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PPL Legal Care of CanadaCorporation

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Three Major Problems and

Needs

The Best Answers

Opportunity and Timing Action Steps

Business Briefing

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Credit Cards Taxes Loans Mortgages CollegeTaxes Car loans Taxes Insurance Cell Phones

Gasoline Taxes Etc.

First Major Problem

Most people today have the same complaint theydont have enough money and they have no timefreedom.

Expenses are escalating. Everyday items are much

more expensive today than just one year ago.

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Second and Third MajorProblems

Identity Theft

Access to the legalsystem

for Everyday Life Events

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Five Areas to Evaluate

The Company

The Need/Marketplace

The Product

The Compensation The Timing

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The Company

Harland C. StonecipherFounder, Chairman, & CEO

Has been in business for more than 30 years

Is a public company since 1976 (NYSE:PPD)

Began with a serious auto accident.

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Pre-Paid Legal Featured in ManyPublications

Pre-Paid Legal was most recentlyfeatured in Success from Homemagazine.

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Sales History

Our sales history continues to improve as we move up and to the right eachyear.

$300

$325

$350

$375

$400

$425

$450

$475

2001 2002 2003 2004 2005 2006 2

GROSS REVENUEIN MILLIONS

$303 $350 $361 $386 $423 $444 $457$464

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Have You Ever . . .

been overcharged for a repair? tried to return a defective product? received a traffic ticket? lost a security deposit?

signed a contract? purchased a home? prepared a Will?worried about identity theft?

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Why Dont People Call Attorneys

They are intimidated by lawyers.

They dont know who to call. They believe it would cost too much.

The Main Reasons People DontSeek Legal Counsel:

The Most Common Responses to

a Legal Dispute Are to: Ignore the problem Try to handle it personally

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What Do We Do

Simply put aPre-Paid Legalmembership does forlawyer and legal bills

what medical insurance

doesfor doctor and hospital

bills.

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1. The Member

2. The Members Spouse

3. Never Married Dependent ChildrenUnder 21 Living At Home

4. Dependent Children Under Age 18For Whom The Member Is Legal Guardian

5. Full Time College Students Up To Age 23

Never Married, Dependent Children

6. Physically Or Mentally Challenged ChildLiving At Home

Who Is Covered?

The Pre-Paid Legal membershipcovers:

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Preventive Legal Services 25% Preferred MemberDiscount

The Life Events Legal Plan:

Areas of Coverage

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Preventive Legal Services

Phone consultation on an unlimitednumber of matters

A Letter written or phone call made on an unlimited

number of personal issues for you and your family

An unlimited number of personal contracts anddocuments reviewed up to 10 pages each

Standard Will preparation

Powers of Attorney Preparation**Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter.One (1) hour of legal research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during yourtelephone consultation. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subjectmatter is available if advisable in your Provider Law Firms sole discretion. Trust preparation is available at the preferred member rate.

These services are available to you immediately when youenroll!

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Letters written on your behalf or preventive phone callsmade to help you with warranty issues

Review of leases and other documents

Assistance in contacting government agencies

Debt collection review and advice

Tenant review and advice

Small claims court advice

Consumer protection benefits

Legal Advice on matters relating to social assistance

Legal Advice on settlement of an estate

Preventive Legal Services(continued)

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25% Preferred Member Discount

Your Provider Law Firm will render assistance at apreferred rate which is 25% less the normal hourly ratefor legal services not otherwise covered by themembership. Even pre-existing matters can be coveredunder this portion of the plan!

You will receive a 33.3% discount off your Provider LawFirms standard hourly rate for representation shouldyou need legal services that must be performed outsideof a lawyers office. *

Five business days advance notice is required forpreparation in court representation.

*Hourly rates for Referral Lawyers and court appearancesmay vary.Preferred Member Discount: Hourly rates for Provider Law Firms and court appearances may vary. Please note that a retainer may be required for servicesto be rendered under this benefit. At least five business days are required for preparation in court representation. Telephone advice is availableimmediately.

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25% Preferred Member Discount -continued

Should you require assistance of a lawyer in the UnitedStates, on a retainer basis, simply contact your ProviderLaw Firm. They will arrange a referral to an appropriateUnited States lawyer. You will be entitled to a 25%discount off that lawyers standard hourly rate for the

services provided.

A retainer will normally be required for services to berendered under this benefit.

Five business days advance notice is required forpreparation in court representation.

The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverageyou have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefitavailability in your state/province.

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Assistance If Arrested OrDetained

The benefit gives you and your family 24-hour access tolegal consultation for the following situations:

If you are detained by a law enforcement officer

If you are injured in an accident

If authorities attempt to remove your child from yourhome or custody

If you are served with a warrant

To contact your Provider Law Firm, simply call the toll-free

number on your membership card. You will reach the Pre-PaidLegal offices, who will then put you in contact with yourProvider Law Firm, so you can consult with an lawyer. Its thateasy.

This benefit will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances,chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistancein making, posting, or obtaining bond, bail or other security required for release.

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How Much Will It Cost?

Well, with aLife EventsLegal Plan membership

you receive all this foronly $26 a month! Isn't

your family worth it?

That's less than theprice of a cup of coffee

a day!

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Its No Secret

Identity Theft is A Major Problem InNorth America

Do you hand your credit card to servers at restaurants?

Do you supply personal information over the internet?

Do you keep your Social Insurance number in your wallet or purse?

Do you leave mail at your home or business for the postal carrier

to collect?

Do you throw away unwanted mail with personal informationwithout shredding

it first?

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Five Common Types of IdentityTheft

Identity Theft is not just about credit cards! Identitytheft is an international crime and access to an lawyer

may be critical.

DriversLicense

Medical

Financial

SocialInsuran

ce

Character/

Criminal

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Why are you at risk? Utility Companies Insurance Companies Credit Card Records Medical Records Real Estate Records Motor Vehicle Records

School Records Military Records Social Insurance Records Banking Records Employment Records Postal Records Purchasing Records

Tax Records Leasing Records Licensing Records

Your Data is Out ThereYour Data is Out There

What is Identity Theft?

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The Best Answer

DriversLicense

IdentityTheft

MedicalIdentity

Theft

FinancialIdentityTheft

SocialInsurance

IdentityTheft

Character/Criminal

Identity Theft

Is Credit Monitoring Alone theSolution?

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RestorativeServices

The Best Answer

DriversLicense

IdentityTheft

MedicalIdentity Theft

FinancialIdentity

Theft

SocialInsurance

IdentityTheft

Character/Criminal

Identity Theft

Life

EventsLegal Plan LifeEvents

Legal Plan LifeEvents

Legal Plan LifeEvents

Legal Plan LifeEvents

Legal Plan

RestorativeServices

RestorativeServices

RestorativeServices

RestorativeServices

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The Complete Wall of Security

The Best Answer

Life EventsLegal Plan

YOU

MonitoringServices

RestorationServices

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The Best Answer

Pre-Paid Legal Services,Inc. is the only

company with a suite of

products that provideshelp in every phase ofIdentity Theft before,

during, and after thecrime occurs. TM

SHIELD

IDentity Theft

with the Pre-Paid Legal Plan

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The Best Answer

Kroll is the worldsleading risk consulting

company with morethan 30 years of

experience. Kroll hasbeen involved in manynotable cases, such as:

Assisted the Kuwaiti

government in investigatingSaddam Husseins financialnetwork.

Responsible for therestructuring of Enron.

TM

SHIELDIDentity Theft

with the Pre-Paid Legal Plan

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Expedited Consumer Credit Disclosure

A Consumer Credit Disclosure will help you to makesure your financial records are accurate.

You can receive a copy of your current consumercredit disclosure and well help you obtain it at noadditional charge.

Expedited Delivery of Consumer

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Expedited Delivery of ConsumerCredit Disclosures Quarterly

You will be provided easy to use forms to request yourconsumer credit disclosure one every three months. Byordering your consumer credit disclosure quarterly, youwill be actively involved in helping to monitor your owncredit information. Learning of suspicious activity before

it ruins your credit is crucial.

Your credit file will be provided to you free of charge bythe credit bureau as required by provincial creditreporting legislation. This product offers assistance for

you to request your consumer credit file disclosure as anadditional benefit of the service. No purchase isnecessary to obtain your credit file disclosure from thecredit bureau.

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Restoration Services

If your identity is stolen, you need more than just information abouthow to restore your name and credit rating. As an Identity TheftShieldSM member you can rest easy knowing experiencedprofessionals are working for you!

Fraud alert notifications will be sent on your behalf and applicablefollow up will be done with affected agencies and institutions.

Proactive searches of applicable local and national databases will bemade on your behalf to look for information you may not have knownabout.

This benefit applies to you, your spouse and any dependent children upto the age of 18.

Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you, yourspouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolenidentity event that occurred prior to enrollment date. You must be an active member to receive restoration services. Servicesprovided do not cover financial losses arising from the identity theft. A signed limited power of lawyer must be provided to Kroll whenan Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or provide the Proactive Database Searcheslisted. A stolen identity event does not include the theft or unauthorized or illegal use of your business name, d/b/a, or any other

method of identifying your business activity.

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How Much Will Peace of Mind Cost?

With the Life Events LegalPlan you will receive allthese benefits for just $26

or less per month! And theIdentity Theft Shield canbe added for an additional$9.95 per month.

Thats less than the priceof a bottle of water a day.

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Whats in It For You?

We need your help

taking this serviceand opportunity tothe marketplace.

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How do people create WEALTH?

Work for someone else?Get a second job? A third

job?

Escalating Expenses

Credit Cards

TaxesLoansMortgagesCollegeTaxes

The Opportunity

Car loans

TaxesInsuranceCell PhonesGasolineTaxes

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Two Goals

2. Create moremillionaires thanany other company

PPL TRACK RECORD:

In 2008 approximatelyevery 12 days a newfamily started earninga six-figure incomeworking with PPL!

And approximatelyevery 24 days a new

family joins theMillionaire Club!

And you can, too, by doing three simple

things!

1. Sign up everyfamily for the LifeEvents Legal Planand Identity TheftService

PPL TRACK RECORD: Servicing more than 1.5

million families. Over 34,000 companies

offer the services as anemployee benefit.

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Advanced Commissions - $35.95

($26 PPL Family Plan + $9.95 Identity TheftShield)

All you have to do iscollect:$35.95 1st Month's fee

+ $10.00 One TimeEnrollment

$45.95

ExecutiveDirector

SeniorAssociateAssociate

252.35 44.94

207.41

172.84

138.27

69.14

34.57

34.57

69.14

Director

Manager

Junior

Associate

34.57

Want to earn higher commissions immediately? If your firstactivity is to recruit a new Junior Associate AND sell thatperson a membership, you will immediately advance toAssociate level and receive the Associate level advance on

that sale!

217.78

172.84

138.27

103.71

34.5734.57

TeamOverrideAdvance

PersonalSales

Advance

CumulativeOverrideAdvance

Advanced Commissions $26

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Advanced Commissions - $26Plan

Want to earn higher commissions immediately? If your firstactivity is to recruit a new Junior Associate AND sell thatperson a membership, you will immediately advance toAssociate level and receive the Associate level advance on

that sale!

TeamOverrideAdvance

PersonalSales

Advance

All you have to do iscollect:$26.00 1st Month's fee

+ $10.00 One TimeEnrollment$36.00

ExecutiveDirector

SeniorAssociateAssociate

182.50 32.50

150.00

125.00

100.00

50.00

25.00

25.00

50.00

Director

Manager

Junior

Associate

25.00

25.00

157.50

125.00

100.00

75.00

25.00

Cumulative

OverrideAdvance

Pre Paid Legal Pays You Every

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Pre-Paid Legal Pays You EveryDay

Commissions are paid dailyby direct deposit!

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Players Club

Qualify for thePlayers Cluband receive amonthly carbonus!

*The program requires additionalrequirements to be met. Reviewthe Players Club flier for fulldetails regarding this program.

our monthly car bonus canrange from $100 to $500!

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This Business Is Simple

Let the tools dothe work foryou!Hand Outs Brochures

DVDs and CDs Mail Outs Calls Recordings Website

Third-party validations and now . . .

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Viral Marketing Tool

Marketing experts believe the most valuable ad placement today is on

someone's internet home page.Through a partnership with blastoff, Pre-Paid Legal Services, Inc. nowhas the opportunity to expose individuals to their services throughpotentially millions of homepages.FREE... FUN... EASY...

They shop, they save. You earn, and you market PPL.

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SMITHGrocer

MUHAMMAD

BellSouth

DORSEYLandscaping

RASMUSSEN

BusinessOwner

SELFStore Manager

No Specific Experience Necessary

PICKENSMilitary

GARDNERlawyer

BURGESSSocial Worker

MALLOYG.E.D.

DENNECustodian

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The Top 10%HaveOr Can AffordLegal AccessThe Bottom 10%

Have Access To

Legal Aid orPublic Defender

TargetCustomer$15-$25

Billion MarketPre-Paid Legal Services, Inc.gives middle income NorthAmerica equal access to

justice.

The Target Market Is Huge

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The Market Timing Is Perfect

100 %

75 %

50 %

25 %

0 % Less than 3% ofNorth Americans

HaveA Pre-Paid Legal

ServicesMembership

Approximately80%

Of EuropeansHave

Legal Coverage

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Current Market Penetration

This map illustrates Pre-Paid Legal Services, Inc.s current market penetration. Percent ofpopulation based on households utilization of 2.5 household members per membership.

Less than 1%penetration

1% to 3%penetration

More than 3%penetration

Plan notavailable

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Timing Is Key

History shows that when an industry hits a 2% marketpenetration, critical mass can be achieved.

THE GROWTH OF HMOS

It took 10 Years for

HMOs toreach 2% marketpenetrationAfter that, it took justseven

more years to reach

52%market penetration

60%

50%

40%

30%

20%

10%

0%1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

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0

10

20

30

40

50

60

70

80

90

100

LIFE AUTO HEALTH LEGAL

Timing Is Key

The three major divisions of the insurance industry havealready achieved billions in market share.

S St i

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Success Stories

Now, it is time to show you howPre-Paid Legal really works. Were

going to share with you real storiesfrom real people who have been

helped either by the membership,the business opportunity or both.

I t t

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Investment

$49 BASICPROGRAM

OR

I t t

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Investment

As a FAST START Associate youreceive:

BUILDERS PACK: Applications

Brochures 3 months FREE enhancedwebsite 3 months FREETelevox 1 Getting Started Right Book 3 Training CDs

3 Recruiting DVDs 1 Recruiting CD

Help oneperson starttheir businessand sell ten$35.95memberships=

$1,382.

Special Executive Director support

and guidance to launch your business!

A ti St

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Become a Member

Become an Associate

Plug into Your Area

Events

Action Steps

Thank you for your time.

S Y N t W k

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See You Next Week

Tonights event was great,and we appreciate yourbeing here . . . but next week will be even better.

Dont miss our special guest speaker!

Be sure to write it down because you definitelywant to be here. And be sure to bring peoplewith you!

P P id L l S i I

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Pre-Paid Legal Services, Inc.

This presentation is copyrighted material and maynot be altered in any form under any circumstances.Alteration of this material in any way is a violation ofthe companys policies and procedures and mayresult in immediate termination of your PPLSI

Associate Agreement.

Marketed by Pre-Paid Legal Services, Inc. or applicable subsidiary:Pre-Paid Legal CasualtySM, Inc.In Tennessee: Pre-Paid Legal Services of Tennessee, Inc.In Florida: Pre-Paid Legal Services, Inc., of FloridaIn Virginia: Legal Service Plans of Virginia, Inc.In Canada: PPL Legal Care of Canada Corporation

1999 Pre-Paid Legal Services, Inc.

4.09