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A HELPFUL GUIDE TO YOUR

INVESTMENT ACCOUNT STATEMENT

FOR OUR CLIENTS

INVESTMENT PRODUCTS ARE: • NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES

• SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

WELCOME TO YOUR CONSOLIDATED INVESTMENT STATEMENT

As part of our commitment to provide our clients with the best experience possible, we have recently made improvements to your investment account statement.

Your statement offers a comprehensive view of your full investment portfolio, so you can easily monitor and compare activity across multiple accounts.

• The accounts listed are the ones owned by you that are delivered to the same address*

• You may choose to add joint accounts or accounts owned by others, or remove some of the selected accounts

• To do so, simply contact your Financial Advisor

Improvements to your investment account statement include:

• A clear, easy-to-read review of your investment accounts features the most important information pulled to the front

• Color charts and graphs provide a visual breakdown of asset allocations and account value accounts

This guide takes a detailed look at a sample, consolidated statement, including the account details pages of a managed account. Of course, your statement is customized to reflect your specific accounts.

We hope you find your statement a valuable tool for reviewing your investment portfolio. If you have any questions regarding your statement, please contact your Financial Advisor.

* See Important Information on page 11.– 2 –

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Portfolio Value Table: provides portfolio values for a quick at-a-glance review

Contact Information: includes 24/7 contact information for your Advisor and customer service

Portfolio Value Chart: displays up to two years’ history on portfolio value for more comprehensive, long-term reporting

Important Message Section: provides essential and timely updates that you should be aware of

Page Tabs: easy-to-read tabs highlighted in blue help guide you through your statement

For example only. Your statement will be customized based on your specific investment accounts.

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THE CONSOLIDATED ACCOUNT SUMMARY PAGEProvides an overview of your full portfolio

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Sample statement shown above.

Consolidated Summaries: provide an at-a-glance view of value across all accounts

Asset Allocation Pie Chart: provides a quick view of your portfolio’s diversificationAsset classification now splits mutual fund sections into equities and fixed income, so you can see more useful information about how your portfolio is diversified. Fixed Income and Cash & Sweep Funds are also now treated as separate asset classes. Details, including which securities are included within each asset classification, are included in the Holdings section of the statement.

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THE CONSOLIDATED SUMMARY PAGESProvide access to consolidated information for multiple accounts

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Table of Contents: directs you to the correct page for each of your accountsNote: In this example, the LIVING TRUST account information starts on page 9.

Reference Icons: help identify key account characteristics

Enhanced Account Description: includes details such as account type, product and investment style, and key values like starting and ending balances

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THE SUMMARY OF ACCOUNTS PAGESOffer a brief overview for each account in your investment portfolio

Primary account (sets the mailing address and paperless preferences for statement delivery)

Identifies paperless accounts (paperless settings for the Primary Account will be applied to the consolidated statement)

Account is held at JPMS, member FINRA and SIPC

Account is held at JPMorgan Chase Bank, N.A.

Sample statement shown above.

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Sample statement shown above.

Account Value: called out in bold at the top of the page

Account Activity Summary: shows opening and closing balances and account activity details for period and year-to-date

Account Value Chart: provides up to two years’ history on account value

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THE ACCOUNT LEVEL COVER PAGEOffers details on your individual accounts

INVESTMENT PRODUCTS ARE: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY

OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

Month End Closing Method: First In, First Out (FIFO)

– 7 –Sample statement shown above.

Account Level Summaries: offer a clear look at assets and liabilities, income and cash flow summaries, unrealized gain/loss, realized gain/loss and tax withheld summary, if applicable

Asset Allocation Pie Chart: provides a quick view of account-level diversificationAsset classification now splits mutual fund sections into equities and fixed income, so you can see more useful information about how your portfolio is diversified. Fixed Income and Cash & Sweep Funds are also now treated as separate asset classes.

Summary of Bond Maturity Dates: provides a snapshot of bonds that are maturing or paying out within the next 60 days for accounts that include fixed income

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THE ACCOUNT LEVEL SUMMARY PAGESProvide an understanding of asset allocation at the account level

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Holdings Types: are now differentiated by asset class to provide an in-depth look at equities, fixed income assets, alternative assets, diversified strategies, other assets and, when available, tax lot information. Holdings also include accrued income and estimated annual income to provide a fuller financial picture

Reference Icons: call your attention to key tax and trade information

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THE HOLDINGS PAGESOffer details on all your account positions

Trades executed pending settlement

A large number of tax lots exist for the securities denoted with an asterisk. Individual tax lots are available from your Advisor

This value excludes transactions for which cost basis is not available

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Sample statement shown above.

– 9 –Sample statement shown above.

Reference Icons: offer an easy way to locate transactions that spanned statement periods

Account Activity: includes trade and investment activity, trades executed pending settlement, open orders, income, deposits and withdrawals, fees and sweep program activity since your last statement

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THE ACTIVITY PAGESAllow you to examine your account transactions in greater detail

Settled transaction was initiated in prior statement period and settled in current statement period

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Sample statement shown above.

Retirement Contribution and Distribution Summary: now appears on every Retirement Account Statement for consistency

“Required Minimum Distribution” Message and Value: will only appear if you will be 70½ years old in the current calendar year

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THE RETIREMENT ACCOUNT SECTIONProvides details on your retirement account (if applicable)

GO PAPERLESS

With our paperless statements, you can access your full consolidated statement whenever you want, wherever you are.

• Conveniently view your account information 24/7

• Review and print up to seven years of account history

• Enjoy peace of mind with advanced encryption technology

Simply sign up for paperless statements at chase.com/choosepaperless

Important Information

* All investment accounts owned by the same person and delivered to the same address including Managed, Brokerage and Retirement accounts will automatically be combined into your statement. Criteria used to identify accounts owned by the same person include tax identification or Social Security number, address and paperless delivery election.

You may choose to link additional accounts, including joint accounts, those with different addresses, or accounts across different persons (husband, wife, child, parent, etc.). You can also choose to exclude certain accounts from the automatic consolidation process by contacting your advisor.

The delivery instructions for the Primary Account (e.g., paperless, paper) will be applied to the consolidated statement.

Accounts with ongoing activity will receive statements monthly, all others will be sent quarterly.

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.

Investment products and services are offered through J.P. Morgan Securities LLC (JPMS), a member of FINRA and SIPC.  JPMS is an affiliate of JPMorgan Chase Bank, N.A. Products not available in all states.

©2016 JPMorgan Chase & Co.

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