.4934.8522.9028.0925.4645.1022.2726.8625.8331.6626.1140.4925.0222.9746.9948.87

~30705~

32. 66 I

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 135: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY.

REPORTS OF CONDITION AT THE CLOSE OF BUSINESS OCTOBER 3, 1893.

Cash reserve.

Required.

$76, 681, 77621, 385,195

__41456LG68102, 523, 639

12, 718, 7551, 084, 7551, 373, 759

10, 567,1133, 607, 8372. 551, 862

'910,4271, 573, 651

829,1832, 601, 7561,976,1191, 339, 5941,092, 410

212, 9101,154, 479

978,1051,226,751

517,740230,382

1, 267,168465,630

48, 280, 386

194, 202, 056

Held.

$108, 205, 88538.933,8155, 701, 248

152, 840, 948

16, 360, 5481,119, 3541,512, 878

17, 600, 2506, 006, 0464, 867, 6552, 623, 8771, 996,1571, 523, 7525,273, 6352, 922, 0291, 552, 7042, 376,428

257, 6122, 388, 6261, 410, 5282, 258, 527730, 612314, 265

2, 227, 8021,104, 370

76,427, 655

Classification of reserve held.

Specie.

$75,703, 06422, 771, 923

3, 639, 675102,114, 662

9, 952, 789715, 243799, 383

11,127, 4204,012, 8402,940,8021, 398, 8481,179, 603

576, 0631, 640, 4071, 692, 029

971,0711, 589, 857

115,5282,176, 790

975,5281, 254,808

445, 062271, 385

1,700,0971, 082, 260

46,617,813

Legaltenders.

$31,082,82115,641,8922,_05.i;_573_

__48, 776, 286

57527.404,713.

4, 242,1, 993.1, 246,

965.816,947!

2, 828!1,230!

581,786.142,211,435,

1,003,285,

42,527,

22,,705

J1024, 954, 842

683, 485446,437,347

3, 649,031938,044

1, 559, 9614, 853, 6892, 797, 8495, 627, 951256,301551,55640,198703, 44G318, 926185,986192,950228,182, 919180,89967, 49669, 655

1, 425, 07570,757

567,727620, 428

2, 895,4191, 443, 9462,160,1411, 325,1741, 087, 2811, 411, 434

718, 976340, 794905,174691,279

1, 090,11220,570498,816435, 04225, 309267,594208,18976, 665

404, 69178, 456156,052395, Oil100,0763-2, 37823,022

United Statescertificatesof deposit.

$1. 420, 000' 520, 000

10,000170567000"

880,000

2, 230, 000

680.000260, 000

805, 000

4, 855, 000

Due fromreserveagents.

~ $18,194,7932, 038, 8302, 042, 439

10, 253, 8942, 474, 8941, 536, 794'453, 079537, 987559,110

2, 29 i, 6881. 985, 5801,456, 7891, 620, 322324,757

1, 049, 895866, 276

1, 492, 312841, 296148, 576

1, 320,13678,090

Redemptionfund wi thTreasurer .

$811,11254, 00020^250^

885, 362

5175707537 |

2,483, 6251,702,9681,358, 580

11, 314, 8813, 429, 8815, 289,977

11,645,7138, 252, 903

13,174, 270738, 345

1,215, 00479, 306

864, 296572, 045297, 359156, 058387, 778354, 091300, 885168,854156,771

2, 264, 868124,467

1,186, 3821, 093, 9995, 767, 70«2, 591, 8436, 046, 0193, 236. 8272, 808, 2803. 927,1671, 820, 243

898, 0373, 290, 7622, 230, 5302,173, 987

26, 607439, 909297, 306

58, 478517,841385, 668

56, 971752, 422112,764184,452318, 891138,047126,132

106, 929,107

158.499, 644

474,26,26,

299,134,

85,38,40,24,

187,56.65,20,

7,l i ,13,18,11,

7,35,

4,1,590, 577

2, 475,939

187, 655166, 005131, 413881, 365344, 761345, 316753, 323229, 260656, 383

41, 62072,09611, 25064,17340, 75634,11419, 31339, 68016, 53740, 46013, 66211, 363

224. 6679,300

144, 30259, 832

422, 071212, 766247,782155, 289

81, 701154, 92059,10552, 489

122,77387,37171, 6533,173

56, 83133,0224,173

23,96928,1408,781

25, 40111, 42520,77558,72213,1123,3754,050

6, 501,475

8,977,414

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 136: Annual Report of the Comptroller of the Currency, Volume 1 1893

154 REPORT OV THE OF THE CURRENCY.

STATEMENT SHOWING AMOUNT OK DEPOSITS HELD BY NATIONAL BANKS, AMOUNTOF LAWFUL MONEY RESERVE REQUIRED, AND RATIO OV SAME; ALSO AMOUNT,RATIO AND CLASSIFICATION OV RESERVE ACTUALLY HELD ON DECEMBER 9, 1892,MARCH 6; MAY 4, JULY 12; AND OCTOBER 3, 1893.

December 9, 1892.

Central reserve citiesOther reserve citiesOutside of reserve cities ..

Total

March 6, 1893.

Central reserve citiesOther reserve citiesOutside of reserve cities ..

Total

May 4, 1S9S.

Central reserve citiesOther reserve citiesOutside of reserve cities ..

Total

July 12, 1893.

Central reserve citiesOther reserve citiesOutside of reserve cities ..

Total

October 3, 1893.

Central reserve citiesOther reserve citiesOutside of reserve cities ..

Total

No.of

banks

80265

3, 439

3,784

80265

3,461

3,806

79269

3,482

3, 830

79269

3, 459

3, 807

79268

3,434

3,781

Deposits

Millions.488.4495.2975.6

1,959.2

489.9473.3981.8

1,945. 0

472.4467.6970.4

1, 910.4

405.7404.5864.4

Reserverequired.

Ra-tio.

l\ ct.252515

252515

252515

252515

1, 674. 6

413.6392.6767.5

1,573. 7

25

15

Amount

Millions.122.1123.8146.3

392. 2

122.5118. 3147.2

388.0

118.1116. 9145.5

380.5

101.4101. ]129.7

Reserve held.

Ratio. Amount

Pcrct. Millions.27. 26 133.128. 68 142. 026. 21 255. 7

27.10 530. 8

26. 51 129. 929. 47 139.525. 93 254. 5

26. 94 523.9

28.3028.5624.47

26.42

26.2429.2026. 80

133.7133. 5237. 4

504. 0

106.4118.1231.6

332. 2 27. 24! 456.1

103.498.1

115.1

316.6

37.163o. 1430.05

32.66

153.7129.6230.6

513.9

Classification of reserveheld.

ILawfnlmoney

in bank.

Millions.132. 877.8

108.0

318.6

129. 575.2

109. 2

313.9

133.378.8

110.7

322. 8

106.068.4

114.8

289.2

152. 976.4

117.1

346.4

Duefrom re-serve

agents.

Millions.

63. i141.8

Redemp-tionwithtreas-urer.

Millions.0.41.05.8

204.9 7. 2

63.* 2139.4

202.6

53.5120 8

174. 3

48.5110.8

159.3

51.5106.9

158.4

0.41.15.9

7.4

0.41.15.9

7.4

0.41.26.0

7.6

0.9

6^5

8.9

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 137: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 5

LlABlLI'l IKS OK TllK NATIONAL 1UNK>, AM> TilK ivlOSKUV

TJIUI-:K DATKK IN TIIK Y I U K S isss , 188U; !890; 18')1; 1892, AND 1893.

STATES AND TE Kill TOR IKS EXCLUSIVE OF RESERVE CITIES.

Date.

Apr. 30,1888June 30,1888Oct. 4,1888

May 13,1889July 12,1889Sept. 30,1889

May 17,1890July 18,1890Oct. 2,1890

May 4,1891July 9,1891Sept. 25,1891

May 17,1892July 12,1892Sept. 30,1892

May 4,1893Ju l j 12.1893Oct. 3,1893

¥ o . ofbanks.

2,8092, 8292,847

2,9142,9442, 992

3,1253,1513,207

3,2963,3093,333

3,3933,4183,430

3,4823,4593,434

Net de-posits.

Millions.707. 5711.8739.3

7(39.8789.1807.6

845. 3835.4859.2

847.4846.8861.8

929.2950.3975.6

970.5804. 5767.5

He serverequired.

Millions.106.1106. 8110.9

115.5118.4121.1

126.8124.3128. 9

127.1127. 0129.3

139.4142.5146.3

145.6129.7115.1

Reserve held.

Amount.

Millions.193. 9109. 2209.8

223. 9229. 3224.6

223. 2222.2225.5

225.1224.7235.5

274.2282.2274.8

237.4231. 6230.6

Ratio todeposits.

Per cent.27.428.028.4

29.129.127.8

26.426.626.2

26.626.527.3

29.529.728.2

24.426.830.0

Classification of reserve.

Specie.

Millions.51.049.150.2

53.553.350.5

52.952.754.3

61.362.860.3

65.366.466.6

72.873. 275.9

Otherlawfulmoney.

Millions.33.831.534.5

36.937.236.2

37.337.137.7

36.536.436.8

38.738.838.9

37.941.641.2

Duefrom

agents.

Millions.102.8112.2118.9

127. 8133.3132.4

127.6127.0128.5

122.1120.3133.0

164.5171.2163.5

120.8110.8106.9

Redemp-tion

fund.

Millions.6.46.36.2

5.65.65.5

5.45.35.2

: 5.25.15.4

5.75.85.8

5.96.06.6

NEW YORK CITY.

Apr. 30,1888June 30,1888Oct. 4,1888

May 13,1889July 12,1889Sept. 30,1889

May 17,1890July 18,1890Oct. 2,1890

May 4,1891Jul'y 9 1891Sept. 25,1891

May 17,1892July 12,1892Sept. 30,1892

May 4,1893July 12,1893Oct'. 3,1893

464646

454545

464747

474949

484848

494949

316.7338. 4342. 2

361.0359.2338. 2

322.3326.8332.6

327.3330.3327.8

437.3424.5391.9

345.0304.4309.9

79.284.685.5

90.289.884.5

80.681.783.2

81.882.681.9

109.3106.198.0

86.276.177.5

94.8102.796.4

103. 797.384.9

85.088.492.5

88.3- 98.9

' 86.1

127.8124.7103.4

98.477.0

109.0

29.930.328.2

28.727.125.1

26.427.027.8

26.929.926.3

29.229.426.4

28.525.335.1

69.473.473.9

71.561.859.1

65.264.278.4

58.655.653.8

85.275.862.6

63.555.075.7

25.028.822.1

32.035.325.6

19.624.013.9

29.543 132.0

42.348.540.6

34 521.632.5

0.40.40.3

0 20.20.2

0.20.20.2

0.20 20.3

0 30.40.2

0.40.40.8

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 138: Annual Report of the Comptroller of the Currency, Volume 1 1893

16b REPORT;'OF THE COMJ'TROJLiLEK OF THE CURRENCY.

LIABILITIES OF TtiJii NATIONAL BANKS AND THE RESERVE REQUIRED AND HELD ONTHREE DATES, ETC.—Continued.

CHICAGO.

Date.

Apr. 30,1888June 30,1888Oct.

M a yJulySept,

MayJulyOct.

MayJulySept.

MayJulySept,

M a y

4,1888

13,188912,188930,1889

17,189018,18902,1890

4,18919,1891

25,1891

17,189212,189230,1892

4,1893July 12; 1893Oct. 3,1893

No. ofbanks.

181919

191920

* 201919

202021

222223

212121

Net de-posits.

Reserverequired.

Reserve held.

Amount. Ratio todeposits.

Classification of reserve.

Specie.Otherlawfulmoney.

Duefrom

agents.

Millions.71.371.869.3

74.377.678.7

85.084.182.9

96.091.892.9

111.4114.4106.5

99.681.385.8

Millions.17.818.017.3

18.619.419.7

21.321.020.7

24.022.923.2

27.928.626.7

24.920.421.4

Millions.21.222.521.0

26.424.725.0

26.424.524.8

32.528.531.2

36.834.030.5

29.324.939.0

Per cent.29.731.430.2

35.531.831.7

31.029.130.0

33.931.033.6

33.029.828.6

29.430.645.4

Millions.13.414.113.1

14.615.115.3

15.314.717.0

19.719.320.1

23.323.122.3

21.615.422.8

Millions.7.88.47.8

11.79.69.6

11.09.87.8

12.79.1

11.0

13.410.98.2

7.79.5

16.2

Millions.

ST. LOUIS.

Apr. 30,1888June 30,1888Oct, 4,1888

May 13,1889July 12,1889Sept. 30,1889

May 17,1890July 18,1890Oct. 2,1890

May 4,1891July 9,1891Sept, 25,1891

May 17,1892July 12,1892Sept. 30,1892

May 4,1893July 12,1893Oct. 3,1893

8.78.9

7.511.312.0

26.027.226.2

25.023.624.2

27.827.529.2

27.719.917.9

2.22.22.0

1.92.83.0

6.56.86.5

5.96.1

7.06.97.3

6.94.94.4

3.53.72.1

3.54.63.2

6.56.65.6

6.15.65.8

7.96.56.2

5.94.55.7

40.142.027.1

46.840.126.7

25.024.421.3

24.423.823.8

28.423.621.1

21.422.631.9

1.61.81.0

1.92.21.6

3.33.33.1

3.74.03.8

5.95.04.6

3.72.53.7

,1.81.91.1

1.72.31.6

3.13.32.5

2.41.62.0

2.01.41.5

2.22.02.0

0.030.030.02

0.010.010.01

0.020.020.02

0.020.020.02

0.020.020.02

0.020.020.02

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 139: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE 137

LIABILITIES OF THE NATIONAL BANKS AND THE RESERVE REQUIRED AND HELD ONTHREE DATES, ETC.—Continued.

OTHER RESERVE CITIES.

Date.

Apr. 30,1888June 30,1888Oct. 4,1888

May 13,1889July 12,1889Sept. 30,1889

May 17,1890July 18, 1890Oct. 2,1890

May 4,1891July 9,1891Sept. 25,1891

May 17,1892July 12,1892Sept. 30,1892

May 4,1893July 12,1893Oct. 3,1893

No. ofbanks.

221224224

224226228

239259259

262265265

262262263

269269268

Net de-posits.

Millions.355.4372.5384. 9

415.3427.8419.0

425.0461.9457.8

448.9442.0451.9

520.6534. 3519. 3

467.6404.5392.6

Reserverequired.

Millions.88.893.196.2

103.8106.9104.8

106.2115.5114.4

112.2110.5113.0

130.1133. 6129.8

116.9101.198.2

Reserve held.

Amount.

Millions.105.9113.4116.9

132.8131.4121.9

122.8131. 3129.8

136. 9134.1138.8

184.0178.6156.1

133.6118.1129.6

Ratio todeposits.

Per cent.29.830.430.4

32.031.029.1

28.928.428.3

30.530.330.7

35.433.430.1

28.529.235.1

Classification of reserve.

Specie.

Millions.36.742.940.0

43.743.537.8

41.443.743.1

51.649.145.5

59.359.053.0

45.640.646.6

Otherlawfulmoney.

Millions.24. 528.624.4

28.927.926.7

25.228.124.9

26.729.031.5

38.037.429.1

33.327.829.8

Duefrom

agents.

Millions.43.745.951.5

59.659.356.7

55.658.861.0

57.955.361.0

85.881.372.9

53.548.551.6

Redemp-tion

fund.

Millions.1.01.00.9

0.70.60.6

0.60.70.7

0.70.70.8

0.90.91.0

1.21.21.6

SUMMARY.

Apr. 30,1888June 30,1888Oct. 4,1888

May 13,1889July 12,1889Sept. 30,1889

May 17,1890July 18,1890Oct. 2,1890

May 4,1891July 9,1891Sept. 25,1891

May 17,1892July 12,1892Sept. 30,1892

May -4,1893July 12,1893Oct. 3,1893

3,0983,1203,140

3.2063; 2393,290

3,4383,4843,540

3,6333,6523,677

3,7343,7593,773

3,8303,8073,781

1, 459. 61, 503. 51, 543. 6

1, 627. 91,665.01, 665. 5

1, 703. 61,735.41, 758. 7

1, 744.61, 734. 51, 758. 6

2, 026.32, 051. 02, 022. 5

1, 910. 41, 674. 61, 573. 7

294.1304.7312.0

330.0337.3333.1

341.4349.3353.7

351.3348.9353.5

413.7417.7408.1

380.5332.2316.6

419.3441. 5446.2

490.3487.3459. 6

463. 9473.0478.2

488.9491.8497.4

630.7626.0571.0

504.6456.1513.9

28.729.428.9

30.129.327.8

27.227.327.2

28.028.328.3

31.130.528.2

26.427.232.6

172.1181.3178.1

185.2175.9164.3

178.1178.6195.9

194.9190.8183. 5

239.0229.3209.1

207.2186.7224.7

92.994.390.0

111.2112.399.7

96.2102.386.8

107.8119.3113.5

134.4137.1118.3

115.6102.5121.7

146.5158.1170.5

187.4192.5189.1

183.2185.8189.5

180.0175.6194.0

250.3252.5236.4

174.3159.3158.5

7.97.87.6

6.66.56.4

6. 36.36.1

6.26.16.6

7.07.17.2

7.57.69.0

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 140: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 3 8 K'EPOItT OF THE COMPTROLLER OF THE CURRENCY.

JSTATI-J OK TIN; LAWFUL MONIOY UKKKUYF. OF THIS NATIONAL ]>A\K»S AS

STATES AND

Dates.

Oct. 5,Dec. 7,Feb. 14,Apr. 30,June 20,Oct. 4,Dec. 12,Feb. 26,May 13,-July 12,Sept. 30,Dee. 11,Feb. 28,May 17,July 18,Oct. 2,Dec. 19,Feb. 26,May 4.July 9,Sept. 25,Dec. 2,Mar. 1,May 17,Ju ly 12,

26 I Sept. 30,27 [ Dec. 9,28 ! Mav. 6,29 I May 4,30 ! July 12,31 I Oct. 3,

1887.1887.1888.

1888.1889.1889.1889.

1889.1890..1890..1890.1890.,1890..1891.1891..1891.,1891..1891..1892..1892.,1892..1892..1892..1893..1893..1893..1893..

No. ofbanks.

2,7562, 7782, 7872,8092, 8272,8472.8582, 8782.9142, 9442, 9923, 0263, 0763, 1253,1513, 2073,2413, 2653,2963, 309

| 3,333j 3,349

3,3703, 3933,4183, 4303,4393.4613; 4823,4593,434

Net deposits.

$690, 622, 007684,059, 721707,423,152707, 530, 013711,849, 213739,325,350730,883,243757, 591, 413769,817, 794789, 081, 203807, 628, 795807, 532, 815833, 504,222845, 329,596835, 341, 554859, 249, 215819, 407, 422828, 643,459847, 402, 314846, 759, 676861,837, 570867,016,129909,876, 403929,173, 506950, 252, 797975, 542,131975, 622,088981, 760. 606970, 413, 360864,468,926767,477,513

Reserve re-quired.

$103, 593, 301102, 608, 958106,113, 472106,129, 502106, 777, 382110, 898, 802109, 632, 486113, 638, 712115, 472. 669118,362,180121,144, 318121,129, 922125,025, 633126, 799, 439124, 301, 233128, 887, 382122,911,113124, 296, 519127,110, 347127, 013, 951129,275, 635130, 052, 419136, 481, 460139, 376, 025142, 537, 920146, 331, 320146,343,313 !147,264,090 I145,562,004 !120,670,338 i115,121,627 ?

RESERVE

Oct. 5,1887..Dec. 7,1887..Feb. 14,1888..Apr. 30,1888..

, June30,1888..6 i Oct. 4,1888..7 ! Dec. 12,1888..8 j Feb. 26,1889..9 j May 13,1889..

July 12,1889..Sept. 30,1889..Dec. 11,1889..Feb. 28,1890..M a y 17,1890.,July 18,1890..Oct 2,1890..Dee. 19,1890..Feb. 26,1891..M a y 4,1891..July 9,1891..Sept, 25,1891.Dec. 2,1891.Mar. 1,1892.,M a y 17,1892.July 12,1892.Sept.30. 1892..Dec. 9,1892..Mar. 6,1893..M a y 4,1893..July 12,1893..Oct. 3,1893..

293292290289293293292291292295 j298 I300 I307 I313333333332335337343344343341341341343345345348348347

$697, 767, 889695, 790,194747, 718,913752,040,152791,629, 383804,241, 438774, 053, 284840,117, 539858, 084, 652875, 916, 968847,868, 586801,625, 021844, 646,301858,292, 596900,058, 542899, 412,106814,046, 939877,391,354897, 207, 393887,727,112896, 799, 099916, 744, 509

1,061, 786, 6471, 097,165, 0671,100, 686,1791,046, 937, 693983,607, 295963, 289,771939,996,774810,184. 800806, 241,402

$174,441,972173,947, 548186, 929, 728188, 010, 038197,907, 346201, 060, 359193, 513, 321210, 029, 385214,521,163218, 979,242211, 967,147200, 406, 255211,161, 575214, 573,149225, 014, 635224,853, 027203, 511, 735219,347, 838224, 301, 848221, 937, 778224,199, 774229,186,127265, 446, 662274,291, 266275,171, 544261, 734, 423245,901, 824240, 822, 443234, 999,194202, 546, 200201, 560, 350

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 141: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OP THE COMPTROLLER OF THE CURRENCY. 139

SHOWN HV THU R K T O K T S F1JOM O</, {{>VA. i; ft, J.NS7, TO OCTOBER 3, 1803.

TKRUITOIUES.

Reserve

Amount.

$190. 919,164185, 803,160201, 787, 492193, 936, 932199,"] 59,391209, 844,956200, 111, 504224,480, 351223, 875, 655229, 353,725224, 634,194212, 516, 298233, 749, 310223, 205, 878222, 203,056225, 523, 671210, 262, 300229, 938, 230225,163,434224, 652, 075235, 508, 045235, 620, 574270, 973, 086274,129,725282,158,477274, 769, 504255, 727. 465254, 568, 781237,431,814231, 651, 867230,595,191

held.

Ratioto liabili-

ties.

Per ecu t.27.627.228.527.428.028.427.429.629.129.127.826.328.026.426.626.225.727.726.626.527. 327.229.829. 529.728.226.225.924.426.830.0

Specie.

$50,821,07851, 696, 35751, 835, 86650| 988, 35049,123, 69850,188, 33650, 661, 05652, 214, 87553,549,16653, 312, 87450, 467, 98752, 496, 02355, 084, 88552, 896, 44952, 752, 31154, 250, 69557, 551, 70161, 575, 87061, 303,14062, 776, 08960, 314, 56661. 590, 89962, 867,01365, 324, 74766, 394,00666, 575, 75868,405, 39471,346,32072, 812,24173,103,84975, 971, 385

Cla>-

Legaltenders.

$32,129, 93631, 997, 31632, 264, 78433, 260, 05431, 021, 95633, 789, 74733, 326, 86734, 734, 24436, 235,91236,758, 35235, 712, 39437, 389, 77538, 450, 33236. 823,18436, 674, 23537, 218, 06037, 562, 84136, 682, 70836,124, 88436, 038,17836, 394, 05936, 532, 67737, 017, 68238, 308, 29538,405, 00438, 525, 29039, 247,15237, 527, 76537,573,84741, 353,52640,978, 224

Classification of reserve held.

United States ( Duecertificates of from reserve

deposit.

$475, 000520,000 |510,000 I515, 000505, 000680,000530, 000855, 000705, 000485, 000510, 000510. 000505, 000475,000440, 000440, 000445, 000425, 000425, 000415, 000440, 000415,000440, 000405, 000405,000395, 000360,000355, 000345,000315,000215, 000

agents.

$100,879, 87995, 002, 425

110, 693, 685102, 759,410112,183,937118,950. 556109. 573, 502130; 841, 596127, 753, 288133, 246, 766132,423,322116, 716, 620134, 379, 587127, 639, 363127, 015, 635128, 452,576109, 582,313126, 076, 254122,115, 4'34120, 273,937132,984,453131,609,289165, 033,135164, 423, 561171,219,102163,509,922141,848, 825139,429, 002120, 758, 208110,834,812106, 929,107

Redemp-tion fund with

Treasurer.

$6, 613, 2716, 587, 0626,483.1576, 414,1186, 324, 8006, 236, 3176, 020, 0795, 834, 6365, 632, 2895, 550, 7385, 520, 4915,403, 8805, 329, 5065, 371, 8825, 320, 8755,162, 3405,120,4455,178, 3985,194, 9765,148, 8715, 374,9675,472, 7095,615,2565, 668,122

5, 733,3655,763,5345,866, 0945,910,6945,942,5186, 044,6806,501,475

CITIES.

$203, 291, 575196, 092, 726227, 815, 221225,407,142242, 342, 965236, 321, 317228,126, 466259, 776, 653266, 431, 684257, 944,870234, 930, 688223, 275,478237, 434,449240,691, 424250,833, 366252,720, 301234, 027, 627261,136, 678263,829, 903267, 083,198261, 869, 394277, 898, 632346, 349, 747356, 540, 373343,758,250290,183,715275,144, 704269, 397, 689287, 211, 601224, 546, 270283,315,079

29.128.230.530.030.629.429.530.931.129.527.727.828.128.027.928.128.729.829.430.129.230.332.632.531.228.327.927.928.427.735.1

$114, 284, 376107, 544, 286121,994,748121, 085, 661132,168, 579127, 799, 4801-22, 073, 222130, 069, 926131, 627, 286122, 590, 995113, 858,462118,593,435126,461, 252125, 269, 045125, 851, 752141, 668,163132, 511, 305139, 664, 492133, 636,268127, 993, 448123, 200, 509146, 307,135167, 280, 955173,719, 360162, 924, 474142, 540, 621141, 489, 866136, 995, 496134, 409, 901113, 647, 324148, 732, 475

$41,621,31943, 364, 65950, 052, 88650, 314,15650, 973, 68747, 309, 71449,228,19353, 890, 61661,602,47360, 698, 48051,039, 69947,101,11948,101, 27051, 265,80855, 806,13343, 386, 67144, 614, 28552,717, 69160, 250, 36564, 361, 63361,221,54957, 321, 67762, 428, 05369, 673,10775, 510,01265, 742, 65563, 029,18353, 408, 00965, 937, 31654,480,15173, 731,128

$5, 715, 0005, 645, 0009,630,0008, 815, 000

11, 810, 0008, 385, 0008, 690, 000

12,930, 00012, 650, 00014, 405, 00012, 435, 0008, 535, 0008,325,0007, 660, 0009, 385, 0005, 715, 0005,315,000

11, 230, 00011, 090, 00018, 430, 00015, 280, 0008, 350, 000

23, 640, 00026,000, 00022, 710,00013, 600, 0006,110, 000

14, 320, 00011,785,0006, 345, 0006, 805, 000

$39, 993, 70937, 957, 34044, 647, 55543, 718,49345,949, 66251,508,03847, 013, 69661,860, 59959, 619, 00859, 343, 30856, 712,95948,173,14553, 684, 54555,566,94358, 806,13360, 999,21050, 638, 37056,569, 34957, 889,28855, 317,14861,005,87564, 710, 24991, 717, 86385,825,51081, 254,53872,924,40963,099, 33563,183, 04753, 553,91248,517, 86751, 570, 537

$1, 697,1711, 581,4411, 510, 0321, 473, 8321,441,0371, 319, 0851,121, 3551, 025,512

932, 917907, 087884,568872, 779862, 382929,628984,247961,257948, 667955,146963, 982980,969

1,161,4611, 209, 5711, 282,8761, 322,3961,359,2261,376, G301,41tf, 3201,491,1371,525,4721,555,9282, 475, 939

12345678910111213141516171819202122232425262728293031

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 142: Annual Report of the Comptroller of the Currency, Volume 1 1893

140 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE R E S E R V E CITIES AND CENTRALR E S E R V E CITIES, THE NUMBER OF BANKS IN OPERATION AT EVERY DATE ON WHICHREPORTS OF CONDITION HAVE BEEN MADE, FROM MARCH 1, 1884, TO OCTOBER3 , 1893 , INCLUSIVE, TOGETHER WITH THE AMOUNT OF RESERVE REQUIRED ANDTHE AMOUNT HELD AT EACH OF THOSE DATES, AND THE CLASSIFICATION OF THER E S E R V E HELD, SHOWING AMOUNTS AND PERCENTAGES IN EACH CASE.

[Division ISTo. 1.—Maine, New Hampshire, Vermont, Massachusetts, Ehode Island, and Connecticut, ex-cluding reserve cities.]

Dates.

1884.

Mar. 7 . . . .Apr. 24...June 20...Sept. 30...Dec.20 . . .

1885.

Mar. 10...Mav 6July 1..--Oct. 1 . . . .Dec. 24 . . .

1886.

Mar. 1. . - .June 3Aug. 27...Oct. 7Dec. 28 . - -

1887.

Mar. 4 . . . .May 13. . .Aug. 1Oct. 5Dec.7 . . . .

1888.

Feb. 14.. .Apr. 30.. .June 30.. .Oct. 4Dec. 12 . . .

1889.

Feb. 26.. .May 13. . .July 12.. .Sept. 30.. .Dec. 11 . . .

1890.

Feb. 28 . . .May 17...Julv 18.. .Oct2Dec. 19 . . .

1891.

Fob. 2 6 . . .May 4 . . . .July 9 . . . .Sept. 25. . .Dec. 2

1892.

Mar. 1 . . . .May 17...July 12...Sept. 30...Dec. 9

1893.

M a r . 6 . . . .May 4 . . . .July 12...Oct. 3

No.of

banks

514514514514515

514511512506506

507510509510511

511513512512514

514514515515516

517518521522523

521527527527527

528528530530530

533532537540540

542542541539

reserverequired, 15per cent of

net deposits.

$15,959,16,081,15,103,15, 614,15,216,

15, 553,16, 093,

007733686046181

913617

16, 589, 06617, 218, 57717,150, 864

17,185,16. 473,17. 388,18, 295,17, 815,

17, 464,17, 918,17,228,17, 758,17, 341,

18, 229,18, 287,18, 929,19, 889,19, 338,

19, 631,20, 634,21, 622,21, 643,20, 841,

20, 878,21, 229,22,127,22, 292,20, 7(33,

20, 499,21, 301,22, 232.21,827,

207718516909957

118113499954009

528862571593797

2S8607302953025

978739475444952

189304922710

22,188,592

22, 847,23, 69024, 76124,77724, 549

24,02123, 87423,04621, 341,

267464277370292

757620983399

E eserve held.

Amount.

$32,31,27,32,31,

33,34;34,34,32,

32,32,31,35,33,

34,33,28,

510, 901256, 427470,663199.345576, 643

563, 396886, 766597, 448416, 314831, 670

588, 870509, 786345. 788762; 441229,398

081, 099354, 311645, 014

32, 079, 54929, 625, 990

33, 096, 44032, 928, 90735,36,33,

172. 829547, 994598, 583

36. 075,90540,40,38,33,

294, 495580, 347925, 305648, 578

36, 300, 36336,37,3734,

3335,413838

4244474240

373642

242, 622817,047510, 300649, 318

004,361962,153064,138281, 908708, 647

870. 874846, 761840, 955937, 529133,65 2

092, 878540. 695980! 408

43, 624, 879

Eatio.

Per ct.30.5627.1527.2830.9331.13

32.3732. 5231.3129.9828.71

28.4427.9127. 0429.3227.98

29.2727. 9224.9427.1025.64

27.2327.0127.8727.5626.06

27.5729.2928.1526. 9724.22

26.0825.6125.6425.2425.03

24.1525. 3227.7026.3126.17

28.1528.4028.9825.9924.52

23.1622. 9627.9730.66

Classification of r e se rve held .

Lawful money (6per cent).

Amount.

3 M ,

8,8,

875,138,231,

8,199;8,

8,8,8,9,9,

9,10,10,10,10,

10,10,10,10,

273,

416,641,951,549,562,

772,

750314410770291

689121595345800

588304.208316, 259335,888,

261,470,202,081,

10, 316,

9, 937,10, 402!10,10,10,

10,11,111111,

1111121212

12

047,74-5,784,

535,125,779.534673,

491902

663249657047792

633526520765645

537890205535180

501, 237090364,

798578

182,922134

03412, in131213

1213141314

13

388789093

813366094876164

88314,40215 42815,988

781

234658475925798

421465485306898

932940857452

Eatio.

Per cf7.407.598.177.888.16

9.128.058.108.328.36

8.538.858.908.479.17

8.818.778.888.518.92

8.188.537.968.118.37

8.058.098.177.998.40

8.267.848.388.208.77

8.818.539.038.798.85

8.418.468.548.408.65

8.679.05

10.0411.24

With reserveagents (9 per cent).

Amount.

$20,18,14,

374, 517787,103972, 792

19, 83'd, 27819, 211,124

21,22,21,20,19,

18,18,17,21,19,

21,20,16,19,17,

20,20,22,2320,

23,27,27,

146,721184,170637, 813832, 605311, 376

969,980555, 748449, 280995, 854338, 260

137,117384, 444106, 385698, 402045,118

928, 685330, 966986, 251704,062835, 576

657, 943409, 248086, 971

25, 693, 20620, 382, 427

23,23,23.23;21,

270,173622,164909, 780896, 058119, 223

19, 554, 27122,26,23,24,

28293227

443, 506267, 239964, 951050,937

400,953823,145058,140359, 249

24, 244,231

212025

468.375363,464694,349

25,579,912

Eatior

Per ct.19.1517.5214.8719.0518.94

20.3920.6819.5818.1516.89

16.5615. 9315.0518.0316.28

18.1517.0614.0216.6414.74

17.2216.6818.2117. 8816.16

18.0819.9218.7717.8114.67

16.7216.6116.2116.0815.26

14.3115.8017. 7216.4716.26

18.6518.8819.4216.5614.75

13,4112,7916.7217.85

Fiveper centredemp-

:io1i fund.

54,4,4,4,4,

3,4,4,4,3,

3,3,3,3,3,

2,2,22,2

22221

1,1,111

11111

11111

11111

111

260, 634331, 010266, 461106, 297092, 228

999, 986061, 469008,040034, 364957,494

846, 302649, 830580, 249431,096002,236

682,319499, 618335, 972300,100264,080

230,122195, 415139, 058098,167978, 362

882,425759, 357734,171697, 564592,971

525, 953529, 660542, 688431, 320395,314

415, 856406, 989408, 424527, 032563,912

646, 500657,151688, 330701,974724,523

740, 571774,291857,200

2,056, 515

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 143: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OP THE CURRENCY. 141

TABLE SHOWING, BY GEOGKAPIIICAL DIVISIONS, THE RESERVE CITIES AND CENTRALRESERVE CITIES, THE NUMBER OI*1 BANKS IN OPERATION; ETC.—Continued.

[Division No. 2.—New York, Now Jersey, and Pennsylvania, excluding reserve cities.]

Dates.No.of

banks

Amount ofreserve re-quired, 15per cent of

net deposits.

Reserve held.

Amount. Ratio,

Classification of reserve held.

Lawful money (6per cent).

Amount. Ratio.

With reserveagents (9 per cent).

Fiveper centredemp-

Amount. Ratio, tionfand.

1884.Mar. 7 . . .Apr. 24..June 20..Sept. 30..Dec. 20 . .

1885.Mar. 10..May 6. . .J u l y l . . .Oc t . l . . . .Dec. 24 . .

1S86.M a r . l . . .June 3 ..Aug. 27..Oct. 7Dec. 28 . .

1887.Mar. 4 . . .May 33..Aug. 1 . .Oct. 5 . . .Dec.7 ...

1888.Feb. 14. .Apr. 30..June 30..Oct. 4 . . .Dec 12 . .

1889.Feb. 26..May 13..July 12..Sept. 30..Dec 11 . .

1890.Feb. 28 . .May 17..July 18*.Oct. 2 . . . .Dec. 19 . .

1891.Feb. 26 . .May 4 . . .July 9 . . .Sept. 25..Dec 2 . .

1892.Mar . l . .May 17..July 12..Sept. 30..Dec 9 . . .

Mar. 6May 4July 12 ..Oct. 3

550554561563560

559559561557567

570571572572575

576-580586587591

593596598601603

603607608615617

625629626633640

647655657658658

659666671671672

677688697

$27, 003,47027, 240, 95425, 502, 69225, 245, 93924, 531,549

25, 258, 85725, 204, 55925, 615, 06226, 291, 73226, 843, 401

27, 453,35427, 533, 87328, 253, 32228,830,54928, 792, 675

29, 020, 46529, 685, 01529,837, 42830, 064, 96030, 090,137

31,181, 58231, 422, 82731,184, 26532, 659, 37932,191, 080

32, 774, 65133, 020, 60833, 539,19934, 329, 75234, 059,110

34, 511, 85434, 518,14333, 516,16434, 306, 01132, 687, 250

33, 316, 85533, 826,15233, 855,16334, 601, 02334, 616, 832

36,154, 96137, 433, 63438, 092, 33939, 635, 69939, 300,157

39,498, 03840, 044, 88937,420,31034, 837, 686

$53, 829, 44553,358,23245, 241. 63849,189, 65050, 799, 720

55,463, 53853, 071, 03951, 945, 84756,170, 95858, 345, 580

56, 026, 94554, 618, 39156, 916, 20854, 836, 08953, 341, 795

54, 867, 76756, 268. 20951, 361, 67652,990,78452,172, 378

57, 520, 46055, 782. 01756, 274, 85562, 056, 37257, 440, 943

63, 083, 67862, 586, 79464, 388, 65061, 470, 07956, 484, 694

61, 087, 95256, 982, 39657,433, 69256, 273, 54852, 770,142

60,131, 79057, 359, 85158, 352, 44960, 307,43859, 361, 535

69, 465, 24870, 853, 51975, 068, 92572, 090, 26765,465,561

65,213,00464,213,61162, 967, 05364, 014. 555

Per ct29. 9029. 3826.6129. 2331. 06

32.9431.5830.4232. 0532.60

30.6129.7530.2128. 5327.79

28. 3628.4825. 8228.4426.01

27.6726. 6327.0728.5026. 77

28.9628. 4328. 7826.8624. 88

26.5524. 7625.7024. 6524.22

27.0725.4425. 8526.1425.72

28.8228. 3929. 5627.2824,99

24.7724. 0525.2427. 56

$16, 983, 45318, 854, 08218, 801, 64918, 694, 38918, 036, 445

18, 925, 75420, 044, 60419,178J 30520, 055, 44818,913,441

18, 960,01120, 795, 35720,185, 33620,192, 34120, 260,434

19,405,62820,193,15119,291,15719, 775, 57620, 038, 795

20, 111, 37720. 936, 38019, 371, 21721, 624, 50020, 803, 560

21,144, 62621,670,36321, 675, 39120, 987, 60821,179, 732

21,451, 06420, 335, 34320, 674, 80620, 867.12621.676^126

22,198, 57121,838, 83123,393, 08922, 805, 83522, 237, 717

21,790,28223,085, 52124, 013, 76424,252, 01224,192,628

24, 292, 56926,108, 64927, 705. 40329, 302, 703

Per ct.9.4310.3811. 0611.1111.03

11.2411. 9311.2311.4410.57

10.3611.3310.7110. 5110.61

10.0310.209.709.879.99

9.999.319.939.69

9.689.84

9.179.23

9.328.849.259.129.95

10.009.68

10. 369.899.20

9.049.259.4C9. L89.23

9.239.7811.1112.62

$33, 924,11531, 556,16023, 558, 01527, 634, 80129, 977, 889

33, 766, 99930, 262, 85730, 033, 21233, 297, 30836,653, 591

34, 334,35931,241,89834,176, 30032, 249,12030,849, 802

33,449, 63134,160, 47430, 226,40831, 370, 44130, 215, 646

35, 617, 57433,066, 27735,146, 22938, 705,11034, 986, 054

40,351,39939, 393, 65641, 229, 45639, 007, 88533, 867, 848

38, 212, 89635, 226, 53735, 410, 56734.120, 44629, 824,190

36, 659, 92634, 242,90833, 695, 29336. 214, 26335, 820,101

46, 353, 24046, 432,15949,612,88246, 485, 07839, 904, 523

39,537,51836, 722, 84533, 829, 39533, 072, 886

Per ct.18.8417.3813. 8616.4218.33

20.0518.0117.5919.0020.48

18.7617.0218.1416.7816.07

17.2917.2615.2015.6515.01

17.1315.7816.9117.7816.30

18.4717.8918.4317. 0414.91

16.6115.3115.8514.9213. 64

16.5115.1814.9215.7015.52

19.2318.6119.5417.5915.23

$2, 921, 8772, 947, 9902,881,9742, 860, 4602, 785, 386

2, 770, 7852, 763, 5782, 734, 3302, 818, 2022,778,548

2, 732, 5752, 581,1362, 554, 5722, 394, 0282,131, 559

2, 012,5081, 914, 5842, 844, 1111, 844, 7671,817, 937

1, 791, 5091,779, 3601, 757, 4001,726,7621, 651,329

1, 587, 6531, 522, 7751,483,8031,474, 5861, 437,114

1, 423, 9921,420,5161,348,3191, 285, 9761, 269,826

1, 273, 2931, 278,1121, 264, 0671, 287, 3401, 303, 717

1, 321. 7261, 335, 8391, 342, 2791, 353,1771, 368,410

15.0113.7613. 5614.24 j 1,638,966

1,382,9171,382,1171,432,255

*Brooklyn transferred to division No. 9 from July 18, 1890.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 144: Annual Report of the Comptroller of the Currency, Volume 1 1893

142 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRALR E S E R V E CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.

[Division No. 3.—Delaware, Maryland, Virginia, West Virginia, and the District of Columbia, exclud-ing reserve cities.]

Dates.

1884.

Mar. 7 . . . .Apr. 2 t . . .June 20Sept. 30.. .Dec. 20 . . .

1885.

Mar. 10.. .May 6 . . . .,) ul'y 1 . . . .Oct. 1Dec. 24 . . .

1886.

M a r . l . . . .June 3 . . .Aug. 27. . .Oct. 7Dec. 28 . . .

1887.

Mar. 4 . . . .May 13 . . .Aug. 1 . . .Oct. 5Dec. 7 . . . .

1888.

Feb. 14.. .Apr. 30 . . .June 30.. .Oct. 4Dec. 12 . . .

1889.

Feb. 26 . . .May 13 . . .July 12.. .Sept, :so . .Dec. 11 . . .

1890.

Feb. 28 . . .May 17 . . .July 18. . .Oct. 2Dec. 19 . . .

1891.

Feb. 26 . . .May 4July 9 . . . .Sept, 25 . .Dec. 2 . . . .

1892.

Mar. lMay 17. . .Julyl2.. .Sept. 30 ..Dec 9

1893.

Mar. 6 . . .Mav 4 . . .J u l v 12 . .Oct. 3

No.of

janks

8383838888

8887878889

8990918991

9192939494

9494959696

9698

102104105

107108110112113

115116117121122

123123125126128

129129131131

Amount ofreserve re-quired, 15

per cent ofnet deposits.

$3, 877, 3533, 812, 0383, 513,1533, 702, 8253, 365, 854

3,361,0442, 854,1302,919, 4363, 286, 3463,162,147

3,103, 3283, 239,1033, 490, 3593, 525, 4343,459, 845

3, 541, 9883,434,2113, 681, 5323, 789, 9073, 748, 997

3, 827, 4793, 789, 8983, 902, 9114, 364, 2754,159,106

4, 210, 6194,129, 7434, 262, 0534, 433, 2994, 285, 277

4, 364, 4784,559, 7453, 888, 4245,127,1244, 821,664

4,870, 4354, 867, 4134, 945, 0345, 211,8365, 050,442

5,197, 8885, 339, 5495, 525,1655, 866, 7855,734,312

5, 620,0435,468, 5355. 240, 6204, 905, 904

Reserve held.

Amount.

$6, 822,6, 446,5,6,6,

6,5,5,7,7,

590814

375,113837,467,

101992

282, 532624,311,338,070,

6, 579,6,3,7,6,

6,6,6,6,6,

6,6,6,8,7;

7,7,7,7,7,

77888

88898

91010109

88

8,'

761,337,125,

698397927981

113881721856

826, 991

685233,591,641,728,

737,554,688474,612

830,338,356390058

384767567665137

552078368103947

553024051642573

825182791807,

225763665421437

364763570938357

630116738267474

234257845176749

098827584332957

079832025067896

443251799343

Ratio.

Per ct.26.3625. 3722.9527.7028.82

28. 0429.5627. 2933.5033.54

31. 2031.1231. 5330.3229.60

28.3127.1626.8626. 2926. 92

26.4025. 9425. 7129.1327. 45

27.9026. 6525. 8925.0024.71

25.3825.5526. 2825. 3525. 3-2

26.3424. 9025. 3826.2026. 58

27.5728.1627.2927. 2125. 04

23 5322.' 4425. 1627.11

Classifica

Lawful moneyper cent).

Amount . I

$2, 873, 8673, 045, 6512, 975. 9313, 220i4172, 942, 926

3, 043, 6372, 985, 2422, 758, 2773,134, 6872, 887, 760

3, 079, 9483, 414; 4203, 313, 4683, 405, 4433,124,102

3, 061,1223, 351, 7553, 397, 9253,402, 4713, 329, 980

3, 272, 8493, 340, 7763, 320,1743,672,0053, 502, 00'J

3, 583, 3773, 852, 4933, 634, 2473, 387,1523, 483, 691

3, 252,1393, 652, 8053,689,9223, 925,1544,178,148

4,157,4384, 553,1514, 424, 5074,351,7714, 273, 584

4, 043, 3204, 579. 8614, 539, 5974, 555, 3934, 297, 482

4,141,2624,474,0825. 007,1475, 16S, 452

Ra1

(6

i o .

Per ct.11.11.12.13.13.

13.15.14.

1298710512

586917

14. 3113. 70

14.00151414.13.

1214131313

1213121212

1213121112

1112111113

121413

71244954

9664844732

8322766263

7799774619

1802324800

840342

12. 5212

1112121111

11121415

69

6787326524

05273380

:ion of reserve held.

With reserveagents (9 per cent).

Amount.

$3, 582, 6883,027, 8322, 025. 9603,246, 5283,164,161

2, 895,1862, 289, 3212,199,9653,850,4863,825, 340

3,153, 2023,034,1363, 714, 3803,414,1343, 414, 702

3, 370, 5082, 640, 6642, 952, 6173, 004,1413,157, 971

3,236,1232, 988, 5033,150, 7504, 582, 2803, 898, 858

4, 043, 2413,283,6843, 528, 8453, 808, 9643, 399, 343

3, 956, 7713, 942, 4584, 701, 9874, 575, 2693, 793,410

4,225, 8173,355,7173,774,1344,562, 2354,482, 701

5, 312. 3455, 254, 6675, 306, 6245, 880, 5345, 070, 908

4, 473, 9443, 497, 9723, 578, 5503, 468, 996

Ratio.

Per ct.13.8611.918.65

13.1514.10

12.9212. 0311. 3017.5718.15

14.9513. 9715. 9614.5314.80

14.2711. 5312.0311.8912.64

12. 6811.8312.1115.7514.06

14. 4011.9312, 4212. 8911.90

13. 6012. 9714.4313.3911.80

13.0110.3411. 4213.1313. 32

15.3314. 7614.4115.0413. 26

11.949.59

10.2410.61

Fiveper ctre den

tion f u

nt

nd.

$366, 035373,373,370,

331222156

360, 905

343,350,353,353,357,

709135155754881

345, 963313,309,

325873

306, 279288,

253,241.241.234,240,

228,225,217,220.211,

204,201.193,194,175,

175171175164166

168169

187

535344123809476

392484646353430

0129390J6151440

324994935753191

843959

169, 943189191

197190204206205

210210206

326672

414304804140506

237197102

229, 895

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 145: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 143

i •JSEEJ&WING, B Y G E O G R A P H I C A L D I V I S I O N S , T H E R E S E R V E C I T I E S A N D C E N T R A LR E S E R V E C I T I E S , T H E N U M B E R O F .BANKS I N O P E R A T I O N , ETC.—Cont inue*! .

[Division No. 4.—Nortli Carolina, South Carolina, Georgia, Florida, Alabama, Mississippi, Louisiana.Texas, Arkansas, Kentucky, and Tennessee, excluding reserve cities.]

Dates.

1884.

Mar. 7 . . . .Apr. 24...June 20 . .Sept. 30 . .Dec. 20 . . .

Mar. 10. . .May 6July 1 . . . .Oct. 1 . . . .Dec. 24 . . .

1886.

Mar. 1 . . . .June 3 . . .Aug. 27...Oct. 7.Dec. 28 . . .

1887.

Mar. 4 . . . .May 13.. .Aug. 1Oct. 5Dec. 7

1888.Feb. 14 . . .Apr. 30 . . .June 30 . .Oct.4. . . .Dec. 12 . . .

1889.Feb. 26 . . .May 13.. .July 12...Sept. 30...Dec. 11 . . .

1890.Feb. 28 . . .May 17. . .July 18...Oct. 2 . . . .Dec. 19 . . .

1891.Feb. 26 . . .May 4July9 . . .Sept. 25...Dec. 2 . . . .

1892.M a r . l . . . .May 17.. .July 12. . .Sept. 30...Dec. 9

1893.Mar. 6Mav 4 . . . .July 12...O c t 3 . . . . .

No.of

banks

201204208216220

• 226229232232235

240245251251253

265279290296301

305307313318321

324339346364374

393406424448459

467477479478481

489496500500501

501502499487

Amount ofreserve re-quired, 15per cent of

net deposits.

$6, 816, 0626,874,4316,449,1636,042, 8646,491,216

6, 669, 7846,483, 4956,442, 5906, 388, 3307,142, 914

7, 583, 9527,493, 0637, 301, 4997, 520, 0938, 863, 744

9, 951, 6829,403, 4139, 227,1239,183, 3269, 671,142

10, 241, 7439, 775,1809, 683, 4379, 543, 970

10, 201, 944

11, 495, 29811,100, 50711, 035, 03611, 506, 48712, 872, 658

14,175, 89513, 714, 05713. 739, 54513;710,44213, 510, 003

13,804,22413, 436,29412,738,15812, 036, 62812,811,339

13,763,26813,622, 35313,467, 05713, 626, 94514,813, 578

15, 395,49314, 806, 32712, 813, 08810, 094, 707

Reserve held.

Amount.

$13,644,67212, 348,51711. 364,13611;168, 50514,560,732

15, 098, 82013, 065, 47712, 401. 35711,874, 40415, 834,011

16, 308, 78815, 598, 45213, 956, 92913, 597, 69221,096, 851

22, 483,3C618, 093, Bto15, 981, 04016, 341, 03418, 963, 708

21,109, 20517, 915,76317, 925. 94316, 380; 46719, 622, 145

20, 797, 30922, 345, 57620, 830, 09120, 014, 74124, 737, 345

30,120,23823,414,83721, 907, 96522,104, 52823,155, 918

26, 336,77422,473, 09121,332,30020, 885, 76526, i 36, 093

30, 781, 09628,184, 55627, 206, 23124, 577,40029,429, 783

30, 895, 77026, 856, 30321,028.03021,458,980

Ratio.

Per ct.30.0326. 9526.4327. 7233. 67

33. 9630. 2328.8827. 8833. 25

32. 2631. 2328. 6727.1235.70

33.8928. 8625.9820. 6929. 41

30.9227.5427.7725.7428.85

34. 9730. 2028. 3225.9628. 83

31.8725.6123.9224.1825.71

28.6225.0925.1226.0330.48

33.5531.0330.3027.0529.80

30.1027. 2128. 8331. 89

Classification of reserve held.

Lawful money (6per cent).'

Amount.

$6, 883, 3586, 803,1026, 826, 4096, 334, 6357, 007, 010

7, 964, 8077, 563, 3987,159, 3936,826. 2798, 001, 784

8, 523, 8638,108,4137, 650, 3997, 565,1819,659, 357

10, 365, 0659, 623, 4588, 924, 8339, 728, 521

10, 375, 365

11,248,3109, 916, 3209, 397, 8549, 557, 3119, 752, 3G8

12,195, 33311,482, 28111, 054, 09810,771,02011,495, 248

14, 840, 75012, 862.87312, 097, 30212, 400, 75313, 418, 057

14, 779, 79412, 991,10512, 403,53911, 898, 50413, 545, 523

15, 204, 41714, 563, 49613,784,48012, 747, 78014,677,877

15, 764, 51814, 982, 80015,100,52014, 354, 238

Ratio.

Per ct.15.1514.8415. 8815.7210.19

17.9117.5016.6710.0316. 80

16.8616.2315. 7215.0916.35

15.6215.3514.5115. 8916.10

16. 4715.2214. 5615. 0214. 34

15. 9115. 5215. 0313.9713.39

15.7114. 0713. 2113.5714.90

16.0614. 5014.6114.8315.86

16.5716.0415.3514.0314.86

15.3615.1817.7621. 33

Wilii reserveagents (9 per cent).

Amount.

$5, 979, 6874, 762, 0253, 782, 0004, 087, 4480, 806, 367

6, 385,1844, 705, 7394, 532,1874,322, 6387,141, 940

7,114,1696,863,1965, 699, 0625,474, 973

10, 914, 071

11, 607, 0397,905, 0436, 555, 6116,100,1548, 072, 837

9, 353,1217, 522, 7738,027,6146, 338, 2849, 382,165

14,122. 44610, 385, 059

9,301,2428, 756, 707

12,731, 317

14, 753,74210, 017,3199, 268,1029,139, 4079,173,073

10, 970,7138, 891, 6298, 344, 2358, 394, 262

11, 877, 366

14, 949, 81612, 974, 79512,765,31611,175, 37314, 089, 551

14,497,93211,241,2208, 837,1030,401,512

Ratio.

Per ct.13.1810. 398.80

10.1515.73

14. 3611. 0310.5510.1515.00

14.0713.7411.7110.9218.47

17.5012. 7110.669.96

12.52

13.7011.5412.449.96

13.79

18.4214.0312.6411.3614.84

15. 6110.9610.1210.0010.18

11.929.939.83

10.4613.91

16.2914.2914.2212.3014.27

14.1311.3910. 359. 65

Fiveper centredemp-

tion fund.

$781,627783, -J.'JO755,721746, 482747,349

748, 829736, 340712, 777725;487690, 287

670, 756626, 843607, 468557,538523,423

511, 262504, 868500,002512, 359515, 506

507. 774500, 670500, 475484, 872487, 612

479, 530478, 236480,751487,014510,780

519, 746534; 045542, 500584, 308564, 788

586, 207590, 357584,526592, 999613, 204

626, 803640, 205056, 405654, 247662, 355

633,320032,337625, 001613,230

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 146: Annual Report of the Comptroller of the Currency, Volume 1 1893

144 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRALR E S E R V E CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.

[Division No. 5.—Ohio, Indiana, Illinois, Michigan, and Wisconsin, excluding reserve cities.]

Reserve held. Classification of reserve held.

Dates.

1884.

Mar. 7 . .Apr. 24.June 20.Sept. 30.Dec. 20 .

1885.Mar. 10.May 6..July 1 . .Oct'.l . . .Dec. 24 .

1886.Mar. 1 . .June 3 .Aug. 27.Oct. 7. . .Dec, 28 .

1887.Mar. 4 . .May 13.Aug. 1..Oct. 5 . . .Dec. 7 . .

1888.Feb. 14 .Apr. 30.June 30Oct. 4 . . .Dec. 12 .

1889.Feb. 2*6 .May 13 ..July 12.Sept. 30.Dec. 11 .

1890.Feb. 28 .May 17 .July 18.Oct. 2 . . .Dec. 19 .

1891.Feb. 20 .May 4 . .July 9..Sept. 25.Dec. 2 . .

1892.Mar. 1. .May 17 .July 12.Sept, 30.,Dec. 9 .. .

1893.Mar. 6. .May 4 . .July 12.Oct3 . . . .

ofbanks

Amount ofreserve re-quired, 15

per cent ofnet deposits.

558580569574572

567568567570570

571575582580576

582584594598600

603606609611615

620622624626630

635644650650655

654657660663

672674

680683

695696692

$17, 808, 93317, 392, 60116, 640, 34015, 784, 48015,040,275

15, 800, 69215,954.51916,118. 86916, 501' 18716, 487,191

17,184, 66317,452, 85018, 315, 95118, 438,10118, 828.474

19, 446, 23620, 082, 778.20, 814, 21820, 570, 95920, 237, 953

20, 788,46920, 795, 51620, 756, 62721, 297, 37321,150,669

22,108,19022, 532, 98223,197, 38423, 355, 25123,037,979

23, 999, 08324,458, 34725,234, 24025, 804,61825,120, 570

26, 052, 63226, 750, 84527, 027, 98428,583, 96328,159, 822

2J\ 753,10330, 056, 39330, 626, 26731, 582, 80131, 321, 325

31,702,62131,387.40927, 270,88623, 399, 510

Amount.

$34, 832, 32032, 204, 59430, 908, 07331, 545,49433,478,235

36, 876,18635,963,16836,162, 9S737,477,34536, 226, 910

38, 467, 95836,682, 62241, 364, 41239, 891. 41040, 25i; 058

42,186, 62941, 866, 93844,475, 53340, 983, 91639,116,212

40, 918,15839,175, 38639,806, 20042, 224, 35242, 096, 506

46,152, 83745, 216, 70748, 488, 99647, 310,10643,421, 760

47,348, 22145,815, 95347, 608, 32748, 563, 27646, 041, 343

52, 449, 59950, 936, 35649, 36:',, 90756, 669,15452, 506, 985

60,508,50360,761,49362,196, 54362, 336, 22756, 657, 506

56, 060,56850, 916, 83450,291. 65449, 458, 283

Ratio.

Lawful money (6per cent).

Pcrct.29. 3427.8129.1529. 9833.39

35.0733. 8133.6534. 0732.93

33.5731.5333. 8832.4532.07

32.5431. 2732. 0529. 8828.99

29.5228. 2628. 7729. 7420.85

31.3130.1031.3530.3928.27

29.5928.1028.3028.2327. 49

30.2028. 5627.4029. 7427. 97

30.5030. 3230.4629. 6127.13

26.5324.3327.6631. 70

Amount. Ratio.

$16,461,98416, 913, 97816,186, 84716,127. 23615, 563, 364

10, 882. 60917,117,10615,936,89517, 019, 46216,050, 698

16, 692,49417, 849. 50917,118. 27217, 974, 62418, 082, 937

18, 037, 63819, 111, 57618,401.23019,17101618, 425, 529

18.290,04118, 869, 677-17, 754, 45318,466,51018, 089, 328

Per ct.13.8714. 5914. 5915. 3315. 52

16. 0316.0914. 8315.4714.59

14.5715. 3414.0214. 6214.41

13.9114.2713.2613. 9813.66

13.2013.6112.8313. 0112.83

18, 299, 545 12. 4219,984,145 j 13.3020,004,249 12.9719, 052,153 12. 2419, 053,439 12.41

19, 385,16019,214,28019,719,23020. 149, 63820, 682, 244

21,751,13522.312,36822, 496. 48123,177.04722,416, 277

22,473, 20223, 505, 07423, 899, 69424. 987, 43624, 707, 288

24, 647, 92525, 604,19027, 220, 98427, 888, 005

12.1211.7811.7211.7212.35

12.5212, 5112.4912.1611.95

11.3311. 7311.7111.8713.36

11.6612. 2414. 9717.88

With reserveagents (9 per cent).

Amount. Ratio.

$16, 636, 81113,623,18213, 081. 87613, 764,17916,332,719

18,475, 89817, 336, 75718, 738,13418,934,89018, 653, 616

20,284,81017,426,44622,867,31520,594,22020, 974,170

23,012, 35421, 673, 40425,021, 68720, 771, 85219, 629, 800

21, 600, 66319, 298, 65621, 045, 05122,763,43323,025,148

26, 888, 63924, 287, 40827, 489, 59427, 327, 97023,439,190

Per ct.14.0111. 7511.7913. 0816.29

17.5416.3017. 4517.2116.96

17.7814.9818.7316.7516.71

17.7516.1918.0315.1414.55

15.5913. 9215.2116.0316.33

18.2416.1717.7817.5515.26

Fiveper centredemp-

tion fund.

27, 043,136 16. 9025,672,588 | 15.7426,955,389 | 16.0227,493, 759 j 15. 9824,449, 070 14. 60

29, 785, 73127, 709, 58625, 973,48732,572,51829,173,153

37,105,51636, 314,16837, 353. 55736, 395| 15930,947,479

30, 368, 51524, 258, 30821. 992, 77520, 450, 669

17.1515.5414.4117.0615.54

18.7118.1218.2917.299.79

;$1, 733,5251, 757, 4341, 699, 3501,654, 0791, 582,152

1,517,6791, 509, 3051, 487, 9581,522, 9931, 522, 596

1,490, 6541,406, 6671, 378, 825.1, 322, 5661,193,951

1,136, 6371,081,9581, 052, 6161.041, 0481,060, 883

1,027,4541, 007, 0531, 006, 696

994, 409982,030

964,653945,154935,153929, 983929,131

919, 925929, 085933, 708919, 879910,029

912, 733914,402893, 939919,589917, 555

929, 785942,251943,292953. 632

1,002, 739

14.3711.5912.1013.11 i

1,044,1281.054, H361, 077, 8951,119, 609

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 147: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 145

TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRALRESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.

[Division No. 6.—Iowa, Minnesota, Missouri, Kansas, and Nebraska (Omaha transferred to divisionNo. 9, October 5, 1887; Kansas City and St. Joseph transferred to division No. 9, May 13, 1887), ex-cluding reserve cities.]

Dates.

1884.

Mar. 7Apr. 24 . . .June 20 . .Sept. 30.. .Dec. 20 . . .

1885.

Mar. 10 . . .May 6 . . . .Julv 1Oct* 1Dec. 24 . . .

1886.

Mar. 1 . . . .June 3 . . .Aug. 27.-.Oct. 7Dec. 28 . . .

1887.

Mar. 4 . . . .May 1 3 . . .A u g . l . . . .Oct. 5Dec. 7 . . . .

1888.

Feb. 14 . . -Apr. 30 . . .June 30 . .Oct. 4Dec. 12 . . .

1889.

Feb. 26 . . .May 1 3 . . .July 12.. .Sept. 30.. .Dec. 11 . . .

1890.

Feb. 28 . . .May 17 . . .July 18*-.Oct. 2Dec. 19 . . .

1891.

Feb. 2 6 . . .May 4July 9 1 . . .Sept. 25...Dec. 2

1892.

Mar. 1. . . .May 17...Jnfvl2...Sept. 30...Dec. 9

1893.

Mar. 6May 4 § . .Julv 12. . .Oet",3

N o .of

banks

287298309329329

336340340359363

377391404406418

427428438455462

460468471476480

487490497503516

522531522529526

525526525534540

540539541543544

547547544544

Amount ofreserve re-quired, 15

per cent ofnet deposits.

$9, 365, 6099, 712.1199, 54C>i 7629,158, 2318, 643,147

9, 202,1469, 643. 675

10,105!53210, 526, 27910,511,542

10, 872, 98812, 203, 04612, 349, 30012,377, 73312, 811,418

14,184. 87313, 368,18312, 435, 31312, 258, 40211, 440, 774

11,915,47212,191,17512. 423,41912^ 646, 57412,102, 288

12, 420, 63712, 585, 26212, 925, 28613, 015, 63113, 209,115

14. 037, 49514, 672, 00311, 820, 32812,650, 53712, 020, 926

12,152,02012, 807, 89512, 271, 88912, 709, 60912, 764, 884

14, 021, 84714,113,35314, 379, 92514, 520,10314,516,112

15, 316, 64114, 435, 30312,300,12010, 645,802

Reserve held.

Amount.

$16, 334, 76817, 385,10616, 682, 58516, 305,17815, 874, 452

18,064,15119,112, 99620,186, 37319,159, 72719,128,184

19, 373, 30223, 020, 43224, 464, 92721,931,86723,073, 002

27, 752, 34326, 723, 83725, 056, 69522, 367, 31020, 023, 408

24,167, 65124, 217, 97425, 363, 99623, 898, 70720,169, 802

22, 812, 39823, 606, 07424, 386, 42523, 831, 36023, 663,534

26, 557, 78228, 417, 45823, 587, 97225, 045, 60621, 890, 313

24,124,91824, 484, 89921, 873, 39924,150, 96523,452, 871

28, 524, 56328, 839, 73329, 371, 59129.190, 86724, 440,147

28, 052, 37325, 361, 91323, 245, 12223,414,641

Eatio.

Per ct.26.1626.8526. 2126. 7027.55

29.4529. 7329. 9627. 3027. 30

26.7328. 3029. 7226. 5826. 99

29. 3529. 9930. 2227. 3726.25

30.4229.8030. 6228. 3525. 00

27.5528.1328. 3027. 4620. 87

28.3829.0529. 9329. 7027.32

29.7828. 6826. 7428. 5327. 56

30. 5130. 6530. 6430.1625.25

27. 4726. 3528. 3532. 99

Classification of reserve held.

Lawful money (6per cent).

Amount .

$7, 297, 4148, 463, 0969, 366, 0908,130, 8787, 734, 917

8,442, 2748, 803, 8138, 868, 0498, 896, 8059, 309, 280

8, 838,14011, 204, 90610, 229, 54511, 019, 34211, 752, 951

11, 800, 36612, 010, 36910, 458, 69010,275, 4849, 831,122

10, 418, 84010, 851, 91210, 547,10110,011,69710,197, 298

10, 019,19710.400,41910, 374, 9529, 352, 807

10, 728, 448

10,142, 22110.129, 3898, 660, 2279, 037, 2199,113, 606

9,109,6929,383.4769, 271,1898, 975, 6419, 081,102

9, 292, 7599, 659. 6189, 901, 2049, 940, 4279,899, 800

10,538 68710,331,86210, 983. 17f>10,771,244

Eatio.

Per ct.11.6913. 0714.7213.3213.42

13.7613.6913.1612. 6813. 28

12.1913. 7712.4313. 3513.76

12. 5413. 4812. 621.2. 5712.89

13.1213.3512. 7311. 8712.64

12.1012. 4712. 0410. 7812.18

10.8410. 3610.9910. 7211.37

11.2410.9911. 3310.5910.67

9.9410.2710.3310. 2710.23

10. 3210.7413.3915.18

With reserveagents (9 per cent).

Amount.

$8, 526. 4868,406^ 6806, 806, 0447, 677, 9767, 642, 884

9,131,6479, 806, 853

10, 827, 6819, 768, 8299, 315,121

10, 043, 85411, 339, 22013, 747, 42410, 422, 06610, 848,107

15, 441, 59014, 290, 84914,175, 76911,660, 6339, 753, 960

13, 308, 83012, 924, 37914, 367. 35813, 436, 3219, 520, 418

12. 336, 47112, 687, 25713, 553, 97614, 013, 99712, 464, 371

15, 945, 07917,803,22514, 559. 61015,542;67612,303,422

14, 548, 74614, 634, 33712,140, 44614, 702, 96913, 887,498

18, 745, 33418, 696, 82418, 986, 84918, 768, 90714, 052, 376

17, 025. 85114,558,77011,796,41312,166, 739

Eatio.

Per ct.13. 6612.9810. 6912.5813.26

14.8915.2516.0713. 9213. 29

13.8613.9416.7012. 6312. 70

16.3316. 0417.1014. 2712.79

16.7515.9017. 3515. 941.1. 80

14. 9015. 1215. 7316.1514.15

17.0418. 2018.4818. 4315.36

17.9617.1414.8417.3516.32

20.0519.8719.8119.2914. 52

16.6715.1314.3917.14

Fiveper centredemp-

tion fund.

$510, 868515,380510, 451494, 324496, 651

490, 230502, 330490, 643494,093503, 777

491, 308476, 306487,953490, 459451,944

450,387422,619422, 2:56481,193438, 326

439, 981441,683449, 537450, 689452, 086

456, 730458,398457, 497404, 556470,715

470, 481484. 844462 949465, 711473,285

466, 480467, 086461, 764472, 355484, 271

486, 470483,291483, 538481, 533487,971

487, 865471, 281465, 534476, 658

* St. Paul and Minneapolis transferred to division No. 9 from July 18, 1890.f Des Moines transferred to division No. 9 from July 9,1891§» Lincoln transferred to division No. 9 from May 4,1893.

10665 CUB 10

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 148: Annual Report of the Comptroller of the Currency, Volume 1 1893

146 REPORT OF THE COMPTROLLER OF THE CURRENCY.

T A B L E S H O W I N G , B Y G E O G R A P H I C A L D I V I S I O N S , T H E R E S E R V E C I T I E S AND C E N T R A LR E S E R V E C I T I E S , TIIK N U M B E R O F B A N K S I N O P E R A T I O N , E T C . — C o n t i n u e d .

[Division ]STo. 7.—Colorado, Nevada, California, and Oregon, excluding reserve cities.]

Dates.

1884.

Mar. 7 . . . .Apr. 24...June 20..Sept. 30 . .Dec. 20.. .

1885.

Mar. 10...May 6. . . .J u l y l . . . .Oct. 1Dec. 24 . . .

1886.

Mar. 1June 2 . . .Aug. 27 . .Oct. 7Dec. 28 . . .

1887.

Mar. 4May 13...Aug. 1 . . .O c t 5 . . . .Dec. 7 . . . .

1888.

Feb. 14...Apr. 30...June 30..Oct. 4Dec. 12...

1889.

Feb. 26.. .May 13...July 12 . .Sept. 30 . .Dec. 1 1 . . .

1890.

Feb. 28. . .May 17...July 18...Oct. 2 . . . .Dec. 19 . . .

3891.

Feb. 26. . .May 4July 9 . . . .Sept. 25 . .Dec. 2

1892.

M a r . l . . . .May 17.. .July 12.. .Sept. 30 . .Dec. 9

1893.

Mar.6 . . .Mav 4 . . .July 12 . .O c t . 3 . . . .

No.of

banks

4343454647

4749505154

5761676871

7175838686

8794969896

98102102107109

111114118120123

126127325125126

127129129130129

129131118125

Amount ofreserve re-quired, 15

percent of

net deposits.

$3,009, 7613, 028, 5312, 748, 6212, 660, 5482, 560, 777

2, 663, 3532, 683, 4382, 721, 0042, 920, 8663,189, 900

o onrt /*n A3, 329, 6243, 598, 7493, 863, 2863, 971, 5894, 329, 961

4, 674, 4445, 276,4355, 719, 2206, 330, 0976,291, 325

6,149. 7316, 042, 6095, 924, 9636, 036, 3175,935, 042

6, 215,1456, 418, 0486, 469, 5096, 871, 6826, 822, 808

6, 985,5977,280, 6057,407, 9457, 973. 0787, 220i 289

7, 002. 9737,441, 6377,253, 7227,410, 6977, 230,867

7, 512, 5337. 708, 7687,811, 9798, 061, 0987, 864, 845

7, 832,9337,781,1555. 360, 6315, 276, 029

Reserve held.

Amount.

$5, 626, 9025, 791, 6145,492, 6595, 798, 3595, 524, 939

5,978. 5515, 699, 6925, 697, 4786, 635,0057, 038, 522

7, 529, 9827, 672, 8978, 288, 0127, 896, 9109, 221, 771

10, 289, 33311,540, 55411, 799, 91613, 784, 60512, 882, 230

12,446, 90211, 396, 74911, 634, 94812, 503, 94411, 717, 229

13,833,28313,674, 03114,125,45815,136, 84613,759, 793

14, 398, 96114,457, 21914,436,31615, 402, 79812, 965, 412

13,974. 03114, 707,47513, 418, 37814, 066,11213,262,170

16,105, 60016, 803,46016, 013, 90917,134, 30715, 736, 998

15,397,49713.821,0229,017,696

10, 924, 705

Ratio.

Per ct.28.0828.6829.9732.6932.36

33.6731.8631.4134.0733.10

33.9231.9832.1829. 8331.95

33.0232.8130.9532.6630.71

30.3628.2929.4631.0729.61

33. 3931. 9632.7533.0430.25

30.9229. 7929. 2328.9826. 94

29.9329.6529. 7528.4727. 51

32.1632. 7030.7531. 8830.01

29.4826. 6425. 2331.06

Classification of reserve held

Lawful money (6per cent).

Amount .

$3, 217, 3003, 207, 0823, 664, 9083, 346. 0173,180, 260

3,450, 5293, 336, 5342, 966, 8763,260,5543, 732, 709

4, 034, 9274, 096, 3874,104, 2135, 276, 940

5, 072, 3025, 990, 8896,134, 7297,276, 7037, 540, 479

7, 457, 0146, 557, 8826, 338,1826, 338, 0486, 789, 265

7,408, 6117, 084, 9117,124, 8996, 820, 8117,133, 411

7, 499. 8057,148. 9566, 844, 0937,188,1637, 689, 352

7, 904, 3108, 210, 3607, 670, 3827,112, 9517, 049, 001

7, 878,2547, 998, 0337, 837, 3237, 956, 8108, 220,157

8. 326, 4998, 053, 3276, 735. 2377,822, 217

Ratio.

Per ct.16.0515.8820.0018.8618.63

19.4318.6516. 3616. 7417.55

16.8215.9115.5018.28

18. 2017.0316.0917.2417.98

18.1916. 2810. 0510. 0517.16

17.8816.5616. 5214.9015.16

16.1014. 7313. 8513.5215. 97

16.9316. 5515.8614.4014. 62

15.7315.5615. 0514.8115. 69

15.9515. 5218.8522.24

With reserveagents (9 per cent).

Amount.

$2, 287. 5852, 462, 8981, 717, 8372,341,1552,239,427

2,419, 5862, 256,1982, 626,1413, 264, 4173,192, 688

3, 465, 6533, 527, 8774, 075, 5873, 672, 7313, 828, 979

4, 504, 0285,438,6125, 548, 590

% 6,385,3905, 218, 778

4,861, 5934, 708, 0065,171.1476,034,8114, 800, 478

6, 297, 7976, 459, 7416,870,1598,181,2496, 489, 222

6, 756, 9137,166, 9797,450,1248, 070,1445,126, 361

5, 916, 6756, 335, 4585, 590, 9726, 782, 5566,038,406

8, 045, 7138, 621, 3767, 992, 3008, 998, 9017, 335, 308

6, 896, 3025, f>89, 7492,123,2152, 937, 809

Ratio.

Per ct.11.4612. 209. 37

13.2013.12

13.6312. 6114.4816.76,15.01

15. 6114. 7015.8213.8713.26

14.4515, 4614.5515.1312. 44

11.8011.6913. 0915, 0012.13

15. 2015.1015. 9317.8614.27

14.5114. 7715.0815.1810.65

12.6712.7711.5613.7312.53

16.0016. 7815. 3516. 7513. 99

! 13.2110.785.948.35

Fiveper cent

redemp-tion fund.

$122, (03121, 634109,914111. 187105,252

108, 436106, 960104,461110,034113,125

116, 814110,093116, 038119, 966115, 853

113,003611,053116, 507122, 506122, 973

128,215130,801125,019131, 085127, 486

126, 875129,379130,400128, 786137,160

142, 243141, 284142,099144,491149, 699

153, 046161, 657157, 024170.605174, 763

181,633184. C51184, 286178,596175, 533

174,696177.946lt.9, 244164, 679

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 149: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 7

TABLE SHOWING, BY GEOGRAPHICAL DIVISION'S, THE RESERVE CITIES AND CENTRALRESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.

[Division No. 8.—Arizona, North Dakota, South Dakota, Idaho, Montana, New Mexico, Utah, Wash-ington, Wyoming, Oklahoma, and Indian Territory.]

Dates.

1884.

Mar. 7 . . . .Apr. 24 . . .June 20.. .Sept, 30.. .Dec. 20 . . .

1885.

Mar. 10 . . .May 6 . . . .July 1 . . . .Oct.lDec. 24 . . .

1886.

M a r . l . . . .June 3Aug. 27. . .Oct. 7Dec.28 . . .

1887.

Mar. 4 . . . .May 13. . .A u g . l . . . .Oct.5Dec. 7 . . . .

1888.

Feb. 14 . . .Apr . 3 0 . . .J u n e 30 . . .Oct. 4Dec. 12 . . .

1889.

Feb. 26 . . .May 1 3 . . .Ju lv 12 . . .Sept, 30 . . .Dec. 1 1 . . .

1890.

Feb. 28 ...May 17...July 18*..Oct.2t....Dec.19 . . .

1891.

Feb. 26 . . .May 4 . . . .Julv9---.Sept, 25...Dec. 2

1892.

M a r . l . . . .May 17 . . .Ju ly 12...Sept, 30.. .Dec. 9 . . . .

1893.

Mar. 6 . . .May 4 . . .July 12 ..Oct. 3 . . . .

No.of

i)anks

7884878786

8889

.9294

107

107109113114111

121125128128130

131130130132131

133138144151152

159166174188198

203210216224226

227234237240242

246248233217

Amount ofreserve re-quired, 15per cent of

net deposits.

$2, 206, 5202, 256, 8462,194, 6322,162,1772,193,537

2,132, 2232,124, 7492, 317, 9302,492, 4322,633, 914

2, 643, 6042, 745, 0572,615,7772, 675, 2132, 852, 550

3, 019, 5683, 258, 7303, 501, 2333,630, 6963, 787, 621

3, 779, 4673, 824, 4353, 972,1894,461,3214,552,960

4, 782, 8845,050,9125,311,4115, 928, 2636, 001, 950

6, 072,2536, 366, 8006, 567,1127,023,1286, 766, 459

6, 598,1916, 678,8076, 689, 0796, 894,1697, 229, 641

7, 230, 5937,411,5117,873, 9098, 260, 5178, 243, 692

7, 876, 5647, 763, 7646, 217, 7004, 620, 530

Reserve held.

Amount.

$3,406, 4743,584,7603,402, 6953, 263, 0413,581, 574

*

3, 703, 3843, 587, 9973,939, 5964,420,2394. 881, 391

4,716,8174, 688,1875,173,7895,149, 6245, 258,108

4,961,7654, 782, 7565, 626, 0175, 730,5456, 290, 797

5,791,3125,935,3736, 292, 0507, 758,1827,853,939

7, 894, 3118, 813, 8629,191,020

10, 555, 4909, 742,120

10,551,55910,108,13610, 843,89211,958,43910. 652,105

11, 364, 65911,160, 78210,878,92012, 043, 37113, 344, 276

13,164,12313, 815, 37114, 409, 29815, 860, 84014, 289, 922

13,031,24811,539,1269, 729, 5078, 831, 805

Ratio.

Per ct.23.1623.8323.2622. 6424.49

26.0525. 3325.4826.6027.80

26.8625.6129.6728.8727. 65

24.6522. 0224.1323. 6824.91

22.9823. 2823. 7626. 0825. 88

24.7620.1825. 9626. 7124.35

26. 0723, 8124.7725. 5423. 61

25.8425. 0724.4026. 2027. 69

27.3127. 9627. 4528. 8026.00

24. 8222. 2923. 4728.07

Classification of reserve held.

Lawful money (6per cent).

Amount.

$2, 332,1362, 421, 7832, 377, 0612,077,6732, 357,403

2,525, 5902, 387, 8872, 354, 5792,600, 6913,166, 234

3,057, 4263, 091, 6593,135, 2693, 360, 6093,560, 333

3,418, 7563, 357, 7183,492, 5253, 715,1964, 255, 601

3, 874, 5863, 887, 9313,874,1534,241,9474,599, 390

4,617,8934, 829, 5764,849,1854, 778, 2955, 648, 649

5,958, 8415, 760,1895,911,1996,157, 7806, 067, 228

6, 748, 4046, 452, 0756,181, 6056, 036. 9516, 84i; 534

6. 819, 0407, 279, 9747, 035,4637,179,8847, 846, 416

7, 633, 6936, 773, 2326,525, 0465, 869, 298

Ratio.

Per ct.15. 8516.1016. 2514.4116.12

17.7716.8615.2415.6518.03

17.4116.8917.9818.7918.70

16.9815.4614.9615. 3516.85

15. 3815. 2514. 6314.2615.15

14.4814. 3413. 6912.0924.12

14.7213.5713. 5013.1514.78

15.3414. 4913. 8613.1314.19

14.1514.7313.4013.0414.28

14. 5413. 0915. 7419.05

With reserveagents (9 per cent).

Amount.

$955, 8151,038,881

899, 2841, 066, 7541,114, 624

1,068,6091, 089,1531, 473,4601, 704,7331, 594, 293

1,535,4121,471,1911, 913,1851, 669, 9701, 577,946

1, 421, 6011, 303, 5452, 010, 7401,888,8601, 908,315

1, 787, 0961,919,7902, 289, 5373, 386, 2553,124,805

3,143, 6603, 847, 2354, 206, 5235, 633, 3443, 942, 902

4,440,8764,188, 0934,760, 0765, 614, 8173, 793, 564

4, 414, 3754, 502, 2934, 488,1315, 790, 6996, 279,127

6,120, 2186, 306,4277,143, 4048, 446, 7216,204.449

5,160,5964, 52.1, 8802,98H,0122, 760, 584

Ratio.

Per ct.6.506.906.157.407.62

7.527.699.53

10.269.08

8.748.04

10.979.368.25

7.066.008.577.807.56

7.097. 538.65

11.3910.29

9.8611. 4311.8814.259.85

10.779.87

10.8711.998.41

10. 0410.1110.0612. 6013. 03

1.2. 7012.7613. 6115.3411.29

9. 838.747.208. 96

Fiveper centredemp-

tion fund.

$118, 523124,096126, 350118, 614109, 547

109,185110, 957111, 557114,815120, 8G4

123,977125,339125,335119: 045119, 829

121,408121, 493122, 752126, 489126, 881

129,630127, 652128,360129,980129,744

132, 758137, 051135, 312143, 851150,569

151, 842159, 854172,617185, 842191, 313

201, 880206J 414209,184215,721223, 615

224, 865228,970230,431234,2:J5239,057

236,959240,014221, 444201,923

•Oklahoma included from July 18, 1890. t Indian Territory included from Oct. 2,1890.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 150: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 4 8 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES, THE NUMBEROF BANKS IN OPERATION, ETC.—Continued.

[Division £To. 9.—Reserve cities—Chicago, St. Louis,Boston, Albany, Brooklyn, Philadelphia, Pitts-burg, Baltimore, Washington, New Orleans, Louisville, Cincinnati,1 Cleveland, Detroit, Milwaukee,Des Moines, St, Paul, Minneapolis, Kansas City, St. Joseph, Lincoln, Omaha, and San Francisco.]

Dates.

1884.

M a r . 7 . . . .Apr. 24 . . .June 20 . .Sept. 30.. .Dec.20 . . .

1885.

Mar. 10...May 6July 1. . . .Oct.lDec. 24 . . .

1886.

Mar. 1 . . . .June 3 . . .Aug. 27...Oct. 7Dec. 28 . . .

1887.

Mar. 4 . . . .May 13*..Aug.lt--.Oct. 5Dec. 7

ingf)

iooo.

Feb. 14 . . .Apr. 30 . . .June 30 . .Oct. 4Dec. 12 . . .

1889.

Feb. 2 6 . . .May 13 . . .Ju ly 12.. .Sept. 30.. .Dec. 11 . . .

1890.

Feb. 28 . . .May 17. . .July 18 J..Oct. 2Dec. 19 . . .

1891.Feb. 26 . . .M a y 4 . . . .J u l y 9 § . . .Sept. 25. . .Dec. 2

1892.Mar. 1. . . .May 17...July 12...Sept. 30. . .Dec. 9 . . . .

1893.Mar. 6 . . . .May 41]..Juiv 12.. .OctT3

No.of

banks

202202204203203

202202202203202

205212215217218

220210221223223

222221224224223

223224226228229

234239259259258

260262265265264

261262262

. 263265

265269269268

Amount ofreserve re-quired, 25per cent of

net deposits.

$85, 297, 59184, 514, 59375, 708, 56176, 984, 34278,739, 375

83, 462, 53786, 628, 7668:), 118,59491.118,63991,151,185

94, 506, 30496, 810, 2379:j, 802, 95995, 363, 71994,305,102

99,518,66080, 270, 86983, 889,16684, 621,16484, 031, 602

88, 281, 91283,841, 97593,119, 90496, 217, 30792, 796, 351

100,132, 732103, 814, 057106, 953, 841104, 752, 37999,449, 783

102, 211, 212106, 243, 919115,477,384114,438, 382104, 320,461

109, 081, 971112, 226, 065110,503,938112, 977, 749112,935, 945

124, 370,037130,145, 842133,586, 733129, 825, 359123,799, 238

118, 326,127116, 908, 521101,124, 66498,151, 349

Reserve held.

Amount.

$111,255,631104,165, 95891,103, 67699, 022, 475

103, 685,153

118,522,306123, 962, 577123, 423, 045122,186, 751117,043,608

124,034, 337122, 784,157110, 584, 456113, 951,757112, 821, 235

124.447,510106| 121, 301

98, 389, 974100, 714,63397,132, 024

107, 045, 750105,914,479113, 399, 111116,864,734110, 791, 22o

129,178,251132, 810, 931131, 366, 426121, 912,119112,113, 813

119, 560, 033122, 780, 265131, 308,097129, 777, 284120,929, 702

131, 659, 897136,955, 966134,147, 401138, 786, 632142, 314, 957

177,149,110184, 027, 948178, 591, 989156, 098, 942142, 005, 438

139, 488, 339133,535,121118,104,158129,588, 769

Ratio.

Per ct.32.6130.8130.0832.1632.92

35.5035.7734.6233.5232.11

32.8131.7129.4229.8829.91

31.2630.7529.3229.7528.90

30.3129.8030.4430.3629.85

32.2531.9830. 7129.1028.18

29.2428.8928. 4328. 3528.98

30.1730.5030. 3530.7131.50

35.6135.3533. 4230. 0628.68

29.4728.5629.2033.01

Classification of resers

Lawful money (12£per cent).

Amount.

$61,563,51262,100, 25059,623,04563, 578, 99266,011,790

74, 383, 40480,109,09879, 828,13976,907, 63274, 674, 927

77, 446,73380, 738, 93368, 232, 50670, 489,13570,633, 785

73, 631, 55G64, 496, 95459, 504, 53459, 52i, 84858, 086, 213

61, 380, 00861,211,74966, 493, 97764, 447,94162, 971, 624

66, 585,76572, 531, 58171, 388, 35664, 592, 01763,330,689

65, 270, 44866, 575, 94471, 778, 45768,071,51769, 599, 015

74, 395, 30278, 363, 33678,122, 40976, 990, 72676, 766, 567

84, 522, 051 '97, 255, 97296, 347, 40582,164, 83877, 869, 593

75, 206, 05578, 843,63768, 417, 48376, 427, 655

Ratio.

Per ct.18.0418.3919.6920. 6520.96,

22.2823.1222.3921.1020.48

20.4920. 8518.1918.4818.72

18.5018.6917. 7317.5917.28

17.3817. 2217.8516.7516.96

16.6217.4716.6915.4215.92

15. 9615. 6715.5414. 8716.68

17.0517.4617.6717.0416.99

16.9918.6818.0415.8215.72

15.8916.8616.9119.47

Te held.

With reserveagents (12$ per cent).

Amount.

$46,437, 30838,827,19728,403, 33832. 340, 90034,672,781

41,172,44340, 912, 04940,661,80942, 402, 60039, 551, 479

. 43, 904, 24739,567, 42340, 072, 68941,271,50940, 371,942

49,217, 25340, 210, 83937,672,34939, 993, 70937, 957, 340

44, 647, 55543, 718, 49345, 949, 66251,508,03847, 013, 696

61, 860, 59959, 619, 00859, 343, 30856, 712. 95948,173J 145

53, 684, 54555, 566, 94358, 806,13360, 999, 21050, 638, 370

56, 569, 34957, 889, 28855, 317,14861, 005, 87564, 710, 249

91,717,86385, 825, 51081, 254, 53872,924,40963, 099, 335

63,183,04753, 553, 91248, 517, 86751, 570, 537

Ratio.

Perot.13.6111.499.38

10.5011.01

12. 3311.8111.4111. 6310.88

11.6110. 2210.6810.8210.70

12.3611.6511.2311. 8211.29

12.6312.3012.3413.3812.67

15.4414.3613.8713.5412.09

13.1313.0812.7313.3312.14

12.9612.9012.5113.5014.32

18.4416.4915.2114.0412.74

13.3511.4511.9913.14

Fiveper centredemp-

tion fund.

$3,254,8113,178, 5113, 077, 2933.102, 583'&', 000, 582

2, 966, 4592,941, 4302, 933, 0972, 876, 5102, 817, 202

2, 683, 3572,477, 8012,279,2612,191,1131, 815, 508

1,598,7011, 413, 5081, 213, 0101,196, 0761, 088, 471

1,018,187984, 2b7955, 472908, 755805,905

731,887660, 342634,762607,143609,979

605, 000637,378723,507706, 557692, 317

695, 246703, 342707,844790, 031838,141

909,196946, 466990, 046

1, 009, 6951,036, 510

1,099, 2371,137, 5721,168, 8081,590,577

* Kansas City and St. Joseph included from May 13,1887, and Chicago and St. Louis transferred todivision No. 10.

tOmaba included from August 1,1887.tMinneapolis, St. Paul, and Brooklyn included from July 18,1890.fcDesMoines included from July 9.1891.^Lincoln included from May 4,1893.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 151: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURREHCf. 149

TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE CENTRAL RESERVE CITIES ; THENUMBER OF BANKS IN OPERATION, ETC.—Continued.

[Division No. 10.—Central reserve cities—JSTow York, Chicago, and St. Louis.]

Dates.

1884.Mar. 7Apr. 24June 20Sept. 30 . . . .Dec. 20

1885.Mar. 10 . . . .May 6J u l y lOct.lDec. 24

1886.Mar. 1June 3Aug. 2 7 . . . .Oct. 7Dec. 28

1887.Mar. 4May 13Aug. 1Oct. 5 . . . . . .Dec.7

1888.Feb. 14Apr. 30June 30Oct. 4Dec. 12

1889.Feb. 26May 13July 12Sept. 30Dec. 11

1890.Feb. 28May 17July 18Oct2Dec. 19

1891.Feb. 26May 4July 9Sent. 25 . . . .Dec. 2

1892.Mar. 1May 17July 12Sept. 3 0 . . . .Dec.9

1893.Mar. 6May 4July 12Oct. 3

New York City.

No. ofbanks.

48-48

required,25 per centof net de-

posits.

Ratioof

reserveheld.

$75, 373, 06970, 540, 86357, 948, 70263,737, 68468, 335, 552

73,191, 70574,436,13678,181, 21178, 214, 62675, 516, 839

80, 887, 72774^ 187, 97770, 386, 87970,697, 56173,607,025

78, 607, 42274,921,63773, 497, 51471,084,77672, 379, 059

80,277, 20279,168, 38884, 608, 09185, 539, 98882, 639, 532

91,069,61890, 257, 74889, 801, 52284,536,69979,476, 706

84, 259, 37780, 585, 34481, 702, 3598'i, 147, 96875,113, 249

84,503,62281, 835, 20382, 571, 59581, 940, 34688, 258,830

109, 948, 706109, 335, 717106,122,17397, 967, 55090,338,433

90, 009, 09386, 253, 70076,107, 58477, 492, 888

Per ct.28. 9426.6529. 8235. 6338.29

40.1241.4842.4736.9832. 76

31.2830.2827.4627.2429.89

28.7027.6428.1128.1827.18

30. 2929. 9330.3428.1629.12

28.7228.7327. 0825.1026.99

26.1726.3927.0527.8128.11

28.9126.9629. 9326.2628.69

29.3129.2329. 3620. 3926.89

26.3428. 5225.3035.17

Chicago.

Amountof reserve

No. of I required,banks J25 per cent

of net de-posits.

Ratioof

reserveheld.

St. Louis.

No. ofbanks.

18 ;$16, 993,94016,579,93416, 161,73515, 537, 512

16,167, 80617, 822, 50017, 961, 50617, 332, 75616, 056, 945

16,813,64318, 564,21119,411,76519, 682, 82018, 500, 455

19, 020, 60221, 248, 98021, 034. 07820, 721, 49618,398,815

19, 713, 70823, 991, 72322, 943,15123, 216, 49222,112, 475

24,426. 85427,847, 90328, 594,13326,634, 47625,124, 297

25, 249,08624, 896, 04820, 343, 43a21, 439,195

Amountof reserverequired,

25 per centof net de-posits.

Ratioof

reserveheld.

30. 4133.1430. 5328.80

31. 6829. 7531.3730. 2430.88

33.6035. 5031. 7931.6930. 29

30. 4731. 0129.0929. 9831.42

32.7733. 8831.0233. 6231.53

33.4533.0129.7728.6430.07

28.0329.4530.6145.46

5554

44444

445

5

78888

88999

99999

9999

$2, 280, 8642, 710, 6002, 574, 2971, 999, 375

2, 202, 8082,177,1752,217,8451, 970,3082, 020, 493

2, 013, 3921,885,1472,812,1142, 995, 2492, 979, 311

5, 670, 3846, 494, 9066, 800, 8146, 545,1815, 679, 210

6,048, 5376, 248, 8575, 913, 0946, 065,1875, 878, 877

6. 701, 0656, 961, 8046, 868, 5057, 307, 0386, 639, 856

7, 238,1376, 940, 9254,970, 5194, 476, 918

Per ct.

36.4031. 8926.4429.79

34. 0540.1142.1027.0728.90

42.1246.7540.9526.7124. 80

28.5725.0324.4221.3524.28

24.4924.4023. 7823.8327.32

28.3428.3623.6121.0721.60

23.3921.4322.6031.95

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 152: Annual Report of the Comptroller of the Currency, Volume 1 1893

3 50 RV.POKT <>F THK COMPTROLLER OF THE CURRENCY.

\ Y r r K i . v l ) r : i ' o s i i s ? C I R C U L A T I O N , A N D R K S K K Y K OK TFII: N A T I O N A LK <M' XI : \Y VoiiK C I T Y , AS I;FJH>KTI:I> TO T I I K N H W YOKK C L E A R I N G H o r s K ,

F O R Tin-] M O N T H S G I Y E X , I N TILJ-; V K A U S 1887, 1888, 1889, 181)0, 1891, 1892, A N D1893.

"Weekelided—

Sept.Sept.Sept.Sept.Oct.Oct.Oct.Oct.Oct.Nov.Nov.

Sept.Sept.Sept.Sept.Sept,Oct.Oct.Oct.Oct.Nov.

Sept.Sept,Sept,Sept,Oct.Oct.Oct.Oct.Nov.Nov.

Sept.Sept,Sept,Sept.Oct.Oct.Oct.Oct.Nov.Nov.

Sept.Sept.Sept.Sept.Oct.Oct.Oct.Oct.Oct.Nov.

Sept.Sept.Sept.Sept.Oct.Oct.Oct.Oct.Oct.Nov.

Sept.Sept.Sept.Sept.

3,188710,188717,188724,18871,18878,1887

15,188722,188729,18875.188712 1887

1,18888,188815,188822,188829,18886,1888

13,188820,188827,18883,1888

7.188914,188921,188928,18895,188912,188919,188926,18892,18899,1889

6,189013,189020,189027,18904,189011,189018,189025,18901,18908,1890

5,189112,189119,189126,18913,189110,189117,189124,189131,18917,1891

3,189210,189217,189224,18921,18928,189215,189222,189229,18925,1892

2.18939,189316,189323,1893

Sept.130, 1893Oct.Oct.Oct.Oct.Nov.

7,189314,189321,189328,18934* 1893

Circulation.

$8,112,0008,115, (5008.126, 0008; 235, 3008,202, 5008,186, 8008,199, 1008, 216, 2008,115,1008, 046,100,8, 033, 700

7, 770, 4007,850,4007, 892, 9007, 927, 7006. 83(5, 4006, 515, 3006,516,7006, 488. 7006, 484,5006, 363: 200

3,96L, 9003, 978, 1003, 931. 3003. 945, 5003,957,1003, 943, 9003, 893. 2004, 037. 4004, 053; 6003, 991, 200

3, 690, 7003, 700,1003, 585, 7003, 479, 3003, 505, 0003, 521, 3003, 518, 8003, 497. 2003, 500, 8003, 493, 500

5,459, 4005,527, 0005, 501, 2005, 567, 7005, 619,0005, 629,1005, 576, 5005, 573,4005, 592, 6005,587,400

5,424, 2005,530, 8005, 601, 0005, 642, 6005. 672,0005,573, 9005, 569,1005, 608, 8005, 633, 7005, 650, 800

9, 911, 60011, 209, 40012, 723, 60013, 610. 30014, 395, 60014, 940,00014, 956. 80014,690, 50014,610,80;)14, 409, 900

Liabilities.

N e t deposits.

$281, 345,279,915.279, 288,278,573.281. 647,285, 703,289, 861,28!), 542,289,601,289, 954,288, 289,

341, 477.336, 495.312. 995.333. 959,336, 016,349, 506,

100600500000300700500800!H)0700700

200(500(500700200800

337, 755. 000343, 953,343, 813,343,587,

345, 344,346,601,342. 298,340, 542,334, 991,329. 923.328, 225,325. 328.325, 635,320,166

309,128,304, 626309,181324, 335

000200300

200000800700500400600100600700

200200200300

331, 436, 600325, 794320, 667317,395314. 709309, 975

332,378332, 578335,317

800900500700100

600000300

333, 004, 000331. 492332, 294339,667341, 023343,572345, 411

10(100000000700,300

419, 587,400414, 929408,312399, 038395,234390, 012384, 724378, 739374,072

,500,700,400,300,300,200,600,300

371, 530, 500

301, 665 200299, 816, 400304, 808310, 368317, 329325, 891335, 954344, 672

300900300300400800

354,660, 600365, 638 100

Total.

$289,288,287,28(5,

iso;293,298.'2l)~,207.298.296.

349.344.320.341,342.356,344.

457,03J,414,808841)!800,000,75').717,000,323,

247,346,888,887,852,022,271,

350, 441,350,349,

349,350.346,344,338,.{'•>:5,332!329,

297,950,

306.574;230,488.948,867,118.365,

32!), (58!).324,

312,308,312

33432!)

157,

818,326.766,K14,941,316,

324,186,320318313

337

892

100200500300800;5001

(500000000800400

60000050040d600100700700700500

100100100200600300800500200900

900300900600600100700700

210.500468

838338,105340338337

818571111

337, 923345,243346349

596165

350, 998

425420413

,011460,913

404, 681400395390

,900,586,293

384, 348379377

311311317

,706,181

,576025,531

323; 979331 724340, 831350, 911

600

000000500700100200500400300700

600300700000300200300,400000300

800800900200900300200

359, 363, 300369380

271.048

400000

Specie

$59,58,59,60,(54,64,64.(54,6(5,(54,(53,

73,09,69,70,74,74,73,81,81,80,

65,63,(50.60,

59'62,62,62,61,

68,

175,85.1,052,635,619,317,6(53,918,005,639,791,

344,844;723,054.146]411.901,457,212,

700;500900900200500100700800800600

20050070090:)500300500700600

140,200

635.100824,894375,407,565,537,403.45(>;240,

678,56, 963;63798073

5H8,205,839,148,

300900900200900900200000500

800600600500400900

66, 552,400656602

49515352545965

680088360

293750065824783731532

69, 3277171

6766

771728

500800900

200700900200400800000700500600

699,700,210 100

65, 742; 40063,6676262

,208,137

62; 030616262

,205,313,274

57,584596367697275

,174,650,942,703,369,563

79. 50480; 47281

200200,500,800,200,900,600

800600000900000000400100200

, 118, 200

Reserve.

Legal ten-dors.

$18,17,16,16,15,16,1(5,16,17,17.18,

30,28.28;2(5,24.23;22,21.21,21,

31,30'2!),28,27,24,2322!22,20]

19,19,17,

78(5,7(5!),'589,251),7(57,269,885,735,542.81O]070,

8(57,797,238.320;994,204,017,',{86,32!),700,

687,527,468'.933,257.87:;;570,715,748,416,

100000(500600500700400800400700800

300600900(500100300800800800800

500100400700900400300200700800

062, 800146,403.

16, 692,15,14,14,.15,16,15,

44,41,39,35,32,30,29272623

45', 4 44343433937

; 3836

353,436,642,611,334,517,

500400300900700500800300400

509, 800488540676879905610347

500900300900700500300

779,400665

381185

800

700600

884,100760225862053529

70C

Total.

$77,9(51.80076,620,30075, 442, 5007(5, 895, 500:80, 38(5, 70080, 587, 200!81,548,500!81,654,500!83, 548, 2001

82,450,500''81, 862, 400!

104, 031, 50098, 642, 100;97, 962, 60096,375, 50089,140, 60097, 615, 60095, 919, 300

102, 844, 500102,542,400101, 841, 000

97, 322, 60094, 351, 40090, 363, 30089, 309, 60085; 665, 10084, 439, 30086,108, 20085,118,40085, 198,70081, 657, 300

87, 741, 60076,110, 10080, 992, 00095, 897, 80096,193, H0087, 585, 60081,194, 90081, 292, 30082, 423,10077,878,300

93, 803, 00093, 239, 20092, 611, 80088, 500, 50087, 663, 30090, 637, 50095,142, 50096,675, 00098,550, 90095, 394,400

113,081,400110,395,700109,626,500107, 427,900

300 105,433,500,80C,90C90C

526, 00C34, 685

18, 72720, 345232732

946048358

35, 43537424954

72S957

50C

,90C90C

102, 000, 30C99, 084,70C99, 735,10C98, 839, 90C96, 960,10C

76,312, 70(79, 520, 50C

,100 87,596,10C,10C 94, 991, 00(,300 102,061,30(,00C60C. 90(

418, 60C,757,60(

107,804, 00()' 113, 292. 00(; 122, 462, 00C! 129,890,80c> 135,875,80(]

Ratio toliabilities*

Per cent.26. 9326.26.26.27.27.27'.27.

CO258173423642

28.0627.27.

6763

29.7928.6530.5328.0228.27.27.29.29.29.

27.

924286352710

8626.9126.25.25.25.2525.25.25

2824.25

1093272993848419

056890

29.2528 7226.6025252524

2727272626

05339084

7758171400

26.8227272827

2626

56892218

6126

26.4926.55262525252625

242527

3078399503.71

.49

.56

.5829.323031323435

.7662280717

35.75

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 153: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THK COMPTROLLER OF THE CURRENCY.

TABLE SIHMVIMJ im; MUVKMEKT OK THE UKSEKVE OF THE INATI^NAL BANKS INNEW Yoitiv CITY DUIUKG OCTOBEK FORTH U LAST SIXTEEN YEARS.

"Week ended— Specie.

October 5,1878 $14,October 12,1878 12,October 19,1878 13,October 26,1878 17,October 4,1879 18,October 11,1879 20,October 18,1879 24,October 25,1879 25,October 2,1880 59,October 9,1880 (32.October 16,1880 1 02,October 23,1880 1 60,October 30,1880 ! 61,October 1,1881 j 54,October 8,1881October 15,1881 j 51,October 22,1881 ! 51,October 29,1881 ! 5."October 7,1882 1 4October 14,1882 48,October 21,1882 49,October 28,1882 48,October 6,1883 1 51,October 13,1883 | 50,October 20,1883 1 47,October 27,1883 ' 46,October 4,1884.October 1 i, 1884October 18,1884October 25,1884October 3,1885October 10,1885October 17,1885October 24,1885October 30,1885October 2,1886October 9,1886October 16,1886October 23,1886 ,October 30,188UOctober 1,1887October 8,1887October 15. 1887October 22,1887October 29,1887October 6,1888October 13,1888October 20,1888October 27,1888October 5,1889Oct< »ber 12.1889October 19, 1889October 26 J 889October 4,1890October 11,1890October 18,1890October 25,1890October 3,1891 ,October 10,1891October 17,1891 ,October 24,1891October 31,1891October 1,1892October 8,1892 ,October 15,1892October 22,1892October 29,1892October 7,1893October 14. 1893October 21,1893October 28,1893

995,800184, 600531, 400384,200979, 600901,800686, 500636, 000823. 700521,300760,600888, 200471, 600954,600287, 900008, 300016,200961, 200016, 000281,000518, 200374, 200586, 700894, 000262, 900372,800470,600922, 500579, 400638, 000351, 600642, 500945, 300309,100954.600111, 700723, 800228, 600668, 400195,100619,200317,500663,100918, 700005, 800411,300901, 500457,700212, 600407, 200565, 900537,900403, 200839,400148, 900552,400680. 500783, 400731, 800532,000327, 700771, 500208,200137, 500030, 800205, 200313,900369, 000563,400504,100472,200

Legal ten-ders.

$38, 304,90037,685,10036, 576, 00035, 690, 50034, 368, 00032, 820, 30029, 305, 20026, 713. 90011, 129,100'10,785,00010, 939. 20010, 988, 20010, 925, 00012,150,40012,153, 80012, 452, 70012, 496, 50012, 947, 90018, 384, 50018, 002, 70017, 023, 90017, 204, 70020,122,50021,145, 80020. 719, 70020,617,60025,817,30027, 654,10027, 875, 50027, 354, 20024, 516, 60023, 002,00022, 221,10021, 059, 80021, 874, 90014, 607, 70013, 209,10013,133,10012, 803, 80013,177,20015, 767, 50016, 229, 70016, 885, 40016, 735. 50017, 542, 60023, 204, 30022, 017, 80021, 386, 80021, 329, 80027,247,90024, 873,40023, 570, 30022, 715, 20015, 353, 90014,436, 70014, 642, 50015, 611,80032, 879, 90030, 905,70029, 010, 50027, 347,30026,779,40043,225, 30039, 862, 80037,053,90038, 529,90036, 526, 00035, 435, 00037,728,60042, 957, 90049,418, 600

Total.

$53,300, 70049,869, 70050,107. 40053, 074, 70053, 347, 60053,722,10053, 991,70052, 349, 90070,952,80073. 306, 30073, 699, 80071,876,40072, 396,60067,105, 00065,441,70063,461,00066,512,70068,909,10065,400,50066, 283,70066, 542,10065,578,90071, 709, 20072, 039,80067, 982, 60066,990,40093, 287, 90096, 576,60095,454, 90094,992, 200116,868, 200116,644, 500114,166, 400108, 368, 900106, 829, 50078,719,40078, 932, 90078,361, 70078,472,20079, 372, 30080, 386, 70080. 587, 20081,548, 50081, 654,50082,848,40097, 615, 60095, 919, 300102/844, 500102,542,40085, 655,10084,439, 30086,198, 20085,118, 40096,193,30087,585,60081,194,90081,292,30087,663, 30090, 637, 50095,142, 50095, 675, 00098, 550, 900105,433,500102,000, 30099, 084, 70099, 735,10098,839, 900107, 804,000113,292, 000122,462,000129,890, 800

Ratio of reserve to—

Circula-tion anddeposits.

Percent.25.724.424.725.823.323.423.523.025.425.425.524.825.023.123.123.224.625.624.024.725.024.825.525.424.524.534.535.234.834,636.035.834.933.583.027.127.026.726.927.127.727.427.327.427.827.427.829.329.325.325.325.925.828.726.625.025.326.026.827.627.928.226.325.825.425.926.031.632.334.135.2

Deposits.

Per cent.28.427.027.328.525.825 926! 125. 526,427.227.126.626.724.624.825.926.627.026.426.326.826.527.026.825.925.936.336.936.536.337.137.036.034.534.127.927.727.427.727.928.528.228.128.228.627.928.429.929.825.625.626.226.229.026.925.325.626.427.328.028.328.726.726.125.526.326.433.133.735.536.6

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 154: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE rOMPTROLLER OF THE CURRENCY.

Ar-siuAd oi- Ri;roiMs OF KAKNINOS AXD DIVIDENDS

TKOM SEPTEMBER 1, 1892,

States, reserve cities, andTerritories.

MaineNew Hampshire.VermontMassachusetts - -

BostonRhode IslandConnecticut

banlf I Capital stock. • Surplus. Capital andsurplus.

81 $11,060,000.005449

211

6, 320. 000. 007, IGO! 000. 00

45. 907. 500. 0053,100, 000. 0020, 277. 050. 0022, 999, 370. 00

Division o. 1. 593 | 166,883,920.00

isTew YorkNew York CityAlbany .Brooklyn

New JerseyPennsylvania

Philadelphia . . .Pittsburg

2674865983084126

33, 346, 460. 0049, 650, 000. 001, 550, 000. 001, 352. 000. 00

14, 568, 350. 0037, 772, 390.0022, 465. 000. 0010, 900, 000. 00

Division No. 2 .DelawareMaryland

Baltimore.District of Columbia .

WashingtonVirginiaW e s t Virginia

799 I 171,604,200.00

2,133, 985. 003, 611, 700. 00

13. 243, 260. 00252, 000. 00

12 ! 2.575,000.0036 | 4,696,300.0028 I 2,811,000.00

1

$2, 704. 920. 001, 600,180. 201, 861, 900. 00

15,013,577.7114. 336, 557. 745, 430, 728. 077, 678, 539. 74

49, 220, 403.46

$13, 764, 920. 007,920,180.209, 021, 900. 00

61, 581, 077.7167,436.557. 7425, 707, 778. 0730, 677, 909. 74

Gross earn-ings.

$808,033. 29531,062.40546,157.15

3, 730. 703. 763, 564; 256. 301,124,194.861, 768, 869. 72

11,193. 385. 6340, 756, 964.141, 285. 000. 002, 082, 000. 007, 251, 418. 6817,132,131. 8114,106, 303. 087, 045, 612.19

100, 852, 815. 53

~T~007, 926.121,345,771.984, 526, 900. 00

100, 000. 001, 235, 000.002, 557, 600. 00

727, 003.18

216,110, 323. 46 |12, 073, 277. 48

44, 539, 845. 63 3, 879, 706. 4890, 406, 964.14 9, 258, 023. 072, 835, 000. 00 400, 471. 223, 434, 000. 00 ! 330, 386. 58

21,819,768.68 I 1,993,360.8054, 904, 521. 81 | 4,129, 563. 3436,571,303.08 ! 2,729.449.8217, 945, 612.19 i 1,368J 842. 31

272,457,015.53 23,999,803.62

3,141,911.12 207,105. 604.957,471.98 417,500.^8

17, 770,160. 00 1, 023,185. 66352,000.00 31,092.15

3, 810, 000. 00 310. 209. 707,253,900.00 I 649,489.033,538,033.18 ! 323,899.16

Divis ion ]STo. 3 . .

North CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippi -Louisiana

New OrleansTexasArkansasKentucky

LouisvilleTennessee

161 ! 29,323,245.00 I 11,500,231.28 I 40,823,476.28 | 2,982,548.24

Division No. 4. 520

766,829.

1, 223,293,983,456,254,

2, 088.4, 909,

496,2, 832,1, 023,2, 222,

127. 31100. 00580.42000. 00180. 09859. 36252. 42985. 81697. 60250. 00561.12800. 00359.19

392,127.452,100.764, 580.743, 000.902,180.571,859.064, 252.713,985.789, 697.096, 250.430, 461.925, 300.861, 599.

253,22 J,443,250,348,134.109,644,

2, 968.162'919,359,935,

807. 38959.39741.40078. 82604. 32355.10508. 20001.42045. 45458. 90553.11049. 83982. 03

73,327,640.00 18,379,753.32 I 91,707,393.32 j 7,750,145.35

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 155: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OK THE COMPTROLLER OF THE CURRENCY. 1 5 3

OF NATION A i. RANKS IN TUN UNITED STATUS.

TO M A R C H 1, 1893.

Charged off.

Losses andpremiums.

$173, 665^6L90, 472. 44

129, 082. 29550, 600. 20376, 779. 32130,024.10218, 311. 90

1, 608, 935. 86

515, 236. 80857, 003. 24

89, 616.1617,411.16

231, 700. 75723, 868. 74327, 035.14171, 790. 71

2, 933, 662. 70

14, 882. 0344, 902. 2062, 320. 06

5, 000. 0025, 887. 8955, 265. 7940, 549. 52

248, 807. 55

16, 623. 8488, 208. 70

102, 056. 9213, 924. 2589. 065. 7610, 914. 25

6, 738. 08122, 231. 29590. 485. 22

36, 158. 31158,041.42

34, 232. 78120, 864. 98

1,395, 545. 80

Expenses andtaxes.

$208, 645. 77173, 013. 35173, 271. 83

1, 424, 356. 631, 454, 391.42

264, 227.14469, 272.32

4,167,178. 46

1, 486, 775. 264, 509, 537. 57

161,823.54142, 141. Oi)056, 553. 86

1. 237, 865. 741, 020, 986. 63

458, 067. 26

9, 673, 750. 86

64. 334. 51181. 079. 42329, 958. 46

9, 866. 61141, 736. 56261, 495. 44121, 503. 22

1,109; 974. 22

99, 725. 26123,031.07230, 376. 37119,423.89173. 053. 35

71, 972. 3147, 364. 49

286, 221. 421, 093, 137. 79

60, 438. 91298, 907. 05134. 960. 40404, 407. 47

3,143, 019. 78

"Not earnings.

$425, 721. 91267, 576. 61243. 803. 03

1, 755, 746. 931. 733. 085. 56

729, 943. 621, 081, 285. 50

6, 237,163.16

1, 877, 694. 423, 891. 482. 26

149,031.52170, 834. 42

1.015,10(3.192,167, 828. 86

• 1,381,428.05738, 984. 34

11, 392, 390. 06

127, 889. 06191. 585. 20630, 9J7. 14

16. 225. 54112. 585. 31332, 727. 80161, 846. 42

1, 603, 706. 47

137, 458. 289,719.62

111, 308.11116, 730. 6886,485.2151,468.5455, 405. 63

235, 548. 711,278,422.44

05, 861. 68462, 604. 64189,856.65410, 709. 58

3, 211, 579. 77

Dividends.

$418, 975. 00231, 700. 00250, 500. 00

1, 557, 296. 681, 415. 250. 00

518,197. 25873, 375. 00

5,265293.93

1, 261, 823. 982, 423,132. 76

199, 851. 2092.112.00

723, 347. 001, 311, 831.10

805, 950. 00420, 000. 00

7, 238, 048. 04

103, 202.82139,194.71456. 558. 30

10, 080. 0072, 500. 00

183. 565. 0098, 290. 00

1, 063, 390. 83

105, 330. 00185,120.00146. 300. 0045, 500. 00

136,235.0047, 050. 0035, 400. 00

158, 000. 001, 204, 148. 67

68, 000. 00405, 315. 00158, 500. 00386, 462. 00

3, 081, 960. 67

Ratios.

Net earn-ings to cap-

ital andsurplus.

Per cent.3.093.382.702>'52.572.843.52

2.89

4.224.305.264.974.653.953.784.12

4.18

4.073.863.554.613.744.594.57

3.93

4.050.401.936.691.763.275.214.124.153.143.44b.203.19

3.50

Dividendsto capitaland sur-

plus.

Per cent.3.042.932.782.532.102, 022.85

2 44

2.832.687.052.683.322. 392.202.34

2.66

3 282.812.572.861.902.532.78

2.61

3.117.552.542.612.783.033.332.773.913.243.022.673.00

3.36

Dividendsto capital.

Per cent.3.793.673.503.392.672.563.80

3.75

3.784.88

12.896.814.973.473.593.85

4.22

4.843.863.454.002.823.913.50

3.63

4.0111.413.223.143.484.034.374.364.654.253.823. 233.63

4.20

1284567

89

101112131415

16171819202122

232425262728293031

33343£

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 156: Annual Report of the Comptroller of the Currency, Volume 1 1893

154 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF Ri;roui\s OF EAKNLNCS AND IUVIDE.ND.S OF

SEPTEMI3EK 1, 1892,

States, reserve cities, and j No. of iTerritories. \ banks, Surplus.

OhioCincinnati..Cleveland ..

IndianaIllinois

ChicagoMichigan

DetroitWisconsin

Milwaukee.

Division N©. 5.Iowa

Des MoinesMinnesota

St. PaulMinneapolis —

MissouriSt. LouisKansas CitySt. Joseph

KansasNebraska

OmahaLincoln*

ColoradoNevadaCalifornia

San Francisco -OregonArizona

Division No. 7.North DakotaSouth DakotaIdahoMontanaNew MexicoOklahomaIndian Territory ..Utah.Wyoming —Washington.

Division No. £

United States .

2131311

10818822958

73

734

153460

9104

139125

9

Division No. 6 | 582

$26. 883,9 100,8, 050,

13, 567,17, 558,22, 900,10, 469,4, 400,6,670,

625,

100.00000. 00000. 00660. 00000. 00000. 00000. 00000. 00000.00000. 00

Capital andsurplus.

626. 89000. 00500. 00662. 20166,69300. 00907. 39000. 00414. 02000. 00

120,170,760.00 40,733,577.19 160,904,337.19 14,556,122.58

Gross earn-ings.

$34, 324,11, 800,9, 827,

18, 323,23,906,34, 216,13, 638,5, 066,8, 701,1,100,

726. 89000. 00500. 00322. 20166. 69300. 00907. 39000. 00414.02000. 00

$2, 890,1,011,

663,1, 652,2,131,3, 202,1, 224,

557,1,026,

197.

376. 84208.82286. 25107. 24163.51027.72287. 02514.02461. 37689. 79

13, 940,700.

5, 740,4, 800,5, 450,4, 590,

10, 700.6, 800,2, 000,

12, 342,8. 820,A, 000,

000. 00000. 00310. 00000. 00000. 00000. 00000. 00000. 00000.00100. 00200.00'000. 00

3,069, 208. 27313,000.00

1,114.590.581,326,000.00653,000.09793, 593. 35

1,796,707.90725, 600. 00220,000.00

1.806,081.171,702,941.44

477, 400. 00

17, 009,1,013,6, 854,6,126,6,100,5, 383,

12, 496,7, 525,2, 220,

14, 148,10,523,4, 47"

208. 27000.00900.58000.00000.00593.35707.96 j

600.00000.00181.17 ••141.44 I400.00

1, 485.105,743.

sis;603,472.

1. 069.704;182,

1, 413,1,146,'588,

432.56883. 36800. 94401. 29929. 31959.09 j907.86782.06138.62 i751.52 j800.00206. 89

79,882,610.00 I 13,995,122.77 93,877,732.77 ; 9,035,093.50

9.100,000. 00 i282,000.00 I

5, (375. 000. 00 j2, 500, 000. 00 I3,995,000.00 j

300,000.00 !

2, 366, 306. 81•128,000.00

1,175,043.001, 075, 000. 00

917,000.0036, 360. 89

11,466,306.81 I410, 000. 00 \

6, 850, 043. 00 !

3,575,000.00 I4,912,000.00 !

336,360.89 !

1, 559, 358. 5144, 409. 29632,43 8.09269, 025. 87568, 843. 5157, 041. 65

I I 21,852,000.00 : 5,697,710.70

i 234

! 3,759

2, 465, 000. 002, 610, 000. 00

625, 000. 004. 740, 000. 00

925, 000. 00200, 000. 003'JO, 000. 00

2, 800, 000. 001,210,000.007. 895, 000. 00

23, 830, 000. 00

686, 874, 3 7 5 ^

535,018.65644,825.00213, 000. 00774, 081. 90199.556.7415, 000. 0027, 100. 00

968, 800. 00206, 550.00744, 889. 66

5, 328, 823. 95

245,714,438.20

27,549,710.70 3,131,096.92

3, 000,3,254,

838,5, 514.1,124,

215,387,

3, 768,1,416,9,

018. 65825. 00000. 00083. 90556. 74000. 00100. 00800. 00550. 00889. 66

29,158,823.95 | 3,358,645.27

932, 588, 813. 20 76, 867, 632. 96

* Included in State of Nebraska.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 157: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THH COMPTROLLER OF TflK CURRENCY. 1 5 5

NATIONAL HANKS IN TIIK UNITED STATES -—Continued..

TO MARCH 1, 1893.

Charg

Losses andpremiums.

$252, 409. «265, 649. 8351, 990. 88

187, 295. 64162,826. 88432, 654. 99169, 756. 9940, 492.1675. 378. 6522, 210. 22

1,460, 666. 06

141, 637. 8414, 934. 62

119,109. 2764, 438. 65

173, 948. 6240,911.0068,119.11

256, 887. 8349, 932. 76

355, 217.03160, 963.47129,406.34

1,575,506.54

260, 368. 271,148.93

249,055.949, 224. 74

67,156. 212, 332. 21

589, 286. 30

75, 295. 2360, 325:204, 897. 23

172, 906.9215,102.497, 2C5. 09

392. 849,824. 34

37,138.1475, 367.44

458. 544. 92

10,330, 955. 73

ed off.

Expenses andtaxes.

$1, 054, 496. 72388, 439. 97265, 989. 27634, 927. 92735,256. 37

1, 396, 646. 02511,254.97342, 660. 04384, 209. 83119, 021. 33

5, 832, 902. 44

607, 011. 5436, 057. 75

272. 821. 26125, 716. 30147,306.73208, 589. 89548, 078. 29377, 678. 68

69, 363. 94601, 653.46498,087.96359, 226. 71

3, 851, 592. 51

668, 084. 6217, 743. 35

253, 364.2269, 744. 85

190, 953. 6317, 987. 80

1, 217, 878.47

140, 582. 46151, 808. 78

55, 232. 67388, 858. 2269,187. 0213, 202. 6714, 482. 46

123, 410. 9369, 860. 75

427, 045. 81

1,448, 671. 77

30, 444, 968. 51

Net earnings.

$1,583,470.30557,119.02345. 306.10829, 883. 68

1, 233, 080. 261, 372, 726. 71

543, 275. 06174,361.82566, 872. 8956, 458. 24

7, 262, 554. 08

736. 783.1854, 890. 99

351,870.41328, 246. 34282, 673. 96223, 458. 20453, 710. 46

70, 215. 5562,841.92

456, 881. 03487,748. 57

99, 573. 84

3,608, 894. 45

630. 905. 6225, 517. 01

129, 997. 93190, 056. 28310, 733. 67

36, 721. 64

1. 323, 932.15

201, 854.04137, 501. 64

81, 006. 68260,140. 88

51, 502.6021, 076.1228,109. 66

147, 361. 3528, 426.07

494, 449.54

1, 451, 428. 58

36. 091,708.72

Dividends.

$984, 060. 02345, 500.00261, 500. 00575, 435. 00784,589. 96857, 000.00516,812.28126, 000. 00418, 356. 75

48, 000. 00

4, 917, 254. 01

589, 750. 0034. 000. 00

316, 925. 00225, 000. 00162, 500. 00184,068.28261. 000. 00118, 375. 00

66, 000. 00374, 073. 50385,978.59

85, 000. 00

2, 802, 670. 37

429, 750. 0017, 460. 00

281,500. 00115,000.00207,133.1019, 000. 00

1, 069, 843.10

134, 700.0098, 050. 0049, 000. 00

180, 250. 0021, 750. 007, 500. 009, 900. 00

123,500.0034,350.00

376, 750. 00

1,035, 750. 00

26, 474, 210. 95

Net earn-ings to

capital andsurplus.

Per cent.4.614.723.514. 535.164.013.983.446.515.13

4.51

4.335.425.135.364.634.153.630.932.832.234.642.22

3.84

5.506.221.905.326. 33

10.92

4.81

6.734.229.674.724.589.807.263.912.015.13

4.98

3.87

Ratios.

Dividendsto capital

a n dsurplus.

Per cent.2.862.932.663.143.282.503.812.494.804.36

3.06

3.473.364.623.672.663.422.091. 572.972.643.671.90

2.99

3.754.264.113.224.225.65

3.81

4.493.015.853.271.933.492.563.282.423.91

3.55

2.84

Dividendsto capital.

Per cent.3.673.803.254.244.473.744.972.866.277.68

4.09

4.234.865.524.692.984.012.441.743.303.034.382.13

3.51

4.726.194.964.605.186.33

4.90

5.463.767.843.802.353.752.754.412.844.77

4.35

3.85

36373839404142434445

46474849505152535455565758

596061626364

656fl67

697(171T?7374

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 158: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 5 6 KEPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS

FROM MAECH 1, 1893,

States, reserve cities, andTerritories.

MaineNew Hampshire .VermontMassachusetts ...

BostonRhode Island —Connecticut

Division No. 1.

New YorkNew York City .AlbanyBrooklyn

New JerseyPennsylvania

PhiladelphiaPittsburg

Division No. 2.

Division No. 4

OhioCincinnatiCleveland

IndianaIllinois

ChicagoMichigan .

DetroitWisconsin

Milwaukee

Division No. 5

No. ofhanks.1 Capital stock.

82 j $11,160,000.005348 i213 I55 !59 !84 I

, ,6, 370, 000. 007, 010, 000. 00

45,907, 500. 0 053,100, 000. 0020, 277. 050. 0022, 599, 370. 00

Surplus. Capital and j Gross earn-surplus. ings.

$2,717,441.871, 570, 409. 831, 825, 250. 00

15, 598, 607. 6614, 702,100. 005.086,019.627, 770, 977. 35

$13, 877,441. 877, 940, 409. 838, 835, 250. 00

61, 566,107. 0667, 862,1C0. 0025, 363, 069. 6230,370, 347. 35

$832, 815. 52545, 745. 72510, 525. 65

3, 709, 285. 933, 785, 201. 021, 213, 748. 971, 751, 894. 58

594 I 160,483,920.00

26847

65

993184127

33, 244,49, 350,

1, 550,1, 352,

14, 603,38, 564,22, 765,11,100,

060. 00000. 00000.00000 00350. 00868.00000.00000. 00

DelawareMaryland

BaltimoreDistrict of Columbia

WashingtonVirginiaWest Virginia

Division No. 3.

North Carolina.South Carolina.GeorgiaFloridaAlabamaMississippiLouisiana

New Orleans .TexasArkansasKentucky

LouisvilleTennessee

811 ' 172,529,278.00

2, $08, 985. 003, 611, 700. 00

13, 243, 260. 00252, 000. 00

2, 575, 000. 004, 796, 300. 002, 051, 000. 00

49,330,806.33 ; 215,814,726.33 j 12, 349, 217.39

11,413,41, 272,1, 290,2, 090,7,416,

17, 672,14, 306,7,218,

780. 21289. 09000. 00000.00766. 61306. 00503. 08528. 09

44, 657,90, 622,2,840,3,442,

22, 020,56, 237,37,071,18, 318,

840. 21289. 09000. 00000. 00116. 61174. 00503. 08528. 09

3, 890,9, 291,

261,328,

1,934,4, 357,2, 624,1, 289,

759. 51462. 23222. 85070.16717.98663. 29118.16360,97

102, 680,173. 00 | 275, 209,451. 08 23, 977, 375.15

953, 996. 471, 377, 350. 004, 505, 312. 60

100, 000.001, 305, 000. 002, 624, 200. 00

764, 672. 00

3, 762,981. 474, 989, 050. 00

17, 748, 572. 60352,000. 00

3, 880, 000.007,420, 500.003,715, 672. 00

200, 790.15389. 439. 04

1, 039, 721. 6132,133.98

304, 324. 96613, 232.04293, 671. 67

41, 868, 776. 07 2, 873, 313.45163 30,238,245.00

000. 00000.00000. 00000. 00000. 00000. 00000. 00000. 00500.00000. 00900. 00500. 00300. 00

729,840,

1,090,286.972,456,289,

2, 206,5, 016,

380,2, 831,1, 030,2,119,

559. 38600. 00653.12411. 00457.50750. 00943.72000.00683. 50250. 00018.64300.00362. 95

3, 355,2,588,5,106.1,736!4, 741,1,511,1. 099,5,331.

29, 887,1,480,

12, 988,5,9.51.

11, 766,

559. 386,0.00653.12411.00457. 5075'J. 00943. 72000. 00189.50250. 00918. 64800.00662.95

5.52755.59943. 72177. 56456. 65979.12231.28878. 83

2.03616.13

.81174. 33559.23

18,249,995.81 ! 87,526,195.81

27,185,100.009,100, 000. 009. 050, 000. 00

13, 997, 000. 0016. 946. 000.0020. 900, 000. 0010, 379, 000. 004, 400,000. 00, 895,000. 00

1, 250, 000. 00

7, 681,2, 745,1,4,813,6, 301,

11,522,3,166,

677,2,070,

475,

2, 815,913,

•701,1, 669,2, 111,2,963,1,179,

572,922,2S4,

143.16146 51813. 53355.48996.93141.32751. 96370. 28707.65735. 39

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 159: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 5 7

OF NATIONAL BANKS IN THE UNITED STATES—Continued.

TO SEPTEMBER 1, 1893.

Charged off.

Losses andpremiums.

$182,171.49139,415.43133, 441. 64682, 524. 00414, 656.85311, 837. 98255, 369. 92

2,119,417.31

759,144. 301, 241, 603. 01

16,848.4431,906. 49

298,760.41682, 656. 60391,506.71

67,768. 35

3, 490,194. 31

75,473.4147,917.5195,370. 224,000. 00

14,434. 8357, 296. 6722,407. 90

316,900.54

13, 910. 0629, 509. 70

168, 533.5455,999.1140, 537.4253,129.474,060. 30

107,593.12-442,415. 21

33, 841. 95167, 668. 8854,369. 31

154,245.63

1, 325, 813.70

536, 723.85177, 209. 28

60, 709. 38238, 724. 38244, 058. 24455,439. 50226, 600.7684, 626.1087, 896. 7020,323.35

2,132,311.54

Expenses andtaxes.

$211, 425.30180. 439. 04170, 899. 07

1,228, 392. 291,595,844^89

271,272.70477, 760. 87

4,136, 034.16

1, 536, 470. 854, 008, 807.36

128, 243. 59153, 895. 70628, 718.55

1,490, 998.531,063, 785.65

517, 745. 29

9,528, 665. 52

67, 050.58163,324. 00377, 809. 6010,714. 23

142, 893. 77281, 032. 88103, 955. 06

1,146, 781. 02

94, 826. 90122, 272. 51161,840. 36138, 591. 62169, 319. 52

65, 305. 3350,557. 91

316,487.751,128, 228. 63

61, 733. 85300,130. 73156, 844. 41439, 588. 82

3, 208, 728. 34

1,093,864.73436,132. 94305, 281.68667, 372. 59909,741.68

1, 219, 350.63473,11 i. 88357, 047. 79377,128. 52137,04416

5, 976,076. 60

Net earnings.

$439, 218. 73225, 891. 25206,184. 94

1, 798, 369. 641, 774, 699. 28

630, 638. 291, 018, 763.79

6, 093, 765. 92

1, 595,144.364, 041, 051. 86

116,130. 82142, 267. 97

1, 007, 239.022,184, 008.161,168, 825. 80

703, 847. 33

10,958,515.32

58, 266.16178,196. 63566,541. 79

17,419. 75146, 996. 36274, 902.49167,308. 71

1, 409, 631. 89

141, 098. 56152,973. 3886, 569. 8286, 586. 83

158, 599. 7144, 544. 3293, 613. 07

299, 797. 961,188, 238. 19

38, 040. 33471,989. 20144, 960. 61305, 724.78

3, 212, 736.76

1,184, 554. 58299, 804. 29335, 822. 47763, 258. 51958,197. 01

1, 293, 351.19480, 039. 32130, 696. 39457, 682.43127,367.88

6, 030, 774. 07

Dividends.

$409, 600. 00215,300. 00216, 625. 00

1, 483, 013. 231, 471, 000. 00

600, 722. 25828, 982. 00

5, 225, 242. 48

1, 202, 310.132, 438, 220. 00

60, 346. 0091, 860. 00

670, 647.001, 234, 376. 00

810,650.00423,500. 00

6; 931, 909.13

94, 486. 82131, 643. 00500,123. 30

10, 080. 0072, 500. CO

202, 065. 00100, 740. 00

1, 111, 638.12

85, 750. 00177, 620. 00107, 240. 0038. 500. 00

123,735.0041, 050. 0029, 000. 00

139, 000. 00619, 650. 0026, 000. 00

389, 386, 00149, 500. 00214, 392. 00

2,140, 823. 00

852, 863. 33316, 230. 00261, 500. 00513, 205. 00707,150. 00807, 000. 00381, 550. 00131, 000. 00261,125. 00

80, 000. 00

4, 311, 643.33

Ratios.

Not earn-ings to

capital andsurplus.

Per cent.3.162.842.332.922.622.49

2.82

3.574.464.094.134.574.063.153.84

3.98

1. 553.573.194.953.793.704.50

3.37

4.205.911.704.993.342.958.515.623.982.573.632.442.60

3.67

3.402.533.104.084.123.993.542.575.107.38

3.74

Dividendsto capital

andsurplus.

Per cent.2.952.712.452.412.172.37

2.42

2.692.692.122.673.052.192.192.31

2.52

2. 512,042.822.861.862 722.71

2. 06

2.566.862.102.222.612.722.642.612.071.763.002,521.87

2.45

2.442.672.412.733.042.492. 822.382.914.64

2.67

Dividendsto capital.

Per cent.3.673 383.093.232.772.96

3.14

3.024.943.896.794.593.203.563.82

4.02

3.363.643.784.002.824.213.41

3.68

3.2710.162.672.663.283.893.804.452.492.363.833.052.22

3.09

3.143.472.893.674.173.863.682.983.786.40

3.06

12345

7

89

10111?1?,1415

16171819?0?,]22

?3?4?,5?fi9,7?•«2930313?333435

3fi37383940414?434445

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 160: Annual Report of the Comptroller of the Currency, Volume 1 1893

158 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS

FROM MARCH 1, 1893, TO

States, reserve cities, andTerritories.

IowaDesMoines..

MinnesotaSt. PaulMinneapolis.

MissouriSt. Louis . . . .Kansas City.St. Joseph...

KansasNebraska

OmahaLincoln

Division No. 6

ColoradoNevadaCalifornia

San Francisco .OregonArizona

Division No. 7 .

North DakotaSouth D.ik-,;aIdahoMontanaNew MexicoOklahomaIndian Territory . . .UtahWyomingWashington

Division No. 8 . . .

No. ofbanks*.

1574

6557

57994

138120

588

134

United States 3,758

Capital stock.

$13, 612. 500.00700, 000. 00

5,880,230. 004. 800,000. 005. 450,000. 004, 640, 000. 00

10. 700,000. 006. 550.000. 002,000! 000. 00

12,192,100.007,758.100. 004,150, 000. 001, 000, 000. 00

Surplus.

$3, 057,234,

1,103,1, 328.

664,802,

2, 033,730,223,

1, 754,1, 595,

487,148,

744.19000. 00'34. 85

000. 00000.00'60. 35

000. 00700. 00500.00195. 93325.49600.00000.00

79,432, S 14,162, 560. 81

2,359, 883.84128,000. 00

1,135,743.001,100, 000. 00

910, 251. 2836,150. 00

21,472,000.00 5,670,028.12

2, 315, 000. 002, 560, 000. 00

725. 000. 004, 375, 000. 00

750, 000. 00250, 000. 00360.000.00

2, 800, 000. 001, 210, 000. 006, 930, 000. 00

513,596,252,676,188,16,42,

965,180,

1, 713,

221. 47375. 00000. 00483. 90107. 20000. 00200.00700. 00600. 00939. 66

22,275,000.00 5,144,627.23

, 809, 673. Oil !i8,122,908.02

Capital andsurplus.

$16,670,934,

6, 983,6,128,6,114,5,442.

12, 733,7, 280,2, 223,

13, 946,9,353,4, 637,1,148,

244.19000.00964. 85000.00000.00760. 35000. 00r00. 00

500. 00295. 93425. 49GOO. 00000. 00

$1,475,280.10101,142.46611, 542. 29447, 269. 05406, 070. 21448,737. 91

1, 002, 984. 50590, 792. 50180,913.63

1, 338, 791. 99926, 272.48486, 849.01139,610.42

93,595, 490. 81

11,379,883. 84410, 000. 00

6, 710,743. 003, 600,000. 004, 705,251. 28

336,150. 00

27,142, 028.12

2,828,221.473,156, 375. 00

977,000. 005,051, 483.90

938,107. 20266, 000. 00402, 200. 00

3, 765, 700. 001, 390, 600. 008, 643, 939. 66

27,419, 627.23

Gross earn-ings.

8,156,156. 55

1,430,110. 0938, 517. 54591, 378. 60265, 707.13464, 914.2846, 014. 51

2, 836, 642.15

~ 253,570.16276,840.46124, 998. 87704, 840. 29112,932. 5453,372.1441, 598. 14266, 062. 94130,485. 50783,189.97

2, 747,894. 01

929, 932, 581. 02 74,827,039.71

1

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 161: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 5 9

OF NATIONAL BANKS IN THE UNITED STATES—Continued.

SEPTEMBER 1, 1893—Continued.

Charged off.

Losses andpremiums.

$182, 234.5315. 461. 43

146, 868. 63192, 795.1926, 280. 7950, 406. 6670, 915.11

133, 638.1447, 271. 62

451, 900. 9957, 732. 4292,337.228, 667. 64

1, 476, 510. 37

233, 325. 384, 472.73

71, 613. 2416, 948. 4741,320.402,426. 75

370,106. 97

22. 700. 4479, 387. 306, 742. 69

127, 726.4412, 406.113, 325. 543, 225. 00

23, 643.1175, 777. 48

117, 793. 00

472, 727.11

11,703, 981. 85

Expenses andtaxes.

$629, 565.4945, 476. 08

322, 635. 86181, 647. 71189, 451. 53202, 364.14479, 351. 29358, 749. 8173, 301. 99

531, 402. 83516, 208. 86319,781.7978, 090. 39

3, 928, 033. 77

644, 805. 8613, 365. 96

235, 238. 5267, 803. 70

198, 395. 9927, 792. 53

1,187,402. 56

161, 552. 64187, 787.4739, 746. 66

288, 064. 3452, 321. 6122, 219. 0916, 988. 38

117, 980.1560, 329. 50

405,102. 68

1,352,092.52

30, 463, 814. 49

"Net earnings.

$663, 480. 0840, 204. 95

142, 037. 8072. 826.15

190, 337. 89195, 967.11452, 718.1098, 404. 5560. 240. 02

355, 488.17352, 331. 2074, 730. 0052, 846. 39

2,751, 612. 41

551,978.8520, 678. 85

284, 526. 84180, 954. 96225,197. 8915, 795. 23

1, 279,132. 62

69, 317. 089, 665. 69

78,509. 52289, 049. 5148, 204. 8227, 827. 5121, 384. 76

124, 439. 685,618.4$

260, 294. 29

923, 074. 38

32, 659, 243. 37

Dividends.

$433, 800. 00127,000.00199, 200. 00215,000.00187, 581. 06127,003. 42231, 000. 00101, 500. 0028, 000. 00

303, 805. 00256, 462. 8581, 000. 0013, 000. 00

2, 304, 352. 33

154, 000. 0017,460. 00

174, 750. 00115, 000.00166, 900.00

6, 000. 00

634,110. 00

58, 116. 6530, 250. 008. 000. 00

156, 000. 004, 500. 007, 000. 009, 400. 00

83, 000. 0015, 750. 00

127, 250.00

499, 266.65

23,158, 985.04

Ratios.

Net earn-ings to

capital andsurplus.

Per cent.3.984.302.031.193.113.603.563.352.712.553.771.614.60

2.94

4.855.044.245.034.794.70

4.72

2.453.068.045.725.14

10.465.323.30

0.403.01

3.37

3.51

Dividendsto capital

andsurplus.

Per cent.2.601.362.853.513.072.331.031.391.262.182.741.751.13

2.46

1.354.262.603.193.551.78

2.34

2.059.588.193.094.802.632.342.201.131.47

1.82

2.49

Dividendsto capital.

Per cent.3.191.813.394.483.442.742.161.551.402.493.311.951.30

2.90

1.706.193.134.C04.402.00

2.95

2.511.101.103.570.602.802.612.961.301.84

2.24

3.40

46474849505152535455565758

596061626364

65666768697071727374

—Figures printed in boldface type signify loss.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 162: Annual Report of the Comptroller of the Currency, Volume 1 1893

160 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE, BY STATES AND RESERVE CITIES, SHOWING RATIOS TO CAPITAL, AND TOFKOM MARCH 1, 1889,

States, Territories, andreserve cities.

Ratio of dividends to capital for six months ended—

MaineNew HampshireVermontMassachusetts

BostonRhode IslandConnecticutNew York

New York City..AlbanyBrookiyn

New JerseyPennsylvania

PhiladelphiaPittsburg

DelawareMaryland

BaltimoreDistrict of Columbia, j

WashingtonVirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippiLouisiana

New Orleans.. -.TexasArkansasKentucky

LouisvilleTennesseeOhio

CincinnatiCleveland

IndianaIllinois

ChicagoMichigan

Detroit"Wisconsin

MilwaukeeIowa

Des MoinesMinnesota

St. PaulMinneapoli-3

MissouriSt. LouisKansas CitySt. Joseph

KansasNebraska

OmahaLincoln'

Colorado "NevadaCalifornia

San Francisco-..OregonArizonaDakota*North Dakota..South Dakota..IdahoMontanaNew Mexico 'Utah"WashingtonWyomingOklahomaIndian Territory

Average

P.ct3.93.93.73.52.93.23.53.94.35.0

IP.ct3.93.93.53.32.83.23.53.94.25.7

3.6

P.ct3.93.93.64.02.63.03.54.14.74.4

4.43.83.63.75.03.93.64.03.03.84.03.74.54.93.83.96.23.04.75.96.23.93.53.94.13.63.24.25.1

10.94.93.96.14.95.5

P. ct.3.94.33.63.12.82.63.54.74.74.0

3.2

3.9

3.6

4.93.73.53.74.93.83.84.02.43.85.03.74.53.53.14.04.24.24.13.9

13.93.53.23.13.83.75.74.55.34.94.13.78.54.9

12.0 11.76. 0 6. 04.45.63.56.0

P.ct4.15.53.63.5

2.93.73.74.94.46.74.53.83.63.74.93.83.44.02.54.33.54.04.65.04.63.85.33.74.34.26.03.63.23.54.73.83.25.15.24.04.43.44.14.95.7

P.ct3.53.93.53.42.63.13.74.04.95.56.8

3.4 5.0 ! 4.12. 8 2.9 I 3. 31.0 11.2 I 6.24.0 ! 3. 6

' 0. 3 !6.34.23.32.4

I Z. 4

2.6.2.2.1.

00724

P. ct.3.63.93.51.12.73.03.74.24.93.4

1.53.63.53.74.75.23.14.02.84.15.34.2

14.83.33.33.64.63.93.74.64.03.83.23.73.63.23.24.94.64.04.53.34.75.64.95.04.74.12.54.02.83.13.33.04.02.8

4.56.04.24.04.26.6

4.52.9

14.83.95.74.53.52.54.03.6

P.ct3.83.73.53.42.72.63.83.84.9

12.9

4. 0 ' 4.02.8 I 2.84.0

3.9 j 3.7 j 3.8

P.ct.3.73.43.13.22.82.93.73.64.93.96.8

P. ct. P. ct

4.63.23.63.83.43.63.84.02.8

| 3.4j 3.310.2' 2.7

2.73.33.93.64.42.52.43.83.02.23.13.52.93.74.23.93.73.03.86.43.2

18.13.44.53.42.72.21.51.42.53.31.91.3

Ratio of dividends!to capital and jsurplus for sixmonths ended—

«r !

P.ct.3.13.12.93.02.12.42.73.02.72.4

2.7

4.32.73.7

15.33.84.43.4

P.ct.3.13.42.92.32.22.12.73.52.72.1

3.42.62.3

3 42.82.82.91.72.74.93.03.02 72.73.23.23.32.73.2

11.12.82.62.53.03.04.83.43.92.93.23.26.73.24.4

3.1 2. 9

NOTE.—Figures printed in bold-face type in

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 163: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPoUT OF THE COMPTROLLER OF THE CURRENCY. 1 (J1

CAPITAL AND >Stni\uis, OK THE EARNINGS AND DIVIDENDS OF XAT.IO.XAL BTO SEPTEMBER 1 ; 1803,

' Katio of d iv idends to r ap i t a l and j J tat io of ea rn ings to rai> ;tal and s u r p l u s for s ix m o n t h sj s u r p l u s for s ix m o n t h s ended— (aided—

P.ct.3.22.82.32.92.62.53. 43.64.54.14 .14.64.13.13.81.6

1

34567a

9101112131415JO

-column for 1890, 1892, and 1893 signify peapcenta^e of lass.

10605 OUR—-11Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 164: Annual Report of the Comptroller of the Currency, Volume 1 1893

162 REPORT OF THE COMPTROLLER OF THE CURRENCY.

EARNINGS AND D I V I D E N D S OF THE NATIONAL BANKS, ARRANGED BY GEOGRAPHICALDIVISIONS, FOR SEMIANNUAL P E R I O D S FROM SEPTEMBER 1881, TO SEPTEMBER,1893.

Geographical divisions.banks

Sept., 1884, to Mar., 1885:New England States...Middle StatesSouthern StatesWestern States....

No.of

567732278

1,073

$167, 400, 370 $41, 413, 826173,212,145 j 64.741,00942,648,400 11,527,942

139,638,800 j 31,088,344

Total . !,650

Mar., 1885, to Sept., 1885:New England States. -. ! 562Middle States \ 731Southern States ! 287"Western States |l, 085

Total .2,665

Sept., 1885, to Mar., 1886:New England States. . . 559Middle States I 738Southern States ! 294Western States 1,117

Total . . .2,708I

Mar., 1886, to Sept., 1886:New England States...! 563Middle States ! 744Southern States ! 303Western States II, 174

Total . .12,784

Sept., 1886, to Mar., 1887pi., JLooo, t o jua-r., loot : \New England States. . . | 563Middle States 754South ern States 313Western States I, 225

Dividends.

$5, 661,5377,156, 6801, 790, 7265, 828, 707

Net earn-

Jtatios.

X- rt ~ ' u rt ^

\Pr.et.$4,388,812 I 3.4

7, 474, 752 I 4. ]2, 426,858 4. 27, 310, 780 4. 2

Pr.ct.'Pr.ct.2. 7 2.13. 0 3.13.3 4.53.4 ! 4.3

522,899,715 148,771,121 20,437,650 J21, 601, 202 I 3.9 3.2

165, 668, 370172,907, 35243, 500, 300

142,523, 580

524, 599, 602

165, 203, 920172, 435, 29544, 437, 400

148, 879, 580

40,786, 00764, 247, 88811, 505, 47730, 364,123

146, 903, 495

41,128, 38767, 583, 30912, 053, 52432, 767, 699

530,956,195 1153, 532, 919

41, 581, 84570,044,18711, 967, 321

153,138,453 j 33,470,425

537,563, 648 157, 064, 77

165,252.370 41,897,072175, 873, 735 73, 445, 03346, 213, 240 12. 463, 050

161,016,425 : 35.926.745

Total . .!2, 855

Mar., 1887, to Sept., 1887:New England States.. . 566Middle States j 764Southern States ! 343Western States 1, 269

548, 355, 770 163, 731, 900

164, 837, 370 j 43,118, 790176, 635, 656 J 76, 574,17951,515,315 ; 13,247,285

165,556,200 38,314,299

Total 2, 942 558, 544, 541 171, 254, 553

Sept., 1887, to Mar., 1888:New England Sta tes . .Middle StatesSouthern S t a t e s . . .Western States

567. 780

3581,339

164, 405, 920183, 382, 395

53,124,400176,224,033

43, 459. 76980, 679. 52714,258,40340, 999, 447

20,218,471 22,024.295 i 3.9 3. 0 ! 3.3

5, 375, 2267, 044, 5351,969,1906, 946, 485

5, 925, 3819, 484, 3242, 705, 2749, 412.687

21,335,436 27, 527,6 4.0 I 3.1

6, 736. 4799, 789,1352. 553, 0558, 834, 050

3.444

2232

23.3.3.

5045

2L, 147,142 27,912,719 j 3.9

5.318,4807, 574, 6272,143, 8707, 111, 610

22,148, 587

5, 355, 7877, 357, 4002,137,3287,153, 305

22, 003, 820

31, 698, 794

32, 808, 074

5,426,178 j 6,187,5957.346,515 111,201,7082, 298, 039 3, 257, 5428,017,876 | l l , 954,449

4.24.14.3

3.9

3.34.04.34.5

3.1

2.62.93.33.5

2.62.83.43.7

Mar., 1888, to Sept., 1888:New England States...Middle States.Southern States.Western States .

Total

Sept., 1888, to Mar., 1889:New England States...Middle StatesSouthern StatesWestern States

Total

568793369

1,363

,093

56879.)382

1, 404

3.147

164,649,820184, 220, 57554, 802, 800

179, 865, 950

583, 529,145 184, 416, 991 | 23, 443, 051 |32, 759,192

164, 506, 720384,628,44556, 974, 485

187,144, 200

593,253, 850

44,197, 41882, 91)8, 75914, 844, 53442, 376. 280

5, 349, 5827. 564, 8222,189, 93'8,338,710 11,370,432

3.54.55.05.4

4 .5

3.04.24.85.5

Total . . .3 ,044 i 577,136,748 |179, 397,147 i 23,088,607 32,601,294 j 4. 0 I 3.0

6,739, 24011, 544, 2583,105, 262

44, 904, 04086, 496, 36715, 715,13645,391, 957

5, 508,1637, 379, 6922,357,7188, 045, 400

!, 932, 21212, 241, 3993, 497, 410

12,438 868

192, 507, 500 ; 23,290, 973 135,109, £

3.24.14.04. 6

3.34.04.14.3

2.83.13.8

3.0

2.62.7

3. 5

3.24.34.45.1

4.3

3.34.54.85.3

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 165: Annual Report of the Comptroller of the Currency, Volume 1 1893

EXPORT OF THE COMPTROLLER OF THE CURRENCY. 163

EARNINGS AND DIVIDENDS OF THE NATIONAL BANKS, ETC.—Continued.

Geographical divisions.

Mar., 1889, to Sept., 1889:New England States - -.Middle IStateaSouthern States"Western States

Total

Sept., 1889, to Mar., 1890:New England States..-Middle StatesSouthern StatesWestern States

Total

Mar., 1890, to Sept., 1890:New England States. . .Middle StatesSouthern StatesWestern States

Total .

Sept., 1890, to Mar., 1891:New England States. . .Middle StatesSouthern StatesWestern States

Total

Mar., 1891, to Sept., 1891:New England States . . .Middle StatesSouthern StatesWestern States

Total ,

Sept., 1891, to Mar., 1892:New England States . . .Middle StatesSouthern StatesWestern States

Total

Mar., 1892, to Sept., 1892:New England States . . .Middle StatesSouthern StatesWestern States

Total

Sept., 1892, to Mar., 1893:New England States...Middle StatesSouthern StatesWestern States

Total

Mar., 1893, to Sept., 1893:New England States...Middle StatesSouthern StatesWestern States

Total

General average

No.of

baukb

571796403

1,425

3,194

5768 LI436

1, 471

3, 294

582834475

1,521

3,412

583851522

1,586

3, 542

589874544

1, 605

3,612

585880558

1, 648

3, 671

587882570

1, 662

3, 701

593896584

1,686

3,759

594908574

1, 682

3,758

3,213

Capital.

$165.101, 920184, IS/5, 74558, 905, 530

191,247, 990

599, 451,185

165, 631, 980186,198, 72562,5)49, 360

200, 625, 480

615,405, 545

165, 500,920188, 261,155

68,491,105212, 520, 566

634, 773,746

165, 525,420189, 215, 74575,175,100

222, 670, 320

652, 586, 585

165, 392, 090192,073,87678, 244, 000

231,019, 971

667, 629,937

165, 668, 920192, 303, 94078, 227, 550

239,155, 900

675, 356, 310

165,918, 920182, 464, 74579, 620,155

241,072,830

679, 076, 650

160,883,920193,420,145

80, 834, 940245, 735, 370

686, 874, 375

166,483, 920195, 020. 221)77,023,' 500

243, 282, 030

Surplus,

$45, 476, 95387, 936, 23616, 387, 35947, 328,336

197,128, 884

46,157,18191,010,40517,141, 07050, 237, 778

204, 546,434

46, 488, 59894, 608, 92118, 081, 49652, 690,124

211, 869,139

47, 263, 87198, 565, 39719, 232, 96154, 368, 512

219,430,741

48, 053, 95399, 692, 77620, 344, 33458, 011, 532

226,102, 595

48,488,842103, 561, 327

21, 026, 56761, 650,165

234,676, 901

48, 072, 364105, 487, 995

21. 456, 22762, 745, 27.

237, 761, 865

49, 226,403109, 068, 41421,664,38665. 755, 235

245, 714,438

49, 330, 806110,921,83221, 638, 86866, 231, 402

681, 809, 673 248,122, 908

603,877,957 195, 718, 573

Diyidends.

$5,307, 0867,636, 8742, 365, 3688, 016, 259

23, 325, 587

5,520,9777, 629,1.702, 861, 628

10, 237, 991

26, 249,766

5,144,5887, 946, 3012, 695, 2109,123, 018

24,909,117

5, 530,4737, 720,4333, 026,4929,491, 377

25, 768, 775

5, 231,8547, 911, 6272, 778, 0249,104,730

25, 026, 235

5, 292, 0147, 463, 4533, 350, 3699, 441, 017

25, 546, 853

4, 300, 2648,147,7023, 007, 2049, 398, 600

24, 853. 860

5. 265, 2948. 019,5843, 363, 8159, 825,517

20,474, 210

5, 225, 2437. 740, 742.2, 443, 6287, 749, 372

23,158, 985

23, 468,174

Net earn-ings.

$6, 920, 88912,060,433

3, 818,37911, 708, 674

34, 508,375

5, 606, 83012, 208, 7884, 229, 776

12,203,145

35, 248, 539

6, 239, 35812, 534, 6304, 730, 666

13, 302, 370

36, 807, 024

7, 275, 21513,189, 6354, 842,139

14, 838, 985

40,145, 974

6, 512, 91011, 475, 7154, 299, 226

13, 329, 789

35, 617, 640

5. 422, 79911^ 764, 3293,412,941

13,763, 021

34, 363, 090

5, 542,29310, 855, 644

3, 780, 30812,116,679

32, 294, 924

8, 237,16312,501,582

3, 706,15413, 646, 809

36, 091, 708

6, 093, 76611,925,9363, 654, 948

10, 984, 593

32, 659, 243

32, 321,091

Ilatios.

sT3 as

> °

Pr. ct.3.24.14.04.2

3.9

3.34.14.55.1

4.3

3.14.23.94.3

3.9

3.34.14.04.3

3.9

3.24.13. 63.9

3.7

S.9-4.33.9

3.8

2.64.23.83.9

Div

iden

ds to

capi

tal a

ndsu

rplu

s.

Pr. ct.2.52.83.13.4

2.9

2.6

3.64.1

3.2

2.42.83.13.4

2.9

2.62.7

3^4

3.0

2.42.72.83.2

2.8

2.52.53.43.1

2.8

2.02.72.93.1

3.7 2.7

3.74.24.24.0

3.8

3.14.03.23.1

3.4

3.9

2.42.63.33.2

2.8

2.42.52.52.5

2.5

2.9

Ear

nin

gs

toca

pita

l and

surp

lus.

Pr. ct.3.34.55.14.9

4.3

2.64.45.35.2

4.3

2.9

H5. o5.0

4.3

3.44.65.15.4

4.6

3.03.94.44.6

4.0

2.53.93.44.6

3.8

2.63.63.74.0

3.5

2.94.13.64.4

3.9

2.83.93.73.5

3.5

4.0

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 166: Annual Report of the Comptroller of the Currency, Volume 1 1893

164 REPORT OF THE COMPTROLLER OF THE CURRENCY

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UND£R TiprPROVISIONS OF SECTIONS 5220 AND 5221 OF TILE REVISED STATUTES OF THEUNITED STATES, WITH THE DATES OF LIQUIDATION, THE AMOUNT OF CAPITAL,CIRCULATION ISSUED AND RETIRED, AND CIRCULATION OUTSTANDING OCTOBER31, 1893.

Name and location of bank.

First National Bank, Penn Yan, 1ST. Y.* ..First National Bank, Norwich, Conn.* ..Second National Bank, Ottumwa, Iowa I..Second National Bank, Canton, Ohiot...First National Bank, Lansing, Mich. f..First National Bank, Columbia, MoFirst National Bank, Carondelet, MoFirst National Bank, TJtica, N. Y.*Pittston National Bank, Pittston. Pa—Fourth National Hank, Indianapolis, IndBerkshire National Bank, Adams, Mass.National Union Bank, Rochester, N. Y..First National Bank, Leonardsville, N.Y,Farmers' National Bank, Richmond, VaFarmers' National Bank, Waukesha,

WisNational Bank of Metropolis, Washing-

ton, D. CFirst National Bank, Providence, Pa...National State Bank, Dubuque, Iowa...First National Bank of Newton, New-

tonville, MassFirst National Bank, New Him, Minn..National Bank of Crawford County,

Meadville, PaKittanning National Bank, Kittanning,

Pa. {City National Bank, Savannah, Ga.fOhio National Bank, Cincinnati, Ohio...First National Bank, Kingston, N. Y ...First National Bank, Blufiton, IndNational Exchange Bank, Richmond, Va.First National Bank, Skaneateles, N. Y.First National Bank, Jackson, MissFirst National Bank, Downingtown, Pa.First National Bank, Titusville, PaA] tpleton National Bank, Appleton, Wis.National Bank of Whitestown, N. YFirst National Bank, IN" ew Brunswick,

N.JFirst National Bank, Cuyahoga Falls,

Ohio .'First National Bank, Cedarburg, Wis...Commercial National Bank, Cincinnati,

OhioSecond National Bank, Watertown, N. YFirst National Bank, South Worcester,

N.YNationalMechanics and Farmers' Bank,

Albany, N.YSecond NationalBank, Des Moines, Iowa.First National Bank, Steubenville, Ohio.First National Bank, Plumer, PaFirst National Bank, Danville, VaFirst National Bank, Dorchester, Mass .First National Bank, Oskaloosa, Iowa ..Merchants and Mechanics' National

Bank, Troy, N. YNational Savings Bank, Wheeling, W. Va.First National Bank, Marion, OhioNational Insurance Bank, Detroit, Mich.National Bank of Lansingburg. N. YNational Bank of North America, New

York, N.YFirst National Bank, Hallowell, MeFirst National Bank, Clyde, N.YPacific National Bank, New York, N. Y.Grocers' NationalBank, New York, N. YSavannah National Bank, Savannah, Ga.First National Bank, Frostburg, MdFirst National Bank. La Salle, 111National Bank of Commerce, George-

town, D.C ,* New bank with same title, t Never

Date ofliquidation.

Apr, 6,1864May 2,1864

doOct. 3,1864Dec. 5,1864Sept. 19,1864Mar. 15,1865June 9,1865Sept, 16,1865Nov. 30,1865Dec. 8,1865Apr. 26.1866July 11,1866Oct. 22,1866

Nov. 25,1866

Nov. 28,1866Mar. 1,1867Mar. 9,1867

Mar. 11,1867Apr. 18,1867

Apr. 19,1867

Apr. 29,1867May 28,1807July 3,1867Sept. 26,1867Dec. 5,1867

.do .

Capital.Circulation.

Issued. Retired. Outstand-ing.

$109,000 |30J000

$90, 00025, 500

Dec. 21,1867Dec. 26,1867Jan. 14.1868 |Jan. 15,1868 IJan. 21,1868 IFeb. 14,1868 |

Feb. 26,1868 !

Mar. 4,1868 jMar. 23,18G8

Apr. 28,1868July 21,1868

Aug. 4,1868

doAug. 5,3868Aug. 8,1868Aug. 25,1868Sept. 30,1868Nov. 23,1868Dec. 17,1868

Dec. 31,1868Jan. 7,1869Jan. 12.1869Feb. 26,1869Mar. 6,1869

Apr. 15,1869Apr. 19,1869Apr. 23,1869May 10,1869June 7,1869June 22,1869July 30,1869Aug. 30,1869

200,000 |.100,000 I100,000 .400,00050,000

100,000 I

ioo, ooo !I

200,000 :100,000150,000 I

150, 00060, 000

300, 000

200, 000100,000500, 000200,00050,000

200, 000150,000100,000100, 000300.00050, 000120,000

100, 000

50,000100,000

500, 000100,000

175, 500

350, 00050,000150,000100,00050, 000150, 00075,000

300, 000100,000125, 000200, 010150.000

1,000,00060, 00050,000

422, 700390, 000100, 00050, 00050, 000

100,000

192,50045,00085, 000

90,000

180, 000GO,000

127, 000

130, 00054,000

450, 000180, 00045, 000180, 000135, 00045, 50090, 00086, 75045, 00045, 500

90, 01)0

45,00090, 000

345,95090, 000

157,400

314, 95042,500135,00087.50045,000132,50067,500

184,75090, 000109, 85085,000135, 000

333,00053, 35044,000134, 99085,25085, 00045,00045,000

Oct. 28,1869 100,000 90,000 89,100 900completed organi zation. J Consolidated with another bank.

$89, 87525, 399

99, 373

191, 55844, 42083, 293

89, 545

177,12888, 805125, 765

128,83253, 250

444, 260177, 82544, 586

179, 380133,80843,71589,02685, 79044, 38045, 258

88,734

44,47289,527

343,94588,980

155, 826

313,01542,162

133, 33786, 20244, 710130, 62766, 992

183,19889, 455109,01984, 473133, 802

330,86552, 94643,280

134, 08284,92184, 50044,75744,535

$125101

627

942580

1,707

455

2,8721.1951,235

1,168750

5,7402,175

414620

1, U21,785

974960620242

1,266

4*628473

2,0051,020

1,574

1,935338

1,6631,298

290.1,873

508

1, 552545831527

1,198

2,135404720908329500243465

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 167: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 165

NATIONAL BANKS WHICH HAVE GONE INTO VOI.UNTAKY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES,, ETC.—Cont'd.

.Name and location of bank.

Miners1 National Bank, Salt Lake City,Utah

First National Bank, V in ton, IowaNational Exchange Bank, Philadelphia,

PaFirst National Bank, Decatur, illNational Union Bank, Owego, N. YFirst National Bank, Berlin, WisCentral National Bank, Cincinnati, Ohio.First National Bank, Dayton, Ohio

Date ofliquidation.

Circulation.

Dec. 2,1869 !Dec. IB, 1869 j

Jan. 8,1870Jan. 10,1870Jan. 11,1870Jan. 25,1870Mar. 31,1870Apr. 9,1870a: Hsu JL> cibiuiitM. jjaiiiJi., J-'aj tun, vjiiiu

National Bank of Chemung, Ehnira, N.Y. June 10,1870Merchants' National Bank, Milwaukee,

Wis June 14,1870First National Bank, St. Louis, Mo J uly 16,1870Chemung Canal National Bank, Elmira,

N.Y Aug. 3,1870Central National Bank, Omaha Nebr. * .. Sept. 23,1870First National Bank, Clarksville, Va. . . . Oct. 13,1870First National Bank, Burlington, Vt Oct. 15,1870First National Bank, Lebanon, Ohio Oct. 24,1870National Exchange Bank, Lansingburg,

N.Y Dec. 27,1870Muskingum National Bank, Zanesville,

Ohio Jan. 7,1871United National Bank, Winona, Minn... Feb. 15,1871First National Bank, Des Moines, Iowa.. Mar. 25,1871Saratoga County National Bank, "Water-

forcVN. Y Mar. 28,1871State National Bank, St. Joseph. Mo Mar. 31.1871First National Bank, Fenton, Mich May 2,1871First National Bank, Wellsburg, W. Va. June24,1871Clarke National Bank, Rochester, N. Y.. Aug. 11,1871Commercial National Bank, Osiikosh,

Wis Nov. 22,1871Fort Madison National Bank, Fort Mad-

ison, Iowa Dec. 26,1871National Bank of Maysville, Ky I Jan. 6,1872Fourth National Bank, Syracuse, N. Y. . . | Jan. 9,1872American National Bank, New York, !

N.Y May 10,1872Carroll County National Bank, Sand- !

wich,N.H..' : May 24,1872Second National Bank, Portland, Me Juiie 24,1872Atlantic National Bank, Brooklyn, N. Y. July 15,1872Merchants and Farmers' National Bank.

Quiney, 111 '., Aug. 8,1872First National Bank, Rochester, N. Y j Aug. 9,1872Lawrenceburg National Bank, Law-

renceburg, Ind Sept. 10,1872Jewett City National Bank, Jewett City,

Conn ...'. '... Oct. 4,1872First National Bank, Knoxville, Tenn... Oct. 22,1872First National Bank, Goshen, Ind Nov. 7,1872Kidder National Gold Bank, Boston,

Mass Nov. 8,1872Second National Bank, Zanesville, Ohio.. Nov. 16,1872Orange County National Bank, Chelsea,

Vt.. .' Jan. 14,1873Second National Bank, Syracuse, N. Y. . . Feb. 18,1873Richmond National Bank, Richmond,

Ind.* Feb. 28,1873!First National Bank, Adams, N. Y Mar. 7,1873 'Mechanics' National Bank, Syracuse,

Mar. 11,1873

Apr. 15,1873do

June 3,1873

June 30,1873July 18,1873

Aug. 30,1873

Sept, 25,1873do

Issued. Retired. Outetand

300, 000100, 000100. 000500, 000500, 000150,000100,000

173,91084, 22687, 33843,627421, 305133,85189,498

175. 75085, 250,250 i

44, 000425, 000135,00090,000

26, 895267,01884,348

27,000270, 00085,000

100,000 |50,000100,000

90, 00045, 00090,000

150,000100,000luojooo100,000200,000

135,00090, 00049,50090\ 000

180! 000

134,04889,461 |49,033 I89,278 !

178,278 '

Farmers and Mechanics' National Bank,Rochester, N. Y

Montana National Bank, Helena, Mont.First National Bank, Havana, N. YMerchants and Farmers' National Bank,

Ithaca. N.YNational Bank of Cazenovia, N. YMerchants' National Bank, Memphis,

TennManufacturers' National Bank, Chi-

cago, 111Second National Bank, Chicago, 111

100,000

75, 000300, 000105, 500

500, 000

50, 000100, 000200, 000

150, 000400,000

200, 000

60, 000100, 000115, 000

300, 000154,700

200, 000100, 000

230.00075, 000

140, 000

100, 000100, 00050, 000

50, 000150, 000

250,000 |

500,000 I100,000 I

67, 500270. 000

91,700

450, 000

45, 00081, 000

165.000

135, 000206,100

180,000

48, 75080, 910

103, 500

120, 000138,140

180, 00090,000

207, 00066, 900

93, 800

83, 25031, 50045, 000

45, 000116, 770

225, 000

438, 75097, 500

444,150

44,46880, 029

163, 720

133,725203,875

178,052

48, 27780,112

102. 283

5101,246

821

5,850

532971

1,280

1.2752,225

1,948

473798

1,217

136' 513

177, 87188,880

207,00066, 015

92, 880

82, 37731, 38544, 415

44, 321115, 341

222, 413

433, 39296,176

1,627

2,1291,120

885

920

873115585

6791,429

2,587

5,3581,324

* New bank with same title.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 168: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 6 6 REPORT OP THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.

Kame and location of bank.

Merchants' National Bank, Dubuque,Iowa

Beloit National Bank, Beloit, WisUnion National Bank, St. Louis, Mo . . . .City National Bank, Green Bay, WisFirst National Bank, Shelbina, MoSecond National Bank, "Nashville, Tenn..First National Bank, Oneida, N. YMerchants' National Bank, Hastings,

MinnNational Bank of Tecumseh, MichGallatin National Bank, Shawneetown,

111First National Bank, Brook ville, PaCitizens' National Bank, Sioux City,

IowaCitizens'National Bank, Charlottes ville,

VaFarmers' National Bank, Warren, 111...First National Bank, Medina, OhioCroton Iiiver National Bank, South

East, N. YMerchants' National Bank of West Vir-

ginia, Wheeling, W. VaCentral National Bank, Baltimore, Md..Second National Bank, Leaveirwortli,

Kans. . .Teutonia National Bank, New Orleans,

LaCity National Bank, Chattanooga, Tenn.First National Bank, Cairo, 111First National Bank, Olathe, KansFirst National Bank, Beverly, OhioUnion National Bank, Lafayette, Ind . . .Ambler National Bank, Jacksonville,

Fla.*Mechanics' National Bank, Chicago, 111..First National Bank, Evans ville, Wis...First National Bank, Baxter Springs,

KansPeople's National Bank, Pueblo, ColoNational Bank of Commerce, Green Bay,

WisFirst National Bank, Millersburg, Ohio.First National Bank, Staunton, VaNational City Bank, Milwaukee, WisIrasburg National Bank of Orleans, Iras-

burg, VtFirst National Bank, Pekin, 111Merchants and Planters' National Bank,

Augusta, GaMonticello National Bank, Monticello,

IowaIowa City National Bank, Iowa City, IowaFirst National Bank, Wheeling, W. Va..First National Bank, Mount Clemens,

MichFirst National Bank, Knob Noster, Mo...First National Bank, Brodhead, WisAuburn City National Bank, Auburn,

N.YFirst National Bank, Eldorado, KansFirst National Bank, Junction City,

Kan sFirst National Bank, Chetopa, KansFirst National Bank, Golden, ColoNational Bank of Jefferson, WisGreen Lane National Bank, Green Lane,

Date of |liquidation, j

Sept. 30,1873Oct. 2,1873Oct. 22,1873Nov. 29,1873Jan. 1,1874Jan. 8,1874Jan. 13,1874

Feb. 7,1874Mar. 3,1874

Mar. 7,1874Mar. 26,1874

Apr. 14,1874

Apr. 27,1874Apr. 28,1874May 0, 1874

May 25,1874

July 7,1874July 15,1874

July 22,1874

Sept. 2,1874Sept. 10,1874Oct. 10,1874Nov. 9,1874Nov. 10,1874Dec. 4,1874

Dec. 7,1874Dec. 30,1874Jan. 9,1875

Jan. 12,1875....do

.do .

Pa..State National Bank, Topeka, KansFarmers'National Bank, Marshalltown,

IowaEichland National Bank, Mansfield,

OhioPlanters' National Bank, Louisville, Ky.First National Bank, Gallatin, Tenn ..'...First National Bank, Charlestown, W.

Va -

. . . .doJan. 23,1875Feb. 24,1875

Mar. 17,1875Mar. 25,1875

Mar. 30,1875

. . . .doApr. 14,1875Apr. 22,1875

May 20,1875May 29,1875June 24,1875

June 26,1875June 30,1875

July 1,1875July 1ft, 1875Aug. 25,1875Aug. 26,1875

Sept. 9,1875Sept. 15,1875

Sept. 18,1875

Sept. 25,1875Sept. 30.1875Oct. 1,1875

$200, 00050, 000

500, 00050, 000

100, 000125, 000125, 000

100, 00050, 000

250. 000100, 000

50, 000

100, 00050, 00075, 000

200, 000

500, 000200, 000

100, 000

300, 000170, 000100, 00050, 000

102, 000250,000

42, 500250, 00055, 000

50,00050, 000

100, 000100, 000100,000100,000

75,000100,000

200, 000

100,000125,000250, 000

50, 00050,00050, 000

200, 00050, 000

50, 00050, 00050, 00060, 000

100,00060, 000

50, 000

150, 000350, 00075,000

Oct. 2,1875 100,000

* N o circulation.

Circulation.

Issued. Retired. Outstand-ing.

$180, 00045, 000

150, 30045, 00090, 00092!920

110, 500

90, 000•15, 000

225, 00090, 000

45,000

90, 00045, 00045, 000

1G6, 550

450, 000180, 000

90, 000

270, 000148, 00190, 00045, 00090, 000

224, 095

$176,47244, 319

148, 47344,32589, 30091, 715

108, 956

88, 54144,315

223, 05788, 845

44, 850

89, 27944, 46344, 735

163, 638

444,880178, 878

87, 942

268,060147, 06988, 67244, 66088, 581

220, 380

125, 90045, 000

36, 00027, 000

90, 00060, 40090, 00060, 000

67, 50090, 000

169,000

45, 000104, 800225, 0U0

27, 00043, 80045,000

141.30045,000

45, 00036,00027. 00054, 000

90, 00030, 600

27, 000

130,300 I315,00045,000 j

90,000 I

123, 96044,503

35, 65526, 834

89, 23560, 04589,10759,170

66, 56988, 725

167,345

44, 735103,176221,884

20, 91043, 44044,507

138,98744, 530

44,70535, 70126, 818•53,022

89,68830, 477

26, 810

128, 027310, 47944, 630

89,156

$3, 528tS.*l

1,827675700

1, 2051,544

1, 459685

1.9431,155

150

721537265

2,912

5,1201,122

2, 058

1, 940932

1,328340

1,4193,715

1,940437

345166

765355893830

9311,275

1,655

2651,6243,116

90360493

2,313470

295299182978

312123

160

2, 2734, 521370

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 169: Annual Report of the Comptroller of the Currency, Volume 1 1893

tlEPOKT OF THK ^JOMrTROLLEU OF THE CURRENCY. 1 6 ?

ATIONAL DANKS WHICH JI W E <;;ONM INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OK THE R E VISED STATUTES, ETC.—Cont'd.

Name and location of bank.

I

People's National Bank. Winchester, 111.First National Bank, New Lexington,

Ohio '"......First National Bank, Ishpcming, Mich ..Fayette County National Bank, Wash-

ington, OhioMerchants' National Bank, Fort Wayne,

IndKansas City National Bank, Kansas

City, MoFirst National Bank, Schoolcraft, Mich.First National Bank, Curwensville, Fa ..National Marine Bank, St. Paul, Minn ..First National Bank, Rochester, IndFirst National Bank, Lodi, OhioIron National Bank, Portsmouth, Ohio ..First National Bank, Ashland, NehrFirst National Bank, Paxton, 111First National Bank, Bloomfield, Iowa...Marietta National Bank, Marietta, Ohio .Salt Lake City National Bank, Salt Lake

City, Utah ".First National Bank, La Grange, MoFirst National Bank, Atlantic, IowaFirst National Bank, Spencer, IndNational Currency Bank, New York, N. YCaverna National Bank, Caverna, KyCity National Bank, Pittsburg, PaNational State Bank, DesMoines, Iowa..First National Bank, Trenton, MoFirst National Bank, Bristol, TennFirst Rational Bank, Leon, IowaAnderson County National Bank, Law-

renceburg, KyFirst National Bank, Newport, IndFirst National Bank, DePere, WisSecond National Bank, Lawrence, Kans .CommercialNational Bank, Versailles, KyState National Bank, Atlanta, Ga \Syracuse National Bank, Syracuse, N. Y.JFirat National Bank, Northumberland, PaFirst National Bank, Lancaster, MoFirst National Bank, Council Grove,

KansNational Bank Commerce, Chicago, 111...First National Bank, Palmyra, MoFirst National Bank, Newton, IowaNational Southern Kentucky Bank,

Bowling Green, KyFirst National Bank, Monroe, IowaFirst National Bank, New London, Conn.WinonaDeposit National Bank, Winona,

MinnFirst National Bank, South Charleston,

OhioLake Ontario National Bank, Oswego,

N.YFirst National Bank, Sidney, OhioChillicothe National Bank, OhioFirst National Bank, Manhattan, Kans..National Bank, Monticello, KyFirst National Bank, Rockviile, IndGeorgia National Bank, Atlanta, GaFirst National Bank, Adrian, MichFirst National Bank, Napoleon, OhioFirst National Bank, Lancaster, OhioFirst National Rank, Minerva, OhioKinney National Bank,Portsmouth,Ohio.First National Bank, Green Bay, AVisNational Exchange Bank, Waketield, K.I.First .National Bank, Union City, lud .. .First National Bank, Negaunee, Mich ...Tenth National Bank, New York, N.Y ..First National Bank, Paola, KansNational Exchange Bank, Troy, N. YSecond National Bank, Lafayette, IndState National Bank,Minneapolis,Minn..Second National Bank, St. Louis, Mo

Date ofliquidation.

Oct. 4,1875

Oct. 12,1875Oct. 20,1875

Oct. 26,1875

Nov. 8,1875

Nov. 13,Nov. 17,Dec. 17,Dec. 28,Jan. 11,

do

18751875187518751876

Jan. 19,Jan. 20,Jan. 28,Feb. 5,Feb. 16,

18761876187618761876

Feb. 21,1876Feb. 24,1876Mar. 7,1876Mar. 11,1876Mar. 23,1876May 13,1876May 25,1876June 21,1876June 22,1876July 10,1876July 11,1876

July 29,1876Aug. 7,1876Aug. 17,1876Aug. 23,1876Aug. 26,1876Aug. 31,1876Sept. 25,1876Oct. 6,1876Nov. 14,1876

Nov. 28,1876Dec. 2,1876Dec. 12,1876Dec. 16,1876

Dec. 23,1876Jan. 1,1877Jan. 9,1877

Jan. 28,1877

Feb. 24,1877

....doFeb. 26,1877Apr. 9,1877Apr. 13,1877Apr. 23,1877Apr. 25,1877M a y 31,1877June 11,1877June 30,1877Aug. 1,1877Aug. 24,1877Aug. 28,1877Oct. 19,1877Oct. 27,1877Nov. 10,1877Nov. 13,1877Nov. 23,1877Dec. 1,1877Dec. 6,1877Dec. 20,1877Dec. 31,1877Jan. 8,1878

Capital.

$75,000

50, 00050,000

100, 000

100,000

100, 00050,000100, 000100,00050,000100, 000100, 00050, 00050, 00055, 000150,000

100, 00050, 00050, 00070, 000100, 00050, 000200, 000100, 00050,00050, 00060, 000

100, 00060,00050, 000100, 000170,000200, 000200, 000100,00050, 000

50, 000250,000100, 00050,000

50, 00060, 000100,000

100,000

100,000

275, 00052, 000100, 00052, 00060, 000200, 000100,000100, 00050, 00060, 00050, 000

100, 00050, 00070,00050,00050, 000

500, 00050, 000

100, 000200, 000100, 000200,000

Circulation.

$67,500

45, 00045,000

81. 280

46, 820

65, 99145, 00090, 00059, 71045, 00090, 00090,00045, 00045, 00049,50090,000

45,00045, 00045, 00063,00045,00045, 00068, 92950, 79545, 00045, 00045,000

45,00045, 00031, 50067,500153, 00073, 725117, 96162,10627, 000

26, 50071,46546,14045, 000

27, 00035, 70038, 300

63, 285

90, 000

66, 40546, 20053, 82544, 20049, 500173, 09045, 00043, 50045, 00054,00045, 00090, 00045,00034, 65045, 00045, 000441, 00044, 35090, 00052,16782, 50053,055

Retired. lOiitwtand-

$66, 869

44, 65844, 594

80,617

46, 265

65,14044, 51288,58358, 34543, 04988, 56289.19744,62644,40848,50588,133

44.16244,48344, 50662,56444, 00044, 67568, 32549, 53044,54644, 69244,113

44,74044, 48831,25966, 830

151, 22972, 645

114, 51860, 34126, 857

26.16370, 26144, 96343, 876

26, 77235, 39136, 591

61, 947

88,154

62, 37145. 27252, 27043, 63848, 560170,13543, 70542, 93644,15752, 36144, 37389,00043,94133. 80144,06544, 270

422, 78843, 57787,94548, 81980, 30048,920

$631

342406

663

555

851488

1,4171, 3651,9511,438803374592995

1, 867

838517494436

1,000325604

1,265454308887

260512241670

1V7711,0803,4431,765143

3371, 2041,1771,324

228309

1,709

1,338

1,8464,034

9281, 555562940

2,9551, 295564843

1,639627

1,0001, 059849935730

18, 21277'*

2,0553,3482,2004,135

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 170: Annual Report of the Comptroller of the Currency, Volume 1 1893

168 REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER TJIK PRO-VISIONS OF Six: LIONS 5220 AND 5221 OK THE REVISED ^STATUTES, ETC.—Oout'd.

Name and location of bank.

First National Bank, Sullivan, IndRockland County National Bank, Nyack,

First National Bank, Wyandotte, Kans ..First National Bank, Boone, IowaFirst National Bank, Pleasant Hill, Mo ..National Bank of Glovers ville, N. YFirst National Bank, Independence, Mo.National State Bank, Lima, IndFirst National Bank, Tell City, IndFirst National Bank, Pomeroy, OhioEleventh Ward National Bank, Boston,

MassFirst National Bank, Prophetstown, 111..First National Bank, Jackson, MichFirst National Bank, Eau Claire, Wis...First National Bank, Washington, Ohio.First National Bank, Middlepdrt, Ohio..First National Bank, Streator, 111First National Bank, Muir, MichKane County National Bank, St. Charles,

111.First National Bank, Carthage, MoSecurity National Bank, Worcester, Mass.First National Bank, Lake City, ColoPeople's National Bank, Norfolk. VaTopeka National Bank, Topeka, Kans . .First National Bank, St. Joseph, MoFirst National Bank, Winchester, Ind...Muscatine National Bank, Muscatine,

IowaTraders' National Bank, Chicago, 111Union National Bank. Kali way, N. JFirst National Bank, Sparta, WisHerkimer County National Bank, Little

Falls, N. YFarmers' National Bank, Bangor, MePacific National Bank, Council Bluffs,

IowaFirst National Bank, Anamosa, IowaSmithfield National Bank, Pittsburg, Pa.First National Bank, Buchanan, Mich...First National Bank, Prairie City, 111Corn Exchange National Bank, Chicago,

111.Franklin National Bank, Columbus, Ohio.Traders' National Bank, Bangor. MeFirst National Bank, Gonic, N. IIFirst National Bank, Salem, N. CFirst National Bank, Gran ville, OhioCommercial National .Bank, Petersburg,

Ya.First National Gold Bank, Stockton, Cal.First National Bank, Sheboygan, Wis...First National Bank, Boscobel, WisNational Marine Bant, Oswego, N. YCentral National Bank, Hightstown, N.J .Brookville National Bank, Brookville,

IndFarmers' National Bank, Centreville,

Iowa 7First National Bank, Clarinda, IowaWater ville Natioual Bank, Waterville, Me|First National Bank, Tremont, PaFirst National Bank, Atlanta, 111Union National Bank, Aurora, 111National Bank of Menasha, WisNational Exchange Bank, Jefferson City,

MoFirst National Bank, Hannibal, MoMerchants' National Bank, Winona,

MinnFarmers' National Bank, Keithsburg, 111.First National Bank, Franklin, KyNatioual Bank of Salem, Salem, indFourth National Bank, Memphis, Tenn.Bedford National Bank, Bedford, Ind . . .First National Bank, Afton, Iowa

Date ofliquidation.

Jan. 8,1878 j

I Jan. 10,1878 jJan. 19,1878Jan. 22,1878Feb. 7,1878

! Feb. 28,1878Mar. 1,1878Mar. 2,1878Mar. 4,1878Mar. 5, 1878

Mar. 14,1878Mar. 19,1878Mar. 26,1878Mar. 30,1878Apr. 5,1878Apr. 20,1878Apr. 24.1878Apr. 25,1878

M a y 31,1878June 1,1878June 5,1878June 15,1878July 31.1878 jAug. 7.1878)Aug. 13! 1878Aug. 24,1878

Sept. 2,1878Sept. 4,1878i Sept, 10,1878| Sept. 14,1878

I Oct. 11,1878! Nov. 22,1878iI Nov. 30,18781 Dec 14,1878' Dec. 16,1878| Dec. 2], 1878| Dec. 24,1878

I Jan. 4,1879....doJan. 14,1879-...do-...do....do

..do .

Citculatioi}.

Issued. ! Retired. i Outstand-ing.

....do

....doJan. 21,1879Jan. 25,1879Feb. 15,1879

Feb. 18,1879

Feb. 27,1879Mar. ],1879Mar. 3,1879Mar. 4,] 879Apr. 15,1879Apr. 22,1879Apr. 26,1879

May 8,1879May 15,1879

June 16,1879July 3,1879July 5,1879July 8,1879July 19,1879Jufy 21,1879Aug. 15,1879

$50,000 !

100, 00050,00050, 00050, 000100, 00050,000100, 00050,000200,000

200, 00050,000100, 00060,000

200, 00080, 00050,00050, 000

50, QpO50,000100, 00050,000100,000100, 000100, 00060,000

100,000200. 000100, 00050, 000

200, 000100, 000

100, 00050, 000200, 00050, 00050, 000

500, 000100, 000100,00060, 000150, 00050, 000

120,000300, 00050,00050,000120, 000100, 000

100, 000

50,00050, 000125, 00075,00050, 0U0125, 00050, 000

50,000100,000

100,00050, 000100, 00050, 000125,000100, 00050,000

$45, 000

89, 00045, 00032,40045. 00064,75027, 00033, 47144,50075, 713

89,40045, 00088,40038,46169,75031, 50040,50044, 200

26,30044, 50049,00029, 300 I85, 70589,30067,11052, 700

44,20043, 70089,20045, 000

178, 30089,100

45, 00044, 50078,75027,00027,000

59,16093,07076, 40045, 597128, 20034, 365

99, 800238.60045, 00043,90044, 30032,400

89, 000

41,50045, 000

110, 30064,60026, 50082, 00044,500

45, 00088,200

35, 00027,00054,00044,40045,00087, 20026,500

$44,495

87,28644. 26131,85544,19803, 86725, 67132, 25744.03071,987

88, 36544,58586, 61537, 76567,14131,12540, 07543, 669

25, 87843, 87048. 40029,11984, 29087, 51165, 00051,154

42,381 !40. 709 !86,948 I43,964 I

I173,769 !87,522 !

43,780 '43,477 ;77,050 I26,63825,960 s

53, 670 i90,013 ;73,911 |44.031 !125.075 i32,929

96, 758 j225, 811 !44, 282 I42,956 !42,028 ;31, 918 I

86,340 I

40,928 I44,277 |

107, 29362, 05326,01079,44643,596

43, 97584, 690

34, 37726, 36552, 62543, 83943, 45585, 69425,594

1,71473£

80S88S

1,32$1,214

47C3,726

41E1, 78£

69C2, 60S

37S42S53]

422U3t60C181

1, 41£1,7882, IKl54 t

1,81?2,99]2,255l ,03t

4,53]1,67*

1, 22C1,0221,701

.365l,04(

5,49C3,05v2,48£1,56C3,1251,43C

3,04512,78S

71*944

2,275

2,66C

575722

3,0012,54'i

49(2,554

904

1.02E3,51(

62i631

l,37f561

l,54i15<H

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 171: Annual Report of the Comptroller of the Currency, Volume 1 1893

ifcPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 9

i. ±J.\Mv^ vviucii ii w J: «ioNK IN ro VOLUNTARY LIQUIDATION UNDER THE P R O -I> VISIONS OF SKC I ION.S r>L O AND ;^21 OF TI1K KKVISED STATUTES; ETC.—Cont'd.

Name and location of bank.

First [National Bank, Deer Lodge, Mont.First National Bank, Batavia, 111National Gold Bank and Trust Company,

San Francisco, CalGainesville National Bank, Gainesville,

AlaFirst National Bank, Haekensack, N. J . .National Bank of Delevan, Delevan, Wis.Mechanics' National Bank, Nashville,

Tenn-Manchester National Bank, Manchester,

Ohio.First National Bank, Meyersdale, PaFirst National Bank, MilHinburg, PaNational Bank of Michigan, Marshall,

MichNational Exchange Bank, Houston, Tex.Ascntney National Bank, Windsor, Vt..First National Bank, Seneca Falls, N. Y.First National Bank, Baraboo, WisBnndy National Bank, Newcastle, Ind ..Vineland National Bank, Vineland, N. J .Ocean County National Bank, Toms

River, N.JHungerford National Bank, Adams, N.Y.Merchants' National Bank, Minneapolis,

MinnFarmers' National Bank, Mechanics-

burg, Ohio -First National Bank, Green Spring, Ohio.First National Bank, Cannon Falls,

MinnFirst National Bank, Coshocton, Ohio ..Manufacturers' National Bank, Three

Rivers, MichFirst National Bank, Lansing, IowaFirst National Bank, Watertown, N. Y.First National Bank, Americus, GaFirst National Bank, St. Joseph, Mich..First National Bank, Logan, OhioFirst National Bank, Rochelle, 111First Nationl Bank, Shakopee, MinnNational State Bank, Oskaloosa, Iowa...First National Bank, Hobart, N. YAttica National Bank, Attica N. Y

* National Bank of Brighton, Boston, Mass.Clement National Bank, Rutland, Vt.x..First National Bank, Lisbon, IowaFirst National Bank, Warsaw, IndBrighton National Bank, Brighton, Iowa.Merchants'National Bank, Denver, Colo.Merchants' ^National Bank, Holly, Mich.First National Bank, Alliance, OhioNational Union Bank, New London,

ConnNational Bank of Royalton, YtFirst National Bank, Whitehall, N. Y ..National Bank of Pulaski, TennFirst National Bank, Alton, 111Havana National Bank, Havana, N. Y..First National Bank, Brownsville, Pa ..Second National Bank, Franklin, Ind ...Merchants' National Bank, Georgetown,

Colo...CommercialNationalBank, Toledo, Ohio.Harmony National Bank, Harmony, Pa.First National Bank, Liberty, IndManufacturers' National Bank, Ainster-

dam,N.YFirst National Bank, Bay City, MichFirst National Bank, Ripley, OhioNational Bank of State of New York,

New York, N. YFirst National Bank, Wellington, Ohio.Second National Bank, Jefferson, Ohio..JKLrst National Bank, Painesville, Ohio ..

. Saint Nicholas National Bank, NewYork, 1ST. Y

| Date ofI liquidation.

Aug. 16,1879Aug. 30,1879

Sept. 1,1879

Nov. 25,1879Dec. 6,1879Jan. 7,1880

Jan. 13,1880

.do .Mar. 5,1880Mar. 8,1880

MaySept.Oct.Nov.Nov.Dec.Jan.

14,188010,188019,188023,188027,18806,1880

11,1881

.. .doJan. 27,1881

Jan. 31,1881

Feb. 18,1881. . . .do

Feb. 21,1881. . . .do

Feb. 25,1881. . . .doMay 26,1881June 17,1881June 30,1881July 8,1881Aug. 9,1881Aug. 10,1881Aug. 13,1881Aug. 27,1881Aug. 30,1881Oct. 4,1881Aug. 1,1881Nov. 1,1881Dec. 1,1881Dec. 15,1881Dec, 24,1881Dec. 31,1881Jan. 3,1882

Jan. 10,1882. . . .doJan. 18,1882Jan. 23,1882Mar. 30,1882Apr. 15,1882May 2,1882June 20,1882

June 22,1882July 6,1882July 7,1882July 22,1882

Aug. 1,1882Nov. 8,1882Nov. 10,1882

Dec. 6,1882Dec. 12,1882Dec. 26,1882Dec. 30,1882

. . . .do

Capital.

$50,00050,000

750, 000

100, 000300,00050, 000

100, 000

50, 00050,000100,000

120, 000100, 000100,00060,00050, 00050, 00050,000

100, 00050, 000

150,000

100, 00050,000

50, 00050, 000

50, 00050, 000

100, 00060,00050,00050, 00050, 00050, 00050, 000100, 00050, 000300, 000100, 00050, 00050, 00050,000

120, 00050, 00050, 000

300, 000100,00050, 00070, 000100, 00050, 00075, 000100,000

50, 000100, 00050, 00060, 000

80, 000400,000100, 000

800, 000100. 000100, 000200,000

Circulation.

Issued.

$45, 00044, 300

40, 000

90, 00090, 00027,000

90, 000

48,30330, 60090,000

100, 80031,50090, 00054, 00027, 00045, 00045,000

119,40545,000

30,14045,000

45,00053, 058

45,00045, 00075,51045,00026,50045, 00045, 00045,00081, 66590, 00045,000270, 000

45,00048,50045, 00072, 00045,00045, 000

112, 81890,000'45, 00043,70090, 00045,00067, 50081 060

45, 00090, 00045, 00054,000

72, 000156,10069, 201

379, 00490, 00090, 000162, 800

*New bank with same title500,000 450,000no circulation.

Retired.

$44,02042,482

29,645

87, 49288,07025, 995

86, 050

46, 85730, 21086,835

97,46530, 32487, 29752, 82826,43744, 57444,465

114, 920

42, 440

96,460

29,17544,12944, 48351, 882

44, 04543, 62571, 94544,04925, 70643,66044,11543,75581,15787, 27144, 380261,967

44,17047, 01043, 96770,79043,96343,849

108, 53687, 33742,63142,00086, 48043, 41964,48076,280

44,26388,10043, 84052, 468

70, 410151,40364,394

384,11287, 37787,159155, 521

426,851

Outstand-ing.

1,818

10,355

2,5081,9301,005

3,950

1,446390

3,165

3.3351,1762,7031,172563426535

4,4852,560

1,808

965871

5171,176

9551,3753,565951794

1,340885

1,245508

2,729620

8,033

8301,4901,0331, 2101,0371,151

4,2822,6632, 3691,7003,5201,5813,0204,780

7371,9001,1601,532

1,5904,6974,807

12, 8922,6232,8417,279

23,149

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 172: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 7 0 REPORT OF THE COMPTROLLER OF THE CURRENCY,

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION CNDEI; THE PRO-VISIONS OF SECTIONS 5220 AND 5221 oi' THE R E V I S E D STATUTES, ETC. (Jout'd. <

Name and location of bank. Date ofliquidation.

Fifth National Bank, Chicago, 111First National Bank, Do wagiac, Mich . . .First National Bank, Greenville, 111Merchants' National Bank, East Sagi-

DJVW, MichLogan County National Bank, Russell-

ville.KyNational Bank of Yandalia, 111Traders' National Bank, Charlotte, N. C.First National Bank, Norfolk, NebrFirst National Bank, Midland City,

Mich.* *Citizens' National Bank, New Ulm,

MinnNational Bank of Owen, Owenton, Ky ..Merchants' National Bank, Nashville,

TennIndiana National Bank, Bedford, IndStockton National Bank. Stockton, Cal . .Wall Street National Bank, New York,

N.YCommercial National Bank, Reading, Pa.Corn Exchange National Bank, Chicago,

Farmers' National Bank, Sullivan, Ind . .City National Bank, La Salle, 111Hunt County National Baikk, Green-

ville, TexWaldoboro National Bank, Waldoboro,

MeThird National Bank, Nashville, Tenn . .Madison County National Bank, Ander-

son, IndFirst National Bank, Phcenix, ArizCobbossee National Bank, Gardiner, Me.Mechanics and Traders' National Bank,

New York, N. YPrinceton National Bank, Princeton,

N. JKearsarge National Bank, Warner, N. H.Second National Bank, Lansing, Mich...First National Bank, Ellensburg, Wash..German National Bank, Millerstown, Pa.Exchange National Bank, Cincinnati,

OhioFirst National Bank, Eushville, 111Mechanics' National Bank, Peoria, 111...First National Bank, Freeport, PaGenesee County National Bank, Batavia,

N.YValley National Bank, Bed Oak, Iowa...Merchants' National Bank, Bismarck,

N.DakManufacturers' National Bank, Minne-

apolis, MinnFarmers and Merchants' National Bank,

TJhrichsville, OhioMetropolitan National Bank, New York,

N.Y :.First National Bank, Grand Forks, N.

DakIron National Bank, Gunnison, ColoFreehold National Banking Company,

Freehold, N.J "...Albia National Bank, Albia, IowaFirst National Bank, Carlinville, 111Freeman's National Bank, Augusta, Me.First National Bank, Kokomo, IndFirst National Bank, Sabetha, KansFirst National Bank, Wyoming, 111First National Bank, Tarentum, PaFirst National Bank, Walnut, 111Farmers'National Bank, Franklin, Tenn.Citizens' National Bank, Sabetha, Kans.First National Bank, Tucson, ArizRipon National Bank, Ripon, WisFarmers' National Bank, Franklin, Ohio.

Dec. 30,1882Jan. 3,1883Jan. 9,1883

....do

....doJan. 11,1883Jan. 16,1883Feb. 3,1883

Feb. 5,1883

Mar. 1.1883Mar. 5,1883

June 30,1883Aug. 25,1883Oct. 1,1883

Oct. 15,1883Oct. 23,1883

Nov. 10,1883Dec. 24,1883Jan. 8,1884

Jan. 22,1884

Jan. 31,1884Feb. 20,1884

Mar. 25,1884Apr. 7,1884Apr. 18,1884

Apr. 24,1884

May 17.1884June 30,1884July 31,1884Aug. 9,1884Aug. 12,1884

Aug. 27,1884Sept. 30,1884Oct. 4,1884Oct. 10,1884

Oct. 11,1884Oct. 20,1884

Oct. 28,1884

Nov. ],1884

Nov. 10,1884

Nov. 18,1884

Dec. 2,1884Dec. 8,1884

Dec. 10,1884Dec. 16,1884....doDec. 26,1884Jan. 1,1885Jan. 2,1885Jan. 13,1885....doJan. 21,1885Jan. 24,1885Jan. 27,1885Jan. 31,1885Feb. 7,1885Apr. 1,1885

No circulation iss

Capital.

$500, 00050, 000150,000

200,000

50, 000100, 00050, 00045,000

30, 000

50, 00056, 000

300, 00035, 000

100, 000

500, 000150, 000

700, 00050,000100,000

68,250

50, 000300, 000

50, 00050, 000

150,000

200, 000

100,00050, 00050, 00050, 00050,000

500, 00075,000100, 00050, 000

50, 00050, 000

73,000

300,000

50, 000

3, 000,000

50,00050, 000

50, 00050, 00050, 000

100,000250, 00050,00050, 00050, 00060, 00050, 00050,000

100, 00050, 00050, 000

ued.

Circulation.

Issued.

$29, 70045,00059,400

101,100

40, 05090, 00038, 80011, 240

27, 00048,900

141, 20011,25090, 000

102,800135, 000

45,00022, 500

17, 300

44, 000167, 600

45, 00011, 24090, 000

85, 400

72, 50023, 58640, 00013, 50045,000

78, 00066, 50072,00044, 200

45,00022,150

22, 500

45,000

34,600

1,447,000

19,25011, 250

93,00011,24022. 45090,00045, 00010,74011, 2^042,50036, 00010,74011,24028,10016, 20027,350

Retired.

$22,87843,49356, 654

95,982

39. 07086, 65037, 63411,060

| Out stand-ing.

1,5072,746

5, .118

9803,3501,166

180

26,28047, 295

136,45011,25088, 250

93,549131,190

43,38021,590

16, 550

41,760161, 435

43,91011,07085, 541

78, 675

70, 09022, 53737, 09613, 23a42, 095

74,69002, 43867,59341, 750

43, 745

20,830

22,140

43,360

33, 260

1, 336,22218, 91010,950

87, 38711,02020, 97784, 67142,78510, 58510, 67040,13034, 7109,565

10,99027,55015, 88526,175

7201,605

4,750

1,750

9. 2513, 810

1,620910

750

2, 2406,165

1,090170

4,459

6,725

2,4101,0492, 904270

2. 905

3,3104, 0624.4072, 450

1, 2551, 320

360

1, 640

1,340

110, 778

340300

5,613220

1,4735, 3292,215

155530

2, 3701,2901,175250550315

1,175

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 173: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OP THE COMPTROLLER OF THE CURRENCY. 171

NATIONAL BANKS W H I C H HAVE <H>NE INTO VOLUNTARY LIQUIDATION UNDER T H E P R O -VISIONS OF SECTIONS 5220 AND 5221 OF T H E R E V I S E D STATUTES, ETC.—Cont/d.

Name and location of bank.

First National Bank, Preseott, ArizNational Union Bank, Swan ton, VtGerman National Bank, Memphis, Tenn.Merchants and Farmers' National Bank,

Shakopee, Minn.First National Bank, Superior, WisShetucket National Bank, Norwich, ConnCumberland National Bank, Cumber-

land, R. I.First National Bank, Columbia, Tenn...Union National Bank, New York, N. Y..First National Bank, Centerville, Ind.. .Manufacturers' National Bank, Apple-

ton, WisFirst National Bank, Plankinton, S. Dak.Valley National Bank, St. Louis, MoFirst National Bank, Belton, TexFirst National Bank, Granville, OhioConcordia National Bank, Concordia,

KansCitizens' National Bank, Beloit, WisFirst National Bank, Pay ton, Wash

Date ofliquidation.

Apr. 9,1885Apr. 28,1885May 0,1885

May 12,1885May 16,1885May 18,1885

June 5,1885July 14,1885July 21,1885Oct. 3,1885

Oct. 10,1885Oct. 21,1885Dec. 4,1885Jan. 6,1886Feb. 15,1886

Mar. 12,1886Mar. 22,1886Mar. 24 1886

Circulation.

Capital.

First National Bank, Macomb, 111 Apr. 14,1886First National Bank, Jesup, Iowa Apr. 20,1886Dallas National Bank, Dallas, Tex I May 8,1886First National Bank, Lewistown, 111 May 12,1886First National Bank, Cedar Rapids, Iowa May 28,1886First National Bank, Socorro, N. Mex . .Custer County National Bank, Broken

Bow, NebrRoanoke National Bank, Roanoke, Va-..First National Bank, Brownvilie, Nebr..First National Bank, Leslie, MichMount Vernon National Bank, Mount

Vernon, 111National Bank, Piedmont, W. Va.First National Bank, St. Clair, MiehFirst National Bank, Milford, Mich

July 31,1886

Aug. 9,1886Sept. 16,1886

doSept. 25,1886

Oct. 11,1886Oct. 14,1886Oct. 20,1886Oct. 21,1886

National Bank of Kingwood, W.Va [ doMerchants' National Bank, Lima, Ohio .. ! Oct. 22,1886Hubbard National Bank, Hubbard, Ohio. Oct. 23,1886Commercial National Bank, Marshall- j

town, Ohio ! Oct. 25,1886First National Bank, Indianapolis, Ind.. j Nov. 11,1886First National Bank, Concord, Mich Nov. 27,1886Jamestown National Bank, Jamestown, I

N. Dak ! Nov. 29,1886First National Bank, Berea, Ohio Dec. 1,1886First National Bank. Allerton, IowaSecond National Bank, Hillsdale. Mich..Topton National Bank, Topton. PaFirst National Bank, Warsaw, 111First National Bank, Hamburg, Iowa . . .Darlington National Bank, Darlington,

S. CUnion National Bank, Cincinnati,Ohio..Roberts' National Bank, Titusvilie, Pa..National Bank of Rah way, N. JOlney National Bank, Olney, 111Metropolitan National Bank, Leaven-

worth, KansOntario County National Bank, Canan-

daigua, N. YWinsted National Bank, Winsted, Conn.Council Bluffs National Bank, Council

Bluffs, IowaFirst National Bank, Homer, 111First National Bank, Beloit, Wis.Mystic National Bank, Mystic, Conn . . .Exchange National Bank,Louisiana, Mo.Exchange National Bank, Downs, Kans.First National Bank, Tecumseh, Nebr . .Third National Bank, St. Paul, MinnFirst National Bank, Marshall, MoFirst National Bank, Greene, Iowa

) g 8

Dec. 18,1886Dec. 28,1886Dec. 31,1886....do

Feb. 10,1887Feb. 14,1887Feb. 28,1887Mar. 9,1887Mar. 11,1887

Mar. 15,1887

Mar. 23,1887Apr. 12,1887

May 5,1887June 22, 1887June 30, 1887July 7,1887July 12,1887Aug. 1,1887Nov. 3,1887Nov. 4,1887Dec. 6,1887Dec. 15,1887

Fulton National Bank, New York, N.Y.*.| Dec. 20,1887Fayetteville National Bank, Fayette- i

ville.H.C I Dec. 31,1887*No circulation.

$50, 00050, 000175, 300

50, 00060, 000100,000

125, 000100,000

1, 200,00050, 000

50, 00050, 000250,00050, 00050,000

50,00050,00050, 000100, 00050,000150, 00050, 000100, 00050,000

50, 00050, 00050, 00050,000

51,10050,00050, 00050, 000125,00050, 00050,000

100, 000500,00050, 000

50,00050,00050, 00050, 00050,00050, 00050,000

100, 000500,000100,000100,00060,000

100, 000

50, 00050, 000

100, 00050, 00050, 00052,45050, 00050, 00050, 000500, 000100, 00050,000300, 000

200, 000

Issued.

$11,25043,800120,100

10,24018, 90072,000

106, 20066. 80025,10027,350

45, 00011, 25044, 96023,49026, 500

11, 24011, 24013,49089,52025, 76033, 75045, 00035, 49015,500

11, 24011, 25039, 68013,410

45, 00045,00039,31045,00096,14045, 00045,000

22, 500162, 32511, 250

11,25045, 00011, 25013, 89218,00038, 25013,500

22, 500237, 23075, 61042, 50027,000

22,500

11, 25011, 250

22, 50011,25011, 25047,20511, 25011, 25011, 70045, 00022, 50010, 750

39, 580

Retired.

$10, 86040, 840107,028

10, 00018, 51067,698

100,19062, 34015, 81925,200

42,85610, 70041,16522, 26025, 210

10,92010, 54012, 94082,40424, 98031,77041,11032, 42214, 430

11,24010, 39036,11512,110

42,17740, 94037, 05041, 35085, 85041,32042,882

20, 980149, 58510,970

10,59042, 63110,24011, 04316, 51033, 60512, 235

21, 470215,94770, 03096, 97725,820

21,000

10,62010,115

21, 23010, 92510, 29044, 36510,82510,86511,18041, 82021, 5509, 740

35,731

Outstand-ing.

$3902,96013, 072

240390

4,302

6,0104,4609,2812,150

2,144550

3,7951, 2301,290

320700550

7,116780

1,9803,8903,0681,070

8603,5651,300

2,8234,0602, 2003,65010,2903, 6802,118

1,52012, 740

280

6602,3691,0102,8491,4904,6451,265

1,03021,2835,5805,5231,180

1,500

6301,135

1,270325960

2,840415385520

3,180950

1,010

3,849

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 174: Annual Report of the Comptroller of the Currency, Volume 1 1893

172 REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont/d.

Name and location of bank. Date ofliquidation.

National Bank, Somerset, Ky Dee. 31,1887First National Bank, llichburg, N. Y ! Jan. 10,1888Scituate National Bank, Scituatc, R. I. -. \ Jan. 11,1888National Bank, Franklin, Ind ; Jan. 31,1888First National Bank, Hampton, Iowa '; Feb. 1,1888First National Bank, Greensburs, Kaiis.j Feb. 10,1888First National Bank, Central City, Nebr. Feb. 11,1888Duluth National Bank, Duluth, Minn . . . | Feb. 20,1888Bismarck National Bank, Bismarck, N. i

Dak ! Mar. 1,1888First National Bank, A shton, S. Dak .. . . | Mar. 6,1888Citizens'National Bank, Sioux Falls, S.

Dak Apr. 24,1888First National Bank, Stanton, Mich Apr. 30,1888First National Bank, Fairmont, Nebr May 1,1888First National Bank, G-reenleaf, Kans .. . May 9,1888National Bank G-enesee, Batavia, N. Y... May 21,1888Strong City National Bank, Strong City,

Kans j May 26,1888Citizens' National Bank, Saginaw, Mich. June 1,1888Saugerties National Bank, Saugerties,

N. Y Junel6,1888Hyde National Bank, Titusville, Pa June 21,1888State National Bank. Omaha, Nebr July 18,1888Cincinnati National Bank, Cincinnati,

Ohio Aug. 1,1888First National Bank, Worthington,

Minn Sept. 5,1888South Framingham National Bank,

South Framingham Mass Sept. 8,1888First National Bank, Alameda, Cal Sept. 4,1888First National Bank, Grass Valley, Cal. Sept. 18,1888Merchants' National Bank of West Vir-

ginia, Morgantown, W. Va Oct. 4,1888 jFirst National Bank, Cawker City, Kans.! Oct. 9,1888San Diego National Bank, San* Diego. |

Cal ! Nor. 7,1888National Exchange Bank, Auburn, N. Y.j Nov. 16,1888National Bank of Dayton, Wash | Nov. 21,1888First National Bank, Colby, Kans I doFirst National Bank, Russell Springs,

Kans do .First National Bank, Columbia, S. Dak.. Nov. 26,1888Citizens'National Bank, Kingman, Kans Dec. 24,1888Bowery National Bank, New York, N. Y. Jan. 2,1889Second National Bank, lona, Mich Jan. 8,1889First National Bank, Johnstown, N.Y.. Jan. 16,1889First National Bank, Canandaigua, N. Y. Jan. 26,1889Pendleton National Bank, Pendleton, I

Oregon | Feb. 4,1889Iowa City National Bank, Iowa City, j

Iowa "... Feb. 7,1889Fleming County National Bank, Flem-

ingsburg, KyMerchants' National Bank, El Dorado,

KansMerchants' National Bank, Des Moines,

IowaNorwich National Bank, Norwich, ConnFirst National Bank, Franklin, Nebr...Farmers and Mechanics' National Bank,

Buffalo, N.YFirst National Bank, Du Bois City, Pa .First National Bank, Cimarron, Kans..Traders' National Bank, San Antonio,

TexMerchants' National Bank, Duluth,

MinnWright County National Bank, Clarion,

IowaNational Bank, Lawrence, KansNational Bank, Le Roy, N. YHalsteadNationalBank, Halstead, Kans. | doFarmers'National Bank, Mt. Sterling, Ky| July 1,1889First National Bank, Key port, N. J do"" ' - - - - - J u l y 3 ) 1 8 8 9

Feb. 9,1889

Feb. 26,1889

Mar. 1,1889Mar. 15,1889Mar. 27,1889

Apr. 3,1889Apr. 8,1889Apr. 27,1889

Apr. 29, U

May 20,1889

June 19,1889June 29,1889

, Leypo] ,National Bank, Huntsville, AlaGerman National Bank, Newton, Kans ..First National Bank, Clay Center, Nebr..

y ,July 19,1889Aug. 8,1889

Capital.

$50, 00050, 00056, 00050, 00050, 00050, 00050,000

300,000

50,00050, 000

50,00050,00050,00050, 00075, 000

50,000100, 000

125, 000300,000100, 000

280, 000

75, 000

100, 000100, 00050, 000

110, 00050, 000

100, 000200,00050, 00050,000

50, 00050, 00050, 000

250, 00050,000100,000

75,000

50;000

200,000

50,000

100,000

100, 000220,00060, 000200,00050, 00050,000

100,000

200,000

50, 000100, 000100. 00050| 000

250, 00050, 00050, 00060, 00050, 000

Circulation.

Issued.

$45, 00025, 90535. 01811, 25011, 25011, 24010, 71045, 000

11, 25011, 250

11,25011, 25011, 25011, 25044,434

11, 25045, 000

93, 31674, 73022,500

52,510

16, 875

21, 72027, 00011,250

80, 83011,250

22,50097, 52011. 25011, 250

10,69011. 25011, 250

217, 71021,87086, 59017,100

11, 250

45, 000

26,622

22, 500

22, 50077,15013, 000

26,10011,25010,170

22, 500

45, 000

11,25049, 80922, 50011, 250

195, 68011,25044, 90013,50011,250

Retired. Outstand-ing.

$38,10524,45031,82610,44510,28010, 77510,19040,670

10, 57010,430

10,81510, 35010,80010, 870

37, 9000

10, 64040, 400

81,97360, 40019,850

44,680

16,130

18,38022, 8609,790

69,1709,750

19, 35082. 9309,590

10, 700

9,90010, 5459, 510

186, 08017,42477,85812, 215

9,910

38, 320

21, 392

20, 940

18, 92560,16512, 279

20, 7829, 8509,615

18,330

41,520

9,21039, 04419, 27010, 300

152,30010, 31032, 31211,24010,320

$6, 8951,4553,192

805970465520

4, 330

680820

435900450380

6,534

6104,600

11, 34314,330

2,650

7,830

7453, 3404,1401,460

11,6601, 500

3,15014, 590

1, 660550

790705

1,74031, 6304,4468,732

4. 785

1,340

6,780

5,230

1,560

3, 57516, 985

7215,3181,400

555

4,120

3.48J

2,04010, 7653,230

95043, 380

94012, 5882,260

930

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 175: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 17'

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER TIIE PRO-VISIONS OF SECTIONS 5220 AISSD 5221 OF THE REVISED STATUTES, ETC.—Cont'd.

Name and location of bank. Date ofliquidation.

Vernon National Bank, Vernon, Tex.Butler National Bank, Butler, Mo . . .Second National Bank, Lebanon, Tenn ..National Bank, Kinderhook, N. YFirst National Bank, Woodstock, 111Farmers and Merchants' National Bank,

Valley City, N. DakUnion National Bank, La Crossc, Wis...Harper County National Bank, Anthony,

KansLumberman's National Bank, Williams-

port, PaFirst National Bank, South Haven, Mich.Durango National Bank, Durango, Colo. -First National Bank, Fox Lake, WisFirst National Bank, Ogallala, NebrFirst National Bank, Stockton, KansFirst National Bank, Rulo, NebrFirst National Bank, Eagle Grove, Iowa.Toledo National Bank, Toledo, OhioNational Exchange Bank, Kansas City,

MoNational Bank, New Castle, KyPlymouth National Bank, Plymouth,

MichFirst National Bank, Lockport, N. XMerchants' National Bank, Amsterdam,

N YNational Bank of Texas, Galveston, Tex.Bowie National Bank, Bowie, Tex.*First National Bank, Union Springs,N. Y.Ferris National Bank, Swanton, VtFirst National Bank, Rock Island, 111....First National Bank, Ketchum, Idaho .. .Winchester National Bank, Winchester,

KyFirst National Bank, Harper, IvansFirst National Bank, Loup City, Nebr...American National Bank, Waco, Tex.*...Hamilton County National Bank, Web-

ster City, IowaPlanters' National Bank, Henderson, Ky.Wakefield National Bank, Waken" eld, R.'l.Jewell County National Bank, Mankato,

KansCitizens' National Bank, Flint, MichN. Village Bank, Bowdoinham, MeLa Fayette National Bank, La Fayette,

IndLincoln National Bank, Stanford. KyCanastota National Bank, Camtstota,

N. YFirst National Bank, Whitehall, Mich ..Meade County National Bank, Meade

Center, Kans..Farmers' National Bank, South Charles-

ton, OhioFirst National Bank, Columbus. Ohio...Commercial National Bank, St. Paul,

MinnGerman American National Bank, Kan-

sas City, MoFirst National Bank, Hill City, KansFirst National Bank, Frankfort, Kans ..Second National Bank, Owosso, MichWest Side National Bank, Wichita, Kans.Anthony National Bank, Anthony, Kans.Commercial National Bank, Rochester,

N. YMercantile National Bank, Louisiana,

MoNational Bank, El Dorado, KansFirst National Bank, Suffolk, VaCitizens' NationalBank, Medicine Lodge,

KansRome National Bank, Rome, Ga

Aug. 17,1889Aug. 23,1889Sept, 18,1889Oct. 1,1889Oct. 31,1889

Dec. 1,1889Dec. 9,1889

Dec. 20,1889

Dec. 31,1889....doJan. 6,1890Jan. 11,1890!....do| Jan, 15,1890! Jan. 20,1890....doJan. 21,1890

Jan. 28,1890Feb. 4,1890

Feb. 25,1890Feb. 28,1890

Mar. 15,1890Mar. 19,1890Mar. 27,1890Mar. 31,1890Apr. 18,1890Apr. 19,1890Apr. 28,1890

Apr. 29,1890Apr. 30,1890June 21,1890June 24,1890

June 30,1890. . . .doJuly 1,1890

July 2,1890Aug. 5,1890Aug. 28,1890

Aug. 29,1890Sept. 8,1890

Sept. 25,1890Sept.'JO, 1890 j

Oct. 6,1890

Oct. 15,1890. . . .do

Oct. 27,1890

Dec. 5,1890Dec. 20,1890Jan. 8,1891Jan. 13,1891. . . .do. . . .do

Jan. 27,1891

.do .Feb. 9, ] 891Feb. 12,1891

Feb. 19,1891Feb. 23,1891

* No circulation.

Capital.

$60, 00G6G, 00050, 000125, 00050, 000

65,000100, 000

50, 000

100, 00050, 00050, 00050, 00050, 00050, 00050, 00050, 000100, 000

200, 00060,000

50, 000100, 000

100,000100, 00050, 00050, 00050, 000100, 00050, 000

200, 00050, 00050, 000250,000

50, 000150, 000100,000

50, 000125,00050, 000

300, 000200, 000

55, 00050,000

50, 000

50, 000300,000

500, 000

250, 00050, 000300,000GO,000100. 00050J 000

200,000

50, 00050, 00050, 000

50, 000100, 000

Issued.

$14, 85011, 25078, 22027, 000

14, 63022, 500

11,250

32,58011, 25011,25048, 60511, 25011, 25030, 36011, 25035,920

45, 00017, 670

11, 25028,573

32,68037,487

15, 80511, 24024, 65411, 250

45, 00011, 25011,25045,000

11,25033, 75059, 249

11, 25032, 64135, 748

64, 03345,000

55, 92711,250

11,250

11, 710220.465

45, 000

45,00010, 75022,50013, 50022,50010, 750

41,820

11, 25010, 74511, 250

11,25022, 500

Circulation.

Retired.

$12, 2808, 03065,16322,140

12, 00019,440

8,760

24, 5258, 86111, 25038,8579,3009,75023,45010, 06024,455

33, 28013,160

9,78519,788

29, 00028, 058

11,17911,24018, 3989,620

3», 6508,5509, 450

34, 650

8,97023, 97045,793

9,56021, 73526, 401

41,16334,910

41,5617, 020

8,020

9, 330156, 745

33, 000

31,3508,44010,40010, 48015,430G.840

28, 890

7,2707,3857,960

8,13816,110

Outstand-ing.

$2,5703,22013, 0574,860

2,6303, 060

2,490

8,0552,389

9, 7481,9501,5006,9101,19011,465

11,7204,510

1,4658,785

3,6809,429

4,626

6, 2561,630

12, 3502,7001, 800

10, 350

2, 2809,78013,456

1,69010, 9069,347

22, 86510,090

14, 3664,230

3, 230

2, 38063, 720

12,000

13, 6502, 3106,1003,0207,0703,910

12,930

3,9803, 3G03, 200

3, 1126.390

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 176: Annual Report of the Comptroller of the Currency, Volume 1 1893

174 REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE GOXE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.

"Name and location of bank.

"Windsor National Bank, Windsor, Vt...Beadle County National Bank, Huron,

S.DakAmerican National Bank, Sioux City,

IowaUnited States National Bank, Atcliison,

KansFirst National Bank, Ashland, KansWashington National Bank, New York,

N . Y . . - !-.First National Bank, Burr Oak, Kans...Glenwood National Bank, Glenwood

Springs, Colo.First Nationa>nal Bank, Cardiff, TennEast Saginaw National Bank, East Sag-

inaw, MichTwin City National Bank, New Brigh-

ton, MinnMerchants' National Bank, Bingham-

ton,N.YFirst National Bank, Merced, CalNational Bank of Union County, Mor-

ganfield, KyCitizens' National Bank, Belton, TexCitizens' National Bank, Gatesville,

TexOrd National Bank, Ord, NebrFirrt National Bank, Indianola, Nebr...National Bank, Anderson, S. CFirst National Bank, Flushing, Mich ...First National Bank, Francestown, N. H.Columbus National Bank, New York,

N. Y ...Citizens' National Bank, Colorado, Tex..First National Bank, La Grange, GaProduce National Bank, Philadelphia, Pa.Merchants' National Bank, Kansas City,

Mo ;..:First National Bank, Manitowoc, Wis...First National Bank, Fair field, Tex 'Commonwealth National Bank, Phila- j

delphitt, Pa jMerchants' National Bank, Fort Dodge, I

IowaGiles National Bank, Pulaski, TcnnFirst National Bank, Quanah, TexNorthwestern National Bank, Aberdeen,

S.DakCastleton National Bank, Castleton, Vt..First National Bank, Chamberlain, S.

DakSedan National Bank, Sedan, KansBronson National Bank, Painted Post,

N Y .-First National Bank. Ainsworth, Nebr..First National Bank, Leoti, KansFirst National Bank, Blaine, WashErath County National Bank, Stephen-

ville, TexAmerican National Bank, Birmingham,

AlaFirst National Bank, Wilber, NebrFirst National Bank, Greenville, Mich..National Exchange Bank, Columbus,

OhioCitizens' National Bank, Roanoke, Va...Inter-State National Bank, New York,

N YFirst National Bank, Platte City, MoFirst National Bank, Jetmore, KansTampa National Bank, Tampa, FlaBirmingham National Bank, Birming-

ham, AlaFirst National Bank, Stafford, KansNational Bank Commerce, Hutchinson,

KansFirst National Bank, Grafton, MassFirst National Bank, Dorchester, Nebr..

Dnte ofliquidation.

Feb. 24,1891 ji

Feb. 2G, 1891

Mar. 12,1891

Mar. 24,3891Apr. 15,1891

Apr. 13,1891May 15,1891

May 23,1891May 25,1891

June 23,1891

. . . .do

Capital.

June 25,1891June 30,1891

....doJuly 1,1891

....doAug. 22,1891Aug. 31,1891Sept. 1,1891Sept, 21,1891Oct. 10,1891

Oct. 15,1891Nov. 3,1891Dec. 1,1891Dec. 8,1891

Dec. 22,1891Dec. 26.1891Dec. 28,1891

Dec. 31,1891

....doJan, 12,1892....do

Jan. 15,1892Jan. 22,1892

Feb. 6,1892Feb. 9,1892

Feb. 29,1892Mar. 3,1892Mar. 4,1892Mar. 9,1892

Mar. 15,1892

Mar. 22,1892....doMar. 28,1892

Apr.Apr.

1,18924,1892

Apr. 15,1892Apr. 25,1892Apr. 30,1892May 2,1892

. . . .doJune 15,1892. . . .doJune 21,1892July 5,1892

$50, 000

50, 000

150, 000

250,00050,000

300, 00050,000

100,00050, 000

150,000

50, 000

100, 000200,000

100, 00050,000

50, 00050, 00050, 00050,00050, 000100, 000

200, 00060,00050, 000300, 000

1,000, 00050, 00050, 000

208, 000

100, 000100, 00050, 000

100, 00050, 000

50, 00050, 000

50, 00050,00050, 00050,000

50, 000

250, 00050, 00050,000

100, 000100,000

200, 00050, 00050,00050, 000

250, 00050,000

100, 000100, 00050,000

Circulation.

$22, 500

22,500

33, 750

45,00011,250

45, 00011, 250

22, 50011, 250

33, 750

11,250

61, 63843,400

88,09010, 750

11,25011, 25011,25014, 05011,25061,135

45,00013, 50011, 70045, 000

45, 00014, 81611, 250

65,480

22, 50022, 50011, 250

22,50014, 630

11, 25011, 250

22, 50011, 25030,25011, 250

11, 250

45,00013, 00011, 250

50, 67021, 700

45, 00011, 25011, 25011,250

45, 00011, 250

22,50025,10211,250

Retired. Outstand-ing.

$15,705

14, 260

25,095

29, 3908,030

32,4107,660

15, 2806, 520

19, 650

5,510

46, 83328, 630

52,1005, 270

5,9606,4907,] 857,6806, 220

35,470

34,4505,9708,260

27,983

19, 9906, 6466,200

32, 990

10, 4939,6844,980

12,4406,670

5, 4205,620

12, 2704,6306,4800,650

5,750

24,0505,9406,057

21,08510,983

24, 0804,4705,2504,760

24, 0505,050

9,75010,8944,350

$6, 795

8,240

8, 055

15,6103, 220

12,5903, 590

7, 220 *

4, 730

14,100

5, 74014, 80514, 770

35,9905,480

5,2904,7604, 0656, 3705, 03025, 665

10,5507,5303,440

17, 017

25,0108,1705,050

32,490

12,00712,8166,270

10, 0607, 960

5, 8305, Q30

10, 2306, 6203,7704,600

5, 500

20, 9507,0605,193

29, 58510, 717

20, 9206,7806,0006,490

20,9506,200

12, 75014, 208• 6,900

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 177: Annual Report of the Comptroller of the Currency, Volume 1 1893

iiKTCPOUT OF THE COMPTROLLER OF THE CURRENCY. 1 7 5

L BANKS WHICH HAVE GONTE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.

Name and location of bank. Date ofliquidation. Capital.

Circulation.

Issued. Retired.

First National Bank, Salina, KansLincoln National Bank, Lincoln, Nebr...First National Bank, Aurora, MoFarmers' and Traders' National Bank,

Oskaloosa, IowaFirst National Bank, San Luis Obispo,

CalFirst National Bank, De Sinet, S. Dak .. .Merchants' National Bank, Chatta-

nooga, TennNational Bank of the Republic, Taeoma,

WashFirst National Bank, South Sioux City,

Nebr... . . . .Continental National Bank, Kansas

C i t J %First Natifnal Bank, Clyde, KansEugene National Bank, Eugene City,

OregonCommercial National Bank, Sioux City,

IowaFirst National Bank, Batesville, Ohio...State National Bank, Lincoln, NebrWoodson National Bank, Yates Center,

KansFirst National Bank, Pontiac, MichFirst National Bank, Castle, MontNational Pemberton Bank, Lawrence,

Mass. ~First National Bank, Lorain, OhioDovington City National Bank, Coving-

ton, Ky '.Merchants' National Bank, Macon, Ga ..ZEtna National Bank, Kansas City,Mo..Citizens' National Bank, Orlando* Ma...First National Bank, Lexington, 111First National Bank, Ida Grove, Iowa...First National Bank, Burnet, Tex... . . . .Southern National Bank, New Orleans,

L a . . . :First National Bank, Santa Monica, Cal.Finney County National Bank, Garden

City, KansLake National Bank, Wolf borough, N.H.First National Bank, Wa Keeney, Kans.First National Bank, Springfield, MoFarmers and Merchants'National Bank,

Rookwall, TexNorth Texas National Bank, Dallas, Tex.Hoquiam Natio7ial Bank, JEtoquiam,

WashGate City National Bank, Atlanta, Ga ..First National Bank, Big Timber, Mont.Dvono National Bank, Orono, MeCentral National Bank, Dallas, TexFourth National Bank. Chattanooga,

TennMerchants' National Bank, Fort Worth,

TexGrallatin Valley National Bank, Boze-

man, MontFarmers' National Bank, Constantine,

MichFirst National Bank, Mankato, KansDillon National Bank, Dillon, MontGray National Bank, Middletown

Springs, YtFrankfort National Bank, Frankfort, Ky.First National Bank, Slaughter, Wash ..

Total

July 5,1892July 12,1892July 22,1892

July 30,1892

Aug. 27,1892Sept. 14,1892

Sept. 24,1892

Oct. 1,1892

Oct. 27,1892

Nov. 11,1892Nov. 15,1892

Nov. 26,1892

Dec. 1,1892do

Dec. 3,1832

Dec. 5,1892Dec. 31,1892Jan. 4,1893

Jan. 10,1893....do

Feb. 1.1893Feb. 14,1893Mar. 9,1893Mar. 22,1893Apr. 1,1893May 1,1893May 22,1893

June 5,1893June 17,1893

June 20,1893June 29,1893June 30,1893July 6,1893

July 11,1893July 13,1893

July 18,1893 jJuly 25,1893July 27,1893July 29,1893Aug. 3,1893

Aug. 10,1893

Aug. 15,1893

Aug. 18,1893

Sept. 4,1893Sept. 19,18:)3Sept. 20,1893

.do .Sept. 21,1893Oct. 25,1893

$150,000100, 00050,000

100,000

3 50, 00050, 000

250, 000

200, 000

50, 000

200, 00050, 000

50, 000

150, 000GO, 000

200, 000

50, 000100, 00065, 000

150, 00075, 000

500,000100, 000250, COO100, 00050, 000

150, 00075,000

500,00050, 000

50, 00050, 00050, 00050, 000

50, 0001, 000, 000

50, 000250, (0050, 00050, 01)0150,000

150,000

250,000

100,000

50, 00060, 00050, 000

50, 000100, 00050, 000

$33, 75022, 50011, 250

22, 500

33, 75011,250

45,000

45, 000

10, 250

44, 50010,750

11, 250

33, 75013.50045, 000

10, 75021,75014, 020

143,01016, 095

225, 00021,80044, 55021, 88016, 41032, 65016,150

45, 00010, 250

30, 75029, 36010,29011, 250

11, 25045. 000

11,25044, 00010. 75013, 72033, 750

44,200

45, 000

22, 000

11,25013, 50010, 750

11, 25022, 50011, 250

$11, 67011.1653, 750

8,200

13,1404,950

11,620

15,190

2,150

7, 5503,270

3,530

13,6503, 310

17, 225

2. 01018. 2132,960

38, 9202,21.0

41,9706,1706,3503,4202; 6602,6801,150

6,700

1,1201,978

1101,385

1.6202,100

50010,570

5103,2301,650

1,540

1,170

1,0501,190

900

$22, 08011,3357,500

14,300

20, 6106,300

33,380

29, 810

8,100

36,95G7,480

7,720

20,10010. 19027,775

8,7403, 53711,060

104,09013, 885

183,03015, 63038,20018,46013, 75029,97015, 000

38,3009,360

9,63027,38210,1809, 865

9,63042, 900

10,75033,43010, 24012, 49032,100

42, 660

45,000

20, 830

10,20012, 31010,750

10, 35022, 50011, 250

1,613,010 44,140,984 40,720,119 3,420,865

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 178: Annual Report of the Comptroller of the Currency, Volume 1 1893

176 REPORT OF THE COMPTROLLER OF THE CURRENJ

NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882, vrifi\DATE OF EXPIRATION OF CHAKTER, CIRCULATION ISSUED, RETIIIKD,- XND OUT-STANDING, SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIITKRENT TITLE,OCTOBER 31, 1893.

Name and location of bank.

First National Bank, Kittanning, PaNational Bank of Beaver County, New

Brighton, PaNational Bank, Beaver Dam, WisMerchants' National Bank, Cleveland,

OhioUnion National Bank, Chicago, 111First National Bank, Le Roy, N. YEvansville National Bank, Evansville,

IndNational Albany Exchange Bank, Al-

bany, N.TNational Bank, Galena, 111National State Bank, Lafayette, IndFirst National Bank, Knoxyille, 111Farmers' National Bank, Ripley, Ohio...City National Bank, Grand Rapids,Mich.Lee County National Bank, Dixon, 111...Fort Wayne National Bank, Fort Wayne,

IndNational Exchange Bank, Tiffin, Ohio . . .National Bank, Malone, N. YJefferson National Bank, Steubenville,

OhioFirst National Bank, Battle Creek, MichCentral National Bank, Danville, KyKnox County National Bank, Mount

Vernon, OhioFirst National Bank, Houghton, Mich...National Bank, Fort Edward, N. YNational Bank, Salem, N. YNational Exchange Bank, Seneca Falls,

N.Y !Truinbull National Bank, Warren, OhioAttleboro National Bank, North Attle-

boro, MassAmerican National Bank, Detroit, Mich.First National Bank, Paris, 111First National Bank, St. Johns, MichSecond National Bank, Pontiac, Mich . .Raleigh National Bank, Raleigh, N. C . .First National Bank, Danville, KyOhio National Bank, Cleveland, Ohio . . .National Bank, Lebanon, KyMonmouth National Bank, Monmouth,

111.

Pate ofliquidation.

July 2,1882

Nov. 12,1884Dec. 24,1884

Dec. 27,1884Dec. 29,1884Jan. 2,1885

Jan. 3,1885

Jan. 10,1885Jan. 11,1885Jan. 16,1885

doJan. 17,1885Jan. 21,1885....do

Jan. 25,1885Mar. 1,1885Mar. 9,1885

Mar. 21,3885Mar. 28,1885....do

Apr. 1,1885Apr. 18,1885Apr. 22,1885May 4,1885

May 6,1885July 5,1885

JulyJulyAug.Aug.Sept.Sept.Sept,Jan.Apr.

17,188524,188512,188514,18851,18*55,1885

22,18851,18897,1889

Muskegon National Ban!?:, Muskegon,Mich

First National Bank, Richmond, KyFirst National Bank, Port Huron, Mich .Union National Bank, Oshkosh, WisFirst National Bank, Grand Haven, Mich.First National Bank, Plymouth, Mich -. .National Bank, Wooster, OhioDefiance National Bank, Defiance, Ohio .First National Bank, New London, Ohio.Citizens' National Bank, Mankato, Minn.Third National Bank, Sandusky, Ohio...Third National Bank, Urbana, OhioLumberman's National Bank, Muske-

gon, MichPhoenix National Bank, Medina, Ohio...First National Bank, Chelsea, VtFarmers' National Bank, Owatonna,

Minn

Aug. 18,1890

Aug. 27,1890Oct. 3,1890Oct. 15,1890Jan. 23,1891June 5,1891Nov. 14,1891Nov. 29,1891Dec. 7,1891Mar. 23,1892Apr. 27,1892Sept. 19,1892Oct. 15,1892

Jan. 16,1893Feb. 10,1893June 10,1893

June 30,1893

Total.

Capital.

$200, oao

200,00050,000

800, 0001, 000, 000

150, 000

800, 000

300, 000100, 000300, 000

60, 000100, 000300, 000100, 000

350, 000125, 000200,000

150, 000100, 000200, 000

75, 000100,000100. 000lOOJ000

100,000150, 000

100, 000400,000125, 00050, 000100,000400,000150, 000400,000100,000

100, 000

100,000250, 000135,000200,000200, 00050, 00053,900

100, 00050, 00070, 000200, 000100, 000

100,00075, 00050, 000

75, 000

9, 943,900

Circiilatian.

Issued.

$199,500

97,30041,100

228,10062, 800135, 000

543, 050

243, 90055, 900

117, 00043,60087,40045, 00041, 500

257, 30050,50065,900

132,60089, 200180, 000

53, 20045, 00088, 90086,100

88,400132, 400

84, 300251, 500111, 50021, 00043, 000123,900130, 50057, 76345, 000

21,800

21,72060, 97957, 48045, 00045, 00045,00048,51022, 50011, 25015, 75045, 00022, 500

22,50017,10011, 250

17,100

4,615, 552

Retired.

$191,725

90,62639,020

205,67049,435127,088

229, 84051,27/102,41,80,40,85838,232

240,14444,21059,206

124,04282,875167,114

48, 500.39,80482, 38180,911

83,889122,995

79.194235,635102,63718,91539, 748109,169119,15845, 26538, 511

13,811

16,08544,49440,44329, 35028,04324.19521,62710,6666,1386,82414,0637,132

5,3203.237

1,420

4, 018,483

Out-standing.

$7,775

6,6742,080

22,43013,3657,912

50,068

14,0604,62614,2262,5636,6294,142

17,1566,2906,694

8,5586,32512,886

4,7005,1966,5195,189

4,5119,405 '

5,10615,8658,863 .2,0853,25214,73111,34212,4986,489

7,989

5,63522,48517,03715,65016,95720,80526,88311,8345,1128,92Q.30,93715,368

17,18013,86311,250

15,680

597,069

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 179: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 177

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE UNITEDSTATES, FOR THE PURPOSE OF ORGANIZING NEW ASSOCIATIONS WITH THE SAME ORDIFFERENT TITLE, WITH DATE OF LIQUIDATION, AMOUNT OF CAPITAL, CIRCULA-TION ISSUED. RETIRED, AND OUTSTANDING ON OCTOBER 31, 1893.

e and location of bank.

First National Bank, llondout, 1ST. YFirst National Bank, Huntington, Ind ..First National Bank, Indianapolis, Ind..First National Bank, Valparaiso, IndFirst National Bank, Stillwater, Minn . .First National Bank, Chicago, 111First National Bank, Woodstock, 111Second National Bank, Cincinnati, Ohio.Second National Bank, New York, N. Y.First National Bank, Portsmouth, N. H .First National Bank, Richmond, IndSecond National Bank, Cleveland, Ohio .First National Bank, New Haven, Conn.First National Bank, Akron, OhioFirst National Bank, Worcester, Mass . .First National Bank, Barre, Mass -------First National Bank, Davenport, Iowa ..First NationalJBank, Kendallville, Ind..First National Bank, Cleveland, Ohio . . .First National Bank, Youngstown, OhioFirst National Bank, Evans ville, IndFirst National Bank, Salem, OhioFirst National Bank, Scranton, PaFirst National Bank, Centerville, Ind ..First National Bank, Fort Wayne, Ind..First National Bank, Strasburg, PaFirst National Bank, Marietta, PaFirst National Bank, Lafayette, IndFirst National Bank, McConnelsville,

OhioFirst National Bank, Milwaukee, Wis ..Second National Bank, Akron, OhioFirst National Bank, Ann Arbor, Mich..First National Bank, Geneva, OhioFirst National Bank, Oberlin, OhioFirst National Bank, Philadelphia, Pa.. .First National Bank, Troy, OhioThird National Bank, Cincinnati, Ohio -.FirstNationalBank, Cambridge City, IndFirst National Bank, Lyons, IowaFirst National Bank, Detroit, MichFirst National Bank, Wilkesbarre, Pa . . .First National Bank, Iowa City, Iowa...First National Bank, Nashua, N. IIFirst National Bank, Johnstown, PaFirst National Bank, Pittsburg, PaFirst National Bank, Terre Haute, Ind..First National Bank, Hollidaysburg, Pa.First National Bank, Bath, Me 1First National Bank, Janesville, WisFirstNationalBank,Michigan City, Ind.First National Bank, Monmouth, 111First National Bank, Marion, IowaFirst National Bank, Marlboro, Mass . . .National Bank of Stanford, KyFirst National Bank, Sandusky, OhioFirst National Bank, Sandy Hill, N. Y.. .First National Bank, Lawrenceburg, IndjFirst National f^ank, Cambridge, Ohio . .First National Bank, Oshkosh, WisFirstNational Bank, GrandRapids, MichlFirst National Bank, Delphos, OhioFirst National Bank, Freeport, 111First National Bank, Elyria, OhioFirst National Bank, Troy, N. YSecond National Bank, Detroit, MichSecond National Bank, Peoria, 111National Fort Plain Bank, Fort Plain,

N.Y !.Logansport National Bank, Logansport,

National Bank of Birmingham, Ala !First National Bank, Westfield, N. Y. . . .FirstNationalBank, Independence, Iowa|

10665 CUR 12

Apr. 30,1882Apr. 28,1882

doApr. 29,1882May 5,1882May 6,1882

do' May 2,1882May 4,1882May 9,1882. . . .doMay 12,1882May 13,1882May 15,1882

I d o. . . .do

. May 18,1882. . . .do! May 22,1882I . . . . d oMay 27,1882May 31,1882

d o . .. . . .do . .May 31,June 1,

Date of iliquidation, j

Circulation.

Oct. 30,1880Jan. 31,1881July 5,1881Apr. 24,1882Apr. 29,1882

do

.do .

18821882

.. .do . .June 10,. . . d o . .

June 14,June 15,. . .do ..

June 17,June 20,June 24,. . .do . .

do

1882

1882"1882

1882"18821882

J u n e 29,. . . d o . .

J u n e 30,..do . .

1882

do. . . d o . .July 3,July 11,Aug. 3,Oct. 3,Oct. 6,Dec. 31,Feb. 24.. . .do .'.. . .do . .. . .do . .

.do .

1882188218821882188218821883

...do ...

...do ...

...do...

...do...

...do...

...do ...

Dec. 1,1883May 14,1884June 1,1884Oct. 31,1884

$300, 000100, 000300, 00050, 000

130, 0001 000,000' 50,000200, 000300, 000300,000200, 000

] 000,000500, 000100, 000300,000150,000100. 000150, 000300,000500, 000500, 00050,000200,00050, 000

300, 000100, 000100, 000150,000

50, 000200,000100, 000100, 000100,00050, 000

1,000,000200,000800, 00050, 000100,000500, 000375, 000100, 000100,00060, 000

750, 000200, 00050, 000

200, 000125. 000100, 00075, 00050, 000

200,000150, 000150, 00050, 000

100, 000100, 000100, 000400, 00050, 000100, 000100, 000300, 000

1,000,000100, 000

200,000

100,000 i50, 00050, 000

100,000

Issued.

$270,00090,000

279, 24845, 00083,45690, 00045, 000180,000376, 890286, 00087,400

510, 800355, 310114,822252,000135, 00045, 00090,000

266, 462441,529442,870110, 54045, 00064,52545, 00079, 20099,000175, 060

84, 640229,170102, 70685\ 07890,00058, 382

799, 800180, 000609, 50045, 00090, 000336, 345337, 50088,40090, 00054, 000

594, 000141, 57545, 000180, 000121, 05045, 00045, 00045,000

180, 000135, 00090,00045, 00090, 00080,80047,800

155, 90045,00053, 50090, 000

229, 550363, 70090, 000

174, 300

16,85045, 00042, 80090,000

lietired.

$259,81787,115

263,17743, 31381, 02582,48343, 405172, 580365, 045275, 75581,739

489, 905345, 230108, 647244,555130, 24642, 07786, 732

254,337429,943425, 325106, 55040,93561.40439, 93876, 36295, 410

165, 653

80,979221,23298, 91781,21985, 83055,165760,555173,614585,53042, 44486, 043

327, 458323,99085, 81085,62251, 930

576,215133, 96343,565

172. 624116,90043, 99243, 45943, 096

173,946130, 739 i85,752 '42, 86486.40577, 78345, 885150,54042,10551, 20886, 368

220, 335344, 56384,003

167, 686

15,19043,47940,04385,805

I *"*$10 183

2, 885161271711105

071687431517595420845245661

20, 89510 0806,1757 4454,7542,9233121117343,52

268125586545990065121062838

3, 5909,407

3, 6617,3,3,4,3,

938789859170217

39, 2456,

23,2,3.8,13,

42

17!7,1,7,4,1,1,1,6,

386970556957887510590378070785612435376150008541904054

4,2614,2482,1363,5953,0171,9155,3602,8952,2923, 6329,21519,1375,997

6t614

1,6601,5212,7574.195

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 180: Annual Report of the Comptroller of the Currency, Volume 1 1893

178 REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE P R O -VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE UNITEDSTATES, FOR THE PURPOSE OF ORGANIZING NEW ASSOCIATIONS WITH THE SAME ORDIFFERENT TITLE, WITH DATE OF LIQUIDATION, AMOUNT OF CAPITAL, CIRCULA-TION ISSUED, RETIRED, AND OUTSTANDING ON OCTOBER 31, 1893—Continued.

Name and location of bank.

First National Bank, Sturgis, MichNational Bank, Rutland, VtKent National Bank, Chestertown, Md..National Fulton County Bank, Glovers-

ville N. YPirst National Bank, Centralia, 111National Exchange Bank, Albion, Mich.Pirst National Bank, Paris, MoPirst National Bank, Yakima, WashPirst National Bank, Flint, MichFarmers' National Bank, Stanford, Ky..Adams National Bank, Adams, N. YPoland National Bank, Poland, N. YSandy Elver National Bank, Farming-

ton* MeSecond National Bank, Aurora, 111Indiana National Bank, Lafayette, Ind..Decatur National Bank, Decatur, 111

Total

Dite- ofliquidation.

Dec. 31,1884Jan. 13,1885Feb. 12,1885

Feb. 20.1885Feb. 25.1885Feb. 28,1885Mar. 31,1885June 20.1885June 30,1885Dec. 31.1888July 10,1889Jan. 14,1890

Nov. 1.1890July 13,1891Nov. 30,1891May 31,1893

Capital.

$50, 000500, 000

50,000

150, 00080, 00075, C00

100,00050,000

200, 000200. 000

50, 00050, 000

75,000100,000ioo. om)IOO, oroo

18, 245, 000

Circulation.

Issued.

$43, 850238, 700

18,200

135,00070, 60030, 60089,15514,650

122, 50045, 00012, 24013j 500

58, 26022, 50090, 00022, 500

12, 694, 713

Eetired.

$41, 539222,18216, 800

127, 59865, 92028, 40880, 29214, 090

113, 35334, 55210,21011,050

39,18711'68240, 571

2, 350

12, 053, 338

Outstand-ing.

$2,31116,5181,400

7, 4024 6802,1928,863

5609,147

10,4482. 0302, 450

19, 07310,81849,42920,150

641, 375

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 181: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THK COMPTROLLER OF THE CURRENCY. 179

NATIONAL BANKS IN LIQUIDATION UNDER SECTION 1, ACT JULY 12, 1882, WITH DATEOF EXPIRATION OF CHARTER, CIRCULATION ISSUED. RETIRED, AND OUTSTANDINGOCTOBER 31, 1893.

Name and location of bank.

First National Bank, Pontiac, MichFirst National Bank, Washington, Iowa.First National Bank, Fremont, Ohio .Second National Bank, Dayton, OhioFirst National Bank, Girard, PaFirst National Bank, Xenia, OhioFirst National Bank, Peru, 111First National Bank, Elmira, N. YFirst National Bank, Chittenango, N. Y..First National Bank, Eaton, OhioFirst National Bank, Leominster, Mass..First National Bank, Winona, MinnAmerican National Bank, Hallo well, Me.First National Bank, Attica, IndCitizens' National Bank, Indianapolis,

IndFirst National Bank, North East, Pa. . . .First National Bank, Galva, HIFirst National Bank, Thorn town, Ind...Muncie National Bank, Muncie, IndMerchants' National Bank, Evansville,

IndSaybrook National Bank, Essex, Conn...Union National Bank, Albany, N. YBattenkill National Bank, Manchester,

VtFirst National Bank, Owosso, MichCoventry National Bank, Anthony, R. I . .State National Bank, ELeokuk, IowaTolland County National Bank, Tolland, i

ConnCity National Bank, Hartford, ConnWest River National Bank, Jamaica, Vt. iNational Bank of Lebanon, TennGreene County National Bank, Spring- i

field, MoUnion Stock Yards National Bank, Chi-

cago, 111First National Bank, Decatur, MichFirst National Bank, Mason, MichFirst National Bank, Holly, MichGerman National Bank, Evansville, Ind.Farmers and Merchants'National Bank,

Vandalia, 111National Bank of Chester, S. CFirst National Bank, Burlington, Wis.. .Lansing National Bank, Lansing, Mich..Ashtabula National Bank, Ashtabula, j

OhioSecond National Bank of New Mexico,

Santa Fe, N. Mex

Date ofliquidation.

Dec. 31,1881Apr. 11,1882May 22,1882May 26, 1882June 1,1882Feb. 24,1883....do. . . .do....doJuly 4,1884July 5,1884July 21,1884Sept. 10,1884Oct. 28,1884

Nov. 11,1884Dec. 23,1884Jan. 2,1885Jan. 13,1885Jan. 28,1885

Feb. 6.3885Feb. 20,1885Mar. 7,1885

Mar. 21,1885Apr. 14,1885Apr. 17,1885May 23,1885

June 6,1885June 9,1885Aug. 17,1885Aug. 30.1886

Total.

Feb. 8,3888

Feb. 29,1888Sept, 20,1890Oct. 28,3890Oct. 31,1890Dec 24,1890

Jan. 10,1891Mar. 2,1891Dec. 19,1891Mar. 5,1892

IJuly 11,3892 j

July 17,1892 !

$50,000100, 000100, 000300, 000100, 000120, 000100, 000100, 000350, 00050, 000

300, 00050, 00075,00056, 000

300, 00050, 00050, 00050, 000

200, 000

250, 000300,000250, 000

75, 00060,000

300, 000350,000

100,000550, 00060. 00050;000

100,000

500, 00050,00050, 00060,000

250, 000

100, 000100, 00050, 000

185, 600

80, 000

150,000

Circulation.

Issued.

$88, 89088, 56590. 000262J 94190,000108,00045, 00090, 000135,00044, 300244,40044, 20067, 50050,400

87, 80024,55036, 00043, 740J 63,000

90, 80061,200144,400

57, 70047, 70089, 00045,000

44,10090, 00054, 00024,550

22,500 |i

45,000 I11, 25013, 50024,1)5098, 030

22, 50033, 25010,750

36, 700

67,850 |

33, 750

Ke tired. Out,standing.

5, 721, 600 3, 970, 766

$85,39$85. 66486,125252,16786,915103,60542, 06986, 300330,72541, 295

235, 04542, 20164, 29047, 794

76, 39522, 5.9933, 38640, 320151,063

80,47757, 985135, 990

54,07744, 70483, 94240, 385

40, 69179, 56850,99322,125

18, 362

38, 6747, 5369,345

37,64375,157

13, 67021, 9454,952

35, 820

24,770

10,754

2, 662,876

$3,5372,9013,875

10, 774' 3,085

4,8952, 9333,7004,2753,005.9,3551,9993,23132,60Q

ll,40B1,9512,6143,4209,931

10,3233,2158,410

3,623. 2,90€

5,0584,6i5

3,40910,4323,0072,425

4,138

6,3263,71441557,307

22,873

8,83031,3055,798

20,88U

43,080

22,996

307, i

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 182: Annual Report of the Comptroller of the Currency, Volume 1 1893

180 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ISIATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,DATE OF FAILURE, CAUSE OF FAILURE, DIVIDENDS PAID WHILE SOLVENT,REDEEM CIRCULATION, THE AMOUNT REDEEMED, AND THE AMOUNT OUTSTANDING

N"ame and location of bank.

Char-ter

num-ber.

Organization.

Date. Capital. Sur-plus.

Total dividendspaid during

existence as anational bank-

ing associa-tion.

Amount. Percent.

First National Bank, Attica, N. Y . . . .Venango National Bank, Franklin, Pa.Merchants' National Bank, Washing-

ton, D. C.First National Bank, Medina, N. Y ...Tennessee National Bank, Memphis,

Tenn.First National Bank, Selma, AlaFirst National Bank, New Orleans,

La.National Unadilla Bank, Unadilla,

-N.Y.Farmers and Citizens' National Bank,

Brooklyn, N. Y.Croton National Bank, New York,

N.Y.First National Bank, Bethel, ConnFirst National Bank, Keokuk, Iowa ..National Bank of Vicksburg, MihSFirst National Bank, Rockfbrd, 111First National Bank of Nevada, Aus-

tin, Nev.Ocean National Bank, New York,

N.Y.Union Square National Bank, New

York, N.Y.Eighth National Bank, New York,

N.Y.Fourth National Bank, Philadelphia,

Pa.Waverly National Bank, Waverly.

N.Y.First National Bank, Fort Smith, Ark.Scandinavian National Bank, Chica-

go, 111.Wallkill National Bank, Middletown,

N.Y.Crescent City National Bank, New

Orleans, La. iAtlantic National Bank, New York,

N. Y. JFirst National Bank, Washington,

D. C. INational Bank of the Commonwealth,

New York, N. Y.Merchants' National Bank, Peters-

burg, Va.First National Bank, Petersburg, Va.First National Bank, Mansfield, Ohio.New Orleans National Banking As-

sociation, New Orleans, La. 'First National Bank, Carlisle, PaFirst National Bank, Anderson, Ind..First National Bank, Topeka, Kans ..First National Bank, Norfolk, Va . . . .Gibson County National Bank,

Princeton, Ind.First National Bank of Utah, Salt

Lake City, Utah.Cook County National Bank, Chicago,

111.First National Bank, Tiffin, OhioCharlottesville National Bank, Char-

lottesville, Va..Miners' National Bank, Georgetown,

Colo.Fourth National Bank, Chicago, 111.*.First National Bank, Bedford, Iowa ..

Jan. 14,1864May 20,1865Dec. 14,1864

Feb. 3,1864June 5,1865

Aug. 24,1865Dee. 18,1863

July 17,1865

June 5,1865

Sept. 9,1865

May 15,1865Sept. 9,1863Feb. 14,1865May 20,1864June 23,1865

Juno 6,1865

Mar. 13,1869

Apr. 16,1864

Feb. 26,1864

1192 May 29,1865

1631 I Feb. 6,18661978 I May 7,1872

Ju ly 21,1865

Feb. 15, 1872

1176627

2291225

1537162

1463

1223

1556

114180

803429

1331

1232

1691

384

1388

1372

1548

1378436

1825

2144

1660271

1695

1845

9001468

2199

2762298

Ju ly L1865

July 16,1863

Ju ly 1,1865

Sept. 1,1865

July 1,1865May 24,1864May 27,1871

June 29,1863Ju ly 31,1863Aug. 23,1866Feb. 23,1864Nov. 30,1872

Nov. 15,1869

Ju ly 8,1871

Mar. 16,1865Ju ly 19,1865

Oct. 30,1874

Feb. 24,1864Sept. 18,1875

$50, 000300,000200,000

50,000 I100,000 |

100, 000500, 000

150, 000

300, 000

200, 000

60, 00050, 00050,00050, 000155,000

1, 000, 000

250, 000

250, 000

100, 000

106,100

50, 000250, 000

175, 000

500, 000

300, 000

500, 000

750, 000

140,000

120,000100,000600, 000

50,00050, 00050, 000

100, 00050, COO

100,000

300,000

100,000100,000

150,000

100, 00050,000

il, 780

2,236

465

9,424

59,472

42 ro

II© C3

Jl.2 +=>

S2

140, 000

24,403 23

.18, 000 i 36

103, 250

25,000

183,000

805, 000

429,250

134,200

97, 770102, 666108,000

42,00031,15046. 00090i 5006,000

125,000

53,333

108, 279149, 215

4,500

184, 008

$7, 500 4. 9|I

421,052 ; 42.1J

59

5

61

161

57.2

95 9

81.5102.6188462.39290.5

12

125

17.8108.2149.2

184

* formerly in voluntary liquidation.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 183: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 181

TOGETHER WITH CAPITAL AND SURPLUS AT DATE OF ORGANIZATION AND ATCIRCULATION ISSUED, LAWFUL MONEY DEPOSITED WITH THE TREASURER TOOCTOBER 31, 1893.

Capital.

$50,000300, 000200, 000

50, 000100,000

100,000500,000

120,000

300,000

200,000

60, 000100,000

50, 00050, 000

250, 000

1, 000, 000

200,000

250,000

200, 000

106,100

50,000250, 000

175, 000

500, 000

aoo, ooo

500, 000

750, 000

400, 000

200, 000100, 000600,000

50,00050,000

100,000100,00050,000

150, 000

500, 000

100, 000200, 000

150, 000

200, 00030,000

Failures.

Surplus.

$2, 28820,435

4,78837, 903

32, 000

4,61020, 0005,0001,4005,580

150,000

'40, 000

33, 905

27,139

2, 509

17, 000

3,045

56, 000

108,000

56,027

18, 302

11, 80116,00014,161

25,00023, 8397,0003,0001,000

18, 719

80, 000

20, 00022, 254

968

Receiver ap-pointed.

Apr. 14,1865May 1,1866May 8,1866

Mar. 13,1867Mar. 21,1867

Apr. 30,1867May 20,1867

Aug. 20,1867

Sept. 6,1867

Oct. 1,1867

Feb. 28,1868Mar. 3,1868Apr. 24,1868Mar. 15,1869Oct. 14,1869

Dec. 13,1871

Dec. 15,1871

. . . . do

Dec. 20,1871

Apr. 23,1872

May 2,1872Dec. 12,1872

Dec. 31,1872

Mar. 18,1873

Apr. 28,1873

Sept. 19,1873

Sept. 22,1873

Sept. 25,1873

.. .doOct 18,1873Oct. 23,1873

Oct. 24,1873Nov. 23, L873Dec. 16,1873June 3,1874Nov. 28,1874

Dec. 10,1874

Feb. 1,1875

Oct. 22,1875Oct. 28,1875

Jan. 24,1876

Feb. 1,1876...do

Causeof

failure.

W

uuTV

BQ

"W

TJ

G

NQ

BU

V

TJ

F

TJ

TJ

VB

B

M

A

M

V

I i

RP

W

uppGX

V

y

EU

V

VN

Lawfulmoney de-posited.

$44,00085, 000

180,000

40, 00090, 000

85, 000180, 000

100, 000

253, 900

180, 000

26,30090,00025, 50045, 000

129, 700

800,000

50,000

243, 393

179, 000

71, 000

45, 000135,000

118,900

450, 000

100,000

450. 000

234,000

360, 000

179, 20090, 000

360, 000

45,00045,00090, 000

• 95,00043,800

118,191

285,100

45, 000146, 585

45,000

85,70027,000

Issued.

$44, 00085, 000

180, 000

40, 00090,000

85,000180,000

100, 000

253,900

180,000

2G,30090, 00025,50045, 000

129, 700

800,000

50, 000

243, :W-i

179,000

71, 000

45, 000135, 000

118,900

450,000

100, 000

450, 000

234, 000

360, 000

379,20090, 000

360, 000

45, 00045,00090, 00095,00043,800

.118,191

285,100

45, 000146, 585

45, 000

85, 70027,000

Circulation.

Redeemed.

$43, 75784, 789

179, 364

39, 76189, 738

84, 591178, 866

99,800

252, 842

179;676

26,14589, 66425, 44344,723

128, 737

793,057

49, 742

241, 092

177,840

70,114

44, 545134, £75

117,725

447,970

98,840

442, 854

230,819

350, 520

177,01588. 927

356, 000

44,43544, 20388,91493,61043,480

117,149

283,193

43, 995144,470

44,620

82,89126, 740

Outstand-ing.

$243211636

239262

4091,134

200

1,058

324

155336

57277963

6,943

258

2,301

1,160

880

455325

1,175

2, 030

1,160

7, 146

3,181

3, 480

2. 1851,0734,000

565797

1,0861,390

320

1,042

1,907

1,0052,115

380

2,809260

123

45

67

g

9

10

1112131415

16

17

18

19

20

21

23

24

27

2G

27

2i>

293031

3233343536

37

38

3940

41

4243

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 184: Annual Report of the Comptroller of the Currency, Volume 1 1893

182 REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,

44454647484950515253

5455

56

575859

60616263

64656667

68

69707172

73

74

75

7677

7879808182838485

868788

89

9091

92939495

96

Name and location of bank.

First National Bank, Osceola, Iowa...First National Bank, Duluth, Minn...First National Bank, La Crosse, Wis..City National Bank, Chicago, 111Watkins National Bank, Watkins, N. YFirst National Bank, Wichita. Kans ..First National Bank, Greenfield, Ohio*National Bank of Fishkill, N. YFirst National Bank, Franklin, Ind...Northumberland County National

Bank, Shamokin, Pa.First National Bank, Winchester. Ill .National Exhange Bank, Minneapolis,

Minn.National Bank of the State of Mis-

souri, St. Louis, Mo.First National Bank, Delphi, IndFirst National Bank, Georgetown, ColoLock Haven National Bank, Lock

Haven, Pa.Third National Bank, Chicago, 111Central National Bank, Chicago, 111...First National Bank, Kansas City, Mo.Commercial National Bank, Kansas

City, Mo.First National Bank, Ashland, Pa.*...First National Bank, Tarrytown, N. Y*First National Bank, Allen town, Pa.*.JFirst National Bank, Waynesburg,

Pa.*Washington County National Bank,

Greenwich, N. Y.Firs ts ational Bank. Dallas, TexPeople's National Bank, Helena, Mont.First National Bank, Bozeman, Mont..Merchants' National Bank, Fort Scott,

Kans. *Farmers' National Bank, Platte City,

Mo.First National Bank, Warrensburg,

Mo.German American National Bank,

Washington, D. C.German National Bank, Chicago, 111.*.Commercial National Bank, Saratoga

Springs, N. Y.Second National Bank, Scranton, Pa.*.National Bank of Poultney, VtFirst National Bank, Monticello, Ind..First National Bank, Butler, PaFirst National Bank, Meadville, Pa . . .First National Bank, Newark, N. JFirst National Bank, Brattleboro, Vt..Mechanics' National Bank, Newark,

N.J.First National Bank, Buffalo. N. YPacific National Bank, Boston, Mass..First National Bank of Union Mills,

Union City, Pa.Vermont National Bank, St. Albans,

Vt.First National Bank, Leadville, Colo..City National Bank, Lawrenceburg,

Ind.*First National Bank, St. Albans, Vt.. .First National Bank, Monmouth, 111 ..Marine National Bank, New York, N. Y.Hot Springs National Bank, Hot

Springs, Ark.Richmond National Bank, Richmond,

Ind.

Char-ter

num-ber.

177619541313

818456

1913101971

50689

1484719

16C5

194919911273

236204716121995

403364161305

1266

2157210520271927

2356

1856

2358

17341227

4912002208

309115

52470

1251

2352373

110

1583

24202889

269275112152887

2090

Organization.

Date.

Jan . 26,1871Apr. 6,1872June 20,18G5Feb. 18,1865June 2,1864Jan . 2,1872Oct. 7,1863Apr. 1,1865Aug. 5,1863Jan . 9,1865

Ju ly 25,1865Jan . 16f1865

Oct. 30,1866

Mar. 25,1872May 31,1872June 14,1865

Feb. 5,1864Sept. 18,1872Nov. 23,1865June 3,1872

Apr. 27,1864Apr. 5,1864Dec. 16,1863Mar. 5,1864

J u n e 13,1865

Ju ly 16,1874May 13,1873Aug. 14,1872Jan. 20,1872

May 5,1877

Ju ly 31,1871

May 14,1877

Nov. 15,1870June 6,1865

Aug. 5,1863May 31,1865Dec. 3,1874Mar. 11,1804Oct. 27,1863Aug. 7,1863June 30,1864June 9,1865

Feb. 5,1864Nov. 9,1877Oct. 23,1863

Oct. 11,1865

Mar. 19,1879Feb. 24,1883

Feb. 20,1864Ju ly 7,1882June 3,1865Feb. 17,1883

Mar. 5,1873

Capital.

$50, 00050, 00050. 000

250, 00075, 00050, 00050, 000

200, 00060, 00067, 000

50,00050, 000

3, 410, 300

100, 00050, 000

120, 000

120, 000200, 000100, 000100, 000

60, 00050, 000

100. 000100J 000

200,000

100, 000100, 00050,00050,000

50, 000

50,000

130, 000

250, 000100, 000

100, 000100, 00050,00050,00070, 000

125, 000100,000500, 000

100, 000250, 00050,000

200, 000

60,000100,000

100, 00075, 000

400,00050,000

270, 000

Sur-plus.

$36, 205

2, 976

Total dividendspaid during

existence as anational bank-

ing associa-tion.

Amount.

$23, 50025, 00031,500

182, 50085, 45036, 97580, 300

143, 000222, 319670, 000

71, 750124, 000

45, 000

15, 000 ! 153, 600

! 1,035,000i 38,000

1. 000 540, 5007. 214 i 25, 000

222

2, 000

11,872

251,802

2,000

187,131132, 250

86, 692

205, 940

45, 75010, 00020, 00034,731

4,000

57, 750

113,000

392,12592, 0007,400

139, 000248,400605,250387, 000

1,198,000

287, 50075, 00091, 955

186, 000

63,0003,000

197, 00015, 000

659,6433,000

274,000

Percent.

46.1506373

113.973.9

160.671.5

370.51000

143., 5248

45

128

862.519

540.525

311.9264.5

86.7

102. 9

45.7104069.5

8

115. 5

113

392.19214.8

278354.8484.2387239.6

287.530

183.9

93

1053

19720

164.96

101.5

* Formerly in voluntary liquidation.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 185: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 8 3

R WiTJi CAPITAL AND SURPLUS, ETC.—Continued.

Capital.

$50,000100,00050, 000

250,00075,00060,000

. 50,000200,-000132,00067,000

50,000100,000

2,500,000

50,00075,000

120,000

750,000200,000500,000100,000

112,500100,000250, 000100,000

200,000

50,000100,00050,00050,000

50,000

100,000

130, 000

500,000100,000

200,000100,00050,00050,000

100,000300,000300,000500,000

100,000961,30050,000

200,000

60,000100,000

100,00075,000

400,00050,000

250,000

Failures.

Surplus.

$10, 000

25,000130, 000

3,00012,00010, 00030, 00028,538

17,13520, 000

248,775

20, 00065, 0008,000

200,00010, 00025, 0006,392

19,00025,000

220, 000

• 24,000

5,0008,0007,000

13,500

10, 600

2,000

125, 00040,476

70,0004,0002,ooe

10,60020,00062, 58457, 000

400,000

50, 000

13,455

25, 000

15,000

40,00015,000

225, 000180

33,000

Receiver ap-pointed.

Feb. 25,1876Mar. 13,1876Apr. 11,1876May 17,1876July 12,1876Sept. 23,1876Dec. 12,1876Jan. 27,1877Feb. 13,1877Mar. 12,1877

Mar. 16,1877May 24,1877

June 23,1877

July 20,1877Aug. 18,1877Aug. 20,1877

Nov. 24,1877Dec. 1,1877Feb. 11,1878. . . .do

Feb. 28,1^78Mar. 23,1878Apr. 15,1878May 15,1878

June 8,1878

. . . .doSept. 13,1878Sept. 14,1878Sept. 25,1878

Oct. 1,1878

Nov. 1,1878

do

Dec. 20,1878Feb. 11,1879

Mar. 15,1879Apr. 7,1879July 18,1879July 23,1879June 9,1880June 14,1880June 19,1880Nov. 2,1881

Apr. 22,1882May 22,1882Mar. 24,1883

Aug. 9,1883

Jan. 24,1884Mar. 11,1884

Apr. 22,1884do

May 13,1884June 2,1884

July 23,1884

Causeof

failure.

VPP *VGBUBBM

WM

O

WUV

yYXV

VVNyP

Y

N

X

p

BX

XXNERFNC

PssY

Bo>PBTE

H

Lawfulmoney de-

posited.

$45, 00045, 00045, 000

137, 20967, 50043, 20029, 662

177,20092, 09260, 300

45,00090, 000

296, 274

45, 00045,00071, 200

597, 84045,00044,94044, 500

75, 55489, 20078, 641

7, 002

114, 220

29,80089, 30044.40035, 328

27, 000

45, 000

62, 500

42, 79586, 900

91,46590, 00027, 00071,16589, 500

326, 64390,000

449, 900

99, 500450,00043,000

65, 200

53,00077,000

89,98027, 000

260, 00040, 850

15S.900

Issued.

.$45, 00045,00045, 000

137,20967, 50043,20029,662

177,20092, 09260,300

45, 00090,000

296, 274

45, 00045, 00071, 200

597, 84045,00044, 94044,500

75, 55489, 20078, 6417,002

114, 220

29, 80089,30044, 40035, 328

27,000

45, 000

62,500

42, 79586, 900

91, 46590,00027,00071,16589,500

326,64390, 000

449, 900

99, 500450, 000

' 43,000

65, 200

53,00077,000

89,98027, 000

260,00040,850

158,900

Circulation.

Redeemed.

$44, 52344, 48344,193

133, 96065,96042, 63628, 607

174, 41889, 80259.135

44,12088,180

277,104

44,10844,49569, 748

580, 07844, 24342, 26043,394

72, 54486, 87175, 3776,202

111,668

29,23088, 36043,70534,588

26, 700

44,012

62, 050

38, 84584, 905

87, 55387, 38226, 44667, 82086, 064

315,24384,663

430,854

96, 535444, 76541,420

60, 383

51, 66575, 280

85, 66826, 030

248,77538,820

146,900

Outstand-ing.

$477517807

3,2491,540

5641, 0552, 7822,2901,165

8801,820

19,170

892505

1,452

17,762757

2,6801,106

3,0102,3293,264

800

2,552

570940695740

300

988

450

3, 9501,995

3,9122,618

55"43,3453,436

11, 4005,337

19,046

2,9655,2351,580

4,517

1,3351,720

4,312970

11, 2252,030

. 12,000

44454€474£4S5G515'/5L

545£

5(

5 r

5fc5i

6(6]6161

64Ql6(6 r

6*

6<7(

V7\7:

7

7.

7i

717'8(88'8'8'8,

8(881

8

99

99'99.

9<

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 186: Annual Report of the Comptroller of the Currency, Volume 1 1893

1 8 4 REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF Rtf

Organization.

N a m e and locution of bank.

97

9899

100

101

102103

104105 !106

107

108

109111)111 j

112 j113114 !115

116

117118119120

121122

123124

125126127

128129

130131132133134135136

137138139

140141142

143

144145

Char-!ter

num-ber.

3006

Date. Capital. Sur-plus.

Total dividendspaid during

existence as anational bank-

ing associa-tion.

Amount.

J u l y 16,1883 i $50, 000 |

1863 !

1881 !

1883

1865187118(55

186518701864

1880

First National Bank, Livingston,Mont. i

First National Bank, Albion, N. Y . . . . j 106First National Bank, Jamestown, N. j 2578

Dak. !Logan National Bank, West Liberty, j 2942

Ohio. !Middletown National Bank, Middle- j 1276

town, N. Y.Farmers' National Bank, Bushnell, 111. I 1791Schoharie County National Bank, j 1510

Schoharie, N. Y.Exchange National Bank, Norfolk, Va. 1137First National Bank, Lake City, Minn. 1740Lancaster National Bank, Clinton, 583

First National Bank, Sioux Falls, S. | 2465Dak.

First National Bank, Wahpeton, N. 2624Dak.

First National Bank, An gelica, N. Y. . 564City National Bank, Williamsporfc, Pa. i 2139Abington National Bank, Abington, 1386

Mass.*First National Bank, Blair, Nebr 2724First National Bank, Pine Bluff, Ark.j 2776Palatka National Bank, Palatka, Fla.. j 3266Fidelity National Bank, Cincinnati, j 3461

Ohio. jHenrietta National Bank, Henrietta, j 3022 ! Aug. 8,1883

Tex. ! INational Bank of Sumter, N. C | 3082 ; Nov. 26,First National Bank, Danes ville, N. Y.j 75 ! Sept. 4,First National Bank, Corry, Pa i 605 Dec. 6,Stafford National Bank, Stafford \ 686

Springs, Conn. jFifth National Bank, St. Louis, Mo . . . j 2535Metropolitan National Bank of Cin- I 2542

cinnati, Ohio. iFirst National Bank, Auburn, N. Y. . . j 231Commercial National Bank, Dnbuque, | 180J

Iowa.State National Bank, Raleigh, N. C 1682Second National Bank, Xenia, Ohio... I 277Madison National Bank, Madison, S. I 3597

Dak. ILowell National Bank, Lowell, Mich.. 1280California National Bank, San Fran- I 3592

cisco, Cal. !First National Bank, Anoka, Minn . . .

Dec. 22.Oct. 25,

May 7,

June 14,

Feb. 18,Aug. 9,

May 13,Nov. 29,Nov. 22,

Mar. 15,

Feb. 2,

Nov. 3,Mar. 17,July 1,

June 7,Sept. 18,Nov. 20,Feb. 27,

186418741865

1882188218841886

188318631864

, 2800National Bank of Shelby ville, Term ..j 2198First National Bank, Sheffield. Ala . . . I 3617Third National Bank, Malone, N. Y. . . ; 3366First National Bank, Abilene, Kaus . . j 2427Harpers National Bank, Harpers, Ivans' 3431Gloucester City National Bank, Glou- 3936

cester City, N. J.Park National Bank, Chicago, 111State National Bank, Wellington, KansKingman National Bank, Kingman,

Kans-.First National Bank, Alma, KansFirs t National Bank, Belleville, Kans.Firs t National Bank, Meade Center,

Kans.American National Bank, Arkansas

City, Kans.City National Bank, Hastings, Nebr..People's National Bank, Fayetteville,

N .C . 1 1* Restored

350235643559

376933863695

3992

30992003

Dec. 12,1882July 12,1881

Feb. 4,1864Mar. 11,1871

June 17,1868Feb. 24,1864Dec. 7,1886

June 14,1865Oct. 20,1886

Sept. 14,1882Oct. 29,1874Jan. 14,1887July 15,1885June 23.1879Jan. 6,1886Oct. 26,1888

May 11,1886Oct. 1,1886Sept. 16,1886

Aug. 3,1887Aug. 28,1885May 5,1887

Mar. 15,1889

De€. 27,1883 iJune 27,1872 |

Ito solvency.

50, 00050,000

50,000

200, 000

50,000100, 000

100,00050, 000

200,000

50,000

50, 000

$23,128

200, 000500,000

100, 000100,000

100, 00060, 00050,000

50,000200, 000

50.00050, 000100, 00050,00050,00050.00050, 000

200, 00050, 00075, 000

50, 00050, 00050, 000

100, 000

50, 00075,000

Percent.

$170,500 341

32, 894

100, 000100, 000150,000 I 15,000

50,00050, 00050, 000

., 000, 000

50, 000

50,00050, 000100,000150,000 10,000

1,000

4,000

356, 000

38,500

178

77

337,500 337.590,142 f

235, 000 il42.5

10,000

12,000

186, 00038,500

307, 38223,000

20

24

18638.5

204.9

46

2,784

12,250

13,50075, 825

168, 500306,000

75, 000215,000

266, 000146,806

278, 0005,000

159,494

18, 00081,265

2,00075, 35010,000

.3

24.5

27151.6168.5204

37.543

566146.8

463.310

318.9

36163.2

4150.6,20

24,000 125, 000 j 1020,500 I 27.3

14,t)Q017,5008,857

28,000

44,547 89.1182,500 243.3

283517.7

28

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 187: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE OOMPTFJ-OLLTCR OF THE CURRENCY. 1 8 5

TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued.

Failures.

Capital.

$50, 000

100, 00050,000

50,000

200, 000

50, 00050,000

300, 00050, 000

100, 000

50,000

50, 000

100, 000100, 000150,000

50, 00050, 00050,000

1, 000,000

50, 000

50, 00050, 000

100, 000200, 000

300, 0001, 000, 000

150, 000100, 000

100, 000150, 000

50, 000

50, 000200,000

50, 00050, 000

100, 00050, 000

100,00050. 00050, 000

200, 00050, 000

100, 000

75, 00050, 00050, 000

300, 000

100, 000125,000

Surplus.

$20,00012, 500

1,000

40,000

7, 50015, 000

150,00010,00020, 000

30, 447

4,000

20,10012,50025, 300

11, 00020, 000

50,000

8,000

10, 00015, 00010,18324, 000

30, 000180, 000

20, 000

14, 0003,000

10,00010, 000

4,30025,000

40017, (500

21,0003,915

. 1, 000

1,6035,0004,000

24,000

32,000

Receiver ap-pointed.

Aug . 25,1884

Aug. 26,1884Sept. 13,1884

Oct. 18,1884

Nov. 29,1884

Dec. 17,1884Mar. 23,1885

Apr. 9,1885Jan . 4,1886Jan . 20,1886

Mar. 11,1886

Apr . 8,1886

A p r 19,1886May 4,1886Aug". 2,1886

Sept. 8,1886Nov. 20,1886J u n e 3,1887June 27,1887

Aug. 17,1887

Aug. 24,1887Sept. 8,1887Oct. 11,1887Oct. 17,1887

Nov. 15,1887Feb. 10,1888

Feb . 20,1888Apr . 2,1888

Apr . 11,1888May 9,1888J u n e 23,1888

Sept. 19,1888Jan . 14,1889

Apr . 22,1889Dec. 13,1889Dec. 23,1889Dec. 30,1889Jan . 21,1890Feb. 10,1890J u n e 12 1890

J u l y 14.1890Sept. 25,1890Oct. 2,1890

Nov. 21,1890Dec. 12,1890Dec. 24,1890

Dec. 26,1890

Jan . 14,1891Jan . 20,1891

Causeof

failure.

X

BEP

I

LB

OEB

J

J

ADL

UVVB

K

ABVB

FV

RV

BVSwQB

WFFF

FWX

HGV

G

JR

Lawfulmoney de-

posited.

$11, 240

90,00018, 650

23, 400

176,000

44, 00038, 350

228, 20044, 42072, 360

10,740

17,120

89, 00043.14025, 425

26,18026, 28019,21090,000

11,250

11, 25015, 73073,829

139, 048

44, 430277, 745

63, 44662,170

22, 50048, 47011, 250

27, 80045,000

** 11,25016, 71022, 50010, 75021, 24010, 75011, 250

45,00011,25022, 000

16, 87511, 25010, 750

45,000

22,50028,800

Issued.

$11, 240

90, 00018,650

23, 400

176, 000

44, 00038,350

228,20044, 42072, 360

10, 740

17,120

89, 00043,14025,425

26,18026, 28019, 21090, 000

11, 250

11, 25015, 73073. 829

139,048

44, 430277, 745

63, 44662,170

22, 50043, 47011, 250

27, 80045, 000

11,25016, 71022, 50010.7502l | 24010, 75011,250

45, 00011, 25022, 000

16, 87511, 25010, 750

45, 000

22,50028,800

Circulation.

Redeemed.

$10, 995

84, 87518, 277

22, 750

167,423

42, 20035,360

213,26642, 38065,929

10,160

16, 310

82, 82139,54525,425

25,31525, 36018, 33586, 587

10, 770

10, 23013,85065,211

124, 747

39, 610245, 070

54,12657, 373

18, 78540,87510,925

24, 30540, 090

10,11212, 89519, 0609,160

18,2908,6809,870

33, 3008.410

17, 805

14, 0139,2958,725

27, 880

15,15019,538

Outstand-ing.

$245

5,125373

650

8,577

1,8002,990

14, 9342,0406,431

580

810

6,1795,595

865920875

3,413

480

1, 0201,8808,618

14,301

4,82032, 675

9,3204,797

3,7157,595

325

3,4954,910

1,1383,8153, 4401, 5902,9502,0701,380

11,7002,8404,195

2,8621, 9552, 025

17,120

7,3509,262

97

9899

100

101

102103

104105106

107

108

109110111

112113114115

116

117118119120

121122

123124

125126127

128129

130131132133134135136

137138139

140141142

143

144145

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 188: Annual Report of the Comptroller of the Currency, Volume 1 1893

186 REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE B E E N PLACED IN THE H A N D S OF R E C E I V E R S

Name and location of bank.

Organization.

Char-ter

num-ber.

Spokane National Bank, SpokaneFalls, Wash.

First National Bank, Ellsworth, Kans.Second National Bank. McPherson,

Kans.Pratt County National Bank, Pratt,

Kans.Keystone National Bank, Philadel-

phia, Pa.Spring Garden National Bank, Phila-

delphia, Pa.National City Bank, Marshall, Mich..Red Cloud National Lank, Red Cloud,

Nebr.Asbury Park Nation il Bank, Asbury

Park, N. J.Ninth National Bant, Dallas, TexFirst National Bank, Red Cloud, Nebr.Central Nebraska National Bank,

Broken Bow, Nebr.Florence National Ba lk, Florence, Ala.First National Bank Palatka, FlaFirst National Bant, Kansas City,

Kans.Rio Grande Nation* J Bank, Laredo,

Tex.First National Bank. Clearfield, Pa.. .Farley National Baik, Montgomery,

Ala.*First National Bank, Coldwater, Kans.Maverick National Bank, Boston,

Mass.Corry National Bank, Corry, PaCheyenne National Bank, Cheyenne,

Wyo.California National Bank, San Diego,

Cal.First National Bank, Wilmington,

N.C.Huron National Bank, Huron, S. Dak.First National Bank Downs, Kans . . .First National Bank Muncy, PaBell County Nationa L Bank, Temple,

Tex.First National Bank, Deming, N. Mex.First National Bant, Silver City, N.

Mex.Lima National Bank, Lima, OhioNational Bank of Gr.thrie, OklaCherry vale National Bank, Cherry-

vale, Kans.First National Bank, Erie, KansFirst National Bank, Rockwell, Tex..Yincennes National Bank, Yincennes,

Ind.First National B; nk, Del Norte,

Colo.Newton National Bank, Newton,

Kans.Capital National Ba:ik, Lincoln, Nebr.Bankers and Merchants' National

Bank, Dallas, Tex.First National Bank, Little Rock,

Ark.Commercial Nationa L Bank, Nashville,

Teim.Alabama National Bank, Mobile, Ala.First National Bant, Ponca, NebrSecond National Bank, Columbia,

Tenn.Columbia National Bank, Chicago, 111.

32493791

3787

2291

3468

20233181

3792

441528113927

41353223370G

4146

7684180

3703677

5693416

3828

1656

326735698374404

31603554

285943834288

396338901454

4264

3297

29884213

1648

3228

18173627

3677

Date.

Jan. 24,1888

Sept. 11,1884Sept. 16,1887

Sept. 8,1887

July 30,1875

Mar. 13,1886

July 29,1872May 10,1884

Sept. 17,1887

Sept. 12,1890Nov. 8,1882Sept. 28,1888

Oct. 3,1889July 15,1884May 17,1887

Oct. 28,1889

Jan. 30,1865Dec. 18,1889

May 9,1887Dec. 31,1864

Nov. 12,1864Dec. 2,1885

Dec. 29,1887

July 25,1866

Nov. 21,1884Oct. 12,1886Feb. 23,1865Aug. 25,1890

Apr. 22,1884Sept. 17,1886

Jan. 16,1883July 31,1890Apr. 16,1890

Jan. 15,1889May 29,1888July 17,1865

Mar. 18,1890

Jan. 28,1885

June 29,1883Jan. 21,1890

Apr. 12,1866

July 22,1884

May 13,1871Jan. 28,1887Oct. 3,1881

Apr. 23,1887

Capital.

$60,000

50, 00050, 000

50, 000

200, 000

500, 000

100, 00050,000

100,000

300, 00050,00060, 000

50, 00050,000

100, 000

100,000

100,000100,000

52,000400, 000

100, 000100, 000

150, 000

250, 000

50, 00050, 000

100, 00050, 000

50, 00050, 000

100, 000100, 00050, 000

50, 00050, 000

100, 000

50, 000

65,000100, 000500, 000

150, 000

200, 000

300, 00050, 00050,000

200,000

Sur-plus.

$61, 390

ITotal dividendspaid during

existence as anational bank-

ing associa-tion.

Amount.

$54, 5008,500

109

122, 730

122,198

162, 50023,275

61.4

24.4

162. 546.5

18, 00057,2508,400

6114.514

50, 00025, 000

100.0

209, 000 209

2,080984, 000

198, 000

26, 000

79, 000

290, 71027, 75017, 693

212, 9882,500

56, 25030, 000

87, 5002, 5003,500

5,95415,000

441, 000

3,500

58, 500272, 500

35,000

554, 250

232, 500

255, 83024,00064,400

30, 000

Percent.

4241

19826

52.7

116.3

55.535.4

2135

112.560

87.52.57

11.930

441

7

90

272.5

7

369.5

116.2585.0248

128.8

1.5

* Restored to solvency.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 189: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 187

TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued.

Capital.

$100,000

50,00050,000

50,000

500,000

750,000

100, 00075 000

100,000

300, 00075, 00060,000

60, 000150, 000150, 000

100,000

100,000100, 000

52, 000400, 000

100, 000150.000

500 000

250, 000

75, 00050, 000

100, 00050, 000

100, 00050 000

200, 000100, 00050 000

50, 000125 000100, 000

50 000

100 000

300, 000500,000

500,000

500,000

150, 00050, 000

100, 000

1,000,000

Failure«s.

Surplus.

$25, 000

10, 0007,500

3,000

"100, 000

132, 500

20,0003 000

3,500

4,0009,0004,600

50023, 60010, 500

46, 0008 000

790800, 000

17, 00015, 000

100 000

17, 512

15, 9582, 500

13, 5004 000

44,0002,0001,000

1,50017,50040,000

4 800

6, 00010,000

100,000

100, 000

3, 40018, 500

50,000

Receiverappointed.

Feb. 3,1891

Feb. 11,1891Mar. 25,1891

Apr. 7,1891

May 9,1891

May 21,1891

June 22,1891July 1,1891

July 2,1891

Julv 16,1891do

July 21,1891

Julv 23,1891Aug. 7,1891Aug. 17,1891

Oct 3 1891

Oct. 7,1891do

Oct. 14,1891Nov. 2,1891

Nov. 21,1891Dec. 5,1891

Dec 18 1891

Dec. 21,1891

Jan. 7,1892Feb. 6,1892Feb. 9,1892Feb. 19,1892

Feb. 23,1892do

Mar. 21,1892June 22,1892July 2,1892

. . . .doJuly 20,1892July 22,1892

Jan 14 1893

Jan 16 1893

Feb. 6,1893. . . .do

. . . .do

Apr. 6,1893

Apr. 17,1893May 13,1893May 19,1893

May 22,1893

Causeof

failure.

H

FQ

H

O

Q

DY

Cr

HOHGr

V

SV

HF

POoB

11V

sBPP

Gr

8V

oIt

G

Y

BO

T

Q

V

Q

Lawfulmoney de-

posited.

$21,700

10, 75011,250

10, 750

41,180

45,000

44, 000

20,700

13,500

12,90033, 25022,500

22,500

95,597

78, 894

96,18024, 750

7,880

18,00010, 75094, 899

11, 250

45, 00021, 800

11, 250

41, 320

48, 740

44,000

63,495

45, 000

42, 800

. . . . . . . . . . . . . .

Issued.

$21,700

10. 75011,250

10, 750

41,180

45, 000

44,00016 875

20,700

45, 00016,22513,500

12,90033, 2503,3, 750

22 500

95.59722 500

11,20078, 894

96,18033, 750

45 000

52, 880

18, 00010, 75094,89911, 250

22, 50011 250

45, 00021, 80011 250

11, 25026 72041, 320

11 250

48,740

43, 70044,000

63,495

45, 000

42,80011,25022, 500

45,000

Circulation.

Redeemed.

$17, 545

7,4807,890

7,350

30, 760

31,760

25,413

14,860

10,123

6, 55022, 94028,190

16,200

54, 447

46, 470

57,19517, 070

7,880

10,4705. 820

51, 617

11, 250

22, 4086,890

4, 920

20, 320

17 630

io, 560

14,631

11,700

800

. . . • • • • • • • • •

1

Out-standing.

$4,155

3,2703,360

3,400

10,420

13,240

18,58716,875

5,840

45,00016,2263,377

6,35010,3105,560

6,300

41,15022,500

11,20032, 424

38,98516,680

45,000

45,000

' 7,5304,930

43,28211,250

-,11,25011 250

22,56214, 91011, 250

6,33026, 72021,000

11,250

31,110

43,70033,440

48,864

33,300

42,00$11,25022,500

45,000 |

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 190: Annual Report of the Comptroller of the Currency, Volume 1 1893

188 REPORT OF THE COMPTROLLER OF THE CURRENCY.

BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,

Name and location of bank.

Organization.

Char-ter

num-ber.

Date. Capital. Surplus.

Total dividendspaid during

existence as anational bank-

ing associa-tion.

Amount. Percent.

Elmira National Bank, Elmira, N. Y.National Bank of North Dakota,

Fargo, N. Dak.Evanston National Bank, Evanston,

"111.National Bank of Deposit of the

City of New York.Oglethorpe National Bank, Bruns-

wick, Ga.First National Bank, Lakota, N. Dak.First National Bank, Cedar Falls,

Iowa.First National Bank, Brady, TexFirs t National Bank, Arkansas City,

Citizens' National Bank, Hillsboro,Ohio.

First National Bank, Brunswick, Ga.Oitr National Bank, Brown wood,

Tex.Merchants'National Bank, Tacoma,

Wash.City National Bank, Greenville,Mich.First National Bank, Whatconi,

Wash.CohimbiaNational Bank, New What-

coni, Wash.Citizens' National Bank, Spokane,

Wash.First National Bank, Philipsburg,

Mont.Linn County National Bank, Albany,

Oregon.Nebraska National Bank, Beatrice,

Nebr.Gulf National Bank, Tampa, FlaLivingston National Bank, Living-

ston, Mont.Chemical National Bank, Chicago, 111.Bozeman National Bank, Bozeman,

Mont. *Consolidated National Bank, San

Diego, Cal.First National Bank, Cedartown, Ga.Merchants' National Bank, Great

Fall8,| Mont.State N ational Bank, Knoxville, TennMontana National Bank, Helena, MontIndianapolis National Bank, Indian-

apolis, Ind.Northern National Bank, Big Rapids,

Mich.First National Bank, Great Falls,* Mont.First National Bank, Kankakee, 111.*.National Bank of the Commonwealth,

Manchester, N. H.First National Bank, Starkville, MissStock-Growers' National Bank, Miles

City, Mont.Texas National Bank, San Antonio,

Tex.Albuquerque National Bank, Albu-

querque, N. Mex.First National Bank, Vernon, Tex ..First National Bank,, Middlesboro,

First National Bank, Orlando, F la . . .Citizens* National Bank, Muncie, Ind*

4105 Aug. 30,1889 j4256

4767

3771

3753

41432177

41983360

2039

31164344

3172

32434099

4351

4185

4658

4326

44784117

46662803

3056

40754434

41022813

581

1832

3525

179346923688

3275

3298

322240334201346922344370

Mar. 12,1890

June 29,1892

Aug. 5,1887

July 16,1887

Oct. 23,1889Sept. 1,1874

Jan. 7,1890June 30.1885

Sept. 4,1872

Feb. 2,1884June 17,1890

May 2,1884

Aug. 28,1884Aug. 26,1889

June 28,1890

Apr. 8,1889

Dec. 5,1891

May 31,1890

Dec. 21,1889

Dec. 2,1890Sept. 11,1889

Dec. 15,1891Oct. 23,1882

Sept. 22,1883

July 16,1889Oct. 7,1890

Aug. 28,1889Nov. 11,1882Nov. 21,1864

June 5,1871

July 1,1886

Feb. 20,1871Feb. 9,1892

Apr. 30,1887Dec. 20,1884

Jan. 31,1885

July 14,1884

May 13,1889Jan. 8,1890

Mar. 16,1886Mar. 15,1875July 15,1890First National Bank, Hot Springs,, r

Resumed since October 31,

$200,250,

100,

300,

100,

50,50,

50,50,

100, 000

55,75,

50, 000

50,50,

100,

150,

50,

100,

100,

50,50,

1, 000,50,

000000

000

000

000

000

000

000 j000 i

000000

250, 000

75,100,

100,250,300,

90,

250,

50,100,

50,100,

100,

50,

50,50,

50,100,50,

000 i000 !

i0000Q0000

000

000

000 _ooo !.

I000 |.000 .

I

000

000000000

000000000

$11,00052,500

2,000

36,000

34,500

12,000102,600

15,00062,000

199, ] 56

56, 200

58, 000

110,000

32, 2505,0004,000

5.521

2

12

34.5

24205.2

30124

199.1

102.277.3

220

64.510

10,000

19,362

10 -

19.3

4,000

49, 500

180,000

11, 250

260, 000., 249, 000

183,053

122, 250

140,500

104416.3

203.4

48.8

280.9

16,500

23,000

26, 000

69, 750

39, 000

33

23

26

133.5

78

27, 500196,992

45196.9

1893.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 191: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 189

TOGETHER WITH CAPITAL AND SUKPLCS, ETC.—Coilti Il.U<&f,

Failures.

Capital.

$200, 000250,000

100, 000

300, 000

150, 000

50,00050, 0,00

50,000125,000

100,000

200, 000150, OuO

250, 000

50, 00050,000

100, 000

150, 000

50,000

100, 000

100,000

50, 00050, 000

1, 000, 00050,000

250, 000

75, 000100, 000

100, 000500,000300,000

100, 000

250,000

50, 000200,000

60,00075,000

100,000

175,000

100,00050,000

100,000200, 000

50, 000

Surplus.

$16,0097, 797

245

60,000

35,000

1,93125, 000

3,00025,000

50,000

50, 0006,000

75,000

6,0643,000

1,000

Causeof

failure.

15, 000

7,500

10, 000

10,000

50,000

8,470

7,000100, 000

60, 000

May 26,1893 jJune 6,1893 |

j June 7,1893 |

June 9,1893 i

June 12,1893

June 13,1893....do

....do

June 15,1893

June 16,1893

June 17,1893June 20,1893

June 23,1893

June 27,1893....do

....do

July 1,1893

July 8, 1893

July 10,1893

July 12,1893

July 14,1893July 20,1893

July 21,1893July 22,1893

July 24,1893

July 26,1893July 29,1893

.do .

95, 000

22, 0005,000

3,78210, 000

20,000

38,000

10,0002,000

55.00010,000

Aug. 2,1893Aug. 3,1893

Aug. 5,1893

. . . .do

. . . .doAug. 12,1893

Aug. 9,1893. . . .do

Aug. 10,1893

Aug. 11,1893

Aug. 12,1893do

Aug. 14,1893do

Aug. 17,1893

OQ

T

F

Y

ITL

TG-

Y

Y

Y

Y

Y

Y

YY

TY

YY

YBB

T

Y

Lawfulmoney

deposited.

Oo

Y

V

YV

Y

Y"

Circulation.

Issued.

$43, 000

24,550

22, 500

45,000

21, 800

57,212

67,500

22,500

$43,00044,250

22,500

45,000

32,900

11, 25011,250

10, 80027, 520

24,550 j .

44, 00033, 750

45, 000

11, 25011, 250

Eedeemed.

$4,460

7, 980

22,500

33,000

I

21,700

21,780

11,25010,750

45,00011,250

55,300

16, 37022,500

21, 80045, 00057, 212

33, 250

45,000

11,25067,500

13,50017,100

22,500

45, 000

22, 50011, 250

33,75045,00011,250

850

1,170

Outstand-ing.

$38, 54044,250

22,500

45,000

32, 900

11, 25011,250

10,80027, 520

5&,550

44, 00033,750

37,020

11, 25011, 250

22, 500

33, 000

21,700

21,780

192193

194

195

190

197198

199200

201

202203

204

205206

207

208

209

210

211

31,250 | 21210,750 I 2] 3

45, 000 j 21411,

55,300

16, 37022,500

21, 8C045, 00057,212

33,250

45, 000

11, 25067,500

13, 50017,100 227

22,500 2218

215

216

217218

219220221

222

223;

224225

226

44,150

21, 33011,250

33,75045,00011,250

229

230231

232233234

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 192: Annual Report of the Comptroller of the Currency, Volume 1 1893

190 REPORT OF THE COMPTROLLER OF THE CURRENCY,

ALBANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,

236

237238

240

241

242

243244

245

246

Name and location of bank.

First National Bank, Marion, Kans..W ashington National Bank, Tacoma,

Wash.El Paso National Bank, El Paso, Tex.Lloyd's National. Bank, Jamestown,

N.Dak.National Granite State Bank, Exe-

ter, N.H.Chamberlain National Bank, Cham-

berlain, S. Dak.Port Townsend National Bank, Port

Townsend, Wash.First National Bank, Port Angeles,

Wash.First National Bank, Sundance, Wyo.First National Bank, North Man-

chester, Ind.Commercial National Bank, Denver,

Colo.First National Bank, Dayton, Tenn..

Total.

Organization.

Char-ter

num-ber.

30184018

36084561

1147

4282

4290

4315

4343

2903

4113

43G2

Date.

July 28,1883Apr. 23,1889

Dec. 22.1886May 4,1891

May 15,1865

Apr. 8,1890

Apr. 18,1890

May 19,1890

June 16,1890Mar. 17,1883

Sept. 6,1889

July 10,1890

Capital. Surplus.

$75,000100, 000

150, 000100, 000

100,000

50,000

100,000

50,000

50.00050, 000

250, 000

50, 000

Total dividendspaid during

existence as anational bank-ing association

Amount.

$72,68244,000

54,0006, 000

240, 500

4,500

44

240.5

10, 00038,673

!, 500

35,465,400 j$547,080 (25.681,555

Percent.

2077.3

17

A Defalcation of officers.B Defalcation of officers and fraudulent management..C Defalcation of officers and excessive loans to others.D Defalcation of officers and depreciation of securities.E Depreciation of securities.F Excessive loans to others, injudicious banking, and depreciation of securities.G- Excessive loans to officers and directors and depreciation of securities.H Excessive loans to officers and directors and in vestments in real estate and mortgages.I Excessive loans to others and depreciation of securities.J Excessive loans to others and investments in leal.estate and mortgages.K Excessive loans and failure of large debtors.L Excessive loans to officers and directors.M Failure of large debtors.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 193: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 191

TOGETHER WITH CAPITAL AND SURPLUS, ETC.

Failures.

Capital.

$75,000100. 000

150,000100, 000

50, 000

50, 000

100,000

50, 000

50, 00050, 000

250, 000

50,000

43,915,900

Surplus.

$5, 600

60,00010, 000

10,000

1,000

5,00010, 000

40, 000

5,000

7,070, 314

Receiverappointed.

Aug. 22,1893Aug. 26,1893

Sept 2,1893Sept. 14,1893

Sept. 23,1893

Sept. 30,1893

Oct. 3,1893

Oct. 5,1893

Oct. 11.1893Oct. 16,1893

Oct. 24,1893

Oct. 25,1893

Causeof

failure.

YY

FO

Y

Y

O

Y

TF

Y

Y

Lawfulmoney

deposited.

$18,637

15,756,161

Circulation.

Issued.

$21,90043,500

33,750

22,500

41,137

11,250

22,500

10,75011,25027,000

45,000

11,250

Redeemed .

$760

17, 333,551 I 14, 407,883

Outstand-ing.

$21,90043,500

33,750 >22,500

40, 377

11,250^

22,500

10,750

11,25027, 000

45,000

11,250

2,925,668

235236

237233

239

240

241

242

243244

245

246

K Fraudulent management.O Fraudulent management, excessive loans to officers and directors, and depreciation of securities.P Fraudulent management and depreciation of securities.Q Fraudulent management and injudicious banking.K Fraudulent management, defalcation of officers, and depreciation of securities.S Fraudulent management, injudicious banking, investments in real estate and mortgages, and de-

preciation of securities.T Fraudulent management, excessive loans to officers and directors, and excessive loans to others,TJ Injudicious banking.Y Injudicious banking and depreciation of securities.~\V Injudicious banking and failure of large debtors.X Investments in real estate and mortgages and depreciation of securities.Y General stringency of theinoney market, shrinkage in values, and imprudent- methods of bank-

ing.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 194: Annual Report of the Comptroller of the Currency, Volume 1 1893

192 REPORT OF THE COMPTROLLER OF THE CURRENCY.

SHOWING THE NATIONAL BANKS WHICH FAILED DURING THE YEARE3STDEB OCTOBER 31,1893, WITH CAPITAL, SURPLUS AND LIABILITIES; OBTAINEDFEOM LAST REPORT OF CONDITION.

Name and location ofbank.

First National Bank,Del Norte,Colo....

Newton NationalBank, Newton,Kans

Capital N a t i o n a lBank, L i n c o l n ,Nebr

Bankers and Mer-c b a n t s NationalBank, Dallas, Tex..

First National Bank,Little Rock, Ark...

Commercial NationalB a n k , Nashville,Tenn

Alabama National£ank, Mobile, Ala..

First National Bank,Ponca, Nebr

Second N a t i o n a lB a n k , Columbia,Tenn

Columbia NationalBank, Chicago, 111..

Elmira N a t i o n a lBank, Elmira, N.Y.

National Bank NorthDakota, Fargo, N.Dak

Evanston NationalBank, Evanston.111.

National Bank of De-it New York,

Date ofauthority tocommencebusiness.

OglethoTpe NationalBank, Brunswick,Ga

First National Bank,Dakota, N. Dak

First National Bank,Cedar Falls, Iowa..

First National Bank,Brady, Tex

First National Bank,Arkansas C i t y ,Kans

Citizens N a t i o n a lBank, Hillsboro,Ohio

First National Bank,Brunswick, Ga

City National Bank,BWwnwood. Tex...

Merchants' NationalBank, T a c o m a,"Wash

City National Bank,Greenville, Mich...

First National Bank,Whatcom, Wash .. .

Columbia NationalBank, New What-com, Wash

Citizens N a t i o n a lB a n k , Spokane,Wash

First National Bank,Phillipsbiirg, Mont.

L i n n County Na-tional Bank, Al-bany, Oregcn

Mar. 18,1890

Jan. 28,1885

I June 29,1883

Jan. 21,1890

Apr. 12,1866

July 22,1884

May 13,1871

Jan. 28,1887

Oct. 3,1881

Apr. 23,1887

Aug. 30,1889

Mar. 12,1890

June 29,1892

Aug. 5,1887

July 16,1887

Oct. 23,1889

Sept. 1.1874

Jan. 7,1890

June 30,1885

Sept. 4,1872

Feb. 2,1884

June 17,1890

May 2,1884

Aug. 28,1884

• Aug. 26,1889

June 28,1890

Apr. 8,1889

Dec. 5,1891

May 31,1890

Date offailure.

1892.Dec. 19

Dec. 15

1893.Jan. 21

Jan. 23

Feb. 1

Mar. 25

Mar. 14

Apr. 26

Apr. 28

May 11

May 23

May 29

May 18

May 22

May 18

May 27

May 16

May 26

June 15

June 8

May 18

June 16

June 1

June 22

June 22

June 23

June 6

July 1

June 19

As shown at date of last report of condi-tion.

May 19

May 22

May 26

June 6

June 7

June 9

Jane 12

June 13

June 13

June 13

June 15

June 16

June 17

June 20

June 23

June 27

June 27

June 27

July 1

July 8

100,000

1, 000,000

200,000

250, 000

100, 000

300,000

143, 616. 77

20, 767. 09 286, 717. 93

98.406. 55J 1, 81.1, 934. 58

30,627.821 785,138.17

36,934.75

5,434. 34

85, 328.03

150,000 49, 609. 41

50,000! 7, 851. 5G

50, 000

50,000

29, 293. 57

5,440.94

120, OOOJ 18, 662.57

100, 000

200, 000

150, 000

250, 000

50, 000

50,000

100, 000

150,000

50, 000

J u l y 10

* Total, as per report, except capital, surplus, circulation

70,767.63

67,189. 07

15, 517.74

107, 376.81

16, 094.75

21,056.44

9,712.49

51,470. 33

14, 086.14

1893.Mar. 6

Mar. 6

Mar. 6

Mar. 61892.

Dec. 91893.

May 4

63,525.23! May 4

134,694.70; May 4

j1,311,883.84! Mar. 6

258,676.53. May 4

25,620.23 May 4

134,225.23 May 4i

63,661.93! May 4J]

524,775.9l| May 4

360,609.84 May 4

369, 643. Oil May 4

203,354.291 May 4

808,745.00: May 4

265,840.97 Mav 4

74, 416.03

118, 870. 27

401, 498.07

180,661. 30

M a y

May 4

May 4

May 4

May 4100, 000 20,105. 22l 234, 666.14

undivided profits, and unpaid dividends.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 195: Annual Report of the Comptroller of the Currency, Volume 1 1893

R E P O R T O F T H E C O M P T R O L L E R O F T H E C U R R E N C Y . 1 9 3

S T A T E M E N T s n o w ^ r . i ; r ' M - >*\: i •» v- *• ;; *:\ I'AIJMD DtfBiNG THIS

d

Name and location ofbauk.

Nebraska NationalBank, Beatr ice ,Nebr

Gulf National Bank,Tampa, Fla.. -

Livingston NationalBank, Livingston,Mont*

Chemical NationalBank, Chicago, III..

Bozeman NationalB a n k , Bozeman,Mont

Consolidated Na-t ion Bank, SanDiego, CaL...

First National BankCedartown, Ga

Merchants' NationalBank, Great Falls,Mont

State National Bank,Knoxville, Term....

M o n t a n a NationalBank, Helena, Mont.

Indianapol i s Na-t ional Bank, In-dianapolis, Ind

Northern NationalBank, Big Rapids,Mich

First National Bank,Great Falls, Mont..

First National Bank,Kankakee, 111.*

National Bank of theCommonwealth,Manchester, N. H ..

First National Bank,Starkville, Miss

Stock Growers Na-tional Bank, MilesCity, Mont

Texas National Bank,San Antonio Tex . .

Albuquerque Na-tional Bank, Al-buquerque, N. Mex.

First National Bank,Vernon, Tex

First National Bank,Middlesboro,Ky

First National Bank,Orlando, Fla

Ci t i zens ' N ati orialBank, Muncie, Ind*.

First National Bank,Hot Springs, S.Dak.

First National Bank,Marion, Kans

"Washington NationalBank, T a c o m a,Wash

El P a s o NationalBank, El Paso, Tex.

Lloyds N a t i o n a lBank, Jamestown,N.Dak.. .

Nat iona l GraniteState Bank, Exeter,srH

Ah C-I.O'VM at date of last report of condi-tion.

Dec. 21,1889 June 30

Dec. 2,1800 j May 29i

Sept. 11,1889 | July 7

Dec. 15,3891

Oct. 23,1882

Jaly 12

July 14

July 20

May 9 j July 21

Jnlv 19

June 21Sept. 22,1883

July 16,1889 I July 17

Oct. 7,1890 j July 24

Aug. 28,1889 |

Nev. 11,1882 I

July 22

July 24

July 26

July 29

July 22 July 29

July 27 Aug. 2

Nov. 21 1864

June 5,1871

Jnly 1,1886 1

Feb. 20,1871 |

Feb.. 9,1892I

Apr. 30,1887 i

July 25 Aug. 3

Dec. 20,1884 |

Jan. 31,1885 !

|

July 8 I Aug. 5

July 28 | Aug. 5

July 29 Aug. 5

July 25 Aug. 12

July 14 Aug. 9

July 29 Aug. 9

Aug. 4 Aug. 10

July 22

July 14,1884

May 13,1889

Jan. 8,1890

Mar. 16,1886

Mar. 15,1875

July 15,1890

July 28,1883 j Aug. 1

July 3 Aug. 11

Aug. 12

July 27 Aug. 12

July 24

Aug. 4

July 7

Apr. 23,1889

Deo. 22,1886

Aug. 24

Aug. 1

July 10May 4,1891

1 May 15,1865 July 27 Sept. 23

Aug. 14

Aug. 14

Aug. 17

Aug. 22

Aug. 26

Sept. 2

Sept. 14

' lapital.

$100, 000

50,000

50, 00J

1, 000, 000

50, 000

250, 000

75, 000

100, 000

100, 000

500, 000

300, 000

100,000

250, 000

50, 000

200,000

60, 000

75,000

100, 000

175, 000

100, 000

50, 000

150,000

200, 000

50, 000

50, 000

100, 000

150,000

100,000

50, 000

Surplusand

undividedprofits.

$13,903.70

5,095. 93

16,693.20

71,982.59

14,860.87

74,587.01

6,837.12

11,915.57

14,459.56

210,290. 55

144,448.48

4,164. 90

121,738.04

31,516.97

21, 589.49

9,772.44

29,123. 91

26,620.84

46, 353. 03

12, 617.58

4,178.57

4,789.88

98,922,93

13, 944. 85

1,248. 01

6,389.40

73, 652. 61

25, 221.65

10,000.00

Otherliabilities.

$250,970. 62

159, 662. 54

125,513.34

1, 639, 878.46

187, 351.47

898, 924.85

82, 664.01

178, 239. 58

152, 983. 33

1,189, 516. 08

1,823,705.08

334, 270. 54

886, 886. 97

181,083.15

335,529. 71

49,400. 72

265,192. 21

113, 373.87

433, 559.43

141, 753. 54

37,305.53

444, 514.13

297,150.19

83,108. 91

82,047.54

119,781.87

2$9, 391. 69

164,469.40

138, 355.40

Date oflast ro-port ofcondi-tion.

May 4

May 4

May 4

Mar. 6

July 12

May 4

July 12

July 12

July 12

July ,12

July 12

May 4

July 12

July 12

July 12

July 12

July 12

July 12

May 4

July 12

July 12

May 4.

July 12

May 4

July 12

July 12

July 12

May 4

July 12

10665 CUE—-13*Eesurued since October 31.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 196: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING THE NATIONAL BANKS WHICH FAILED DURING THE YEARENDED OCTOBER 31, 1803—Continued.

Name and location ofbank.

Date ofauthority tocommencebusiness.

Date offailure.

Receiverap-

pointed.

As shown at date of last report of condi-tion.

Capital.Surplus

andundivided

profits.

Otherliabilities.*

Date oflast re-port ofcondi-tion.

Chamberlain Na-tional Bank, Cham-berlain, S. Dak

Port Townsend Na-tional Bank, PortTownsend, Wash...

First National Bank,Port Angeles, Wash

First National Bank,Sundance, Wyo

First National Bank,North Manchester,Ind

Commercial NationalBank, Denver, Colo.

First National Bank,Dayton, Tenn

Apr. 8,1890

Apr. 18,1890

May 19,1890

June 16,1890

Mar. 17,1883

Sept. 6,1889

July 10,1890

1892.July 28

Sept. 18

June 26

Oct. 3

Oct. 4

July 18

Oct. 21

1893.Sept. 30

Oct. 3

Oct. 5

Oct. 11

Oct. 16

Oct. 24

Oct. 25

$50, 000

100, 000

50,000

50, 000

50,000

250,000

50,000

$6, 364.46

3,832. 85

4, 493.74

8, 463.54

16,696. 47

66,741. 80

2, 371. 77

$31,410.51

13, 375.67

130, 976. 92

67, 943.70

104,256.41

463,216.11

51,488.90

1892.July 12

July 12

May 4

July 12

Oct. 3

July 12

Oct. 3

Total. 10, 935, 000 2,431,952.21 24,049,466. 75

STATEMENT GIVING THE TITLE OF THE FIVE NATIONAL BANKS THE AFFAIRS OFWHICH WERE CLOSED DURING THE YEAR ENDED OCTOBER 31, 1893, WITH DATEOF APPOINTMENT OF RECEIVER, TOTAL DIVIDENDS ON PRINCIPAL OF CLAIMS,AND PROPORTION OF INTEREST PAID.

Name and location of bank.Date of ap-pointment of

receiver.

Total divi-dends onprincipal.

Proportionof interest

paid.

First National Bank, Albion, N. YMiddletown National Bank, Middletown, N. Y . .First National Bank, Erie, KansPacific National Bank, Boston, MassFirst National Bank, Union Mills, Union City, P;

Aug. 26,1884Nov. 29,1884July 2,1892May 22,1892Mar. 24,1883

Per cent.35

10010065.370

Per cent.

21.6

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 197: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CtlfiRENCY. 1 9 5

DIVIDENDS, FIFTY-NINE IN NUMBER, PAID TO THE CREDITORS OF INSOLVENTNATIONAL BANKS DURING THE PAST YEAR; WITH THE TOTAL DIVIDENDS LNEACH CASE UP TO NOVEMBER 1, 1893.

Name and location of bank.Date of ap-pointment of

receiver.

Dividends paid daring the year.

Date. Amount. Per cent.

Totaldividendspaid de-positors.

Propor-tion ofinterestpaid de-positors.

First National Bank, UnionMills, Union City, Pa

First National Bank, Albion,N.Y

Middletown National Bank,Middletown, N. Y

First National Bank, Abi-lene, Kans -

First National Bank, Belle-ville, Kans

DoPeople's National Bank,

Fayetteville, N. CSecond National Bank, Mc-

Pnerson, KansDo

National City Bank, Mar-shall, Mich

Ninth National Bank, Dal-las, Tex

Florence National Bank,Florence, Ala

First National Bank, Pa-latka, Fla

First National Bank, Clear-field, Pa

Do.First National Bank, Cold-

water, KansCorry National Bank, Corry,

Pa*.Cheyenne National Bank,

Cheyenne, WyoDo

First National Bank, Wil-mington, N. C

Huron National Bank, Hu-ron, S. Dak

First National Bank, Downs,Kans

Bell County National Bank,Temple, Tex

First National Bank, Dem-ing, N. Mex

First National Bank, SilverCity, N. Mex

Lima National Bank, Lima,Ohio

Cherry vale National Bank,Cherry vale, Kans

First National Bank, Erie, |Kans

First National Bank, Hock-wall, Tex

Vincennes National Bank,Vincennes, Ind

DoDo

First National Bank, DelNorte, Colo

Newton National Bank, New-ton, Kans

DoCapital National Bank, Lin-

coln, NebrBankers and Merchants'Na-

tional Bank, Dallas, Tex . . .Commercial National Bank,

Nashville, TennDo

Alabama National Bank, Mo-bile, Ala

Evanston National Bank,Evanston, 111

Mar. 24,1883

Aug. 26,3884

Nov. 29,1884

Jan. 23,1890

Dec. 12,1890....do

Jan. 20,1891

Mar. 25,1891....do

June 22,1891

July 16,1891

July 23,1891

Aug. 7,1891

Oct. 7,1891. . . .do

Oct. 14,1891

Nov. 21,1891

Dec. 5,1891. . . .do

Dec. 21,1891

Jan. 7,1892

Feb. 6,1892

Feb. 19,1892

Feb. 29,1892

. . . .do

Mar. 21,1892

July 2,1892

July 2,1892

July 20,1892

July 22,1892d

. . . .do

Jan. 14,1893

Jan. 16,1893. . . .do

Feb. 6,1893

. . . .do

Apr. 6,1893. . . .do

Apr. 18,1893

June 7,1893

Apr. 15,1893

Apr. 19,1893

May 29,1893

Apr. 21,1893

Mar. 28,1893Oct. 31,1893

Aug. 25,1893

Jan. 24,1893Oct. 27,1893

Sept.26,1893

Oct. 11,1893

Aug. 1,1893

May 17,1893

Jan. 21,1893June 16,1893

July 1,1893

May 26,1893

Apr. 29,1893Dec. 22,1892

June 5,1893

Apr. 5,1893

Aug. 28,1893

Feb. 10,1893

Oct. 11,1893

. . . .do

Nov. 30,1892

Feb. 4,1893

Feb. 14,1893

Oct. 23,1893

Jan. 23,1893Apr. 15,1893June 9,1893

Aug. 30,1893

July 1,1893Oct. 2,1893

Aug. 25,1893

Oct. 11,1893

July 1,1893Oct. 7,1893

July 25,1893

Aug. 10,1893

$1, 642. 08

26, 649. 76

29,911.15

7,563. 30

7, 629. 021,526. 31

20,246.81

8,459.86

4, 428. 32

15, 504.80

19,620.00

8, 255.48

27,430.3439, 756.5037,424.46

8, 502.91

56,795.15

28,115. 7742,124.66

53, 070. 91

2, 827.36

12, 615.81

7,732.17

20, 294.94

16,901.14

5, 322. 60

3,115. 96

11,725.18

15, 900. 00

22,432. 2867, 371.9722,443.02

7,714.14

25, 892.8818, 277.99

81,282.42

52,528.56

376, 321. 95138,516.19

33,099.22

14,950. 80

.90

6.50

4.6

10

255

15

2010.3

10

20

25

10

25

25

25

101015

10

20

35

15

20

20

30

35

103010

10

3020

10

50

3010

50

Per cent,

70.90

35

100

80

95100

50

4050.3

95

35

25

45

75100

50

60

5040

40

40

60

60

40

40

100

20

100

35

4070

, 8010

3050

10

50

3040

50

Per cent.

21.16

100

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 198: Annual Report of the Comptroller of the Currency, Volume 1 1893

196 REPORT OF THE COMPTROLLER OF THE CURRENCY,

PivmE}O>6, FIFTY-NINE IN NUMBER, PAID TO THE CREDITORS OF INSOLVENTNATIONAL BANKS DURING THE PAST YEAR, ETC.—Continued.

Name and location of bank.

National Bank of Deposit,HewYork,N.Y

DoFirst National Bank, Brady,

Tr

Citizens' National Bank,Hillsboro, Ohio

Chemical National Bank,Chicago, 111

Northern National Bank,Big Rapids, Mich

^Third National Bank, Ma-lone,N.Y

Maverick National Bank,Boston, Mass *..

First National Bank, Ponca,Nebr

State National Bank, Knox-ville, Tenn

Consolidated National Bank,San Diego, Cal

Chamberlain National Bank,Chamberlain, S. Dak

Eed Cloud National Bank,Red Cloud, Nebr

First National Bank, RedCloud, Nebr

DoFirst National Bank, Kan-

sas City, ElansPacific National Bank, Bos-

ton, MassCommercial National Bank,

Dubuque, IowaTotal.

Date of ap-pointment of

receiver.

Dividends paid during the year.

June 9,1893....do

June 13,1893

June 16,1893

July 21,1893

Aug. 3,1893

Dec. 30,1889

Nov. 2,1891

May 13,1893

July 22,1893

July 24,1893

Sept. 30,1893

July 1,1891

July 16,1891

Aug. 17,1891

May 22,1882

Apr. 2,1888

Date.

Aug. 5,1893Oct. 24,1893

Sept. 25,1893

. . . .do

Sept. 30,1893

Oct. 31,1893

Dec. 31,1892

Oct. 31,1893

. . . .do

. . . .do

. . . .do

. . . .do

July 26,1893

July 29,1893Dec. 1,1892

June 26,1893

July 5,1893

Nov. 18,1892

Amount.

$204, 630.17199, 860.00

12,308.68

81,112. 60

597, 032. 77

56, 606. 56

11,192. 92

189, 838.33

14,771.50

20,893.75

134, 450.73

7, 712.04

15,053. 75

5, 709.1610, 348. 01

15, 255.74

31,961.73

30, 472. 38

Per cent.

Totaldividendspaid de-positors.

4035

40

25

50

25

19.25

2.5

20

25

25

50

17.5

10

20

15

1.3

73,041,134.99 |.

Propor-tion of

interestpaid de-positors.

Per cent.

4075

Percent.

40

25

50

25 j

99.25 |

87.5

20

25

25

50

80

5040

40

65.3

57

STATEMENT SHOWING RECEIVERSHIPS IN AN INACTIVE CONDITION.

Name and location of bank.

First National Bank, Anderson, IndGerman-American National Bank, "Washington, D. C .Third National Bank, Chicago, 111Mechanics' National Bank, Newark, N.JFirst National Bank, Livingston, MontFirst National Bank, Pine Bluff, ArkFirst National Bank, Leadville, ColoFirst National Bank, St. Albans, VtFifth National Bank, St. Louis, MoFirst National Bank, Sioux Falls, S. DakGloucester City National Bank, Gloucester City, N. JFirst National Bank, Sheffield, AlaHarper National Bank, Harper, KansCity National Bank, Hastings, NeLrPratt County National Bank, Pratt, KansFlorence National Bank, Florence, Ala

Date of ap-pointment of

receiver.

Nov. 23,1873Nov. 1,1878Nov. 24,1877Nov. 2,1881Aug. 25,1884Nov. 20,1886Jan. 24,1884Apr. 22,1884Nov. 15,1887Mar. 11,1886June 10,1890Dec. 23,1889Feb, 10,1890Jan. 14,1891Apr. 7,1891Aug. 17,1891

I

Divi-dendspaid.

°er cent.4368.7

*10067.405954540259640401580307025

• And interest.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 199: Annual Report of the Comptroller of the Currency, Volume 1 1893

198 REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF R ETEiVT, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS, AMOUNTS COLLECTASSETS, E X P E N S E S OF RECEIVERSHIP , CLAIMS P R O V E D , DIVIDENDS P A I D AND

Name and location of bank. Date of Capitalorganization. stock.

First National Bank, Attica, N. T Jan. 14,1804Venango National Bank, Franklin, Pa May 20.1865Merchants' National Bank, Washington, D. C Dec. 14,1864Firs t National Bank, Medina, N. Y i Feb. 3,1864Tennessee National Bank, Memphis, Tenn June 5,1865First National Bank, Solma, Ala Aug. 24,1865First National Bank, New Orleans, La Dec. 18.1863National Unadilla Bank, Unadilla, N. Y July 17,1865Fanners and Citizens' National Bank, Brooklyn, N. Y J June 5,1865Croton National Bank, New York, N. Y ' Sept. 9,1865First National Bank, Bethel, Conn I May 15,1865First National Bank, Keokuk, Iowa Sept. 9,1863National Bank of Vicksburg, Miss Feb. 14,1865First National Bank, Rockford, 111 i May 20,1864First National Bank of Nevada, Austin, Nev I June 23,1865Ocean National Bank, New York, N. Y ! June 6,1865Union Square National Bank, New York, N. Y j Mar. 30,1869 IEighth National Bank, New York. N. Y ! Apr. 6,1864 !

! Fourth National Bank, Philadelphia, Pa ; Feb. 26,1864 |! Waverly National Bank, Waverly, N. Y i May 29,1865 ji First National Bank, Fort Smith, Ark ! Feb. 6,1866 ij Scandinavian National Bank, Chicago. Ill i May 7,1872 !

Wallkill National Bank, Middletown, N. Y | Ju ly 21,1865 ICrescent City National Bank, New Orleans, La ! Feb. 15,1872 jAtlantic National Bank, New York, N. Y I July 1,1865 IFirst National Bank, Washington, D. C | July 16,1863 iNational Bank of the Commonwealth, New York, N. Y. | Ju ly 1,1865 |Merchants' National Bank, Petersburg, Va | Sept. 1,1865 IFirst National Bank, Petersburg. Ya j July 1,1865 jFirst National Bank, Mansfield, Ohio A May 24,1864 jNew Orleans National Banking Association, New Or- i May 27,1871 j

leans, La. IFirst National Bank, Carlisle, Pa July 7,1863First National Bank, Anderson. Ind July 31,1863First National Bank, Topeka, Kans Aug. 23,1866First National Bank, Norfolk, Va Feb. 23,1864Gibson County National Bank, Princeton. Ind Nov. 30,1872First National Bank of Utah, Salt Lake City, Utah Nov. 15,1869Cook County National Bank, Chicago, 111 July 8,1871First National Bank, Tiffin, Ohio Mar. 16,1865Charlottesville National Bank, Charlottesville, Ya July 19,1865Miners' National Bank, Georgetown, Colo Oct. 30.1874Fourth National Bank, Chicago, 111.* j Feb. 24,1864Firs t National Bank, Bedford, Iowa | Sept. 18,1875First National Bank, Osceola, Iowa j Jan. 26,1871First National Bank, Duluth, Minn Apr. 6,1872First National Bank, La Crosse, Wis I June 20,1865City National Bank, Chicago, 111 i Feb. 18,1865Watkins National Bank, Watkins, N. Y June 2,1864Firs t National Bank, Wichita, Kans i Jan. 2,1872

300,200,50.

100,100,500,120,300,200,60,

100,50,50,

250,1,000,

200,250,200,106,

50,250,175,500,300,500,750,400,200,100.600;

First National Bank, Greenfield, Ohio *National Bank of Fishkill, N. YFirst National Bank, Franklin, Ind.Northumberland County National Bank, Shaniokin, Pa.First National Bank, Winchester, 111National Exchange Bank. Minneapolis, MinnNational Bank of the State of Missouri, St. Louis, Mo..

Oct. 7,1863Apr. 1,1865Aug. 5,1863Jan. 9,1865July 25,1865Jan. 16,1865Oct. 30,1866National Ba t , ,

First National Bank, Delhi, Ind Mar. 25,1872First National Bank, Georgetown, Colo May 31,1872Lock Haven National Bank, Lock Haven, Pa June 14,1865Third National Bank, Chicago, 111 | Feb. 5,1864Central National Bank, Chicago, HI Sept. 18,1872_ . . „ . . _ - - - . . ~ 'Nov. 23,1865

June 3,1872Apr. 27,1864Apr. 5,1864Dec. 16,1863Mar. 5,1864June 30,1865July 16,1874May 13,1873Aug. 14,1872J an. 20,1872

First National Bank, Kansas City, Mo.Commercial National Bank, Kansas City, Mo.First National Bank, Ashland, Pa. *First National Bank, Tarry town, N. YFirst National Bank, Allen town, Pa. *First National Bank, Waynesburg, Pa. *Washington County National Bank, Greenwich, N. Y..First National Bank, Dallas, TexPeople's National Bank, Helena, MontFirst National Bank, Bozeman, MontMerchants' National Bank, Fort Scott, Kans.*

000000,000

50, 000000000000000000000000000000000000000000,000000100

Receiverappointed.

000 May 2,1872AAA "T4^.^ 1O 1 OrO000000000000000000000000000000

50.00050, 000

100, 000100,00050, 000

150, 000500,000100, 000200, 000150, 000200, 00030, 00050, 000100,00050, 000250, 00075, 00060, 00050, 000200,000132, 00067, 00050,000100,000

2, 500, 00050, 00075, 000120, 000750,000200, 000500, 000100,000112, 500100, 000250,000100, 000200, 00050, 000100, 00050, 00050,000

Apr. 14,1865M a y 1,1866M a y 8,1866Mar. 13,1867Mar. 21,1867j*pr. 30,1867M a y 20,1867Aug. 20,1867Sept. 6.1867Oct. 1,1867Feb. 28,1868Mar. 3,1868Apr. 24,1868Mar. 15,1869Oct. 14,1869Dec. 13,1871Dec. 15,1871....doDec. 20,1871Apr. 23,1872

Dec. 12,1872Dec 31,1872Mar. 18,1873Apr. 28,1873Sept. 19,1873Sept, 22.1873Sept. 25,1873

. . . :doOct. 18,1873Oct. 23,1873

Oct. 24,1873Nov. 23,1873Dec. 16.1873June 3,1874Nov. 28,1874Dec. 10,1874Feb, 1,1875Oct. 22,1875Oct. 28,1875Jan. 24,1876Feb. 1,1876. . . . doFeb. 26,1876Mar. 13, 1876Apr. 11,1876May 17,1876July 12,1876Sept. 23,1876Dec. 12,1878Jan. 27,1877Feb. 13,1877Mar. 12,1877Mar. 16,1877May 24,1877June 23,1877July 20,1877Aug. 18,1877Aug. 20.1877Nov. 24,1877Dec. 1,1877Feb. 11,1878. . . . doFeb. 28,1878Mar. 23,1878Apr. 15,1878May 15,1878June 8,1878. . . . doSept. 13,1878Sept. 14,1878Sept. 25,1878

* Formerly in voluntary liquidation.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 200: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 199

CEIVER AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKING- SYS-EI) FROM ALL SOURCES, LOANS PAID AND OTHER DISBURSEMENTS, LOSSES ONREMAINING ASSETS RETURNED TO STOCKHOLDERS.

Nominal assets at date of suspension.

Estimatedgood.

$50, 82383, 713

*"""i8,"424"50,000

116, 422853,148

36, 7481,175, 656

255, 23539, 48698, 24021,584

7,000129, 721

1, 867, 641364,973229, 617653, 65886,49315, 800

100, 000127, 769379, 020336, 833

1, 000, 0001, 435,113

342, 260100, 00094,483

300, 000

28,07750, 00025, 00077, 72351, 296

6,300619,836140, 000169, 52020,00027,12329, 75274; 37618,09335, 000

453, 03786,01459, 226

194, 66586, 49267, 24667, 541

135, 231935, 999175, 254

34, 368220, 481

1, 330,215157,438

1,118,11852,349

107, 318100, 99419,879

311,32448,14932,5599,010

21,225

Estimateddoubtful.

$28, 05357,029

860, 9292,029

395, 41296, 556276,40069, 857121, 683144, 9034,809

79, 65249, 959

811497, 292

736, 997

40, 00014,174100, 00050, 000

110, 45058, 852

1, 277, 690473, 372252, 25050,000173, 378100,000

55,38680, GOO85, 00056, 35032, 011204, 600

1, 250,163120,000105,218190, 069131, 22726, 85819, 938118, 30025, 000478,91744,58218, 38757, 675

262, 90958,188112, 02666, 02590, 704

2, 818, 9666,250

52, 627150,650631,797161,441313, 72674, 72441,584

132,44515, 86927,89436, 24595, 25176, 04615,543

Estimatedworthless.

$115, 538818,154

10i,072

78, 415701,11686, 856272, 75765, 36183, 830

125, 05722, 569

Additionalassets re-

ceived sincejdate of

suspension

$13, 69227, 741

""5." 400"26; 57957,732

156, 57519, 449

121, 01721, 57212, 21213,426

91, 412942, 283

91, 355165,442

37,49425, 000

168,10025,000

148, 920283, 550

453, 593321, 72279,4097,954

376,870

29,267103, 05778,85780,29729, 0553,274

151,43963, 620

257, 655

65, 8029,3595, 737

35, 85565,09785, 8059,105

67,531

51,403200,90925,94179,101

124, 371633, 744

6,596629,113

24, 990330, 704170, 712405, 00051,17519,070

153, 467185, 220

42, 284236, 97167,423

166,151333

46, 588

30, 37142, 236

124, 83211,89549, 409

32, 5176, 537

24, 86625,102

168, 603128. 337215; 724404, 431103, 609

43, 22521, 095

654,185

2,574100, 60714,2413,542

12, 81615, 258

678, 34918, 43930,69627, 2873,0849,635

15,16213, 81644;81586,24821, 7383,681

37649,44124, 21714, 77014, 27018, 411

433, 4001*3, 47830, 39834, 35097,04716, 68019, 8176,723

20, 2892,1711,861

13, 7494,305

67,94221, 0901,892

Totalassets.

Offsetsallowed and

settled.

$208,106986, 637860. 929126, 925471, 991349,125

1, 987, 239212, 910

1, 691,113487, 071140, 337316, 37594,11238,182

760, 6612, 934, 756

468, 2231,181, 465

653, 658196, 504

61, 511392, 966227, 871806, 993807,572

2,493, 4142, 766, 5091, 019, 841

272,634296, 910

1,431,055

$18,66169,445

6,84558, 645

55, 34230, 6411,570

- 33,4544,608

274317, 742285, 736101, 719

38, 911303, 504

15, 780

6,21130, 3788.949

98, 460280, 955368,992103,842

3,2255, 7358,964

115,304333, 664203, 098217, 912125,178229, 432

2, 699, 787342, 059563, 089237, 356227, 23675, 604

115, 213186, 064169, 912

1,104,007161,439148,82558, 051558,418369, 806219, 983226. 937368, 717

4, 822,109201, 578746,506430,471

2, 389, 763506, 271

1, 856, 661184, 971176,831274, 750339. 71560, 014

589, 938156,122361,903136, 47985,248

7,06810, 41026, 9512,1913,5952,869

452, 95360, 44724, 8828,7612,1003,5103, 0431,1394,29648,3813,15117,409

13,19260,3118,4876,53721,498166,83162, 77436, 59841, 32459, 3227,245

1,482, 72522,96216, 072164, 94920, 608

71418, 54130, 08812,4927,700178

Loss onassets com-pounded orsold under j

order ofcourt .

$114, 236796.19768(1 665

93, 638380, 383179, 894929, 289132400, 903187, 58670,122

123, 40957, 938

219, 7501, 254, 358

379,794

56, 01137, 629

224, 70322, 084

285, 346161,013765, 356589,213616, 642146, 764182, 231715,584

51, 294235,127118,083

55, 91754, 332

196, 2311, 948, 095

84, 70958, 715

186, 2546,266

49, 92930, 319

111, 78085, 019

470, 90818, 63567, 34544,344

223, 375203,792

99, 588117,173139,309

1,771, 6991,310

606, 580143,664310,813287, 682

22, 55967, 396

268, 00047, 2396,972

106, 29232, 37220,14165,804

Nominalvalue

of assetsreturned to

stock-holders.

9,855

33, 863

53,473

36, 95734, 259

279,987

112,818 I

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 201: Annual Report of the Comptroller of the Currency, Volume 1 1893

2 0 0 Her

INSOLE i N i \

<>r r\ r \

M, w w 1

" I ' / N ! " •: <»•

v , n\i ^r\r OF REi A i imioxAL ASSETS,

737475767778798081828384858687888990919293949596979899

100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138139140141142143144145146147

Name and location of bank.

Farmers' National Bank, Platte City, Mo. . . . . . . . . . . .First National Bank, Warrensburg,"MoGerman-American National Bank, Washington, D. CGerman National Bank, Chicago, 111. *Commercial National Bank, Saratoga Springs, N. Y.. .Second National Bank, Scranton, Pa. *National Bank of Poultney, VtFirst National Bank, Monti cello, IndFirst National Bank, Butler, PaFirst National Bank, Meadville, PaFirst National Bank, Newark, N. JFirst National Bank. Brai tleboro, VtMechanics' National Bank, Newark, N. JFirst National Bank. Buffalo, N. Y ,Pacific National Bank, Boston, MassFirst National Bank of Union Mills, Union City, Pa

j Vermont National Bank, St. Albans, Vt ."t First National Bank, Leadville, Coloj City National Bank, Lawrenceburg, Ind, *.I First National Bank, St. Albans, Vtj First National Bank, Monmouth, 111j Marine National Bank, New York, N. YI Hot Springs National Bank, Hot Springs, Arkj Richmond National Bank, .Richmond, Indi First National Bank, Livingston, Montj First National Bank, AH don, N. Y| First National Bank, Jamestown, N. DakI Logan National Bank, West Liberty, OhioI Middletown National Bank, Middletown, N. YFarmers' National Bank, Bushnell, 111Schoharie County National Bank, Schoharie, N. Y

I Exchange National Bank, Norfolk, VaFirst National Bank, Lake City, MinnLancaster National Bank, Clinton, MassFirst National Bank, Sioux Falls, S. DakFirst National Bank, Wahpeton, N. DakFirst National Bank, Angelica, N. YCity National Bank, William sport, Pa „.Abmgton National Bank, A bington, Mass. fFirst National Bank, Blair, Nebr.First National Bank, Pine Bluff, A rkPalatka National Bank, Palatka, FlaFidelity National Bank, Cincinnati, OhioHenrietta National Bank. Henrietta, TexNational Bank of Sumter, S. CFirst National Bank, Dansville, N. Y.

| First National Bank, Corry, Pa| Stafford National Bank, Stafford Springs, Conn| Fifth National Bank, St. Louis, Mo J . . . . . . . . . . . . .

Metropolitan National Bank, Cincinnati, OhioFirst National Bank, Auburn, N. YCommercial National Bank, Dubuque, Iowa.

| State National Bank, Raleigh, N. C1 Second National Bank, Xenia, OhioI Madison National Bank, Madison. S, Dak

Lowell National Bank, Lowell, MichI California National Bank, San Francisco, Calj First National Bank, Anoka, Minn

National Bank of Stielbyville, TennI First National Bank, Sheffield, Ala| Third National Bank, Malone, N. Yi First National Bank, Abilene, Kans ,j Harper Nation al Bank, Harper, Kansj Gloucester City National Bank, Gloucester City, N. JI Park National "Bank, Chicago, 111 !.I State National Bank, Wellington, Kans

Kingman National Bank, Kingman, Kans -...First National Bank, Alma, KansFirst National Bank, Belleville, Kans .First National Bank, Meade Center, Kana -. .American National Bank, Arkansas Citv, KansCity National Bank, Hastings. Nebr.... *People's National Bank, Fayetterilie, N. C-

j <\'.pita] i Receivern ' stock. j appointed.

J' i\ ,1 h71

.Win- . l*r, iA io ;» l ^ , i 'y " M WJ>

J ,< . 0 ^. • i . . 9 *i I, 5 ]hVM \ 9 1877 Iv». t 2; w / ) i

"M n 19 is,"'. 'i . 1> 24 H8J

•Jim 7 HS2 i.!•!,.( 3 IS'".) I

V- ' J1 Ho'-

• I. 7 i S5/ I. 1 J ]b ". IV » 1^ ',o7 -

M i . 1 5 1880 'J < o 2,1882 |

Si', : 1 ?! 1^74 !.l-i \ I 1-65 |

> o\ _\i 1 841 • >. 1J7, 1S»PA u -. 8. l.v*3

J >J ( 14 ii-63O< " . 0 18^6S i ] • I i 1882 '(hi. 2 1, 1-74 !Jn. ] • 1887J i 1 15 1^5!.i ' . _: W 9J n 6 l ^ oO 1 ^<J lh^8U.i' II J8^G

•5

Spokane National Bank, Spokane Falls, VTash.F i r s t National Bank, Ellsworth, Kans

c ?

* Formerly in voluntary liquidation.

Jan 24 1 ^ 1Soj>t 11,1 <l« 4 |t Restored t

$50, GOO100,000130,000500. 000100,000200! 000100.00050,00050.000

100. 000:.oo. 000300. 000500! 000100.000961, 300

50. 000200. 000

60. 000100. 000100,00075. 000

400. 00050, 000

250. 00050. 000

100. 00050. 0005), 000

200,00050, 00050,000

800, 00050. 000

100, 00050, 00050, 000

100, 000100, 000J 50, 000

50, 00050, 00050.000

1, 000, 00050, 00050, 00050,000

100,000200. 000300, 000

1,000, 000150,000100,000100,000150.000

50, 00050. 000

200, 00050, 00050, 000

100. 00050, 000

100, 00050, 00050,000

200, 00050. 000

100. 00i)75, 00050.00050, 000

300, 000100. 000125, 000100, 000

50, 000solvency.

Oct. 1,1878Nov. 1,1878. . . . d ODec. 20,1878Feb. 11,1879Mar. 15.1879Apr. 7,1879July 18,1879July 23.1879June 9,1880June 14,1880June 19.1880Mar. 2.1881Apr. 22,1882May 22,1882Mar. 24,1883Aug. 9.1883Jan. 24,1884Mar. 11,1884Apr. 22,1884. . . . doMay 13,1884June 2,1884July 23.1884Aug. 25.1884Aug. 26.188-1Sept. 13.1884Oct. 18,1884Nov. 29,1884Dec. 17,1884Mar. 23,1885Apr. 9,1885J an. 4,1886Jan. 20,1886Mar. 11,1886Apr. 8,1886Apr. 19,1886May 4,1886

i Aug. 2,1886I Sept. 8,1886I Nov. 20,18861 June 3,1887I June 27,1887I Aug. 17,1887! Aug. 24,1887I Sept. 8,1887• Oct. 11,1887! Oct. 17.18871 Nov. 15,1887I Feb. 10,1888S Feb. 20,1888| Apr. 2,1888' Mar. 31.1888May 9,1888

I June 23,1888Sept. 19,1888Jan. 14,1889Apr. 22,1889Dec. 13,1889Dec. 23,1889Dec. 30,1889Jan. 21,1890

j Feb. 10,1890I June 12,1890I July 14,1890Sept. 25,1890

I Oct. 2.1890! Nov. 21,1890Doc. 12,1890

: Dec. 24,1890! Dec. 26,1890I Jan. 14,1891! Jan. 20,1891! Feb. 3,1891i Feb. 11,1891

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 202: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OP THE COMPTROLLER OF THE CURRENCY. 201

CEIVER A.NM) CLO^l^a , SIN^CE THE OllGANEZATEON OF THE NATIONAL BANKING

AMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.

Nominal assets at date of suspension.

Estimatedgood.

$9, 56190, 953

256, 286104, 966133.169264. 908

68. 07823. 64612, 647

115, 012418, 951

51, 5741,114, 503

488,892648, 710161, 699124,11472,19713. 993

217! 314172, 940

3, 496. 49531, 058

367,10933, 54355, 763

7, 51960. 096

600 81013,17096, 981

1, 273, 71157. 487

144, 85048, 51020,50559. 810

154, 879122, 551235,474

50, 79315, 646

2, 464, 07974,17166, 08117', 449

156, 586208, 243580, 321

1, 668, 952268, 961333, 506152, 390181, 87017,13655,535

400, 00383, 776

1,898153, 26274,66238, 89625, 775

• 6,675342, 921

23, 31911,4169,233

10, 7946,201

206,30348,128

101, 878314, 354102,952

Est imateddoubtful

$18, 691194, 457139, 514101, 971167, 503101,178

97, 2576, 734

134,71622, 54564, 041

185, 00265,526

1, 416, 79346, 829

520, 91756, 04214, 50096.87596, 543

816, 91627, 77472. 35615, 30444, 44629, 82622. 69553, 6923,874

39, 5931, 441, 378

91, 996138, 707137, 859

66, 96528,45926, 825

168,1648,000

82, 61232, 092

915, 57735, 999

8,39720, 239

119,869929, 388787,598160, 617324, 872176, 652214, 56091,15371,12461, 51944, 69898.099

117, 24031, 44292, 99521,22412, 317

256, 39577, 765

101, 63527,27350, 86642, 808

376. 97759. 64224, 882

190, 09046,213

Est imatedworthless.

$42. 29611, 57837, 923

475,05228. 969

104,85818,384

4, 37434, 73712. 86355. 895

302, 65478,286

696, 9871, 397. 334

16, 309118, 618102,112

2. 55449. 9519,688

1, 568, 94027,190

171, 31922. 255

113. 32929j 352

167, 07562,22928,010

938,9167,2918,0943,821

44,90970,45824, 3985,4626,8344,9098,791

2,494, 51112, 995

15937, 57266, 71060, 86961, 622

125, 236510, 79015,112

137,56178, 49620, 0251,316

216, 70417, 22544,59272,56833,82781, 89719, 67456, 237

142, 55111, 64664, 79240, 70922, 42621, 56455, 732

110,400124. 504

9,06043,981

Additionalassets re-

ceived sincedate of

suspension.

$1, 94433, 37561.14729. 88117, 08547. 59119. 56015, 01727, 50319,19841,17343,895

231, 05836. 916

425, 85923. 64020,61752. 0691,599

77, 58432, 854

712, 6816.407

124; 054867

212, 5003,312

56. 057127,45111,8994,809

60,85857, 99469, 9645,7004,1387,798

35, 20221,6335,4394,4041,790

1,483, 98025, 69617, 76956, 22029, 50129,17788, 879

7, 111253, 888

29,2218,398

69, 65234,15246, 81195, 05018,0776,0923,0672,3831,6412,8687,266

41,5369,9535,592

13,795745358

108, 29415, 71722, 626

141, 6261,066

TnHl

$72, 492330, 363494. 870711, 870346. 726518, 5352u3, 27949, 771209, 603169, 618580. 060398,123608. 849

1, 288, 3213, 888, 696248,477 ,784. 266 1282, 42082, 646

441. 724312, 025

6, 595, 03292, 429

734, 83871, 969

426, 03870, 009138, 848949, 08291,172169, 303

3, 714,863214,768361, 615195,890136, 517166, 525241, 304317,810255, 747142, 71858, 319

7, 358,147148,86184,009119, 638273, 036418,158

1, 660, 2102, 588, 8971,194, 2561,702, 711475, 001544, 578162, 466174, 786773, 276163, 776150, 681346, 237142, 314215, 42969, 54182, 495783,403122, 683183, 43591, 01084, 83170, 931

747, 306233,887273, 890655.130194,212

$10, 94755, 255

165, 8466.170

17,47536. 737

3, 3538.411

11. 9203,345

154, 9454, 902

73. 925172, 063

73, 9254,376

19,1718,970

529,8885,320

904, 5585.381

32, 23384

42, 2695

11,14022,1893,411

508197, 261

58418,88354,1161,1681,2844,1043,7215,645

127

641, 6306,594

88319.8068,971

10, 556164, 27617,52852, 01071,17267, 84913, 2752,0011,840

21, 0192,196

3,6i91, 4161,7335,600

28176,124

8011,541

Loss on Nominalassets com- valuepounded or j of assetssold under re turned to

order ofcourt.

274200

4,047288

8,14367, 5772,420

$8. 207118, 507

92. 833521, 783101. 81020?», 982

25, 72964

106. 56226, 04386, 953

80166, 364

650, 73666, 36489. 925

483, 834124, 918

16. 017152. 038

11. 071118. 244

31. 402348. 492

23,118144. 07049. 15575,679

300,526350

89, 506461,520

stock-holders.

$69, 65972, 75477, 592

36, 03021, 268

106, 87210, 211

81676, 6592,358

76, 736

1,001,138

1,05768,034

124, 58010,146

582, 00016, 000

309,000121, 369220,176

39,557109, 773

33, 240128, 879

22, 360122,751232,147

25,354157, 695

9,1646, 812

23,6968,934

32; 791516

5,0008,1917,645

171, 87711, 543

7374757677787980818283

302,654 I 84858687

26, 439

1,802

18, 517

41,079

89909192939495969798991001011021031041051061071081091101111121131141115

37,585 1116

! 1171118i 119

133,585 ! 120121122

65,57360, 998

77, 72570, 71538, 91743, 697

44,068

1,164, 063123124125

161, 275 11261127

39, 557 ! 128, 1129

1,13011311132133134135136137138139140141

1142!l43[144) 145146147

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 203: Annual Report of the Comptroller of the Currency, Volume 1 1893

202 REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT NATIONAL P>ANKS, DATES OF ORGANIZATION, APPOINTMENT OF R ESYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,

Name and location of bank. Date of or-ganization.

Capitalstock.

Receiverappointed.

148149 |150151152153154155156157158159160161162163164165166367168169170171172173174175176177.178179180181182183184185186187188189190191192193194195196197198199200201202203204205206207208209210211212213214215 !216 I217218 I219 |220 |

Second National Bank, McPherson, Ivans .Prat t County National Bank, Pratt. Kans.Keystone National Bank, PhiladelphiaSpring Garden -National Bank, Philadelphia, Pa |National City Bank, Marshall, Midi jlied Cloud National Bank, lied Cloud, Nebr iJ . 4 , A ^ V J L \ _ / M-VJ 1 4 . * . * . ^L~y (AJ *.. A v / J - l t i i - * . J k J C l - L I J \ ^ X l V ^ V i \ . . J X ' ' U v l . , j . 1 V ' J i . • - - - • • • — • » • • )

As bury Park National Bank, Ashnrv Park, N. J !Ninch National Bank, Dallas, Tex. . .* 'First National Bank, Ked Cloud, NebrCentral Nebraska National Bank, Broken Bow, Nebr. . .Florence National Bank, Florence, AlaFirst National Bank, Palatka, FluFirst National Bank, Kansas City. Kans jRio Grande National Bank, Laredo, Lex 'First National Ban k, Clearlield, PaFarley National Bank, Montgomery, Ala.*First National Bank, Coldwater, Knn.sMaverick National Bank, Boston, MassCorry National Bank, Corry, PaCheyenne National Bank, Cheyenne, WyoCalifornia Nati onal Bank. San"Diego. CalFirst National Bank, Wilmington ."IN*. C -Huron Nation s 1 Banic, Hurou, S. DakFirst National Bank, Downs. KansFirst National Bank, Muncy, PaBell County National Bank" Temple, TexFirst National Bank, Dem ing. N. Me

S.-pt. 16,1887Sept. 8,1887July 30,1S75_M:ii*. 13.18*6July 29, 1872-May 1.UH84M-]>r. 17.1887

First National Bank, Silver City, N. MexLima National Bank, Lima, OhioNational Bank of G-uthrie, OklaCherryvale National Bank, Cherry vale, IvansFirst National Bank, Erie, IvansFirst National Bank, Kockwall, TexVincennes National Bank, Vincennes, IndFirst National Bank, Del Norto, ColoNewton National Bank, Newton, KansCapital National Bank, Lincoln, NebrBankers and Merchants' National Bank, Dallas, Tex . . .First National Bank, Little Rock, ArkCommercial National Bank, Nashville, TennAlabama National Bank, Mobile. AlaFirst National Bank, Ponca, NebrSecond National Bank, Columbia, TennColumbia National Bank, Chicago, 111Elmira National Bank. Elmira, N\ YNational Uank of North Dakota, Fargo. N. DakEvanston National Bank, Evanston. IllNational Bank of Deposit, New York. N. YOglethorpe National Bank, Brunswick, GaFirst National Bank, Lakota. N. DakFirst National Bank, Cedar Falls, IowaFirst National Bank, Brady, TexFirst National Bank, Arkansas City, KansCitizens' National Bank, Hillsboro, OhioFirst National Bank, Brunswick. GaCity National Bank, Brownwood, TexMerchants' National Bank, Tacoma, AVasliCity National Bank, Greenville, MichFirst National Bank, Whatcom. WashColumbia National Bank, New Whatcom. 'WashCitizens' National Bank, Spokane Falls. WashFirst National Bank, Phillipsburg, MontLinn Coun ty National Bank, Albany, OregonNebraska National Bank, Beatrice, NebrGulf National Bank, Tampa, Fla.Livingston National Bank, Livingston. MontChemical National Bank, Chicago, 111Bozeman National Bank, Bozeman, Mont. xConsolidated National Bank, San Diego, CalFirst National Bank, Cedartown, Ga. . .Merchants' National Bank, Great Falls, MontState National Bank, Knoxville, Tenn,Montana National Bank, Helena, Mont

* Restored to solvency.

]\-)V. M8S2Sept. 28,1888Oct. 3.1889,1 uly 15,1884May 17.1887Oct. 28.1889.Ijui. 30, IH(35Doe. 18,1889May 9.1887])<•<"•. 31^1864Nov. 12. 1864Die. 2.1885Dec. 29.1887J u l v 2."), 1866Nov. 21,1881(»ct. 12, 18S6Feb. 2H. J805Aim. 25.1890Apr. 22,1884Sin)t.l7,1880flail. 10,18^3J u l y 31,18'.)0A pi'. 16,1S;)OJ >L:i. j 5.1889y.-.y 29. 18S8Ju ly 17.18(55Mar. 18,1S90J a n . 28, 1885,)• me 20,1883Jan . 21,1890Apr. 12,1S06Ju ly 22. 18S4M:i\ 13,1871Jiiii. 28.18^7Oct. 3,1881Apr. 23.18S7Aim1. 30.1889Mar. 12.18U0Jtii>olM». 1892A iv. 5, 1887Ju ly 16,1887Oct. 23.1889Sept. 1.1874Jan . 7.1890J r u e HO. 1885S(-»:. 4.1872l'Vb. 2.1884.June 17.1890MJIV 2.1884Aiiir.CS, 1881Auu. 26. 1S89J u n e 28,1890Apr . 8,188!)Dec. 5.1891May 31,1890Dec. 21,1889Dec. 2,1890Sept. 11,1889Deo. 15,1891Oct. 23.1882Sept. 22,1883J u l y 16.1889Oct. l\ 1890Aug. 28,1889Nov. 11,1882

$50, 00050, 000

500, 000750. 000100. 000

75! 000100,000300, 000

75, 00060, 00060. 000

lf»0| 000150, 000100, 000100,000100, 000

52, 000400,000100,000150,000500, 000250, 000

75, 00050, 000

100, 00050, 000

100, 00050, 000

200, 000100, 000

50, 00050, 000

125, 000100, 000

50, 000100, 000300, 000500,000500,000500, 000150,000

50, 000100, 000

1 000,000200, 000250, 000100, 000300, 000150,000

50, 00050, 00050, 000

125, 000100, 000200.000150! 000250, 000

50, 00050,000

100, 000150, 000

50, 000100, 000100, 000

50, 00050, 000

1, 000, 00050, 000

250, 00075, 000

100,000100, 000500, 000

Mar. 25,1891Apr. 7,1891May 9,1891May 21,1891June 22,1891July 1,1891July 2,1891July 16,1891

doJuly 21,1891July 23,1891Aug. 7,1891Aug. 17,1891Oct. 3,1891Oct. 7,1891. . . .doOct. 14,1891Nov. 2,1891Nov. 21,1891Dec. 5,1891Dec. 18,1891Dec. 21,1891Jan. 7,1892Feb. 6,1892Feb. 9,1892Feb. 19,1892Feb. 29,1892....doMar. 21,1892June 22,1892July 2,1892

doJuly 20,1892July 22,1892Jan. 14,1893Jan. 16,1893Feb. 6,1893. . . .do. . . .doApr. 6,1893Apr. 17,1893May 13,1893May 19,1893May 22,1893May 26,1893June 6,1893J une 7,1893June 9,1893June 12,1893June 13,1893

d. . . .doJune 15,1893June 16.1893June 17,1893June 20,1893June 23,1893June 27,1893. . . .do. . . .doJuly 1,1893July 8,1893July 10,1893July 12,1893July 14,1893July 20,1893July 21,1893July 22, 1893July 24,1893July 26,1893July 29,1893. . . .doAugr 2,1893

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 204: Annual Report of the Comptroller of the Currency, Volume 1 1893

OF THE COMPTROLLER OF THE CURRENCY.

CEIVER, ANI> CLOSING, SIXCF. THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.-—Continued.

Nominal assets at date of

Estimatedgood.

$7,53724,983

575, 606280, 592157, 65233,82324, 089

123, 89534, 04037, 21427,436

157, 63086,05042,15274, 758

16,1214,170. 649

429,340130, 365541,363140, 80841,22117,57062,38168, 26424,71563, 241

124,113

15, 58360, 36931,523

106,35168,13530,329

335,35234,142

300, 5491,085, 328

50,83928,70081,751

831, 565158,18719,95648,169

72, 7587,968

63, 78154,586

290,157221,171193,19296,328

371, 884125, 823

38, 067115, 530422, 813114, 297149,100107,446118,55048,019

1, 245, 767

250, 79685,19974, 026

175,8161,506,255

Estimateddoubtful.

$85, 85856, 756

966. 992555, 43038,725

118, 33332, 015

229, 95641, 22691, 07480,860

214, 99187,66527,18151, 564

50,0644,747,445

152,513298,762535, 479369,140

17, 77860, 938

106, 71865, 727

209, 54986,124

276,990

31,1105,111

79, 936109,297

83, 76127,959

174,852157, 453272, 803365, 918131, 069121 847141,872

1,097,119378, 953296,49890,902

267, 99232, 874

101, 49413,195

326, 62280, 835

387, 344106,190569, 688159, 710

65, 807105,14651,14962,478

122, 381156, 57716,20150, 534

804,337

437,51660,10485,90544,380

104,111

suspension.

Estimatedworthless.

$29, 71817,166

153, 9131, 485, 688

64113, 63550, 240

218,92882,1179,321

15, 460112, 844118,023101, 848142,122

19,455772, 597

61, 48031, 617

360,716181, 99539,14739, 6219, 6962,650

32, 2155, 048

58, 257

53, 93330, 953

109, 651149,159

26, 341145,461413, 862437, 285477, 405

1,000. 50434, 91058, 679

128, 851608,148386, 867

3,20153,163

97, 9171,455

39, 29141,179

106, 793252,321

36, 38888, 87090, 35536,24519, 5644,563

13,444732

53, 70618, 02616, 68473, 431

603,144

418,91015, 848

117, 61411, 323

118,738

Addit ionalassets re-

ceived sincedate of

suspension.

$43, 8494,551

625, 472219, 720

2,74913, 80723. 46210,3635,167

82

l"096"13,652

4, 35251,397

2, 909415,G4736, 63862,199

165,84024, 4281,2891,427

27,100393

2,0652,677

19, 401

261 549

26, 88288

5 01547,827

6 0054,952

42,157

152485

19,07125, 000

7796,728

1,9207,613

606708

50,625100, 550

25, 80313, 413

595150

4,838510

2,930144

2,45473,022

47, 332250

1,8041,121

61,573

Totalassets.

$106, 962103, 456

2, 351, 9832, 541, 430

199, 767179. 598135,806583,142102. 550138, 291123, 756486, 501305,390175. 533319, 841

88, 54810,106, 338

679, 971522,943

1, 603,398716, 37199,435

119, 556205. 895137,034268, 544157, 090478, 701

100,65297 982

221,110391, 68^178, 325205?, 764971,893634, 885

1, 055, 7092, 493, 907

210, 818209, 378352, 959

2, 555, 903949,007320 434198, 962

1 230 986440, 58749, 910

205,172109, 668774,197654, 877

317,1911, 045,340

321, 778124, 033225, 389492, 244178, 017328,177282,19315J., 435174,438

2,726, 270

1,154, 554161, 401279, 343232, 640

1,790,677

Offsetsallowed and

settled.

$3, 610

72*698"116, 832

4,1983,119

33914, 500

803

28", 7195, 281

2183,324

2,8131, 111, 427

18,8169,912

39,32515, 385

129126

7,09328, 6504,5493,127

32, 869

7,9531 2865 2547,1631,878

11,46510,2172 0699 831

61, 3652, 043

941,609

243,88944 130

1492,147

131 4058 116

106,465

11 7174.450

10,197

7,09527, 998

9281,230

18, 2956,313

12, 0155,5097.974

13, 388305,102

22,972

62247,240

Loss onassets com-pounded orsold under

order ofcourt.

$107, 3601,563

16. 54018, 0202, GOG

20, 22192, 05230, 7009,365

'3005, 402

95,92515,1901,808

213

3, 850147,481

10, 42218. 590

111, 74043, 520

4, 72G13, 927

18,633

1682, 206

3, 740

51592

771

1,5005,029

24. S44

99

2 000

4,843,

7 75080

8, 067

163

3,226

36

Nominalvalue

of assetsre turned to

stock-holders.

$74, 869

14814915015115215315415515(5157158159100101102

10410r>166107108109170171172173174175176177178179180181182183184

186187188

190191

193194195196197198199

I 200

19m

. . . .

203204205206207908909

911i 9.1',»

214215

217218?r19220

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 205: Annual Report of the Comptroller of the Currency, Volume 1 1893

2 0 4 REPORT OF THE COMPTROLLER OF THE CUttRKXClfi"

INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, AFPOINI MV.ST OF B ESYSTEM, WITH AMOUNTS OF NOMINAL AND AMMTIONAL ASSETS,

221222223224225

226227228229230231232233234235236237238239240241242243244245246

e and location of bank. Date of or-ganization.

Indianapolis National Bank, Indianapolis. Ind Nov. 21,1864Northern National Bank, Big Rapids, Mick I June 5,1871First National Bank, Great Falls. Mont July 1,1886First National Bank, Kankakee, 111.* Feb. 20,1871National Bank of the Commonwealth, Manchester, I Feb. 9,1892

N. H.30.188720,1884

Jan. 31,1885July 14,1884May 13,1889Jan. 8,1890

First National Bank, Starkville, Miss I Apr.Stock Growers' National Bank, Miles City, Mont Dec.Texas National Bank, San Antonio, TexAlbuquerque National Bank, Albuquerque, N. Mex....First National Bank, Vernon, Tex. /.First National Bauk, Middlesboro, KyFirst National Bank, Orlando, Fla Mar. 16,1886Citizens' National Bank, Muncie, Ind.* j Mar. 15,1875First National Bank, Hot Springs, S. Dak .First National Bank, Marion, KansWashington National Bank, Tacoma, Wash.El Paso National Bank, El Paso, TexLloyd's National Bank, Jamestown, N. Dak .National Granite State Bank. Exeter. N. H.Chamberlain National Bank, Chamberlain, S. DakPort Townsend National Bank, PortTownsend, Wash..

July 15,1890July 28,1883Apr. 23.1889Dec. 22,1886May 4,1891May 15,1865Apr. 8,1890Apr. 18,1890

First National Bank, Port Angeles, Wash i May 19,1890First National Bank, Sundance, Wyo j June 16,1890First National Bank, North Manchester, Ind | Mar. 17,1883Commercial National Bank, Denver, Colo Sept. 6,1889First National Bank, Dayton, Tenn J uly 10,1890

Capitalstock.

$300,000100, 000250,000

50,000200, 000

60, 00075,000

100, 000175, 000100,000

50, 000100, 000200, 000

50,00075, 000

100,000150, 000100, 00050,00050, 000

100, 00050, 00050,00050, 000

250, 00050, 000

Receiverappointed.

Aug. 3,1893Aug. 5,1893

do. . . .doAug. 12,1893

Aug. 9,1893do

Aug. 10,1893Ausj. 11,1893Aug. 12,1893

doAug. 14,1893

doAug. 17,1893Aug. 22,1893Aug. 26,1893Sept. 2,1893Sept. 14.1893Sept. 23,1893Sept. 30,1893Oct. 3,1893Oct. 5,1893Oct. 11,1893Oct. 16,1893Oct. 24,1893Oct. 25,1893

* .Restored to solvency.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 206: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 2053EIVER, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKING

AMOUNTS COLLECTED FROM ALL SOURCES, ETC.-—Continued,

Nominal assets at date of suspension.

Estimatedgood.

$878, 946100,987614,780

92, 856355,823

31, 58252,15978,892

224, 43948, 56237,602

130, 9654*1, 972

58, 50057. 06555,146

144,470130,177

68, 315

13,037103,342

9,697104, 650

Est imateddoubtful.

$521, 577233,958439,519118,46488,037

36, 726163, 047118, L93255, 910178,182

44, 630192,47231,19571, 01247, 902

105, 596326,170181, 527

99, 690

60,82845,05683, 38768, 238

Estimatedworthless.

$697, 7452,378

31, 62317,50753,470

40.169120,42822, 56626, 4036,8401,896

101, 7.10167

1,8145, 331

57, 3749, 713

62 37526, 227

33. 5458,694

14,593235

Additionalassets re-

ceived sincedate of

suspension.

$->9 933

Totalassets.

Sft9, 198 90fi9 437 34fi 7fiO

83, 4535, 895

11, 203

774257

3,129

9,525735

433231

95367, 480

2, 000

870

1,169. 375234; 722508,533

109, 251335,891222, 780

24:5,10984. 863

425 147473, 767107,558104, 393585,596482, 353374 079194 232

107,410157, 962107, 677173,123

Offsets al-lowed and

settled.

$64, 2674, 234

80, 2631. 4062, 833

1, 9565,369

454

3 2941,236

18,9511 2-19.

677

1, 088

1, 441

Loss onassets com-pounded orsold under

order ofcourt.

Nominalvalue

of assetsreturned to

stock-holders.

ji

$58

222

224225

226227228229230231232233234235280237238239240241242243244245246

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 207: Annual Report of the Comptroller of the Currency, Volume 1 1893

206 REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RE-SYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,

123456789

101112131415161718192021

232425262728

3031

333435363738394041424S4445464748495051

53

555657585960616263

65666768697071707374757677

Nominalvalue of

remainingassets.

$200

8,639

67,835

291,357

196, 790

795 38453,800

250,854$30, 065

32,519

159, 605

Collectedfrom assets.

$75, 209320 995174, 26433, 28791 608

162, 386999,305

79,9041, 234, 868

268 84468, 645

159 51231 56637, 908

223,1691, 394 662

276. 649762 760350 154124, 713*>3 882

162, 052175,409512 698548,099

1,447,1031, 808, 304

299, 357122 645108 944708, 507£6 94279! 48858, 06491, 96967 25130, 332

298, 739196 903188,13542, 34122, 08022 16543 48873,14580,597

584 71880,18064, 07113 707

32] 85110t>, 703111,90810o 227207,910

2 846,622103,235103,328245. 483

1 535 260157.544351, 37794, 61347, 941

109,80151,10712 061

284 43819. 74266,185

$78. 57319 26620, 819

156, 601126, 536183 917157,782

Collected 1from assess-ment upon

share-holders.

$1,1641, 245

16,4884, 000

7,50038, 2242,125

28, 9358,936

348, 961

136,172

10, 07942. 795

109 707228,580

5,200

19 67511 400

303, 813

2,25037,597

66,535

93,619106,451

11,2691 100

42, 2124, 5L0

58 826

15, 5522 664

122,12791, 93045,2328 0449,540

245,108

47,949*

05,132

16, 45554, 53616, 447

123, 43016,50023, 622$1, 810

2,880

16, 27772, 57680 257

Total'collections

from allsources.

$76, 373122 240190, 752

37, 28791 608

169, 8861,037,529

82. 0291, 234, 868

268 84497. 580

168, 44831 56637,908

223,1691, 743, 623

276, 649898,932350 154124, 713

172,131218. 204622, 405776, 679

1, 452, 3031, 808, 304

299, 357142 320120, 344

1,010,32056, 94279,48860, 314

129, 56667, 25130,332

365. 274196, 903281,754148, 79233,34923.26548.488

115.35785,107

643. 54486,18079,62316, 371

443, 978197,633155,140111, 271217,450

3, 091, 730103, 235103,328293, 432

1, 535, 260222, 676351, 37794, 61347, 941

126 256105, 64328, 508

407, 86836, 24289,807

*$80. 38322,14620, 819

172, 878199,112264 174157,782

Loans paidand otherdisburse-

ments.

$275816935507

17,4777,054

18, 65572, 399

20815, 5073,7862,9264,932

203,17072, 365

596, 665

2, 296

1,3006,248

18,96435,83916, 393

746,15320, 3154,545

3,6304,350

14,289559296

56,921.'74, 8962,309

445

3,9283,6165,385

63,4751,579

16, 773

5,000520

4,7978,805

753658, 784

4,059

7*846"249, 050

1,7913,048

1,576

114, 220

9,762$2,125

2721,633

47,31553, 89849 4662,021

Dividendspaid.

$70, 811101, 387165, 76932, 30565,335

132, 608884, 42958, 661

1,138, 870143, 30786,737

134, 92916, 65429,277

163, 9821, 326, 487

175, 920263, 065342, 054

77,56815,142

143, 209175, 430549, 427661, 816

1, 374, 339747,428259, 487125, 667107, 258862,26346, 63462. 03231,668

101, 54562, 64619,002

228, 412108, 318226,308135, 79718, 25812, 62434,53688, 69765,783

545, 59360, 64759,1219,456

388, 856173, 512136,47489, 715

202, 7532,165, 388

81, 94173, 890

254, 6471 138,150

193,941316, 828

52, 51433,105

107,57579, 72521,710

262,88729, 37766,810

$69,43716, 67011, 803

100, 870105, 763182 572137,428

Legalexpenses.

$6, 46311, 2811,2586 182

12, 24743,1836,673

28, 67717,1345,3153,9771, 7732,7059,091

76, 64810, 4379,436

3,085362

6,03716, 70925, 37627, 33024, 24113, 637

728250

1, 27067, 5691,2674,7186, 0758,232

1,16642, 067

21,4953,9464,7311,3672,0778,8045,060

13, 802592

2,2002,751

25, 0405,146

9662,0821,898

79, 8022,690

11,9876,668

15, 93513,1045,444

5763,9745,546

11, 0062,315

10,129825

1,352$634

1,488850

3,83815,827

5,385

Receiver'ssalary and

otherexpenses.

$5,56214, 39013,4272,908

19,15624, 52492,4409,442

48,66635, 9835, 320

14,0089,3533,000

45,164137, 31816,71329, 7668,1008,2641,878

21, 56419, 81728, 63851, 44537,12853,28718, 82711,85811, 36276, 8584,691

12, 3918,278

19, 2304,30910,164

37, 87413,68931,6428,604

10, 3489,2747,935

10, 0058,879

19, 88013,8741,5294,164

25, 0829,716

12, 90310, 66912,046

161, 03610,91917, 25124, 27177,80215, 60127,314

1,6045,013

13,13513, 3364,4834,9506,040

11, 883$8,187

3,7163,0058,176

23, 05132,136

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 208: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 207

CEIVER, AND CLOSING, SINCE THE OI? ; \MXAI'LO.N OH* THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL Souiici.t, LIO.—Continued.

Balance inhands of

Comptrolleror receiver.

Amountreturned to

shareholdersin cash.

$199

"""27"

$1, 214

21

249202

454

33, 5006,500

247, 799

3474

50

"794

200

54,32030

$108

4,185

9,488

8,739

26, 7203,626

36, 8715,849

15, 682

$3, 42012, 679

829

£™™*5 Amount »fassessmentupon share-

holders.I

$50, 000300, 000200, 000

50,000

100. 000500, 000120, 000

26. 00039, 300

100, 000

400, 000

"i§5,666

125, 00052, 500

350. 000300, 000300, 000

400,00050, 000

100,000600,000

50. 00045, 000

100,000

500, 000

200, 000150, 000

34, 00050, 000

75, 00050, 000

250,000

60, 00030, 000140, 000132, 00067, 00050, 00053, 000625,000

72, 000

"266," 666'

35,000125,00036, 000160, 00050, 000100, 000$21,50017,000

50, 000130,000121, 750

4;: I, "

37<;. 9J289. iU7

'l27! 801l,ll)l..')00

170. 75268. 986

205, 256" 33,870

69, 874170,012

1, 282, 254157,120378,722645, 55879,86415,142

254, 901171. 408657; 020597. 885

1,619,965796. 995992. 636167. 285175,081

1, 429, 59567. 292

144, 606" 55,372

176, 60162, 64693,021

1, 795, 992237, 824376, 756177, 51235, 80156, 45734,58591, 801135, 952703,65859,22697, 46435.023

352, 062185, 760175, 952140,735227, 355

1, 935, 721133,112196,356254, 647

1, 061, 598298,324392,39475,17529,204118,37190, 42436,109

261, 88777,104168, 048$70.19127; 80132, 449156, 260282, 370197, 353128,832

Dividends,pcL-ceat.

58

0; 711

L7 1334«i. CO79

9688.50

10068 3349. 2041. 9092.70

100100100100100100

57.46100

84.83100100100

347657.506273.504358.3057. 50

10024.39114. 9416662, 5676.505122.50

100100

48. 4077 512

1007027

100100

81. 5963.6089.179

10010037.6483

100100

65. 57100ICO10090.508860

10038.1040. 728598. 92560

100100

68.70100100

Interestdividends,per cent.

64=""*

46

30

50

100

100

100

38.50100

100100

100

100100

100±00

42.30100

Finallyclosed.

Jan. 2,1867Feb. 2,1885May 14,1883July 28,1870Feb. 4,1870Nov. 25,1882Sept. 28,1882Dec. 19,1874Nov. 18,1874Aug. 15,1872Apr. 7,1881Nov. 30,1872Nov. 25,1882Dec. 4,1875May 16,1884Apr. 20,1882Nov. 16,1874Sept. 1,1875Feb. 13,1872Oct. 2,1877Jan. 3,1876Feb. 15,1886Jan. 8, 1880June 1,1881Apr. 29,1884July 24,1876Mar. 31,1883May 1,1876May 15,1876Nov. 30,1883Mar. 21,1887Dec. 6,1882

Sept. 11,1878June 2,1883Sept. 18,1876May 14,1879Nov. 20,1883Mar. 19,1879Apr. 5,1886June 2,1884Mar. 4,1886Mar. 28,1883Feb. 28,1878Jan. 31,1881July 20,1882Feb. 28,1885May 23,1888July 14,1880Nov. 25,1882Aug. 11,1884Sept. 14,1881Jan. 18,1883July 23,1881June 10,1880Mar. 26,1888Oct. 15,1881Oct. 5,1885Mar. 3,1882

Feb. 23,1892July 6,1881Mar. 9.1882Aug. 5,1879June 20,1882Mar. 9,1885Sept. 7, 1885July 5,1879Mar. 24,1885Feb. 12,1889Feb. 12,1889Apr. 8.1881Oct. 10,1879Mar. 15,1881

Mar. 1,1884Jan. 17,1881

«J

34567

81011121314151617ia19202122

i.252e272829303132

3435363738394C414243U454C474?

5(515253545556575858fid616263646566676S6970717273747R7671

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 209: Annual Report of the Comptroller of the Currency, Volume 1 1893

208 REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OP RESYSTEM, WITH AMOUNTS OF NOMINAL &N$> ADDITIONAL ASSETS,

Nominalvalue of

! CollectedColled p-f1 ! f l>on ' iassess-

reinaining fromas tk m e ^ ? n

assets.

92 i 136, 32093 | 33,95994 j 1, 478, 855

96|97 I98!99

100101

103104 j1051061071108 !109:110111112113

115116117118119120

122123124

129130131132133134135136137138139140141342143144145146147

149150151152153154

59, 33426, 023

155, 259

983, 775

64, 968

3,300

2,"9li,"545"

332, 702285,470

19, 318

116,13249,598

11,80324. 3059^970

37. 05156, 264

171,58856, 460

121,48881,25847,64651, 896

422, 29522, 229

195, 732201, 057118,157

58, 0351,889, 8302,151, 991

48, 263101, 983

$205, 06296,o29, 11991, .1.21

113, 791338.162

(661, 366, 608457,272

1,191, 340150, 019281. 261152,84216, 577

143, 478261, 075

4, 242, 57737,129

294, 77922, 74484,4.4020, 84952. 029

626,11.34(5, ra279,139

2, 282, 527148, 611245. 70460, 83928,47777,305

165. 669198, 513204. 04762, 87114. 251

2, 929, 223104, 68282, 06931, 798

139, 485263,871920. 599

1.391,306' 453, 335224,700186, 976330, 47135,670 j100,149 I507, 21694, 63127, 930

105, 04391, 23953, 33019, 50819, 902

511, 99556, 48829,59610, 40535,20711, 879330,73341, 57161, 581

464,13576, 04358, 36147.793

380. 608259! 70916L 99559i 76542,815

holders.

$54,950

4,67723, 001

"267*3li"64. 655

495, 55013,450

734, 7248, 321

123, 91912, 01023, 73212,89264, 650272,47419,16976, 93618, 86994, 200

Totalcollections

trom allsources.

23, 503159,08750, 0001,400

167, 438

" 58," 30415, 73036, 700

1,180

301, 669

18,13534, 00234, 656

"250," 028'

"72," 57737, 900

20,400

59. 64532, 50026, 70719, 798

42, 40810,153

720

21, 24034,5107,4374,7703,600

27,45016, 900

7,524780

1,058149, 634240, 087

22, 750

$260, 01296, 60534.096114,122113, 791605, 473154,421

1, 862,15S470,722

1, 926, 064158, 340405.180164, 85240. 309

156, 370325. 725

4,515.05156, 208

371,71541, 613178,64020. 84975, 532

785. 40090, 33280,689

2, 449, 965148,611304,00876, 56965,17777! 305165,669198, 513204. 04765, 553

- 14,2513, 231, 252

104.682100,20465,800174,141263,871

1,170, 6271. 391, 306

525. 912262,600186, 976330, 47155, 570100.149566, 891127.18154. 637

124, 84191, 23995, 78829, 66120,622

511,99577, 72864,10617,84239, 97715, 479330,73369, 02178, 481

464,13583. 56759; 14148,851530.-242499, 856161, 99582, 51542,615

Loans paidand otherdisburse-ments.

$57,7455310

8,420

io, 637"

1,910194, 579

2475,0993,39217,50217, 527

472, 827

64, 035

6, 3596,515.1, 89317,243

174,137231

82, 47216, 664

625

16,177

8285, 249

111519

1,01717, 696

782, 3905,1505,8101,9831,1697,2841,466

59,53526, 8811,177

58, 64731, 30320, 0862,5223,404

41, 90610, 8751,5924,3736,2241,833

190, 49317, 0181,049

69. 64827,00432,1328,4844,644

64, 3558,7793, 035

32,214

Div iden<jii: aid.

$1.66, 5?88,17

82,' Of96.17

528, 3(99.84

1,790,93389, 22

1,566,12127,86321 8^83,7826, 8072,65

260,193, 615, 54

39,81275, 6825,00

143, 938,8059,05

681,1786, 2639,46

2, 028, 06131, 02138,48

22,5552, 4036, 39

135, 5711.7,87,82,94i.50, 59'9,49'

2,133, 9436,44!80,12(46, 54*

liil, 49'255,49

1, 034. 63400, 99412, 78248,12172,318, 5E

14, 8"93, Oi

482,0:86,943,2123,457.5660,5117,9212,2!

452, 0:60,51, 5£

30,5:5,6:

118, 3'29,4£60, 27

349, 9£44,7'21,327, 6fl

235,86347, 2<147, 2!

68,8:8.7J

Legalexpenses.

$10,245

1,7927,1673, 225

19,3382,973

46, 75545, 44980, 310

8,911.24. 27912, 0542.2239,657

10,446110, 474

4,7455,1682. 602

28, 75052

5,01253,425

1,8255,010

95,626192

2,8555,7301,8401,1551,425

198324

111,1131,9907,1527,7462, 280

88228, 035

63037,0623,7032,9881,8101,9311,9234,6903,2825,0327,7552,0891, 934660140

4,455250

2,6012,695664

1,2035,5784,9012,3169,218638934

3,19814, 51811, 730

14172818

Receiver'ssalary and

otherexpenses.

$24, 5517,51711, 29616, 4756, 73922,69010,83224, 39234,141

111. 23718; 87358, 78428, 2877,885

24, 53120,031

178, 64211,02926, 82813,17813,3865,4759.44033,5558,24416, 21589, 3492,31422,71315, 72410, 2996,6077,3215,2084, 27911, 7621,348

70, 5958,4634,80210,7319,8453,988

30, 51811,57231, 99814, 0539,0964,62213,2333,34813, 91010, 4695,13914,4875,2508,4926,3392,56112,7815,4177,3453,4373,8093, 83215, 0075,0278,80320,1836,7744,0684,010

. 30,74227, 6754,9303,6851,830

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 210: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 209

CEIVER, AND CLOSING, SINCE TLJK ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOUKCES, ETC.—Continued.

Balance inLands of

Comptrolleror receiver.

$6, 500

35, 624

137 564

827

130

362, 790

15, 89311

3,193

498, 678

9,740

38, 916

18, 233

20, 507

4,7649 2132,164

9677,335

2892,9911, 331

12, 6926,040

15 0904, 358

6405,465

98,25248,853

8476 251

Amountretui n«id to

s'i .u 'i > dt'jsUl iWsu,

$884859

7,65125,10340, 769

712

14. 8507,486

3,1495,172

75 22010, 074

3, 329

7,7878,130

2,489

105,716

361

WQQ5 CUB—

a]) Hi »'iaiv-

$160, 000

10,00050, 000

300, 00075,000

100, 000100. 000961, 300

50, 000200, 00060.00050| 000

loo, ooo75,000

400 00025,000

250, 000$') 500

100,000

50,COO200, 00050 00050. 000

300 000

100,00050,00050 000

50,000

1, 000, 000

19. 50050, 00060 0-'O

300, 000

150.000100 000100 000

50,000

75, 00050 00050, 000

10'», 00010, 00065, 00012 500(>0 00024, 00040 00080,00033, 00011, 00012,000

100, 00062, 500

38, 00039,0004,000

500, 000750, 000

37 500

-14

A m o u n t ofclaims

proved.

$132, 46181, 80121, 182

108, 3859 3 ('>"">

580, 5W104, 7-il)

2, 654, 690894, 7G7

2, 397, 129186, 993422, 772206, 991

46, 441294, 521241,521

' 36^526365. 93126i 322

409, 9308.131

84, 978651, 274

86. 258140, 333

2 S'^S 483127, 524171,58162,162

112 13563, 669

130, 772116 626

80, 452108,175

9, 3794, 328. 084

82. 15675. 343

210, 074174 1202-17. 920

1,129, 9843°>8 236825, 553435 319320, 2')2311 028

49, 81.990,136

456, 667108 127143,454168, 082

58. 74375,6382iy 40830.560

405, 7GO

83,98025,16330.51618. 807

236, 74098,274

120,547388 882111, 19042,96239, 825

2,308,1001, 736, 252

155,048

Dividends ,per cent .

10010099.13381

1001.0010067.4054-'t. 5065. 370 9080. 254081.1033

10080

10075. 259535

10069.50

10010042. 3770

1001004047

10010010010045

10050

10010022,156802 75

1009.6

100505753

10030

1001007530.1771599.25808040

10010062 5

10030503050904050.370102095

100

Interestdividends,per cent.

100100

lot'100100

100

100

21. 6100

100100

100100100100

100

100100

100

100

100100

. . .

Finallyclosed.

Apr. 24,1886Aug. 1,1881Feb. 6,1883Aug. 6,1887Feb. 4 1882Feb. 18,1885Oct. 12,1885

Apr. 30,1892June 30.1893Apr. 15,1893June 6,1892

Oct. 25,1886

Sept. 25,1889Sept. 3D, 1890

Apr. 19,1893Oct. 29,1885Jan. 22,1890May 29,1893Feb. 10,1888Sept. 30,1890

June 1,1886Sept. 14,1891

Mar. 20,1890Mar. 2,1888Aug. 18,1887Feb. 17,1887Apr. 30,1887

Oct. 17,1887

July 11,1889Mar. 5,1891May 13,1892Apr. 25, 1892Oct. 20,1888

J une 27,1888

Nov. 11,1892Jan. 15,1891Jan. 29,1889

Apr. 24,1890

Apr. 26,1892

. . .Mar 29 1893

June 30,1892

78

8081

8384858fi878889909192939495

979899

100101

103104105106107108109110111112113114115116117118119120121122123124

126127198129130131132133134135136137138139140141142143144145146147MR

150151

153154

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 211: Annual Report of the Comptroller of the Currency, Volume 1 1893

210 REPORT OF THE COMPTROLLER OF THE

INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATIONSYSTEM, WITH AMOUNTS OF NOMINAL AS

Nominalvalue of

remainingassets.

$424, 972113,902126, 559

79, 713295,102213,778129,786171,550

Collected:roin assets.

$110,20240,50315,82234, 81673,139SO, 53944, 970

166, 004

Collected

share-holders.

20,30622, 970

3,37583,10027,613

6,560

Total Loans paidand oilier

from all disburse-sources.. ments.

$134. 08260'. 80918; 79238,191156, 239108,15251, 530166, 004

$80,97414,8378, 337

21,4.3617, C5323,87135, 9413,011

Dividepaid

CURRENCY.

APPOINTMENT OF RED ADDITIONAL ASSETS,

ids ! Legalexpenses.

965' 28,1129

9,079123,62140,995

9 699

2,324341

2,143724

2. 942543

6,395

Receiver'ssalary and

otnerexpenses.

$9,1573,7703,6344,1646, 6366,2822, 5926,014

66, 0102,26^,875344,142312, 990

1,192,182472,55853, 89272, 956

""55*730255, 731126, 099346,520

17, 5556, 630, 285327, 838180,174272, 066193,03043,48738,141123,933:;5, 40415, 65929, 22897,166

5,215136, 89023, 66428, 420206,340103,454

3,926

"*4,13641, 55812,123

22, 770i, 773,175351, 502214, 594478. 406290,4844:;, 48742, 0(57123,93339,54057, 21741,35197,166

1, 28076, 5489,176

52, 814100, 93545, 55131,02312,91311, 9466, 5151.5314,800784

176,644326140264218

00630,175

1402, 67116, 2355, 654419

1,257

2, 638395562550

3,56750, 0726,9677, 24311, 3009,0463, 0733,1432,6554,5654,2314,482

61, 35267, 902208, 359245, 554149,341182,268746, 682597, 778762, 621

2, 000,132164,232190, 003323,998

2, 035, 241782,835215, 237139, 049717,132426, 30247, 745

183, 25579, 817684,168568, 495

28, 51328, 7948,475

143, 87828,442L5, 691

2L4, 62436, 800276, 373411, 42656, 80719, 69028, 417

278, 576125, 4776,01153,143773,7806,5782,39216, 0U018, 29978, 74636, 787

10, 26644,362

36, 72254, 45132, 960

191,512

10, 25015,8C2

28,51328, 79418, 741188, 24028, 44252,4132G9, 07569i 760270, 373632, 93856, 80720, 94044,279278, 576125, 477

20, 7104,432425766

14, 8412,865

141,1)951, 971

214, 08724; 09013, 63314, 50933, ((98147,858t 398

55

141146900430714

•, 488, 282;, 528

'06•, 099:,771

25,162

" 566'

50, 350

6,01153,143773,78031, 7402, 39216, 5G018, 29978, 74687,137

1, 58414, 543

277, 3185474SS!3 L720190

44, 027383

12, 308

5,809

81,112

1,5829769290719577

1, 2932,431823503616

8,5921,362

441200

6427560

2, 245326

L 6442, 8802,0051,8843, 5923,1086,39111, 7712, 2891,0861, 9053,5092, 9022,5791, 6834, 8921, 3431,2551,4211,1091,0391,700

290, 865988,564303,779121, 377218,098401, 575134,222270,965267,19492,174151, 878

1, 633, 422

25, 82921, 50116,9831,8316,28175,13838, 39146,2839, 56351, 4429,436

793, 225

25, 82921, 50116, 9831,8316,28175,13838, 39146, 2839,56351,4429,436

793, 225

3641,035638100

2, 01711, (U9

1851, 0402,19721,170

27967, 030 597, 032

1*4," 450'

30293

2018010

13540

5, 544

1,8201,1751,026

890870

2,3541,0871, 020

6141,7521, 0082,253

1, 008,182160, 015274,248205, 788

1, 634, 7461, 882, 431

299, 3641,013, 832

177, 345453,284106, 935307,668215,388

130, 3801, 38(52, 083

26, 390120, 948181, 712

45, 24475, 91256. 25852, 540

43223,4687,151

130, 3801,3862, 083

26,390120, 948181, 71245,24475. 91256, 25852, 540

43223, 468

7,151

3,601'214150

6,19739,13975, 980

5, 53149, 04011,32623. 383

' 3184, 956

944

20, 894

58, 606 20373

85

1,979175945919

2,4843,0851, 0221,379

6551,610

55930730

226,44382,747

13, 6581,251 .

13,658L2&1

216 j .1,255 I.

857340

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 212: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 211

CEIVER, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.

Balance inhands of

Comptrolleror receiver.

$7 39911, 7476 4781 3687 60*3

34 i 60

L'TU

8,41411,41885,13217,5683,3143,126

1,544

14, 926

833

7023,8743,1621,597

41, 8119,720

54, 46144, 7207,747

9,275118,034120,813

1,84618, 291

29, 850648

14, 4174, GIG

33,4033,882

17, 73519,19115,317

9353,099

61, 11137, 09844, 0396,741

28,38410, 562

121, 357

990888

79, 055102,640

25,11844.27527,545

5817,4967,970

12,584

Amountreturned to

shareholdersin cash.

$28,696

Amount ofassessmentupon share-

holders.

$180, 00045, 00054, 00045, 000

150,000120, 000

41, 000

18,000400, 000100,COO150,000500, 000250, 000

9,500

21, 00082, 00025, 000

17, 500

36, 25075, 000

75, 000300, 00080, 000

500,000

50, 000100, 000

200, 000

112, 500

50,000

100,000

250, 000

300,000

Amount ofclaimsproved.

$122, 25659.39171i96936, 018

277,119102, 488

9 274149, 699

34. 0137, 593, 533

544,669280, 915882. H61546! 175

15; 89136, 04579, 33044, 020

135, 30584, 507

171,065

15,70633, 45745, 564

224,43077,14190, 911

830, 490105, 010

95, 0991,379, 265

66, 76070,68485, 777

753, 361236, 629

12, 00769,411

576, 58939, 578

6,314126,18230,771

245, 482324,460

142,546686, 010219, 639

14, 25758,069

227, 27071, 322

125 50265.42742,93843, 050

1,194, 069

537, 8137,375

170,4589,114

1,000,181314, 444174, 706

69, 486133,551

117, 28755, 531

1,67319,862

Dividends,per cent.

3550

254540

100

5087.5605030404060

10060404050

20100358010451050

405020

3075

40

25

50

25

25

25

Interestdividends,per cent.

ioo

Finally-closed.

F e b . 15,1892

Oct. 12,1892

A p r . 6,1893

155

157158159160161

163164

166167IK?

170171172173

175176177178179

181

183184

186187188

190191192

194195196197198199200201

203

205206

2089oq210211212213214

21621791 fl2192202219999 9 ^

99499«i9.9f9 9 ^

9,?F99q

232

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 213: Annual Report of the Comptroller of the Currency, Volume 1 1893

212 REPORT OF THE COMPTROLLER OF THE CURRENCY,

INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RESYSTEM,, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,

232233234235236237238239240241242243244245246

Nominalvalue of

remainingassets.

$366, 053102,53298, 786

582,433412,110

150, 680

Collectedfrom assets.

$89,0542,6265,0913,536

76,226

4, 787

Collectedfrom assess-ment upon

share-holders.

Totalcollections

from allsources.

$89, 0542 6265,0913,536

76, 226

4,787

Loans paidand otherdisburse-

ments.

$17, 700674

3,401200

46,344

870

Dividendspaid.

Legalexpenses.

$5

125

Receiver'ssalary and

otherexpenses.

$9855:iO72

395136

1, 373

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 214: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 213

CEIVER, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKINGAMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.

Balance inhands of

Comptrolleror receiver.

$70, 3632, 4501,9532,940

29, 742

2,545

Amountreturned to

shareholdersin cash.

Amount ofassessmentupon share-

holders.

Amount ofclaimsproved.

$319,59337, US21,5381,068

29,923

Dividends,per cent.

Interestdividends,percent.

Finallyclosea.

232233234235236237238239240241242243244245246

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 215: Annual Report of the Comptroller of the Currency, Volume 1 1893

214 REPORT OF THE COMPTROLLER OF THE CURRENCY.

C O M P A R A T I V E S T A T E M E N T F O R T W O Y E A R S O F T H E T R A N S A C T I O N S O F T H E N E WYORK C L E A R I N G H O U S E , S H O W I N G A G G R E G A T E A M O U N T O F C L E A R I N G S , A G G R E -GATE B A L A N C E S , AND T H E K I N D S A N D A M O U N T S O F M O N E Y P A S S I N G I N S E T T L E -M E N T O F T H E S E B A L A N C E S .

Year ended—

Oct 1 1892Oct 1,1893

Increase . . . . . . . . . . . . . . . . . .Decrease

Tear ended—

Oct 1 1892Oct 1 1893

Increase . . . . . . . . . . . . . .Decrease . . . . . . . . . . .

Aggregateclearings.

$36, 279, 905, 23634,421, 380,870

1,858, 524, 366

Treasurycertificates

for legaltenders.Sec. 5393.

$483, 350,000' 188,120, 000

295, 230, 000

Aggregatebalances.

$1,861,500, 5751, 696, 207,176

165, 293, 399

Legaltenders andminor coin.

$229,157,000525,063,000

295, 906, 000

TJ. S. gold cer-tificates.

$791,022,000168,628,000

622, 394,000

Loancertificates.

229,783, 0001 229,783,000

TJ. S. Treasury-notes.*

$357, 971,000584,613, 000

226, 642, 000

Percentage to bal-ances.

Goldcertifi-cates.

42.538.

Legaltend-ers.

57.549.

Loancertifi-cates.

13

*TJnited States Treasury notes are issued in pursuance of the provisions of the act of Congress direct-ing the purchase of silver bullion and the issue of Treasury notes thereon, appioved July 14, 1890.They are payable on demand in coin.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 216: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 215

STATEMENT SHOWING BY COMPARISON THE TRANSACTIONS OF THE NEW YORKCLEARING HOUSE FOR FORTY YEARS, AND FOR EACH YEAR, THE NUMBER OFBANKS, AGGREGATE CAPITAL, CLEARINGS, BALANCES, AVERAGE OF THE DAILYCLEARINGS AND BALANCES, AND THE PERCENTAGE OF BALANCES TO CLEARINGS.

Year.

18541855185618573 85818591860186118621863186418651866186718681869187018711872187318741875187618771878187918801881188218831884188538861887188818891890189118921893

Total

banks.

50485050464750505050495558585959616261595959595857595760616361646364636364636464

Capital.*

$47, 044, 90048, 884,18052, 883, 70064, 420, 20067,146, 01867,921,71469, 907, 43568,900,60568, 375, 82068. 972,50868, 586, 76380, 363, 01382, 370, 20081, 770, 20082, 270, 20082,720, 20083, 620, 20084, 420, 20084, 420, 20083, 370, 20081, 635, 20080, 435, 20081, 731, 20071, 085, 20063, 611, 50060. 800, 20060, 475, 20061,162, 70060,962, 70061,162,70060, 412, 70058, 612, 70059, 312, 70060. 802, 70060, 762. 70060, 762, 70060, 812, 70060, 772, 70060, 422, 70060, 922, 700

+68,127, 200

Clearings.

$5, 750,455, 9875, 362. 912, 0986,906, 213, 3288, 333. 226, 7184, 75(5. 664, 3866, 448^ 005. 9507, 231,143, 0575, 915, 742, 7586,871,443,591

14. 867, 597,84924, 097, 190, 65626. 032, 384-, 34228. 717,140,91428, 675.150, 47228, 484, 288, 63737, 407, 028, 98727, 804, 539, 40629, 300, 986, 6823.5, 844, 369, 56835, 461, 052, 82622, 855, 927, 63625, 061, 237, 90221. 597, 274, 24723, 289, 243, 70122, 508, 438. 44225,178, 770, 69137,182,128, 62148,465, 818, 21246,552,846,16140, 293.165, 25834, 092, 037, 33825,250,791,44033, 374, 682, 21634,872, 848, 78630. 863, 686. 60934^ 796, 465, 52937, 660, 686, 57234, 053, 698, 77036,279, 905, 23634, 421, 380, 870

Jl, 021,018,193,454

Balances paidin money.

$297, 411, 494289, 694,137334, 714, 489305, 313, 902314, 2J8, 9113(i3, 984, 683380,093,438353. 383, 9444.15; 530, 331677, 626, 483885,719.205

1,035,765,1081, 066,135,1061,144, 963. 4511,125, 455, 2371,120, 31.8, 3081, 036. 484, 8221, 209, 721, 0291,428,582,7071,474,508, 0251, 286, 753,1761,408,608, 7771,295, 042, 0291, 373, 096, 3021,307,843,8571,400, 111, 0631,516,538,6311, 776, 018.1621, 595, 000, 2451, 568, 983; 1961, 524, 930, 9941, 295, 355, 2521,519,565,3851, 569, 626, 3251,570,198,5281, 757, 637, 4731, 753, 040,1451, 584, (535, 5001, 861, 500, 5751.696,207,176

+45, 981,837, 600

Averagedaily

clearings.

$19,104,50517, 412, 05222, 278,10826, 968, 37115, 393, 73620, 867, 33323,401,75719, 269, 52022, 237, 68248,428, 65777, 984, 45584, 796,04093,541,19593,101,16792,182,164

121,451, 39390,274,47995,133, 074

109, 884, 317115, 885, 79474, 692,57481, 899, 47070, 349, 42876, 358,17673, 555, 98882, 015, 540

121,510, 224159, 232,191151, 637, 935132,543,307111, 048, 98282, 789, 480109,067, 589114, 337, 209101,192. 415114, 839, 820123, 074,139111, 651, 471118, 561, 782113,978, 082

t83, 246, 522

Averagedaily bal-ances paidin money.

$988,078940, 565

1, 079, 7241,182, 2461, 016, 9541,177, 9441, 232, 0181,151, 0881, 344, 7582, 207, 2522,866,4053, 373, 8283,472, 7533,717,4143, 642, 2503, 637, 3973, 365, 2103, 927, 6664, 636, 6324,818, 6544i 205, 0764,603, 2974,218,3784,504,9064, 274, 0004,560, 6224,956,0095, 823, 010

5,195, 4405,161,1294, 967, 2024, 247, 0694, 965, 9005,146, 3165,148,1925,800, 7845,728,8895,195, 5266, 083, 3355, 616, 580

f3, 749, 029

Bal-ances toclear-ings.

Per ct.5.25.44.84.46.65.65.3664.63.743.74433.74.14.24.15.75.65.95.95.85.64.13.53.43.94.55.14.54.55.154.74.65.14.9

4.5

* The capital is for various dates, the amounts at a uniform date in each year not being obtainable,t Yearly average for forty years.X Totals for forty years.

STATEMENT SHOWING CLEARING HOUSE TRANSACTIONS OF THE ASSISTANT TREAS-URER OF THE UNITED STATES, AT NEW YORK, FOR THE YEAR ENDED OCTOBER1, 1893.

Exchanges received from clearing house $311, 667,362.84Exchanges delivered to clearing house 114,840,233.88

Balances paid to clearing house 199,486,783.98

The balances paid to the clearing houses consisted of—

United States gold coin $22,810,000.00United States gold certificates 9,376,000.00United States Treasury notes 80, 938,000. 00Legal tenders and change 86,362,783.98

199.486.7£3. 98

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 217: Annual Report of the Comptroller of the Currency, Volume 1 1893

216 REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING BY COMPARISON THE EXCHANGES OF THE CLEANING HOUSESOF THE UNITED STATES FOR OCTOBER, 1893, AND 1892.

Clearing h<rase at—Exchanges for month ended

Oct. 33 — Comparisons.

1893. 1892. Increase. Decrease,

New Y o r k . . . .BostonChicagoPhiladelphiaSt. LouisSan FranciscoBaltimorePittsburgCincinnatiG-alvestonKansas CityNew OrleansMinneapolisBuffaloMilwaukeeDetroitLouisvilleHoustonProvidenceSt. PaulClevelandDenverOmahaIndianapolisMemphisColumbusDallas . ' . . .-NashvilleHartfordPortland, Oregon .Fort WorthDuluthPeoriaWashington, D. C.St. JosephNew Haven . . . .Salt LakellochesterToledoSpringfield"WorcesterPortland, MeNorfolkTacomaLowel]Grand RapidsSioux CitySyracuseSeattleLos AngeleaWilmingtonLincolnDes MoinesChattanoogaWichitaNew BedfordLexingtonTopekaWacoBirminghamBinghamtonSaginawCantonGreat FallsFremontRichmondSavannah —Atlanta

£2. 229. 354. 95935", 699, 586:'>87. 274,811247. 861. 456

74 1, 1617-.-J.K09

17 2iOWK'S-i •-, 2434! :;ci,2U;:J. o n , 15431..V-37. 0082',4OS, 1602}, 7!)5, 58121, SO 1,51815.858.9302-i. 732. 700

i 15.077,798| 19,2-, 8, 328! lo. 359, 628I 22. 3oo. 000i 5.135. 825! 6,771,474

12. 533. 8004, 404, 4552, 816, 7389, 150, 7855, 680. 5152, 034. 9908,132, 0596, 970, 8826. 4u5,1866,488,6816,182, 8363, 30 0, 000C, 188,076

Xo repor t5, 444, 1014, 782, 9365, f!!>S, 0605. l.-:s, 8882. 274.1352, 8U;S 3803, 443, 8722.313,3074, lit:, 7842. 071. 2093. 403,1638,' 250, 4501. 971). 3343, 780, 623

813,7661,400, 0002. 775. 0701, 372. 2461,494,9044, 219. 735

471, 9281,420,5001,268,181

621, 522700. 000392, 914

8, 259, 11415. 47.6, 4225, 673,151

Total I 4,044,210,662

Decrease.

$3, 078, 4S6,456, 632.465, 469,345,878,106, 929.

76,149,67,102,67, 455,72,135,19,042,50,116,

106. 929,49, 24 i,39. 245,36. 6u4,34,673,35, 244.14, 425,28, 961,25, 645,26, 889,21, 645,27, 941,5, 224.9, 339,

17, 086,3,978,8, 453,9, 667,

11, 301,2, 425,9, 836,8, 802,9, 981,8. 810,6, &&J,7, 818,7, 262,

Itfo repor t .6, 410.6,127.6, 203.4,613,5, 789,3, 460,4, 877.5, 560,4, 405,4, 6i4,3,1*2,4, 33U,3. 095.5,410,1,523,2. 288,2. 940,2, 264,1, 948,3,419,2. 268,I! 284,1, 773,

816,1, 286.

516,10, 449,13, 456,7, 823,

5, 501. 901, 952

1,457,691, 290

$849,131, 877J 02, 933, 027

. 78,194, 80198,017,45420, 489, 92818, 680, 724.14, 361,82018, 663, 07821, 515, 9001,150, 750

10, 856,17265, 580, 33917, 232,1324, 648, 539

16,196, 37910, 877, 92910, 382, 912

485, 703

220,281 |.

829,851

i36, 000

2,019. 744

5, 228, 70010, 568, 0627, 610. 233

11, 286, 2325, 641, 513

88. 3922, 568,1474,552, 300

575,496 ! - . . .

5, 636, 666516, 503

5, 621, 278390, 313

1, 704,2421, 831, 2333, 576, 3052, 321, 574

686, 8664, 518, 7261, 074, 447

965,' 949t, 344, 461

535,880

3,515,581655, 384

1,433, 7733, 240, 930

288,5962, 543, 636

1,123, 6401,116,4691,629, 524

709, 834888,083164, 945892,410453, 763

1,796, 577

"""505." 697194,508586, 202123,790

2,190, 319

2,150, 807

5, 700, 961 1, 463, 392, 251

I 1,457,691,290

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 218: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 217

STATEMENT SHOWING THE EXCHANGES OF THE CLEARING HOUSES OF THE UNITEDSTATES FOR WEEKS ENDED OCTOBER 28, 1893, AND OCTOBER 29, 1892.

Clearing house at—Exchanges for week ended—

Octoher28,1893JOetober29,1892,

Comparisons.

Increase. Decrease.

New YorkBostonChicagoPhiladelphiaSt. LouisSan FranciscoBaltimorePittsburgCincinnatiG-alvestonKansas CityNew OrleansMinneapolisBuffaloMilwaukeeDetroitLouisvilleHoustonProvidenceSt. PaulClevelandDenverOmahaIndianapolisMemphisColumbusDallasNashvilleHartfordPortland, Oregon .Fort WorthDuluth -vPeoriaWashington, D. C.St. JosephNew HavenSalt LakeRochesterSpringfieldWorcesterPortland, MeNorfolkTacomaLowellGrand RapidsSioux CitySyracuseSeattleLos AngelesWilmingtonLincolnDes MoinesChattanoogaWichitaNew BedfordLexingtonTopekaWacoBirminghamBinghamton

$545, 371,94679, 632, 84988, 027, 22057, 991, 43317, 659, 066lQ, 908, 65112, 071, 694ll , 297, 856l l , 041, 6504, 036, 9889, 345, 640

10, 034, 5057, 226,1458, 214, 3974,388,4525,161,1805, 769, 5054, 559,9165, 761, 8003,453, 2704, 312. 2662,102, 5104, 886, 7331, 045, 9341, 784,1122, 957, 8001, 095, 850

615, 2561, 643, 0671, 400, 000

650,0001, 962, 5741,712,6821, 331. 2391,437,4301, 317, 502

No report.1, 253, 6791, 033, 9191,119.1281, 220, 7061, 229, 417

558, 218632, 796708, 901545,133798, 924430, 584670, 276712, 504484, 556968, 931161, 398314, 407488, 345278, 851288,158900, 240126, 299280,400

Total .

Decrease.

$700, 238,112107,151, 050110, 073, 50886, 062, 55125, 2:J(), 25617, 8] 2,10914, 820, 84516, 426, 61715, 613, 000

4, 585, 06012,373, 461

9, 518, 234]0, 215, 8408,165, 8829, 306, 4327, 435,1517, 872, 7673, 709,1557, 057,1006, 212, 9996, 284,1205,176, 7517,165. 4801,171,0392, 597, 8063, 937, 3001, 000. 0001, 957, 6832, 208, 7472, 441, 339

584, 8432,100,0002,126, 7662,381.9181, 946. 2811, 478, 4991,676,9501, 894, 3671,403,3531, 371, 9741,467, 735

992, 0591, 478, 576

826. 4291, 035, 8271, 336, 907

939, 8001, 097, 084

652. 8921,039;665

680, 000887,453474,200499, 933474, 757431, 654418, 204834, 947553. 082334, 300

947,414,888 1, 307, 247, 549

359,832, 661

$516,271

48,515

850, 761

95, 850

65,157

237, 358

17, 384

81, 478

13, 588

65, 293

1, 991, 655

$214,866,16627,518,20122, 046, 28828,071,118

7. 577,1906,' 903, 4582,749,1515,128, 761•4, 571, 350

548,1723,027, 821

2,989, 695

4, 917, 9802,273,9712,103, 262

1, 295, 3002, 759, 7291, 971, 8543, 074, 2412, 278, 747

125, 705813, 694979, 500 .

1, 342, 427565, 680

1, 041, 339

137, 426414,084

1, 050, 679508, 851160, 997

1,676, 950640, 688369,434252,846247, 029

920,358193, 033326, 926791,774140, 876066, 500

327,161195,444

312, 802185, 526

152,803130, 046

426, 78353,900

361,824,316

359,832, 661

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 219: Annual Report of the Comptroller of the Currency, Volume 1 1893

218 REPORT OP THE COMPTROLLER OF THE CURRENCY.

STATP:MENT SHOWING BY COMPARISON TTIE EXCHANGES OF THE CLEANING HOUSESOF THE UNITED STATES FOR YEARS ENDED SEPTEMBER 30, 1893, AND SEPTEMBER

•30,1892.

Clearing house at-

anges for years ended Sep-tember 30—-

1893. 1892.

Comparisons.

Increase. Decrease.

New YorkBoston ,ChicagoPhiladelphiaSt. LouisSan FranciscoBaltimorePittsburgCincinnatiG-alvestonKansas CityNew OrleansMinneapolisBuffaloMilwaukeeDetroitLouisvilleHoustonProvidenceSt. PaulClevelandDenverOmahaIndianapolisMemphisCollumbusDallasNashvilleHartfordPortland, Oregon ..Fort WorthDuluthPeoria"Washington, D. C .St. J osephNew Haven ,Salt LakeRochesterToledoSpringfield ,WorcesterPortland, MeNorfolkTacomaLowellGrand RapidsSioux CitySyracuseSeattleLos AngelesWilmington ...LincolnDes MoinesChattanoogaWichitaNew BedfordLexingtonTopekaRichmondWacoBirminghamBinghamton

Total.

Decrease .

$34, 421, 379, 8704, 864, 779. 7504, 970, 913. 3873, 656, 677.1401,188,378.457

752, 949. 706737, 5C8, 241711,547. 291679, 051. 000152, 848, 438507, 454. 919523. 996. 645377, 785. 380415,229.127377,740.215353,558, 369356, 361 823130,136. 394305. 593. 800237; 137, 633291, 500, 368221, 784, 526315, 244, 79964,111.53198, 939. 078

171, 069, 70051, 440, 37981, 973. 258

117. 542. 96990, 561. 07329, 850. 748

103, 447. 51988, 318, 395

104, 721,16293,918.87877, 502, 99470, 692. 02281, 662. 509No report.72,405,14868, 814.16967.649,01347,112. 87942,521,79636, 918, 58049, 344. 22350, 675. 52250, 762. 08348,236.44745. 239. 72146. 904i 28829,010,18650, 334,18419, 329, 230 '24,909.14225, 470. 28320, 392. 20219, 951, 288

119, 978.11632,197. 05722, 273, 14514, 883. 300

$36, 279, 905, 2364, 901. 030, 9764, 959, 861,1423, 671,149, 0471, 211, 370, 719

833, 617,126772, 435, 133743. 635, 356728,711,350141, 985, 866494, 906,132488,931,005 j427.287,201 I409, 405,192353,849,753 i347,737,532 j368,698,812102. 715. 466 j280,637,800 !271,350,612 !287,324.716 I259, 519. 344 !271, 668, 937 I118, 616, 627 i140, 387, 378 !177, 384. 700 *49, 298. 231

*96, 295, 409 I109.746,541 j

•108,903,862 j28,841,335 I93,413,428 !95, 873.112 \98, 005. 354 I89,814,345 !74,492,129 !89, 463, 68277, 594, 997No report .68, 875, 78164, 732, 396 !62, 605. 687 i52,409,229 :

47,154 23742,736,155 j48, 622. 342 j54. 367, 93647,687,537 j52.386,734 i40. 027, 896 !44. 573, 069 j32,235.901 !49,972,363 ;

•22,634.00027,566,18624,138.424

•24,352,938 !

20,512,044 ;

No report. jNo report- >No report. ;No report .

$11, 052, 245

12, 548, 78735, 065, 640

5, 823. 93523, 890, 4625,820. 837

27, 420. 92824, 956, 000

* 4,1.75, 652

"43* 575." 862'

2,142,148

"7"796,'428"

1, 009,41310, 034, 091

6, 715, 8084,104, 5333,010,865

4*067,512

3,529,3674,081,7735, 043, 326

721, 881

"3,075446'

5, 211, 8252, 331, 219

361,82i

1,331, 859

119, 978,11632,197. 05722, 273; 14514. 883, 300

58,880,682,455 j 60, 883, 572,43858, 880,682, 455

448, 231, 281

2,002,889,983 >.

$1, 8158,525, 36636, 317, 226

14,471, 90722, 992,26280, 667. 36034,866, 89232, 088, 06549, 660, 350

123, 404,057

49, 501,821

12, 336, 989

34, 212, 979

"37," 734," 818

54, 505, 09641,448, 300

6, 315, 000

14, 322,151

":L8," 342," 789

7,554,717

18, 771, 660

5, 296. 3504, 632, 4415, 817,575

3, 692,414

"4*150," 287

3, 225,715

3, 354, 7702,657, 044

3,960, 736560,756

2, 585,387, 893448, 231,281

2,137,156,612

* For nine month*.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 220: Annual Report of the Comptroller of the Currency, Volume 1 1893

ABSTRACT OF REPORTS OF CONDITION

OF

State Banks, Loan and Trust Companies, Savings and Private Banks,

1892-'93.

ARRANGED BY STATES, TERRITORIES, ANDGEOGRAPHICAL DIVISIONS.

NOTE.—Reference marks in the tables following indicate tlie character of the source of informationfrom which reports were received.

219

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 221: Annual Report of the Comptroller of the Currency, Volume 1 1893

220 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE I.

ABSTRACT OF REPORTS OF CONDITION OF STATE

States, etc. Date of re- j 0 ofP°rt- I banks.

New Hampshire.,Rhode IslandConnecticut

Total Eastern States.

New YorkNew Jersey...Pennsylvania .Delaware*Maryland*

Total Middle States.

VirginiaWest VirginiaNorth CarolinaSouth Carolina*Georgia!FloridaAlabama*Mississippi

~ Louisiana!TexasArkansas*KentuckyTennessee* -

Total Southern States.

MissouriOhioIndianaIllinoisMichigan'WisconsinIowaMinnesotaKansas*Kansas aNebraska X

Total Western States .

Oregon*ColoradoUtahIdaho*Montana *Wyoming....New Mexico .

North Dakotat-South DakotaJ..Washington —Arizona*CaliforniaOklahoma* ,

Total Pacific States, etc.

Total United States

June 30,1893Nov. 17,1892Oct. 1,1892

June 1,1893June 24, J 893Nov. 30,1892June 30,1893. . . .do

July 12,1893Sept. 30,1892July 12,1893June 30,1893

doDec. 31,1892June 30,1893July 12,1893June 30,1893

do. . . .doSept. 23,1893June 30,1893

Apr. 22,1893Oct. 3, 1892July 15,1893July 25,1893Oct. 3,1893July 3,1893June 30,1893July 12,1893June 30,1893Oct. 3,1803Mar. 6,1893

June 30,1893do

.do .

.do .. .do.

June 8,1893Jan. 30 and

July 3.1893July 22, 1893June 12,1893May 31,1893June 30,1893July 1,1893June 30,1893

20122854

318

90453321871118631843416463

651

455868689

159118177133255276522

1,080

122955452

7213564

5173

5

516

3,579

Loans onreal estate.

Loans on col-lateral se-

curity otherthan realestate.

$85,4974, 505, 389301,45338, 843

4, 931,182

485,30151,153

121,690

" 169, 099

109,451

159,406

1, 096,100

7, 040, 0497, 979, 848

1,135, 2971, 047, 092

16,155,194

24, 290

7,900164

2,099, 332181, 701

18,695,19842, 815

21, 051, 400

43,233, 876

Other loansand dis-counts.

$10,479. 878133, 355204,490

$1, 603, 5905,138, 607

6, 742,197

188, 585, 5728, 510, 749

21, 099, 5021, 373, 3542,128, 698

10,817,723 221,697,875

66, 342

590, 383

*383,"83i

1,604, 537

3, 358, 279

6, 957, 043

6, 957, 043

327,976

120, 783948

236, 92417,101, 891

171,409

17, 959, 931

17, 896, 5438, 898, 8053,451,5842, 020,244

19, 349, 456701,865634,911

6,304,1677, 899,010

819, 9021, 517, 414

33, 294,1525, 503. 590

108, 291, 643

67, 627, 55920, 705, 545

9,404, 85820, 806, 71733, 633, 57334, 005,05820, 534, 83228, 231, 221

4, 594, 38412,460, 81730, 744, 628

270, 288, 375

410.9433, 473, 218

960, 07583,234

796, 538165,136284, 243

2,579, 2384,310, 6495, 833, 011

117, 90749,176, 228

25, 782

68,216, 202

39,092,976 675,236,292

Over-drafts.

$11,430

11, 430

306. 99012, 746

114,924

434, 660

132, 52650, 24166, 765

5,678143,932

26, 55213,590

492,94985, 63717, 544

167,144

"*58,"856

1, 261, 414

1, 342,68980,152

121, 278152. 632163,683163, 414303, 983166, 565246, 765256, 053692, 079

3,433, 240

10,34729, 02185, 916

4,85316,7924,212

24, 305134, 794

19, 20017,990

456

347,886

5,488, 630

•Unofficial. t Semiofficial, and all others official. J Includes private hanks.<*' One, included with L. and Tr. Co.'s.) a Received too late to he included in totals.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 222: Annual Report of the Comptroller of the Currency, Volume 1 1893

BEPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE L

BANKS IN THE UNITED STATES, 1892-'93.

221

RESOURCES.

UnitedStatesbonds.

$3,495

3,495

4,000

4,000

63, 826163,125126, 458

1,650

i.66

50, 000

405,159

412, 654

State,county,munici-pal, etc.,

bonds.

$66, 400

66,400

312,14525 66723, 091

9,000

111, 356

87,284

32 249

600, 792

515, 300

85,043

600, 343

54, 63934,158

15, 289

125,742948,024

22, 871

1, 200, 723

2,468,258

Eailroadbonds and

stocks.

$9,450115.500

124, 950

158, 375

20,000

176, 375

301,325

Bankstocks.

$6, 81425, 00031, 814

35, 205

35,205

31, 934

31,934

98,953

All otherJbonds and

stocks.

$126,6951, 393, 656

1, 520, 351

11,209,839857 102

11,124, 53628, 840

217,010

23,497, 327

1, 687, 717416,18772, 91253, 830

1,163,38171,17445, 945

498 069209,668

45,503

284, 623

4, 549, 909

6,180,1662 940 870

512 8^6985, 216

25 015 3351, 986, 899

468, 814225, 690494,918961, 072

39, 276,908

Due from,other banksand bank-

ers.

$122, 8781, 215, 363

1, 338, 241

21, 988, 0138: .5 782

6, 043, 942209, 095213, 651

Real es-tate, fur-

niture, andfixtures.

$169, 988182, 264

352, 252

6, 230, 890299,615

2, 560, 801' 180,338168,771

29, 290, 483 | 9,440,415

1 802 817 6f>8 9471,582.116

424,266135,126

2, 872, 683263, 739174,436

1,077,016172, 534

681,3714, 368, 010

920, 727

14, 534, 841

11,004, 6554, 051, 4741, 305 5413. 816. 3537, 635, 9615,714, 9482 li}6 0903, 262, 5272,1.12,2532,155. 7925, 282J 330

561, 645178, 844110,056

1,144.05879;72295.904

562J 805378, 83390,761

202,731

314,158

4, 375, 764

3, 489, 5311,354, 546

446, 483606, 378

2.059,1801. ?46, 8421,286 2781, 075, 3221,614.8761, 911, 3852,183,409

46,432,132 16, 262, 845

100 .fi 724275. 900

3,' 1792,6341, 280

55,832

48,11383,850

448,5865,993

3,489, 28815, 846

4,430, 691

73,275,186

611, 888116, 56120, 63553,03525, 21967, 276

351, 773591, 552728,61465, 093

9, 432, 382103, 790

12,194, 552

103, 790, 249

90, 010202, 026136, BOO34, 54515,42931, 0532,430

226, 970572, 267

1,121, 88661, 825

5,647, 82827, 080

Currentexpensesand taxes

paid.

$9, 27015, 967

25, 237

964, 72446 224

228,2566,5991,273

1,247, 076

84, 30559,16432,54018,831

256, 82815, 82823,936

103,92990, 5895, 646

50,095

84,552

825,743

"223,636'89, 35274, 707

266, 55288,230

195,538204,525295,180499, 035

1,641,575

21.28635,64612,4823,771

15, 0032,485

82,722124, 922185,116

6,230

12, 870

8,169,149 | 502,533

38, 600,425 4,242,164

States.

IST.H.R.I.Conn.

N j 'Pa.Del.Md.

Ya.W.Va.N.C.

s.c.Ga,Ma.Ala.Miss.La.Tex.Ark.Term.

Mo.Ohio.Ind.111.Mich.Wis.Iowa.Minn.Kana.Kana.INebr,

Oregon.Colo.Utah.Idaho.Mont.Wyo.N.Mex.

1ST. Dak.S. Dak.Wash .Ariz.Cal.Okla.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 223: Annual Report of the Comptroller of the Currency, Volume 1 1893

222 REPORT OF THE COMPTROLLER OF THE CURRENCY,

TABLE I.

ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS

States, etc.

BES0UBCE3.

Cash andcash items.

Otherresources. Total.

LIABILITIES.

Capitalstock.

New Hampshire .Rhode IslandConnecticut

Total Eastern States.

New YorkNew Jersey ..Pennsylvania.Delaware . . . . .Maryland

Total Middle States

VirginiaWest Virginia ..North Carolina.South Carolina..GeorgiaFlorida , . . .AlabamaMississippiLouisianaTexasArkansasKentuckyTennessee

Total Southern States .

MissouriOhioIndianaIllinoisMichiganWisconsinIowaMinnesotaKansasKansasNebraska

Total Western States.

OregonColoradoUtahIdahoMontanaWyomingNew Mexico..North Dakota.South Dakota.Washington ..ArizonaCaliforniaOklahoma ,

Total Pacific States, etc .

Total United States

$92, 241539. 362

$90,076 $2, 214, 7388, 496, 649

631, 603

1, 558, MOS1, 029, 587

437. " "146, 08°,

2, 548, 541177,050117, 700940, 599

3, 035, 690320, 755514,742

4, 443, 7121, 553, 744

16,824,319

10, 922, 6932,817,3771. 602, 3363, 682. 9544, 856, 9066,132, 9891, 869. 6833, 839, 7402, 047, 7972, 267, 3412, 435, 444

40, 207, 919

101. 649540,61899, 50017, 12776. 22014,11279, 426

263,:571,008

1,150, 85952.172

15, 060, 785103,920

18,131, 221

137,026, 652

90,076 10, 711, 387

$916, 6752,340, 000

3, 256, 675

56, 995.497.

3, 242,84.411,

61. 281,

625710330030835

590

608,13,

669,6,

1, 298,

056817998226

097

286, 949, 70911,159, 24260,069, 5562, 339. 6143, 594, 966

33, o59, 2001,780, 4608, 819, 697

680, 0001,128, 450

364,113, 087 45, 767, 807

170, 885235

87060, 559

2,597

l5, 092

3, 659965, 02170, 418

24, 053, 34813,101, 7055,175, 6212, 651, 304

27. 539, 4381, 335, 4301, 830,1589, 980, 434

12,551,3391, 254, 6084, 983, 931

43, 070, 8959, 695, 509

6, 388, 5882,421,6761, 913, 5301,123, 0249, 363, 036

335, 000900, 910

3, 260, 9252, 755,447

450, 0001,675, 925

15, 855 430d, 346, 435

1, 289, 336

66,959

34,116

54,25045,179

119, 008

319.512

3.31523, 7235,110

157,223,720

107, 671,16840, 898,83213, 699,15230,190, 72373, 631,19049,338,38026,120, 86638,194,07719, 300, 78620, 888, 57842, 967, 005

49, 789, 926

19, 837,1057, 618, 3254, 504, 5007, 065, 50012,102, 9556, 806, 9008, 074, 4209,189, 0005, 969, 9157, 749, 22211,418,995

442, 012,179 92,587,615

1,285

68.037164^ 28852, 500

4,142, 618

1, 071, 2895, 226, 2881,419,123295,482991,983298, 049433, 375

3, 576, 3466,583, 42112, 698,9 L6

797, 835122, 746,218

526,839

4, 460, 876 156,665,164

7,457. 897 1,130, 725,537

553,8001,740, 000

750,000157, 500365, 00094, 500

113, 8001, 092,3401, 987,0534,263, 555

240, 20047,848, 938

159, 000

59, 365, 686

250, 767, 709

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 224: Annual Report of the Comptroller of the Currency, Volume 1 1893

BEPOliT OF THE COMPTROLLER OF THE CURRENCY. 2 2 3

TABLE I.

IN THE UNITED STATES, 1892-'93-«-Continued,

LIABILITIES.

Surplus.

$609,145

609,145

16, 325, 202846.178

4.115,409382, 219241, 000

21, 910, 008

1. 825, 602'688, 686

• 223,002125, 365

1, 649, 85618, 43453, 249

357, 454531,500135, 02633H, 501

5, 451, 715512,732

11, 911,122

8,723,8761, 111, 717

643, 7941, 968. 9102, 375, 8302, 826, 254

867, 451935, 618735,719765,127

1, 001, 864

21,191, 033

20, 864125, 84951 500

Other un-dividedproi i ts .

$176,11696, 913

273,029

12, 027, 497323, 474

1, 492, 24025 ''9395, 526

13, 964, 030

601, 565235. 526150, 894177, 848

1,136,11737, 785

153, 489451,964759,205

54, 872178, 811

318, 582

4,256,658

898, 435368, 027801, 015

2, 234,447

876, 9681, 793, 888

707,691774, 946

1, 398, 616

9, 079, 087

29 441175. 445M. 872

1 948 1 4 1S"»39, 575

10,40292, 844

212,296217, 290

27, 79517,810, 935

5,000

18,636,298

52,1769,668

189, 581325,181466, 575

14,501

25, 801

1, 327, 426

74,237,606 I 28, 900,230

State-banknotes.

$974

974

8,560

8,560

Dividendsunpaid.

$7, 6503, 194

10, 844

3,77740, 501

9, 08024,109

77, 527

26. 7018 5645,138

18,135153, 930

21

66, 835

16,667

295, 991

14, 57417, 5428,400

23,174

36, 97324,90330, 5026,989

132,555

• l t 001

4, 8262,758

9,534

8,585

525, 502

Deposits.

$909, 7774, 792, 373

5, 702,150

198,013,2537, 267, 309

44, 737, 2841, 096, 4462, 080, 620

Dueto otherbanks .

$177, 825655, 024

832, 849

23,051,925327, 703772. 073110,57624,840

253,194, 912 24,287,117

13, 746, 0188, 965, 8282,446,621

671,45011, 486, 277

874,751542,731

4. 950. 9938, 338, 644

577,2192,401 954

21, 763, 750'5, 216, 275

81, 982, 511

74, 037, 09730, 308, 570

7, 838, 88618, 523, 53754, 737, 22637, 826, 56015 725 4032;S, 313, 05911, 240, 75910,793,71627, 396, 520

300, 947, 617

429, 7263, 063, 499

50,3, 599128 196482,297156,008004. 347

1, 848, 0053, 480,6886,902,113

470, 20346, 933,167

336, 607

65, 038,453

706,865, 643

475, 536608,024

90. D7943; 568

1, 782, 08318,77731, 377

105, 08113, 3047,491

158, 242

113, 694

3,443,156

3, 263, 873617, 673

76, 6821, 424, 7191,183, 7031, 826, 395

576, 6241, 311, 781

212, 40241, 617

218, 667

10, 712, 519

37, 08924, 97867, 5693,6537,4701, 020

29,26575, 460

584, 87123, 280

8,128, 535431

8,983,621

48, 259, 262

Otherliabilities.

$25, 721

25, 721

4,172, 632610, 341

92, 29236, 000

421

4, 911, 686

989, 338173, 401345, 457491, 914

1, 968,13955,662

148, 402854, 01777,84430, 000

230,498

171,124

5, 535, 796

1, 809, 217329, 538249, 721398, 642973, 85552,271

1, 613,758409, 397733,448

1, 525, 354

7, 361, 753

36995, 51611, 583

45, 46536,855

321, 553502, 743264,51221,856

2,024,643

3, 325,095

21,160,051

States.

ST. H .it. I.Conn.

N. Y.N.J .Pa.Del.Md.

Ya.W.Va.N. G.s. aGa.Ma.Ala.Miss.La.Texas.Ark.Ky.Tenn.

Mo.Ohio.Ind.111.Mich.Wis.Iowa.Minn.Kana.Kans.Kebr.

Colo.Utah.Idaho.Mont.Wyo.N. Me*.N. Dak.S. Dak.Wash.Ariz.Cal.Okla.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 225: Annual Report of the Comptroller of the Currency, Volume 1 1893

224 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE II.

ABSTRACT OF REPORTS OF CONDITION OF LOAN AND

state*.

Maine.

New HampshireMassachusetts -Rhode IslandConnecticut

Total Eastern States .

New YorkNew JerseyPennsylvaniaDelaware tMaryland tDistrict of Columbia .

Total Middle States.

West Virginia.—Total South-ern States.

Missouri!.IllinoisIowa tMinnesota

Total Western States.

Total United States .

BESOURCES.

Date of re-port.

No. of:com-

Pd U i e s <

Sept. to Nov.,1892.

June 30,1893Oct. 31,1892Nov. 17,1892Oct. 1,1892

T

Loans onreal estate.

Loans on col- Ilateral se- ; Other loans |

curity other ! and dis-than real counts,estate.

13 ; $735,219

*13 i20 i7 I

5, 349, 01513,028,2202, 570, 882

10

Jan. 1,1893.do .

Nov. 30, 1892June 30,1893

do

63 ! 21,683,336

July 12,1893 !

15,062, 2902, 497,192

19, 370,144365,11251,156

3,333,113

$168,936 $1,999,944

674,25135. 955, 220

2, 302, 070

Over-drafts.

2,951, 34510,889,798 |8,546,4753,788,347 $7,289

39,100,477 I 34,175,909 I 7,289

196, 321,4224, 359, 637

61, 483, 263416,139950, 655

2, 744, 825

19, 698,9251, 784, 9463,616 332

305,307

82965, 626

1,725 1,107

134 I 40,679,007 266.275,941 j 25,407,295

Sept. 30,1892

June 30,1893July 25,1893June 30,1893July 31,1893

2, 358, 09437

14,891, 61110 ! 1,676,925

28 ! 18,926,630

228 I 81,288,973

128,304

1, 351, 270

442

19,02712,356,312

707 j 433,524. . . J 1,749,858

1,793,977 ! 14,558,721

67, 562

706

3,2959,926

5,139

18, 360

307,170,395 | 74,270,229 | 93,917

States.

RESOURCES.

Cash andcash items.

Otherresources. Total.

LIABILITIES.

Capitalstock.

MaineNew Hampshire .Massachusetts - -.Rhode IslandConnecticut

$107,592350,210

$300, 488

1, 733, 6521,90;), 799 I246,625 I

152, 37137, 761

$4,889. 69011, 109,11895, 343, 44222, 414, 4526, 450, 872

$1, 069, 8001,455,0008, 975, 0002, 557, 9001,161, 600

Total Eastern States -

New YorkNew JerseyPennsylvaniaDelaware t ,Maryland fDistrict of Columbia.

4,347,884

, 7399,507

4,423,95411,909

176, 325331,717

490, 620 140, 207, 572 15, 219, 300

5,187, 311328,641

25, 382, 02524,41718, 073

335,707, 78012, 898, 701

175, 885, 9911, 743, 9722, 920, 8849,077,978

25, 950, 0001,095, 000

36, 003, 744500, 000

1, 000, 0003, 250, 000

Total Middle States

West Virginia.—Total Southern States.

Missouri t.-IllinoisIowatMinnesota .

Total Western States .

Total United States . - -

14,433,099| 30,940,467 538,235, 306 68,398, 744

16,184 | 5, 318 227, 643 111, 490

150,1722, 766, 902

131,223371, 075

3, 419, 372

227216,539

99,2363, 259

529, 645149, 241

4, 642, 50617, 43G, 83518, 053, 738

7, 860, 906

1, 050, 0003,460, 0002,176, 6034, 451,131

781,381

32,217, 786

47,993,985 I 11,137,734

726,664,506 94, 867, 268

* Includes one State bank. t Unofficial; all others official.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 226: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPOKT OF THE COMPTROLLER OF THE CUiSEENJUY. 2 2 5

TABLE II.

TRUST COMPANIES IN THE UNITED STATES, 1892-'93.

UnitedStatesbonds.

$2,160,496500, 000

State,county,munici-

pal, etc.,bonds.

$108,950

2, 660, 496 |5,

15 772 540

50,100

15,822, 640

3*500

3,500

18,486, 636

364,612360, 058

339, 620

]61, 900

L96, 919

358, 819

9,395

L34, 919

5,

L44, 314

342, 753

Railroadbonds and

stocks.

$204,486

8, 056, 7272, 928, 674

11,189, 887

256, 061193,382

449, 443

11, 639, 330

]RESOUECES.

Bankstocks.

$66, 369

500,67985,200

652, 248

9,000

7, 222

16,222

668,470

All otherbonds and

stocks.

$626,

1 5451,435.1, 243,1,478,

6, 330,

41 4131 840

378

179564738303

362

109W«

38, 419, 6SJ212.030

906, 461J24, 082

82, 716, 222

137, 938773, 032536, 800

1, 692, 752

3,141.

92,187,

L28

712

Due fromother banksand bank-

ers.

$408, 607

238, 8109, 624, 508

253, 000614,109

11,139, 034

25, 949, 2291,066 607

12.177,813' 101, 489

811," 020*

Real es-tate, fur-

niture, andfixtures.

$152,612

" i, 7i3, 315644,060301,116

2,811,103

7, 213, 267620 434

10, 536, 82582, 699

396, 4921, 669,176

40,100,158 |20, 518,893

7,199

426,6121, 466, 365

206, 703

2, 099, 680

58, 968

70,26728,169

627, 8672,130, 251

2, 856, 554

53, 352,071*26, 245,518

Currentexpensesand taxes

paid.

$9,809

" '228,' 280"26, 73514,483

279,307

410, 3776,849

31,42111,113

459, 760

10, 964

8.20028, 770

111,51185, 665

234,146

984,177

LIABILITIES.

Surplus.

$79,600160 471

4, 028, 006104, 877339,555

4,712, 509

33, 764, 529243. 358

9, 267, 76085,000

377,056250,000

43, 987,703

86, 8091, 111, 600

255,574249, 226

1, 703, 209

50,403,421

Otherundividedprofits.

$142,151

2, 447.699,274,

3, 715,

487691300648504

630

4,973,153459,111

9,104, 78537, 201

155,550177, 098

14, 906, 898

2,

63,890413,375,

1, 743,

453

003597982493

075

20,368,056

Debenturebonds out-standing.

$186, 3004,421-100

4,607 ,406

747

747

,900

,900

13, 0716S

13,134

, 836,400

t, 236

18, 489, 542

Dividendsunpaid .

$2, 026

2825,016

7,324

34,751

938

35, 689

15

21, 4182,512

427

24, 357

67, 385

Depositssubject to

check.

$3,0L3,8803, 724, 279

71,485, 08918, 602, 0344, 576,197

101, 401, 479

264. 295, 0489, 752, 510

89,223,195831,499701,780

4, 646, 704

369,450, 736

113, 685

2,145, 28610, 620, 340

665,9221,846, 631

15, 278,179

486,244, 079

Due tootherbanks.

$9,491

449,711

459,202

82, 751651, 517

5,338

739,606

28.3361,351^ 786

107,9003,646

1,491, 668

2, 690,476

Otherliabilities.

$386,1061,196, 5698, 408, 047

94: 000

10, 084, 722

6, 725, 050665, 971

31, 600, 239290, 272686,498

39,968, 030

1, 247, 654

1,361,921871, 952

3, 481, 527

53, 534, 279

States.

Me.

K.H.Mass.R.I.Conn.

SLY.N JPa.Del.Md.D.C.

W.Va.

Mo.111.Iowa.Minn.

Me.1 HMass.R.I.Conn.

:Nr.Y.N.J.Pa.Del.Md.D.G.

W.Va.

Mo.111.Iowa.Minn.

10665 CUK-—15

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 227: Annual Report of the Comptroller of the Currency, Volume 1 1893

226 REPORT OF THE COMPTROLLER OF TILE CURRENCY,

TABLE III.

ABSTRACT OF REPORTS OF CONDITION OF THE M U T U A L A?

States, etc. Date of I Ko. ofreports. bank;

MUTUAL SAVINGS BANKS.

Maine Oct. 31,1892New Hampshire 1 June 30,1893Vermont.Massachusetts .Tthode Islan d . .Connecticut

June 30,1893Oct. 31,1892

| Nov. 17,1892Oct. 1.1892

Total Eastern States .New York Jan. 1,1893New Jersey ! do . . „Pennsylvania j Nov. 30,1892Delaware* I June 30,1893Maryland* ! do

53

38

RESOURCES.

Loans onreal estate.

$7,197,64429,677,60811,695.697165. 854. 63627, 468, 77651, 891, 336

454 1293,785,757

124 293,971,24924 I 15, 671, 371

Total Middle States.

"West Virginia—Total SouthernStates.

OhioIndianaWisconsin .

Total Western States ..

Total mutual savings banksSTOCK SAVINGS BANKS.

Vermont—Total Eastern States .

Maryland*District of Columbia*

Total Middle States.

Sept. 30,1892

Oct. 3,1892Oct. 31,1892July 3,1893

14219

1735

767,122423,

170790144

Loans oncollateralsecurity

other thanreal estate.

Other loansand

discounts.

$7, 628, 425722, 226

14, 750, 7343, 359,7638, 680, 682

35,141, 830

3, 209, 7301,705, 3636, 679, 270

221, 7961,977,133

183 j335,955,724 | 13,793,292

10

180, 719

8,159, 342

6,300

2, 691, 650

Over-drafts.

$7,014,6907,367,399 j1, 426, 084 I

94^194,5776,099,9013,569,804 I

119,672,455

34, 820622, 909

657, 729

7,401

7,3072, 932, 984

166, 846

8,159,342 I 2,691,650 j 3,107,137 I

649 1638,081,542 j 51,633,072 |123,444,722 j

June 30,1893

.do. . . .do

North Carolina July 12,1893South Carolina * June 30,1893Georgia f doFlorida! j Jan. 1 and

| Juno 30,1893Alabama * June 30,1892Louisiana July 11,1893Texas * J J mie 30,1893Arkansas ''Tennessee *

Total Southern States.

.do.

.do.

Ohio* i June 30,1893Illinois ' July 25.1893Iowa ! J mie 30,1893Minnesota I Dec. —, 1892

Total Western States.

Oregon*..Colorado .Utah

Montana *New Mexico *.California

Total Pacific States, etc.

Total stock savings banks.I

Total all savings banks

June 30,1893....doMarch to

June, 1893June 30,1893Jan. 25 and

inly 1,1893July 1,1893 j

17 3, 603, 912

323,743 |63, 044 I

386, 787

613,528

~153, 92032, 065

414 !

659,550

"45*205"

36,313

100, 07227,910

209, 529

61 i 1,261,300

12

15

3,876,789

: : : : : : : : : : :5,095,870

204 ! 8,972,659

346. 4751, 050, 264

316, 841

109, 560, 205

92 111, 273, 785

381

1,030

125,498, 443

76375797985

185,985

"i , 693," 881

553,513

364.75067, 363

484,008

3,163,515

4, 224, 704

4,224, 704

1,203,194200, 610

23, 786

12,931,483

14,359, 073

22, 546,805

74,179, 877

1,481,979 •;.

274,921

274, 921

162, 9432,839, 6792, 292, 553

238, 344

70, 4001, 968, 366

230, 400136,937910,915

8, 850,537

2, 283, 95633, 438, 03021), 369, 994

2,112, 290

$154300

8,939727

8,490

4,34315.0501,301

39,304

5,04450, 008

173, 675342

67,205,170 229,069

350, 0261, 051,4294, 812,003

133,436286, 284

1,124, 328

7, 757, 506

85,570,113

209,014, 835

16,

205,

5,

227,

495,

495,

259

853

296

408

"781

781

* Unofficial; t seruiofucial; all others official.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 228: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 227

TABLE III.

STOCK SAVINGS BANKS IN THE UNITED STATES, 1892-?93.

RESOUECES.

UnitedStatesbonds.

$602,750

110, 7501, 210, 6002,326,100

726,400

4, 976, 600

109, 375, 4605, 717, 220

7,085, 000

122,177, 680

2, 025, 000127, 410

2,152,410

129,306, 690

1,150

24, 296

24, 296

10, 000

10,000

225,00043, 647

268, 647

304, 093

129,610, 783

State, coun-ty, munici-

pal, etc.,bonds.

$17, 274, 03010,741,1725, 889, 862

52, 897, 00310, 937, 61232,269,167

Railroadbonds and

stocks.

$15,475,71210,452,118

"38,'92i,"448*11,484, 77627,193. 270

130, 008, 846 103, 527, 324

238 773 3487,841,330

71, 00016,627, 269

263, 312, 947

3, 677

272,664240, 235

512, 899

393,838, 369

2, 046, 749

112,400

112, 400

12,4811, 302, 069

1,025

3,11221, 598

1, 340, 285

5, 281, 591

339, 46511, 393, 399

17,014,455

120,541, 779

177,000

177, 000

476, 860

476, 860

1,023, 896 223,432

1, 023, 896 223, 432

62, 725

181, 874

100,000

244, 599 | 100, 000

4,767,929 j 977,292

Bankstocks.

$2, 885,1022, 632, 225

235, 81028,972, 0542, 621,1686, 573,132

43, 919, 491

50, 831211, 686

262, 517

3," 000*

3,000

44,185, 008

153,199

19,130

19,130

48,194

2,000

26958, 925

109,388

281, 717

All otherbonds and

stocks.

$4,258, 4608, 954, 938

5,169,227

18,382,625

336,95944, 045,916

116,119632, 281

45,131, 275

15, 500

10, 936, 599100, 000

7, 050

11,043, 049

74, 573, 049

88, 5642,000

90, 564

43,726491, 991269, 737209,271

11, 296

1, 0008, 835

361, 014

1,396,870

30, 0008,101, 769

2, 2i8, 677

10,380, 446

1,400

29, 955

1, 27721, 659

18, 674, 379

18, 728, 670

30, 596, 550

398,606,298 121,519,071 | 44,466,725 llO5,169,5991 I

Due fromother

ban]?:s andbankers.

$586,34513, 000,580

13,586, 925

47,325, 5891, 075, 3632,902, 575

443,285

51,746, 812

14, 850

1, 331, 342

l i 620

Heal estate,furniture,and fix-tures.

$991, 3231,631,466'

288, 3244, 534, 8641, 727,4763, 340,847

12,514,300

10, 519, 3271, 258,1201,103, 087

202, 938682,725

13,766,197

9,948

928, 905172, 290

1, 342,962

66, 691, 549

319,612

60, 8375,673

66,510

29,247194, 902143, 34462, 752

78,486

26, 51567,42477,381

680, 051

1,448, 9806, 214, 5712, 675, 5391, 377,214

11, 716, 304

110, 964492, 326435,612

34, 3948,939

2,450,847

3,533,082

16, 315, 559

83, 007,108

1,104,754

27, 395,199

109, 412

32,847979

33,826

7,138207,775140, 37615, 565

114,382750

55, 85731, 828

158,871

732, 542

155,991282, 714892, 642370, 588

1, 701,935

57, 34912,200

637,187

8,172

3,927, 5374, 642,445

7, 220,160

34, 615,359

States.

Me.K.H.Vt.Mass.K.I.Conn.

K Y.N. J.Pa.Del.Md.

W.Va.

Ohio.Ind.Wis.

Yt.

Md.D.C.

N.C.S.C.Ga.Ma.

Ala.La.Tex.Ark.Tenn.

Ohio.111.Iowa.Minn.

Oregon.Colo.Utah.

Mont.N. Mex.

Cal.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 229: Annual Report of the Comptroller of the Currency, Volume 1 1893

228 KEBOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE III.

ABSTRACT OF REPORTS OF CONDITION OF THE MUTUAL AND STOCI

State, etc.

MUTUAL SAVINGS BANKS.

New Hampshire

Connecticut

Total Eastern States...

Maryland

Total Middle States....

West Virginia—TotalSouthern States.

OhioIndiana . . . . . . . . . . .Wisconsin

Total Western States..

Total mutual savingsbanks.

STOCK SAVINGS BANKS.

Termont—Total East-ern States.

IVf arvlandDistrict of Columbia

Total Middle States . . .

"NYvrth CarolinaSouth Carolina

Florida . . . . . .

IjOuisiana . . .Texas.Arkansas . . . . . . . . . . . . .Tennessee

Total Southern States .

OhioIllinoisIowaMinnesota

Total Western States..

OregonColorado . . . . . . . . .UtahM^ontana .2!Tew M exico . . . .California

TotlPac, States, etc.. .

Tot'l stock sav'gs b'ks .

Tot'l all sav'gs banks..

Curr't ex-penses andtaxes paid.

$261, 3871,739

155,478

418, 604

1,778

19, 86614,586

451

34, 903

455,285

3,67911,767

15,446

1,16625, 93135,7596,204

13,126

5,52515,03824, 432

127,181

15,39029, 203

43, 716

88, 309

9,4274,925

33,1149,9434,802

62, 211

293,147

748,432

RESOURCES.

Cash andcash items.

1,

1,3,

9,

7

1

050 053582,183293,340955 132628. 373863,672

372, 753

389, 830326, 450997 72132,739

577,446

10, 324,186

1,

21,

1

2

61

7

4

5

15

36

1,285

602, 709923,193

1, 249

527,151

225, 375

162, 811

28,0172,671

30,088

5 1O(}076, 640360. 943

50, 081124, 905300,902

91, 58950. 073

452, 303

512,562

203.154014,502

139,792

979, 574

341, 916114, 427181,035155, 213

11, 568241, 655

045, 814

731,449

956, 824

Other re-sources.

1,

2,

7

8,

11,

11

$R8

41,

500

994606, 531035, 021551, 603

323,

8^0563

58198

805

191

12

141,

649

19q

020739590633

111

620

620

380

57, 302

6849

7

126

1310

8

32

158

68

217

447

447

795908

531

234

672693

027

392

600277940360

538

446, 715

663 090

804,470

Total.

$56,838 26480, 667. 59421, 290. 432

415, 898.15973, 858,193

138, 659,913

787, 212, 555

718, 454, 66239, 776, 78774,851 865

4, 252, 82746, 030, 388

883, 366, 529

241, 458

26, 988, 0044, 513, 698

190, 775

31, 692, 477

1,702,513,019

8, 549, 654

1, 275, 505142, 495

1,418, 000

384, 7029, 096, 5673, 301, 559

628,1491, 013. 9362,270, 018

880, 051423,839

2, 827, 808

20, 826, 629

13, 730. 00854,186, 03734,733,97611, 396, 516

114,046, 537

2,758, 3352, 927, 4586,403,699

870, 592333, 252

153,127, 972

166,421,308

311,262,128

2,013,775,147

LIABILITIES.

Capitalstock.

...

$787,

223,50,

273,

. . . .

. . . .

. . . .

500

040675

715

40, 0001,253,1261, 027, 354

210, 000305,000100,000139,486123,157555,000

3, 753, 123

1, 860, 0007, 972, 0006,409, 700

225,000

16,466, 700

800,450450, 000

1,731,100200,000

80, 0008, 886, 600

12,148

33,429

33, 429

150

188

188

Surplus

$2 233 4615,131, 675

14,545,655

4, 877,114

26, 787, 905

88 752 4433. 155, 3396 116 3'?8

487 6701,235,132

99, 746,892

2,405

330,809

330, 809

126,868,011

58,091

58, 091

9,602293. 781U5, 039

38, 000

103.281I, 400

124, 575

715, 678

1, 085, 0002, 280, 500

677.71C183, 00C

4, 226, 21C

69, 45C36, 004

408, 75C28, 50C13, 62c

5,031, 801

5, 588,13f

10, 588,11?

137,456,12'

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 230: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 229

TABLE III.

SAVINGS BANKS IN THE UNITED STATES, 1892-'93—Continued.

LIABILITIES.

Other un-dividedprofits.

$1,138, 960966,142

1 183 2668,044,1173,899.8102,991,630

18,223,925

2,293,39525,673

731,254

3, 050, 322

1,346

315, 095104, 527

5,994

425, 616

21,701,209

307,437

24, 00513,344

37,349

7,995403, 819139, 031

16, 64636,957

l$g, 004101,95132,105

109, 404

1,013,912

354,1291, 528, 081

682,683131,173

2, 696, 066

34, 96540, 084

127,40658,465

154

261,074

4, 315, 838

26,017, 047

Divi-dends

unpaid.

Depositssubject to

check.

Savingsdeposits.

$53, 397, 95074, 377. 27919, 947 166

393,019,86269, 906, 993

130 686 729

741,335,979

Due toother

banks.

10, 990

10, 990

i 699 ;;58 974 !

$1, 090

I1,090

6854,8291,739

160

7,413

10, 4421,362

132,490

144, 294

7,500

7,500

160, 297

160,297

$504, 7423,747

508, 489

744,102854,649181, 513535,133

168,030140. 810229 578

2, 853, 815

660, 94917,577,671

18,238, 620

944,457147, 898795,647160, 379

2, 048, 381

23, 649, 305

23, 649,305

36, 488, 24666 417 7943 739,484

44, 038,181 90. 670

780,041,979

237, 707

24,946 9094, 073,131

184,698

29, 204, 738

1, 550, 820,403

7,315,764

450,94774, 729

531, 676

301, 2345,913,1391, 004, 765

219, 44873, 032

2 003 854356, 553123, 451

1,778,174

11,773,650

9, 659. 30423,498, 50426, 426, 03110 658 564

70, 242,403

683.6202, 217, 5472, 935, 849

423, 248186, 923

138, 019, 874

144, 467, 061

234, 330, 554

1, 785,150,957

20,670

Other lia-bilities.

$67,893192, 498160, 000288, 52540, 400

104,440

853, 756

343, 945133, 20224, 348

5,171

506,666

76, 000

76, 000

107, 660

5,907

5,907

70177, 8225,835

54212, 725

10,7502,4167,821

118,612

27,8001, 208, 582

537, 852

1, 774,234

216, 3024,000

52, 726

70, 927

343, 955

2,^42, 708

2, 350,368

1, 650, 0005, 231

83

1, 655, 314

3, 015, 736

138,953

1, 683

1, 683

24, 485405,949123,147

13,089

50023, 256

590,426

72, 384119,337

66, 289

258, 010

1,59131,925

352, 221

52 5501,118, 764

1,557, 051

2, 546,123

5, 561, 850

No. ofdepositors.

155,333174,65463,925

1,189, 936142, 492331,061

2, 057,401

1, 593, 804140, 772252, 980

18, 613145, 301

2,151,470

5,149

59.40116,1271,164

76, 692

4, 290, 712

25,190

2,1611,400

3,561

6,11224, 4228, 4941,3211,8486,5072,583

84414,126

66,257

26, 21384,86173,10842, 212

226, 394

2,46111,63922,8151,736

885178, 949

218, 485

539, 887

4, 830,599

Averagedeposit.

$343.76425. 85312. 04330. 29490. 60394.75

360. 33

394. 88259. 20262.54200. 90303.08

362.56

46.16

419. 97252. 56158. 67

380.81

361.43

290. 42

211.4553. 38

149.26

49.28242,12118. 29166.12

39. 52307. 95138. 04146. 27125.88

177.69

368.49276. 90361. 46252.50

310.27

277.78190.52128. 68243. 80211. 21771. 28

661. 22

434.04

369.55

States.

Me.N.H.Vt.Mass.B.I.Conn.

K.T.N.J.Pa.111.Md.

W.Va.

Ohio.Ind.Wia.

Vt.

Md.D.O.

1ST Cs. c.Ga.Fla.Ala,La.Tex.Ark.Tenn.

Ohio.111.Iowa.Minn.

Oreg.Colo.Utah .Mont]ST.MexCal.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 231: Annual Report of the Comptroller of the Currency, Volume 1 1893

230 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE IV.

ABSTRACT OF REPORTS OF CONDITION OF THE

States, etc.Date ofreport

New York ! June 30,1893Pennsylvania I doMaryland | do

Total Middle States '

Virginia ! June 30,1893North Carolina* J uly 12,1893Georgia June 30,1893Florida doAlabama doTexas do

Total Southern States

Missouri* : April22,1893Ohio J une 30,1893Indiana /doIllinois doMichigan doWisconsin* Ju ly 3,1893Iowa June 30,1893Minnesota - doKansas! Oct. 3,1893

Total "Western State3

Nevada - June 30,1893Oregon doColorado doUtah doIdaho doMontana doWyoming doNew Mexico doWashington doCalifornia* July 1,1893

Total Pacific States, etc

Total United States

No. ofbanks.

59

54

RESOURCES.

Loans onreal estate.

$158,281807, 352

16, 000

1, 041, 633

77,400

3,64163,814

924,729

1, 069,584

878646

12344 j

10214746

142

707, 5811,111,497

357, 3611,744, 260

584, 359

1, 553, 809304,489338,349

681 I 6,363,356

12, 8499,105

25,10083.250

342,7292, 700

35, 000987, 338

54 j 1,298,071

848 9, 772, 644

Loans oncollateralsecurity

other thanreal estate.*

$49,874502, 79415,000

567, 668

43,956110, 500942, 971

1, 097,427

1, 020, 017179, 033

3,130,456507, 509

1, 096. 681564, 566

6, 498, 262

10, 000163, 060

21,168138, 340202, 7304,100

122, 53160,090

722,019

8,885, 376

Otherloans anddiscounts.

$2, 567,1806, 638. 899302, 975

9, 509, 054

57, 451609, 026302,37227, 872

252, 4552, 239,133

3,488,309

4,623,1138, 243,0725,172, 2856,049,1971, 424, 7124, 993, 9097, 590, 8651, 355, 0643, 886, 608

39, 452, 217

120, 000111,175487, 87826, 235131, 73268, 954

252, 25848, 539138, 352

1, 045,152

2, 430, 275

54, 879, 855

* Official; all other* unonicial. t .Received too late to be included in the totala.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 232: Annual Report of the Comptroller of the Currency, Volume 1 1893

1JEP0KT OF THE COMPTROLLER OF THE CURRENCY.

TABLE IV.

PKIVATE BANKS IN THE UNITED STATES, 1893.

RESOURCES.

Overdrafts.

$10,5639,6031,292

21,458

61918, 22717, 8951.186

11, 532310, 925

360, 384

208, 043102, 508

29, 225209, 30320,46586, 231

358,94838, 944

153,142

1, 053, 667

26. 0027, 0007,162

1,38710, 20113,0741,7427,359

73, 927

1,509,436

UnitedStatesbonds.

$112,108284, fiOO

4,900

401, 908

50

50

50 484139, 663834, 682

39, 361

6,000

5,000

1,070,190

1,472,148

State,county,

municipal,etc., bonds.

$5, 50017, 9875,100

28, 587

2 560

81, 50021,025

105, 085

252,76235, 355

244, 04911, 930

49,14331, 295

624, 534

2, 616

21,861.4,200

5 769

34,446

792,652

Railroadbonds and

stocks.

$128, 631102,997

5,856

237, 484

13,000

13,000

13,021

4,0002,000

19, 021

269, 505

Bank

stocks.

$7, 30055, 38911,140

73,829

5, 00028, 625

33,625

76, 3002, 500

75, 00546, 850

199.2573,000

402, 912

7, 500

7,500

517,866

All otherbonds and

stocks.

$199,918220,020

24, 845

444,783

1,20013,59355, 6698,692

101, 809181,792

362, 755

110, 26784, 56315, 175

190,96716, 025

187, 35217,83113,016

156, 645

635,196

3, 88395,100

475

95,129135

160,970

Due fromother

banks andbankers.

$397, 415993, 89626, 529

1,417,840

18, 077191,89531,8787,915

101, 750574,690

926, 805

952.3571, 349, 599

625, 2611,855.261

438, 434. 859.837

1,351,096350,077881, 389

7, 781,922

6,29826,27689, 9999,172

22.05245, 35191,92926, 24229,13778,268

355,692 ! 424,724

1,798,426 10, 551, 291

Heal estate,furniture,and fix-tures .

$199, 696231, 622

68, 084

499, 402

1, 69068,707

224, 20029, 336

109, 525485,179

918, 637

330.648710, 012276, 485747, 608292, 785740, 289

1,060,074182. 262

1. 021, 549

4, 340,163

12,50831, 20059,0051,3753, 846

10,48865, 53023, 38810,970

472,637

690, 947

6, 449,149

State.

K. Y.Pa.Md.

Va.N/C.Ga.Fla.Ala.Tex.

Mo.Ohio.Ind.111.Mich.Wis.Iowa.Minn.Kan.

Nev.Oreg.Colo.Utah.Idaho.Mont.Wyo.N. Mex.Wash.Cal.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 233: Annual Report of the Comptroller of the Currency, Volume 1 1893

232 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE IV.

ABSTRACT OF REPORTS OF CONDITION OF THE PRIVATE

States, etc.

New York . . .Pennsylvania . . .Maryland

Total Middle States

VirginiaNorth Carolina *Georgia • . ..Florida . .AlabamaTexas

Total Southern States

Missouri * -OhioIndiana . . . . . ..IllinoisMichiganWisconsin * .IowaMinnesotaKansas t

Total Western States

NevadaOregon . . .ColoradoUtahIdaho . . . .MontanaWyomingNew MexicoWashington . .California*

Total Pacific States, etc

Total United States

RESOURCES.

Currentexpensesand taxes

paid.

$8, 49229, 5223,212

41, 226

3 4746,606

7501,320

12,84634,192

59,188

87, 98525,44374,31315, 34734, 340

123,55540, 702

100,212

401,685

4,6552,0886,877

3,7774 0102,540

1,719

25, 666

527,765

Cash andcash i tems.

$317,795628,374

21, 334

967, 503

4 60678,04233,8929,732

156, 021578,188

8G0, 481

542, 8421, 407, 5051, 388, 5181, 379, 906

339,599769, 434918,551231, 924897,002

6, 978, 279

51, 6268,789

69, 9922 776

24, (38652, 408

100, 2599, 852

42. 498276, 039

638, 925

9, 445,188

Other re-sources.

$45, 70611,484

57,190

851

36, 80255, 350

93,003

48, 837216, 794149,30222, 991

108,95438, 83447,183

632, 895

4369, 5003, 521

1867,000

98514 500

723152,103

188, 954

972, 042

Total.

$4, 208, 45910, 594, 839

500, 267

15, 309, 565

90 2771 063 496

607,507133.650

1, 043, 6046, 389, 799

9, 388, 333

7, 525. 33514, Gil'. 3419,158,117

15. 892, 0883, 723, 0067, 780, 346

14, 364, 6443,162, 5227, 439, 986

76, 254, 299

225, 408301,128903, 43448 663

263,295424, 202967,163131,198394,058

3, 232, 597

! 6, 891,146

107,843,343

* Official; all others unofficial. f Received too late to be included in the totals.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 234: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 233

TABLE IV.

IANKS IN THE UNITED STATES, 1893—Continued.

LIABILITIES.

Capital.

$759,4001,377.429

166,517

2, 303, 346

32, 500287, 443338,000

49, 226430, 000

2,796, 800

3, 933, 969

1,173, 8603,021, 5492, 448,1483.769,308

996, 5791,177, 7424, 328. 619

870,4952, 337, 798

17,786,300

70, 00098, 395

467, 24825, 000

111, 500190, 000235, 400

50,000111,403

1, 560,514

2,919,460

26, 943, 075

Surplus.

$212,115930,186

5,141

1,147, 442

129,23751,3426,078

49, 00063, 259

298, 916

407, 839711,759318, 641

1, 025, 730201, 960

877, 56076,919

26(5, 502

3,620,408

17.65127, 00022,900

2,12010, 82611,00010,6322,181

317, 607

421,917

5,488, 683

Other undivi-ded profits.

$349, 888278,210

6,793

634, 891

4, 55043.157

1,9036, 800

72, 02583,171

213, 606

306, 833121,235337, 396

54, 576769,553666, 722135, 245409, 018

2, 391, 560

4,32532, 836

8,38110, 37513, 091

84827, 205

97, 061

3,335,118

Indiv idual de-posits.

$2. 839, 3437,847, 896

293, 497

10, 980, 736

50,888512,333218,809

66, 914425,259

3,146, 975

4, 421,178

5, G23,11510,173,840

5, 870, 49810, 481, 511

2, 417, 3645, 666,1048, 081, 8951, 889, 6334,111, 172

50,203, 960

71, 784108,070372, 25523 663

122,619187.882635,98141,466

239,1391,143, 963

2,946,822

68,552, 696

Due to banks.

$24,556149,36420,484

194,404

33919,4722,703

31522, 516

150,137

195, 482

116, 720256,392263,170101,913

22, 500133, 751196,490

14, 72159, 298

1,105, 657

1,227

18, 67521, 3066,2541,062

429125, 862

174,815

1,670,358

Other liabili-t ies.

$23,15711, 75413,835

48, 746

2, 00071, 85454, 7504,317

44, 804149, 457

327,182

203,801176, 968136, 425177,130

30, 02733,196

213,358175, 509255, 598

1,146, 414

65, 97363, 3386,968

3,81365, 43727,19013,70184, 651

331,071

1, 853, 413

States.

N. T.Pa.Md.

Va.K C.Ga.Fla.Ala.Tex.

Mo.Ohio.Ind.111.Mich.Wis.Iowa.Minn.Kans.

Ore-;.Colo.Utah.Idaho.Mont.Wyo.N.'Mex.Wash.Cal.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 235: Annual Report of the Comptroller of the Currency, Volume 1 1893

TABLE V.

ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS, 1872-;73 TO 1892-;93.

Co

1872-73.*

-banks.

1873-'74.

—banks.

1874-75.

551 banks.

1875-76.

633 banks.

1876-77.

592 banks.

1877-78. 1878-79.

475 banks. 616 banks.

1879-'8O.

620 banks

1880-'81.

652 banks.

1881-82.

672 banks. O

p

5

sources:Loans, etcOverdraftsXT. S. bondsOther stocks, etc..Due from banks . .Keal estate, etc . . .Other resources...ExpensesCash itemsSpecieLegal tenders, etc.

Total .

Liabilities:CapitalCirculationSurplusOther profitsDiv'ds unpaid . .DepositsD u e to banks ...Other liabilities.

$119, 332, 341237,104

1, 544, 2969, 017, 06712, 605,1003, 269, 233944, 079886, 348

18, 977, 3243, 020,1398,447, 776

$154, 377,672212, 772

1,961,44716, 437, 81519, 050, 0465, 372,1861,164, 9991,284,344

10, 434, 0181, 980,083

25,126, 706

$176, 308, 949377, 297344, 984

23, 667, 95019, 851,1469, 005, 0574,909,1901, 353, 0668, 624, 0861,156,45626, 740, 215

$178, 983, 496348, 604869.144

19, 36< 45023, 096, 812*8, 561, 2246,863,0831, 559, 4049, 059, 5471,926,100

27, 023, 988

$266, 585,314516, 565929,260

23,209,67025, 201, 78212, 009,1606, 442, 7101, 211. 4169,816,4562, 319, 65934,415,712

$206, 821,194528, 543

7,142, 53217,117,11736,180, 43514, 227, 9275, 801, 796878,696

11,176, 3746, 201, 617

48, 828, 255

$250, 819, 4201,335,310

12, 048.45224, 904J 90346, 657, 32813, 914, 23810, 542, 206

965.32716, 900, 32517, 071, 44523,797,046

$272,520,2171,196, 3698,7:59,17219, 780, 52749,919,18313, 037, 93912, 306, 578

999,94418, 546, 07317, 201,48924,586,682

178, 881,407 237,402,088 272, 338, 996 278, 255, 852 383, 257, 704 j 277, 911, 831 | 315, 839, 340354,904,486 418,956,060 438, 834,173

Total 178,881,407

42,705, 834174, 714

2,109,73210,027, 668

33,492110, 354, 0348, 838, 3554, 237, 578

59,

2,12,

137,14,10,

305, 532153, 432942, 707363, 205337, 290594, 961241,604463,357

165.10.10!

084,980177, 653797,167002,13383,722

871,439530, 844791, 058

80, 425, 634388, 397

7, 027, 81710,457,346

393,419157, 928, 658

13, 307,3988, 327,183

237, 402, 088 272, 338, 996 278, 255,852

110,949,515387, 061

5, 665, 85418, 283, 567

335,904226, 654, 538

9,412, 87611, 567, 789

383, 257, 704

95,193, 292388, 298

7, 983, 99611, 693, 064

324,176142, 764, 491

10, 348, 9119, 215, 603

277, 911, 831

104,124, 871389, 542

16, 667, 5745, 666, 221

501, 831166,958,229

13, 093, 0698, 438,003

90, 816, 575283, 308

18, 816, 4966, 721, 615

474,567208, 751, 611

18, 462, 70710, 577, 607

92, 922, 525274,941

20, 976,1677, 943, 466

567,171261, 362, 303

18, 870, 46616, 039, 021

91, 808, 213286, 391

23,148,0508, 902, 579

481. 858281, 835,496

18, 262,17214,109, 414

315, 839, 340 354, 904, 486 ! 418, 956, 060 438,834,173 ft

* In compliance with House resolution, making it one of the duties of the Comptroller of the Currency, the Annual Report for 1873 contained the first report of State andsavings banks made to this office, and was the first call of that character ever made upon State by Federal officer.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 236: Annual Report of the Comptroller of the Currency, Volume 1 1893

ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS, 1872-'73 TO 1892-'93—Continued.

TABLE V.

Resources:Loans on r. estateLoans coll secLoans, otherOverdraftsU.S. bonds

R. K. bonds,etc..Bant stocksOther bonds, etc..Due from banks..Real estate, etc..Other resources..ExpensesCasli itemsSpecieLegal tenders...

Total

Liabilities:Capital stock . . .CirculationSurplusOther profitsDiv'ds unpaid . .DepositsDue to banks . . .Other liabilities..

Total

1882~'83.

754 b a n k s .

$322, 358, 2271, 392, 9615,287, 606

22, 083, 30458, 709, 51613, 592, 7919, 943, 706

918, 40335,118, 37917,429, 81725, 302, 316

512,137, 026

102, 454,861187, 978

25, 762, 73811, 287,623

442, 652334,995, 702

20,651, 93016, 353, 542

512,137, 026

1883-'R4.

817 b a n k s .

$331, 049, 5101, 262, 7252,337, 705

31,452, 01948, 836, 68915, 058, 411

7, 671, 8761, 025, 237

28, 219, 41425, 376, 56528, 787, 615

521, 077, 766

110,020, 351177, 554

31, 483, 91212,718,894

473, 735325, 365, 669

27,125,10813, 712,513

521, 077,766

1884-'85.

975 b a n k s .

$347, 880, 5201,349, 9982, 994, 806

32, 644, 85959, 062, 40515, 873, 3125. 791, 111

• 1,130, 88325, 972, 92229, 887, 72430, 994, 221

1885-'86.

849 b a n k s .

$331,183, 6261,169,3884,392,421

27,194, 69349, 747, 42914, 605, 8538, 224, 8861, 047, 782

51, 668, 21824, 734, 68414. 726, 940

553,502,761 | 528,695,920

125, 258, 24098,129

30, 669, 57511, 574, 736

493,926344, 307,99629,950,45311,209,706

553, 562, 761

109, 611, 596103,430

27,813, 50810,095, 760

430, 699342, 882, 76727,800, 280

9,957, 880

528,695,920

1886-'87.

1,413 banks.

$435,854,3642, 395, 6102, 530,156

30, 544, 69964,774, 88120, 475,10215, 237, 643

2,123, 672

>110, 845, 718

684, 781, 845

141,000,377228,956.

38,519,72014,452, 490

749, 749446, 560, 022

32, 445, 41410, 825,117

684,781,845

1887- 88.

1,403 b a n k s .

$432, 002. G632, 001, 7812, 097, 634

34, 787, 03758, 778, 20620, 246. 65414, 710, 237

1, 768,158

105, 314. 947

671, 707, 317

154, 931, 868148;434

41,374,46815, 510, 620

1, 045,459410, 047,842

34, 538,94214,109,684

1888-'89.

1,671 b a n k s .

$31,128, 36997, 583,192

376, 623, 8273, 071, 7243, 051, 722

983, 802320, 422310, 668

33, 701), 27879,819,38025, 255, 4378, 940, 8282, 026, 800

133, 210,164

796, 035, 613

166, 651, 582120,161

48, 030, 46416, 810, 573

762,83S507, 084, 48143,167, 03113,408,483

671, 707,317 796, 035, 613

1889-'9O.

2,101 b a n k s .

$34, 286, 55977, 806, 917

469, 397, 7455, 063, 2631, 313, 7572, 447, 030

675, 444482, 987

35, 030, 00686, 010, 06227,189, 697

7, 760, 6352, 602, 607

120, 765, 422

870, 812,131

188, 737, 307120,148

51,937, 07721, 823, 544

781, 819553,054,584

37,016, 37117, 341, 281

870,812,131

1890-'91.

2,572 b a n k s .

$37, 247, 24478. 509, 230

507, 461, 2434, 044, 7021,100, 3072,156, 065

595, 572426, 850

37, 529, 42082, 531, 53028, 791, 44115, 281, 566

2, 865, 083

107, 453, 889

1891-'92.

3,191 b a n k s .

$45, 025, 57642, 903, 635

611, 750, 8554, 815, 047

912,1232, 313, 366

459, 612901,895

45, 595, 383104,029,312

32, 037. 31016, 329. 044

3, 278, 995

129, 745, 578

905, 994,142 | l , 040, 697, 731

208, 564, 841110, 534

60, 006. 62321,109, 910

709, 830556, 637,012

38, 826,00320, 029, 389

905, 994,142

233, 751,171137,232

66, 725,19123, 632, 989

758.905648,513,809

48, 596,67218, 583, 762

1, 040, 697, 731

1892-'93.

3,579 b a n k s .

$43, 233, 87639, 092, 976

675, 236, 2925, 488, 630

4 2. 6542,408. 258

301,32598,953

73, 275.186103^ 700, 249

38, 600. 4257, 457. 8974, 242,164

137, 026, 652

J, 130. 725. 5;:7

250. 707, 7i):)('.534

74. 237. OOt5

28, 900, 23C525. SOS

706. R65. 64548, 259, 2Cu21,160,05]

1,130, 725, 531

p

o

a

o:

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 237: Annual Report of the Comptroller of the Currency, Volume 1 1893

286 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE YI.

A.GGREOATE RESOURCES AND LIABILITIES OF LOAN AND TRUST COMPANIES FROM1888-89 TO 1892-93.

Resources and liabilities.

Resources.

Loans on real estateLoans on pers'l and collate security.Other loans and discountsOverdrafts •United States bondsState, county, and municipal bonds.Railroad bonds and stocksBank stocksOther stocks, bonds, and mortgages.Due from other banks and bankers.Real estate, furniture, and fixtures..Durrent expenses and taxes paid...Cash and cash itemsOther resources

1888-'89. 1889-90.

120 banks. , 149 banks.

$53, 349,193, 610,44,491,

83.27,193,3, 765,19, 352,

737,25, 676,25, 084,14,455.

438,25,236.7, 795,

0450542(58957201747 !398 I312 I359040406 I018 I526 !152 I

$56, 669,209, 617,

61, 595,91,

24, 921,2, 993,

26,102,1, 230,

40,459,33, 307,16, 845,

508.19, 86l|9, 537,

1890-'91.

Total. 441,268,483 j 503,801,336|

Liabilities.

Capital stockSurplus fundOther undivided profitsDebenture bondsDividends unpaidIndividual depositsDue to other banks and bankers...Other liabilities

Total.

59,445, 93725, 583, 90513,199, 20916, 902, 812

'271, 981299,612, 899

3, 013, 57223, 238,168

70, 676, 24734, 594, 75112, 233,2523 9,565,215

203,460336, 456, 492

2, 863, 24827, 208, 671

441,268, 483 503, 801, 336

171 banks .

$65,072, 641225, 012, 238

66, 791, 541105, 608

16, 057. 0153, 828, 397

29, 771,1251,159, 776

43,157,00839, 948, 37317, 357, 290

743, 68i16, 482, 20711,141, 299

1891-'92.

168 banks .

$55, 098,822256, 413, 894

73, 760, 832155, 999

18, 059, 5786. 404, 311

27,617, 7001, 608, 344

52. 516, 84554. 975, 32522, 617, 764

648, 20922, 600. 0457, 767,180

1892-'93.

228 banks .

$81,288,973307,170, 395

74, 270, 22993, 917

18,486, 6365, 842. 753

11, 639, 330668,470

92,187, 71253, 352, 07126, 245, 518

984,17722, 218,53932, 217, 786

536,628,202 i 600,244,908 726,664,506

536, 628, 202

94, 867, 26850,403, 42120, 368, 05618,489, 542

67,385486, 244, 079

2, 090,47653, 534, 279

726, 664, 506

TABLE VII.

AGGREGATE RESOURCES AND LIABILITIES OF SAVINGS BANKS FROM 1888-'$1892-'!)3.

TO

Resources and liabilities.

Resources.Loans on real estate jLoans on personal, etc., security 1

1888-'89.

849 banks.

1889-'9O.

921 banks. 1,011 banks, j 1,059 banks

Ofcher loans and discounts.Overdrafts .Onited States bonds.State, county, and municipal bonds.Railroad bonds and stocks IBank stocks ,Other stocks, bonds, and mortgages.Due from other banks and bankers.Real estate, furniture, and fixtures.Current expenses and taxes paid...Dash and cash itemsOther resources

Total.Liabilities.

Capital stockSurplus fundOther undivided profits jDividends unpaid[individual deposits (savings)individual deposits (not savings) ..£)UQ to other banks and bankers^Hher liabilities

Total

$567, 373,160,816,74, 551,

813,158, 923,280,139,101,443,42, 263,101, 819,61, 534,29, 652,

593,29, 928,12,758,

144 $634,153 70s588 182.211!630i 148,4641 303,381

43.

1890-'91. | 1891-'92.

1,622,612,215

Ill,65!30.

30,11

229, 4172_7, 806091, 574303, 316532,828919, 560405, 678735, 762575,177126,477211, 272753,!147, 978356,193

1,742,617,0011,854, 517,069 1, 964, 044,861 2, 013, 775,147

23, 311,848 26,401, 035127, 225, 533! 133, 762, 883

19, 845,22844,696

1,425,230,34919,160,076

992, 3236,801,262

1,622,612,215

$687, 583,93, 679,198,134,

286,139, 267,320, 278,115,991,45, 038,

107, 963,70, 660,30,438,

971,29, 720,14,502,

j977|15310451254 i045!708821830

1892-'O3.

1,030 banks .

32,106,127130,042, 098

22, 774, 766 25, 815, 395123, 298 19, 364

1,524,844,506 1, 623,079.749 125.179,450 31, 746, 393

1, 906,161 2,766, 2257, 534, 902 8, 941, 718

$714,832, 57679,173,174!

229, 711, 725!328, 763J

133, 344,1991393,190, 240131, 215, 82943,688, 73971,096, 73881,576, 25333,097r998

832,05933,208, 27118, 748, 297

$763,579, 98574,179,877

209, 014, 835495,781

129, 610, 783398, 606, 298121,519, 071

44, 466,725105,169, 599

83, 007,10834, 615, 359

748,43236, 956, 82411, 804,470

37, 407,475 33,429,188132, 880,724 137,456,126

27, 448, 960 26,017,04741,412| 160,297

, 712, 769, 026J1, 785,150, 957""" " 23,649,305

2, 350, 3685, 561,859

1,742,617,0011, 854,517, 069 1, 964,044,861 2,013, 775,147

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 238: Annual Report of the Comptroller of the Currency, Volume 1 1893

(REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 3 7

TABLE VIII.

TABLE SHOWING, BY STATES, THE AGGREGATE SAVINGS DEPOSITS OF SAVINGS BANKS,WITH THE NUMBER OP THE DEPOSITORS AND THE AVERAGE AMOUNT DUE TO EACH,IN 1891-'92 AND 1892-;93.

States.

MaineNew HampshireVermontMassachusettsRhode IslandConnecticut

Total EasternStates ...

New YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia

Total MiddleStates

West VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaLouisianaTexasArkansasTennessee

Total South-ern States ..

OhioIndianaIllinoisMichiganWisconsinIowaMinnesota

Total West-ern States...

OregonColoradoUtahMontanaNew MexicoWashin gtonCalifornia

Total PacificStates andTerritories..

Total UnitedStates

1891-'92.

Number ofdepositors .

146,668169, 949

80, 7401,131, 203

136,648317, 925

1,983,133

1, 516, 289131, 739248,471

17, 318142,135

1,303

2,057,255

8,4286,247

21, 3974,569

1701,6985,5571,950

258* 16,392

66,666

84,77915, 418

* 73,872180,391

948* 71, 687

35,123

462,218

* 21, 215* 13,596

900* 8, 955

* 167, 667

212, 333

4, 781, 605

Amount ofdeposits.

$50, 278,45272, 439, 66024, 674, 742

369,526, 38666, 276,157

122, 582,160

705,777, 557

588,425,42133, 807, 63465, 233,993

3, 626, 31941, 977, 808

60,178

733,131,413

473,848282, 425

4, 225, 459572,52331,912

220, 0461, 695,732

279, 78351, 854

1,292,913

9,126,495

33,895,0783, 754, 622

21,106, 36936, 959. 573

138. 92626,115, 384

8, 786, 879

130,756,831

2,893, 2762,427, 950

149, 4491," 193, 967

127, 312, 088

133, 976,730

1,712, 769,026

Averageto each

depositor.

$342. 80426. 24305. 60326. 67485. 01385.57

355.89

388. 07256. 62262. 54209. 39205. 3446.18

356. 36

56.2245.21

197. 48125. 30187. 73129.59305.15143. 48200.1078.87

136.89

399. 80243. 52285.72204. 88146. 59364. 29250.17

282.89

136. 38178.58

166.05133. 33759. 32

630.97

358.20

1892-'93.

Number ofdepositors.

155,333174, 65489,115

1,189, D?6142,492331, 061

2,082,591

1, 593,804140, 772252, 980

J8, 613147,462

1,400

2,155, 031

* 5,1496,112

24,422* 8, 494* 1, 321

1,8486,5072,583

844* 14,120

71,406

85,61416,127

* 84, 861

1,164* 73,108

42,212

303, 086

* 2, 461* 11, 639

22,8151,736

885

* 178, 949

218,485

4,830, 599

A m o u n t ofdeposits.

$53, 397, 95074, 377, 27927,262, 930

393, 019, 80269, 906, 993

130, 686, 729

748,651, 743

629, 358, 27436, 488, 24666, 417, 794

3, 739, 48444,495,128

74,729

780,573,655

237, 707301, 234

5, 913,1391, 004, 765

219.44873. 032

2, 003, 854356. 553123,451

1, 778,174

12, 011,357

34, 606, 2134, 073,131

23, 498, 504

184, 69826,426, 03110, 658, 564

99,447,141

683,6202,217, 5472, 935, 849

423, 248186, 923

138, 019, 874

144,467,061

1,785,150,957

Averageto each

depositor.

$343.76425.85305. 93330. 29490. 60394. 75

359.48

349. 88259.20262.54200.90301.7453.38

362.21

46.1649.28

242,12118. 29166.12

39. 52307. 95138,. 04146. 27125.88

168.21

404. 21252. 56276.90

15*8. 67301.46252.50

328.11

277. 78190. 52128. 68243. 80211.21

771.28

661.22

369. 55

* Partial! v estimated.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 239: Annual Report of the Comptroller of the Currency, Volume 1 1893

238 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE IX.

TABLE SHOWING THE .NUMBER OF SAVINGS BANKS IN THE UNITED STATES, NUM-BER .©F DEPOSITORS, AMOUNT OF SAVINGS DEPOSITS, AVERAGE AMOUNT DUEEACH DEPOSITOR IN THE YEARS 1820, 1825, 1830, 1835, 1840, AND 1845 to 1893,AND AVERAGE PER CAPITA IN THE UNITED STATES IN THE YEARS GIVEN.

Year. Numberof banks.

L820 .[825 .[830 .[835 .L840 .L845 .L846 .L847 .[848 .[849 .L850 .L851 .[852 .L853 .1854 .L855 .[856 .[857 .[858 .[859 .L860 .L861 .1.862 .L863 .[864 .

L867 .L.868 .L869 .1.870 .[871 .[872 .[873 .[874 .L875.t876 .1.877 .[878 .S879 .[880 .1881 -1882 .[883 .[884 .[885 .i.886 .[887 .L888 .L889 .1890 .1891 .L892 .L893 .

: : : : i

dumber ofdepositors.

8, 63516, 93138,08560, 05878, 701145, 206158, 709187,739199, 764217,318251, 354277,148308,863365, 538396,173431, 602487, 986490, 428538,840622,556693, 870694,487787, 943887,096976, 025980.844

1, 067. 0611,188.2021, 310,1441, 466, 6841, 630, 8461, 902, 0471, 992, 9252,185, 8322, 293,4012, 359, 8642, 368, 6302, 395, 3142, 400, 7852, 268. 7072, 335, 5822, 528, 7492,710, 3542, 876, 4383, 015,1513, 071, 4953,158, 9503,418,0133, 838, 2914, 021, 5234, 258, 8934, 533, 2174, 781, 6054,830, 599

Deposits.Averagedue eachdepositor.

$1,138, 5762, 537, 0826,973, 304

10, 613, 72614, 051, 52024,506, 67727, 374, 32531,627r47933, 087, 48836, 073, 92443,431,13050,457,91359, 467, 45372, 313, 69677, 823, 90684 290,07695,598, 23098, 512, 968

108,438, 287128, 657,901149, 277, 504146, 729, 882169,434, 540206, 235, 202236, 280, 401242, 619, 382282,455, 794337, 009, 452392,781,813457, 675, 050549,874,358650, 745, 442735, 046,805802, 363, 609864, 556, 902924, 037, 304941,350, 255866, 218, 306879, 897,425802,490, 298819,108, 973891, 961,142966, 797, 081

1, 024, 856, 7871, 073, 294, 9551,095,172,1471, U l , 530, 5781, 235, 247, 3711, 364,196, 5501,425, 230,3491, 524, 844, 5061, 622. 079, 7491,712,769,0261,785,150, 957

Averageper capita

in theUnitedStates.

$131.149.183.176.178.168.172.168.165.165.172.182.192.197.196.195.195.200.201.206.215.211.215.232.242.247.264.283.299.312.337.342.368.367.376.391.397.361.366.353.350.352.356.356.355.356.361.361.355.354.358.358.358.

50.12

*.*54

.82

1.87

4.75

14.20

16.33

24.3525. 2926.1126. 63

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 240: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE X.

PRIVATE BANKS.

239

AGGREGATE RESOURCES AND LIABILITIES OF PRIVATE BANKS IN 1889, 1890, 1891,1892. AND 1893.

Resources and liabilities.

Resources.

Loans on real estateLoans on personal, etc., securityOther loans and discountsOverdraftsUnited States bondsState bondsRailroad bonds and stocksBank stocksOther stocks, bonds, etcDue from banks and bankersReal estate, furniture, etcCurrent expenses, etcCash and cash itemsOther resources

Total

Liabilities.

Capital..Surplus fundOther undivided profitsDividends unpaidIndividual depositsState, county, etc., depositsDeposits of State, etc., officersDue to banks and bankersOther liabilities

Total

1889.

1,324 b a n k s .

142, 961, 337

38,038,6908, 266, 5163, 555,590

67,32683,183, 718

693, 969563,025

3, 432, 3605,160,143

142,961,337

1890.

1,344 b a n k s .

$10, 678, 57421, 363, 81972, 922, 802

2, 437,1051, 643,560

936, 491536, 068866, 787

3, 951. 60021, 720,4669, 812,101

960,40014,479, 5501, 705, 499

164,020,822

41, 042, 0189, 741,1834, 677, 667

99, 521, 667902, 481586,230

3, 812, 7993, 736, 797

164, 020,822

1891.

1,235 b a n k s .

$15,997, 25116, 738, 32168,180, 783

2, 475. 0251,509,155

908, 983737,239634,140

1, 883,19219, 380, 0599, 217, 951

797, 32611, 977, 512

1, 209, 081

151, 646, 018

36, 785,4588,993, 9873,152, 635

94, 959, 727

2,240, 3715, 513, 840

151,646, 018

1892. 1893. -

1,161 b a n k s . I 848 banks .

$13, 782,51210, 259, 25669, 051, 435

2, 067, 6271, 709, 4951, 316, 540

404,178703,932

3, 268, 24220,097, 669

9,317, 287846,197

12, 235, 4901, 601, 813

146, 661, 673

34, 590, 2277, 730, 5873, 528, 577

93, 091,148

$9, 772, 6448, 885, 37(

54, 879.8511,509,4 3(1,472,146

792, 655269,502517, 86*

1,798,42^10, 551, 20]

6, 449,14J527, 76J

9, 445,18$972,045

107, 843, 34?

26,943,0755,488, 68;3, 335, H i

68, 552, 69(

1, 745, 6955, 975,439

146,661,673 107,843,34*

1, 670,35?1, 853, 41;

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 241: Annual Report of the Comptroller of the Currency, Volume 1 1893

2 4 0 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE XL

AGGREGATE RESOURCES AND LIABILITIES OF ALL STATE BANKS, LOAN AND TRUSTCOMPANIES, SAVINGS AND PRIVATE BANKS, 1892-;93.

I •

EESOUECES.

Total.

LIABILITIES.

Loan andState banks. I trust com-

panies.

3,579 banks.

Loans on real estateLoans on collateral security other

than real estateOther loans and discountsOverdraftsUnited States bondsState, county, and municipal bonds..Railroad bonds and stocksBank stocksOther stocks and bondsDue from other banks and bankers..Real estate, furniture, and fixtures .Current expenses and taxes paid . . .Cash and cash itemsOther resources

$43, 233,876

39, 092, 976675. 236, 2925, 488, 630412, 654

2, 468, 258301, 32598, 953

73.275,186103, 790, 24938, 600, 4254, 242,164

137, 026, 6527,457, 897

228 com-panies.

$81, 288,973

307.170, 39574, 270, 229

93,91718,486, 6365, 842. 753

11,639,330668.470

92,187,71253, 352. 07126, 245, 518

984,17722, 216. 53932, 217, 786

1,130, 725, 537 1726, 664, 50'j

Capital stock 250,767,709Surplus fund 74, 237. 600Other undivided profits 28, 900, 230State bank notes outstanding j 9,Debenture bondsDividends unpaidIndividual depositsSavings depositsDue to other banks and bankers . . .Other liabilities

Total.

525,706, 865,

48, 259,21,160,

94, 867, 26850, 403, 42120, 368, 056

18,489,54267,385

486. 244, 079

2, 690, 47653, 534, 279

1,130,725,537 ,726,664,506

Savingsbanks.

1,030 banks.

$763, 579,985

74,179, 877209, 014. 835

495,781129, 610, 783398, 606, 298121, 519, 071

44, 466. 725105,169, 59983,007,10834,615.359

748, 43236, 956, 82411, 804, 470

2, 013, 775,147

33,429,188137, 456, 126

26, 017, 047

160.29723,049,305

785,150. 957

Privatebanks.

848 banks.

Total.

5,685 b a n k s .

$9,772,644 $897; 875, 478

8, 885, 37654, 879. 855

1, 509, 4361, 472,148

792, 652269, 505517.866

1, 798, 42610.551.2916, 449,149527, 765

9, 445,188972,042

429, 328, 6241, 013, 401, 211

7, 587, 764149, 982, 221407, 709. 961133. 729, 23145, 752, 014272. 430, 923250, 700, 719105,910, 4516, 502, 538

205. 645, 20352, 452,195

107, 843, 343

26, 943, 075 406, 007, 2405.488,683 267,585.8363. 335,118 78, 620. 451

9,53418, 489, 542

753,1841, 285, 311, 72311,785.150,957

2,350,368 1,670,358 I 54^970,4645, 561, 859 1, 853,413 82,109, 602

68, 552, 696

3, 979, 008, 533

2, 013, 775,147 107, 843, 343 3, 979, 008,533

TABLE XII.

STATEMENT SHOWING THE AMOUNT OF GOLD, ETC., HELD BY NATIONAL BANKS ONJULY 12, 1893, XVND BY OTHER BANKING INSTITUTIONS ON OR ABOUT THE SAMEDATE.

Classification.

Gold^coinGold Treasury certificatesGold (clearing-house) certificatesSilver, dollarsSilver, fractionalSilver, Treasury certificatesNational-bank notesLegal-tender notesUnited States certificates for legal tenders.Fractional currencySpecie, not classifiedCash not classified

Total 310,342,537

Nationalbanks (3807).

$95, 799, 86250, 550.100

4, 285, 0007, 380. 4576, U9, 575

22, 626,18020,135,05495, 833, 677

6, 660, 000952,632

All otherbanks (5685). banks (9492).

$7, 618, 014

1, 815, 624

^64,512,344

15, 093, 221116, 606, 000

Total all

$103,417,87650, 550,1004, 285, 000

15, 315, 656

22, 626,18020,135, 054

160, 346, 0216, 660,000

952, 63215, 093, 221

116,606, 000

205,645,203 515,987,740

•Includes coin certificates and national-bank notes.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 242: Annual Report of the Comptroller of the Currency, Volume 1 1893

tlEPORT OF THE COMPTROLLER OF THE CURRENCY. 141

TABLE XIII.TABLE SHOWING, BY STATES AASD TERRITORIES, THE CAPITAL OF THE NATIONAL

BANKS ON J U L Y 12? 1893, ANTD OF THE STATE, STOCK SAVINGS, AND PRIVATE BANKSAND LOAN AND TRUST COMPANIES AT DATE OF LATEST R E P O R T S TO THIS B U R E A U .

States andTerritories.

MaineNew Hamp-

shire *...VermontMassachusettsRhode Island..Connecticut...

Total East-ern States.

NewYorkNew Jersey .. -Pennsylvania..DelawareMarylandDis t r i e t of

Columbia . . .Total Mid-

dle States-

VirginiaWest Virginia.North CarolinaSouth CarolinaGeorgiaFloridaAlabama.MississippiLouisiana

Arkansas .KentuckyTennessee.

Total South-ern States.

MissouriOhio..IndianaIllinois . . . .MichiganWisconsinIowaMinnesota . . . .Kansas..Nebraska

Total West-ern States.

NevadaOregon

UtahIdahoWyomingNew Mexico ..North Dakota.South Dakota-Wash ington...Arizona . . .California.....Oklahoma Ter-

ritoryIndian Terri-

toryTotal Paci-fic Statesand Terri-tories . . . .

Total tTnitedStates.....

Nationalbanks .

$11,214,196

6, 380,0007,010, 000

99, 217, 50020, 277, 05022,999,370

167, 098,116

87, 235, 36614, 603, 35073,143, 213

2,133, 98516, 935, 289

2, 827,000

196, 878, 203

4,796, 3002, 951, 0002, 476, 0001, 748, 0004,091, 000

• 1, 450,0003,844,0001,115, 0003, 935, 000

25, 540, 5001,100, 000

15, 009,4009,648, 620

77, 704,820

23,865, 00045, 694, 30014,171, 00038,218,85014, 684, 0009, 235, 000

14, 615. 00016, 245, 23011, 902,10012, 698,100

201,328, 580

282, 0003. 795, 0008, 510, 0002, 550, 000

825, 0004, 725, 0001, 210, 000

750, 0002, 215, 0002, 550, 0006,830, 000

400, 0007,475, 000

300, 000

360, 000

42,777,000

685,786, 719

State banks.

$916, 6752, 340, 000

3,256, 675

33, 359, 2001, 780, 4608,819,697

680, 0001,128,450

45, 767,807

6, 388, 5882,421, 6761,913, 5301,123, 0249, 363, 036

335, 000900, 910

3,260, 9252,755/447

450, 0001,675.925

15, 855,4303, 346,435

49,789,926

19, 837,1057,618, 3254, 504. 5007, 065, 500

12,102, 9556, 806, 9008, 074,4209,189, 000

*5, 969, 915*11, 418,995

92,587,615

553,8001, 740, 000

750, 000157, 500365, 00094, 500

113,800* 1, 092, 340* 1, 987, 053

4, 263, 555240,200

47, 848, 938

159,000

59,365, 686

250, 767,709

Stoek sav-ings banks .

$787, 500

787, 500

223, 040

50,675

273,715

40,0001, 253,1261, 027, 354

210, 000305,000

100, 000139,486123,157

555, 000

3,753, 123

'"l," 860," 666'

7, 972, 666

6,409, 700225, 000

16, 466, 700

800,450450,000

1,731,100

200, 000

so," 666'

8,886, 600

12,148,150

33,429,188

Pr iva tebanks .

$759,400

1, 377, 429

166, 517

2, 303, 346

3 9 500

287, 443

338, 00049 220

430, 000

2,796, 800

3, 933, 969

1,173, 8C03, 021, 5492, 448,1483, 769, 308

996, 5791,177, 7424, 328, 619

870,495

17, 786, 300

70,00098, 395

467, 24825, 000

111, 500190, 000235,40050,000

111,403

1, 5G0, 514

2,919,460

26, 943, 075

Loan andtrust com-

panies.

$1, 069, 800

1,455, 000

"*8"975,"666*2, 557, 9001,161, 600

15,219,300

25,950, 0001, 695, 000

36, 003, 744500,000

1, 000, 000

3, 250, 000

68, 398, 744

111,490

111, 490

1, 050, 000

"3,460,666

2,176, 6034,451,131

11,137,734

94, 867, 268

Total.

$12, 283, 996

7, 835, 0007, 797, 500

108,192,50023,751,62526, 500, 070

186,361,591

147. 303, 96618, 078, 810

119, 344, 0833, 313, 985

19,453, 296

6,127, 675

313, 621, 815

11, 217, 3885,484,1664,716, 9734,124,150

14, 819, 3902, 044, 2265,479,9104, 375, 9256,790, 447

28, 926, 7862,899,082

30, 864, 83013,550, 055

135^93,328

45,925,96558,394,17421,123,64860, 485, 65827, 783, 53417, 219, 64235, 604, 34230, 980, 85617, 872, 01524,117,095

339, 306, 929

352, 0005, 247,645

11,167, 2485, 056,1001, 094,0005,480, 0001, 539,1)00

993, 8003, 307, 3404, 537, 053

11,204,958640.200

65, 771, 052

459,000

360, 000

117,210. 296

1, 091, 793, 959

Aver-age percapital

of popu-lation.

$18. 50

20.3523. 4143.95

- 64.7233.50

37.25

23.3411.6121.3118.9418.20

22.78

20.93

6.616.852.823.467.734.683.463.285.85

12.122.37

16. 207.44

7.08

16.1415.299.39

14.6812.429.43

17.9620.6811.7918.48

14.51

7.6514.0722.5621.9810.1330. 6119.99

6.0213.0710.5523.1010.0049.94

3.53

1.85

25.77

16.29

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 243: Annual Report of the Comptroller of the Currency, Volume 1 1893

242 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE XIV.

TABLE SHOWING, BY STATES AND TERRITORIES, THE POPULATION1 OF EACH ON J U N E1, 1893, AND THE AGGREGATE CAPITAL, SURPLUS, UNDIVIDED PROFITS. AND INDI-VIDUAL DEPOSITS OF NATIONAL AND STATE BANKS, LOAN AND TRUST COMPANIES,SAVINGS AND PRIVATE BANKS IN THE UNITED STATES ON OR ABOUT J U N E 30,1893;THE AVERAGE OF THESE PER CAPITA OF POPULATION, AND THE PER CAPITA A V E R -AGES OF SUCH RESOURCES IN EACH CLASS OF BANKS AND IN ALL BANKS.

States and Territories.Population

June 1,1893. *

MaineNew HampshireVermontMassachusettsRhode IslandConnecticutNew YorkNew JerseyPennsylvaniaDelawareMarylandDistrict of Columbia..VirginiaWest VirginiaNorth CarolinaSouth CarolinaGeorgiaFloridaAlabamaMississippi.LouisianaTexasAikansasKentuckyTennesseeMissouriOhioIndianaIllinoisMichigan"WisconsinIowaMinnesotaKansasNebraskaNevadaOregonColoradoUtahIdahoMontanaWyomingNew MexicoNorth DakotaSouth DakotaWashingtonArizonaCaliforniaOklahoma Territory..Indian Territory

Total United States. 67,021,000

All banks.

Capital, etc.

664,000385,000333,000

2,462, 000367, 000791,000

6,311,0001, 557, 0005, 600, 000

175,0001,069, 000

269,0001, 696, 000

800. 0001, 668. 0001,184^)001, 917, 000

437, 0001, 582, 0001, 332, 0001,160,0002, 386. 0001, 222. 0001, 905, 0001, 820, 0002, 845, 0003, 804, 0002, 250, 0004,119, 0002, 237, 0001.826,000], 982, 0001, 498, 0001, 516, 0001, 305, 000

46, 000373,000495, 000230, 000108,000179,000

77, 000165, 000253, 000430,000485, 000

64,0001,317, 000

130,000195,000

$89, 707, 745102, 646, 545

47,883, 258803, 901,450142,298, 067218,071, 008

1,839, 989, 879136, 829, 792635, 096, B09

15, 630, 358110, 397, 805

22, 364, 27644, 329, 57122, 621, 94313,167,17819,010, 61738, 014, 463

8,624, 90614,144,81412,162,89338,032 8937H. 245, 2618, 357, 230

78, 873, 84137, 523,635

176. 600, 771246,557,236

78, 954, 829285,184,345130, 848, 877

97, 715, 823123, 873, 045110, 295, 433

52, 4&7, 76181,135,798

1, 074, 64117, 962, 44239, 446, 85114, 040, 602

3, 348, 82823, 577, 7404,598, 6193, 386, 024

10,885,19313,499,31130, 715, 357

1, 814, 601289, 584, 676

1,523, 792891,822

6,412,939,954 95.68

Aver-

Nationalbanks.

Aver-age per age percapita. I capita.

$135.10266.60143. 79326. 52387.73275. 69291.5587.88

113.4089.31

103.2783.1426.1328.287.89

16.0619.8319.748.949.13

32.7830.706.83

41.4020. 6262.0764.8135.0969. 2358.5053.5162.4973.6234.6362.1723.3648.1579.6961.0431.01

131.7259.7220.5243.0231.3963. 3328.35

219. 8811.724.57

$43.1443.3255. 08

122.40121. 2982. 5783.8248.0561.9644.1753.1851. 6612.7612.304.256.995.45

15.116.662.36

20.0927.272.73

18. 7913.9122.2940.3523. 2541.8224.9023.2423.5435.9222. 3130. 5819.8937.9361.7228.9326.04

119.3744.7115.5730.2717. 4338.1216. 5916.737.674.57

Statebanks.

Aver-age percaptia.

$5.489.91

41.156.56

10.5712.533.34

'l3.'3215.402.841.79

12.412.891.046.77

10. 73.51

3.7622. 615.17

36. 0610.505.956.89

131.9526.0012.8823.55

J 12. 32t 31.59

2.7710.325.822.705.253.382.63

112.75X 13. 96

24.4311.7685.494.05

38.64 15.83

Loanand

trustcompa-nies.

Savingsbanks.

Aver-age percapita.

Aver-age percapita.

$6.4814.26

35.3159.858.04

52.137.80

25.658.312.09

30.95

1.18

3.90

1.774.62

Privatebanks.

Aver-age percapita.

$85.48209.0288.71

168.81201.11175.17113.7925.4713.3624. 3044. 22

.53

".30.22

7.281.651.44.62

.37

.34

10.232.00

12.83

.1017.267.57

6.815.84

26.08

4.87

*L70

. . . . 115.37

1.73 29.93

$0.66

" " L 8 6

"*44

""."05

" \ * 5 8

' " ' . '32.30.62

2.55

2.543.733.893.791.654.177.041.96

3.47.64

1.81.21

2.272.23

11.63.62

.78

"2."29

1.55

•Estimated by Mr. Joseph S. McCoy, Government actuary,flncludes savings banks and loan-trust companies.% Includes private banks.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 244: Annual Report of the Comptroller of the Currency, Volume 1 1893

244 REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE XV.

TABLE SHOWING, BY STATES AND GEOGRAPHICAL DIVISIONS, THE NUMBER, ASSISTS,NIES, AND PRIVATE BANKS IN THE UNITED STATES WHICH WERE COMPELLED TODAR YEAR.

[From reports to the

States, etc.

New Hampshire

Total Eastern States.

New YorkNew JerseyPennsylvania

District of Columbia ..

Total Middle States..

VirginiaWest Virginia

Souih CarolinaGeorgiaFloridaAlabamaLouisianaTexasArkansasKentuckyTennessee

Total Southern States

MissouriOhioIndianaIllinoisMichiganWisconsin . . .IowaMinnesotaKansasNebraska

Total Western States

OregonColoradoTJtahIdahoM^ontanaWvomin $rNew MexicoNorth Da kota *South Dakota tWash in °"tonArizonaCaliforniaOklahoma Territory

Total Pacific Statesand Territories

Total United States..

No.

I

1

612

9

1

13

11

•>

5

25

83

State banks.

Assets.

$250,000

250, 000

6 225 544180 000137,000

6, 542,544

775 8001 250 000

525 000136 940506,000227, 225140, 000150 000

5 000850 575249, 000

4, 815, 540

724, G54307, 544

1, 286, 000

30. 00013J19 (MU «n1

10

91

491

31

1

4

19

46

172

793, 0413, 204, 2501, 387, 500

749,961

20. 577, 801

1, 029, 047824, 000

60 000227, 729140 00045 000

15, 000

1, 699,89788 000

4, 967, 290

9, 095, 963

41, 281,848

Liabilities.

$225 000

225, 000

5 639 234220 000275, 000

6,134, 234

597 000950 000695 000133 539322, 000157 847125, 000

70 000

35 000554 000222. 000

3, 861, 386

584,613212, 400850, 000

40, 00012 123 343

577,1982, 604, 9411,624 100

528, 280

19,144, 875

747, 569552, 000188, 000214,17978 00020 000

16,000

641, 30045 000

5, 035,723

7, 537,771

36, 903,266

No.

3

3

1

1

1

1

1

4

7

65

2331

3

24

3

4

1

2

2

12

47

Savings 1

Assets.

$795,000

795, 000

124, 350

124,350

40 000

3 000

* 5,000

664,750

712, 750

1, 990, 0002,523 000

1,252 000252 000313,878

9,00025 000

647, 000

7, 011, 878

3, 241,9052, 514,000

220, 000

386, 000

2, 668, 055

9, 029, 960

17,673, 938

>anks.

Liabilities.

$1,150, 000

1,150, 000

122 996

122,996

60 000

30 000

15 000

645, 000

750,000

2, 528, 0001,795 000

1, 214, 000290 643231,120

9,00035 000

713, 000

6, 745, 763

2, 600, 0002, 514, 000

189, 246

219,000

2, 539, 804

8,062, 050

16, 830, 809

Trust companies.

No.

3

3

1

1

2

2

22

1

7

1

1

13

Assets.

$6,225, 000

6, 225, 000

35, 000

500, 000

535, 000

225, 000

: : : ; :

2,200,0003, 650, 000

1, 200, 000

7, 275, 000

; ; ;

302, 500

302,500

14,337, 500

Liabilit ies.

$7,413,000

7,413,000

15, 000

760,000

775,000

313, 000

6, 350, W06, 415, 000

800, 000

13,876, 000

290,000

»»290, 000

22,354,000

* Incomplete. tNo information.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 245: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 245

TABLE XV.

AND LIABILITIES OF STATE AND SAVINGS BANKS, TRUST AND MORTGAGE COMPA-SUSPEND BUSINESS DURING THE FIRST EIGHT MONTHS OF THE CURRENT CALEN-

Bradstreet Agency.]

Mortgage and investmentcompanies.

N o .

2

2

1

1

1

3

1

1

6

Assets.

$200, 000

200, 000

50, 000

150,000

340, 803

540, 803

20, 000

20, 000

760, 803

Liabilities.

$750, 000

750, 000

70,000

200, 000

700, 000

970, 000

70,000

70,000

1,790,000

Private banks.

No.

1

1

8

61

+ 2

15

21

233

11

27

5191123

81412

852

107

67

15

1

4

1

27

177

Asse t s .

$142, 875

142, 875

531, 595

1,072, 795204, 000

1, 808, 390

180, 000150,000

275. 000177, 598

2,917, 000

483, 0005,000

990, 00015, 000

5,192, 598

360 0001,446, 587

863,0004, 041, 027

174, 2951,051,000

781,700713,000415,000

22, 000

9, 867, 609

478, 533194, 000

4,0001, 375, 000

305, 000

100,000

594, 254

175, 000

3, 225, 787

20,237, 259

Liabilities.

$699, 271

1,403,478360, 000

2, 462,749

250,000150,000

95, 000111,647

1,741,000

736,00015, 000

450, 00010, 000

3,558,647

282,0001,430, 375

565,0005, 056, 813

234, 5471, 360, 992

997, 500438, 800638, 000

37, 000

11, 041, 027

552,348236, 000

900543, 000250, 000

75,000

495,784

100, 000

2, 253, 032

19, 315,455

Total all banks .

No.

631

10

15181

25

82226641

1234

10

61

21272324113022263216

232

1320148313

" l l1

211

87

415

Assets .

$7,020,000342,875250, 000

7, 612, 875

6,881,489180, 000

1, 209,795204, 000

8, 475 284

995,8001,400, 000

525, 000139, 940816, 000409. 823

3, 057, 000150, 000983, 00010,000

1, 840,575928, 750

11,255, 888

3,299, 6544, 277,1312,149, 0004,091, 0271,456,295

13, 397, 8514, 238, 6197, 576, 2502,168, 3032, 618, 961

45,273,091

4, 749, 4853, 532, 000

60, 000231, 729

1, 515, 000350, 000220,000135, 000

2, 982, 65188, 000

7, 635, 345175,000

21, 674, 210

94, 291,348

Liabilit ies.

$8, 563, 000750,000225, 000

9,538 000

6,461, 501220, 000

1, 678, 478360, 000

8,719,979

907,0001,100,000

695,000163, 539432, 000284,494

1,866, 00070,000

1, 496, 00050, 000

1, 004, 000877, 000

8,945,033

3,705,6133, 367, 7751, 415. 0005,126, 8131, 488, 547

13, 774, 9788,355,8189 467, 7412, 997,1002,078,280

51, 777,665

3, 899, 9173, 302, 000

188, 000215,079621, 000270, 000189, 246161, 000

i, 646. 08445, 000

7, 575,527100, 000

18, 212, 853

97,193,530

States.

KH.Vt.R.I.

N.Y.N.J.Pa.Del.D.C.

Va.W.Va.N.C.S.C.Ga,Fla.Ala,La.Tex.Ark.

Tenn.

Mo.Ohio.Iud.111.Mich.Wis.Iowa.

Kans.Nebr.

Oregon.Colo.UtahTdaho.Mont.Wvo.K'Mex.N. Dak.S. Dak.Wash.Ariz.Cal.Okla.

tNot included in returns to Bradstreet.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 246: Annual Report of the Comptroller of the Currency, Volume 1 1893

TABLE XVI. to

TABLE SHOWING, BY STATES, TERRITORIES, AND GEOGRAPHICAL DIVISIONS, THE NUMBER, ASSETS, AND LIABILITIES OF SUSPENDED STATE,SAVINGS, AND PRIVATE BANKS, AND LOAN AND TRUST COMPANIES WHICH RESUMED BUSINESS DURING THE FIRST EIGHT MONTHS OF THECURRENT CALENDAR YEAR.

[From reports to the Bradstreet Agency.]

States, etc.

Vermont—Total E a s t e r nStates.

New York—Total MiddleStates.

West VirginiaSouth CarolinaGeorgiaFloridaAlabamaLouisianaTexas ' . . . .

No. ofbanks.

State banks.

Assets. Liabili-ties.

2 $2,648, 377$1, 809, 055

Total Southern States.

Missouri. . .OhioIndianaMichigan - -Wisconsin .IowaMinnesota.KansasNebraska..

1, 250,00013(5, 940

41,117

"156,606

1, 578,057

366, 654130,000570,000

4i 760,00021 397,0006 1,146, 0004| 295,000

_LTotal Western States.. I 21

Colorado...Montana..California.

Total Pacific States andTerritories.

Total United States. . . .

17

441

3, 664, 654

620,00065, 000

2, 252, 000

2, 937, 000

950,000133,539

25, 678

70,000

1,179,217

234, 61370, 000

245, 000

458, 000235, 000633, 000355, 000

2, 230, 613

368,00028,000

1, 641,000

2,037, 000

10,828,088J 7,255,885

Savings banks.

No. Assets.

$124, 350

Liabili-ties.

$122,996

460, 0001,425, 000

248,000

327,000

2,460, 000

156,000

916, 663

1, 072,663

10 3,657,013

275, 000865, 000

180, 000

420,000

1, 740,000

573,940

678,940

2,541,936

Loan and trust companies

No. Assets.

$650, 000

1,200,000

1,850, 000

2 1, 850, 000

Liabili-ties.

Private banks.

No.

$415, 000

800, 000

1, 215, 000

1, 215, 000 23

Assets.

$142, 875

150, 000

75,000

2^ 837, 666

12,000

3,074, 000

75,000240,000245, 000

80, 000145,000380, 000178, 000

1, 343, 000

121,000

121,000

4, 680, 875

Liabili-ties.

$150,000

45, 000

1,641,000

8,000

1,844, 000

40,000178,000125,000

70, 00084,500

398, 90080,800

977, 200

82, 000

82, 000

2, 903, 200

Total.

No. Assets.

1 $142,875

21

79

Liabili-ties.

States.

2,772, 727 $1,932, 051

1,400,000 1,100,000136,940 133,539

>7K (\f\(\\75, 00041,117

2, 837,000150,00012,000

4,652,057

901,6541, 795, 000815,00080, 000

905, 0001, 025, 0001, 974, 000295,000

1,527,000

9, 317,654

897,00065,000

3,168. 663

4,130, 663

45, 00025, 678

1,641,00070,0008,000

3,023, 217

549,6131,113, 000

370, 00070, 000

542, 500813,900

1,128,800355, 000

1,220, 000

6,162,813

555, 000128, 000!

2, 214, 940

2, 797, 94i

Vt,

N.T.

W.Va.s. c.Ga.Ma.Ala.

La.Tex.

Mo.Ohio.Ind.Mich.Wis.Iowa.Minn,Kans.Nebr.

Colo.Moiit .C a l .

21,015, 976 13,916, 02l|

ao

ot 1

o

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 247: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 247

TABLE XVII.REPORT OP THE CONDITION" OF mi; NATIONAL SAVINGS BANK OF THE DjSTluai: OF

COLUMBIA, AT AVASHIXGTON, D. C, AT THE CLOSE OF BUSINESS ON TOE 3DDAY OF OCTOBER, 1893.

CB.D B .

RESOURCES.

Loans and discounts, less amount jupon which officers and directors jare liable (see schedule) j

Dae from other national banks, \subject to check |

Current expenses and taxes paid . . . :

$23;i60. CO

10-i. 205. 43416. 67

Total 127,782.10

LIABILITIES.

Undivided profitsIndividual deposits subject to check

Total

$7,642.120,-139..

127,782.;

SCHEDULE.

Loans and discounts.

On demand, secured by stocks, bonds, and other personal securities $23,1The highest rate of interest paid by the bank on deposits is 2 per cent. !

1. Benjamin P. Snyder, president of the National Savings Bank of the District of Columbia, do scemnly swear that the above statement is true, and that the schedules on back of the report fully"aicorrectly represents the true state of the several matters therein contained to the best of my know'jed|and belief.

BENJAMIN P. SNYDER, President.Correct. Attest:

LEWIS CLEPHANE, )M. G. EMERY, \ Directors.ALBERT L. STURTEVANT, )

DISTRICT OF COLUMBIA, County of Washington:Sworn to and subscribed before me this Gth day of October, 1893.[SEAL.] WILLARD H. MYERS, Notary Public.

REPORT OF THE CONDITION OF THE NATIONAL SAFE DEPOSIT, SAVINGS, ANTRUST COMPANY OF THE DISTRICT OF COLUMBIA, AT WASHINGTON, D. C, 4THE CLOSE OF BUSINESS ON THE 3D DAY OF OCTOBER, 1893.

DR.

RESOURCES.

Loans and discounts, less amount jupon which officers and directors 1are liable (see schedule) ji

Stock securities, etc. (see schedule).Due from other national banks, sub-

ject to checkDue from State and private banks

and bankers, subject to checkBan king house $662, 789.43Furn i tu re and fixtures. 112, 210.57

Current expenses and taxes paid . . .Premium on bonds for circulation ..Checks and other cash i tems (see

schedule)Bills of other banksFractional paper currency, nickels,

and centsSpecie, etc., v iz :

Gold coin $16, 000.00Gold Treasury certifi-

cates 3,550.00Sil ver dollars 10. 00Silver Treasury certi-

ficates 8, 600.00Fractional silver coin 100.00

Legal-tender notes.

Total 2,313,450.89

, 330, 470.0746, 900. 00

48, 313. 58

51,091.99

775, 000.006, 565. 891, 938.76

4, 679. 83220.00

10.77

28, 200. 0020, 000.00

LIABILITIES.

Capital stock paid inUndivided profitsIndividual deposits. -

$l,OOO,OOQt71.D5B;

1, 241,491;

Total . 2,913; 450,

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 248: Annual Report of the Comptroller of the Currency, Volume 1 1893

248 REPORT OF THE COMPTROLLER OF THE CURRENCY.

SCHEDULES.

Loans and discounts.

Oil demand, secured by stoclcs, bonds, and other personal .securities. $206, 798. 73On time, secured by stocks, bonds, and other personal securities. 458, ]24. 62On time, on mortgages or other real estate security (see schedule) 605, 546. 72

Total 1,330,470.07

Stocks, securities, etc.

District of Columbia 3-65s $23, 400.00

Chesapeake and Potomac Telephone Company 5s 10, 000. 00XT. S. Electric Light Company 6s ." 6,000. 00Washington Market Company 6s 1, 000. 003Vtasonic Hall Association 6s 500. 00

Total 46,900.00

The highest rate of interest paid by the bank on deposits is 2 per cent.

I, Benjamin P. Snyder, president of the National Safe Deposit, Savings, and Trust Company, of theDistrict of Columbia, do solemnly swear that the above statement is true, and that the schedules on-fcbie back of the report fully and correctly represent the true state of the several matters therein con-tained to the best of my knowledge and belief.

BENJAMIN P. SNYDER, President.

JAMES M. JOHNSTON, ]ANDREW AYYLIE, n- *

M. G. EMERY, f Erectors.

JOHN G. PARKE. J

DISTRICT OF COLUMBIA, County of Washington:Sworn to and subscribed before me this 5th day of October, 1893.[SEAL.] WILLARD H. MYERS, Notary Public.

Correct. Attest:

REPORT OF THE CONDITION OF THE WASHINGTON LOAN AND TRUST COMPANY, ATWASHINGTON, IN THE DISTRICT OF COLUMBIA, AT THE CLOSE OF BUSINESS ONTHE 3D DAY OF OCTOBER, 1893.

Da. CR.

RESOURCES.

Loans and discounts, less amountupon which officers and directorsare liable (see schedule)

Loans and discounts upon whichoflieers and directors are liable(see schedule)

Overdrafts, unsecured(see schedule)Stocks, securities, etc. (see schedule)Due lrora national banks, subject to

checkDue from State and private banks

and bankers and trust companies,subject to check

Bnnkjng house $560, 587.53Furniture and fixtures,fc vault and safe work.. 41,069.34

Current expenses and taxes paid...Checks and other cash items (see

schedule)Fractional paper currency, nickels,

and cents •Specie, viz:

Gold coin $19,812. 50Silver dollars 100. 00Silver Treasury cer-

tificates 10,329.00Fractional silver coin 44. 50

Capital stock paid in . .j; Surplus fund

$1, 017, 723. 88 j Undivided profits jDividends unpaidInterest on real-estate trust bonds

297,582.24 l| unpaid

gal-tender notes.

LIABILITIES.

30, 286. 0031. 820.00

i $1,

165. 26 j j Individual d e p o s i t s28, 292. 50 ! subject to check.. . . $740, 316.11

i Demand certificates of189, 605.47 ; deposit 5, 000.00

I Time certificates of| deposit 687, 709. 64 j

4,906.83 j Certified checks 13,952.15

I Due to national banks, subject to !i! check j

601,656.87 !; Bills payable, including certifi- j1,037.20j I cates of deposit representing-

money borrowed •8, 317.96 Keal-es'tate trust bonds ;

27.35 I; 1

000, 000. 00100, 000. 0066, 187.23

3, 765. 59

652. 50

,446,977.90

5, 338.34

60, 000. 00128, 500. 00

Total 2,811,421.56 | Total 2,811,421.56

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 249: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 249

SCHEDULES.

Loans and discounts.

On demand, secured by stocks, bonds, and other personal securities $554,276. 24On time, paper with two or more individual or firm names 855. 00On time, secured by stocks, bonds, and other persona 1 securities 538, 348. 73On time, on mortgages or other real-estate security (see schedule) 821, 826.15

Total 1,915,306.12

Included in the above a r e -Other suspended and overdue paper ." : 141,495.19Liabilities of directors (individual and firm) as payers 164, 373.42

Stocks, securities, etc.

Enter num-ber sharesofstock orface valueof bonds.

Name of corporation issuing stock, bonds, etc.

Amount atwhich

carried onbooks.

Esti-matedactual

marketvalue.

652

8,5009,500

Washington Loan and Trust CompanyOhio National BankEckington and Soldiers' Home BailroadEdison Electric Illuminating Company.

$10, 092. 50200.00

8, 500. 009, 500. 00

$7,800200

8,5009,500

CliecJcs and other cash items.

Checks and drafts on banks, etc., in this city

Average reserve and interest.

i8,317.96

The highest rate of interest paid by the bank on deposits is 4 per cent; on bills payable is 4 per cent;real-estate trust bonds 5 per cent.

Overdrafts—unsecured.

Temporary $165.26

I, Brainard H. Warner, president of the Washington Loan and Trust Company, do solemnly swearthat the above statement is true, and that the schedules on back of the report fully and correctly rep-resent the true state of the several matters therein contained to the best of my knowledge and belief.

BRAINARD H. WARNER, President.DISTRICT OP COLUMBIA, County of Washington:

Sworn to and subscribed before me this 6th day of October, 1893.[SEAL.] TBNNYROSS, Notary Public.

Correct. Attest:J N O . E . CARMODY,ISADORE SAKS,W. H. SHEA,F . C. STEVENS,THEODORE W. NO YES,

J!S.'SWORMSTED'T, Directors.ALBERT F. FOX,LOUIS D. WINE,T. W. WOODWARD,W. E. BARKER,«TOHN B. LAENEB,

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 250: Annual Report of the Comptroller of the Currency, Volume 1 1893

250 REPORT OF THE COMPTROLLER OF THE CURRENCY.

REPORT OF THE CONDITION OF THE AMEKICAN SECURITY AND TRUST COMPANY, ATWASHINGTON, IN THE DISTRICT OF COLUMBIA, AT THE CLOSE OF BUSINESS ON THE3D DAY OF OCTOBER, 1893.

D R . C B .

RESOURCES.

l o a n s and discounts, less amountupon which officers and directorsare liable (see schedule) $J, 973,158. 03

Loans and discounts upon which jofficers and directors are liable(see schedule) 209, 081.15

Overdrafts, unsecured (see schedule) j 199.92Stocks, securities, etc. (see schedule) | 46,245.00Due from other national banks, sub-

ject to check 42,476.46Due from State and private banks

and bankers and t rus t companies,subject to check 51,391.42

Banking house $152,172.89 IFurn i ture and fixtures- 7,939.57 !

Other real estate and mortgagesowned (see schedule) ."

Current expenses and taxes paid . . .Checks and other cash items (see

schedule)Bills of other banksFractional paper currency, nickels,

and centsSpecie, viz:

Goldcoin $42,384.00Gold Treasury cer-

tificates 26,550.00Silver dollars 355. 00Silver Treasury cer-

tificates ' 23,574. 00Fractional s i l v e r

coin 189.20

Legal-tender notes.

Total 2,758,090.70

160,112.46

133,188.602,666.10

12,427.87200. 00

49. 69

93, 052. 0034,142. 00

Capital stock paid inSurplus fundUndivided profitsIndividual d e p o s i t s ,

subject to check $612, 441.46Time certificates of de-

posit . 96,746.68Certified checks 1,751.14

Debenture bonds

, 250, 000. 00150, 000. UO38, 401. 42

710,939.28609, 650.00

Total 2,758,990.70

SCHEDULES

Loans and discounts.

On demand, paper with one or more individual or firm names $393,445.42On time, secured by stocks, bonds, and other personal securities 148, 049. 00On time, on mortgages or other real-estate security (see schedule) t, 041, 344. 76

Total 2. 182,839.18

Included in the above are—Liabilities of directors (individual and firm) as payers 1 142,833.33

Stocks, securities, etc.

Enter num-ber sharesof stock orface valueof bonds.

$5,00043,000

Name of corporation issuing stock,bonds, etc.

Bonds of Choptank Steamboat Company...Bonds of Chesapeake and Potomac Tele-phone Company

Amount atwhich

carried onbooks.

$4,750

41,495

Estimatedactual mar-ket value.

$5,000

43,000

State whethertaken for "debtspreviously con-

tracted," or other-wise.

For investment.

Do.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 251: Annual Report of the Comptroller of the Currency, Volume 1 1893

EEPOKT OF THE COMPTROLLER OF THE CURRENCY. 251

Checks and other cash items.

Gheefe? and drafts on banks, etc., in th i s ci ty . . , $10,341. 84Checks and drafts on other hanks . . . . , . . . / . . . . . . . . . . . . 2,086.03

Overdrafts u it -secured.

Temporary - $199.92I, J". "W. Whelpley, cashier of the American Security and Trust Company, do solemnly swear that

the above statement is true, and that the schedules on back of the report fully and correctly repre-sent the true state of the several matters therein contained to the best of my knowledge and belief.

J. W. ^HELPLEY, Cashier.DISTRICT OF COLUMBIA, City of Washington .-

Sworn to and subscribed before me this 5th day of October, 1893.[SEAL.] HOWARD S. REESIDE, Notary Public.

A. T. BRITTON,W. S. THOMPSON,H. A. WlLLARD,M. G-. EMERY,MYRON M. PARKER, [Directors.JOHN E. HERRELL,M. W. BEVERIDGE,JAMES E. FITCH,HENRY F . BLOUNT,

TABLE XVIIT.

CANADIAN BANKS.

SUMMARY OF THE CONDITION OF THE THIRTY-NINE CHARTERED BANKS OF THEDOMINION OF CANADA, ON AUGUST 31, 1893.

RESOURCES.

Mortgages on real estateliO'ans on bonds and stocksCurrent loansLoans to Dominion and Provinces..Overdue debtsDeposits to secure circulationDominion debenturesCanadian municipal, etc., securitiesHail way securities.Due from banks and agenciesHeal estate and bank premisesKate3 and checks on other banks . . .SpecieDominion notesOtteer resources.Excess of liabilities

Total

$660, 39514, 398, 606

205, 956, 2001, 426, 4802, 964, 9991,818, 4483,188, 5729, 398, 2215, 979, 966

20, 364, 8565, 827, 5206, 519, 9727, 706, 937

12, 749, 8091, 901, 0352,149, 851

303,011,467

LIABILITIES.

Capital stockReserve fundNotes in circulationDue Dominion GovernmentDue provincial governmentsDemand depositsTime depositsDue to other banks and agencies...Other liabilities

Total

$G2, 029, 03826, 062, 57633, 308, 9672, 476, 6083, 769, 284

61, 437, 993105,015,710

8, 661, 289250, 002

303, 011, 467

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 252: Annual Report of the Comptroller of the Currency, Volume 1 1893

AGGREGATE RESOURCES AND LIABILITIES

THE NATIONAL BANKS

OCTOBER, 1863, TO OCTOBER, 1803.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 253: Annual Report of the Comptroller of the Currency, Volume 1 1893

254 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AGGREGATE RESOURCES AND LIABILITIES OF THE ^ A A ^

Resources.

Loans and discounts. *TJ. S. bonds and securities

Due from nat'land other b'ks.Real estate furniture etc . . .

Checks and other cash items.Bills of nat'l and other banks.Specie and other lawful mon'y

Total

JANUARY. APRIL. JULY. OCTO11KK 5.

66 banks.

$5,466.-088. 335, G62, 6</0.00

10(3, 009.12

2,625,5§7.05177,5,85.6953,808,922, 503.69

492,138. 58764,7X5.00

1,440,0*07.62

16,797,644.00

1864.

Loans and discountsTJ. S. bonds and securitiesOther items

Due from national banksDue from other b'ks and b'krs.Real estate, furniture, etcCurrent expenses

Checks and other cash items.Bills of nat'l and other banks.Specie and other lawful mon'y

Total.

JANUARY 4.

139 banks.

$10, 666, 095.6015,112, 250. 00

74,571,48

*4, 786,124.58381,144, 00118, 854.43

577, 507.92895,521.00

5, 018, 622. 57

37, 630, 691. 58

307 banks.

$31, 593, 943. 4341,175,150. 00

432, 059.95

4, 699, 479. 568, 537, 908. 94

755, <Mi. 41352, 720.77

2, 65^ 916. 961, 660, 000. 00

22, 961, 411. 64

114, 820, 287. 66

JULY 4.

467 banks

$70, 746, 513. 3392, 530, 500. 00

842, 017. 73

15, 935, 730.1317, 337, 558. 661, G94, 049. 46

502, 341. 31

5, 057, 122. 905,344, 172.00

42, 283, 708. 23

252, 273, 803.75

OCTOBER 3 .

508 banks.

$93,238,657.92108,0ti4,400.00

1,434,739.76

19,965,720.4714,051,396.312,202,318.201, 021, 569.02

7,640,169.144,687,727.00

44,801,497.48

297,108,195.30

1805.

Loans and discountsU.S.bonds and securities .-Other items

Due from national banksDue from other b'ks and b'krs.Real estate, furniture, etcCurrent expensesPremiums paid

Checks and other cash itemsBills of nat'l and other banks.Specie —Legal tenders and frac'l cur y

Total

JANUAEY 2.

638 banks.

$166, 448, 718. 00176, 578, 750. 00

3, 294, 883. 27

30, 820,175. 4419, 836, 072. 834, 083, 226.121, 053, 725. 341,323, 023. 56

17, 837, 496.7714, 275,153. 004, 481, 937. 68

72, 535, 504.67

512, 568, 666.68

APRIL 3.

907 banks.

$252, 404, 208. 07277, 619, 900. 00

4, 275, 769. 51

40,963,243.4722, 554, 636. 576, 525, 118. 802, 298, 025. 651, 823,291. 84

29,681,394.1313, 710, 370.006, 659, MO. 47

112, 999, 320. 59

771, 514, 939.10

JULY 3.

1,294 banks.

$362, 442, 743.08391,744,850.0012, 5G9,120. 38

76,977, 539. 5920, 078, 028. 0111,231,257.282, 338, 775. 562, 243, 210.31

41,314,904.5021, 651, 826. 009,437,060.40

168, 426, 166. 55

1,126,455,481.66

OCTOBER &

1,513 banks.

$487,170,136.29427,731,300.0019,048,513.15

89,978,980.5517, 393,232.25l i , 703; 281.774, 539, 525.112,585,501.06

72, 309,854.4416, 247, 241. 0018, 072,012. 59

189, 988,496.28

1,359,768,074.49*

* Including amount due from national banks.

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 254: Annual Report of the Comptroller of the Currency, Volume 1 1893

KEPOKT OF THE COMPTROLLER OF THE CURRENCY. 2 5 5

BANKS FROM OCTOBER, 1863, TO OCTOKEK, 1893.

Liabilities.

Capital stock . . . . . . . . . . . . . . .

Undivided profitsTndi vidual and other deposits.Due to nat'l and other banks*.

Total

JANUARY. APRIL. JULY. OCTOBERS.

66 banks.

$7,188,393.00

328,030,068,497, 681.84

981,178.59

2,360.51

16,797,644.00

I 8 O 1 .

Capital stock

Surplus fundUndivided profits

National b'knotesoutstandingIndividual and other deposits.Due to nat'l and other banks*.

Total

JANUARY 4.

139 banks.

$14, 740, 522. 00

432, 827.81

30, 155.0019, 450, 492. 532,153, 779. 38

822,914.86

37, 630, 691. 58

APRIL 4.

307 banks.

$42, 204, 474. 00

1, 625, 656.87

9, 797, 975. 0051, 274, 914. 016, 814, 930. 40

3,102, 337. 38

114, 820, 287. 66

JULY 4.

467 banks.

$75, 213,945.00

1,129, 910. 223, 094, 330.11

25, 825, 665. 00119,414,239 0327, 382, 006. 37

213,708.02

252,273,803.75

OCTOBER 3.

508 banks.

$86,782,802.00

2,010,286.105,982,392.22

45,260,504.00122,166, 536.4034,862,384.81

43,289.77

297,108,195.30

1865.

Capital stock

Undivided profits

National b'k notes outstanding

Individual and other deposits.United States deposits

Due to national banksDue to other b'ks and bankers*

Other items

Total

JANUARY 2.

638 banks.

$135, 618, 874.00

8, 663,311. 2212, 283, 812.65

66, 769, 375.00

183,479,636.9837, 764, 729. 77

30, 619,175.5737,104,130.62

265, 620. 87

512, 568, 666.68

APRIL 3.

907 banks.

$215, 326, 023. 00

17, 318, 942. 6517, 809, 307.14

98, 896,488. 00

262, 961, 473.1357, 630,141. 01

41,301,031.1669,692, 581. 64

578, 951. 37

771,514,939.10

JULY 3.

1,294 banks.

$325, 834, 558.00

31,303,565.6423,159,408.17

131,452,158.00

398, 357, 559. 5958,032,720. 67

78, 261, 045. 6479,591,594.93

462,871.02

1,126, 455,481.66

OCTOBER 2.

1,513 banks.

$393,157,206.00

38,713,380.7232,350,278.19

171,321,903.00

500,910,873.2248,170, 381.31

90,044,837.0884,155,161.27

944,053.70

1,359,768,074.49

*Tnr»lnfHn0- Si.n.t.A hanlr nirn.riln.fin

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 255: Annual Report of the Comptroller of the Currency, Volume 1 1893

256 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL

1 8 6 0 .

Resources.

Loans and discountsU. S.b'ds dep'd to secure circ'nOther U.S. b'ds and securitiesOth'rstocks, b'ds, and mortg'sDue from national banksDue from other b'ks and b'k'rsReal estate, furniture, etcCurrent expensesPremiums paidChecks and other cash items.Bills of national and other b'ksSpecieLegal tenders and fract'l cur'y

Total

JANUARY 1.

1, 582 b a n k s .

$500,650,109.19298, 376, 850. 00142, 003, 500. 0017, 483, 753.18

93, 254, 551. 0214,658,229.8715, 436, 296.163,193, 717. 782, 423, 918.02

89, 837, 684. 5020, 406, 442. 0019,205,018.75

187, 846, 548. 82

1, 404, 776, 619. 29

APRIL 2.

1, 612 b a n k s .

$528, 080, 526. 70315, 850. 300. 00125, 625, 750. 00

17,379, 738. 92

87, 564, 329. 7113, 682, 345.1215, 895, 564. 464, 927, 599. 792, 233, 516.31

105,490,619.3618,279,816.0017, 529, 778. 42

189, 867, 852. 52

1,442,407,737.31

JULY 2.

1, 634 b a n k s .

$550, 353, 094.17328, 483, 350.00121,152,950.00

17,565,911.46

96, 696, 482. 6613.982,613.2316, 730, 923. 62

3, 032, 716. 272, 398, 872. 26

90,077,134.5317, 866, 742. 0012, 629, h76. 30

201,425,041.63

1,476, 395, 208.13

OCTOBER 1.

1, 644 b a n k s .

$fiO3, 314, 704.83331, 843, 200. 00

94, 974, 650. 0015, 887, 490. 06

107, 650,174.1815,211,117.1617,134,002.585, 311, 253. 352,493,773.47

103, 684, 249. 2117, 437, 779. 00

9, 226, 831. 82205, 793, 578. 76

1, 526, 962, 804.42

1 8 6 7 .

Loans and discountsU. S.b'dadep'd to secure circ'n17. S. b'dsdep'd to sec're dep'tsU. S.b'ds and sec'tieson band.Oth'r stocks, b'ds, andinortg's"Due from national banksDue from other b'ks and b'k'rsReal estate, furniture, etc....Current expensesPremiums paidChecks and other cash items.Bills of national banksBills of other banksSpecieLegal tenders and fract'l cur'yCompound-interest notes

Total

JANUARY 7.

1, 648 b a n k s .

$608, 771, 799. 61339, 570, 700.00

36,185, 950. CO52, 949, 300. 0015, 073, 737. 45

92, 552, 206. 2912, 996,157. 4918, 925, 315. 51

2, 822, 675.182, 860, 398. 85

101,430,220.1819, 263, 718. 00

1, 176,142.0019, 726, 043. 20

104, 872, 371. 6482, 047, 250. 00

1, 511, 222, 985.40

APRIL 1.

1, 642 b a n k s .

$597, 648, 286. 53338, 863, 650. 00

38, 465, 800. 0046, 639, 400. 0020,194,875.21

94,121,186. 2110, 737, 392. 9019, 625, 893. 81

5, 693, 784.173,411,325.56

87, 951. 405.1312, 873, 785. 00

825, 748. 0011,444,529.1592,801,254.1784, 065, 79C. 00

1,465,451,105. 84

JULY 1.

1, 636 b a n k s .

$583, 450, 396.12337, 684, 250. 00

38, 368, 950. (JO45, 633, 700. 0021, 452, 615. 43

92, 308, 91L 879, 663, 322. 82

19, 800, 905. 863, 249, 153. 313, 338, GOO. 37

128,312, 177.7916,138, 769.00

531, 267. 0011,128, 672. 98

102,534,613.4675, 488, 220. 00

1, 494, 084: 526. 01

OCTOBER 7.

1, 642 b a n k s .

$609, 675, 214. 61338, 640,150. 00

37, 862,100. 0042,460, 800. 0021, 507, 881. 42

95, 217, 610.148, 389, 226.47

20, 639, 708. 235,297,494.132, 764,186. 35

134, 603, 231. 5111,841, 104.00

333, 209. 0012, 798, 044. 40

100, 550, 849. 9156, 888, 250. 00

1, 499, 469,060.17

1 S 6 S .

. Loans and discounts, U. S.b'ds dep'd to secure circ'nTT.S. b'ds dop'd to sec're dept'«XT. S. b'ds and sec'ties on baud.Oth'rstocks, b'ds, andinortg'sDue from national banks —

v Due from other b'ks and b'k'rs3$pal estate, furniture, etc

-Current expensesPremiums paid

"Checks and other cash items.--Jitlls of natiouaT banksBills of other banks

"Fractional currencySpecieLegal-tender notes

,n0o|npwind-interest notes —\£nxee per cent, certificates...

V Total

JANUARY 6.

1,642 b a n k s .

$616, 603,479. 89339, 064, 200. 00

37, 315, 750. 0044,164,500.0019, 365, 864. 77

99,311,446.608,480,199. 74

21,125, 665. 682, 986, 893.862,464, 536. 96

109, 390, 266. 3716, 655, 572. 00

261, 269. 001,927,876.78

20,981,601.45114,306,491.00

39, 997, 030. 008,245, 000. 00

1, 502, 647, 644.10

APRIL 6.

1,643 b a n k s .

$628, 029, 347. 65339, 686, 650.00

37, 446, COO. 0045, 958, 550. 0019, 874, 384. 33

95, 900, 606. 357, 074, 297. 44

22, 082, 570. 255,428. 460. 252, 660,106. 09

114, 993, 036.2312, 573, 514. 00

196,106. 001, 825, 640.16

18, 373, 943. 2284,390,219.0038, 917, 490. 0024, 255, 000. 00

1,499,668,920.97

JULY 6.

1,640 b a n k s .

$655, 729, 546. 42339, 569,100. 00

37, 853,150. 0043, 068, 350. 0020, 007, 327.42

114, 434, 097.938, 642, 456. 72

22, 699, 829. 702, 938, 519. 042, 432, 074. 37

124, 076, 097. 7113,210, 179.00

342, 5oO. 001, 863, 358. 91

20,755,919.04100,166,110.00

19, 473, 420. 0044, 905, 0(J0. 00

1, 572,167, 076.26

OCTOBER 5.

1, 643 b a n k s .

$657,668,847.83340, 487, 050. 00

37, 360, 150. 0036, 817, 600. 0020, 693, 406.40

102, 278, 547. 777,818,822.24

22, 747,875.185, 278, 911. 221, 819, 815. 50

143, 241, 394. 9911, 842, 974. 00

222, 668. 002, 262, 791. 97

13, 003, 713. 3992, 453, 475. 004,513,730.00

59, 080, 000. 00

1,559, 621, 773.49

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 256: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY.

BANKS FROM OCTOBER, 1868, TO OCTOBER, 1893—Continued.

1866.

257

Liabilities.

Capital stock

Surplus fundUndivided profits -. -National b'k notes outstand'gState banknotes outstanding.

Individual depositsU. S. depositsDep'ts of U.S.disb'sing officersDue to national banksDue to other b'ks and bankers.

Total

JANUARY 1.

1,582 b a n k s .

$403,357,346.00

43, 000, 370.7828, 972, 493. 70

213, 239, 530. 0045, 449,155. 00

522, 507, 829. 2729, 747, 236.15

94,709,074.1523, 793, 584. 24

i, 404, 776, 619. 29

APRIL 2.

1,612 b a n k s .

$409, 273, 534.00

44, 687, 810. 5430, 964,422.73

248, 886, 282. 0033, 800, 865. 00

534, 734, 950. 3329,150, 729. 82

89, 067, 501. 5421, 841, 641. 35

1, 442, 407, 737. 31

JULY 2.

1,634 b a n k s .

$414,270,493. 00

50,151, 991. 7729, 286,175.45

267, 798, 678. 0019,996, 163.00

533,338,174.2536,038,185.03

3, 066, 892. 22

98, 496, 726. 4225, 951, 728.99

1,476, 395, 208.13

OCTOBER 1.

1,644 b a n k s .

$415,472,369.00

53, 359, 277. 6432, 593, 486. 69

280, 253, 818. 009, 748, 025. 00

564, 616, 777. 6430,420,819.80

2, 979, 955.77

110, 531, 957. 3126, 986, 317.57

1, 526, 962, 804.42

1 § 6 7 .

Capital stock

Surplus fundUndivided profits

National b'k notes outstand'g.State bank notes outstanding.

Individual depositsU. S. depositsDep'ts of U.S.disb'sing officers

Due to national banksDuo to other b'ks and bankers.

Total

JANUARY 7.

1,648 b a n k s .

$420, 229, 739. 00

59, 992, 874. 5726, 961, 382. 60

291,436,749.006,961,499.00

558, 699, 768. 0627, 284, 876. 93

2, 477, 509.48

92, 761, 998.4324, 416, 588, 33

1,511,222,985.40

APRIL 1.

1,642 b a n k s .

$419, 399, 484. 00

60, 206, 013. 5831,131, 034. 39

292, 788, 572. 005, 460, 312. 00

512, 046,182.4727, 473, 005. 66

2, 650, 981. 39

91,156,890.8923,138, 629. 46

1,465,451,105.84

JULY 1.

1,636 b a n k s .

$418, 558,148. 00

63, 232, 811.1230, 656, 222.84

291,769,553.004,484,112.00

539, 599,076.1)29,838,391.53

3, 474,192. 74

89, 821, 751. 6022, 659, 267. 08

1,494,084,526.01

OCTOBER 7.

1,642 b a n k s .

$420, 073, 415. 00

6a, 695, 587.0133, 751, 446. 21

293, 887, 941.004, 092,153. 00

540, 797, 837.5123, 062,119. 924, 352, 379. 43

93, 111, 240.8919, 644, 940. 20

1,499,469,060.17

I 86§.

Surplus fundUndivided profitsNational b'k notes outstand'g.State bank notes outstanding.

Individual depositsU. S. depositsDep'tsof U. S.disb'sing officers

Due to national banksDue to other b'ks and ba nkers.

Total...

JANUARY 6.

1,642 b a n k s .

$420, 260, 790. 00

70, 586,125, 7031,399,877.57

294, 377, 390.003,792,013.00

534, 704, 709. 0024, 305, 638. 02

3, 208, 783.03

98,144, 665. 6121, 867, 648.17

1, 502, 647, 644.10

APRIL 6.

1,643 b a n k s .

$420, 676,210.00

72, 349,119.6032, 861, 597. 08

295, 336, 044. 003, 3.10,177. 00

5n2, 011, 480. 3622, 750, 342.774, 976, 682. 31

94, 073, 631. 2521, 323, 636. 60

1, 499, 668, 920. 97

JULY 6.

1,640 b a n k s .

$420,105, 011. 00

75, 840,118. 9433, 543, 223. 35

294, 908, 264. 003,163, 771. 00

575,842,070.1224, 603, 676. 96

3, 499, 389.99

113, 306, 346.3427, 355, 204. 56

1,572,167,076.26

OCTOBER 5.

1,643 b a n k s .

$420,634,511.00

77, 995, 761. 4036,095, 883.98

295, 769, 489. 002, 906, 352.00

580, D40, 820.8517, 573, 250.644, 570,478.16

99, 414, 397. 2823, 720, 829.18

1,559,621,773.49

10665 CUR 17

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 257: Annual Report of the Comptroller of the Currency, Volume 1 1893

258 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL

1§69.

Resources.JANUARY 4.

1,628 banks.

APRIL 17.

1,620 banks.

Loans and d i s coun t s . . . .U. S. bonds to secure circ'lat'nU. S. bonds to secure deposits.U. S. b'ds and see/ties on hand.Oth ' r stocks, b'ds,and rnortg's

D u e from redeeming agentsDue from other national h'nksDue from State b'ks and b 'k ' rsReal estate, furniture, etcCurrent expensesPremiums paid

Checks and other cash items .Bills of other national banks.Fractional currencySpecieLegal tender notesThree per cent, certificates . .

OCTOBER 9.

1,617 banks.

$644, 045, 039. 53338, 539, 950. 00

34, 538, 350. 0035, 010, (iOO. 0020, 127,732.96

65, 727,36,067,

7, 715,23, 289,

3, 2G5,1, 654,

142, 605,14, 684,2,280,

29, 620,88, 239,52, 075,

070. 80316.84719.34838. 281)00. 81352. 70

984. 92799. 0J471.06750. 26300. 00000. 00

$662,084,813.47338, 379, 250. 0029,721,350.0030, 226, 550. 0020, 074, 435. 69

57, 554, 382. 5530, 520, 527. 89

8, 075, 595. 6023,798, 188.135,641,195.011,716,210. 13

154,137,191.2311,725,239.00

2, 088, 545.189, 944, 532. 15

80, 875, 161. (051,190, 000. 00

Total 1, 540, 394, 266. 50 1,517, 753,167. 03

$686, 347, 755.81338, 699, 750. 00

27, 625, 350. 0027, 476, i)50. 0020, 777, ;560. 53

62, 912, 336. 8235. f.5(J. 504. 53

9, 140, 319. 2423,859,271.17

5, 820, 577. 871, 809, 070. 01

161,614,852.6611,524,447.001,804,855.53

18,455,090.4880,934, 119.0049,815,000.00

1, 564.174, 410. 65

$682, 883,106.97339, 4^0,100. 00

18, 704, 000. 0025, 903, 950. 0022, 250, 697.14

56, 669, 562.8435, 393, 563.478,790,418.57

25,169,188.955, 646, 382. 962, 092, 364. 85

108, 809, 817. 3710, 776, 023. 002, 090, 727. 38

23, 002, 405. 8383,719,295.0045, 845, 000. 00

1, 497, 226, 604. 33

1 §7$.

Loans and discounts -Bonds for circulationBonds for deposits . .IT. S. bonds on hand.Other stocks and bd's

Due from red'g ag'ntsDue from nat ' l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paid

Cash item sClVg-houseexch'gs .National bank notes.}Fractional currency, iSpecieLegal-tender notes jThree per cent, cerlfsj

JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8.

1,615 banks . ! 1,615 banks. I 1,612 banks. | 1,615 banks.

DECEMBER 28.

5088, 875, 203. 70339, 350, 750. 00

17, 592, 000. 0024, 677, 100. 0021,082,412.00

71,641,486.0531, 9.9-4, 609. 269,319,560.54

26,002,713.013. 469, 588. 002,439,591.41

111, 624, 822. 00

15,840,669.002, 476, 906. 75

48, 345, 383. 7287, 708, 502. 0043, 820, 000. 00

i$710, 848, 609.30339, 251, 350. 00

! 16,102,000.00I 27, 292, 150. 00: 20,524,294.55

I 73,435,117.9829, 510, 6S8.H10, 238, 219. 8526, 330, 701. 246, 683,189. 542, 680, 882. 39

11,267,703.1275, 317, 992. -_>214,226,817.00

2, 2'S5, 409. 0237, 0!)6. 543. 4482. 485, 978. 0043,570,ino.00

$739,341,186.06| 338, 845,200.00

15, 704, 000. 0028, 276, 600. 0023, 300, 681. 87

Total jl,546,261,357.44 11,529,147,735.85 11,565,756,909.67 1,510,713,236.92 I,538,998,lu5.93

5715, 928, 079. 81340, 857, 450. 00

15,381,500.0022, 3l;3, 800. 0023, 614, 721. 25

66, 275, 668. 9233, 9-5:8, 805. 65

9, 202, 406. 7127, 470, 746. 97

5, 8" 1,750. 022, 491, 222.11

12, 536, 613. 5779, 089, 688. 3912, 5 2, 927. 00

2, 078, 178. 0518,400,011.4779, 3.'4, 577.0043, 345, 000. 00

1,648 banks.

$725, 515, 538. 49344,104, 200. 00

15,189,500.0023, 893, 300. 0022, 686, 358. 59

64, 805, 062. 88 |37, 478. 166. 49 I

9, 824, 144. 18 i28,021,6,57.44 j

6, 905, 073. 32 j3, 251, 648. 72 j

13,220,403.3476, 20*, 707.0017, 001, 846. 00

2, 150,522.8926,307,251.5980, 580, 745. 0041, 845, 000. 00

18V 1.MARCH 18.

1,688 banks.

APRIL 29. I JUNE 10.

1,707 banks. 1,723 banks.

OCTOBER 2. | DECEMBER 16.

1,767 banks. 1,790 banks.

Loans and discounts $767,858,490.59 $779,321,828.11 '$789,416,568.13 $831,552,210.00 $818,996,311.74 IBonds for circulation: 351,556,700.00 354,427,200.00 i 357,388,950.00 364,475,800.00 366,840,200.00Bonds for deposits, j 15, 231, "00. 00U. S. bonds on baud . . I 23, 911, 350. 00Other stocks and b'ds 22, 763, 869. 20

Due from red'g ag'n tsDue from nat ' i banksDue from State banksReal estate, etcCurrent expensesPremiums paidCash itemsCl'r'g-house exch'gs.National bank notes.Fractional currency.SpecieLegal-tender notes ..Three per cen t. cert'fs

83,809,188.923\201, 119.9910,271,005.3428,805,814.79

6,694,014. 173, 939, 995. 20

11,042,644.74100,693,917.54

13, 137,006.002,103,298. 16

25,769, 166.6491,072,349. 0037, 570, 000. 00

15, 236, 500. 0022, 487, 950. 0022,414,6:9.05

85.061,016.3138, 332, 679. 7411,478,174.7129, 242. 762. 790,7(34,159.734, 414, 755. 40

12, 749, 289. 84130,855,698.15

16, 632, 323. 002, 135, 763. 09

22, 732. (-27.02106, 219; 126. 0033, 935, 000. 00

15, 250, 500. 0024, 200, 300. 0023,132, 871. 05

92, 369, 246. 7139, 636, 579. 3511, 853, 308. 6029, 637, 999. 30

6, 295, 099.465, 026, 385. 97

13,101,497.95102,091,311.7519,101,389 002,160,713.22

19,924,955.10122, 137,660.00

30, 690, 000. 00

28, 087, 500. 0017, 753, 650. 0024, 517, 059. 35

80, 878, 608.8443, 525, 362. 0512, 772, 069. 83.,0,^89,783.85 I

6,153,370.29 j5,500,890.17

14,(58,268.86 j101,105,854.5214,197, 653. 00 I2,095,485.79

13,252.91*8.17109,^14,735.00 ,

25, 075, 000. 00 j

23, 155,150.0017,675,500.00 j23,061,184.20 j

77,985,600.53 I43,313.344.7813,009, 301.40 |30, 070. 330. 57 j

7,330,424.125, 956, 073. 74

13, 784, 424. 76114, 538, 539. 93

13, 0*5, 904. 002,061,600.89

29, 595, 299. 5693, 942, 707. 0021,400,000.00

Total 1,627,032,030.28 1,694,440,912.94 1,703,415,335.65 1,730,566,899.72 1,715,861,897.22

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 258: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 5 9

BANKS FROM OCTOBER,, 1863, TO OCTOBER 1893—Continued.

Liabilities.

Capital stock

Surplus fundUndivided profitsNat'lbank notes outstanding.State bank notes outstanding.

Individual depositsU.S. depositsDept's U. S. disburs'g officers.

Due to national banksDue to State banks and b'k'rs.

Notes and bills re-dlseounted.Bills payable

Total

JANUARY 4.

1,628 banks.

$419,040,931.00

81,169,936.5235, 318, 273. 71

294,476,702.002, 734, 669.00

568,530,934.1113,211,850.19

3, 472, 884.90

95,453,139.3326, 984, 945. 74

1, 540, 394, 266.50

APEIL 17.

1,620 banks.

$420, 818, 721. 00

82, 653, 989.1937, 489, 314.82

292, 457, 098. 002, 615,387.00

547, 922,174.9110,114, 328. 323,605,131.61

92,662,648.4923, 018, 610.62

2, 464, 849. 811, 870, 913. 26

1, 517, 753,167. 03

JUNE 12.

1,619 banks.

$422, 659, 260. 00

82, 218, 576. 4743, 812, 898. 70

292, 753, 286. 002, 558, 874. 00

574, 307, 382. 7710, 301, 907. 71

2, 454, 048. 99

100, 933. 910.0328, 046, 771. 30

2, 392, 205. 611, 735, 289. 07

1, 564,174, 410.65

OCTOBER 9.

1,617 banks.

$426, 399,151.00

86,165, 334. 3240, 687, 300. 92

293, 593, 645. 002,454, 697.00

511, 400,196. 637,112,646.674, 516, 648.12

95, 087, 892. 8323, 8i9, 371. 62

3, 839, 357.102,140,363.12

1, 497, 226, 604.33

1870.

Capital stock

Surplus fundUndivided profits

Nat'l bank circnlat'n.State bank circulat'n.

Dividends unpaid

Individual deposits..U. S. depositsDep'ts U. S. dis. offic's

Dae to national banksDue to State banks ..

Notes re-discounted..Bills payable

Total

JANUARY 22.

1,615 banks.

$426, 074,954. 00

90,174, 281.1434, 300,430.80

292, 838, 935.002, 351, 993.00

2,299, 296.27

546, 236, 881. 576, 750,139.192, 592, 001. 21

108,351,300.3328, 904, 849.14

3, 842, 542.301, 543, 753. 49

1,546,261,357.44

MARCH 24.

1,615 banks.

$427, 504, 247. 00

90, 229, 954.5943, 109, 471. 62

292, 509,149. 002, 279, 469. 00

1, 483, 416.15

516, 058, 085. 266,424,421.254, 778, 225. 93

109, 667, 715. 9529, 767, 575.21

2, 462, 647.492, 873, 357.40

1,529,147,735.85

JUNE 9.

1,612 banks.

$427, 235, 701.00

91, 689, 834.1242,861,712.59

291,183, 614. 002, 222, 793. 00

1, 517, 595.18

542,261,563.1810, 677, 873. 92

2, 592, 967. 54

115,456,491.8433, 012,162. 78

2, 741, 843. 532, 302, 756.99

1,565,756,909.67

OCTOBER 8.

1,615 banks.

$430, 399, 301. 00

94, 061,438. 9538, 608, 618.91

291, 798, 640.002,138, 548. 00

2, 462, 591.31

501, 407, 586. 906, 807, 978.494, 550,142.68

100,348,292.4529, 693, 910. 80

3, 843, 577. 674, 592, 609. 76

1,510,713,236.92

DECEMBER 28.

1,648 banks.

$435, 356, 004. 00

91,705,740.3446, 056,428. 55

296, 205, 446. 002, 091, 799.00

2,242,556.49

507,368,618.676, 074,407. 904,155, 304. 25

106, 090,414. 5329, 200, 587. 29

4,612,131.084, 838, 667. 83

1,538,998,105.93

Capital stock

Surplus fundsUndivided profits

Nat'l bank circulat'n.State bank circulat'n.

Dividends unpaid

Individual deposits..U. S. depositsDept's U. S. dis. offic's

Due to national b'nksDue to State banks ..

Notes re-discounted..Bills payable

Total

MARCH 18.

1, 688 banks.

$444,232,771.00

96, 862, 081. 6643, 883, 857. 64

301,713,460.002, 035, 800.00

1,263,767.70

561,190,830.416,314, 957. 814, 813, 016. 66

118,904,865.8437,311, 519.13

3, 256, 896.425, 248, 206. 01

1,627,032,030.28

APRIL 29.

1,707 banks.

$446, 925,493.00

97, 620, 099. 2844, 776, 030. 71

306,131,393. 001, 982, 580. 00

2,235, 248.46

611,025,174.106,521,572.923, 757, 873. 84

128, 037, 469.1736,113, 290. 67

3, 573, 723.025, 740, 964. 77

1,694,440,912.94

JUNE 10.

1,723 banks.

$450, 330, 841. 00

98, 322,203.8045, 535, 227. 79

307, 793, 880. 001, 968, 058. 00

1, 408, 628. 25

602,110,758.366,265,107.944, 893, 907. 25

135,167, 847. 6941, 219, 802. 96

3,120, 039. 095, 278, 973. 72

1,703,415,335, 65

OCTOBER 2.

1,767 banks.

$458, 255, 6p6. 00

101,112, 671. 9142, 008, 714.38

315, 519,117. 001, 921, 056. 00

4, 540,194.61

600, 868, 486.5520,511,935.98

5, 393, 598. 89

131,730,713.0440,211,971.67

3, 964, 552. 574, 528,191.12

1,730,566,899.72

DECEMBER 16.

1,790 banks.

$460, 225, 866.00

101, 573,153. 6248, 630, 925. 81

318, 265, 481. 001, 886, 538. 00

1, 393, 427. 98

596, 586, 487. 5414, 829, 525. 65

5, 399,108. U

118, 657, 614.1638,116, 950. 67

4,922,455.785, 374, 362. 67

1,715,861,897.22

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 259: Annual Report of the Comptroller of the Currency, Volume 1 1893

260 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AGGKEGATK RESOURCES AND LIABILITIES OF THE NATIONAL

1872.

Resources.

Loans and discounts.Bonds for circulationBonds for deposits...XT. S. bonds on band..Otlier stocks and b'dsDue from red'g ag'ntsDue from na'tl banksDue from State banksHeal estate, etcCurrent expensesPremiums paidCash itemsCleat'g-houseexch'gsNational-baDk notes,Fractional currency.Specie.Legal-tender notes . .U.S. cert'fs of depositThree per cent. cert'iV

Total

FEBRUARY 27.

1,814 banks.

$839, 665, 077. 91370, 924, 700. 00

15, 870, 000. 0021,323, 150.0022, 838, 388.8089, 548, 329. 9338, 282, 905. 8612,269,822.6830, 637, 676. 756, 265, 655.136, 308, 821. 86

12,143,403.1293,151,319.7415, 552, 087. 002,278,143.24

25, 507, 825. 3297, 865, 400. 00

18, 980, 000. 00

1,719,415,657.34

AFRIL19. 1 JUNE 10.

1,843 banks.

$844, 902, 253. 49374, 428, 450. 00

15, 169, 000.0019, 292,100. 0021,538,914.0682,120, 017. 2436, 697, 592. 8112, 299, 716.9430, 809, 274. 98

7, 026, 041. 236, 544, 279. 29

12,401,171.40114,195, 966. 36

18, 492, 832. 002,113, 249. 29

24, 433, 899.46105, 732,455. 00

15, 365, 000. 00

1,743,652,213.55

1,853 banks.

$871,531,448.67377, 029, 700.00

15, 409. 950. 0016, 458,250. 0022,270,010.4791, 564, 269. 5339, 468, 323. 3913, 014, 205. 2631,123,843.21

6, 719, 794. 906,616,174.75

13, 458, 753. 8088, 592, 800.1616,253,560.002,069,464.12

24. 256, 644.14122, 994, 417.00

12, 005, 666.00

1,770,837,269.40

OCTOBER 3.

1,919 banks .

$877,197, 923. 47382,046,400.00

15, 479, 750. 0012,142, 5 0.0023, 533,151. 7380,717,071.3034,486, 593.8712, 976, 878. 0132,276,498.176,310,428.796, 546, 848. 52

14, 916, 784. 34110, 086, 315. 37

15, 787, 296. 002, 151, 747. 88

10, 229, 756. 79105,121,104.00

6, 710, 000. 007,140, 000. 00

1,755,857,098.24

DECEMBER 27.

1,94.0 banks.

$885, 653, 449. 62384,458,500.0016,304,750.0010,306, 103.0023,160, 557. 2986, 401, 459.4442, 707, 613. 5412, 008, 843. 5433,014,796.838. 454, 803. 977, 097, 847.86

13, 696, 723.8590,145, 482. 7219, 070, 322. 002, 270, 576. 32

19, 047, 336. 45102, 922, 369. 00

12, 650, 000. 004,185, 000. 00

1,773,556,532.43

3.

Loans and discounts.Bonds for circulationBonds for deposits . .U. S. bonds on hand..Other stocksandb'dsDue from red'g ag'ntsDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsNational-bank notes.Fractional currencySpecieLegal-tender notes . .U.S.cert'ts of depositThree per cent, cert'fs

Total

FEBRUARY 28.

1,947 banks.

$913,265,189.67384, 675, 050. 0015,035, 000.0010, 436, 9f>0. 0022, 063, 306. 2095, 773, 077.1039, 483, 700. 0913, 595, 679.1734, 023, 057. 776,977, 831. 357, 205, 259. 67

11,761,711.50131, 383, 860. 95

15, 998, 779. 002, 289, 680. 21

17, 777, 673. 5397,141,909.0018, 460, 000. 00

1, 805, 000. 00

1,839,152,715.21

APRIL 25.

1,962 banks.

$912, 064, 267. 31386, 763, 800. 00

16, 235, 000. 009,613,550.00

22, 449. 146. 0488, 815, 557. 8038, 671, 088. 6312,883.353.3734, 216, 878. 07

7,410,045.877, 559, 987. 67

11, 425, 209. 0094,132,125. 2419,310,202.002,198,973.37

16, 868, 808. 74100,605,287.00

18, 370, 000. 00710,000.00

1,800,303,280.11

JUNE 13.

1,968 banks.

$925, 557, 682.42388, 080, 300. 00

15, 935, 000. 009, 789, 400. 00

22,912,415.6397, 143, 326. 9443, o28, 792.2914, 073, 287. 7734, 820, 562. 777,154,211.697,890,962.14

13,030,482.5891,918,526.5920, 394, 772. 002,197,559.84

27, 950, 086. 72106,381,491.00

22, 365, 000.00305, 000.00

1,851,234,860.38

SEPTEMBER 12.

1,976 banks.

$944,220,116.34388, 330, 400. 00

14. 805, 000. 008, 824, 850. 00

23, 709, 034. 5396,134,120. 6641,413,680.0612,022,873.4134, 661, 823. 216, 985, 436. 997, 752, 843. 87

11,433,913.2288, 926,003. 5316,103, 842. 00

2, 302, 775. 2619,868,469.4592, 522, 663. 0020, 610, 000. 00

1,830,627,845.53

DECEMBER 26.

1,976 banks.

$856, 816, 555. 05389, 384,400. 00

14, 815, 200. 008, 630, 850. 00

24,358, 125.0673, 032, 046. 8740,404,757.9711,185,253.0835, 556, 746.48

8, 678, 270. 397, 987,107.14

12, 321, 972.8062,881,342.1621, 403,179. 00

2, 287, 454. 0326, 907, 037. 58

108, 719, 506. 0024, 010, 000.00

1,729,380,303.61

1874.FEBRUARY 27.

1,975 banks .

MAY 1. JUNE 26.

1,978 banks. 1,983 banks.

OCTOBER 2. DECEMBER 31.

2,004 banks. 2,027 banks.

Loans anddisconnts-Bonds for circulationBonds for deposits.. .U.S. bonds on hand..Other stocks and b'dsDae from res've ag'tsDue from nat'l banksDue from State banksHeal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g -house exch'gsNational-bank notes.Fractional currency .SpecieLegal-tender notes. .U.S. cert'fs of deposit!Dep. with U. S. Treas

$897, 859, 000.46389,614,700.00

14, 600, 200. 0011,043,400.0025, 3(io, 736. 24

101, 502, 861. 5836, 624, 001. 3911,496,711.4736, 043, 741. 50

6, 998, 875. 758, 741, 028. 77

10, 269, 955. 5062,768,119.1920, 003, 251. 00

2, 309, 919. 7333, 365, 863. 58

102, 717, 563. 0037, 235, 000. 00

$923, 347,389,249,

14, 890,10,152,25,400,94, 017,41,291,12,374,36, 708,

7, 547,8, 680,

11, 949,94, 877,20, 673,2,187,

32, 569,101,692,40,135,

030. 79100.00200.00000.00460.20603. 31015.24391.28066 39203. 05370. 84020. 71796. 52452. 00186. 69969. 26930.00000.00

$926,195,390,281,14, 890,10,456,27,010,97, 871,45, 770,12. 469,37, 270,7, 550,8, 563,10, 496,63,896,23,527,2, 283,

22, 326,103,108,47, 780,

91,

Total 1,808,500,529.16 1,867,802,796.28 1,851,840,913.64

671. 70700.00200.00900.00727.48517. 06715. 59592. 33876. 51125. 20262. 27257. 00271.31991.00898. 92207. 27350.00000. 00250.00

$954,394,791.59383, 254,800. 0014, 691, 700. 0013,313,550.0027, 807, 826. 9283, 885,126. 9439, 695, 309.4711,196,611.7338,112,926.527,658, 738. 828, 376, 659. 0712,296, 416. 7797, 383, 687.1118,450,013.002, 224, 943.1221, 240, 945. 2380, 021, 946. CO42, 825, 000. 0020, 349,950.15

$955, 862, 580. 51382, 976, 200.0014, 714, 000. 0015, 290, 300.0028,313,473.1280,488,831.4548,100,842.6211, 655, 573. 0739.190,683.045; 510, 566. 478, 626,112.1614, 005, 517. 33112.995,317.5522, 532, 336. 002, 392, 668.74

22, 436, 761.0482, 604, 791. 0033, 670, 000. 0021, 043, 084. 36

1,877,180,942.44 1,902,409,638.48

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 260: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF If ME! CURRENCY.

BANKS FROM OCTOBER, 1863, to OCTOBER, lays—continued.

261

Liabilities.

Capital stock

Surplus fundUndivided profits

Nat'l bank circulationState bankcirculation

Dividends unpaid

Individual deposits..U. S. depositsDep'tsU.S.dis. officers

Due to national banksDue to State banks ..

Notes rediscounted ..Bills payable

Total

FERRUAEY 27.

1,814 banks.

$464, 081, 744. 00

103, 787, 082. 6243, 310, 344,46

321, 634, 675. 001, 830, 563. 00

1,451, 746. 29

593,645,666.167, 114, 893. 475, 024, 699.44

128, 627,494.4439, 025,165. 44

3, 818, 686. 916,062, 896.91

1,719,415,657.34

APRIL 19.

1,843 banks.

$467, 924, 318. 00

104, 312, 525. 8146, 428, 590.90

325, 305, 752. 001, 763, 885. 00

1, 561, 914. 45

620, 775, 265.786, 355, 722.953,416,371.16

120, 755, 565. 8635, 005,127. 84

4,225, 622. 045,821,551.76

1,743,652,213.55

J U N E 10.

1,853 banks.

$470,543,301.00

105,181,943.2850, 234, 298. 32

327, 092, 752. 001,700, 935.00

1, 454, 044.06

618,801,619.496, 993, 014. 775, 463, 953.48

132, 804, 924. 0239,878,826.42

4, 745,178. 225, 942, 479. 34

1,770,837,269.40

OCTOBER 3.

1,919 banks.

$479, 629,174. 00

110, 257, 516. 4546, 623, 784. 50

333, 495, 027. 001,567,143.00

3,149, 749. 61

613, 290, 671.457, 853, 772. 414,563,833.79

110, 047, 347.6733, 789, 083. 82

5, 549, 431. 886, 040, 562. 66

1,755,857,098.24

DECEMBER 27.

1,940 banks.

$482, 606, 252. 00

111, 410, 248. 9856,762,411.89

336, 289, 285. 001,511,396.00

1, 356, 934. 48

598,114, 679. 267, 863, 894 935,136, 597.74

124, 218, 392.8334, 794, 963.37

6, 545, 059. 786, 946, 416.17

1, 773, 556, 532.43

1873.

Capital stock

Surplus fundUndivided profits....

Nat'lbank circulationStatebank circulation

Dividends unpaid

Individual deposits..U.S. DepositsDep'tsU. S. dis.offi cers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payable

Total

FEBRUARY 28.

1,947 banks.

$484, 551,811. 00

114,681,048.7348, 578, 045. 28

336, 292, 459. 001,388, 271.00

1, 465,993. 60

656,187, 551. 617, 044, 848.345, 835, 696. 60

134,231,842.9538,124,803. 85

5,117,810.505, 672, 532. 75

1,839,152,715.21

APRIL 25.

1,962 banks.

$487, 891, 251. 00

115, 805, 574. 5752, 415, 348. 46

338,163, 864. 001,2^0,208.00

1, 462, 336.77

616, 848. 358. 257, 880, 057. 734,425, 750.14

126,631,926.2435, 036,433.18

5,403, 043. 387, 059,128.39

1,800,303,280.11

J U N E 13.

1,968 banks.

$490,109, 801.00

116, 847,454. 6255, 306,154.69

338, 788, 504. 001, 224, 470.00

1, 400, 491.90

641,121,775.278, 691, 001. 956, 416, 275.10

137, 856, 085. 6740, 741, 788. 47

5, 515, 900. 677, 215,157.04

1,851,234,860.38

SEPTEMBER 12.

1,976 banks.

$491,072, 616.00

120, 314.499. 2054,515,131.76

339, 081, 799. 001,188,853.00

1,402, 547. 89

622, 685, 563. 297,829, 327. 738, 098, 560.13

133, 672, 732. 9439, 298,148.14

5, 987, 512.365,480, 554. 09

1,830,627,845.53

DECEMBER 26.

1,976 banks.

$490, 266, 611. 00

120, 961, 207. 9158, 375,169.43

341, 320. 256. 001, ISO; 585. 00

1, 269, 474. 74

540,510,602.787, 680, 375. 264, 705, 593. 36

114, 996, 600. 5436, 598, 076.29

3,811,487.897, 754,137. 4i

1,729,380,303.61

Capital stock

Surplus fundUndivided profits . . .

Nat ' lbankcirculationStatebank circulation

Dividends unpaid

Individual deposits . .U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks . .

Notes rediscounted. .Bills payable

Total

FEBRUARY 27.

1,975 banks.

$490, 859,101. 00

123,497, 347.2050,236, 919. 88

339,602, 955. 001, 078, 988. 00

1, 291, 055. 63

595, 350, 334. 907,276, 959.875, 034, 624. 46

138,435, 388. 3948,112, 223. 40

3, 448, 828. 924, 275, 002. 51

1,808,500,529.16

MAYl.

1,978 banks.

$490, 077, 001.00

125,561,081.2354, 331, 713.13

340, 267, C49. 001, 049, 286.00

2,259,129. 91

649, 286, 298. 957, 994, 422.273, 297, 689.24

135,640,418.2448, 683, 924. 34

4, 581, 420. 384, 772, 662. 59

1,867,802,796.28

J U N E 26.

1,983 banks.

$491, 003, 711. 00

126, 239, 308. 4158,332, 965. 71

338, 538, 743. 001, 009, 021. 00

1, 242,474.81

622, 863,154.447, 322, 830. 853, 238, 639. 20

143, 033, 822. 2550, 227,426.18

4, 436,256.224,-352, 560. 57

1,851,840,913.64

OCTOBER 2.

2,004 banks.

$493,765,121.00

128, 958,106. 8451, 484,437. 32

333, 225, 298. 00964, 567. 00

3, 516, 276. 99

669, 068, 995. 887,302,153.583, 927, 828. 27

125,102, 049. 9350, 718, 007.87

4,197, 372. 254,950,727.51

1,877,180,942.44

DECEMBER 31.

2,027 banks.

$495, 802, 481.00

130,485,641.3751,477,629.33

331,193,159.00860, 417.00

6, 088, 845. 01

682, 846, 607. 457, 492, 307. 783, 579, 722. 94

129,188,671.4251, 629, 602. 36

6, 365, 652. 975, 398, 900. 83

1,902,409,638.46

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 261: Annual Report of the Comptroller of the Currency, Volume 1 1893

262 REPORT OF THE COMPTROLLER OF THE CURRP:NCY.

AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL

Resources.

Loans and discountsBonds for circulationBonds for deposit s...U. S. bonds on band..[)ther stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etc.. . . . .Current expenses . . .Premiums paidCash items "..31fiar'g-honseexch'g8Bills of other banks.Fractional currency.SpecieLegal-tender notes . .U. S. cert'fs of depositDue from U. S. Treas

Total.

MARCH 1.

2,029 banks.

$056, 485, 939. 35380, 682, 650. 00

14, 492, 200. 0018, 062,150. 0028, 268, 841. 6989,991,175.3441, 720, 394.1112, 724, 243. 9739,430,952.127,790,581.869,006, 880. 92

11, 734, 762. 4281,127,796.3918, 909, 397. 00

3, 008, 592.1216, 667,106.1778, 508,170. 0037, 200, 000. 0021, 007, 919. 76

1,809,819,753.22

1 § 7MAY 1.

2,046 banks.

$971. 835, 298. 74378, 026, 900. 00

14, 372, 200. 0014. 297, 650. 0029,102, 197.1080, 020, 878. 7546, 039, 597. 5712, 094, 086. 3940, 312, 285.99

7, 706, 700.428,434,453.14

13,122,145.88116, 970, 819. 0519, 504, 040. 002, 702, 326. 44

10,620,361.6484, 015. 928. 0038, 615. 000. 0021, 454, 422. 29

1,909.847,891.40

JUNE 30.

2,076 banks.

$972, 920, 532.14375,127,900.0014,147,200.0012, 753, 000. 0032,010,316.1889, 788, 903. 7348, 513, 388. 8611, 62">, 647.1540, 969, 020. 494,91)2,044.348, 742, 393. 83

12,433,100.4388, 924, 025. 9324,261,961.002, 620, 504. 26

18, 9 9, 582. 3087, 492, 895. 0047,310,000.0019, 640, 785. 52

1,913,239,201.16

OCTOBER 1.

2,088 banks.

$984,691,434.40370,321,700.00

14, 097, 200. 0013, 989, 950. 0033,505,045.1585,701,259.8247, 028, 769.1811, 963, 768. 9042,366,017.65

7,841,213.058,670,091.18

12, 758, 872. 0375,142, 863. 4518, 528, 837. 002, 595, 631. 788, 050, 329.73

76, 458, 734. 0048, 810, 000. 0019, 686, 980. 30

1,882,209,307.62

DECEMBER 17.

2,086 banks.

$902,571,807.70363,618,100.0013,981,500.0016, 009, 550. 0031,657,960.5281,462,682.2744, 831, 891. 4811,895,551.0841,583,311.949, 218, 455. 479,442,801.54

11, 238, 725. 7267, 886, 967. 0417, 166,190.002, 901, 023.10

17, 070, 905, 9070, 725, 077. 0031,005,000.0019, 202, 256. 68

1,823,469,752.44

Loans and discounts.Sonds for circulationSon ds lor depos i t s . . .J . S . bonds on band . .3ther stocks and b'ds[)ue from res 've agtsDue from nat ' l banksDue from State bankslieal estate, etcCurrent expenses . . .Premiums paid^ash itemsJlear'g-houseexch'gsBills of other banks..Fractional currency.specieLegal-tender notes . .U. S. cert'fs of depositDue from U. S. Treas

Total

MARCH 10.

2,091 banks.

$950,205, 555. 62354, 547, 750. 0014, 216, 500. 0025,910,650.0030, 425, 430. 4399, 068, 360. 3542,341,542.6711,180,562.1541,937,617.25

8, 296, 207. 8510, 946, 713.159, 517, 868.86

58, 863,182.4318, 536, 502. 003,215,594.30

29, 077, 345. 8576, 768, 446. 0030, 805, 000 0018, 479,112. 79

1,834,369,941.70

1 § 7MAY 12.

2,089 banks.

$939, 895, 085. 34344, 537, 350. 00

14,128,000.0026, 577, 000. 0030,905, 195. £286, 769, 083, 9744, 328, 609.4611,262,193.9642,183, 958. 786, 820, 573. 35

10.414.347.289, 693, J 86. 37

50, 806, 632. 6320, 347, 904. 002,771,886.26

21,714,594.3679, 858, 661. 0027, 380, 000. 0016,911,680.20

1,793,306,002.78

6 .

JUN*. 30.

2,091 banks.

$933, 686, 530. 45339,141, 750,, 0014, 328, e00. 0030, 842,-300. 0032, 482, 805. 7587, 989, 900. 9047,417,029.0310, 989, 507. 9542, 722, 415. 27

5, 025, 549. 3810, 621, 634. 0311, 724, 592. 6775, 328, 878. 8420, 398, 422. 00

1, 987, 897. 4425,218,469.9290, 836, 876. 0027, 955, OGO. 0017, 063, 407. 65

1,825,760,967.28

OCTOBER 2.

2,089 banks.

$931, 304, 714. 06337,170,400.00

14, 698, 000. 0033,142, 150.0034,445,157.1687, 326, 950. 4847, 525, 089.9812,061,283.0843.121,942.016i 987, 644. 46

10,715,251.1612, 043,139. 6887, 870, 817. 0615, 910, 315. 001,417,203.66

21, 360, 767. 4284, 250, 847. 0029,170, 000. 0016, 743, 695. 40

1,827,265,367.61

DECEMBER 22.

2,082 banks.

$929,066,408.42336, 705, 300.0014, 757, 000. 0031,937,950.0031,565,914.5083, 789,174. 6544,011,664.9712,415,841.9743, 498, 445. 499, 818, 422. 88

10, 811, 300.6610, 658, 709. 266S, 027, 016. 4017, 521, 663. 001, 146, 741. 94

32,999,647.8966,221,400.0026, 095, 000. 0016,359,491.73

1,787,407,093.76

Loans and discounts.Bonds for circulationBonds for deposits ..U. S. bonds on hand..3tber stocks and b'dsDue from res've ag'tsDue from nat'l banksDii" from State banksEteal estate, etcCurrent expenses - . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .D". S. cert's of depositDv.e from U. S. Treas

Total...

JANUARY 20.

2,083 banks.

$920,561,018.05337, 590, 700.0014,782,000.0031, 988, 650. 00

. 31,819.930.2088, 698, 308. 8544, 844, 616. 8813, 680, 990. 8143, 704. 335.474,131,516.48

10,991,714.5010, 295, 401.1981,117,889.0418, 418, 727. 001, 238, 228.08

49, 709, 267.5572, 689, 710. 0025,470,000.0016,441,509.08

1,818,174,517.68

1 § 7APRIL 14.

2,073 banks.

$911, 946, 833. 88339,658,100.00

15, 0F4, 000. 0032, 964, 250. 0032, 554, 594.4484,1142,718.4142, 027, 778. 8111,911,437.3644, 736. 549. 09

7, 842, 296. 8610, 494, 505. 1210,410,623.8785,159,422,7417, 942, 693. 001,114,820.09

27, 070, 037. 7872, 351, 573. 0032,100, 0D0. 0016, 291, 040. 84

7 .

JUNE 22.

2,078 banks.

$901,731,416.03337, 754,100. 0014,971,000.0032, 344, 050. 0035, 653, 755. 2982,132,099.9644, 567, 303. 6311, 246, 349. 7944,818,722,07

7,1)10. HG4. 8410,320,074.3410,099,1)88.4657,861,481.1320, 182,948.001,055, 123.61

21, 335, 996. 0678, 004, 381). 0044, 430, 000. 0017, U32, 574. 60

1,796,603.275. 20 |l,774,352,833.81

OCTOBER 1.

2,080 banks.

$891,920,593.54336,810,950.00

14, 903, 000. 0030, 088, 700. 0034. 435, 995. 2173,284,133.1245,217,246.8211,415,761.6045, 229, 983.256, 915, 792. 509,219,174,62

11, 674, 587. 5074,525, 215. 8915, 531, 467. 00

900, 805. 4722, 658, 820. 3166, 920, 684. 0032, 410, 000. 0016,021,753.01

1741,084,663.84

DECEMBER 28.

2,074 banks.

$881, 856, 744. 87343, 8tl9, 650.00

13, 538, 000. 0028, 479, 800. 0032,169,491.0375, 960, 087. 2744,123, 924. 9711,479,945.6545, 511, 932. 258, 958, 903. 608, 841, 939. 09

10,265,059.4064,664,415.0120,312,692.00

778, 084. 7832, 907, 750. 7070, W8, 248, 0026, 515, 000. 0016, 493, 577. 08

1,737,295,145.79

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 262: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 6 3

BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893—Continued.

Liabilities.

Capital stock

Surplus fundUndivided profits

Nat'l bank circulationState bank circulation

Dividends unpaid

Individual deposits..U. S. depositsDept's U.S.dis.officers

Due to national banksDue to State banks . .

Notes re-discounted..Bills pa3rable

Total

MARCH 1.

2,029 b a n k s .

$496, 272, 901. 00

131, 249, 079. 4751, 650, 243. 62

324,525,349.00824, 876. 00

1, 601, 255. 48

647, 735, 879. 697, 971, 932. 755, 330, 414.16

137, 735,121. 4455, 294, 663. 84

4, 841, 600. 204, 786, 436.11

1,869,819,753. 22

MAY 1.

2,046 b a n k s .

$498, 717,143.00

131, 604, 608. 6655, 907, 619. 95

323, 321, 230. 00815, 229. 00

2, 501, 742. 39

695, 347, 077.706, 797, 972. 002, 76-3, 387.41

127,280,034.0253, 037, 582. 89

5,671,031.446, 079, 632.94

1,909,847,891.40

JUNE 30.

2,076 b a n k s .

$501, 508,563.50

133,169, 094. 7952,160,104. 68

318.148,406.00786, 844.00

6,105, 519. 34

686, 478, 630.486, 714, 328. 703, 459, 061. 80

138, 914, 828. 3955,714,055.18

4, 261, 464. 455, 758, 299. 85

1,913,239,201.16

OCTOBER 1.

2,088 b a n k s .

$504, 829, 769. 00

134,350,076.4152, 964, 953.50

318, 350, 379.00772, 348. 00

4, 003, 534. 90

664,579,619.396,507,531.594, 271,195.19

129,810,681.6049, 918, 530. 95

5, 254, 453. 666, 590, 234. 43

1,882,209,307. 62

DECEMBER 17.

2,086 banks.

$505, 485, 865. 00

133, 085, 422. 3059, 204, 957.81

314, 979, 451. 00752, 722. 00

1, 353, 396.80

618, 517, 215. 746, 652, 556. 674, 232, 550, 87

119,843,665.4447, 048,174. 56

5,257,160.617, 056, 583.64

1, 823, 469, 752. 44

Capital stock

Surplus fundUndivided profits.. . .

Nat'l bank circulationState bank circulation

Dividends unpaid. . .

Individual deposits..U. S. deposits . . .Dept's U.S.dis.officers

Due to national banksDue to State banks . .

Notes re-discounted..Bills payable

Total

MARCH 10.

2,091 b a n k s .

$504, 818, 666. 00

133,091,739.50 I51,177,031. 26 I

307, 476,155. 00714,539. 00

MAY 12.

2,089 b a n k s .

;$500, 982, 006. 00

' 131,795,199.9449, 039, 278. 75

300, 252, 085. 00667, 060. 00

JUNE 30.

1,405,829.06 | 2,325,523.51

620. 674, 211. 056, 606, 394. 904,313,915,45

139, 407, 880. 0654, 002,131. 54

4, 631, 882. 576, 049, 566. 31

| 612, 355, 096. 59! 8,493,-78.18

2, 505, 273. 30

127,880,045.0446, 706, 969. 52

i4, 653,460. 085, 650,126. 87

1,834,369,941.70

2,091 b a n k s .

|$500, 393, 796. 00

! 131,897,197.2146,609,341.51

294? 444, 678. 00658, 988.00

6,116, 679.30

641, 432. 886. 087, 667, 722. 973, 392, 939. 48

131,702.164.8751, 408, 995. 59

3,867, 622. 246,173, 006. 03

1,793,306,002.78 |l,825,760,967.28

OCTOBER 2.

2,089 b a n k s .

$4.99, 802, 232. 00

132, 202, 282.0046,445, 215.59

291, 544, 020.00628, 847. 00

3, 848, 705. 64

651,385,210.197, 256, 801.423, 746, 781. 58

131, 535, 969. 0448,250,111.63

4, 464, 407. 316,154, 784. 21

1,827,265,307.61

DECEMBER 22.

2,082 b a n k s .

$497, 482, 016.00

131,52,

390, 664.67327, 715.08

011, 575. 00608, 548. 00

1, 286, 540, 28

292,

619,6,4,

122,48,

350, 223. 06727,155.14749, 615. 39

351, 818. 09685, 392.14

553,158. 76882, 672.15

1, 787,407, 093.76

Capital stock

Surplus fundUndivided profits

Nat'l bank circulationState bank circulation

Dividends unpaid

Individual deposits..U. S depositsDept's U.S.dis. officers

Due to national banksDue to State banks . -

Notes re-discounted. .Bills payable

Total

JANUARY 20.

2,083 b a n k s .

$493, 634, 611. 00

130, 224,169. 0237, 456, 530. 32

292, 851, 351. 00581, 242. 00

2, 448, 909. 70

659, 891, 969. 767, 234, 696. 963,1C8, 316. 55

130,293,566.3649, 965, 770. 27

4, 000. 003. 826,483, 320. 92

1,818,174,517.68

1 § 7APRIL 14.

2,073 banks .

$489, 684, 645.00

127, 793, 320. 5245, 609, 418. 27

294, 710, 313. 00535, 963. 00

1, 853, 974. 79

641, 772, 528. 087, 584, 267.723, 076, 878. 70

125,422,444.4348, 604', 820.09

3,985,459.755,969,241.94

1,796,603,275.29

7.JUNE 22.

2,078 b a n k s .

$481, 044, 771. 00

124, 714, 072. 9350, 508, 351. 70

290, 002,057. 00521,611.00

1, 398,101. 52

636, 267, 529.207,187, 431. 673, 710,167. 20

121,443.601.2348, 352, 583. 90

2, 053, 128. 58(>, 249, 426. 88

1,774,352,833.81

OCTOBER 1.

2,080 b a n k s .

$479, 467, 771. 00

122, 776,121. 2444, 572, 678.72

291, 874, 236. 00481, 738. 00

3, 623, 703.43

616, 403, 987.127, 972, 714. 752, 376, 983. 02

115,028.054.3846, 577, 439. 88

3,791,219.476,137,116.83

1,741,084,663.84

DECEMBER 28.

2,074 b a n k s .

$477,128, 771. 00

121, 618, 455. 3251,530,910.18

299, 240, 475. 00470, 540.00

1,404,178. 34

604,512,514.526, 529, 031. 093, 780, 759. 43

115,773,660.5844, 807, 958. 79

4, 654, 784. 515,843,107.03

I, 737,295,145. 79

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 263: Annual Report of the Comptroller of the Currency, Volume 1 1893

264 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AGGREGATE RESOURCES AND LIABILITIES OP THE NATIONAL

1 8 7 8 .

Resources.2,063 "banks.

MAY 1. JUNE 29.

2,059 banks. 2,05G banks.

Loans and disc ountiBonds for circulationBonds for deposits . .U. S. bonds on hand.Other stocks and b'dsDue from res've agt'sDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houae exch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes . .XT. S. cert'fs of depositDue from U. S. Treas.

$854,343,

13,34,34,86,39,11,45,

7,7,

10,66.16,

54,64,20,16,

750, 708. 87871,350.00329, 000. 00881, 600. 00674, 307. 21016, 990. 78692,105. 87683, 050.17792, 363. 73786, 572.42806, 252 00107,583.76498, 965. 23250, 569. 00697, 398. 86729, 558. 02034, 972. 00605, 000. 00257, 608. 98

!$847, 620, 392, 49345, 256, 350. 00

19,536,000.0033, 615 700. 0034. 097, 320. 5371,331,219.2740, 545, 522. 7212,413,579.1045,601,536.93

7, 239, 365. 787, 574, 255. 95

10.989,440.7895j 525.134. 2818, 363; 335. 00

661, 044. 6946, 023. 756. 0667, 245, 975. 0020, 995, 000. 0016, 364, 030.47

',$835, 078,133.13347,332,100.0028, 371. 000.0040, 479, 900. 0036, 694. 996. 2478, 875. 055. 9241, 897, 858. 8912,232,316.3046,153, 409, 354,718,618.667,335,454.49

11, 525, 376. 0787, 498, 287. 8217, 063, 576. 00

610, 084. 2529, 251, 469. 7771,643,402.0036, 905, 000. 0016, 798, 667.62

OCTOBER 1. DECEMBER 6.

2,053 banks, j 2,055 banks.

$833, 988, 450. 59347, 556, 650. 0047. 936, 850.0046, 785, 600. 0036, 859,534. 8285, 083, 418. 5141,492,918.7512,314,698.1146, 702, 476. 266,272, 566. 737,134, 735. 68

10,982,432,8982, 372, 537. 8816, 929, 721. 00

515,661.0430, 688, 606. 5964. 428, 600. 0032, 690, 000. 0016, 543,674. 36

$826, 017, 451. 87347,812,300.0049,110, 800. 0044, 255, 850. 0035,816,810.4781,733,137.0043,144, 220 6812, 259, 856. 0946, 728,147. 36

7,608,128.836, 978. 768. 719,985,004.21 .

61,998,286.11 I19,392,281.00

496, 864. 3434, 355, 250. 3664, 672, 762. 0032, 520, 000. 0017, 910, 918. 34

Total 1,729,465,956.90 1,741,898,959.05 1,750,464,700.51 {1,767,279,133.21 1,742,826,837.37

1 8 7 9 .

Loans and discounts.Bonds for circulationBonds for deposits . .TJ. S. bonds on hand .Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etc ,Current expensesPremiums paidCash items . „Clear'g-house exch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes . .TJ. S. cert1 fs of depositDue from TJ. S. Treas.

Total

JANUARY 1.

2,051 banks .

$823, 906, 765. 68347,118,300.0066, 507, 350. 0044, 257, 250. 0035, 569, 400. 9377, 925, 068. 6844,161,948.4611, 892, 540.2647, 091, 964, 704, 033, 024. 676, 366, 048. 85

13, 564, 550. 25100, 035, 237.8219, 535, 588, 00

475,538. 5041, 499, 757. 3270,561,233.0028, 915, 000. 0017,175, 435.13

1,800,592,002.25

APRIL 4.

2,048 banks.

$814, 653. 422. 69348, 487, 700. 00309, 348, 450. 0054,601,750.0036, 747,129. 4074, 003, 830. 4039,143,388.9010, 535, 252. 9947, 461, 614. 546, 693, 668. 436,609, 390.80

10, OH 294. 6463,712.445.5517, 068, 505. 00

467,177.4741,148,563.4164,461,231.0021, 885, 000. 0017, 029,121.31

1,984,068,936.53

JUNE 14.

2.048 banks.

$835, 875, 012. 36352, 208, 000. 00257, 038, 200. 0062,180, 300. 0037, 617, 015.1393,443, 463. 9548,192,531,9311, 258, 520. 4547, 7!)(>, 108. 26

6, 913, 430. 465, 674, 497. 80

10, 209, 982. 4383,152, 359. 4916, 685, 484. 00

446, 217.2642, 333, 287. 4467, 059,152. 0025, 180, 000. 0016, 620. 986. 20

2,019,884,549.16

OCTOBER 2.

2,048 banks.

$878, 503,097. 45357, 313,300.00

18,204,650.0052,942.100.0039, 671, 916. 50

107, 02,3, 546. 8146. 692,994. 7813, 630, 772. 6347, 817,169. 366, 111, 256. 564,332,419.63

11,306,132.4812. 964, 964. 2516, 707, 550. 00

396, 065. 0642,173, 731.2369,196,696.0026, 770, 000. 0017, 029, 065.45

1,868,787,428.19

DECEMBER 12.

2,052 banks .

$933, 543, 661. 93364, 272, 700. 00

14, 788, 800. 0040, 677, 500. 0038, 836. 369. 80

102, 742, 452. 5455, 352, 459. 8214, 425, 072. 0047, 992, 332. 99

7, 474, 082.104,150,836.17

10, 377, 272. 77112,172, 677. 9516, 406, 218. 00

374, 227. 0279, 013, 041. 5954,715,096.0010, 860, 000.0017, 054, 816. 40

1,925,2 29,617.08

1§§O.

Loans and discounts.Bonds for circulationBonds for deposits . .TJ. S. bonds on hand.Otherstocks and b'dsDue from res've agt'sDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currencySpecieLegal-tender notes . .U. S. cert'fs of depositDue from TJ. S. Treas.

Total

FEBRUARY 21.

2,061 banks.

$974,295, 360.70361,901,700.0014, 917, 000. 0036, 798. 600. 0041, 223, 583. 33

117, 791, 386. 8153, 230, 034.0314, 501,152. 5147,845,915.776, 404, 743.543, 908, 059. 27

10, 320, 274. 51166, 736, 402 6415, 369, 257. 00

397,187.2389,442,051.7555, 229, 408.0010, 760, 000. 0016, 994, 381. 37

2,038,066,498.46

APRTL 23.

2,075 banks.

$992,970,823.10361, 274, 650. 00

14, 722, 000. 0029, 509, 600. 0042, 494, 927. 73

103,964,229.8454, 493, 465. 0913, 293, 775. 9447, 808, 207. 097, 007, 404.193,791,703.339, 857, 645.34

99, 357, 056.4121, 064, 504. 00

395, 747. 6786, 429, 732. 2161,048,941.00

7, 890, 000. 0017, 226, 060. 01

1,974,600,472.95

JUNE 11.

2,076 banks .

$994,712,646.41359, 512, 050. 00

14, 727, 000'. 0028, 605, 800. 0044, 947, 345. 75

115, 935, 668. 2756, 578, 444. 6913,861,582.7747, 979, 244. 536, 778. 829.193, 702, 354.609, 980,179. 32

122, 390, 409.4521, 908,193. 00

' 387, 226.1399, 506, 505. 2664, 470, 717. 0012, 510, 000. 0016, 999, 083.78

2,035,493,280.15

OCTOBER 1.

2,090 banks.

$1,040,977,267.53357,789,350.00

14,827,000.0028,793,400.0048,863,150.22

134,502,778.7063,023,796.8415,881,197.7448,045,832.54

6,386,182.013,488,470.11

12,729,002.19121,095,249.72

18,210,943.00367,171.73

109,346,509.4956,640,458.00

7,655,000.0017,103,86«.00

2,105,786,625.82

DECEMBER 31.

2,095 banks.

11,071,356,141.79358,042,550.00

14,726,500.0025,016,400.0048,628,372.77!

126,155,014.40169,079,326.1517,111,241.03

'47,784.4 6 ,474,442^440 023,288.602.63

14,713,929.02229,733.904.59

21,549; 367.00389.921.75

107,172,900.9259,216,934.006,150,000.00

17,125,822.37

2, 241,683,829.91

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 264: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THK CURRENCY. 265

BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893—Continued.

1 8 7 8 .

Liabilities.

Capital stock

surplus fundUndivided profits

STat'l bank circulat'nState bank circulat'ii

Dividends unpaid

individual deposits..U. S. depositsDep'sU.S. dis.officers

Due to national banksDue to State banks . .

STotes re-discounted .Bills payable

Total

MARCH 15.

2,063 b a n k s .

$473, 952, 541. 00

120,870,290. 1045, 040, 851, 85

300, 926, 284. 00439, 339. 00

1, 207, 472. 68

602, 882, 585.177, 243, 253. 293, 004, 064. 90

123,239,448.5043, 979, 239, 39

2, 465, 390. 794,215,196.23

1,729,465,956.90

MAY 1.

2,059 b a n k s .

$471, 971, 627. 00

119,231,126.1343, 938, 961. 98

301, 884, 704. 00426, 504. 00

1, 930, 669. 58

625,479, 771.1213,811,474.14

2, 392, 281.61

109, 720, 396. 7044, 000, 551, 05

2, 834, 012. 004, 270, 879. 74

1,741,898,959. 05

JUNE 29.

2,056 b a n k s .

$470, 393, 366. 00

118,178, 530. 7540, 482, 522. 64

299,621,059.00417, 808. 00

5, 466, 350. 52

621, 632,160. 0622,686,619.07

2, 903, 531. 99

117, 845, 495. 8843,360,527.86

2, 453, 839. 775, 022, 894. 37

1,750,464,706.51

OCTOBER 1.

2,053 b a n k s .

$466,147,436. 00

116,897,779.9840, 936, 213. 58

301, 888, 092. 00413, 913. 00

3, 118, 389. 91

620, 236,176. 8241,654,812.08

3, 342, 794. 73

122, ^96, 513. 9242, 636, 703.42

3, 007, 324, 854, 502, 982. 92

1,767,279,133.21

DECEMBER 6.

2,055 b a n k s .

$464, 874, 996, 00

116, 402,118. 8444, 040,171. 84

303, 324, 733. 00400, 715.00

1, 473, 784. 86

598, 805, 775.5640, 269, 825. 72

3, 451, 436. 56

120, 261, 774. 5441,767,755.07

3, 228,132. 934,525,617.45

1,742, 826, 837. 37

1 § 7 9 .

Capital stock . .

Surplus fundUndivided profits...

STat'l bank circuiat'nstate bank circulat'n

Dividends unpaid

[ndividual deposits..U. S. depositsDep's U. S. dis.officers

Due to national banksDuo to State banks . .

iSTotes re-discounted .Bills payable

Total

JANUARY 1.

2,051 b a n k s .

$462, 031, 396. 00

116,200,863.5236, 836, 269. 21

303, 506, 470. 00388, 368. 00

5,816,348.82

643, 337, 745. 2659, 701, 222. 90

3, 556, 801. 25

118,311,635.0044, 035, 787. 56

2, 926, 434. 953, 942, 659.18

1,800,592,002.25

APRIL 4.

2,048 b a n k s .

$455, 611, 362. 00

114,823,316.4940,812,777.59

304, 467,139. 00352. 452.00

2,158, 516. 79

598, 822, 694.02303,463, 505. 69

2, 689,189. 44

110,481,176.9843, 709, 770.14

2, 224, 491. 914,452, 544.48

$455, 244; 415.00 $454, 067, 365.00

1,984,068,936. 53 2,019,884,549.16

JUNE 14.

2,048 b a n k s .

OCTOBER 2.

2,048 b a n k s .

114,321,375.8745, 802, 815. 82

307, 328, 695. 00339, 927. 00

1, 309, 059.13

648, 934,141. 42248,421,340.25

3; 682, 320. 67

137,360,091.6050, 403, 064. 54

% 226, 396. 394, 510, 876. 47

114,786,528.1041,300,941.40

313, 786, 342.00325, 954. 00

2, 658, 337.46

719, 737, 568. 8911,018,862.74

3,469, COO. 02

149,200,257.1652, 022, 453. 99

2, 205, 015. 544, 208, 201. 89

1,868,787,428.19

DECEMBER 12.

2,052 b a n k s .

$454, 498, 515. 00

115,429,031.9347, 573, 820. 75

321, 949,154. 00322, 502. 00

1, 305, 480. 45

755, 459, 966. 016, 923, 323. 973, 893, 217. 43

152,484,079.4459,232, B91. 93

2,116, 484.474,041,649.70

1,925,229,617.08

1§§O.

Capital stock

Surplus fundUndivided profits

STat'l bank circulat'nstate bank circulat'n

[Dividends unpaid . . .

individual deposits..U. S. depositsDep'sU. S.dis. officers

Due to national banksiDue to State banks. -

STotes re discounted .Bills payable

Total

FEBRUARY 21.

2,061 b a n k s .

$454, 548, 585. 00

117, 044, 043.0342, 863, 804. 95

320, 303, 874. 00303, 452. 00

. 1,365,001.91

848,926,599.867, 856, 791.973, 069, 880. 74

170, 245, 061. 0865, 439, 334. 51

1, 918, 788. 884,181, 280. 53

2.038,066,498.46

APRIL 23.

2,075 b a n k s .

$456, 097, 935. 00

117,299,350.0948, 226, 087. 61

320, 759, 472.00299, 790. 00

1, 542, 447. 98

791,555,059.637, 925, 988. 373, 220, 606. 64

157, 209, 759.1463, 317,107. 96

2,616,900.554, 529, 967. 98

1,974,600,472.95

JUNE 11.

2,076 b a n k s .

$455, 909, 565. 00

118,102, 014.1150, 443, 635, 45

318, 088, 562. 00290, 738.00

1, 330,179.83

833, 701, 034. 207, 680, 905. 473, 026, 757.34

171,462,131.2367, 938, 795.35

2, 258, 544.725, 260, 417. 43

2,035,493,280.15

OCTOBER 1.

2,090 b a n k s .

$457, 553, 985. 00

120,518,583.4346,139, 690. 24

317, 350, 036. 00271, 045. 00

3, 452, 504.17

873,537,637.077, 548, 538. 673, 344, 386. 62

192,124, 705.1075, 735, 677. 06

3,178. 232. 505, 031J 604. 96

2,105,786,625.82

DECEMBER 31.

2,095 b a n k s .

$458, 540, 085. 00

121, 824, 629. 0347, 946, 741. 64

317, 484, 496. 00258, 499. 00

6,198, 238. 38

1,006,452,852.827, 898,100. 943,489,501.01

192, 413, 295. 7871,185, 817. 08

3, 354, 697.184, 636, 876. 05

2,241,683,829.91

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 265: Annual Report of the Comptroller of the Currency, Volume 1 1893

266 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL

I § § 1 .

[Resources.MARCH 11.

2,094 banks.

MAY 6,

2,102 banks.

JUNE 30.

2,115 banks.

OCTOBER 1.

2,132 banks.

DECEMBER 31.

2,164 "banks.

Loans and discounts. |$1,Bonds for circulationBonds for deposits . .U. S. bonds on hand .Othei stocks and b'dsDue from res'vo ag'tsDuo from nat'l banksDue from State banksReal estate, etcCm rent expensesPremiums paidCash itemsClear'g-houseexch'gsBills of other banks .Fractional currency.SpecieLegal tender notes . .U. S. cert 's of deposit.Due from U.S. Treas .

073,786,749.339,811,950.14,851,500.46.626,150.49,545,154.

120,820,691.62,295,517.17,032,201.47,525,790.7,810,930.3,530,516.

10,144.682.147.701,543.17,733,032.

386.569.105,156.195.52,156.439.6,120.000.

17,015,269.

70 $100oo00920934640283718796CO0324000083

093,649,382. If352,(353,500.0015,240.000. 0044,116.500.01)52,908.124. 9*-

128,017.627.0363,176,225 6716.938,734.5047,791.348. 3G6.0S6.109.784!024,763. 6(

11,826.603.1C196,633.558.01

25,120,933.00386.950.21

122,628,562.0?62,516,290.008,045,000.00

18,456,600.14

,144.988 949. 45 $1.358!287,500. 0015,265.000.0048.584.950.00:58,049 292. 63

156,258,637.0575,703.599.7818,850,775.3447,834,060.204,235,911.194,115,980.01

13,534.227".31143,960,236.8421,631,932.00

372.140.23128.638.927.5058,728,713.009,540,000.00

17,251,868.22

Total 2,140,110,944.78 2,270,226,817.76 2,325,832,700.75 2,358,387,391.59 2,381,890,866.85

,173,796,083.09$!363,385,500.0015.540,000.0040,866,750.0061,952,402.95

132 908,183.1278,505,440. 1719.306,826.6247.329,111.160,731,936. 484,138,485.71

14,831.879.30189,2^2,255.9517,732,712.00

373.945.96114,334,736.1253,158.441.006,740.000. 00

17,472,595.96

,109,177,557.16368,735,700.00

15,715,000.0031,884.000.0062,663.218.93

123,530; 465. 7577,633,902.7717,644,704.6247,445,050.464,647,101.043.891,728.72

17! 337,964. 78217,214,627.1024,190,534.00

366.361.52113,680.639.0060,104,387.007.930.000.00

18,097,923.40

MARCH 11.

2,187 banks.

MAY 19.

2,224 banks .

JULY 1.

2,239 b a n k s .

OCTOBER 3. DECFMBER 30.

2,269 banks. 2,308 banks .

Loans and discounts.Bonds for circulationBonds for deposits . .U. S. bonds on hand . .Other stocks and b'dsDue from res ' re agt 'sDue from nat ' l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks .Fractional currency.SpecieLegal-tender n o t e s . .W.S. cert 's of deposit.Due from U. S. Treas.

1,182,661,609. 53j$l367,333,700.0016,093,000.0028,523,450.0064,430,686.18

117,452.719.7568,301,645. 1215,921,432.0747,073,247.458,494,036.213,702,382.59

13,308,120.70162,088,077,9419,440,089.00

389,508.07109,984,111.0456,633,57V. 009,445 000.00

17,720,701.07

189,094,830.35360,153,800.00

15,920,000.0029.662,700.00651274,999.32

124,189,945.2366,883,512.7516.890,174.9246,956,574.286,774,571.865,062,314.52

12,295,250.96107,270,091.7125,226,186.00

390,236. 36112,415,806.7365,909.522.0010,395, COO. 0017,099,385.14

92 $11,208,932,655.355,789.550.0015,920 000. 0027,242 550.0066,691.31)9.56

118,455,012.3875,366.970.7416,344.688.6646,425.351.403,030.464.695.494,224.35

20,160,927.35159,114.220.0821,405,758.00

373,725.83111,694,262.5464,019,518.0011,045,000. 0016,830,407.40

1,243,203,210.08357,631,750.00

16,111.000.0021,314,750.0066,168,916.64

113,277,227.8768,516 841.(617.105,468.4446,537,066.417,238,270.176,515,155.03

14,784,025.21208,306,540.0820.689,425. OOJ

'396,367.64102.857,778.2763,313,517.008,645,000.00

17,161,367.94

Total 2,309,057,088.72 2,277,924,911.13 2,344,342,686.9012,399,833,076.84 2,360,793,467.09

,230.456,213.97357,047.650.00

16,344,000.0015,492 150.0066,998,620. 36

122,006,106. 7576.073.227.7618,405; 748. 4946,993,408 415,130,505.536,472,585.82

16,281,315.67155,951,194. 8125,344,775.00

401,314.70106.427,159.4068,478,421.008,475,000.00

17,954,069.42

1 8 8 3 .

MARCH 13.

2,343 banks.

MAY 1.

2,375 banks.

JUNE 22.

2,417 banks.

OCTOBER 2. DECEMBER 31.

2,501 banks . 2,529 banks .

Loans and discounts i$l.Bonds for circulationBonds for deposits . .XJ. S. bonds on hand .Other stocks and b'dsDue from res ' ve ag'tsDue from nat ' l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks .Fractional currency.Specie -Legal-tender notes . .U.S. cert 's of deposit.Duefrom U. S. Treas .

43 $1,262,339,981. 87 $1354,480,250.0016,949,000.0015,870,6('0.0068,340,590.79

109,306,823.2368,477.918.0219,382,129.3347,155.909. 807,754,9.i8.867,798,445.04

15,461,050. 16145,990,998.1822,655,833.00

446,318.94103,007.266.3268,256.408. 008,420,000.00

17,497,694. 31

,285,591,902.19 $1354,002.900.00

17,116.000.0016,978,150.0068,552,073.03

126,646.954.6266,164.638.2119,451,498.1647,502,163.528,829,278.268,079.726.01

11,109,701.1890,792,075.0826,279,856. 00

456,447. 36115.354,394.6273,832.458.0010,085,000.0017,407,906.20

,309,244,781.351.412,850.0017,081,000.0013,593,050.0071,114.031.11

124.918,728.7165,714,229.4418,266,275.0548,337,665.026,808,327.308,064,073.60

13,581,049.9496,353,211.7622,675,447. 00

443,951.12107,817,983.5M70,672,1)97. 009,970,000.00

16,586,712.60

64 $1,307,491,250.34345,595,800.0016,846,000.0013.151,250.0071,609,421.62

126,999,606,9277,902,785.0719,402,047.1249,540,760.354,878,318.448,047,252.98

17,491,804.43134,545,273.9828,809,699.00

427,754.35114,276,158.0480,559,796.0010,840,000.0016,865.938.85

Total 2,298,918,165.11 2,360,192,235. 85| 2,364,833,122.44 2,372,656,364.81 2,445,880,917.49

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 266: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 6 7

BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893—Continued.

I 8 8 1.

Liabilities.

Capital stock

Surplus fundUndivided profits

IsTat'l bank circulationState bank cireulat 'n

Dividends u n p a i d . . . .

Individual deposi ts . .U. S. depositsDep's TJ. S.dis. officers

Due to national banksDue to State banks . .

^Totes re-discounted.Bills payable

Total

MARCH 11.

2,094 banks.

$458, 254, 935. 00

122, 470, 996.7354, 072, 225.49

298, 590, 802. 00252, 765. 00

1, 402,118.43

933, 392, 430. 75 17, 381,149. 253, 839, 324. 77

181, 677, 285. 3771,579,477.47

2, 616,203.054,581,231.47

2,140,110,944.78

MAY 6.

2,102 banks.

$459, 039, 205.00

124,405,926.9154, 906, 090.47

309,737,193.00252, 647. 00

2,617,134.37

1,027,040,514.10 19, 504, 081. 253,371,512.48

191,250,091.9080, 700. 506. 06

2, 908, 370.454,493, 544.77

2, 270, 226, 817. 76

JUNE 30.

2,115 banks.

$460, 227, 835. 00

126, 679, 517.9754,684,137.16

312, 223, 352. 00242, 967. 00

5, 871, 595. 59

223, 503, 034.1991, 035, S99. 65

2, 220, 053. 025,169,128.57

OCTOBER 1.

2,132 banks.

$463, 821, 985. 00

128,140,617.7556,372,190.92

320, 200,069.00244,399. 00

836, 445. 843,

:, 031, 731, 043. 42 1, 070, 997, 431. 711,102, 679,163.718,971,826.73 "3,272,610.45 3,

476, 689. 74631, 803.41

205, 862, 945. 8089, 047, 471.00

091,165.30664, 077.12

DECEMBER 31.

2,164 banks.

$465, 859,835.00

129, 867, 493. 9254, 221, 816.10

325,018,101.00241, 701. 00

6, 372, 737.13

8,796,678.733, 595, 726 83

197,252, 326. 0179, 380,429. 38

4,122,472. 794, 482, 325.25

2, 325,832, 700.7512, 358, 387, 391. 59J2, 381, 890, 866. 85

1 8 8

Capital stock

Snrplus fundUndivided profits

Nat ' l bank circulationState bank circulat 'n

Dividends unpaid

Individual deposits . .U. S. depositsDep's XJ. S. dis. officers

Due to national banksDue to State banks . .

Xotes re-discounted .Bills payable

Total

MARCH 11. MAY 19.

2,187 banks. 2,224 banks. 2,239 banks.

JULY 1.

$469, 390, 232. 00J $173, 819,124.00

130,924,139.6660,475, 764. 98

323,651,577.00241,527.00

1,418,119.12

187, 433, 824.9078, 359, 675.85

3, 912, 992.384,428, 531. 51

129, 233, 358. 2462, 345,199.19

315, 671, 236. 00241, 319. 00

1, 950, 554.88

192, 067, 865. 2678, 911, 787. 20

3, 754,5, 008,

044. 38343. 00

$477,184, 390. 00

131,079,251.1652,128, 817. 73

308,921, 898. 00235,173. 00

6, 634, 372. 20

1, 036, 595, 098. 20 1, 001, 687, 693. 74 1,066, 707, 248. 75 1,122, 472, 682. 46 1, 066, 901, 719. 858,853,242.16 9,741,133.36 9,817,224.44 8,817,411.21 9,622,303.563,372.363.96 3,493,252.88 2,867,385.63 3,627,846.72 3,786,262.20

194,868, 025.4684, 066, 023. 66

4,195,210.995, 637, 665. 88

OCTOBER 3.

2,269 banks.

$483,104, 213. 00

131, 977, 450. 7761,180, 310.53

314,721,215.00221,177. 00

3,153,836.30

180, 075, 749. 7779, 885, 652. 22

747, 614. 68848, 517.18

DECEMBER 30.

2,308 banks.

$484, 883, 492.00

135, 930, 969. 3155,343,816.94

315, 230, 925. 00207, 273. 00

6, 805,057. 82

194, 491, 260. 6077, 031,165. 82

6, 703,164. 453, 856, 056. 54

2, 309, 057, 088.72 2, 277, 924, 911.13 2,344,342,686. 90J2, 399, 833, 676.84 2, 360, 793,467. 09

1 8 8 3 .MARCH 13.

2,343 banks .

MAY 1.

2,375 banks.

JUNE 22.

2,417 banks. 2,501 banks,

OCTOBER 2. i DECEMBER 31.

2,529 banks.

Capital stock

Surplus fund . . .Undivided profits. -.N*atl bank circulationState bank circulat'n

Dividends unpaid

Individual deposits..U. S. depositsDep's U. S.dis. officers

Due to national banksDue to State banks..

Notes re-discounted .Bills payable

Total . . . .

$490, 456, 932. 00

136, 922, 884. 4459, 340, 913. 64

312, 778, 053. 00206, 779. 00

1, 389, 092. 96

$493,963,069.00 $500,298,312.00 $509,699,787.00

137,775,004.39 138, 331, 902. 06J 141,991,789.60,739,878.851 68,354,157." ~

313, 549, 993.00J 311, 963,302.198,162.00 189, 253.

2, 849, 629. 87

1, 004, 111, 400. 55 1, 067, 962, 238. 35 1, 043,137, 763.9, 613, 873. 33 11, 624, 894. 57 10,130, 757.3,787, 225. 31 3, 618,114. 79 3,743, 326.

191, 296, 859.1480, 251, 988. 26

5,101,458.603, 660, 724. 79

180, 445, 876. 9278, 544,128. 82

5, 557,183. 693,364,061.60J

.15

0000

1, 454, 232. 01

1861,560,652.04

310, 517, 857. 00184, 357.00

3, 229, 226.

111, 049, 437, 700.88! 10,183,19656 3, 980, 259.

194,150,676,84, 744, 666.

5,197, 514.3, 137, 259.

43 186, 828. 676. 2783, 602, 073. 01

12| 7, 387, 537.77| 4,053,252.

2,298,918,165.11 2, 3(30,192, 235. 85 2,364, 833.122.44 2, 372, 656, 364. 82

$511,837,575.00

144,800,252.1358, 787, 945. 91

304,944,131.00181,121.00

7, 082, 682. 28

1,106,453, 008.2310. 026, 777.79

3, 768, 862. 04

200, 867, 280. 0684, 776,421.60

8, 248, 562. 674,106, 297. 78

2,445,880,917.49

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 267: Annual Report of the Comptroller of the Currency, Volume 1 1893

268 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AGGREGATE RESOURCES AND LIABILITIES OF THE JNATIONAI

1§84 .

Resources.

Loans and discountsBonds for <. iiculationBonds lor deposits . .TJ. S. bonds on hand. .Other stocks and b'dsDue from res 've ag' tsDue from nat ' l banksDue from State banksReal estate, etcCurrent expensesPremiums paidCash itemsCl'g-house loan cert 'sClear'g-house exc'gs.Bills of other banks .Fractional currency.SpecieLegal-tender notes . .U. S. cert 's of deyjositDue from TJ. S.Treas.

MARCH 7.

2,563 banks.

$1,321,548,289.339,816,150.16, 850, 000.18, 672. 250.73,155, 984.

138,705,012.64. 638, 322.17, 937, 976.49,418,805.7, 813. 880.9, 742, 601.

11, 383, 792.

62 $1,333,433,230. 54 $1,269,862,935.96 $1,245,294,~ ~ - - • - • - - 4 3 5

68, 403, 373.23,485,124.

491, 067.122, 080, 127.75, 847, 095.14. 045, 000.16,465, 785.

APRIL 24.

2,589 banks.

JUNE 20. |SEPTEM15ER 30.

2,625 banks. 2,664 banks .

DECEMBER 30.

2,664 banks .

337, 342, 900. 001 334, 346, 350. 0017,135, 000. 00| 17,060, 000. 0015, 560, 400. 0073, 424, 815. 97

122,491,957.9868,031,209.9018,145. 827. 6149, 667,12(5. 878, 054, 'J96. 829, 826, 386. 76

11,237,975.71

83,531,472.5826, 525,120.00

489, 802. 51114, 744, 707. 0977, 712,628. 0011,990,000.0017, 468, 976. 58

14,143, 000. 0072, 572, 306. 9395, 247,152. 6264, 891, 670.13

. 16, 306, 500.9150,149, 083. 908, 866, 558. 09

10, 605, 343.4911, 382, 292. 6910,335, 000.0069,498,913.1323, 386. 695. 00

473J 046. Q6109,661,682.1176, 917, 212. 009, 870, 000. 00

17, 022,999. 34

32'16,13,71,

111,66,15,49,6.

I I ,13,

1,66,23,

128,77,14,17,

093. 37!$1,23-1202,226. 44000. 00| 317, 586, 050. 0C000. 00 16, 740, 000. 0C600.00 12, 305, 900.0C477. 46 73, 449, 352. 01019.65 121,161, 976.8C544. 57 69, 459, 884. 4*982. 98 18, 329, 912. 01886. 91 49, 889, 936. 0C508. 85 9, 670, 996. U631.68 11, 923,447. U098. 55 11, 924,152. 8S000.00 1,870, 000. OC118.15 75,195, 955. 9£854. 00 22, 377, 965. 0C023. 89 456, 778.2C474. 73 139, 747, 079. 5S659. 00 76, 369, 555.0C000. 00 19, 040, 000. 0C906. 28 15, 442, 306. 52

Total 2, 390, 500, 638. 51 2, 396, 813, 834. 92J2,282, 598, 742. 96j2, 279,493, 880. 07J2, 297,143, 474.21

Loans and discounts.Bonds for circulationBonds for deposits . .TJ. S. bonds on hand . .Other stocks and b'dsDue from r e s v e ag'tsDue from nat ' l banksDue from State banksReal estate, etcCurrent expensesPremiums paidCash itemsCl'g-house loan cert 'sClear'g-house exc'gs.Bills of other banks . .Fractional currencyTrade dollarsSpecieLegal-tender notes . .IT. S. cert 's of depositDue from TJ. S.Treas.

MARCH 10.

2,671 banks.

69 $1$1,232,327,453.313,106,200.0016,815,000.0014, 607, 650. 0075,152,919.35

136, 462. 273. 2666, 442, 054. 8717, 572, 822. 6549, 699, 501.427, 877, 320. 27

12, 330, 437. CO11, 228, 856. 821, 530, 000. 00

59, 085, 781. 9922,013,314.00

519, 529. 96

167,115,873.6771,017,322.0022, 760, 000. 0015, 079, 935. 80

JULY 1.

2,689 banks.

1,257,655,547.91;310,102,200.0017, 607, 000. 0014, 588, 800.0077,249, 159.42

132, 733, 904. 3477, 220, 972. 2917,180, 008. 4G50, 729, 896. 083, 533, 759. 49

12, 690, 663. 4117, 214, 373. 521, 380, 000. 00

113,158,675.3223, 4C5, 388. 00

489, 927.18

177,433,119.3077, 336, 999. 0019,135,000.0015, 473, 270. 84

177,612,492.0279, 701, 352. 0022, 920, 000. 0014, 617, 897. 02

OCTOBER 1.

2,714 banks.

$1^306,143,990.307, 657, 050.17,457,000.14, 329, 400.77, 495, 230.

138, 378, 515.78, 967, 697.17, 987, 891.51,293,801.6, 853, 392,

12, 511, 333.14, 347, 579.1,110,000.

84, 926, 730.23,002, 765.

477, 055.1, 605, 763.

174, 872, 572.69,738,119.18,800,000.14,897,114.

46 $10000002515

DECEMBER 24.

2,732 banks.

1,343,517,559.96304, 77t>, 750. 00

18, 012, 000. 0012,665,750.0077, 533, 841. 38

139,239, 444. 8079, 452, 309.6718, 553, 946. 4651, 963, 062. 019, 416, 971. 01

11, 802, 199. 8fi12,810,187.64

630, 000.0092,351,296.7723,178, 052. 00

415, 082. 641, 670, 961. 77

165, 354, 352.3767,585,466.0011, 765, 000. 0014,981,021.79

Total 2,312, 744, 247. 35J2, 346,682,452. 99 2, 421, 852, 016.47|2, 432, 913, 002. 38 2,457, 675, 256.13

1886.

Loans and discounts.Bonds for circulation!Bonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etcCurrent expensesPremiums paidCash itemsCl'g-house loan cert'sClear'g-house exc'gs.Bills of other banks.Fractional currency.Trade dollarsSpecieLegal-tender rotes . .TJ. S. cert's of deposit5 % fund with Treas.Ducfrom TJ. S.Treas.

MARCH 1.

2,768 banks.

$1.367,705,252.80 $1,398,552,099. 7.1 $1,421,547,199. 22 $1.450,957,054.93 $1,470,157,681.131 '" 270, 315, 850. 00296, 661, 400. 00

18, 637, 000. 0016, 580, 050. 0080, 227, 388. 98

142, 805, 686. 9176, 933, 579. 6718, 834, 235. 8852,262,718.0^7, 705, 850. 57

12, 237, 689.1515,135, 538. 48

505, 000. 0099, 923, 656.8420, 503, 303. 00

470,175.181, 681, 530. 65

171, 615, 919. 3967, 014, 886.0012, 430, 000. 0012, 953, 248. 201, 513, 019.67

JUNE 3.

2,809 banks.

279, 414. 400. 0018,810;000.0012, 535, 550. 0083,347,119.93

133, 027,136. 5377, 632,198. 4717,720. 924. 2653,117,564.428, €84, 672. 33

13, 298, 269.2312,181, 455. 80

205, 000. 0076,140, 330. 6025,120, "38. 00

452,361.341,713,384.35

157,459,870.4979, 656, 788. 0011, 850, 000. 0012, 198,528.431, 410, 892. 00

AUGUST 27.

2,849 banks.

19, 984, 900.0014, 368, 950. 0082,439, 901. 64

143,715,221.4578,091,411.5818,387,215.7653, 834, 583.585, 837,175.21

13,641,463.7210, 408, 981. 58

85, 000. 0062, 474, 605. 9021, 602, 661. 00

451, 308. 891,857,041.56

149,000,492.1064, 039, 751. 008,115, 000. 00

11, 868, 912. 521, 599, 303.36

Total.. 2,494, 337,129.44 2, 474, 544, 481. 89|2,453, 666, 930. 07 2, 513, 854, 751.17j2, 507, 753, 912.95

OCTOBEB 7.

2,352 banks.

258, 498, 950. 0020,105, 900. 0012, 320, 5uO. 0081,825,266.40

140, 764, 579. 0180,526,615.7720,140, 256. 2754, 090, 070. 947,438, 741.12

14, 303, 529. 55i13,277,169.64'

DECEMBER 28.

2,875 banks.

228, 384, 350.0021, 040, 900. 0010, 576, 200. 0081, 431, 000. 66

142,117,979.2888,271,697.9621, 465, 427. 0854, 763, 530. 3710, 283, 007. 7915,160, 621.6713, 218, 973.44

95, 536,22, 734,

434,1,889,

156, 387,62, 812,5, 855.

11, 358,2, 592,

941.15085. 00f220. 93|794. 5!696. 00|322.00ooo. oo|014,042. 94

70, 525,126. 9226,132, 330. 00

447, 833.091, 827, 364.20

166, 983, 556. 0167, 739, 828.006, 195, 000.00

10, 056,128.39975, 376.96

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 268: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 6 9

BANKS FROM OCTOBEK, 1863, TO OCTOBER, 1833—Continued.

1 8 8 4 .

Liabilities.

Capital stock

Surplus fundUndivided profits

Nat ' l bank circulati 'nState bank eirLulati'n

Dividends unpaid

Individual deposi ts . .U .S . depositsDep ' sU. S.dis. oflicTS

Due to national banksDue to State b a n k s . .

Notes re-discounted..Bills payableCl'g-house loan cert 's

Total.

MARCH 7.

~ V 6 3 banks$515, 725, 005.

145,741,679.63,644,861.

298,791,610.lbO, 589.

2,589 banks.

00| $518, 471, :.00

90| 146, 047, 958. 0756 67, 450, 459. 00

297, 506, 243.0000 180,576.00

1,422, 901. 91 1, 415, 889. 58

1, 046, 050,167.90 1, 060, 778. 388. 069, 956, 875. 24 11, 233' 495. 773, 856, 461.66 3, 588, 980. 50

207, 461,179.88,466, 363.

6, 234, 202.2, 968, 740.

2, 390, 500, 638. 512, 396, 813, 834.

192, 868, 942. 31SQ, 778,138. 85

7, 299, 284. 583,193, 635.20

JUNE 20.

2,025 banks.$522,515,996.00

145, 763, 416.1770, 597, 487. 21

295,175, 334. 00179, 666. 00

1,384,686.71

979, 020, 349. 6310, 530, 759. 44

3, 664., 326.13

155, 785, 354. 4470, 480, 617.11

11, 343, 505.554, 262, 244. 57

11, 895, 000. 00

SEPTEMBER 30.

2,604 banks.

$524, 271, 345. 00

147, 055, 037.8563, 234, 237. 62

DECEMBER 20.

2,664 banks.

$524, 089, 065. 00

146, 867,119. 0670,711,369.95

289, 775,123.001 280,197,043. 00179, 653.00

3, 686,160. 33

975,243, 795.1410, 307, 909. 92

3, 703, 804. 34

173, 979,149. 8072, 408, 206. 85

11, 008, 595. 074, 580, 862.15

2, 282, 598,742. 96 2, 279, 493, 880.07 2,297,143,474.27

174, 645.00

1, 331, 421. 54

987, 649, 055. 6810, 655, 803. 72

3, 749, 969. 85

187, 296, 348.3072, 572, 381. 43

8,433, 724. 673, 415, 524.07

1885.

Capital stock

Surplus fundUndivided profitsKat'l bank circulati'nState bank circulati'n

Dividends unpaid

Individua. deposits..U. S. deposits

Dep's U. S. dis. ofiic'r»

Due to national banks

Due to State banks..Notes re discounted-.Bills payable

MARCH 10. MAY 6.

2,671 banks, j 2,678 banks.

$524, 255,151.00 $525,195, 577.00

145, 907, 800. 02 145,103, 776.0160, 296,452. 56 60,184, 358.12

274, 054,157. 00! 273, 703, 047. 00162,581..00! 144,498.00

1,301,937.731 2, 577, 236. C

996, 501, 647.401,035, 802,188.56 1,11,006,919.471 11,690,707.52

3, 039, 646.40; 3, 330, 522. 70

205, 877, 203. 09

82,190, 567. 43

6,209, 722.151, 850,462.10

199, 081,104.40

81, 966, 092. 25

5, 736, 012.022,167, 333. 33

JULY 1.

2,089 banks.

$526,273, 602. 00

146, 523, 799. 9452, 229, 946.61

269,147,690. 00144,489.00

6,414, 263. £

80 1i, 106, 376, 516.10, 995, 974.

3, 027, 218. 02

203, 932, 800. 05

88, 847, 454. 78

5, 864, 000. 852, 074, 259. 76

Total 2, 312, 744, 247.35 2, 346, 682, 452. 99 2,411, 852, 016.47 2,432, 913, 002. 38J2, 457, 675, 256.13

OCTOBER 1.

2,714 banks.

$527, 524,410.00

146, 624, 642. 0659, 335, 519.11

2*38, 869, 597. 00136, 898. 00

3, 508; 325. 38

1,102,372,450.35111,552,621.98

2, 714, 399. 37

213,534, 905.08

86,115,061.25

8, 432, 792. 642,191, 380.16

DECEMBER 24.

2,732 banks .

$529, 360, 725.00

150,155,549.5269,229, 645. 82

267,430, 837. 00133, 932. 00

1, 360,977. 27

L, 111,429,914.9812, 058, 768. 36

3, 005, 783.11

216, 564, 533.96

85, 060,162.27

9, 932, 828. 241, 951, 598. 60

1S§6.

Capital stock

Surplus fundUndivided profitsNat'l bank circulati'nState bank circulati'n

Dividends unpaid

Individual deposits..U. S. deposits

Dep's U. S. di«. oflic'rs

Due to national banks

Due to State banks..

Notes re-discounted..

Bills payable

MARCH 1.

2,768 banks.

$533, 360, 615.00

152, 872, 349.0159, 376, 381. 80

JUNE 3.

2,809 banks.

$539,109, 291.72

153,642, 934. 85

AUGUST 27.

2,849 banks.

$545, 522, 598. 00

157, 003, 875.60

OCTOBER 7.

2,852 banks.

DECEMBER 28.

2,875 banks.

$548, 240, 730.00! $550, 698, 675. 00

67, 662, 886. 02 j 62, 211, 565. 63

256, 972,158.00 244, 893, 097. OOi 238,273, 685. 00133, 931. 00

1, 534, 905. 58

1,152, 660, 492. 061,146, 246, 911.43)1,113, 459,187. 35 1,172, 968, 308.6112,414,566.523,019,018.72

219,778,171.80

92, 663, 570.46

8, 376, 095.20

1,174, 874. 29

132, 470. 00

1, 526, 776.66

128, 336. 00

1, 863, 303. 62

157, 249,190. 8766, 503, 494. 72

228,672,610.00

159,573,479.2179, 298, 286.13

202, 078, 287, 00125,002.001 115,352.00

2,227,810.59 1,590,345.06

13, 670, 721. 76J2, 798, 864. 55

204, 405, 273.11

90, 591,102.81

8, 718, 911.71

1,145,240.26

14,1!95, 927. 742, 884, 865. 62

218, 327,437. 33

90, 366, 354. 90

7, 948,698. 27

1, 381, 095. 01

1,169, 716, 413.1313,842,023.69| 13,705,700.732,721,276.771 4,270,257.85

i218, 395, 950. 54 223, 842, 279.46

Total 2, 494, 337,129. 44 2, 474, 544, 481. 89 2, 453, 666, 930.07 2, 513, 854,751.17J2, 507, 753, 912.95

90, 246,483. 31

10, 594,176. 56

2, 067,693.48|

91, 254, 533. 23

9,159, 345.79

2, 444,958.36

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 269: Annual Report of the Comptroller of the Currency, Volume 1 1893

270 REPORT OF THE COMPTROLLER OF THE CURRENCY

AGGREGATE RESOURCES AND LIABILITIES OF THE

188 7.

Resources.

Loans and discountsBonds for circulationBonds for deposi ts . .IT. S. bonds on hand.Other stocks and b'dsDue from resv'e agt';Due from nat ' l banksDue fromState banksReal estate, e tc . . .Current expenses . . .Premiums paidCash itemsClear'g-house exc'gsBills of other banksFractional currency.Trade dollarsSpecieLegal-tender notes . .U. S. cert 's of deposit5 % fund with TreasDue from U.S.Treas.

I banks.

$1,515,534,674.67211, 537," 150. 0022, 976, 900. 009,721,450.00

87,441,034.86163, 161,181.8'86, 460, 829. OS21, 725.805.9955, 128,600.788, 064, 292. 40

15,537,721.2213, 308, 520. 0489, 239, 194. 5922, 235, 206. 00

577, 878. 031,803,661.40

171, 678, 906.15G6, 228, 158. 007, 645, 000. 009, 280, 755.331, 856,195.13

MAY 13.

2.955 banks.

AUGUST 1.

3,014 banks.

$1,560,291,810.200, 452, 300.24, 990, 500.

8,157, 250.88,031,124.

148, 067, 874.105,576,841.

22, 746,190.55, 729, 098.7,781, 151.

16,806,431.13,065,663.80, 829, 36325,188,137.

556,186.184, 203.

167,315,665.79, 595, 088.8, 025, 000.8, 810, 585.1,113,554.

73$l,560.371,001 189,032,00| 26,402,

7, 808,88, 374,

140, 270,299, 487,

30, 952,56, 954,

5,158,17, 353,16,914,

128,211,22, 962,

564,63,

165,104,74, 477,

7,810,8,341,

660,

741. 05 $1,587,549,133. 76 $1,583,941,484.96050. 00000. 00000.00837. 99155. 75767. 80187. 86622. 58940. 86130. 17070. 02628. 48737. 00266. 72671. 9:210.28342.00000.00988.77818.42

OCTOBER 5.

3,049 b a n k s .

DECEMBER 7.

3,070 banks.

189 0«3,27, 757,

6,914,88, 831,

140, 873,93, 302,22,103,57, 968,

8 253,17, 288,14,691,88, 775,21, 937,

540,

165, 085,73,751,6,190,8. 310,

'985,

100.00J

ooo. ooj350. 00009. 96,587. 98|413. 941677. 18159.71890, 72771. 35373. 38457. 991884. OOi594. 50509.25454. 38;255. 00|000.00442. 35410.14;

186, 431, 900.0042, 203,000.00

6, 988, 550.0090, 773,413.31

132,959,765.3498, 227,065.3021,995,356.4158, 825,168.1610,600,817.3518, 797, 205.7913,326.455.7785, 097, 380.4123, 447, 294. 00

554, 906. 55

159,240,643.4875, 361,975.006,165. 000.008,168,503.201,068,117.43

Total 2, 581,143,115. 05 2, 629, 314, 022. 42 2, 637, 270,167.72J2, 620,193, 475. 59 2, 624,186,530.55

Resources.

Loans and discounts"Bonds for circulationBonds for deposits..U. S. bonds on hand.Other stocks and bd'sDue from res' ve ag'tsDue from nat'l banksDuefromState banksReal estate, etcCurrent expenses.. .Premiums paidCash itemsClear'g-house exc'gsBills of other banksFractional currency.Trade dollarsSpecieLegal-tender notes..U. S. cert's of deposit5 % fund with TreasDue from U. S. Treas.

FEBRUARY 14.

3,077 banks.

$1,584,170,370.181,845,450.56, 863, 000.6,450, 500.

94,153, 688.155, 341, 240.

92, 9^0, 682.21, 880, 069.59, 366, 247.6,531,237.

19, 779, 498.12,255,978.73, 418, 037.23,145, 206.

683,148.437,

173, 830, 614.82,317,670.10,120, 000.7, 993,189.1, 240, 035.

51 $1,606,397.923.95 $1,628,124,561.83 $1,684,180,624.27 $1,676,554,863,67

APRIL 30.

3,098 b a n k s .

181, 042, 950.56, 643, 000.

7, 639, 350.95, 296, 917.

146, 477, 902.95,519,102.22, 709, 703.60,111,356.9,843,637.

19, 501, 481.14, 644, 675

117, 270, 706.24,434,212.

662, 722.351.

172,074,011.83,574,210.9, 330, 00!).7, 887, 950.1, 361, 033.

JUNE 30.

3,120 b a n k s .

177, 543,900. 0055, 788, 000. 00

7, 830,150. 0096,265,812.31

158,133,598.31101, 689, 774. 90

22, 714, 258.2761,101,833.19

5, 685, 313. 2118, 903, 434. 5416, 855, 801.1574, 229, 763. 6921,343,405.00

632, 602. 42371.76;

OCTOBER 4.

3,140 banks .

DECEMBER 12.

3,150 banks.

171, 867, 200. OOJ54, 208, 000. 006, 507, 050. 00

99, 752,403.73170, 458, 593.8399,821,000.5723, 767,260. 5362,634,791.748, 498, 758. 28

17, 615, 898. 0215, 071, 024. 30

102,439,751.6721, 600, 818. 00

684, 268.41419. 05

181, 292, 276.76| 178, 097, 816, 6481,995,643.00! 81,099,461.0012,315,000.00 8,955.000.007, 765, 837.16 7, 555, 401. 721, 236, 675. 66! 935, 799. 31

Total 2, 664, 366, 304. 44 2, 732,423,198.19 2,731, 448,016.16)2, 815, 751, 341.07 2, 777, 575,799.00

162,820, 650.0048,949,000.006,374,400.00

102,276,898.17156,587,199.27107,175, 402.5924, 217,165.5163, 436, 066. 7411,342,192.4516,681,256.5614,140, 858.1291, 765, 292.9921, 728,238.00

628, 387.42763.56

172,734,278.5082, 555,060.009, 220,000.007,141,434.411, 246, 391.04

18 8 9.

Resources.

Loans and discounts.Bonds f rr circulationBonds for deposit . . .V. S. bonds on hand . .Othes stocks and b'dsDue from res've ag'tsDue from nat ' l banksDue from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exc'gsBills of other banks .Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's? of deposit5 %fund with Treas .Due from U. S. Treas .

FEBRUARY 26. I MAY 13.

3,170 banks. 3,206 banks,

JULY 12.

3,239 banks.

$1,704,067,489.39$!156, 728, 200. 0046, 384, 000. 006, 395, 000.00

102, 215, 066. 01192,702,196.35101, 327, 319.1824,651,712.3366, 248,183.937,418,190.08

16, 729, 244. 8812.676,652.1184,111,547.6322,411,826.00

717,823.63182, 284. 803. 00

88, 624, 860.0013, 785, 000. 006, 860, 148. 441, 066, 950. 97

.739,051,934. 67 $1149, 520, 850. 00,

44, 882, 000. 00J6, 690, 800. 001

103, 030, 575. 311187, 372, 295.47i107,091,577.4426, 924, 218.2466, 855, 303. 688, 984, 846. 65

17, 05*, 275.4415, 049, 325.16

101,452,588.5425, 722, 720. 00

698, 369.91185,176,450.8697, 838, 385. 0013, 355, 000.00

6, 565, 205. 971, 001, 795.11

SEPTEMBER 30.

3,290 banks.

,779,054,527.66 $1147, 502, 200. GOi44. 832, 000. 00

6,810,100.00!106, 712,474. 80J192,590,073.67108, 999, 878. 96

25,956,516.9867, 377,183.12

3, 760, 961.1717,126, 726. 3114, 350, 765.37

101, 552, 062. 6724,761,487.00

719,273,63175, 903, 868.9897, 456, 832.0014, 890, 000.006, 457, 820. 661,161, 617. 26

,817,257,703.17 $1,811,686,891.57

Total 2, 837, 406, 213.93,2,904, 922,517. 45 2, 937, 976, 370.24 2, 998, 290, 645. 9112, 933, 676, 687.23

DECEMBER 11.

3,326 bants.

146,471,700.0044, 063,000. 00

4,438, 200. 00109, 313, 635. 01189,136,281.01117, 869, 749. 37

28, 417, 511. 2669,377,173.73

8, 525, 924,8416, 613, 917.9317,059, 786. 57

136, 783,162. 2620, 875, 528, 00

682,034.93164, 326, 448.84

86, 752, 093. 0012, 945, 000.006,405,058.18

976, 737.81

143,434, 700. 0041,681,000.00

3, 740, 350. 00111,344,480.32164,889,765.16118, 206, 354. 9128,143,681.3370, 694,191.3711, 902, 368.2215, 847, 602.8515,134, 700.19

103, 719,453.4320,388, 807.00

720,462. 37171,089,458.1084, 490, 894.00

9,045, 000. 006,276,659.401, 239, 867.01

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 270: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 7 1

FROM OCTOBER, 1863, TO OCTOBER, 1893— Continued.

Liabilities.

Capital stock

Surplus fand ..Undivided profits...Nat'1-bank circulat'nState-bank circulat'n

Dividends unpaid...

Individual deposits.TJ. S. deposits

Dep's U. S.dis.offic'rs

Dae to national ba'ks

Due to State banksNotes rediscounted .Bills payable

2,909 banks.

$555, 351, 765. 00

164, 337,132. 7267, 248, 949.16

186, 231, 498. 00106,100, 00

1, 441, 628.17

1, 224 925, 698. 2615, 233, 909. 944, 277,187. 61

249,337,482.40

103, 012, 552.48

7, 556, 837.102, 082, 374. 21

2,955 banks.

$565, 629, 068.45

167. 411, 521.0370,153, 368.11

176, 771, 539.0098, 716.00

1, 977, 314. 40

1, 266, 570, 537.6717, 556, 485.93

3, 779, 735.14

244, 575, 545.12

102, 089, 438. 63

10,132, 799. 642, 567, 953. 30

AUGUST 1.

3,014 banks.

&J71, 648, 811. 00

172, 348, 398.9962, 294, 634. 02

166, 625, 658. 0098, 697. 00

2,239,929.46

, 285, 076, 978. 58 119,180, 712. 77

4, 074, 903. 62

235, 966, 622. 46

103, 603, 598.14

11,125, 256. 082, 985, 987. 60

Total 2, 581,143,115. 05|2, 629, 314, 022.42 2, 637, 276,167. 72 2, 620,193,475.59J2, 624,186,330.55

OCTOBER 5. | DECEMBER 7.

3,049 banks, j 3,070 banks.

$578, 462, 765. 00 $580, 733, 094.42

173. 913, 440.97| 175, 246, 408. 2671, 451,167. 02 79, 899, 218. 06

167, 283. 343. 00 161, 904, 094. 0098, 699. 00, 98 676 50

2,495,127.83;

98, 676. 50

1,343,963.98

I, 249, 477,126. 95 1, 235, 757, 941.5920,392,284.03! 38,416,276.874,831,666.14! 4,515,024.05

227,491, 984.15 223, 088, 927. 85

102, 094, 625.68| 98, 809, 344. 66

17, 312, 806. 39 16,288, 247. 744, 888,439.43 5,105,112. 57

1§§§ .

Liabilities.

Capital stock

Surplus fundUndivided profits...Nat'l bank circulat'nStateibank circulat'n

Dividends unpaid...

Individual deposits.XT. S. deposits.Dep s U.S.dis.ofnc'rs

Due to national ba'ks

Due to State banks.

Koles rediscounted .Bills payable

3,07

UARY 14.

7 banks.$582,194, 263. 75

17966,

159,

APRIL 30.

533, 475. 38606, 930.87|

750,193. 50!98, 652. 50j

3,098 banks.

$585, 449, 487775

180,053,507.2778,196, 768. 9

158, 897, 572. 0094, 878. 50

1,534,314.51 1,766,496.41

1, 251, 957, 844.421, 309, 731, 015.1655, "

241,

105,

12,3,

, 193, 899.19-, 255, 362. 02

038, 499. 93

539, 405. 53

806, 722.85796, 739. 99

, ,54, 691, 454. 694, 789, 033. 63

237, 050, 940. 91

104, 502, 668. 21

12,721,238.714, 469, 076. 04

JUNE 30.

3,120 banks.

$588, 384, 018. 25

183,106,435. 7070, 296,173. 67

155, 313, 353. 5082, 372. 50

7,383,894.42

OCTOBER 4.

3,140 banks.

$592, 621, 656. 04

185, 520, 564. 6877, 434, 426. 23

151, 702, 809. 5082, 354. 50

2,378, 275. 70

DECEMBER 12.

3,150 banks.

$593, 848, 247. 29

187, 292, 469. 9788, 302, 639. 01

143, 519, 296. 5082, 354. 50

1, 267, 930.19

. 292, 342,471. 281, 350, 320, 861.111, 331, 265, 617.0854, 679, 643. 93J 52,140, 562. 97| <

3, 690, 652. 65

248,248, 440. 03

109,871,372.41

13, 006,119. 554, 955, 068.27

3, 993, 900. 51

260, 697, 968. 60

114, 936, 397.15

17, 305, 750. 616, 615, 813. 47

,46, 707, 010. 384,415,608.41

252, 291,134. 80

108, 001, 606.46

14, 844, 303.005,707,581.41

Total 2, 604, 366, 304.44 2, 732, 423,198.19 2, 731, 448, 016.16 2, 815, 751, 341. 07 2, 777, 575, 799.00

Liabilities.

Capital stock .

Surplus fund . . .Undivided profits...ISTat'l bank circulat'nState-bank circulat'n

Dividends unpaid...

Individual deposits .U.S. depositsDep's U.S.dis.offic'rs

Due to national ba'ksDue to State banks -

Notes rediscounted .Bills jjayable

FEBRUARY 26.

3,170 banks. 3,206 banks.

$596, 569, 330. 70 $599, 472, 742. 88

192, 458, 759. 90 193, 746,76, 901, 041. 65 83, 956,

137,216,136.50!82, 347. 50

1,338,706.37

131,128,81,

169. 52827.81

137. 00899. 50

2,007,667.72

i, 354, 973, 535. 80 1, 422, 042,43, 554, 480.27; 42, 965,

4, 544, 501. 55: 4,136,

289, 753. 579.16 286, 204,127,751,135.48 124,755,

i9, 249, 531. 33 10, 340,3, 013,127. 72 4, 083,

136.92811.22285. 33

670. 64971. 73

502. 04G95.14

JULY 12. SEPTEMBER 30.

3,239 banks. | 3,290 banks.

$605, 851, 640. 50| $612, 584, 095. 00

196, 911,605. 90) 197, 394, 760. 5572, 532, 956. 94! 84,866, 869.13

128, 867, 425.0081, 008. 50

128, 450, 600. 0080, 410.50

3, 517, 596. 07 3, 600, 054. 96

DECEMBER 11.

3,326 banks.

$617, 840,164. 67

198, 508, 794.1497, 050, 091. 86

126, 039, 541. 3081, 006. 50

1, 289, 651.13

1, 442,137, 979.08 1, 475, 467, 560. 37 j 1, 436, 402, 685. 6543, 247, 864.173,451,189. 34

41,588,613.714, 936, 644. 66

295,841,107.17! 293,015,192.80131, 383, 46G. fcO 132, 327, 094. 47

10,133,196.244, 019, 334. 53

10,782,511.367,196, 238. 34

Total 2, 837,406, 213.93 2, 904, 922, 517. 45 2, 937, 976, 370. 24|2, 998, 290, 645.91 2, 933, 676, 687. 23

39,224,588.514, 672, 950.14

267,159,449.09123, 713, 409.48

15, 723, 378.115, 970, 976. 65

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 271: Annual Report of the Comptroller of the Currency, Volume 1 1893

VF THE COJMrT-ROLiIjEK VF TlliS

AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL1 § 9 O .

Resources.

Loans and discountsBondsfor circulation.Bonds for deposits . .U. S. bonds on hand. -Other stocks and b'dsDue from res've ag'tsDue from nat ' l banksDuo from State banksReal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsC'lg-house loan cert 'sBills of o the rbanks . .Fractional currency.SpecieLegal-tender notes . .U. S. cert 's of deposit5 % fund with Treas .Due from U. S.Treas.

FEBRUARY 28.

3, 383 banks.

MAY 17. JULY 18.

3,438 banks. I 3, 484 banks.1,844,978,433.06$!

142.531,500.0031,620,000.005,870,550.00

116,848,501.23188,004,131.93114,379 065.0028,800,812.2172,566,724.919,038,138.73

14.735.693.9515,187,240.17

112,613,788.35

21,318,480.00807.162.57

181,546,137.8086,551,602.008,830,000.006,191,888.87

855,119.70

904,167,351.143,790.900.29,893,000.5,591,800.

117,051,244..183,206,306.113,600,039.28,345,930.74,211,949.9,916 955.

14,450,752.15,443,751.68,428,149.

00 $1,933,509,332. 89

19,813,670.746,199.

178,165,494.88,088,992.8.135,000.6,301,510.

867,223.

144,624 750.0029,663,000.005,624,350.00

116,469,536.45185,821,768.04112,207,068.3527,311,955.0775,657,886.824,257,598.27

14,316,075. 0313,875,200.3488,237,944. 43

21,184,428.00793,646.45

178,604,063.5692,480,469.009,825,000.006,305,121.981,001,631.02

OCTOBER 2.

3,540 banks.

$1,980,058,320.13139,969,050.0028.886,500.002,297,500.00

115,528,951.02189,45J,786. 49118,289,012.4628,485,223.3276,835,310.029,099,40a. 20

14,248,488.1017,201,819.17

106,767.176.06

18,492.392.00768,846.68

195,908,858.8480,604,731.006,155,000.006,123,597.88

816,923.48!

DECEMBER 19.

3,573 banks.

Total 3,003,334,970.28 3,010,216,220.33 3,061,770,825.70! 3,141,487,494.85 3,046,938,825.59

$1,932,393,206.08139,688; 150. 0027,858,500.002, 075, 600.00

116,609,301.40] 60, 220, 682.r, 9111.573,147.08

2>H, 434, 882. 7978,060,490.1313,434,642.4414,508,760.0315, 057, 481. 8488, 818, 299.1113, 395,249. 0018, 832, 221. 0U

755,021.82190, 063, 006. 2082,177,126. 005; 760, 000. 006, 069,110 841, 093, 947. 04

1 89 1.

Resources.

Loans and discountsBondsfor circulationBonds for deposits.. -U. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etcCurrent expenses . . .Preniiurns paidCash itemsClear'g-houseexch'gsCl'g-houseloan cert'sBills of other banks..Fractional currency.SpecieLegal tender notes ..TJ. S. cert'sofdeposit.5% fund with Treas.Due from U. S. Treas

Total.

FEBRUARY 26. MAY 4.

3,601 b a n k s . 3,633 banks .

$1,927,654,559.140,183, 450. 00

27, 904, 500. 003, 466, 250. 00

121, 099, 034. 591182,645,602.941110, 850, 874. 53i

27, 955, 862. 77!79, 096, 556. 488, 396,041. 93

14, 491, 627. 05j13, 349, 234. 66j77,828,113.56!

610, 000. 00!.19, 076, 085. 00

864, 742. 88!201,240,362. 8^

89, 400, 399. OOi11, C55, 000. 006,133,544. 121,100,310.17

JULY 9.

3,652 b a n k s .

SEPTEMBER 25.

3,677 banks .

DECEMBER 2.

3,692 banks .

80 $1,969,846,379. 67 $1,963,704,948.0'" 00

00009851

140,498,400.00)27, 954, 500.00

3, 768, 850.00122,333,707.66180,004,721.63112,500,098.7328,172, 653. 2380, 874, 918. 5811, 405, 934. 0414,960,592.4817, 002, 457. 69

126,447,384.31120,000.00

20, 456, 257. 00K30, 198. 62

194,939,411.3196, 375, 249. 0011,515,000.006,158, 960. 87

729, 226. 35

142. 586, 400.25,150, 500.

4, 963, C50.122, 347, 244.175, 591, 085.114,471,803.

27, 742, 727,81,919,491.

4, 624, 889.14,351,727.16, 073, 092.80, 305, 873.

;$2,005,463,205.150, 035, 600.

20, 432, 500.4, 439, 450.

125, 179, 076.193, 990, 323.115,196,682.

29, 471, 898.83, 270,122.

9, 879, 231.14, 705, 700.13, 272, 545.

122, 039, 882.

21, 418, 977.863, 181.

190, 7G9, 537.100,390,811.

18, 845, 0U0.6, 129, 840.1, 155, 473.

93 $2,001,032,625. 0500 153,838,200.00

19,186, 500. 004, 279. 750. 00

128, 440, 959. 39196.319,537.811241827, 315.25

32, 425, 379. 3984, 049, 386. 9013, 279,136. 7914, 695, 279.9617, 939, 023. 04

108,243,483.92

00 19,991,167.0074 867, 462. 3746 183, 515, 075. 9100! 97, 615, G08. 00Ov)j 15, 720, 000. 00091 6, 536, 931. 5105! 1, 457, 807. 85

20, 225,104. 00837,175. 54

207, 898, 034. 7593, 854, 354. 00

8, 765, 000. 006, 682, 280.101,047,684.18

3, 065, 002,152. 30 3,167, 494, 901.17 3,113, 415, 253. 79.3, 213, 080,271. 023, 237, 866, 210. 07

Resources.

Loans and discounts -Bonds for circulationBonds for deposits-..U. S. bonds on handOtherstocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksReal estate, etcCurrent expenses ...Premiums paidCash itemsClear'g-houseexch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert'sofdeposit.5% fund with Treas.Due from U.S. Trea:

$2,058,925,167.12 $2,108,360,340.54 $2,1

Total.

MARCH 1.

3,711 b a n k s .

MAY 17.

3,734 banks .

158,109, 300. 00i17,416,500.001

4, 638,190. 00138, 055, 947.09256, 750, 998.13131, 258, 888. 4532,171,053.9685,126,961.7410,340,571.2914, 405, 799. 7417, 644,105. 99

129,515,655.3419,765,178.00

924, 866. 86230,147, 968.28

99, 445, 735.0024, 080, 000. 006, 898,132. 041,051,339.53

160, 634,16, 386,

5,412,144, 058,250, 249,130,124,

32, 006,86, 562,11, 574,14, 390,15, 036,99, 954,22,014,

92 i,239,044,107, 981,

26, 405,6, 990,

926,

550. 00000.00000.00062. 77071. 26510. 01102.99679. 31071.41888. 43575. 86483.17231.00375. 50108.15402. 00000. 00517. 09158.95

JULY 12.

3,759 banks .

127,757161,939,

15,447,4, 854,

151,125,252, 473,137,125,

33, 497,86, 678,

4, 567,13, 997,16,849,90, 364,21, 325,

939,229, 320,113,915,23,115,7, 092,1, 409,

30 $2,171,041,088.11 $2,166,015,720. 28

SEPTEMBER 30. DECEMBER 9.

3,773 banks . 3,784 banks .

3,436,672,358.56j 3,479,035,128.44 3,493,794,586.71 3,510,094,897.46; 3,480,349,667.19

163, 275,15,282,4, 882,

154, 535,236,434,140,516,

32, 572.87, 861'.10. 317,14, 029,17, 705,

105, 522,19, 557,

934,209,116,104,267,

13, 995,7,139,1,106,

300.00000. 00250.00514,54330. 89353. 09735. 51911.86125. 23616.431

&61. 31711.81474. 00648. 371378. 69j945. 001000.001564. 69i987.931

166, 449, 250. 0015,321,000.004, 148, 600. 00

153, 648, 180.71204. 948, 159. 79142, 623,106. 36!34, 403, 231.75!88,221,052.2514, 204, 970. 25'13, 913, 289. 71'16, 755, 332.110, 522, 668. 4920, 488, 781.00

893, 909. 82209, 895, 260. 76102, 276, 335.006, 470, 000. 007,282,413.901, 268, 405.03

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 272: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 273

BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893— Continued.

Liabilities.FEBRUARY 28.

3,383 banks.

Capital stock j $626, 598, 200. 00

MAY 17.

3,488 banks.

JULY 18. OCTOBER 2.

3,484 banks. | 3,540 banks.

$035, 055, 276. 09| $642, 073, 676. Oo| $650,447,235.0

Surplus fund ! 204,433,604.19 207,136,190.13 212, 614, 661. Ol! 213,563,895.78Undivided profits. . . j 85, 753, 976. 341 94, 049,477. 44 79, 854, 737. 58! 97, 006, 635. 74ed p

Nat'1-bank ciroul'n .! 123, 862, 282. 001 125, 791, 940. 00State-bank circul'n . i 81, 003.50 77,352.50

Dividends u n p a i d . . . 1, 612, 499. 50j 1, 766, 523. 94

$657, 877, 225. 00

214, 965, 633.67111, 772, 985. 42

128,323,880.00 122,928, 084. 501 123,038,785.5077,335.50 " ""•' "••'

D E C E M B E R 1 9 .

3,573 banks.

2, 844, 708.73

Due to nat'l banks . .Due to State banks .Notes and bills re-

discounted

Bills payableCl'g-house loan e't's

Total

297, 098, 933.41137,067,285. 29

10, 371, 343. 29

3, 997, 265. 67

281, 994, 358.12 288, 296, 836.21132,465, 337.41 135, 305,641.11 \

253, 082,126. 32121,438, 255. 50

25,598, 405. 72

11, 501, 225. 7611, 945, 000.00

3, 003, 334, 970. 28J3, 010, 216, 220. 33J3, 0(51, 770, 825. 70 3,141, 487, 494. 85J3, 046, 938, 825. 59

T'stTiT

13,419,992.95)

7,265, 719. 2

15, 027, 632. 53

7, 028, 049.14

77, 333. 50| ' 77,328.501

2,876, 836. 34! 1,167, 262. 71

1, 564, 845,174.67J1, 485, 095, 855.7025,118, 559. 39! 24, 922, 263. 364, 229, 511.42 4,456, 472.43

285, 081, 259. 25141, 850, 726. 21

23, 660, 329. 51

10,301,913.54

Liabilities.

Capital stock.

Surplus fund .

FEBRUARY 26.

3,601 banks.

$662, 518, 459.15

220, 515, 678.70

MAY 4. I

3,633 banks.

$667, 787,406.15

JULY 9. SEPTEMBER 25.

3,652 banks. 3,677 banks.

$672, 903, 597. 45! $677, 426, 870. 25

Undivided profi ts . . . | 95, 972, 506. 901222, 491, 983. 46 227,199, 041. 46! 227, 576, 485. 91

l 1fU ^A9 W\A i!rt S7 AAH A79 1/1 1 m '>«! R7Q 74

Nat'1-bank circul'n .State-bank circul'n .

Dividends unpaid...Individual depositsTJ. S. depositsDep'sU.S.dis.offic'sDue to nat'l banks..Due to State banks-Notes and bills re- I

discounted jBills payableLiabilities o t h e r

than those abovestated

Cl'g-house loan c't's

1, 502, 654.

123,112, 529. CO!76,700.50|

|1, 338. 745. 25i

,483,450, 033.17jl24, 923, 4G2. 24J4, 323, 333. 50

280, 514, 008. 37142, 324, 866. 94

17, 330, 630. 557,456,781.57!

87,448,472.141 103,284,673.73

123,447,633.00 123, 915, 643. 00|74,117. 50i 74,138. 50

2,104,185.98, 575, 506, 099.18 1

24, 411, 606.104, 781, 045. 75

277, 560, 322. 78142, 455, 768. 77]

16, 604, 735. 21]8,482,5J42.63

1,144, 416. 46! 285, 000.00

4, 645, 261. 20,535,058,568.7311,

21, 523,185. 64|4,387,991.08

270,744,474.60137, 727, 372. 05

I19, 719, 695. 088, 067, 812. 86

DECEMBER 2.

3,692 banks .

Total . 3 , 065, 002,152. 30|3,167, 494, 901.17;3,113, 415, 253.1

131, 323, 301. 5074,118. 50

1,453,735.58588, 318, 081. 37 1

15, 700, 672. 4014, 566, .660. 33

288, 576, 703. 96142,018,070.06

21, 981, 952. 5610, 778, 944. 87

$677, 356, 927. 00

228,221,530.31108,116, 263.56

134, 792, 873. 2574,118. 50

1, 503, 539. 69602, 052, 766.59

14, 478, 542. 913, 955, 227. 37

292, 480, 956.07149,334, 721. 20

16, 325, 642. 897, 994, 514.30

1,178, 586.43

'•$, 213, 080, 271. 02 3,237, 866,210. 07

1892.

Liabilities.

Capital stock.

Surplus fundUndivided profits...Nat'l-bank circulat'nState-bank circulat'n

Dividends unpaid...Individual deposits.U.S. depositsDep's U. S.dis.offic'rsDue to national ba'ksDue to State banks.Notes and bills re-

discountedBills payableLiabilities o t h e r

than those abovestated

MARCH 1.

3,711 banks.$679,970,110.00

234, 069, 984. 3496, 574, 522. 85

MAY 17.

3,734 banks.

$682, 232,158. 00

235,192,004. 95103, 376, 029. 20

JULY 12.

3,759 banks.

$684, .678, 203.25

238, 239, 970. 9488, 227, 388. 88

137, 627,107. 2P 140, 052, 343. 50| 141, 061, 533. 0075, 097. 50

1, 470, 937.98i702, 240, 957. 6«|l

12, 757, 046. Oil3, 800, 323. 51

372, 985,405. 11181, 688, 074. 58

8, 517, 205. 363, 876, 404. 20

1, 013,181. 26

10 1.

71, 507. 50|

1, 657, 310. 34743, 787, 545."11,911,030.77

3, 625,107.19361, 593,119.06181, 538, 222. 87

9,090, 080. 273, 816,163. 49

1, 092, 506. 20

861,

75, 076. 50

3, 904, 292.83I, 753, 339, 679. "

10, 823, 973. 083, 356, 091.

367,143, 324. 53188, 683, 254. 94

9,181, 650.144,581,163. 01

498, 983. 87

Total 3, 436, 672, 358.56.3, 479, 035,128.44J3, 493, 794, 586. 713, 510, 094, 897.46|3, 480, 349, 667.19

; ^ I ^ — _ - —— ~

SEPTEMBER 30.

3,773 banks .

$686, 573, 015. 00

238,871,424.84101, 652, 754. 66

DECEMBER 9.

3,784 banks .

$689, 698,017. 50

239, 931,932.08114, 603, 884. 52

143, 423, 298. 00 145, 669,499. 0075, 076. 50 74,176. 50

3,888,865.781 1,308,137.97L, 765, 422, 983. 68 1, 764, 456,177.11

9,673,349.924, 034, 240.37

323, 339, 449. 03

9, 828,144.24|4, 044, 734. 04,

352, 046,184. 05!178,607, 018. 34j

17,132,487.71l

6, 549,163.65

1, 979, 746.97

160, 778,117.18

15, 775, 618. 639, 318, 249. 82

1,688,817.56

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 273: Annual Report of the Comptroller of the Currency, Volume 1 1893

274 REPORT OF THE COMPTROLLER OF THE CURRENCY.

AGGKKGATE RKSOURCKS AND LIAJUMTIFS OF THK NATIONAL

Resources.

Loans and discountsBonds for circulationBonds for depositTJ. S. bonds on bandOtber stocks and bondsDuo from reserve agents...Due from national! banks..Due from State banksHeal estate, etc -Current expenses .. -Premiums paidCash itemsCleaving-bouse exchanges..Bills of other banksFractional currency.. „Specie ,. ..Le^al-tender notesTJ. S. certificates of deposit.5% fund with Treasurer ..Due from TJ. S. Treasurer..

Total....

JIARCH 6.

3.806 banks.

JULY 12. OCTOBER 3.

3,830 banks. 3,807 banks.

!,l.'9.fil 4,170,006,15,351,4, 372,

153,420,202,612,124,381,

30, 126,89,710,10, 992,13,270,18, 755,

125, 142,18, 248,

045,208,341,

90, 935,14, 675,

7,401,1, 322,

092. 48 $550. 00 I0(>0.00 '000. 00770.66051.30884. 35300.21408. 54932. 60G9L 10010. 52830. 74706. 00532.50816.42774, 00000. 00830. 74444. 60

3, 459, 721, 235. 78

3,781 b a n k s .

3, 432,176, 697. 25 3, 213,261, 731. 94

?1, 843, 634,167. 51206, 463, 850. 00

14,816,000.002, 760, 950. 00

148, 569, 950. 46158, 490, 644. 2894, 740, 014. 9724, 229,106. 8289,151,776.0811,071,996.6513,981,867.4415, 359. 764. 56

106,181 394. 5922, 402, t i l l . 001,026,813.90

224, 703, 860. 07114,709,352.00

7, 020, 000. 008, 977, 414.. 181, 262, 749. 85

3,109, 563, 284.36

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 274: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 275

BANKS FROM OCTOBER, 1863, TO OCTOBKR, 1893—Continued,

1. § 9 8 .

Liabilities.I MARCH 6.

! 3,806 banks.

Capital stock

Surplus fundUndivided profits

National-bank circulation . .State-bank c i rcula t ion . . . . . .

Dividends unpaidIndividual depositsIT. S. depositsDeposits U. S. disbursing of-

ficer

Due to national banksDue to State banksNotes and bills rediscountedBills payableLiabilities other than those

above stated

Total

$688,642,876.00

245,103,

149,

11,751

9

478, 362. 77067, 550.15

124/818. 0075, 075. 50

350,392.19439,374.14813,762.17

3, 927, 760. 44

304,166,

14,18,

785, 336. 62901,054.78021,596.43180, 228.71

2, 913,047. 88

3, 459, 721, 235. 68

I3,830 banks.

$688,701,200.00

246,139,133. 32106, 966, 733. 57

151,694,110.0075, 075. 50

2, 579, 556. 381, 749, 930, 817. 51

9, 657, 243.49

4, 293, 739. 93

275, 127,229.28153,500.923.918, 953, 306. 9821, 506, 247. 53

3, 051, 379. 82

3, 432,176, 697. 25

JULY 12-

3, 807 banks.

$685, 786,718.56

249,138, 300. 3093,944, 649. 73

155, 070,821. 5075, 072.50

3, 879, 673.501,556,761,230.17

10, 379, 842. 66

3,32J,271.84

218, 913, 573. 51125, 979, 422.1629, 940, 438,56•31,381,451.27

28, 689, 265. 08

3,213,261,731.94

OCTOBER 3.

3, 781 banks.

$678, 540,338. 93

246, 750,781. 32103, 474, 662. 87

182, 959, 725. 9075, 069. 50

2, 874, 697. 591,451,124,830.55

10, 546,135. 51

3,776,438.21

226, 423, 979.06122,891,098.2121,006,737.0127, 426, 937.54

31, 632, 352.16

3,109, 5C3, 284. 36

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 275: Annual Report of the Comptroller of the Currency, Volume 1 1893

A SUMMARYOF THE

STATE AND CONDITION

OF

THE NATIONAL BANKSON

DECEMBER 9, 1892, MAHCTT 6, MAY 4, JULY 12, AND OCTOBER 3, 1893.

Arranged by States, Territories, ami Reserve Cities.

NOTE.—The abstract of each State is exclusive of any reserve city tliereiu.277

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 276: Annual Report of the Comptroller of the Currency, Volume 1 1893

278 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892,

MAINE.

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits....U. S. bonds on hand..Other stocks and b'dsDue from res've agt'sDue from nat'l banksDue from State banksBanking house, etc...Keal estate, etcCurrent expensesPremiums paid(Jcash itemsClear'g-house exch'gsBills of other banks..Fractional currency..SpecieLegal-tender notes....U. S. cert's of deposit.5 % fund with Treas.Due from U. S. Treas

Total

DECEMBER 9

81 banks.

$22,012,128.223, 848, 900. 00

180, 000.00500. 00

1,894,193.582, 348,028. 03

787, 773.1654, 696. 62

591,379.9331,893.9694, 306. 41

122,969.63198,365.97100, 976. 81312, 257. 00

5, 807. 77* 990,634.56

275, 050. 00

171,770.255, 840. 00

34, 027,471.90

MARCH 6.

83 banks.

$21, 860,437. 703, 951, 400. 00

190, 000. 00500. 00

1, 903, 756. 772,154, 240. 89

759, 352. 8648, 456.13

603, 499. 4032, 393 9663, 455. 98

124,161.02204, 353. 9997, 570.73

282, 396. 007,431.88

995, 778. 85292,330. 00

173, 237. 255, 000. 00

33,749, 753. 41

MAY 4.

83 banks.

$22, 633, 020. 243, 951,400. 00

190,000.00500 00

1,940,766.242, 077, 297. 09

712, 694. 2576, 558. 24

609, 030. 2635, 693. 9674, 266. 86

118,701.19194, 552. 5877, 597. 89

299, 540. 007, 959. 91

1,055,580.79300, 282. 00

165,812.7511,430.00

34, 532, 684.25

JULY 12.

83 banks .

$22, 539, 567. 263, 971, 400. 00

190, 000.1)0500.1)0

1,934,114.952, 372, 052. 55

773, 854. 9290, 889. 63

598, 984. 3333, 338. 3125, 897. 30

116,857.49238, 804. 92122, 470.16332, 430. 00

7, 493. 311, 029, 235. 82

355, 393. 00

177, 312. 754,190.00

34,914,786. 70

OCTOBER 3 .

83 banks.

$21,342, 098.404, 246, 900. 00

190, (00. 00500. 00

1, 937, 355. 232, 483, 624. 70

721, 097.13112, 288. 85597, 919. 3833, 425. 7168, 388. 41

139, 385. 57220, 340. 08109, 798. 56420,930. 00

7, 654. 401,114, 389.13

369, 330. 00

187, 655.253, 800. 00

34, 306, 880. 80

NSW HAMPSHIRE.

Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand.Other stocks andb'dsDue from res've agt's.Due from nat'l hanks.Due from State banksBanking house, etc. .Keal estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency..SpecieLegal-tender notes. . .TJ. S. cert's of deposit5 % fund with Treas.Due from U. S. Treas.

Total

54 banks.

$12, 589, 651. 062, 938,000.00

175, 000. 0015,100.00

2,317,490.141, 619, 468. 60

363,031.6240, 202. 71

263, 890. 6533, 665. 9978, 801. 47

127,934.22157, 335. 78

232, 076. 007, 638. 30

532, 762.44200, 905. 00

132, 210. 0040.00

21, 825,203. 98

54 banks.

$12, 260, 699. 523,231, 000. 00

175, 000. 0015,100. 00

2, 377, 301. 341,298,899.18

219,768.8811, 630. 08

261,836.9451,112.9670, 636. 79

142, 973. 26121, 284. 46

186, 284. 006, 894.99

509,109. 08196, 036. 00

139, 629. 003,520.00

21, 278, 716.48

54 banks.

$12, 250, 523.453, 271, 000. 00

175, 000. 0015,100. 00

2, 357, 483. 401,257,009.41

203, 796. 0215, 594. 84

266, 797. 3452, 138. 5871,502.51

145, 642.14130, 925. 82

220, 351. 007, 329. 52

534, 453. 60190, 555. 00

145,060.00120.70

21,310, 383. 33

53 banks.

$11, 898,167. 793, 397, 500. 00

175, 000. 0075,100.00

2, 355, 342. 241, 589, C66. 21

267, 194. 5129,041.82

263, 903. 4552,003.7142, 048. 40

151, 539. 39164, 672.12

267, 997. 007, 476. 42

548,637.64183, 512. 00

147, 850. 003, 060. 00

21, 619,112. 70

51 banks.

$10,918,692.543, 689, 000. 00

175, 000. 00100. 00

2,182,259.821, 702, 967. 55

157,885.13143,362.87253, 720. 2378,156. 8457,417.37

166, 876. Si)156,015.20

336, 261.009,008.15

585, 050. 84283, 749. 00

166, 005. 001, 999. 50

21, 063, 527. 93

VERMONT.

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and bd'sDue from res'vo agt'sDue from nat'l ban ks.Due from State banksBanking house, etc...Keal estate, etc.Current expensesPremiums paidCash items

Bills of other banks-Fractional currency.Specie . - .Legal-tender notes...U S cert's of deposit5 % fund with Treas.Due from U.S. Treas.

Total

49 banks.

$14, 836, 897. 763, 050, 000. 00

50, 000. 00123, 200.00906, 016, 39

1. 333,157. 05302, 738.3762,160. 24

211,609.8545,711.0173, £70. 72

116,164.6584, 471. 85

96, 797. 006, 538. 24

500, 7^9. 33308, 888. 00

120,1*2.401, 650. 00

22, 230, 322. 86

49 banks.

$14, 640, 877. 673, 0i4,000.00

50, 000. 00124, 600. 00942, 732, 08

1,230,298. 12281, 012.1925, 822. 67

210,175.7239, 327. 0630, 853. 27

100, 955. 8779, 292. 90

86, 759. 007, 559.17

507,336. 71205, 503. 00

109, 380. 001,412.50

21,717,897.93

49 banks.

$14, 845, 905. 483, 054, 000. 00

50, 000. 00123, 300. 00929, 100. 27

1,087,235.51309, 021. 9146, 542. 88

210,175.7239,263.1562, :m. 72

101,674.7495, 785. 05

96, 900. 007,531.52

546, 682. 65223, 046. 00

122, 272. 504, 810. 00

21, 955, 636.10

48 banks.

$14, 082, 356. 873,147, 500. 00

50, 000. 00125,100. 00928, 513. 77

1, 621, '266.14325, 635. 7959, 962. 67

210, 490. 5048, 882. 029, 877. 62

110,481.16119,307.00

105, 645. 006, 572. 58

587, 499. 08359, 625.00

126,482.504, 800. 00

22, 029,997. 70

48 banks.

$13, 354, 330. 593, 445, 000. 00

50, 000, 00133,600.00

1, 078, 403. 321, 358, 580. 32

174, 266. 0128,127.06

220,088.3147, 405. 8146.289.56

124, 909. 60102,001.47

113,267.006, 755. 47

643,991 41436, 767. 00

131,412.501,175.00

21,3&6, 370.43

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 277: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPOKT OF THE COMPTROLLER OF THE CURRENCY.

ARRANGED BY STATES AND RICSKKVH CITIES.

M A I N E .

279

Liabilities.

Capital stock

Surplus fundTndivided profits

STat'1-bank circulationState-bank circulation

Dividends unpaid

individual deposits . .U. S. depositsDep'tsTJ.S.dis.of&cers

Due to national banksDue to State banks . . .

Sotesrediscounted .-Bills payableDther liabilities

Total

DK(-EMjn.-.'{ 9.

81 banks.

$11,110, 0U0. 00

2, 692, 093. 601, 751, 367.50

3, 399, 393.00

33, 368. 74

13, 002, 443. 0069, 073. 9283,470.87

922, 134. 54217,691.70

69, 415. 83652, 345.05

24, 674.15

34, 027, 471.90

MARCH 6.

83 banks.

$11, 197.000.00

2, 706, 920. 001,576,561.58

3,481,515.50

43, 2(19. 80

12, 873, 408. 791% 9;J6. 8696, 304. 00

547, 044. 21294,414.28

50, 693.88772, 087. 21

37, 537. 30

33, 749, 753. 41

MAY 4 .

83 banks .

$11,202,000.00

2, 709, 306.871,675,388.99

3, 498, 069. 50

61, 539. 46

12, 970, 392. 2081, 392. 4381, 339. 21

718,080.45279, 339. 46

142, 732. 97994, 858. 89118,243.82

34, 532, 684. 25

JULY 32.

83 bonks.

$11,214,195.56

2,712,441.871,456, 860. 98

3, 521, 740. 50

112, 417.98

13,133, 657. 8383, 994. 5079, 386. 81

725, 984.97338, 896. 22

396, 393. 231, 092, 503. 05

40, 307. 20

34,914,780.70

OCTOBER 3.

83 banks .

$11,220,600.00

2, 099, 427. 001,610,528.37

3,754,400.50

76, 936.91

12, 889, 665.4678, 605. 41

105, 878.38

559, 983. 25295, 495.88

350. 399. 08664i 9(50. 56

34, 306, 88.0. 80

NEW HAMPSHIRE

Capital stock

Surplus fundJndivided profits

STat'l-bank circulationState-bank circulation

Dividends unpaid

ndividual deposits..[J. S. depositsDep'ts U .S.dis. officers

Due to national banksDue to State banks. - -

^"otes rediscounted . .Bills pavableDther liabili ties

Total

54 ba-nks.

$6, 300, 000. 00

1,572,916.78902, 247. 27

2,580,310.006, 828. 00

18, 352.52

8, 633, 312. 9098,571.0878, 390. 27

1, 068, 733. 54442,189. 51

102, 641. 0820, 671. 03

21, 825, 203. 98

54 banks .

$6, 430, 000. 00

1, 581, 671. 45784, 784. 32

2, 829, 940. (SO6, 828. 00

19, 383. 50

7,833,717.82.106, 920. 5062,439. 94

490, 560. 20752, 952. 42

152, 003. 33227, 500. 00

21,278,716.48

54 banks.

$6,430, 000.00

1,580,571.45823, 306. 50

2, S07, 275. 006, 828. 00

29, 597.70

7, 642, 477. 2880, 049. 5100, 962. 78

1,032.809.64395; 802.11

183, 458. 72101,181. 64

21,310,383.33

53 banks .

$6, 380, 000, 00

1, 570, 409. 83711,444.61

3, 002, 637. 506, 828. 00

54, 739. 36

7, 963. 414. 03130,611.3150, 800. 79

1,014,018.67367, 297. 79

152, 615. 21212, 790. CO

905. 00

21, 619,112. 70

51 banks.

$6, 130, 000. 00

1, 547, 840. 28708, 829, 08

3, 255, 457. 506, 828. 00

32, 562. 08

7, 930, 099. 28. 99,141.58

78, 615. 70

688, 780. 43349,173. 82

99, 300.1876, 200. 00

100.00

21, 063, 527. 93

VERMONT.

Capital stock

Surplus fundJndivided profits

tf at'1-bank circulationState-bank circulation

Dividends unpaid. . .

ndividual deposits . .J. S. depositsDep'ts IX. S. dis. officers

Due to national banksDue to State banks. . .

Sotesr&diseounted . .frills payableDther liabilities

Total

49 banks .

$7,160, 000. 00

1, 861,175. 001,074,188.09

2, 690, 510.00

9, 070.16

8, 619, 234. 7941, 187.553, 237. 04

592, 458. 90148, 394.73

20, 866. 5410,000.00

22, 230, 322. 86

49 banks .

$7, 060,000. 00

1,855,175.00847, 8-i 0.60

2, 682, 585. 00

11, 318. 45

8,429, 042. 8540, 998. 89

2, 909. 85

518,495. 59112,321.06

46, 423. 61110, 786. 97

21, 717, 897. 93

49 banks.

$7, 060, 000. 00

1, 853, 975. 00989, 839. 67

2, 710, 585. 00

7,148. 53

8, 330, 424. 4540, 087. H)

3, 579. 70

612, 017.35127, 600.41

85,083.1313,5, 295. 00

21,955,626.10

48 banks .

$7, 010, 000.00

1, 826, 200.00778, 433.10

2,758,415.00

59, 655. 68

8, 667, 836.1442, 812. 86

1, 404. 49

433, 780.10156, 380.87

98, 200. 64195, 448.24

1, 400.58

22, 029, 997. 70

48 banks .

$6, 985, 000. 00

1,819,750.00895,491.07

3, 030,100. 00

9, 284.10

7, 956,147. 5042, 184.177, 018. 34

307, 627, 50158,593.67

G8, 924. 08116, 250, 00

21,396,370.43

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 278: Annual Report of the Comptroller of the Currency, Volume 1 1893

280 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS .SINCE SEPTEMBER 30. 1892. ARRANGE!

MASSACHUSETTS.

Resources.DECEMBER 9. | MARCH 6. MAY 4.

213 banks. | 213 banks. 213 banks.

Loans and discounts.Bonds for circulationBonds for deposits. . .TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'lban ks.Due from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Treas .Duefrom U.S. Treas-

-Total 162,677, 062.07

;j 13. 429,16, 733,

100.33,

6, 839,10,241,1, 5G2,

142,3,031,

208,650,941,783,

95,879,

53,4, 121,1, 875,

175,720,

54,

207. 57950.00000. 00300. 00165. 38759.14G50. 87595. 24447. 903(39.16394. 45824. 32010.50216.95303. 00108. 09003.15428. 00000. 00297. 75030. 00

$113,713,16,887,

100,15,

6,546.8, 672,'1, 227,

89,3, 097,

226,633,932,832,104,855,56,

4, 145,1, 886,

175,739,29,

084. 97950. 00000. 00300. 00282. 814H3. 78281.94599. 85330. 96455. 27042. 21551.95702. 27

582. 61511.00583. 64201.70075. 00000. 00582. 75630.00

160, 966, 294. 71

i$113,712,I 17,195,i 100,| 12,I 6,325,i 8,471,I l r 029,j 175,j 3,193,! 203,

268,914,929,

90,800,

52,4, 273,1, 929,

165,766,45,

160, 716,187.02

442. 55450.00000. 00800. 003G0. 48901.13768. 0!)138. 4t3551.13393. 40541. 31315.75572. 93022. 90614.00434.92016. 72989. 00000. 00572. 25699. 00

JULY 12.

214 b a n k s .

OCTOBER 3.

$109, 017,17, 554,

100,200,

6, 501.10,105.

1, 10t>',218,

3, 214,210,297,891,804,155,

1,107,54,

4, 415,2, 228,

16;i,776,

12,

950. 00000. 00300. 00450.32627. 94605.47304.28919.12750. 90721.50729. 72575. 74689. 73195. 00215.81233. 73778. 00000. 00405. 25260.00

159,169, 471. 26

214 banks.

19, 077* 100. 00100,000.0033,200. 00

6,601,913.5411,314,881.22

912, 653. 28117, 261. 71

3, 246, 854. 98269, 232.08292, 089. 88

1, 049,195.18924, 522. 24162,256.45

1, 006, 464. 0066,170.19

4, 520, 952.432,157,719.00

125, 000. 00881,364. 7514, 890. 00

156,158, 850.22~

CITY OP BOSTON.

55 banks.

Loans and discounts. i$150, 644,Bonds for circulation -1 5,9.10,Bonds for deposi ts . . . 2B5,U.S . bonds on hand. . 100,Other stocks and b'ds 5, 697,Due from res've ag'ts 20, 536,Duefromnat ' lbanks . 16,180,Due from State banks 806,

. Ban king house, etc . . 2, 739,Real estate, etc 210,Current expenses 546,Premiums paid 632,Cash items 370,Clear'g-house exch'gsBills of other b a n k s . . 834.Fract ional currency.Specie 11,077,Legal-tender notes . . 5,204,TJ S. cert 's of deposit 645,5 % fund with Treas . 265.Due from TJ. S. Treas 157,

Total.

052. HO000. 00000.00800. 00095. 03331. 09779.20016. 67433. 21231. 99825. 86472.14412, 57835. 09782. 00173. 82782. 41428. 00000. 00947.50000. 00

232, 530, 398. 88

55 b a n k s .

$146, 261,6, 535,

265,100,

5,197,17,712,15, 270,

474,2, 736,

210,1,219,

683,327,

9, 236,586,

17,10, 524,3,483,

455,288,

86,

894. 53000. 00000. 00800. 00284. 02418.65837. 70709. 94990. 31306.27532. 65053. 14234.33845. 08816.00250. 83436. 80404. 00000. 00450. 00150.00

55 b a n k s .

$142. 975,6, 935,

265,100,

5, 219,17, 104,15,416,

786,2, 735,

230,216,604,344.

10, 589.728,

18,6, 857,7, 222,

305,312,167,

348. 30000. 00COO. 00800. 00828.18709. 24859. 56115.78824. 45197. 07114.46287. 39188.231)66. 46692. 00784. 17478. 31102. 00000. 00075. 00684. 00

221, 673, 414. 25 I 219, 226, 054. 60

55 b a n k s .

|$137, 484,411. 807, 595, 000. 00

2C5, 000. 00210,800.00

5, 256, 577. 3915, 704, 303. 7916, 968. (128. 901,135,439.032, 740,125. 04

P.03, 321. 87584, 581.0173.-, 594. 05398, 920. 07

11, 088, 003. 37785, 306. 00

19, 788. 247, 300, 644.885, 398, 907. 00

170, 000. 00326, 925. 00

92, 550. 00

214, 564, 888. 34

55 b a n k s .

!$136, 798, 614. 88i 10, 565, 000.00

265, 000.00115, 000. 00

5,442,157.9618,194,793.4314, 592, 889, 50

684,991.852, 734, 029.49

368, 612. 0930, 083.90

901, 406. 09450,168.43

12, 285, 226. 63911,327.0022, 825. 55

9, 952, 788. 605, 527, 759. 00

880, 000. 00474, COS. 00

59, 600. 00

221, 262, 939. 40

RHODE ISLAND.

Loans and discounts-Bonds for circulation.Bonds for depos i t s . . .U . S. bonds on hand. .Other stocks and b'dsDue from res've ag'tsDue from nat'l banks -Due from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5% fund with Treas.Due from TJ. S .Treas.

Total

59 banks.

$36, 726. 317. 466,492, 250. 00

100,000.0050.00

2,426,619.102, 667, 207.371,200,118.25

45, 923. 80949, 012. 44273.999.14144, 571. 06668, 940.43197, 083. 65617,817.87382, 282. 00

13, 002. 901 046 693. 46

605, £89. 00

283, 426.1042, 482.50

54, 883, 686. 53

59 banks.

$376

2

497, 899.12G56, 750. 00100, 000. 00

50. 00422, 458. 54

2, 598, 368. 66

1

54

853, 218. 2958, 204. 41

969,394.86267, 556. 51119, 698. 23643, 149. 55154, 821. 83450,108.44239, 886. 00

13,983.91031 205 43546, 228. 00

287, 583. 2521,584.85

932, 209. 88

59 banks .

$37, 150, 849.426, 749, 750. 00

100, 000. 0011, 050. 00

2,450,310.942, 397, 901. 421, 220, 628. 87

76, 375. 821, 014,167. 61

202, 922. 89117,362.25676,133. 21145,991.92309, 557. 81302, 074. 00

14, 635. 461 030 034 33

521, 319. 00

9f)g 3)3 7524, 202. 50

54, 817, 581. 20

59 banks.

$357,

231

1

1

809, 738. 33116,750.00100, 000. GO

9, 050. 00503, 948. 65538, 707. 35079, 254.82171, 637. 08017, 334.13200, 083. 9768, 079. 63

641,247.41160, 484. 82273, 243. 78325, 047. 00

14,965.23O5'> 084 90590, 978. 00

310, 438. 7528, 634. 00

55,017,707.85

59 banks .

$34,061,268.347, 721,250.00

100, 000. 0050.00

2, 388, 380. 393,429,881.40

958, 259. 9157, 527. 32

1, 021, 985. 42200, 343.36108,416.26700,157. 32156,980. 73295,011.94254, 871. 0027, 278. 22

1,195,, 466. 80565, 7$0. 00

344, 761.2523, 524.00

53,611,203.66

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 279: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 281

BY STATES AND RESERVE CITIES—Continued.

MASSACHUSETT!

Liabilities.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'tsU.S.dis. officers

Due to national banksDue to State banks -.

Notes rediscounted..Bills payableOther liabilities

Total

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks...

Notes rediscounted..Bills pavableOther liabilities

Total

Capital stock ..«

Surplus fundUndivided profits

Nat'1-bank circulationS tate-bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'tsU.S.dis.ofi&cers

Due to national banksDue to State banks-...

Notes rediscounted..Bills pay ableOther liabilities

Total

DECEMBEIi 9.

213 banks.

$46,165,420.00

15, 529, 645. 675,919,808.01

14, 776,144. 50

95,131. 33

74, 818, 404.8981,262.43

2, 518. 60

4, 085, 386. 29311,661.60

589, 966. 45301,120.45

590. 95

162, 677, 062.07

MARCH 6.

213 banks.

$46,117, 500. 00

15,571,597.716, 450, 532.93

14, 918,819. 50

73, 756. 91

72, 844, 836. 9880, 535. 55

2, 791. 54

2, 619. 471. 75336, 007, 49

524, 369. 491, 420, 074. 86

160, 966, 294. 71

MAY 4.

213 banks .

$45, 917, 500. 00

15, 572, 666. 665, 547, 865.97

15, 208, 339. 50

171, 067. 53

72, 976,727.1078, 920. 29

5, 530.39

3,116, 086.94227, 633.73

470,081.111, 373, 728.62

50, 039.18

160,716,187.02

CITY OF BOSTON.

55 banks .

$53,100, 000. 00

14, 430, 557.745, 438, 387. 55

5,170, 700.00

42, 278. 96

108, 654, 729. 77101, 462. 20126, 840. 30

32, 312, 808. 6313,107,209.85

39, 000. 00423. 88

232, 530, 398.88

55 banks.

$53,100, 000. 00

14,396, 557. 747,1SH, 395.42

5, 712, 810.00

31, 385. 96

97, 794, 035.38173,144. 29

76, 320.73

26,167, 991. 5912, 874,626. 05

160, 010. 713, 623, 050.00

375,086.38

221,673,414.25

RHODE IS

59 banks.

$20, 277, 050. 00

4,698,192.642, 007,152. 08

5, 581, 062.00

79, 711. 09

17, 344, 977. 8622, 895. 4159,193.60

3,071,317.721, 652,134.13

10, 000. 00

80, 000. CO

54, 883, 680. 53

59 banks.

$20, 277, 050. 00

4,810,996.451, 852, 423.12

5,891,307.59

80, 214 44

18,438,061.1536, 397. 9229, 833. 52

1,710,141.341,420, 784. 44

100, 000. 00285, 000. 00

54, 932, 209. 88

55 banks.

$53,100, 000. 00

14, 762,100. 004,902,123.13

6,126, 050. 00

65, 446. 96

98,125, 482. 20182, 780. 5894, 782.16

24, 482, 522. 7913,2oO, 528. 87

31,589.803, 995, 552. 03

127, 006. 08

219, 226, 054. 60

LAND .

59 banks.

$20, 277, 050. 00

4, 822, 567. 051,871,551.89

5, 978, 542. 50

124,113. 39

17, 718, 694. 8861,264.8521, 094.61

1, 874,139.121, 756, 754. 48

10 000.00153, 000. 00148, 808. 43

54,817,581,20

JULY 12.

214 banks.

$46,117, 500.00

15,641,457.666, 019, 892. 57

15, 515, 652. 00

169, 694.26

69,478, 723. 9684,133. 23

1, 809. 00

2,670,011.82402, 440. 87

1,137, 884. 431,810,271.40

120, 000.00

159,169,471. 26

55 banks .

$53,100, 000.00

14, 762,100. 006, 317, 090. 11

6, 590,470. 00

38, 325.46

89, 711, 636. 06168, 867. 2952, 004. 72

26, 049, 615. 9410, 907, 301. 75

5, 000. 005, 485, 381. 031, 377, 095. 98

214, 564, 888.34

59 banks .

$20, 277, 050. 00

5, 090, 833. 431, 508, 029.58

6, 303, 070. 00

141, 075.99

17, 499, 315. 7261, 593. 8313, 086. 09

1, 934, 870. 302, 047,120.87

123, 000. 0018,662.04

55, 017, 707. 85

OCTOBER 3.

214 banks.

$16,117, 500. 00

15, 672, o98. 585,479,755.11

17, 738, 309. 50

565, 999. 49

65, 918, 322. 4798, 752, 60

339.41

2, 059, 514.12248, 652. 53

882, 426. 381,325,819.30

51,060.73

156,158, 850. 22

55 banks.

$53, 350, 000. 00

14, 709, 300. 004,901,520.27

9, 466, 755. 00

523, 804. 34

90, 245, 302.16186, 720. 0783, 466.17

26, 046, 759. 7815, 036, 841. 69

4, 545, 352. 702,167,117. 22

221, 262, 939.40

59 banks .

$20, 277, 050. 00

5,140,129. 031, 620, 283. 05

6, 893,120. 00

130, 788. 67

16, 780,164. 9751, 746. 4039, 337. 00

1,295,815.841, 200,290. 64

164, 978.0617, 500.00

53, 611, 203. 66

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 280: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CCRiTENC

ABSTRACT OV REPORTS SINCE SUPTKIMUEII \>0, 18i>2, ARIIA:

CONNECTICUT.

Resources.

Loans and discountsBondsforcirculation.Bonds for deposits ..U. S. bonds on hand.Other stocks and b'daDue from res've ag'tyDue from nat'lbankaDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g house exch'gsBills of other banks..Fractional currency.Specie .Legal-tender notes ..XJ. S. cert's of deposit5 % fund with TreasDue from TJ. S. Treas.

Total

DECEMBER 9.

84 banks .

$50, 338. 350. 446, 523, 000. 00

250, 000, 0050 200.00

4,943,310.246,031,010.653,162, 270. 56

437, 189. 761,610,189.41

180,202.31299, 665. 21499, 628. 85343,182. 00403,293. 63637, 318. 0024,042.22

2, 628, 201. 48903, 675. 00

290, 637. 0152, 000.00

79,616,966.77

MAKCII 6.

84 banks .

$51,495,792. 256, (583, 000. 00

250, 000. 00100 000. (JO

5,189,866.635, 514, 114. 312, 378, 973.49

304.190.181,618,450.67

182,298.43155, 898. 65457, 792. 71364, 916. 20367, 476. 68463,711.00

25, 006. 852, 625, 099.63

769, 028. 00

29i, ico. 6636, 425. 00

79, 273, 200. 68

MAY 4.

84 banks .

$50, 880, 357. 096, 823, 000. 00

250, OUO. 00

5, 072, 510. 905, 072, 116. 502, 098, 034. 70

329, 059. 611,638,437.61

197,203.43258, 301. 55448, 517. 54361,303.94300. 018. 04523, 336. 00

25, 249. 042 77"?, 269 19

854, 111. 00

278, 260. 0039,460.00

78, 222, 446.14

JULY 12.

84 banks .

$40,909,224.877,040,500.00

250, 000. 0050 000 00

5, 026, 093. 416, 467, 629 312, 592, 938. 59

385, 432.231,606,825.79

265, 276. 3669. 497. 55

430,175. 21413, 413. 06323, 056. 99573,156.00

25, 910. 602 827 476 361, 055, 403. 00

312, 710.0055, 610. 00

76, 750, 329. 33

OCTOBER 3.

84 banks.

$43, 869, 640.197, 845, 500.00

250, 000.0070, 000. 00

5, 044,479.525,289,977.131, 237, 361. 06

282, 581. 811,695,163.64

252,273.59216,988. 60488,970.93365, 274. 52272,384. 79532,711.0024,613.41

2, 896 699. 231,093,548.00

§45, 316. 6614, 892. 00

72,088,375.42

NEW YORK .

Loans and discountsBonds for circulation.Bonds for deposits . .0". S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat ' lbanksDue from State banksBanking bouse, etc.-Ileal estate, etc.Current expensesPremiums paidCash itemsClear'g house ex eh'gsBills of other banks. .Fractional currency.SpecieLegal-tender notes . .XJ. S. cert's of deposit5 % fund with Treas.DuefromTJ. S. Treas.

Total 173,174, 635. 70

266 banks. 266 banks.

$108,430,14,413,

525,450,

10, 339,17,191,

3, 745,1,191,2, 905,1, 555,

714,725,8o4,125,955,49,

5, 224,2,931,

155,634,44,

893. 64700. 00000. 00650. 00115.34581.73594.11664. 26202. 79735. 72043. 44923. 88710. 23861.66099. 00923.10174. 73867. 00000.00339. 33555. 74

$109, 839,14, 528,

525,418,

10, 458,14,712.2, 912,1,051,2, 928,1,605,

449,672,

1, 078,262740.

53,5, 3G0,2, 581,

160,642,

50,

740.19200. 00000. 00150. 00629.82288. 36734. 58(341.93022. 9455)7. 00076.93118.02701. S4297.11971. 00825. 82965. 47

.00000. 00512, 75

64. 09

171,063,024.85

271 banks.

$112,910,287.5114, 7'Jf>, 700. 00

525, 001). 00417, 150.00

10,421,631.0513,251,532.212. 859, 975. 231, 1(33,831.692,935, 195.001, 585, 592. 46

618, 127. 42687, 043. 31967, 837. 56144,581.26903, 624. 00

54, 023. 735,341,068.802, 947, 694. 00

100, 000. 00641,117.50

36, 956. 09

173, 370, 968. 82

273 banks .

$106,763,334.4015, 095, 700. 00

525, 000. 00411, 850. 00

10,245,309.1913, 315,141. 54

3, 046, 072. 591, 104, 265. 832, 937, 209. 701,620,562.72

189, 058. 97579, 10(5.86862, 570. 68109, 692. 55

1,117,940.0051,791. 12

5, 573, 995. 723, 783, 295. 00

140, 000. 00661,462.75

18, 600. 94

108,212,020.56

274 banks.

$99,175, 294. 8617,180, 700.00

525, 000. 00392,450.00

10, 314,277. 3511,645,712.802,106, 153. 11

977, 816.282,962, 959. 071,686, 56C. 83

543, 044-. 53729, 055.47763, 816. 42345, 539. 58882, 237. 00

54, 518. 686,152,153.173, 548, 794. 00

80, 000.00753,322. 70. 6,098.34

160, 826,110.19

NEW YORK CITY.

Loans and discountsBonds for circulationBonds for deposits...U. S.bonds on hand..Other stocks and b'dsDue from res've ag'tsDue fromnat' 1 banksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes - -TJ. S. cert's of deposit5 % fund with Treas -Due fromU. S. Treas.

Total

48 banks .

$323, 790, 794. 967,015,000.001,100, 000. 00

715, 800. 0027, 531, 953. 76

36, 539, 635. 945, 795, 091. 72

11, 410, 726.14990, 988. 02

1,850,741.71580, 255. 70

2,843,610.2969, 831,-089. 87

1,457,205.0041,786.07

65, 775, 020. 9828, 587, 687. 00

2, 520, 000. 00301, 060. 00331,404.56

589, 021, 851. 72

48 banks .

$323,415,104.337,170, 000. 001, 100, 000.00

923.450.0029,460,137.46

28,020,315.564, 312, 667. 93

11, 394, 405. 58992, 493. 98772, 038.17615,306.2(5

2, 795, 513.7585, 931, 622. 711,054,108.00

45, 775. 8761,577, 139.5824,2X2,810.00

8, G55, 000. 00312 650. 00463, 408.19

593, 323, 947. 37

49 banks .

$307, 372, 242. 627, 220, 000.001,100,000.00

721, 850. 0028, 813, 211. 92

30, 571, 378. 645,543,318.80

11, 365, 822. 70717, 280. 03

1,211,479.61547,718.68

2, 929, 291. 6L74, 391, 728. 84

1, 224, 785. 0045, 536. 56

63, 570, 493. 5929,336, 199.00

5, 180, 000.00313. 650. 00582, 224. 64

572, 758, 212. 24

49 banks .

$308, 646, 934. 407, 904, 000. 001,100, 000. 00

129,450.0028,188, 857. 47

27, 647, 998.094, 842,975. 75

11,390,789.57737, 685. 32200, 702. 05431,088.13

2, 790, 857. 8165,493,779.13

1,101, 609. 0045,017.97

55,008,276.3119, 741, 077. 00

1. 970, 000. 00312,870.00353,777.09

538, 037, 745. 09

49 banks .

$281,320,460.4618,148, 500. 00

960,000. ©079, 450. CO

28, 349, 305. 08

23,845,425.113,699,143.22

11,444,322.52756, 548.88

1,360,021.041, .144, 421. 042,742, 847. 46

57,499, 56G. 721, 468, 723. 00

41,034. SO75,703,063. 9031,082, 821. 001,420,000.00

811,112.00-654,882.68

542,531,655.01

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 281: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COJVSTTRQLLFR OF THE CURRENCY. 283

BY STATES AND KKSKKVE CITIES—Continued.

CONNECTICUT.

Liabilities.

Capital stockSurplus fundUndivided profitsNat'1-bank circulationState-bank circulation!

Dividends unpaid

Individual deposi ts . . - jU. S. deposits jDep' ts U.S.dis.onlcersi

Due to national banksiDue to State b a n k s . . .

Notes rediscounted . .Bills payableOther liabilities

Total 79,616,

DECEMBER 9.

84 banks.

$22, 999, 370. 00

7, 611, 635. 653, 219,128.47

5, 756, 505. 004,317.00

25, 664. 01

33, 308, 360.14184, 843. 07

4,105. 98

5, 474, 914. 97876, 798. 65

48, 379. 5995, 000. 00

7, 944. 24

MAKCH 6.

84 banks.

$22, 999, 370. 00

7, 756, 539. 742, 793, 907. 77

5, 860, 290. 00 I4,317.00 |

58,324.47 I

35,498, 244. 64 i185,053.16 I

5,493.58 |

3,131, 519.81 I676, 923.42 j

76,105.44176,100. 0051,011.05

MAY 4.

84 banks .

$22, 999, 370. 00

7, 763, 239.74 '3,110, 389.14

6,025,980.004,317.00

41,299.06

33,775, 577. 37190, 480. 30

6, 666.84

3,149,990.35651, 516. 02

43,108. 83361,100. 0099,411.43

JULY 12.

84 banks.

$22, 999, 370. 00

7, 768, 977. 352,611,257.00

6, 245, 935. 004,317. 00

101, 856. 09

31, 835, 577. 92189,195.52

2, 930.10

3,681,430.55 I610, 647. 60 I

I191,691.80 I492,920.32 I

14, 217. 08 I

OCTOBER 3.

84 banks .

$22, 999, 370.00

7, 775, 477. 35% 936, 519. 85

6, 999, 235. 004, 317. 00

53,574.28

28, 675, 409. 86226, 480. 96

5, 25S. 77

1, 457, 435.23208, 343.48

319, 386.85411, 920. 32

15, 646.47

'9,273,200.68 78,222,446.14 76,750,329.33 | 72,088,375.42

NEW YORK .

Capital stock.

Surplus fundUndivided profitsNat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'ts U.S.dis.officers

Due to national banksDue to State banks...

Notes rediscounted ..Bill s payableOther liabilities

Total.

266 banks.

$33, 344, 060.00

10, 933, 876.268, 846, 778. 01

12, 751,172. 5022, 334.00

54, 262.87

98,675, 096. 81393, 0-10. 22

75, 894. 01.

5, 835, 802, 061,763,889.98

417, 923. 3042, 216. 7118, 288.97

173,174, 635. 70

266 banks.

$33, 294, 060.00

11,337,135.637, 749, 795.16

12, 727, 992. 5022, 334.00

61,809.87

99, 383, 407.08410,936.5148,194.18

3, 505, 279. 681, 256, 219. 39

562,129. 24431, 063. 30272, 668. 31

171,063,024.85

271 banks.

$337604^ 060~ 00~

11,339,283.548, 378, 558. 32

13, 022, 475. 0022, 334.00

76,631.42

98, 260, 570. 00414, 015. 5245,213.18

4, 715, 598. 64 j1,607,522.28 j

1,107, 200. 75550, 445. 76221,069.81

273 banks.

^33, 599, 866. 00

12,445,635.54

274 banks.

$33, 674, 360. 00

11,378,793.447,464,083.47 | 8,153,964.06

13, 293,175. 00 15, 245, 602. 50

22, 334. 00 22, 334. 00

170, 039. 58 44, 214. 43

92,651,484.29 86,523,041.78371,037.36 418,970.82110, 905. 99 67,143. 58

3,777,182.07! 2,495,100.431,142,540.78 679,580.91

2,129, 853. 08 1, 250,490. 59716, 973. 39 646, 939. 99316,909.41 224,913.66

I 168173, 370, 968.82 168, 212, 020. 56 160, 826,110.19

NEW YORK CITY.

Capital stock

Surplus fundUndivided profits

ISTat'1-bank circul ationState-bank circulation

Dividends unpaid

Individual deposits..U. S. depositsDept's U. S. dis. officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payableOther liabilities

Total

48 banks .

$49, 650, 000. 00

40, 547, 592.5217, 952, 257.39

5, 870, 920. 0024, 328. 00

146, 205.16

284,145, 409. 91686, 899. 91302, 209.13

133,221,649.4656,474, 380. 24

589, 021, 851. 72

48 banks.

$49, 650, 000. 00

40,931,964.1417, 355, 338. 59

6, 007, 230. 0024,328. 00

175, 022.45

284, 898, 089. 33685, 893. 40178, 462.02

137, 046, 455. 2756, 371,164.17

593, 323, 947.37

49 banks.

$49, 810, 000. 00

41,272,839.1418, 675, 919.62

6, 079,115. 0024, 328. 00

223, 383. 24

286. 985, 310.15589, 694. 03463,917.01

114, 634, 512. 2553, 849,193. 80

100, 000. 0050, 000. 00

572,758,212.24

49 banks.

$50, 733, 500. 00

41, 493, 774. 6116, 859, 945. 51

6,468,467.5024, 328.00

339, 983. 20

246, 736, 850. 53586, 0H8.17346, 547. 43

106,882,507.9448, 624, 719. 50

18, 941,032.70

538, 037,745.09

49 banks.

$51,250,000.00

41, 533, 247. 4518, 784, 747. 55

15, 818, 057. 5024, 325.00

230, 591. 22

249,606,107.00690, 687. 58100, 216. 41

100,7-51,310.9345,105, 498. 72

18,636,865.59

542,531,655.01

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 282: Annual Report of the Comptroller of the Currency, Volume 1 1893

284 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892, ARRANGED

CITY OF A L B A N Y .

Resources.

Loans and discounts.Bondsfor circulation.Bonds for deposits...XT. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc...Real estate, etcCurrent expenses .Premiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes ..U. S. cert's of deposit5 % fund with Treas.Due from U". S. Treas.

Total

DECEMBER 9.

6 banks .

$8, 61.">, 99.". 55300, 000. 00

50, 000. GO

417,034.001,310,413.581, 478, 076. 23

159,156. 51295, 000.00

1, 400. 00

22, 500. 0053, 279. 3994, 392. 9681,620.001,722.16

886,111.50302, 735. 00

13, 500.00

14, 082, 937.48

MARCH 6.

6 banks.

$8,374,035.95300, 000. 0050, 000. 00

586, 396. 431,021,510.451, 072, 601. 03

154,732.49295, 000. 00

1,400.00

22, 500. 0051, 925. 26

161, 900. 9744,113.002, 606. 40

855, 401. 50313,019.00

12, 630. 00

. . . . . . . . . . . . . .13, 319, 778. 48

MAY 4.

6 banks.

$8, 485, 499.41300, 000. 0050, 000. 00

649, 005. 491,242,720.551,233 300.10

315,352.42295, 000.00

1, 400. 00

21, 500. 0064, 742 33

188, 779. 8574, 003. 001,981.23

676, 037. 00168,124. 00

13, 500. 001, 450. 00

13, 782, 455.38

JULY 12.

6 banks .

$8,328,418.29300, 000. 0050, 000. 00

639, 698. 271,790,430.171, 297, 710. 82

202,072. 18295, 000. 00

2, 603. 07

19, 000. 0039, 903. 3496, 241. 0870, 873. 00

2, 200.13721,561.50312, 857.00

13, 500. 00210. 00

14,182, 278, 85

OCTOBER 3.

6 banks .

$7, 743, 959. 56600, 000. 0050, 000. 00

653, 665. 812, 038, 830.14

807, 803. 03127, 568.14295, 000. 0021,165.83

36, 500. 0029, 038. 55

130, 790. 7864, 577. 00

2, 709. 53715, 243, 35404,111.00

26, 995. 00203.00

13, 748,160. 72

CITY OP BROOKLYN.

Lo.'ins and discountsBonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking house, etc ..Heal estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes...U. S. cert's of deposit.5% f«nd with Treas.Due from IT. S. Treas.

Total

5 banks.$10,831,604.75

542, 000. 00100,000.00

55, 000. 002, 402, (533. 911,694,913.18

66,138. 9365, 885. 91

175, 899. 0014, 559. 7980, 529. 7045,123.78

108, 094.17681, 89;). 13209, 404. 00

10,194. 43991, 111.14903, 650. 00

24, 390. 00

5 banks .

$10, 809, 602. 69542, 000. 00100.000.00

55, 000. 002, 358, 793. 911, 18(>. 570. 06

22,551.8149,718.35

174, 885. 0017, 059. 7935. 622. 0641, 448. 7888, 493. 33

1,140,311.10153, 684. 00

5, 603.19936, 152. 73842, 812. 00

24, 390. 00

19, 003, 031. 82 | 18, 584, 707. 80

5 banks .

$10, 629, 843. 31542, 000. 00100, 000. 0055, 000. 00

2, 075, 055. 561, 943, 453. 68

40, 362. 0059,915.39

174, 8«5. 00139, 559. 7955,107. 7840, 673. 78

- 82,441.23873, 341. 83205, 395. 00

7, 705. 75764, 724. 31787, 437. 00

23, 300. 005,410.00

18, 605, 706.41

5 banks.$9, 528, 801. 57

587, (JOO. 00100, 000. 0055, 000. 00

2,108,014.051, 537, 385. 93

42, 821. 87267, 096. 63174,885.00140, 284. 79

3,808.7738, 030. 0059, 899. '29

1, 163, 453. 96198,142. 00

8, 462. 57686, 799.12863, 298. 00

24, 390. 00

17, 587, 573. 55

5 banks.$9, 149, 755. 34

642, 000. 00100, 000. 0055, 000. 00

2,137, 409.132, 042, 439.19

32, 554. 7454,957.15

174, 885. 00162, 549. 97

33, 007. 2837, 655. 0056, 189.31

1, 033, 668. 50223,136. 00

4, 471. 82799, 383. 02713,495. 00

26,440.00

17, 478, 996.45

NEW JERSEY.

Loans and discounts-Bonds for circulationBonds for deposits ..U. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banksDue from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks \.Fractional currency.SpecieLegal-tender notes ..U, S. cert's of deposit.5% fund with Treas.Due from U. S. Treas.

Total

98 banks .

$53, 299, 539.174, 319, 750. 00

275, 000. ( 051,300.00

7,934,821.177, 907, 422. 452, 386,052. 87

515, 958. 342,541,933.19

360, 971. 33388, 261. 01332, 882. 74

1, 055, 988. 05

361,937.0037, 739. 91

2,556, 477. 462, 369, 870. 00

10, 000. 00187,969.3024, 220. 00

86, 918, 094.05

98 banks .

$52, 8S8, 382. 314, 369, 750. 00

275, 000. 0051, 000. 00

7, 695, 297. 668,100, 203. 072, 023, 968. 7$

408, 792, 712,551,993.95

383, 053. 21242, 815. 96311,962.87

1, 822, 462. 25

377,311.0040, 055.12

2, 595, 775. 0<>2,395,671.00

10,000.00.193,470.2523, 579. 78

86, 700, 550. 98

99 banks .

$54, 550, 825. 974, 382, 250. 00

275, 000. 0051. 000. 00

7, 409, 905.726,851,372.532, 269, 286. 84

398,612.872, 556, 576. 21

381,131.28286, 313. 22300, 536. 87

1, 062, 930. 34

406, 555. 0038,351.68

2, 826, 960.132,440,128.00

io, oca oo189,128. 25

17, 359.7886,704,224.69

99 banks .

$51, 475, 570. 044, 797, 250.00

275, 000. 0021, 000. 00

7, 333, 628. 696, 858,141. 772, 386, 550,17

485, 212. 652, 574, 557. 72

374, 813.18112, 792.93295, 985. 93

1,448,350.51

376, 785. 0037, 568. 90

2,848, 283. 042,583,961.00

10, 000. 00200, 463. 03

17, 310. 00

84, 513, 224. 56

99 banks .

$47,341,415.305,237,250.00

275, 000. 001,000.00

7,762,811.738, 252. 903. 231,707,111.42

397, 054. 272,598,828.94

360, 208.93222,083.17321,022.25712, 360. 69417, 918. 59431,652.0042, 465. 83

3, 229, 653. 652, 490, 670. 00

10, 000. 00229, 200. 03

8, 820. 50

82, 049, 490.53

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 283: Annual Report of the Comptroller of the Currency, Volume 1 1893

i&EPORT OF THE COMPTROLLER OF THE CURRENCY. 2 8 5

BY STATES AND RESERVE CITIES—Continued.

CITY OP ALBANY.

Cities.

Capital stock

SurplusfundUndivided profits

Xat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits..U. S. depositsDejVtsU.S.dis.officers

Due to national banksDue to State banks...

ifotes rediscountedBills payableOther liabilities

Total

DECEMBER 9.

6 banks .

$1, 550, 000. 00

1, 282, 000.00245,117. 82

270, 000. 00

4, 950.19

5, 970, 9G7.5539,845.18

154.82

3, 638, 484. 281, 081, 417. 64

14, 082, 937.48

MARCH 6.

6 banks .

$1, 550,000. 00

1, 285, 000. 00179, 336, 60

263,120. 00

9,763.22

6, 096, 890. 0439, 378. 58

621.42

2, 782, 752. 661, 012, 915. D6

100,000.00

13, 319,778.48

MAY 4 .

6 banks.

$1, 550, 000. 00

1,285,000.00222, 291. 53

259,130. 00

3,206.70

0, 424, 775. 4339, 378.58

821. 42

2, 872, 758. 661, 075, 293. 06

50, 000. 00

13, 782, 455. 38

JULY 12.

6 banks.

$1, 550, 000. 00

1, 290, 000. 00231, 536. 43

268, 900. 00

3,164.69

6, 889, 752. 6539, 390. <J8

609.02

2,731,176.95886, 712, 60

41, 035.53250, 000.00

14,182, 278. 85

OCTOBER 3.

6 banks.

$1, 550, 000.00

1, 295, 000.00220. 778. 42

515, 620. 00

13, 809. 06

6,497, 430. 0449, 394. 91

605. 06

2, 323, 655.541, 031, 867. 66

250, 000. 00

13, 748,160. 72

CITY OP BROOKLYN.

Capital stock

SurplusfundUndivided profits —

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks ..

[Notes rediscounted ..Bills payableOther liabilities

Total

5 banks .

$1, 352, 000. 00

2, 035, 000. 00550, 080. 28

487, 800. 001, 851. 00

995. 83

14, 005, 009. 8443, 805.1980,901.17

241,818.94203, 769.57

19, 003, 031.82

5 banks .

$1, 352, 000.00

2, 082, 000. 00455, 062.86

479,630.001, 851.00

475.40

13, 756, 853.7929, 794. 5271, 009. 70

155, 370. 03200, 660. 50

18, 584, 707. 80

5 banks.

$1, 352, 000.00

2, 082, 000.00529,296,16

486, 300. 001,851.00

319. 40

13,589,793.0931, 305. 8270, 470. 56

265, 549. 32196,815.06

18, 605, 706.41

5 banks.$1, 352, 000. 00

2, 090, 000. 00449,571,44

f)03, 320. 001, 851. 00

11,815.80

12,647,531.1534, 037. 6867, 847. 76

211, 439. 09218,159, 63

17, 587, 573. 55

5 banks.

$1, 352, 000.00

2, 090, 000. 00523, 998. 83

571. 001, 851. 00

4, 463.00

12, 004, 475.0933, 510. 91

70 OJQ QO

182, 227. 40142,120. 32

500, 000. 00

17,478,996.45

NEW JERSEY.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits. •.U. S. depositsDep'tsU.S.dis.ofiicers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payableOther liabilities

Tetal

98 banks .

$14, 568, 350. 00

7, 083,150. 003, 990, 427. 22

3, 825, 367.007,827.00

39, 541. 63

51, 560, 849.80159, 623. 28

77,660.39

4, 290, 399.17684, 961. 55

306, 937.01313, 000. 00

10, 000.00

86,918,094.05

98 banks .

$14,568, 350. 00

7, 243,238. 003, 578,062. 79

3, 849,192. 007, 827. 00

49, 936. 24

52,934,412.30140, 779.3285, 598. 60

3, 330, 272.38569, 741.37

117,140.98276, 000. 00

10, 000. 00

86, 760, 550.98

99 banks.

$14, 588, 350.00

7, 285, 096. 613, 787, 617.30

3, 872, 274. 507, 827. 00

48, 871.11

51,761,098.49166, 892. 0473, 346.03

3,856, 081.66742, 667. 71

229,102.24275, 000. 00

10, 000. 00

86,704, 224. 69

99 banks .

$14, 603, 350. 00

7, 421, 766. 613, 407, 431. 34

4, 224, 669. 501, 827. 00

132,123.78

49, 250, 358.25172, 253.0168, 745.18

3, 771, 541.64535, 720.49

323, 369. 98582, 915. 6211,152.16

84, 513, 224.56

99 banks.

$14,608,350.00

7,447, 266.612, 585, 766. 99

4, 598, 549.507, 827. 00

123, 645. 43

47, 375, 320.49231.021.06

43, 565. 77

2, 920, 597. 4£418, 794.42

128,785.78560, 000. 00

82, 049, 490.53

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 284: Annual Report of the Comptroller of the Currency, Volume 1 1893

2 8 6 REPORT OF THE COMPTROLLER OF THE CURRENCY.

A.BSTRACT OF REPORTS SINCE SEPTEMBER 30, 189*!,

PENNSYLVANIA.

Resources.

Loans and discount s.Bonds for circulationBonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking house, etc..Real estate, etc(Jurrent expenses . . .Premiums paidCash itemsUlear'g houseexch'gsBills of other banks..Fractional currency.Specie.Legal-tender notes ..U. S. cert's of depositH % fund with Treas.Due from U.S. Treas.

Total

DECEMBER 9.

308 banks.

$114,196,767.4912, 505, 550. 00

319, 000. 00156 950.00

16, 520. 645. 3814,805,518.713, 631). 296. 501, 547, 387. 774,396,610.751,291,053.55

559,126.271,117,431.031,113,564.68

1,120, 739. 0078,106. 73

6, 753, 398. 584,178, 840. 00

10,000.00546,102,0636, 923. 29

184, 896, 011. 79

MARCH 6.

313 banks.

$113,528,361.5112,641,550.00

369, 000. 00260, 950. 00

16, 243, 354. 3516, 725, 026. 513,149, 593. 831, 470, 099. 244,409,571.991,357,027.46

706, 877. 921, 0(58, 499. 343,188,033.28

947, 688. 0086,479.16

7,121,480.154, 05(5, 692. 00

10, 000. 00546, 927. 6525, 874. 69

185, 913, 087. 08

MAY 4.

318 banks.

$118,400, 125.02liJ, 761, 050. 00

319, 000. 00286, 950. 00

15, 945, 667. 2515,619,940.452, 990, 934. 491,392,747.564, 482, 894.981,324,646.81

691,661.091, 049, 839. 071,109, 684. 39

1,159, 889. 0086,811.25

7, 803, 862. 494, 5C8, 936. 00

10, 000. 00551, 870. 7540, 728. 69

191,600,240.19

JULY 12.

325 banks.

$114,699,967.0513, 406, 050. 00

319, 000. 00437, 550. 00

16,070,661.7813,656, 111.18

3. 168. 258. 331, 178, 287. 604, 538, 300. 661, 306, 773. 45

277, 868. 08962,441.17

1,088,211.75

1,100, 967. 0093, 277. 66

8, 062, 227. 984, 703, 640. 00

570, 329. 7525, 84/. 29

185, 665, 830. 73

OCTOBER 3.

326 banks.

$106,712,525.3415, £58, 500. 00

319, 000. 0.0351,850.00

15,845,470.3913,174, 270. 442, 094, 069. 76

904, 546.334, 569, 244. 921, 414, 350. 36

758, 746. 901,136, 303.271,067,162.62

102,131.601,217, 778.00

101,282.198, 733, 577.885, 057, 854,00

656, 382.7018, 830.69

179,493,877. 39

Loans and discountsBondsfor circulationBonds for deposits ..TJ S bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'lbanksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. 3. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas

Total

CITY41 banks.

$]00,488, 828. 624,187, 500. 00

250, 000. 00

5, 078, 859. 5410, 276,193. 75

7, 915, 970.571,148, 207.163,585,418.66

337, 904. 36256, 902. 01446, 412. 67

1,038,949.418, 985,164. 96

222, 763.0064, 730. 84

12 168 115 274. 468,152. 00

880, 000.00188, 405.03101,443.04

162, 089, 926.89

OF PHILADELPHIA.41 banks .

$94, 795,174. 694,187,500.00

200, 000. 0050 000.00

4, 532', 013. 9113, 865, 453. 41

6, 839, 585. 661, 033, 568.143, 67i>, 475. 36

377, 149. 09596, 600. 30414,103.05

1,129,525. 157, 900,224.26

243. 487. 0056, 849. 38

10, 030 928. 313, 847, 055. 003, 710, 000. 00

188, 437. 5067, 750. 00

157, 744,880. 21

41 banks.

$964,

411,

7,13,

1,

655, 812. 56187, 500. 00200, 000. 00

645, 459. 84734, 705. 73182, 097. 89400,124.33805,661.00357, 856. 68108, 442. 96450, 580. 44401,652.73

9, 078, 865. 39

114,

271,276.0057,129. 20

740 910 43482, 639. 00

4, 310, 000. 00

162,

187, 707. 5059,915.00

318, 336. 68

41 banks .

$94,515,531.784, 582, 500, 00

200, 000. 00

5, 6li , 453. 399, 562, 684. 966, 766, 280. 591,086,357.103,871,558.34

342, 738. 79306, 677. 46468, 783. 32

1,311,216.8814, 633, 125. 05

249, 762. 0060, 741.11

10 305 "90 144, 143, 425. 002, 700, 000. 00

193, 387. 5055,192. 50

161, 036, 705. 91

4

$90,6,

5,105

3,

1,15,

4,

banks.718, 006. 2*707, 500. 0°200, 000. 0°300 000 0^71M66.52253, 894.22005,027.12769,714.25946, 474. 57337, 361.67789, 32B.92716,253.35177, 946. 37331, 412. 09219, 310. 00

69, 726. 30127 4^0 34242, 830. 00

2, 230, 000.00299, 000. 0017,675.00

160,124,243.96

Loans and discounts.Bonds for circulation.Bonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'lbanks.Due from State banksBanking house,etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency .SpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.

Total

C I T Y O F P I 126 banks.

$40,333,196.261, 780, 000. 00

250, 000. 00150. 00

2,067,571.953,151,428.361, 251, 286. 64

297,419.482, 636, 730.16

907, 556.72178,487. 53166, 444. 62185, 094.75

1, 640, 022. 04282, 476. 00

16,437.673, 703,144. 752,340,583. 00

80, 075.0011,000.00

61, 279,104.93

26 banks.

$38, 780, 254. 601, 780, 000. 00

250, 000. 00

3,770,678.324,279,722.011, 303, 477.47

285, 513. C'82, 660, 648. W

958,401.71207, 586.81151,181. 76176, 044. 30

1,478,421.24182, 995. 00

17, 592. 774, 207, 670. 521, 897, 853. 00

80, 075. 0018, 050. 00

60, 486,165. 85

• T S B U R27 banks.

$41, 561, 952. 062,188, 500. 00

250, 000.00

1, 685,143. 723, 090, 237. 401, 576, 211. 01

301,851.802, 732, 375. 48

923, 675. 63176, 210. 39197, 574. 26201,256.66

2,075,533.11256, 001. 00

17,141.974,178,872.412, 558, 376.00

91,320.0021, 000. 00

64, 083, 232. 90

G-.29 banks.

$39, 924, 226. 272, 588, 500. 00

250, 000. 001, 500. 00

1,473, 970. 422, 673, 827.151, 383, 735.36

327, 512. 872, 801, 350. 81

936, 249.1371, 226. 75

206,319.26247, 843.07

1, 571, 775. 76208, 035.00

16,180. 893, 629, 098. 041, 624, 904. 00

91, 917. 5015,150. 00

60, 043, 320. 28

29 banks. •

$35,966, 478.373,226,500.00

250, 000.005, 500.00

1,392,428.482,474,894.371,408, 429.19

230,383,182, 881, 520.19

940, 069.85252. 874. 25262, 542. 91189, 366.62

2,330, 832.83233, 216. 00

23, 320.114, 012, 840. 841,993,206.00

134, 342.431,245.00

58,209,990.12

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 285: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 287

AND RESERVE CITIES— Continued.

PENNSYLVANIA.

Liabilities.

Capital stock.

Surplus fundJndivided profits—tfat'1-bank circulation»tate-baiik circulation

Dividends unpaid

^dividual deposits..J. S. depositsDep'tsU.S.dis.officors

Due to national banksDue to State banks...

fotesrediscounted . .?ills payable)ther liabilities

PKCEMHEJt 9.

308 banks.

$37, 822, 390. 00

16,657,456.055,101,488.32

10,874,220.00643.00

210, 318. 53

108,154,546.17261,618.77

9, 035. 53

4, 683, 398. 09660, 699. 05

207, 377. 34205, 8S0. 2846, 930. 61

MARCH 6.

313 banks.

$38, 088, 390. CO

17,089,381.81 |4, 919, 372. 34 j

11, 063, 267. 50 |1, 543. 00 j

169,944.47 j

109.859,317.65 I'261,572.46 j

8,238.53 !I

3, 036, 379. 50614, 381.34

295,461.27407, 662. 9698,174. 25

MAY 4.

318 banks.

Total 184,896,011.79 185,913,087.08 191,600,240.19 185,665,830.73

$38, 503, 390. 00

17, 268, 980.165,094,641.24

11,262.855.001, 513. 00

460, 085. 96

113,772,281.83261, 008. 2410, 320. 24

3,403,186.14619,758.85

255, 810. 25588, 576. 3097, 712.98

JULY 12.

325 banks.

$38,918,213.00

17,590,069.874,201,671.76

11,753,150.001, 543. 00

387, 414. 33

105, 935, 847. 86267, 445. 05

7,195. 76

4,167, 646.60683, 295. 22

963, 093. 01690, 533. 0038, 712. 27

OCTOBER 3.

326 banks.

$39,103, 960. 00

17, 586, 355. 865, 533, 923. 50

13.426, 260. 001, 543.00

159, 811.39

99, 037, 665. 94282, 020. 6115,481.48

2,051,747.60576, 571.67

987,188.65639, 551.9291,795. 77

179, 493, 877. 39

Japital stock—

Surplus fund... -.Jndivided profits

sTat'1-bank circulation5tate-bank circulation

Dividends unpaid

individual deposits..7. S. depositsDep'ts u S.dis.offlcers

Due to national banksDue to State banks...

fotea rediscounted ..3ills payablft)ther liabilities

Total

C I T Y (41 banks.

$22, 465, 000.00

14, 066, 303. 082, 396, 689.52

3, 704, 480.00

72, 287.96

94,660,991.37174, 002. 24

18, 271, 060. 045,979,112.68

200, 000. 00

100, 000. 00

162, 088, 926. 89

OF PHIL41 banks.

$22, 765, 000. 00

14,106,303.083,128,611.85

3, 699, 440. 00

41,297.51

90, 303, 722. 3D179, 452. 75

17,714,191.605, 356, 861.03

350 000 00100, 000. 00

157, 744, 880. 21

ADELPHIA.41 banks.

$22, 765, 000. 00

14,281,303.082,239, 532.88

3, 684, 480.00

393, 220.81

95,489,471.35163, 714.40

17,951,864.494, 839, 749. 67

410, 000. 00100, 000. 00

162, 318, 336.68

41 banks.

$22, 765, 000. 00

14,301, 303. 082, 633, 501. 88

3, 907, 510.00

93, 806. 56

89, 042, 094.90182, 353. 53

17, 962, 259.804, 278, 876.16

50, 000. 00335, 000. 00

5,485, 000. 00

161, 036, 705. 91

41 banks.

$22, 765, 000. 00

14,281,303.083, 719, 579.98

6, 011, 390. 00

38, 885.81

84, 688, 009. 64191,115.00

17, 707, 233. 754, 436, 724. 70

125,000.006,160,000.00

160,124,241,96

Capital stock

mrplus fundJndivided profits

*Tat'l-bank circulationitate-bank circulation

Dividends unpaid

ndividual deposits. -J, S. depositsDep'ts XL S.dis.officers

Due to national banks3ue to Stat*> banks...

Totes rediscounted..3ills payableDfcher liabilities

Total

CITY OP PITTSBUR26 banks.

$10, 900, 000. 00

6, 653, 612,191, 578, 504.17

1, 547, 560.00

71, 969.13

33, 675, 222.81182. 700.7677, 826. 39

4, 336, 771. 742,198, 437. 74

56, 500. 00

61,279,104. 93

26 banks.

$10, 900, 000. 00

7,045.612,191, 283, 275. 31

1, 575, 310. 00

59, 874.13

32,622,414.92228, 802.1733,253.19

4,470, 058. 072, 237, 565. 87

30, 000. 00

60, 486,165. 85

27 banks.

$11,100,000. 00

7,1C5, 612.191,369,192.54

1,955,080.00

153, 781. 88

35, 381, 954. 40235,255.9433, 814. 99

4, 423, 923. 762,137,983.64

101, 603. 5625, 000.00

64,083,232.90

Or.

29 banks.

$11,460,000.00

7, 271, 330. 591,176, 801.46

2, 320, 340. 00

150,519.88

31,008,069.40J90, 153.2372, 569. 66

3,578,111.541, 426, 681. 62

1, 328, 742.9060, 000. 00

60, 043, 320.28

29 banks.

$11,640,000.00

7, 287, 550.591,555, 953.09

2, 897, 587. 50

79, 045.88

29, 049, 573.90132, F51.0320_', 006. 25

2,918,014.381,191,432.98

555.974.52185,000.00485, 000.00

58,209,990.12

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 286: Annual Report of the Comptroller of the Currency, Volume 1 1893

288 REPORT OF THE COMPTROLLER OF THE CURRENCY,

ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892, ARRANGED

DELAWARE.

Resources.

Loans and discounts.Bonds for circulationBonds for deposits ..U S bonds on hand .Other stocks and b'dsDue from res've a^'tsDue from lffcit'l banksDue from State banksBanking house, etc..Real estate, etcCurrent expenses . . .Premiums paidCash items -..Clear'g houso exob 'gsBills of other banks .Fractional currency .Le^ral-tender notes ..U. S. cert's of deposit.5 % fund with Treas.Due from U. S.Treas.

Total

DECEMBER 9.

18 banks.

$5, 997, 006.19740, 000.0050, 000.00

509, 800. 37711,519.28211, 677. 4392, 873. 04

322, 839.1851, 915.1347, 707. 8859,864.004.3,113.2733, 378.9338, 412. 004, 68il 90

308 982 86162,341.00

33, 203.4216,500.00

9,435, 820. 88

MARCH 6.

18 banks .

$5, 863, 652. 60740, 000.00

50, 000.0020 000 00

494, 847.12649,013.30140, 792. 7247, 644.10

321, 839.1852, 417. 2925, 684. 8257, 686. 9869, 227.4640,991.5228, 997. 005, 955. 72

3^6 817 14152! 945. 00

32, 650. 002, 050.00

9,123. 211. 95

MAY 4.

18 banks .

$5, 823, 030. 24760, 000. 0050, 000. 00

502,857.12528, 205. 84

" 107, 270. 8257, 946.10

321,830.1853, 180. 2636,415.7457, 561. 9860, 454. 5434,461.4731,191.006, 874. 32

353 874 60142, 546.00

33,100.0013, 000. 00

8,974, 109.21

JULY 12.

18 banks.

$5, 488, 511. 92770, 000. 0050, 000. 00

478, 826. 26673, 673. 06152,112.7485, 422. 26

319,839.1848, 667. 96

9, 973.5655, 236. 9869, 511.1773, 506. 4739, 278. 00C, 143. 09

313 69f» 73155. 616. 00

33, 760.00

8, 823, 778. 38

OCTOBER 3.

18 banks .

$5, 436,125.41926, 000. 0050,000.006 000 00

459, 994. 46738, 344. 47158,404,7466, 742.39

318, 839.1852, 987. 9835. 915. 7068, 690. 0039, 226. 8769,716. 114.2,719.00

6,106. 92415 170 77202, 615. 00

41, 620. 002,170. CO

9,137, 389. 00

MARYLAND.

Loans and discountsBonds for circulation.Bonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremi urns paidCash itemsClear'g_ house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U.S. cert's of deposit.5 % fund with Treas.Due from U. S. Treas.

Total

44 banks .

$10, 077, 269.941,561,000.00

50, 000. 0010, 500.00

1, 599, 250.901, 248, 004.72

410, 058.16107,145.14541, COG. 0340, 514. 2897,H8.26

147, 998. 1460,180.15

44,510.006, 896. 84.

702, 049. 26320, 573. 00

66,411.163, 220. 00

17,094, 305. 98

44 banks.

$10,157, 258.77L56J, UOO. 00

50, 000. 0010, 500. 00

1, 505, 554, 261,202,772.46

371,240.49108, 900.12523, 308.29

51,46:5.1952,227.31

137, 282. 5662, 532.12

48, 680.009, 067. 87

683, 758. 70329, 782. 00

68,133.4311, 070. 00

16, 944, 531. 57

44 banks.

$10, 550, 613.121,561,000.00

50, 000. 0010, 500,00

1, 505, 356. 43974,561.97346, 452. 58

85, 563.12528,147. 96

51, 963.1981,195.42

136, 977. 3155, 787. 65

51,120. 007, 301. 78

675, 062. 99370,978.00

66, 527. 254, 046.18

17,113,154. 95

46 banks .

$10, 575,262. 901, 608, 500. 00

50, 000. 0010, 500. 00-

1,482,432.811, 088, 603. 89

441. 593.4574, 342. 24

531, 558.1852, 463.1932, 570. 26

124,581.0380, 361. 64

52, 764. 009,011.50

659,172. 96411, 832. 00

66. 272. 251, 406.18

17, 353, 228. 48

46 banks.

$10,186,9 0.421, 710, 500. 00

50, UOO. 005, 500. 00

1,470,516.191,215, 004. V7

405, 029. 7154r 775. 21

538, 962,0352,563.1991,463.64

140, 453. f>371, 432. 50

63, 893. 007,984. 74

715,875,77539,341.00

72, 095. 931,160.00

17, 393, 471.23

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'lbanks.Due from State banks.Banking-house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit5 % fund with Treas -Due from U.S. Treas.

Total

CITY22 banks.

$31, 592, 801. 531,300, 000. 00

150, 000. 00

1, 937, 952. 893,787,047.092, 498, 632. 30

396, 038. 251, 341, 231. 39

267, 375. 81232, 045. 88

77,149.3565, 918. 68

1, 739, 426. 48120,703.00

15, 248. 583, 054 514. 521,369 316.00

625, 000. 0057,150. 001,000.00

50, 628, 551. 75

OP BALTIMOR22 banks.

$32, 590, 017. 981, 300, 000. 00

150, 000. 00

1,974.798.851,422,353.671, 691,145. 69

354, 440. 201, 350, 037. 81

265, 952.07126, 310. 3272, 225. 7246,664. 88

1, 454, 496. 87141, 538.0011,124.06

2, 868 168. 95859, 509. 00570, 000. 0058, 500. 0012,150.00

48, 319, 434. 07

22 banks.

$32, 780, 822. 921, 300, 000. 00

150,000. 00

1, 871, 079.352, 438, 256.151, 768,270, 52

449, 865. 371, 365, 942, 45

262, 302. 07194,160.1969, 477. 0969,147.15

1,424,812.65168,381.0012, 574. 87

3 251 231 451,072,787.00

630, 000. 0058, 450. 0017, 420. 00

49, 344, 980. 23

E .22 banks.

$30, 352,144. 761, 300, 000. 00

150, 000. 00

1,727, 607,512,433, 398.872, 285, 020.46

371, 419. 421,386,544.87

260, 084. 0856, 600. 0260, 326. 3786, 522. 49

1, 976, 553. 76156, 398. 00

8, 958. 892 828 466 031,799,861.00

570, 000 0058, 500. 00

3,137. 88

47,871,544.41

22 banks .

$30,202,291.942,020, 000. 00

150, 000. 00

1,655,288.431, 536, 793 581, 683, 476. 91

331,733.041,408,261. .18

283, 304. 44190, 154. 25

89, 513. 8768, 782. 46

2, 485, 977. 69144, 476. 0015, 403, 38

2 940 801 701, 246, 853. 00

680, 000. 0085, 680. 0017, 600. 00

47, 236, 391. 87

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 287: Annual Report of the Comptroller of the Currency, Volume 1 1893

R E P O R T O F T H , <' l * ! P > ! '• > 1 f i \* < » r ' i l ' i : C U R R E N C Y . 2 8 9

Liabilities.

Japital stock

urplus fundJiutrvided profits

rat'1-bank circulationtarte-bank circula tion

)xvidends unpaid. ..

ndiyidual deposits ..J. S.* deposits . . . . . . . .)ep'ts U. S. di s .officers

)ue to national banks)ue to State banks...

fates rediscounted ..Jills payable)thcr liabilities

Total

Japital stock

urplus fundTndivided profits....

fatl-bank circulati onItate-bankcirculation

Mvidends unpaid

individual deposits ..X. S. deposits)0p'tsTL S.dis. officers

)ue to national banks)ue to State banks...

Totes rediscounted ..Jills payable)ther liabilities

Total

Japital stock

rcirplus fundTridivided profits

fat'1-bank circulationItate-bank ciic ulati on

Jividends unpaid

ndividualdeposits...J. S. depositsJfep'tBTJ.S.dis.officers

)ue to national banks)fce to State banks-..

totes rediscounted ..Jills payable)tner liabilities

' Total

1-b.uiks.

$2.11!, 'Jr.") 00

903,u00.47

657,172.50570.50

8, 573.22

4, 738, 203. 4127, 274. 2311, 776.64

466, 459.1662, 913.10

16, 220. 7510,000.00

9, 435, 820.88

44 banks.$3, 596, 700. 00

1,315,120.98516, 065. 87

1, 329, 160. 00

26, 068. 56

9, 688, 737.1940, 000. 00

428,352.7155, 056. 68

63,137.9935, 000.00

17, 094, 305. 98

C I T Y22 banks.

$13,243,260.00

4, 477, 900. 001, 502, 263. 48

1,097,465.004, 790. 00

51, 846.83

24, 826, 269. 31166,109. 87

4, 303, 879.83954,668. 54

98 89

50, 628, 551. 75

l> £ L ii W

•\ma ii '6

1^b.u . \ -> .

- _\ 1 '» <> . 0 0

&17. >")<; 4 ?

hv, ,,o\ ro570. Z\)

11,721.69

4, 640, 077. 4428,430.491.0, 492. 68

318, 707. 6 i6, 888. 01

16,994.46105, 000. GO

2, 277. 07

9,123, 211.95

M AR YL

44 banks .

$3, 611, 700. 00

1, 345, 771. 98424, 353.68

1, 317, 995. 00

18, 658. 60

9,702,681.6140, 000. 00

324, 584 7357, 720. 67

71, 065. 3030, 000. 00

16, 944, 531. 57

A RE

MAI 1.

It b .uki .

$2, jiM, 93") 00

<M7, K(« i"

674, 0">J. 50570. 50

14, 064. 05

4,496,819.09'20, 516. 4917, 067. 73

301,411.0 413,100. 94

39, 291. "1735, 000. 00

" 8,974,109. 21

AND.44 banks.

$3,611,700.00

1,345,771.98520, 455. 84

1, 323, 900. 00

18,877,03

9, 623, 508. 9040, 000. 00

328,182.8463,086.61

142,580.8595, 000. 00

17,113,154.95

OF BALTIMOR22 banks.

$13, 243, 260. 00

4,526,900.001,276,913.40

1,093,130.004, 789.00

60,175. 73

22, 521, 719. 83161,436.12

4,323,019.37928, 090. 62

180, 000. 00

48; 3197434. 07

22 banks.

$13,243,260.00

3, 973, 000. 002,072, 075. 66

1, 108,310.004, 789. 00

47,130. 55

23, 298, 972.82182, 089. 27

4, 032, 995. 92762, 357. 01

165, 000 00455, 000. 00

49, 344, 980. 23

JULY 12.

18 banks.

^J, 133, 985. 00

953, 950. 47216, 657. 35

686, 882. 50567. 50

28, 829. 66

4, 397, 371. 3024,317.6715, 585. 23

290,610.569, 081. 72

25, 939. 3640,000. 00

8, 823, 778. 38~

46 banks .

$3, G92, 029. 00

1,377,050.00374, 711.73

1, 36.1, 920. 00

47,751.95

9, 553, 629. 3740, 000. 00

516, 338. 3854, 200. 82

112, 097. 23219, 500. 00

17,353,228.48

E .

22 banks.

$13,243,260.00

4,505,312.001,056, 970.57

1,108, 900. 004,789.00

211,332.85

22, 787, 256. 89170, 950. 82

3,387,126. 36729, 624.43

195, 960. 89345,000.001 5 000 00

47, 871, 544.41

OCTOIiER 3,

18 banks .

$2,133,035.00

953, 950. 47279, 356.94

822, 992. 50567. 50

6, 977.18

4, 602, 939. f 025,516.4219,188. £8

223, 099. 519,014.70

4, 800. CO55, 000. CO

9, 137, 389. €0

40 banks.

$3, 724, 320. 00

1, 377, 350. 00490, 344. 52

1, 474, 480.00

20,197. 81

9, 602, 618. 3350, 000. 00

441, 727.9776, 393.19

67, 919.1362, 000. CO

120. 28

17,393,471.23

22 banks .

$13, 243, 2C0. 00

4, 505. 312. 601, 4G0, 596.45

1,798,150.004, 789. 00

52, 982. 04

20, 951, 306. £0162,913.79

3, 420, 809. 79815,211.70

190, 000. 00(J95 000 00

47, 236, 391. 87

- 10065 OUR 19

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 288: Annual Report of the Comptroller of the Currency, Volume 1 1893

290 REPORT OF THE COUVTROLLVAl OF Till] CURRENCY.

ABSTRACT OF 1892, ARRANGED

D I S T R I C T OP C O L U M B I A .

Resources.

Loans and discountsBon d H for cireulat i on.Bonds for deposits...IT. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from n at'1 bank aDue from State banksBanking house, etc..Real estate, etcCurrent expenses

Cash itemsClear'g-hou so exck'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ...XT. 3. cert's of deposit5% fund with TreasDue from U. S. Treas

Total

DECEMBER 9.

1 bank.

$700, 585. 08250,0(;0._00

1, 200. 00199. 292. 6048, 313. 6831,052. 78

393. ^o23, 000. GO

7, 750. 479, 000. 00

11,525.01

2, 285. 0047. 14

256 16'' 0018, 010. 00

11, 250. 00

1, 569, 874. 04

MARCH 6.

1 bank.

$055, 352. 07250, 000. 00

3,200.00199, 292. 50139,331. 1719, 962. 65

23, 000. 00

3, 974, 964, 000. 008, 882. 09

5, ©U0. 00107. 11

24° 068 5058, 494. 00

11,250.00

1,621,915.05

MAY 4.

1 bank.

$(U0, 058. 71"250,000.00

1, 200. 00199, 202. 5049, 578. 7824,105. 59

23, 000. 00

6, 842. 024, 000.00

11, 756.1.1

4, 000. CO76.73

298 096 9535,561.00

11, 250. 00

1,558, 750. 54

JULY 12.

1 bank.

$685, 799. 43250, 000. 00

1,200.00199, 292. 50

71, 981. 769, 077. 03

311 7623, COO. 00

155. 88

8, 393. 58

770. 00181.67

237 431 7031,790.00

11, 250. 00

1, 530, 635. 31

OCTOBER 3.

1 bank.

$524,290.04250, 000. 00

1, 200. 00199, 292. 50

79, 305. 9118, 885. 70

23, 000. 00

4,521.33

11,385.79

1, 4.90. 00143. 71

°37 6l)7 h053, 253. 00

11, 250. 00

1, 415, 64,5. 48

Loans and discounts .Bonds for circulationBonds for depos i t s . . .U. S. bonds on h a n d . .Other stocks and b'dsDue from res'vo ag' t3Due from r.at'l banks .Due from State banksBanking; house, etc . .Real estate, etcCurrent expenses . . .Premiums; paidCash itemsClear'g-houseexch'gsBills of other b a n k s . .Fract ional currency.Specie . . . .Legal-ten d e m o t e s . . .U.S. cert 's of deposit5 % fund with. Treas .Due from XL S. Treas .

Total

C I T Y12 b a n k s .

$8,153,131.70650, 000. 00100,000.00266, 600.00755, 895. 99767, 4H8. 53553, 069. 8820,271.78

1, 065, 676. 328, 300. 00

102, 225. 8764, 485. 51

191.107.67188, 073. 78

37, 52.'?. 0011,216.70

1, 575, «33. 30749, 742. 00

27, 000. 002, 3G2. 00

15, 290, 014. 03

OP WA12 b a n k s .

$7,691,356.88650,000.00100, 000. 00261,900.00745, 021. 72

1, 347, 321. 99632,164.26

30, 280. 301, 063, 060. G7

7, 900. i;049. 8_'O. 62

H i ; 552. 9S253, 857. 10218,874.10

51,337.008, 199. 52

1, 835, 255. 30870, 826. 00

10. 000. 0026, 000. 004, 780.00

15, 069, 508. 44

3 H1

$7,

1

1

INGTI banks .

936, 111. 23650, 000. CO100, 000. 00274,7(0.00860,773.83745, 122. 92683, 556. 92

21, 216. 76063. 748. 04

7, 950. 0086, 400. 8259,183.92

182, 723. 89303,371.5423, 885. 00

9, 350. 77896, 677.10833, 995. 00100,000.0027, 000, 001,501.00

15, 867, 364. 74

O N .12 banks .

$7, 316, 524.94705, 400. 00100, 000. 00140, 350. 00805, 573. 37650, 475. 92345, 022. 2517,411.23

1, 061, 821. 547, 800. 00

14, 057. 68109,518.49138, 282. 12156, 420. 1226, 155.00

8, £02. 73i, 518, 656. 50

359, 407. 00190, 000. 0026, 590. 00

I) 672. 00

13, 699, 440.89

12 banks .

$6

1

12

027,825.53905, 400, 00100, 000. 00118,350.00791,241.26453, 079. 07290,145. 67

24, 700. 34061,821.5417,100. 0057, 3*7. 7952, 428. 01

153, 857. 36151, 755. 8338, 'AhQ. 007, 886. 58

398, 848.40965, 029. 00260, 000. 00

38, 489. 504,591.52

921, 323. 40

Loans and discounts.Bonds for circulation.Bonds for deposits...U.S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks . .Fractional currency.Specie.Legal-tender notes . .U.S. cert's of deposit5%fund with Treas.Due from U. S. Treas

Total

36 banks.

$17,493,980.721, 456, 250. 00

711, 000. 003, 350. 00

1,104, 304. 722,221,450.56

932, 225. 29590, 826. 53575, 563. 0033,177. 44

189,721.92188,166. 87353, 291.1838,181.03

118, 510. 0012,412.33

732, 468. 73881,416.00

59,261.256, 113. 74

27,701,677.31

VIRGI36 bank3 .

$17, 220, 336. 811,456,250.00

Q8(), 000. 0028, 350, 00

988, 377. 691, 768, 709. 44

848, 133.87442, 816.11612, 649. 20

33, 300.1589, 082,16

168, 948. 2543K, 842. 26

22, 787.17113,336.0013, 803. 91

731,824.05779,415.00

63, 111. 257,981.33

26, 514, 054. (55

NI A.36 b a n k s .

$17, 248, 421. 831, 456, 2f>(). 00

686, 000. 0028, 350. 00

954, 607. 791, 350, 334. 05

725, 208. 64518,283.10641,862.75

34, 946. 70161,694.24167,973.25297,095.26

33, 614. 50130, 633. 0013,073.11

747, 406. 38983, 783.00

62, 282. 585, 490. 00

26, 247, 310.18

36 b a n k s .

$15,097,911.761, 456, 250.00

6«0, 000. 0028, 350. 00

935,127. 671,349,018.28

672, 231. 33471, 888. 74664, 248. 52

34,296.1118,137.67

145, 625. 75406, 262.12

25, 981. 20166,756.00

15, 052. 34859, 276. 26

1,354,212.00

58, 971. 252,041.33

25, 347, 638. 33

36 b a n k s .

$15,102, 315.101, 594, 250. 00

661, 000. 002, 350. 00

971,362.64864, 296. 42569, 846. 89357,698.40703,138. 52

84, 392. 42116, 760. 69151, 095. 75152, r>-_»2. 27.198, 440. 74114,573.00

13, 635. 60945, 373. 56954, 827.00

64,172.581, 449. 75

23, 573, 507. 33

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 289: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMT'TKOLLKR. •">¥ Tin: CniRENCY. 291

STATES AND RESERVE CITIES—Continued.

D I S T R I C T O F C O L U M B I A .

Liabilities.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid.. -.

Individual deposits..

Dep'ts U. S. dis. officers

Due to national banksDue to Stafa1 ba/nk<i

Notes rediscounted

Other liabilities

Total

IJECEMUER 9.

1 bank.

$252, 000. 00

100, 000. 0078,441.47

197, 800. 00

3, 740. 00

- 926,709.85

11,122. 72

1, 569, 874. 04

MARCH 0.

1 bank.$252, 000. 00

100, 000. 0068, OIL 38

182, 200. 00

4,136. 00

991,355. 58

22,519.8979° 90

MAY 4.

1 bank.

$252, 000. 00

100,000.0081,400.45

179, 750. 00

4, 000. 00

932, 590. 38

9, 003. 71

iT^TsisTosT 1, 558, 750.54

JULY 12.

1 bank.

$252, 000.00

100, 000. 0068, 564. 31

192, 200. 00

5,348.00

889, 146. 83

23, 376.17

1, 530, 635. 31

OCTOBER 3.

1 bank.

#252, 000. 00

100,000.0079, 309. 76

223, 500. 00

4, 272. 00

742,192. 20

14, 2G8. 04103 48

1,415,645.48

CITY OF "WASHINGTON.

Capital stock

Surplus fundUndivided profits

Kat'1-bank circulationStatfi-bankcirculation

Dividends unpaid

Individual deposits..U.S. depositsDep'tsu S dis officers

Due to national banksDue to State banks. .

JSTotes rediscounted - -Bills payable . . . .Other liabilities

Total

12 banks.$2, 575, 000. 00

1,192,000.00341,435.98

524, 675.00

2, 909. 50

10,148,679.54"77,102. 55

336, 048.5852, 1G2. 88

40, 000. 00

15, 290, 014. 03

12 banks .

$2, 575, 000. 00

1, 285, 000. 00186, 356. 20

522, 855.00

3, 390. 50

10, 909, 229. 2685, 654. 69

293, 766.2168, 256. 58

40, 000, 00

15, 969, 508. 44

12 banks .

$2, 575, 000. 00

1,285,000.00275,9cO. 19

512,695.00

2, 603. 00

10, 722, 476. 7389, 914. 56

314, 596. 9854, 098. 28

35, 000. 00

15, 867, 364. 74

12 banks .

$2, 575, 000. 00

1,295, 000. 00189, 071.12

535, 275. 00

8, 051.50

8,514, 860, 8975, 975. 39

321,127.7144, 671. 48

105, 407. 8035, 000. 00

13,699,440.89

12 banks .

$2, 575, 000. 00

1, 305, 000.00235, 568. 88

763, 765.00

4, 608. 00

7, 431, 693.4296,149. 71

316, 928. 6295,979.77

11,630.0085, 000. 00

12, 921.. 323.40

VIRGINIA.

Capital stock36 ban* . 36 banks.

Surplus fundUndivided profitsTtfat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits - -U. S. deposits ;Dep'ts U. S. dis.oflicers j

Due to national banksDue to State banks... i

Notes rediscounted ..Bills payable,Other liabiiities

$ 4 , 6 9 6 , o••(' H) |

2, 431, 900. 0 |919,228.66 j

$4, 696, 300. 00

2, 569, 600.00643, 970. 05

36 banks.36 banks .

$4, 796, 300. 00 $4, 796, 300. 00

2, 569, 600.00 ! 2, 624, 700. 00831.269.75 ' " ~~

1, 288, 085. 00 j 1, 294, 625. 00 j 1, 295, 745.00

1,570.50 j

15,484,332.10 I455, 203. 45 I153,563.10 !

741,793.44940, 778. 85

288,916.21350,000.00

2,491.50 ;

14,780,239.47488, 3(J7.12155, 881). 15

674, 824. 89719, 574.05

272, 733.42215, 000. 00

500.03

1,298,055.00

36 banks .

$4, 7G6, 300.00

2, 624,200. 00684, 860.15

1, 427, 235. 00

1,801.50

14,185, 398. 52437, 4(30. 95 j208,437.00 |

|800,494.14 |449,147. 22 j

314,156. 10357, 500. 00

18,274.50 ji

13, 701, 288. 79387, 670. 50171,947.29

670, 370. 35454, 304.18

550,119.52136, 900.00

16,112. 50

Total 27, 701, 677. 31 i 26, 514, 051. 65 26, 247, 310.18 j 25, 347, 638. 33

2, 744. 50

11,889,504.95361,001.49211,687.50

447,176.13473, 941. 23

284, 944. 43369,911.95

23, 573, 507. 33

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 290: Annual Report of the Comptroller of the Currency, Volume 1 1893

292 REPORT OF THE OOMPTROLLER OF THM CURRENCY.

ABSTRACT OF REPORTS SIXCK SEPTEMBER 30, 18iw,--ARR42?Gffl?

?/BST VIRGINIA.

Resources.

Loans and discountsBonds for circulation.Bonds for deposits.. -U. S. bonds on hand..>tber stocks and b'ds

Due from res've ag'ts3 ue from nat'l banks.Due from State banksBanking house, etc ..R,eal estate, etcJurrent expenses . . .Premiums paidDash itemsUlear'g house exch'gsBills of other banks..Fractional currency.Specie -Legal-tender notes ..U S cert's of deposit5 % fund with Treas.Due from U. S. Treas.

Total ...

DECEMBER 9.

29 banks.

$7,553,166.92816, 250. 00

50, 000. 007, 000. 00

254, 316.16841,61.3.45453, 502. 95155,136. 79334,163. 2231,795.9084, 956.9760,158.5162,125.64

71,910.005, 319. 62

473, 442. 66442, 036.00

85, 379. 752,476. 45

11,734,780.99

MARCH 6.

30 banks.

$7,832,913.08828, 750 0050, 000.00

7, 000. 00313, 642. 06714.117.98402,113.55136, 673. 22336, G50. 9431,795.9039, 746. 0351, 243. 5059, 300. 21

65, 436. 005, 454. 53

459, 705. 36376, 393. 00

35, 091. 604, 262. 95

11,750,349,91

MAY 4.

30 banks.

$8, 045, 718.90853, 750.00

50, 000. 002, 500. 00

314, 877. 01595, 291.14333, 357.19121,436.54340, 091. 93

34, 795. 9068, 238. 0254, 694.5038,144. 87

77, 035.006, 363. 81

497, 984. 71368, 859. 00

37, 037. 255,297.15

11,815,472.92

JULY 12.

30 banks.

$7, 539, 958. 98853, 750. 00

50, 000. 002, 500. 00

309,489. 76395, 273.21259,481.41103, 588.04343, 587.47

34, 795, 9011, 609.9946, 387. 0039, 447.94

78, 209. 006, 309. 43

535, 317. 32448, 799. 00

35, 847.103, 493. 80

11, 097, 845. 35

OCTOBERS.

30 banks.

$6,900,842.90962,500.00

50,000. 002,600.00

319,486.40572,044.78262,850.16

92,822.82357,107.3737,556.9046,003.0354, 966.9240,154.941,330.69 s

94,152.006,887.99

592,983. 60511,384.00

40,756,67•2,702.98

10,949,194.15

Loans and discountsBonds for circulationBonds for deposits...FT S bonds on band3ther stocks and b'dsDue from res've ag'tsDue from nat'l banks.Due from State banksSanking-hou.se, etc. -leal estate, etcCurrent expenses?remiums paid3ash items}lear'g house exch'gs[Jills of other banks..ifractional currency.Specie . . . .uegal-tender notes ..U S cert's of deposit5 % fund withTreas.Due from TJ. S. Treas

Total..

N O

23 banks.$6,176,193.09

769, 000. 00100, 000.00

240, 660.76511,248.92335, 666.59202, 222. 81261,451.02

73, 586. 7471, 908. 7364,165. 6366,452.46

108, 077. 003,182.80

315,195.81298, 839. 00

33, 202. 291, 000. 00

9,632, 053. 65

RTH CAROLINA23 banks.

$6, 378, 728. 92769, 000. 00100, 000.00

• 257,018.06586, 879. 71373, 787. 86162, 596. 12263, 961. 30

81, 905. 5228, 987. 6060,340.6380, 324.16

71, 935. 004, 950. 64

379, 040. 55264,316.00

33, 554. 751, 5C8. 50

9,898, 895. 32

24 banks.$6, 553, 095.37

781,500.00100, 000. 00

206, 466. 08461,330.19220,188.32140, 962. 49303, 997. 7197,815.8555, 209. 3152, 903.1364, 700. 77

65,920. 003, 166.50

409,654.20253, 762. 00

33,184.757,187. 50

9, 810, 994.12

23 banks.

$5,664, 525. 40731, 500. 00100, 000. 00

201, 309. 38401, 725.00190, 842.10102, 036. 65282, 740. 0587, 920.597, 566.48

48,615.6337,572. 21

87,198.005, 375.97

403,401.75257,165. 00

28,767.2577.20

8, 638,338.66

24 banks*$5,740, 271.33

867,600.00100,000.00

216,979.05297,359.59203,946. 95111,524.92307, 862.1699,590.2740, 521.3159,922.1355,313.44-

106,152,008,320.01

373,454.06284,820.00

34,113.75

8,907,750.57

joans and discounts.Jondsforcirculation5onds for deposits . -7. S. bonds on band..3ther stocks and b'ds)ue from resVe ag'ts)uefrom nat'lbanks.)ue from State bankstanking house, etc..Real estate, etcJurrent expensesPremiums paid..3ash itemsJlear'g-house exch'gsSills of other banks..fractional currency.Speciejegal-tender notes ..J. S. cert's of deposit-5 % fund with TreasDue from IT. S. Treas.

Total

S O14 banks.

$5, 456, 762. 61468, 750. 00150, 000. 00

100.00516, 876. 57417, 796.48201, 267. 58276, 357. 99123, 968.1219, 000.2192,164. 4412, 250.0079, 527. 38

68, 006.007,641.80

230, 648. 60394, 435, 00

21, 093. 7510, 313.12

8,546, 949.65

UTH CAROLINA14 banks.

$5, 825, 537. 55474, 750.00150, 000. 00

100.00483,907.67270, 253 17137, 869. 03201,210.82118,792.99

22, 786. 5736,815.2911, 640.0037, 706.46

30,401.007, 858. 64

264, 209. 85237, 846.00

21, 363. 757, 259. 50

8, 340, 308.29

14 banks.

$6,158, 129 87474, 750. 00150, 000. 00

100. 00575, 906. 81

89, 393. 25150, 321. 71121, 979.18118,756.7424, 507. 5781, 930. 5610, 640. 0036,796. 78

33, 492. 008, 304. 95

285, 348.60194, 791.00

21,013.7512, 721.50

8,548, 884.27

14 banks.

$6,227,129.33474, 750. 00150, 000.00

100.00739, 909. 91909,156.19446,625.87174, 310.49116, 213.44

19, 771. 994,018.347, 750. 00

61, 928.17

36,879. 009, 969.25

258,110.70672, 381.00

21,252,95

10,330,256.63

• \

14 banks.$6,054,973.39

474,750.00-150,000.00

100. 00598,323.82156,057. 63132,382:78'181,338.92116,087t 1419,771.9945,185.917, 750.00

84,300. 043,663.00

62,125.005,203.05

263,093.90240,374.00

19,313.251,000.00

8,015,783.82

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 291: Annual Report of the Comptroller of the Currency, Volume 1 1893

OF THE (.'OMPfKOLLKR OF THE CURRENCY. 293

EJTA/OSS AND itniSEUVE CITIES—-Continued.

WEST VIRGINIA.MARCH 6.

30 banks-Liabilities.

DECEMBER 9.

29 banks.

MAY 4.

30 banks .

JULY 12.

30 banks.

OCTOBER 3.

30 batiks.

Capital stock

Surplus fund •.Undivided profits jNat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits...U. S. depositsDep'ts U. S. dis. officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payableOther liabilities

2, 871, 000. 00 | $2, 936, 000, 00 ; $2, 940, 000. 00 j $2, 951, 000.00

661, 990. 91370, 044. 78 |

699, 400. 00

7, 200. 58

6,573,601.2743, 723. 35

1, 276.65

330,218.28106,713. 09

63,606.08

Total j 11,734,780.99

726, 915. 40235, 417, 61

729, 905. 00

11, 676. 58

0, 623, 860.4235, 639. 68

9, 360. 32

231,737.48144,197. 65

65, 639. 77

726. 915.40 .325,844.71 j

759, 672, 88203, 420. 43

757,865.00 j 756,820.00

11, 750, 349. 91

8,107. 08

6, 609, 773. 6136,400.858, 599.15

246, 946. 49 |123,114.81

44, 905. 8211,000.00

43,231.58

5, 875, 236. 7439, 819. 214,532.98

195, 080.19100,420.37

16S, 610. 97

$2, 961, 000.00

764, 672. 83280, 354, 52

863, 015. 00

10, 657. 58

5, 622, 070. 5942, 913. 096, 982, 31

161,739.69ICO, 145.17

10G, 542. 7222, 500. 00

11, 845, 472. 92 | 11, 097, 845. 35 I 10,949,19i. 15

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individualdeposits...U. S. depositsDep'ts tf.S.dis.officers

Due to national banksDue to State banks...

Notes rediscounted -.Bills payableOther liabilities

Total

N O23 banks .

$2, 626,000. 00

738, 065.63464,170. 62

644, 675, 00

260. 00

4, 235, 352. 7954, 831.7240,168.28

257, 593.06129, 364. 48

407, 572.0734, 0G0.00

9, 632, 053. 65

RTH CAROLINA23 banks .

$2, 626, 000.00

760,127. 31358, 060. <>1

641,195. 00

498. 00

4, 588, 572. 9855, 855. 0339,144 97

230, 795.82101, 727. 70

349,446.60141, 471. 70

9, 898, 895. 32

24 banks .

$2, 676, 000. 00

766,127.31438, 567. 28

639, 915. 00

141.00

4, 404, 724. 9254, 268.3340,205. 07

178, 997. 9688, 451. 30

450,701.6572, 894.30

9,810,994.12

23 banks .

$2,470, 000. CO

728, 959. 38328, 393. 56

606, 715. 00

8, 484. 00

3, 554, 470, 2062, 702.1032, 297. 94

143,655.2665, 591. 60

494, 282.78131,688.88

5,100. 00

8, 638, 338. 66

24 banks .

$2, 670, 000. 00

729, 559. 38413, 898. CO

749, 605. 00

512.00

3,232,824.1661, 433. 8038, 5G0. v0

30, BG9.66109, 343.14

78. 257. 58487, o:>7. m199,093.39

8, 907, 750. 57

Capitalstock

Surplus fundUndivided profits

STat'1-bank circulationState-bank circulation

Dividends unpaid

Individualdeposits.. -U#S. depositsDep'ts u. S.dis.officers

Due to national banksDue to State banks...

Notes, rediscounted ..Bills payableOther liabilities......

; Total.

S O14 banks .

$1, 623, 000.00

887, 600.00910, 936. 28

409,165. 00

V, 708. 00

3, 586, 074. 36115,290.2234, 0b7.16

181, 790. 25537, 990.13

166, 310. 2585, 000. 00

8, 546, 949. 65

CJTH CA]14 banks .

$1, 648, 000. 00

834,100. 00780, 289. 22

390, 590. 00

12, 4(56. 50

3, 659, 955.10112,327.3138, 750. 72

93, 384. 65433,180. 01

216, 864. 78120, 400. 00

8,340, 308. 29

ROLINA14 banks .

$1, 748, 000. 00

834,100. 00773, 609. 72

394,610.00

10, 078. 00

3, 630, 890. 28108. 402. 384li 612. 23

233, 714. 45419,572.59

198, 894. 62155, 400. 00

8, 548, 884. 27

14 banks .

$3,748,000.00

840, 600. 00630, 474. 40

412, 255. 00

21, 373. 90

5, 041, 550. 66123, 722.1929, 720.10

142, 352. 65583,413.19

403, 551.14353, 243. 40

10, 330, 256. 63

14 banks.

$1,748,000.00

840, 600. 00690, 127.94

417, 565. 00

11, 902. 50

3, 058, 352. 5G129, 027. 9325, 219. Oi

97, 989.84401, 588. 27

526, 525. 67664, 910. 07

3, 975. 00

8, 615, 783.82

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 292: Annual Report of the Comptroller of the Currency, Volume 1 1893

2 9 4 .REPORT OP THE COMPTROLLER OF THE CURRENCY

ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892, ARRANGED

GEORGIA.

Resources.

Loans and discounts -Bondsforcirculatio a -Bonds for deposits . .TJ". S. bonds on hand..Other stocks and b'dsDue from res' ve ag'ts.Due from nat'l banksDue from State banksBanking house, etc..Eeal estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .TJ.S. cert's of deposit5 % fund with Treas.Due from U. S. Treas.

Total

DECEMBER 9.

32 banks.

$10, 706, 569.161,086,250.00

100, 000. 00

429,266. 43845 222. 38345, 458. 95248, 575. 79434' 983. 70100, 672.95154, 533. 63112,525.36206, 624, 09

191, 524. 0010,109. 61

517, 680.16499,159. 00

47, 058. 5012,622,16

16, 098, 835. 87

MARCH 6.

30 banks.

$9,-953, 531.351,011,250.00

' 100, 000. 00

498, 846. 34408, 562. 63223, 399. 38141,545.07365. 526. 2080, 598. 8164, 930.5094, 722. 36

184,616.92

203, 629. Q09, 479.16

639, 742. 26554, 664. 00

40, 400. 868, 228. 35

MAY 4.

30 banks.

$9, 946, 599.991,011,250,00

100, 000. 00

487, 763.10325,127. 97295.931.11172, 356. 64375, 872. 09

87, 258. 95111, 154. 9097, 775. 36

190, 937. 85

146, 095.008, 770. 77

678, 252. 36414,950.00

42, 503. 7110, 437.15

14, 589, 671.19 | 14, 503,036. 95

JULY 12.

29 banks .

$8, 800, 450. 95973, 750. 00150, 000. 00

461,391.51266, 252. 21193,378.86118,813.56308, 006. 33

86, 736. 4243, 658. 73i>9, 525. 36

108, 850. 29

96, 608. 009, 054.17

549, 541.07320, 255. 00

41,477.7011,625.76

12, 639, 375. 92

{ OCTOBER 3.

27 banks .

$8,018,122.573,005,000.00

100, 000. 00

. . . . .510, 447. 52387, 777.51232, 863.49170,200.59332, 886 9987,343. 2287,258. 6492, 650. 36

119,525.4752, 462.95

178, 566.008,119.24

467,897.15361,404.0039,679.961, 253. 85

12, 248,459.51

FLORIDA.

Loans and discountsBond s for c irculatipn -Bonds for deposits...XT. S. bonds on hand..Other stocks and b'dsDue from res've ag'ts.Due from nat'lbanksDue from State banksBanking house, etc..Real estate, etc..Current expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency -SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.

Total

19 banks.

$4, 561, 122. 70392, 500. 0075, 000. 00

281, 661.93601, 505. 37426,730.71153, 699. 93196,716.1360, 414. 0672, 339.5357,580.1280, 029.64

138, 214. 003,211.99

191, 080.44245, 823. 00

16, 930. 001, 670. 00

7, 556, 229. 55

20 banks .

$4, 751, 633.23417, 500.00

75, 000.00

335, 247.25843,437. 02557, 676. 50222, 956. 66221,643.15

75, 481. 0652. 371. 2360, 280,12

107, 005. 08

173, 033. 003, 512. 98

207, 049. 92353,152. 00

1.7,662. 501,559.50

8,476, 202.20

19 banks . 18 banks .

$4, 976, 591.59417,500.00

75, 000. 00

362, 027.14962, 448. 28603, 687.29189, 203.31235, 756.4474, 732. 0670, 735, 8358,180.1293, 097. 61

163, 467.002, 821.28

220, 139.70329, 395. 00

16, 747. 00

8, 851, 529. 65

$4, 527, 054. 93405, 000. 0075, 000. 00

403, 160. 54606,128.28348, 563.27124, 710. 57222, 570. 44

78, 438. 4435, 064.4251,184.1066, 546. 63

106, 676. 003,145. 06

267, 364. 87303, 352. 00

17,445.002, 447. 50

7,643, 852.10

17 banks .

$3, 501,085.14367, 500. 0075,000.00

390,233. 87354,090. ,84192, 612. 29

74, 834. 92213, 495. 71

68,728.8162,628.2946, 934.1029, 800.8930, 674. 24

106,675. 003, 228. 07

253,297. 25311, 466. 00

16, 537. 501,057.50

6,099,880.42

AL ABAMA.

Loans and discounts.Bonds for circulationBonds for deposits . -TJ. S. bonds on hand. -Other stocks and b'dsDuefromres'veag'ts.Due from nat' I banksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cort's ofcleposit.5 % fun d w ith T reas.Due from U. S. Treas.

Total

29 banks .

$7,410,624.631, 152, 000.00

100, 000.00

1,160,315. 88630, 410.08620, 029. 35238, 454. 94451,233.34132, 290.40147, 263. 53138, 424.7956,531.2520, 466. 37

134, 352. 004,094.62

604 098 31387, 756. 00

51, 340. 009, 484.79

13, 349,170. 28

30 banks.

$7, 631,400. 321,171,500.00

100, 000. 003, 000. 00

1,290,291.90443, 928.10769 260. 61246, 214.67445, 741. 49143, 838. 89

73, 183. 78131. 262. 0272. 494. 5349, 306. 31

105,991.005,160. 67

569 324. 71290, 471. 00

51. 087. 508, 600. 00

13, 602. 718. 40

29 banks .

$7, 724, 166.181,133, 500. 00

100, 000. 00

1,246,090.10412,226.33678. 487.04223, 473. 85444,051.57173, 926.61111, 969. 28124, 422. 9248, 966. 5038, 723. 30

115,876.006,659. 32

596 884 45308, 950,00

47, 907. 5010, 720. 00

13, 547, 000.95

29 banks .

$7, 618, 317. 711,133, 500. 00

100, 000.00

1,249,123.56415,535.42302, 354,11147, 487.16448, 856. 43180, 707. 8845, 653.49

117, 438. 5451,906.1419, 523. 7466, 576. 004, 913.18

540 506 68292,556.00

46, 920. 501,200.00

12, 783, 076. 54

28 banks.

$6, 067, 790.151,083,500.00

50,000.00

1, 068,029. 07300, 884.54182,413.56

92, 052. 0f$361, 877. 52183,123. 28

78, 797. 85109, 313. 5425,476.2754, 887. 5292,028. 00

5, 418. 67

283, 021.00

40, 460 603,050.08

10, 577, 979. 48

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 293: Annual Report of the Comptroller of the Currency, Volume 1 1893

295

Liabilitied.

Capital stock

Surplus fundUndivided profits

Nat'l-bank ciroul.uion

Dividends unpaid

Individual deposits ..TJ. S. depositsDep'tsU.S.dia.officers

Due to national banksDue to State banks...

$Totes rediscounted ..Bills payableOther liabilities

Total

Capital stock

Surplus fundUndivided profits

HTat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits..U. S. depositsDep'ts TJ. S.dis.officers

Due to national banksDue to State banks...

Kotes redisconnted ..Bills payableOther liabilities

Total

Capital stock

Surplus fundUndivided profits

!N~at'l-ban k circul ati onState-bank circulation

Dividends unpaid

Individual deposits...U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payable..Other liabilities,

Total

i - v / - i: O I L :

$i, "11, ('0. .<>''<

1.1 ::. oio <>9'J, 55:', 04

050, 725. 00

4, 618. 50

6, 742, 230.1624, 700. 4252, 959. 59

492, 319. 80325,247.59

647,463.83172, 000. 00

16, 098, 835. 87

19 banks .

$1,400,000.00

264, 850. 00276, 502. 80

334, 670.00

1,376. 00

4, 542, 736. 6155, 859. 8519, 978.18

243,122. 34194,732. 48

167,401.2955, 000.00

7, 556, 229. 55

29 banks .

$3, 919, 000. 00

982, 267. 73707,774.11

1, 031, 897. 00

5, 739. 60

5, 570, 612. 59GS, 552. 2113,917.40

294.638.16168,' 350. 27

527.921.2160, 500. 00

13, 349,170. 28

GEORGIA.

i i "' '">7 C '7 7 : . v ''!. 9 1

MW. :,o.\ t o

3, 849. CO

6, 011.5R7. 542L800.045l! 937. 21

25a, 838. 07342, 555. 58

627, 405. 83237, 000, 0012,031 50

14, 589, 671.19

PL ORI

20 banks.

$1, 460, 600. 00

293, 700. 00256, 285. 69

365,130. 00

1, 679. 00

5.473,147. 3449, 218. 7416,148. 90

251, 064. 57214, 893.97

66, 833. 9927, 500.00

8, 476, 202.20

M' Y 4.

30 L.iuky.

^\19M>i*0. 00

:, 17 1 7.--.0LS'U,MH>. 71

hot. 015. 00

3, 007. 00

5,930,930.16.17, 572. 2562, 026. 25

440,709.32188, 186. 05

560, 930. 57202,000.00

14, 503, 036. 95

D A .

19 banks .

$1, 480, 400. 00

273. 200.00290, 759.10

365, 570.00

2,091.00

5, 789, 992. 7824, 446. 2251, 040. 63

274, 331. 58196,177.04

86, 521.3017,000.00

8, 851, 529. 65

ALABAMA.

30 banks .

$3, 994, 000.00

1, 016. 793. 96601, 970. 79

1,043,897.50

16,605.40

0, 068, 268. 7864,368.967, 236. 09

248,914.4094, 239. 50

358, 645. 7587, 777. 27

13, 602, 718. 40

29 banks.

$3, 844, 000. 00

1, 017, 793, 96706,129. 57

992,447. 50

7, 383. 40

6,043,9;>1.5480,874.79

7,107.12

192, 902.7866, 532. 86

489, 0! 9,4993, 360. 005, 367. 94

13, 547, 000. 95

JULY 12.

29 banks.

$4, 091, 000. 00

1, 095, 448.12676, 708. 20

841,735.00

23, 4m. 50

4, 555, 995. 0160, .'{24. 0461,951.66

171,125.29144,019.82

6S7, 229. 48209, 854. 9114, 518. 89

12, 639, 375. 92

18 banks .

$1,450,000.00

287, 200. 00243, 391. 88

355, 240. 00

3, 950. 00

4, 617, 747. 5936, 878. 3938, 752. 02

193,048.10192, 768. 56

129, 875. 5695, 000.00

7, 643, 852.10

29 banks .

$3, 844, 000. 00

1, 021, 457. 30563, 504.41

1, 017, 747. 50

47, 268.40

5, 053, 800. 3382, 688. 907, 295.85

389, 703 3050, 664. 88

588, 750. 93318,194. 74

12, 783, 076. 54

OCTOBER 3.

27 banks .

$3, 766, 000. 00

1,090,653.12752, 411. 37

879, 985. 00

3,165. 00

4,182, 989. 9853,071.4562, 964. 68

87, 469. 38139, Oil. 44

791, 489. 75425,711.34

13, 507. 00

12,248,459.51

17 banks .

$1,300,000.00

288,411.00266, 663. 31

324, 560. 00

2, 505. 00

3, 217, 392. 8729, 690. 0946, 667.44

150, 097. 6792,216.44

190, 677.10191, 000. 00

6, 0S9, 880.42

28 banks .

$3, 594, 000. 00

822,457. 50575, 905. 29

975, 147. 50

25, 449. 40

3, 350,197. 0433. 375. 3316, 624. 68

101,332.3483, 834. 38

542,981.15410, 624. 8740, 050.00

10, 577, 979.48

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 294: Annual Report of the Comptroller of the Currency, Volume 1 1893

296 REPORT OF THE BIPTROI.LKI? OF THE CURRENCY,

ABSTUAOT OF Kr: FORTH sixer: »SI-:PTKAIDIS.U OO, 18;*~, ARRANGED

M I S S I S S I P P I ,

\ DECEMBER 9.Resources. |

| 13 banks.

MARCH 6.

13 banks.

MAY 4,

13 banks.

Loans and discounts.Bonds for circulationBonds for deposits. .U. S. bonds on hand .Other stocks and bYlsDue from res've ae;'tsDue from nat1] banksDue from State bannsBanking house, etc..Real estate, etcCurrent expensesPremiums paidGash itemsClear'g-houseexch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes ..TJ S cert's of deposit5 % fund with Treas.Due from TJ. S. Treas.

Total...

$3, 088, 038. .10353, 750. 00

258.113.58213,230.38

74, 009. 07123,911.91112,669.3466, 557. 9448,410.3232, 817. 2020,195. 82

14, 094. 002,112.91

93 C°5 90208, 030. 00

15, 874. 331,100.00

4, 706, 547. 40

$2,890,763.81353, 750. 00

40, 000. 00201,995. 33225, 442. 36

1)4, 99(5. 9736, 105. 38

112,1 "4. 6674, 364. 2923, 941. 9327, 404. 3718, 402. 09

13,491.002. 265. 01

171 459 95180* 019. 00

15,450.522, 00b'. 80

4,486,156. 47

$2, 722, 479. 40353, 750. 00

40, 000. 00178, 651. CO356,394.76115,395.6142,637 90

113,020.1782, 220, 5329. 643. 6727,404.3716, 456. 58

15, 593. 003. , 95. 52

156 617 19142, 412. 00

1*5,510.2217, 200. 00

4, 229, 281. 52

$2,47S),(i60.94353, 750. 00

166.917.00141,861.5245,849.1037,115.56

113,109.4279, 784. 5334,523.4920, 564. 3711, 428. 90

12, 973. 003,819.54

169,541.45169,140.00

15, 919. 502, 500. 00

3, 838, 462. 32

$2, 357, 725. 26338, 750. 00

177, 686 59168, 853. 8560. 990. 8016, 580. 97

108,507.9179, CIS. 0330, 255. 2320, 150.0023, 588. 05

10, 025. 004, 536. 53

165, 720. (JO

13, 602. 203, 000. 00

3, 716, 613. 55

LOUISIANA.

Loans and discountsBonds for circulationBonds for deposit 3 ..TJ S. bonds on hand..Other stocks andb dsDue from res've ag' ts.Due from nat'lbanks.Due from State ban ksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.

Legal-tender notes ..TJ S cert's of deposit5 % fund with Treas.Due from TJ. S. Treas.

Total....

11 banks.$2, 344, 473.79

252, 500. 00

50. 569.24373, 854. 6054,143. 5814, 918. 69,44, 474. 00

4, 700. 0033, 872. 7815, 325. 6356, 786, 73

13,150. 00649.48

168 085 3071, 976. 00

31, 362. 50

3, 510, 842.52

11 banks.

$2, 452, 059. 50252, 500. 00

25, 982. 83373, 777. 67

69, 5*9. 4721, 349. 9244,658.4017,692.2620, 4F4.111.5, 435. 0024, 742.17

42, 240. 001, 485. 68

227 719 3597, 064. 00

11,362.50

3, 696; 142. 86

11 banks .

$2, 474-, 908. 31252, 500. 00

35, 680. 54366, 742. 97

61, 913. SO9, 634. 53

44, 846. 8421, 610. 5732, 722. 5513. 435. 0024, 650. 88

34, 760. 001,679.18

207 954 55101, 928. 00

11, 362. 50

3, 698, 310.22

11 banks.

$2, 439, 949.91252, 500. 00

43, 566. 79106.130. 6139,211.19

4, 956. 5544,737. 1121, 720. 334,671.35

11,810.0014,964.76

32, 400. 002, 924. 85

203 108 5590, 473. 00

11, 362. 50900. 00

3, 330, 387. 50

11 banks.

$2, 350,160. 97252, 500. 00

48, 666. 79156. 771. 21

14, 608.4410, 257. 0544, 777.6121, 778. 8318, 730.1311, 085. 0027,960.47

16, 965. 001, 809. 69

133 797 8558 535! 00

11, 362. 50

3,180, 366. 54

CITY OF NEW ORLEANS.

Loans and discounts.Bonds for circulationBonds for deposits...TJ S bonds on hand..Other stocks and b'dsDue from res veag'ts.Due from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . -TJ S cert's of deoosit5 % fund with Treas.Due fromTJ. S. Treas

Total

10 banks .

$16. 267, 819. 80950, 000. 00

201, 900. 003, 593, 810. 381, 401, 827. 09

514,681.70678. 984. 58570, 397. 9432,003.13

221, 017. 75146, 801. 00

8,244.981, 810, 789 83

93, 042. 0011, 891. 43

1, 742, 567. 651,106, 820. 00

42, 750. 00

29, 395, 355. 32

10 banks.

$15,830,184.24950, 000. 00

208, 600. 003, 096,130. 543,337,469.23

347, 713. 85002,122.21582,220. 64

31, 288.1390,469.16

127, 094.2526. 050.18

2,186,245.7690, 399. 00

9, 739. 422, 037,717.103,717,467.00

42, 750. 004, 200. CO

29,317,600.71

10 banks.

$14, 860, 894.12950, 001). 00

206,800.003,066, 034. 751,149,168.11

325, 505. 83480,180. 95597, 820. 58

31,288.13170,131.09326,267.75

10, 949. 071, 554, 223. 42

77, 407. 006, 716. 24

2, 000, 071. 401, 828, 471. 00

42, 750. 00

27, 484, 679. 44

9 banks .

$13,938,133.08900, 000. 00

201 500.002, 705. 284. 043,061,371,81

290, 705. 01192, 509. 38609, 980. 92

50, 913. 0316, 820.1892, 500.0032, 503. 84

799, 288. 6983,715.0010, 615. 49

1 732 550 021, 363, 326. 00

40, 500. 002,740.00

24,125. 017. 09

9 banks .

$14,240, 554.38900, 000.00

2, 619, 316. 23537, 986. 76256, 846. 98298, 548.99634, 258. 06

64, 365. 06134,110. 80

75, 062. 50456, 215. 50940, 334.79

48, 385. 0010, 089. 23

1 179 603 91816, 554. 00

40, 500. 00

23, 252, 731. 49

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 295: Annual Report of the Comptroller of the Currency, Volume 1 1893

OF THE COMPTROLLER OF THE CURRENCY. 297

BY STATES AND RESERVE CITIES—Continued.

MISSISSIPPI.

Liabilities.

Capital stock

Surplus fund[Fndivided profits

STat'1-bank circulationStated-bank circulation

Dividends unpaid

[ndividtial deposits..U. S depositsDep'tsU. S. dis.officers

Due to national banksDue .to State banks ..

tfotesrediscounted ..BilIs payableOther liabilities

Total

DECEMBER 9.

13 banks .

$1,165, 000.00

428, 707. 58199, 948. 67

316, 950. 00

5, 095.00

2, 014,125. 43

163, 772. 7814, 449.11

297, 998. 83100, 500.00

4,706, 547.40

MARCH 6.

13 banks .

$1, 115,000.00

450, 732. 58128, 303. 38

312, 770.00

660. 00

2,160, 960.73

107, 884.4922, 025. 22

79, 320. 0770, 500. 0029, 000.00

4,486,156. 47

MAY 4.

33 banks.

$1, 115,000.00

450, 732, 5£147, 56S. 34

314, 350. 00

9, 320. 00

1,908,540.56

77,031.0917,189.88

78,542.17102,000 00

4, 229, 281. 52

JULY 12.

13 banks .

$1,115,000.00

460, 502. 5893, 072. 23

317,600.00

10,143. 00

1,402,808.76

36, 44(5.498, 703. 89

181,402.90152, 000. 00

752.37

3, 838,462. 32

OCTOBER 3.

12 banks .

$1, 055, 000. 00

456, 750. 00100,853.75

304, 850. 00

4, 941, 00

1,221,100.43

20, 207. 4411,044.80

302, 858. 53224, 212.60

2, 762.00

3,716, 613. 55

Capital stock

Surplus fundUndivided profits

NTat'1-bank circulationState-bank ci r culatio n

Dividends unpaid

Individual deposits...CT. S. depositsDep't8U.S.dis.ofncers

Due to national banksIJue to State banks...

tfotes rediscounted ..Bills payableOther liabilities

Total

11 banks.

$810, 000. 00

238, 752. 42196, 504. 93

225, 400.00

544. 00

1,823, 541.98

81, 076.631,578.19

89,944.3743, 500. 00

3, 510, 842. 52

LOUISI11 banks .

$810, 000.00

260, 600.92162, 208.15

220,420.00

2,189. 33

2, 072, 330. 36

65, 404. 746, 601. 23

30, 388. 1366,000.00

3, 696,142. 86

ANA.11 banks .

$810, 000.00

260, GOO. 92205, C98. 08

221,920.00

1, 236. 66

2, 059, 260.94

30,156. 333, 398. 77

34, 737. 9269; 000. 00

3, 696, 310., 22

11 banks .

$810, 000. 00

289, 943. 72148,602.96

224, 250. 00

13, 764. 00

1,647,932.07

13, 941.151, 040. 98

73, 252. 62107, 000. 00

3, 330, 387.50

.11 banks .

$810,000.00

289, 943. 72166, 978. 88

226, 350. 00

f>, 357,33

1, 248, 276. 64

19,739.22613. 81

186, 576. 94226, 500. 00

3,180, 366. 54

Oapital stock

Surplus fundDndivided profits....

Sat'l-bank circulationSta t6-bcink cir c ulation

Dividends unpaid

Individual deposits. -.U. S. depositsDep'tstT.S.dis. officers

Dae. to national banksDue to State banks...

tfotesTedisconnted ..Bills payableOther liabilities

Total

CITY OP NEW10 banks .

$3, 625, 000. 00

1,909,167.96832, 439.49

841, 242, 00

14, 667.19

18, 274, 701.54

1, 215, 961. 031,396,302.04

580, 874. 07705,000. CO

29,395, 355. 32

10 banks.

$3, 625,000.00

2, 088, 985. 81503,477.62

837,192. 50

17, 414. 82

18, 784, 007. 48

1, 638,197. 551,421, 755. 78

182,607.46170, 000.0049,167. 69

29, 317, 806. 71

ORLE A10 banks .

$3,625, 000. 00

2,088, 985. 81710, 498. 50

836, 692. 50

12, 535. 82

17, 509, 329. 62

1, 225, 863. 511,329,841.50

120,932.1825, 000. 00

27,484,679.44

.NS.9 banks .

$3,125,000.00

2, 200, 000. 00333, 329.22

798, 392. 50

53,816.82

14, 682, 795. 28

664, 272. 201,151,184.05

428, 451. 72550, 465.40131, 309. 90

24,125, 017.09

9 banks.

$3,125, 000. 00

2, 206, 000. 00506,182. 54

807, 892. 50

26, 730. 07

12, 301, 072. 01

829, 502. 461,138, 012.90

897, C78.14840, 000. 00574, 954. 87

23, 252, 731.49

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 296: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OP THE CURRENCY.

ABSTRACT OF REPORTS SIXCE SEPTEMBER 30, 1302,

TEXAS.

Resources.

Loans and discounts -Bonds for circulationBonds for deposits .-TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsD ue from nat'l bank s.Due from State-banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes...TJ. S. cert's of deposit.5 % fund with Troas.Due from TJ. S. Treas

Total

DECEMBER 9. | MAKCH C.

223 banks, j 223 banks.

$52,381,323.09 !5,266, 850.00

398, 000. 00

1,841,417.375, 887, 252. 354, 359, 966. 231,135, 605.102, 426, 877. 67

654, 843. 68760, 961. 36587, 820. 89334, 939. 99194, 528.64

1,089, 527. 0021, 014.51

2, 980, 735. 734, 202, 369. 00

233,961.507, 871.11

84, 705, 865. 22

$49,808,010.035, 296, 900. 00

368, 000. 0010, 000.00

1,755, 137.076, 714, 968. 384. 971, 333. 68i; 047, 895. 992,420.245.801,032,138.45

434.032. 70504, 246. 92342, 237. 27218,911.05

1,137,077.0026, 328. 36

3, 654, 643. 554, 268,044. 00

230, 295. 0019, 302.61

84, 260, 407.86

MAY 4.

227 banks .

$51,876,432.855, 334, 400. 00

308, uOO. 0047, 500. 00

2, 036, 590.815,126, 370.164, 335, 838. 201, 038, 806. 352,441,104.57

838, 923. 93728,518.20490, 806. 77273,618.32180,699.04737, 237. 00

30, 985. 223, 427, 65 L 823, 231, 402, 00

230,438. 0025, 069. 00

82, 800, 892. 24

JULY 12.

228 banks.

$49. 801, 727. 495, 315, 600. 00

318, 000. 0015, 000. 00

2,108, 264. 853, 273, 789.462, 867, 362. 96

738, 850. 692,427, 923.05

865,813.89224,791.06406, 775. 11279,185.37

95, 308. 04599, 840. 0036, 088. 03

3. 614, 613. 76% 824, 3o4. 00

228, 438. 097, 617. 40

76, 049, 943.16

OCTOISEIt 3.

222 banks.

$44, 827 998.405.180 600. 00

' 268, 000.00100, 000. 00

1,743,944.682, 264, 867.922, 045, 993.13

795, 974.792, 365, 655.23

633, 672.40483, 522.20388, 019. 67311,495. 07172, 386. 20639, 715. 0028,790.33

3, 498, 977. 2G2, 564, 734. 00*

224, 666.56-6, 243. 00

68,545,255.78

Loans and discounts.Bonds for circulation.Bonds for deposi t s . . .TJ. S. bonds on h a n d . .Other stocks and b'dsDue from res 've ag ' tsDue from na t ' l banks .Due from State banksBanking house, etc . . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other b a n k s . .Fractional currency.SpecieLegal-tender notes . .TJ. S. cert 's of deposit.5 % fund with Treas .Due from U. S. Treas .

Total

10 banks.$3, 749, 957. 94

310, 000. 0075, 000.00

100.0091, 887. 80

150, 596. 93109, 822. 5476, 474.1267,604.2471, 083. 9640, 983. 2643, 966. 5061,731.27

29,144. 003,172.62

128, 500. 70124, 791. 00

13, 950. 00900. 00

5,147, 666. 88

ARK AN9 banks.

$2,771,350.41250, 000. 00

68, 524.23227,816.83106, 8G8. 6636,119. U50, 266. 8649,141. 9220, 465. 6122, 193. 2577, 553. 84

33, 788. 001,023.07

158,671.45131,927.00

10,150. 00

4, 015, 860. 27

B AS.9 banks.

$2,723, 659. 73250, 000. 00

62, 867. 31227, 028. 74153, 297.1761,179.3850, 215. 3103, 305. 0433, 760. 6421, 693. 2558, 437.16

38, 616. 001, 994.15

213, 453. 00133, 713. 00

10, 450.00

4,103, 669. 88

9 banks.

$2, 529, 895.93250, 000. 00

61,105. 57244,661.4360,381.3144,831.2749, 964.1163, 430. 9619, 334. 7119,318.2533, 401. 22

31,897.002, 036. 83

160, 968. 35181, 440. 00

11,250.001, 000. CO

3, 764, 916. 94

9 banks .

$2,194, 009.01250, 000.00

82, 027.62124, 468. 70

61, 987. 298, 905. 78

50.642.11631 551. 6527', 166. 4317,493.2523, 265. 7819, 232.7822, 685. 00

1, 665.13210, 503. 60143,095.00

9, 300.00

3, 309, 977.13

Loans and discounts.Bonds for circulation.Bonds for depos i t s . . .TJ S bonds ou hand . .Other stocks and b'dsDue from res've ag ' t s .Due from nat ' l ban ks .Due from State banksBanking house, etc -.Real estate, etcCurrent expensesPremium s paid *Cash itemsClear'g-hoTise exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit.5 % fund with Treas.Due from U. S. Treos.

Total,..

72 banks.

$21,685,924.793, 482, 500. 00

525, 000.006 000.00

816, 385. 242, 595, 980. 64

630.438.10294, 552, 02614,006.1582,453.20

197, 120. 78304, 640.74

96, 501. 51

199, 857. 007, 938. 04

716,347.37592, 835. 00

153,647.533, 095. 78

33, 005, 223. 89

KENTTJ72 banks.

$21, 843, 244. 603, 245, 000. 00

525. 000. 001 000.00

754, 748. 412,147, 423. 84

G03. 826.42281, 902. 83577, 591.1484, 517. 57

107,651.60244. 729. 25104, 535. 38

13 138 07212,516.00

6, 996. 74715 2."0. 61574, 945. 00

138,114.492, 400. 00

32, 184, 532. 55

CK Y.72 banks .

$22, 330, 493. 363, 295, 000. 00

525, 000. 00

732, 294. 911,441,184.18

424, 930. 95211,599.69575,931.5285, 944.78

150, 639.42246, 361. 69154, 082. 92

170, 480. 006, 972. 69

727 078.78553, 312.00

140,738.7126, 810. 00

31, 804, 855. 60

71 banks.

$20, 946, 742. 523, 282, 500. 00

525, 000. 00

770, 710. 681,160, 212. 74

389, 807. 99241,083.21557,187, 0582,130. 8540, 343. 39

212. 471. 44136, 876. 56

H 9",r) 97174, 322. 00

7, 358. 05751 386 28609, 593. 00

140, 433. 211, 000. 00

30,033, 023.94

71 banks.

$19,059,907.483, 405, 500.0d

525, 000. 0941 *>0Q' 00

742,818.151,186,381.69

396, 216.33149,114.70584, 280.2275, 570.14

152,143.42230, 256. 58102,398.85

212,870.008,562.46,

784 355 70647, 706. 00

l i i , 302. 001, 078. 44

28, 449, 662.16

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 297: Annual Report of the Comptroller of the Currency, Volume 1 1893

ltEPOUT OF THE COMPTUOLLEK OF THE CUIMiENCY, 291)

BY STATKS AND KKSKKVK CITIES

TEXAS.

Liabilities.DECEMBER 9.

Capital s tock. .

Surplus fund |Undivided profits j

Nat'1-bank circulation!State-bank circulation | -

Dividends unpaid

Individual deposits . .U. S. deposits jDep'ts'Cr.S.dis.officer8|

Due to national banks'Due to State banks. . J\

Notes rediscountedBills payableOther liabilities

| 223 banks.

! $2ii, 337, 782. 50

1 4, 572, 461.703, 223, 483.26

4, 690, 500. 00

MAUCII 6.

223 banks.

MAY 4.

227 banks .

JULY 12.

228 banks.

OCTOBKB 3.

222 banks .

$26, 030, 000. 00 I $20,170, 000. 00 j $25, 540, 500. 00 j $23, 596,175. CO

4.942,406.791,941,288.36 j

4, 619, 275. 00

4,898.12 |

38,128,065.48168, 622. 23 ,117, 600. 46

3, 820, 296.68966, 037. 58

1,712,562.08825, 766. 33

17,182. 8u

4,871,308.76 I2,688,075.26 j

4,652, 220. 00

32,169. 78 10, 976. 80

5 015, 898.601, 918, 580. 71

4, 664,100. 00

129,865.57

4, 938, 379. 042, 331, 550, 54

4,611,475.00

42, 817. 98

39,352,756.03 37,680,171.07 j147,052.25 196,568.26 i152, 581. C5 ! 103,180.27 !

32, 463, 783. 39 ! 25, 747, 560. 91244,120.46 I 175,526.4855, 564. 76 ! 95, 23!. 09

4, 055, 585. 13 3, 458,065. 72 ! 2, 098, 206. 64 | 1, 659, 473. 911, 265, 701. 02 1, 030, 813. 03 j 580, 412. 21 594, 076, 28

1,007,1)0.31 1,373,004.48 j712. 350. 2K 565,999.59

1,510. C6

2,510,594.99 3,251.491.40821,625.91 1,4*4. S07.046,680.83 16.691.11

Total. 84,7(55,865.22 84.260,407.80 82,800,392.24; 76,049,943.16; 68,545,255.78

Capital stock

Surplus fundUndivided profits j

Nat'L-bank circulation |State bank circulation;.

Dividends unpaid.. *.

In dividual deposits..U. S. depositsDep'tsU.S.dis.officersj

Due to national banksDue to State banks. . .

Notes rediscounted . .Bills payableOther liabilities

10 banks.

$1,600,000.00

472, 000. 00155, 303. 73

279, 000. 00

ARKANSAS.| 9 banks. 9 banks. 9 banks. 9 banks.

$1,100, 000. 00 j $1,100,000.01)! $1,100, 000. 00 j $1,100,000.00

378,250.00 !65,450.22

224, 500. 00

400. 00

2, 050, 534. B8 j43, 230. 58 | .34.791.40 !.

i33, 224. 09

107, 952. 21

352, 730. 4918,500.00

1, 565. 00

1, 987, 959. 25

378, 250. 00 i98, 901. 57 j

225,000.00 i

380,250.00 I 880,250.0076, 828.09 | 100, 591.10

225, 000.00

160. 00 23, 570. 00

2,116, 467. 21 ! 1, 7G0, 468. 24

16,058.03134, 744. 67

82,327.1025, 000. 00

20,340.39 ;129,050.71

10,500.0025, 000.00

16,276.3083,120.19

96, 495. 29

' 2, 808." 83"

Total. 5,147, 666. \ 4, 015, 860. 27 | 4,103, 669. 88 j 3, 764, 916. 94

225, 000. 00

16, 580. 00

1, 266, 608. 55

7, 302. 7651,279.91

127, 864. 8134, 5U0. 00

3,309,977.13

KENTU CKY.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulation!State-bank circulation'.

Dividends unpaid j

Individual deposits.. iU. S. deposits iDep'tsU.S.dis.officers!

Due to national banksDue to State banks . .

Notes rediscounted ..Bills payableOther liabilities

72 banks.

I $10, 507, 900. 00

2, 844.178. 591, 111! 221.26

72 banks.

$10,157, 900.00

2, 807, 561.12800,113.03

3,119,147.50 i 2,891,805.00

Total

21,678.00

13, 220, 568. 05505, 498. 8821,009.37

559, 928. 64879,865. 55

181,068.4123, 000. 0010,159.64

33, 005, 223. 89

20, 261. 50

13, 587, 970. 68500, 955.18

24, 265. 87

625, 671.14494,129.61

245, 408.7025, 388.753,101. 97

32,181,532.55

72 banks.

$10,157,900.00

2, 809, 489. 69992, 118.19

71 banks .

$10,107, 900. 00

71 banks .

$10, 061, 400. 00

2,828,018.64 | 2,815,418.64041,911.03 875,153.21

% 94.4, 842. 50 I 2, 943, 897. 50

19, 486. 50

13, 014, 492. 66496, 93], 63

28, 698. 65

561. 387. 48322, 307. 82

313, 285.12135,101. 75

8, 813. 61

73, 296. 50

11,555,578.78506, 270. 22

18, 747. 01

464, 375. 58301, 586. 53

327, 919. 95259, 759. 35

3, 762.85

31, 804, 855. 60 30, 033, 023. 94

3, 054, 607. 00

18, 377. 50

10, 092, 702. 30506,4On. 56

19, 50.322

22$, 754.16215, 636. 61

266, 386. 56288, 953. 42

5, 359. 98

28, 449, 662.16

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 298: Annual Report of the Comptroller of the Currency, Volume 1 1893

800 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892, ARRANGED

C I T Y " O P L O U I S V I L L E .

Resources.DECEMBER 9. MARCH 6.

10 "banks. j 10 banks .

Loans and discounts, iBonds for circulation, jBonds for deposits... \TJ. S. bonda on hand.. IOther stocks and b'dsiDue from res've ag'ts. jDue from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses... -Premiums paidCasli items ;Clear'g-house exch'gsjBills of other banks..Fractional currency-SpecieLegal-tender notes . . jU. S. cert's of deposit. j«5 % fund with Treas. jDue fromTJ. S. Treas -1

$12, 829, 537.15 ! $12, 697, C04. 57SOU, 000. 00 ; 500, 000. 00300,000.00 ! 300,000.00

199,1,041,

720,409,324,121,67,

102,3J,97,54,4,

409,585,

527.13451.73591). 78348. 7.1494. 58712.97 j945.33 j500.00 I470.89 I929.G3 198:5.00 |243.34 !(533 68 !897.00 !

MAY 4.

10 banks.

JULY 12. I OCTOBER 3.I

10 banks. 10 banks.$12,466,098.46 j

500, 000. 00 !300,000.00 !

510, 691, 769.13500, 000. 00300, 000. 00

!, 826, 964. 67555, 000. 00 j800,000.00 !

269, 034. 481,151,151.58

619,1)98.75330,168.82324, 793. 01

98, 521. 8082, 389.1098, 500. 0053,141. 9293, 473. 6755,455. 00

3, 499. 77387, 774.14 |638,138.00

305, 093.30785, 448. 76679, 770. 73289, 935. 00324, 960. 6197, 275. 5548, 695. 8493, 500. 0041, 939. 00

112,620.6756, 167.00

2, 672. 66409, 804. 79525, 768. 00

415, 793.10464, 395. 08442,721.06274,187. 53324, 960.61106,063.55 i47,237.2*7 |89, 000. 00 I31,858.16 "I48, 008. 8155, 965. 00

4, 856. 38295, 291. 55811, 982. 00

22,500.00 |5,580.00 |

22, 500. 00 j4,350.00

22,500.00 ;4,500.00

22, 500.003, 450. 00

Total . . . 17,829,360.92 17,729,894.61 17,066,750.37 I 14,930,039.23

351,710.28559,109. 91264, 066. 00175,121.38270, 277.95111,094.9874, 732. 03

133,978.1216,217.5343,317.4265, 245. 003,166. 87

576, 062. 86947. 689. 00

24, 750. 00200. 00

13, 798, 704. 00

Loans and discountsBonds for CirculationBonds for deposits...U !S Donds on handOther stocks and b'dsDue from res'veasj'ts.Due from nat'l banksDue from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes . .

5 % fund with TreasDue from U.S. Treas.

Total

55 banks .

$24, 882,490. 051, 479, 000. 00

300, 000. 00

753, 894. 081, 862, 448. 021, 248, 566. 57

521,947.94695,912.23304, 097. 48239, 491. 50190,195. 85258, 242. 29302, 780. 55235, 930. 00

17, 270. 98840, 388. 10965, 477. 00

63, 933. 9019, 715.50

35,181, 782.04

TBNNBS56 banks .

$24, 487, 770. 391, 494, 000. 00

300,000.00

798, 938.622, 255, 442. 72], 431, 873.82

633, 841.. 71728. 028.10304, 295. 96203, 670. 99169,781.27324, 980. 94

' 231,227.07283,631.00

13, 081. 90880,821.40944,113. 00

63,279. 7517,401, 41

35, 566,180. 05

SEE.54 banks.

$22, 472, 479. 361,419,000.00

300, 001). 00

701,350.451, 672, 974. 021,210,029.28

314, 2*5. 2371:5, 058. 92290, 478.13212,331.07159,881,27238. 045. 97253, 349. 65263, 224. 00

14,144. 581,169, 819. 291, 225, 307. 00

62, 479. 7513, 590. 70

32, 817, 828. 67

54 banks .

$20,1,

1,

11,

30,

624.030 41419, 000. 00300, 000. 00

20, 000. 00GOO, 459. 24311,649.29841,071 70274, 616. 93792, 463. 33308, 751.10

93, 800. 15126, 850. 00133, 003. 85134, 534. 97409, 608. 00

14, 538. 99200, 812. 86326, 454.00

61, 729. 756, 402.50

089, 777.07

52 banks .

SI 8,1,

1,

11,

27,

335, 554. 84304.000.00300. 000. 00

711,432.14093, 99H. 19631,780.16179, 759. 66782, 718. 5333(5, 968. 08135, 084.13112,350.00183, 372. 65110,276.47319,211.00

17, 407.07474, 964. 70198,802. 00

59, 832.251,157.20

348, 670. 07

Loans and discounts .Bonds for circulation.Bonds for deposits . .TJ. S. bonds on h a n d . .Other stocks and b'dsDuefromres've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc.."Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills 01 other banks..Fractional currency.SpecieLegal-tender notes . .TJ. S. cert's of deposit.5 % fund with Treas.Due from U. S. Treas

Total

215 banks .

$73, 077, 879.048, 793, 500. 00

478, 000. 00322, 200. 00

4, 850, 268. 978, 768, 439.101, 603, 139. 43

565,191. 661, 818, 627. 59

404,173. 20374, 354. 90639, 578. 68598,661.49116, 824. 46

1, 320, 0f>5.0039, 035. 40

4.117,671.193, 501,140. 00

376, 024.9628, 005. 50

112, 393, 971. 23

OHI217 banks .

$75, 300, 094.159,061,750.00

528. 000. 00323; 100. 00

4,713,230.398, 037, 452. 051,787,047.84

577, 517. 891,84S,581.73

474,311.54569, 428.14649,591.24722,900.21

70, 287.401.269,338.00

40, 617. 914,204,311.033, 200, 107. 00

377, 507. 7041, 070. 33

113,803,703.21

o.219 banks .

$70, 938, 433. 979,144, 750. 00

528, 000. 00277, 050. 00

4, 083, 026. 055, 933, 303. 741,400, 037. 85

408, 057.591,807,891,09

487,192.08279, 808, 89006, 793. 71554, 486. 77114,855,28

1, 283, 987.0039,601.00

4,454,897.053,295, 300.00

379, 478. 75500, 649 29

112,818,261.31

219 banks .

$71, 054,153, 919, 287,150. 00

528, 000. 00204,000. 00

4, 700, 336. 845, 910, 880. 931, 386, 597. 25

443, 251. 221, 878. 687, 50

491, 906.44255, 684. 41550, 204. 28595, 458. 82

57, 710. 671,318,725.00

39,602. 774, 314, 278. 594, 011, 982. 00

397, 838. 2237, 001. 23

218 banks .

$64, 712, 083.2010, 078, 750. 00

528, 000. 00215,300.00

4,842,911.705, 707, 700.101, 339, 005. 94

411,257.401, 879, 712. 98

490, 432.14022, 739. 29001,254.42507, 410. 00101,147.90

1, 258, 651. 0044, 530. 98

4, 810, 757.273,775, 732. 00

422, 070.4714, 203. 99

107,475,510.08 102,489,650.841

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 299: Annual Report of the Comptroller of the Currency, Volume 1 1893

or TIiJ: COMPTROLLER OF THE CURRENCY. 301

AND J ? J > I : : . > i I ' I . I

Liabilities.

Capital stock

5urplus,fundJndivided profits

STat'1-bank circulationitate-bank circulation

dividends unpaid

[ndiTidnal deposits. .CF. S. depositsOep'tsU.S.dis.officers

Due to national banksDue to State banks- . .

STotes rediscounted . .Sills payable>tlier liabilities

.. Total

Capital stock

Surplus fundUndivided profits

Sat'1-bank circulatiouitato-bank circulation

Dividends unpa id—

End ivid ual deposits..U.S. depositsDep'tsTLS.dis.onicers

dne> to national bank aDue to State banks . .

Sfotes rediscounted..Sills payable>ther liabilities

Total

ere v!>• ( i * ',' l 9 .

1 ' 1 . . I ' l v - .

$ 4 , Mil -x 0 . OC

no, \ujr>

449,940.01

9, 901. 00

5,400,619.12124,954,02205, 045. 98

2, 437, 885. 752,347, 715. G2

206, 307. 78210,000.00

17,820,300.92

55 baulis.

$10,187,720.00

2, 245, 305.141, 330, 969.28

1. 323, 655. GO

2, 316. 00

15,011,959.48160, 956. 67S6, 200. 75

2, 242, 739. 511,410,771.77

944, 287. 80234, 900. 64

35,18V7827oi~

1

O F ti O 17ISVILLE.

:i \\i M o M A \ i.

U k.uk«*. Vi b.«nl*s.

- i f J l "-1" .00 ii , t ; .) l ,50» 00

l.UJ"1 s-00 0u 1, 027, ,>00. 001CJ 12 i Li ; 92, 669. 15

149, 910. GO , 449, t'00. 00

6,953.00 i 39,702.00

5, 430. 219. 47 5, 483, 096. 65152,587.94 168,499.503 77,412.06 161,5.0.50

2,201,725.522, 026, 663. 00

47.1, 469. 98425, 000.00

17, 729, 894. 61

1, 740, 930.441,572,829,70

781,515.83348, 000.00

17, 066, 750. 37

TENNE SSE E.56 banks. i 54 banks.

$9,480,350.00

2, 22?, 859.191,177,504.77

1,326,235.00

2. 489. 00

16,810,058.24174, 161.45107, 281.14

$9, 643, BGO. 00

2,105,359.191,167,238.93

1,274, 785.00

1,637.00

15, 026. 363. 85164, 62!. 66116,3^2.91

1, 434,160. 81 1 1, 220, 6M9. 931, 962, 916. 98 j 1, 271, 247. 30

405, 032. 26462, 431. 47

299.74

35, 566,180. 05

562, 457.55257, 735. 35

32,817, 828. 67

JULY 12.

10 banks .

fi. 901, 500. 00

1,010,300.00328, 017. 00

449, 940. 00

20, 732.00

4, 335, €92. 28191,731.83138, 268.17

1.254, 329.401, 192,203.40

818,508.67288, 816.. 48

14, 930, 039. 23

54 banks.

$9, 648, 620, 00

2,117,902.95950, 702. 79

1,274,205.00

19, 394. 50

12.579,532.76' 225, 944. 27

72, 149.36

947, 758.15900, 972. 54

1,027,112.18325, 422. 57

30, 089, 777. 07

OCTOBER 3.

10 banks .

$4, 401, 500. 00

916,945.03368, 850. 79

494, 950. 00

8, 907. 00

4, 530, 957. 72820, 225. 5745, 518. 73

964, 983. 58909, 622.14

212, 772. 38109,471.0614, 000.00

13, 798, 704. 00

52 banks.

$9, 400, 000. 00

2,109, 382.951,048, 165.16

1, 224, 035. 00

3, 777. 75

30,45.% 984. 33178, 087.87112,555.07

594, 803. 43635,162. 22

1,072,713.70514, 022. 60

27, 348, 670. 07

OHIO.

Capital stock

Surplus fundJndivided profits

tfat'1-bank circulationJtate bank circulation

dividends unpaid

ndlvidual deposits...J. S. deposits.[)ep'ts U.S.dis.onicers

>ue to national banks3ue to State banks. . .

STotee rediscounted .iills payable..){her liabilities

Totalfa,. ••,..;* . . , , '

215 banks.

$26, 965, 600. 00

7,385,010.742, 594, 774. (32

7, 734,937.50688. 00

35, 189. 52

63, 682, 644. 44255, 080. 02168,131.41

1, 987, 297. 63812, 673. 53

305, 327. 81447, 747. 56

18,862.45

112, 393, 971. 23

217 banks .

$27,156,590.00

7, 478, 547. 902, 825, 900. 55

7, 972, 202. 50088. 00

22,483.00

63, 092, 893.62247,466.21192, 805. 89

1,809,754.91811,457.79

6G2, 829. 35624. 730. 97

5, 437. 02

113,803,793.21

219 banks.

$27, 356, 345. 00

7, 501, 745. 052,256,981.11

8, 073, 932. 50688. 00

103, 902.50

62,574,881.37257, 996. 09274, 974. 66

1,916,299.11858,194. 08

939, 203. 74660.146.7772,910.73

112,848,261.31

219 banks.

$27, 544, 300. 00

7,613,139.322, 250, 304. 88

8, 230, 472. 50688. 00

95, 918.35

56,617,175.82250,114.76276,113. 92

1,460,722.49632, 299. 89

1, 577, 576. 35843,740.67

82, 949. 03

107,475,516. 08

218 banks.

$27, 495,100. 00

7, 572, 254. 322, 919, 844. 09

8, 912, 692. 50688. 00

52, 420.15

51,793,100.21386, 388. 60142,159. 99

1,129,184,18677, 588. 21

620, 439. 25722,164.1765,627.17

102, 489,650. 84

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 300: Annual Report of the Comptroller of the Currency, Volume 1 1893

302 REPORT OF THE COMPTROLLER OF THE CURRENCY,

ABSTRACT OF REPORTS SIXCE SEPTEMBER 30, 189*2,

C I T Y O F C I N C I N N A T I .

Resource s.| DECKAlliEti 9. | MARCH 6. MAY 4. JULY' 12,

13 banks.

Loans and discounts.Bonds for circulation - jBonds for depositsXT. S. bonds on band..Otber stocks and b'dsDuefromres've ag'tsD ue from nat'I banks.Due from Stale banksBanking house, etc..Real estate, etc . .Current expensesPremiums paidCasb itemsClear'g-bouse excb'gsBills of otber banks..Fractional currency.Specie . ' . .Legal-tender notes . .U. S. cert's of deposit.5 % fund witb Treas.Due fromU. S. Treas.

$20, 478, 859.332, 767, 000. 00

850, 000. 0065, 400. 00

3,048,269.813, 625, 290.432, 546, 012.731, 094, 538. 56

416, 463. 0730, 966. 6193, 323.83

445,331.86112,900.02205, 146. 00191,023.00

4, 919. 861,950.434.851,9^2,488.00

740, 000. 00124,514.00

Total j 49, 792, 887.96

13 banks.

"$28,"396, 782.122, 932, 000. 00

850, 000. 00257, 750. 00

2, 889,126. 653 , 1 1 0 , 8 7 K 432, 393, 025. 90

883, 007. 56400, 745.07

30, 966. 61208, 086. 78419, 983. 95133,597.17242,636.03253, 931. 00

4,192. 071, 865, 743. 201,778,814.00

740, 000. 00125, 204. 00

1,000,00

47, 918, 070. 54

13 banks .

;27, 376,3, 092.

850,84,

2, 806,2, 634,2, 056,

966,373,

33,62,

397,109,229,339,

13 banks.

OCTOBEB 3.

13 banks.

1J67,2, 517,

870,124,

20,

524, 99000. 00000.00400. 00861. £5980.29237. 43099. 38745. 07158. 61704.99887.72506. 20967. 92890.00372. 35830. 46243. 00000. 00759.00160. 00

46,178, 329.36

$23, 599,3, 092,

850,89,

2, 842,2, 718,1, 686,

632,373,

58,141,396,

46,237,405,

4,1, 377,2, 223,

550,139,

m. 17000. 00000. 00950. 00576. 86546. 64282.76856.22745.07724.17751. 80699.48522.17800.16310.00865.98824. 91912. 00000. 00139. 00

41,468, 493. 39

$22,085, 400. ,234,175, 000.'CO

850, 000.0085,250.00

2,827,217.422,294, 688.061, 595, 991.64

604,49118378,050.8253,417.78

251,137.67502, 732.5744,133.23

256,125. 95412, 571.00

5,173> 941, 640,406.902,826,228.00

805, 000. Q(D187,875.9074,460.00

4^9577354. 39

Loans and discountsBonds for circulation.Bonds for deposits. - -TJ. S.bonds on band..Otber stocks and b'dsDue from res'veag'ts.Due from nat'lbanks.Due from State banksBanking bouse, etc. .Real estate, etcCurrent expensesPremiums paidCasb itemsClear'g-house excb'gsBills of otber banks..Fractional carrency.SpecieLegal-tender notes . .U. S. cert's of deposit.5 % fund with Treas.Due from 17. S. Treas

Total.

C I T Y11 banks .

$25, 483, 888. 90775, 000. 00

60, 000. 00

139,313.112, 654, 059. 521,820,435.10

557. 998. 56499, 803. 06144, 235. 0329,381.9011,000.0061,188.36

223, 797. 35195,809.00

4. 446. 581, 532. 354. 251, 489, 621. 00_;

OP CLEVELAND.11 banks.

$26, 694,183. 69815,000.00

60, 000. 00

114.238.112, 747, 652.291,616,798.17

428, 967. Gl516, 465. 63194, 713. 29198, 464. 0311,000.0064,741.84

236,404. 01102, 420. 00

7, 228. 751, 730.199. 061, 039, 358.00

32,233.23 ' 30,315.00,: 6,000.00

35, 714,564. 95 36, 620,149. 48

11 banks .

$27, 330, 275. 27815,000.00

60, 000. 00

126,163.111, 299, 282. 811, 679, 747. 89

436,381.15511,169.74111, 29G. 62

1, 549.1811, 000. 0064, 932.48

224, 831. 21120, 811. 00

5, 245. 571, 688, 914. 50

942, 000. 00

36,175. 005, 340. 00

35, 470,115. 53

11 banks .

$26,419,892.511, 015, 000. 00

60, 000. 00

195,838.482, 283, 527.171, 499, 319. 26

467, 042. 75511, 544. 12

60, 818. 3664. 803. 0711,000.00

102, 518.29308, 825. 25143, 338. 00

4, 412. 961,589,491.50

848, 212.00

35,485.0010, 699.95

35, 631, 828.67

11 banks.

$24,242, 861.061,465,000.00

60,000.100

365, 088.481,985,579.771,352,028.-92

352,361.75512,045,1260,818.86

217, 247.0157, 970.0094,996,46

258, 767.95138,816.00

3,959.061, 692,028. 501,230,000,00,

56,612. 505, 850s 00

34,152,030.94

INDIANA .109 banks.

Loans and discounts -Bonds for circulation.Bonds for deposits . .U. S. bonds on band..Oth er sto c k s an d b'dsDue from res've ag'ts. IDue from nat'I banks. |Due from State banksjBanking bouse, etc..Real estate, etcCurrent expensesPremiums paid . . . . . .Casb itemsClear'g-houseexch'gsjBills of other banks..'Fractional currency.SpecieLegal-tender notes . .U. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.

Total

$40,153.4, 576.

525,227,

2, 095,6,141,3, 030,

609,1, 171,

303,358,292,285,105,

1,374.31,

3, 930,2. 240,

183. 09050. 00000.00500.00502.46156.57109.11727.11116. 59461. 126o8.11G54.58107. 63422. 07772. 00920. 30404.12505. 00

113 banks. 116 banks .

$40,288,416.204, 838, 550. 00

525,000.00236, 500. 00

2, 239, 856. 855,438,939.812, 440, 573. 60

577, 888. 541,190, 004. 80

303,111.47170, 734. 93267, 098.16369,911.94144, 979. 90

1,154, 633. 0035, 244. 55

4, 031, 450. 471, 963, 608. 00

$41,591,4, 888,

525,213,

2, 089,4, 616,2, 517,

530,1,193,

313,33?,261.329,131.

1,353,

3, 943',2,122,

134.51550. 00000 00250. 00228. 02099. 35700. 67320. 34497. 88998. 26307.13058.25608. 58052. 55757. 00073.90 j490.92132. 00

116 banks. 115 banks.

196,803.1718,487.54

. 206,173. 6710, 101.90

207,187. 7711,0 CO. 65

$7, 970,4, 803,

525,263,

2,138,3,174,3,319.

422,1, 203,

332,103,246,319,

96,1, 169,

31.4, 018,2,153,

151.99550. 00000.00600.00499. 39880.99292. 62393. 98907. 54675. 52997. 44664. 22956.75380. 04382. 00121.33745.86630. 00

$31,109, 512.605, 07S, 050.00

200, 000.00172,950.00

2, 257,451.752, 591, 842.601, 399, 713. 79

389, l i a 651, 227,866.95

343, 488.57259, 360.89254,089.43325, 838. 7876, 765. 48

1,339, 212.0030,440.06

4,335,884. 612,389,678.00

203, 805.57 I.11,081.60 1

212,766. 066, 645. 35

67, 673, 550. 57 ' GO, 438. 777. 79 | 67, 2L0, 208. 78 i 60, 508, 722. 84 53, 994f 675. 03

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 301: Annual Report of the Comptroller of the Currency, Volume 1 1893

REI>OI;T O F nrr . <" '>M! 'T ; ;> ! ,U : I ; OF T H E C U R R E N C Y . 303

BY S T A T E S . W I > l(\

C I T Z OF CINCINNATI.

Liabilit ies.

Capital stock

Surplus fund ,Undivided profits. . . . |

Natl-bank circulationState-bank circulation!

Dividends unpaid

Individual deposits..XJ. S. depositsDep'tsTJ.S.dis. officers

Due to national banksDue to State banks. . .

Notes rediscounted . .Bills payableOther liabilities

I»E0FMV.I<.1i {.f.

y bank:-.

-?;>, 100, UoC (H<

l] I'JS, 809. 37

2, 366, 510.00

AlAKC 11 0.

2, 7«)0. ( 00. u01, 312,162. 03 i

.MAY 4. JULY 12.

13 banks. 13 banks.

sjtf, 100, 000. 00 $9,100,000. 00

2, 745 000. 00877,010.05

2, 745. 000. 001, 073, 938. 08

OCTOBER 3.

13 banks.

$9,100, 000. 00

2, 745, 000. 001, 380,197.16

2,591,230.00 i 2,756,360.00 i 2,782,800.00 | 3,654,910.00

Total.

4,289.00

22, 317. 237. 50717,076.15

3, 452. 00

20, 819, 768.22745, 532.22

7,736.806.513, 422, 859. 43

269, 300. 00

49, 792, 887. 96

6. 409, 570. 963, 443, 755.11

175, 000. 00587, 600.00

47, 918, 070.54

96,551.00 | 8,402. 00

20, 790, 800.19 18, 393, 221. 49711, 735. 35 i 714, 008. 35

5, 458, 224. 00 3,879, 524. 292,611,498.77 2,032,199.18

420, 000. 00581,150. 00

166, 000. GO573, 400, 00

9, 364. 00

16, 889, 916. 75794, 280.30

4, 548, 684.192,192,451.99

43, 320. 00599, 200. 00

46,178,329.36 41,468,493.39 41,957,354.39

CITY OF CLEVELAND.

Capitalstock.

Surplus fundUndivided profits

Nat'1-bank circulation!State-bank circulation;

Dividends u n p a i d —

Individual deposits . .U. S. depositsDep'tsTT.S.dis.oflicers

Dae to national banksDue to State b a n k s . . .

Notes rediscounted . .Bills payableOther l i ab i l i t i e s . . . . . .

11 banks.

$9, 050, 000. 00

1, 777, 500. 00636, 985. 39

664,100.00

11 banks.

Total

1, 378. 00

17, 234, 237. 7848, 850.739, 698. 31

2, 352, 934. 871, 452, 906. 96

139, 656. 351. 810, 000. 00

536, 316. 56

$9, 050, 000. 00

1, 777, 500. 00910. 616. 65

735, 500.00

951. 00

18, 233, 672. 5653, 777. 458, 596. 93

2, 372, 020. 581, 431, 697. 75

1, 446. 500. 00601, 316. 56

11 banks.

9, 050, 000. 00

1,800,569,

000.00556. 08

731, 900. 00

11 banks .

$9, 050, 000. 00

1, 800, 000. 00764, 694. 59

S17, 550. 00

11 banks.

$9, 050, 000. 00

1,800,000.00984, 447. 00

1, 313, 450, 00

74, 601.75

16, 212,47,9,

1, 904,1, 510,

388,2, 595,

576,

007.76429. 99639. 93

440.98599. 25

437. 61185. 62316. 56

2, 748. GO

16, 440, 965. 0954, 345.138, 277.12

1,521,473.441,058,000.80

752, 119 612, 585, 476.25

776,178. 58

35,714,564.95 36,620,149.48 35,470,115.53 35,631,828.67 34,152,030.94

790. 00

15,756,601.0724, 690. 0233, 684. 28

1, 351, 721. 79969,886.18

254, 863. 521,845,000.00

766, 891. 08

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid—

Indi vidual deposits...U. S. deposits.Dep'ts U. S.dis.oflicers

Due to national banksDue to State banks...

Notes rediscounted . .Bills payableOther liabilities

Total

109 banks .

$13, 722, 660. 00

4, 594, 243. 862, 226, 640. 83

4, 088, 354. 50

20, 776. 03

38,3(32,861.35275. 096. 83186,012.20

2, 031, 957. 662,121,028.82

102,678.4920, 000. 001, 240.00

~67, 673, 550. 57

INDIA

113 banks .

$13, 924,100. 00

4, 711, 530. 801, 785, 335. 70

4,240, 604.00

23, 448. 76

37, 452,120. 97264, 727.13203, 230. 93

1, 659, 040. 971, 742, 610.75

380, 758. 7851,269.00

6G, 438, 777. 79

N A .

116 banks.

$14,106,300. 00

4, 719, 230. 802,119, 873. 89

4, 329, 254.50

27, 253. 50

37, 580, 922.67231,516.65169, 869.97

1, 823, 760.331,744,581.19

304, 636. 4530, 000.0014, 008. 83

67, 210, 208. 78

116 banks.

$14,171, 000. 00

4, 851, 381. 251, 688, 295. 87

4. 310, 609. 50

70, 721. 52

31,533,692.31321,222.87143, 798. 54

1,118,329.481,227,961.76

592, 288. 61479, 047.47

373. 66

60, 508, 722. 84

115 banks.

$13, 777, 000. 00

4, 704, 012. 773,807,075.66

4, 557,189. 00

32, 446. 52

26, 495, 725.9553, 577.27

104, 965, 93

993, 790.271, 008, 517. 51

274, 248. 00125, 556. 52

569. 61

53, 994, 675. 03

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 302: Annual Report of the Comptroller of the Currency, Volume 1 1893

304 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS SINCE SKI'TKMIJER 30, 1892, AIU

I L L I N O I S .

Resources.

Loans and discounts.Bonds for circulation -Bonds for deposits...U.S.bonds on hand..Other stocks and b'dsDue from res'veag'ts.Due from nat'l banks.Due from State banks|Banking house, etc.. jReal estate, etc ;Current expenses jPremiums paid ':Cash items ;Clear'g-h ouse exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes - -TJ. S. cert's of deposit5 % fund with TieasDue from U. S. Treas

Total 85,726,195.98

DECEMBER D.

189 banks.

$56,001,309.925,141,500.00

320, 000. 00265,400.00

4, 800, 396. 496, 638, 093.061,191,851.70

318,136.511, 786, 732.43

409, 789. 93401,806.96425,838.71542, 059. DO117,592.64898, 789. 0035, 268. 61

3, 831, 033, 591, 737, 317. 00

10, 000. 00228,140.8222,138.71

MARCH 6.

191 banks,

MAY 4.

100 banks.

JULY 12. OCTOUSB 3.

192 banks . | 191 banks.$56, 575, 714, 60

5, 183, 000.00920, 000. 00263, 000. 00

4,840,691.687, 058, 959. 241, 102, 340.04

3F9, 203. 061, S06, 702. 26

475, 707. 57269, 044. 83388, 902. 80602, 526. 38123, 624. 40

1, 029, 263.0037, 854. 51

3, 923, 885.792,015,197.00

228, 880. 2527, 204. 90

"88^221, 792.41

$56, 904,5, 176,

980,268,

4, 538,6, 983,

890,326,

1, 840,516,484,390,526,

80,903,

36,4, 063,1,871,

2:>7. 92750. 00000. 00350. 00849. 27876. 61859. 36648. 22852.92772. 28403. 36291. 54459.91802. 54440. 00115.30656. 33899. 00

$50, 433,5,210,

955,276,

4,371

227, 520. 6523, 654.05

87, 035, 459. 32

6,127,819,307,

1, 872,461,131,358,433,73,

1, 012,3(i,

4, 222,2, 063,

882. 06500. 00000. 00800. 00901.51830.28021.77731.71579.15705.86580. 97416 45725. 65912. 68222. 00892. 62167.05322.00

I $43. 0 ).->, 659. 75i 5, Git), 000.00

9.V), 000.-001*9, 300.60

4, 235,991.786, 046, 018. 68

705, 778.63288,878.24

1,919,170.72499,914. 53303,354^36.377,491.3$445,175.»101, 701.88

1,015,599.0040,394.12

4,176,6l5.051,976,409.00

. 230,211. 2518, 649.20

79,418, 002.21

247,781.7516,438.7t>

72,192,672.48

Loans and discountsBonds for circulationBonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDue from res Vve ag'tsDue from nat'l banks -Due from State banksBankiii g house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit5 % fund with TreasDue from TJ. S. Treas.

Total

C I T Y O F C23 banks.

$97,956,713.531, 300, 000. 00

300, 000. 00380, 950. 00

6, 330, 636. 63

15, 203, 879. 084, 002, 612. 63

869, 763.68456, 037.11255, 391. 91100,164. 44

89, 794. 367,109, 944. 431, 036, 352. 00

30, 759. 0322,193, 893.13

7, 296, 824. 00670, 000. 00

58, 500. 0096, 255. 00

165, 744,470. 96

23 banks.

$100, 414, 204. 641, 200, 000. 00

300, 000. 00357, 300. 00

G, 327, 378. 66

13, 898,113.553, 715, 508. 56

870, 340. 87490, 903. 23202, 566.16

90, 9J 8. «779,613.93

6, 363, 2b5. 06761,225.00

39, 052. 7222, 422, 967. 20

5, 64(5, 559. 00180, OOD. 00

59, 000.0091,000.00

163, 609, 917. 45

HICAGO.21 banks .

$96, 824, 856. 961, 200, 000. 00

300, 000. 0045, 300. 00

6, 002, 463.39

12, 783, 332. 744, 229, 959. 03

862,178. 29490, 700. 85258, 556.14

42, 775.5265, 278. 75

6, 620, 247.331, 710, 257. 00

43, 493. 4121, 547,194. 60

7, 335, 83<». 00390, 000. 00

54, 000. 0058, 380. 00

160,864,804.01

21 banks.

$82,420,381.041, 200, 000.00

300, 0U0. 0056, 250. 00

6, 387, 770.63

13, 094, 854. 643,233,714.98

877, 154.05500, 495. SG31,037.6027, 469. 03

128, 920.184, 710, 709. 521, 265, 696. 00

32, 939. 7715, 412, 970. 049,329.412.00

120, 000. 0054, 000.. 00

103, 000, 00

139, 286, 775.94

21 banks .

$73,516,242.321,200,000.00

300, 000.00261, 700.00 •

5, 444, 723.61

12 226, 981.874,056,812.41

877,849.89508, 952. 3(T168,374.9833,279.6351, 215.61

5, 898,997.823,114,040.00

34,878.5422, 771, 923.2515,641,892.00

520, 000.00§4, 000.00 f

192, 050.00

146,873,914.23

Loans and discountsBond sfor circulation.Bonds for deposits ..TJ. S.bonds on hand..Other stocks and b'dsDue from res' veag'tsDue from nat'l banksDue from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency-SpecieLegal-tender notes . .TT S cert's of deposit5 % fund with Treas.Due from TJ. S. Treas.

Total

S6 banks.

$34, 898, 669. 982, 893, 000. 00

100, 000. 005, 600. 00

788,185. 385, 571, 9r-6. 73

825, 078. 63258, 674. 20

1, 075, 527. 02492,218.79270, 523. 72201,932.79214, 990. 86

87,143. 42518, 644 00

18, 593. 951,864,481.20

899, 448. 00

127,509.0010, (07. 50

51,122,815.17

MICHI95 banks.

$35,197,858.113, 530, 500.00

200, 0U0. 008, 050. (JO

727, 944.584,851,502.74

560, 790.46272,133. 06

1, 056, 988. 52511,493.82138,605. 09282, 352. 63246, 532. 39

97, 025. 79375, 576. 0021,933.80

1,906,168.15770, 354. 00

156,267.5012, 698. 50

50,925,681.14

G-AN.95 banks.

$36, 586, 558. 913, 723, 000. 00

100, 00 .008, 450. 00

735, 759.073, 528, 037.41

379, 622.35249,031.97

1,058,908. 18506,881.03219, 984. 94286, 868. 25194, 978.11

53, 035. 54523, 367. 00

20, 742. 781, 960, 020. 51

9i6,472.00

104,945.0012, 579. 50

51, 219, 251. 55

93 banks .

$32, 443, 096. 273, 673, 000. 00

100,000. 008, 450. 00

814, 409. 073, 660, 203.65

391, 868. 39252, 334. 49

1,031.634.90333, 030. 06

52, 274.43261,184. 01170, 278. 91

44, 644. 6G562, 392. 0021,612.53

2,017 069 381, 094, 003. 00

164, 285. 0023, 393. 50

47,119,164.85

92 banks. :

$28,480,685.433,693,000.00

100,000.008,450.00

1, 061), 779. 643, 236,826.99

262,398. 01240,025.11

1,035,989.48342, 520.22.199,524.75.263,633.49163,115.2768,786.07

482,367.0023,059. 56

2,24), 172.24 •1,013,986.00

155,289. §03,317.10

43,083,925,59;

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 303: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 305

BY STATES AND .RESERVE CITIES —Continued.

I L L I N O I S .

Liabilities.

Capital stockSurplus fundUndivided profits...Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'ts U.S.die.officersj

Due to national banks:Due to S t ate banks.. ;

Notes rediscounted ..Bills payableOther liabilities

Total.

DECEMHEU 9.

189 banks.

MARCH 6.

191 banks.

MAY 4.

190 banks.

.7,131,000.00 ! $17,235,620.00 i $17,253,630.00 j

6, 358, 560. 69 I 6, 34«, 324. 27 j2, 895, 610. 97 I 3, 235, 407. 88 !

6,121,201.653, 387, 528.57

4, 553, 997. 00

JULY 12.

192 banks.

$17,318,850.00

6,419,305.582, 594, 285.16

4, 573, 907.00 I 4, 576, 614. 50 I 4, 627,174. 50

31, 895.45

51, 090, 037. 62811,172.0835, 949. 67

586, 749. 771,317,150.33

461,007.24198, OflO. 00

500. 00

85, 726,195. S

23,053.24 |

53,211,363.24812, 482. 3 L

28, 504. 06

411, 303.191, 471, 730. 24

488, 040. 4465t, 000. 00

6, 711. 03

88, 221, 792. 41

31,291.24 !

51, 88!>, 402.42 I80«, 809. 83 i46,857.31 |

538. 555. 62 |1, 292, 834. 59 |

I528,731.66490, 000. 00

OCTOBER 3.

191 banks.

$17, 295, 450. 0C

6, 403, 339. 052, 902, 885. 95

4, 988, 279. 5C

87, 035, 459. 32

144, 607.11

44, G30, 002. 59831,943.84

20, 484. 77

353,984.971.159, 108. 61

610, 755. 08 |6S2, 500.00 I25,000.00 !

37, 699.11

37,151,607.91943,453.84

41, 599. 84

380.157. 341, 211, 660. 05

328, 363. 8C503, 776.0C

4, 400.0C

79,418,002.21 | 72,192,672.48

CITY OP CHICAGO.23 banks.

Capital stock

Surplus fundUndivided profits...Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits... IU. S. depositsDep'ts U.S.dis.officersj

Due to national banks'Due to State banks...!

Notes rediscount edBills payableOther l iab i l i t ies . . . . .

$22, 900, 000. 00

10, 055, 900. 004, 030, 295. 58

908, 300. 00

23 banks.

$22, 900, 000. 00

11,516,300.002, 482, 39'J. 91

976, 760. 00

21 banks.

$20, 900, 000. 00

11, 516, 700. 002, 596, 815. 67

886,500.00

2L banks .

32,177.50

75, 329, 920. 45 I254, 062. 74 |

17, 393.98

30,818,961.4221, 397, 459. 29

T o t a l . .

3,763.50 I

69, 552, 834. 78265, 783. 64

33, 942. 46

31,125, 762.2624, 752, 370. 90

165, 744, 470. 96 |

4,120.00

75, 781, 073. 65280, 750. 90

5, 452. 37

28,129, 410. 6620, 727, 180. 76

30,000.00 I

$20, 900, 000. 00

11,522,700.002, 273, 227. 57

912, 090. 00

23, 326. 00

06,433,366.88 \253,307.45 j37,676.80 j

18, 768, 686. 66 !18,162, 344.68

21 banks .

$20, 900, 000. 0C

11, 522, 700. 0C2,541,590.31

856, 010. OC

6, 800. 00

163, 609, 917.45 160, 864, 804. 01

50.00

139,286^775794

61,188. 51

67,681,245.46213, 675. 5£

45, 613. 84

24, 670, 403.1C18, 381, 487. 31

146, 873, 914. 2S

MICHIGAN.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits...U. S. depositsDep'ts U.S.dis. officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payabloOther liabilities.

Total

96 banks.

$10, 534, 000. 00

1,

2

31,

51,

207, 283. 29739,418.28

521,160.00

18,175. 86

482, 235.2676, 062. 754,159. 57

510,851.38826, 204. 80

203, 263. 98

122,815.17

95 banks.

$10, 433, 000. 00

3,169, 657. 391,255, 440.16

3,153,170, 00

8,173. 82

31,102, 706. 3278, 437.12

1, 376. 75

360, 534. 22750, 825. 77

268, 559. 59337 000. 00

800. 00

50,925,681. 14

95 banks.

$10 434,000.00

3,191,007.391, 548, 059.28

3

30

51

320, 270. 00

6, 291.12

687, 598. 5876, 783. 712,896. 52

280, 986. 71782,715. 18

649, 324. 51219 000 00.20,318.55

'>19 251.55

93 banks.

$10, 284, 000.00

3, 209, 493.111,106,163. 72

3, 286, 650. 00

85, 063. 96

27,000,691.0577, 742. 64

1, 844. 36

196,731.23561,455.84

880, 429. 744->2 8;'O 50

6S. 70

47,119, 1(54.85

92 banks.

$10, 234, 000.0C

3, 198, 273. 96.1,376, 587. 9C

3, 308, 545. 0C

23,

4"i,

24, 903. 86

345,911.3193, 423. 22

6, 594. OS

131.605.4fi574, 630. 5c

516, 700.43269 1 " '{?

5, 567. 3fe

083, 925. 5£

10665 CUR- -20

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 304: Annual Report of the Comptroller of the Currency, Volume 1 1893

306 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892. ARRANGED

CITY OF DETROIT.

H6sonrc6s

Loans and discounts.Bondsfor circulationBonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDuefronires've ag'tsDue from nat'lbanks.Due from State banksBanking house, etc..Real estate, et cCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks'. -Fractional currency.SpecieLegal-tender notes ...U. S. cert's of deposit.H % fund with Treas.DuefromU. S. Treas.

Total.... ...

DECEMBER 9.

8 banks.

$18,145, 704.48950, 000. 00300, 000. 00500, 000. 008(5, 285. 02

2,732,190.90937, 245.17436, 595. 23

16, 8U3.5010i), 214. 9760,102.60

214, 000. 0054 ')97. 54

33'.!, 868. 3712'!, 264. 00

5, 565. 881,12;}, 071.67

927,055.00

3-, 500. 0025), 106. 60

27,112,870.93

MARCH 6.

8 banks.

$17, 648, 344. 641, 450, 000. 00

300, 000. 00

05, 285. 022, 035, 347, 63

658, 426. 67346, 259. 56

16, 803. 5092,721.6437, 498. 60

220, 500. 0068, 008. 47

310,401.28110. 380. 00

5, 463.291,162,107.65

982, 759. 00

65, 250. 003, 236. 00

25, 579, 852.94

MAY 4.

8 banks.

JULY 12.

8 banks .

$17,298,377.64 $15,070,110,211, 450, 000. 00 ! 1, 450, 000. 00

300,000.00 300,000.00

55, 285. 021, 446, 430. 66

711,764.87307, 234. 37

10, 803. 5092, 721. 6444,485.15

218,000.0068, 348. 64

303, 762. 86133, 589. 00

6, 204. 591,161, 072. 75

693,428. 00

65,250. 0010, 425. 85

24, 503,190. 54

54, 785. 021, 506, 360, 05

578,191. 71350,128. 38

16, 803. 50130, 694.53

6, 727. 78189, 500.00124, 936. 87254, 270. 32101.S8l.00

5, 280. 63961,517.80525,- 552. 00

65, 250. 0023, 455. 55

21,714,945.35

OCTOBER 3.

8 banks .

$13,487,642.291,450,000.00

300, 000. 00

78, 437. 071,456,788.93

591,655.06205,852.76

16,803.50 l

156, 938.9615,461.60

187, 000. 0069, 641. 91

421,122.8079,701.009, 003.73

971,071.38581, 633. 00

05, 250.0016, 215. 40

20, 160, 219.39

WIS C ONSIN.

Loans and discounts.Bond s for circulation.Bonds for deposits...TJ. S. bonds on hand...Other stocks and b'dsDuefromres'veag'tsDue from nat'lbanksDue from State banksBanking house, etc...Real estate, etcCurrent expensesPremiums paidCash items . . . .Clear' s-house exch'gsBills of other banks..Fractional currencySpecieLegal-tender notes ..TJ, S. cert's of deposit.5 % fund with Treas.Due fromTJ. S. Treas

Total -

74 banks .

$25, 70S, 418. 561, 690, 750. 00

150, 000. 001, 050. 00

1,143 674. 583, 827, 802. 73

398.411.41178, 353. 82769, 460. 205:i, 376. 67

177,883.31138, 676. 56179, 725. 23

320, 905. 0013,982.08

1,915,598.71653, 689. 00

73, 660. 58::, 536.72

37, 461, 955.16

74 banks. 75 banks .

$26, 847. 755. 671, 706, 750. 00

150, 000. 001, 050, 00

1,144, HI). 994. 081, 661. 95

429. 511. 37204, 986. 64779,210.3700, 879. 86

10.", 811,76124, 757. 31171,080.45

237,159.0016, 025. 52

2,024,085.48602, 757. 00

75, 298. 007,177. 99

38, 770,105. 36

C I T Y OF M I L

Loans and discountsBonds for circu lationBonds for deposits -.II. S. bonds on hand..Other stocks and b'dsDue fromres've ag'tsDue from nat'lbanksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ. S. cert's of deposit5% fund with Treas.Due from U.S. Treas.

Total -

5 b&nks.

$7. 28:, 193. 55' 450, 000. 00320, 000. 00

8, 750. 00813,178.13

2,172, 035. 09420, 855. 60150,461.5090, 642. 75

645. 6159,241.85It), 379. 93

250, 249. 474(>, 469. 004, 538. 75

1, 100, 969. 00598, 478. 00

15,745.00

13, 79!), 833. 23

5 banks .

$8, 761, 184. 62450, 000. 00320, 000. 00

7, 700. 00677, 665.14

2,138,568.24298, 617. 27

SO, 146.1998, 458.46

5 799 3954,141.502,816.36

262, 026.9049, 364. 007,738.40

1, 313, 368. 00241, 777. 00

20, 250. 004. 000. 00

14, 793, 621. 47

$27,710,086.641, 744, 250. 00

150, 000. 0051, 050. 00

1,108, 117. 363,106.990.41

474| 282. 86159, 085. 25790, 383. 226t>, 949. 12

174, 834. 3G134,188.56193, 714. 45

278,138.0015,883.33

2, 249, 314. 35736, 999. 00

75, 203.003,936.19

39,313,400.10

76 banks. 76 banks .

$24,154,416.761, 850. 730. 00

150 000. 001, 250. 00

993, 234. 833,118,972.62

350, 945. 56176, 085. 00800, 914. 2872,145.2537, 063. 39

128, 442. 23165,123. M

297, 767. 0015,410.49

2, 413, 933. 93911, 852. 00

81,755.001, 735. 39

$20,118,691.701,875,250.00

150, 000. 002, 550. 00

990, 828. 232, 808, 280. 07

424, 259. 22118.412.15798, 794. 8654, 912. 04

132,002.78132, 843. 98129, 246. 73

10,511.06329, 850. 00

15, 891. 022, 329, 637. 32

832,135. 00

81, 700. 501,391.49

35, 727, 797.17 31, 337, 278.15

W A UKE E.

5 banks.$8, 836, 458. 80

450, 000. 00320, 000. 00

1, 250. 00615.812.90

1,444,916 82289, 907. 88

73, 250. 6298, 470. 4619,432.58

50, 941. 505,102.95

352, 002.1434, 751. 00

3, 089. 641, 335, 03y. 00

263, 985.00

20, 250. 0018,537.91

14, 263, 219. 20

5 banks .

$7,615,256.58450, 000. 00340, 000. 00

4, 550. 00454,812 !50

1, 023. 348. 96262j 795. i 2179, 144.00104 282.80

19, 432. 58

43, 579. 729,173. 69

180,014.2168, 546. 002, 192.11

1,175, 317. 31453, 906.00

19, 620. 003, 000.00

12, 408, 972. 94

5 banks .

$6, 805, 859.13450,000.00 ;340,000.00

1,050.00370,215.40

1,620,322.27260, 171. 23204,004.90122,628.9019, 432. 5819, 513.1842, 362. 22

4, 877. 38272, 911. 3956, 968. 006, 521. 59

1, 589, 857.10786, 571.00

20, 250. 004, 000. 00

12,997,516.27

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 305: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 307

STATES AND RESERVE CITIES—Continued.

CIT1T OP D E T R O I T .

Liabilities.

Capital stock.

Surplus fundUndivided profitsNat'1-bank circulation jState-bank circulation |.

Dividends unpaid

Individual deposits..TJ. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payableOther liabilities

DECEMBER 9.

8 bank3.

$4, 400, 000. 00

651, 000. 0063(3,121.71

MARCH 6 j

8 banks. !

$4,400,000.00

666,000.00545, 284. 99

MAY 4.

8 banks.

$4, 4C0, 000. 00

6G9, 000. 00599,140.18

r60,140. 00 j 1, 282, 210. 00 j 1, 300, 720. 00

36.75

11, 026, 848. 97147,008.77103, 327. 59

3,903,412.604, 706,155. 45

262,819.09

516, 000. 00

324. 69

10, 682, 857. 77120, 839.66147, 837. 03

2, 869, 602.884, 529, 320. 29

110, 575. 63125, 000. 00100, 000. 00

Total 27,112,870.93 25,579,852.94. 24,503,190.54 21,714,945.35 20,160,219.39

824. 00

10, 002, 795. 37109, 954. 628G, 933. 08 !

I2,440,494.093, 729, 565.35

398, 763. 85375, 000. 00300, 000. 00

JULY 12.

8 banks.

$4, 400, 000. 00

677, 000. 00446, 438. 39

1, 295, 250. 00

4, 500. 06

8,491,415.55 I199, 376.67 |102, 579. 03 ]

1, 770. 358. 233,047,914.38

314, 359.48'915, 753. 56

50, 000. 00

OCTOBER 3.

8 banks .

$4, 400, 000. 00

681, 000. 00491, 612.18

1, 291, 030. 00

11,462.00

8,145,618.18170,223.48129,175. 95

1,213,319.552, 606, 285. 05

180,719.69814,173. 3125, 000. 00

WISCONSIN.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individualdeposits...TJ. S. depovsitsDep'tsU.S.dis. officers

Diie to national banksDue to State banks. - -

Notes rediscounted ..Bills payableOther liabilities . . . .

Total j

74 banks .

$6, 765, 550. 00

1,971,816.011,321,760.61

1, 506,166.00

546. 00

25, 207, 353.08101, 621.1931,959.92

84, 034. 53268, 900. 53

199,106.026, 000. 00

141. 27

37, 464, 955.16

74 banks.

$6, 745, 900. 00

2, 050, 314. 02969, 090. 98

1, 520, 866. 00

2, 016. 75

26, 794, 458.47125, 694. 37

8, 715. 08

51,703.16347, 437. 45

138,909. 0815, 000. 00

38, 770,105.36

75 banks.

$7, 045, 900. 00

2, 055, 748. 931,193, 650. 36

1, 543, 456. 00

4, 279. 00

26, 655, 074. 52114,742.4616,991.61

128,038.23322, 057. 04

220, 967. 9512, COO. 00

39, 313,406.10

76 banks,

$7, 085, 000. 00

2, 0H8, 849. 02954,718.70

1, 648, 766. 00

35, 273. 50

22, 809,186.14118,301.60

7,043.44

96, 768. 78262, 008. 53

475, 381. 46166, 500. 00

35, 727, 797.17

76 banks .

$7, 019, 318. 93

2, 009, 099. 021,082,918.41

1, 682, 616. 00

6, 942. 00

18, 872, 300. 8899, 736. 8427, 408. 71

.121, 893. 5719(5, 838. 60

124,475.1993, 700. 00

31, 337, 278.15

CITY OF MILWAUKEE,

Capital stock

Surplus fundUndivided profits—

Nat'1-bank circulationState-bank circulation

Individual deposits...XL S. depositsDep'ts U.-S.dis. officers

Due to national banksDue to State banks...

Notes rediscounted ...Bills payabl eOther liabilities

Total...

5 banks .

$1,650,000.00

475, 000.00363, 373. 79

314, 900. 00

7,962,780.67117, 687. 76183, 286. 87

1, 960, 299. 35539, 676. 50

232, 828.29

13, 799, 833. 23

5 banks .

$2,150, 000. 00

475, 000. 00383, 702. 55

388, 800. 00

8, 438, 733.14124, 142. 34189, 200. 83

1, 706, 224. 93833, 331. 74

104, 485, 94

14,793,621.47

5 banks .

$2,150, 000. 00

475, 000. 00420,037.64

405, 000. 00

8, 097, 750.1355, 453. 03

269, 469.54

1, 449, 575. 31701, 643. 36

233, 290.19

14, 263, 219. 20

5 banks .

$2,150, 000.00

475, 000. 00410,961.90

404, 250. 00

6, 463, 030. 07159, 501.10171,515.75

1,322,987.19495, 928.82

230, 798.11125,000.00

12,408, 972. 94

5 banks.$2, 300, 000. 00

275, 000. 00343,183. 44

405, 000.00

7, 592, 227. 70194, 280. 58149, 859. 23

1,183, 780. 67494,184. 65

60, 000. 00

12,997,516.27

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 306: Annual Report of the Comptroller of the Currency, Volume 1 1893

308 REPORT OF THE COMPTROLLER < >F THE CURRENCY.

ABSTRACT OF REPORTS SINCE SEPTHMRKR 30, 1-392, ARRANGED

IOWA.

Resources.

Loans and discounts.Bond s for circulation.Bonds for deposi ts . . .U. S. bonds on hand. .Other stocks and b'dsDue from res've ag tsDue from nat'l banks.Due from State banksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-houseexch'gsBills of other banks .Fractional currencySpecieLegal-tender notes . .U. S. cert 's of deposit5 % fund with Treas.Due from U". S. Treas. j

DECEMBER 9.

158 banks.

:39,G8G,502.983, 862, 000. 00

160, 000,003, 450. 00

1, 4(54, 248. 013,507,901,491,489,054.94

433,145.061,468, 248. 63

287, 428. 42405, 999. 48254, 860.30358, 130. 55

83, 5215. 84500, 688. 0022. 497.14

2,124,, 651. 871,204,, 01). 00

149, 029. 558, H7.15

Total I 56,974,327.01

MARCH 6.

160 banks .

MAY 4.

162 b a n k s .

40, 364, 653. 863, 374, 500. 00

160, 000. 002, 550. 00

1,677,531.994. 60:5, 769. 051,566,452.57

531.762.091,504,421.34

300, 666. 81219,493.41230, 811. 52366, 243.4657,175.14

567, 450. 0025,163. 81

2, 287, 837. 241, 258, 727. 00

150, 020, 4111,713.27

59, 266, 942.97

$40, 559,3, 374,

160,1,

1, 628,3, 500,1, 344,

427,1,531,

294,366,228.251,

76,538,27

2, 436!1.171,

469. 51500.00000. 00550. 00974.61363.45313.12047. 50611.84195. 28385. 78426. 96804. 87836. 28954. 00201. 74141.07296. 00

148, 343. 6813, 902. 90

58,184, 408. 59

1,495,3,214,

983,365^

1, 538,269,104,213!240,32,

523,25,

2, 581,1,215,

177,58COO. 00000. 00550. 00651.07116.66157. 98293. 39242. 04336.61220. 08025.43943. 63583.47024.00421.20794.00283. 00

148,472. 913, 710. 02

52, 0i9, 003.07

3, 522, 500. 00160 000.003, 050.00

1, 346, 89!). 623, 927,166. 781.033,327.95371,988.62

1.557,481.21277, 983. 80309,631.17222,957.54313, 017. 8670, 272. 08510, 662. 0024, 709. 54

2, 489,183. 671, 268, 025. 00

154, 920. 417, 387.50

49,405, 840. 02

CITY OF DES MOINES.

Resources.

Loans and discountsBonds for circulationBotuls for deDOsit^XT S bonds on handOther stocks and b'dsDue from res'veag'tsDue from nat ' l banksDue from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-houseexch'gsBills of other banks . .Fiaotioual cuirency.SpecieLegal-tendei notes . .U. S. cert 's of deposit.5 % fund with Treas.Due fromU. S. Treas.

Total

4 bank3 .

$2, 893, 385. 88150, 000. 00

252, 2LI. 44290,532.04183, 976. 27

41, 596. 33125, 235. 64

78, 719.1421,167.7310, 500. 009,518.51

77,0 42.9723. i'10. 001,852.66

181, 764. 95116,964.00

6, 750. 001,000.00

4,465,527.56

4 banks .

$2, 710, 309. 04150, 000. 00

202, 008. 01420, 700. 08205, 436.73

58, 954. 71125, 235. 64125, 912. 28

17,216.0010, 000. 00

9, 955. 7899, 228. 2438, 995. 001,545.60

140, 446. 15184, 596. 00

6, 750. 001,000.00

4, 508, 2o9. 26

4 banks.

$2, 765, 733. 02150, 000. 00

193, 444.17221, 143.22127,133.13

50, 573. 02125, 235. 64111, 877. 28

25, 026. 919, 750. 007, 646. 50

70, 388. 7145, 655. 00

2,1 "JO. 21225, 387. 45100, 953. 00

6, 750. 001, 000. 00

4, 23&, 817. 26

4 banks .

$2,314,846.95150, 000. 00

143, 284. 98222, 783.02

96, 344. 6429, 4 56.94

125, 235. 64111,841.91

5,673.749, 000. 007,045.30

62,4 47.4729, 725. 001,914.00

135,250.53181, 233. 00

6, 750.001, COO. 00

3, 633, 813, 12

4 bankn.

$1, 966, 652. 24175, 000. 00

175, 799. 70324, 757.18

82, 181.5536, 084. 62

125,235.64114, 783.17

24, 550. 3111,718.75

9, 102. 9860, 854. 54"49,611.00

1,935.?3115,527.75142, 084. 0l>

7, 213. 001,000.00 ,

3,'424, 092.26

MINNE SOT A.

Resources .

Loans and discountsBondsforcirculat ionBonds for depos i t s . . .XT S bonds on handOther s tocks anil b'dsDue from res 've ag ' t s .Due from nat ' l banks .D u e from State banksB a n k i n g house, e t c . .Real estate, etcCurrent expensesPremiums paidCash items *Clear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U.S. cert's of deposit.5 % fund with TieasDue from U. S. Treas

Total

60 banks .

$19,175, 690. 071, 279, 800. 00

50, 000. 00

318,198.122,313,144.26

223, 508. 85249, 426. 51852, 092. 78214.770.71148! 547.16106,120.14

85, 740. 95104, 688.92117,147. 00

7,707.271,067,491.43

454, 110.00

57, 585. 508,301.00

~~2fy8Mt 070. 67

63 banks .

$18, 755, 026. 581, 317, 300. 00

50, 000. 0011,000.00

339, 534.112, 377, 535. 80

298, 214. 34247, 774. 61865, 765. 95208, 053.72154, 511. 43

96, 266.5774,774.2975, 520. 3094, 246. 009,811.37

1,126,677.81383, 026. 0J

57,911.003, 160.50

26,546,110.38

64 banks .

$18, 842, 521. 801, 329, 800. 00

50, 000. 00l i , ooo. oo

403, 278. 342,184, 690.74

246, 025. fil252, S28. 55882, 207. 31218,531.40212,523.34

81, 568. 8160, 987. 8374,191.52

111,400.0010, 3eO. 91

1, 244, 870. 32316, 632. 00

56, 063. 509, 310. 50

26, 598, 902.48

64 banks .

$17,579,0] 6. 211, 330, 800. 00

50.! 000. 002, 200. 00

390, 001. 491,953,470.53

305, 012.25• 193, 496, 87

883,104-58200, 783.19

53, 488. GO76,154. 0681,491.3034, 422. 58

128, 304. 0010, 777.73

1, 455.238. 50429,139. 00

55,271.501,574.00

25, 213, 746. 39

65 banks .

$15,334, 446. 261, 355, 800. 00

2, 000.00420,158.73

1, 820, 243.17338,878.60.283, 456. 20890. 933.66"202, 445.64125, 811.53

70,701.56'89, 406.6655,551.05

105,710.0013,288,46-

1,428,364.51424,643.00

59,105.50;2, 818. J3

23, 023, S52~tS^

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 307: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPOKT OF THE COMPTROLLER OF THE CUKKENCY. 30(J

BY STATES AND RESERVE CITIES—Con! IDIUM.

I O W A .

Liabilities.

Capital vStock.

DECEMBEli 9.

158 banks.

Surplus fundUndivided profitsNat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks -..

Notes rediscounted ..Bills payableOther liabilities

513, 795, 000.00

2,977,983. 961, 720, 431.11

2, 974, 467. 00

Total.

29,137.92

29, 772, 605. 2794, 988. 6028, 950. 32

1, 620, 669.122, 635, 061.00

982, 032. 71343, 000. 00

MARCH 6.

160 banks .

$13, 920, 000. 00

3, 067, 708. 271, 424, 013. 69

3, 001, 412. 00

18, 291. 33

31, 488, 014. 99101,859.4032, 634.14

1, 605,150. 873, 276, 349.16

655,634.45675, 874. 67

MAY 4.

162 banks .

$13,905, 500. 00

3, 056,673.251,657,337.66

2, 983, 082. 00

18, 898. 83

30, 699, 767. 7872, 886. 3361, 646. 32

JULY 12.

163 banks .

$13,915,000.00 ;

3, 045,173.781, 264, 310. 56

3,005,905.00 I

OCTOBER 3.

165 banks .

$14,000, 000. CO

3,031,005.141,479, 124.54

3,159, 965. 00

1, 308,162.15 !2, 626, 155.16 |

940, 704.39843, QoO. 16

3, 664. 56

95, 52C. 67 j

25, 913, 397. 82 ;69,351.20 J41, 490. 24

926,003.74 I1,740,666.34 '

1,161,077.7287J.100.00

35, 530. 50

23, 588, 390. 60110,830.23

34, 84J. 71

831, 327. 321, 941, 832. 90

550, 886. 30637, 099. 70

5, 000. 00

56,974, 327. 01 i 59, 266, 942. 97 | 58,184,408.59! 52, 049, 003. 07 | 49,105,840.02

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bankcirc ulation

Dividends unpaid

Individual deposits..U. S. depositsDep'ts U. S.dis. officers

Due to national banksDue to State banks..

Note3 rediscounted ..Bills payableOther liabilities

Total

C I T Y

4 banks.$700, 000. CO

311,500.00167, 972. 03

135, 000.00

1,139. 50

1, 992, 428.18

324, 640. 08777, 347. 77

55 500 00

4,465, 527. 56

OF DE S

4 banks .

$700, 000. 00

325, 500. 00144, 845.96

131,800.00

1, 296. 50

1, 785, 005.03

393, 385.16958,456.61

5 000 0063, 0U0. 00

4, 508, 289. 26

MOINB

4 banks .

$700, COO. 00

333,000. 00151, 537. 00

131,900.00

4,193. 50

1, 623, 389.46

331,383,41901,413.8:)

60 000. 00

4, 239, 817. 26

4 banks.

$700, 000. 00

334, 000. 00128,099.37

135, 000. 00

13, 376. 50

1,256,917.50

214,691.53625, 728. 22

91,000.00135,000.00

3, 633, 813. 12

4 banks .

$700, 000. 00

334, (!(;(). 00148, 219. 19

143, 310. 00

3, 322. 50

1,036,115.49

306, 331. 00015,193.88

37, 096. 00100, OHO. 00

3,424,002.28

MINNESOTA.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-hank circulation

Dividends unpaid

Individualdeposits...TJ. S. depositsDep'tsU.S.dis.ofiicers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payableOther liabilities

Total

60 banks .

$5, 726, 220. 00

1, 086, 973.121, 003, 634. 68

1,145, 834. 50

3, 961. 87

16, 599, 839. 643, 082. 53

21, 259. 83

187,460. 38312, 929. 90

687,108. 8348, 000.00

2, 765. 39

26, 829, 070. 07

63 banks .

$5, 925, 230. 00

1, 111, 890. 58869, 347.04

1,166,194. 50

4, 019. 20

16,007,253.4713,917.3122, 988. 32

194, 702.22355, 078. 56

775, 148. 8599, 863.45

476. 89

26, 54G, 110.38

64 banks .

$5, 978, 200. 00

1, 063, 240. 58967, 684. 00

1,177, 252. 00

1, 825. 37

15, 836, 327. 0128, 945. 4311,054.57

173, 593.90?53, 618. 63

886, 365. 5486, 500. 0034, 295.39

26, 598, 902. 48

64 banks .

$5, 995, 230. 00

1, 074, 331. 56692, 831. 06

1,171, 212. 00

29, 049. 70

14, 707, 538. 9810, 314. 556,464. 51

183, 595. 29181,560.03

857, 503.46271,000.00

33,115. 25

25, 213,746. 39

65 banks .

$6, 080, 070. 00

1, 072, 090. 88775, 0y 1.05

1, 212, 352. 00

5, 684. 00

12, 532, 543.13

143, 555.63200, 812. 48

609, 762.14266, 750. 00

64, 505. 37

23, 023, 852. 68

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 308: Annual Report of the Comptroller of the Currency, Volume 1 1893

810 REPOKT OF THE COMPTROLLER OP THE CURRENCY.

ABSTRACT OF REPORTS SINCE SEPTEMBER 30? 1892, ARRANGED

C I T Y O F S T . P A U L .

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits..U. S. bonds on handOther stocks and b'dsDue from res' ve ag'ts.Due from natl baulks.Due from State bauks!Banking house, etc..Real estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-houseexch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes..U. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas

DECEMBER !

5 banks .

15, 406, 364. 94300, 000. 00475, 000. 00

MARCH 6.

5 banks .

14, 895, 795.00300,000.00475,000.00

MAY 4.

5 banks.

JULY 12.

5 banks.

Total.

491, 169 601, 24b, 551. 18

523, 713.14338.293 43842,091.48249, 316. 8250,019,5551, 730. 577!), 822. 26

397, 462. 7873, 237. 00

5, 426. 962, 057, 974. 34

358,429. 00

13, 500.006,396.01

538,1,172,

351,273,827,290,

57,47,78,

374,38,

4,2,159,

191,

581. 3r771.21542.123G9.09563 62586. 99580. 73244. 05143. 26361. 66082. 00167. 90834. 27515. 00

15,045,509.30 | 14,329,700.92300,000.00 I 300.000.00475,000.00 I 475,000.00

OCTOBER 3. !

4 banks . !

9,647,745.63 !250,000.00 I475,000.00 i

13,2354116,800.00

551,1,036,

368,228,842,270,65,6,

60,369,44,3,

1, 940,148,

548.10 I598.96 |560.30 i044.14 j063.62 |427.35906. 64000. 00466. 06187.52600. 00469.07751. 06282. 00

13, 500. 004,185.11

318, 054.07992,131. 07321, 379.32147, 890. 40842, 063. 62269, 593. 287,608.116, 000. 00

65,169.58224, 243. 7055, 582. 005,187. 20

1,975,027.49165, 820.00

i3,"f>66."oo"2, 294. 81

22, 973, 099. 06 | 22,106,173. 62 | 21, 774, 099.23 j 20, 516, 345. 57

412,753.26 '1,049,894.77 :250,546.65 i79,810.49 ;

399, 318. 78 i44,455.75 j6, 031. 68 i6,000.00 !96,343.57

242, 616. 6552,841.004,557.40 :

2,176,790.10 i211,836.00 I

614.51 ;

15, 418,406. 24 ;

Loans and discounts.Bonds for circulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nat' 1 banks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses . . .Premiums paid .......

Clear'g-house exch'gsBills oi"otherbanks..Fractional currency.SoeeiaLegal-tender notes ..U. S. cert's of deposit.5 %fund with Treas-Due from IT. S. Treas.

Total

C I T Y7 banks .

$14,162, 339. 87350, 000. GO

50, 000. 00

430, 804. 531, 036, 852. 31

800, 22;'). 77203, 875. 79261, 640.13130, 05:?. 67

70, 9IS). 7642, H7.'>. 0033 4'}2. 04

644,713.00166. 14'?. 00

3, 187.07882, 491. 70782; 517. 00

15, 75). 003, 000. 00

20, 130, 303. 70

OP MIN7 banks .

$13, 348, 462. 62350, 000. 00

50, 000. 00

420. 370. 901,114, 624. 61

508, 602. 88225,168. 63264, 237. 55200, 704. 97

88, 368. 8537, 625. 0020, 970. 57

449, 075. 72127,602.00

5,103.921,048,993.75

431,237.00

15,150. 0010, 7e0.00

18, 717, 078. 97

NBAPOLIS.7 banks.

$13, 945, 509. 98350, 000. 00

50, 000. 00

420, 370. 901,186, 631. 07

493,482. 24306, 515. 53264, 237. 55199, 853.13126, 337. 6035,125.0031. 755. 60.

317, 171. 751515, 054. 00

5, 613. 901,240,417.15

631, 673. 00

15, 750. 001,100.00

19, 777, 598.40

7 banks.

$13,141,168.63350, 000. 00

50, 000. 00

450, 920. 61729, 830. 29473, 083. 96187, 749.14188,239.55278, 628. 85

8, 655.1720,125.00'24, 740.10

414,912.7172, 866. 005,741.39

890, 378. 25592, 770. 00

15, 200. 002, 480. 00

17, 903,489. 65

7 banks.

$12, 320, 548. 51350, 000. 00

50, 000. 00

600, 483. 32866, 276. 00407, 381. 68233, 070. 05188, 239. 55372, 356.1352,098.9126,125. 0021, 758. 87

467, 501). 2799, 229. 00

5,913.60975, 527. 65435, 000. 00

13, 700. 00127. 70

17, 4853 345. 30

MISSOURI.

Loans and discounts.Bond sf or circulation.Bonds for depositsU. S. bonds on hand..Other stocks and b'dsDue from res'veag tsDue from nat'lbanksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash items

Bills of other banks..Fractional currency.SpecieLegal-tender notes ..U.S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.

Total

58 banks.

$10, 353, 712. 361, 208, 800. 00

4,150. 00775, 234. 58

1, 334, 897. 73108, 339. 30142,725.71498, 219. 99124, 056. 69129, 789. 02117, 315. 62

82, 583.65

192, 656. 003, 885. 88

468, 784. 63353, 694. 00

52,321.21432. 50

15, 951, 598. 87

58 banks .

$10, 734, 065. 951, 207, 800. 00

4,150.00808, 688. 61

1, 617, 247. 20207,174.69202, 736.61501, 276.04131, 578. 35

96, 465.19108, 974. 99118,358.05

172, 325. 004, 332. 29

516, 893. 64370, 500.00

53, 751. 001,077.50

16, 857, 395.11

58 banks .

$10,627,385.021, 207, 800. 00

3, 500. 00762, eO6. 89

1,389,598.05226,186. 45161,946,64502, 370. 23140, 663. 21131,140. 97

98, 716.59121, 530. 00

1G9, f.66. 003, 956. 72

521, 634. 56347, 431.00

53, 451.001, 222. 50

16, 470, 705.83

57 banks .

$9,720,2.11.241,195, 300. 00

350. 00752, 662. 23

• 891, 442.13154, 301. 87

63, 363. 03501,609.81138, 607. 4741,921.1787, 318. 7463, 345.51

183, 757. 004. 0G8. 50

531/218,03318, 889. 00

51, 788. 50502. 50

14,700, 657.33

57 banks .

$8, 553, 430. 051,195, 300. 00

350. 00725,161.83898, 036. 88152, 650. 82

69, 937. 57502,788.99158, 328. 9981,124.9184. 610. 348M82.82

9, 426. 08196', 803*. 00

'3, 76H. 16522, 209.10363, 166. 00

52, 488. 50960. 00

13, 652, 030. 04

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 309: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 311

BY STATES AND RESERVE CITIES—Continued.

C I T Y O F S T . P A U L .

Liabilities.

Capital stock

Surplus fund . . .Undivided p ro f i t s . . . .

Nat'l-liank circulationState-bank circulation

Dividends unpaid

Individual deposi ts . .TJ. S, depositsDep' ts TJ. S. die. officers

Due to national banksDue to Staie b a n k s . .

Notes redisconnted . .Bills payableOther liabilities

DECEM15EE 9.

5 banks.

MARCH 6.

5 banks.

MAY 4.

5 banks .

$4, 600, 000. 00 I $4, 800, 000. 00 $4, 800, 000. 00

JULY 12.

5 banks.

OCTOBER 3.

$4,800,000.00 !

] , 298, 000.00 1,326,000.00 1, 320, 000. 00 | 1, 328, 000. 00 j1,444,268.69 I 1,260,716.48 1,154,081.07 j 1,030,436.12]

269, 220. 00 ! 266, 020. 00

1, 840. 50

10, 539, 994. 85248, 711.51219,139.03

2, 686, (375. 701, 460, 248. 75

5,000. 00

2, 732. 50

9,908,618.25252, 265. 55203,145.04

2, 005, 597. 781, 530, 078.02

351,000.00

'""206,600.00

269,000.00 269,350.00 I

4 banks .

$2, 800, 000. 00

1,103,000.001, 003, 900. S5

223, 780. 00

Total .

2, 409. 00

9, 744. 651. 56189,721.13293,927.50 j

1,814,469.17 I1, 408, 060. 35 j

571, 779. 45 !j

200, 000. CO i

17,404.00

9,390,272.17285,177. 54194, 124. 36

1,410,923.78773,119.06

717, 538. 54

300, 000. 00

22,973,009.06 22,106,173.62 21,774,099.23 20,516,345.57 15,418,40(3.24

11,072.00

7,167, G92. 98167, 477. 17275,812.33

1, 550, 789. 87733, 800. 39

81,020.65

3*66, 000."00

Capital stock

Surplus fundUndivided profits

Nat'1-bank cir cul ationStatft-bank circulation

Dividends unpaid

Individual deposits...U. S. depositsDep'ts U. S.dis.officers

Due to national banksDue to State banks...

Notes rediseounted ..Bills payableOther liabilities

Totai

C I T Y7 banks.

$5,450, 000. 00

639, 000. 00909,526. 60

288, 727. 00

505. 50

8, 999, 857. 3036, «S62.10.

2, 814. 58

1, 761, 847. 331, 040, 055. 63

601,112. 60400, 000. 00

20,130, 308. 70

OF MIN7 banks .

$5, 450, 000. 00

650, 000. 00738, 274. 01

283, 767.50

2, 202. 00

8, 569, 778. 7230, 854. 30

2, 400. 35

I, 447, 018. 55911, 549. 99

350, 233. 55275, 000. 00

18,717.078.97

NEAPOLIS.7 banks.

$5, 450, 000. 00

650, 000. CO848, 598.28

284,147.50

1, 019. 00

8,929,710.9838, 822. 631,856.30

1, 506, 653. 94828, 208. 61

538, 575. 16700, 000. 00

19, 777, 598. 40

7 banks .

$5, 450, 000.00

674, 000. 00705, 843,17

313, 995. 00

47, 343.00

7, 859,188.2240, 882. 95

815, 581. 74573, 227. 81

953, 427.76470, 000.00

17, 903, 489. 65

7 banks.

$5,450, 000. 00

674, 000. 00783, 612. 93

314,497.50

60s. 00

7,403,824.3947, 945.17

1, 40'J. 93

1, 045, 659. 67587, 382.18

569, 408. 53607, 000. 00

17, 485, 345. 30

MISS OURI.

Capital stock

Surplus fund•Undivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits...XT S depositsDep'ts U. S. dis. officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payableOther liabilities

Total

58 banks.

$4, 640, 000. 00

752,118. 63512, 717. 63

1, 062, 520. 00

6, 352.50

8, 479, 962.33

37,522.1165, 315. 76

224, 088. 91171, 000. CO

15,951,598.87

58 banks.

$4, 680, 000. 00

793, 502.02341, 950. 29

1, 075, 540.00

2, 493. 00

9, 336, 835.18

47, 779.19180,173. 78

239, 844. 65159, 277. 00

16, 857, 395.11

58 banks.

$4, 665, 000. 00

792, 502.02433, 392. 81

1, 078, 760. 00

687. 50

8, 833,153. 91

41,704.49123,439.73

345, 288. 37156,277.00

500.00

16, 470, 705. 83

57 banks .

$4,615,000.00

788,919.02263, 308. 53

1, 069, 530. 00

22, 534. 50

7, 256, 354. 36

27, 925. 2375, 071. 74

335, 73G. 95240, 277. 00

14, 700, 657.33

57 banks .

$4, 615, 000.00

797. 269. 02350, 019. 97

1,074,467.90

15, 645. 50

6, 220, 405. 97

38, 560. 5366, 962. 50

235, 88.1. 65237,815.00

13, 652, 030. 04

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 310: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE CuMPTkOLLKE OF THE

ABSTRACT SKPTKMKEH :>0, 189*2, ARRANGED

C I T Y O F S T . L O U I S .

Loans and discountsBondsfor circulationBonds for deposits ..TT S bonds on handOther stocks and b'ds

Due from nat'l banks.Due from State banksBanking house, etc ..Real estate, etc-Current expensesPremiums paid......Cash itemsClear g-house exch'gsBills of other banks..Fractional currency.Specie - -Legal-tender notes ..U. S. cert's of deposit.5 % fund with T'reas.Due from U.S.Treas.

Total

DECEMBER 9.

0 banks.

$31,186, 432. 53450, 000. 00250, 000. 00

1, 893, 790. 74

3, 993, 065. 87854, 958. 48878, 308. 05175, 048. 3018, 946.1385, 300. 00

177,959.761, 644,12(1. 92

172, 953. 004, 063. 73

4,006,481.051, 679, 550. 00

30, 000. 0020, 250. 00

6, 600. 00

47, 527, 828. 56

MARCH 6.

9 banks.

$32, 389,183.16450, 000. 00250, 000. 00

1, 782,160. 44

3,961,608.62841,731.85871, 843. 51175,048.30

54, 680. 8675, 300. 00

183,008.341, 548, 238. 02

178, 299. 004, 320. 00

4,818, 284.301, 934, 690. 00

20, 250. 003, 000. 00

49, 541, 646.40

MAY 4.

9 banks.$32, 736, 801. 99

450, 000. 00250, 000. 00

1, 358,144. 44

2, 765, 622. 94893, 375.12874, 343. 51175, 048. 30

72, 924. 6374, 300. 00

125,012.501,492,002.55

144,525.005, 406. 95

3 702 026. 702,166, 836. 00

2*6, 250. 005, 600. 00

47, 372, 220.63

JULY 12.

9 banks.

$26,508,101.76450, 000. 00250, 000. 00

1, 501, 436.71

2, 389, 05.1 87532, 343. 99878,343.51175,048.3047, 445. 0862, 300. 00

108, 272. 921, 212,136. 43

114,529.003, 285. 87

2 555 049 021, 843, 208. 00

75 000 0020, 250.007, 000. 00

38, 730, 804. 46

OCTOBER 3.

9 banks .

122.936,175.14450, 000. 00250, 000. 00

1, 533, 547. 66

2, 244, 672. 70561,382.72892, 081.16177, 320.46

98, 720. 8859, 800. 00

108, 984. 99987, 696. 49156, 542. 00

4, 825. 783 639 674 752, 051, 573. 00

10 000 0020, 250. 00

6, 000. 00

36, 249, 247, 73

Loans and discountsBonds for circulationBonds for deposits . .TT S bonds on handOther stocks and b'dsDue from res've ag'tsDue from nat ' lbanks .Due from State banksBanking house, e t c . .Real estate, etcCurrent expensesPremiums paidCash i temsClear' g-house exch'gsBills of other b a n k s . .Fractional currency.

Legal-tender notes . .U. S. cert 's of deposit5 % fund with Treas .Due from U.S . Treas .

Total.....

KANSAS10 banks.

$18,921,646.06500,000.00100, 000. 00

1,131,134.733, 075, 549. 76

904,420 35727, 723.68384, 684. 42333, 652. 72

85, 756. 7679, 000. 0050, 276. 59

583, 241. 34301,181.00

4, 938. 311, 238, 292. 751, 347, 625. 00

21, 900. 009, 700. 00

29, 800, 723.47

10 banks.

$18,160, 503. 97500, 000.00100,000.00

1, 396, 232.633,407, 083.761, 016, 283. 85

830, 493. 28406, 959. 42335,211.44

62, 552. 5067, 000. 0078, 078.29

763, 742. 89316, 894. 00

4, 124. 281, 457, 540. 301, 318, 574. 00

22, 500. 007,200. 00

30, 257, 034. 61

CITY.9 banks.

$18,609,948.59450, 000. 00100, 000. 0028, 250.00

1,390,324.231,983,112.26

860, 929. 87925, 430. 36398, 402. 92343,211.44

58, 343.1958, 000. 0096, 872. 07

591, 482. 29196, 697. GO

4,221.551, 580, 346. 551, 442, 552. 00

20, 250. 0020,001.00

29,158,375.32

9 banks.$15, 987, 379.89

4'.(), 000. 00100,000.00

1, 422, 98G. 681,152,547.23

822,0:U.46620, 620. 91397, 902. 92349, 938.4425,247.6153, 500. 0052, 949.90

249, 773. 63232, 293. 00

4, 772. 37746, 069. 20795, 037.00

20, 250. 008,100. 00

23, 491, 400. 24

8 banks.$11,425, 110.10

400, 000. 00100, 000. 00

909,141. 721,492,311.85

860, 906.03430, 337. 74219, 117.9220 i, 943.4839, 735. 2847, 000. 0097, 357. 09

535, 486.18290, 433. 00

6, 940. 741, 254, 807.601, 003, 719. 00

18, 000. 003, 700.00

19, 336,047. 73

CITY OP ST. JOSEPH.4 banks.

Loans and discountsBonds for circulationBonds for deposits . .U. S. bonds on hand. .Other stocks and b'dsDue from res 'veag' ts jDue from nat ' lbanks jDue from State banksBanking house, etc ..Real estate, elcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks . .Fractional currency.SpecieLegal-tender notes . .U .S . cert 's of deposit.5 % fund with Treas.Due from U.S . Treas

Total

$5, 706, 907. 94300, 000. 00

50, 000. 00

126, 649. 32513,455.58326, 540 23

82, 970. 66128, 350. 00

9, 922. 7318,741.8215, 500. 0087,998.00 j83, 86ft. 4330, 295. 00 I

637. 76 I338, 714. 70 j276, 886. 00 j

4 banks.

174, 433. 35641,357.54492, 195.42103, 369. 88126, 850.00

4, 800. 0610, 096. 8012,500.00

103, 792.7088,271.1425. 920. 00

'721.25340, 8G9. 05287, 680. 00

13, 500. 001, 150. 00

8,112, 089.17

13,500.001,410.00

8,471,808.59

4 banks.

300, 000. 0050, 000. 0Q

174,183.75464,841.45330, 356. 0349, 553. 36

126, 850. 004, 890. 06

13, 650.2312, 500. 0073. 555. 77

103,751.7616, 970. 00

763.81318,729.85239, 888. 00

4 banks. 4 banks.

$5,019,083.36250,000. 0050, 000.00

180, 358. 55518, 370. 36357, 240. 24

92, 635. 07120, 850. 0041,096.062,414.08

10, 500. 0044, 77G. 4154, 924. 0217,714.00

971). 29344, 507. 95261, 479. 00

4, 490,475. 94250, 000. 0050, 000. 00

13, 500.001, 700. 00

11, 250. 00550. 00

' 8,186, 967. 65 I 7, 378, 728. 37

164,156.94841,296.41298, 954. 28

98, 192. 67120, 850. 00

6, 578. 709,314.09

10, 500. 0047, 538 66

102,132. 8435, 943. 00

850. 75445, 062.00285, 550.00

11,250.00700. 00

7, 269, 346.28

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 311: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE (JOJU'TKULLER OF THE CURRENCY. 313

BY STATES AND RKSKRVK CITIKS—Continnofi.

C I T Y 1 O F S T . L O U I S .

Liabilities.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..TJ. S. depositsDep'ts IT. S. dis. officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payableOther liabilities

Total

DECEMBER 9.

9 banks.

$10, 7G0, COO. 00

1,730,000.00898, 354. 61

402, 950. 00

11,827.50

20, 896, 288. 40240, 000. 00

6,813,686.495,262,721.56

272, 000.00300, 000. 00

47, 527, 828. 56

MARCH 6.

9 banks.$10, 700, 000. 00

1,811.000.00956,215.52

405, 000. 00

19,502.25

20,216,664.47240,000.00

8, 225, 706. 756, 780, 549.84

100, 000. 0080, 000. 00

7, 007. 57

~49, 541,~646T40

MAY 4.

9 banks.

$10,700,000.00

1, 951, 000. 00920,167.10

401, 910. 00

41,489.00

19, 855, 231. 78240, 000. 00

6, 774, 039. 936,148, 465. 63

279, 917. 1960, 000. 00

47, 372, 220. 63•

JULY 12.

9 banks .

$10, 700, 000. 00

2, 033, 000.00830.155.15

405, 000. 00

1, 919, 00

15, 600, 472. 39240, (,00. 00

4,230,771.004, 050, 978. 28

247, 508 64365, 000. 00

20, 000. 00

38,730,804.46

OCTOHFTB 3 . .

9 banks.

$10,700,000.00.

2, O.w, 799;¥9.980, 483.04'

405,000.00c

1, 275. 50

13, 016, 078* 1J>25J, 000. 00

4,294,511.713, 696, 069. 4£

2."0,000. OO

36, 249, 247. 73

K| 10 banks.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits...U. S. depositsDep'ts U. S.dis. officers

Due to national banksDue to State banks.. -

Notes rediscountedBills payableOther liabilities

Total

$6, 800,000. 00

852, 000. 00393, 499. 52

450,000. 00

304.50

11, 308, 556. 5157, 077. 4227, 378. 46

5, 268,402. 664, 643, 504. 40

29, 800, 723.47

ANS AS10 banks.

$6, 800, 000. 00

725, 600. 00231,306.88

450, 000. 00

492.75

11,076,291.1268,413.9122, 025. 30

5, 202, 856.965, 580, 047. 69

100, 000.00

30, 257, 034 61

CITY1.9 banks.

$6, 550, 000. 00

726, 000. 00237, 721. 57

405, 000. 00

992.00

9, 867, 065.7467, 248.2617, 391.66

5, 309,144.165, 342, 811. 93

60, 000. 00575, 000. 00

29,158, 375. 32

9 banks.

$8, 550, 000. 00

730, 700. 00183, 588. 01

405,000.00

28, 080.25

8, 312, 352. 3889, 674. 038,919.23

2, 432,564.492, 794,199.17

160,821.781, 795, 500. 00

23,491, 400.24

8 banks .

$5, 550, 000.. 00

533, 700. OO180,390.48

360, OOA-00

238.2,5

6, 359, 634. 4961,476,0110,417.. Op

2,868,397.172, 693, 9h7.24

3t, 500.00674, 287.00

19, 336,047. 73

Capital stock

Surplus fundUndivided profits—

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits...U. S. depositsDep'ts U.S.dis.officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payableOther liabilities

Total

CITY4 banks .

$2,000, 000. 00

210, 000. 00116, 386. 92

269, 000. 00

56.00

3, 734,107. 0843, 714.43

319. 30

568, 032.151, 029, 213, 22

91,260.0750, 000. 00

8,112, 089.17

OP ST .4 banks.

$2, 000, 000.00

220, 000. 0056, 993. 69

270, 000. 00

556.00

3,674,157.9944,351.39

338. 61

709,127, 851,385,985.96

6"\ 297.1050, 000. 00

8, 471, 808.59

JOSEP4 banks .

$2, 000, 000. 00

221, 000.0075, 599. 34

269, 000. 00

434. 00

3,480, 750. 8743, 489. 30

525. 49

786, 837.521, 209. 464. 38

48, 866. 7551,000. 00

8,186, 967. 65

H .4 banks .

$2, 000, 000.00

223, 500. 0045, 818. 08

225, 000. 00

3, 239, 659. 5444, 911. 20

40.10

583, 001. 01937,198. 44

50, 000. 0029, 600. 00

7, 378, 728.37

4 banks.$2, 000,000. 00

223,500.0083,540.16

225,000.00'-

2,941,865.04;49,412, t$_

1,179| 116' W;

id, 000.01>'

7, 26$, 34$.2f';

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 312: Annual Report of the Comptroller of the Currency, Volume 1 1893

314 REPORT OF THE CuMPTkOLLKE OF THK

ABSTRACT OV REPORTS SINCE SEPTEMBER 30, 1892, ARRANGED

KANSAS.

Resources.

Loans and discounts-jBondsforcircnlationBonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDue from res've ag'tsDue from nit'lbanks.Due from State banksBanking house, etc ..Beal estate., etcCurrent expensesPremiums paidCash items'..-Clear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..XT ft tffcfvr*fi'<i ri"f*r! ATi rmi t i

5 % fund with Treas.DuefromTJ. S. Treas.

Total..

DECEMBER 9.

142 banks .

~$2M1M81. 032, 892, 750. 00

310, 000. 009, 100.00

916,192.224,218,578.85

753, 052.50189, 798. 69

1,601,575.44742, 997. 79339, 225. 02260, 3G6. 98333. 395. 98

29* 089. 80486, 944. 0014,519.80

1, 580, 038. 90954, 325. 00

128,291.145, 874. 50

41,183, 09G. 64

MARCH 6.

140 banks .

$25, 255, 929 802, 855, 250. 00

310, tiOO. 0016. 700. 00

815, 496. 895, 038, 855. 76

816. 263. 95205. 545. 95

1.559.793.26746, 243. 85173,616.67238, 579.12460, ?M. 39

40, 477. 55583, 206. 00

17, 5'H). 591, 763. 980. 25

907, 998. 00

126,221.2518,931.95

41, 950, 946. 23

MAY 4.

140 banks .

$252

4

1

1

42

387, 793. 00830, 250. 00310,000.00

16, 70«). 00863, 538. 31757, 258, 28961. 454. 21?,86,611.C6562, 498; 87777, 030. 26278, 524. 58233,817.26573. 479. 69

45, 330. 94582,671.0018,541.78

843, 199. 39925,154. 00

122, 398. 7518,270,80

497, 529. 08

JULY 12.

138 banks.

$23, 306, 208. 052, 836, 500. 00

260, 000. 0021, 100. 00

837, 593. 573, 390. 409. 96

659, 708. 84145, 641. 84

1, 568, 963. 21739, 587.18108, 239. 94191,904.99397, 543. 30

23, 755. 72708,821.00

18, 099.971, 943, 069 29

905, 229. 00

120, 715. 282,441.30

38,194,532.44

OCTOBER 3.

136 banks .

$19, 965,2,881,

260,2

842*,3, 290,

747.288,

1, 557,765,212,187,269,360,708,

551.97500.00000. 00100. 00797. 21762.3L517.91341.33299. 1'6759. 32364.53493. 72073. 84824.84524. 00

1 fi, 655. 031, 806, 245. 81

980, 3C6. 00

122, 772.84505.20

35, 266, 485. 02

NEBRASKA.

Loans and discounts.Bonds for circulation.Bonds for deposits . .TT. S. bonds on hand. -Other stocks and b 'dsDue from res 've ag 'jtsDue from nat ' l banks .Due from State banksBanking house, etc . .Real estate, etcCurrent expensesPremiums paidCash i temsClear' g-house exch' gsBills of other hanks ! -Fract ional currency.Specie ,Xegal-tender notes . .XJ. S. cer t ' s of deposit.5 % fund with Treas.Due fromU. S. Treas.

Total

126 banks .

$24, 822, 081.242,270, 000.00

395, 497. 9S2,677,854.40

603, 989.43261,184.82

1,368, 993. 2 L448, 279. 49377, 531. 76186, 497. 91359, 830. 63

58, 636, 01123,298.00

10,631.971, 210, 655. 46

482, 030. 00

100, 743. 652, 912. 50

35, 760, 648. 46

126 banks .

$24, 755, 391. 732, 232, 500.00

407, 767.183, 388, 412. 95

780, 223. 55263, 688. 66

1,415,675.31409, 160. 15261,512.61172. 509. 95445, 766. 15

46, 843. 06148, t()5. 00

12, 0J9.111, 385, 379. 74

537, 667. 00

99,961.505, 495. 00

36, 768, 818. 65

123 banks.

$20, 927, 754. 912, 070, 000. 00

339, 835.182, 726, 859. 21

369, 758. 80304, 601. 73

1,340,524.12403,450,20353, 069. 36161,406.20282,237.94

137, 752. 0010, 537. 64

1,166, 006. 85359, 497. 00

91, 02*4. 503, 805. 00

31, 055, 020. 70

122 banks .

$18, 302, 860. 092, 030, 000. 00

322, 869. 962, 337, 972. 75

303., 910. 49204,130. 74

1, 302, 980. (51438,121.18

94, 661. 60142, 796.08296, 947. 02

124, 814. 0010,818.70

1,169, 964.83443, 350. 00

89,286.. 502, 545. 00

27, 618, 029. 55

121 banks .

$16,336,688.202, 042, 500. 00

347, 483. 742, 230, 529. 68

350, 775. 98209. 239. 53

1, 297, 083. 8043-2, 390. 37239,142. 57138. 392. 60332, 683. 05

5, 955. 74117, 590. 0010,019.32

1,112,188.06381,821.00

87, 371. 502, 481.75

25, 674, 337. 49

CITY OF LINCOLN.

Banks. Banks . 4 banks .

Loans and discounts.Bonds forcircul ation.Bonds tor depositsU . S . bonds on hand . . !Other stocks and b'ds!Due from res 've ag'ts!Due fromnat ' l banks jDue fro no State banks.Banking house, etc . . jHeal estate, etc jCurren t expeuse s . . . . JP remiums paidCash i tems !

' Glcar'g-houaeexcu'tfs:Bills of other banks . . !Fract ional currency jSpecie ILngal-itender notes . . |IT. S. cer t ' s of deposit.5 % fund with Treas . jDue from TJ. S Treas . |

50,137. 21332, 574. 70

78, 687. 0517, 409. 0879,1)35. 6731,407.2555, SOI. 03

8, 900. 0038, 409. 0854, 921. 5112, 408. 00

3, 356.14205, 532. 67

±0,189. 00

4 banks .

$3, 010, 062. 54175, 000. 00

51,157. 56238, 735. 57

93, 652. 9352, 020. 7280, 242. 6733, 307. 6526, 640.418, 650. 00

149, 799. 2620, 689. 06

7, 492. 004, 000. 20

130, 323.2576, 873. 00

4 banks.

$2, 630, 497. 90175, 000. 00

7, 875. 00 7, 875. 00820.00

Total j j ! 4, 898, 660. 61 4,173,441.82

53, 748.80148, 575.44

88, 579. 4387, 423. 7480, 352. 8748, 258. 7649, 448. CO

7, 650. 0059,281.5350, 231. 97

5, 968. 001, 958. 75

271,385.4142, 880 00

7, 875. 00

3, 809,115.40

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 313: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 815

BY STATES AND RESERVE CITIES— -Continued.

KANSAS.

Liabilities.

Capital stock ,

DECEMBER 9.

142 banks.

MAKCH 6.

$12,442,100. 00

140 banks.

MAY 4.

140 banks.

Surplus fundUndivided profitsNat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits . -U. S. deposits . . . .Dep'tsU.S.dis.officersj

Due to national banks!Due to State banks ..

Notes rediscounted ..Bills pay able.Other liabilities

$12, 087,100. 00 I $12, 092,100. 00

j 1,750,652.25 'j 741, 022. 10

2, 582, 400. 00 j 2, 540, 485. 00

JULY 12.

138 banks .

1,755,014.231, 349, 397. 05

1,72!), 261. 40 i987,008.73 j

$11,902,100.00

1,752,175.93618, 813. 34

2,529,142.50 I 2,498,100.00

OCTOBER 3.

336 banks .

$11,647,100.00

1,750. 42 l. 54771,103. 22

2, 589, 480. 00

Total 41,183,096.64

1,146. 38

20, 974,815. 50101,484.92189, 467. 23

431,951.81584,665.13

475, 660. 71294,978. 75

14.95

7,769.61 |

22,380.261.06 !77, 786.85 j

218,646.32 j

557, 522, 28 j719,116. 76

469, 330. GO3S9, 679. 23

5, 021.17

41,950,946.23

45,568.90 :

22, 58<\ "40, «347, vn. 10

1:3?, So 7. 01

834, f»7t, (10678,471. is ;

385, 393. 90 !265,750.37 !

15,319.50 I

51,835.37

19, 403, 850. 28135, 216. 08116, 220. 25

446, 496. 42521,881.37

385, 067.10272, 260. 54

455.16

32,111.80

16, 68:), 300. f>9104,151.21154,105. 92

410, 001.2."»609, G26. '22

133,094.93374,680.25

42, 497, 529. 08 j 38,191, 532.44 I 35, 266, 485. 02

NEBRASKA.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'ts U.S. dis. officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills pavableOther liabilities

Total

126 banks,

$9,118,100.00

1, 648, 942. 381,121,171. 54

2, 042, 017. 50

I, 008. 50

19, 032, 339.91

509, 928. 221,050,844.42

986,129.02250, 000. 00

166.97

35, 760, 648. 46

126 banks.

$8, 918,100.00

1,709,941.44774, 846.00

2, 001, 022.50

4, 382.18

20,181,651.26

667, 377.511, 332, 863. 60

852, 705.74323, 9S3. 93

J, 944.43

36, 768, 818. 65

123 banks .

$7, 943,100. 00

1, 577, 741. 44940, 000. 28

1,851,002,50

1,109. 50

16, 757, 705. 05

319, 099. 60669, 602. 57

707, 996. 21287, 505. 78

157. 77

31, 055, 020.70

122 banks .

$7, 748,100. 00

1,591,850.495C2, 614. 77

1,812,532.50

52,124. 94

14, 076, 988. 87

303, 688. 56435, 138. 47

687, 229.49347, 357. 52

403. 94

27, 618, 029. 55

121 banks .

$7, 793, 170. 00

1, 572, 025. 49732, 736. 20

1, 832, 700. 00

26, 694.00

12,119, 399. 62

266, 770. 96374, 494. 76

564,107.16381, 329. 2310,910.07

25, 674,337. 49

CITY" OF LINCOLN.

Surplus fund

Nat'l bank circulationState-bankcirculation

Dividends unpaid. _.

Individual deposits..U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills payableOther liabilities

Total

Banks. Banks. 4 banks.$1, 000, 000. 00

140, 000. 00103,754.13

157, 500. CO

39.00

2, 491, 603. 31

263, 733.62526, 980. 55

215, 050. 00

4 898 660 61

4 banks .

$1, 000, 000. 00

147, 000. 0098, 010. 55

157, 500. 00

3,000.00

1, 986, 846. 38

157,550.46267, 934.43

280, 600. 0075, 000. 00

4,173, 441. 82

4 banks.

$1, 000, 000. 00

148, 000.00124, 858.14

157, 500. 00

3, 000. 00

1, 580, 576. 71

229, 391. 85293, 788.70

174, 500. 0022, oOO.-OO75, 000. 00

3,809,115. 40

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 314: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF TiTI-: OF THE CURRENCY.

ADSTJIACT OF REPORTS SINCE SKL'TRMBKR 30, [^[)2, AKUAXGED

C I T Y O F O M A H A .

Loans and discountsBonds forcirculationBonds for dejiosits ..U. S. bonds on hand..Other stocks and b'dsDue from res' ve ag'tsDue from nat'l banksDue from State banksBanking house, etc - -Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other bants..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit5 % fund with Treas.Due from U. S. Treas.

Total....

DECEMBEll 9.

9 banks.$12,379,701.96

730, 001). 00475. OCO. 00

243, 308. 921,666,849.661,326,548.67

927, 023. 57837, 656. 85132, 857. 6996, 839. 83

166,521.88270, 480. 09443, ] 82. 78127,46:100

3, 746. 451,841,445.98

584, GOO. 00

31,900.009, 590. 00

22, 294, 814. 23

MA 11C11 6.

9 banks .

$12, 636, 815. 35730, 000.00475, 000. 00

257,321.891,935,500.131,152,648.16

689, 848. 99837, 264. 92

. 163,306.6181, 260. 30

162,521.88461,846.55621, 635. 76127, 592. 00

2,195.191, 812, 293.10

608, 500. 00

32, 850. 001,190. 00

22, 789, 590. 83

9

MAY 4.

banks.$12, 471, 274.10

1,

1,

21,

730, 000. 0U475, 000. 00

284, 974. 39258, 154.70901,739.45672,814.85837, 2G4. 92165,276.4477, 675. 04

152,146. 88552,463.10468,217.86125, 282. 00

4, 785.16796, 777. 60586, 996. 00

30, 320. 001, 000. 00

592,162. 59

8 ba

$10, J81

12.

iks.

710.31730, 000475

217,1, 236

571,419827,19650,

no000. 00

7<i775768480'?

7m437959

134, 046377,291,114,

2,

2(1?646

31318068368076h86037

122. 00492.

1, 336, 006592,

31,

506

777.259.

247900

5055

17, 793,105. 26

OCTOBER 3.

9 banks .

$£), 362, 659. 76780, 000. 00475, 000. 00

271, 618. 671,320,136.32

446,790.31422,953. 52835, 800.07243,910.22

79, 998. 99134, 546. 88173,707.40295, 988. 68138, 723. 00

8, 345. 581 700 096.92

527, 705. 00

35,100. 0016, 697. 03

17, 269, 77tf. 35

COLORADO.

Loans and discountsBon d s for circulationBonds for deposits ..U. S. bonds on handOther stocks and b'dsDuefromresveag'tsDue from nat'lbanksDue from State banksBanking house, etc..Heal estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tendei notes...U.S.cert'sof deposit.5% fund with Treas.Due from U. S. Treas

Total

53 banks .

$28, 647, 945.011, 699, 250. 00

600, 000.00

1, 320, 304. 294, 924, 393. 522, 767, 403. 38

491,365.681, 022, 294. 25

307, 779. 70277,519.40222, 358. 06164, 573. 08589, 289. 60465, 731. 00

8, 558. 063,026,019.391, 308, 036. 00

75, 945. 7510, 310. 00

47, 829, 076.17

53 banks .

$28, 655, 542. 411,699,250.00

500, 000. 00

1,443,999.334,572,611.582,529, 191.30

482, 471. 091,012,439.76

322, 027. 28181,446.30197, 327. 43201,481.24693, 965. 3942-!, 325. 00

10,311. 103, 356, 895. 521,095,857.00

74, 983. 2512, 677. 50

47, 466, 802.48

53 banks .

$29, 276,113. 661,699,250.00

500, 000.00

1,410,960.533,138,691.822, 028, 780. 55

503, 157.781, 015, 697. 06

382,715.03214, 707. 28190,134. 93202, 003. 03618, 169. 39464, 797. 00

9, 822. 563,162,009.681,188,987.00

76,445.757, 362. 50

46, 089, 812.15

47 banks .

$23, 824, 414. 431, 556, 750. 00

500, 000. 00

1,225,521.691,471,477.20

715, 177. 05220, 402. 23908. 926. 64352i 245. 6350, 942. 88

167r 378.18158. 790. 08429,194. 30573, 4K3. 00

8., 042. 172,187, 069. 90

833, 978.00

69,530.751, 902. 50

35, 255, 220. 63

51 banks .

$22,107,147. 471,642,750.00

450, 000. 00

1,317,008.872,173, 987. 371,141, 273. 62

242,182. 83998, 714. 5246i, 008. 52366,845. 75154, 565. 60183, 047. 81343, 030. 29468, 362. 00

10, 587. 492, 656, 4IS. G81, 595, 752. 00

71,653.252.50

36,187, 338. 57

NEVADA.

Loans and discounts.Bonds for circulation.U. S. bonds on hand..Other stocks and b'dsDue from res'veag'ts.Due from nat'l banks.Due from !State banksBanking house, etc..Real estate, etcCurrent expenses ...Premiums paidCash items..Clear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5% fund with Treas.Due from IT. S. Treas

Total

2 banks.$763, 630. 55

70, L00. 00

27, 988. P462, 510. 85

3,606. 1216, 301. 7642, 8SG. 78

7, 981. 3514,649.1511, 050. 001, 393. 99

2, 325. 0013..'. 90

52, 241. 4f>1,471.00

3,172. 50

1, 081, 902. 24

2 banks .

$747, 588.9870, 500. 00

10,314.1342,012.7711, <J< -0.85

2, 40.3. 5642. 886. 78

7, 981. 355, 270. 769, 650. 001,982.00

4, 640. 00174. 91

56, 372. 054, 575. 00

3,172. 50720. 00

1, 021, 906. 24

2 banks .

$665, 057. 6670, 500. 00

10,991.4145,130.8351, 712. 9329,361.9142, 8815. 7841,622.80

9,201.409, 050. 00

681. 00

6, 430. 00129.94

50, 118. 2511, 643. 00

3,172. 501,600.00

1,049,890.41

2 banks.$678,913.99

70, 500. 00

11, 437. 9966, 606.33

260. 5813, 777. 9642,886. 7842, 846. 87

970.557, 150. 00

133. 28

1, 570. 00122.07

75 267 15332. 00

3,172. 50480. 00

1,016,428.05

2 banks.$610, 459. 83

70, 500. 00

14, 922. 2726, 607.19

210. 083, 256. 64

42, 886. 7861, 228. 31

6,581.246, 350. 00

808.15

245. 00170.66

53 476 0087.00

3,V12. 50

900, 961.65

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 315: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 317

BY STATES AND RESERVE CITIES—Continued.

CITY" OF OMAHA.

Liabilities

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState -bank circulation

Individual deposit s...U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks..

Notes rediscounted ..Bills payableOther liabilities

Total

DECEMBER 9.

9 banks .

$4,150,000.00

470, 400. 00270, 236. 51

655,345,00

10,141,498.43201, 403. 65203, 176.92

3, 459, 757. 942, 576, 8i l . 11

166,174. 67

22, 294, 814. 23

MARCH 6.

9 banks.

$4,150, 000. 00

478, 000. 00243, 321. 94

654,195.00

315.00

9,728,115.25173,148. 79227, 402. 79

3,923,212.023, 085,180. 21

126, 699. 83

22, 789, 590.83

MAY 4.

9 banks.

$4,150, 000. 00

483, 600. 00250,167. 70

656, 985.00

255.00

9, 424, 168. 06220, 468, 88156, 288.11

3, 143,044.162, 968, 625.35

6:t, 500. 3355, 000. 00

21,592,162.59

JULY 12.

8 banks.$3, 950, 000. 00

471, COO. 00164, 598.17

634,145. 00

1 7!-0 00

8, 058, 301. 71219, 192. 79159, 432. 51

1, 682, 465.421,812,787.99

428, 8f 1.67210, 000. 00

17,793,105.26

OCTOIJER 3.

9 banks.

$4,150,000.00

476,600.00186, 632. 67

701,995.00

210. 00

7,572,192.38208, 299. 44245, 168. 36

1,615,685.971,940,641.85

122,352.6850, 000. 00

17, 209, 778. 35

C O L O R A D O .

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks ..

Notes rediscounted ..Bills payableOther liabilities

Total

53 banks .

$9,075,000.00

2,267,106.812,118, 850. 33

1, 522, 865. 00

2,071.00

27, 531, 926. 36305, 258. 93145, 875.95

2, 639, 758. 332,167,153. 46

53,210.00

47, 829, 076.17

53 banks .

$9, 050, 000. 00

2, 354, 506. 811, 708, 405.29

J, 514, 815. 00

1, 0S2,00

27, 781, 022. 36330, 832.00137, 671. 87

2,205,251.972, 356, 686. 41

11,500.0013,000.00

2, 028. 77

47, 466, 802. 48

53 banks.

$9, 080, 000. 00

2, 354, 883. 841,937.580.47

1, 521, 945. 00

3, 692.00

26,706,206.15306, 582.18

98, 460. 58

1,824,985.152, 173, 323. 19

B0, 600. 0058, 000. 0013, 553. 59

46,089,812.15

47 banks .

$8, 510, 000. 00

2,014,383.841, 602, 894. 85

1,398,822.50

76, 401. 00

18. 290, COG. 12'368,017.84

45,107. 67

783, 554.14929, 557. 73

362, 558. 00812,880.10

412. 84

35, 255, 226. 63

51 banks .

$8, 775, 000.00

2, 237. 883.841, 808, 242. 46

1, 476, 932. 50

5, 600. 00

18, 477,482. 87244, 537. 48144, 325.77

1, 001, 599. 87967, 524. 32

384, 0F8. 88640,120. 58

24, 000. 00

36,187, 338. 57

NEVADA.

Capital stock

Surplus fundUndivided profits....

Nat'1-bank circulationState-bank circulation

Individual deposits..U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks...

Notes rediscounted ..Bills pavaUlrOther lia'.ilitics

Total

2 banks.

$282, 000. 00

128. 000. 0027, 557. 97

63, 430. 00

520,317.23

38, 557.614,0.39.43

18, 000. 00

1,031, 902.24

2 banks.

$282, 000. 00

128, OCO. 0023. 956. 66

63,430.00

537. 00

468, 570.17

26, 214. 69

29, 197. 72

1,021,906.24

2 banks.

$282, 000. 00

128, 000. 0031, 578. 23

63, 430. 00

162 00

522, 209. 78

5,019.7417,151.19

389.47

1, 049, 800. 41

2 banks .

$282, 000. 00

] 28, 000. 0025, 430. 77

62, 930. 00

15 000 00

464,775.26

7, 273. 03

15, 000.00

16,018.99

1,016,428.05

2 banks.

$282, 000. 00

128, 000. 0027, 677. 40

63, 430. 00

721 50

363, 512. 82

834. 03

8, 000. 0020,000 006, 785.90

900,961.65

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 316: Annual Report of the Comptroller of the Currency, Volume 1 1893

318 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892, ARRANGED

C A L I F O R N I A .

Resources.

Loans and discountsBondsforcirculation.Bonds for deposits.,.U. S. bonds on Land..Other stocks and b'dsD ue from res've ag' tsDuefromnat'l banksDue from State banksBanking house, etc..Iteal estate, etcCurrent expensesPremiums paidCash itemsClear7 g-house exch'gsBills of other banks..Fractional currency.!SpecieLegal-tender notes ...TJ. S. cert's of deposit5 % fund with Treas.Due from TJ. S. Treas

DECEMBER £

34 banks.m. 565,1, 306,

200,

891,1,811,

287,908,

1,103,420,174,15G,159,

88,'

2, 053',180,

705.24750. 00000.00400. 00354. 80096. 06083.03079. 76665. 07076.85182,61811.50334.15312.97905. 00230. 28507. 76319.00

60, 873. 501, 280. 00

MARCH 6.

34 banks.

533,700,1, 368,

200,50,

789,1,721,

265,649,

1,117,431,

82,155,246,

46,109.

2,'1,949,

236,

574. 06750. 00000. 00400. 00440. 01596. 36197. 68325. 74988.70232. 26241. 02611.50275. 51290.91142. 00543.27458. 05932, 00

61, 593. 507, 712. 90

MAY 4.

36 banks.

$13, 870,153765"1, 406, 250. 00

200, 000.00400. 00

8S2, 000. 521, 792, 065. 05

405, 492. 55876, 457. 43

1,122,313.71355,170. 68144, 884. 52138,848.99203, 531. 63

27, 216.4585, 986. 003,401.41

3,823, 75J. 58214, 012. 00

JULY 12.

30 banks.

$10, 313,1, 193,

200,

592,332,160,519,790,205,

52,121,105,

7,56,

2,1,834,

102,

813.52750. 00000. 00400. 00Qtl. 65348. 12454.9214?.75021.46067. 13532. SI697.47686.10983. 88891.00636. 92474.60203.00

OCTOBER 3.

33 banks .

62,781.00 i5,340.00

53, 1.18.50

$10,969,647.251, 306, 250.00

200, 000. 00

956," 88*4." 55439, 908. 68237, 073. 54582,179.08928, 325. 31261,386.14100, 260. 55121,654.22

84, 061.9789, 046. 5950, 625.002,758.89

1, 873, 065.1671, 606. 00

56, 831. 001,600.00

Total 23, 461, 057.58 | 23,190,305.47 23,620,057.17 16,644,938.93 18,333,163.93

CITY OF SAN FRANCISCO.

Loans and discountsBond s for circulationBonds for deposits ..TJ. S. bonds on hand..Other stocks and b'dsDuefromres veag'tsDue fromnat'l banksDue from State banksBanking house, etc..Real estate, etc . . .Current expensesPremiums paidCash itemsClear'g-house exelrgsBills of other banks..Fractional currencySpecieLegal-tender notes . .TJ. S. cert's of deposit.5% fund with Treas.Due from TJ. S. Treas

Total

2 banks.

$6,357,185.28100, 000. 00100,000.00

28, 000. 0026, 079. 80

118, 867. 72220, 695.45283, 477. 39345, 014. 80

1, 432, 5031,140. 00

3, 183. 37164, 497. 74

4, 500. 00336. 43

1,659,142.509,130. 00

4, 500. 00

9, 457,182. 98

2 banks.

$6, 582,196. 24100, 000. 00100,000,(10

19, 000. 0020, 500. 00

134, 579.15250, 688. 62255, 914. 07346,140. 37

1,496.3028, 280. 00

1, 622. 92262,351.96

3, 500. 00116. 91

1, 462, 205. 009, 057. 00

4, 500. 00

9, 582,148. 51

2 banks .

$6, 73^, 798. 02100, 000. 00100, 000. 00

20, 500.0011,411.37

196,100.63220, 035. 09346,140. 37

1, 642. 8526, 750. 00

4, 097. 05193,014.43

5, 000. 00122.93

1, 093, 580. 0031, 563, 00

4, 500. 00

9, 088, 256. 64

2 banks.

$5,940,214.04100, 000.00100, 000. 00

20, 500. 0016, 593.91

325,239.06284, 322.95346, 400. 77

f, 623. 3522, 5U0. 00

102, 571. 978, 782. 00

217. 59894, 960.00171, 687,, 00

4, 500. 00

8, 340,112.64

2 banks.$5, 901,072.22

100, 000. 00100, 000. 00

20, 500. 0078, 089. 56

158,397.36286, 065. 02346, 400. 77

1,174.5521, 750. 00

195, 432. 221, 500. 00

41.641, 082, 260. 00 i

22,110. 00

4, 500. 00

8,319,293.34 |

ORE GON.

Loans and discounts.Bonds for circulation.Bonds for deposits...TJ. S. bonds on hand..Other stocks and b'dsDnefromres'veag'ts.Due iroru nat'I banks.Due from State banksBanking house, etc..Heal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house excb'gsBills of other banks..Fractional currency.SpecieLegal-tender notes . .U. S. cert's of deposit.5 % fund with Treas.Due from U.S. Treas.

Total..

40 banks .

$12, 048,168. 41801, 050. 00450, 000.00

825, 666. 55537, 307. 39766, 827. 22553, 269. 26420, 161.98

41, 265. 59100,662.78100, 906.7549,933.4597, 875 2721, 937. 00

2, 973. 521, 544, 658. 60

59, 904. 00

35,541.2240.00

18,458,148.99

40 banks.

$11, 864, 728. 79801,050.00450, 000. 00

915, 539. 02560,080. 63694, 863. 6 i573, 797. 28420, 368. 95

56, 560. 5671,381.6393, 772. 2L53,418.87

162, 786. 4624, 086. 00

4. 096.861,591^598.27

34, 810. 00

34, 946. 504, 720. 00

18,412,605.67

40 banks.

$12, 557, 071. 90801, 050. 00450, 000. 00

891, 658.52613,861.22829, 925. 57561,565.26421,311.91

36, 825. 56102, 505. 9689,847.2162, 862. 7073,112. 5618, 867. 003,913. 75

1, 570, 563. 2232, 242. 00

35, 546. 50500. 00

19,153,230.84

39 banks .

$11,041,979.68776, 050. 00450, 000. 00

942, 943. 71252, 784. 68455,917.67353, 288.44404, 078.05

44. 694.1128,' 144. 2172, 500. 0035, 837. 6439, 255.5925,121. 00

3, 214,161, 622, 063. 71

79, 848. 00

33, 421. 50500. 00

16, 661, 642.15

39 banks .

$9, 892, 533. 79776, 050. 00450, 000. 00

825, 592. 86297, 306. 6039S), 516. 62222, 407.17404, 096.07

49, 669.2763, 281. 4969, 400. 0064, 824. 0145, 603.5916, 631. 00

1, 884.531,523,649.43

48,163. 00

33, 021. 50500. 00

15,184,130. 93

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 317: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER. OF THE CURRENCY. 319

BY STATES AND RESERVE CITIES—Continued.

CALIFORNIA.

Liabilities.

Capital stockSurplus fundUndivided profitsNat'l-bankcirculationState-bankcirculation

Dividends unpaid

Individual deposits..TJ. S. depositsDep' tsU. S. dis. officers

Due to national banksDue to State banks ..

Notes rediscounted ..Bills payableOther liabilities

DECEMBER 9.

34 banks.

$5, 675, 000. 00

1,153, 857. 861,149, 458. 63 j

MARCH 6. MAY 4. JULY 12.

34 banks.

$5, 675, 000. 00

1,174, 243.00976, 897. 73

1,195,240.00 1,199,340.00

2,817.75 |

13,391,733.64 l

38,339.59 !136,947.67 j

244,071,23 j

462,875.37 j

8,500.00 |

2," 215." 84

36 banks. | 30 banks .

$5, 800, 000. 00 j $4, 975, 000. 00

1,172, 743. 00 I 1, 035, 700. 001,096,357.37 | 764, 116.82

1, 228, 820. 00 1, 058, 440. 00

10,116/54!

13,184.939.16 j6, 504, 44 I

179,721.39 j

394,823.13 j339, 200. 08 I

33, 500. 0015, 000. 00

1, 020. 00

5, 023.73

13, 385, 647. 4618,581.79

170, 315. 75

327, 059. 41385, 890. 04

8, 500. 0019, 015. 622,100.00

26, 529.70

7, 887,76

127,

373.228,

988413030

291457

89, 0152,

733535

9254

62354. 90

Total 23,461,057.58 23,190,305.47 23,620,057.17 16,644,938.93

OCTOBER 3.

33 banks .

$5, 62 -., 000. 00

1,150, 500. 00975,170, 36

1,172,530.00

14, 621. 61

8, 620, 272. 8165, 698. 96

131, 556 61

266,721.12179, U89. 46

17, 000.00115, 000. 00

18, 333,163. 93

CITY OF SAN FRANCISCO.

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

In dividual deposits.. -U. S. depositsDep'tsU.S.dis.officers

Due to national banksDue to State banks...

Notes rediscounted .Bills payableOther liabilities

Total

2 banks.

$2,500, 000. 00

950, 000. 00328,511.97

88, 950.00

992. 00

3,809, 476. 00112, 640. 09

745, 703. 24860, 909. 68

9,457,182. 98

2 banks .

$2, 500, 000. 00

1, 075, 000. 00182, 707. 28

90, 000. 00

845. 00

3, 939, 470. 36111,270.70

866, 886. 04• 815, 969.16

9, 582,143. 54

2 banks.

$2, 500, 000. 00

1, 075, 000. 00249, 760. 24

88,100. 00

430.00

3, 743, 472.49100,490.31

638, 944. 21694, 059. 39

9,088, 256. 64

2 banks.

$2, 500, 000. CO

1,100, 000. 00167, 571. 96

90, 000. 00

17, 905. 00

3, 556, 458. 53104,915.30

565, 434, 51237, 827. 34

8,340,112.64

2 banks .

$2, 500, 000. 00

1,100,000.00244, 855. 28

90, 000. 00

575. 00

3, 554, 567. 02123,397.41

352, 845. 30'653, 053. 33

8, 319, 293. 34

OREGON.

Capital stock

Surplus fundUndivided profits....

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits..U. S. depositsDep'tsU.S.dis.ofiicers

Due to national banksDue to State banks ..

Notes rediscounted..Bills payableOther liabilities

Total

40 banks.

$3, 895, 000. 00

871, 500. 001, 537, 580. 60

694,150. 00

6, 028. 00

„ 9,639,357.39167, 534.02250, 713. 08

881, 019. 03455, 062. 35

, 40, 000. 00

20, 204. 52

18,458,148.99

40 banks.

$3, 895, 000.00

909, 500.001, 412, 393.37

708,130. 00

26, 054. 00

9,197, 925. 28202, 948. 68242, 289.18

927, 572.05693, 241.42

72, 296. 55125, 255.14

18, 412, 605. 67

40 banks.

$3, 895, 000. 00

90!), 500. 001,450,225.22

699, 700. 00

7, 042.00

9. 961. 362. 67201,694.77234. 498. 80

903,911.19568, 682.72

69, 654. 64226, 760. 0825,198. 75

19,153, 230.84

39 banks.

$3, 793, 000. 00

908, 000, 001,361, 245. 81

691, 220. 00

.16,826.00

8, 069, 306. 94205, 340. 92136,406.21

527, 213 52569, 060. 80

57, 927.14285, 828. 06

38, 206. 75

16, 661, 642.15

39 banks .

$3, 795, 000. 00

910, 000. 001, 332, 072. 60

692,190.00

38, 977. 00

6,915,593.35182, 930. 87248, 345. 54

489, 343. 83279, 803. 68

38, 803.00239, 875. 7121,195.35

15,181,130. 93

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 318: Annual Report of the Comptroller of the Currency, Volume 1 1893

320 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892, ARRANGED

ARIZ ON A.

Resources.

Loans and discounts.Bonds for circulation.Bonds for depositsXT. S. bonds on handOther stocks and b'dsDae from res've asf tsDue from nat'l banksDue from State banksBanking; house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..U. S, cert's of deposit5 % fund with Treas.Due fromTJ. S. Treas.

Total..

DECEMBER 9.

4 banks .

$445,980.0575, 500. 00

i81, 111.08113,917.3331, 379. 6255,514 0124,671.861, 862. 00

18, 142. 776, 802. 502,281.66

10, 272. 00260. 32

102,131 2510, 040. 00

3, 397. 50450. 00

1, 089, 714. 05

MARCH 6.

4 u'-inks.

$487, 957. 9275, 500. 00

162,916.83104, 522. 0517, 962. 3253, 124. 0224, 616. 001, 8G2. 006, 308. 076,412.501, 877. 92

5, 558. 00163. 94

1^2, 9«9. 4529, 298. 00

2, 947. 50

1, 084,100.52

MAY 4.

5 banks.

$559,119.02100, 500.00

50. 000 00171, 899. 3997,102.1357, 699.1444, 225. 9625,731.70

1,862.0025,259. 34

fi, ;'O6. 253,779.96

3, U7->. 00159.91

90, 127. 7524, 861. 00

4,522 50120. 00

1, 265, 621. 05

JULY 12.

5 banks .

$541,721,81100, 500. 00

50 COO 00

375, 185.9858, 278. 254. 850. 59

24, 834. 6027, 762. 80

1, 862. 0016,591.615,116.256, 357. 48

3, 520, 00188. 68

188 878.-1024, 105, 00

4,172. 50

1, 233, 925,, 65

OCTOBER 3.

5 banks .

$179,377.95100, 500. 00

50 000 00

m , 797. 2058,477. 898,031.10

29, 362. 3227, 743. 05

1, 862.0014,114.515,116.256, 404. 51

276 072, 649. 00

152. 57119 754.40

20, 387.00

4,172. 50

1,100,178. 32

Loans and discountsBonds for circulationBonds for deposits . .TJ. S. bonds OQ hand .Other stocks and b'dsDue from res'vea^'tsDue from nat'lbanks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses . . .Premiums paidCash items . . .Clear'g-house exch'gsBills of other banks .Fractional currency.Specie . . . ...Legal-tender notes..

5% fond wit h TreasDue from TJ.S. Treas.

Total.,.

NORTH D34 banks.

$7,178, 917.17631,500.00

50, 000. 00

421, 076. 71553, 558. 98109, 430.13134, 775. 96511,118.0020 •, 964. 82

89, 805. 0944,301.96

130, 198. 86

81,170. 004, 190. 80

392,407. 75281, 975.00

24, 807. 20323.45

10, 846, 821. 88

35 banks.

$7, 043,489. 59644, 000. 0050, 000. CO

443, 745. 95564, 614. 25

73, 449. 73122, S06.39520, 945. 29208, 238. 44

79, G40. 9342, 390. 0071,026.61

47, 947. 005,018.78

361, 787. 85208, 827. 00

27, 495. 003, 324. 70

10,518,247.51

AKOTA.35 banks.

$7, 091, 698. 97644, 000. 00

50, 000. 00

438,159. 37386, 275. 27

30, 639. 39101,069.85521,147.80201, 546.50110,321.8340,321.2551,965.76

39, 022. 004, 850. 29

370, 773. 05123, 458. 00

26, 344. 701, 425. 00

10,242,019.13

32 banks.

$6, 394, 409. 92569, 000.0050, 000. 00

344, 627. 21406, 776. 3385,919.6579, 893. 81

398, 293. 20184, 688. 9139, 714, 7634,449.3763,731.89

*38, 937. 005,127.40

310, 962.15120, 249. 00

24, 4G9. 00800. 00

9, 152, 055. GO

32 banks.

$5, 863, 784.16569, 000.00

50, 000. 00

280, 240. 88517,841.48

94, 819. 39132, 745. 14428, 283. 8739"), 216. 54

83,939.0133,211.8769, 739. 6811 659 6566, 698. 004.361.04

269,208.40217, 984. 00

23, 969.50693. 50

8,919,396.11

SOUTH DAKOTA.

Loans and discounts.Bonds for circulationBonds for deposits...TJ. S. bonds on hand .Other stocks and b'dsDuefroanres'veag'tsDue from nat'l banksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear' g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes ..TJ.S. cert's of deposit.5 % fund with TreasDue from TJ. S. Treas

Total.

40 banks.

$5,861,930.62654. 750. 00150, 000.00

704, 767. 65561,075.71589, 024. 8683,494. 65

361, 305. 25160, 634. 72101, 733. 5875, 771. 6754.976. 67

70, 003. 002,130. 43

361, 204. 73337,061.00

28, 963. 7591.00

10,158, 919. 29

40 banks.

$5,705,816.51692, 250. 00150, 000. 0020, 000. 00

700,915.29536,194. 58565,787.896.3,405.90

357,017.07184, 033. 9768,563.1277,447. 5258,646.29

56, 593.003,411.88

338, 633. 07296, 373.00

23, 863.753,173. 22

9, 909,126. 06

41 banks.

$5,703,781.61704, 750. 00150, 000. 00

681, 662. 3i504,148. 92435,728.19

58, 486.40359,144. 51179,424. 73117, 357.1673,434. 5653,534.25

57, 959.003, 517.18

382, 762. 01272, 033. 00

29,151.25

40 banks.

$5, 230, 330. 44692, 250. 00150, 000. 00

626, 555.10400, 408. 38335,717.7347, 797. 0:\

367, 298.37178,321.4467, 688. 7063, 964.4444, 996. 58

55,610.003,133.65

346, 902. 6124'J, 202. 00

29, 650. 75520. 00

9,856,875.08 j 8,884,347.22

39 banks.

$1,510,816.81692, 250. 00150, 000. 00

633, 690. 05385,667.61342, 577. 69119,4,55.94371,278.75211.ti21.2472, 914. 3561,940.6941,050.345, 713. 93

52, 686. 003, 185.84

364, 604. 30204,056.00

28,140. 252, 485. 00

8,254,134. 79

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 319: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 321

I\Y] AND RESERVE CITIES—-Continued.

ARIZONA.

Liabilities.

Capital stock

Surplus fundUndivided profits

3N at'1-bank circulationState-bank circulation

Individual deposits...TJ S. depositsDep'tsTJ.S.dis.oificers

Due to national banksDue to State banks...

Notes rediscountedBills payableOther liabilities

Total

Capital stock

Surplus fundUndivided profits

Nat'1-bank circulationState-bank circulation

Dividends unpaid

Individual deposits -.U. S. depositsDep'tsu.S.dis.officers

Due to national banksDae to State banks...

Kotes rediscounted ..Bill? payableOther liabilities

Total

Capital stock

Surplus fund.Undivided profits

Kat'1-bank circulationStato*bank circulation

Dividends unpaid

Individual deposits..U. S. depositsDep'ts U. S.dis.officers

Duo to national banksDue to State banks...

Kotes rediscounted ..Bills payableOther liabilities

Total ' .

DECEMKEU 9.

4 banks.

$300, 000. 00

34,1."0.0072, 982, 09

67, 350. 00

603, 532. 44

4, 932. 806, 766. 72

1,089,714.05

MARCH 6.

4 banks.

$300, 000. 00

36, 360. 8962, 398.80

67, 210. 00

606, 760. 29

707.6010, 653. 94

1,084,100.52

MAY 4.

5 banks..$350,000.00

36, 360. 8976, 924. 43

89,160. 00

704, 022.15

5, 575. 603, 577. 98

1,265,621.05

NORTH DAKOTA.

34 banks.

$2,515,000.00

499, 068. 65428, 804. 81

£67, 330. 00

635. 00

6, 387. 200. 9341,049.35

3, 329.78

40,583. 10169, 300, 93

87, 808. 3396,711.0010,000.00

10,846,821.88

35 banks.

$2, 565, 000. 00

550, 018. 65258, 939. 23

579, 590.00

15,754.32

5, 745, 559. 7115, 576.4129, 951. 52

22, 622.59122, 822. 71

281, 556. 77330, 850.00

5 60

10,518,247.51

35 banks.

$2, 565, 000. 00

512, 018. 65333, 256. 31

579, 425. 00

7.575.00

5,359,701.9113,547.3628, 093.41

25, 837. 3991,687.46

395, 468.09330, 408. 55

10, 242, 019.13

SOUTH DAKOTA.

40 banks.

$2, 610, 000. 00

629,175.00305, 308 66

583, 275. 00

205. 00

5,177, 263.00103,362. 9227,417.74

225, 562. 58391, 499. 39

U, 900. 00• 45,950.00

15, 000.00

10,158, 919.29

40 banks.

$2, 560, 000. 00

642,125. 00206, 258.17

616,005.00

1, 915. 00

•5, 005, 799. 74101,170. 3726, 671. 99

214,481.93336, 563. 08

134, 335. 7863, 800.00

9, 909,126. 06

41 banks.

$2, 590, 000. 00

642,125. 00257, 295. 61

627, 655. 00

1,160. 00

5, 009, 073.6599, 390. 9524, 364. 40

1,100.45155, 778.10

251,318.09146,313.8351,300.00

9, 858, 875. 08

JULY 12.

5 banks.

$400, 000. 00

36,150.0070, 852. 37

90, 450. 00

554, 900. 43

1 010. 00

2. 235.1570, 327. 70

8, 000. 00

1, 233, 925.65

32 banks.

$2, 215, 000.00

487,290.00243, 423. 61

512, 075. 00

6,351.00

4. 707, 600. 0913, 489. 0127,114. 79

14, 030. 6338, 351. 31

369, 040. 02511,414.14

6, 270. 00

9,152^055.60

40 banks.

$8, 550, 000. 00

607, 375. 00219, 30J. 98

618, 025. 00

14,162. 00

4,103, 251.61105, 028.32

21, 41.7. 30

156, 234. 51157, 203.17

155, 896. 33176,450. 00

8, 884, 347. 22

OCTOBER 3.

5 banks.

$400, 000. 00

36,150. 0075, 393. 40

90, 000. 00

440,511.16

12 T50 05

1, 014. 7212, 058. 99

33,000 00

1,100,178.32

32 banks.

$2, 215, 000. 00

488,290.00256, 760. 02

512, 090. 00

8, 500. 00

4, 636, 294. 7120, 001,6033, 250. 05

28,811.6882, 525. 41

210,454.42427, 418.22

8,919,396.11

39 banks.

$2,510,000.00

600, 375. 00204, 302. 70

615, 355. 00

% 914. 00

3,560,792.46113,245.2432, 859.46

340,893.80166,723.28

111,773.85188, 900. 00

8, 254, 134. 79

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 320: Annual Report of the Comptroller of the Currency, Volume 1 1893

322 REPORT OF THE COMPTROLLER OF THE CURRENCY.

ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892, ARRANGED

I D A H O .

Resources.

Loans and discounts.Bonds for circulation.Bonds for deposits . .U. S. bonds on hand .Other stocks and b'dsDae from res'voag'ts.Due from nat'l banksDue from State banksBanking house, etc . .Real estate, etcCurrent expenses...Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Frac tion al c urren cy.SpecieLegal-tender notes . .U. S. cert's of deposit.5 % fund with Treas.Due from U.S. Treas.

DECEMBEll 9.

11 banks.

$1,919,809.65181, 250. 0050, 000. 00

317, 437. 23111,140.88111,70(3.9744,931.25

181, 925. 5254,453.3744,014.1317,131.1331, 531. 51

26, 468. 00412. 72

260, 423. 9985, 935. 00

8,155. 25

3,446, 286. 60

MARCH 6.

13 banks.

$2, 018,108. 35206, 250.00

50, 000.00

232, 800.9571, 335.10

126, 566.1485, 236. 51

173, 288. 0247, 493. 3217,971.4814,988.0310, 033. 52

35,1 SI. 00449. 83

302, 296. 8272, 304. 00

9, 279.75600. 00

3, 474, 842.32

MAY 4 .

13 banks.

$2, 029,177. 35206, 250. 00

50, 000. 00

314,035.5950,385.31M), 259. 7953,207.51

172, 228. 5945,140. 9228,826. 4114,813.036, 029. 42

22,973. 66339. 36

264, 999. 8748,001.00

9, 280. 75600.00

3, 396. 607. 90

JULY 12.

13 banks.

$1, 920, 798. 26206, 250. 0050, 000. 00

317, 729. 2349, 599. 8962, 831. 7972, 575. 59

171.601.8945, 334. 5216, 115.4113, 338. 0318,519.40

i.6, 715. 66424. 90

229, 088. 3550, 860. 00

8, 780. 75500. 00

3, 251, 063. 01

OCTOUERS.-

13 banks.

$1, 636,183.73 !206,250.00 ;50,000.00

335,241.7356,071.00-4=0,632.4063,853.33

170,801.9 V49,2i5O. 0830,807.6712,188.03.8,375. £8

16,301.00396.1)0

227, 930.13&51,469.00

8,780.75

2,971,540.92

MONTANA.

35 banks.

Loans and dit^ nits.,Bonds for circulation. IBonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue from ros've ag'ts.Due from nat'l banks.Due from State banksBanking bouse, etc..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-bouse exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes. .IT. S. cert's of deposit.5 % fund-with Treas.Due from TJ. S. Treas.

Total 26,648,015.

35 bank-*

17,749,141.13 ! $18,037,496.33930, 850. 00 i 920, 850.00300, 000. 00 j 300, 000.00

35 banks. 33 banks.

$18, 348, 575.15 j $17, 493, 589.48927,100.00 i 902,100.00300,000.00 i 300,000.00

22 banks.

$8,486,674; 43575, WO. 00100,000.00.

923, 186.50 j1, 700. 398. 88

953, 959. 55376,968.12763, 591. 79 i214,434.71 !250,755.60 !

79. 971. 70 !242,397.49 !

875,100.87 !1, 280, 732. 25 |

638,468.34 j276,152.21 !775,713.66 !

224,833.8397, 527. 58 |66, 190. 90 I

120,266.21 i

922,942.83 !1,212,162.43 |

607,799.48 \296,978.35 |776.500.82 I223,494.18 i160,503.33 !64,604.53 |

105,602.45 !

904,573.60895,173.24 !560,552.43 I251,854.65 j752i 125. 20 S240,037.2642,058.93 !59, 279. 53 '78,181. 70

268,571.00 !4,633.41 !

1,196,704.30 I634, 119. 00 !

191,623.00 I5, 900. 00 |

1,377,843.55620,3 20.00 '

169,030.00 |5, 740.48 !

1, 242 704. 40 !473,848.00 I

168,904.00 i4,873.87 i

928,500.35 |572,519.00 !

356,772.02752,421.64337,480.41155, 814.87378,777.81147,168.77- 69,155.5041,854.5332,435.41

279.83171, 467. 00

3,390. 53949,(507.90461, 371.00

40,262.5018,070.14

40,031.50 I37,202.39

40,594.00 |7, 725. 95

38, 486. 001, 658. 95

25, 886, 052. 62 j 25, 885, 912. 38 j 24,194, 468.19

26, 401.50

13,045, 674.05 I

Loans and discounts.Bonds for circulationBonds for deposits . -TJ. S. bonds on hand..Other stocks and b'dsDue fromres've ag'ts.Due from nat'l banks.Due from State banks!Banking house, etc..Real estate, etcCurrent expensesPremiums paidCash items jClear'g-bouseexeh'gs:Bills of other banks..Fractional currency.Specie..Legal-tender notes ..TJ. S. cert's of deposit .5 % fund with Twas.Due from U.S. Treas.

Total

NE W MEXIC O .

11 banks. 11 banks, j 11 banks, j 10 banks.

12, 292,150. 38 < $2. 4*6, 302.37 $2, 512, 433. 21 ! $1, 883, 506.44315,000.00 ; 315,000.00 315,000.00 j 265,000.00200,000.00 200,000.00 200,000.00 ! 200,000.00

74.296,626,39,

117,26,

43,

502.77668.22 j153.96 I289.49 !554.16 j590.38 '459. 34 i106.25 i901.20 '•

80, 299. 33305, 889. 76410,195.04

31. 6S5.12110,091. 1628, 273. 2923, 538. 0327,981.2526, 059. 71

23,371.00951.46

226, 780. 8087,143. 00

28,219.001,174. 45

215, 384. 3561, 572.00

86 239. 65296,144. 89333,207.5637, 931.40

117, 827. 8728. 273.2942, 487.6827, 856. 2530, 768. 57

iio, 518. is169, 872. 47209, 306. 22

41, 565. 8L108, 070. 9316, 866.2918, 421. 7218, 575. 0014,482.30

20,775.00 i1,509.82 I

227,397.60 |66, 376. 00 I

30, 049. 00746. 02

166,014.3476,189. 00

13,675.00 I1,000.00 ;

13,675.00 I1, 520. 00 j

13, 675. 00500. 00

4,471,357.41 ; 4,332,839.86 4,358,403.69

11, 425. 001, 600. 00

10 banks.

$1,673,482-. S3 ,265,000.00200,000.00 !

i , 6 8 . i i.112,763.63

86,188. 0417, 023. 24

110, 804.4816,866.2926,982.7514,575.0013,665.44

9,692. Oft716.62

- 191,868,8545,234.00

U,425.*04t

3,342,208. 69

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 321: Annual Report of the Comptroller of the Currency, Volume 1 1893

OF THE COMPTROLLER OF THE CURRENCY 323

RESERVE CITIES—Continued.

I D A H O .

Liabilities.

1'jypitail stock.

DECEMBER 9.

11 banks, j

$700,000.00 I

194,000.00 |186,693.70 !

ffat'1-bankcirculation, 162,715.00 jState-bank circulation: j .i , iDividends unpaid— j

MARCH 6.

13 banks.

Surplus fundCTndivided profits...

MAY 4.

13 banks.

$803,621.00 | $815,000.00 j

218,000.00 I 218,000,00 |138, 459. lfl J 178, 403. 83 J

JULY 12.

13 banks.

185,115.00

j y a l deposits,-EL S. depositsDept's U. S.dis.oiiicers

Oaa to national bant sDue to State banks ..

STptes rediscounted..Bills payablej)ther liabilities

Total 3,446,286.60

2, 050, 635. 6734, 340. 9315,137. 21

43, 335. 7044, 428. 30

5, 000.0010, 000. 00

1, 935, 516. 7832, 312. 5816,491.30

36, 684. 3088, 642. 20

5, 000. 0015, 000. 00

184, 665. 00

$825, 000.00

242, 983.65162, 052.55

185, 615. 00

1,762,755.5936, 685. 9012, 583. 87

38, 301. 2238,212.49

77, 000. 0035, 000. 00

3, 474, 842.32 3, 396, 607. 90

678.00

1, 581, 663.9442, 990.166, 737, 63

55, 797. 8444, 919. 24

15, 625. 0087, 000. 00

OCTOBER 3.

13 banks .

~*$825,000.00

247, 000. 00179, 945.39

185, 615.00

3, 251, 063.01

30.00

1, 302, 609. 6041,922.518, 021. 85

24, 350. 5849, 959. 24

7, 586. 7599, 500.00

2,971, 540. 92

MONTANA .

Capital stock

Surplus fundUndivided profits—

Efat'l-feank circulation•itiHitfi-biffl If circulation

Dividends unpaid

CbdiVidual deposits..{J. S. depositsDep'tsU .S.dis.officers

[in 6 to national banksDim to State banks,..

STo tes redisconnted ..Bills payableDttier liabilities

Ttftal

35 banks.$4, 840, 000. 00

705,100. 002, 753, 570. 94

802,980. 00

35.00

15, 827,138. 35149, 4B0.10108,694.71

896, 751.80409, 650. 33

124, 664. 5930, 000. 00

26, 648, 015.82

35 banks.$4, 800, 500. 00

773, 583. 902, 419,173. 33

792, 520 -00

3,315.00

15,214,79189171,167.74114,621.11

598, 884.65333, 933. 78

405, 558. 22255, 000. 00

3, 000.00

25, 886, 052.62

35 banks.

$4, 825, 000.00

774, 783. 902,491,623. 22

807,490. 00

1,220.00

14, 900, 733. 94187, 469. 9281,987.34

647,541.92337, 981. 47

448, 530. 67235, 000. 00146, 550. 00

25, 885, 912. 38

33 banks.

$4, 725, 000.00

768,483.902, 414,183. 47

788, 390. 00

51,040.00

13, 410, 309. 88217, 736. 3637, 290.81

529, 260.10250, 283. 04

517,855.18477, 000. 00

7, 635.45

24,194,468.19

22 banks.

$2,775, 000. 00

374, 650.001, 640, 648. 59

517, 440. 00

15, 535. 00

6,958,461.5938, 757.6573,184. 86

112, 687. 8383, 269.26

229,161. 87226, 877.31

.09

13,045,674.05

Osipital stock

Surplus fundTndivided profits....

Nat'l -bank circulationState-bankcirculation

Dividends unpaid

[n dividual deposits..U.S.deposits . . . .Dejp'tsu. &dis. officers

Due to national banksDue to-State banks..

srofe8i»dijwounted ..Bilfe payable •-.Ottter liabilities

Total.

NEW ME11 banks .

s $925, 000. 00

193, 000.00106,281.84

279, 750. 00

•2,457,104.07114,628.79

79,483.51

183, 799. 38108, 279. 82

18, 030. 00C, 000. 00

" 4,471,357.41

11 banks.

$925, 000. 00

225, 067. 4236, 322. 55

283, 000.00

25.00

2, 241, 920. 80131,498.5549, 757. 70

184, 278.11191,922.08

28, 000. 0036, 047. 65

4, 332, 839. 86

XICO.11 banks.

$925, 000.00

225, 067. 4375, 019. 59

282,150. 00

2, 302, 540. m130, 772. 8057,120. 53

372,459.54115,979.40

25, 500. 0046, 787. 85

4, 358,403. 69

10 banks.

$750, 000. 00

188, 567. 4267, 058. 69

237, 900. CO

287 50

1,563,088.80138,115. 3149, 384. 60

125,097.1249, 637. 79

24, 555. 88148, 515. 99

3, 342, 208.69

10 banks .

$750, 000.00

189, 072.1157, 666. 99

238, 000. 00

i 937 50

1, 208, 019.40110,783.11

73, 315.07

21,231.8678, 065. 93

34, 663.15155, 690.99

2, 917,846.11

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 322: Annual Report of the Comptroller of the Currency, Volume 1 1893

324 REPORT OF THE COMPTROLLER OF THE CURRENCY

ABSTRACT OF REPORTS SINCE SEPTEMBER ;>0, 1892,

UTAH.

Loans and discountsBonds for circulationBonds for deposits .U. S. bonds on hand..Other stocks and b'dsDue from res've ag' tsDue from nat'l banksDue from State banksBanking house, etc..Real estate, etcCurrent expensesPremiums paidDash itemsClear'g-house exch'gsBills of other banks..Fractional currency.SpecieLegal-tender notes -.U. S. cert's of deposit.5 % fund with Treas.Due fromU. S. Treas.

Total

DECEMBER 9.

14 banks.$5, 520, 733. 97

485, 000. 00125, 000. 0051,900.00

301,318.77428, 685. 50187, 976. 33175,138. 64455, 901. 82

98, 564. 7679, 629. 7047,150.0032, 346.6382, 378. 0441,801.00

2, 982. 35857, 982. 45

58, 074. 00

21,375.00

9, 053, 938. 9Q

MARCH (>.

14 banks .

$5, 304, 940. 60475, 000.00125, 000.0051,900.00

283, 720. 29463, 570. 20163, 297. 06170,554.18453, 735.16

98, 423.3546, 706.1438, 025. 00

109,192.0290, 539. 9848,371.00

4, 653.29771,282.25

55, 640. 00

21,375.00

8, 775,925. 52

MAY 4.

14 banks.

$5, 487, 906. 40475, 000. 00125, 000.00

51, 900. 00284,130. 30352,961.19153, 037. 29232, 645. 54453, 740.16117, 943.10

52,441.8537, 900. 0076,413.82

101, 422. 6948, 895.00

5,019.48718, 084. 2069, 538. 00

20, 725. 00

8, 864, 764.32

JULY 12.

11 banks .

$4, 59(5, 829. 89400, COO. 00125, 000. 00

1,900. 00218, 311. 51160,541.0778, 079. 66

205,683. 76427, 6G5.1887,142. 4816,510.0028, 525. 0057, 647. 9657,164. 7779, 042. (103,204. 92

708 881 68154, 068. 00

18, 000, 00

7, 424, 695. 88

OCTOBKll 3.

14 banks .

$4,554,484.17475, 000. 00125, 000. 00

1,900. 00229, 594. 80184,452.2840,351.07

192. GM. 11471,193. 95125, 243. 7352, 823.5028,525.0028, 433.9046, 023, 9453, 865.004,979,93

775 015 45128, 062.00

20, 775.00

7, 545, 259. 92

WASHINGTON.

Loans and discounts.Bond sforcirc ulation.Bonds for deposits...U. S. bonds on hand..Other stocks and b'dsDue fromres'veag'ts.Due from nat'l banks.Due from State banksBanking house, etc..Real estate, etcCurrent expenses 1Premiums paidCash items.Cl ear'g-house exch'gsBills of other banks . |Fractional currency.SpecieLegal-tender notes ..U. S. cert's of deposit.5 % fund with TreasDuefromU. S. Treas.

70 banks.

1, 758, 000. 0050, 000. 0035, 000. 00

833,195. 581,241,687.081,055,621.07

488. 872. 941, 091, 500. 63

399, 973. 82160, 685. 50158. 474. 55136, 888. 80200,811.61

99,161. 005, 923. 78

2,163,196.25163,191.00

70 banks. I 64 banks.$18,166, 239. 80

1,745,500.0050, 000. 00

818, 548. 721, 026, 929.31

975, 871. 01512, 932. 05

1,091,512.58412,150.57275, 624. 31150,324.78190,151.24112, 543.1886, 306. 006, 608.35

1, 787, 440. 65118, 619. 00

73, 359. 25 j6, 360. 00

75, 247. 25650. 00

Total j 28,387,380.06 27, 813, 907. 07 j 27,603,198.80

$14,879, 146.321, 595, 500. 00

50, 000. 00

57 banks .

"$12^430' 299. hi1, 380, 500. Of

50, 000.00

628, 931. 90483, 707.13443,472.52361,839.07863, 324.34436, 4 a2. 68123, 477. 74121,096.6484, 389.40

135,517.6796,186.004, 776.24

1,771,254.77145, 092. 00

65, 927. 25850. 00

682, 385. GO318,891.17,422,912.43313, 939.0G695, 760.46359, 0P3. 25178,165.54104,209.3470, 276.0778,952..T943,187.-004, 692.1Q

1, 277,366. 5590,018.00

58, 722.253, 815. 00

87o63,185. 45

WYOMING.

Loans and discounts.Bonds for circulationBonds for deposits ..U. S. bonds on hand .Other stocks and b'dsDue fromres'veag'ts.Due from nat'l banks -Due from StatebanksBanking house, etc ..Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks.Fractional currency.SpecieLegal-tender notes...IT. S. cer'ts of deposit.5% fund with Treas.Duetrom U.S. Treas.

Total

13 banks.

$3, 005, 609.00302, 500. 00

221,807.22593,201.07156,410.23

17, 066. 37139, 389. 27

34, 256. 2946, 258. 4825, 353. 9131, 723. 27

17,003. 001,788.59

396, 454. 2544, 598. 00

13,012.501, 429. 37

5, 047, 860. 82

13 banks.

$2, 963, 835. 01302, 500. 00

13 banks . j 13 banks .

$2, 997, 490.15 ! $2,770, 507.62302, 500. 00 | 302, 500. 00

179, 670.13301,924.83

71, 038. 6029. 862. 06

14i; 999. 0935, 725. 8522, 721. 8322,147. 6021, 004. 21

19,118.001, 847.16

304. 882. 6538, 918. 00

186, 403. 46310,831.0780,114.0910,054.91

143, 502. 9731, 6-9.0338, 849.6821,960.1625, 925. 86

197, 930. 50168, 552. 0745, 221.2417, 630. 85

141, 433. 9543,498. 2711,838.5219, 422. f>624, 460, 44

13,218.00 ! 15,315.001,623.78 1,680.96

278, 740.10 i 238, 971.8529,453.00 ! 41,104.00

13,612.25 i 13,612.25 13,112.25l 1,700.00

4, 470, 807. 93 4, 487, 608. 51 ; 4, 053,179.68

13 banks.

$2,490,450.15302, 500. 00

203,237.69138,047.4134,259.65

, 33,021.40141,398.9555,3f>7. 5729, 529. 7418, 892. 6625,127.49

18,058.001, 869.16

213,473.0533, 21.4. 00

13,112.252,000. €0

3,738,949.17

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 323: Annual Report of the Comptroller of the Currency, Volume 1 1893

KEfORT OF THE COMPTROLLER OF THE CURRENCY. 325

^TATKS AND RE.SEKVE CITIES—Continued.

U T A H .

LIABILITIES.

Japital stock

surplus fundJmlivided profits

!>f at'l bank eirculatioiJtate bank circulatioj

Dividends unpaid —

"mlividual deposits ..J. S. depositsDop'ts U.S.dis.offieers

i)ne to national banksD>ue to State banks...

STotes rediscounted ..Sills payable3ther liabilities.

Total. . .

Capital stock

•>arplus fundUndivided profits

S"at?l*bank circulation3tftte*bank circulation

Dividends unpaid

Individual deposits ..U. S. depositsDqp'tsU.S.dis.officers

Due to national banksDue to State banks..

frotes rediscounted -.Hi MB payableJther liabilities

Total

Capital stock

Surplus fundUndivided profits . . .

Nat'lbank circulationStBitol>ank circulation

I) Lv idends unpaid

fndividual deposits..17. "S, depositsJ)ep's U.S.dis.officers

I)ue to national banksX)m to State banks..

Jjf ote's redisconnted..Bills payableOther liabilities

Total

DECEMBER 9.

14 banks.

$2, 800, 000. 00

956, 300. 00227, 702.00

359, 740.00

1,465.00

4, 248, 496.2273,675.2146,182.32

66, 051. 28233, 826. 93

10,500.0030,000. 00

9, 053, 938.96

MAKCH 6.

14 banks.

$2, 800, 000. 00

952, 300. 00152,884.60

354, 660. 00

1, 684. 00

3,901,893.9641, 245. 2978, 456. 85

G9, 954. 68248, 412.30

98, 933. 7515, 500. 00

8, 775, 925. 52

MAY 4.

14 banks.

$2, 800, 000. 00

952, 300. 00175,659.28

358,190. 00

4, 987, 00

4,142,021.8163, 722. 4852, 451. 24

68,381.95162,113.31

78, 083. 75

6, 853. 50

8, 864, 764. 32

WASHINGTON.

70 banks.

•$7, 895, 000.00

1, 673, 380. 621, 332, 753. 31

1, 575, 875. 00

4, 921. 75

14,080,710.9531,297.6614,214.10

866, 233. 80678,561.44

210, 677. 93. 23,747.50

28, 387, 380. 06

13 banks.

$1, 210, 000.00

199, 800.00121, 256.89

267,445. 00

3,096,921.95

113,152. 2722, 302. 37

7,182.3410, 000. 00

5, 047, 860. 82

i 70 banks. 70 banks.

$7, 470, 000.00 1 $7, 475, 000.001 1, 789, 889. 66

977, 020. 95

1,557,455.00

15, 255. 50

13,848,182.1930, 740. 68J6, 305.64

801,445.91556,151.80

253, 924. 64463. 447. 5034,081.60

27, 813,907. 07

1, 793, 639. 661,177,326.61

1, 540, 860. 00

5, 807. 50

13,499,463.3325,619.7521,474.43

678, 474.53664,518.69

340, 787. 43335, 447. 5044, 779. 34

27, 603,198. 80

WYOMING.

13 banks.

$1,210,000.00

171,550.0061, 691. 62

267,395.00

210.00

2, 654, 520.20

40, 371.9617, 473. 87

22, 595. 2825, 000.00

4, 470, 897. 93

13 banks.

$1, 210, 000.00

171,850.00106,486.09

270, 315. 00

310 00

2,541,115.95

43, 560. 7416, 709. 59

57,261.1470, 000.00

4, 487, 608. 51

JULY 12.

11 banks.

$2, 550, 000. 00

915,200.00153,085.20

315, 000. 00

10, 281.00

3, 024, 050. 3667, 657. 8047, 309.49

27,202.21144,704.82

89, 605. 0080. 000. 00

7, 424, 695. 88

6i banks.

$6, 830, 000. 00

1,721,439.66910,160.44

1, 430, 625. 00

26,561.00

8, 997, 734. 8642, 409. 443,116.80

448, 290. 29525, 873. 79

635,181.11645, 697. 50

73, 831. 84

22,290,021.72

13 banks.

$1,210,000.00

177,350.0045, 992.54

272, 245. 00

4 490 00

2, 005,140. 29

32, 695.1213, 037.77

159, 728. 96132, 500.00

4,053,179.68

OCTOBER 3.

14 banks.

$2, 800, 000. 00

930, 700. 00224, 778. 51

382, 500. 00

2, 870. 00

2,713,189.9551, 694. 1171,509.49

35,717.61123, 301. 25

59,130.00149, 663 54

205.46

7, 545, 259. 92

57 banks.

$6, 020, 000. 00

1,658,199.06806, 651. 80

1, 241, 945. 00

33, 501. 00

7,009,614. 1741, 293. 0512, 732. 71

303, 427. 65207, 440. 60

276,490.31923, 374. 502& 515. 00

18, 563,185. 45

13 banks.

$1,210,000.00

180, 600. 0063,184.04

271, 625. 00

4, 000.00

1, 769, 406.77

16, 684.7025, 327.10

61,621.47136, 500.00

3,738,949.17

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 324: Annual Report of the Comptroller of the Currency, Volume 1 1893

3 2 6 KEPOKT OF THE COMPTROLLEB OF THE CURRENCY.

ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892, ARRA«

OKLAHOMA TERRITORY.

Resources.

Loans and discounts.Bonds for circulationBonds for deposits...TJ.S. bonds on hand..Other stocks andb'dsDue from res've ag'tsDue from nat'l banksDue from State banksBanking house, etc ..Heal estate, etcCurrent expenses . . .Premiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency.{SpecieLegal-tender notes ..U.S.cer'ts of deposit.5 % fund with Treas.Due from IT. S. Treas.

Total

DECEMBER 9.

4 banks.

$338, 902. 6550, 000. 00

141, 483. 24101, 439. 92

65, 802. 2728, 626. 0563, 539.46

11, 223.773, 863. 536, 665.19

20, 766.00332. 56

51, 632. 0535, 533.00

2, 250. 00

922,059.69

MARCH 6.

5 banks.

$366, 425. 0762, 500.00

145, 573.61190,618.03103, 659. 4313, 003. 3077, 726. 01

7, 046. 793, 750.00

15, 352. 70

23,194.00386.33

39, 056. 8542, 758.00

2,270.00

1,093,319.92

MAY 4.

5 banks.

$377, 315. 8262, 500. 00

204, 625. 81224,406.78101,657.5611,132.9992,197. 56

15, 605.853, 625.006, 387.44

26, 318.00582.14

53, 087. 5058,385. 00

2,812. 50

1,240,639. 95

JULY 12.

6 banks.

$370, 380. 8375, 000. 00

189, 356. 97102, 728, 25

36, 240. 9720, 268. 30

103, 032, 84

919. 512, 987. 508, 388. 68

49,724, 00534. 77

81,46.8.2047, 695.00

3, 375. 00

1,092,100.82

OCTOBER 3J

6 banks."?'

$338, 725. m75,000.00-

153,472.-*$,126,132.43

68, OOtfUfc-9,186.92

111, 5618. •# '150100

9, m. $2,747,50

13,937.7529, 6-m 00"1,238.1*.

74,321.(1060,297.00

3,375.8t>,

1,077,243:63

INDIAN TERRITORY.

Loans and discounts.Bonds lor circulation.

Other stocks and b'dsDue from res've ag'ts.Due from nat'l banks.Due from State banksBanking house, etc. .Real estate, etcCurrent expensesPremiums paidCash itemsClear'g-house exch'gsBills of other banks .Fractional currency .SpecieLegal-tender notes...U. S. cert's of deposit.5 % fund with Treas.Due from TJ. S. Treas.

Total

6 banks .

$582, 376. 3390,000.00

106,848.4969, 015. 3210, 452. 0233,383.11

5,644.3210, 848.4911,475. 006, 462.57

16, 250.00187.77

33, 647. 6522,190. 00

4, 049. 50250.00

1, 003,080. 57

6 banks.

$651,709.4090, 000. 00

1,027. 0099, 506. 5026, 316.5911,412. 3138, 788. 04

4, 200. 006, 896. 31

11, 275.006, 695. 72

9.713.00308.14

39, 860.2527, 420. 00

4, 050. 0050.00

1, 029,228. 26

6 banks.

$670, 017. 7190, 000.00

], 027.0064, 531. 8830, 290. 8517, 292.4845,169. 084,403. 05

11,986.9011,100. 00

2, 752.40

14, 742. 00381.71

50, 672.9021, 870. 00

4, 050. 0090.00

1,040,378.56

6 banks.

$604,761.4590,000.00

1, 000.0087, 375. 8240, 578. 9811,419.4845, 501. 054, 293. 002, 639.72

10, 625. 003, 816. 07

16, 027. 00400. 33

57, 640. 8021, 400. 00

4, 050. 00

1,001,528.70

6 banks.- '

$541, IMT W90,000*00

1,000.00108,018.3429,4*75.4222,5S0. ie31, 784,482,111.657,453.707,225.000,863.91

12,836.00529.14

63,541. ^5.24,215.00

4,050/00.140,4

952,30&.4ti

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 325: Annual Report of the Comptroller of the Currency, Volume 1 1893

REPORT OF THE COMPTROLLER OF THE CURRENCY. 327

STATES AND RESERVE CITIES—Continued.

O K L A H O M A T E R R I T O R Y .

Liabilities.

Capital stock

^Surplus fundUndivided profits....

-Hafc'lbank circulation"State bank circulation

^Dividends unpaid

^Individual deposits..'TT. 8. depositsDep*s IT. S.dis. officers

Due to n ational banksDue to State banks ..

jSTotes re discounted ..^Bills pay ableOther liabilities

Total

DECEMBER 9.

4 banks.

$200, 000. 00

11, 000. 0041,519.67

44, 500. 00

613, 366. 89

7, 589.394, 083. 74

922, 059. 69

MARCH 6.

5 banks.

$235, 000.00

15, 000. 0035,277.40

55, 750. 00

713, 229. 90

14, 938. 4812,124.74

11,999.40

1, 093, 319. 92

MAY 4.

5 banks.

$240, 000. 00

15, 000. 0051, 374. 28

56, 250. 00

828, 497. 25

20, 695.2422,823.18

1, 240, 639. 95

JULY 12.

6 banks.

$300, 000. 00

17, 000.0035, 859.38

67, 500. 00

644, 524.87

14,670. 301, 546. 27

5, 000. 00

1,092,100.82

OCTOBER 3.

6 banks.

$300, 000. 00

16, 000. 0049,187,28

67, 500. 00

591,812.09

5, 662.1433,421.03

. 8 CGI. 095, 000.00

1, 077, 243. 63

INDIAN TERRITORY.

• Capital stock

Swpius fundt'p'mnv ided. profits ..

Hftt'1-bank circulation"State-bank circulation

Individual deposits..£f. S. deposits

/Btep't&TLS.dts.officers

''-$hie to national bank sIHie to State banks ..

Hdites rediscounted.., Bills ;pa.yable•Otter liabilities

/'"•- Total

6 banks.

$360, 000.00

15,700.0036, 430. 62

80, 990. CO

475, CC6.25

9, 065. 85227. 85

25, 000. 00

1,003, 080. 57

6 banks.

$360, 000. 00

27,100.0025, 604. 22

81, 000. 00

4,152. 00

521, 790.17

8,640.21881.(50

1, 029, 228. 26

6 banks.

$360, 000. 00

27,100.0040, 451. 55

81, 000.00

487, 754. 71

23. 026.651,045.65

20, 000. 00

1, 040, 378. 56

6 banks.$300, 000. 00

39, 700. 0010, 836. 62

81, 000. 00

50.00

475, 235.46

12, 436. 611,270.01

10.000.005, 000 00

1,001,528.70

6 banks .

$360, COO. 00

42,200.0020, 039. 26

81, 000. 00

423, 538. 22

8, 248. 382, 372. 55

15, 000. 00

952,398.41

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 326: Annual Report of the Comptroller of the Currency, Volume 1 1893

INDEX.

AMENDMENTS TO THE NATIONAL BANKING LAW RECOMMENDED: Page.

Authorizing the issue of circulating notes to the par of the bond deposit 20Authorizing the reduction of semiannual duty on circulation 'JOAuthorizing the removal of officers and directors of national banks for violations of law 20.Regulating the borrowing from an association by its officers and directors 21Authorizing the assistant cashier to sign circulating notes, under certain circumstances 22Providing for the administration of oaths required by the national-bank act 23Requiring national-bank examiners to take oath and give bond 23Authorizing the appointment of two general examiners 23Providing for a change in the method of fixing the compensation of examiners 23Currency legislation, general remarks on 24

ASSESSMENT. (See Examiners; Circulating notes.)Amount levied upon and collected from shareholders of insolvent national banks 13Keduction of, tax on circulating notes 20Change of method in levying, for compensation of examiners 23Semiannual duty collected on circulation, etc., 1883 to 1893 102Cost of redemption of national-bank circulation, 1883 to 181)3 102Cost of, for plates, new and extended national banks 102Collected from the shareholders of insol vent national banks 206-213

ASSISTANT CASHIER. (See Amendments: Directors and officers.)BANKS. (See National banks: State banks ,• Savings banks; Private banks; Loan and trust com-

panies.)BOND OF EXAMINERS. (See Amendments; Examiners.)

BONDS, UNITED STATES-.

Held by national banks to secure circulation at date of each call during the year 4Amount of. held by banks other than national , 7Comparison of, amount held by national and other banks 9.10Issue of circulating notes on, to the par value of amount deposited, recommended 20Amount on deposit by national banks to secure circulation in each State on October 31 70Of national banks whose corporate existence will expire during the year ending October 31,

1894 : 74Amount of, on deposit by national banks on the first day of each month from January 1,

1872, to November 1, 1893 81-84Changes in, held by national banks during the year 8;-89Amount and kinds of, on deposit to secure circulating notes and public deposits on October 31. 92Profits on circulating notes based on a deposit of 2, 4, and G per cents 93Amount and kinds of, on deposit and owned and held by national banks annually since 1865.. 103Amount and kinds of, on deposit by national banks to secure circulating notes, 1882 to 1893. 103Interest-bearing bonded debt of the Tnited States, 1805 to 1893 104Market price of, weekly, November 4. 1892, to October 27, 1893 105Investment value of 4 and A\ per cents, January, 1885. to October. 1893 ]0(iAmount of, on deposit and minimum required, and excess held on October 3, 1893, and

September 30, 1892 107-108Amount of, on deposit and owned and held on or about October 1, 1864, to 1893 113-114Amount on deposit to secure circulation, etc., and on hand, by national banks in the

reserve cities, etc., on October 3. 1893 115Highest and lowest amount held from 1868 to 1893 11GPercentage of, to aggregate funds of national banks, 1860-1803 110

CAPITAL STOCK :

Of national banks organized during the year 3, 7( 71Of extended national banks 3Of suspended, failed, and liquidating banks 3Of national banks at date of each call during the year 4Decrease of, from September 30, 1892, to October 3, 1893 5

329

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 327: Annual Report of the Comptroller of the Currency, Volume 1 1893

330 INDEX.

CAPITAL STOCK—Continued. Page.Of national banks extended during the year , 6,7::Of national banks whose corporate existence will expire during the year 1894 6Of national banks whose corporate existence will expire annually from 1894 to 1903 6.73Of national banks whose corporate existence has been extended since the organization of the

system 7Of State, savings, private banks, loan and trust companies 7-10Of national banks on July 12, and of other banks on or about the same date 8,241Of national and other banks on October 3 and June 30, 1893 9,10Of, and surplus and undivided profits, etc., of national and other banks, on or about June 30.. 9, 242Of suspended, resumed, and insolvent national banks, by Stales 11, 12. 80Compensation of national-bank examiners based on, in certain States 23Of national banks organized, in liquidation, and in operation October 31 TOOf national banks organized and closed in each year, 1863-1893 72Of national banks, by States, extended under the act of July 12, 1882 72Of national banks whose corporate existence has expired, succeeded by other associations.. 73Title and, of national banks, whose corporate existence will expire during the year ending

October 31, 1894 74Title and, of national banks which suspended during the year ended October 31, 1893 75, 76Title and, of national banks wThich went into voluntary liquidation during the year ended

< )ctober 31,1893 77, 78Title and, of national banks which suspended and resumed business during the year ended

October 31,1893 78, 70Title and, of national banks in the hands of examiners at the close of the year ended October

31,1893... 79Kumber and, of national banks, by States, which suspended, etc., during the year ended

October 31,1893 80Authorized, of national banks on the first day of each month from January 1,1872, to Novem-

ber 1,1893 SI -84Changes in, of national banks — 85-89Title and, of national banks without circulation 10^Number of national banks and, by States, on October 3, 1893, and September 30, 1892 107,108Of national banks, under and over $150,000 109-112Of national banks October 3, 1864, to October 3, 1893 , 113,114Of national banks in reserve cities, etc., on October 3, 1893 115Highest and lowest points reached in, of national banks, 1866 to 1893 116Of, and earnings and dividends of national banks September 1, 1892, to September 1,1893.. .152-159Ratios of earnings and dividends to, etc., of national banks March 1, 1889, to September 1,

1893 160. 161Dividends, earnings, and ratios of to, by geographical divisions, of national banks, 1884 to

1893 162.163Title and, of national banks which have gone into voluntary liquidation, sections 5220 and

5221, Kevised Statutes of the United States 161 -175Title and, of national banks in voluntary liquidation, section 7, act of July 12, 1882, suc-

ceeded by other associations 176Title and, of national banks in voluntary liquidation for the purpose of reorganization 177,178Title and, of national banks in voluntary liquidation, section 7, act of July 12, 1882 179Title and, of national banks in the hands of receivers 180-191Surplus, profits, other liabilities and, of national banks which failed during the year 192-194Title and, of national banks placed in the hands of receivers since the organization of the

system, with amount of collections, disbursements, dividends paid, etc 198-213Of banks, members of the New York Clearing House Association, 1854 to 1893 215Of banks other than national 219-246Of loan and trust companies in the District of Columbia 247-250Of Canadian banks 251

CIRCULATING NOTES :

Amount outstanding on October 3, and gross and net amount of increase during year endedOctober 31 3

Of extended banks 3Of active banks at the date of each call during the year 4Increase of, between September 30, 1892, and October 3,1893 5Increase of, between July 12 and October 3, 1893 5Increase of, by associations whose existence expired, succeeded by associations, with similar

titles • 6,7:;Of associations whose corporate existence was extended during the year. 6, 73Of associations whose corporate existence will expire during the year ending October 31,1894. 6, 74

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 328: Annual Report of the Comptroller of the Currency, Volume 1 1893

INDEX. 331

; -Cont in tied. Page.Of associations whose corporate existence will expire from 1894 to 1903 6, 73Ifistte of, to par value of bond deposit, recommended 20Reduction of semiannual duty on, recommended 20General remarks on currency legislation 24, 25Of banks organized, in liquidation, and in operation, by States, on October 31 70Titles and, of associations which suspended, and were placed in the hands of receivers dur-

ing the year 75, 76Titles and. of associations which went into voluntary liquidation during the year 77Amount of, secured by bonds, and amount of lawful money deposited to redeem circulation

on the first of each month from January 1, 1872, to November 1,1893 81-84Changes in, by geographical divisions, 1892 and 1893 85-89Decrease or increase of, during each year ended October 31 from 1886 to 1893 90Additional, issued and lawful money deposited to retire, by States, since June 20,1874 91Amount of, outstanding, lawful money on deposit to redeem, kinds and amounts of bonds

deposited to secure circulation and public deposits on October 31, with changes duringpreceding year 92

Profit on, secured by deposit of 2, 4, and 6 per cent bonds 93Quarterly increase or decrease of, from January 14,1875, to October 31,1893 94Amount of, issued, redeemed, and outstanding, by denominations, on October 31, from 1804

to 1893,; 95-97National gold bank notes issued, etc., October 31,1893 98Amount of, issued during the year, and total amount issued, etc 98Additional circulation issued on bonds for years ended October 31, from 1883 to 1893 98. 99Amount of, by denominations, issued and redeemed since the organization of the system... 99Incomplete, issued by the Bureau during the year and balance in vault on October 31 99Additional, issued and retired during the year and since June 20, 1874 100Amount of, received monthly for redemption during the year, and total received since

approval of the act of June 20, 1874 , 101Amount of, received and destroyed yearly since the establishment of the system 101

'Semiannual duty on, cost of redemption of, assessment for plates, new and extended banks,annually, from 1883 to 1893 102

Titles of associations which do not issue ] 02Amount of, outstanding, as shown by reports of condition on or about October 1,1864, to 1893 -113,114Amount of, outstanding on October 3, of banks in reserve cities, etc lir>Dates on which highest and lowest amounts were held since the organization of the system. 116Amount of. held by national banks in New York City for the weeks given in 1887 to 1893 150"Title and, issued, etc., of associations in voluntary liquidation, sees. 5220 and 5221, TJ. S.

Revised Statutes, from 1864 to 1893 164-175.Title and, issued, etc., sec. 7, act of July 12. 1882, of associations succeeded by banks with

the same or different title, from 1882 to 1893 170Title and, issued, etc., of associations that have gone into voluntary liquidation, sec. 5220

and 5221, U. S. Revised Statutes, for the purpose of reorganization, from 1880 to 1893 177,178Title and, issued, etc., of associations in liquidation, sec. 7, act July 12, 1882, from 1881 to

1892 179Amount of, issued, etc., by associations placed in the hands of receivers, from 1864 to 1893.180-191Of Canadian banks on August 31, 1893 251Of nation al banks at date of each call from October 5, 1863, to October 3,1893 25:?Of national banks in each State and reserve city at date of each call during the year 277

BARING-HOUSE ASSOCIATIONS:Issue of loan certificates by, in 1873, 1884, and 1890~!91 ] 5Limit of loan certificates issued by, on deposit of securities 10Interest charged on loan certificates by 10Date of issue and surrender, and amount issued, etc., of loan certificates by, 1893 16Loan certificates issued by New York Clearing-house Association in 1873 and 1884 16Loan certificates issued by New York, Boston, and Philadelphia associations in 1890 17-Deposits, circulation, etc., of national banks in New York City reported to the New

fTork Clearing-house Association weekly from September 3, 1887, to November 4, 1893 150.'.Transactions of the New York Clearing-house Association for the years ended October 1,

1892and 1893 214Transactions of the New York Clearing-house Association from 1854 to 1893 215Clearing-house transactions of the assistant treasurer of the United States at New York

forthe yearended October 1, 1893 215^Exchanges of clearing houses of the United States for October, 1893 and 1892 216Exchanges of the clearing houses of the United States for weeks ended October 28, 1893, and

October 29,1892.. 217

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 329: Annual Report of the Comptroller of the Currency, Volume 1 1893

332 INDEX.

C L K A R I N G - H O U S K A S S O C I A T I O N S - < " o u t i l i l i e d .

Exchanges of tin* clearing; houses oi' the United States fur I lie \ cur:- ended Sepieiulur 30,1893 and 1892 218

CLEARING-HOUSE ASSOCIATION OF N E W Y O R K :

Loan certificates issued by, 1873. 1834, 1890-'91, and 18i>3 15-17Weekly deposit*, circulation, and reserve of national hanks in New Yorl-: City, as reported

to, for the weeks given, in 1887 to 1893 150Clearings, balances, and amount and kinds of money used in set t lements for years ended

October 1,1892 and 1893 2]*Transact ions of. 1854 to 1893 215

Transact ions of assistant t reasurer of the United States at New York with, year endidOctober 1,1893 21.5

CLEARING-HOUSE LOAN CERTIFICATES :

Issue of, and purpose accomplished by 15Use of, in 1873, 1884, and 1890-91 15Limit of, on deposit of securities 1<>Kates of interest charged on ,. 11;Prompt issue of, p ruden t j «5

Dates on which largest amounts were issued and surrendered and amount outstanding Octo-ber 31 in New York, Philadetyhia, Boston, Baltimore, and P i t t s burg 115

Amount issued in 1873 and 1884 by New York Clearing-house Association l(iAmount issued in 1890-'91 by associations in New York, Boston, and Philadelphia 17

CLEARING-HOUSE TRANSACTIONS :

I n loan certificates, 1873, 1884, 189O-191, and 1893 15-17Of New York clearing house, years ended October 1, 1892 and 1893 21-IOf New York clearinghouse, 1854 to 1893 : 2l."-»Of assistant t reasurer of t he United States at New York 215

Of clearing-house associations of the United States in October, 1893 and 1892 210Of clearing-house associations of the United States for weeks ended October 28, 1893, and

October 29, 1892 . 217Of clearing-house associations of the United States for years ended September 30, 1893 and

1892 2 ISCOIN AND CURRENCY (See also Circulating notes) :

Amount of, held by national banks on October 3 3Amount of, held by national banks on date of each call dur ing the year 4Increase of, held by national bauks on October 3. 1893, as compared with September 80. 1892. 5Highest and lowest amounts held by national banks and changes in holdings from Mn; 4

to October 3 5Amount held by national banks on or about September 30. 1864, to 1893 113,114Amount held by national banks in the reserve cities, etc.. on October 3 If)Highest and lowest points reached in holdings of, by national banks during the existence

of the system 1 toPercentage of specie to aggregate funds of national banks, 1886 to 1893 11(1Amount and kinds of coin and coin certificates held by national banks on or about Septem- • '

ber 30,1888, to 1893 121 - ISOClassification of, held as reserve by national banks on or about October 1, 1874, to 1893. and

average for twenty years 130,181Classification of, as shown by the reserve of national banks on October 3 UJ2, 133 *Classification of, held as reserve by national banks on three dates in 1888 to 1893 135-137'Classification of, as shown by the reserve lfeld by national banks at date of each call from

October 5, 1887, to October 3, 1893 138. l-'JftKinds and amount of, used in settlement of clearing-house balances in Now York for the

years ended October, 1892 and 1893 214

Classification of, held by national banks on July 12, and by other banking institutions onor about the same date 240

Amount held by Canadian banks on A ugust 31 251

COMPARATIVE STATEMENTS :

Of national banks during the year 4Of national banks on October 3,1893. and September 30.1892 .' 5Of principal items of resources and liabilities of national and other banks 9.10 •Of number of national and other banks which suspended, resumed, etc., during the year 14Of clearing-house loan certificates. 1893. and prior years l(>. 17 "Of number and capital stock of national banks organized and closed each year from 1863 1o

1893 72Changes in capital, bonds, and circulation. 1892 and 1893 85-89Quarterly increase or decrease of national-bank circulation, 1875 to 1893 94/

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 330: Annual Report of the Comptroller of the Currency, Volume 1 1893

INDEX. 333

E STATEMENTS Tout jiiucd. Page.National-banknotes issued, redeemed, and outstanding, by denominations. 1804 to 1893 95-97'Semiannual duty on circulation, cost of redemption, assessment for plates, and examiners'

fees, annually, 1883 to 1893 102Amount and kinds of United States bonds held to secure circulating notes, and amount

o\\ ned and held for other purposes by national banks, annually, 1865 to 1893 103Changes in amount and kinds of United States bonds deposited to secure circulation, and

held 1'or other purposes by national banks. 1882 to 1893 103Interest-bearing bonded debt of United States from 1865 to 1893 101Market price of United States bonds, weekly, from November 4. 1892, to October 27. 1893... 105Investment value of 4$ and 4 per cent bonds from January, 1885, to October, 1893 iou'United States bonds held by national banks on October 3, 1893, and September 30. 1892, min-

imum amount required, and excess held 107,108Capital of national banks, over and under $150,000, by reserve cities and States. September

30, 1892, and October 3, 1893 109-1 ] 2Resources and liabilities of national banks, October 3, 1864, to October 3, 1893 113,114Highest and lowest points reached, principal items of resources and liabilities of national

banks during the existence of the system \\QPercentages of loans, United States bonds, and specie to aggregate funds of national banks.

- 1886 to 1893 116Classification of loans by national banks in reserve cities, etc, 1886 to 1893 119CJaHwitication of loans by national banks in reserve cities, etc., on October 3 119,120Coin and coin certificates held by national banks in each State, etc., on or about September

30,1888, to 1893 121-130Changes in deposits and reserve of national banks, October 2. 1874 to October 3, 1893, and: average for twenty years 130,131Itesorve required and held by national banks in reserve cities, etc., at the date of each call

duri ng the year 134Koserve required and held by national banks on three dates in 1888 to 1893 135_137Lawful-money reserve of national banks on October 5, 1887, to October 3, 1893 138.139Jfeeserve required, held, and classification of reserve, by geographical divisions, March 7,1884.- to October 3, 1893 140-149Weekly deposits, circulation, and reserve of national banks in New York City for the

months given in 1887 to 1893 150Movement of the reserve held by national banks in New York City during October, from

1878 to 1893 151Katjios of dividends and earnings to capital, etc., of national banks, by States, etc., March 1,

1889, to September 1, 1893 160,161Earnings and dividends of national banks, by geographical divisions, from September, 1884,

: to September, 1893 162.163Transactions of the clearing-houses of New York City and of the United States for the

periods mentioned 214-218- Of State banks, loan, and trust companies, and savings banks 234-237" Number of depositors, amount of deposits, and average amount duo each depositor, hv- States, 1891-'92 and 1892-'93 '..." 237Growth of savings banks from 1820 to 1893 238

:Of private banks, 1889 to 1893 239Of.gold, etc., held by national and other banks on approximately the same date in 1893 240Capital of national and other banks on or about July 12,1893 241Capital, surplus, undivided profits, and deposits of national and other banks on or about" Jane 30,1893 242Suspensions and resumptions of State, etc., banks during the year 244-246

rj&tENCY (See, also, Circulating notes; Coin and currency):General remarks with respect to 24

CCISIONB. (See Digest national-bank decisions.)fciPDSiTS (See, also, Liabilities of banks):

1 <)f national banks on October 3 3• \ Of national banks at date of each call during the year 4, Comparative statement of, on September 30,1892, and October 3,1893, in national banks 5. Unparalleled shrinkage of, in national banks 5

In b^aaks other than national 7_9Comparison of, in national with other banks 9 \Q

•,("Withdrawal of, by depositors in national banks, cause of large proportion of suspensions.. 10.. iWithtirawal of, necessitated the issuance of clearing-house loan certificates 1(5

lieiserve required on , . . . . , , , , . . . , , . . . 17-19

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 331: Annual Report of the Comptroller of the Currency, Volume 1 1893

334 INDEX.

DEPOSITS (See, also, Liabilities of banks)—Continued.Amount of, held by national banks on or about October 1. 1874 to 1893 1$, XSQ,Reserve required, and held on, of national banks in reserve cities, etc., sit date of each fall,"'

during the year ^ld,Percentage of reserve held on, by national banks at date of each call during the ;, oar.. *..u ..10j

DIGEST OF NATIONAL-BANK DECISIONS

DIRECTORS AND OFFICERS:

As debtors of suspended national banksLack of appreciation of purposes of national banksRemoval of, for violations of lawBorrowing from national banks byRestrictions proposed with respect to borrowing from national banks by 'Office letter to, when granted too large accommodationsLoans to directors who are not executive officers of bank ,.Compensation of directors for attending meetings '.Distinction between directors who are simply directors and those who are executive offi-

cersSuccessful administration depends upon fidelity of directors ". .Authorizing assistant cashier to sign circulating notes under certain circumstances, recom-

mendedAdministration of oaths required by the national-bank act, amendment recommended

DISSOLUTION. (See Suspensions; Receivers; Insolvent banks.)DIVIDENDS : _

Number and amount of, paid to creditors of insolvent national banks during the year, andtotal amount paid since organization of the system

Earnings and, of national banks from September 1, 1892, to September 1, 1893 152Ratios of, and of earnings to capital, etc., from March 1. 1889, to September 1. 1893 160,Earnings and, of national banks by geographical divisions from September, 1884, to Septem-

ber, 189a - .162,Amount and per cent of, paid to creditors of each insolvent association during the year. i.. 195,Percentage of, paid to creditors of receiverships in an inactive condition ^.Amount and per cent of, paid to creditors of each insolvent national bank since organization

of the system 193-DUTY, REDEMPTION CHARGES, ASSESSMENTS (See, also, Assessments):

Reduction of semiannual duty on circulation recommendedChange in method recommended for assessments for compensation of examinersSemiannual duty on circulation, cost of redemption of notes, cost of plates, aud assess-

ment for compensation of examiners, 1883 to 1893EARNINGS. (See Dividends).EXAMINERS :

Recommendation that the law be amended to require the taking of oath and giving of bond byAppointment of two general examiners recommended f

Change recommended in method of fixing compensation of p > . .Assessments made for compensation of. 1883 to 1893

EXAMINATIONS (See, also, Examiners):Semiannual, of national banks to be made „

EXCESSIVE LOANS. (See Loans.)

EXTENSION OF CORPORATE EXISTENCE OF NATIONAL BANKS. (See National banks.)

FAILURES (See, also, Receivers; Receiverships; Suspensions):Number and capital of national banks which suspended and failed during the year , .Worthy of note that the number of, was not greater > ,Causes of, and of suspensionsAnalysis of, of national banks „... ;Of banks other than nationalNumber, assets, and liabilities of, of banks other than nationalComparison of, with number of each class of banks in operationGeographical summary of suspensions of banks other than national ;Number and capital of insolvent national banks annually from 1863 to 1893 -.Title of national banks which suspended and were placed in the hands of receivers during

the year 'Title of national banks which suspended during the year and resumed business prior to '

October 31 ,... 'Title of suspended national banks in the hands of examiners on October 31Number and capital by States and geographical divisions of national banks which sus-

pended, resumed, failed, and were placed in the charge of examine! s during the year endedOctober 31 .'*

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 332: Annual Report of the Comptroller of the Currency, Volume 1 1893

INDEX. 335

e, olxo- Receivers; "Receiverships: Suspensions)—Continued. Page,^abilities of each national bank which was placed in the hands of receiver during the year

ended October 31 192,193• Dividends paid to creditors of insolvent national banks, the trusts having been closed dur-

ing the year 194, 'Amount and per cent of dividends paid to creditors of insolvent associations during the

year 195,196- Dividends paid to creditors inactive receiverships 196

Title of" insolvent national banks, date of organization, etc., assets and liabilities, dividends'' .paid, etc., 1804 to 1893 198, 213

Number, assets, and liabilities by States of State, savings, private banks, trust, mortgageand investment companies, which suspended business, and of those which resumed dur-

•s ing the lirst eight months of the current calendar year 244-246IPflUDENT METHODS:

"- Failures of national banks in many instances attributable to ]orAOTTVE EEC El V l iRSHIPS :

2?amber and title of, now on the list 13,196SOLVENT BANKS. (£e« Failures; Keceivers; Suspensions.)TERE8T. (See Clearing-house loan certificates: Failures.)TERE.ST-BE.AlilNG FUNDED DEBT OF THE UNITED STATES:

* -Character and amount of, from 1865 to 1893 104fy-ESTMENT VALUE OF UNITED STATES BONDS (See, also, Bonds, United States):

' Qf 4& and 4 per cents, quarterly, from 18S5 to 1893 10GSUBS AND KEDEMPTIONS (See, also. Circulating notes; ^Redemptions;:/Additional circulation issued and lawful money deposited to retire, from .Tune 20, 1874, by, v States 91* Amount of national-bank notes outstanding, lawful monf'-V deposited to redeem, on October

'31, 1893, and changes during preceding year 02;Profits on circulating notes secured by 2, 4, and 6 per cent bonds 03. Quarterly increase or decrease of circulating notes from 1875 to 1893 94Amount of circulating notes issued, redeemed, and outstanding, by denominations, from 1864

4 - to 1893 93-07^Circulating notes of national gold banks issued, redeemed, and outstanding October 31 98

•»-Circulating notes issued during the year, and total amount issued, redeemed, and outstand-: bus D8Additional circulation issued on bonds for the years ended October 31, 1883 to 1893 98,99

'Circulating notes issued, redeemed, and outstanding since organization of the system, and- - the amount outstanding on October 31 09Incomplete currency issued during the year by the bureau and vault balance on October 31. 90

'Additional circulation issued and retired during the year, and total amount issued and/ ..retired since June 20, 1874 100-Circulating notes received for redemption during the year, and total amount received since

* June 20,1874 101i CJirjmlating notes received at the bureau and destroyed yearly since the establishment of

N" £hd> system 101.Coat of redemption of circulating notes annually from 1883 to 1803 102Rational banks which do not issue circulating notes ] 02

f Aimoiint and kinds of bonds on deposit to secure circulating notes for each year from 1865 to

tional banks, amount and kinds of bonds held to secure circulation annually,l&2to 1893 *. 103

MtEti MONEY DEPOSITS :

'. Amouut on deposit to redeem circulation on the first day of each month from January 1,«' 1872, to November 1, 1893 81-84: Ii^Wfiil money on deposit to redeem circulating notes October 31, 1886, to 1893 90

j&jnoimt of, to retire national-bank circulation since June 20, 1874 91Amount of, to retire circulating notes on October 31. 1893, and changes during preceding

year 92!yrruL MONEY RESERVE (See, also, Deposits):

;. Be^nirements of law with respect to 17-19"jteguiredand held and classification of, by national banks, 1874 to 1893, and by banks in;'< 'reserve cities, etc., at date of each report during the year <* ]9'C&fmgeB in deposits and, since June 20. 1874, and average for twenty years 130,131

"ipf batioual banks by reserve cities, etc., on October 3 132,133i j D i i t d , Jield by national banks in reserve cities, etc., at date of each call during the

134

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 333: Annual Report of the Comptroller of the Currency, Volume 1 1893

336 INDEX.

L A W F U L MONEY nFsnnvF: ( # v . nJsn. T)epo*i tM-( .miiimt-d. T\i<?aLiab i l i t i es of na t ional b n n k s and. on three da t e s in Jssx t<> 1R03 13."»-"UJ7Of na t iona l b a n k s at do to of each call tVoni October .">. 1S«7. to October 3 i*H3 ]:j^. 13;)Of na t iona l b n n k s l»y geographica l d iv is ions fioin March 7, 1884, to October 3. ir.01 U() 14<)Depos i t s , c i rcula t ion, and. of nat ional b a n k s in New York City. \v<vkly. from Ser>teni!><>i ::

1887, to N o v e m b e r 4, 1H93 1.50

M o v e m e n t of, beld by na t iona l b a n k s in New York Ci ty d u r i n g October for List s ix teenyears \§ \

LEGAL DECISIONS. (SeeDigest of national-bank decisions.)LEGISLATION :

Recommendations with respect to j9

LIABILITIES OF HANKS.-

Of national banks at date of each call during the year ^And resources of national banks from 1804 to 1893 113. ] 14Of national banks in the reserve cit ies, etc.. on October 3 j 15Highest and lowest point reached in principal items of, during existence of the system .lieOf State, etc.. banks at date of latest returns l'!9-2t(lOf banks other than national which suspended and resumed during tirst eight months of

the current calendar year :!Ur-> U]Of loan and trust companies in the District of Columbia 247-231Of tlie Canadian banks 251

LIQUIDATION. (See Failures; Voluntary liquidation.)LOANS (See, also, Clearing-house loan certificates):

Of national banks at date of each call during the year 4Failure to collect, cause of suspension of many banks 10By clearing houses on loan certificates - 15-17Provisions of law with respect to; when reserve is deficient 33To executive officers and employes of national banks should be subject to approval by

board 21Office letter to directors where too large accommodations are granted 21Granting of. to directors who are and are not executive officers 22Bv national banks on or about September 30. 1864 to 1893 11 If, 114By national banks in reserve cities, etc., on October 3 115Highest and lowest points reached during the existence of the system j iftPercentage of, to aggregate funds of national banks, 1886 to 1893 i]<jClassification of. by national banks in reserve cities, etc., upon approximate date*, 1880 to

1893 i 17,118Classification of, by national banks in New York City for past eight years HJ)Classification of. by national banks in reserve cities, etc., on October 3 119, 320

LOAN AND TRUST COMPANIES:

Principal items of resources and liabilities of <)? iQNumber, etc., of, which failed during the year I.1:. 44 J2itoNumber, assets, and liabilities of. which, suspended and resumed from January to Septem-

ber, 1893 UCondition of, at the date of latest returns 224,22f>Capital of, by States 241.Condition of, in the District of Columbia 247-251.

MARKET PRICE OP UNITED STATES BONDS:

Weekly, from November 4, 1892, to October 27, 1893 105NATIONAL BANKS (see, also, Failures; Resumptions; Suspensions):

Number of, in operation October 31, 1893 :$Capital stock of. on October 31, 1893 3Number of shares of stock of :jNumber of shareholders in 3Principal items of resources and liabilities of, on October 3 • { $Circulation of, and gross and net increase during the year 3Number, capital, and geographical distribution of, organized during the year 3Number, capital, and circulation of, extended during the year 3

Number and capital of, suspended during the year ;jNumber and capital of, failed during the year ,'{'.Number and capital of, in charge of examiners 3Number and capital of, in voluntary liquidation 3'Changes in number of, organized and passed out of the system during the year ,4Condition of, at date of each call, during the year 4,"Comparison of condition of. on September 30, 1892, and October 3,1893 5

Increase of circulation of.,,..,.,.. . . . . „ . , , . . . , . . , , . . , - 5

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 334: Annual Report of the Comptroller of the Currency, Volume 1 1893

INDEX. 337

NATIONAL HANKS (See. also, Failures: TJesumptions: Suspensions) — Continued. Page.Shrin kage of deposits in .">Changes in cash held, at various dates during the year .3Evidence of conservative management of <iExpiration of corporate existence of (>Extension of corporate existence of 0Expiration of corporate existence of, in 1894 <>Expiration of corporate existence of, annually. 1894 1908 6Number and capital of, extended since organization of system tiNumber and capital of, by States, organized during the year 7Policy of Comptroller wit h respect to organization of 7Comparison of condition of, with other banks 0Causes of suspension of 10Requirements with respect to resumption of suspended 10Number, capital, and percentages of, which suspended, resumed, failed, and were placed in

charge of examiners 11Number and capital of, which suspended in each State and geographical division 11—115Number of, organized, and number and percentage of, failed, since the organization of the

system 12Dividends paid to creditors of insolvent 13Closed receiverships of 13Active receiverships of 13Inact ive receiverships of 13Aggregate amount of claims of creditors of insolvent, and amount of dividends paid 13Amount of claims paid to creditors of insolvent, dur ing the past year 13Assessments on shareholders of insolvent, and collections therefrom 13Trus t s closed dur ing the year 13Number of, in existence on J u n e 1, and number and percentage of suspensions 14Shrinkage of deposits in, from May 4 to J u l y 12 15Requirements of law, relative to maintenance of reserve by 17-11)Percentage of reserve held by, on various dates during the year 19Amendments of national-bank act recommended 19

Increase of circulation of, to par of bond deposit recommended 20Reduction of semiannual du ty on circulation recommended '20Removal of officers and directors of, for violations of law 20Borrowing funds of, by officers, etc., of 21Reference to H. R. 2344, relative to borrowing by officers of, etc., of 21Large loans to officers, etc., of 21Office letter to directors of, where large loans are made to officers, etc 2LLoans to directors of, who are not active officers 22Restrictions relat ive to loans which would be detr imental to interests of 22Paymen t of directors for services, policy of 22United attention of Comptroller and directors necessary to success of 22Author iz ing assis tant cashier to sign circulating notes, recommended 22Adminis t ra t ion^! ' oaths required by national-bank act 23Requir ing oath and bond of examiners of 23Appointment of two general examiners, recommended 23Compensation of examiners to be fixed by Comptroller and Secretary of the Treasury,

recommended 23Present method of appointment of examiners inadequate 23Currency legislation, remarks relative to 24Digest of legal decisions affecting 31Number of, organized, in liquidation, in operation, capital stock of, bonds on deposit,

circulation issued, etc., on October 3, 1893 70Number and capital of, by States, organized dur ing the year 71Number of, by States, in operation October 31 71Number of, passed out of the system since organization 71Number and capital of, organized and passed out of the system annually since the organ-

izat ion of the system 71Number, authorized capital of, organized, etc., since 1803 72Number and capital of, bty States, extended under act J u l y 12, 1882 72Number, capital, and circulation, whose corporate existence will expire annually, from 1894

to 1903 '. 7:)Title, capital, and circulation of, whose corporate existence expired dur ing the year, suc-

ceeded by associations wi th similar tit les 73Number, capital, and circulation of, by States, whose corporate existence was extended

during the year , 73

10665 CUB, 22

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 335: Annual Report of the Comptroller of the Currency, Volume 1 1893

338 INDEX.

NATIONAL RANKS (Sec, also, Failures; Resumptions: Suspensions)—Continued. Page.Tide, capital, ate, of, whose corporate existence will expire during the year ending October

31, 1894 74Title, capital, etc., of, placed in the hands of receivers during the year.. 75, 76Title, capital stock, etc., of, which went into voluntary liquidation during the year 77, 78Title, capital, etc.. of, which suspended and resumed during the year- 78. 79Title, capital, etc., of, placed in the hands of examiners 79Number and capital of, by States, which suspended, etc., during the year 80Number, authorized capital stock of, on the first of each month from January 1. 1872. to

November 1, 1893 81-84Changes in capital, bonds, and circulation of, by geographical divisions 1892 and 1893.. 85-89Decrease or increase of circulation of 1886 to 1893 90Lawful money on deposit to redeem circulation of, 1886 to 1893 90Additional circulation issued since June 20, 1874, and lawful money deposited to retire cir-

culation, by States 91Circulation of, outstanding, and amount of lawful money on deposit to redeem circulation,

and bonds on deposit October 31, 1893 92Profits on circulating notes of, secured by 2, 4, and G per cent bonds 93Quarterly increase or decrease of circulation of, 1875 to 1893 94Circulation of, issued, etc., by denominations and amounts, 18G4 to 1893 95-97Gold bank notes issued, etc., October 31, 1893 98Circulation of, issued, etc., during the year, and total issued, etc 98Additional circulation issued monthly for the years ended on October 31 from .1883 to 1893... 1)8. 99Amount and denominations of circulation of, issued, etc., since the organization of the sys-

tem and amfeunt outstanding October 31 99Incomplete circulation issued by the bureau during the year ended October 31, 1893, and

balance in vault 99Additional circulation issued, etc., during the year, and since June 20, 1874.. 100Circulation of. received by the bureau monthly for redemption, from November, 1892, to Octo-

ber, 1893, and total received from -Tune 20,1874, to October 31. 1893 101Circulation of, received and destroyed annually since the establishment of the system 101Tax on circulation of, cost of redemption of circulating notes, assessment for plates and

examiners' fees, for fiscal year ended June 30, 1893 102Taxes assessed as duty on circulating notes of, cost of redemption, cost of plates and exami-

ners' fees annually from 1883 to 1893 102Title, capital, and bonds of, without circulation 102Kinds and amount of United States bonds held to secure circulating notes of, on June 30.

1865 to 1893, inclusive, and amount held on same dates for other purposes - 103Kinds and amount of United States bonds held by, as security for circulation and other pur-

poses, 1882-1893 103Interest-bearing bonded debt of the X'nited States from 7865 to 1893. 104Capital, United States bonds held, minimum amount required, and excess held by. Octo-

ber 3, 1893, and September 30. 1892 107. 108Capital stock of, of $150,000 under and over, by States, 1892 and 1893 109-112Resources and liabilities of. 1864 to 1893 113,114Resources and liabilities of, in reserve cities, etc., October 3 115Highest and lowest points reached, principal resources, etc., of, 1866-1893 116Percentages of loans, United States bonds and specie of, 1886 to 1S93 116Classification of loans by, in reserve cities on or about September 30, 1889 to .1893 1] 7.118Classification of loans by, in New York City in the last eight years 119Classification of loans by, in reserve cities, e tc . October 3, 1893 119,120Coin and coin certificates held by national banks on or about September 30. 1888 to 1893 121-130Deposits and reserve held by, since June 20, 1874 130. 131Reserve held by. in reserve cities, etc., in October 3. 1893 132,133Deposits and reserve held by, at date of each call during the year 134Deposits and reserve required and held by. on three dates 1888 to 1893 135-137Reserve required and held by. at date of each call, October 5.1887, to October 3,1893 138,139Reserve required and held by, by geographical divisions, from March 7, 1884, to October 3.

1893 140-149Deposits, circulation, and reserve of. in New York City weekly, from September 3. 1887, to

November 4. 1893 150Movement of reserve of, in New York City during October, for the last sixteen years 151Earnings and dividends of. September 1,1892, to September 1,1893 152-159Ratios of dividends and earnings to capital, etc.. of, by States, from March 1,1889, to September

1,1893 160,161Earnings and dividends of, by geographical divisions, from September, 1884, to September,

1893 162,163

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 336: Annual Report of the Comptroller of the Currency, Volume 1 1893

INDEX. 339

NATIONAL BANKS (See, also. Failures; Resumptions; Susi)ensions)—Continued. Page.Title, capital, etc., of, in voluntary liquidation (sees. 5220 and 5221, Revised Statutes) since

organization of system 104-17".Title and capital of, in voluntary liquidation, section 7, act of July 12, 1882, succeeded by

associations with same or different title 176Title, capital, etc., of, in voluntary liquidation under sections 5220 and 5221 IT. 8. Revised

Statutes for purposes of reorganization 177,178Title, capital, etc., of, in liquidation under section 7, act of July 12, 1882 17CTitle, capital, etc., of, placed in the hands of receivers since organization of the system.. .180-191Title, capital, surplus, and other liabilities of, which failed during the year 192-194Title of failed, and total dividends paid, of trusts closed during the year 194Amount and per cent of dividends paid to creditors of insolvent, during the year 195-19GReceiverships of, in an inactive condition 196Title of insolvent, dates of organization, appointment of receiver and closing, assets, col-

lections, claims proved, dividends paid, etc., since the organization of the system 198 213Coin and currency held by, and by all other banks on or about July 12, 1893 240Capital of, and of other banks by States, on or about July 12. 1893 241Capital, surplus, undivided profits, deposits of, and of all other banks, by States, on or

about June 30, 1893 242Aggregate resources and liabilities of, from October, 1863, to October, 1893 253Condition of, at date of each call during the past year 277

NATIONAL BANK FAILURES. (See Failures; Receivers; Receiverships; Suspensions.)NATIONAL BANK LAW. (See Amendments.)

OFFICERS. (See Directors and Officers.)ORGANIZATION OF NATIONAL BANKS (See, also, National Banks:

Number and capital of, during the year 3Net increase of, during the year 4Policy of the Comptroller with res pect to 7Number and capital in each year from 1863 to 1893 72Changes in number, capital, bonds and circulation by States during the year ended Octo-

ber 31, 1893, and 1892 .' 85-89POPULATION OF THE UNITED STATES:

Estimated, as of June 1 241Capital stock of national and other banks, per capita of, by States 241Average per capita of banking funds of each class of banks on or about June 30 242

PRIVATE BANKS:

Capital and deposits at the date of latest returns 8Principal items of resources and liabilities of 9,10Number, assets and liabilities of, which failed since June 30, 1891 13Number, assets and liabilities of, which suspended and resumed business during first

eight months of the year 14Condition of, in each State on June 30, 1893 230-233Capital of and of other banks, by States 241Number, assets and liabilities of, which suspended and resumed in each State 244-246

RECEIVERS (See, also, Suspensions; Failures:)Number and capital stock of national banks placed in the hands of, during the year 3Increase of, during the year 3Number, percentage, and capital stock of national banks which suspended and were placed

in the hands of 11Number and capital stock of national banks, by States, placed in the hands of, during the

year 10-12, 80Number and per cent of national banks placed in the hands of, since the organization of the

system 12Number and capital of insolvent national banks placed in the hands of, from 1865 to 1893 . . . 72Title, etc., of insolvent national banks placed in the hands of, during the year 75, 76Title, date of organization, resources and liabilities, cause of failure, etc., of national bankf

placed in the hands of, from 1864 to 1893 180-191Title, liabilities, etc., of national banks placed in the hands of, during the past year .192-194Title and dividends paid, of insolvent national banks, the affairs of which were closed dur-

ing the year 194Dividends paid to creditors of insolvent national banks during the year, and total paid in

each case 195,196Insolvent national banks, assets, liabilities, dividends paid, etc., 1864 to 1893 198-213

RECEIVERSHIPS (See, also, Failures; Receivers):Number and increase, of, during the year 3Number of, closed, inactive and active on October 31 12,13

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 337: Annual Report of the Comptroller of the Currency, Volume 1 1893

340 INDEX.

JlFOEiVERSHirs (See. aho. Failure?: "Receivers—Continued. Page.Title, capital stock, etc.. of, originating; during; the-year 73,70Title, date of organization and failure, assets and liabilities, dividends paid while solvent

and to creditors after closing, of each a.ssociat ion which failed from 1804 to 1893 180-191Title, liabilities, etc.. of national banks placed in the hands of receivers during the year. ..192-194Title and affairs of, which were closed during; t he year 194Dividends paid to creditors of insolvent national banks during the year, and total dividends

paid in each case 105.196Title, date of appointment of receiver and dividends paid of inactive 19GInsolvent national banks, dates of organization, appointment of receiver, assets, claims

pi'O'ved, expenses, dividends paid, etc., 1865 to 1893 198-213REDEMPTIONS (See, also, Circulating notes; Issues and redemptions):

Lawful money deposited to retire national-bank circulation since June 20. 1874. by States .. 91Circulating notes surrendered and destroyed in 1892 and 1893 92Circulating notes issued, redeemed and outstanding by denominations, 1864 to 1898 95-97National gold bank notes issued, redeemed and outstanding, October 31, 1893 9SDenominations and amounts of circulating notes redeemed to October 31 98,99Circulating notes retired, by States, under acts July 12, 1882, and June 20, 1874 100Circulating notes received at the Bureau and destroyed yearly since the establishment of

the system 101Cost of redemption of circulating notes from 1883 to 1893 102

REPORTS OF CONDITION:

Principal items of resources and liabilities of national banks on October 3. 1893. 3Of national banks at date of each call during the year 4Comparison of principal items of resources and liabilities of national banks. October 3, 1893,

and September 30, 1892 t 5Shrinkage in deposits and loans 5Changes in cash holdings 5Comparison of condition of national with other banks 9.10Deposits and reserve of national banks at various dates 19Resources and liabilities of national banks, 1864 to 1893 '. 113,114Classification of loans, 1889-1893 117,118Classification of loans by national banks in New York City, 1886-1893 119Classification of loans by national banks in reserve cities and States. Oct. 3,1893..: 119,120Coin and coin certificates held by national banks, 1888 to 1893 121-129Deposits and reserve, 1874 to 1893 ISO, 131Reserve held by national banks, October 3, 1893 132,133Reserve held by national banks at date of each call during the past year 134Reserve held by national banks, 1888-1893 135-138Reserve held by national banks, classified by geographical divisions, 1884-1893 140-148Of State banks, private banks, loan and trust companies 219-246Of loan and trust companies in the District of Columbia 247-251Of Canadian banks, August 31, 1893 251Of national banks, 1863 to 1893 253Of national banks in each reserve city and State, December 9, 1892, to October 3, 1893 277

RESOURCES OF NATIONAL BANKS. (SeeNational banks; Liabilities of national banks.)RESUMPTIONS. (See Failures; Suspensions.)SAVINGS BANKS:

Resume of condition of, at' date of latest returns 7-10Comparison of principal items of resources and liabilities of. and of other banks 9,10Number and liabilities of suspended 13-15Condition of mutual and stock, by States and geographical divisions, 1892-'93 226-229Condition of, 1888 to 1893 236Number of depositors, amount of deposits, and average due each, by States, in 1891-'92.

1892-'93 .* 237Growth of, from 1820 to 1893 238Capital stock of. and average per capita of population, by States 241Aggregate banking funds of. and average per capita, by States 242Xumber, assets, and liabilities of, which failed and resumed, in each State during the first

eight months of the current calendar year 244-246SECURITY FOR CIRCULATING NOTES ( See, also. Bonds. United States):

Amendment to the act recommended, authorizing the issue of circulating notes to the parvalue of 20

Amount of United States bonds on deposit as. on the first of each month from January 1,1872,to November 1,1893 81-84

Kinds and amount on depositas, and to secure public deposits, October 31 92

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis

Page 338: Annual Report of the Comptroller of the Currency, Volume 1 1893

INDEX. 341

SECURITY FOR CIRCI/LVI'IVG xoi'ES {See, als<>, Bonds. lTnited Stares) —Continued. Page.Amount and kind- of Tinted Stales bonds on deposit, eic., by national banks, 18(55 to 18!>3 . . 103ClasMlieation of United States bonds held a<. 1SSL' to \M\ 103

SEMIANNUAL m rv {See, aho, Duty, redemption charges, assessments):Amendment to the national-bank act recommended, providing" for the reduction of, to one-

fourth of 1 per cent 20Amount of tax as, annually from 18815 to ] !»3 102

SHAREHOLDERS. {See Assessment; Failures.)SPECIE. {See Coin and currency.)

STATE BANKS •.

Summary of condition of 7-0

Principal items of resources and liabilities of, compared with national and other banks 0,10

Suspension of, and of banks other than national 13-1 ">

Abstract of reports of condition of, by States, at date of latest returns 220-223

Condition of, annually, 1872 to 1893 'I'M. 235

Capital stock of, and of other banks, the average per capita, by States 241A v^rage per capita of banking funds of, by States 2421ST umber, assets, and liabilities of suspended and resumed, during the iirst eight months of

tlie calendar year 244-240SUMMARY OF STATE, AND CONDITION OF NATIONAL BANKS AT DATE OF EACH CALL DURING THE YEAR . 4

SUSPENSION (See, also, Failures; Eeceivers):Number and capital stock of national banks, which suspended during the year 3Conditions causing the suspension of national banks 10Policy adopted with respect to permitting national banks, which suspended, to resume 10Number and capital of national banks which suspended, resumed, failed, etc., by States and

geographical divisions, during the year 10-12, 80Of banks other than national. 13-15Number, assets, and liabilities of banks other than national, by States, which suspended

and resumed during the first eight months of the current calendar year 13-15, 244-24(5TAX ON CIRCULATION, REDEMPTION CHARGES, AND ASSESSMENTS (See, also, Duty, etc.) :

Keduction of tax on circulation recommended 20Change in method of levying assessment for compensation of examiners 23Semiannual duty on circulation annually, 1883 to 1893 102Cost of redemption of notes, 1883 to 1893 102Assessment for plates for new and extended banks, 1883 to 1893 102

i Assessment for examiners' fees, 1883 to 1893 ; ]02VOLUNTARY LIQUIDATION: See, also, national banks.

Number and caintal stock of national banks in, during the year 3Decrease of, during the year ;»Number and capital stock of national banks in, in each year from 1865 to 1893 72Title, capital, etc., of national banks which went into, during the year 77, 78Title, capital, circulation issued, etc., of national banks in, under various acts providing

therefor, since the organization of the system 104-179

Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis