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had insufficient levels of vitamin D, despite beingtold by their doctors to take both vitamin D andcalcium. If your diet does not include adequatevitamin D, which can be found in fortified dairyproducts, egg yolks, and fish, then vitamin Dsupplements can help meet your needs. Calciumcan be found in a variety of products, includingfortified cereals and juices, dark leafy greens likebroccoli, almonds and a host of dairy products.

* Visit your physician. Few people mightknow that bone health is actually measurable. Abone density screening can assess your bonehealth, while FRAX(R), an online tool developedby the World Health Organization, evaluates aindividuals risk of fracture based on a host offactors, including age, weight, height and yourmedical history. FRAX(R) models give a 10-yearprobability of fracture, which can help preventinjuries down the road for those people whose riskmight not be immediate. The NationalOsteoporosis Foundation recommends all women

begin receiving bonedensity screenings at

age 65. However,women with additionalrisk factors, includingsmokers, those withlow weight or a thinframe, family history ofosteoporosis, late onsetof menstrual periods,and a history ofanorexia or bulimia,should consult theirphysician aboutscreenings regardlessof their age.

* Get out and exercise. Exercise is anothergreat way to protect your bones. Unless yousuddenly embrace competitive weightlifting,

exercise wont increase your bone density, but itwill help you maintain the bone density youalready have. Something as simple as walking canhelp maintain bone density, as can other weight-bearing activities like jogging.

Cardiovascular weight-bearing activities canbe coupled with strength training, which recentstudies have found may improve bone mineraldensity, something that could delay the onset ofosteoporosis and reduce your risk of fracture. Agym will likely have all of the strength-trainingmaterials you will need, but you can also purchasesome hand weights or additional resistancetraining products to ensure your bones are gettingadequate exercise. Consult a physician beforebeginning an exercise regimen, especially if youhave recently had a fracture.

More information about protection your

bones is available at www.nof.org.

Downsizing A HomeAn Option For Seniors

When a person comes to a certain age and thechildren move out and on with their own lives, ahome may become too big for its occupants. At thispoint, residents may feel it's time to downsize to asmaller home.

Downsizing can be exciting and challenging atthe same time. Going through and packingbelongings can be a trip down memory lane. Butchances are a smaller space will mean that a

Simple Ways To Protect Your BonesAs men and women age, many take steps to

improve their overall health. These steps can beas simple as cutting back on dinner portions or assignificant as joining a gym and committing to anexercise regimen.

One of the best things men and women cando to improve their health, as well as their qualityof life, as they age is to protect their bones.Though some are aware of the importance ofprotecting their bones, which weaken as the agingprocess progresses, leaving older adultssusceptible to fractures, many might not know

that protecting theirbones is quite simple.Whats more, many ofthe roughly twomillion bone fracturescaused by osteoporosis,a medical condition inwhich the bonesbecome brittle fromloss of tissue, arepreventable. Men and

women who heed thefollowing tips to helpprotect their bones canreduce their risk offractures as they age.

* Get your calcium and vitamin D. Calciumand vitamin D promote bone health, and manypeople are aware of those effects. However, a 2005study published in the Journal of ClinicalEndocriology found that 52 percent ofpostmenopausal women on osteoporosis treatment

PAGE11

MONEYSAVERSHOPPINGNEWS

OCTOBER16,2012

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person will have to part with a number of hisbelongings collected over time.

To make the process easier, first assess howmuch space there will be in the new home. Manytimes floor plans or room dimensions areavailable. First measure large items, such asfurniture, to be sure they will fit in the rooms.Then think about storage possibilities.

Next, make a running list of what items can bediscarded and wherethose items will go. Somebelongings can bedonated to charity, while

others may be given tofamily and friends. Manyother things could end upin the trash or recyclingbins. Knowing wherethings will go will makethem easier to sort.

For those doing amajor clean-out of thehome, it could be efficient to hire a dumpster to beplaced on-site. This way, larger bulk items cansimply be tossed inside. Some municipalitiesrestrict what can be placed in the regular trash orhow much garbage can be collected, so thisalleviates the stress of dealing with excess trash.

When actually beginning to get rid of things,start with the areas that receive the least amountof use. Belongings stored in the attic or basementmay be simply taking up space and hold lesssentimental value. People can then work theirway toward items that are used on a regularbasis. It can be cathartic to clear out clutter andget ready to start anew.

Some people find they have to downsize becauseof financial reasons. In these cases, thinning outbelongings can also be a way to earn a few extrabucks. Selling or auctioning off seldom used itemsmay produce a little extra cash that can helpfinance moving expenses or even bills.

Your Guide to Senior LivingSenior

LifestylesSenior

Lifestyles

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Classic Memorialsof EldredComplete Line Of

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Jerome J. Hart, Owner

Your Guide to Senior LivingSenior

LifestylesSenior

Lifestyles

Green Not A

Buzzword But AWay Of LivingFor SeniorsThe senior demo-

graphic is quite possiblythe best generation toemulate when trying toive an environmentally

responsible lifestyle.Thats because so manyof the guidelines forbeing green are conceptsthat have been a part ofseniors lives fordecades.

A portion of todaysseniors grew up duringthe Depression, when

recycling and conser-vation werent thetrends du jour, butsurvival strategies. In atime when money wasscarce, many peoplemade due with theresources they weredealt, stretching dollarsust to stay afloat. Many

of the concepts as-sociated with todaysenvironmental move-ment are strikinglysimilar to the onesemployed during theDepression.

The behaviors of anelderly parent or

grandparent that mayhave seemed eccentricor odd at one time arenow turning out to bewhat many people areembracing in order tolive green. Concepts likerelying on reusablehandkerchiefs instead ofdisposable tissues; re-using lightly-soiled nap-kins; collecting dis-carded items from thecurb and repairing themfor renewed use; savingcans or food jars andusing them to storeother items; buyinglocal products from

smaller vendors; andsimilar things aremethods of living in-grained in the personaof many older people.

Frugality andawareness of whatthings cost and whatconstitutes waste areother concepts seniorsknow well. Many havenever adapted to thenotion that products aredisposable, preferringinstead to hold ontoappliances, electronics,clothing, and other

items because they stillhave utility, not because

the current seasondictates they should beupgraded.

In 2008, HarrisInteractive polled BabyBoomers ages 45 to 62about their interest inthe environment.Ninety-four percent ofrespondents said theytook steps in the past 6months to do somethinggreen. More than 80percent were concernedabout the environ-mental legacy thatwould be left for theirgrandchildren.

While many seniorsare going green todayfor altruistic reasons, italso makes good

financial sense.Recycling items, con-serving utilities and fueland making smartchoices can stretch afixed income evenfurther. Choosing towalk or ride a bikeinstead of getting be-hind the wheel may benot only environmental-ly friendly, but its fi-nancially savvy as well.

Here are some waysof living straight out ofthe Great Depres-sionthat can be put to usetoday.

* Use the milk-man.

Although it may seemlike the milkman isextinct, milk and otherdairy products can stillbe delivered straight toa persons home from alocal dairy or farm.

Adding re-usable milkbottles re-duces thereliance on disposablecontainers, while buyinglocal cuts down on thefuel costs necessary totransport products.

* Pass down

clothing. Clothing thatis gently worn can bepassed down to childrenor even donated.

* Walk. During the

Depression, cars were aluxury many peoplecould not afford.Walking or taking a busor train were somepopular modes of trans-portation, and such op-tions are still availabletoday.

* Use cloth diapersand linens. Reusableitems, like cloth diapers,handkerchiefs and lin-ens, are more environ-mentally responsible.

* Get outdoors.Instead of relying ontelevision, which hadyet to be invented dur-

ing the Depression,children and adultswent outdoors to social-ize and have fun.

* Open the win-dows. Instead of relyingheavily on air condi-tioning, try opening thewindows on nice daysand let some fresh airin.

* Use clothes lines.Clothes dryers useabout 10 to 15 percentof domestic energy inthe U.S. A clotheslinecan help reduce electricbills and energy con-sumption.

* Get into gar-dening. If you can growwhat you eat, thatreduces the dependenceon commercially produc-ed and harvested crops.

Many elements ofthe Go Green movementare similar to thoseemployed during theDepression, when survi-val mandated peoplereuse and recycle items.

Seniors CanPrevent FallsAmong older adults,

falls are the leadingcause of injury deaths.They are also one of themost common reasonsseniors visit the emer-gency rooms for traumaeach year. Falls arelargely preventable.

More than one-thirdof adults aged 65 orolder fall each year inthe United States, ac-cording to the Centersfor Disease Control andPrevention (CDC).Many of these falls leadto serious injuries, suchas head trauma, hipfractures, other frac-

tures, and bruising. Dueto the nature of bonesbecoming more brittleas a person ages, fallsthat would be minor forsomeone younger can bedangerous to olderadults. Most fracturesexperienced by olderadults are due to falls.

The risk for injuryincreases the older aperson is, say experts.

And falls can alsocontribute to early

death. The key toreducing injury is toprevent falls and readythe body should a falloccur.* Exercise regularly, asmuch as is possible foryour level of health.Low-impact activities,such as Tai Chi andyoga can improve bal-ance, flexibility andstrength.

* Ask your doctor toreview your medicationsto see if any side effectsare loss of balance,vertigo or somethingthat can compromisemobility. Some medi-cines may also con-tribute to fragile bones.

* Improve the lightingin your home. Illumin-ate staircases and en-tryways. Place night

lights in bathrooms orhallways for ease oftraveling in dim light.

* Most falls occur inthe bathroom and kit-chen. In the bathroom,place grab bars thatmake it easier to enterand exit the shower.Consider using a seat inthe shower if you be-come lightheaded or feelunbalanced.

* Have your visionchecked by a profes-sional every year to

ensure your prescriptionis unchanged. If yourglasses or contact lensesare adding difficulty towalking properly, ad-dress this with your eyedoctor.

* Look around thehome and identify po-tential fall hazards,such as unsecured rugsor cluttered furniture.Remove the hazards.

* Use an assistancedevice if you feel un-steady. A cane or walkercan provide a little morebalance, if needed.

* Wear shoes orslippers with nonslipsoles for better traction.

* Ask for help withtasks that involveclimbing, heacy liftingor standing on a stool orladder.

* Sit on the edge ofthe bed for a fewminutes before standingup. This will enableyour blood pressure toequalize and preventdizziness while stand-ing.

* Limit alcohol con-sumption, especially if itcan interfere with medi-cation you are taking.

* Eat a balanced dietand take a calciumsupplement to helpstrengthen bones.

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in a tangible method.This can involve fi-

nancial contributions,housework, caring forparents or a combina-tion of factors.

* It is important forthe child to have a goodrelationship with Mom.Studies indicate that ahappier household isindicative of mother andchild cohabitating well.The relationship withthe father isnt asimportant, behaviorexperts say.

* The parents rela-tionship should be

strong and established.Newlyweds welcomingan adult child (who willbe a stepchild to oneparent) could facetension.

* Set ground rules forthe house. Remember,the child is living underhis or her parents roof.Parents rules apply.

* Give each other thespace needed. Three ormore adults living in aspace can eat away atnerves, especially ifeveryone has their ideaof how things should bedone. Respect othersprivacy and spend timealone when possible.

* Parents shouldnot feel obligated to carefor their adult childrenskids if they are movingin as well. Dont takeover responsibility ordiminish your childsauthority over his or herown progeny.

* Do not sacrificeyour own financialfuture to help yourchildren. Decide howmuch you want and canafford to help.

When The Empty

Nest BecomesFull Again

Soaring unemploy-ment numbers, risingprices on necessities andstricter rules regardingqualifying for a homemortgage have becomethe norm. As a side-effect, many adult child-ren are finding difficultymaking ends meet. Thesolution for many is toask Mom or Dad if theycan move back home.

Young adults and evenestablished families arefinding that theeconomic crunch istaking its toll on theirability to make it ontheir own. The scarcityof jobs and high fore-closure rates is leadinga number of adult-age

children to solicit theirparents for a place tostay. While the situa-tion is often billed to betemporary, the econo-mic downturn mightlinger longer than ex-pected.

PAGE13

MONEYSAVERSHOPPINGNEWS

OCTOBER16,2012

We are proudof our 59 year

tradition oftrustworthysensitiveservice.

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Funeral Home230 Main St., Eldred, PA

Phone: 814-225-4782

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Your Guide to Senior Living

Senior

LifestylesSenior

Lifestyles

Recent census figuresindicate that more than

80 million parents whogenerally would beempty nesters actuallyhave at least one grownchild living at home.Whether this is a resultof the economic down-turn, adult children car-ing for aging parents oranother financial situa-tion, the rates aregrowing. Whats hap-pening is that individ-uals who grew ac-customed to their inde-pendent lifestyles areforced once again to

make compromises liv-ing under the same roof.The results can betenuous. However,there are steps to taketo help the situationwork.

* There has to be alegitimate need forchildren to move backhome. It cant simply bea whim or lack ofambition.

* Parents should see areal need to help theirchild or children.

* The situation shouldbe presented as atemporary one, with afirm deadline. Childrenare expected to find newliving arrangements assoon as possible.

* The children con-tribute to the household