2019 Business Services

Meet the Needs of Your Plan and each Individual Participant

GuidedChoice’s unmatched fl exibility benefi ts

advisors, sponsors, and participants because our

modular platform is able to adapt to the unique

needs of each plan and participant.

Customize to Plan, Scale Across Clients

Create custom solutions that meet any plan’s

unique needs, design and diverse employee

population — no matter the size of the plan or

level of complexity.

Personalized Advice

Provide personalized and actionable advice that

is designed to improve retirement readiness and

confi dence for each and every participant. Driving Plan and Participant SuccessGuidedChoice, with its rigorous methodology and advanced scenario planning tools, provides personalized, prudent, and actionable retirement advice for plan participants — up to and through retirement.

Our services can be customized and scaled for the simplest to the most complex plan designs, and with our robust

reporting, monitoring plan health is easy.

From accumulation to decumulation, we help participants enroll quickly and make better, more informed

retirement decisions. Regardless of your employee’s stage of life, situation, or engagement level, you can create a

custom GuidedChoice solution that will meet their needs today and evolve with them for their future.

Improved Outcomes

Our proprietary methodology has the ability to take

in massive amounts of data from almost any data

source, delivering more complete and prudent

advice with the goal of improving outcomes.

Our methodology is based on these three guiding principles to establish the

most appropriate risk level for each participant. Proprietary models and methods

include safeguards that help participants take the right amount of risk to reach

their retirement goals.

2019 BUSINESS SERVICES

Rigorous.Prudent.Practical.

Retire Ready Simulator with Quick Enroll

Personalized Target Date+

Enrollment solution that projects future income, and enables an individual to model diff erent savings rates and retirement dates. Comes with our Personalized Target Date+ and is an optional add-on to our managed account

• Savings rate/retirement age advice with scenario planning

• Income projections based on recommended allocation

• One click enrollment into the plan

• For public sector, can include asset class advice on 457 and 403b

A new personalized QDIA that’s as easy as a TDF but built to meet the needs of each individual participant. Default your employees into a personalized allocation and glide path.

• QDIA, 100% Default, Zero Employee engagement

• Leverages 4-26 data points to create a personalized portfolio and glide path

• Customizable to core investment line-up - or use a secondary unique QDIA line-up

• Able to transition participants into managed account as complexity/age increases

Modular GuidedChoice Solutions Our modular suite of products spans from enrollment through decumulation, allowing you to design a solution that best fi ts

your plan or clients. Each product is designed to help participants save more, invest appropriately for their situation and provide

a sense of confi dence that they are on the path to achieving their retirement goals.

Products

Retirement Planning with Managed Account

Give your employees free enhanced retirement planning capabilities that help them understand their comprehensive retirement outlook and ultimately make more informed decisions. Plus, employees have the ability to opt-in to a managed account with automatic personalized risk adjustments for greater peace of mind.

• Comprehensive income projections - that account for outside assets (DB, HSA, Spousal, IRA, Previous Employer 401(k) etc)

• Savings rate/retirement age advice

• Full scenario planning: (i.e.. stock concentration, tax rates, SSI, goals, etc)

• Personalized investment advice on plan account - free asset class advice; investment level advice with managed account

• One click enrollment into managed account with automatic personalized risk adjustments

• Leverages account aggregation

• Customizable to core investment line-up

Turn this option on to give employees that opted into a managed account, the ability to get fund level advice across all other pre-tax retirement accounts.

• Fund level advice on all pre-tax retirement accounts, including spouses accounts

• Fund level advice on long-term HSA/HRA dollars

• Leverages account aggregation

with

Advice on Outside Accountswith Managed Account only

The fl exibility of our platform extends to our integration and branding options, giving us a greater ability to meet your needs..

Flexible branding means that you get to be the hero — all of our solutions can be completely white-labeled.

Give your employees free enhanced retirement planning capabilities with the option to get one-time fund level advice on both plan and all outside pre-tax retirement accounts, with the ability to implement plan account. Helps employees understand their comprehensive retirement outlook and ultimately make more informed decisions.

Personalized and actionable advice to help your employees that are just about to retire or already in retirement make their money last all the way through retirement.

• Comprehensive income projections that account for outside assets (DB, HSA, Spousal, IRA, Previous Employer 401(k) etc)

• Savings rate/retirement age advice• Full scenario planning: (i.e.. stock

concentration,tax rates, SSI, goals, etc)

• Free personalized asset class advice on planaccount, 403b & 457

• Option to get one time fund level advice (plan, 403b & 457 + all outside pre-tax retirement accounts, including spouse)

• One click implementation - optional to turn on• Customizable to core investment line-up• Leverages account aggregation

Financial Wellness and Retirement Planning Advicefor public sector plans only

Retirement Income Solution

• Comprehensive scenario planning• Investment level advice on plan account• Investment advice on all outside pre-tax

retirement accounts• Tax-effi cient Drawdown Advice• Social Security Optimization• Spending projections with recommendations• Annuity Evaluator • Customizable to plan core investment line up

and can accommodate plan retirement income vehicle

Retirement income projectionsfor your plan which enables you to segment and identify key opportunities to improve your plan and identify those participants that need the most help.

Retirement Readiness Analytics

• Includes participant projected monthlyincome data

• Enables the plan to segment by demographics such as age, salary, contribution rate or geography

With these services, GuidedChoice helps shoulder the fi duciary responsibility. As a 3(38), we can take on fi duciary responsibility for the participant. GuidedChoice also provides the Investment Policy Statement for the Plan, and selects and monitors the investment options off ered.

• Quarterly fi duciary reviews• Annual re-optimization• Provides the Plan’s Investment Policy

Statement (IPS)• Initial selection with ongoing monitoring of

Plan investment options, including investment replacements as needed

• Outstanding benefi t to advisors: they maintain control of the assets, without the burden of fi duciary responsibility that can take time away from client engagement and success

Fiduciary Services 3(38)

2019 BUSINESS SERVICES

Description Features Products Description Features

2019 BUSINESS SERVICES

About GuidedChoice

We are a digital retirement advisory fi rm with a rigorous methodology and advanced scenario planning tools to provide personalized, prudent, and actionable retirement advice for plan participants to and through

retirement. Our services can be customized and scaled for the simplest

to even the most complex plan designs — and can be white-labeled to

add additional value while making your brand stand out.

We’re an independent fi duciary with zero confl icts of interest and a proven

track record in the industry - working across private, public, large and

small plans with a range of diverse employees. We help recordkeepers & advisors scale, participants become retirement ready, and improve plan health.

27K+PLANS SERVED

20+YEARS OF INNOVATION

$15BASSETS MANAGED

Notes

Contact us to schedule a meeting and learn more.

Our team is ready to help you identify the right mix of GuidedChoice products,

and create a solution to meet your unique requirements.

e. info@guidedchoice.com w. guidedchoice.com/business t. (888) 675-4532 x 101