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A chance for Polish
companies and investors
ConfidentialDISCLAIMER: This document (including attachments) is confidential and intended solely for the recipient's message, its publication (in whole or in part),
use for purposes other than learning the concepts and assumptions of the Business Plan, making it available to third parties other than the company's
employees, without the written consent of the Capital Loan Fund, it is not allowed and may constitute a breach of business secret.
Presentation plan
1. Business model
2. Product and offer
3. Media about us
1. Business model
Business model of KFP
M I D
Bond Loan issue
Principal + Interest
INVESTORS
Share in profits
Business model of KFP
M I D
Bond Loan issue
Principal + Interest
INVESTORS
Share in profits
▪ Very low operating costs
▪ A business model based on outsourcing
▪ Respect for money - we care for every 1 EUR
2. Product and offer
Our Product
Business Loan
▪ For companies
▪ Amount from 10.000 - 100.000 zł
▪ Duration from 3 to 24 months
▪ Fast decision – in 24h
▪ Simple loan agreement and rules
▪ Collateral: bill of exchange
Sales channel: External network
In 3th quarter of 2018, due to
signed of new brokerage
agreements, we continue to
extend our external sales
network. At the end of Q3
2018, we've coopareted with
12.710 loan brokers (active is
about 4.000 loan brokers).
Comparing to last year,
number of people in our sales
network increase almost
283%
0
2000
4000
6000
8000
10000
12000
14000
Number of brokers
Q3 2017 Q42017 Q1 2018 Q2 2018 Q3 2018
283% growth
Main loan brokres
Value of loan applications
In 3th quarter of 2018, we received loan applications for a total of
amount EUR 14,2 million. It was best quarter this area.
Compared to Q3 2017, we have achieved growth by almost
167%.
- EUR
2 000 000 EUR
4 000 000 EUR
6 000 000 EUR
8 000 000 EUR
10 000 000 EUR
12 000 000 EUR
14 000 000 EUR
Value of loan applications
Q3 2017 Q4 2017 Q1 2018 Q2 2018 Q3 2018
167 % growth
Value of issued loans
In 3th quarter of 2018, we
achieved a best quarterly
result of value of issued
loans. It was best quarter this
area. Compared to 3th
quarter of 2017, we have
achieved growth almost
150%. Sum of sales of three
quarters of 2018 is
significantly higher than sales
of the whole year 2017.
Portfolio aging structure
At the end of Q3 2018,
Portfolio aging structure is
stabile. We have a very high
level of repayments due to
issued loans. In 3th quarter of
2018, we received a record
repayment amount of over
EUR 0,6 million. Compared to
Q3 2017, we have achieved
growth by almost 400%.
- EUR
100 000 EUR
200 000 EUR
300 000 EUR
400 000 EUR
500 000 EUR
600 000 EUR
700 000 EUR
Q3 2017 Q4 2017 Q1 2018 Q2 2018 Q3 2018
400% growth
Projections of loan portfolio statistics
Current
31-90 days past due
91-180 days past due
>180 days past due
Additional fees
Additional fees
Enforcement proceedings
opracowanie własne Spółki
70%
10%
10%
10%
Summary
3th quarter of 2018 was best in all the most important parameters
of our business, that is value of loan repayments, value of
received applications and volume of issued loans. Extending of
external sales network, growth of sales confirms the attractiveness
and uniqueness of our product.
3. About us
(TV / MEDIA)
News about Us
Kapitałowy Fundusz Pożyczkowy S.A. address: Warszawa (00-683), Marszałkowska Street 83/33, KRS: 0000529534,
NIP: 181168710.