221657_1440754214Sept 2 2015 Z3 LR.pdf

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

1/28

Circa 2011. Jim was a

friend. A lazy friend.

One day Jim, who

used to work for me, came by

the office to pay a visit. You

see Jim was a nice guy, just

lazy. (Did I point that out

already?) On this particular

visit we were talking about

the state of my company and

I mentioned how I really

needed one more salesper-

son. After a few seconds he

said, “Why don’t you hire

me?” Once the shock of what

he said wore off I decided to

ask him one simple question,

“Would you hire you?”

Without hesitation he smiled

and said, NO.

The good news is he

knew himself well, at least

when it came to his work

ethic. The bad news is that

while he knew this truth, he

did nothing to change it.

Think about it…

Do you live in a comfort

zone? One that repels

change? If so let me tell you

there is a brave new world

out there. One that will

make us feel comfortable and

move us to action and ulti-

mately change. After awhile,

the comfort zone can really

stink!

Joe Pelle grino is an author,

speaker and consultant for Not

Just An Average Joe, LLC.

Have thoughts of your own?

Send them to

[email protected].

©2015 Not Just An

Average Joe, LLC.

Would you hire you?Picture this...

S

e

r

v

i

n

g t

h

e A r

e

a

S

i

n

c

e 1

9

9 0

TAKE-OUT • DINE-IN

Pizza • Mussels • Italian Dinners • Appetizers • Calzones • Hot Wings • Hot & Cold Subs

FREEDELIVERY

$6.00 MINIMUM

POMPTON PLAINS • 615 RT. 23 S. • 973-839-2222Lincoln Park, Pequannock, Pompton Plains, Riverdale, Sections of Montville, Wayne

CATERING FOR EVERY OCCASION!

HOURS: Mon.-Thur. 11am-10pm • Fri. & Sat. 11am-11pm • Sun. 12pm-10pm

ORDER ONLINE WWW.AJSPIZZA.NET

$9.99Plus Tax

1 Large Cheese Pie

$ 19.99Plus Tax - Reg. $24.00

2 Large Cheese Pies

FREE 1 Large Cheese Piewith order of $50 or more

May not be combined with any other offer.One coupon per visit. Take out, delivery or

dine-in only. Expires 10/15/15.











T

a

k

e

-O

u

t O

n

l

y

15%Of f Any Cat er i ng Or d er $100 or Mor eW i t h t hi s ad . E x p .10 / 15 / 15 .

$28.99Plus Tax - Reg. $36.00

3 Large Cheese Pies

$29.99 1 Lg Cheese Pie, 1 Baked Cheese Ravioli

Dinner, 1 Lg Garlic Bread w/Cheese, 1 Lg House Salad, 1 (2 liter) Soda

2 Large Cheese Pies,2 Dozen Wings

Plus Tax $34.99 Plus Tax

BUTLER12 MAIN STREET • 973-283-0454

Butler, Bloomingdale, Riverdale, Pompton Lakes,Kinnelon, Haskell, Sections of West Milford

Proverbs 3:5,6 • God Bless AmericaRecycled Paper from 30% Post Consumer Waste

September 2, 2015

Zone 3, Vol. 13, No. 16

We are a Family, Friendly Publication

13

F R E E F i n a n c i a l W o r k s h o p , S E E F l y e r I n s i d e .

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

2/28

visit our website at www.lifeandleisurenj.com September 2, 2015Page 2, Zone 3

NOTE: To have your group’s announce-

ment appear in Community Happenings,

please e-mail your paragraph [email protected].

SEPT 9

•The Pompton Mutiny will be presented

on Wednesday, September 9 at 7pm.

After enduring horrendous winter

encampments in the winters of 1777-

1778 and 1779-1780, many

Continental Army soldiers had reached

their breaking point. Tom Riley, B.A.,

M.A., M. Ed., will share some of the

experiences of these soldiers in a re-

enactment of this pivotal period in our

nation’s history. For more information,call the library at 973-835-5044 or

check our website and register online at

www.riverdalelibrary.org.

SEPT 12

•Meet the Artist – Leonid Gore. Come to

the library on Saturday, September 12

from 12-2 pm and meet Leonid Gore,

whose work will be on display in our

gallery during the month of September.

Mr. Gore is an award-winning artist and

illustrator of over thirty children’s books

and authored five books. His books

have been honored as InternationalReading Association Children’s Choice

books and Publishers Weekly Best

Books of the Year. For more informa-

tion, call the library at 973-835-5044

or check our website and register online

at www.riverdalelibrary.org.

SEPT 16

•Movie Night on Wednesday,

September 16 at 7pm. View a recent

blockbuster movie presented on our big

screen. Refreshments will be served. For

the movie title and more information,

call the library at 973-835-5044 orcheck our website and register online at


SEPT 17

•Stroke Prevention on Thursday,

September 17 at 1pm. Lynn Squillacote,

MSN, RN, and Stroke Coordinator at

Chilton Medical Center, will discuss not

only the warning signs, symptoms and

risks of stroke, but also new methods of

diagnosis and drugs for prompt emer-

gency treatment which could mean the

difference between life and death. For

more information, call the library at

973-835-5044 or visit our website and

register online at www.riverdale

library.org.

SEPT 18

•Butler Public Library will hold a Family

Movie Night showing the new release

animated film, Cinderella, Rated PG

(105 minutes) on Friday, September 18

from 7-8:45pm. Come watch the movieon our New 70” Flat Screen TV, pur-

chased by The Friends of the Butler

Public Library. Program is open to all

ages. Call 973-838-3262, to reserve

your seat. Butler Public Library is locat-

ed at 1 Ace Road, behind the municipal

building, on the internet at www.butler

library.org, or by phone 973-838-

3262.

SEPT 21

•Family Promise of Passaic County has

partnered with Black Bear Golf Club to

provide a crisp autumn day of golfing,

and a buffet dinner. Monday,

September 21 will be our third annual

golf outing to help us fulfill our motto of

building community, strengthening lives

and keeping families together. Join us

for a fun day of golf, food, and prizes,

and help us serve the homeless families

of Passaic County. All proceeds benefit

the homeless parents and children of

Family Promise of Passaic County. Forinformation call Ken Tanis at 201-

310-1832 or email at family

[email protected].

•Push to Walk will host its 8th Annual

Charity Golf Outing honoring David F.

Miller of Simontacchi, Miller and

DeAngelis, at The Knoll West Country

Club, Knoll & Greenbank Road,

Parsippany on Monday, September

21.The outing begins with registration

and lunch at 11am. The price of $225

includes all greens fees, lunch, dinner

and prizes. After September 6 fee is

$250. Non-golfers and guests are wel-

come to purchase cocktail hour and din-

ner banquet tickets for $100 per per-

son. All registrations will be handled on

a first come first served basis with pay-

ment. The deadline to register is

September 14. Register online by click-

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrinoi

Editor: Bethanne Pellegrinoi

Administrative Assistant: Janice McCulleni

Art Director: Robin BantaSales: Lisa Buniewski, George Papendick, Cristina Sidoti, Kathleen Todd, Denise Wirsing

Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

continued on page 6

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

3/28

visit our website at www.lifeandleisurenj.comSeptember 2, 2015 Zone 3, Page 3

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

4/28


Today, it is universally

accepted, that a secure

retirement will require

a nest-egg of multiple millions

of dollars for Millennials who

intend to one day live off the

rate of return their retirement

portfolio generates. It is my

firm belief that people in their

twenties or early thirties today

will require $10,000,000 as a

base portfolio required to gen-

erate the income necessary to

live when they reach normal

retirement age. As I have stat-

ed in this publication before,

the target age for a full Social

Security check is misleading,

with postponement likely to at

least age 75 by the time thecurrent 20 and 30 somethings

reach their 6th decade of life.

Today, based on the CPI,

Consumer Price Index, a dol-

lar is worth 85% less than

compared to 1967 when the

CPI began, or just 15¢. This

means that a 25 year old in

1967 with a goal to accumu-

late $1,000,000 in 45 years,

would now need $6,736,190 to

have the same purchasing

power in 1967 dollars. In other

words, a million dollars, after

45 years of identical inflation,

would only be worth

$150,000! By the same token,

$10,000,000 is needed in 45

years to have the same pur-

chasing power as $1,500,000

in 2015 dollars. Assuming a

5% withdrawal rate, a personof 25 today will need to be a

deca-millionaire to have an

annual income in today’s dol-

lars of around $75,000.

In January of 2012, when

I was 50, my father passed

away at the age of 76; we were

only 26 years apart and unfor-

tunately he was uninsurable

for decades due to a myriad of

medical reasons. Had this not

been the case, I could have

guaranteed myself and family a

multi-million dollar payday.

You see, we all have the

choice to invest capital in

some known vehicle with an

unknown rate of return, hold-

ing our breath for the ultimate

outcome, a retirement portfo-

lio like a 401k or an IRA. Or

we could guarantee our finan-

cial futures by buying a multi-million life insurance policy

on Dad, Mom or a substitute

insured, like one of their

brothers or sisters. It’s true that

we do not know when they

will die, nor do we want to

know. We only know that they

indeed will die and if a policy

is in force, there will be that 6

or 7 figure pay-off to the bene-

ficiaries. Depending on the

age and health of the insured,

the premium figures can easily

be determined and compared

to the investment alternatives

available. You would be hard

pressed to find a properly

designed life insurance policy

that could not easily out-per-

form the same premium dol-

lars invested into the S+P 500,

the Dow Jones Industrial

Average or a myriad of other

choices, at the death of theinsured. In my case, I had the

annual dollars to make such a

life policy investment, but

could not, due to the health

issues of both of my parents

and neither had siblings.

However, for the rest of the

insurable public, the under-

writing process may merely be

an inconvenience. And

remember, IRA’s and 401k’s

income and death benefits are

taxable, life insurance death

benefits are not!

If I had been fortunate

enough to have been able to

insure my Dad for $1,000,000

and be responsible enough to

pay the annual premiums for

the last 20 years, today I would

have another $1,000,000 tax-

free, added to my net worth. If

he were still alive, the cashvalue of the policy would still

be mine and useable before his

demise. There is no shame or

embarrassment in this tech-

nique to create wealth or a

retirement plan for oneself.

Everyone dies and the insur-

ance companies make a profit

selling life insurance to the

people who purchase it, even-

tually to receive a payout from

it. This folks is a guaranteed

retirement plan; the only

thing the purchaser/beneficia-

ry doesn’t know is when he or

she will collect on it. Seventy-

six is too young an age to die,

that is without question and

50 is too young an age to col-

lect on a father’s life insurance

policy. But, if we were to

increase both of our ages to 86

and 60 or 96 and 70 respec-tively, both parties would have

ended up winning, Dad with a

longer life, and his son with a

more secure and robust retire-

ment nest-egg based upon the

additional years of retirement

plan accumulations and the

ultimate death benefit from

the policy.

Though I could not

insure my parents, I did insure

myself for millions of dollars

for the benefit of my wife’s

retirement security as well as

for my children’s inheritance.

Interest-ingly enough, my

policies are uniquely designed

to benefit me for living too,

providing me with a tax-free

income during my retirement

years. This type of plan is so

simple to understand and easyto implement, everyone

should do it. Write, call or

email me to ask about a plan

specifically designed for your

budget and circumstances that

will provide a living benefit for

you, a retirement income for

your spouse and a legacy for

your kids. It would be my

pleasure to produce a proposal

for all who simply ask me for

one, free of charge.

Mark E. Charnet is President

and Founder of American Pros-

perity Group. APG is the Pre-

mier Retirement and Estate

Planning Franchise in the Unit-

ed States with 19 offices in 10states. Mr. Charnet has over

thirty years of experience in the

Retirement and Estate Planning

fields. Creator of the Trinity

Method of Investing©, Mark

encourages your inquiries and

can be reached at

973-831-4424 or via email,

[email protected]

Check out our website:

www.1APG.com Interested in

a career in retirement and estate

planning? Check out this web-

site: www.APGFranchise.com

*Guarantees are based on the

claims paying ability of the insur-

ance company selected. Securi-

ties through: United Planners

Financial Services, A limited

partnership. Member SIPC,

FINRA and a Registered Invest-

ment Advisor. APG is located

at: 901 Route 23 South 2nd floor, Pompton Plains, NJ in the

Lakeland Bank and Pediatri-

Care building.

Guaranteed multi-million dollar retirement payday By Mark Charnet

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

5/28


8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

6/28


ing on the event banner at www.push

towalknj.org or call Stephanie Lajam at

862-200-5848 for more information.

SEPT 24•Come decorate a small cake on

Thursday, September 24 from 6-7:30

pm. Learn how to color and use fondant

to decorate a cake. All materials will be

provided. Contains gluten, wheat, eggs,

dairy, etc., and were baked in a kitchen

with tree nuts, peanuts, and other aller-

gens. This free program is limited to 15

participants. Please call 973-838-3262,

or stop by the Front Desk to sign up.

Butler Public Library is located at 1 Ace

Road, behind the municipal building, onthe internet at www.butlerlibrary.org, or

by phone 973-838-3262.

SEPT 26

•Excel for Beginners Class at Butler

Library on Saturday, September 26

from 10:15am-12:15pm, presented by

Paul Pilmanis. An introduction to the

world’s most popular spreadsheet pro-

gram. Topics covered will include: work-

ing with Excel windows, worksheets and

workbooks, finding help, entering labelsand values, saving and opening work-

books, formatting and basic charting.

This free program is limited to 10 partic-

ipants - call 973-838-3262, or stop by

the Butler Library to register in advance.

Butler Public Library is located at 1 Ace

Road, behind the municipal building, on

the internet at www.butlerlibrary.org or

by phone 973-838-3262.

SEPT 30

•Write Your Best College Essay onWednesday, September 30 from 7-

8:30pm. College Coaching with Care

presents a workshop for high school stu-

dents and their parents on writing those

important college essays. You will learn

how to create successful essays that

reflect your best attributes and true pas-

sions, as well as practical methods to

help you master the writing process and

convey the unique qualities you bring to

any school. For more information, call

the library at 973-835-5044 or checkour website and register online at


Around the

Community…

•Family Promise of Passaic County Dine

and Donate event. Wouldn’t it be great

if 20% of the price you paid for your

meal went directly to Family Promise of

Passaic County? Please dine at Thatcher

McGhee’s, 6 Wanaque Ave. in Pompton

Lakes on Monday, September 7 thru

Thursday, Septemb er 10. Family

Promise of Passaic County will receive

20% of the sales. A flyer must be pre-

sented in order for Family Promise of

Passaic County to receive the credit.

Please contact familypromisepc@

gmail.com or facebook.com/Family

PromisePC to request a flyer. Family

Promise of Passaic County is people of

faith working together to provide home-

less families with help for today and

hope for tomorrow.•Crocheting Workshop Series at Butler

Public Library. Join us on Wednesday

nights, September 9, 16, 23 and 30

from 5:45-7:45pm. Presented by Vikki

Anderson as an experienced crocheter.

Beginners will learn basic stitches and

make a winter scarf. Experienced cro-

cheters can make holiday crocheted

towels, mini crocheted wreath orna-

ments or a Christmas tree. Please bring

16 oz. skein of yarn in Christmas green

and 7 oz. of Christmas red, white or

plain colors and a “J” or “I” crocheting

hook. $10.00 non-refundable fee

includes all four classes. Call 973-838-

3262, or stop by the Front Desk to sign

up. Butler Public Library is located at 1

Ace Road, behind the municipal build-

ing, on the internet at www.butler

library.org.

• Power, quiet & lightweight• Cleans carpet & bare floors• 2-Motor System

• Soft Grip Looped Handle• Telescopic Handle• Motorized Brushroll• No-tip/Anti-clog• Tools-on-Board• Power - 12 amps• Cord Length - 20ft.

REG. $110.99

Hoover Steamer

Sale $ 199 99

• 12 amps• 5 Spin Scrub Brushes• On-Board Powered Hand Tool

for Stairs & Upholstery• 24’ Cord • 1 Year Warranty

REG. $219.99

PanasonicCan

• 12 Amp Motor • Quick Release Handle• On Board Tools

REG. $359.00

Conveniently Located On Route 23 South At 615 Route 23 Pompton Plains

973-839-5666Hours: Mon. - Fri. 9:00 a.m. - 5:00 p.m., Sat. 9:30 a.m. - 4:00 p.m.

Since 1976

Sale $ 129 99

With this coupon only. Not valid with other offers.Expires 9/29/15.

FREEVacuum Bags!

Buy 2 Packages of SameType Bags (3 pack size only) & Get1 Pack of the Same Size FREE

Eureka Pet Lover

10%OFF

On All Vacuum RepairsWith this coupon only. Not valid with other offers.

Expires 9/29/15.

www.vacshackinc.comwww.vacshackinc.com

10%OFF

On All Vacuum CleanersWith this coupon only. Not valid with other offers.

Sale items not included. Expires 9/29/15.

Sale $ 89 99 Performance Plus

Platinum• Powerful 12-amp Motor • Motor Protection System• QuickDraw Tools on Board• TriForce Agitator • 30-Ft. Power Cord• HEPA Filter

Sale $ 229 99

LARGEST VACUUM PARTS SELECTION IN NEW JERSEY

Before You Visit Those “Super-Stores” Try Us!

• 1400 Watt motor • Convenient for carpets & hard floors• Lightweight, compact design• Deluxe on board accessories• Metal telescope wand• 2 Year Warranty

EurekaMaximum Power Canister Vacuum

$ 329 99 Special

SALES • SERVICE • REPAIRS

ALL BRANDS

SER VICED

Authorized Service Center & Dealer For Most Major Brands

REG. $179.99 REG. $259.99REG.$62.99

Sale $ 44 99

EurekaCordless Brush Vac

Community Happenings

continued on page 8

continued from page 2

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

7/28


PERFORMING

ARTS

ACADEMY

Dawn La Viola-Schaub - Artistic Director

WE OFFER A LARGE VARIETY OF DANCE Ballet • Tap • All Boy Hip Hop • Jazz • Lyrical • Contemporary • Modern • Hip Hop

Acrobatics • Pointe • Tumbling for Tots and so much more!

261 COMLY ROAD • LINCOLN PARK 973.832.7575(Lincoln Park Plaza Next to Frank’s Pizza)

194 WANAQUE AVENUE • POMPTON LAKES 973.839.7800

NOWACCEPTING

FALLREGISTRATION

REGISTER EARLY, CLASSES FILL UP QUICKLY! You can register ONLINE or by MAIL to get the class of your choice.

ALL NEW STATE-OF-THE-ART STUDIO The New Studio is 3 levels, offering 5 beautiful spacious dance rooms, central air,

2 lounges & bathroom. Large observation windows in a safe, secure, facility.

PLEASE CALL TO RESERVE A SPOT OR Visit Our Website: www.thepaa.com

FREETrial Class

for New Students,Call to Schedule.

Did you know? A recent study authored by education and

psychology experts in Australia suggests

that kids are spending far more time look-

ing at screens than the two hours recom-

mended by the American Academy of

Pediatrics. Published in the journal BMC

Public Health in early 2015, the study sur-veyed more than 2,600 Australian stu-

dents between the ages of 8 and 16 to determine how much

screen-based media use, or SBMU, kids were averaging each day.

SBMU included television viewing, computer usage and video

game playing. The study determined that 45 percent of 8-year-olds

and 80 percent of 16-year-olds were exceeding the recommended

two hours of screen time per day.

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

8/28


•Bereavement Support Group meets on

the third Wednesday every month from

6:45-7:45pm at Butler Public Library, 1

Ace Road. The group is led by Lea

Shupp, author of “No One Hears Me

Crying,” a non-fiction book about deal-

ing with the loss of a loved one. Lea will

speak from personal experience with

anyone dealing with a similar situation.

Please call 973-838-3262 or stop by

the library to sign up each month at

www.butlerlibrary.org.

•The Kinnelon Senior Citizens Club is

seeking new members age 60 and over.

The club meets the 2nd and 4th

Thursday of each month at the Kinnelon

Municipal Building, 130 Kinnelon Road,

2nd floor meeting room #2. There are

no meetings during July and August.

The meeting starts 1 pm followed by

refreshments and Bingo. Special activi-

ties are planned for September, October,

November and December. For more

information, call Elaine 973-838-2045,

Joan 973-492-2631 or Barbara 973-

697-4134 or attend a meeting. We wel-

come new members.

•Butler Library card holders can check-

out Free Museum Passes with $30 cash

deposit which will be returned when the

passes are returned. We have passes

A SSOCIATED E YE PHYSICIANS, P. A .

505 Wanaque Ave.,POMPTON LAKES 973.835.1222

“We Are Clifton’s Premiere Family Eye Doctors.”

1033 Clifton Ave.,CLIFTON 973.472.6405

www.njeyedoc.com

and his Associates offer eyecare for the entire family

– from surgery to glasses.

Most Insurances &Eye Plans Accepted

YOU CAN SAVE$100 -$300

Dr. Michael DelGiodice is an author on ocular

disease and Vice President of the NJ Chapter of the American Academy of Optometry. His specialties

include laser eye surgery post-operative care, dry

eye syndrome, contact lenses and neurologic eyedisease. He is also a consultant for Bausch & Lomb.

Ceaser Pitta, M.D. specializes in diseases of the retina including Macular Degeneration, Diabetic

Retinopathy, Macular Holes, Macular Pucker and Detachment surgery.

Meet our experienced Physicians

AVOID THE HASSLE& HIGH COST OFPOST-OP DROPS

Safer Better More Reliable

Accept ingVSP Patients

Using LenSx Laser Technologyhas proven to be a safe, effective

procedure for most patients.

Passaic/Bergen Counties First and Only

DROPLESS CATARACTSURGEON

Charles D. Crowley, M.D.DROPLESSCataract Surgery

BUY ONE

GETONE

FREE

Complete pair of frame and lenses, equal or lesser

value, mention ad for offer, cannot be combined with

any other discount or vision plan.

OFFER FOR

Community Happeningscontinued from page 6

continued on page 27

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

9/28


8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

10/28

Linda D’Amico’s

Academy of Dance is

about to embark on

their 39th year of operation!

They are so thrilled and

humbled to open their doors

to the local dancers and

share their love of dance

with the community! With

adorable Pre-K and Kinder

ballerinas, beautiful recre-

ational terpsichorean’s, and

fierce national award win-

ning competitors, LDAD is

so incredibly proud of the

progress their dancers have

made over the years. Their

dedication to their craft and

passion shows through their

performances on stage, and

the studio takes absolute

pride in the fact that this is

more than just a place to

come and learn new dance

steps.

LDAD is a place where

lifetime friendships are

made, confidence is built,

boundaries are pushed, and

where coordination,

strength, grace, and agility

are nurtured to create head-

strong charismatic young

adults equipped with life les-

sons needed to take on life’s

journey no matter where it

takes them.

After an incredible year

of volunteer performances at

nursing homes, talent shows,

Christmas parties, musical

theatre shows, summer dance

camps, and adrenaline pump-

ing regional and national


Physical Therapy - Speech Therapy

Occupational Therapy

Sensory Integration

Has your childbeen diagnosed

with...Cerebral Palsy

Autism

Developmental Delay

Balance/CoordinationDisorder

Hypertonia(increased muscle tone)

Hypotonia(low muscle tone)

Down Syndrome

Spina Bifida

Metabolic Disorder

Traumatic Brain Injury

We can help, give us a call

973.616.830018 Newark Pompton Tpk

Riverdale

Academy of Dance celebratestheir 39th year and opens their

doors to the local community


8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

11/28


Friendly, Caring, Gentle Atmosphere

973-835-0702435 Ringwood Ave • Pompton Lakes

Visit Our Website For Services: www.PomptonDentalArts.com

HOURS: Mon. 7-5, Tues. 12-9, Thurs 7-5, Friday by Appointment

Not an actual patient.

K I D S SP E C I AL $6 9 (R e g . $30 0 )14 Y e ar s o f A g e and U nde r I ncl ude s E x am, X -R ay sand C l e ani n g R e d e e m w it h t hi s a d . N

o t t o be c o mbi ne d w i t h a ny o t he r o f f e r . E x pi r e s 9 / 15 / 15 .

N E W PA T I E N T

S P E C IA L

$7 9 ( Re g. $3 93) I nc l u des E

xa m, X- Ra ys

a n d C l ea n i n g Redee m w i t h t h i s

ad.

No t to be co m b i ned w i t h a n y o t he r

o f fe r. E x p i re s 9 /15 /15.

~ We Participate withDelta Dental Premier Provider

~ 10% Senior Courtesy

Has your childmissed schooldue to colds

or flu?

Chiropracticbuilds natural

immunity!

Start NOWfor a healthierschool year.

Call Today!

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

12/28

Cats and dogs are the

two most popular

types of pets in the

country, and while dogs have

been dubbed “man’s best

friend,” cat owners are quite

vocal when expressing their

love for their feline friends.

Those looking for a cat

may not have to look far. The

ASPCA says approximately

7.6 million companion ani-

mals enter animal shelters

nationwide every year, and

roughly 3.4 million of those

are cats. An area shelter is an

ideal place to find a new pet

for those thinking of getting

their first cat or adding to the

pets already in the household.

Cats can be purchased from

pet stores, but they also may

be available via friends or fam-

ily members who have recent-

ly welcomed a new litter.

Before bringing your cat

home, it is best to make sure

you and members of your

household are prepared to

welcome a furry feline friend

into your home.Is everyone ready for the

responsibility? Pets are a big

responsibility, and all mem-

bers of the household should

be ready and willing to pitch

in and care for pets. Divide

duties based on age and physi-

cal ability. If a member of the

family doesn’t support the

decision to get a cat, this

might not be the right time to

do so.

Find the right match in a

pet. Temperament can play a

role in how well a cat fits in

with your family. A cat that is

fearful and skittish may not be

the best match for a family

with young, active children.

Special-needs cats may be bet-

ter for adult-only homes or for

people who can devote the

extra time needed to properly

care for the animal.

Designate a cat-friendly

spot in your home. A new cat

may need some time before he

or she acclimates to a newenvironment. To facilitate

this process, designate a room

or area in the house for your

cat. This should be a low-traf-

fic spot. Keep a litter box and

food and water bowls nearby.

Stock up on your sup-

plies. Cats will need various

pet supplies to be comfortable

and healthy. For the time

being, use the same products

the cat had at the shelter or

pet store, which can create a

sense of familiarity that makes

cats more comfortable in their

new homes. Over time, you

can transition slowly to new

supplies, including:- litter box and litter material

- food

- food and water bowls

- scratching posts

- interactive toys and solo toys

- brushes and other grooming

supplies

- sturdy cat carriers

Brought to you by

Dr. Matthew Krupnick,

the owner of Pequannock

Animal Hospital

Things to do before bringing a new cat home


Dr. Matthew Krupnick, D.V.M.

591 Newark Pompton TurnpikePompton Plains, NJ

973.616.0400• Full Service Animal Hospital,

Specializing in Cats & Dogs

• Complete Medical, Dental & Surgical

Services On Premises

• Caring & Competent Staff

“WHERE YOUR PET IS FAMILY”

FREE ExamNEW CLIENTS ONLY.

Limit 1 per pet. Not to be combined w/other offers.Expires 9/29/15.

15% OFFExam Fee

ONE TIME ONLY. Limit 1 per pet.Not to be combined w/other offers. Expires 9/29/15.

PequannockVeterinarian.com

O p e n S a t u r d a y s

Hours: Mon 8-6pm • Tues 8-4pmWed 8-7pm • Thurs 8-6pm • Fri 8-5pm • Sat 8-12pm


8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

13/28


competitions, LDAD is

excited to invite you to share

their 39th year of dance with

them.You may register by phone

973-616-0300, email-

[email protected],

or online at www.linda

dance.com. Stay caught up

with LDAD’s most current

adventures on our Facebookand Instagram pages

@Ldadancers.

Open House Registration

September 1, 2 and 3 from

9:30am to 12pm and

5pm to 8pm.

Trusting, Caring& AffordableDental Care

Gentle Private-Practice DentistCEREC ® - Crowns in One VisitDrill-less DentistryGalileos 3D Digital ImagingEmergencies WelcomeNew Patients WelcomeCare Credit Financing Available

933 State Highway, Rt. 23 South • Pompton Plains • 973.839.8180www.McKeeverDentalCare.com

Welcome New PatientsOnly $95Includes Cleaning, Exam,Complete Set of X-Raysand Oral Cancer ScreeningCash Only or Your Insurance May Coverat Usual and Customary Fees.

McKeeverDentalCare

Academy of Dance celebrates their 39th yearand opens their doors to the local communitycontinued from page 10

As Mrs. D’Amico always said:

“If you can dream it, you can

achieve it.”

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

14/28


8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

15/28


HOURS: Monday - Saturday 8am-6pm • Closed Sunday for church and family

Service – Savings – Selection

We are the Source • We Grow and Sell Direct to you

30 Hillview Road • Lincoln Park NJ, 07035973-694-7495 • grorite.com

Edible Garden

Herbs $2.994 for $10

We Carry

Thousands ofPumpkins, Gourds,Cornstalks and

Hay Bales

Fresh Fall Product8” Premium

Annuals $8.994 or more $6.99Includes: Sunflowers,

Marigolds, Zinnias,Snapdragons,

Petunia combos

We accept Amex • Visa

Mastercard • Discover

FALL MUMSNOW IN STOCK!

SALE50% OFFTrees, Shrubs

& Perennials

OCTOBER 3RD & 11TH

Includes: Petting Zoo,

Games, Hay Rides,

Baked Goods,

Pumpkin Picking and

Much More!

FALL FESTIVAL COMING SOON!

GroRite Landscaping • We Design, Install and Maintain!

75% OffCeramicPottery

select colorsand styles

FRESHPRODUCECRAFTS

ANTIQUES

FARMERSMARKET

Now thru DecemberFridays 2pm-6pm

Saturdays 10am-3pm

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

16/28

Fall can be an ideal timeof year for homeowners

to tackle home

improvement projects, as the

moderate temperatures make

for ideal conditions to work

in and around the house. In

addition, many retailers offerconsumer-friendly sales in

autumn, helping homeown-

ers to save money.

As early as September,

many stores begin stocking

their shelves in advance of

the holiday season. As aresult, stores look to

unload summer and fall sea-

sonal items. The following

are just a few types of items

homeowners might find at

reduced prices this fall.

Lawn and garden

If you want to revamp

your backyard, wait until

late summer or early autumn

to do so. At this time of year,you can find great deals on

patio furniture, lawn mowers,

perennials, shrubs, sheds,

and many other lawn and

garden items. In addition,

check with local contractors

to see if they will offer dis-

counts late in the season.

Tree-removal companies,

landscapers, fence installers,masons, and others may cut

prices in mid- to late-autumn

as they look to earn a bit

more money before the

arrival of winter.

Snow removal

Retailers looking to

move snow blowers, shovels

and other winter accessories

may offer teaser deals to

attract customers. It’s best topurchase such tools now

before the first big storm

drives up demand.

Cooking appliances

Manufacturers typically

introduce new stoves, cook-

tops and other cooking sup-

plies in advance of the holi-

day season. Older modelsmay be discounted to make

room for the new arrivals,

and you may be able to score

even bigger savings on floor

models. If renovating the

kitchen is in the works, wait

until early autumn to start

appliance shopping.

Painting supplies

The weekends surround-

ing Labor Day and ColumbusDay are also great times to

find deals on home improve-

ment, as retailers know cus-

tomers have extra time to

complete projects during

these long weekends. Paint,

rollers and other supplies may

be discounted on such week-

ends, and you also may find

discounts on power tools.

Vehicles

If you are in the market

for a new SUV or truck to

transport your home improve-

ment project supplies, autumn

is a good time to visit a dealer-

ship. Many dealerships liqui-

date their inventory in

autumn to free up space for

new model releases about to

hit the market. Comeautumn, you may find it easier

to negotiate financing and

leasing deals.

Homeowners can save

on home improvement proj-

ects and other needs by taking

advantage of late-summer,

early-autumn discounts.

Make the most of sale season


Innovative, Full ServiceResidential Remodeling,

Crafting Fabulous Kitchens, Additions,

Bathrooms & Master Suites

Financing Available As-Low-As $79.00 A Month Call For An Appointment To Set-Up A

FREE Design Consultation.

1016 Route 23 North • Wayne, NJ(Just 200 feet after the Alps Road exit)

973-696-0333www.advantagecontracting.com

License# 13VH00011000

Free Estimates • Fully InsuredReferences Available

“Transforming Lives By Transforming Living Spaces... It’s What We Do”

A Tradition of Delivering Value For Over 20 Years

Full Drainage SystemsSump Pumps • Drywells

Lawn DrainsMold Remediation

Basement Remodeling or Refinishing

• Free Estimates • Fully Insured• Local References Proudly Given • Lifetime Warranty

NJSLIC#13VH00820600

“No Pushy Sales People!” Deal Directly With The Owner!

Proudly Providing

Quality Service for Over 30 Years!

“ T H E LO C AL G U Y S Y O U C AN T R U S T ”

F R E E S u m p P u m p W i t h A n y F U L L D RA I NA G E S Y S

T E M

B o o k e d B e f o r e 9 / 2 9 / 1 5

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

17/28

Apartment living hasits advantages.

Without a mortgage

to pay, many apartment

dwellers feel more free than

homeowners who still have

decades of payments left

before they can pay off their

homes. And when apartments

need fixing, such responsibili-

ties fall on the shoulders of

the landlord instead of the

tenants.But apartment living has

its downsides as well, most

notably that apartments are

often much less spacious than

homes. Cramped quarters can

make apartment living

uncomfortable, but there are

ways apartment dwellers can

make even the most confined

living spaces seem roomier.Clear the clutter. The

easiest and perhaps most

effective way to conquer

cramped living quarters is to

remove clutter and work dili-

gently to avoid its accumula-

tion once it’s gone. Only buy

new furnishings when you

need them to replace existing

items, and resist the urge to

treat dressers, coffee tables

and dining areas as storageareas for junk you won’t use or

mail you have not opened.

Purchase some multi-

purpose furniture. Multi-pur-

pose furniture, such as storage

ottomans or bedroom benches

that include storage areas for

bed linens or bath towels, can

be an apartment dweller’s best

friend. When buying a newbed frame, look for one that

has built-in storage drawers so

you have even more space to

store bedding and other items.

Such pieces add both aesthet-

ic appeal and serve practical

purposes for apartment

dwellers with limited closet

space.

Wall-mount your televi-

sion. While today’s televisions

are nowhere near as bulky astheir predecessors from

decades past, many apartment

dwellers still place their tele-

visions atop bulky television

stands. But you can create

more space in your entertain-

ment room by wall-mounting

your television. Renters may

How to handle cramped quarters


• Residential• Commer cial• Industr ial• Concr ete Wor k

PRESTIGEPAVING

BACK BY

POPULAR DEMAND

$200OFFANY DRIVEWAY

of $1,200 or More!Schedule before 9-30-15

Owner On-SiteFully InsuredLic.#13VH02993700

WE ACCEPT

ALL M AJOR CREDIT CARDS

973-838-0866www.prestigepavingllc.com

C a l l N o w

F o r a F R E E

E s t i m at e


8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

18/28


WE DO THE COMPLETE JOBPlumbing, Electric, Carpentry & Ceramic Tile

Over 50 Years Serving Passaic, Morris & Bergen County Superior Workmanship At Competitive Rates

86 MAIN STREET • BLOOMINGDALE973-838-0300 • 973-879-7319

[email protected] • FREE ESTIMATES & DESIGN SERVICES

Call Now for a FREEIn-Home Consultation

When you mention this ad.

Lic #13VH02033600Home Improvement

Contractor

Don’t be left in the dark! For over 50 years, Generac has

focused primarily on powergeneration, and we now offer moregenerator solutions than any other

manufacturer. This heritage hashelped make us the number one

choice in residential

AUTOMATIC STANDBY

POWER , chosen seven to oneover the closest competition.

When a customer choosesGenerac, they’re not just choosing protection for their home, they are

also choosing peace of mind.

AUTOMATIC BACKUP

POWER means you’re alwayscovered – even if you’re not home.

Options come in liquid propaneor natural gas – the direct hookupmeans never dealing with cords

or gas cans again.

Guardian® SERIES 8-20 kW - Automatic standby ge nerators

201.321.4459www.BasementsBeyond.com • [email protected]

Serving Northern NJ • In Business Since 2003

O w n e r O p e r a t e d A s k f o r T o m

FREE In-HomeConsultationWhen you mention this ad.

*Ask Me About OurMany Options,

Including a UNIQUEWall Panel System that isMold & Mildew Resistant.

HUMIDEX helps create a continuous air exchange within the home, preventingstale, moist air from stagnating, whileimproving the overall indoor air quality.

Authorized Dealer and LicensedInstaller of Humidex systems

Added Living Space Your Whole Family Will Love!*

$500 Off When You Mention This Ad.

201.321.4459www.BasementsBeyond.com • [email protected]

Located in Pompton Lakes • Serving Northern NJ • In Business Since 2003

O w n e r O p e r a t e d A s k f o r T o m

Lic #13VH02033600Home Improvement Contractor

ittlC

emoH-nIEERF

O 0 0 W

t n e M u n e

.dasihtnoitnemuo ynehWnoitatlusnoC

An o

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

19/28


Animal Exclusion (Holes/Openings)

CarpentryCaulking/Grouting

Ceiling Tile InstallationCement Patching

Chimney CapsCleanouts (Attic/Basement/Home/

Office/Shed/Warehouse) Crown Molding

Decks (Cleaning/Installation/ Repair/Sealing)

Dropped Ceiling Installation

Drywall/Plaster RepairsFascia/Soffit Repair

Fence Installation/RepairFinishing Work

Home/Business ImprovementInsulation InstallationMiscellaneous Repairs

Molding/Trim WorkOdd Jobs

Painting (Interior/Exterior)

Power Washing

Replace Termite Infested WoodRubbish Removal

(Appliances/Furniture/Rugs) Sheetrock Installation

Tree Pruning/TrimmingWainscoting

WallpaperWindows/Storm Windows(Installation/Replacement/

Sill Repair)

FULLY INSURED & LICENSED

RESTORATION DOCTORSPECIALIZING IN REPAIRS AND RENOVATIONS

CALL 973-345-7760for a FREE Estimate

for an Initial Exterior/Interior Evaluation of Your Home or Building.

585 Winters Avenue, Paramus, NJ 07652

1-800-825-1151 • Fax 201-599-0409 • www.bugdoctorinc.com

Ce le brating Our An n u al Anniversar y S a l e !

ANNIVERSARY SALE

Mention this Couponand Receive a

FREE INSPECTION+ PLUS +

5% OFF FIRST SERVICE

Restoration Doctor is a Division of Bug Doctor, Inc.

OFFICIAL PEST CONTROL COMPANY OF THE NEW YORK YANKEES

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

20/28

Calzones provide a funand tasty alternative

to pizza. Home cooks

who want to think outside the

pizza box can consider the fol-

lowing recipe for “Whole-

Wheat Spinach Ricotta

Calzones” from “Clean Eating

for Busy Families” (Fair

Winds) from author Michael

Dudash, R.D.

Whole-Wheat Spinach

Ricotta CalzonesServes 7

For the dough:

1 ½ cups warm water (105 F to

110 F)

1 ¾ ounce envelope quick-acting

dry yeast

2 cups unbleached white whole-

wheat flour, plus additional for

dusting

2 cups unbleached bread flour¼ cup extra-virgin olive oil,

divided

1 ½ teaspoons salt

1 ½ teaspoons Italian herb sea-

soning

Olive oil spray

For the filling:

1 tablespoon extra-virgin olive

oil

1- 8-ounce package crimini

(baby bella) mushrooms, finely

chopped4 cups lightly packed baby

spinach, finely chopped

2 teaspoons minced garlic

½ cup soft goat cheese

1 cup whole milk ricotta cheese

¼ cup grated Parmesan cheese

½ cup basil leaves, chopped

small

¼ cup drained sun-dried toma-

toes in oil, chopped1 tablespoon flaxseed meal

¼ teaspoon salt

¼ teaspoon freshly ground black

pepper

For serving:

1 1/3 cups marinara sauce

To make the dough:

Pour the water into the

bowl of a stand mixer fitted

with a dough hook, sprinkle

in the yeast, and let it sit for 5

minutes. Add the flours, 3tablespoons of oil, and salt

and seasoning; mix for 10

minutes on medium-low

speed until the dough is elas-

tic in consistency. Cover the

bowl tightly with plastic wrap

and place it in a warm area

until the dough doubles in

size, about 90 minutes. If you

don’t have a warm area inyour kitchen, heat the oven to

200 F. Turn off the oven and

wait 5 minutes before placing

the dough in the oven to

proof.

Once the dough has

risen, punch down. Coat a

large sheet pan (or 2 medium

sheets) with olive oil spray,

shape the dough into 7 equal

balls, cover, and let rest for 15

minutes.To make the filling:

Heat a large frying pan

over medium heat and add oil.

When the oil begins to shim-

mer, add mushrooms and

sauté for 3 minutes; add

spinach and garlic and cook

until water releases and evap-


• DAILY LUNCH

BUFFET Only $6.95& Full Menu with Specials

• Restaurant & Fine Catering• Catering For All Occasions,

On & Off Site• Gift Certificates Available• Take-Out • Full Bar

Lina’sCUSTOMERAPPRECIATIONNIGHTEvery Wednesday & Friday

4PM-11PM

50% Off Entire Check18% Gratuity added to total bill.Notvalid withany other offers.

CASHONLY

49 MAIN STREET | BLOOMINGDALE973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.com

Just off Routes 23 & 287 • Open Wed, Thurs & Sun 12pm-11pm • Fri & Sat 12pm-12am AT

o u c h O f I t a l y I n B l o o m i n

g d a l e

Visit us on

Facebook

A Touch Of Italy In Bloomingdale Since 1983Fresh seafood, the finest quality meats, seasonal ingredients and a chef who ensuresevery course is prepared to perfection. That’s our recipe for success.

“A Warm, Elegant & Engaging Atmosphere”

of course!

WE ARE OPEN FOR

PRIVATE PARTIES ON

MONDAY & TUESDAYSEn sure

t he Per fect Date for Your

Special Occa sion...Book Now!

Have n’t Bee n toLi na’ s Latel y

?

It’ s T i me to Revi sit U s a nd

T a ste W h y W e’ve Bee n

Servi n g the Co m m u nit y

Si nce 1983!

Calzone an alternative to pizza

continued on next page

i i b i lif dl i jS b 2 2015 Z 3 P 21

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

21/28

Find the right veterinari-

an. Select a veterinarian

whom you trust and makes

you feel comfortable. Have

your cat examined by the vet

and discuss any questions or

concerns you may have. A vet

may be able to install a

microchip in your cat for iden-

tification purposes as well.

Safe-proof your home.

Cats can be curious, and manywill want to investigate rooms

throughout your house. To

protect curious cats, keep

cleaning products and other

chemicals locked away and

secure electric wires with cord

containment devices. Know

which houseplants are toxic

and, if you don’t discard them,

make sure they cannot be

reached by cats.

Cats make wonderful

pets. Bringing a new cat home

often requires taking certain

steps to ensure your furry

friend is comfortable in his or

her new home.

Dr. Matthew Krupnick is the

owner of the Pequannock Ani-

mal Hospital. He grew up in

Kinnelon and is happy to behome – with his wife, three cats,

and two dogs – to provide quali-

ty and compassionate care for

pets in the community. The Pe-

quannock Animal Hospital is

located at 591 Newark Pomp-

ton Turnpike in Pompton

Plains. You can reach the hospi-

tal by calling 973-616-0400.


orates. Remove pan from heat

and stir in the goat cheese.

Add ricotta, Parmesan cheese,

basil, tomatoes, flaxseed meal,

salt, and pepper and stir.

Transfer to a container and

chill.

To assemble a calzone:

Preheat oven to 500 F.

Dust the counter, rolling pin,

and a dough ball with flour.

Flatten the dough into a 5-

inch circle, rotating afterevery few rolls Place 1/3 cup

of filling on the front half of

the dough, leaving ½ inch

around the border. Fold the

dough over until the edges

meet, forming a half-moon.

Fold over ½-inch. Press the

edges with your fingers to seal

and score lightly with a fork.

Gently, but quickly, transfer

the calzone back to the sheet

pan. Repeat this process with

the remaining dough and fill-

ing. Brush the calzones with 1

tablespoon of oil and using

the kitchen shears, cut four ½

-inch slits into the tops of

each. Bake on the middle rack

until lightly golden on top

and bottom, 15 to 18 minutes.

Complement with warm

marinara sauce when serving.

CATERINGON/OFF

PREMISES

WE DELIVER

125 Hamburg Tpk. • Bloomingdale(Across from Quick Chek)

973.850.6777ORDER ONLINE

cincodemayomenu.com • cincodemayobloomingdale.com

OPEN 7 DAYSLUNCH & DINNER

W/coupon. Not valid on holidays.Cannot be combined with any other

offers. Expires 9/30/15 L&L





Cinco De Mayo Cinco De Mayo

$10OffAny Check of $50 or More

Cinco De Mayo

$5 OffAny Check of $25 or More

$3 OffAny Check of $15 or More

Authentic Mexican Food • Full Bar

Summer doesn’t enduntil Mid-September,

Come Enjoy Outside Patio Dining!

Summer doesn’t enduntil Mid-September,

Come Enjoy Outside Patio Dining!

DINE-IN or TAKE-OUT • FREE DELIVERY • CATERING AVAILABLE

DANNY’S PIZZAI T A L I A N R E S T A U R A N T

Gourmet Specialty Pies, Pasta, Seafood,

Mussels, Subs, Calzones,Wraps & More!

WITH THIS AD. Not to be combined w/any other offers.Exp. 10/15/15

DANNY’S PIZZAPlus Tax. Take-Out or Delivery only.

Additional toppings extra. Not to be com-bined w/any other offers. Exp. 10/15/15.



















2 for$22 DINNER FOR 2Chicken Entrees Any Style,Pasta Any Style, Side Salad$2199

O n l y$1899 O n l y$2799

O n l y$1599 O n l y$1699

1 LG. CHEESE PIE & 1 ORDER OF

BUFFALO WINGS

1 LG. CHEESE PIE & 1 COLD ANTIPASTO

OR MUSSELS

$2 Off $2 Off $5 Off

O n l y

2 LARGECHEESE PIES

3 LARGECHEESE PIES

2 Large1 Topping Pizzas

$15 OR MORE $35 OR MORE

10%Off Any Catering Order$100 or More

ANY LG PIZZA

2 PLAIN PIES20 WINGS

(1) 2 LITER SODA

“Voted

BEST PIZZA

in theTri-boro area

by PLHS Music Parent Association”

O n l y$

2999

47 Main St. Bloomingdale973-838-6700 • 973-838-6787 fax

www.DannysPizzaNJ.com

Calzone an alternative to pizza Things to do before bringing a new cathomecontinued from page 12

continued from previous page

visit o r ebsite at lifeandleisurenj com September 2 2015Page 22 Zone 3

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

22/28


visit our website at www lifeandleisurenj comSeptember 2 2015 Zone 3 Page 23

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

23/28


Renting out a home is a

great way for home-

owners to earn some

extra income. Some home-

owners rent their homes in an

attempt to wait out a sagging

housing market, while others

see renting their homes as a

long-term commitment to

their financial futures.

Being a landlord has its

advantages and disadvantages,

and the decision to rent out ahome is one that homeowners

should not take lightly. The

following are a handful of fac-

tors homeowners should con-

sider as they try to decide if

renting out their homes is the

right move for them.

Time

Being a landlord is a

24/7/365 commitment, as

tenants will expect their

landlords to be on call at all

times. Tenants will call their

landlords should plumbing

fixtures suddenly burst in the

middle of the night, and

landlords must be available

to answer such calls no mat-

ter how inconvenient they

become. If you are not will-

ing or able to devote the

time necessary to tend to

tenant needs, then being alandlord may not be for you.

Maintenance

Whereas homeowners

may be able to delay making

certain repairs in the homes

where they lay their heads,

such a luxury is not afforded

when they are renting out

their other properties. Repairs

and maintenance of rental

properties cannot be put on

the back burner while you

save money to fix them. In

addition, if even minor repairs

typically pose a problem for

you, you may soon discover

that hiring a handyman or dis-

counting rent for live-insupers is cutting into your

profits or making it difficult to

pay bills. Before deciding to

rent out your home, deter-

mine the potential costs of

maintaining a second proper-

ty and use that information to

decide if renting the property

is a sound financial invest-

ment or one that might put

you in the red.

Tenants

Many people who have

rented have a horror story or

two about an absentee or

indifferent landlord, but

landlords also have their own

such stories about nightmaretenants. When mulling

whether or not to rent out

your home, consider who

your prospective tenants will

be and if your community

will supply the steady stream

of renters you will need to

pay your mortgage and bills

without jeopardizing your

finances. The last things

first-time or even experi-

enced landlords want are

tenants who cannot pay their

rent and/or those who aredisrespectful of their neigh-

bors and their landlords, so

it’s best to give ample consid-

eration to your potential

pool of renters before decid-

ing to rent out your home.

Help

Many landlords work

with local real estate agencies

or property management firms

who will do much of the leg-

work with regard to finding

tenants and maintaining

properties. Research the cost

of such help to determine if

you can afford it and still

make renting your home

financially viable.

Attorney fees are anoth-

er cost prospective landlords

must consider. Landlord-ten-

ant laws can be difficult to

decipher for first-time land-lords, so it helps to have an

attorney who can help you

decipher these laws and how

they should govern your

actions as a landlord. But

attorneys are not inexpensive,

and they must be worked into

your budget as well.

Renting a home is a

great way to earn extra

income, but homeowners

must consider a host of fac-

tors before putting their

homes up for rent.

[email protected]

NJ CIRCLE OF EXCELLENCE 2002-2014Consistent

TOP PRODUCER

in the WAYNE area.

TOWNHOME SPECIALIST

RELOCATION AGENT

~ SHORT SALE AGENT ~

OWE MORE THAN YOUR HOME IS WORTH?

GEMINI LLC Realty 973-696-1111x131

197 Berdan Ave., Wayne, NJ

CALL MARIA at973-986-6914 Cell

for CURRENT MARKET VALUEOF YOUR HOME

M A R I A F E R R I T OProfessional Full Service Realtor

WAYNE $279,9992BR, 2 Full Bath Ranch with

central air, family room, 1 cargarage, and large backyard.

SAFEWAY VAN LINES Professional Moving Service

Since 1952

www.safewaypianomovers.net

Make Your Next Move a Safe One

FREEESTIMATES

Licensed & InsuredLic#000245

201.214.3558201.214.3558

MOVING

Factors to consider before renting out your home


8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

24/28

Annmarie DeGeorge,

a realtor at Century

21 Crest Real

Estate, Pompton Plains, is

hoping to “close the door on

cancer” with her new charita-

ble giving initiative.

DeGeorge will donate $100

to the cancer charity of her

client’s choosing at the close

of each house, whether a pur-chase or a sale.

Annmarie DeGeorge, a

Pequannock Township resi-

dent, was inspired to start

this program because cancer

has impacted her family and

friends.

“In September of 2013,

my sister Stacy Norkus passed

away from breast cancer after

a four year battle. My mother

was also diagnosed with

breast cancer in 2004 and

again in 2013. She is a sur-

vivor,” said DeGeorge

adding, “I am very frustrated

that there is so much cancer.

We hear about it more and

more. I want to help find a

cure. Our generation hasmore and more of this and I

don’t want my children to

hear more cases of cancer. I

want to hear less about it.”

DeGeorge said she

wanted to do something to

raise money to fight cancer

and decided that “the one

thing I know how to do is sell

houses,” so she combined

both efforts to create her

“Close the Door on Cancer”

campaign.

DeGeorge is not new to

the world of fundraising for

cancer research. She has par-

ticipated in Mud Girl runs for

cancer and when her son RJ

DeGeorge was a wrestler at

Pequannock Township HighSchool, she started the “Pin

Cancer” campaign to raise

money for breast cancer

research. During her son’s

senior year, he and the

wrestling team raised over

$4200.

Annmarie DeGeorge

continued the “Pin Cancer”

program when RJ went off to

the University of Maryland.

Together, her son and his col-

lege wrestling teammates

have earned over $7500 for

breast cancer and other can-

cers, donating money to St.

Jude’s Children’s Research

Hospital to fight childhood

cancers.

DeGeorge’s original can-cer fundraising centered

around breast cancer but she

is willing to donate $100 per

closing to any cancer organi-

zation. “On my personal

Facebook page, I have writ-

ten about this program and

have included the different

colored ribbons of many can-

cers so that my clients can

choose where the money

goes.”

“I want to spare other

families the heartache of can-

cer. I would like them to have

all the medical care and help

they can get. I want everyone

to be able to survive. I want a

way to help,” said DeGeorge.

“I hope this program isable to open the window to a

bright future for our kids –

cancer free – and to ‘Close

the Door on Cancer’,” said

DeGeorge.

For a free Comparative

Market Analysis, call

Annmarie DeGeorge at 973-

896-6178 and “let’s ‘Close the

Door on Cancer’ together.”

Annmarie DeGeorge

has earned numerous awards

for real estate including

NJAR® Circle of Excel lence

Silver Award in 2014, the

Quality Service Producer

in 2013, Century 21®

Centurion Award in 2013,

Five Star Real Estate Award

in 2014, C21 Crest RealEstate Agent of the Month

for March, June and July of

2015 and Top Dog Graduate

in May of 2015. She can

be reached at 973-896-

6178. Century 21 Crest Real

Estate is located at 142 Route

23 North, Pompton Plains.

Local realtor hoping to “close the door on cancer”

through charitable giving

Pre-Construction Pricing low $200’s f r o m

86 Fourth Ave, Haskell, NJ

Choose fromOne or Two Bedrooms

Multi-Levels or One Level Living

Visit OurInformation & Sales Center

142 Route 23 N, Pompton Plains, NJ

www.lakelandvillageliving.com ©2015 CENTURY 21 R EAL ESTATE LLC. CEN TURY 21® is a tradem ark licensed to C entury 21 Real Estat e LLC. An Equal Opportuni ty Company.

Equal Housing Opportunity. Each office is independently owned and operated.

All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

CREST REAL ESTATE, I NC.

Marketed by:

#LakelandVillage

Scan this QR CODE

From Your Smart Phone

Call Today to Reserve Your New Home

973.646.7476

visit our website at www.lifeandleisurenj.com p ,g ,


8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

25/28

jp g

©2015 CENTURY 21 REAL ESTATE LLC. C ENTURY 21® is a trademar k licensed to C entury 21 Real Esta te LLC. An Equal Opportu nity Company. Equal Housing Opp ortunity. Each offic e is independentl y owned and oper ated.All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

Call today for a complimentary Mortgage Pre-approvaland know your buying power

before beginning the home buying process.

Recognized by Mortgage Executive Magazine as a "Top 1% Mortgage Originator" for 2013

973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • [email protected] Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of August 7, 2015. Terms for Condos listed above are subject to meeting

Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change withou t notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35 286 Equal Housing Len der.

Ryan BarryMortgage Banker

NMLS# 183464

CALL

TODAY 973-686-1500

142 Route 23 NorthPompton Plains, NJ 07444

AWARD-WINNING CENTURION® OFFICESMARTER. BOLDER. FASTER.

C R E S T R E A L E STATE

LINCOLN PARK $1,295,0003.625%/3.660 % APR$4,725 PER MONTH

NEWLY LISTED!5 BR, 5.2 BA, 3 CAR & 4 CAR DET GAR.

LINCOLN PARK $399,9003.75/3.829 % APR

$1,482 PER MONTHNEWLY LISTED!

4 BR, 2 BA, 1 CAR GAR.

LINCOLN PARK $344,9003.75/3.840 % APR

$1,278 PER MONTHGOLF COURSE VIEW!

4 BR, 2 BA.

POMPTON PLAINS $375,0003.75/3.834 % APR


4 BR, 2.1 BA, 1 CAR GAR.


$2,727 PER MONTHRENOVATED NEW COLONIAL!



$2,746 PER MONTHCUSTOM COLONIAL!



$1,167 PER MONTHRENOVATED DORMERED CAPE!


POMPTON LAKES $345,0003.75/3.840 % APR


4/5 BR, 2 BA, 1 CAR GAR.


$1,478 PER MONTHPRICE REDUCED!


BELLEVILLE $284,9003.75/3.855 % APR


3/4 BR, 2.1 BA

BUTLER $299,9003.75/3.851 % APR


3 BR, 1.1 BA

CLIFTON $319,9003.75/3.845 % APR


4 BR, 2 BA, 1 CAR GAR

DUNELLEN $229,9003.75/3.877 % APR

$852 PER MONTHNEWLY LISTED!


KINNELON $449,8003.75/3.822 % APR



HARDYSTON $169,9003.75/3.917 % APR

$629 PER MONTHMULTI-FLOOR TOWNHOME!3 BR, 2.1 BA, 1 CAR GAR.

PARSIPPANY $430,0003.75/3.825 % APR

$1,593 PER MONTHPRICE REDUCED!4 BR, 3 BA, 2 CAR GAR.

WANAQUE $369,0003.75/3.835 % APR

$1,367 PER MONTHWANAQUE RESERVE!2 BR, 2 BA, 1 CAR GAR.

OAKLAND $674,8003.875/3.929 % APR

$2,539 PER MONTHMOVE-IN READY COLONIAL!4 BR, 2.1 BA, 2 CAR GAR.

RIVERDALE $339,9003.75/3.841 % APR

$1,259 PER MONTHTHE GRANDE END UNIT!2 BR, 2 BA, 1 CAR GAR.

RIVERDALE $625,0003.875/3.932 % APR

$2,351 PER MONTHHIGH END UPGRADES!4 BR, 2.1 BA, 2 CAR GAR.

WEST MILFORD $319,0003.75/3.846 % APR

$1,182 PER MONTHPINECLIFF LAKE CUSTOM!2/3 BR, 2.1 BA, 2 CAR DET GAR.


8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

26/28

R O O F I N G , I N C .

KOVACH

973-835-5330WE DO SMALL REPAIR JOBS

Shingles • SlateFlat Roofs • Gutters

Established 1948NJ Lic# 13VH00222500 $500 OFF

Any RoofingJob of $3,000

or More

Senior Citizen Discounts

ERICKSONMasonry, LLC

Pompton Lakes, NJ

973-835-200135 Years Experi ence

Free Estimates

Fully Insured

“No Job Too

Small or Large”

DO IT RIGHTCHIMNEYSERVICE

CHIMNEY CLEANING

Special $29.95Prevent Carbon

MonoxidePoisoning!!Our Other Services

Include Repairs, Liners,Caps & Dampers

Plus Power Washing

w/Mold Resisting AdditiveCall 973-570-7362

LongoConstructionAll types of Brick,Block, Concrete,

Fireplaces,Foundations, etc.

Bloomingdale

973-687-1862

FREE Estimate

Fully Insured

ROOFREPAIRS

FREEEstimates

973-865-4292

by Michael Perna

973-696-5699Free Estimates •Fully Insured

ROSSROOFING &

SIDING•Vinyl Siding

•ReplacementWindows

•ResidentialRoofing

•35+ YearsExperience

INSURED

BONDED

STEPHEN FOXPlumbing &

HeatingSmall Repairs,

Alter, Drain

Service

973-839-1054

Lic.#7467

MaintenanceRepair • Building

Remodeling

NO JOB TOO

SMALL or BIG! 25 Years Experience

T OMS D’SH ANDYMANSERVICE

Lic. #13VH06689700

973-632-6411

To Advertise Call 973.696.8008To Advertise Call 973.696.8008


8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

27/28

be hesitant to mount their tel-

evisions for fear of losing a sub-

stantial chunk of their deposits,

but the majority of today’s

mounts won’t do much more

harm to the walls than more

traditional wall hangings.

Make use of your vertical

space. Shelving units and

bookcases can be great allies

to apartment dwellers because

these items make use of an

apartment’s vertical space.

Many apartment dwellers

underutilize their vertical

space, but items that go up

instead of out can create more

room in an apartment and

allow homeowners to keep

items they may otherwise

have to discard.

Reconsider your work

space. Men and women who

work from home may find

their work spaces take up con-

siderable chunks of their

apartments. But how many

items in your work space do

you still need? Many profes-

sionals no longer print docu-

ments, so if you still have

space allotted for printers you

might be able to redo such

areas without affecting your

workday. In addition, large

desks were once sought after

because they made perfect

homes for desktop computers.

But if you now use a laptop or

tablet when working from

home, you likely don’t need as

much desk space as you once

did. Downsizing to a smaller

desk and work area can open

up a substantial amount of

space without affecting your

ability to work from home.

Smaller living quarters

are a disadvantage to apart-

ment living, but you can take

several steps to make your liv-

ing spaces less cramped.

How to handle cramped quarters


* C i r c u l

a t i o n V

e r i f i c a t i

o n C o u n

c i l

( C V C )

2 0 1 4

E R I C K

S O N

M a s o n r y,

L L C

P o m p t o n

L a k e s, N J

9 7 3 - 8 3 5 -

2 0 0 1

3 5 Y e a r s E

x p e r ie n c e

F r e e E s t im

a t e s

F u ll y In s u r e d

“ N o J o b

T o o

S m a l l o r

L a r g e ”

R O O F

I N G, I

N C.

K O V A C H

9 7 3 - 8 3

5 - 5 3 3 0

W E D O S M

A L L R E P A

I R J O B S S h

i n g l e s • S l

a t e

F l a t R o o f s

• G u t t e r s

E s t a b l i s h e

d 1 9 4 8

N J L ic # 1 3 V

H 0 0 2 2 2 5 0 0

$ 5 0 0 O F F

A n y R o o f i n g

J o b o f $ 3 , 0

0 0

o r M o r e

S e n io r C

i t iz e n D i

s c o u n t s

• V i n y l S i d

i n g

• R e p l a c e

m e n t W i n

d o w s

• R e s i d e n

t i a l R o o f i n

g

• 3 5 + Y e a r

s E x p e r i e

n c e

R O S S

R O O F I N

G & S I D

I N G

9 7 3 - 6 9

6 - 5 6 9 9

Free Es tima

tes •Full y I

nsured

S t e p h e

n F o x

P l u m b i ng

& H e a t i n

g

S ma l l R e

pa i r s,

A l t e r, D

ra i n S v c

.

INSURED

BONDED

9 7 3 - 8 3

9 - 1 0 5 4 L i c. #

7 4 6 7

9 7 3 - 6 3 2 -

6 4 1 1

M a i n t e n

a n c e • R e

p a i r

B u i l d i n g

• R e m o d

e l i n g

N o J o b T

o o S m a l l

o r B i g !

2 5 Y e a r s E x p e r

i e n c e

T O M D ’ S

HA N D Y MA

N

S E R V I C E

To Ad v e r t i se i

n

Ou r NE W BU S

I NE SS

DI R E C TOR Y

C a l l

L i f e &L e i su re

a t 973-696-8

008

Call us today to reserve your space.973-696-8008

FREE In House Design & Full Color

Reach 49,500+Homes with a

2x2 ad for $125 - per run

$99 - 4 or more runs$89 - 8 or more runs

in All 3 Zones

2x2Shown Actual Size

2.35” x 2”

Did You Know that 71.9%*readers frequently purchase

products or services from

ads in Life & Leisure

*All ads must be prepaid by credit card or check.Discounts pro-rated according to times run.

BREAKING NEWS! NEW SERVICE DIRECTORY

for: The Intrepid Sea, Air & Space

Museum, The Morris Museum and

Grounds for Sculptures. Plan your trip

and come check one out soon. For

more information, visit www.butler

library.org/museum-passes/. Butler

Public Library is located at 1 Ace

Road, behind the municipal building,

on the internet at www.butler

library.org, or by phone 973-838-

3262.

•The Reformed Church in Kinnelonannounces Precious Playtime, month-

ly Saturday evening babysitting for

families of children with disabilities.

For detailed information regardingthe babysitters qualifications and the

program specifics call 973-838-3113

or www.reformedchurchkinnelon.org.

•Butler Library presents Kid’s Book

Clubs. Jr. Book Club meets Mondays

at 5pm for ages 5-8, and at 6:30pm

for ages 8-12. We read and discuss a

story together. The sessions run

throughout the year. Each child

receives a free copy of the book.

Parents are required to remain in the

Library during the program. Visit our websi te www.bu tlerli brar y.org or call

973-838-3262.

•The Circle of Friendship, a non-

denominational support group for theseparated and divorced, meets at

7:30pm on the first and third

Thursd ays each month at St. Mary’s

Church, 17 Pompton Ave. Pompton

Lakes. For information call the parish

at 973-835-0374.

•The Pompton Lakes Republican Club

holds public monthly meetings every

third Thursday, at the VFW Post 2906,

Wanaque Avenue. Participate in inform-

ative meetings, community outreach,

youth scholarships and social activities.Questions? Call 973-835-4025 or email

[email protected].

Community Happenings


The First Day of School

I wonder if my drawing wil l be as good as theirs

I wonder if they'll like me, or just be full of stares

I wonder if my teacher will look li ke mom or gram

And I wonder if my puppy wil l wonder where I am.

~Aileen Fisher

CLASSIFIEDS

0050 AUTOMOBILES

CARS PRICED$2,000. & LESS

RONNIE’S IN WAYNE

973-616-79000051 AUTOMOBILES WANTED

WE BUY CARS !WE BUY TRUCKS !

RONNIE’S IN WAYNE973-616-7900

SERVICES

0610 - 0959

0655 SERVICES CARPET

G&S Carpet Cleaning& Floor Service Residential

& Commercial973-839-6436

0684 SER.COMM/RESI.CLEAN

Aida’s CleaningService

Serving North Jersey

Home or OfficeExperienced, Reliableand Detailed. SpeaksEnglish & PortugueseReference AvailableCall 908-764-8966

0685 SERVICES CLEANING

Mariya’s CleaningService

Ukrainian ladies cleanyour home or office to

your complete satisfaction. Exper. Refs Avail

Call 973-557-3621

To Advertise In Our NEW

BUSINESSES & SERVICES DIRECTORY

Call 973.696.8008

Ci d G ll h Y H

8/20/2019 221657_1440754214Sept 2 2015 Z3 LR.pdf

28/28

“If you are considering a move, give me a call and I will guide you every step of the way.Cell 973-714-3897. The Realtor you choose makes a BIG difference. Put my negotiation skills to work for you!!

www.KinnelonRealty.comColdwell Banker Kinnelon/ Butler Regional Office1450 Rt23 North, Butler NJ 07405

Direct Office 973-283-7725 • Office 973-838-9300 x244Call Cindy at 973-714-3897 cell

Cindy Gallagher

All Realtors Are Not The Same.When You’re Ready to Sell, Call Cindy.

Cindy Gallagher

Call me on my cell 973.714.3897

f|ÅÑÄç

Uxáà à{x

A Native Of Kinnelon #1 Top Producer

Relocation SpecialistCircle Of Excellence Premier Sales Agent Preview Property Specialist

email me at [email protected]

© 2014 Coldwell Banker Real Estate LLC. Coldwell Banker ® is a registered trademark of Coldwell Banker LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned and Operated by NRT LLC.

Your Home Can Be Listed in This Ad...

Call Cindy Today for an

Appointment!

973.714.3897

OVER 25 YEARS

EXPERIENCE IN

SALES & MARKETING

P r i v a t e G

a t e d C o m m u n i t y

!

KINNELON/SMOKE RISE ESTATE $1,245,000Enjoy Luxury Living Within the Private Gated Smoke Rise Community in this Elegant West Shore Estate.

This 5 Bedroom 4 Full and 1 Half Bath Home Sits on a Very Private Lot that Has Been Designed and

Maintained by Professional Landscape Artists to Provide Beauty and Privacy on the Most Sought AfterDead-End Street in Smoke Rise. Gorgeous Black Gunite Pool that Has Two Streams and a Waterfall Abovea Grotto. This Home Has Been Renovated Inside and Outside and Has an Open Floor Plan. There is Spacefor Every Person to Have Privacy and is Large Enough for Entertaining Large Gatherings. The InteriorFeatures a New Kitchen with Marble, Viking Gas Stove with Double Oven. New Lower Level Kitchenettewith SS Appliances, 5 New Bathrooms, New Timberline Roof, New Generac Auto Switch Generator.TooMany Items to List. Move Right-In. Close to Schools, Shopping & Major Highways. Kinnelon Offers anExcellent School System & is Approximately 25 Miles From NYC. GSMLS#3225400

P r i v a c y A b o u n d s !

! !

KINNELON $899,000Sophistication Meets a Country Setting. This Unsurpassed Single Floor Custom 4 Bedroom 3 Full and 1Half Bath Home is Situated on Over 10 Acres of Beautiful Planned and Private Grounds. ExquisiteOutdoor Space Including a Picturesque Courtyard, a Very Spacious Screened-In Porch, and PrivateGazebo. Ideal for Entertaining with 4 Bedrooms & 4 Fireplaces for Warmth & Ambience. Gracious FormalRooms Include a Seamless Family Room/Library with a Fireplace & Built-In Book Shelves, a Formal LivingRoom & Dining Room, Two Master Bedroom Suites with Master Bath Rooms, a Sun Filled Kitchen Opens

to the Spacious Office & Laundry Room. Main Level 2 Car Garage & an Additional 2 Car Garage Under theMaster Bedrooms. Circular Driveway, 2 Sheds and a Barn. Radiant Heat Through Out. Two Lots Being SoldTogether. Many Possibilities. Very Tranquil & Private Yet Close to Schools, Shopping & Major Highways.Kinnelon Offers an Excellent School System & is A

Documents

221657_1440754214Sept 2 2015 Z3 LR.pdf