60 Annual General Meeting...Annual General Meeting Presentation to Shareholders by Datuk Mohaiyani Shamsudin, Chairman ... Shareholder Returns. 44 27% 13% 11% 12% 20% 25% 19% 27% 67%

60th

Annual General MeetingPresentation to Shareholders

by Datuk Mohaiyani Shamsudin, Chairman26th June 2020

111

Key Priorities for Maybank Group’s Board of Directors

A) Shareholder Returns

Maybank Group

held steadfast in

preserving capital

Our priority continues to be

on upholding and embodying

our mission statement of

Humanising

Financial Services in any operating landscape

to achieve sustainable

practices and profitability.

and liquidity strength amid a

softer global economic

backdrop impacted by trade

wars, ongoing geopolitical

tensions and a reducing

interest rate environment.

222


i) Maybank Group recorded its highest ever net profit at RM8.20 billion

for FY2019, translating to a return on equity of 10.9%.


Net Profit (RM billion)

FY2015 FY2019FY2016 FY2017 FY2018

6.84

8.20

6.74

7.52

8.11

333


ii) As a reward to our shareholders, the Board declared for FY2019:

Interim cash dividend of 25 sen per share paid on 2 October 2019;

Final cash dividend of 39 sen per share, which the Board subsequently

reclassified as second interim cash dividend to ensure timely payout to

shareholders as the AGM date remained uncertain at the time in light of

the COVID-19 pandemic. The second interim dividend was paid fully in

cash on 6 May 2020, with quantum unchanged at 39 sen per share.

64 sentotal all cash dividend

per share

RM7.19 billiontotal dividend

payout


444

27% 13% 11% 12% 20% 25% 19% 27%67% 53%

100%

11

28 3222.5 24

2420 23 25

25

44

32

36

33

3133 30

3232 32

39

FY10 FY11 FP11 FY12 FY13 FY14 FY15 FY16 FY17 FY18 FY19

Final / Second Interim

Interim

All dividends for FY2019 were

paid fully in cash



76.5% 74.9% 79.9% 74.7% 71.9%78.5% 76.3% 78.1% 78.5% 77.3%

87.8%

85.9%*

85.7%*

88.2%*85.9%*

88.5%*91.1%*

86.1%*

88.6%*

#

82.6%*

55.060.0

36.0

65.0

53.557.0

84.0%*

Dividend

Payout Ratio

83.7%*

54.0

87.5%*

89.1%*

52.0

83.5%*

55.0

Cash Component

of Total Dividend

FY08 FY09 FY10 FY11 FP11 FY12 FY13 FY14 FY15 FY16 FY17 FY18 FY19

Effective Cash Dividend

Paid Out from Net Profit 60.4% 61.4% 26.2% 17.2% 17.0% 19.0% 22.0% 29.0% 23.2% 28.6% 57.2% 47.1% 87.8%

85.7%*

Note:

* Actual Reinvestment Rate for Dividend Reinvestment Plan.

+ The Final Dividend for FY2017, Interim and Second Interim Dividend for FY2019 are fully in cash.

# The Net Dividend is 28.5 sen of which 15 sen is single-tier dividend. Maybank adopted the single-tier dividend regime with effect from FY2012.

84.0%*

57.0

+

81.7%*

64.0

+

+

555


iii) Our dividend yield for FY2019:

7.4%Consistently one of the highest

among banks in the region

dividend

yield

Source: Bloomberg

Annual Dividend Yield (%) 2015-2019


6.4 6.3

5.66.0

7.4

2015 2016 2017 2018 2019

Maybank CIMB Public Bank DBS OCBC UOB BCA Mandiri Bank Rakyat Bangkok Bank Kasikornbank Siam Comm

666


B) Governance and Culture

Strong independence,

diversity and inclusivity

within the Board

75% represented by

independent non-

executive directors (INEDs)

33.3% represented by

women directors

We bid farewell to Encik Nor

Hizam Hashim in June 2019

after his three-years service

as an INED

Two new INEDs appointed in

2019: Dato’ Idris Kechot and

Dato’ Zulkiflee Abbas Abdul

Hamid

8 men 4 women

777


C) Sustainability and Community Development

ratingon MSCI ESG Ratings

for the sixth

consecutive yearA“ ” Inclusion in FTSE4Good

indices for the seventh

consecutive year

FTSE4Good Bursa Malaysia Index

FTSE4Good ASEAN 5 Index

FTSE4Good Emerging Indexes

FTSE All-World Green Revenues Index

FTSE Asia Pacific Green Revenues Index

FTSE Emerging ESG Index

FTSE Emerging Green Revenues Index

Only Malaysian company

listed in the 2019

Bloomberg Gender

Equality Index for three consecutive

years

Our sustainability efforts are recognised by leading global sustainability indices:

888



Maybank’s approach to

sustainability will always

be anchored on our mission

statement of Humanising

Financial Services, as we

look to serve in the interests

of all stakeholder groups in

the markets we operate, to be a champion

of inclusivity and to be a “Force of Good”

Established a

Group

Sustainability

Council in 2019

to spearhead

sustainability

agenda

The Council reports to the

Group President & CEO, with

Board oversight

999

Etiqa’s Clean

Water

Project

has provided access to clean water

supply for over 3,300 villagers from

rural communities across five regions

in Malaysia



Some examples of our involvement in sustainable financing and initiatives:

Executed major green

deals in the region

including a USD2 billion

equivalent inaugural

Belt and Road Bankers

Roundtable (BRBR)

green bond and Joint Shariah

advisers for Indonesia’s first USD

Green Sovereign Sukuk

101010

3 3

3 4

4

8

2

1

1

1MYANMAR

• Maybank TLC

• CashVille Kidz

• eMpwering Youths

LAOS

• Maybank Women Eco-Weavers

• R.I.S.E.*

• eMpowering Youths

CAMBODIA


• CashVille Kidz


PHILIPPINES

• R.I.S.E.*

• Maybank TLC

• CashVille Kidz


INDONESIA

• R.I.S.E.*



• CashVille Kidz

MALAYSIA

• R.I.S.E.*

• KataKatha

• CashVille Kidz

• Save a Child’s Heart – IJN

• Tiger Conservation in Royal

Belum- Temengor

• Balai Seni Art Series



THAILAND


VIETNAM


BRUNEI



Maybank Foundation community investments is in all 10 ASEAN countries

* R.I.S.E. is Reach Independence & Sustainable Entrepreneurship


SINGAPORE

• CashVille Kidz


111111



Reach Independence &

Sustainable Entrepreneurship

(R.I.S.E.)

Trained1,608participants in 2019

Active in four countries

and trained

8,668 participants since 2014

Icons above represent United Nation’s Sustainable Development Goals

Coach and mentor disadvantaged communities,

including the differently abled, towards economic

empowerment and income growth.

Several examples of our flagship community empowerment programmes:

121212



Reached 26,018 students

from 91 schools in 2019

CashVille Kidz

Endorsed by:

Active in six countries and

reached 905 schools and

208,746 students

since 2013

Guide students on personal finance management

through critical thinking modules on economics,

income, consumption, purchases and savings.


131313

Maybank Women

Eco-Weavers

Endorsed by:



Training, capacity building and microfinancing for

poor and marginalised women weavers to attain

financial independence, as well as to revive

traditional weaving practices.

Provide farmers with mulberry tree saplings to

maintain the supply of silk thread, as an additional

source of income for marginalised communities.


Trained 88 weavers

and 259 mulberry

tree farmers in 2019

Active in four countries:

trained 666 weavers and

621 farmers to-date with

155,900 Mulberry Trees

planted

141414

We stand proud yet humbled by our amazing journey of

60 years. It is an ongoing journey of vision and courage.

Maybank is a banking pioneer and serving millions of

customers as Malaysia’s global financial leader. Turning 60

marks the start of a new decade and new avenues for

transformational growth and leadership.

151515

Thank you to all shareholders and stakeholders

for your continuous support

Humanising Financial Services

16

MALAYAN BANKING BERHAD

14th Floor, Menara Maybank

100, Jalan Tun Perak

50050 Kuala Lumpur, Malaysia

Tel : (6)03-2070 8833

www.maybank.com

Disclaimer. This presentation has been prepared by Malayan Banking Berhad (the “Company”) for information purposes only and does not purport to contain all the

information that may be required to evaluate the Company or its financial position. No representation or warranty, express or implied, is given by or on behalf of the

Company as to the accuracy or completeness of the information or opinions contained in this presentation.

The presentation does not constitute or form part of an offer, solicitation or invitation of any offer, to buy or subscribe for any securities, nor should it or any part of

it form the basis of, or be relied in any connection with, any contract, investment decision or commitment whatsoever.

The Company does not accept any liability whatsoever for any loss howsoever arising from any use of this presentation or their contents or otherwise arising in

connection therewith.

Humanising Financial Services

Documents

60 Annual General Meeting...Annual General Meeting Presentation to Shareholders by Datuk Mohaiyani Shamsudin, Chairman ... Shareholder Returns. 44 27% 13% 11% 12% 20% 25% 19% 27% 67%