Here are higher ed professionals can boost their marks in retirement planning

While professors are go-to gurus in their professional lives, it’s a different story when it comes to their investing knowledge

of professors view themselves as “beginners”

INTRO TO INVESTMENTS

HEALTH CARE 101

SAVINGS & YOU: A CLOSER LOOK

When asked where they need financial help, the top response for professors is understanding Medicare/health care costs

aren’t sure of the investment mix of their retirement savings

Take a fresh look at your selected investments to see if there are changes to be made. To learn more about how to build a diversified portfolio, check out: go.fidelity.com/kqhf

Embrace the education available to help make sense of it all. In addition to talking to a financial professional, check out this Medicare webinar (go.fidelity.com/HC101) that breaks down the basics and gives an overview on eligibility, types and costs.

Stay engaged and start as early as possible in your career. Pencil in an annual appointment with a financial professional to review your retirement goals and progress – often this service is even available for free through a workplace retirement savings plan provider.

FOR MORE WAYS TO BOOST YOUR RETIREMENT PLANNING KNOW-HOW; Fidelity o�ers extensive resources available in the workplace, such as its online

Planning & Guidance Center.

say saving for retirement is their top financial priority

average total retirement savings rate for professors

DESPITE THIS

TO BOOST

RETIREMENT READINESS

B

3 WAYS

3 TIPS

37%

29%

42%15%

54%

34%

of faculty members worry they might outlive their retirement savings

The Fidelity Investments® Higher Education Faculty Study was conducted by Versta Research, an independent firm based in Chicago, November 3–18, 2016, among 1,000 benefits-eligible employees who work at U.S. colleges or universities. Respondents were screened for current employment status, benefits eligibility and for having at least some involvement in household investment decision-making. The sample included 348 employees at private institutions and 652 employees at public institutions, of whom 203 were employed at two-year institutions and 797 were employed at four-year institutions; of the 1,000 employees, 375 were faculty. Versta Research is not a�liated with Fidelity Investments.

Investing involves risk including the risk of loss.

Diversification and asset allocation do not ensure a profit or guarantee against loss.

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HOMEWORK:

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According to Fidelity Investments® latest college professors give

themselves a "B" grade for financial literacyHigher Education Faculty Study,