A Perfect Life

8/10/2019 A Perfect Life

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Please Type Your Name Here and press ENTER

Here is your chance to plan the perfect life. Youhave goals and aspirations in life. Hopefully you

have chosen a career path that will lead you tothe life you want.Do you have a plan to make your dreams come

true?Let's find out what it will be like.

Click Here to BegiCareer Choice

1. Fill in the fields shaded yellow:2. Use the tab key or point and click to advance through

yellow shaded areas.3. Move away from the last entry then Click on the Gree

to move forward or backwards.4. These shaded fields calculate automatically:5. Use this button to clear fields for new user:

DIRECTIONS


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the

n arrows


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1. What is your career choice?

A. What will your yearly salary be?

Monthly Pay? Salary / 12 Months

OR Important: Only one entry in A or B!!

B. Maybe you will have an hourly job.

How much will you earn per hour?

(Earned/Hr) (40 Hrs/Week) (4 Weeks)

(Earned per Month) (12 Months)

2. From A or B above, your monthly salary:

0

FALSE

Earned per month?Earned per year?

$0$0

Click here t

local em

Click here to research

careers

Click here to research

salaries

$0

Click here t

interest o

assess

Introduction Taxes
https://ecmats.state.tn.us/eCMATS/http://www.careeronestop.org/ExploreCareers/SelfAssessments/FindAssessments.aspxhttp://www.bls.gov/oes/current/oes_tn.htmhttp://www.acinet.org/acinet/default.asp


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research

loyers

o do skill,

r ability

ents
https://ecmats.state.tn.us/eCMATS/http://www.careeronestop.org/ExploreCareers/SelfAssessments/FindAssessments.aspx


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Amount of taxes you will pay:

Amount of monthly pay you will be able to keep after taxes:

Amount of weekly pay you will be able to keep after taxes:

0

For more information about tax rates

visit www.irs.gov by clicking here.

$0.00

Your monthly salary is:

Your tax bracket based on your annual income: 10%

$0.00

FALSE

$0.00

Career Choice

It is certain that you will pay taxes. Taxes are automatically taken out of your wages. Thereare other taxes too that range from sales tax to property tax. If you earn less than $7300

you will be taxed 10%. If you earn between $7300 and $29,700 you are taxed by theFederal Government at 15%. If you earn over $29,700 you will be taxed at 25%. Higher tax

brackets exist but for much larger income brackets.

Apartment


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0

TOTAL EXPENSES PER MONTH:

EXPENSES AND APARTMENT: $0.00

$0.00

Cell Phone Plan (500 Minutes $39)Cable TV/DSL ($60/mo for both)

WaterElectric

UTILITIES INFORMATION

RENTAL INFORMATION

Think of other expenses you will have per monthTelephone (Minimum $30)

Food (minimum $200)

Cost of the apartment or rental property per month:

Taxes

Apartments website is www.apartments.com. Select an area to search. Narrow yoursearch. Choose price, # of bedrooms, # of baths, type of housing, then select "search now".

Check to see if there are pictures of your apartment.

Entertainment
http://tennessee.gov/tra/consumer.htmhttp://www.rentals.com/Tennessee/http://www.apartments.com/?lid=Apts_Logohttp://www.vacancynet.com/http://www.apartment.com/


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0

Bowling

Eat at restaurantGo to a MovieRent Movies

Trips to Wal-mart for non-essentials

Sporting eventsConcerts

Buy music, CD's or video games

TOTAL EXPENSES PER MONTH: $0.00

Buying gifts for family, friends

What are your hobbies? Do you rent DVD's from Blockbuster? Doyou attend sporting events? Do you like to go out to eat? Estimate

what you would plan to spend on entertainment.

Apartment Car
http://www.walmart.com/http://consumer.gov/


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http://consumer.gov/


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years

per month

per year

per week

per month

per month

per month

0

Think about other monthly expenses

Make/Model of CarMonthly Payment

Year of Car

TENNESSEE FINANCIAL RESPONSIBI

T.C.A. 55-12-139

driver stopped for a moving violation or in

traff ic accident must provide evidence of f i

responsibility (Liability Insurance 25/50/10

insurance company licensed to practice in

Failure to provide evidence of financial re

a Class C Misdemeanor punnishable by aand suspension of Drivers License

Total Other Car Expenses Per Month: $0

Monthly Gas Bill

Monthly Payment for Car $0.00

Total Cost of CarHow many years to pay it off?

Car Insurance Per Year $0.00

Interest Rate 8%

Monthly Payment

Car Insurance Per Month

How many miles do you expect to drive a week?

How much is gas per gallon?

MiscOil Change ($20 every 3000 Miles) $0.00

$0.00

How many miles per gallon can you expect

Entertainment Health and Misc
http://www.carinsurancerates.com/http://www.carinsurance.com/http://www.cars.com/go/index.jsphttp://www.nadaguides.com/home.aspx?l=1&w=28&p=0&f=5000&DNAid=12879,8,192599,4417010,365002079,1204057618,nada%20guide,0,0&aid=63861&iid=51264&nozip=1


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180

166.67

0.925944

$0.00

$0.00.

#DIV/0!

#DIV/0!

0

ITY LAW

Any

volved in a

inancial

) from an

Tennessee.ponsibility is

fine of $100
http://www.carinsurancerates.com/http://www.carinsurance.com/http://www.cars.com/go/index.jsphttp://www.nadaguides.com/home.aspx?l=1&w=28&p=0&f=5000&DNAid=12879,8,192599,4417010,365002079,1204057618,nada%20guide,0,0&aid=63861&iid=51264&nozip=1


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Per Month

Per Month

Per Month

Per Month

Per MonthPer Month

Per Month

Per Month

Per Month

Per Month

Per Month

Per Month

Per Month

0

TOTAL EXPENSES PER MONTH: $0.00

Child Care

Personal Care AttendantMedical Supplies

Medical InsuranceDental Insurance

Eye CareMedications

Do you take medication? Will you have to pay for medical insurance? Willyou have dental insurance? Will you have to pay for eye glasses or contacts?

Do you have children and need child care?

Car Go To Higher Education
http://www.covertn.gov/http://www.hhs.gov/


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http://www.covertn.gov/http://www.hhs.gov/


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***SKIP THIS SECTION: If you do not plan to continue your education!!!

Use Chart Below

Use this chart as an estimate of school expenses

STATE OF TENNESS

BOARD OF REGENT

0

State University or Technical School $2,500Competitve Admission (Average 24-28 ACT,

3.28-3.95 HS G.P.A.)

$0

How Many Years will you be attending college?

TN Lottery Scholarship (19 on ACT) $2000

0Estimated Monthly Payment for College Loans (10 Year Payoff):Estimated Cost of College after Financial Aid:

Private College $25,000 2.0 GPA

Type of School Aproximate Cost Grade Needed to Get In

Community College $1,112 Pass Proficiency/Regular Diploma

Estimated Cost for One Year of College

Rough estimate of possible yearly financial aid

GPA upon High School Graduation

BudgetHealthcare
http://www.tbr.state.tn.us/http://www.tusculum.edu/index.htmlhttp://www.wscc.cc.tn.us/default.asphttp://www.etsu.edu/default.asphttp://www.tennessee.edu/


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E
http://www.tusculum.edu/index.htmlhttp://www.etsu.edu/default.asphttp://www.tennessee.edu/


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A negative number or deficit would mean you are over budget and need to cut back on your expenses

and/or increase your income. A surplus or positive balance means you have decisions to make on how to

save or plan for a rainy day.

Living Expenses (Utilities,etc.)

$0.00

$0

$0.00

Monthly Salary After Taxes:

Entertainment

$0.00

$0.00

$0.00

LIVING EXPENSE

$ Remaining After This

Expense

Apartment or Rental $0.00$0.00

Cost/Month

$0.00

$0.00

Monthly Car Payment

Healthcare and Misc

$0.00

Balance Each Month (Surplus or Deficit):

$0.00

Other Car Expenses $0.00 $0.00

$0.00

College Payment $0.00

Car Insurance

$0.00 $0.00

Higher Education Your Perfect Life
http://www.consumercredit.com/


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0


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0

Your balance of left over funds each month will be: $0.00

You plan to drive a: 0

Your total Monthly Car Expenses will be: $0.00

Your apartment rent and expenses will be: $0.00

0

0

FALSEYour expected monthly salary after taxes will be:

Good luck in your career path!

You have plan to be a:

Back to Budget


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A Perfect Life