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Ahmed Abbas AhmedAddress : 18 Z - Pyramid’s Gardens – Giza - Egypt
E-Mail : [email protected]
Date of birth: 29th March 1985
Military status :Exempted
Marital status : Married
Education: Bachelor of Commerce, Accounting Department – Faculty of Commerce, Cairo University - May 2006 Cairo, Egypt.
Mobil No : 012 -21258041 – 010-99098982
Home No : 0233903271 Career Objective
Seeking a challenging career opportunity in a bank, As an Accountant where I can benefit the organization of the experience I gained, and apply my knowledge and Skills for further expanding
Work Experience
Bank Name Title DurationArab African International
Bank (AAIB)
Deputy Manager Credit Administration Documentation , Control , Operations & C.B.E Re-
porting Dec 2014 – Till Now
UNION NATIONAL BANK EGYPT
(UNB – E)
Senior Loan Documentation & Control (SME’s & Cor-porate client’s)
Jan 2014 – Dec 2014
NATIONAL BANK OF ABU DHABI
(NBAD)
Supervisor Loan Documentation & Control (SME’s & Corporate client’s)
Dec 2012 – TO Dec 2013
NATIONAL BANK OF ABU DHABI
(NBAD)
Loan Documentation & Control Officer (Corporate Client’s )
Aug 2009 – Dec 2012
NATIONAL BANK OF ABU DHABI
(NBAD)
Customer Service Officer & Operation Administration Officer
July 2008 – Aug 2009
BLOM BANK EGYPT Customer Service Officer Jan 2008 – July 2008
BLOM BANK EGYPT Teller Jan 2007– Dec 2007
Arab African International Bank (AAIB)
Position : Deputy Manager Credit Administration
Department: Credit Administration Department – Credit Risk
Review all Lending documents related to Credit approvals for (Fully Secured , Short Term Facilities , Loans , Mar-gin lending & Syndication's Loans
Ensure that relationship officer has properly prepared all documents pertaining to corporate & SME’s loans and insure that reviewed by Legal Dept.
Review all required legal doc and obtaining Legal Dept. approval on it.
Review all securities required by the sanction have been obtained prior to utilization of facilities.
Review and make sure that all documents have been complied (Documents / Collateral / Coverage / Support / Se-curity )
Control Disbursements/ailments - to ensure payments / transactions comply with credit limits and polices / rules. (Handled by/shared with Operations or Product in some locations.)
Approved Limits and Interest Rates on System
Recommend the approval of utilization of sanction SME’s facilities upon satisfying the documents and sanction terms & Conditions.
Verification of the continued validity of the cheques under custody with our Bank.
Review Report any limit Excess / irregularities & wrong applying interest rate.
Review documentation & control reports such as expiry sanctions, Documentation position reports , Mortgage status, Assignments status , LC &/or LG Cash margin status and other requested reports from high management.
Preparing & Review all weekly & Monthly follow up Reports such as Expired Insurance Policies , Will Expired In-surance Policy Within the coming Two Weeks , Expired Commercial Register Report 6 months & 5 Years , will Ex-pired Commercial Register Report 6 months & 5 Years within the coming two weeks , Expired Bank Guarantee (Foreign LGs ) Within the Coming one Month , Expired Evaluations Report , Expired Investigation report .
Follow up utilization of Overdraft through break down in order to discover any PDO's and report the any founda-tion to credit management and credit officer to take the necessary action
Preparing & Review Credit Admin Report for helping the credit risk Management in its decision making in the credit study
Assist the line manager in developing credit administration solutions to business problems along with mastering new Innovating workflow system.
Review the final CBE monthly reports related to corporate & Retail exposures as per the central Bank of Egypt re-quirements.
Review the final CBE quarterly reports.
UNION NATIONAL BANK EGYPT (UNB - E)
Position : Senior Credit Administration (SME’s & Corporate clients)
Department: Credit Administration Department – Credit Risk
Ensure that relationship officer has properly prepared all documents pertaining to corporate & SME’s loans and insure that reviewed by Legal Dept.
Review all required legal doc and obtaining Legal Dept. approval on it.
Review all securities required by the sanction have been obtained prior to utilization of facilities.
Review and make sure that all documents have been complied (Documents / Collateral / Coverage / Support / Security )
Review all doc’s related to Fleet Finance Loans & Carrefour Scheme
Recommend the approval of utilization of sanction SME’s facilities upon satisfying the documents and sanc-tion terms & Conditions.
Review relative files & registers.
Verification of the continued validity of the cheques under custody with our Bank.
Review Report any limit Excess / irregularities & wrong applying interest rate.
Review documentation & control reports such as expiry sanctions, Documentation position reports , Mort-gage status, Assignments status , LC &/or LG Cash margin status and other requested reports from high management.
Preparing & Review all weekly & Monthly follow up Reports such as Expired Insurance Policies , Will Expired Insurance Policy Within the coming Two Weeks , Expired Commercial Register Report 6 months & 5 Years , will Expired Commercial Register Report 6 months & 5 Years within the coming two weeks , Expired Bank Guarantee (Foreign LGs ) Within the Coming one Month , Expired Evaluations Report , Expired Investigation report .
Follow up utilization of OD-PN through break down in order to discover any PDO's and report the any foun-dation to credit management and credit officer to take the necessary action
Preparing & Review Credit Admin Report for helping the credit risk Management in its decision making in the credit study
Review Bank declaration & Related parties data For All Corporate & SME’s Customers .
Participate in the preparation & Review of Q Provisions Report and Credit Risk Rating (ORR) Report.
Participate in the preparation & Review of Q Provisions Report and Credit Risk Rating (ORR) Report.
NATIONAL BANK OF ABU DHABI (NBAD)
Position: Supervisor Loan Documentation & Control (SME’s & corporate clients)
Department : Credit Administration Department – Credit Risk
Job Description:
Ensure that relationship officer has properly prepared all documents pertaining to corporate & SME’s loans and insure that reviewed by Legal Dept.
Review all required legal doc and obtaining Legal Dept. approval on it.
Review all securities required by the sanction have been obtained prior to utilization of facilities.
Recommend the approval of utilization of sanctioned SME’s facilities upon satisfying the docu-ments and sanction terms.
Review relative files & registers.
Review Report any limit excess or wrong applying interest rate.
Review documentation & control reports such as expiry sanctions, consolidated position reports, and other requested reports from high management.
Review and auditing all documents related to all the branches of the bank.
Review all doc’s related to Car Loan & Carrefour Scheme
NATIONAL BANK OF ABU DHABI Talaat Harb Branch.
Position : Operation Officer
Job Description:
Responsible for Customers TD Placements and taking in the customer service area of the Branch.
Receive customer instruction at counter, and execute customer instruction.
Reply to Customer Enquiries.
Execute and renew daily TD of customers and branches.
Renew daily placements of Branches.
Check confirmation op TDs of Branches.
Send advices of TD Placements and tickets and vouchers into computer.
Prepare file of each customer and Branch, filing files of TD according to value Dates.
Prepare daily, monthly and yearly statistics.
Execute certificates of deposits.
Rollover of certificates of deposits.
Execute manager's cheques and demand cheques.
Authorization for beam signature
BLOM Bank Egypt - Mohandessin Branch.
Position : Customer Service Officer
Job Description:
Worked as a customer service in all the following sections:-
Open accounts
retail operations
Fixed deposits - certificate of deposit.
All the outward, inward remittances.
Cheques and bills.
Marketing for all the retail products.
Making cheques deposits & withdrawals.
Ensure the correct receipt of the cash and accurately credit the customer’s account and acknowl-edge the receipt to the customers.
Make payments / inter account transfers within the authority limit to ensure not to withdraw the customer’s account without approval.
Selling the new bank assurance products and achieving 17.6% of the bank target.
Cross selling and marketing the bank various products (debit &credit cards, car & personal loans, CD's &Time deposits )
BLOM Bank Egypt - Mohandessin branch.
Position : Teller
Job Description:
Accepting cash deposits & withdrawals, and foreign exchange currencies.
Make payments / inter account transfers within the authority limit to ensure not to withdraw the customer’s account without approval.
Making cheques deposits & withdrawals.
Training & Courses
Credit Risk Analyses (42H)
Egyptian Banking Institute
SME Banking for Bankers & Financial Analyses for SMEs
From Egyptian Banking Institute
Course in financial statements analysis
Egyptian Banking Institute
Moody’s Risk Analyst (RA5 Training Program)
From NBAD – Academy
Course in professionals in Banking Industry
From Steps Solutions Training & Education Programs
Building Effective Team Member Relationships
From NBAD – Academy
Course in anti-money Laundry program
From Egyptian Banking Institute (2008)
Course in anti money Laundry program
From Egyptian Banking Institute (2007)
Comprehensive training course for Tellers & CSO (Banker 1)
From Egyptian Banking Institute
Microsoft Office 2007 – Access
From IT Egypt
Course in the reservation system
From Saudi Arabian Airlines (2003)
Ticketing Officer in Saudi Arabian Airlines
Summer Training in Saudi Arabian Airlines from 2003 to 2006
Computer Skills
Good command of Windows 7.
Good command of Microsoft Office 2007 - 2010 (Excel – Word – PowerPoint - Access).
Good Knowledge of Hardware and Software Maintenance.
Language Skills
Arabic: Mother TongueEnglish: Good command of both written and spoken Italian: Fair
Personal Skills
Hard worker and ability to work within a team and under pressure;
Creative, Innovative, and Ambitious
Strong interpersonal & communication skills
Analytical skills
High sense of urgency in completing assigned tasks.
Team player in sharing the success
References
Available upon request
