AFFINITY PROGRAM€¦ · AFFINITY PROGRAM . Meridian is Ontario’s largest credit union, helping to grow the lives of more than a quarter of a million Members, including more than

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$2,000 REBATE WHEN TRANSFERRING OR OPENING A NEW MORTGAGE

UP TO

1.00% CASH BONUS

UP TOWHEN TRANSFERRING NEW DEPOSITS

To learn more about Meridian products and services, visit www.meridiancu.ca

You also get:

Free Convenience Plus Chequing package for 12 months

First year free for any Meridian Visa* Credit Card

Secured line of credit with a low rate of Meridian Line of Credit Prime**1

At Meridian, we understand that as a physician, managing your professional and personal finances can be complex and time-consuming.

As a current or retired Member of the Ontario Medical Association, we invite you to take advantage of Meridian’s Affinity Program for physicians. This program will provide you with market-leading rates for your personal financial needs, including day-to-day banking, personal credit card, lending and wealth management. What’s more, unlike at other financial institutions, when you become a Meridian Member, you have a voice and a vote in determining the services you really need.

FOR PHYSICIANS’ PERSONAL FINANCES

MANAGING YOUR FINANCESMeridian offers financial and wealth management solutions to meet your needs – at every stage of your life.

AFFINITY PROGRAM

Meridian is Ontario’s largest credit union, helping to grow the lives of more than a quarter of a million Members, including more than 23,500 business Members and 17,700 small business Members

Branch, online, mobile and telephone

Banking anywhere, anytime via:

Access to over 3,400 ABMs on the EXCHANGE Network

Meridian Credit Union Corporate offices are located in St. Catharines and Toronto

90 branches and commercial financialservices centres in 11locations from Windsorto Ottawa

More than

70 years of financial history

owned by its Members

100%

employees at Meridian Credit Union

More than

1,800

$17,000,000,000 in assets under management

ICONS Verions 1.1 Updated August 15, 2016

Illustrated Asset Collection

Franchises Small Business Commercial Business (1)Strorefront Commercial Business (2) Investment

In-Branch Banking MortgageWealth Telephone BankingFinancial Advisor Mobile Mortgage Specialist (1)

Holiday Theme Cash Back IconsSoccer

Public Skate HockeyBaseball (1) Baseball (2) Basketball Golf

Loan BBQ Chili Cook-o�DessertLobsterfest Ribfest

Canada DayPercent SignNumbers Dollar SignNo Fees Halloween

Insured Deposits Back-2-School Food Donation Bank SecureMoney Mover Renovation

Online Banking Insurance (Personal, Creditor, Travel) Co�ee Social MediaWine Mobile/Tablet App

Spring Sponsorship Home/Cottage ShowLine of Credit Travel Wedding

Movie Night Branch AnniversaryAwards (1) Awards (2) Grand OpeningSupport/Contact Centre

Dentist ChiropractorLegal/LawyerArchitect DoctorVeterinary (1) Dentist Legal/LawyerArchitect

Day-to-day Banking EngineerGraph SkylineTown CityGraph Town City

Exchange Network Online Calculator SweepCredit Union Day Chequing/Savings Registered Plan (TSFA, RRSP, RRIF)Online CalculatorCredit Union Day Chequing/Savings































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What is THE EXCHANGE® Network? THE EXCHANGE® is a network of banks and credit unions that have agreed to never charge each other’s cardholders any access fees. When you use one of the over 3,300 participating fi nancial institution’s Exchange® ABMs, you will not be charged any additional fees to access your money.

How can I fi nd an EXCHANGE® Network ABM in Canada? There’s an EXCHANGE® Network ABM closer than you think! There are three ways to locate THE EXCHANGE® Network ABM nearest to you;

1. Find an ABM Online.

Visit meridiancu.ca and click on ‘Find Us’, then ‘ABM Locations’;

You can search for the closest ABM by institution, city or postal code.

2. Find us through Meridian’s mobile banking app.

Search for ‘Meridian Mobile Banking’ in Google Play or Apple App Store and download the app.

Once downloaded, open the app and click on ‘Find Us’.

3. Find an ABM using GPS.

Visit meridiancu.ca and click on ‘Find Us’, then 'ABM Locations', then go to;

Download the GPS fi le. Files are available for Garmin, TomTom and other GPS systems.

Travelling to the United States? While in the U.S., look for the ACCEL logo on over 425,000 ABMs whenever and wherever you are. As a Canadian EXCHANGE® cardholder, you can withdraw money from any ABM displaying the ACCEL logo. Due to system access regulations in the U.S., ACCEL ABMs may or may not be surcharge-free for Meridian Members.

With ACCEL, you also have access to one of the largest point of sale networks in the U.S. offering more than 3 million merchant locations. Debit purchases using the ACCEL network work the same way they do in Canada; by swiping or inserting your debit card and verifying the transaction with your confi dential PIN. As an added value, a cash back option is also available at the majority of merchants.

THE EXCHANGE® Network

Version 1.0 12/14 © Copyright 2013 Meridian Credit Union. All rights reserved. ®THE EXCHANGE and ®THE EXCHANGE & Design and Accel and Accel logo are registered trademarks of Fiserv, Inc., licensed for use in Canada by FICANEX Services Limited Partnership. Depending on the type of account or chequing package you hold, you maystill have to pay normal account transaction fees but that’s it, nothing extra.

Looking for more information? We’re always happy to help. Just drop by your branch or visit us at meridiancu.ca today.

Your Meridian debit card offers you surcharge-free access to over 3,300 EXCHANGE® Network ABMs across Canada – including nearly twice as many places in Ontario.

WHY CHOOSE MERIDIAN?Meridian has the products and services you need to manage your life anywhere, anytime – from chequing and saving accounts, including registered savings plans, to mortgages and wealth management. Because we are owned by our Members, we only work for you.

INTERESTED?For more on how we can help you grow your professional practice and your personal financial life, contact an advisor in your area at

meridiancu.ca/findus. We look forward to speaking with you. * Some conditions apply, for more details please contact your local Meridian branch.TMTrademarks of Meridian Credit Union Limited. The rates are subject to change without notice. All offers are available to OMA Members only. The offers are subject to applicable product conditions and are subject to change without notice. 1 Meridian Line of Credit prime lending rate is 3.75% as of October 2018.

PREMIUM WEALTH SERVICESSuccessful investing is more than a series of transactions. Anyone can purchase an investment. But studies show that if you recruit the help of a financial professional you are likely to accumulate more wealth, are better protected, and are far more prepared for retirement and unexpected events than those who don’t.

Working with Meridian you get the benefit of premium wealth services:

• Working with a dedicated and highly experienced wealth advisor

• Access to the expertise of additional wealth specialists

• Personalized options though one-to-one advice that go beyond financial planning and also focus on life planning

• Despite complex regulations, taxes and technology our full range of investment products makes the complex planning process easy so you get solutions that simplify your financial affairs today and evolve with you as your goals and objectives evolve

BONUS GET A FULL REFUND ON TRANSFER FEES WHEN JOINING MERIDIAN

Documents

AFFINITY PROGRAM€¦ · AFFINITY PROGRAM . Meridian is Ontario’s largest credit union, helping to grow the lives of more than a quarter of a million Members, including more than