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Member banking is better banking®

*All TruMark Financial Philadelphia 76ers credit cardholders approved by July 31, 2019, will automatically be entered for a chance to participate in the 76ers Court of Dreams. 25 lucky winners will be randomly selected by Aug. 9, 2019. Date and appearances are at the discretion of the Philadelphia 76ers and are subject to change. No purchase necessary. For official rules, visit trumarkonline.org/76ers

Get your 76ers credit card todayVisit trumarkonline.org/76ers

• A guided tour of the 76ers Training Complex

• 3-point shoot-out competition

• Appearance by the 76ers Dunk Squad

• 76ers alumni or player appearance

• A TruMark Financial/76ers gym bag

• Fun prizes

• And more

*Annual Percentage Rate (APR) accurate as of 6/3/19, applies to minimum line amount of $5,000, is subject to change without notice, and applies to a loan-to-value (LTV) ratio of 80% for primary residence. Rates vary depending upon amount financed, credit score, lien position, and collateral. Minimum APR is 4.74% (prime rate minus 0.51% minus an additional 0.25% for automatic payment from checking account), maximum APR is 18%. Introductory rate will be in effect for six (6) billing cycles from credit line open date. After the introductory discount period expires, the variable APR is effective for the life of the line. Rates reflect a 0.25% discount for loan payment via automatic funds transfer from a TruMark Financial checking account. Otherwise, APR is 0.25% higher. Property and/or flood insurance is required. APR is variable based on the highest Prime Rate published in The Wall Street Journal and is adjusted on a monthly basis. As of 12/19/18 the Prime Rate was 5.50%. All loans/lines of credit are subject to approval and collateral evaluation. $100 origination fee will apply. Fees and charges may apply. Additional restrictions, limitations, and exclusions may apply. You may elect to “lock in” or convert a portion of your variable-rate outstanding balance to a fixed APR over a set term. You may select the term of your lock feature from terms provided to you at the time you exercise this option. Offered rate will be based upon borrower’s creditworthiness and term selected. The minimum amount that may be locked in is $5,000. The minimum term of the lock feature is five years and the maximum term of the lock feature is 20 years. Please call TruMark Financial at 1-877-TRUMARK for further details. NMLS 404938

Remodel your home, enjoy summer vacations, and more with an affordable, flexible HELoC Select from TruMark Financial. Access funds over time as needs arise. Plus, enjoy:

Make your house a home with a TruMark Financial HELoC Select

• Introductory rate of 2.49% APR for six months*

• Rates after the introductory period starting as low as 4.74% APR*

• No inactivity fee or annual fee

• Funds replenish as payments are made – no need to reapply

• Visa Equity Access Card for easy access to your funds

• Switch all or part of the line to a fixed rate at any time

• Tax-deductible interest (consult your tax advisor)

Learn more and apply todayVisit trumarkonline.org/heloc

Solutions to help yourbusiness succeedWith 24/7 account access and services like remote deposit check scanner, TruMark Financial has the resources available to make handling your business’ finances easier and more convenient. Secure the funds needed to run your business with commercial mortgages, lines of credit, equipment loans, business vehicle loans, and credit cards.

Open a business account todayCall 1-877-TRUMARK or visit trumarkonline.org/business

*Use your TruMark Financial Visa debit card for signature based and/or PIN-based (i.e., credit and/or debit) purchases June 1, through July 31, 2019, to be entered to receive one (1) $500 Home Depot gift card entry for every purchase posted, net of returns. Limited-time offer. Business accounts are not eligible. Other restrictions may apply. Offer subject to change. Visit trumarkonline.org/win for official rules and regulations. No purchase necessary.

Learn moreVisit trumarkonline.org/win

Update your outdoor space with the latest grill, outdoor speakers, or even new furniture with help from TruMark Financial. Use your TruMark Financial Visa® debit card for purchases June 1, through July 31, 2019, be automatically entered for a chance to win one of two $500 Home Depot gift cards.

Win a $500 Home Depot gift card to spruce up your outdoor space

Each purchase equals one entry. The more you use your card, the more chances you have to win.

Make your house a HOME

Existing 76ers credit cardholders also will be automatically entered to win. The 76ers Court of Dreams will be held Aug. 24, 2019, at the 76ers training complex in Camden, New Jersey.

Open a 76ers Rewards Visa® credit card by July 31, 2019, be automatically entered for a chance to participate in the 76ers Court of Dreams.* 25 lucky winners and their guest will enjoy:

76ers fan special

Always open: trumarkonline.orgAccess your account 24/7 via online and mobile banking, account management by phone and at thousands of ATM locations nationwide.

TruMark Financial will be closed Thursday, July 4, 2019, in observance of Independence Day.

Holiday closures

Board of DirectorsHugh T. Bray, PresidentLeonard V. Doughty III, Vice PresidentWayne J. Goodwin, TreasurerR. Terence Brunt, SecretaryJoseph J. Bily, DirectorJoseph J. Ciaranca, DirectorDaniel L. Dillard, DirectorDavid A. Rufibach, DirectorWilliam A. Tollok, Director

Supervisory CommitteeJames P. DeBow, ChairpersonWilliam Donehower, Vice ChairpersonKathleen Wells, SecretarySuzette E. Adams, MemberDonna M. Carvin, Member

Account Management by Phone 215-953-5950 | 800-835-2628

Online Banking trumarkonline.org

Member Service Center 1-877-TRUMARK | 215-953-5353

24/7 Loan Applications1-877-TRUMARK | trumarkonline.org

Center City Philadelphia1701 Market Street, Philadelphia, PA 19103

Chestnut Hill8500 Germantown Avenue, Philadelphia, PA 19118

Downingtown370 W. Uwchlan Avenue, Downingtown, PA 19335

Doylestown4381 West Swamp Road, Doylestown, PA 18901

Eastern North Philadelphia1900 North 5th Street, Philadelphia, PA 19122

Fort Washington335 Commerce Drive, Fort Washington, PA 19034

Horsham301 Horsham Road, Horsham, PA 19044

Jenkintown515 Old York Road, Jenkintown, PA 19046

Levittown179 Levittown Parkway, Levittown, PA 19054

North Wales1200 Welsh Road, North Wales, PA 19454

Northeast Philadelphia2117 Cottman Avenue, Philadelphia, PA 19149

Parkwood12377 Academy Road, Philadelphia, PA 19154

Phoenixville23 Nutt Road, Phoenixville, PA 19460

Plymouth Meeting1920 Butler Pike, Conshohocken, PA 19428

Richboro984 Second Street Pike, Richboro, PA 18954

South Philadelphia1931 South Broad Street, Philadelphia, PA 19148

Springfield, Delaware County1141 Baltimore Pike, Springfield, PA 19064

Trevose1000 Northbrook Drive, Trevose, PA 19053

Trooper2795 Ridge Pike, Trooper, PA 19403

Upper Darby1884 S. State Road, Upper Darby, PA 19082

Warrington875 Easton Road, Warrington, PA 18976

Wayne115 E. Swedesford Road, Wayne, PA 19087

West Chester1052 Andrew Drive, West Chester, PA 19380

For branch hours and days of operation, please visit trumarkonline.org or call 1-877-TRUMARK (878-6275).

Copyright© 2019 TruMark Financial Credit Union. All Rights Reserved.”TruMark Financial” is a registered trademark of TruMark Financial Credit Union.

06/19

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured TruMark Financial Credit Union deposits and are not NCUA insured. These products are not obligations of TruMark Financial Credit Union and are not endorsed, recommended or guaranteed by TruMark Financial Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible. TruMark Financial Credit Union and TruMark Financial Investor Services are not registered broker/dealers and are not affiliated with LPL Financial. LPL Financial Representatives offer access to Trust Services through the Private Trust Company N.A., an affiliate of LPL Financial.

Schedule a complimentary consultation todayVisit a branch, call 1-877-TRUMARK, or visit trumarkonline.org/invest

• Financial planning

• Retirement planning

° Retirement plan rollover options

° Retirement income planning

• Wealth Transfer and legacy planning

• Education planning

• Trust planning and services

• And more

Partnered with HomeAdvantage®, TruMark Financial makes the home-buying process easy for you. Use a HomeAdvantage agent to buy or sell your home and save $100’s to $1,000’s in Cash Rewards* at closing. Plus, access MLS listings, save home searches, and get alerts all in one convenient location.

Learn moreVisit trumarkonline.org/homeadvantage

*Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you.

Buying and financing a home made easy with TruMark Financial

• Mobile and online banking View transactions, lock/unlock card, pay bills, transfer funds, and set up alerts

• Pre-paid reloadable Visa debit cards A Visa prepaid card works just like a debit card and can be used worldwide at any location that accepts Visa

• Order foreign currency ahead of time Purchase foreign currency at any TruMark Financial branch at competitive exchange rates before you go

Learn more: trumarkonline.org

Travel checklistPrepare and stay connected when traveling this summer using the following from TruMark Financial:

You like to plan, we do tooWith increasingly complex financial markets and longer life expectancies, working with an investment professional may be more important than ever. TruMark Financial Investor Services will work with you to assess your financial priorities and provide appropriate strategies and tools to help you work toward reaching your goals. Our focus includes: