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After a Chapter 7 bankruptcy, how long before your credit starts looking be tter? In about two years, as long as nothing else is reported as a negative on your cr redit report, your score will start to recover. However, as long as the bankrupt cy shows on your report (10 years for a Chapter 7), it may make some lenders gun -shy. ------------------- To the last poster, it is NOT the date of discharg e when the clock starts, it is the date the bankruptcy is filed.

After a Chapter 7 bankruptcy, how long before your credit starts looking better?

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Page 1: After a Chapter 7 bankruptcy, how long before your credit starts looking better?

After a Chapter 7 bankruptcy, how long before your credit starts looking better?In about two years, as long as nothing else is reported as a negative on your crredit report, your score will start to recover. However, as long as the bankruptcy shows on your report (10 years for a Chapter 7), it may make some lenders gun-shy. ------------------- To the last poster, it is NOT the date of discharge when the clock starts, it is the date the bankruptcy is filed.