MARION LAKE SUMTER COUNTIES, FL

Volume 17, Issue 2

Panoramic views of Lake George! Home on 1.81 acres with lake access & boathouse.Get more photos and details from your phone: Text P875922 to 85377.

RealEstateBook.comRequest FREE MAGAZINES online, or call 800-841-3401

Listing Agent: Cindy TitusFoxfire Realty239-370-0162

See page 7.

In This Issue: Tax Benefits for Homeowners

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Rocker Realty, Inc.352-394-3570 • RockerRealtyInc.com

684 W. Montrose St. Clermont 34711 • Facebook.com/EmilyPhillipsRealtor

SPECIALIZINGIN SALES AND

PROPERTYMANAGEMENT

Joe SaundersRealtor®joeucf80@yahoo.com352-516-1885

Emily S. PhiilipsRealtor®, Property ManagementRealtor.Emily.phillips@gmail.com352-978-2101

Joe SaundersBroker - OwnerRockerJan55@yahoo.com

$138,900 3BR/2BA Lake Minnehahacommon Beach w/ access to Clermonts13 Chain of Lakes! Sandy beach, fishing.

Text P263022 to 85377

FOR

RENT

FOR

RENT

$1250 / month2BR/3BA upgrad-ed throughout.Waterfront. 2kitchens, lg cor-ner lot, tons ofstorage, W/D &pest control.

$83,500 5± acres heavily wooded.Possible lot split of 2 homes OR developfor small subdivision. Close to town.

Text P263045 to 85377

$269,500 Remodeled 3BR/2.5BA, 2239SF on lg corner lot in Summit Greens.Complete upscale furniture package avl.

Text P874999 to 85377

$1300 / month3BR/2BA, 1850+SF, large lot,major kitchenappliances incl.Interior utility w/hook ups, 2 cargarage. Pets ok.

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Phone: 352-728-2121Toll Free: 800-618-2121website: www.johncthomas.com

Each office independently owned and operated. John C. Thomas Realty, Inc3235-B U.S. Hwy 27/441Fruitland Park, Fl 34731Text Code to 85377 for More Property Information.

SUNNYSIDE INLEESBURG: Home ofDistinction!3BR/2BA, large liv-ing room, kitchenbuilt for entertain-ing, fireplace,office, nursery, 2porches. $199,000 PAM GUNN 352-874-8888

P87284

7

VERY NICE2BR/2BA Mfd homein 55+ communityin Wildwood. NoHOA. Nice openlayout, oversizedlot. NearBrownwood/Villages. $59,900 PAULA BROWN 352-516-2275

P66437

2

AWESOME LOCATION! Across from new"VILLAGES" growthin Fruitland Park.Current MH is 2/2plus 1/1 in-law apt.Or re-zone toComm'l for multipleuses. $150,000 JOHN THOMAS 352-728-2121

P37215

4

COMMERCIALBUILDING:Great Leesburglocation. Generalcommercial or med-ical. Large lobbyarea, breakroom, 2bathrooms, over1/2 acre. $139,900.PAULA BROWN 352-516-2275

P51453

8

AWESOME Commercial site by"The Villages." Threecontiguous parcels,1.5+/- Ac, 1-blockfrom intersection of27/441 & CR466.Rezoning to HeavyCom'l possible.$450,000 JOHN THOMAS 352-728-2121

T11101

86

SUMMERFIELD:Contemporary 3/2,new flooring, freshpaint, newer appli-ances, recessedlighting in MBR, 2-car garage. Greatlocation. $132,300 PAULA BROWN 352-516-2275

P37215

5

OFFICE SPACE FOR LEASE: US Hwy 27/441, close to "Villages."Ideally suited to medical but good for any professional office. Newlyremodeled. Just $11.00/SF. JOHN THOMAS 352-728-2121

T98663

2

VINTAGE HOMEis so charming withreal wood floors.Plenty of room forlarge family with1500 SF of livingarea, free-standingwood stove in livingroom. $64,900 PAM GUNN 352-874-8888

P55174

9

NICE, VINTAGEcorner property inFruitland Park.Street is well trav-eled, ideal site forsmall business.Zoned C-1. Lots ofpossibilities!$45,000. JOHN THOMAS 352-728-2121

P29392

7

CUTEAdorable, In town.Close to everything.New in 2007: roof,plumbing, A/C &appliances. Siding,tinted windows.Fenced on 3 sides.$74,700 PAULA BROWN 352-516-2275

P12105

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C� dy � tu

BEAUTIFUL LAKE GEORGE! 3BR/2BA 4539 SF home on the lake w/ access to St Johns River, situated in Ocala National Forest & on a high bluff on 1.81 acres w/ panoramic view. 200’ dock boathouse w/ deck & cabana, 2 boat lifts and only minutes to Silver Glenn & Fresh Water Springs. Great fishing, and all around water sports! Wrap-around porch, cherry wood floors, 10’ceilings, tongue & groove workmanship. Upstairs master suite w/ jetted tub & walk in shower, sitting room, and office w/ lake views. Kitchen with granite counter tops & island. Just reduced wtih motivated seller! A must see property. $470,000

To see more photos & property information, Text P875922 to 85377

C� dy � tu239-370-0162 iamctitus@aol.com

On the Cover

Page 7

BUILD YOUR DREAM HOME4.1 acres in a gated equestrian community located in NW Marion Co. w/ trails for riding. Ideal setting for your oasis. Plenty of wildlife.

Text P542995 to 85377

$58,0

00

*OCALA NATIONAL FOREST HOMES *8325 NE 310th Ave $470,000 on beautiful Lake George *15480 NE 142ND COURT $425,000 *15280 NE 235TH STREET $70,000 *23213 NE 153RD AVE $60,000 *15510 NE 236TH LANE $50,000 *15299 NE 238TH STREET $45,500 *23222 NE 159 AVE $45,000 *24320 NE HWY 314 $35,000 *15920 NE 236 LANE $34,800 *14600 NE 202 LANE $33,500

SILVER SPRINGS, OCALA, SPARR 12946 NE 5TH LANE $39,099 3253 SE 39th AVE 55+ $60,000 1440 E HWY 329 $225,000

VACANT LOTS - 00 NE 146TH COURT $3,50000 NE 202ND PLACE $3,90000 NE 159TH AVE $4,50000 NE 35TH AVE RD $7,00000 NE 235TH STREET $6,50000 NE 148TH COURT $11,00016050 NE 143RD COURT $17,00000 NE 159TH AVE $22,000000 NATIONAL FOREST RD 74 $24,00015755 NE 236TH PLACE $24,30015980 NE 232ND LANE $25,00000 NE 206TH LANE $31,33000 SW 121 TERRACE $37,50000 NE 143RD COURT $50,00000 NW 145TH AVENUE $58,000

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MOUNT DORA(352) 735-4433ERAGrizzard.com

Offices: Clermont, Leesburg, Mount Dora, The Villages, Tavares

Text T-Code to 85377 for More Property Information

MT DORA POOL HOME Charming 3BR/2BA has been newly remodeled. Beautiful updated kitchen, living/dining w/wood floor-ing, spacious FL room w/bamboo flooring, master w/updated bath main floor, 2 BR w/new bath upstairs. Screen enclosed pool. $195,000! Ask for Terri Gordon. ML#G4820243

HOME WARRANTY

Charming 3BR/2BA has been newly

P534749PICCIOLA ISLAND The minute you home the door you will feel like you’re home! Kitchen is open & inviting w/eating area located in front of the bay window, L-shape living/dining room, master w/walk-in closet & bath w/spa tub. $156,900! Ask for Felecia Humphrey. ML#G4820282

LAKE A

CCESS

The minute you home the door you will feel like

P113971

HISTORIC STYLE HOME This cozy home offers 3BR/2BA. White picket fencing welcomes you to the enclosed porch entrance, hardwood flooring throughout, formal living & dining room, country kitchen, spacious closets & storage. Fenced yard. $96,000! Ask for Lisa Jones. ML#G4820801

CHARMING

This cozy home offers 3BR/2BA. White

P157224WELL-MAINTAINED HOME Immaculate 3BR/2BA w/bonus room, spacious kitchen opens to living & dining room, screen lanai overlooks fenced backyard. Minutes to downtown Tavares Waterfront & historical Mount Dora. This home won't disappoint. $162,000! Ask for Brittney Guadagnoli. ML#G4820783

CONVENIENT

LOCAT

ION

Immaculate 3BR/2BA w/bonus room,

P769413

SPACIOUS EUSTIS HOME Original 1946 brick 3BR/2BA home on corner lot. Ample parking; 3-car carports w/detached workshop/storage. Large kitchen, living room w/WB fireplace, family room w/built-in bookcase. Home needs some TLC; lots of possibilities. $140,000! Ask for Mandy Bass. ML#G4820619

HOME WARRANTY

Original 1946 brick 3BR/2BA home on

P548444FANTASTIC LAKE VIEWS Weekend or Winter Get Away! Adorable two-story lakehouse. Enjoy time on the 30FT balcony overlooking the 300FT of waterfront property. Newer AC, metal roof & laundry shoot to downstairs laundry room. Call for details. $125,000! Ask for Becky Short. ML#G4820558

SILVER LA

KE

Weekend or Winter Get Away! Adorable

P522167

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Neighborhood Details to Consider When Buying a Home

When it comes to investing in real estate, it’s not only the house that should be considered, but also the location, neighborhood, and everything in its proximity. Buying your first home can seem over-whelming, but it doesn’t have to be.

Before finalizing the exact home to buy, here are some helpful tips to determine if that home’s neigh-borhood is the right one for you and your family.

Depending on your lifestyle now, your next home may be in a neighborhood with laws that you’re completely not accustomed to. According to a re-cent article by real estate expert Bill Gassett, there may be restrictions on where you can park (some neighborhoods do not allow parking on the street) as well as which outdoor renovations that are allowed or prohibited on the land you own. These rules are referred to as “restrictive covenants” and can put a damper on your daily life in the new house. Learn them before you move in.

Every neighborhood has rules.

Another huge factor that comes into play is your new home’s proximity to favorite activities or hobbies. Many people tend to overlook what they’ll do in their downtime because they’re busy looking for a place that’s close to work or school. Don’t you want to live in a home that’s convenient for both business and pleasure? Having fun is just as important!

Do you have easy access to your favorite hobbies?

Before a decision is made, gain an understanding of the type of neighborhood you’re getting yourself into. Is it owned by a Homeowner’s Association or property manager? What are their rules? What about reviews? According to Forbes Magazine, you may be able to find reliable ratings online if it’s managed by a large company. Do your research, talk to neighbors, and read up on local news stories to determine if it’s the right neighborhood for you.

Know the HOA or Property Manager.

If interested in a home whose neighborhood is right near a busy road, keep in mind how noisy it’ll be. There are a number of things that can cause noise around your home, such as nearby event centers, stadiums, pedestrian traffic, and crowded streets. Some people are okay with a little noise if that means they’re closer to the hustle and bustle of the city. If that’s not you, then you should probably re-think the location of your home and neighborhood.

The noise factor.

It’s important to know that taxes and insurance can vary according to the area or county. Learn how your area handles taxes before you move in. Otherwise, it will come as an unpleasant surprise when you discover that you actually owe much more than expected. Living in this new area may also have an impact on your car insurance rates.

Changes in property taxes & insurance rates

Money-Saving Tax Benefits for New & Long-Term HomeownersBuying and owning a home is not only an important step in life, it’s an area rich with benefits when it comes to filing an annual tax return. Jackson Hewitt Tax Service reminds tax filers not to forget or overlook the many tax credits and deductions that relate to home ownership.

“From the special tax credit for first-time home buyers, to the numerous tax incentives for making energy-efficient changes to a home, there are multiple reasons for taxpayers to speak with a tax preparer and ensure they take advantage of all home ownership-related credits and deductions for which they are eligible,” said Mark Steber, chief tax officer, Jackson Hewitt Tax Service Inc.

Steber reminds homeowners to keep the following tax benefits top-of-mind as they gather their tax-related documents to have their tax return prepared:

First Time Home Buyer Credit: The IRS allows first-time home buyers to withdraw up to $10,000 from their traditional IRA (and even Roth IRAs) penalty-free to help with the purchase of the home. You can also borrow half of your 401(k) balance up to $50,000 for the purchase of a home. But, the interest you pay on that 401(k) loan, unlike a mortgage loan, isn’t tax-deductible. New Home Energy Credits:Taxpayers can receive a credit for making their homes more energy efficient by caulking doors and windows, adding new insulation to attics, buying an energy-efficient hot water heater or air conditioner and more. The credit amount is a total of 30% of the cost of qualifying improvements, up to $1,500.

Tax Deductions and Buying a Home:Most of the expenses incurred when buying a home are not deductible. Yet there are certain closing costs (such as brokers’ commissions, attorney’s fees, recording fees, abstract fees, surveys, title searches, owner’s title insurance policy and transfer taxes) that are added to the basis of your residence that are important to keep track of. When you sell, the basis is needed to calculate any gain or loss.

Real Estate Taxes: You may deduct real estate taxes in the year paid. They are generally reported on Form 1098 (Mortgage Interest Statement) or on your county real estate tax assessment statement. You should also deduct any prorated taxes collected from you at closing. These amounts are usually included on Form 1098, but you can get the total paid at your local tax assessor’s office if they are not reported on your Form 1098.

Local Real Property Taxes and Assessments:Local taxes are deductible if they are charged uniformly against all property in the jurisdiction and if they are based on the assessed value of your home. Many states and counties also impose local benefit taxes for improvements to property, such as assessments for streets, sidewalks, and sewer lines. These taxes cannot be deducted but you can increase the cost basis of your property by the amount of the assessment.

Mortgage Interest:The amount of mortgage interest you paid on your principal residence (or second home) is deductible if you itemize deductions. This amount is generally shown on Form 1098 (Mortgage Interest Statement). You can also deduct the points paid to purchase your residence, even though some may have been paid by the seller. Mortgage insurance premium payments that are related to the purchase of your home are deductible annually.

In addition, Steber notes that taxpayers should keep records of the cost of improvements made that add value to the home, such as landscaping, patios, swimming pools, decks, room additions and roof replacements, as these items can be added to the cost basis. Repairs such as fixing leaks, repairing roofs and painting are not deductible and are not basis additions. The cost of your own labor is not deductible.

For more information, visit www.jacksonhewitt.com. Reprinted with permission from RISMedia. ©2015. All rights reserved.

TO DECORATE OR NOT TO DECORATE

Many homeowners are hesitant when it comes to putting their home on the market to sell during winter months, especially around the holidays.

Fortunately, you don’t need to sacrifice your holiday spirit to attract buyers and sell your home. We have put together a list of top decorating

and staging tips during this joyous time of year.

Before adding holiday décor into the mix, pre-pare your home by cleaning and staging. This means getting rid of all your random clutter and tchotchkes throughout the house so you can make room for some sensible holiday style.

Adding in decorations with colors that have noth-ing to do with the existing color scheme may do more harm than good. Instead, complement your living room’s soft blue palette with subtle white snowflakes or a silver wreath.

Be mindful that there are many different types of religions that celebrate during the holiday season. I recently read an article by HGTV that highlighted Amy Powers, owner of Accent Home Staging & Interiors of Atlanta. According to Powers, “you want to keep neutrality throughout, so you can attract any type of buyer – no matter what your religion is, you’re not going to feel offended by a nutcracker.”

DE-CLUTTER & STAGE BEFORE YOU DECORATE

MATCH YOUR CURRENT STYLE & PALETTE

Be courteous to other religious views

Don’t go overboard with lights

SELLERDILEMMA

THEHoliday

You don’t need to sacrifice the holiday tree when selling your home during the winter months. You do, however, need to trim down the size. Consider using a smaller tree that fits the space without making the room feel crowded. Use silver or gold solid color orna-ments and a simple strand of clear lights.

At the end of the day, you want buyers to be able to visualize their own belongings in your home, so remember to keep all your personal family ornaments and pictures packed away, de-clutter, clean everything, and use subtle holiday accents that will complement your home’s already existing style and color palette.

Tone down the tree.

Less is more when it comes to decorating with holiday lights while selling a home. Don’t be a Clark Griswold! Instead of covering your home with over-the-top light displays, settle for a simple string of lights that will comple-ment the exterior features and architecture.

Your Recipe of theMonth

BRead puddingwith whiskey sauce

Whether you’re entertaining for guests or simply cooking treats for your family, here’s a delectable

new recipe to try this season.

For the Pudding:

1. Preheat the oven to 375 degrees.2. Combine bread, apple and raisins. Set aside.3. Beat eggs until frothy; beat in sugar. Add

milk, vanilla, nutmeg, cinnamon, and salt.4. Pour over bread mixture. Set aside for 15

minutes for bread to soak up liquid.5. Generously butter a 1 ½ quart casserole

dish.6. Pour bread mixture into dish; place on top

of a larger jelly roll pan in the oven and pour boiling water into the outer pan to the depth of 1 inch.

7. Bake for 40-45 minutes or until toothpick inserted in center comes out almost clean.

8. Prepare and serve with Whiskey Sauce.

For the Whiskey Sauce:

1. Combine water, sugar, and nutmeg in a saucepan; bring to a boil.

2. In a small bowl, mix whiskey or brandy with cornstarch; add to sugar mixture.

3. Cook, stirring constantly, until thickened. 4. Blend in butter until melted.

6 cups cubed, stale French or Italian Bread1 apple peeled, cored and grated1 cup sugar 1 tsp vanilla extract1 cup golden raisins3 large eggs2 cups milk½ tsp nutmeg¼ tsp cinnamonbutterpinch of salt

1 ½ cups water¼ tsp nutmeg1 ½ Tbsp corn starch2 Tbsp butter½ cup firmly packed brown sugar¼ cup good-quality whiskey or brandy

Bread Pudding:

Whiskey Sauce:

Serve and enjoy!

it’s cold outsideAs outdoor temperatures drop and home-heating costs are on the rise, it’s now more important than ever to make sure your home is properly prepped for win-ter. Here are some cold weather tips and easy DIY projects to help save money

and energy this winter:

5 Ways to Save Energy When

Less obvious places that can waste energy are electrical switches and outlets. You can easily prevent air from sneak-ing in and out by placing pre-cut, inexpensive plastic foam insulation sheets behind switch and outlet covers. Check your home’s unheated areas for leaks in heating ducts, includingyour basement, attic and garage. If you find leaks, they can be easily sealed with plastic caulks or polyurethane foam sealants. These low-cost products are designed to fill cracks and crevices while keeping away moisture and mildew.

Switches, Outlets & Ducts

Although a fireplace is meant to heat a room, it often allows cold air to enter a house. An inexpensive product known as a “chimney pillow” or “fireplace plug” can reduce airflow when the fireplace isn’t being used. After installation, the pillow’s inflation tube hangs down into the fireplace as a reminder to remove it before lighting a fire in your living room.

Fireplace

First, check to see if there is any missing or damaged insulation that can be readily replaced. A lower-cost alternative to block unwanted airflow is to place sheets of foam polystyrene plastic on top of existing insulation. You can also keep the cold air in the attic and out of the living area by installing some plastic foam weather stripping around the attic door.

Make sure your home is properly insulated by inspecting doors, windows, and apply caulk or weather-stripping where neces-sary to keep cold air out. You should also close drapes, blinds and garage doors to preserve heat and prevent cold air from sneaking inside. There is a wide variety of low-cost weather stripping you can purchase that helps trap air, providing a barrier between indoors and out.

Windows & Doors

Follow these energy and money saving tips for a cozy home this winter and all year round. Many homes have areas that are not properly sealed, letting warm air escape your home and allowing cold air to sneak in. Helping to seal these leaks in problem areas can provide a quick and easy return on time and money invested.

Attic

Projects always worth your whileThere are specific renovation projects that can deliver the greatest effect on your ROI, regardless of the real estate market’s current state or the value of surrounding homes. According to real estate expert Robert Stam-mers in a recent article in Investopedia, these can be projects such as an addition of a wood deck, kitchen and bathroom upgrades as well as window replacements.

Factor in locationA common mistake that homeowner tend to make is renovating their homes to the point where it exceeds the value of surrounding homes. The fact of the matter is that people look in a specific neighborhood because of its proximity to nearby businesses or recreation and it’s in their price range. If improvements done to your home are much higher than homes around you, it’s unlikely that they’ll want to pay more for those improvements, even if they’re interested.

Make improvements that will add value over time Some home improvements, like upgrading the technological features of a home, will not have a lasting impact, and may even bring down the home value. These types of renovations are at a higher risk of becoming obsolete and outdated as years pass. Technology and styles change all the time, so focus on improvements that are less likely to be impacted by time and are worth your investment.

Regardless of whether a homeowner is planning to sell or not, the ultimate objective of taking on a renovation is to revel in the enjoyment you get from living in an updated home while gaining con-siderable profit from that investment. There are many tools out there that show the kind of profit you can expect from specific home remodels. A perfect example of this is Remodeling magazine’s “Cost vs. Value” annual report.

Renovations that will pay you back

HOW-TO Renovate Your Home Without Exceeding Your Neighborhood Value

Before you decide to invest in major renovations on your home, it’s important to understand that not all remodels will increase the value. It is certainly possible to over-remodel, and you don’t want it to exceed the value of your neighbors’ homes. Here are some ways to get the highest return on investment (ROI) possible when the time comes to sell your home.

HERE ARE SOME OF THE FINDINGS FROM THE 2015 REMODELING COST VS. VALUE REPORT

Projects that deliver the highest percentage of return on investment

Projects that deliver the lowest percentage of return on investment

Entry door replacement (steel): 101.8%Garage door replacement: 88.4%Siding replacement (fiber-cement): 84.3%Siding replacement (vinyl): 80.7%Deck addition (wood): 80.5%

Sunroom addition: 48.5%Home office remodel: 48.7%Master suite addition: 53.7%Garage addition: 54.7%Bathroom addition: 57.8%

Beautiful 3 BR, 3 BA home situated on the golf course. Lavish in-groundpool, upgraded carpeting throughout, an extensive cost-cutting largeattic-space complete with walk-in space. The view from lanai is breath-taking to the golf course. Motivated seller, make an offer!

16570 S. Hwy 441, Summerfield

MichaelBurke352-250-2801

To see more Photos &Information,

Text the P-code to 85377

P872592 P872592 P872592

Beautiful Stonecrest HomesStonecrest, a 55 + gated golfing community

$259,0

00

$184,9

00

$179,9

00

Call today to see inside!

hhttttpp::////44hhoomm..eess//Follow the link to morephotos & information

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Request a FREE magazine from across North America at 1-800-841-3401, or order online.

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To advertise in this book call 800.785.6100 or TEXT GIL to 85377Gil Pierson, Publisher.

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LEESBURG, HIDDEN HARBOR – Affordable w/lake access! Lg LR w/ tray ceiling & chair rail. Crownmolding throughout entire home. G4819271 CallGarnet Eversole (352) 643-5001 $132,900

LEESBURG, HIDDEN HARBOR – Brand NewHome! 3BR/2BA open concept living room & kitchen.Lg owner suite w/ attached BA, dbl sinks. G4819267Call Teresa Geisterfer (407) 512-0555 $122,900

WILDWOOD, CONTINENTAL COUNTRY CLUB –3BR/2BA on corner lot. Kitchen w/ lots of cabinets &counter space. Separate dining room, inside laundry.G4819144 Call Linda Biggs (352) 348-1461 $74,900

WILDWOOD, CONTINENTAL COUNTRY CLUB –Tasteful, well maintained w/ Florida colors. Sheetrockwalls, neutral carpet, wet bar in den. G4819868 CallSharon Bacon (352) 508-4272 $75,000

WILDWOOD, CONTINENTAL COUNTRY CLUB –Newly remodeled, textured walls, newer flooring,updated vanities, newer shower in MBA. G4819153Call Sharon Bacon (352) 508-4272 $59,900

WILDWOOD, CONTINENTAL COUNTRY CLUB –Own your own land! 2BR/2BA, large golf cart garage,utility shed, front screen rm, eat in kitchen. G4820118Call Colleen Kramer (352) 478-4596 $65,900

Our Signs are Red & White, but our Service is PURE GOLD!

BUY • SELL • RENTBUY • SELL • RENT www.FourStarHomes.comwww.FourStarHomes.com

REAL ESTATE DIVISIONincluding

Property Management

Text the PCODE to 85377 for more photos and information.

P285341

P304123

P300805

P237973

P276343

P330555

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I Can Assist You In Purchasing Any Home Listed!Contact Me Today at (352) 732-3344!

Foxfire has negotiated a way for you to Get Way More Than Just a Home Inspection!

If you choose to use Certified Home Inspectors of Florida you will get all of this Free with your Home Inspection.Just for being my client!

Concierge Services Include: Phone, TV, Internet, Alarm Systems, Locksmith, and much more!

To Order Your Home Inspection Call: 800-475-8210 or 352-390-6220

Kelly Gilman352-266-4039

UPDATES THROUGHOUT!All new tile floors, new garage door, newceiling fans, heated pool with thermalcover and screen enclosure, new appli-ances. Open floor plan with formal living& dining rooms. $115,900

Text P872589 to 85377

GORGEOUS GATED ESTATE HOMEGrand entry with 12’ ceilings. Customcraftsmanship, crown molding, newlyremodeled baths. Kitchen w/ granite &large center island. Beautiful oaks! Setin a horse community. $450,000

Text P872588 to 85377

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LEESBURG(352) 504-0028ERAGrizzard.com

Offices: Clermont, Leesburg, Mount Dora, The Villages, Tavares

Text T-Code to 85377 for More Property Information

GREAT LOCATION close to Villages & Leesburg. 165' frontage, partial-ly wooded. Mobile home, septic and well is included in purchase price as is. Adjoining 4.88 acres is included in list price. Can be purchased together or sold separately. G4820231 Ask for Jeremiah Thompson

ACREAGE

close to Villages & Leesburg. 165' frontage, partial-P514208

HURRY! Don’t miss out on this wonderful property! Beautiful 3 bed-room, 2 bathroom home sits on little over half an acre. Open floor plan, perfect for entertaining. Leaves nothing to be desired. Make it your new home today! G4820536 $159,000 Ask for Lindsay Sellars

Don’t miss out on this wonderful property! Beautiful 3 bed-T315789

FENCED

PENNBROOKE

P503678 P372178

LOVELY COTTAGE 2 bedrooms 1 bathroom with den, laundry room & storage room too! Laminate flooring in den, living room and kitchen. New appliances including washer & dryer. G4820378 $91,000 Ask for Kathy O’Brien

4/3 IN GATED COMMUNITY Short distance to downtown Mount Dora. Move-in ready features double master BRs, high ceilings, stainless steel appliances, granite countertops, beautiful ceiling fans, & inside laundry room. G4820374 $215,000 Ask for Deborah Kirchenberg

STONEY

BROOK HILLS

P528614

ROYAL H

IGHLA

NDS

P170542BEAUTIFUL 4 BEDROOM with bonus office/den shaded by large oak trees. Spacious Formal living and dining rooms. BRAND NEW stainless steel appliances, new tile backsplash, new counter tops, new concrete composite sink. G4820533 $299,000 Ask for Amy Jones

NO REAR NEIGHBORS! Turn-key furnished light, bright and open 3/2 Duchess model located on Royal Lake in 55+ Royal Highlands 24-hour gated community. G4820570 $219,500 Ask for Doug Duvarney or Richard Beliveau

POOL

Text the P-Code to 85377 for More Property Information

ROYAL H

IGHLA

NDS

P372179

NO REAR NEIGHBORS! This light, bright and open 3/2 Custom model home (2,032 sq.ft.) is located on a cul-de-sac in 55+, 24-hour gated community. G4820786 $224,500 Ask for Richard Beliveau or Doug Duvarney

C a l l n ow fo r a p r e - a p p r ova l d e c i s i o nJohn Mathews

(352) 434-2246

Same-day home loan decision

GUARANTEED

88220.17.2 ERA lb.indd 8 12/17/2015 7:59:27 AM