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English Patrika Version 1_15-8-21You are the reason behind Spice Money's success and relentless growth. You are our strength. 15th August is a memorable day because this is the date which marks the beginning of this unbreakable bond between Spice Money and its Adhikaris. The word "Adhikari" is not just a name we have coined, the word emanates our attachment and a lifelong association with you. Adhikari Day is our way of letting you know how important you are to us. It is your hard work and dedication that has garnered a positive feedback for Spice Money from rural areas in India. Now we want Adhikari Day to strengthen this bond between you and us and take it a step further. Adhikari Patrika is our new initiative to ensure
that we are constantly engaged with you.
THIS PATRIKA IS FOR YOU
AND ABOUT YOU
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The Foundation of Spice Money The Beginning of 'Adhikari' Spice Money Services The Story from Ground Zero A Shared Vision: Sonu Sood and Spice Money The Story of 'Spice Money Toh Life Bani' An Industry First from Our Side A Special Relationship (Panchayat, Adda, Academy) Mission Shakti The 6,000 Crore Milestone The Need of the Hour: Customer Vaccination Drive Fastest Growing Mini ATM Network In Adhikari's Own Words Our Videos, Our Stories The Adhikari Anthem Adhikari Utsav Adhikari Ratn Awards Badlav Ka Prateek
INDEX
The Journey of Spice Money (Past One Year) 15 August 2020 - 15 August 2021
Spice Money emerged amidst National Lockdown
Panchayat: When Adhikaris from across India joined
Beginning of Spice Money Academy
First Adhikari Day (15th August 2021)
Mission Naari Adhikari
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THE FOUNDATION OF SPICE MONEY To be able to fulfil a dream or accomplish a mission, it is important to have a clarity about the way forward alongside dedication and hard work. But most important is to have a clear vision.
At Spice Money, our journey also started with a clarity of vision - To be the largest digital services platform for rural India with a pledge to uplift the underprivileged communities and to make their lives better.
There has always been a divide between India and Bharat. Our sole objective is to blur that divide so that the entire rural community can be self-reliant to meet basic banking and digital financial needs without depending on
their urban counterparts.
THE BEGINNING OF SPICE MONEY ADHIKARI
Spice Money has pledged to look out for the people in rural India and simplify their lives in every way we can - and that has been our goal all along.
Our objective is to reach out to people living in remote corners of the country through our Adhikaris and to ensure that everyone can access basic banking and digital services. Soon, with our offerings of various digital and banking services, the Spice Money family started growing and people started joining from all across the country.
In a matter of months, lakhs of people joined the Spice Money network. On the 15th of August 2020, we formally named our agents ‘Adhikaris’ and, the entire country knew who a Spice Money Adhikari is – An individual who has pledged to bring rural India into the financial and digital map.
Business Owners from different walks of life came together towards a path of growth & fulfillment. These people not only improve their lifestyle but also the life of the people in their regions through various Spice Money services like Money Transfer, AePS, Bill Payment services, cash withdrawal, and deposit services, loan, insurance, and many more services.
Adhikaris get a chance to earn anywhere between Rs. 20,000 to Rs. 50,000 every month by joining Spice Money. On this platform they are enabled to do business as per their convenience, which does not require any kind of investment and they do not have to take any risk.
SPICE MONEY SERVICES BENEFITS OF JOINING SPICE MONEY
AePS service is one of the most loved services amongst all Spice Money services. People need it the most. Through this service, Adhikaris give cash withdrawal services to their customers through Aadhar Card. In return, they earn a good commission.
AePS
With the Mini Magic device, the Adhikaris can transform their stores into a mini ATM. With this ATM device, Adhikaris take payments through any debit card, withdraw cash and earn handsome commission on every single transaction
Through the Spice Money Mobile and DTH recharge service Adhikaris offer their customers the convenience of instantly recharging their DTH service and earn assured returns on every recharge.
MINI MAGIC
MOBILE/DTH RECHARGE
One of the important services of Spice Money is the money transfer service. Through this, Adhikaris earn a good commission by transferring money for their customer into other banks or places.
MONEY TRANSFER
With Spice Money's BBPS, Adhikaris can pay their customers' utility bills like gas, electricity, water along with insurance premium and get handsome commission with every payment.
Adhikaris can buy biometric devices and printers from Spice Money to carry out seamless operations and provide hassle-free services to their customers.
BBPS
BIOMETRIC DEVICES, PRINTER
Spice Money branches are now Cash collection points where Agents, customers and bank Representatives can deposit their premiums, EMIs etc. This service provides our Adhikaris a unique way to expand their business and earn more at the same time. It is free for both Adhikaris and customers and is aimed at expanding customer reach by diversifying their services.
CASH COLLECTION POINT/CMS
With Spice Money Loan Services, Adhikaris and customers can easily avail loans from reliable banks and finance companies at attractive interest rates without hefty paperwork.
SPICE MONEY LOANS "
Adhikaris earn attractive commission from Spice Money MagicCash service. Through this service, Adhikaris can withdraw or transfer money with their mobile phones on behalf of their customers. This is a unique way to serve customers and Adhikaris earn a good amount as commission.
MAGICASH
Keeping in mind the Adhikaris earning and to help them attract more customers, Spice Money has brought the facility of making PAN cards. Now Spice Money Adhikaris can get the PAN card of their customers made or updated through government channels from their shop itself.
Spice Money has tied up with IRCTC to increase the earnings of their Adhikaris and the latter were given the authority to book railway tickets. Not only this, Spice Money has also provided access to book flights, buses and hotels taking this one step ahead, due to which the Adhikaris now get a good amount as commission with every booking.
PAN CARD
With the Spice Money Aadhaar Pay, Adhikaris can accept cashless payments from their customers, simply with an Aadhaar number and a fingerprint scanner. This system of fast and secure seamless payment management service gives both the customers and our Adhikaris the freedom from day-to-day cash management.
AADHAR PAY
TRAVEL SERVICES (TRAIN/FLIGHT/BUS/HOTEL)
Spice Money Suraksha is an insurance service for customers that customers can buy from Spice Money Adhikaris, and can use it when needed. Such services create a strong relationship between the customer and the Adhikaris.
Spice Money Bada Bazaar is a great endeavor to provide e-commerce services to customers. Through this service, customers buy goods from platforms like Amazon and IFFCO through their SMAs (Spice Money Adhikaris). As a result, Adhikaris get a good commission for the purchases made on their platform and buyers get access to convenience.
SPICE MONEY SURAKSHA SPICE MONEY BADA BAZAR
STORY OF AN ADHIKARI
I am digitally literate and I am a Spice Money Adhikari
I am special. My customer is my family,
and I am always prepared to provide my customers with
Spice Money services.
with Spice Money
I believe that every human being is special. Success knocks only when he/she takes the right step at the right time.
I work very hard for a better lifestyle. I am always prepared to grow for my business, my community, and for my country.
I serve my community from my shop with a
smartphone or a laptop, and I grow.
I am capable.
ADHIKARI.
THE STORY AT GROUND ZERO Everything was going as per plan, when suddenly 2020 brought with it an unprecedented setback which our generation could have never imagined. A pandemic swept across the entire world in a manner which threw everyone off their paths, and everything that we knew as 'normal' ceased to exist. Like a wild fire, Coronavirus took the country and the world under its grasp and people were bound to remain confined within the four walls of their houses. When everyone was grappling indoors, the only services a normal person could access were basic essential services.
And in these times, the
Spice Money Adhikari emerged like a ray of hope for millions. Adhikaris served people in their communities through various services of Spice Money helping them manage the tough times.
Aadhaar Withdrawal
Online Shopping
Mini ATM
Money Transfer
Tours & Travels
Bill Payments
SP IC
E M
O N
EY D
IG IT
AL D
UK AA
N Throughout this difficult lockdown, Spice Money Digital Dukaan kept providing basic and essential banking services across the country. The aid provided by the Govt. reached these remote corners of the country with the help of Spice Money. DBT worth Rs. 400 crores were distributed across India with the help of the Spice Money network. During this time Spice Money also continuously kept improving its services like cash withdrawal and deposits, bank transfer etc. so that the lives of these people residing in the remote corners of the country could be made simpler and more convenient. The entire country
was benefited by the different basic banking services provided by the network.
Spice Money Digital Dukaan
This message soon transformed into a positive thought that became the face of change in the country and changed the lives of millions in a short span of time. And thus, with Spice Money toh Life Bani, a new chapter was added in this success story.
With this new chapter, came a new hero. A person who shared the same vision as Spice Money - Sonu Sood.
Sonu Sood who is not only known as a Bollywood star but also a man with the golden heart who tirelessly helped thousands of migrants rebuild their lives during COVID times.
Sonu Sood joined hands with Spice Money and became an integral part of Spice Money toh Life Bani.
The seeds sown by Spice Money has now started blossoming. With a renewed vigor and determination, the team of Spice Money Adhikari network has now reached to over 7 lakh Adhikaris, more than 18,000 active pin codes, and changing the lives of over 20 million rural consumers. Today our network covers 95% pincodes of rural India.
SONU SOOD AND THE STORY
OF SPICE MONEY TOH LIFE BANI
A SHARED VISION:
It was the result of these successful efforts of making basic facilities available to these rural communities that laid the foundation of "Spice Money toh Life Bani" which literally means – Spice Money transforms your life.
The start of the Zero Investment Scheme The beginning of Life Bani Story
To take this campaign forward, we launched the industry's first 'Zero Investment Scheme' and we were able to encourage more and more people to join the Spice Money network. This offer was open to anyone who wanted to start working in rural India, or anyone who wanted to venture into entrepreneurship and start their own business.
They could now join the Spice Money network without any investment. Products like Mini-ATM devices were made available with refundable deposit scheme making them effecively free of cost, Spice Money ID etc. were made available free of cost. This was the first time in the industry that the platform's rental fee was completely waived.
Millions of people joined in to help further Spice Money's vision of a digitally & financially empowered rural India.
AN INDUSTRY FIRST
Sonu Sood's vision of turning every village into a city is the driving force behind our campaign.
“Har Gaon Ko Sheher Banana Hai.”
A 'happy' village led by Sonu Sood himself to pomote the Zero Investment campaign were showcased. The passion, determination and vision hidden in these films were never seen before in the business sector.
POWERFUL FILM ANNOUNCING THE GRAND LAUNCH OF THE SPICE MONEY TOH LIFE BANI BRAND
All the assets of the brand like product packaging etc. were revamped in a beautiful way to blend with this new brand journey. The Marketing Kit for Adhikaris was designed with innovative and premium packaging to include everything one needed to start a business.
WE PROVED THAT WE NOT ONLY DO IT FIRST, WE ALSO DO IT THE BEST.
These precious associations and the Panchayat platform accelerated our progress. Everything started
happening on a much bigger scale and was reinforced even more.
All the partners and Adhikaris were encouraged to participate in a forum where they could talk to our
founder Dilip Modi and brand ambassador Sonu Sood on the digital event – Spice Money Panchayat.
GET ANSWERS TO YOUR QUESTIONS
Continuing to serve the rural sector, we then adopted a new path in the form of the networking platform 'Adda', which was solely set up keeping in mind the growth for of our Adhikaris. Adhikaris can now talk to Sonu Sood directly on the platform. We at Spice Money try our best to help them, find solutions to their problems and do our part to the society.
Academy
We also started the Spice Money Academy to educate our Adhikaris of our growing list of product and service offerings. The objective was to provide our 7 lakh Adhikaris with even better and a much more in-depth knowledge and guidance so that they could take full advantage of every single opportunity we gave them. It was now that we could see the impact and beauty of our vision in real time.
When an Adhikari benefits from Panchayat, Adda or Academy, it gives us a great sense of pride & satisfaction.
Women of today are now capable to lead and take the right decisions at home or outside on all matters. All we need is to make every woman realize her true potential.
Today's women are multitasking; they just need the right platform to succeed and grow. With this vision, Spice Money has always strived to give all these hardworking women the power and rightful respect they deserve. Spice Money has always wanted women to use our platform to carve a career for themselves by participating economically and socially without being dependent on anyone. All-round development of the country becomes possible when women are empowered.
Through Mission Shakti, our objective is to make every woman self-reliant, financially independent and empowered.
MISSION SHAKTI
If results and impact on business is how progress is measured, then the month of May 2021 has said it out loud where Spice Money stands and what its pace of growth is. We did a transaction value of 6000 Crores in the month of May 2021 that became a milestone of trust, growth & prosperity.
THE
CRORE MILESTONE
The country went through deeply troubling times due to Covid-19. There were not as many benefactors as there were victims. In those times, Spice Money came forward to help its countrymen, with the goal to get them vaccinated.
Our Adhikaris participated in large numbers to help rural people who are unable to register themselves for vaccination. They are still providing this service to everyone directly from the Spice Money portal, free of cost contributing in our battle against the pandemic.
NEED OF THE HOUR: ADHIKARI AND CUSTOMER VACCINATION INITIATIVE
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Fastest Growing Mini-ATM Network
Chitkul village with a population of about 1,000, located in the Kinnaur-Kailash region of Himachal Pradesh did not have any ATM facilities. People had to travel 25 km away for their banking needs which was a very difficult task in itself. Keeping the requirement of the people in mind, Spice Money installed its mATM there and became the first rural fintech company to provide ATM service in this last village of the country.
Like Chitkul, there are many such villages which were and are still without banking and ATM facility, and where Spice Money is continuously trying to extend its services. In fact, a local grocery store can also become an ATM center with Spice Money Mini ATM, where basic ATM services like cash withdrawal and deposit are available. Spice Money Mini ATM accepts all major debit cards. At Spice Money, people come first and not profit margins! Spice Money's belief of serving underprivileged people goes beyond profit and loss. Till date, Spice Money has installed more than 1 lakh ATMs in remote villages, making it the fastest growing ATM network in India in line with the vision of 'First country and then business'; and it is because of this thinking, that people of these regions can now say with pride that "Spice Money toh Life Bani."
Spice Money installed its mATM in this last village bordering China
Chitkul
IN ADHIKARI'S OWN WORDS
““Before becoming an Adhikari, I did not even comprehend that I would be able to help my customers in this way and keep earning alongside. Today I deal with a lot of work like transferring customers' money from my own shop - something they used to wander around trying to get done earlier.
““Everyone earns money, but being a Spice Money Adhikari, I also receive blessings along with earnings. It feels good when I can help people from wandering around for important documents like PAN card. And now, I can get their PAN card made without any hassle.
““When my daughter used to study in the city, an old uncle from our village would often go to the city to send her money. Ever since I have become a Spice Money Adhikari, he doesn't need to go to the city anymore. Now I am able to send and receive money not only for them, but for the whole village in a jiffy. This sort of work gives is me a lot of satisfaction along with financial benefits.
““"Being a woman, you cannot get a proper job in the village". I was tired of hearing this and eventually I started accepting this. That's when I got an opportunity to become a Spice Money Adhikari. Now I tell others, how to earn their own livelihood, here in the village.
““Now my people don't have to wait in the queue at the bank or atm to withdraw money. I have the power of digital now by becoming a Spice Money Adhikari. Now people come to me for most services related to money and when I am able to do it for them, their gratitude makes my day.
““I have been able to prevent people in my area from going to the station and queue up for tickets. After becoming a Spice Money Adhikari, I got an opportunity to provide many such services to my people very easily.
Sanjay Kumar Aurobindo Ghosh
first time in India's last village, Chitkul, Himachal Pradesh
Spice Money introduces zero investment business opportunity for rural entrepreneurs
Spice Money partners with Yes Bank to onboard 2000+ Women Self Help Groups in Odisha under Mission Shakti
PRESS RELEASE
livemint.com
THE ADHIKARI ANTHEM ,
,

,
,
, , ,
‘’ ! ‘’ !
‘’ - ! ‘’ !
‘’ !
!




SPICE MONEY KE

Spice Money on Social Media &
Digital Platforms
68,016 Followers
66.8K Subscribers
www.spicemoney.com
Travel Union, an initiative by Sonu Sood, aims to help establish a travel business brand for rural India. Travel Union strives to be a one stop solution for all needs of Travel Agents in every region of India. The platform is available with the best inventory, discounted rates coupled with modern technology for our Adhikaris.
www.travelunion.in
Adhikari Utsav Celebrating
7 Lakh+ Adhikaris
Every Spice Money Adhikari is our Pride. We recognize them with the Adhikari Utsav
This is a festival to recognize
more than 7 lakhs Adhikaris who have joined us from across India, and every year we will celebrate this festival of growth & joy. Brace Yourselves!
ADHIKARI RATNA AWARDS
At Spice Money, we have achieved a lot in the last one year and without the dedication and hard work of our Adhikaris, this wouldn’t have been possible. Now it is our turn to recognize you.
In this one year there are some Adhikaris who have achieved new heights through their hard work – Through the Adhikari Ratna Award, it is our endeavor to recognize those Adhikaris, who have inspired others with their business growth, dedication & commitment.
We identified such jewels at state and national levels for last year.
The National Ratna award felicitated those Adhikaris who had outperformed everyone else at a country level, and State Ratna awards recognized those who excelled at a State level.
It has not only given them the much-desired recognition at Spice Money, but also helped them earn respect from the people in their regions for their service. The Adhikaris have kept their word. Now it is Spice Money's turn to show their appreciation and gratitude towards Adhikaris.
Spice Money wants to let its Adhikaris know how important they are to us, and what their dedication means for us.
On 15th August we felicitated these Adhikaris who exhibited a great performance in various products & services – In this magazine the list of all Adhikari Ratn winners is published.
Sample Certificate Sample Certificate
SUDHEER KUMAR GAUTAM BUDDHA NAGAR, UTTAR PRADESH
JEDHE UTTAM PUNE, MAHARASHTRA
BILL PAYMENT RAMESH PRASAD SIDDHARTHNAGAR, UTTAR PRADESH
TRAVEL ARADHANA KUMARI GAUTAM BUDDHA NAGAR, UTTAR PRADESH
DMT AYOOB PUTHIYA PURAYIL KANNUR, KERALA
CMS CHAMELI ROY UDAIPUR, RAJASTHAN
RECHARGE KALIDAS BHAGWAT WANVE BHANDARA, MAHARASHTRA
Rashtra Ratn Awards
Rajya Ratn Awards
RINKU SAH UPPER SUBANSIRI, ARUNACHAL PRADESH
MOH ASSAN NAGAON, ASSAM
PREM RANJAN NALANDA, BIHAR
MALTI CHAUHAN DIMAPUR, NAGALAND
DEVENDRA SHARMA BATHINDA, PUNJAB
DEEPTHI P L THIRUVANANTHAPURAM, KERALA
JEETINDER SINGH SOLAN, HIMACHAL PRADESH
KRISHNA CHANDRA DEOGHAR, JHARKHAND
B SURENDRA RAICHUR, KARNATAKA
MOHAN KUMAR S CUDDALORE, TAMIL NADU
VUTNOOR RANI NIZAMABAD, TELANGANA
LETZAHAO NEIIHSEAL CHURACHANDPUR, MANIPUR
KUMAR MANGAL BARMAN LAWNGTLAI, MIZORAM
KRISHNA KUMAR OJHA BASTI, UTTAR PRADESH
DEEPAK HARIDWAR, UTTARAKHAND
AePS
AePS
VIJAY PRAKASH SAH UPPER SUBANSIRI, ARUNACHAL PRADESH
PRAKASH KUMAR SAHU LAKHIMPUR, ASSAM
REENA KUMARI MUZAFFARPUR, BIHAR
ANJUM MEWAT, HARYANA
RENU DEVI PALAMAU, JHARKHAND
SEIPAINAO CHIHANNGAM UKHRUL, MANIPUR
BIPIN CHAKMA LUNGLEI, MIZORAM
S KHENGO TUENSANG, NAGALAND
SUNDER SINGH GAUTAM BUDDHA NAGAR (NOIDA), UTTAR PRADESH
RAJ KUMAR SHIMLA, HIMACHAL PRADESH
SACHIN KUMAR MAHATO DHANBAD, JHARKHAND
SATISH KUMAR D RAICHUR, KARNATAKA
RAJIV KUMAR RANJAN EAST SIKKIM, SIKKIM
AYOOB PUTHIYA PURAYIL KANNUR, KERALA
SUNEEL SHARMA RAISEN, MADHYA PRADESH
JEDHE UTTAM PUNE, MAHARASHTRA
INDERJEET SINGH BATHINDA, PUNJAB
NARAYAN KUMAWAT JODHPUR, RAJASTHAN
S REKA PUDUKKOTTAI, TAMIL NADU
VIDYASAGAR DARAM MEDAK, TELANGANA
MANOJ KUMAR NISAD BASTI, UTTAR PRADESH
mATM
DMT
MD AMINUR MOLLAH LOWER SUBANSIRI, ARUNACHAL PRADESH
PRAKASH KUMAR SAHU LAKHIMPUR, ASSAM
SIKANDER PATNA, BIHAR
SOMESH DAS HYDERABAD, TELANGANA
SURYA PRAKASH UMARVAISHYA PRATAPGARH, UTTAR PRADESH
DEEPAK HARIDWAR, UTTARAKHAND
DMT
KATIKI MULA PADMARAJU WEST GODAVARI, ANDHRA PRADESH
ARIF HUSSAIN EAST KAMENG, ARUNACHAL PRADESH
RITA DUTTA SARKAR KARBI ANGLONG, ASSAM
GURIYA DEVI DARBHANGA, BIHAR
GOTAM GOYAL AMBALA, HARYANA
SONALI PAUL NORTH GARO HILLS, MEGHALAYA
SAUDOK CHAKMA LUNGLEI, MIZORAM
GAURAV KUMAR MUKTSAR, PUNJAB
CHAMELI ROY UDAIPUR, RAJASTHAN
SAKTHIVEL B KARUR, TAMIL NADU
NARLAWAR VIJAY KUMAR ADILABAD, TELANGANA
SUSANTA DEBNATH SOUTH TRIPURA, TRIPURA
SHIV PRATAP SINGH AURAIYA, UTTAR PRADESH
NOORJAHAN HARIDWAR, UTTARAKHAND
PREM BAHADUR CHETRY LOHIT, ARUNACHAL PRADESH
DEEPAK KUMAR MEENA GUNA, MADHYA PRADESH
KALIDAS BHAGWAT WANVE BHANDARA, MAHARASHTRA
CMS
VINOTH KUMAR TIRUVALLUR, TAMIL NADU
KRISHNA KALITA KAMRUP, ASSAM
UMESH KUMAR BHARATPUR, RAJASTHAN
ASHISH KUMAR BOKARO, JHARKHAND
SHOBHARAM UJJAIN, MADHYA PRADESH
DASHARATH SAHU BARGARH, ODISHA
ANKUSH KUMAR MUKTSAR, PUNJAB
SWAPAN HALDAR SOUTH 24 PARGANAS, WEST BENGAL
INSURANCE CATEGORY
HARCLEAN R MARAK WEST GARO HILLS, MEGHALAYA
SAUDOK CHAKMA LUNGLEI, MIZORAM
RAJBIR VERMA HISAR, HARYANA
SANTOSH GONDA, UTTAR PRADESH
GAYATRI KUMARI HARIDWAR, UTTARAKHAND
PAWANDEEP SINGH FIROZPUR, PUNJAB
PURAN RAM HANUMANGARH, RAJASTHAN
MOODABASAPPA H KOPPAL, KARNATAKA
ROBIN P THIRUVANANTHAPURAM, KERALA
SARATH KUMAR PATHANAMTHITTA, KERALA
PARASHMONI HAZARIKA GOLAGHAT, ASSAM
AMRIT PAUL DIMAPUR, NAGALAND
HARJEET MOGA, PUNJAB
RANJIT PRASAD PALAMAU, JHARKHAND
VEERSHRI PATIL BELGAUM, KARNATAKA
SURESH BENIWAL NAGAUR, RAJASTHAN
THANGADURAI V KRISHNAGIRI, TAMIL NADU
GANESH SAHU KHAMMAM, TELANGANA
SANJAY KUMAR SAKET REWA, MADHYA PRADESH
RAKESH RAJENDRA HENDRE PUNE, MAHARASHTRA
KARNA DEB JIRIBAM, MANIPUR
WAHID HUSAIN CHAMPAWAT, UTTARAKHAND
S MAHABOOBDOULA ANANTHAPUR, ANDHRA PRADESH
VIJAY PRAKASH SAH UPPER SUBANSIRI, ARUNACHAL PRADESH
RAVINDER KUMAR SOLAN, HIMACHAL PRADESH
ANUP GUMLA, JHARKHAND
VIJAY GUPTA RAIGARH(MH), MAHARASHTRA
RAJU HOQUE SOUTH WEST GARO HILLS, MEGHALAYA
ANSARI MURTUJA SURAT, GUJARAT
PC VANLALHRIATA AIZAWL, MIZORAM
AMRIT PAUL DIMAPUR, NAGALAND
NASIRUDIN ANSARI MOHALI, PUNJAB
TRAVEL CATEGORY
V SAMUEL CHENNAI, TAMIL NADU
VARADA VENKATESH HYDERABAD, TELANGANA
SAJAHAN HOSSAIN NORTH DINAJPUR, WEST BENGAL
TRAVEL CATEGORY
KRISHNA KALITA KAMRUP, ASSAM
UMESH KUMAR BHARATPUR, RAJASTHAN
ASHISH KUMAR BOKARO, JHARKHAND
SHOBHARAM UJJAIN, MADHYA PRADESH
MUKESH RAM MUNJANKAR CHANDRAPUR, MAHARASHTRA
DASHARATH SAHU BARGARH, ODISHA
ANKUSH KUMAR MUKTSAR, PUNJAB
ATIP ASLAM KHAN ASSAM
SACHIN KUMAR VERMA BIHAR
ABHIJIT SAHA TRIPURA
RAJ KUMAR UTTARANCHAL
DNYANESHWAR SUPADA DEOKAR MAHARASHTRA
IFFCO

Badlav ka Prateek is a compilation of stories of transformation brought about by Adhikaris at ground level.
We will be recognizing outstanding stories from different corners of the country through this initiative.
We would like to request all our Adhikaris to share their stories with us in the form of short videos or paragraphs and inspire everyone.
www.spicemoneyforms.com/BKP
Spice Money promises seek to provide secure financial opportunities for its Adhikaris, and that has always been the sole objective. Our mission is to provide all basic facilities to the people in rural areas through technology and establish a trusting relationship between community and local Adhikaris. From the very beginning, we have put a system in place which allowed Adhikaris to work conveniently from anywhere, and get attractive commission with each service, so that their growth and morale is always high. Our objective is to make you the face of India's leading rural fintech company. Believe that you are an important part of a big family. You are not just a business associate with us, but the most integral part of the Spice Money family walking with us on this road to growth & happiness.
OUR PROMISE