1
game, but I knew these kids were going to come ready to play tonight.” The Broncos took the first two sets but the Cougars rallied back to take the next two. Lake Belton found its stride in the final set as Presley Pattrick served consecutive aces for a 7-2 Lake Belton lead. Emily Evatt fur- ther pulled Lake Belton ahead,13-12, with a kill to the Jarrell back court with the assist from Kaliece Cain. Cain set up Danica Bingham on the next play for an attack to the back left corner of the court just inside the line. The final point to secure the Broncos win was a kill from Bingham to the back court with another assist from Cain. “I think these kids have proven it,” Ramsey said, “They don’t play like freshmen and soph- omores.” back into form. Isa Holguin, Campbell Burnett and McKayla Seeliger registered kills during a five-point swing where McKenzie Mansell served to give Belton a 12-11 lead. There were seven ties before Belton’s 7-2 run closed out the first game with the Tigers securing a four-point victory. Emily Rivas’ kill started a 7-1 run for the Tigers to begin the second game. Sydney Sell added a block, and Seeliger belted an ace. Bryan trailed by as much as six before a run in the middle stag- es of the game drew the Vikings to within a point, 15-14. Revis served the final six points of the game, as Holguin, Burnett and McKenna Maddux logged kills to put the Tigers up two games to none. The Vikings hung around early in the game and trailed by a point, 10-9. The Tigers pulled away with a 7-1 lead to make the score 17-10. The clos- est the Vikings came to within the Tigers was five points down the stretch. Belton will host Shoemaker Friday night at Tiger Gym to fin- ish a three-game home stand. The team travels to Harker Heights on Tuesday night. C2 Thursday, October 8, 2020 THE BELTON JOURNAL LBVB CONTINUED FROM C1 Belton XC fares well at Ellison CC Invitational BCYC Basketball registrations start Oct. 18 Scot Hrbacek, CFP Financial Advisor ® •Be aware of how retirement plan contributions can affect aid. Many of your current as- sets, such as your retire- ment accounts, may be excluded from the EFC calculation. However, any voluntary contributions you make to your 401(k) or traditional IRA during the “base” year (the prior tax year) generally must be reported on the FAFSA and are counted as untaxed income; consequently, these contributions may have a similar effect on aid eligibility as taxable income. Manda-tory contributions, such as those made by teachers to a state retirement system, are generally not reported on the FAFSA. • Avoid withdrawals from your 401(k) or traditional IRA. The money you take out from these accounts in the years you fill out the FAFSA, and the prior tax year, may count as taxable income in the financial aid cal- culations. If you really need the money, you may want to consult with your financial professional for alternatives. • Consider having children put earn ings into a Roth IRA. Money from aſter-school or summer jobs your children put in a Roth IRA may not be included in EFC – plus, your kids will get a head start on a tax-advantaged retirement account. Keep in mind, though, that Roth IRA with- drawals could be considered as taxable income on the FAFSAif the account owner is younger than 59½, which will be the case for your children, or the account is less than five years old. Not all these suggestions will be appro- priate for everyone, but they’re worth thinking about. You might also want to consult with a college’s financial aid officer be- fore you complete the FAFSA, as aid calculations can be complex. An investment of your time and effort early in the process may pay off when the aid packages are finally delivered. This Article was written by Edward Jones for use by your local Edward Jones Financial Advisor MAKING SENSE OF INVESTING Right now, the pandemic is causing chaos and uncertainty for colleges and students. But it won’t always be that way. And if you have children who will be heading off to school in the next few years, you’re prob- ably thinking about more typical concerns – such as expenses. How will you pay for the high costs of higher education? Most colleges do offer financial aid packages that can greatly help with these expenses. But it pays to know, well in advance, how financial aid works. And the key platform for determining much of your child’s financial aid is the Free Application for Federal Student Aid (FAFSA). In fact, if you have children start- ing college next year, now is the time to get going on the FAFSA, which became available Oct. 1 for the 2021-22 award year. Filling out your FAFSA will provide you with what’s known as your Expected Family Contribu- tion (EFC). e EFC calculation takes into account four separate areas: parent income, parent assets (exclud-ing retirement funds, such as 401(k) plans and IRAs, home equity and small family business- es), student income and student assets. e EFC does not calculate the exact amount you must pay for college – rather, it’s an estimate, and the amount you pay can be below or above this number. Nonetheless, the EFC is important in determining your financial aid package, and your actions can influence the results. Here are a few suggestions for future years: • Save money in your name not your child’s. FAFSA will just consider up to 5.64 percent of a parent’s assets, com-pared to 20 percent of a student’s assets. 3011 N. Main, Ste C, Belton, Tx 76513 (254) 933-7680 • [email protected] Member SIPC Can you Influence Your Financial Aid? GOOD. Water stained; 77 degrees; 3.27 high. Black bass are good on jigs, white jigs, and Texas-rigged soft plastic craws working brush piles, rock bluffs, and submerged timber. Smallmouth bass are good with small plastic grubs and small crankbaits near rocky banks, ledges, and drop-offs. Crappie are good on minnows in brush piles and standing timber in 14-28’. White bass are good on slabs and jigs off main lake points, humps, drop-offs, and along the dam. Catfish are good with punch bait. Blue cats are good with live bait near brush piles. FISHING REPORT Belton Stillhouse GOOD. Water lightly stained; 77 Degrees;0.73 high. Black bass are fair near flats, drop-offs, and brushy shorelines on swimbaits, crankbaits, and Carolina rigged plastic worms. White bass are good on the main lake flats, humps, and drop-offs with slabs in 18-35’. Hybrid stripers are good with live bait in the main lake from 22-35’. Topwater plugs, crankbaits, and swimbaits are effective with surfacing schools of hybrids and white bass. Crappie are fair on minnows in brush piles in 15-28’. Catfish are good on cut bait and punch bait. Injury Attorneys Craig W. Brown, P.C. Tough - Trustworthy - Experienced Truck Wrecks - Death Cases Cappolino • Dodd • Krebs L.L.P. Temple 778-HELP 254- www. .com American Hearing Center Temple - (254) 774-7727 Killeen - (254) 680-3444 1618 Canyon CreekDr. #140 Temple • 2806 South W. S. Young Ste. C Killeen SUPPORT YOUR LOCAL BUSINESS THE BARGAIN BARN New Furniture, Mattresses & Used Appliances Serving Bell County for over 40 years. $ 10 .00 LOCAL DELIVERY 203 N. East St. Belton 254-939-3312 “Taking care of of your Residential & Business needs” Abe Campos Owner/Operator Cell: 254-291-4587 [email protected] abesmobilewash.com By Appointment Only Mobile Wash Home & Commercial Services “ank You for voting us the Best Fence Staining Comany in the 2020 Reader’s Choice Awards” Travis • Williamson • Bell • McLennan • Coryell Counties By Tony Adams Sports Editor The Belton Tigers’ and Lady Tigers’ took part in the 2020 Ellison Cross Country Invitational Meet last Friday at Dana Peak Park in Harker Heights. The Tigers took sec- ond place on the boys’ side with 54 points, 10 more than College Station (44). Stony Point (86) finished third, followed by Ellison (87), Temple (122), Hendrickson (146) and Bastrop (192). College Station’s Ricardo Lopez (15:46.80) edged out Temple’s Tyson Tamez (15:59.50) for top medalist. Zach Dennison (16:08.20) finished sixth as Belton’s top finisher. Other Belton place- ments: David Duncan (16:09.00), seventh place, Clayton Oaks (16:13.40), eighth place, Riley Dyck (16:53.50), 15th place, Zach White (16:57.30), 20th place, Weslee Baker (17:14.80), 26th place, Cooper Fix (17:14.80), 31st place, Julian Zamudio (17:47.40), 37th place, and Nathan Morton (17:56.00), 39th place. The Lady Tigers took third place on the girls’ side with 91 points. College Station (20) won handily, with Hendrickson (80) finishing in second place. Temple (94) fin- ished fourth, followed by Stony Point (122), Ellison (124) and Bastrop (178). College Station’s Maddie Jones (19:08.80) took home top medal- ist honors, with Ellison’s Kera Harvey (19:14.50) finishing second. Shannon Cook (20:46.70) was Belton’s top finisher in 12th place. Other Lady Tiger placements: Abby Cargile (20:55.40), 13th place, Shelby Littlefield (21:12.70), 18th place, Rylyn Reyes (21:30.50), 22nd place, Lesa Doskocil (21:38.00), 27th place, Kiya Castle (21:39.30), 28th place, Kaitlyn McDonald (21:42.30), 30th place, Stephanie Neil (21:59.40), 34th place, Natasha De Le Rosa (22:06.70), 39th place, and Aizlenn Canava (22:30.90), 44th place. On Friday morning, Belton Cross Country heads to Lions Park to race at the Temple Cross Country Invitational Meet. By Tony Adams Sports Editor Youth basketball fans, rejoice! Belton Youth Christian Center Youth Basketball is back! BCYC Basketball reg- istration will open on Oct. 18 and continue until Nov. 28. There will be six leagues: Coed Kindergarten, Coed First/Second Grade, Third/Fourth Grade Boys, Third/Fourth Grade Girls, Fifth/Sixth Grade Boys and Fifth/ Sixth Grade Girls. The earlier that you sign up, the more money that you can save. The early registration period, Oct. 18 to Oct. 31, costs $65. The regular registration period, Nov. 1 to Nov. 14, costs $75. The late registration period, Nov. 15 to Nov. 28, costs $85. A parent meeting will be on Dec. 9, coaches meeting will be on Dec. 10 and player tryouts will be held on Dec. 12. The season will start on Jan. 3, and games will be played every Saturday. Coaches and spon- sors are needed for the league. If you are interest- ed, please contact Shelby Jasso at (254) 939-5759 or by email at shelby@ beltonyouth.com. LBHS Athletic Booster Club to hold first Golf Classic By Tony Adams Sports Editor The Lake Belton High School Athletic Booster Club will host their first Golf Classic at Wildflower Country Club. The tournament will be conducted on Monday, Nov. 9. Lunch and regis- tration will start at 11:30 a.m. The four-person scramble will start at 12:30 p.m. LBHSABC supports the male and female stu- dent athletes in all sports at the high school level. The tournament serves as an alternate source of revenue for supporting LBHS athletic programs, banquets, championship banners and awards. The price is $125 per player. Sponsorship lev- els include Blaze (Cost: $2,500, includes 3 X 5 banner, media recogni- tion, cart placard and four-person team), Silver (Cost: $1,000, includes 3 X 5 banner, cart placard signage and four-person team), Bronco (Cost: $600, includes driv- ing range signage and four-person team) and Horseshoe (Cost: $100, includes tee box signage). Prizes include closest to the hole (No. 16, $300 cash), longest drive ($100 cash (No. 9 Men and No. 3 Women), and team (second- place, fifth- place, eighth- place and last place). Raffle drawing prizes include a YETI cooler/ spa package. Auction items include auto- graphed memorabilia and a sideline pass for a home game. Entry form and pay- ment can be mailed to: LBHS Athletic Booster Club, PO Box 336, Belton, TX, 76513. Questions regarding the event can be for- warded to Dana Lange by email (dlange@ rtschneider.com) or by phone at (254) 534- 2459. Belton CONTINUED FROM C1 Follow us on Twitter! Friend us on Facebook! Check us out on the web! @beltonjournal thebeltonjournal www.beltonjournal.com

American Hearing CenterOct 08, 2020  · els include Blaze (Cost: $2,500, includes 3 X 5 banner, media recogni-tion, cart placard and four-person team), Silver (Cost: $1,000, includes

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Page 1: American Hearing CenterOct 08, 2020  · els include Blaze (Cost: $2,500, includes 3 X 5 banner, media recogni-tion, cart placard and four-person team), Silver (Cost: $1,000, includes

game, but I knew these kids were going to come ready to play tonight.”

The Broncos took the first two sets but the Cougars rallied back to take the next two.

Lake Belton found its

stride in the final set as Presley Pattrick served consecutive aces for a 7-2 Lake Belton lead.

Emily Evatt fur-ther pulled Lake Belton ahead,13-12, with a kill to the Jarrell back court with the assist from Kaliece Cain.

Cain set up Danica Bingham on the next play for an attack to the back

left corner of the court just inside the line.

The final point to secure the Broncos win was a kill from Bingham to the back court with another assist from Cain.

“I think these kids have proven it,” Ramsey said, “They don’t play like freshmen and soph-omores.”

back into form. Isa Holguin, Campbell Burnett and McKayla Seeliger registered kills during a five-point swing where McKenzie Mansell served to give Belton a 12-11 lead.

There were seven ties before Belton’s 7-2 run closed out the first game with the Tigers securing a four-point victory.

Emily Rivas’ kill started a 7-1 run for the Tigers to begin the second game. Sydney Sell added a block, and Seeliger belted an ace.

Bryan trailed by as much as six before a run in the middle stag-es of the game drew the Vikings to within a point, 15-14.

Revis served the final six points of the game, as Holguin, Burnett and McKenna Maddux logged kills to put the Tigers up two games to

none.The Vikings hung

around early in the game and trailed by a point, 10-9.

The Tigers pulled away with a 7-1 lead to make the score 17-10. The clos-est the Vikings came to within the Tigers was five points down the stretch.

Belton will host Shoemaker Friday night at Tiger Gym to fin-ish a three-game home stand. The team travels to Harker Heights on Tuesday night.

C2 Thursday, October 8, 2020THE BELTON JOURNAL

LBVBCONTINUED FROM C1

Belton XC fares well at Ellison CC Invitational

BCYC Basketball registrations start Oct. 18

Scot Hrbacek, CFPFinancial Advisor ®

•Be aware of how retirement plan contributions can affect aid. Many of your current as-sets, such as your retire- ment accounts, may be excluded from the EFC calculation. However, any voluntary contributions you make to your 401(k) or traditional IRA during the “base” year (the prior tax year) generally must be reported on the FAFSA and are counted as untaxed income; consequently, these contributions may have a similar effect on aid eligibility as taxable income. Manda-tory contributions, such as those made by teachers to a state retirement system, are generally not reported on the FAFSA.• Avoid withdrawals from your 401(k) or traditional IRA. The money you take out from these accounts in the years you fill out the FAFSA, and the prior tax year, may count as taxable income in the financial aid cal-culations. If you really need the money, you may want to consult with your financial professional for alternatives.• Consider having children put earn ings into a Roth IRA. Money from after-school or summer jobs your children put in a Roth IRA may not be included in EFC – plus, your kids will get a head start on a tax-advantaged retirement account. Keep in mind, though, that Roth IRA with-drawals could be considered as taxable income on the FAFSAif the account owner is younger than 59½, which will be the case for your children, or the account is less than five years old. Not all these suggestions will be appro- priate for everyone, but they’re worth thinking about. You might also want to consult with a college’s financial aid officer be-fore you complete the FAFSA, as aid calculations can be complex. An investment of your time and effort early in the process may pay off when the aid packages are finally delivered.

This Article was written by Edward Jones for use by your local Edward Jones Financial Advisor

MAKING SENSE OF INVESTING

Right now, the pandemic is causing chaos and uncertainty for colleges and students. But it won’t always be that way. And if you have children who will be heading off to school in the next few years, you’re prob-ably thinking about more typical concerns – such as expenses. How will you pay for the high costs of higher education?Most colleges do offer financial aid packages that can greatly help with these expenses. But it pays to know, well in advance, how financial aid works. And the key platform for determining much of your child’s financial aid is the Free Application for Federal Student Aid (FAFSA). In fact, if you have children start-ing college next year, now is the time to get going on the FAFSA, which became available Oct. 1 for the 2021-22 award year. Filling out your FAFSA will provide you with what’s known as your Expected Family Contribu-tion (EFC). The EFC calculation takes into account four separate areas: parent income, parent assets (exclud-ing retirement funds, such as 401(k) plans and IRAs, home equity and small family business-es), student income and student assets. The EFC does not calculate the exact amount you must pay for college – rather, it’s an estimate, and the amount you pay can be below or above this number.Nonetheless, the EFC is important in determining your financial aid package, and your actions can influence the results. Here are a few suggestions for future years:• Save money in your name – not your child’s. FAFSA will just consider up to 5.64 percent of a parent’s assets, com-pared to 20 percent of a student’s assets.

3011 N. Main, Ste C, Belton, Tx 76513(254) 933-7680 • [email protected]

Member SIPC

Can you Influence Your Financial Aid?

G O O D . W a t e r s t a i n e d ; 7 7 d e g r e e s ; 3 . 2 7 h i g h . B l a c k b a s s a r e g o o d o n j i g s , w h i t e j i g s , a n d T e x a s - r i g g e d s o f t p l a s t i c c r a w s w o r k i n g b r u s h p i l e s , r o c k b l u f f s , a n d s u b m e r g e d t i m b e r . S m a l l m o u t h b a s s a r e g o o d w i t h s m a l l p l a s t i c g r u b s a n d s m a l l c r a n k b a i t s n e a r r o c k y b a n k s , l e d g e s , a n d d r o p - o f f s . C r a p p i e a r e g o o d o n m i n n o w s i n b r u s h p i l e s a n d s t a n d i n g t i m b e r i n 1 4 - 2 8 ’. W h i t e b a s s a r e g o o d o n s l a b s a n d j i g s o f f m a i n l a k e p o i n t s , h u m p s , d r o p - o f f s , a n d a l o n g t h e d a m . C a t f i s h a r e g o o d w i t h p u n c h b a i t . B l u e c a t s a r e g o o d w i t h l i v e b a i t n e a r b r u s h p i l e s .

Fishing RepoRt

Belton

Stillhouse

GOOD. Water l ightly s tained; 77 Degrees ;0 .73 high. Black bass are fa ir near f lats , drop-offs , and brushy shorel ines on swimbaits , crankbaits , and Carol ina r igged plast ic worms. White bass are good on the main lake f lats , humps, and drop-offs with s labs in 18-35 ’ . Hybrid s tr ipers are good with l ive bait in the main lake from 22-35 ’ . Topwater plugs , crankbaits , and swimbaits are ef fect ive with surfacing schools of hybrids and white bass . Crappie are fa ir on minnows in brush pi les in 15-28 ’ . Catf ish are good on cut bait and punch bait.

Injury AttorneysCraig W. Brown, P.C.

Tough - Trustworthy - ExperiencedTruck Wrecks - Death Cases

Cappolino • Dodd • Krebs L.L.P. Temple778-HELP254-

www. .com

American Hearing CenterTemple - (254) 774-7727Killeen - (254) 680-3444

1618 Canyon CreekDr. #140 Temple • 2806 South W. S. Young Ste. C Killeen

SUPPORT YOUR LOCAL

BUSINESS

THE BARGAIN BARNNew Furniture, Mattresses & Used Appliances

Serving Bell County for over 40 years.

$10.00 LOCAL

DELIVERY

203 N. East St. Belton

254-939-3312

“Taking care of of your Residential & Business needs”

Abe CamposOwner/Operator

Cell: [email protected]

abesmobilewash.comBy Appointment OnlyMobile Wash

Home & CommercialServices

“Thank You for voting us the Best Fence Staining Comany in the

2020 Reader’s Choice Awards”

Travis • Wil l iamson • B el l • McLennan • C or yel l C ount ies

By Tony AdamsSports Editor

The Belton Tigers’ and Lady Tigers’ took part in the 2020 Ellison Cross Country Invitational Meet last Friday at Dana Peak Park in Harker Heights.

The Tigers took sec-ond place on the boys’ side with 54 points, 10

more than College Station (44). Stony Point (86) finished third, followed by Ellison (87), Temple (122), Hendrickson (146) and Bastrop (192).

College Station’s Ricardo Lopez (15:46.80) edged out Temple’s Tyson Tamez (15:59.50) for top medalist.

Zach Dennison

(16:08.20) finished sixth as Belton’s top finisher. Other Belton place-ments: David Duncan (16:09.00), seventh place, Clayton Oaks (16:13.40), eighth place, Riley Dyck (16:53.50), 15th place, Zach White (16:57.30), 20th place, Weslee Baker (17:14.80), 26th place, Cooper Fix (17:14.80), 31st place, Julian Zamudio (17:47.40), 37th place, and Nathan Morton (17:56.00), 39th place.

The Lady Tigers took third place on the girls’ side with 91 points. College Station (20) won handily, with Hendrickson (80) finishing in second place. Temple (94) fin-ished fourth, followed by Stony Point (122), Ellison (124) and Bastrop (178).

College Station’s Maddie Jones (19:08.80) took home top medal-ist honors, with Ellison’s Kera Harvey (19:14.50) finishing second.

Shannon Cook (20:46.70) was Belton’s top finisher in 12th place.

Other Lady Tiger placements: Abby Cargile (20:55.40), 13th place, Shelby Littlefield (21:12.70), 18th place, Rylyn Reyes (21:30.50), 22nd place, Lesa Doskocil (21:38.00), 27th place, Kiya Castle (21:39.30), 28th place, Kaitlyn McDonald (21:42.30), 30th place, Stephanie Neil (21:59.40), 34th place, Natasha De Le Rosa (22:06.70), 39th place, and Aizlenn Canava (22:30.90), 44th place.

On Friday morning, Belton Cross Country heads to Lions Park to race at the Temple Cross Country Invitational Meet.

By Tony AdamsSports Editor

Youth basketball fans, rejoice! Belton Youth Christian Center Youth Basketball is back!

BCYC Basketball reg-istration will open on Oct. 18 and continue until Nov. 28.

There will be six leagues: Coed Kindergarten, Coed First/Second Grade, Third/Fourth Grade

Boys, Third/Fourth Grade Girls, Fifth/Sixth Grade Boys and Fifth/Sixth Grade Girls.

The earlier that you sign up, the more money that you can save.

The early registration period, Oct. 18 to Oct. 31, costs $65.

The regular registration period, Nov. 1 to Nov. 14, costs $75.

The late registration period, Nov. 15 to Nov. 28, costs $85.

A parent meeting will be on Dec. 9, coaches meeting will be on Dec. 10 and player tryouts will be held on Dec. 12.

The season will start on Jan. 3, and games will be played every Saturday.

Coaches and spon-sors are needed for the league. If you are interest-ed, please contact Shelby Jasso at (254) 939-5759 or by email at [email protected].

LBHS Athletic Booster Club to hold first Golf Classic

By Tony AdamsSports Editor

The Lake Belton High School Athletic Booster Club will host their first Golf Classic at Wildflower Country Club.

The tournament will be conducted on Monday, Nov. 9. Lunch and regis-tration will start at 11:30 a.m. The four-person scramble will start at 12:30 p.m.

LBHSABC supports the male and female stu-dent athletes in all sports at the high school level. The tournament serves as an alternate source of revenue for supporting LBHS athletic programs,

banquets, championship banners and awards.

The price is $125 per player.

Sponsorship lev-els include Blaze (Cost: $2,500, includes 3 X 5 banner, media recogni-tion, cart placard and four-person team), Silver (Cost: $1,000, includes 3 X 5 banner, cart placard signage and four-person team), Bronco (Cost: $600, includes driv-ing range signage and four-person team) and Horseshoe (Cost: $100, includes tee box signage).

Prizes include closest to the hole (No. 16, $300 cash), longest drive ($100 cash (No. 9 Men and No.

3 Women), and team (second- place, fifth-place, eighth- place and last place).

Raffle drawing prizes include a YETI cooler/spa package. Auction items include auto-graphed memorabilia and a sideline pass for a home game.

Entry form and pay-ment can be mailed to: LBHS Athletic Booster Club, PO Box 336, Belton, TX, 76513.

Questions regarding the event can be for-warded to Dana Lange by email ([email protected]) or by phone at (254) 534-2459.

BeltonCONTINUED FROM C1

Follow us on Twitter!

Friend us on Facebook!

Check us out on the web!

@beltonjournal thebeltonjournal www.beltonjournal.com