2016 ANNUAL REPORT EPARTMENT St., Jackson, …NAIC System for Electronic Rate and Form Filing (SERFF) in 2016. The Property and Casualty Rating Division closed 3,900 electronic filings

The Mississippi Insurance Department is looking

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competitive marketplace for the sale of insurance

while providing Mississippi citizens with the maximum

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2016 ANNUAL REPORT

MIKE CHANEY COMMISSIONER OF INSURANCE

STATE FIRE MARSHAL

As Commissioner of Insurance it is my honor to submit the annual report of the Mississippi Insurance Department for the period of January 1, 2016, through December 31, 2016.

This report has been compiled from the records of approximately 2,279 insurance companies licensed or qualified to conduct the business of insurance within the State of Mississippi.

This report includes the financial summaries, underwriting experiences and recapitulation of the insurance business written within the State of Mississippi. This report also includes licenses issued, taxes, fees and assessments collected from the insurance industry along with a summary of the duties and activities of the department.

The Commissioner of Insurance is charged with ensuring that all laws relating to matters under his supervision are faithfully executed. The goal of the Mississippi Insurance Department is to become more efficient and responsive to the needs of the general public while encouraging a fair and competitive market for insurance.

My staff and I are very proud to serve the people of Mississippi.

Respectfully submitted,

Mike Chaney Commissioner of Insurance State Fire Marshal

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TABLE OF CONTENTS

EXECUTIVE SUMMARY…………………………………………………………………………………...

Mississippi Insurance Department Organization……………………………………………………..

Commissioner of Insurance…………………………………………………………………………….

Deputy Commissioner of Insurance…………………………………………………………………...

Commissioner of Insurance Board Affiliation…………………………………………………………

Regulatory Activities

Legal Affairs and General Counsel Division……………………………………………...……...

Investigations/Fraud Division……………………………………………………………………..

Financial and Market Regulation Division…………………….…………………………………..

Statutory Compliance Division……………………………………………………………………..

Actuary/Health Care Reform Division……………………………………………………………..

Consumer Services Division………………………………………………………………………..

Property & Casualty Rating Division ………………………………………………………………

Licensing Division…..……………….……………………………………………………………….

Elevator and Building Safety Division……………………………………………………………...

Support Activities

Administrative Services Division……………………………………………………………………

Information Technology Division…………………………………………………………………..

Public Relations Division……………………………………………………………………………

Other Regulatory Activities

State Fire Marshal Division…………………………………………………………………………

Fire Services Development Division……………………………………………………………….

Liquefied Compressed Gas Division………………………………………………………………

State Fire Academy (Sub-Agency)………………………………………………………………...

Statistics

State Fire Marshal…………………………………………………………………………………..

Liquefied Compressed Gas………………………………………………………………………..

Elevator Safety Division Fees 2016……………………………………………………………….

Fees Collected for Calendar Year 2016…………………………………………………………..

Summary of Financial Condition and Mississippi Premiums & Losses

Business in Mississippi for Calendar Year 2016…………………………………………………

Licensed Insurers filing on Property/Casualty Blank…………………………………………….

Licensed Insurers filing on Life Blank……………………………………………………..

Licensed Insurers filing on Fraternal Blank……………………………………………………….

Licensed Insurers filing on Title Blank…………………………………………………………….

Licensed Insurers filing on Health Blank………………………………………………………….

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10-12

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19-20

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25-26

27-30

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EXECUTIVE SUMMARY

STATE OF MISSISSIPPI

1001 Woolfolk Building (39201) Post Office Box 79

Jackson, Mississippi 39205-0079 (601) 359-3569

www.mid.ms.gov

MIKE CHANEY Commissioner of Insurance State Fire Marshal MARK HAIRE Deputy Commissioner

The Mississippi Insurance Department (MID) continues moving forward to provide a healthy insurance market and to be an advocate for the consumers of this state. Our goal is to create the highest degree of economic security, quality of life, public safety and fire protection for the state’s citizens at the lowest possible cost. This is accomplished through a variety of initiatives including the regulation of the insurance and liquefied compressed gas industries and development of statewide fire services. The MID licenses and monitors the activities of more than 131,000 licensees, including 96,922 insurance producers, 3,730 surplus lines brokers, 1,557 bail bond agents, 7,515 Insurance Producer Entities, 76 MGAs and 302 TPAs. There are over 360,000 active certificates of authority. Additionally, in 2016 the MID handled 107 administrative licensure matters in which the department imposed fines and penalties against insurance producers totaling $33,000. The Investigations and Consumer Protection Division assisted in obtaining over $101,655 in premium refunds for consumers and investigated over 600 complaints. The MID once again received its accreditation by the National Association of Insurance Commissioners (NAIC) for another five-year term. The Financial and Market Regulation Division monitored the financial solvency of 2,279 companies with over $13.5 billion in premiums written in Mississippi. The division collected $1.4 million in filing fees, analyzed 464 domestic company filings, and commenced 13 examinations. The division also managed $37.8 million in pledged securities, participated in 5 multi-state collaborative actions and assessed the financial condition and operations of 86 companies that applied for a license to operate in Mississippi. There were 2,681 Life & Health form filings reviewed and processed through the automated NAIC System for Electronic Rate and Form Filing (SERFF) in 2016. The Property and Casualty Rating Division closed 3,900 electronic filings through SERFF from January 1, 2016, through December 31, 2016. Various extraneous regulated lines continue to file using paper format, however, the number for 2016 was less than 1% of all filings. All paper filings are entered into the SERFF system and maintained in an electronic format eliminating paper copies. Certain Property and Casualty Rate and Form Filings are available for public review following implementation of the SERFF Filing Access program in 2015. Our Consumer Services Division received and processed in excess of 16,345 telephone calls and requests for assistance in 2016. In addition,1,790 formal written complaints were handled resulting in over $3,100,000 in additional funds being paid to policyholders. During 2016, the MID returned $39,769,720 in revenues from surplus lines and privilege license fees to the state’s general fund. Admitted company premium tax collected by the Department of Revenue totaled $310,545,751. House Bill 2362 passed in the 2016 Legislative Session which transferred funds collected by MID into the state general fund.

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EXECUTIVE SUMMARY (Continued)

MID’s new and existing programs continue to see great success in bringing available and af-fordable insurance to all Mississippians. Health insurance continued to be a major focus of work for MID in 2016. In actuality, the ACA brought MID a much larger role in health insurance than it has had before. The department works diligently to stay abreast of the law and its requirements. The passage of Senate Bill 2664, served to establish an online database that tracks every bail bond an agent writes in the state. The database was launched in October 2016, and was a major accomplishment in efforts to bring accountability to a Mississippi industry that is beset by a lack of regulation. While fulfilling the stated goals of the Mississippi Insurance Department’s mission, unforeseen disasters continued to impact the duties of the MID during 2016. MID staff and Deputy State Fire Marshals responded quickly and efficiently during these events to assist Mississippians as well as consumers in surrounding states. Torrential rains led to significant flooding in the state in March 2016. Mississippi Insurance Department employees and State Fire Marshals provided whatever assistance they could to flood victims. This included helping those who suffered losses identify insurance carriers, making contact with them, and doing whatever was necessary to start these homeowners and residents on the path to recovery. The MID requested and was granted by the Federal Emergency Management Agency (FEMA) an extension that allowed flood victims extra time to file their claims. In 2016, the Elevator and Building Safety Division verified 3,147 inspections completed by inspectors licensed by the state and issued 27 elevator contractor licenses, 46 elevator inspector licenses, and 237 elevator mechanic licenses. The division collected $156,080 in license, permit, and inspection fees. Twelve new bulletins were issued in 2016 addressing the following: company appointment renewals, compliance standards for the sale of burglar bars, clarification on how and when employees must be counted for the purpose of determining group health plan size, implementation of the date change for Mississippi small group composite rating methodology, form and rate filing deadline extension, Small Business Health Options Program marketplace, rate filing guidance for individual, small group, and stand-alone dental plans in Mississippi, compliance with the Mississippi Vehicle Insurance Verification System, administrative licenses to be issued via electronic mail, compliance with the electronic bondsmen registry and bail bond database, and changes to insurance adjuster and public adjuster licensing requirements. There were a number of bills relevant to the Mississippi Insurance Department and the State Fire Marshal’s Office and signed into law after the 2016 session of the Mississippi Legislature. These bills addressed the following issues: 1. Motor Vehicle Safety-Responsibility Act requiring a Certificate of Insurance be provided to

DPS for reinstatement of driver’s license suspended under the implied consent laws 2. Revise provisions of the law regarding the time for which an assignment must be honored 3. Revise eligibility of coverage and clarifies when enrollment may be closed for the Comprehensive Health Insurance Risk Pool,

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EXECUTIVE SUMMARY (Continued)

4. Require the Commissioner of Insurance to issue licenses and regulate Transportation Network Companies (TNC), i.e. UBER/LYFT 5. Change the risk-based capital requirements of a company action level event for a life and/ or health insurer 6. Bail Bond Industry Transparency and Accountability Act 7. Authority to enjoin an insurance licensee from unlawful activities and to take action against

nonresident insurance producers licensed in Mississippi whose license is denied, suspended or revoked in their home state

8. Revise insurance adjuster privilege tax, education requirements, license period, and continuing education requirements

9. Define causes of death covered under the Public Safety Officers Benefit Act of 1976 or the Hometown Heroes Survivors Benefits Act of 2003 and revise cause of death language for the Law Enforcement Officers Death Benefits Trust Fund

10. Revise Fire Protection Districts manner of increasing special taxes 11. Mississippi Budget Simplification and Transparency Act of 2016. The Mississippi State Fire Marshal’s Office continued diligent efforts to reduce fire deaths in the state. There were a total of 55 fire deaths in Mississippi in 2016. In a partnership with Vision 20/20, a national project that is dedicated to providing national strategies in fire prevention across the country, the State Fire Marshal’s Office distributed over 3,000 smoke alarms to fire departments throughout the state for distribution to property owners Since 2009, Mississippi’s fire death rate has been reduced by over 35%. The MID/State Fire Marshal Fire Services Development Division oversees the accountability and distribution of state fire funds to counties and municipalities. In 2016, the Fire Services Division received and processed 2,000 compliance documents to support the issuance of state fire rebate funds. It disbursed $19.6 million in rebate funds to counties and municipalities that met the compliance requirements. Before fire departments are eligible to receive rebate funds, they are required to report all fire incidents in the state incident reporting system which is administered by the division. Fire departments reported 189,320 incidents in 2016. The Rural Fire Truck Acquisition Assistance Program (RFTAAP) dispersed $1.5 million, and the Supplemental Rural Fire Truck Acquisition Assistance Program dispersed $350,000, in appropriated funds in 2016. Other significant accomplishments for the Mississippi State Fire Marshal’s Office in 2016 included assuming arson investigation duties for forest fires for the Mississippi State Forestry Commission and establishing a telemedicine medical health plan for volunteer firefighters across the state. (The volunteer firefighter telemedicine program ended following a lack of funding and the passage of House Bill 2362.) The Mississippi State Fire Academy trained 15,312 students statewide during 2016. The academy delivered courses to career, volunteer, and industrial firefighters from across the state, nation, and the world. Improvements and additions to the academy continue. Commissioner Mike Chaney was sworn in for his third term as Mississippi’s Insurance Commissioner in January 2016. Key issues for the coming year, 2017, remain health care, flood insurance and reducing fire deaths.

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Commissioner of Insurance State Fire Marshal

Mike Chaney

Organization

Deputy Commissioner of Insurance

Legal Affairs and General Counsel

Division

Regulatory Activities

Statutory Compliance Division

Support Activities Other Regulatory Activities

Financial and Market Regulation Division

Information Technology Division

Public Relations Division

Consumer Services Division

Property and Casualty Rating Division

Licensing Division

Administrative Services Division

State Fire Marshal Division

Fire Services Development

Division

Liquefied Compressed Gas

Division

State Fire Academy (Sub-Agency)

Investigation/Fraud Division

Actuary/Health Care Reform Division

Elevator and Building Safety Division

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Commissioner of Insurance

Commissioner Elected to a four-year term and may be re-elected. Charged with execution of all laws relative to insurance companies, corporations, associations and

fraternal orders, their agents and adjusters. Licenses and regulates the practices of all insurance companies, agents, burial associations,

fraternal societies, bail bondsmen, and other entities engaged in the business of insurance. As State Fire Marshal, acting through the State Chief Deputy Fire Marshal, investigates all fires

called to his attention occurring in the state, licenses manufacturers, installers/transporters and dealers of manufactured houses and regulates their practices.

Through the Fire Service Development Division, establishes guidelines, use and accountability for municipal and county fire protection funds.

Administers the Liquefied Compressed Gas Equipment Law and enforces the National Fire Protection Association Code.

Serves on the boards of, provides administrative services to, and/or appoints board members to a minimum of 16 different boards, groups, or associations.

Directs the Mississippi Surplus Lines Association (MSLA). MSLA has no separate regulatory powers and enables the department to ensure that proper premium taxes are paid to the State of Mississippi. As a result of this law, the state receives additional taxes that were not received in previous years.

Mike Chaney, Mississippi’s 11th Commissioner of Insurance and State Fire Marshal, is serving his third term. His priorities remain steadfastly committed to consumer protection and application of technology for efficiency of the department to serve the state and consumers. He is leading the department in making strides in healthcare reform; disaster recovery from flood, tornado and hurricane events; bail bond industry reform; and reductions in state fire deaths. An active member of the NAIC, he serves on numerous committees, task forces and working groups addressing such issues as examination oversight, accounting practices, producer licensing, health insurance and managed care, senior issues, catastrophe and property and casualty insurance.

Mike Chaney

Mark Haire

Mark Haire has served as Deputy Commissioner of Insurance since July 1, 2009. Prior to being named Deputy Commissioner, Haire served as General Counsel for the MID. He is a graduate of Mississippi College and Mississippi College School of Law.

Deputy Commissioner of Insurance

Deputy Commissioner Oversees all insurance companies the commissioner has placed into administrative supervision,

rehabilitation and liquidation. In this capacity Mr. Haire utilizes his Special Counsel role by attending court hearings as well as overseeing and coordinating multiple lawsuits and other legal matters.

Serves as the commissioner's designee/representative on numerous boards such as the Mississippi wind pool, Mississippi Guaranty Association, and the Mississippi Life, Accident and Health Guaranty Association.

Acts as Commissioner of Insurance during the Commissioner’s absence or inability to act by performing any and all duties of the Commissioner.

Serves as Hearing Officer for Mississippi Insurance Department administrative hearings.

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Commissioner of Insurance or his designee attends meetings of the Mississippi Automobile Insurance Plan which was created to provide automobile insurance coverage to eligible individuals who are unable to obtain such coverage through the voluntary market. Miss. Code Ann., § 63-15-65.

Commissioner of Insurance, as State Fire Marshal appoints one member and designates an employee of the State Fire Academy to this seven member board which advises the State Fire Marshal with respect to the rules and regulations of the provisions in the Mississippi Residential Electronic Protection Licensing Act. This code sets forth the rules and regulations to establish statewide uniform procedures and qualifications for the licensure of individuals and companies to provide electronic protective systems to the general public. Miss.Code Ann., §73-69-21.

Commissioner of Insurance appoints a member of the State Fire Marshal’s Office as his designee to serve, ex-officio, non-voting on this 11 member board. At its first meeting the board adopted by reference only the latest additions of the discretionary statewide minimum building codes. The purpose of the board is to oversee the provisions of that portion of the Miss. Code Ann., § 17-2-1, which requires Hancock, Harrison, Jackson, Stone, and Pearl River counties and municipalities located therein to enforce wind and flood mitigation requirements of certain nationally recognized building codes and standards. Miss. Code Ann., §17-2-3.

Commissioner of Insurance serves on the Boards of, provides administrative services to, and/or appoints board members

to the various organizations outlined below:

Mississippi Automobile Insurance Plan

Mississippi Building Codes Council

Mississippi Comprehensive Health Insurance Risk Pool Association Commissioner of Insurance appoints six members to this eleven member board. This association provides a mechanism to make health and accident insurance coverage available to those citizens of Mississippi who, because of health conditions, cannot secure such coverage. Miss. Code Ann., § 83-9-211.

Mississippi Electronic Protection Licensing Advisory Board

Mississippi Fire Personnel Minimum Standards and Certification Board

Commissioner of Insurance serves as an ex-officio member of this 11 member board. The Executive Director of the State Fire Academy serves as an ex-officio member of this board. Miss. Code Ann., § 45-11-251.

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Commissioner of Insurance approves the members of this board which consists of not less than five nor more than nine members. The association assists in the detection and prevention of insurer insolvencies and provides a mechanism for payment of covered claims for insurance policies written by licensed property and casualty insurance companies to avoid excessive delay in payment and to avoid financial loss to claimants or policyholders because of insurer insolvencies. Miss. Code Ann., § 83-23-101 et. seq.

Commissioner of Insurance approves the members of this board which consists of not less than five nor more than nine members. The association assists in the detection and prevention of insurer insolvencies and provides a mechanism for payment of covered claims for insurance policies written by licensed life and health insurance companies to avoid excessive delay in payment and to avoid financial loss to claimants or policyholders because of insurer insolvencies. Miss. Code Ann., § 83-23-201 et. seq.

Commissioner of Insurance serves on this board which provides coverage to governmental entities for every risk for which the board determines the respective governmental entities to be liable in the event of a claim or suit for injuries. Miss. Code Ann., § 11-46-18.

Commissioner of Insurance approves the plan of operation of this board and appoints three members to the board, which coordinates the availability of wind and hail coverage in the six Mississippi coastal counties (Hancock, Harrison, Jackson, Pearl River, Stone, and George). Additionally, a designee of the commissioner attends each meeting of the association. Miss. Code Ann., § 83-34-1 et. seq.

Commissioner of Insurance approves the plan of operation of this association which is charged with providing essential property insurance coverage to eligible individuals who have been unable to secure such insurance through the voluntary market. Miss. Code Ann., § 83-38-1 et. seq.

Mississippi Insurance Guaranty Association (Property and Casualty)

Mississippi Life and Health Insurance Guaranty Association

Mississippi Residential Property Insurance Underwriting Association

Mississippi Tort Claims Board

Mississippi Windstorm Underwriting Association

Mississippi Fire Prevention Code Board of Adjustments and Appeals Commissioner of Insurance appoints five members to this board per the Standard Fire Prevention Code, as adopted in Miss. Code Ann., §45-11-103.

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Commissioner of Insurance oversees this board which is vested with the power to regulate matters pertaining to liquefied compressed gas in Mississippi. The commissioner appoints seven members to this board, including one from each of Mississippi’s four congressional districts as well as three at-large members. Miss. Code Ann., § 75-57-1 et. seq.

Commissioner of Insurance chairs this committee which is responsible for reviewing all applications for compliance in regard to established guidelines for applicants to the Rural Fire Truck Acquisition Assistance Program. Miss. Code Ann., § 17-23-1.

Commissioner of Insurance appoints a designee to serve on this council which is responsible for advising the State and School Employees Health Insurance Management Board concerning the design of a state insurance plan for state employees. Miss. Code Ann., § 25-15-9.

Commissioner of Insurance, pursuant to Miss. Code Ann., §25-15-303, serves on this board which shall administer the State and School Employees Life and Health Insurance Plan provided for by Miss. Code Ann., § 25-15-3 et. seq. The board oversees the activities of the statewide Children’s Health Insurance Program, established under Title XXI of the Social Security Act, to provide child health care assistance to targeted, uninsured, low-income children.

Rural Fire Truck Acquisition Assistance Review Committee

State and School Employees Health Insurance Management Board

State Employees Health Insurance Board Advisory Council

State Liquefied Compressed Gas Board

Mississippi Workers’ Compensation Assigned Risk Plan / Mississippi Workers’ Compensation Assigned Risk Pool

Commissioner of Insurance is responsible for administration of the Mississippi Workers’ Compensation Assigned Risk Plan, and its reinsurance mechanism, the Mississippi Workers’ Compensation Assigned Risk Pool, as stipulated in Miss. Code Ann., § 71-3-111. The plan and pool are organized to provide coverage to eligible employers who seek workers compensation coverage and are unable to obtain such coverage through the voluntary market.

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REGULATORY ACTIVITIES

Legal Affairs and General Counsel Division

DUTIES AND RESPONSIBILITIES Provides legal support to the Commissioner of Insurance, Deputy Commissioner, and the MID

technical and professional staff to ensure compliance with state law and department rules and regulations.

Represents the commissioner in receiverships, liquidations and insolvencies of insurance companies, disciplinary actions against companies and agents, and in other legal matters.

Provides legal counsel to MID and the State Fire Academy regarding personnel matters Prepares and assists with the drafting and passage of the MID’s Legislative Packet, and assists

in implementing any passed legislation. Assists with company action and statutory compliance matters, including company formations,

mergers, acquisitions, disclaimers of affiliation, and redomestications of insurers. Performs the drafting and review of all contractual matters and any Requests for Proposals. Assists in the review of company form and rate filings. Assists in consumer complaint investigations and insurance producer investigations Serves as counsel for Commissioner of Insurance, State Fire Marshal Division, Liquefied

Compressed Gas Division, Mississippi State Fire Academy and the Minimum Standards Board.

2016– Provided legal assistance and counsel regarding four (4) domestic company actions involving

company formations, mergers and acquisitions, and one (1) company liquidation Pursuant to the Administrative Procedures Act, promulgated three (3) regulations and twelve

(12) advisory bulletins Pursuant to the Public Records Act, provided production documents to sixty-nine (69) public

records requests. Prepared the 2016 MID Legislative Packet and helped MID implement and comply with the

provisions enacted under the Bail Bond Industry and Transparency Act and the Transportation Companies Act.

Represented the MID in fifty-two (52) administrative licensure matters resulting in fines and administrative penalties against insurance producers totaling $33,000.00:

Enforcement Action – 11 fines Enforcement Action – 17 revocations of license Enforcement Action – 9 license denials Enforcement Action – 12 voluntary surrenders of license Enforcement Action – 1 cease and desist order

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Investigations/Fraud Division

2016 – Was involved in obtaining $101,655.00 in refunds/recoveries for consumers Investigated or handled by correspondence over 600 complaints Enforcement actions –11 fines totaling $26,500.00 Enforcement actions - 17 revocations of license Enforcement actions - 9 license denials Enforcement actions - 12 voluntary surrenders of license Enforcement actions - 1 cease and desist

DUTIES AND RESPONSIBILITIES

Reviews alleged improper activities of agents and/or companies. Reviews financial statements and other documents for the purpose of detecting fraud and

violations of state and federal law. Renders assistance to and obtains the cooperation of federal, state, county and municipal law

enforcement agencies and prosecutors. Performs field investigations and surveillance as necessary. Collects, coordinates and presents evidence to legal staff for use in administrative hearings and

to law enforcement agencies for prosecution of criminal activities. Testifies at hearings and in court. Consults with staff attorneys and Special Assistant Attorneys General assigned to the

department to develop rules, regulations, and guidelines to protect consumers. Maintains contact with State Insurance Fraud Investigation Divisions in other states (through the

NAIC/Antifraud Task Force). Reviews insurance license applications of individuals with a criminal record to determine


2016 - Monitored the solvency of 2,279 companies with $13.5 billion premium written in Mississippi

Collected $1.4 million in filing fees

Analyzed 464 domestic company filings

Commenced 13 examinations

Managed $37.8 million in pledged securities Participated in 5 multi-state collaborative actions

Assessed the financial condition and operations of 86 entities applying for a license to operate in Mississippi

Monitored the company operations of 648 domestic and foreign companies

Received accreditation by the National Association of Insurance Commissioners (NAIC) for another five-year term

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DUTIES AND RESPONSIBILITIES Analyzes filings, contracts, agreements and transactions Performs Financial & Market Conduct Examinations Reviews entities applying to operate in Mississippi Assisting the commissioner with companies that are in administrative supervision, rehabilitation

or liquidation Represents the commissioner on various NAIC committees, task forces, working groups and

participating in various NAIC conference calls Pursues continuing education and keeping current on the latest regulatory developments Maintains the department’s accreditation status


2016 Admissions Activity*

Accredited Reinsurers Auto Clubs

Fraternal Large Health Maintenance Organization

Life Insurers Property Casualty Insurers‐multi line

Property Casualty Insurers‐single line Risk Retention Groups

Surplus Lines – Foreign Third Party Administrators

Trusteed Reinsurers

*NOTE –There were no legal expense, auto club, fraternal large, health maintenance organizations or title insurer admissions in 2016. Risk purchasing groups are no longer reviewed by this division.

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Statutory Compliance Division

DUTIES AND RESPONSIBILITIES Issues new, amended and annual renewal licenses to insurers. Reviews corporate transactions of domestic, foreign and alien insurers, health maintenance

organizations (HMOs), societies, auto clubs and associations doing business or applying for licensure in Mississippi for compliance with MS statutes and regulations.

Disseminates corporate and license information of insurers to consumers, businesses, attorneys, insurer professionals, and other state agencies on a daily basis.

Maintains the computer records and corporate files of the licensed insurers, eligible non-admitted insurers, residual markets, rate service and advisory organizations.

2016 - • Issued 1,866 company licenses and certificates of authority. • Analyzed 1,984 corporate filings. • Collected over $587,000.00 in license and corporate document filing fees. • For efficiency and cost savings when renewing insurer annual licenses, the Statutory

Compliance Division collects the annual renewal license fees and also the financial statement related $1.1 mil filing fees of the Financial and Market Regulation Division.


Actuary/Health Care Reform Division 2016

Reviewed all rate and form filings related to health insurance products to be sold in Mississippi. Maintained turnaround time of (3) days for review of files relating to life insurance, health

insurance, long term care insurance, Medicare supplement insurance, disability insurance and annuities

Performed network adequacy reviews of all Mississippi managed care plans to ensure corresponding networks were adequate enough to provide access to quality health care services without unreasonable delay.

Provided access to external review of denied health insurance claims pursuant to the provisions of the Mississippi Health Carrier External Review Regulation

Implemented new composite rating laws that affect health insurance premiums in Mississippi’s small group market.

Submitted effective rate review survey to the Centers for Medicaid and Medicare Services (CMS) as part of the requirements to be considered an effective rate review state under federal regulations.

Provided daily guidance on questions received from insurers, providers, and consumers relating to state statutes and federal regulations.

Continued operation of Small Business Health Options Program (SHOP) operating as One, Mississippi. a. Continued to offer agent certification training sessions and worked with issuers and

consumers to resolve issues. b. Products to be offered during the 2017 plan year were reviewed and uploaded to One,

Mississippi as part of the plan management process. Continued work on all Life and Health Actuarial Federal grant projects:

a. Applied for/awarded Health Insurance Enforcement and Consumer Protections Grant. The grant period runs through October of 2018.

b. Rate Review Grant-Cycle II – Work continued through the end of the grant life, 9/30/2016. c. Consumer Assistance Program Grant – Work continued through the end of the grant life,

9/25/2016.

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Consumer Services Division

2016 - Handled 16,345 telephone calls for assistance Processed 1,790 formal written complaints against companies Facilitated the collection of over $3,100,000.00 in benefit payments for consumers Participated in 27 Consumer Outreach events in 2016

DUTIES AND RESPONSIBILITIES Intervenes and attempts to resolve disputes between consumers and companies. Receives complaints from and interviews policyholders who have questions/problems. Reviews insurance coverage for residents. No recommendations are made regarding whether

coverage is adequate or suitable. The aim is to help insureds understand their coverage. Acts as an advocate for consumers helping them understand their options and the coverage

afforded by their insurance policies. Continues ongoing process of cross-training that enables temporary reassignment of duties during

the aftermath of storms and other catastrophic situations whereby on-site claims assistance can be offered, or when temporary offices are established.

Actively participates in community outreach to educate consumers on insurance related matters through group presentations and training sessions as well as written materials on a wide range of insurance-related topics.

Actuary/Health Care Reform Division (Continued)


DUTIES AND RESPONSIBILITIES Handles any issue related to life insurance, health insurance, long term care insurance, Medicare

supplement insurance, disability insurance and annuities. Reviews forms and rates for any of the aforesaid lines of business. Reviews and approve or disapprove health insurance premium rate filings. Enforces and implements any federal requirements related to the Affordable Care Act (ACA) to

ensure state compliance. Promotes awareness and educates Mississippians generally about ACA reforms, the upcoming

SHOP Marketplace, and the Federally-Facilitated Marketplace (FFM).

Property and Casualty Ratings Division

2016- Closed 3,900 electronic filings through SERFF from January 1, 2016, through December 31, 2016 Various extraneous regulated lines continue to file using paper format, however, the number for

the 2016 year was less than 1% of all filings. As of January 1, 2013, all paper filings are entered into the SERFF system and are maintained in an electronic format eliminating paper copies

Certain property and casualty rate and form filings became available for public review with the implementation of the SERFF Filing Access program

d.) Health Insurance SHOP Marketplace Grant – Work through end of the grant life, 2/29/2016. e.) Cooperative Agreement to Support Establishment of State Operated Health Insurance Exchanges Grant – Grant period expired in 2015 with the grant close out process taking place in the spring of 2016.

Life and Health Division was accepted as a part of the Commercial Parity Policy Academy

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Licensing Division

Property and Casualty Ratings Division

DUTIES AND RESPONSIBILITIES

Pursuant to the statutory requirements found under Miss. Code Ann.§83-2-1 et.seq, the division is responsible for the review of rates, rules and forms of property and casualty products sold by licensed insurance companies in the state, other than lines excepted by statutory reference.

The code establishes Mississippi as a prior approval state. Licensed insurance companies, rating and advisory organizations must submit their rates, rules and forms for P&C products to the division for review and approval prior to being used in the state.

The division must act on all filings within 30 days of receipt under the “deemer” provision of the code. The division is currently processing over 3900 rate, rule and form filings annually

The division’s staff provides the Commissioner of Insurance a summary of findings and recommendations for approval or disapproval on any new P&C program and/or changes in rates on existing programs.

The staff provides technical assistance to companies prior to and during the filing process. Division Analysts oversee the actuarial review process of the consulting actuaries on new product

filings and those which involve changes in rates. Division staff regularly assists consumers with insurance problems, provides educational materials,

and answers questions on state insurance laws. Assistance is provided to the commissioner and other MID divisions in support of the department’s

mission. The Division Director and Deputy Director are the Commissioner’s representatives to various

associations and boards. The P&C Rating Staff has over 200 years of practical Property and Casualty Insurance experience.

Two members of the staff have their Certified Insurance Counselor (CIC) Designation and a third member is currently enrolled in the program and has completed two of five parts.

2016 Established the Prelicensing Education & Examination Task Force ● Indexed 19,979 documents for records retention ● Director of Licensing represented the commissioner on the Producer Licensing Task Force (PLTF) Processed 202 bail agent fingerprints Processed electronically 1,035 electronic appointment invoices by email Developed and implemented new procedure to email producer and adjuster email invoices with

estimated annual savings of $50,000 in manual processing, postage, materials and staffing Director of Licensing served as panel member for Securities & Insurance Licensing Association

(SILA) Issued in excess of 360,000 certificates of authority Total licensed producers/agents 96,922, bail agents 1,557, surplus lines producers 3,730 and

17,304 independent adjusters and public adjusters.

2016- Closed 3,900 electronic filings through SERFF from January 1, 2016, through December 31, 2016 Various extraneous regulated lines continue to file using paper format, however, the number for

the 2016 year was less than 1% of all filings. As of January 1, 2013, all paper filings are entered into the SERFF system and are maintained in an electronic format eliminating paper copies

Certain property and casualty rate and form filings became available for public review with the implementation of the SERFF Filing Access program

19

DUTIES AND RESPONSIBILITIES Issues licenses and appointments to individuals and business entities to engage in the business

of insurance in the state of Mississippi. Provides prompt and efficient customer service. Assists agents/agencies with online forms for licensure. Ensures compliance with all statutory requirements. Promotes national licensing uniformity. Ensures adequate pre-licensing and continuing education courses are made available to

licensees. Fingerprints individuals applying for a bail agent license. Provides agent/agency/company assistance on technical licensing questions.

2016 - ● Licensed 7,515 business entities, 302 third party administrators and 76 managing general agents ● Other license types issued totaling 10,311 include: Credit, Limited Lines, Portable Electronics,

Transportation Network Company, Automobile Club Agent, Burial Agent, Legal Agent, Reinsurance, Risk Retention agent, and Viatical.

● Developed a workers compensation only adjuster line of authority with the Independent Adjuster license

● Developed a new license: Transportation Network Company (drivers who provide pre-arrange rides)

● Processed over 900,000 transactions ● Received over 30,000 telephone calls for assistance ● Participated in three insurance outreach events Developed licenses for designated home state adjusters, travel entities, and car rental.



2016 - Verified 3,147 inspections completed by inspectors licensed by the state Issued 186 construction permits 27 Elevator Contractors licensed by the Elevator Division operating in Mississippi. 8 elevator inspection companies licensed by the Elevator Division operating in Mississippi. 46 Elevator Inspectors licensed by the Elevator Division operating in Mississippi. 237 Elevator Mechanics licensed by the Elevator Division operating in Mississippi. 2 QEI Certified Elevator Inspectors help implement and manage elevator inspections and

upgrades as required by code In March of 2016 the Elevator Safety Division changed from the Mississippi Firebridge reporting

program to a new online reporting system called The Compliance Engine. Continued work with state building code groups, local city inspection departments, and various

facility management groups. Met with the South Mississippi Building Inspector group to discuss code issues and code references concerning the installation and use of residential cargo lifts and the permit and inspection requirements of the Mississippi Conveyance Safety Act.

Participated on the ASME Regulatory Advisory Committee to vote on and/or recommend additions and changes for A17.1 elevator code.

20

SUPPORT ACTIVITIES

Administrative Services Division

2016 -

Managed 153 positions and 15 divisions with employees assigned all over the state

Executed advanced planning and budgeting which allows more work to be accomplished by dedicated employees, thereby creating more efficient operations

Continued training to keep the agency moving ahead professionally, maintaining productivity and providing quality services to the people of Mississippi

DUTIES AND RESPONSIBILITIES Provides support to the agency in the most professional and efficient manner possible, enabling

the department to carry out its mission at lowest possible cost to state’s taxpayers. Continues to develop, implement and enhance administrative and budgetary support to the agency by providing a broad array of services. Oversees the financial management and record keeping of the agency, contract administration,

inventory control, accounts payable, accounts receivable, payroll, statutory deposits and travel. Processes, through the Agency Receipting System, the special funds obtained to maintain our

annual budget. Oversees all purchasing, coordinates maintenance of departmental office equipment,

procurement of cell phones, property control, maintenance of agency’s automobiles, and handles all outsource of print jobs.

Manages the department’s appropriation by compiling the necessary information for budget development, budget projections, and monitoring budget changes through expenditures, revenue collections, legislation, and mid-year budget adjustments.

Facilitates all personnel-related matters for the department, including employee recruitment, staff development, staff retention, performance appraisal, employee benefits, compensation and assistance.

Handles grievances and appeals, Workers Compensation and Safety Programs, and compliance with Civil Service Rules and Regulations.

Provides all daily office operation support to the department including centralized document processing, mail services (incoming/outgoing mail and deliveries), vehicle management, supply management, records management and communications services including telephone, telefax, and photocopying.



DUTIES AND RESPONSIBLITIES Manages mandatory program given to the Mississippi Insurance Department during the 2013

Legislative Session. Licenses and oversees all elevator and conveyance mechanics, inspectors and companies that

install, repair, maintain, or inspect public conveyances in Mississippi. Establishes minimum standards for all conveyances, personnel and services. Issues historical or new technology variances as required. Collects all fees and/or penalties associated with licensing, permits, and operating certificates. Compiles a database of every elevator and people-moving conveyance and their locations in the

state. Compiles and keeps a database of all conveyance accidents and injuries in the state.

21

Information Technology Division

2016- Implemented MSBondsource.com, a new bail bondsmen registry and database Began procurement of a new Fire Investigations records management system Began redesign of the intranet website and met with every division to gather input and concerns Upgraded the department’s network infrastructure Upgraded the department’s servers and storage Continued upgrades of the department’s operating systems and primary software, as well as upgrading applications and training users Worked with all divisions to assess and evaluate workflows and create applications designed to make duties more efficient Trained staff via web-based and classroom courses as well as those offered through other

organizations and conventions Continued the process of making IT support faster and more efficient by designing a web-based help desk solution Continued creating, modifying, and updating IT policies to better serve the department Began implementation of a new leave management system Continued creating efficient, fillable forms for many divisions’ electronic submission needs Continued implementation of the document imaging system Designed and delivered issues of the department’s email newsletter Supported and maintained the technology of the department on a daily basis

SUPPORT ACTIVITIES

DUTIES AND RESPONSIBILITIES Provides transparent and seamless technological support to the department to accomplish its

goals and objectives as set forth by the Commissioner of Insurance.

Serves as a strategic planning partner with other divisions of the department as well as other

state agencies and certain external entities.

Continues to evaluate and use the most appropriate and cost effective technological

hardware, software and processes that can be implemented.

22

SUPPORT ACTIVITIES

Public Relations Division

2016 - Issued 36 media press releases on such topics as:

1. Multiple fire safety release throughout the year on arson, smoke alarm distribution and safety, Campus Fire Safety Month, Fire Prevention week, fireworks, heating, cooking, holiday safety

2. Announcement of alerts/arrests/enforcement actions of MID and State Fire Marshal investigations

3. Multiple releases regarding disaster preparedness for all types of disasters 4. Health care issues and open enrollment 5. UMC/NMMC dispute actions 6. Departure of United Health Care from federal health care exchange 7. Unlicensed agent alert 8. Passage of Bail Bonds bill 9. Changes to NFIP 10.Department receiving National Accreditation from NAIC 11.Alarm scam targeting elderly 12.Telemedicine contract 13.Assumption of arson investigation duties for forest fires 14.Proof of Loss extension for claims for March flooding

Represented the Department Insurance Summit-NAIC Kansas, MS Maintained MID Twitter account, over 385 tweets and 200,000 impressions in 2016 Twitter followers reached approximately 2,705 followers by year’s end Daily monitoring and reporting of insurance news to the staff via email links Compiled, edited and produced MSInsuranceMatters E-Newsletter Maintained MID Facebook and YouTube accounts

DUTIES AND RESPONSIBILITIES Coordinates a public information program to publicize and advance MID objectives and consumer

related issues. Maintains and develops wide range of consumer brochures available through the MID Consumer

Services Division. Explores and implements full use of technology, including the internet, to maximize the publicity of

MID achievements and goals. Automates, as far as practicable, all information distribution functions of all MID divisions to assist

in increasing productivity of MID staff. Administers all MID social media accounts: Twitter, Facebook, etc. Serves as liaison between MID and media. Creates and publishes yearly reports for department, NAIC and Medicare Supplement Shopper’s

Guide. Photographs and distributes photos of department events.

23

State Fire Marshal Division

DUTIES AND RESPONSIBILITIES Fosters, promotes and develops ways and means of protecting life and property from fire and

related perils through direct action and coordination with Mississippi fire and law enforcement services.

Investigates the origin of fires occurring within Mississippi when requested by the Chief of the Fire Department or other local law enforcement authority.

Investigates any fire called to his attention by any party of interest, whenever in his judgment, there is sufficient evidence or circumstances indicating that such fire may be of an incendiary origin.

Uses polygraph service to conduct arson investigations and, on occasion, assists other law enforcement agencies, both state and federal, with examinations on a case-by-case basis.

Serves as a member of the Homeland Security Council with the Mississippi Emergency Management Agency (MEMA) for development and implementation of programs and emergency response in the interest of public safety.

Conducts annual in-service training for the County Arson Investigators Program in conjunction with the State Fire Academy.

Serves as guest instructors for the Basic Arson Investigator Course conducted at the State Fire Academy.

Conducts semi-annual fire drills and safety seminars of state-owned buildings in the Capitol Complex in conjunction with the MS Department of Finance and Administration’s Capitol Police and City of Jackson Fire and Police Departments.

Enforces the Mississippi Fire Prevention Code regarding the inspection of all buildings owned by the state or state agencies, places of public assembly and sprinkler systems of high-rise buildings.

Regulates factory-built homes which requires the licensing of retailers, developers, modular home contractors, manufacturers and independent contracted installer/transporters.

Serves as the State Administrative Agency (SAA) for the U.S. Department of Housing and Urban Development (HUD).

Develops and implements a fire safety education program using nationally recognized standards for the State of Mississippi to reduce loss of life and property from fires.

Establishes statewide uniform procedures and qualifications, assessment and collection of fees for the licensure of individuals and companies which offer electronic protective systems to the general public.

Coordinates quarterly meetings for the Electronic Protection Licensing Advisory Board, which provides administrative and civil penalties for certain violations and provides assistance in determining effect of this regulation on local rules and regulations.

2016 In addition to regular duties outlined in the report on Statistics page, performed other duties as follows: Increased outreach activities, fire safety education and distribution of free smoke alarms in effort to

reduce number of fire deaths in state Recorded the total number of 2016 fire deaths in Mississippi as 55, down from 61 fire deaths in

2015 Assisted state and local authorities during flooding in March, 2016

OTHER REGULATORY ACTIVITIES

24


Fire Services Development Division

2016- See Statistics Pages for other Activities Awarded $10,000.00 in rewards through the State Fire Marshal Arson Reward Program

DUTIES AND RESPONSIBILITIES:

Oversees accountability and distribution of State Fire Funds to counties and municipalities. Oversees Rural Fire Truck Acquisition Assistance Program (RFTAAP). Oversees Supplemental Rural Fire Truck Acquisition Assistance Program (SRFTAAP). Manages Mississippi Fire Incident Reporting system used by state’s 757 fire departments. Manages Fire Safety Education Division.

SUPPORT ACTIVITIES

Liquefied Compressed Gas Division

DUTIES AND RESPONSIBILITIES: Establishes and enforces liquefied compressed gas regulations pertaining to the safe use and

handling of butane, propane and anhydrous ammonia. Issues permits to retail dealers, wholesalers, transporters and distributors, and service

technicians of propane. Investigates accidents, upon request, to determine the involvement of liquefied compressed

gas. Inspects premises that store, sell, refine, compound or blend liquefied compressed gas. Conducts safety training schools for liquefied compressed gas dealers and their employees. Tests and certifies liquefied compressed gas installers and propane delivery drivers.

2016- See Statistics Pages for Activities

25

Mississippi State Fire Academy (Sub-Agency)


2016 - Accomplishments

239 students trained in NFPA 1001-I-II (required for all full-time firefighters).

15 students completed the Volunteer NFPA 1001 based course.

252 students completed the Mississippi Certified Volunteer FF Level I course.

154 students completed the Mississippi Certified Volunteer FF Level II course.

126 students completed the Certified Volunteer Upgrade course.

14 students completed the 32 hour County Arson Investigation course.

38 students completed the Arson Annual In-Service 8 hour course.

27 students completed the Fire Investigator course.

1,081 people toured the Academy campus and received fire safety education/information.

15,312 students trained in various areas of emergency first response (fire safety education, rescue, hazardous materials, incident command system, automobile extrications, liquefied compressed gas, fire suppression, fire officer training, safety officer training, etc.).

Campus Improvements/Additions

Request for funding of Fire Station/Dormitory State Disaster Staging Area construction project.

Events on Campus

April 16-17, 2016 MS Firefighter Association Cookout

April 25-29, 2016 Annual Chlorine Institute Emergency Plan (CHLOREP) Team Training

July 16-17, 2016 National Fire Academy Weekend

October 11, 2016 Annual Statewide Fire Fighters Memorial

November 5, 2016 Emergency Preparedness 5K Fun Run & Walk

Duties and Responsibilities

MS Code Annotated Section 45-11-7: The State Fire Academy was created for the purpose of training and education of persons engaged

in municipal, county and industrial fire protection. The Academy is officially designated as the agency of this state to conduct training for fire personnel

on a statewide basis to all duly constituted fire departments.

Reggie Bell

After being named Executive Director in 2007, Reggie Bell established a formal mission statement to inform the public and the fire service of the purpose of the agency. Agency Mission: To serve the Mississippi Fire Service Community and the World by providing quality education and training in fundamental and advanced skills to save life and property. Making A Difference When It Matters The Most!

26


Mississippi State Fire Academy (Sub-Agency) cont.

Duties and Responsibilities

MS Code Annotated Section 45-11-7: The Academy is designated as a division of the Insurance Department. MS Code Annotated Section 45-11-203: Within one year of employment, all paid full time fire fighters shall be certified as completing the

mandatory training requirements administered by the State Fire Academy. MS Code Annotated Section 83-1-39: Requires one member of the sheriff's department to be the county fire investigator and to attend

training at the State Fire Academy in arson investigation. Trains municipal, county, and industrial fire personnel annually by providing quality education and

training in fundamental and advanced skills to save life and property.

Offers 11 courses and 23 levels of the National Fire Protection Association classes accredited by the International Fire Service Accreditation Congress (IFSAC).

Offers 15 courses and 25 levels accredited by the National Board on Fire Service Professional

Qualifications (ProBoard).

Offers courses on and off campus ranging from three hours to 252 hours in length. Off-campus courses can be requested by any department or industrial client within Mississippi.

Offers two courses per county within Mississippi at no cost to the departments.

Provides certain courses which can be used for college credit hours through a program developed

by Meridian Community College's (MCC) Emergency Service Degree Program. The program at MCC is open to any student enrolled in the college's Fire Protection Technology associate degree program.

Receives state and federal grant funds to assist in training students statewide at no cost or reduced

cost to the fire departments. Course fees are minimal to the departments.

27

FIRE MARSHAL STATISTICS

Fire Related Deaths and Injuries (Based on data reported by fire departments in the state

to the Mississippi Fire Incident Reporting System)

January 1, 2016-December 31, 2016

Civilian Fire Service

**Fire Related Injuries 96 33

**Fire Related Deaths 55 1

Civilian FirefighterFire Related Injuries 96 33Fire Related Deaths 55 1

0

10

20

30

40

50

60

70

80

90

100

Fire Related Injuries Fire Related Deaths

Civilian

Firefighter

**These numbers do not reflect a complete total. Some injuries/deaths may not have been reported in the incident report completed by the responding fire department. Also, there were additional injuries which did not require a fire department response.

28

FIRE MARSHAL STATISTICS

Based on data reported to the Mississippi Fire Incident Reporting System

January 1, 2016-December 31, 2016

Fires (All Types) 22,171

EMS/Rescue 113,944

Hazardous conditions calls 5,737

Service calls 9,226

Good intent calls 16,490

Severe weather/Natural disaster

740

Special incident calls 538

Unknown type incident 2

False calls 13,028

Overpressure Rupture, Explosion, Overheat 324

TOTAL 182,200

Fires (All Types)

EMS/Rescue

Hazardous Condition Calls

Service Calls

Good Intent Calls

Severe Weather/Natural Disaster

Special Incident Calls

Unknown Incident Type

False Calls

2016 Mississippi Fire Incident Reporting System

29

Fire Marshal Division Activities -Year Ending December 31, 2016

STATISTICS

1. FIRE INVESTIGATIONS

(a) Incendiary 220

(b) Accidental 217

(c) Undetermined 112

Total fires investigated 549

Fire death investigations 54

Arrests 59

Arrest rate 27%

Polygraph examinations conducted 23

Estimated property losses on buildings $61,520,543.00

Estimated property losses on contents $19,131,868.00

Insurance coverage on buildings $17,717,751.36

Insurance coverage on contents $ 4,867,040.00

K-9 Unit Call-Outs 88

(a) Sita - Accelerant canine 42

(b) Ringo - Explosives canine 42

(c) Buddy—Cadaver canine 4

Wild Land Fires

Total Wild Land Fires Investigated 17

(a) Incendiary 7

(b) Accidental 6

(c) Undetermined 4

Estimated dollar loss $ 124,500.00

2. MISSISSIPPI FIRE PREVENTION CODE

Correctional facilities inspections 298

State and county facilities inspections 1,435

Private facilities 35

Child care facilities inspections 12

Pyrotechnic display permits issued 29

Number of miscellaneous inspections 300

Total fire safety inspections by staff 2,109

30

3. FACTORY-BUILT HOMES

Number of licenses issued – (Retailers, Developers, Manufacturers and Installer/Transporters)

277

Number of inspections conducted – (Retailer Lots and Consumer Complaints)

367

Number of consumer complaints filed 19

Number of property locator inspections 4,652

Number of plant audits and units inspected 1

Number of Manufactured Housing Units Inspected on Retailer Lots 1,220

Number of Plan Reviews—(State, Modular, Other) 132

STATISTICS

Fire Marshal Division Activities -Year Ending December 31, 2016

4. MISSISSIPPI RESIDENTIAL ELECTRONIC PROTECTION

Number of new applications submitted – (Class A, B, C, D, T, H) 611

Number of licenses issued – (Class A, B, C, D. T) 1,513

Number of investigations 25

Number of inspections 142

Number of background checks conducted 1,513

5. FIRE SERVICES DIVISION

Compliance forms processed (Not including invoices) 2,000

Rebate funds dispersed $ 19,653,656.77

RFTAAP funds dispersed $ 1,540,000.00

SRFTAAP funds dispersed $ 350,000.00

State/Regional meetings held 24

MS Fire Bridge reporting system training 34

Incidents reported statewide 189,320

6. FIRE SAFETY EDUCATION

Remembering When sessions 2

Fire safety presentations with Fire Safety Trailer 68

Fire safety presentations without Fire Safety Trailer 43

Fire safety conferences attended 3

Schools visited 58

Fire departments visited 28

Other facilities visited 91

Smoke alarm trainings 1

Smoke alarms installed-state-wide conventional 2,500

31

STATISTICS

Liquefied Compressed Gas Division Activities January 1, 2016-December 31, 2016

Installation reports received 18,332

Installations inspected 5,201

Installations disapproved 48

Schools inspected using L. P. Gas as an energy source 106

Bulk storage plants inspected 227

Bobtail trucks inspected 259

Review, examine and audit L. C. Gas dealer locations 2,219

Installer and drivers tested and approved 133

Participation in safety and training meetings 72

Accidents investigated 8

New permits Issued (Class 1) 25

L. P. Gas cylinder filling locations inspected 288

32

All Licenses Renewed Every 2 Years

SCA Elevator Contractor License $ 1,800.00

SCA Elevator Inspector License $ 1,000.00

SCA Elevator Mechanic License $ 7,200.00

NEW

SCA Elevator Contractor $ 1,800.00

SCA Limited Elevator Contractor 00.00

SCA Elevator Inspector $ 1,600.00

SCA Elevator Mechanic $ 2,850.00

SCA Limited Elevator Mechanic $ 200.00

SCA Annual Operating Certificate $ 120,305.00

SCA Installation Permit $ 17,900.00

SCA License Late Fee $ 25.00

TOTAL $ 156,080.00

RENEWALS

SCA Limited Elevator Mechanic License $ 400.00

SCA Historical Variance $ 1,000.00

STATISTICS

Elevator Safety Division Fees Collected 2016

33

STATISTICS

Mississippi Insurance Department Year Ending December 31, 2016

PRIVILEGE LICENSE TAX $ 7,653,293.50

SURPLUS LINES PREMIUM $ 14,950,187.28

RISK RETENTION/PUCHASING GROUPS AND DIRECT PLACEMENT PREMIUM TAXES

$ 381,045.44

FILING FEES $ 2,543,987.50

CERTIFICATE OF AUTHORITY FEES $ 11,417,850.00

POLICY FORM FEES $ 37,991.50

PENALTIES AND FINES $ 206,974.00

MOBILE HOME INSPECTION FEES $ 793,765.83

MOBILE HOME PRIVILEGE LICENSES $ 40,150.00

RESIDENTIAL ELECTRONIC PROTECTION $ 279,190.00

ELEVATOR $ 155,955.00

SUMMONS, ETC. $ 5,356.00

OTHER FEES– POSTAGE AND PHOTOCOPIES $ 1,978.34

OTHER FEES $ 39,208.50

PUBLISHING FEES - MID $ 55,615.00

COMPANY ASSESSMENTS $ 1,207,163.33

TOTAL FEES COLLECTED $39,769,720.22

FIRE REBATE FUNDS DISTRIBUTED $ 19,156,836.82

COMPANY PREMIUM TAX COLLECTED BY DOR

$310,545,751.33

FEES COLLECTED BY MID

PRIVILEGE LICENSE TAX

SURPLUS LINES PREMIUM

RISK RETENTION/PUCHASING GROUPS AND DIRECT PLACEMENT PREMIUMTAXESFILING FEES

CERTIFICATE OF AUTHORITY FEES

POLICY FORM FEES

PENALTIES AND FINES

MOBILE HOME INSPECTION FEES

MOBILE HOME PRIVILEGE LICENSES

RESIDENTIAL ELECTRONIC PROTECTION

ELEVATOR

SUMMONS, ETC.

34

Market Share Comparisons 2005-2016

and

Summary of Financial Condition

and

Mississippi Premiums and Losses

For

Licensed Insurers Filing on Property/Casualty Blank

Licensed Insurers Filing on Life/Health Blank

Licensed Insurers Filing on Fraternal Blank

Licensed Insurers Filing on Title Blank

Licensed Insurers Filing on Health Blank

STATE OF MISSISSIPPI DEPARTMENT OF INSURANCE

JACKSON, MISSISSIPPI

BUSINESS OF LICENSED COMPANIES IN MISSISSIPPI FOR THE YEAR 2016

Premiums Written Losses Paid

Direct Direct

Property/Casualty and Title Blank

Fire 90,351,578 55,067,889$ $

Allied lines 88,768,589 34,061,309

Multiple peril crop 120,919,943 114,875,942

Federal Flood 32,736,901 15,518,297

Private crop 3,529,024 4,815,683

Farmowners multiple peril 22,149,040 14,764,174

Homeowners multiple peril 925,269,106 419,316,452

Commercial multiple peril (non-liability portion) 200,896,784 80,513,121

Commercial multiple peril (liability portion) 86,286,792 30,790,426

Mortgage guaranty 24,961,474 11,683,302

Ocean marine 14,870,289 12,621,166

Inland marine 177,083,614 79,584,508

Financial guaranty 740,407 2,800,839

Medical malpractice 22,665,537 7,602,267

Earthquake 14,151,039 0

Accident and health 62,711,956 39,362,506

Workers' compensation 354,449,633 172,306,151

Other liability 235,468,319 90,141,619

Excess Workers' Compensation 11,091,729 5,551,201

Products liability 12,325,806 5,750,893

Private passenger auto no-fault (personal injury protection) 0 469,239

Other private passenger auto liability 954,104,992 617,510,891

Commercial auto no-fault (personal injury protection) 95,839 57,419

Other commercial auto liability 236,574,703 150,003,334

Private passenger auto physical damage 806,074,734 498,967,239

Commercial auto physical damage 81,048,699 53,622,570

Aircraft (all perils) 11,565,193 12,077,266

Fidelity 7,904,788 2,348,057

Surety 41,759,130 1,673,133

Burglary and theft 1,840,359 314,020

Boiler and machinery 13,423,649 7,468,234

Credit 17,361,134 3,919,260

Title 51,413,088 3,122,975

Warranty 4,282,363 2,280,909

Aggregate write-ins for other lines of business 22,149,966 8,112,883

4,751,026,197 2,559,075,174$ $Totals for Property/Casualty and Title Blank

Life/Health Blank

Ordinary Life 918,323,877 510,003,383$ $

Credit Life 22,304,948 8,884,715

Group Life 264,436,888 233,161,841

Industrial Life 9,263,759 5,916,157

1,214,329,472 757,966,096$Totals $

Ordinary Annuity 1,108,057,139 254,383,508$ $

Group Annuity 307,981,931 97,334,027

1,416,039,070 351,717,535$Totals $

Accident and Health 1,419,911,147 997,225,751$ $

1,419,911,147 997,225,751$Totals $

4,050,279,689 2,106,909,382$ $Totals for Life/Health Blank

Health Blank

Health Maintenance Organizations 5,356,037,575 4,588,416,115$ $

5,356,037,575 4,588,416,115$ $Totals for Health Blank

Fraternal Blank

Fraternal 95,006,090 44,414,335$ $

95,006,090 44,414,335$ $Totals for Fraternal Blank

14,252,349,551 9,298,815,006$ $Grand Totals

Summary of Financial Condition and Mississippi Premiums and Losses

Licensed Insurers filing on Property/Casualty Blank

For the Year Ended 12/31/2016

IncurredPolicyholder

Company Total Assets

Total

Surplus Net Income Written Losses Paid

Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

021st Century Assurance Company 70,287,799 534,072 0 0 069,753,727 0603,346

021st Century Casualty Company 12,438,140 62,455 0 0 012,375,685 061,540

77.0% 82.4%111,69521st Century Centennial Insurance Company 593,045,882 4,188,168 1,416,296 1,717,277 2,071,973588,857,714 1,596,0305,217,826

021st Century Insurance Company 944,964,921 10,097,298 0 0 0934,867,623 031,252,552

53721st Century National Insurance Company 24,572,152 232,001 0 -1,043 024,340,151 -37,769276,079

91.4% 96.2%37,27021st Century North America Insurance Compa 584,934,483 21,339,696 582,039 431,418 776,843563,594,787 709,8924,926,343

021st Century Pacific Insurance Company 44,501,361 456,208 0 0 044,045,153 0224,678

***** *****-12021st Century Premier Insurance Company 285,155,716 2,144,647 -177 7,306 52283,011,069 5,8384,548,145

021st Century Security Insurance Company 199,667,796 2,107,344 0 0 0197,560,452 -1,9351,718,006

52.2% 51.0%-3,660ACA Financial Guaranty Corporation 309,357,530 267,250,796 0 1,434,554 314,67942,106,734 164,276848,705

78.7% 87.7%400,187Acadia Insurance Company 159,980,291 107,657,289 4,349,336 2,024,217 4,427,57152,323,001 3,483,796645,289

71.9% 77.6%1,082,942ACCC Insurance Company 283,872,956 235,218,984 16,031,658 15,030,685 19,077,22748,653,972 13,715,029-7,134,415

191.0% 189.0%-6,024Access Insurance Company 181,261,951 147,944,987 227,409 525,012 300,10933,316,964 573,105-7,869,887

49.0% 58.5%339,580Accident Fund General Insurance Company 272,125,115 202,248,702 4,075,229 763,694 3,567,23769,876,413 1,748,9104,512,003

20.2% 29.3%282,429Accident Fund Insurance Company of Americ 3,114,132,876 2,216,761,874 3,541,895 728,010 3,099,603897,371,002 625,08993,494,793

151.1% 160.1%215,403Accident Fund National Insurance Company 283,481,379 202,644,372 3,424,916 829,703 2,404,63180,837,007 3,633,57310,391,758

53.3% 70.2%330,462Accident Insurance Company, Inc. 100,317,175 87,265,088 1,217,210 1,416,957 1,953,54413,052,086 1,040,436-4,684,974

-0.1% -0.1%0Accredited Surety and Casualty Company, Inc. 46,001,527 22,930,883 34,979 0 34,97923,070,644 -44834,872

53.5% 58.7%888,361ACE American Insurance Company 13,035,791,582 10,223,425,255 17,841,184 5,151,676 17,127,6172,812,366,327 9,157,368180,923,031

Summary - Licensed Insurers filing on Property/Casualty Blank

Page 1 of 39Page 1 of 39

***** Loss Ratio is less than -1000% or greater than 1000%

* Loss Ratio w/o LAE is Direct Losses Incurred compared to Direct Premiums Earned

** Loss Ratio with LAE is Direct Losses Incurred plus Direct Defense and Cost Containment Expense Incurred (Loss Adjustment Expense) compared to Direct Premiums Earned



Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

85.5% 97.4%17,765ACE Fire Underwriters Insurance Company 114,294,201 37,415,473 183,297 90,322 148,44376,878,728 126,8841,947,302

76.6% 81.0%377,052ACE Property and Casualty Insurance Compan 8,192,211,568 6,034,628,945 11,612,983 4,730,604 8,519,9002,157,582,623 6,522,824181,247,386

77.9% 101.3%-26,204ACIG Insurance Company 460,352,638 326,611,908 -112,314 6,265 -112,314133,740,727 -87,5257,244,949

38.8% 65.8%1,283ACSTAR Insurance Company 58,543,280 31,422,233 4,625 0 4,75727,121,047 1,8482,210,570

0ACUITY, A Mutual Insurance Company 3,621,327,936 2,014,684,258 0 0 01,606,643,678 0145,790,516

182.1% 182.1%0ADM Insurance Company 638,060,879 614,186,965 5,741,434 7,641,937 5,621,94023,873,914 10,240,093673,723

0Admiral Indemnity Company 57,708,133 16,035,142 0 0 041,672,991 0940,755

16.3% 63.6%16,978Advantage Workers Compensation Insurance 491,477,936 280,870,553 32,841 12,014 35,830210,607,383 5,8243,511,715

25.7% 25.3%-11,291Aegis Security Insurance Company 127,437,630 71,897,565 2,676,286 643,338 2,614,46755,540,065 672,134-1,389,617

0Aetna Insurance Company of Connecticut 16,103,951 458,083 0 0 015,645,868 0313,279

103.7% 106.1%232,284Affiliated F M Insurance Company 2,992,883,000 1,374,231,235 9,209,244 4,912,684 9,873,6721,618,651,765 10,240,54083,416,741

-3.4% -5.0%-49,897AGCS Marine Insurance Company 326,584,046 138,407,206 2,896,578 2,711,908 3,142,289188,176,840 -108,2564,914,267

83.4% 83.4%0Agri General Insurance Company 120,543,907 9,065,750 1,975,713 1,125,225 1,612,956111,478,157 1,345,9051,586,646

-125.8% -143.4%-50,215AIG Assurance Company 34,446,201 1,315,191 118,440 1,280,824 285,31333,131,010 -359,034594,048

39.6% 43.8%116,934AIG Property Casualty Company 4,179,989,808 3,228,296,720 3,056,302 822,972 2,763,624951,693,088 1,094,641440,228,621

0Aioi Nissay Dowa Insurance Company of Ame 133,161,290 71,032,850 0 0 062,128,440 01,824,308

-37.9% 39.4%-8,252AIU Insurance Company 72,144,724 6,248,475 -36,097 79,253 -10,68165,896,249 4,046892,086

0Alamance Insurance Company 475,029,484 103,433,888 0 0 0371,595,596 011,695,580

23.0% 32.0%8,350Alaska National Insurance Company 951,411,306 513,407,916 33,439 20,954 92,520438,003,390 21,23453,355,733

-145,553Alea North America Insurance Company 101,202,856 19,535,983 0 0 081,666,873 -1,4711,166,756

79.7% 80.8%138,051Alfa General Insurance Corporation 93,123,049 44,241,929 14,105,979 10,500,828 13,366,13548,881,120 10,659,2312,383,048

69.0% 70.2%1,002,799Alfa Insurance Corporation 95,262,159 48,414,529 88,066,931 57,939,742 85,575,36646,847,630 59,039,0482,293,643

-61.1% -64.5%-3,248Alfa Mutual General Insurance Company 103,260,316 46,146,980 98,640 419,116 95,85657,113,337 -58,5471,831,361








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

66.2% 67.2%22,202Alfa Specialty Insurance Corporation 53,812,047 25,887,473 1,927,491 1,879,251 2,164,87727,924,573 1,433,486785,980

All America Insurance Company 283,892,378 131,277,147 152,615,225 6,488,303

-6.8% -14.3%-29,253Allegheny Casualty Company 34,944,159 12,100,181 395,573 0 393,49822,843,978 -26,911496,772

56.4% 58.8%67,076Allianz Global Risks US Insurance Company 8,002,547,196 6,070,698,710 2,653,186 1,305,289 2,771,5401,931,848,486 1,562,224-268,574,782

34.4% 41.1%240,800Allied Eastern Indemnity Company 77,337,918 60,458,819 3,475,586 1,056,688 3,581,76816,879,099 1,232,980573,801

179.1% 184.5%12,379Allied Insurance Company of America 50,114,062 35,940,195 344,373 321,581 228,80814,173,867 409,84997,401

20.1% 24.9%15,766ALLIED Property and Casualty Insurance Com 390,671,077 331,687,059 512,564 19,012 325,82258,984,018 65,336642,613

30.1% 59.6%195,907Allied World Insurance Company 1,713,438,807 682,767,904 579,644 320,067 663,9131,030,670,903 200,07311,271,256

21.5% 31.9%37,315Allied World National Assurance Company 306,193,787 150,719,352 322,372 13,982 359,036155,474,434 77,322-534,558

117.9% 151.1%520,742Allied World Specialty Insurance Company 795,181,092 382,075,989 1,425,916 1,255,581 1,568,655413,105,102 1,850,1757,837,789

0Allmerica Financial Alliance Insurance Compa 20,254,414 29,699 0 0 020,224,715 0416,689

42.9% 46.4%2,691Allmerica Financial Benefit Insurance Compan 40,536,835 33,092 42,984 39,950 77,32540,503,743 33,164726,985

0Allstate Fire and Casualty Insurance Company 261,958,503 3,253,436 0 0 0258,705,067 02,598,833

31.5% 34.9%373,005Allstate Indemnity Company 121,677,726 10,877,786 10,587,556 4,296,122 10,742,663110,799,940 3,378,6221,385,045

31.3% 30.6%-487,924Allstate Insurance Company 45,624,230,940 30,064,283,316 68,636,526 33,563,678 70,364,82415,559,947,624 22,045,7111,379,830,013

0Allstate Northbrook Indemnity Company 58,155,190 343,907 0 0 057,811,283 0712,113

53.0% 55.0%3,123,542Allstate Property and Casualty Insurance Com 250,646,632 14,170,517 150,291,847 74,423,058 151,351,672236,476,115 80,162,0182,521,476

31.5% 33.0%263,730Allstate Vehicle and Property Insurance Comp 59,379,662 4,775,770 19,437,321 7,499,548 17,141,64254,603,892 5,394,374693,159

0.0% 0.0%0ALPS Property & Casualty Insurance Compan 114,353,656 76,045,390 22,577 0 22,59538,308,266 02,709,938

40.8% 42.3%27,595Alterra America Insurance Company 421,790,999 228,813,313 1,125,109 501,708 1,860,671192,977,686 759,09729,221,169

Amalgamated Casualty Insurance Company 56,744,363 13,922,892 42,821,470 449,809

33.7% 38.9%24,701AMCO Insurance Company 951,707,161 750,378,961 759,332 84,570 475,586201,328,200 160,5092,658,389

0American Access Casualty Company 339,020,933 278,151,847 0 0 060,869,086 06,586,420








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

69.1% 69.1%7,405American Agri-Business Insurance Company 675,831,664 645,605,374 21,166,845 15,251,185 20,970,45330,226,290 14,488,6113,260,915

0American Agricultural Insurance Company 1,249,233,575 673,317,543 0 0 0575,916,032 029,252,657

116.4% 127.7%789,740American Alternative Insurance Corporation 535,314,682 336,893,341 7,273,411 4,081,628 7,000,974198,421,341 8,152,44827,852,916

71.2% 83.7%68,182American Automobile Insurance Company 134,486,508 58,584,810 556,666 198,348 544,64175,901,698 387,7831,140,913

36.3% 36.4%22,248American Bankers Insurance Company of Flor 1,986,257,225 1,457,728,206 26,359,169 9,813,274 24,640,039528,529,019 8,955,607143,607,185

-2.2% -7.1%-14,410American Builders Insurance Company 132,524,357 91,823,759 305,788 0 295,41140,700,598 -6,4952,905,258

290.9% 314.4%1,715American Business & Mercantile Insurance M 64,646,987 34,020,248 7,297 0 7,29730,626,739 21,230-712,463

-142.7% -134.7%400,983American Casualty Company of Reading, Pen 139,574,400 71,531 4,938,817 1,405,327 5,042,832139,502,868 -7,194,7929,931,579

27.1% 32.4%3,271American Commerce Insurance Company 336,139,140 227,877,822 74,688 18,255 61,809108,261,319 16,7301,822,659

66.1% 79.8%100,685American Compensation Insurance Company 71,475,451 17,909,384 288,735 134,876 732,98253,566,067 484,581335,605

-10.4% -11.4%-4,647American Contractors Indemnity Company 302,094,195 184,994,969 418,986 -12,973 434,487117,099,226 -45,04117,925,063

0American Country Insurance Company 86,963,420 61,901,960 0 0 025,061,460 0-1,283,199

14.4% 12.7%-19,064American Economy Insurance Company 69,540,410 2,166,180 1,240,354 222,672 1,128,51067,374,231 162,292-536,026

0American Empire Insurance Company 50,562,074 30,812,253 0 0 019,749,821 0-955,997

0American Equity Specialty Insurance Compan 77,641,484 49,167,879 0 0 028,473,604 02,899,505

28.6% 28.9%32,898American Family Home Insurance Company 404,651,785 218,031,598 12,062,142 4,248,083 12,327,786186,620,187 3,530,7606,898,892

5.5% 5.5%0American Federated Insurance Company 47,387,151 26,513,877 9,164,513 555,274 8,860,61320,873,275 487,8883,452,821

111.6% 129.0%268,407American Fire and Casualty Company 42,352,840 2,277,568 1,379,009 1,549,326 1,543,34840,075,271 1,722,556552,364

8.1% 11.4%403,882American Guarantee & Liability Insurance Co 253,582,968 74,798,499 9,888,837 7,400,706 12,319,190178,784,470 998,6563,863,634

1,543American Hallmark Insurance Company of Te 417,721,324 278,538,927 0 0 0139,182,397 03,040,077

0American Healthcare Indemnity Company 21,559,090 212,175 0 0 021,346,915 046,673

127.6% 127.5%-3,245American Home Assurance Company 29,684,870,445 23,237,278,874 5,402,647 1,671,030 3,052,4066,447,591,571 3,894,713-243,760,640

310.2% 312.9%14,168American Insurance Company, The 141,762,716 77,801,918 330,463 596,800 543,15163,960,798 1,685,111-1,718,228








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

50.4% 53.6%318,492American Interstate Insurance Company 1,225,519,934 831,503,968 9,589,330 4,068,695 10,003,861394,015,966 5,044,97578,953,165

76.1% 76.1%0American Mercury Insurance Company 362,692,663 200,980,067 6,150 566,546 719,502161,712,596 547,69612,073,037

-7.1% -0.2%3,730American Mining Insurance Company 36,934,749 10,848,905 47,275 125 53,97026,085,844 -3,836398,571

40.8% 41.1%14,488American Modern Home Insurance Company 1,115,147,397 708,252,565 4,850,907 2,419,603 5,644,292406,894,832 2,302,57415,772,647

0American Modern Property and Casualty Insur 22,260,465 5,395,028 0 0 016,865,437 0165,613

22.7% 23.1%12,621American Modern Select Insurance Company 325,272,887 267,790,700 3,172,571 790,142 3,200,10357,482,186 726,2075,159,621

49.4% 48.2%-2,262American National General Insurance Compan 103,160,491 35,895,802 170,514 119,417 188,06267,264,689 92,8141,670,482

57.7% 58.8%122,118American National Property and Casualty Co 1,320,141,989 693,156,536 12,117,579 4,950,587 11,138,801626,985,453 6,425,2957,124,965

56.0% 56.0%0American Pet Insurance Company 55,169,163 24,718,629 114,774 57,854 106,62330,450,534 59,7584,080,658

864American Property Insurance Company 21,729,965 14,250,064 0 34,728 07,479,901 594374,564

36.3% 38.7%154,590American Reliable Insurance Company 236,996,118 145,361,584 6,922,874 2,056,917 6,564,26991,634,534 2,384,2463,372,141

42.5% 45.9%58,915American Resources Insurance Company, Inc. 23,666,439 18,609,702 1,791,014 289,076 1,742,0985,056,737 741,103-1,163,989

59.2% 59.2%0American Road Insurance Company, The 658,824,105 410,908,445 1,660,113 960,254 1,660,023247,915,660 982,1863,697,754

89.3% 89.3%-53American Security Insurance Company 1,552,539,216 997,337,225 1,237,934 1,135,202 1,258,803555,201,991 1,124,38684,150,280

74.4% 78.1%1,174American Select Insurance Company 254,989,442 140,109,974 38,797 21,505 31,681114,879,468 23,5807,037,305

-54.0% -54.0%0American Sentinel Insurance Company 36,280,215 19,330,748 172 0 69316,949,467 -374-45,479

35.1% 45.0%78,764American Service Insurance Company, Inc. 152,776,879 102,300,830 524,100 453,970 793,42250,476,049 278,540-1,179,644

66.8% 71.7%8,471American Southern Home Insurance Company 171,431,164 123,952,115 170,373 73,855 172,00447,479,049 114,8133,083,288

27.2% 31.2%7,924American Southern Insurance Company 110,919,738 69,430,872 140,396 27,463 198,11341,488,866 53,8345,930,686

50.7% 145.5%1,591,302American States Insurance Company 139,686,891 7,294,070 1,674,014 4,672,228 1,678,970132,392,820 851,7165,828,086

287American States Insurance Company of Texas 12,267,606 210,497 0 0 012,057,108 0243,935

135.9% 136.6%1,162American States Preferred Insurance Company 23,180,445 1,173,690 155,659 119,204 165,70322,006,753 225,183260,913

55.9% 57.4%52,714American Strategic Insurance Corp. 1,079,987,187 590,627,933 5,362,934 1,268,334 3,512,981489,359,254 1,964,76919,795,326








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

-7.9% -8.2%-7American Summit Insurance Company 48,747,253 18,285,006 1,052 0 2,83930,462,247 -2252,124,279

-7.6% -8.0%-856American Surety Company 14,605,750 3,664,496 223,282 0 214,21410,941,254 -16,3481,458,436

28.1% 32.0%519,844American Zurich Insurance Company 315,945,797 85,211,038 12,444,733 3,508,956 13,302,959230,734,759 3,734,0364,716,821

201Americas Insurance Company 19,797,544 12,018,340 0 0 07,779,205 0-802,960

0Ameriprise Insurance Company 49,126,833 1,816,267 0 0 047,310,566 01,084,716

54.3% 61.2%263,731Amerisure Insurance Company 836,429,639 590,604,053 4,117,050 1,848,445 3,818,795245,825,586 2,075,2617,521,160

58.2% 65.4%223,592Amerisure Mutual Insurance Company 2,231,781,160 1,293,834,461 2,604,886 1,476,837 3,142,006937,946,699 1,829,76440,448,992

191.3% 198.9%75,832Amerisure Partners Insurance Company 84,793,896 60,306,090 938,608 1,690,301 999,40424,487,806 1,911,861518,950

29.0% 29.5%3,753AMEX Assurance Company 227,781,855 46,375,066 748,286 245,478 775,020181,406,789 224,52359,699,178

38.3% 45.9%459,044AmFed Casualty Insurance Company 5,970,357 851,112 5,766,419 2,427,726 5,987,4105,119,245 2,290,44840,520

77.2% 81.2%581,639AmFed National Insurance Company 69,661,075 37,483,763 13,214,379 10,656,530 14,596,66032,177,312 11,264,0262,479,994

AmFirst Specialty Insurance Company 3,507,808 1,136,671 2,371,137 377,535

43.6% 49.0%121,350AmGuard Insurance Company 600,335,289 459,442,205 2,858,889 411,346 2,225,082140,893,084 969,10112,328,765

81.8% 85.6%50,632Amica Mutual Insurance Company 5,120,643,548 2,536,969,367 1,387,416 855,507 1,331,7042,583,674,181 1,088,817146,158,832

3.6% 1.4%-958AmTrust Insurance Company of Kansas, Inc. 151,516,569 118,953,427 67,201 0 44,13032,563,142 1,5738,353,668

89.9% 92.4%21,432Anchor Specialty Insurance Company 16,992,755 7,977,197 755,119 660,373 850,5609,015,558 764,781-4,141,228

0Ansur America Insurance Company 114,120,561 70,907,093 0 0 043,213,469 03,817,226

0Arch Indemnity Insurance Company 81,054,076 51,937,733 0 0 029,116,343 02,394,620

31.4% 33.6%277,368Arch Insurance Company 3,729,306,618 2,840,704,123 13,059,392 3,608,978 12,217,995888,602,495 3,832,63149,665,643

0Arch Mortgage Assurance Company 16,004,847 197,700 0 0 015,807,147 0-81,548

0Arch Mortgage Guaranty Company 51,292,182 1,714,873 0 0 049,577,309 046,607

9.0% 9.0%0Arch Mortgage Insurance Company 547,478,669 391,972,047 450,679 75,598 396,907155,506,622 35,763-31,796,526

0Arch Reinsurance Company 2,040,379,886 756,272,030 0 0 01,284,107,856 036,880,577








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0Arch Structured Mortgage Insurance Company 8,373,442 154,111 0 0 08,219,331 0-1,661,910

18.9% 28.5%377,721Argonaut Great Central Insurance Company 37,807,457 12,107,857 3,833,411 836,145 3,902,94725,699,600 735,968577,464

39.9% 46.1%87,666Argonaut Insurance Company 1,675,030,580 875,359,859 1,421,134 749,764 1,426,720799,670,721 569,92152,005,598

36.3% 70.7%28,097Argonaut-Midwest Insurance Company 21,689,280 4,184,630 98,391 78,720 81,68817,504,650 29,684303,800

242Argonaut-Southwest Insurance Company 18,224,622 9,659 0 0 018,214,963 0257,048

47.2% 47.4%1,948Armed Forces Insurance Exchange 139,924,052 73,292,351 755,394 226,958 735,92966,631,701 347,041-8,105,995

-117,619Arrowood Indemnity Company 1,322,412,445 1,103,117,791 0 63,274 0219,294,654 -844,331-37,456,673

14.6% 16.6%20,042Aspen American Insurance Company 881,080,732 426,590,029 1,203,707 33,158 1,012,470454,490,703 147,63014,391,825

***** *****-117,003Associated Indemnity Corporation 111,861,842 23,280,148 12,127 44,240 29,04488,581,694 -420,7061,209,524

40.6% 46.8%181,143Association Casualty Insurance Company 45,612,937 26,200,284 2,787,913 2,014,874 2,911,40419,412,653 1,181,1351,203,125

0.0% 107.6%1,452AssuranceAmerica Insurance Company 55,030,383 41,809,297 750 0 1,34913,221,086 0767,487

-666.8% -661.5%52,696Assured Guaranty Corp. 3,271,971,296 1,376,393,939 0 1,366,285 1,002,8131,895,577,357 -6,686,619107,611,358

0.0% 0.0%0Assured Guaranty Municipal Corp. 5,333,521,963 3,012,517,065 304,952 0 789,0962,321,004,898 0190,725,842

0.0% 0.0%0Atain Insurance Company 82,937,356 33,442,298 3,175 0 3,15249,495,058 01,132,675

0Atlanta International Insurance Company 42,237,644 19,922,405 0 0 022,315,239 02,338,288

39.8% 48.8%775,595Atlantic Specialty Insurance Company 2,232,654,787 1,607,807,119 7,994,816 2,827,393 8,644,904624,847,668 3,438,92534,925,248

820.4% 936.1%14,318Atradius Trade Credit Insurance, Inc. 112,385,102 49,142,684 -17,899 0 12,37163,242,418 101,487-3,221,357

0Austin Mutual Insurance Company 57,617,184 11,732,016 0 0 045,885,168 04,321,252

45.2% 45.2%374Auto Club Family Insurance Company 109,204,562 64,186,666 2,668,447 1,093,215 2,444,08745,017,896 1,104,668-295,044

78.6% 83.5%321,961Automobile Club Inter-Insurance Exchange 434,548,449 208,268,403 6,994,178 5,325,122 6,540,228226,280,046 5,141,279-2,147,537

38.3% 39.4%97,166Automobile Insurance Company of Hartford, 1,006,619,163 690,215,970 8,213,323 3,443,028 8,945,990316,403,193 3,427,51835,620,761

0Auto-Owners Insurance Company 14,313,470,644 4,623,394,187 0 0 09,690,076,457 0454,883,367

0Auto-Owners Specialty Insurance Company 28,303,872 39,371 0 0 028,264,501 062,413








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

-2.0% 1.5%6,428Avemco Insurance Company 80,255,943 27,630,301 168,071 12,033 182,67052,625,642 -3,6768,018,416

-50AXA Art Insurance Corporation 14,820,552 5,124,477 0 0 09,696,075 -447-534,563

8.0% 6.2%-5,825AXA Insurance Company 226,000,759 97,734,998 262,397 1,200 318,122128,265,761 25,50814,560,254

196.4% 196.0%-26,633AXIS Insurance Company 1,505,391,751 930,866,710 6,324,898 12,551,158 6,210,384574,525,041 12,197,39713,938,308

-191.7% -230.3%-40,608AXIS Reinsurance Company 3,003,194,977 2,106,947,664 103,143 0 105,115896,247,313 -201,52417,223,246

-84,979AXIS Specialty Insurance Company 65,233,973 13,522,488 0 0 051,711,485 -29,809-632,825

-54.1% -61.7%-137Balboa Insurance Company 87,652,784 9,821,501 0 1,446 1,80077,831,283 -973238,620

39.4% 39.7%401Bankers Insurance Company 149,478,986 65,308,700 140,571 111,000 141,01284,170,286 55,58113,338,081

16.5% 12.8%-12,346Bankers Standard Insurance Company 636,326,525 470,188,843 324,902 54,305 329,136166,137,682 54,45012,905,249

0.0% 0.0%0Bar Plan Mutual Insurance Company, The 43,597,382 26,036,065 346 0 40517,561,317 0250,945

52.9% 53.7%31,524BCS Insurance Company 269,416,276 114,263,113 3,425,461 1,619,487 3,809,142155,153,163 2,014,41911,394,363

11.7% 22.5%120,852Beazley Insurance Company, Inc. 300,199,260 178,126,837 1,471,500 22,299 1,114,217122,072,423 129,9572,398,113

-50,003Bedivere Insurance Company 259,254,977 152,651,848 0 39,980 0106,603,129 -21,0763,457,615

79.8% 96.4%949,001Benchmark Insurance Company 275,883,887 187,700,662 5,711,446 2,395,658 5,697,74088,183,225 4,544,1678,389,537

113.3% 119.0%63,652Berkley Insurance Company 17,940,465,401 12,447,421,669 1,223,330 0 1,124,3565,493,043,732 1,273,992702,830,015

39.7% 42.5%138,802Berkley National Insurance Company 127,177,997 76,206,006 5,071,563 1,244,521 4,931,83050,971,990 1,958,605907,895

13.3% 21.9%214,060Berkley Regional Insurance Company 748,237,221 41,314,928 2,354,931 708,937 2,499,763706,922,293 332,48013,025,726

0Berkshire Hathaway Assurance Corporation 2,351,354,658 557,593,300 0 0 01,793,761,358 0254,141,248

61.9% 78.0%158Berkshire Hathaway Direct Insurance Compan 132,894,791 15,180,821 11,546 0 981117,713,968 6071,620,652

36.3% 41.2%265,249Berkshire Hathaway Homestate Insurance Co 2,467,209,462 1,209,736,720 5,822,419 1,319,363 5,509,3041,257,472,742 2,002,1743,995,529

45.8% 56.6%189,661Berkshire Hathaway Specialty Insurance Com 4,086,473,140 749,333,659 3,146,187 16,833 1,760,2123,337,139,481 806,316-58,039,146

56.7% 64.0%597,001BITCO General Insurance Corporation 851,809,433 556,238,471 8,868,285 3,981,041 8,188,265295,570,962 4,639,54524,093,294

111.0% 182.5%254,657BITCO National Insurance Company 501,302,737 355,928,851 329,928 157,832 355,807145,373,886 394,8666,131,669








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

90.2% 105.7%21,905Bloomington Compensation Insurance Compa 18,069,721 4,149,298 142,213 42,583 141,51013,920,423 127,694114,237

0BlueShore Insurance Company 73,707,949 56,536,673 0 0 017,171,276 0742,842

-175.8% -175.8%0Bond Safeguard Insurance Company 88,533,143 47,867,592 6,313 0 8,53040,665,551 -15,0007,407,345

0.0% 0.0%0Boston Indemnity Company, Inc. 7,394,402 2,262,764 2,850 0 4,3655,131,638 0123,404

41.6% 45.0%576,962Bridgefield Casualty Insurance Company 55,355,028 9,522,808 17,305,305 7,738,547 17,305,30545,832,220 7,201,791655,880

59.1% 90.8%840,075Bridgefield Employers Insurance Company 122,627,020 9,164,158 2,651,244 1,472,461 2,651,244113,462,862 1,567,7526,633,517

42.4% 49.3%2,269,153Brierfield Insurance Company 13,216,250 4,301,086 32,240,565 14,188,648 33,219,5188,915,164 14,098,327211,220

103.5% 104.4%82,653Brotherhood Mutual Insurance Company 600,708,650 355,993,466 9,026,760 8,286,176 8,756,256244,715,184 9,063,09612,248,635

0.0% 0.0%0Build America Mutual Insurance Company 496,685,983 65,204,037 417,455 0 10,303431,481,946 0-32,724,440

58.9% 68.4%756,983Builders Mutual Insurance Company 779,790,484 469,758,054 8,477,549 2,434,320 7,941,926310,032,430 4,676,30219,573,243

0Builders Premier Insurance Company 11,914,048 82,999 0 0 011,831,049 0193,836

46.5% 46.9%1,665California Casualty Indemnity Exchange 582,839,711 309,811,799 478,760 408,407 482,035273,027,912 224,194-6,953,504

16.9% 29.4%22,734CAMICO Mutual Insurance Company 90,925,277 50,743,545 185,287 33,588 180,92540,181,732 30,5251,244,921

626.7% 632.8%2,450Campmed Casualty & Indemnity Company, In 20,861,438 20,415 45,272 0 40,06320,841,023 251,078371,857

52.1% 56.9%490,324Canal Insurance Company 818,978,644 379,277,426 9,081,831 8,886,612 10,237,736439,701,218 5,332,81710,320,523

3.9% 7.7%15,471Capitol Indemnity Corporation 520,005,597 285,765,169 373,780 64,390 415,507234,240,428 16,3988,474,675

0.0% 0.0%0Capson Physicians Insurance Company 25,598,413 20,431,972 160,843 0 153,1365,166,441 0-1,584,611

75.3% 113.2%897,900Carolina Casualty Insurance Company 171,346,997 70,049,601 2,412,378 857,747 2,367,282101,297,396 1,781,7632,666,584

95.8% 95.8%0Caterpillar Insurance Company 687,246,446 371,047,350 3,492,852 2,628,841 2,774,298316,199,096 2,657,89018,884,685

-276.5% -276.8%-285Catlin Indemnity Company 133,338,778 64,726,423 54,707 24,135 104,23668,612,355 -288,194-185,688

83.1% 97.5%238,883Catlin Insurance Company, Inc. 230,503,293 173,840,791 1,143,693 1,541,979 1,663,61656,662,502 1,382,909-887,337

0CEM Insurance Company 35,139,883 24,031,904 0 0 011,107,979 0630,425

0Censtat Casualty Company 24,518,165 7,017,512 0 0 017,500,654 0431,081








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

32.6% 32.8%8,360Centauri Specialty Insurance Company 128,737,684 90,997,416 5,319,249 1,123,045 4,537,22437,740,268 1,478,578-4,963,920

78.8% 78.8%0Centennial Casualty Company 115,137,270 43,752,313 91,659 74,970 93,84271,384,957 73,9705,166,771

0Central Mutual Insurance Company 1,514,508,192 771,460,568 0 0 0743,047,617 032,530,668

69.9% 69.9%0Central States Indemnity Co. of Omaha 447,853,650 69,843,912 780,567 580,415 827,418378,009,738 578,5018,049,935

0Centre Insurance Company 58,415,510 37,925,968 0 0 020,489,543 0558,849

0Centurion Casualty Company 34,421,173 459,726 0 0 033,961,447 011,686,534

-17,153Century Indemnity Company 675,137,246 650,137,246 0 16,273 025,000,000 -125,790-68,779

340.5% 358.1%22,215Century-National Insurance Company 513,705,806 265,676,435 229,713 85,514 126,003248,029,371 429,05810,425,235

106.2% 106.2%0CGB Insurance Company 373,745,073 221,976,734 64,462,977 70,393,864 67,682,840151,768,339 71,878,8066,413,474

77.1% 85.7%1,175,606Charter Oak Fire Insurance Company, The 918,008,622 675,118,463 13,646,932 6,982,524 13,561,083242,890,159 10,450,46230,853,929

92.6% 116.3%2,595,662Cherokee Insurance Company 498,493,820 317,758,174 13,789,691 8,423,940 10,957,305180,735,646 10,149,90013,608,799

32,991Chicago Insurance Company 80,880,428 15,277,349 0 0 065,603,079 117,692280,761

38.5% 41.7%84,161Chubb Indemnity Insurance Company 378,127,379 214,459,765 2,235,797 470,238 2,575,801163,667,614 990,59610,934,778

0Chubb Lloyd's Insurance Company of Texas 39,273,970 33,897,176 0 0 05,376,794 075,885

-525Chubb National Insurance Company 343,508,732 180,580,055 0 0 0162,928,677 -16,96010,785,275

34.0% 35.0%91,333Church Mutual Insurance Company 1,625,578,887 961,815,465 9,340,857 4,395,868 9,278,766663,763,422 3,157,33349,350,175

0CIM Insurance Corporation 17,744,953 442,661 0 0 017,302,292 085,623

16.0% 16.5%1,153Cincinnati Casualty Company, The 408,281,041 48,382,266 212,776 12,449 210,503359,898,775 33,67811,093,691

69.4% 74.8%9,834Cincinnati Indemnity Company, The 130,336,161 37,156,801 166,572 114,552 179,71093,179,360 124,6394,127,437

80.7% 88.4%132,692Cincinnati Insurance Company, The 12,092,696,643 7,406,735,128 1,523,948 811,526 1,710,8554,685,961,515 1,379,965434,088,353

-12.2% -10.6%41Citizens Insurance Company of America 1,596,174,563 890,658,015 2,856 0 2,484705,516,548 -304105,519,571

-7,282Clarendon National Insurance Company 704,024,935 537,577,455 0 49,621 0166,447,480 -254,63511,063,203

0.0% 20.8%2,496Clear Blue Insurance Company 29,991,232 2,264,766 270 0 11,96627,726,466 -2-281,297








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0Clearwater Select Insurance Company 1,193,460,886 720,074,957 0 0 0473,385,929 054,474,001

73.3% 74.3%118,218Coast National Insurance Company 583,311,936 156,269,594 12,848,964 7,667,196 11,967,262427,042,342 8,770,7478,878,528

13.2% 13.2%-2,053Coastal American Insurance Company 9,367,884 4,524,077 6,960,377 888,495 6,435,6244,843,807 849,123621,998

69.5% 81.6%35,086Coface North America Insurance Company 162,761,749 116,651,991 284,942 108,684 290,45246,109,758 201,867-7,973,648

0Coliseum Reinsurance Company 261,810,846 102,412,225 0 0 0159,398,621 0-109,939,444

4.4% 5.4%1,490Colonial American Casualty and Surety Comp 25,220,474 2,374,820 161,399 -1,638 162,48722,845,654 7,227532,149

10.3% 91.4%23,433Colonial Surety Company 57,829,662 21,671,643 22,722 0 28,89436,158,019 2,9624,160,705

70.8% 65.2%-7,217Colony Specialty Insurance Company 62,205,718 41,335,559 113,623 315,271 129,15420,870,159 91,475367,762

43.8% 46.3%45,606Columbia Mutual Insurance Company 378,260,351 190,010,282 1,695,966 2,011,876 1,806,957188,250,069 791,6419,678,641

0Columbia National Insurance Company 92,926,260 54,200,607 0 0 038,725,653 01,754,336

21.1% 31.3%458,149Commerce and Industry Insurance Company 387,283,798 5,358,507 3,733,993 4,266,063 4,482,710381,925,291 946,295152,805,447

0Commercial Alliance Insurance Company 83,121,940 43,216,162 0 0 039,905,778 -28,9952,074,533

0Commercial Casualty Insurance Company 67,580,891 4,940,636 0 0 062,640,255 02,161,102

0Commonwealth Insurance Company of Americ 10,979,749 378,856 0 0 010,600,893 0298,467

Constitution Insurance Company 26,189,837 4,535,608 21,654,229 2,139,420

0Consumers Insurance USA, Inc. 71,581,071 39,108,424 0 0 032,472,646 0767,877

53.9% 57.3%1,791,687Continental Casualty Company 43,519,515,223 32,771,190,968 53,395,402 39,609,566 53,961,58010,748,324,256 29,104,2721,009,918,600

0.0% 0.0%0Continental Heritage Insurance Company 17,264,744 933,222 2,167 0 2,13216,331,522 0399,877

45.2% 51.1%83,098Continental Indemnity Company 200,385,157 102,953,307 1,417,609 931,234 1,417,60997,431,850 641,34911,260,305

-12.5% -4.6%282,694Continental Insurance Company, The 1,667,485,489 167,142,922 3,877,292 1,885,175 3,584,0561,500,342,567 -447,80655,376,590

26.4% 26.9%70,159Continental Western Insurance Company 221,428,233 129,356,404 14,146,844 4,018,139 14,412,67092,071,829 3,807,1812,073,220

-0.3% -0.3%-16Contractors Bonding and Insurance Company 210,168,601 93,074,418 50,680 0 55,828117,094,183 -14112,191,271

98.9% 114.3%26,679CorePointe Insurance Company 90,911,604 35,008,617 129,133 69,935 172,80355,902,987 170,836-2,440,916








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

133.2% 141.9%108,097Courtesy Insurance Company 789,575,857 411,735,706 1,031,997 1,517,422 1,242,590377,840,151 1,655,35010,682,907

0Crestbrook Insurance Company 133,096,065 50,458,921 0 0 082,637,144 04,224,856

250.3% 260.6%38,539Crum & Forster Indemnity Company 52,147,210 35,595,964 382,301 186,958 373,81316,551,246 935,6711,566,874

64.7% 64.9%6,350CUMIS Insurance Society, Inc. 1,832,590,088 963,350,025 3,616,809 1,923,782 3,359,093869,240,063 2,174,41869,818,418

-1,249Cypress Insurance Company 1,499,668,433 1,133,660,033 0 0 0366,008,400 -4,54576,769,911

67.3% 67.7%1,741Dairyland Insurance Company 1,272,807,050 797,376,419 430,686 322,144 443,479475,430,631 298,42024,103,739

0Dakota Truck Underwriters 116,103,742 70,818,312 0 0 045,285,430 04,777,681

40.5% 40.5%0Dealers Assurance Company 106,511,961 45,295,016 1,422,760 749,966 1,816,98561,216,945 735,3815,413,000

0.0% 0.0%0Delta Fire & Casualty Insurance Co. 7,618,814 1,982,681 713 197 7495,636,133 0-71,998

0Dentists Insurance Company, The 327,179,585 148,509,383 0 0 0178,670,202 011,688,440

70.7% 78.1%40,213Depositors Insurance Company 302,278,497 265,239,372 788,365 237,556 541,57137,039,125 382,656511,606

2.5% 0.0%-4,126Developers Surety and Indemnity Company 140,414,650 42,267,642 165,499 0 164,16698,147,007 4,0954,600,614

-19.6% 40.8%43,307Diamond State Insurance Company 122,010,961 58,087,719 58,340 143,434 71,68063,923,242 -14,07915,856,198

0Direct General Insurance Company 384,570,517 271,590,958 0 0 0112,979,559 01,886,833

64.2% 65.0%230,364Direct General Insurance Company of Mississi 35,853,152 24,096,618 28,340,536 16,728,365 27,425,97711,756,534 17,603,477464,600

0Direct National Insurance Company 14,812,224 9,330,246 0 0 05,481,978 0-1,109,030

***** *****63,729Discover Property & Casualty Insurance Comp 136,370,601 73,349,070 -98 27,926 -9863,021,531 -827,5784,214,829

12.7% 25.9%227,290Doctors' Company, An Interinsurance Exchang 4,132,177,433 2,206,316,791 1,794,044 312,500 1,725,8631,925,860,641 219,558-70,201,682

0.0% 0.0%0Dorinco Reinsurance Company 1,522,889,454 990,931,562 4,700 0 4,826531,957,892 085,501,358

83.6% 90.1%26,835Eastern Advantage Assurance Company 49,550,875 34,598,995 527,350 73,253 409,80814,951,880 342,592635,456

34.6% 42.8%166,928Eastern Alliance Insurance Company 278,514,610 174,991,738 2,287,857 419,389 2,042,595103,522,872 707,0465,497,087

70.4% 75.2%16,937EastGUARD Insurance Company 136,007,482 92,370,135 394,222 73,323 355,51343,637,347 250,4193,530,775

0Economy Fire & Casualty Company 502,014,924 120,333,586 0 0 0381,681,338 015,030,293








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0Economy Preferred Insurance Company 44,356,851 33,307,724 0 0 011,049,127 0348,146

65.8% 66.8%106,778Economy Premier Assurance Company 85,190,833 36,111,293 10,371,878 7,042,177 11,085,70749,079,540 7,299,0711,699,261

149.7% 183.4%257,462Electric Insurance Company 1,488,572,045 954,513,576 793,716 576,355 763,421534,058,471 1,142,62830,196,259

Elephant Insurance Company 202,970,124 149,040,427 53,929,697 -21,879,342

-5.0% -7.0%-2EMC Property & Casualty Company 97,527,686 8,707,080 100 0 10088,820,606 -58,883,245

49.3% 50.3%37,361Emcasco Insurance Company 485,667,672 340,880,742 3,897,582 1,139,807 3,675,800144,786,930 1,810,74112,975,824

-9.5% -18.0%-137,060Empire Fire and Marine Insurance Company 112,904,933 74,185,325 1,685,255 513,985 1,615,97738,719,608 -153,391918,656

46.9% 47.8%8,793Employers Assurance Company 460,669,798 280,830,866 727,114 838,379 976,381179,838,932 457,54111,928,951

0Employers Compensation Insurance Company 1,083,822,882 725,536,163 0 0 0358,286,719 038,089,709

1,839Employers' Fire Insurance Company, The 11,681,775 174,518 0 40,940 011,507,257 118,683126,331

37.6% 40.7%77,945Employers Insurance Company of Wausau 5,614,331,777 4,028,494,960 2,208,913 1,201,989 2,576,0061,585,836,820 969,68157,877,425

58.1% 59.0%211,717Employers Mutual Casualty Company 3,197,977,764 1,819,415,502 23,506,734 10,474,157 23,081,1271,378,562,262 13,405,19765,940,752

44.9% 49.6%102,495Employers Preferred Insurance Company 899,819,965 763,398,215 2,084,579 469,076 2,185,245136,421,750 982,16864,878,655

0Encompass Indemnity Company 29,346,667 3,136,111 0 0 026,210,556 0425,205

-93Encompass Insurance Company 9,834,882 324,530 0 0 09,510,352 -1,164238,970

59.6% 59.6%90Endurance American Insurance Company 1,293,278,769 1,010,202,198 2,976,890 1,111,896 2,302,239283,076,571 1,371,88920,342,227

0.0% 0.0%0Endurance Assurance Corporation 1,786,383,761 999,574,681 34,549 0 16,794786,809,080 024,200,666

0Equity Insurance Company 77,732,723 47,786,930 0 0 029,945,793 0172,573

8.9% 8.9%-196Essent Guaranty, Inc. 1,323,609,865 744,722,730 1,705,043 223,184 1,637,513578,887,135 146,198215,951,089

34.7% 36.0%20,834Essentia Insurance Company 85,726,868 59,276,385 1,684,746 495,948 1,562,82126,450,483 542,119-4,854,636

63.2% 64.3%104,949Esurance Insurance Company 179,014,289 14,795,535 9,453,210 6,649,573 9,469,432164,218,754 5,981,1771,240,034

0Esurance Property and Casualty Insurance Co 112,578,098 70,283,062 0 0 042,295,036 0477,533

9.7% 9.7%0Euler Hermes North America Insurance Comp 417,970,566 269,901,181 1,623,145 94,170 1,704,676148,069,385 165,50316,010,279








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

125.4% 134.9%455,435Everest National Insurance Company 1,101,773,845 968,474,790 4,924,418 3,864,895 4,833,527133,299,055 6,063,52530,125,091

40.2% 45.2%10,364Everest Reinsurance Company 10,224,828,895 6,589,707,587 195,853 97,181 205,3453,635,121,309 82,479523,547,373

1.2% 0.9%-637Evergreen National Indemnity Company 47,551,507 14,268,287 256,512 0 260,41033,283,220 3,0102,005,598

0Everspan Financial Guarantee Corp. 230,081,618 2,428,037 0 0 0227,653,581 04,756,301

-59.9% -47.7%21,872Executive Risk Indemnity Inc. 2,901,396,557 1,650,431,250 188,597 -11,094 179,4691,250,965,307 -107,510188,950,695

0Explorer Insurance Company 356,079,482 231,018,673 0 0 0125,060,809 018,994,976

6.5% 8.9%529,552Factory Mutual Insurance Company 16,764,262,160 5,244,906,593 17,549,632 7,827,310 22,088,82311,519,355,567 1,427,047601,561,975

-13.5% 19.7%115,424Fair American Insurance and Reinsurance Co 205,595,062 17,927,205 322,772 0 347,735187,667,857 -46,9845,730,409

-19.2% -16.9%8,319Falls Lake National Insurance Company 369,332,861 312,626,931 189,231 147,412 360,08556,705,930 -69,254659,534

-876.9% 5.7%120,307Farmers Insurance Exchange 16,057,239,778 11,838,399,959 14,817 72,266 13,6324,218,839,820 -119,533-147,946,541

16.3% 16.3%0Farmers Mutual Hail Insurance Company of Io 702,773,010 275,737,974 81,534 13,251 81,534427,035,036 13,25148,206,753

61.4% 71.0%310,314Farmington Casualty Company 1,017,706,366 728,211,664 3,266,788 1,413,052 3,235,495289,494,702 1,987,15737,043,783

44.7% 44.9%7,236Farmland Mutual Insurance Company 566,652,983 395,275,516 3,910,842 1,843,598 3,528,803171,377,467 1,577,997-300,416

66.0% 70.8%512,201FCCI Insurance Company 1,920,879,342 1,348,891,798 9,849,471 7,098,538 10,620,982571,987,544 7,010,429-17,644,110

43.5% 72.9%7,677,134Federal Insurance Company 27,371,174,675 15,947,366,060 25,012,551 11,308,838 26,069,39011,423,808,615 11,338,1723,239,190,894

47.6% 51.8%475,121Federated Mutual Insurance Company 5,456,754,111 2,365,653,534 11,504,320 3,712,986 11,376,3693,091,100,577 5,419,913185,374,057

-17.5% -19.7%-129,327Federated Rural Electric Insurance Exchange 522,717,616 337,245,843 5,864,750 2,537,797 5,868,238185,471,773 -1,025,40923,487,924

85.9% 91.9%126,591Federated Service Insurance Company 488,844,942 260,503,179 2,603,371 588,539 2,110,786228,341,764 1,813,10019,096,385

159.4% 175.7%689,546FFVA Mutual Insurance Co. 328,046,035 171,900,282 3,791,391 2,350,798 4,223,448156,145,753 6,731,79411,577,549

3.0% 6.2%106,134Fidelity and Deposit Company of Maryland, T 208,973,641 41,090,121 3,274,589 -68,476 3,328,082167,883,520 100,5261,250,190

102,367Fidelity and Guaranty Insurance Company 21,928,732 2,727,509 0 59,102 019,201,223 361,812393,719

-31,357Fidelity and Guaranty Insurance Underwriters, 153,260,550 63,265,030 0 449,164 089,995,520 109,3984,387,608

379.1% 405.6%8,511Financial American Property and Casualty Ins 13,294,461 4,428,911 35,681 97,395 32,0278,865,550 121,402-41,802








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0.4% 0.4%0Financial Casualty & Surety, Inc. 24,640,978 7,873,544 71,172 0 71,17216,767,434 311672,887

295.5% 314.9%510,946Fireman's Fund Insurance Company 2,811,288,777 1,140,730,501 2,225,696 2,647,807 2,643,4661,670,558,276 7,812,745389,312,579

14.3% 14.9%28,430Firemen's Insurance Company of Washington, 93,446,160 60,754,903 5,174,121 1,762,650 4,798,64432,691,257 688,438592,532

0First Acceptance Insurance Company of Tenne 31,438,756 24,974,670 0 0 06,464,086 0-4,476,036

84.2% 84.3%4,922First Acceptance Insurance Company, Inc. 246,664,480 187,774,050 3,971,950 2,642,087 3,868,01758,890,430 3,255,312-34,130,482

13.8% 14.5%398First American Property & Casualty Insurance 101,435,089 57,847,050 60,623 8,110 61,98443,588,039 8,579707,770

150.1% 150.1%0First Colonial Insurance Company 349,668,613 196,812,168 422,835 1,009,910 733,829152,856,445 1,101,342-7,598,456

0First Community Insurance Company 98,841,498 58,022,527 0 0 040,818,972 0729,017

0First Financial Insurance Company 551,118,914 118,533,123 0 0 0432,585,791 012,741,235

69.8% 69.8%0First Guard Insurance Company 27,785,815 2,289,401 277,889 374,265 277,88925,496,414 193,8363,282,415

51.9% 65.1%812,253First Liberty Insurance Corporation, The 22,262,828 37,465 6,119,304 1,633,926 6,121,35322,225,362 3,174,4261,896

3.5% 13.6%43,738First National Insurance Company of America 56,760,566 336,723 389,122 50,219 431,37856,423,843 15,0391,022,298

0First Professionals Insurance Company, Inc. 277,908,508 77,763,877 0 0 0200,144,631 026,677,369

10.8% 13.9%86,546FirstComp Insurance Company 280,561,055 157,661,646 2,759,746 1,125,047 2,761,842122,899,409 297,87110,538,779

-10.4% -26.6%-39,172Florists' Mutual Insurance Company 123,694,848 100,983,803 250,793 112,038 242,35022,711,045 -25,2481,368,894

76.0% 76.0%0FMH Ag Risk Insurance Company 124,023,838 11,825,196 1,268,483 1,082,286 1,278,759112,198,642 971,8071,186,873

36.1% 36.9%453,403Foremost Insurance Company Grand Rapids, 2,269,454,754 1,137,808,280 58,838,856 21,194,535 58,510,3171,131,646,474 21,116,32833,800,290

59.9% 60.1%8,583Foremost Property and Casualty Insurance Co 63,158,185 45,044,974 3,989,438 2,161,520 4,005,43618,113,211 2,400,212167,832

14.3% 15.7%51,144Foremost Signature Insurance Company 64,879,268 44,834,980 3,316,867 425,006 3,607,56820,044,288 516,133166,897

3.2% 35.9%238,169Fortress Insurance Company 135,429,686 72,659,257 710,015 154,000 727,83662,770,429 23,4011,605,893

0Fortuity Insurance Company 42,468,154 24,454,963 0 0 018,013,191 01,518,175

108.5% 146.3%10,520Frank Winston Crum Insurance Company 82,510,493 62,817,972 24,939 16,302 27,87619,692,521 30,2501,249,673

28.7% 28.6%3Frankenmuth Mutual Insurance Company 1,259,528,829 703,568,742 -8,748 250 -2,842555,960,087 -81736,985,349








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

44.1% 48.7%5,450Freedom Specialty Insurance Company 55,911,679 34,693,234 150,969 0 118,83821,218,445 52,421609,241

78.3% 80.6%198,330Garrison Property and Casualty Insurance Com 1,981,542,926 1,229,982,668 9,004,762 6,717,600 8,575,811751,560,258 6,715,421-17,910,906

48.2% 49.0%7,168Gateway Insurance Company 64,288,547 46,739,189 1,255,055 197,172 973,00117,549,358 469,231-1,072,838

0GEICO Advantage Insurance Company 1,805,205,814 827,787,287 0 0 0977,418,527 0-195,661,797

22.7% 23.0%188GEICO Casualty Company 2,920,520,473 1,996,039,994 81,171 18,512 81,416924,480,479 18,499-66,984,577

0GEICO Choice Insurance Company 826,904,025 465,337,991 0 0 0361,566,034 0-48,134,405

66.8% 69.1%1,189,373GEICO General Insurance Company 154,074,677 202,679 52,528,231 32,526,594 51,226,081153,871,998 34,203,126472,352

66.3% 68.7%644,843GEICO Indemnity Company 8,166,875,658 3,568,667,174 27,667,204 17,623,658 27,478,8434,598,208,484 18,230,741160,043,600

59.3% 59.3%0GEICO Marine Insurance Company 119,433,494 71,480,527 1,260,512 460,644 860,72147,952,967 510,673-4,255,764

0GEICO Secure Insurance Company 489,519,685 220,468,233 0 0 0269,051,451 0-11,604,040

0General Automobile Insurance Company, Inc., 118,641,728 82,006,751 0 0 036,634,977 0-5,475,355

6.8% 5.2%-21,631General Casualty Company of Wisconsin 873,513,199 592,841,920 1,415,578 1,045,951 1,362,668280,671,279 92,45621,884,799

103.8% 153.0%268,675General Insurance Company of America 111,577,315 3,922,258 536,649 158,823 546,264107,655,057 567,0921,180,695

9,067General Reinsurance Corporation 14,780,096,702 4,119,578,573 0 10,116 010,660,518,129 -442,753742,011,798

6.1% 6.3%40General Security National Insurance Company 346,086,287 207,661,570 18,681 0 22,149138,424,717 1,35016,789,001

2.9% -80.6%-35,258General Star National Insurance Company 234,101,706 55,985,002 38,017 215,000 42,205178,116,704 1,2234,325,300

24.0% 21.4%-10,117Generali - U.S. Branch 57,998,791 33,250,694 415,498 155,328 388,73824,748,097 93,417-1,673,818

-6,000Genesis Insurance Company 184,241,279 58,815,343 0 0 0125,425,936 -95,0003,990,595

0Genworth Financial Assurance Corporation 7,965,348 7,780 0 0 07,957,568 0737,877

41.4% 41.4%0Genworth Mortgage Insurance Corporation 2,944,689,580 1,757,666,126 4,800,893 2,155,587 4,630,3051,187,023,454 1,918,237390,439,367

0Genworth Mortgage Insurance Corporation of 344,241,096 182,759,170 0 0 0161,481,926 056,121,827

-125.5% -150.2%-51,868Georgia Casualty & Surety Company 41,313,011 21,500,080 217,260 79,281 210,28419,812,931 -263,9671,281,054

0GeoVera Insurance Company 90,838,603 65,786,806 0 0 025,051,797 04,085,785








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0GLOBAL Reinsurance Corporation of Americ 267,627,834 183,661,626 0 0 083,966,208 0-13,636,402

0GoAuto Insurance Company 48,497,658 37,962,387 0 0 010,535,270 0-6,358,492

73.8% 76.1%471,705Government Employees Insurance Company 27,197,917,293 11,495,351,339 20,816,605 12,928,686 20,277,96315,702,565,954 14,955,690728,641,007

37.7% 42.0%67,561Grain Dealers Mutual Insurance Company 10,695,627 1,990,586 1,669,715 459,791 1,583,1828,705,041 597,1921,329,575

-8.6% -8.9%-2,248Granite Re, Inc. 46,596,386 24,065,030 739,905 45,904 801,82222,531,356 -68,9924,489,773

42.3% 49.8%389,873Granite State Insurance Company 34,707,167 2,676,275 5,478,345 1,817,654 5,191,26132,030,892 2,196,227644,286

-52.2% -90.1%-173Graphic Arts Mutual Insurance Company 148,463,188 90,446,373 463 0 45658,016,815 -2382,563,446

7.9% 29.0%47,281Gray Casualty & Surety Company, The 17,809,034 3,183,864 230,391 18,060 223,55814,625,169 17,550282,189

174.1% 108.0%-1,204,790Gray Insurance Company, The 283,685,728 170,922,732 1,625,455 1,671,943 1,821,263112,762,995 3,171,5452,833,910

13.1% 14.4%67,038Great American Alliance Insurance Company 30,368,646 5,733 4,660,193 496,802 5,239,85930,362,913 688,898590,989

15.9% 14.1%-37,799Great American Assurance Company 19,752,034 1,878 2,217,167 564,043 2,125,09819,750,156 336,978243,284

49.4% 55.3%483,913Great American Insurance Company 6,851,230,772 4,852,363,624 8,404,760 22,673,608 8,131,9931,998,867,148 4,015,816349,083,243

169.9% 167.1%-47,350Great American Insurance Company of New Y 48,238,250 60,457 2,087,099 83,325 1,683,68448,177,793 2,860,2121,109,412

0Great American Protection Insurance Compan 22,140,244 3,465 0 0 022,136,779 0525,335

0Great American Security Insurance Company 15,337,005 3,576 0 0 015,333,429 0187,587

20.8% 22.7%1,734Great American Spirit Insurance Company 16,878,878 13,352 100,308 0 94,02416,865,526 19,590236,033

-0.2% 7.1%35,652Great Divide Insurance Company 248,763,733 181,029,340 432,844 6,261 485,87467,734,393 -1,1181,352,694

12.3% 17.0%32,233Great Midwest Insurance Company 215,754,553 110,935,700 674,057 1,036,025 679,392104,818,853 83,348-20,153,920

23.0% 40.7%522,744Great Northern Insurance Company 1,607,603,966 1,103,442,233 2,976,221 394,799 2,954,852504,161,733 678,69188,003,009

0Great Northwest Insurance Company 18,932,039 11,499,647 0 0 07,432,392 0566,158

56.9% 63.8%1,426,072Great West Casualty Company 2,015,895,179 1,393,587,452 13,737,620 16,759,997 20,890,296622,307,728 11,892,42363,390,517

0Greater New York Mutual Insurance Company 986,984,820 514,356,010 0 0 0472,628,811 020,083,249

32.4% 34.5%71,726Greenwich Insurance Company 1,202,510,098 838,334,591 3,526,482 1,304,870 3,417,202364,175,507 1,107,75831,091,390








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

2.5% 3.2%2,074Guarantee Company of North America USA, T 217,833,140 37,279,005 389,654 0 320,141180,554,134 8,12911,692,805

136.2% 179.2%1,545,033Guarantee Insurance Company 417,471,243 366,685,170 3,571,315 2,630,624 3,599,13950,786,073 4,903,220-23,170,398

88.3% 91.2%120,429GuideOne America Insurance Company 12,545,144 1,743,751 4,010,569 3,007,428 4,069,41510,801,393 3,592,606185,953

71.4% 76.6%167,033GuideOne Elite Insurance Company 30,316,412 5,262,329 3,224,585 1,487,959 3,181,36525,054,083 2,270,986415,163

53.8% 55.7%480,757GuideOne Mutual Insurance Company 1,214,660,024 792,880,707 22,900,397 13,138,230 24,527,961421,779,317 13,186,009-55,451,912

-6.5% 0.4%6,395GuideOne Specialty Mutual Insurance Compa 267,988,284 173,750,506 97,579 4,290 93,22294,237,778 -6,029-4,415,144

53.8% 56.6%6,774Gulf Guaranty Insurance Company 4,246,409 474,076 274,216 138,934 244,4713,772,333 131,562-98,305

52.6% 53.5%19,491Gulfstream Property and Casualty Insurance C 110,773,680 79,291,386 2,815,253 1,225,873 2,256,84231,482,294 1,188,133-5,342,899

67.4% 73.1%36,585Hallmark Insurance Company 308,729,680 204,998,905 615,234 231,164 643,333103,730,775 433,6053,676,195

-19Hallmark National Insurance Company 85,463,262 59,723,362 0 -58 025,739,900 3,474-378,464

0Hamilton Insurance Company 31,912,117 10,254,111 0 0 021,658,006 0-9,669,622

-15.5% -6.3%37,337Hanover American Insurance Company, The 30,625,473 33,947 533,865 124,501 404,02430,591,526 -62,595723,400

84.3% 96.7%456,571Hanover Insurance Company, The 7,409,276,518 5,241,116,307 3,628,204 1,618,582 3,684,3742,168,160,211 3,106,359117,146,255

36.4% 53.4%247,370Harco National Insurance Company 437,050,033 267,874,021 1,437,514 87,734 1,456,051169,176,012 530,5779,107,772

0Harleysville Insurance Company 158,473,533 132,068,519 0 0 026,405,014 0733,889

0Harleysville Preferred Insurance Company 128,734,778 80,737,238 0 1,061 047,997,540 1,061156,560

0Harleysville Worcester Insurance Company 196,820,342 139,618,977 0 0 057,201,365 0276,672

47.0% 50.5%57,019Hartford Accident and Indemnity Company 11,604,545,372 8,450,090,394 1,907,646 587,841 1,635,3543,154,454,978 768,976409,937,895

38.1% 44.1%184,396Hartford Casualty Insurance Company 2,267,157,801 1,373,121,850 3,065,725 467,166 3,081,084894,035,951 1,175,23277,926,683

-2.0% -3.8%-114,316Hartford Fire Insurance Company 25,540,585,746 13,025,964,735 6,839,885 2,286,154 6,572,69112,514,621,011 -134,243526,535,084

35.2% 36.5%40,299Hartford Insurance Company of the Midwest 617,181,474 125,755,977 3,041,247 886,386 2,996,886491,425,496 1,053,74918,182,354

0Hartford Steam Boiler Inspection and Insuranc 80,949,423 40,495,636 0 0 040,453,787 011,620,185

25.2% 24.8%-3,326Hartford Steam Boiler Inspection and Insuranc 1,256,107,698 657,233,289 847,424 231,409 837,394598,874,409 210,87297,409,178








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

50.7% 52.7%103,729Hartford Underwriters Insurance Company 1,594,063,540 1,002,160,194 4,580,539 2,709,427 5,284,576591,903,346 2,681,80749,722,546

0Haulers Insurance Company, Inc. 74,225,412 35,155,262 0 0 039,070,150 01,125,404

51.0% 63.1%467,609HDI-Gerling America Insurance Company 290,156,110 151,531,452 3,151,081 1,466,141 3,858,454138,624,658 1,967,61114,534,366

28.7% 38.3%1,182,271Healthcare Providers Insurance Company 79,013,391 31,696,851 11,159,085 1,128,086 12,307,72647,316,540 3,526,2404,972,637

0Heritage Casualty Insurance Company 18,431,658 3,884,503 0 0 014,547,155 0-10,440

57.1% 58.3%2,350Heritage Indemnity Company 117,020,483 66,520,348 219,412 111,640 196,07550,500,135 111,95313,848,865

0Heritage Property & Casualty Insurance Comp 626,109,050 426,412,570 0 0 0199,696,480 0-16,481,947

0Highmark Casualty Insurance Company 274,711,477 95,508,169 0 0 0179,203,308 01,895,168

47.0% 47.4%5,000Hiscox Insurance Company Inc. 246,476,332 180,693,766 1,095,304 334,571 1,263,35665,782,566 593,5663,853,260

42.7% 44.0%21,579Homesite Insurance Company 147,455,385 60,408,462 1,760,096 493,018 1,681,86087,046,923 718,5081,387,868

0Homesite Insurance Company of the Midwest 402,545,788 299,953,704 0 0 0102,592,084 01,132,541

0Horace Mann Insurance Company 456,116,259 269,786,030 0 0 0186,330,229 07,600,650

0Horace Mann Property & Casualty Insurance 289,205,072 166,523,427 0 0 0122,681,645 06,488,596

153.7% 153.7%0Housing Authority Property Insurance, A Mut 167,405,076 50,036,146 90,826 109,332 105,194117,368,930 161,7182,239,344

53.1% 156.0%271,616Housing Enterprise Insurance Company, Inc. 77,613,852 45,221,597 282,315 154,430 264,06332,392,255 140,323727,806

42.8% 66.3%215,927Hudson Insurance Company 1,159,904,797 706,747,514 1,143,047 298,038 917,617453,157,283 392,48636,755,576

92.3% 94.5%60,100IDS Property Casualty Insurance Company 1,826,317,319 1,025,996,380 2,677,851 2,804,806 2,750,841800,320,940 2,538,602-8,352,567

218.5% 218.5%0Imperial Fire and Casualty Insurance Company 79,946,842 54,317,903 45,786 51,975 47,59625,628,939 103,9752,775,497

28.0% 20.5%-76,350Imperium Insurance Company 379,256,551 201,579,286 1,126,758 598,602 1,013,642177,677,265 284,325-13,027,806

0Indemnity Company of California 21,845,838 5,540,829 0 0 016,305,009 0355,446

18.3% 26.8%261,227Indemnity Insurance Company of North Ameri 463,694,045 334,039,606 2,932,996 1,316,330 3,095,160129,654,439 567,9079,067,158

0Indemnity National Insurance Company 24,533,387 11,420,391 0 0 013,112,996 01,403,699

45.3% 45.3%0Independence American Insurance Company 114,369,954 47,558,069 80,856 34,892 80,59766,811,885 36,4714,047,502








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0.0% 0.0%0Independent Mutual Fire Insurance Company 45,800,576 6,428,216 12,763 1,679 12,15739,372,360 0939,516

***** *****-16,057Indiana Lumbermens Mutual Insurance Comp 54,550,453 38,910,297 -162 7,918 -16215,640,156 -4,549319,548

-3Infinity Insurance Company 2,012,728,138 1,352,109,517 0 -2,898 0660,618,621 -2,89561,954,929

76.7% 75.4%-834Insurance Company of North America 944,214,424 694,054,528 68,438 69,532 65,951250,159,896 50,57316,492,296

182.4% 201.5%841,107Insurance Company of the State of Pennsylvan 253,292,950 137,372,633 3,146,948 3,780,984 4,412,738115,920,317 8,050,2096,954,703

-16.6% -10.0%8,664Insurance Company of the West 2,252,845,608 1,350,893,134 120,489 -11,227 130,311901,952,475 -21,687104,027,520

0InsureMax Insurance Company 3,263,698 2,131,667 0 0 01,132,031 0-844,046

0Integon Indemnity Corporation 102,229,068 78,791,655 0 0 023,437,413 0-312,467

20.1% 20.9%906Integon National Insurance Company 2,489,206,551 1,894,769,723 406,857 37,420 125,239594,436,828 25,22850,407,993

1.6% 1.7%387International Fidelity Insurance Company 214,415,720 125,306,898 710,932 -1,500 671,89689,108,820 10,9705,340,231

0Intrepid Insurance Company 10,180,057 96,269 0 0 010,083,789 0687,798

57.5% 59.0%338,904Ironshore Indemnity Inc. 424,948,058 259,304,312 24,605,076 11,416,340 22,428,153165,643,746 12,898,2223,866,663

27.4% 27.4%0Jefferson Insurance Company 91,441,332 34,064,401 2,287,354 568,821 2,174,43257,376,931 595,7877,124,738

20.7% 20.0%-6,153Jewelers Mutual Insurance Company 397,808,608 150,501,222 954,921 200,262 915,561247,307,386 189,36211,656,235

0Key Risk Insurance Company 47,778,853 16,945,107 0 0 030,833,746 0963,483

446.6% 596.0%99,436KnightBrook Insurance Company 209,330,475 148,344,107 31,000 740,526 66,57660,986,368 297,347-14,824,635

6.9% -3.3%-201,848Lafayette Insurance Company 202,356,008 114,939,625 2,222,349 508,357 1,968,70987,416,383 136,1464,686,989

-10.2% -156.4%-187,107LAMMICO 431,301,493 204,745,502 126,561 0 127,948226,555,991 -13,0009,401,532

-60,501Lamorak Insurance Company 24,908,926 651,138 0 280,137 024,257,788 -183,352203,314

0Lancer Indemnity Company 28,453,342 17,240,788 0 0 011,212,554 01,359,182

84.4% 102.3%615,530Lancer Insurance Company 674,447,935 474,759,871 3,016,823 1,470,354 3,428,481199,688,064 2,893,49815,240,073

0.0% 0.0%0LCTA Casualty Insurance Company 73,278,436 38,515,235 6,815 0 52234,763,201 02,261,688

-27.9% -27.9%0Lexington National Insurance Corporation 58,216,824 40,741,648 9,137 -2,286 8,20817,475,176 -2,286880,082








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0.0% 0.0%0Lexon Insurance Company 236,337,651 173,123,937 701,715 0 703,79863,213,714 03,376,399

56.0% 62.2%941,682Liberty Insurance Corporation 241,964,759 1,180,700 16,591,781 7,850,419 15,125,653240,784,059 8,464,4921,138,785

46.9% 53.0%602,670Liberty Insurance Underwriters Inc. 209,482,688 82,282,552 9,836,987 6,189,466 9,935,990127,200,136 4,664,3991,451,217

52.2% 57.5%1,739,333Liberty Mutual Fire Insurance Company 5,650,731,746 4,176,150,733 33,132,238 16,400,572 32,675,2761,474,581,013 17,059,21336,205,315

-91.6% -67.8%1,190,641Liberty Mutual Insurance Company 44,001,881,687 27,473,676,194 4,523,939 -640,814 4,990,05716,528,205,493 -4,573,382404,311,844

0.0% 0.0%0Lion Insurance Company 253,512,944 163,525,808 70,860 0 70,86089,987,135 06,262,838

76.6% 78.4%340,688LM General Insurance Company 11,691,352 1,030,233 21,383,629 11,532,574 18,663,23810,661,119 14,292,061-92,472

57.4% 62.8%1,010,439LM Insurance Corporation 119,057,519 1,861,670 17,558,192 7,497,410 18,676,037117,195,849 10,726,2161,800,567

0LM Property and Casualty Insurance Company 67,220,597 30,830,396 0 33,000 036,390,200 -17,800240,277

Louisiana Farm Bureau Mutual Insurance Com 220,366,215 82,812,151 137,554,064 11,139,554

0.0% 0.0%0Louisiana Pest Control Insurance Company 3,144,104 75,243 6,400 0 6,4063,068,861 070,748

63.0% 73.3%1,247,454LUBA Casualty Insurance Company 224,573,861 133,697,774 12,196,698 5,484,962 12,045,52490,876,087 7,587,7999,536,256

17.4% 17.8%87,120Lyndon Southern Insurance Company 152,176,351 100,041,360 21,552,907 2,938,046 20,545,71452,134,991 3,570,3037,356,812

0MAG Mutual Insurance Company 1,773,882,917 858,936,553 0 0 0914,946,364 015,906,453

0Maiden Reinsurance North America, Inc. 1,302,634,415 1,011,531,125 0 0 0291,103,290 0-11,751,917

0Main Street America Protection Insurance Co 15,789,591 107,506 0 0 015,682,085 0428,432

72.6% 77.2%29,807Manufacturers Alliance Insurance Company 200,011,213 135,135,721 833,953 253,296 649,04364,875,492 471,3461,845,368

0Mapfre Insurance Company 78,187,236 55,896,245 0 0 022,290,992 0418,976

37.4% 32.8%-64,407Markel American Insurance Company 433,410,415 288,620,207 1,734,943 332,932 1,408,343144,790,208 527,023-790,251

0Markel Global Reinsurance Company 1,692,903,837 888,800,554 0 0 0804,103,283 04,878,684

36.7% 40.6%118,169Markel Insurance Company 1,564,030,003 1,185,263,296 2,877,638 758,018 3,013,344378,766,707 1,104,55337,605,789

88.4% 94.4%54,830Massachusetts Bay Insurance Company 65,752,888 29,492 828,464 465,854 918,55165,723,396 812,1171,523,917

97.1% 416.6%35,561Maxum Casualty Insurance Company 51,940,969 34,985,404 3,851 0 11,13016,955,565 10,807-1,531,602








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0.0% 0.0%0MBIA Insurance Corporation 514,897,253 276,653,932 0 0 115,213238,243,321 0-322,578,237

0Medical Mutual Insurance Company of North 555,011,219 300,165,842 0 0 0254,845,377 024,084,375

-174.3% -218.3%-776,028Medical Protective Company, The 2,996,140,967 1,286,662,850 1,411,677 0 1,763,1531,709,478,117 -3,073,000109,188,236

220.0% 253.9%282,367Medicus Insurance Company 54,943,163 19,254,527 672,941 1,250,000 833,95835,688,636 1,834,9101,276,617

92.3% 126.3%11,866MEDMARC Casualty Insurance Company 290,178,071 88,132,733 52,700 0 34,905202,045,338 32,20810,646,358

55.5% 63.0%23,037MEMIC Indemnity Company 453,449,993 319,851,552 397,494 27,374 308,384133,598,441 171,2051,819,369

72.2% 73.8%83,002Mendakota Insurance Company 11,400,662 2,059,132 5,173,452 4,037,649 4,995,0609,341,530 3,605,42157,824

67.9% 64.3%-3,806Mendota Insurance Company 125,875,277 84,545,467 97,217 87,459 103,74941,329,810 70,485-7,762,187

76.9% 76.3%-1,054Merastar Insurance Company 33,483,831 22,683,225 165,017 100,071 179,73810,800,606 138,254496,308

-2.5% -3.9%-5,090Merchants Bonding Company (Mutual) 179,174,187 70,755,916 363,089 -6,752 375,138108,418,271 -9,5649,991,114

0.8% -6.2%-8,044Merchants National Bonding, Inc. 29,853,553 16,091,895 138,920 0 114,02213,761,658 9251,342,978

0Meridian Security Insurance Company 122,956,573 50,800,272 0 0 072,156,301 02,771,952

-455Meritplan Insurance Company 13,751,425 482,480 0 2,148 013,268,945 -26,103158,144

0Metromile Insurance Company 18,495,889 5,268,312 0 36,535 013,227,578 -443-2,932,584

61.8% 63.1%218,099Metropolitan Casualty Insurance Company 202,188,711 145,536,956 18,292,026 10,071,034 17,396,48056,651,754 10,758,1901,977,441

67.5% 69.4%133,269Metropolitan Direct Property and Casualty Ins 142,688,452 110,130,819 7,915,931 4,097,379 7,108,03932,557,633 4,800,5951,168,439

-19Metropolitan General Insurance Company 43,390,957 4,795,603 0 0 038,595,352 -6491,305,310

0Metropolitan Group Property and Casualty Ins 695,724,945 282,004,814 0 0 0413,720,131 028,025,755

59.3% 59.4%26,830Metropolitan Property and Casualty Insurance 5,630,703,169 3,359,613,893 18,107,105 11,346,047 17,824,4632,271,089,276 10,562,164131,261,633

0MGA Insurance Company, Inc. 263,897,601 160,592,493 0 0 0103,305,108 012,933,457

0MGIC Assurance Corporation 13,432,318 1,878,483 0 0 011,553,835 0-2,994

0.0% 0.0%0MGIC Indemnity Corporation 140,014,573 50,089,919 0 0 78589,924,654 01,528,535

0MIC General Insurance Corporation 37,355,607 20,094,705 0 0 017,260,902 0249,557








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

131.5% 131.5%0MIC Property and Casualty Insurance Corporat 93,778,186 38,902,471 1,074,743 616,126 559,40954,875,715 735,344806,768

14.0% -9.5%-1,785Mid-Century Insurance Company 3,980,551,857 2,927,801,024 5,041 0 7,6101,052,750,833 1,06328,393,971

50.2% 62.6%30,272Mid-Continent Casualty Company 499,830,821 348,812,760 259,241 5,973 243,094151,018,061 121,92316,348,413

60.9% 65.7%21,497Middlesex Insurance Company 717,686,455 470,869,299 2,078,961 128,969 452,597246,817,156 275,80612,183,986

0.0% 0.0%0MidSouth Mutual Insurance Company 25,799,526 13,843,303 204,349 0 167,63911,956,223 01,389,757

167.0% 180.4%1,710Midvale Indemnity Company 12,103,313 -1,016,318 19,744 18,421 12,69413,119,631 21,195369,948

-185.4% -187.1%-30,888Midwest Employers Casualty Company 155,725,033 49,617,428 2,157,734 1,547,356 1,836,592106,107,604 -3,405,1373,592,311

46.0% 58.7%336,097Midwest Insurance Company 91,384,500 56,174,128 2,391,731 1,373,512 2,647,88535,210,372 1,218,9183,677,966

0Midwestern Indemnity Company, The 27,777,917 277,098 0 0 027,500,819 0160,196

69.1% 84.3%79,030Milbank Insurance Company 620,633,847 475,930,284 516,483 106,363 521,290144,703,563 360,4493,043,116

0Milwaukee Casualty Insurance Co. 88,412,372 61,650,651 0 0 026,761,721 -113,739,966

0Minnesota Lawyers Mutual Insurance Compan 176,780,228 87,816,779 0 0 088,963,449 09,438,284

61.9% 62.3%1,742,059Mississippi Farm Bureau Casualty Insurance C 426,243,446 150,432,955 423,900,047 263,094,198 421,413,769275,810,491 260,945,96030,579,993

15.6% 13.1%-44,119Mitsui Sumitomo Insurance Company of Amer 929,646,994 581,470,897 1,826,990 130,004 1,783,959348,176,097 277,76825,497,688

44.7% 49.6%119,694Mitsui Sumitomo Insurance USA Inc. 135,037,009 71,117,484 2,289,112 938,304 2,450,62763,919,525 1,096,4791,671,371

0Monroe Guaranty Insurance Company 51,522,294 -1,562,423 0 0 053,084,717 01,106,567

24.3% 24.5%20,162Mortgage Guaranty Insurance Corporation 4,475,661,514 2,970,932,327 8,329,228 4,160,168 8,198,1871,504,729,187 1,988,40068,340,157

52.1% 52.1%0Motors Insurance Corporation 2,037,991,393 1,292,530,738 1,609,943 728,469 1,609,943745,460,655 839,12250,437,788

57.7% 58.5%403,800Mountain Laurel Assurance Company 164,541,900 102,991,377 50,002,130 26,743,552 48,431,21161,550,523 27,938,37213,007,022

4Munich Reinsurance America, Inc. 17,710,281,113 12,890,747,126 0 0 04,819,533,987 54300,972,597

0Municipal Assurance Corp. 1,104,819,451 617,872,955 0 0 0486,946,496 0141,597,450

16.0% 16.0%0Mutual Savings Fire Insurance Company 4,923,867 942,757 316,835 60,407 317,6343,981,110 50,71977,295

-18.3% -27.2%-2,094National American Insurance Company 194,379,817 126,280,004 18,699 307 23,58668,099,813 -4,3235,915,919








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

37.0% 44.5%322,097National Casualty Company 487,070,932 348,984,452 4,948,500 3,848,018 4,303,889138,086,480 1,594,5823,179,667

26.7% 39.8%6,026National Continental Insurance Company 135,121,544 71,082,576 -198,753 990 46,17564,038,968 12,34712,539,106

11.6% 5.8%-1,306National Farmers Union Property and Casualty 149,312,155 104,077,653 14,422 66,005 22,69245,234,502 2,6221,769,920

4.6% 6.0%774National Fire and Indemnity Exchange 10,695,111 4,890,330 61,352 0 53,3095,804,781 2,449290,131

68.8% 99.6%899,635National Fire Insurance Company of Hartford 120,522,438 5,130,179 3,087,646 1,407,367 2,926,722115,392,259 2,014,7744,249,140

0National General Assurance Company 39,739,110 22,719,802 0 0 017,019,308 0176,951

82.9% 84.9%79,033National General Insurance Company 54,482,804 29,163,363 3,818,162 2,792,134 3,922,81925,319,440 3,251,841995,344

0National General Insurance Online, Inc. 45,498,553 34,159,240 0 0 011,339,313 052,808

82.8% 99.5%20,562National Indemnity Company 178,623,327,600 77,337,421,540 115,448 74,606 123,176101,285,906,060 101,9517,577,099,930

0National Insurance Association 13,591,346 2,019 0 0 013,589,327 0149,738

0National Insurance Company of Wisconsin, In 13,812,393 1,669,043 0 0 012,143,350 01,151,409

82.2% 91.9%282,328National Interstate Insurance Company 1,286,548,943 949,583,395 2,812,395 2,384,391 2,902,184336,965,548 2,384,97316,146,072

61.6% 79.7%2,960,589National Liability & Fire Insurance Company 2,605,368,509 1,478,746,368 14,585,898 5,644,157 16,382,0691,126,622,141 10,091,76989,416,869

0.0% 0.0%0National Mortgage Insurance Corporation 634,838,622 247,801,192 161,836 0 -67,187387,037,430 0-28,498,269

0.0% 0.0%0National Public Finance Guarantee Corporatio 4,355,203,051 1,624,364,396 18,000 0 119,9842,730,838,655 0191,808,665

45.0% 46.5%163,720National Security Fire and Casualty Company 75,664,706 40,422,502 10,937,862 4,939,793 10,924,42335,242,206 4,918,5282,060,477

-129.4% -129.6%-901National Specialty Insurance Company 86,550,499 37,660,346 505,536 -2,548 357,53648,890,153 -462,5482,822,565

-28.4% -50.3%-255,995National Surety Corporation 133,015,991 61,499,881 374,092 757,136 1,169,88671,516,110 -332,677407,480

48.9% 59.8%905,912National Trust Insurance Company 36,562,254 -818,282 8,034,367 2,429,673 8,305,58137,380,536 4,063,260669,189

87.5% 83.1%-1,060,584National Union Fire Insurance Company of Pit 26,517,335,821 20,549,926,673 17,272,268 17,661,432 24,428,4135,967,409,148 21,365,829-72,635,115

87.7% 89.5%815,966Nationwide Affinity Insurance Company of A 409,202,745 396,464,205 48,656,821 30,346,175 45,003,17312,738,540 39,467,0712,715

60.6% 63.1%332,020Nationwide Agribusiness Insurance Company 586,794,503 516,453,399 14,864,763 6,667,609 13,556,70570,341,104 8,216,971596,208

69.9% 72.4%35,788Nationwide Assurance Company 145,162,092 83,116,980 1,494,584 1,063,666 1,463,18562,045,112 1,023,3211,371,972








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

62.9% 64.4%346,171Nationwide General Insurance Company 435,223,096 412,155,911 25,520,299 12,842,079 22,558,96123,067,185 14,190,665299,358

0Nationwide Insurance Company of America 449,941,739 296,367,128 0 0 0153,574,611 0177,439

25.1% 26.9%551,607Nationwide Mutual Fire Insurance Company 6,121,629,237 3,450,007,702 28,433,241 7,423,445 30,776,4382,671,621,535 7,719,07712,444,489

55.9% 59.2%1,080,018Nationwide Mutual Insurance Company 37,185,212,855 24,494,875,046 32,010,504 17,517,690 32,419,24212,690,337,809 18,112,217-314,581,477

49.9% 52.2%2,038,938Nationwide Property and Casualty Insurance C 662,826,032 617,063,923 85,877,912 48,535,723 89,107,26845,762,109 44,480,247-3,975,380

64.8% 64.8%0NAU Country Insurance Company 1,342,316,168 1,005,069,211 8,808,028 5,398,529 8,847,970337,246,957 5,737,51013,984,386

15.7% 13.6%-45,192Navigators Insurance Company 2,808,119,132 1,781,300,380 2,560,569 229,907 2,160,9561,026,818,752 339,49280,697,638

184.9% 230.9%181,829NCMIC Insurance Company 732,655,730 440,275,469 395,542 775,000 395,253292,380,261 730,83729,210,819

0Netherlands Insurance Company, The 92,947,284 4,796,644 0 0 088,150,640 102,4391,269,545

0New England Insurance Company 19,242,831 1,787,083 0 0 017,455,748 02,393,696

0New England Reinsurance Corporation 38,243,314 1,361,651 0 0 036,881,663 0680,075

32.3% 36.7%849,574New Hampshire Insurance Company 204,198,270 28,493,081 19,923,125 4,561,855 19,416,932175,705,189 6,274,450-15,382,200

0New South Insurance Company 50,429,276 42,569,089 0 0 07,860,187 0118,562

68.1% 73.6%214,810New York Marine and General Insurance Com 1,277,932,740 922,567,231 3,665,310 1,398,575 3,947,172355,365,508 2,688,876-28,623,291

9.2% 15.3%2,791NGM Insurance Company 2,468,023,160 1,428,616,097 53,022 0 45,5151,039,407,063 4,18494,656

101.5% 141.7%93,489NORCAL Mutual Insurance Company 1,562,059,633 856,954,475 895,443 0 232,451705,105,158 235,853136,063,545

29.0% 27.1%-26,156NorGuard Insurance Company 760,653,411 562,258,709 1,392,968 354,827 1,409,326198,394,702 408,63218,416,037

***** *****5,106,709North American Elite Insurance Company 133,984,838 92,675,628 392,454 0 381,74341,309,210 21,684,8025,595,106

9.1% 10.3%17,017North American Specialty Insurance Company 488,064,028 174,423,498 1,380,930 5,513 1,402,436313,640,530 127,8327,218,202

267.8% 291.7%17,547North Pointe Insurance Company 19,083,324 5,076,032 83,303 86,572 73,61214,007,292 197,1471,321,896

9.0% 9.6%8,500North River Insurance Company, The 1,051,367,095 766,414,237 1,242,433 106,656 1,407,174284,952,858 126,640-6,588,732

-6.1% -8.0%-98Northland Casualty Company 108,750,345 70,588,682 -514 -92 5,25138,161,663 -3203,535,379

88.4% 95.8%255,235Northland Insurance Company 1,176,903,365 641,799,934 3,614,323 1,779,587 3,450,314535,103,431 3,051,45152,682,867








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

91.1% 114.3%287,783NOVA Casualty Company 95,857,001 49,845 1,422,017 724,470 1,244,49695,807,156 1,134,1602,445,578

1,298Nutmeg Insurance Company 825,378,897 243,904,764 0 0 0581,474,133 3,711-62,760,961

282.9% 270.7%-1,766Oak River Insurance Company 665,625,166 435,582,332 18,317 38,086 14,454230,042,834 40,89618,638,822

0Oakwood Insurance Company 61,758,012 33,777,290 0 0 027,980,723 0-897,071

0OBI America Insurance Company 15,336,937 35,738 0 0 015,301,199 0196,391

79.4% 86.1%5,795OBI National Insurance Company 13,157,395 22,249 95,585 72,449 86,54613,135,146 68,75018,743

113.9% 117.0%248,023Occidental Fire & Casualty Company of North 602,812,300 430,121,985 8,246,133 8,410,073 7,913,989172,690,315 9,013,5087,688,638

3.3% 3.3%0Ocean Harbor Casualty Insurance Company 252,842,563 194,555,475 404,755 35,701 387,81858,287,088 12,6713,138,415

0Odyssey Reinsurance Company 7,162,637,808 3,968,705,000 0 0 03,193,932,808 0158,439,201

24.4% 27.3%124,912Ohio Casualty Insurance Company, The 5,641,631,457 3,919,720,661 4,487,441 1,139,765 4,304,6471,721,910,797 1,048,66073,210,086

2.2% 0.8%-224Ohio Farmers Insurance Company 2,964,703,740 752,835,972 17,603 0 16,6222,211,867,768 36562,978,796

109.6% 114.2%30,659Ohio Indemnity Company 151,999,923 106,444,454 720,005 648,857 657,57245,555,469 720,4479,060,834

28.9% 31.1%229,370Ohio Security Insurance Company 15,859,101 108,207 11,211,781 2,603,370 10,460,09615,750,893 3,024,317294,367

0.0% 0.0%0Old Glory Insurance Company 23,798,842 13,546,170 7,255 0 8,23510,252,671 0-577,830

242.7% 258.2%81,917Old Republic General Insurance Corporation 2,021,157,535 1,464,367,675 605,552 825,377 527,590556,789,860 1,280,50153,024,230

59.8% 65.6%374,081Old Republic Insurance Company 2,813,767,678 1,706,888,065 6,466,720 2,550,683 6,388,1111,106,879,613 3,818,007106,482,026

0Old Republic Security Assurance Company 1,056,640,081 859,875,950 0 0 0196,764,131 0-10,899,145

-3.1% -3.8%-3,902Old Republic Surety Company 122,947,467 58,712,565 551,873 1,159 551,98064,234,902 -17,0357,641,066

155.1% 231.6%100,000Old United Casualty Company 605,347,651 395,646,041 157,851 315,043 130,675209,701,610 202,66820,880,020

0Omaha Indemnity Company, The 14,503,452 2,091,969 0 0 012,411,483 033,877

101.2% 100.1%-29,318Omni Indemnity Company 90,035,934 81,839,804 2,507,396 2,709,128 2,601,4348,196,129 2,633,179-11,515,193

14,545Omni Insurance Company 118,324,409 96,247,350 0 29,997 022,077,058 19,061-14,001,030

0.0% 0.0%0OneCIS Insurance Company 21,463,635 2,306,960 2 0 219,156,676 02,868,336








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0Owners Insurance Company 3,924,577,923 2,227,787,679 0 0 01,696,790,244 0123,223,841

-89.5% -91.9%-9,421Pacific Employers Insurance Company 3,774,235,596 2,454,363,318 426,437 -136,178 397,6141,319,872,278 -355,897114,623,414

2.7% 16.4%58,285Pacific Indemnity Company 6,555,131,608 3,628,513,102 373,004 205,429 424,7802,926,618,506 11,371417,824,473

19.6% 19.6%0Pacific Specialty Insurance Company 314,192,590 182,166,480 10,460 2,371 12,072132,026,111 2,37117,588,457

0.0% 0.0%0Palmetto Surety Corporation 13,707,847 9,183,868 21,229 0 21,2294,523,979 0-280,418

25.4% 27.7%317Palomar Specialty Insurance Company 121,076,755 53,829,293 80,246 0 13,78267,247,462 3,506-2,324,167

0Partner Reinsurance Company of the U.S. 4,822,929,020 3,359,124,267 0 0 01,463,804,753 071,654,701

0PartnerRe America Insurance Company 370,944,522 254,989,719 0 0 0115,954,803 0770,686

0PartnerRe Insurance Company of New York 125,576,284 14,237,873 0 0 0111,338,411 02,013,506

0Peachtree Casualty Insurance Company 18,256,674 13,159,198 0 0 05,097,476 0-3,809,944

0Peak Property and Casualty Insurance Corpora 46,998,734 8,028,888 0 0 038,969,846 0493,948

0Peerless Indemnity Insurance Company 192,431,548 4,885,193 0 0 0187,546,354 03,651,002

0Peerless Insurance Company 13,330,782,532 9,791,896,798 0 0 03,538,885,731 0154,287,810

-37.5% -16.1%192,280Penn Millers Insurance Company 91,894,813 50,878,700 827,853 282,350 898,43441,016,113 -336,5614,678,013

***** *****-11,330Penn-America Insurance Company 138,689,080 58,794,790 -2,019 0 -38479,894,290 -8,083-569,024

0Pennsylvania Insurance Company 63,191,374 18,566,558 0 0 044,624,816 03,550,404

184.6% 189.9%120,839Pennsylvania Lumbermens Mutual Insurance 466,278,859 347,185,454 2,090,350 3,637,429 2,308,750119,093,405 4,262,95513,758,986

27.6% 32.5%107,203Pennsylvania Manufacturers' Association Insur 929,588,206 645,860,362 2,308,834 593,623 2,179,373283,727,844 601,465274,280

-1.8% 29.2%17,934Pennsylvania Manufacturers Indemnity Compa 211,349,243 136,420,414 99,271 50,267 57,83174,928,829 -1,0572,391,968

32.4% 15.5%-14,712Pennsylvania National Mutual Casualty Insura 1,279,710,567 667,756,839 96,709 12,457 86,969611,953,728 28,18929,399,138

63.3% 62.4%-16,992Permanent General Assurance Corporation 417,927,019 285,952,220 1,493,516 1,476,439 1,920,894131,974,799 1,215,780-17,303,020

0Permanent General Assurance Corporation of 220,603,239 127,732,664 0 0 092,870,575 0-7,778,696

0Petroleum Casualty Company 34,186,763 10,147,141 0 0 024,039,622 03,290,007








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

1.5% 6.6%105,859Pharmacists Mutual Insurance Company 291,129,828 175,890,053 2,122,537 474,072 2,076,065115,239,775 31,5068,460,883

33.4% 39.6%1,138,214Philadelphia Indemnity Insurance Company 8,081,000,333 5,809,503,620 18,478,526 5,264,283 18,200,5162,271,496,712 6,077,404347,680,445

35.8% 49.2%1,032,007Phoenix Insurance Company, The 4,184,070,936 2,465,675,561 8,037,145 3,642,438 7,691,0931,718,395,376 2,754,978215,893,768

0Plans' Liability Insurance Company 73,334,587 40,768,328 0 0 032,566,259 0-1,344,906

27.5% 27.5%0Plateau Casualty Insurance Company 44,477,130 24,354,032 7,397,530 1,898,414 7,063,00520,123,098 1,943,150882,767

-3.1% -3.6%-1,576Platte River Insurance Company 140,046,252 96,677,810 337,289 428,250 348,21643,368,442 -10,9341,734,927

88.6% 92.8%97,251Plaza Insurance Company 69,869,414 42,606,925 1,692,877 754,787 2,313,57627,262,489 2,048,955384,361

0PMI Insurance Co. 113,775,456 54,134,424 0 0 059,641,032 07,164,938

16.7% 47.8%44,676Podiatry Insurance Company of America 300,975,336 180,749,450 139,482 600 143,767120,225,886 24,0179,331,534

72.7% 79.2%407,330Praetorian Insurance Company 492,016,349 265,228,953 5,453,319 4,696,522 6,296,161226,787,396 4,577,1744,972,080

56.4% 82.5%39,609Preferred Professional Insurance Company 325,640,507 155,463,536 88,168 55,391 151,618170,176,971 85,52411,809,228

33.2% 33.2%0Pre-Paid Legal Casualty, Inc. 18,980,416 2,714,786 3,711,387 1,230,909 3,706,64916,265,630 1,231,0634,879,988

61.8% 63.1%55,327Privilege Underwriters Reciprocal Exchange 410,796,667 253,706,325 5,168,937 1,910,291 4,420,196157,090,342 2,733,086-5,834,102

-43.0% -37.9%36,890ProAssurance Casualty Company 1,092,912,418 686,066,902 754,776 75,905 722,777406,845,516 -310,75639,752,729

-299,976ProAssurance Indemnity Company, Inc. 1,247,230,903 782,477,123 0 481,142 0464,753,780 99,97683,686,520

-1,485ProCentury Insurance Company 87,663,410 41,113,140 0 0 046,550,271 -4,0229,130,418

171.8% 171.9%2,559Producers Agriculture Insurance Company 377,872,127 316,534,168 2,691,929 4,958,492 3,053,61961,337,959 5,247,1481,141,619

0Professional Solutions Insurance Company 23,484,792 15,467,779 0 0 08,017,013 -1-22,209

0Professionals Advocate Insurance Company 136,792,227 28,093,676 0 0 0108,698,551 03,361,859

-2,160Progressive Advanced Insurance Company 467,638,855 268,655,529 0 -291 0198,983,326 -2919,220,777

0Progressive American Insurance Company 493,843,386 284,515,902 0 0 0209,327,484 07,402,408

100,449Progressive Casualty Insurance Company 6,967,107,398 5,148,217,049 0 102,456 01,818,890,349 60,307321,516,832

0Progressive Classic Insurance Company 391,540,766 280,645,432 0 0 0110,895,334 011,862,748








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0Progressive Direct Insurance Company 6,727,474,907 4,662,115,010 0 0 02,065,359,897 0263,933,213

67.5% 69.2%2,390,725Progressive Gulf Insurance Company 269,763,681 196,273,407 149,548,112 84,701,481 143,270,79973,490,274 96,716,20712,268,616

409Progressive Max Insurance Company 500,268,977 338,089,934 0 -3,322 0162,179,043 -3,32218,539,697

0Progressive Northern Insurance Company 1,576,371,849 1,133,988,996 0 0 0442,382,853 060,966,790

0Progressive Northwestern Insurance Company 1,537,666,739 1,096,037,913 0 0 0441,628,826 057,642,542

0Progressive Preferred Insurance Company 793,204,659 571,537,302 0 0 0221,667,357 027,556,720

28Progressive Southeastern Insurance Company 179,886,055 113,333,529 0 0 066,552,526 05,635,701

0Progressive Specialty Insurance Company 943,046,635 679,615,558 0 0 0263,431,077 038,122,990

64.3% 65.0%39,984Property and Casualty Insurance Company of 249,662,410 131,439,675 6,019,369 3,481,189 6,255,784118,222,735 4,023,26010,574,675

0ProSelect Insurance Company 83,084,522 58,608,063 0 0 024,476,459 0552,892

86.7% 97.7%282,277Protective Insurance Company 785,370,653 387,381,032 2,578,449 955,222 2,577,551397,989,621 2,235,95023,171,896

90.8% 90.8%0Protective Property & Casualty Insurance Com 377,763,638 209,146,207 1,146,775 670,763 811,790168,617,431 737,06516,630,465

5,682Providence Washington Insurance Company 188,433,818 131,703,991 0 2,431 056,729,827 1,254-4,732,077

0Public Service Insurance Company 295,096,916 266,832,069 0 0 028,264,847 0-51,262,152

59.5% 65.6%351,943QBE Insurance Corporation 2,324,967,879 1,576,023,326 5,496,812 4,045,270 5,772,633748,944,553 3,434,45027,731,655

0QBE Reinsurance Corporation 1,171,085,174 307,491,785 0 0 0863,593,389 01,100,418

0Quanta Indemnity Company 20,057,227 1,011,568 0 0 019,045,659 0-963,196

0R.V.I. America Insurance Company 106,616,031 35,098,060 0 0 071,517,971 02,683,661

33.6% 33.6%0Radian Guaranty Inc. 3,900,132,081 2,550,456,680 4,978,038 2,570,756 4,878,0081,349,675,401 1,640,989480,825,074

0Radian Mortgage Assurance Inc. 8,643,468 20,135 0 0 08,623,333 0-139,958

0Radian Mortgage Guaranty Inc. 19,762,185 107,940 0 0 019,654,245 0-346,268

0Radnor Specialty Insurance Company 51,742,740 187,190 0 0 051,555,550 072,621

Rampart Insurance Company 29,012,762 18,816,700 10,196,062 -987,639








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

38.9% 43.2%22,872Redwood Fire and Casualty Insurance Compan 1,655,076,295 1,017,788,676 716,497 21,351 535,113637,287,619 208,29953,035,826

116.1% 173.6%114,804Regent Insurance Company 34,951,341 3,091,409 190,002 460,829 199,56431,859,932 231,6481,408,154

Renaissance Reinsurance U.S, Inc. 1,492,763,536 969,423,951 523,339,585 43,292,284

39.9% 48.4%88,646Republic Fire and Casualty Insurance Compan 7,926,324 -262,665 1,002,345 290,190 1,049,1048,188,989 418,881145,554

-3Republic Indemnity Company of America 2,300,334,614 1,767,998,583 0 0 0532,336,031 32104,474,967

0Republic Indemnity Company of California 32,184,110 173,347 0 0 032,010,763 0401,428

74.6% 75.3%7,398Republic Mortgage Insurance Company 652,423,358 601,216,941 971,534 1,104,266 1,041,73251,206,417 776,84586,992,744

0Republic Mortgage Insurance Company of Flo 23,313,880 14,363,461 0 0 08,950,419 01,405,542

0Republic Mortgage Insurance Company of Nor 157,589,985 138,044,947 0 0 019,545,038 013,425,456

38.4% 41.7%155,796Republic Underwriters Insurance Company 700,860,017 481,775,593 4,490,054 2,013,840 4,765,140219,084,424 1,829,666-34,699,497

39.4% 43.1%15,130Repwest Insurance Company 321,169,031 145,160,021 406,917 157,321 406,917176,009,010 160,27919,580,240

0Response Insurance Company 38,536,857 2,634,134 0 0 035,902,723 0113,132

-24Response Worldwide Insurance Company 11,399,707 31,807 0 0 011,367,900 21247,389

58.1% 64.5%177,767Retailers Casualty Insurance Company 80,886,087 38,720,695 2,926,993 690,312 2,775,30442,165,392 1,611,1265,271,837

***** *****52,364Riverport Insurance Company 96,397,135 54,481,469 3,068 4,595 3,06841,915,666 298,776583,433

26.2% 28.7%83,573RLI Insurance Company 1,753,351,921 893,375,721 3,317,073 397,915 3,299,861859,976,200 863,717107,301,441

0.0% 0.0%0Roche Surety and Casualty Company, Inc. 23,988,033 14,503,289 18,595 0 18,5959,484,744 0576,892

33.4% 37.2%1,234Rockwood Casualty Insurance Company 248,573,997 161,556,899 42,369 0 31,77687,017,098 10,60211,337,655

16.3% 18.4%126,536RSUI Indemnity Company 3,401,650,967 1,872,367,789 5,752,528 893,031 5,940,0761,529,283,178 968,178175,216,797

85.4% 85.4%0Rural Community Insurance Company 1,753,728,360 1,486,734,277 3,212,120 2,055,011 3,116,126266,994,083 2,661,45619,180,726

36.7% 36.9%306Rural Trust Insurance Company 23,634,103 11,054,956 159,394 34,883 157,36712,579,147 57,766-11,359

64.6% 63.4%-31,317Safe Auto Insurance Company 396,709,548 231,971,020 2,872,845 1,992,613 2,702,780164,738,529 1,746,10112,975,593

0Safe Harbor Insurance Company 78,568,940 51,933,992 0 0 026,634,947 03,104,159








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

41.2% 42.1%536,072Safeco Insurance Company of America 4,485,053,022 2,987,188,549 60,199,122 24,564,267 59,738,7141,497,864,470 24,609,82246,851,005

64.5% 66.6%1,266,689Safeco Insurance Company of Illinois 190,512,493 6,922,215 67,373,351 35,762,822 62,150,034183,590,279 40,115,9381,553,714

0Safeco Insurance Company of Indiana 15,253,973 8,843 0 0 015,245,130 0255,451

329.5% 526.8%25,761Safety First Insurance Company 71,737,285 4,100,746 17,681 30,616 13,05467,636,539 43,0092,652,721

57.8% 60.7%198,699Safety National Casualty Corporation 6,450,443,409 4,637,862,915 6,624,417 3,335,760 7,008,1501,812,580,494 4,051,807175,331,767

67.0% 69.7%931,113Safeway Insurance Company 468,266,012 180,340,499 35,079,268 22,072,896 34,178,426287,925,513 22,904,621-5,453,532

107.8% 121.7%134,026Sagamore Insurance Company 157,825,177 28,761,451 1,099,002 772,063 970,115129,063,726 1,046,1548,736,842

0San Francisco Reinsurance Company 3,539,797,746 2,925,932,015 0 0 0613,865,731 0-22,051,053

0Scor Reinsurance Company 3,163,123,539 2,060,255,132 0 0 01,102,868,407 060,677,864

23.4% 19.5%-23,153Scottsdale Indemnity Company 88,742,686 49,918,406 583,990 256,500 589,73638,824,280 137,860775,216

-27,340SeaBright Insurance Company 29,557,017 3,302,730 0 77,008 026,254,287 -132,726362,657

44.7% 51.7%164,561Securian Casualty Company 275,760,796 155,660,792 2,372,726 1,116,779 2,365,466120,100,004 1,058,5274,560,240

39.5% 53.8%54,103Security National Insurance Company 1,204,877,995 987,716,203 419,402 138,446 378,230217,161,792 149,23735,503,265

-326Select Insurance Company 78,476,462 389,642 0 0 078,086,820 -882,197,401

-1.3% -0.3%120Selective Insurance Company of America 2,314,164,219 1,745,573,469 13,135 0 12,331568,590,750 -15772,227,505

0Selective Insurance Company of South Carolin 644,936,203 503,081,233 0 0 0141,854,970 017,396,093

67.3% 70.6%130,232Selective Insurance Company of the Southeast 490,749,738 381,701,966 3,939,740 2,647,266 3,905,269109,047,772 2,626,61013,409,050

55.9% 59.9%32,224Seneca Insurance Company, Inc. 194,129,597 52,902,007 734,130 594,809 808,719141,227,590 451,948-9,209,448

67.2% 80.6%867,660Sentinel Insurance Company, Ltd. 260,994,596 78,445,420 6,636,762 2,393,477 6,438,120182,549,176 4,324,21614,235,162

60.4% 60.7%7,525Sentruity Casualty Company 192,249,106 144,283,939 2,679,790 1,243,230 2,003,49747,965,167 1,209,3671,178,027

48.0% 55.2%77,713Sentry Casualty Company 296,164,831 224,387,916 1,115,747 388,701 1,074,15571,776,914 515,7094,630,473

24.0% 26.8%247,753Sentry Insurance a Mutual Company 7,587,291,179 2,863,778,155 6,904,832 1,500,641 8,707,7964,723,513,024 2,087,351238,131,222

37.3% 39.3%201,883Sentry Select Insurance Company 706,950,590 475,567,168 9,486,601 4,149,311 10,125,370231,383,422 3,778,45411,580,719








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0Sequoia Insurance Company 246,944,489 150,553,765 0 0 096,390,725 06,312,735

0.0% 0.0%0Service Insurance Company 49,448,690 7,666,973 82,331 0 82,33141,781,717 04,383,569

81.3% 86.4%309,086Shelter General Insurance Company 132,930,324 66,040,448 6,023,169 5,244,205 6,131,17266,889,872 4,987,078-594,076

67.2% 69.2%1,653,074Shelter Mutual Insurance Company 3,305,512,878 1,428,372,120 85,532,085 53,099,330 83,345,9161,877,140,755 56,042,64946,054,402

0.9% 0.9%14Silver Oak Casualty, Inc. 230,313,164 138,592,058 119,958 130 54,66591,721,106 46812,863,930

134.1% 159.9%150,611Sirius America Insurance Company 1,395,066,346 850,761,372 582,377 278,344 582,377544,304,975 780,87582,683,706

0Sompo America Fire & Marine Insurance Com 78,503,022 4,523,202 0 0 073,979,820 0-464,843

38.8% 42.5%184,352Sompo America Insurance Company 1,229,521,502 670,786,282 4,836,514 1,119,793 4,970,806558,735,221 1,929,23534,741,877

-95.9% -77.9%1,112Southern Farm Bureau Casualty Insurance Co 2,161,621,215 874,185,224 6,913 127,251 6,1841,287,435,991 -5,928-50,322,367

0Southern Farm Bureau Property Insurance Co 56,351,431 214,970 0 0 056,136,461 0872,809

0Southern Fidelity Insurance Company 192,485,326 106,196,409 0 0 086,288,917 01,312,925

-65,310Southern Fire & Casualty Company 7,526,276 857,612 0 1,491,492 06,668,664 336,619170,221

0Southern General Insurance Company 50,271,658 31,717,207 0 0 018,554,450 0-78,584

-1,183Southern Guaranty Insurance Company 13,163,968 8,685,124 0 -1,028 04,478,844 -111,2732,234,398

88.3% 91.6%77,386Southern Insurance Company 38,645,421 9,534,931 2,279,101 1,717,620 2,341,13129,110,490 2,067,608-1,646,050

-6,385Southern Pilot Insurance Company 9,321,771 2,415,975 0 0 06,905,797 -17,102297,769

2,355Southern Pioneer Property and Casualty Insura 44,781,697 24,309,076 0 0 020,472,621 0678,296

-23.7% -34.0%-6,576Southwest Marine and General Insurance Com 119,395,658 57,926,999 10,100 0 63,91661,468,659 -15,149-1,586,983

41.3% -16.2%-218,967SPARTA Insurance Company 305,306,120 232,478,408 380,980 987,967 380,98072,827,712 157,222-54,267,782

20.2% 20.2%0Spinnaker Insurance Company 39,148,611 10,052,875 17,559 0 7,71829,095,736 1,558-4,033,788

139.6% 172.5%1,133,390St. Paul Fire and Marine Insurance Company 18,558,671,505 13,000,440,163 2,972,929 4,588,516 3,447,6295,558,231,343 4,812,3461,199,437,015

***** *****-23,583St. Paul Guardian Insurance Company 74,806,258 50,516,066 22,069 -5,972 6,64324,290,192 -88,0332,405,030

***** -81.6%-745,348St. Paul Mercury Insurance Company 331,489,487 210,198,948 1,453 1,470,544 39,123121,290,539 713,40812,145,986








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

***** *****-6,073St. Paul Protective Insurance Company 513,737,446 290,934,968 849 0 849222,802,478 -34,35416,883,748

64.9% 67.8%430,770Standard Fire Insurance Company, The 3,679,128,192 2,477,306,490 15,872,053 7,512,627 14,545,0051,201,821,702 9,434,705202,389,260

28.8% 28.8%0Standard Guaranty Insurance Company 350,741,721 207,429,888 11,909,735 3,956,787 11,637,143143,311,833 3,355,20128,007,676

62.9% 78.0%118,293Star Insurance Company 1,915,390,185 1,407,064,678 830,239 663,353 783,635508,325,507 492,79016,247,706

82.1% 86.7%177,123StarNet Insurance Company 239,217,622 122,770,485 3,883,910 1,514,657 3,788,393116,447,137 3,108,5822,243,689

38.2% 43.6%546,470Starr Indemnity & Liability Company 4,442,324,605 2,519,862,213 10,043,557 3,862,440 10,149,3431,922,462,392 3,876,19398,802,938

-4.1% -3.2%14,341StarStone National Insurance Company 379,303,636 285,168,842 1,624,826 1,229 1,701,44894,134,794 -69,5616,589,571

54.9% 59.1%2,111,848State Auto Property & Casualty Insurance Co 2,482,632,411 1,800,108,241 51,085,310 21,576,196 49,725,929682,524,170 27,281,00719,296,689

83.5% 94.4%544,966State Automobile Mutual Insurance Company 2,461,059,714 1,638,507,472 4,809,118 1,775,120 4,962,829822,552,242 4,141,833-14,555,607

43.5% 47.6%13,951,048State Farm Fire and Casualty Company 38,352,517,909 21,997,797,052 338,002,892 151,195,977 341,261,12416,354,720,857 148,361,0481,713,554,364

0.0% 0.0%0State Farm General Insurance Company 7,112,139,093 3,036,113,537 9,780 0 8,5584,076,025,556 0128,664,293

64.4% 65.2%3,892,044State Farm Mutual Automobile Insurance Com 147,697,211,254 60,123,313,999 450,956,666 278,053,356 446,259,39187,573,897,256 287,280,233-2,553,846,580

58.2% 79.4%1,192,828State National Insurance Company, Inc. 369,721,367 100,306,255 5,700,378 2,889,251 5,608,285269,415,112 3,261,4126,456,038

52.2% 31.0%-596,372State Volunteer Mutual Insurance Company 1,211,110,827 644,116,989 2,675,099 3,655,000 2,820,329566,993,838 1,470,99222,365,317

19.0% 19.0%0Stillwater Insurance Company 363,054,749 177,047,061 146,268 34,253 145,189186,007,688 27,65615,362

0Stillwater Property and Casualty Insurance Co 128,338,636 7,937,790 0 0 0120,400,846 05,349,897

68.1% 75.2%579,151Stonetrust Commercial Insurance Company 153,238,098 97,020,883 7,416,816 4,367,088 8,121,64956,217,215 5,530,4531,426,779

-134.7% -167.3%-46,724Stonington Insurance Company 15,263,646 1,053,156 136,670 53,299 143,30514,210,490 -192,9871,089,047

-1,695Stratford Insurance Company 145,642,558 60,811,817 0 0 084,830,741 -5,7151,208,922

0SU Insurance Company 23,214,271 10,351,490 0 0 012,862,781 0310,605

0Suecia Insurance Company 45,735,816 24,138,419 0 0 021,597,397 01,372,829

0.0% 0.0%0Sun Surety Insurance Company 20,383,416 10,554,593 61,509 0 61,5099,828,823 0720,500

28.4% 44.2%26,145SUNZ Insurance Company 125,755,599 105,492,820 165,355 8,247 165,43820,262,779 46,956800,459








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

16.0% 18.7%24,760SureTec Insurance Company 227,898,290 133,403,503 1,004,486 209,106 919,85394,494,787 147,01113,106,170

249.5% 499.5%741,359Sussex Insurance Company 658,714,857 527,997,581 182,842 5,240,090 296,488130,717,276 739,711-20,689,631

0Swiss Reinsurance America Corporation 12,927,241,287 9,574,945,393 0 0 03,352,295,894 0406,392,192

60.2% 71.7%79,872T.H.E. Insurance Company 204,936,112 152,638,466 710,961 144,449 696,85352,297,645 419,643-16,072,598

0TDC National Assurance Company 317,994,465 228,733,290 0 0 089,261,175 020,859,391

0Teachers Insurance Company 347,723,585 196,621,926 0 0 0151,101,659 08,228,900

57.3% 63.9%258,170Technology Insurance Company, Inc. 2,349,954,235 1,772,833,492 4,328,030 1,568,568 3,925,301577,120,743 2,249,62353,869,104

-39,178TIG Insurance Company 2,818,449,339 2,082,482,617 0 8,302 0735,966,722 -169,849-46,141,197

0Titan Indemnity Company 215,662,820 69,934,644 0 0 0145,728,176 01,922,538

294.5% 316.9%10,701TNUS Insurance Company 65,195,385 8,616,300 62,907 46,828 47,77056,579,085 140,6711,391,888

0Toa Reinsurance Company of America, The 1,775,216,740 1,105,949,491 0 0 0669,267,249 018,521,387

38.9% 49.2%292,307Tokio Marine America Insurance Company 1,444,630,947 905,329,553 3,063,813 450,357 2,856,760539,301,394 1,112,239-44,123

69.9% 69.9%0Toyota Motor Insurance Company 518,572,411 271,721,971 907 21,345 30,521246,850,440 21,34516,576,461

36.0% 49.3%22,410Trans Pacific Insurance Company 70,963,497 18,270,186 237,019 0 169,18352,693,312 60,9681,080,623

28.7% 30.6%24,134Transamerica Casualty Insurance Company 395,516,234 216,007,543 1,311,822 562,051 1,307,098179,508,691 375,57311,212,441

0Transatlantic Reinsurance Company 14,019,363,965 9,110,655,180 0 0 04,908,708,785 0541,698,179

6.0% 9.3%7,377TRANSGUARD INSURANCE COMPANY O 299,191,980 162,090,049 236,518 74,406 224,449137,101,931 13,4472,998,967

6.1% 5.7%-8,867Transportation Insurance Company 77,502,251 163,539 1,912,063 442,953 2,160,39677,338,712 131,7871,910,516

-109TravCo Insurance Company 216,428,471 147,064,363 0 0 069,364,109 -7746,412,304

222.9% 230.3%315,900Travelers Casualty and Surety Company 16,564,340,144 10,078,496,703 4,193,239 1,663,151 4,232,1476,485,843,440 9,432,6991,183,916,572

45.2% 46.6%281,460Travelers Casualty and Surety Company of A 4,195,751,503 2,107,562,219 19,941,257 3,071,348 20,083,0912,088,189,284 9,086,173461,852,002

7Travelers Casualty Company of Connecticut 321,495,317 231,648,746 0 0 089,846,571 710,776,285

-2,397Travelers Casualty Company, The 204,879,937 142,606,691 0 0 062,273,246 -3,4376,905,976








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

45.3% 47.3%228,581Travelers Casualty Insurance Company of Am 1,937,020,123 1,377,012,178 11,459,682 3,296,154 11,536,391560,007,945 5,231,55367,763,471

0Travelers Commercial Casualty Company 326,775,982 231,505,993 0 0 095,269,989 012,089,100

-203Travelers Commercial Insurance Company 354,847,681 260,900,727 0 -2,735 093,946,954 -3,8179,671,301

-203Travelers Constitution State Insurance Compa 204,845,250 142,555,183 0 0 062,290,067 1,1336,869,214

47.1% 49.1%407,958Travelers Home and Marine Insurance Compa 374,851,798 264,710,005 19,459,528 8,938,289 19,532,876110,141,793 9,190,7887,651,555

81.9% 91.0%1,469,835Travelers Indemnity Company of America, Th 615,422,642 428,724,858 16,411,025 10,650,714 16,066,380186,697,784 13,156,21419,971,181

34.7% 36.7%215,839Travelers Indemnity Company of Connecticut, 1,084,067,809 738,965,470 11,795,494 4,112,905 10,926,583345,102,339 3,796,49937,988,343

10.3% 12.6%649,087Travelers Indemnity Company, The 21,180,359,072 14,176,892,199 28,637,048 10,189,947 28,208,1537,003,466,873 2,906,2811,100,317,160

0Travelers Personal Insurance Company 206,975,225 142,774,394 0 0 064,200,831 06,179,152

48.7% 50.1%33,112Travelers Personal Security Insurance Compan 210,193,875 143,457,070 2,251,799 1,347,072 2,408,66366,736,805 1,174,1936,578,109

36.1% 40.0%1,430,074Travelers Property Casualty Company of Amer 837,147,237 400,260,190 36,890,594 21,787,224 37,286,935436,887,046 13,477,79316,053,670

-4,840Travelers Property Casualty Insurance Compan 253,746,709 182,651,491 0 0 071,095,217 -9,2826,843,226

0Trenwick America Reinsurance Corporation 56,107,550 24,374,757 0 0 031,732,793 0-2,365,601

12.7% 16.4%35,889Triangle Insurance Company, Inc. 88,046,536 57,842,280 1,042,705 185,687 971,64330,204,256 123,1142,445,600

4,918Trinity Universal Insurance Company 1,900,775,370 1,129,327,758 0 417 0771,447,612 -7,68770,014,460

39.2% 45.5%128,820Tri-State Insurance Company of Minnesota 49,754,537 16,873,604 2,584,905 501,626 2,035,52932,880,933 797,940651,642

48.3% 48.1%-120Triton Insurance Company 426,127,909 286,665,885 209,918 26,193 66,410139,462,024 32,08213,865,615

43.5% 53.6%24,845Triumphe Casualty Company 60,947,013 40,987,316 357,973 27,620 245,30119,959,697 106,695828,586

-953.1% -866.1%5,805Truck Insurance Exchange 2,143,563,965 1,527,890,706 3,555 93,398 6,675615,673,259 -63,620-19,568,067

65.9% 68.0%335,828Trumbull Insurance Company 226,829,477 131,323,196 18,037,271 8,714,176 16,312,46295,506,281 10,754,13612,704,208

65.8% 81.2%672,365Twin City Fire Insurance Company 675,475,171 394,213,606 4,511,971 1,629,627 4,338,757281,261,565 2,852,76521,036,479

64.1% 72.4%284,279U.S. Specialty Insurance Company 1,792,143,025 1,273,990,421 3,315,068 838,328 3,424,095518,152,604 2,194,03676,180,544

0U.S. Underwriters Insurance Company 172,409,247 45,481,916 0 0 0126,927,331 01,746,315








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0UFG Specialty Insurance Company 39,372,417 21,957,780 0 0 017,414,637 0666,178

20.6% 24.4%771,411Union Insurance Company 137,099,564 92,312,070 19,031,589 6,012,637 20,146,86344,787,494 4,147,243860,768

158.6% 170.8%3,105Union Insurance Company of Providence 68,174,350 5,160,735 101,162 2,670 25,29763,013,615 40,1125,687,752

33.3% 33.3%0Union National Fire Insurance Company 9,308,485 3,066,203 7,635,927 2,724,913 7,636,6626,242,282 2,542,053194,444

94.4% 107.3%371,795Unique Insurance Company 87,894,380 71,829,637 2,756,070 3,556,851 2,873,17016,064,743 2,712,492527,510

70.0% 75.5%234,539United Automobile Insurance Company 297,135,704 248,896,163 2,843,722 3,436,367 4,293,50348,239,541 3,004,913-6,364,842

0United Casualty Insurance Company of Ameri 13,079,864 2,825,247 0 0 010,254,617 0240,558

0United Financial Casualty Company 2,896,656,105 2,232,257,512 0 0 0664,398,593 0114,541,301

46.3% 50.4%281,035United Fire & Casualty Company 1,893,910,347 1,123,002,021 8,223,265 2,542,853 6,786,907770,908,325 3,140,81944,101,104

0United Fire & Indemnity Company 54,319,428 34,401,589 0 0 019,917,839 0860,309

0United Guaranty Commercial Insurance Comp 69,058,455 10,252,423 0 0 058,806,032 05,050,153

0.0% 0.0%0United Guaranty Mortgage Indemnity Compan 445,222,547 141,504,447 13,342 0 6,208303,718,100 017,907,036

27.5% 27.6%4,913United Guaranty Residential Insurance Compa 3,307,929,353 2,121,420,246 3,550,881 1,393,743 3,516,5031,186,509,107 965,998335,169,888

0United Guaranty Residential Insurance Compa 338,499,772 17,747,953 0 0 0320,751,819 0105,272,488

-5,242United National Specialty Insurance Company 11,436,789 126,504 0 0 011,310,285 -4,4733,512,043

0United Property & Casualty Insurance Compa 603,936,096 448,349,439 0 0 0155,586,657 0-5,303,762

60.4% 61.7%868,290United Services Automobile Association 33,796,523,820 8,455,502,507 67,320,355 37,732,726 66,615,30325,341,021,313 40,265,926373,428,304

***** *****558,947United States Fidelity and Guaranty Company 3,252,085,863 2,208,802,630 -3,546 1,058,911 27,6211,043,283,232 2,246,019129,681,819

37.8% 43.2%210,439United States Fire Insurance Company 3,949,601,255 2,730,740,244 4,013,911 3,296,559 3,876,4101,218,861,011 1,466,05632,318,172

-54.6% -59.4%-37,166United States Liability Insurance Company 1,015,343,740 368,081,722 746,477 70,503 778,319647,262,017 -424,85825,197,604

71.7% 76.7%15,974United Wisconsin Insurance Company 415,641,429 298,114,462 334,679 178,969 321,226117,526,967 230,40013,385,050

31.0% 31.5%11,263Unitrin Auto and Home Insurance Company 76,843,999 43,232,058 1,889,476 706,844 2,083,74033,611,941 645,6641,400,608

0Unitrin Direct Property & Casualty Company 14,339,271 4,311,454 0 0 010,027,817 0431,991








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

0Unitrin Safeguard Insurance Company 26,944,131 19,426,896 0 0 07,517,235 0235,772

0Universal Fire & Casualty Insurance Company 15,414,592 8,134,843 0 0 07,279,749 0488,123

-8.9% -7.6%1,233Universal Surety of America 14,623,380 22,080 100,486 0 92,01014,601,300 -8,194184,658

46.2% 49.6%172,962Universal Underwriters Insurance Company 328,858,520 6,228,465 5,583,737 2,563,015 5,043,214322,630,055 2,329,692-2,930,648

68.3% 68.3%0USA Insurance Company 14,910,139 8,542,030 11,613,202 7,687,405 11,384,1256,368,109 7,775,444112,920

68.5% 69.7%316,422USAA Casualty Insurance Company 10,315,437,132 5,825,649,002 27,661,570 17,659,771 26,997,9974,489,788,130 18,499,518-36,558,838

77.8% 79.0%354,708USAA General Indemnity Company 4,001,369,164 2,519,360,337 31,444,761 20,367,941 29,517,4871,482,008,827 22,965,072-23,093,170

0USPlate Glass Insurance Company 28,143,620 6,054,662 0 0 022,088,958 0588,034

40.1% 20.4%-8,644Utica Mutual Insurance Company 2,382,250,200 1,516,165,599 42,799 8,042 43,802866,084,601 17,56945,663,390

32.5% 50.4%348,317Valley Forge Insurance Company 70,258,564 74,628 1,804,781 1,549,097 1,945,36670,183,936 631,8242,578,616

66.3% 75.1%90,973Vanliner Insurance Company 405,998,439 265,651,868 1,028,270 207,713 1,040,208140,346,571 690,1634,980,938

0Vantapro Specialty Insurance Company 23,909,828 740,485 0 0 023,169,342 09,031

747.5% 757.3%47,839Verlan Fire Insurance Company 26,550,857 26,560 627,039 2,629,622 487,91126,524,297 3,647,090580,239

51.8% 51.8%0Versant Casualty Insurance Company 43,827,764 28,791,857 13,636,400 3,618,085 7,728,94115,035,909 4,005,3681,168,844

86.9% 88.3%27,463Victoria Fire & Casualty Company 122,933,105 80,255,030 1,691,275 1,820,711 1,878,08142,678,075 1,631,727756,857

37.7% 40.8%10,436Victoria Select Insurance Company 23,407,871 14,830,915 279,234 270,281 336,7358,576,956 126,959101,311

49.7% 49.5%-12,055Vigilant Insurance Company 508,049,216 188,544,462 8,413,703 5,104,826 8,761,930319,504,754 4,353,57315,179,390

58.2% 62.7%242,647Viking Insurance Company of Wisconsin 408,911,990 230,742,030 5,571,553 3,107,113 5,441,158178,169,961 3,167,5107,808,507

198.7% 199.8%3,092Virginia Surety Company, Inc. 1,169,795,980 759,798,345 387,925 278,584 301,648409,997,635 599,51764,927,755

0Warner Insurance Company 12,319,279 150,830 0 0 012,168,449 0118,120

40.8% 43.4%1,443Washington International Insurance Company 100,242,374 20,190,184 36,268 25,934 56,54980,052,190 23,0792,925,796

0Watford Insurance Company 29,716,065 9,052,831 0 0 020,663,234 0698,137

***** *****-111,931Wausau Business Insurance Company 34,832,948 6,153,636 -344 156,813 -3,18128,679,311 171,23550,166








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

21.4% 175.8%-313,106Wausau Underwriters Insurance Company 115,976,280 48,392,518 -158,946 1,774,265 -202,70867,583,763 -43,335780,338

0Wellington Insurance Company 35,557,825 16,701,841 0 0 018,855,984 01,494,760

84.2% 90.3%597,978Wesco Insurance Company 1,903,659,688 1,540,152,899 10,772,706 4,920,724 9,765,089363,506,789 8,224,6505,935,674

51.8% 56.9%27,641West American Insurance Company 51,406,833 1,122,599 508,068 516,465 542,31850,284,233 280,9584,881,843

-0.6% 19.8%944,017Westchester Fire Insurance Company 1,764,444,470 1,061,597,827 4,565,288 641,631 4,623,438702,846,643 -29,94022,904,527

0Western General Insurance Company 82,894,311 62,084,895 0 0 020,809,416 0868,568

2.7% 8.7%279,030Western Surety Company 1,998,783,969 546,372,979 5,251,522 -825,396 4,685,7181,452,410,990 127,082129,612,951

6.0% 11.9%44,823Westfield Insurance Company 2,739,569,528 1,562,272,936 1,010,162 50,542 756,0431,177,296,592 45,29282,302,249

-19.9% -22.3%-22Westfield National Insurance Company 659,496,994 359,116,674 819 0 914300,380,320 -18218,316,230

0Weston Insurance Company 83,071,102 38,049,884 0 0 045,021,218 0-1,988,618

15.4% 16.0%37,081Westport Insurance Corporation 4,730,102,545 3,171,541,265 4,435,171 2,570,462 6,022,2551,558,561,280 927,470189,745,310

White Pine Insurance Company 78,491,281 46,100,113 32,391,168 -1,209,390

0Windhaven National Insurance Company 5,903,018 278,467 0 0 05,624,551 0-1,105,825

-14.2% -14.5%-1,367Work First Casualty Company 42,264,745 29,603,243 454,192 63,628 452,38312,661,502 -64,2321,906,113

20.1% 20.5%30,085Wright National Flood Insurance Company 30,650,606 7,144,768 7,974,339 1,615,088 7,856,84223,505,838 1,582,6768,184,234

306.4% 308.4%55,324XL Insurance America, Inc. 825,361,283 632,013,231 3,088,645 2,189,921 2,791,946193,348,052 8,554,0629,096,243

0XL Insurance Company of New York, Inc. 240,365,321 165,509,299 0 0 074,856,021 0-63,970

0XL Reinsurance America Inc. 6,274,096,334 4,197,811,942 0 0 02,076,284,392 090,851,144

138.3% 148.5%519,941XL Specialty Insurance Company 920,432,332 637,122,316 5,321,292 5,956,982 5,114,971283,310,016 7,073,5254,569,683

73.8% 73.8%0Yosemite Insurance Company 156,490,817 93,687,569 123,612 92,686 111,37262,803,248 82,17511,251,120

6.1% 6.1%0Zale Indemnity Company 54,336,404 37,030,252 80,295 3,531 80,29517,306,152 4,88588,588

23.5% 28.5%75,074Zenith Insurance Company 1,824,568,556 1,261,005,974 1,460,710 514,895 1,485,666563,562,581 348,878115,205,718

0ZNAT Insurance Company 73,082,378 46,731,960 0 0 026,350,418 02,732,183








Total


Premiums

Earned

Premiums

Incurred

Losses

Ratio

Liabilities

w/o LAE

Containment Ratio

with LAE

Direct Defense

Expense

* **

Loss Lossand Cost

67.6% 81.1%7,891,966Zurich American Insurance Company 31,002,884,451 23,151,205,837 55,261,234 32,074,502 58,356,5957,851,678,614 39,441,659968,849,843

48.4% 60.0%283,022Zurich American Insurance Company of Illinoi 49,746,624 15,541,968 2,243,885 933,923 2,426,57934,204,657 1,173,583815,096

909,464,857,749 686,327,761,713 2,558,982,845 4,677,413,9111,595,792,619,500 38,891,536,173 4,702,821,758Grand Totals: 2,649,250,889 56.6%149,377,154 59.8%872 Companies in Report







Licensed Insurers filing on Life/Health Blank


Company Total Assets Total Liabilities Capital Surplus Net Income Written Losses Paid

Premiums

4 Ever Life Insurance Company 207,497,489 124,867,113 2,500,000 80,130,376 570,342 367,031 82,197

5 Star Life Insurance Company 286,577,159 246,412,422 2,500,050 37,664,687 -6,220,099 3,097,694 2,254,922

AAA Life Insurance Company 629,205,776 476,475,065 2,500,000 150,230,712 13,117,897 1,816,119 812,461

Ability Insurance Company 1,203,362,547 1,181,945,137 2,500,000 18,917,410 -2,373,117 333,670 368,873

Accordia Life and Annuity Company 8,041,033,190 7,375,331,617 2,500,000 663,201,573 -89,192,174 5,981,020 854,366

ACE Life Insurance Company 51,706,821 43,036,875 2,500,000 6,169,946 -1,971,252 0 0

Aetna Health and Life Insurance Company 2,388,618,145 2,106,080,750 2,500,000 280,037,396 9,522,993 7,736 15,980

Aetna Life Insurance Company 22,376,187,164 18,896,985,246 62,765,560 3,416,436,358 1,251,739,473 78,412,011 69,762,769

Alfa Life Insurance Corporation 1,375,463,564 1,125,979,821 4,211,498 245,272,245 8,866,242 12,143,938 5,985,128

All Savers Insurance Company 1,551,506,002 497,349,939 2,500,000 1,051,656,063 -102,205,265 15,078,067 13,679,685

Allianz Life and Annuity Company 10,832,622 2,810,895 2,500,000 5,521,727 300,726 0 0

Allianz Life Insurance Company of North America 127,557,707,794 121,392,428,356 38,903,484 6,126,375,954 1,011,281,708 89,265,046 13,134,139

Allstate Assurance Company 716,711,385 582,797,788 3,000,000 130,913,598 -57,819,900 679,026 0

Allstate Life Insurance Company 32,126,975,801 29,080,360,147 5,402,600 3,041,213,054 231,867,967 4,850,167 7,257,934

Amalgamated Life and Health Insurance Company 6,121,601 2,047,106 1,100,000 2,974,495 530,888 0 0

Amalgamated Life Insurance Company 122,944,427 65,155,013 2,500,000 55,289,414 3,507,428 5,060 0

American Bankers Life Assurance Company of Florida 378,701,171 324,025,000 4,472,341 50,203,830 21,492,133 250,382 245,601

American Benefit Life Insurance Company 124,408,610 107,124,796 1,650,000 15,633,814 1,608,444 1,622,306 268,390

American Continental Insurance Company 228,967,524 134,987,089 1,500,000 92,480,435 -17,748,451 32,451,185 25,854,584

American Equity Investment Life Insurance Company 47,580,206,852 44,853,543,281 2,500,000 2,724,163,571 75,035,253 28,889,793 3,189,848

American Family Life Assurance Company of Columbus 108,871,354,819 97,650,299,555 3,879,605 11,217,175,659 2,754,520,110 93,311,980 43,030,092

Page 1 of 19

Summary - Licensed Insurers filing on Life/Health Blank


Premiums

American Family Life Insurance Company 5,497,452,570 4,496,092,136 2,500,000 998,860,434 52,151,462 116,131 0

American Federated Life Insurance Company 34,047,672 22,246,987 1,000,000 10,800,685 2,898,820 7,346,640 2,785,427

American Fidelity Assurance Company 5,446,761,028 5,032,158,571 2,500,000 412,102,457 76,434,269 63,557,552 30,576,154

American Fidelity Life Insurance Company 422,530,682 353,606,095 2,500,000 66,424,587 3,509,651 67,074 29,037

American Financial Security Life Insurance Company 7,899,507 1,917,561 1,500,000 4,481,946 509,382 75,802 24,607

American General Life Insurance Company 170,849,934,111 161,849,414,166 6,850,000 8,993,669,945 1,591,158,784 89,796,340 48,771,310

American Health and Life Insurance Company 924,203,272 709,065,266 3,000,000 212,138,006 71,220,771 3,558,851 1,508,904

American Heritage Life Insurance Company 1,885,615,762 1,541,300,602 3,311,316 341,003,844 63,109,208 19,336,773 13,994,501

American Income Life Insurance Company 3,385,202,219 3,116,355,044 11,680,107 257,167,068 147,406,161 6,637,440 1,277,070

American Maturity Life Insurance Company 60,601,086 12,541,306 2,500,000 45,559,780 561,554 0 12,249

American Memorial Life Insurance Company 2,962,103,234 2,846,652,730 2,500,000 112,950,504 34,537,667 3,047,609 3,099,888

American Modern Life Insurance Company 44,677,379 14,149,605 2,500,000 28,027,774 1,197,712 29,545 5,809

American National Insurance Company 18,721,092,181 15,735,183,280 30,832,449 2,955,076,452 48,529,064 20,465,634 5,155,906

American National Life Insurance Company of Texas 122,523,153 87,351,585 3,000,000 32,171,568 -771,070 785,817 903,352

American Public Life Insurance Company 90,286,515 63,872,774 2,642,200 23,771,541 5,941,927 4,051,300 2,176,390

American Republic Corp Insurance Company 23,991,904 15,071,076 1,500,000 7,420,828 269,738 79,281 50,516

American Republic Insurance Company 937,566,473 426,454,321 5,000,000 506,112,152 33,067,655 840,222 596,649

American Retirement Life Insurance Company 76,891,577 36,237,748 2,500,000 38,153,829 -26,447,936 6,326,161 4,998,274

American United Life Insurance Company 24,931,829,175 23,971,375,868 5,000,000 955,453,307 52,409,165 29,523,227 1,715,584

American-Amicable Life Insurance Company of Texas 273,037,633 228,561,510 3,158,420 41,317,703 1,945,560 2,325,419 399,321

Americo Financial Life and Annuity Insurance Company 4,281,919,166 3,820,145,853 2,638,308 459,135,005 66,762,776 331,956 84,438

Ameritas Life Insurance Corp. 18,696,585,738 17,212,519,710 2,500,000 1,481,566,028 -4,795,954 25,138,062 12,634,299

Amica Life Insurance Company 1,240,659,713 961,838,404 5,000,000 273,821,309 10,297,259 58,524 0

Annuity Investors Life Insurance Company 3,063,427,349 2,793,980,214 2,500,000 266,947,135 18,840,588 217,756 21,783

Page 2 of 19



Premiums

Anthem Life Insurance Company 623,258,714 514,374,134 3,267,547 105,617,033 28,300,023 38,133 25,512

Assurity Life Insurance Company 2,605,020,410 2,280,110,234 2,500,000 322,410,180 11,951,415 1,248,447 727,954

Athene Annuity & Life Assurance Company 10,350,656,536 9,078,236,580 2,500,000 1,269,919,957 71,348,016 883,610 1,647,410

Athene Annuity & Life Assurance Company of New York 3,261,234,878 3,030,197,485 2,500,875 228,536,518 1,288,254 65,606 273,079

Athene Annuity and Life Company 47,984,664,271 46,871,325,228 10,000,000 1,103,339,043 99,626,810 40,996,848 6,654,008

Athene Life Insurance Company of New York 956,111,175 877,814,720 2,002,306 76,294,149 10,375,464 44,676 0

Atlantic Coast Life Insurance Company 348,552,698 326,658,464 1,500,000 20,394,234 3,941,245 490,589 0

Aurigen Reinsurance Company of America 45,801,223 22,984,669 2,500,000 20,316,554 -2,873,774 0 0

Aurora National Life Assurance Company 2,935,377,178 2,808,845,950 3,000,000 123,531,228 16,573,246 141,887 785,133

Auto-Owners Life Insurance Company 3,897,931,643 3,474,743,615 3,450,000 419,738,028 23,649,104 57,774 0

AXA Corporate Solutions Life Reinsurance Company 240,464,073 91,824,954 3,269,000 145,370,119 -20,708,344 0 0

AXA Equitable Life and Annuity Company 467,322,099 447,560,219 2,500,000 17,261,880 -2,545,965 124,307 0

AXA Equitable Life Insurance Company 174,067,923,580 169,221,225,388 2,500,000 4,844,198,192 678,820,048 41,484,018 23,722,772

Baltimore Life Insurance Company, The 1,241,746,363 1,160,413,079 2,500,000 78,833,284 3,185,947 728,970 167,874

Bankers Fidelity Assurance Company 9,970,722 899,673 1,515,000 7,556,049 -102,403 362,891 269,305

Bankers Fidelity Life Insurance Company 144,259,181 110,828,947 2,500,000 30,930,233 1,235,773 1,300,755 804,154

Bankers Life and Casualty Company 17,602,022,841 16,301,679,860 10,000,000 1,290,342,981 171,174,704 13,074,563 8,865,164

Bankers Life Insurance Company 447,366,520 419,988,490 3,000,000 24,378,031 631,842 765,792 0

Banner Life Insurance Company 2,881,946,378 2,400,262,561 3,464,557 478,219,260 157,634,039 8,238,873 3,695,660

Beneficial Life Insurance Company 2,298,442,267 2,121,079,452 2,500,000 174,862,815 52,415,457 13,662 95,840

Berkley Life and Health Insurance Company 267,746,003 124,013,556 2,500,002 141,232,446 14,067,466 258,439 8,893

Berkshire Hathaway Life Insurance Company of Nebraska 17,969,607,195 13,571,182,333 3,000,000 4,395,424,862 425,711,082 0 0

Berkshire Life Insurance Company of America 3,526,660,056 3,325,021,259 3,198,000 198,440,797 17,770,171 3,554,994 668,923

BEST LIFE and Health Insurance Company 18,783,254 3,903,776 2,500,000 12,379,478 1,272,214 366,408 217,645

Page 3 of 19



Premiums

Bluebonnet Life Insurance Company 59,546,321 4,064,100 1,000,000 54,482,221 2,483,564 5,234,985 0

Boston Mutual Life Insurance Company 1,359,711,894 1,181,717,961 0 177,993,933 11,444,021 1,720,837 1,052,511

Brighthouse Life Insurance Company 170,909,597,066 166,535,146,912 75,000,000 4,299,450,154 1,186,051,565 31,128,265 15,378,617

C. M. Life Insurance Company 8,462,232,355 6,915,558,560 2,500,000 1,544,173,795 61,720,698 3,393,815 1,818,868

Canada Life Assurance Company, The 4,567,189,494 4,410,236,621 0 156,952,873 11,946,275 469,199 4,841,752

Capitol Life Insurance Company, The 241,518,428 216,146,065 3,080,000 22,292,363 1,974,992 295,105 5,053

Central Reserve Life Insurance Company 30,572,832 1,223,199 2,500,000 26,849,633 1,256,207 15,513 27,106

Central Security Life Insurance Company 91,914,212 87,254,368 2,000,000 2,659,848 746,477 241,643 438,190

Central States Health & Life Co. of Omaha 420,020,957 285,759,848 0 134,261,109 10,487,603 195,978 131,564

Central United Life Insurance Company 384,999,076 289,394,856 2,700,000 92,904,220 -1,594,429 8,085,419 4,637,985

Centre Life Insurance Company 1,809,799,993 1,715,994,039 2,500,000 91,305,954 -509,101 73,232 111,158

Centurion Life Insurance Company 1,288,219,897 970,488,248 2,500,000 315,231,649 22,514,451 0 0

Chesapeake Life Insurance Company, The 133,324,319 63,604,245 2,668,000 67,052,074 11,636,420 3,138,619 1,370,447

Christian Fidelity Life Insurance Company 63,906,258 35,894,857 2,520,000 25,491,401 8,139,176 28,254 46,210

Church Life Insurance Corporation 297,068,432 240,407,769 6,000,000 50,660,663 2,788,903 215,813 234,654

CICA Life Insurance Company of America 932,713,820 897,841,786 3,150,000 31,722,034 14,478,282 106,517 78,431

CIGNA Health and Life Insurance Company 7,410,885,968 4,020,792,613 2,520,000 3,387,573,355 1,396,641,765 54,689,169 36,763,113

Cincinnati Equitable Life Insurance Company 123,061,537 114,991,000 1,000,000 7,070,537 -342,726 261,866 20,355

Cincinnati Life Insurance Company, The 4,266,450,845 4,066,122,787 3,000,000 197,328,058 2,085,373 515,221 103,582

Citizens National Life Insurance Company 12,431,294 10,309,110 1,000,000 1,122,184 -375,076 5,427 14,574

Citizens Security Life Insurance Company 24,011,079 9,568,755 1,500,724 12,941,600 4,079,043 1,481,580 1,019,560

Clear Spring Life Insurance Company 281,012,799 229,126,804 3,000,000 48,885,995 116,350 0 0

CMFG Life Insurance Company 16,573,511,521 14,570,841,641 7,500,000 1,995,169,880 195,170,564 18,239,900 8,212,226

Colonial Life & Accident Insurance Company 3,143,855,416 2,581,723,297 15,076,209 547,055,909 151,529,478 34,987,818 17,518,408

Page 4 of 19



Premiums

Colonial Penn Life Insurance Company 854,721,105 758,896,015 2,500,000 93,325,090 -1,896,556 5,266,843 3,063,423

Colorado Bankers Life Insurance Company 354,054,276 295,565,643 2,500,000 55,988,633 4,956,944 902,803 492,532

Columbian Life Insurance Company 319,555,861 292,710,097 2,512,125 24,333,639 -3,265,698 72,175 7,299

Columbian Mutual Life Insurance Company 1,397,979,855 1,301,766,800 0 96,213,055 9,182,117 33,000 23,928

Columbus Life Insurance Company 3,769,165,449 3,479,109,702 10,000,000 280,055,747 -20,241,931 699,550 34,580

Combined Insurance Company of America 1,432,051,226 1,300,554,350 28,338,567 103,158,309 30,677,368 2,527,631 1,615,344

Commercial Travelers Mutual Insurance Company 16,561,397 11,647,270 0 4,914,127 -710,770 15,923 13,688

Commonwealth Annuity and Life Insurance Company 11,379,079,563 9,223,464,204 2,526,000 2,153,089,359 105,232,477 85,467 800,833

Companion Life Insurance Company 338,691,623 152,448,127 2,500,000 183,743,496 16,441,963 7,276,468 4,018,596

Connecticut General Life Insurance Company 17,646,348,971 13,571,962,128 29,891,610 4,044,495,233 1,180,430,048 1,908,097 9,860,046

Constitution Life Insurance Company 444,069,569 388,511,017 2,681,100 52,877,452 -11,797,914 5,926,318 4,678,116

Consumers Life Insurance Company 41,823,917 18,527,821 1,600,000 21,696,096 646,968 0 0

Continental American Insurance Company 607,026,336 432,670,787 2,800,000 171,555,549 46,755,302 8,827,464 3,660,001

Continental General Insurance Company 1,344,137,118 1,267,225,359 4,196,559 72,715,200 -15,348,249 3,154,109 1,759,195

Continental Life Insurance Company of Brentwood, Tennessee 307,080,148 133,249,663 2,504,150 171,326,335 -7,754,914 1,473,402 1,012,148

Corvesta Life Insurance Company 9,314,494 1,237,651 2,500,000 5,576,843 -891,180 0 0

Cotton States Life Insurance Company 336,156,392 267,852,623 2,000,000 66,303,769 3,142,422 147,064 174,583

COUNTRY Investors Life Assurance Company 297,281,220 108,361,516 3,000,000 185,919,703 4,666,335 29,814 2,248

COUNTRY Life Insurance Company 9,170,467,553 8,031,807,192 4,500,000 1,134,160,362 27,073,499 244,885 78,918

CSI Life Insurance Company 19,748,305 5,862,456 3,000,000 10,885,844 -602,182 103,659 21,677

Dearborn National Life Insurance Company 1,872,506,789 1,375,474,730 5,004,000 492,028,059 19,656,222 719,645 754,298

Delaware American Life Insurance Company 132,754,580 60,204,974 2,500,000 70,049,606 15,231,456 3,971 0

Delaware Life Insurance Company 37,683,973,521 36,048,076,193 6,437,000 1,629,460,328 309,944,884 11,334,609 2,917,120

Delta Life Insurance Co. 64,667,021 55,682,889 3,600,000 5,384,132 -378,262 25,120 8,903

Page 5 of 19



Premiums

Direct General Life Insurance Company 25,525,998 10,411,478 2,500,000 12,614,520 3,301,598 1,289,630 181,191

Eagle Life Insurance Company 527,620,587 361,012,989 2,500,000 164,107,598 3,617,525 9,795,191 0

ELCO Mutual Life and Annuity 704,022,769 652,592,401 0 51,430,364 7,867,890 541,479 1,366,699

EMC National Life Company 947,884,563 843,906,169 35,666,700 68,311,694 9,577,075 2,044,812 1,843,666

Employers Reassurance Corporation 11,334,914,873 10,356,529,683 2,550,000 975,835,190 -209,861,209 0 0

Enterprise Life Insurance Company 34,882,554 11,431,630 1,000,000 22,450,924 53,153 313,546 139,932

Equitable Life & Casualty Insurance Company 313,614,537 268,837,242 2,500,000 42,277,295 -2,085,618 7,680,875 6,205,188

EquiTrust Life Insurance Company 17,268,012,692 16,336,402,283 3,000,000 928,610,409 227,438,413 8,015,331 207,324

Family Benefit Life Insurance Company 131,699,987 122,558,188 1,604,378 7,537,421 6,645 137,832 0

Family Heritage Life Insurance Company of America 1,108,816,313 1,004,588,622 2,556,950 101,670,741 23,818,116 864,346 241,397

Family Life Insurance Company 155,846,617 121,888,470 5,000,000 28,958,147 1,049,447 4,649,763 3,676,930

Family Security Life Insurance Company, Inc. 6,713,771 5,080,513 400,000 1,233,258 81,958 836,019 511,583

Family Service Life Insurance Company 326,401,662 291,762,683 2,500,000 32,138,980 6,013,478 14 25,191

Farmers New World Life Insurance Company 7,155,345,025 6,627,643,258 6,599,833 521,101,934 137,905,848 571,629 372,005

Federal Life Insurance Company (Mutual) 227,519,338 212,803,141 2,500,000 12,216,197 -63,890 25,299 5,000

Federated Life Insurance Company 1,776,836,190 1,417,027,730 4,000,000 355,808,460 24,337,240 3,055,762 407,599

Fidelity & Guaranty Life Insurance Company 21,414,228,593 20,091,179,642 3,000,000 1,320,048,951 20,937,051 5,848,886 6,493,456

Fidelity Investments Life Insurance Company 25,859,639,234 25,029,616,726 3,000,000 827,022,508 82,423,868 2,408,157 712,670

Fidelity Life Association, A Legal Reserve Life Insurance Company 405,013,708 272,788,478 2,500,000 129,725,230 5,236,105 1,782,689 409,331

Fidelity Security Life Insurance Company 875,125,453 688,279,022 5,500,000 181,346,430 17,472,031 4,973,630 3,259,334

Fidelity Security Life Insurance Company of New York 39,369,084 28,781,266 2,000,000 8,587,817 713,535 0 0

Financial American Life Insurance Company 5,921,375 3,392,141 1,012,000 1,517,234 -1,181,560 -1,693 0

Financial Assurance Life Insurance Company 11,548,800 787,815 1,500,000 9,260,985 387,143 0 0

First Allmerica Financial Life Insurance Company 3,435,046,095 3,250,281,065 5,000,010 179,765,020 8,556,697 33,894 97,786

Page 6 of 19



Premiums

First Assurance Life of America 39,878,433 5,726,316 1,600,000 32,552,118 808,973 0 0

First Continental Life & Accident Insurance Company 5,700,687 1,805,766 1,050,000 2,844,921 -2,037,333 372,200 293,067

First Guaranty Insurance Company 56,584,455 52,492,608 1,000,000 3,091,847 174,562 11,491 0

First Health Life & Health Insurance Company 454,919,549 243,832,745 2,500,000 208,586,804 -1,663,952 11,647,518 8,788,912

First Penn-Pacific Life Insurance Company 1,578,933,080 1,377,231,161 2,500,000 199,201,919 20,599,576 1,012,174 2,146,687

Foresters Life Insurance and Annuity Company 2,142,196,577 2,082,076,324 2,538,162 57,582,091 7,047,646 9,386 0

Forethought Life Insurance Company 24,910,992,470 23,278,823,264 2,500,000 1,629,669,205 83,879,919 59,292,546 7,414,718

Freedom Life Insurance Company of America 100,221,058 49,073,112 1,761,816 49,386,130 12,011,623 4,573,860 2,094,505

Funeral Directors Life Insurance Company 1,248,024,468 1,137,599,976 2,500,000 107,924,492 12,460,938 9,849,104 4,424,923

Garden State Life Insurance Company 129,627,852 60,456,326 2,500,000 66,671,526 6,967,530 303,544 205,542

General American Life Insurance Company 12,411,528,606 11,488,782,534 3,000,000 919,746,072 -2,068,068 3,019,349 2,478,966

General Fidelity Life Insurance Company 24,525,585 8,074,702 5,000,000 11,450,883 -73,043 0 0

General Re Life Corporation 3,504,636,486 2,860,368,459 108,750,000 535,518,027 34,358,033 0 0

Generation Life Insurance Company 52,568,682 9,285,052 2,500,000 40,783,630 -4,574,860 0 0

Genworth Life and Annuity Insurance Company 22,447,754,567 20,960,304,007 25,651,000 1,461,799,560 -301,245,558 12,319,375 13,766,820

Genworth Life Insurance Company 40,225,791,294 37,072,937,544 4,861,258 3,147,992,492 -39,132,756 20,388,418 13,451,053

Gerber Life Insurance Company 3,397,640,374 3,090,662,883 148,500,000 158,477,491 15,276,507 9,873,150 6,393,639

Globe Life and Accident Insurance Company 3,955,340,023 3,694,721,881 6,327,899 254,290,243 81,146,404 15,138,883 7,313,328

Golden Rule Insurance Company 529,488,173 359,437,760 3,262,704 166,787,709 65,218,217 25,725,067 15,526,024

Government Personnel Mutual Life Insurance Company 835,139,443 714,259,111 0 120,880,332 3,995,887 774,053 690,774

GPM Health and Life Insurance Company 142,548,584 130,248,809 2,505,000 9,794,775 909,779 0 0

Great American Life Insurance Company 29,301,505,746 27,325,096,976 2,512,500 1,973,896,270 147,943,878 22,917,048 4,843,968

Great Southern Life Insurance Company 216,608,302 169,136,013 2,500,000 44,972,289 2,859,026 500,004 848,494

Great Western Insurance Company 1,214,554,018 1,137,433,610 2,500,000 74,620,407 7,903,082 1,914,526 694,724

Page 7 of 19



Premiums

Greater Georgia Life Insurance Company 59,461,349 38,146,888 1,500,000 19,814,461 -466,154 0 0

Great-West Life & Annuity Insurance Company 56,436,024,826 55,382,691,600 7,292,708 1,046,040,518 100,656,656 47,763,010 7,069,110

Great-West Life Assurance Company, The 77,029,751 54,471,419 0 22,558,332 2,107,215 47,639 6,984

Guarantee Trust Life Insurance Company 550,718,907 473,712,368 0 77,006,539 9,083,554 1,658,066 580,798

Guaranty Income Life Insurance Company 503,699,716 452,878,014 2,500,000 48,321,702 5,435,874 283,460 31,366

Guardian Insurance & Annuity Company, Inc., The 16,780,860,630 16,520,477,827 2,500,000 257,882,803 -139,735,678 7,580,318 2,340,348

Guardian Life Insurance Company of America, The 51,883,712,174 45,711,224,770 0 6,172,487,404 367,666,256 53,423,772 31,670,718

Guggenheim Life and Annuity Company 13,716,199,017 13,065,082,189 2,750,000 648,366,828 205,415,022 3,309,142 454,595

Gulf Guaranty Life Insurance Company 17,885,378 7,777,914 1,813,817 8,293,647 1,291,163 5,707,062 1,916,569

Hartford International Life Reassurance Corporation 10,862,909 98,375 2,500,000 8,264,534 -33,104 0 0

Hartford Life and Accident Insurance Company 8,785,878,300 7,162,028,370 2,500,000 1,621,349,930 208,314,689 14,554,515 17,289,763

Hartford Life and Annuity Insurance Company 36,793,192,089 34,879,433,741 2,500,000 1,911,258,348 146,146,096 8,254,812 5,864,771

Hartford Life Insurance Company 111,449,826,857 107,051,918,228 5,690,000 4,392,218,629 951,921,784 1,234,403 2,334,801

HCC Life Insurance Company 981,612,046 379,762,638 2,500,000 599,349,408 104,763,203 13,709,083 12,405,288

Health Net Life Insurance Company 727,212,204 317,262,163 2,500,000 407,450,041 -171,826,474 0 0

HealthMarkets Insurance Company 25,262,844 9,286,731 3,000,000 12,976,113 290,798 0 31,183

Heartland National Life Insurance Company 12,201,636 5,128,315 1,500,000 5,573,320 765,427 2,936,173 2,261,132

Heritage Life Insurance Company 4,471,995,304 3,488,053,294 2,500,000 981,442,010 87,089,074

HM Life Insurance Company 643,307,789 282,569,224 3,000,000 357,738,565 17,753,976 3,865,963 2,500,301

Homesteaders Life Company 2,771,528,463 2,591,044,236 0 180,484,227 14,816,594 3,356,969 1,261,196

Horace Mann Life Insurance Company 8,845,207,345 8,398,193,160 2,500,000 444,514,187 51,726,499 369,665 231,123

IA American Life Insurance Company 165,435,291 96,262,010 11,640,370 57,532,911 35,215,715 56,069 76,803

IdeaLife Insurance Company 20,857,847 5,323,447 2,500,000 13,034,400 762,977 19,941 77,629

Illinois Mutual Life Insurance Company 1,434,323,781 1,208,372,635 0 225,951,146 9,373,026 780,806 238,848

Page 8 of 19



Premiums

Independence Life and Annuity Company 3,028,041,847 2,845,226,259 2,500,350 180,315,238 3,607,841 0 0

Individual Assurance Company, Life, Health & Accident 26,210,982 16,914,702 2,500,000 6,796,282 1,152,255 159,687 112,410

Industrial Alliance Insurance and Financial Services Inc. 220,652,672 177,606,279 0 43,046,393 -2,338,945 16,615 0

Integrity Life Insurance Company 7,999,573,399 7,191,255,211 3,000,000 805,318,188 115,906,824 11,683,767 1,889,214

Investors Heritage Life Insurance Company 448,992,906 423,034,867 2,500,000 23,458,039 2,073,521 392,373 280,078

Investors Life Insurance Company of North America 614,817,905 559,950,948 2,550,000 52,316,957 413,766 394,110 1,091,102

Jackson National Life Insurance Company 204,781,178,712 199,862,310,898 13,800,000 4,905,067,814 -563,839,148 114,845,656 22,778,697

Jefferson National Life Insurance Company 4,610,567,423 4,571,535,839 5,009,112 34,022,472 261,470 3,866,782 1,915,517

John Alden Life Insurance Company 227,574,931 211,987,197 2,600,000 12,987,734 2,386,793 -3,387 305,950

John Hancock Life & Health Insurance Company 11,875,204,106 11,151,646,935 10,955,800 712,601,371 101,581,231 7,680 0

John Hancock Life Insurance Company (U.S.A.) 229,892,290,373 223,738,547,929 4,828,939 6,148,913,505 29,317,505 32,106,335 31,871,798

Kanawha Insurance Company 2,342,977,664 2,196,013,339 4,624,469 142,339,856 -523,230,865 1,044,277 1,378,410

Kansas City Life Insurance Company 3,359,087,772 3,035,784,145 23,120,850 300,182,773 12,457,378 2,641,806 3,382,264

Kilpatrick Life Insurance Company 189,650,064 181,979,237 800,020 6,870,807 -165,598 35,627 6,000

Lafayette Life Insurance Company, The 4,911,434,820 4,622,779,463 2,500,000 286,155,357 2,918,677 1,617,561 528,176

Landmark Life Insurance Company 46,419,442 42,413,356 1,500,000 2,506,086 496,992 413,212 89,572

Lewer Life Insurance Company 31,053,437 20,908,210 1,200,000 8,945,227 878,891 0 0

Liberty Bankers Life Insurance Company 1,547,600,575 1,342,741,500 2,500,000 202,359,075 6,559,049 2,517,676 640,189

Liberty Life Assurance Company of Boston 17,479,290,194 16,318,329,860 2,500,000 1,158,460,334 5,348,344 12,458,900 12,624,445

Liberty National Life Insurance Company 7,820,780,349 7,247,108,328 42,390,708 531,281,313 131,258,334 26,621,240 12,662,437

Life Insurance Company of Alabama 120,837,639 80,208,776 1,500,000 39,128,863 2,199,784 5,803,311 6,774,592

Life Insurance Company of North America 8,604,445,127 7,126,687,851 2,500,000 1,475,257,276 111,874,003 31,299,616 32,527,844

Life Insurance Company of the Southwest 16,805,443,841 15,737,562,378 3,000,000 1,064,881,462 168,736,846 5,981,278 460,875

Life of the South Insurance Company 103,382,496 83,020,525 2,500,000 17,861,973 1,664,831 10,506,253 3,803,357

Page 9 of 19



Premiums

LifeCare Assurance Company 2,282,456,915 2,180,098,698 2,500,000 99,858,217 5,450,318 0 0

LifeSecure Insurance Company 309,154,669 276,650,195 2,500,017 30,004,457 -519,865 203,955 144,104

LifeShield National Insurance Co. 69,761,583 45,269,121 2,500,000 21,992,462 1,253,059 15,527 0

Lincoln Benefit Life Company 11,517,599,186 10,958,064,527 2,500,000 557,034,659 51,530,302 9,608,597 9,889,072

Lincoln Heritage Life Insurance Company 935,388,416 823,908,401 2,500,000 108,980,015 2,697,817 4,347,656 1,612,504

Lincoln Life & Annuity Company of New York 13,729,788,477 12,522,437,830 2,640,000 1,204,710,647 378,791,561 6,209 12,443

Lincoln National Life Insurance Company, The 221,258,928,365 213,785,949,303 25,000,000 7,447,979,062 789,868,147 106,120,770 30,157,264

Lombard International Life Assurance Company 5,912,319,981 5,885,931,277 2,774,999 23,613,705 -5,973,480 0 0

London Life Reinsurance Company 289,306,204 230,767,415 14,000,000 44,538,789 2,326,070 0 0

Longevity Insurance Company 7,809,814 236 2,792,306 5,017,272 -159,177 95 0

Loyal American Life Insurance Company 272,856,422 186,582,628 5,640,000 80,633,794 15,578,706 7,154,583 5,017,962

Madison National Life Insurance Company, Inc. 329,743,532 150,765,036 3,600,000 175,378,496 -1,614,561 1,056,443 2,939,716

Magnolia Guaranty Life Insurance Company 10,153,141 8,272,179 819,106 1,061,856 -542,411 1,905,140 678,680

Manhattan Life Insurance Company, The 543,131,707 492,055,020 6,683,248 44,393,439 13,942,405 12,311,071 8,475,752

Manhattan National Life Insurance Company 166,415,455 154,848,151 2,500,000 9,067,304 -156,717 187,653 178,447

MAPFRE Life Insurance Company 21,581,212 3,443,959 2,500,000 15,637,253 -1,031,521 3,036 10,050

Massachusetts Mutual Life Insurance Company 223,670,465,625 208,246,975,669 0 15,423,489,956 -13,882,911 74,566,823 24,351,085

MedAmerica Insurance Company 939,155,892 907,447,077 9,764,892 21,943,923 -1,154,033 729,277 639,586

Medico Corp Life Insurance Company 53,706,213 31,933,119 5,446,696 16,326,398 415,253 4,560 2,712

Medico Insurance Company 87,268,815 48,515,924 5,000,000 33,752,891 1,762,578 1,061,415 496,828

MEMBERS Life Insurance Company 73,915,859 50,710,428 5,000,000 18,205,430 1,050,824 18,520,072 555,924

Merit Life Insurance Co. 559,261,444 425,892,504 2,500,000 130,868,940 19,846,490 2,335,344 928,309

Metropolitan Life Insurance Company 396,366,830,418 385,172,010,807 4,944,667 11,189,874,944 3,444,217,784 104,367,386 123,590,298

Metropolitan Tower Life Insurance Company 4,403,664,879 3,735,008,496 2,500,000 666,156,383 8,459,273 848,241 1,722,736

Page 10 of 19



Premiums

Midland National Life Insurance Company 51,098,305,638 47,999,181,097 2,549,439 3,096,575,102 546,417,275 107,497,488 4,375,148

Mid-West National Life Insurance Company of Tennessee 86,085,721 68,967,186 2,500,000 14,618,535 -17,993,988 188,025 173,174

Midwestern United Life Insurance Company 234,433,119 103,054,582 2,500,000 128,878,537 3,696,397 8,276 599

Minnesota Life Insurance Company 40,438,053,170 37,466,451,287 5,000,000 2,966,601,883 82,322,645 39,376,916 21,701,111

MML Bay State Life Insurance Company 4,814,287,017 4,525,992,578 2,500,200 285,794,239 20,255,139 240,128 123,019

Monitor Life Insurance Company of New York 22,273,344 10,617,803 2,500,000 9,155,542 2,181,661 14,912 8,144

MONY Life Insurance Company 7,386,893,667 6,921,905,389 2,500,000 462,488,278 59,299,742 3,573,513 5,783,340

MONY Life Insurance Company of America 3,155,552,671 2,836,980,544 2,500,000 316,072,127 -14,408,932 2,711,335 1,275,573

Mountain Life Insurance Company 11,296,857 5,889,287 1,158,903 4,248,667 259,105 0 0

Munich American Reassurance Company 7,663,885,484 6,993,645,062 6,000,000 664,240,422 -99,094,787 0 0

Mutual of America Life Insurance Company 19,041,784,266 18,048,362,675 0 993,421,591 16,358,863 39,490 239,777

Mutual of Omaha Insurance Company 7,278,931,188 4,230,646,642 0 3,048,284,547 103,423,668 22,951,780 13,455,056

Mutual Savings Life Insurance Company 462,360,778 426,090,421 2,093,426 34,176,931 1,246,408 2,512,559 1,741,057

Mutual Trust Life Insurance Company, A Pan-American Life Insurance Gro 1,959,783,299 1,814,969,749 2,500,000 142,313,550 3,391,027 292,557 0

National Benefit Life Insurance Company 513,917,789 349,602,025 2,500,000 161,815,762 16,415,104 228,730 102,975

National Farmers Union Life Insurance Company 203,210,314 160,735,264 2,750,000 39,725,050 3,542,251 59,494 33,640

National Foundation Life Insurance Company 33,805,397 13,855,601 2,600,000 17,349,796 5,399,042 622,021 573,223

National Guardian Life Insurance Company 3,657,858,820 3,364,593,342 0 293,265,478 18,051,266 28,071,198 18,101,285

National Health Insurance Company 25,852,588 13,804,332 2,500,963 9,547,293 2,957,091 799,752 172,441

National Life Insurance Company 9,276,886,619 7,351,659,075 2,500,000 1,922,727,544 -51,129,004 512,276 377,298

National Security Insurance Company 55,230,848 41,123,902 1,500,000 12,606,947 1,708,908 643,384 348,687

National Teachers Associates Life Insurance Company 510,506,381 408,075,846 2,500,000 99,930,535 11,158,363 447,202 258,658

National Western Life Insurance Company 10,820,603,102 9,569,241,736 1,000,000 1,250,361,366 88,712,283 7,536,949 1,060,431

Nationwide Life and Annuity Insurance Company 14,466,198,988 13,497,950,978 2,640,000 965,608,010 -226,642,855 5,015,532 1,185,139

Page 11 of 19



Premiums

Nationwide Life Insurance Company 133,344,875,355 128,136,433,174 3,814,779 5,204,627,402 750,997,352 5,875,187 4,496,650

New England Life Insurance Company 9,801,684,516 9,346,851,932 2,500,000 452,332,584 108,841,786 2,102,831 1,046,620

New Era Life Insurance Company 504,188,333 429,098,995 2,500,000 72,589,338 4,532,935 668,859 572,458

New Era Life Insurance Company of the Midwest 116,831,604 104,493,748 2,500,000 9,837,856 249,479 0 0

New York Life Insurance and Annuity Corporation 141,352,943,548 132,628,428,683 25,000,000 8,699,514,865 777,688,141 83,187,336 23,986,998

New York Life Insurance Company 170,761,834,718 150,654,273,612 0 20,107,561,106 298,027,219 62,051,634 32,843,787

Nippon Life Insurance Company of America 212,259,256 72,702,780 3,600,000 135,956,476 538,098 0 0

North American Company for Life and Health Insurance 22,182,254,911 20,772,157,749 2,500,000 1,407,597,162 97,371,355 17,427,862 2,878,288

North Carolina Mutual Life Insurance Company 33,948,862 27,084,665 0 6,864,197 -478,577 232,993 138,690

Northwestern Long Term Care Insurance Company 172,726,124 90,499,151 2,500,000 79,726,973 2,588,900 4,189,448 121,483

Northwestern Mutual Life Insurance Company, The 250,507,191,101 230,277,606,895 0 20,229,584,206 810,130,501 71,828,057 22,853,081

NYLIFE Insurance Company of Arizona 182,925,507 78,992,583 2,500,000 101,432,924 12,366,587 417,339 0

Occidental Life Insurance Company of North Carolina 254,588,767 226,022,876 2,500,000 26,065,891 1,324,946 673,117 369,896

Ohio National Life Assurance Corporation 3,956,973,955 3,679,023,277 9,600,005 268,350,673 14,115,880 4,673,626 1,659,134

Ohio National Life Insurance Company, The 29,061,741,064 27,979,650,464 10,000,000 1,072,090,604 36,427,229 7,384,533 4,201,156

Ohio State Life Insurance Company, The 13,414,318 2,820,523 2,500,000 8,093,795 -39,709 74,027 5,000

Old American Insurance Company 258,567,235 232,253,045 4,000,000 22,314,193 -1,075,898 1,650,993 950,141

Old Republic Life Insurance Company 124,957,804 93,529,389 2,500,000 28,928,415 2,312,118 3,369,258 1,037,067

Old United Life Insurance Company 81,609,239 37,757,381 2,500,000 41,351,858 1,810,758 0 0

Omaha Insurance Company 99,152,174 49,949,576 2,000,000 47,202,598 -5,441,112 16,959,400 13,268,032

Optimum Re Insurance Company 170,051,835 136,055,666 2,500,000 31,496,169 3,463,017 0 0

Optum Insurance of Ohio, Inc. 87,073,300 46,648,777 2,727,274 37,697,249 7,329,370 4,907 0

Oxford Life Insurance Company 1,684,348,203 1,495,069,378 2,500,000 186,778,825 17,472,878 591,657 628,901

Ozark National Life Insurance Company 801,855,590 665,568,592 8,025,000 128,261,998 14,844,039 3,352,732 1,150,748

Page 12 of 19



Premiums

Pacific Life & Annuity Company 6,582,775,677 6,043,345,385 2,900,000 536,530,292 41,169,346 0 1,288,797

Pacific Life Insurance Company 118,628,447,191 110,080,026,927 30,000,000 8,518,420,265 849,987,344 35,075,602 6,088,784

PacifiCare Life and Health Insurance Company 189,203,330 8,366,491 3,000,000 177,836,839 3,225,466 46,737 72,127

Pan-American Assurance Company 24,406,865 6,149,729 2,500,000 15,757,136 612,384 363,796 1,017,787

Pan-American Life Insurance Company 1,260,900,689 1,016,340,031 5,000,000 239,560,658 21,340,988 3,256,623 978,150

Park Avenue Life Insurance Company 267,600,501 204,070,476 2,500,000 61,030,025 5,665,750 320 0

Parker Centennial Assurance Company 90,785,865 44,301,438 2,500,000 43,984,427 1,726,941 0 2,910

Paul Revere Life Insurance Company, The 3,790,415,273 3,539,018,942 9,800,000 241,596,331 65,620,142 2,036,781 5,148,259

Pavonia Life Insurance Company of Michigan 1,057,409,955 994,215,991 2,500,000 60,693,964 4,294,632 221,728 175,000

Pekin Life Insurance Company 1,459,574,027 1,335,009,789 22,000,000 102,564,238 -973,218 736,396 389,024

Penn Insurance and Annuity Company, The 4,371,818,710 3,977,899,274 2,500,000 391,419,436 -4,190,708 2,714,854 27,174

Penn Mutual Life Insurance Company, The 19,105,796,954 17,365,180,924 0 1,740,616,030 99,361,323 5,178,095 6,167,450

Pharmacists Life Insurance Company, The 101,558,461 94,253,219 2,500,000 4,805,242 -122,631 45,674 0

Philadelphia American Life Insurance Company 263,269,024 229,050,674 3,000,000 31,218,350 1,379,915 31,780,332 25,941,946

PHL Variable Insurance Company 6,386,821,705 6,220,088,765 2,500,000 164,232,940 -69,942,067 3,372,034 2,923,471

Phoenix Life and Annuity Company 31,841,275 20,952,426 2,500,000 8,388,849 -1,103 103,096 0

Phoenix Life Insurance Company 12,450,786,168 12,057,618,427 10,000,000 383,167,741 51,861,871 1,584,128 6,952,854

Physicians Life Insurance Company 1,596,430,967 1,445,651,585 2,505,000 148,274,382 13,187,803 6,539,992 4,572,903

Physicians Mutual Insurance Company 2,208,570,092 1,289,404,177 0 919,165,915 29,141,511 8,286,389 5,623,385

Pine Belt Life Insurance Company 1,266,519 706,455 100,000 460,064 -9,823 219,856 65,918

Pioneer American Insurance Company 55,143,139 43,511,157 2,500,000 9,131,982 -2,317,563 892,326 244,865

Pioneer Mutual Life Insurance Company, a stock subsidiary of AUMIHC 517,255,353 470,796,056 3,000,000 43,459,297 -1,740,308 72,319 65,000

Pioneer Security Life Insurance Company 82,928,858 27,707,887 2,500,000 52,720,971 23,779,965 746,628 168,867

Plateau Insurance Company 25,944,557 14,488,932 2,500,000 8,955,625 703,983 4,735,466 1,347,812

Page 13 of 19



Premiums

Primerica Life Insurance Company 1,431,574,628 858,826,136 2,500,000 570,248,492 392,899,287 33,637,808 24,025,387

Principal Life Insurance Company 171,337,717,794 166,693,927,063 2,500,000 4,641,290,731 996,724,759 23,546,866 16,070,552

Principal National Life Insurance Company 239,847,686 111,971,824 2,500,000 125,375,862 -4,413,982 1,741,489 0

Professional Insurance Company 110,001,392 68,046,103 2,500,000 39,455,289 4,474,182 180,734 164,510

Protective Life and Annuity Insurance Company 1,959,837,446 1,787,836,824 2,502,000 169,498,622 34,680,502 8,368 47,500

Protective Life Insurance Company 44,644,937,893 40,408,038,215 5,000,000 4,231,899,677 -391,563,056 20,567,897 15,477,507

Provident American Life & Health Insurance Company 19,485,163 1,418,206 2,500,000 15,566,957 1,753,945 258,993 181,607

Provident Life and Accident Insurance Company 8,272,593,093 7,544,425,745 43,501,205 684,666,143 191,708,572 13,083,245 10,974,976

Provident Life and Casualty Insurance Company 753,232,419 611,523,035 1,800,000 139,909,384 13,713,911 27,162 10,764

Pruco Life Insurance Company 111,524,057,216 110,273,970,420 2,500,000 1,247,586,796 738,042,361 47,124,559 6,406,269

Prudential Annuities Life Assurance Corporation 58,775,749,272 53,057,595,812 2,500,000 5,715,653,460 -2,017,586,026 232,215 4,878,421

Prudential Insurance Company of America, The 260,294,334,274 249,120,638,357 2,500,000 11,171,195,917 5,213,316,569 86,243,641 67,164,588

Prudential Retirement Insurance and Annuity Company 71,587,950,909 70,567,460,548 2,500,000 1,017,990,361 172,419,722 0 57,899

Puritan Life Insurance Company of America 42,209,790 30,534,327 2,500,000 9,175,462 -400,790 1,396,565 948,863

Pyramid Life Insurance Company, The 76,841,687 62,070,488 2,502,600 12,268,599 -839,778 572,346 545,661

Reliable Life Insurance Company, The 20,990,037 9,598,266 4,000,000 7,391,771 639,230 10,107 20,487

Reliance Standard Life Insurance Company 10,889,433,720 9,823,342,657 56,003,113 1,010,087,950 166,046,665 6,937,174 7,139,037

ReliaStar Life Insurance Company 19,828,482,342 18,166,445,936 2,600,000 1,659,436,406 -506,582,086 13,590,934 8,014,141

ReliaStar Life Insurance Company of New York 2,978,004,215 2,664,750,892 2,755,726 310,497,597 5,577,769 470,954 598,715

Reserve National Insurance Company 126,855,475 86,640,290 2,572,500 37,642,685 -1,986,031 3,564,434 1,803,255

Resource Life Insurance Company 7,023,790 349,449 2,500,000 4,174,341 129,636 0 0

RGA Reinsurance Company 25,432,771,662 23,911,127,895 2,500,000 1,519,143,767 148,575,997 0 0

RiverSource Life Insurance Company 100,920,660,742 97,949,480,044 3,000,000 2,968,180,698 321,955,329 18,815,758 6,728,613

Sagicor Life Insurance Company 1,086,409,525 1,014,159,471 2,500,000 69,750,054 -27,704,758 410,302 2,038,179

Page 14 of 19



Premiums

Savings Bank Life Insurance Company of Massachusetts, The 3,016,369,640 2,790,751,674 2,700,708 222,917,258 26,573,317 463,662 514,666

SBLI USA Life Insurance Company, Inc. 1,497,840,928 1,380,732,982 2,508,000 114,599,946 3,167,983 37,949 36,394

SCOR Global Life Americas Reinsurance Company 1,327,603,409 1,123,542,518 2,677,500 201,383,391 7,567,483

SCOR Global Life Reinsurance Company of Delaware 470,462,796 369,419,864 5,002,500 96,040,427 29,361,939

SCOR Global Life USA Reinsurance Company 767,759,930 434,731,198 10,000,000 323,028,732 3,466,410 0 0

Scottish Re (U.S.), Inc. 1,501,776,685 1,445,057,031 3,600,000 53,119,654 13,120,972 0 0

Securian Life Insurance Company 577,115,340 316,862,858 2,500,000 257,752,482 420,281 4,014,685 3,414,730

Securitas Financial Life Insurance Company 5,847,633 101,176 2,000,000 3,746,458 32,937 0 0

Security Benefit Life Insurance Company 29,812,875,847 28,251,208,324 7,000,130 1,554,667,393 -81,045,250 21,133,071 2,838,109

Security Life of Denver Insurance Company 13,294,842,007 12,397,701,882 2,880,000 894,260,125 93,180,055 2,006,579 2,783,011

Security Mutual Life Insurance Company of New York 2,722,394,387 2,559,657,370 0 162,737,017 7,636,095 663,795 311,351

Security National Life Insurance Company 567,108,091 530,318,733 2,550,000 34,239,358 2,601,409 12,623,128 8,153,476

Security Plan Life Insurance Company 307,697,204 280,903,222 1,000,000 25,793,982 -1,573,957 546,122 387,736

Senior Health Insurance Company of Pennsylvania 2,736,141,098 2,707,846,929 7,500,005 20,794,161 -39,426,283 576,923 2,007,873

Senior Life Insurance Company 50,930,796 42,609,501 2,560,846 5,760,449 -1,553,197 1,124,511 504,703

Sentinel American Life Insurance Company 27,877,739 22,912,729 1,000,000 3,965,009 727,551 262 1,246

Sentry Life Insurance Company 6,092,874,171 5,829,902,408 3,161,780 259,809,983 21,268,534 1,212,301 275,533

Settlers Life Insurance Company 401,842,888 359,763,272 27,013,030 15,066,586 2,802,015 508,234 198,131

Shelter Life Insurance Company 1,198,932,197 1,002,927,746 12,000,000 184,004,448 16,190,020 8,352,174 2,967,355

ShelterPoint Insurance Company 8,573,444 458,467 2,500,000 5,614,976 -609,847 0 0

Shenandoah Life Insurance Company 1,077,355,210 993,630,102 2,500,000 81,225,108 14,108,913 879,659 1,512,239

Southern Farm Bureau Life Insurance Company 13,926,215,441 11,388,865,126 1,500,000 2,535,850,315 73,744,186 105,199,842 47,282,793

Southern Life and Health Insurance Company 74,970,894 45,446,695 4,925,000 24,599,199 6,008,344 0 41,960

Southern Pioneer Life Insurance Company 15,669,656 3,129,648 1,500,000 11,040,008 59,887 -1,867 15,070

Page 15 of 19



Premiums

Southern Security Life Insurance Company, Inc. 1,625,883 33,443 550,000 1,042,440 889 723,900 1,817,824

Southland National Insurance Corporation 385,428,216 348,787,610 1,502,718 35,137,888 -1,690,134 257,560 842,657

Standard Insurance Company 21,792,138,976 20,751,767,638 423,838,694 616,532,644 144,761,144 8,919,556 7,649,571

Standard Life and Accident Insurance Company 518,825,685 231,738,397 3,000,000 284,087,288 13,563,792 1,322,847 878,211

Standard Life and Casualty Insurance Company 29,559,667 25,915,115 1,627,500 2,017,052 -932,806 385,685 113,996

Standard Security Life Insurance Company of New York 154,942,871 84,322,781 2,586,845 68,033,245 -10,479,982 1,622,538 978,747

Starmount Life Insurance Company 76,213,202 43,962,854 3,000,000 29,250,348 -433,718 16,422,741 11,414,848

State Farm Health Insurance Company 8,376,621 37,698 2,500,000 5,838,923 -11,797 0 0

State Farm Life Insurance Company 70,061,341,448 59,884,071,623 3,000,000 10,174,269,825 533,063,479 75,306,120 33,268,277

State Life Insurance Company, The 6,754,114,809 6,294,297,086 3,000,000 456,817,723 16,921,555 6,851,224 518,441

State Mutual Insurance Company 279,385,127 253,303,609 0 26,081,518 -9,017,583 1,232,187 1,076,138

Sterling Investors Life Insurance Company 32,015,344 22,021,034 2,500,000 7,494,310 -1,468,370 606,508 357,659

Sterling Life Insurance Company 46,870,548 22,512,674 3,000,000 21,357,874 5,793,146 1,269,419 1,017,769

Sun Life and Health Insurance Company (U.S.) 485,310,973 286,810,450 17,946,000 180,554,523 -44,817,453 541,759 682,120

Sun Life Assurance Company of Canada 19,562,812,546 18,543,768,661 0 1,019,043,885 -535,098,995 14,818,106 21,455,210

Sunset Life Insurance Company of America 329,105,863 296,748,524 5,320,000 27,037,341 2,653,456 29,534 32,117

Superior Funeral and Life Insurance Company 176,671,139 153,511,044 1,000,002 22,160,093 823,975 920,058 301,170

Surety Life Insurance Company 19,738,471 756,080 2,500,000 16,482,391 -2,690,147 272,744 189,965

Swiss Re Life & Health America Inc. 14,226,812,058 12,845,934,340 4,000,000 1,376,877,718 -5,755,766 0 72,600

Symetra Life Insurance Company 34,289,243,454 32,206,859,500 5,000,000 2,077,383,954 43,379,740 16,090,535 4,551,625

Symetra National Life Insurance Company 17,134,704 6,474,427 2,500,000 8,160,277 244,094 1,895 0

Teachers Insurance and Annuity Association of America 282,442,385,515 246,859,296,108 2,500,000 35,580,589,407 1,489,730,486 26,414,850 12,041,341

Texas Life Insurance Company 1,104,949,199 1,025,296,545 3,177,360 76,475,296 30,818,070 8,546,672 2,416,482

Thrivent Life Insurance Company 3,615,270,003 3,458,883,742 5,000,000 151,386,262 6,695,381 301,226 0

Page 16 of 19



Premiums

TIAA-CREF Life Insurance Company 11,882,470,648 11,472,796,918 2,500,000 407,173,730 2,552,046 1,935,441 5,746

Time Insurance Company 219,768,862 128,741,413 2,500,000 88,527,449 37,500,446 1,848,532 2,950,218

Trans World Assurance Company 354,355,013 267,392,809 2,500,002 84,462,202 4,840,916 83,432 962

Transamerica Advisors Life Insurance Company 8,309,562,668 7,613,519,633 2,500,000 693,543,035 71,053,358 48,148 -268,817

Transamerica Financial Life Insurance Company 32,318,394,920 31,226,090,494 2,602,560 1,089,701,866 224,977,505 99,328 116,657

Transamerica Life Insurance Company 131,790,026,865 126,555,271,127 8,044,070 5,226,711,668 471,091,471 60,096,492 27,899,351

Transamerica Premier Life Insurance Company 41,515,551,779 39,837,874,544 10,137,150 1,667,540,085 338,878,653 27,532,444 13,764,317

Trustmark Insurance Company 1,460,155,869 1,165,404,624 2,500,000 292,251,245 21,021,773 3,239,773 1,615,666

Trustmark Life Insurance Company 308,648,214 145,920,680 2,500,000 160,227,534 16,699,639 860,830 896,241

U.S. Financial Life Insurance Company 599,156,037 490,359,005 4,050,000 104,747,032 14,628,951 2,168,999 2,634,573

UBS Life Insurance Company USA 40,992,604 969,924 2,500,000 37,522,680 219,102 0 0

UniCare Life & Health Insurance Company 305,984,845 217,920,024 3,000,000 85,064,821 28,329,648 445,080 172,935

Unified Life Insurance Company 219,032,669 193,173,999 2,500,000 23,358,670 1,222,782 1,996,888 1,412,689

Unimerica Insurance Company 476,392,240 321,653,779 2,600,000 152,138,461 21,069,352 2,238,512 1,943,544

Union Fidelity Life Insurance Company 19,644,463,183 18,878,624,232 2,903,775 762,935,178 -64,985,728 219,930 246,425

Union Labor Life Insurance Company, The 3,354,734,395 3,265,570,913 3,578,700 85,584,782 10,190,438 337,375 304,688

Union National Life Insurance Company 19,921,853 4,283,848 1,500,000 14,138,004 533,049 23,301,664 8,145,107

Union Security Insurance Company 2,690,261,472 2,531,733,878 5,000,000 153,527,594 481,702,640 19,907,171 14,024,814

United American Insurance Company 1,563,266,556 1,405,561,850 3,000,000 154,704,706 37,060,535 9,449,977 6,141,278

United Fidelity Life Insurance Company 766,507,408 293,088,541 4,000,000 469,418,867 31,878,448 171,260 294,406

United Heritage Life Insurance Company 559,098,146 497,137,773 5,000,000 56,960,373 4,202,742 21,750 38,326

United Home Life Insurance Company 88,215,778 68,140,066 2,503,247 17,572,465 758,944 601,049 294,507

United Insurance Company of America 3,775,972,788 3,368,558,444 10,152,088 397,262,257 31,981,563 82,209 108,689

United Life Insurance Company 1,524,559,458 1,384,753,616 5,265,000 134,540,842 -3,177,460 66,976 2,450

Page 17 of 19



Premiums

United of Omaha Life Insurance Company 20,698,229,461 19,268,716,890 9,000,000 1,420,512,571 9,011,575 57,259,915 34,371,359

United Security Assurance Company of Pennsylvania 20,590,998 9,357,969 2,500,000 8,733,029 7,069,698 40,356 0

United States Life Insurance Company in the City of New York, The 28,609,893,132 26,772,924,393 3,961,316 1,833,007,423 93,235,409 1,506,062 1,142,628

United World Life Insurance Company 119,805,752 68,393,490 2,530,000 48,882,262 4,848,824 11,428,086 7,256,284

UnitedHealthcare Insurance Company 17,922,647,014 12,672,200,284 3,000,000 5,247,446,730 1,924,648,275 321,660,749 245,013,624

UnitedHealthcare Life Insurance Company 508,126,710 340,622,145 6,000,000 161,504,565 -8,989,713 6,611,215 4,650,133

Unity Financial Life Insurance Company 227,033,957 213,731,716 2,524,500 10,777,740 1,095,159 6,312,452 2,144,384

Universal Fidelity Life Insurance Company 13,229,390 8,322,208 1,017,756 3,889,426 321,322 881,112 710,898

Universal Guaranty Life Insurance Company 337,732,412 292,565,320 2,000,000 43,167,092 4,590,139 219,733 153,528

Unum Insurance Company 59,484,460 14,485,711 2,500,000 42,498,748 1,846,148 89,973 10,000

Unum Life Insurance Company of America 21,077,758,126 19,391,241,171 5,000,000 1,681,516,956 349,315,837 35,758,629 21,554,166

USA Insurance Company 3,577,683 859,634 600,000 2,118,049 164,926 375,034 53,285

USAA Life Insurance Company 24,028,816,764 21,666,374,222 57,500,000 2,304,942,542 243,850,388 14,832,144 6,006,387

USAble Life 498,200,972 256,570,637 4,925,000 236,705,334 24,346,412 1,498,525 1,012,125

Vantis Life Insurance Company 255,377,677 200,999,226 3,187,628 51,190,822 -15,043,101 360,173 280,414

Variable Annuity Life Insurance Company, The 76,674,792,671 74,286,968,325 3,575,000 2,384,249,346 757,694,166 87,821,148 9,330,508

Versant Life Insurance Company 6,159,625 1,442,568 480,160 4,236,897 241,957 1,184,320 25,692

Voya Insurance and Annuity Company 60,761,895,419 58,855,681,148 2,500,000 1,903,714,271 232,411,000 14,508,224 10,835,693

Voya Retirement Insurance and Annuity Company 93,159,736,743 91,200,413,703 2,750,000 1,956,573,040 266,237,865 60,965,487 1,826,753

Washington National Insurance Company 5,397,646,217 4,966,502,357 25,036,850 406,107,010 -53,005,324 3,952,898 3,809,889

West Coast Life Insurance Company 5,158,402,161 4,710,023,433 5,000,000 443,378,727 92,450,103 3,155,097 6,195,594

Western and Southern Life Insurance Company, The 10,107,674,362 5,292,144,253 1,000,000 4,814,530,109 53,597,699 155,011 335,900

Western United Life Assurance Company 1,157,780,056 1,083,075,378 2,500,000 72,204,678 8,412,794 94,525 0

Western-Southern Life Assurance Company 12,350,056,775 11,257,218,698 2,500,000 1,090,338,077 55,222,228 10,777,242 7,254,926

Page 18 of 19



Premiums

Wilcac Life Insurance Company 2,315,205,223 2,169,235,681 21,830,865 124,138,677 4,562,934 33,739 955,647

Wilco Life Insurance Company 3,197,405,331 3,040,516,358 4,178,222 152,710,773 11,089,503 4,097,432 9,182,184

William Penn Life Insurance Company of New York 1,169,567,176 1,025,301,842 2,002,500 142,262,835 -213,350,321 6,287 0

Wilton Reassurance Company 2,866,569,270 2,192,395,329 1,000,030 673,173,911 21,377,514 0 0

Wilton Reassurance Life Company of New York 905,141,578 808,883,750 2,502,500 93,755,325 4,851,809 36,582 0

Windsor Life Insurance Company 3,248,227 363,942 1,004,570 1,879,715 12,222 0 0

XL Life Insurance and Annuity Company 17,085,943 362,870 5,000,000 11,723,073 152,819 0 0

Zale Life Insurance Company 11,752,088 2,050,039 2,500,000 7,202,049 -1,094 37,856 5,998

Zurich American Life Insurance Company 12,330,200,424 12,205,849,470 2,500,000 121,850,954 -21,288,408 175,022 1,494,386

6,423,364,914,134 6,014,624,761,065 2,696,528,793 406,043,624,294 38,417,477,710 4,050,279,682 2,106,909,374Grand Totals: 438 Companies in Report

Page 19 of 19



Licensed Insurers filing on Fraternal Blank


Company Total Assets Total Liabilities Surplus Net Income Written Losses Paid

Premiums

Assured Life Association 58,565,916 45,813,376 12,752,540 275,083 2,633,228 2,068,393

Catholic Life Insurance 1,153,734,920 1,066,676,175 87,058,745 5,190,027 390 0

Independent Order of Foresters, The 3,154,451,812 2,909,752,580 244,699,232 -17,593,098 7,413,504 3,078,533

Knights of Columbus 23,626,969,334 21,679,450,353 1,947,518,981 88,690,941 3,433,045 3,052,305

KSKJ LIFE, American Slovenian Catholic Union 485,146,008 468,882,823 16,263,186 1,773,269 387,207 143,816

Loyal Christian Benefit Association 185,373,374 181,832,550 3,540,824 -749,843 8,500 3,658

Modern Woodmen of America 15,401,301,492 13,768,518,993 1,632,782,498 28,244,924 42,964,530 6,198,161

Order of United Commercial Travelers of America, The 16,890,516 7,479,379 9,411,137 -91,789 4,758,963 3,552,647

Royal Neighbors of America 979,305,939 790,204,086 189,101,855 -1,397,358 1,580,959 336,562

Thrivent Financial for Lutherans 84,833,536,268 77,107,922,344 7,725,613,924 555,807,813 4,591,535 1,360,569

United States Letter Carriers Mutual Benefit Association 243,945,102 212,989,167 30,955,935 -530,584 33,869 55,505

Woman's Life Insurance Society 203,593,650 182,034,893 21,558,757 -862,115 6,372 2,792

Woodmen of the World Life Insurance Society 10,846,690,311 9,576,454,552 1,270,235,759 159,245,305 27,193,988 24,561,394

141,189,504,642 127,998,011,271 13,191,493,373 818,002,575 95,006,090 44,414,335Grand Totals: 13 Companies in Report

Page 1 of 1

Summary - Licensed Insurers filing on Fraternal Blank


Licensed Insurers filing on Title Blank


Company Total Assets Liabilities Surplus Net Income Written Paid

PremiumsPolicyholder

Earned

Premiums

Incurred

Total

Direct Direct

Expenses

Loss Adj

and Allocated

Direct Losses

Expenses

Loss Adj

and Allocated

Direct Losses

Agents National Title Insurance Company 9,051,332 5,335,973 3,715,359 452,667 0 0 1,290 0

Alliant National Title Insurance Company, Inc. 27,471,703 19,692,183 7,779,520 2,764,669 0 0 0 0

American Guaranty Title Insurance Company 36,811,049 10,251,988 26,559,061 5,671,891 88,481 -7,690 90,436 -3,990

Chicago Title Insurance Company 1,904,578,784 926,572,661 978,006,123 298,658,505 7,835,917 389,756 6,953,731 298,249

Commonwealth Land Title Insurance Company 672,111,957 315,268,865 356,843,092 46,828,659 938,847 96,517 901,047 113,550

Conestoga Title Insurance Co. 19,885,219 6,205,073 13,680,146 531,195 0 0 0 0

EnTitle Insurance Company 15,735,429 7,225,474 8,509,955 -2,327,632 3,217 0 1,055 0

Fidelity National Title Insurance Company 1,290,013,277 823,450,986 466,562,291 187,208,264 4,550,653 835,241 4,210,039 635,426

First American Title Guaranty Company 24,972,851 6,392,248 18,580,603 9,257,871 0 0 0 0

First American Title Insurance Company 2,592,919,509 1,405,481,678 1,187,437,831 150,027,142 12,996,514 1,006,865 10,404,471 1,272,837

Investors Title Insurance Company 167,031,598 82,180,911 84,850,687 15,060,926 10,186 68,995 55,734 57,639

Mississippi Valley Title Insurance Company 575,098 0 575,098 0 0 0 0 0

National Title Insurance of New York Inc. 129,927,795 67,173,555 62,754,240 4,358,776 152,355 29,866 149,442 12,486

North American Title Insurance Company 122,094,050 48,094,313 73,999,737 10,516,537 55,665 0 51,966 0

Old Republic National Title Insurance Company 1,187,320,632 668,699,835 518,620,797 107,449,868 13,063,378 335,132 11,855,033 396,131

Security Title Guarantee Corporation of Baltimore, The 16,563,202 12,140,604 4,422,598 942,197 5,083,417 70,775 4,593,142 35,252

Stewart Title Guaranty Company 1,054,247,286 544,317,803 509,929,483 53,647,456 5,741,810 283,471 5,394,720 339,802

Page 1 of 2

Summary - Licensed Insurers filing on Title Blank

Page 1 of 2

Company Total Assets Liabilities Surplus Net Income Written Paid

PremiumsPolicyholder

Earned

Premiums

Incurred

Total

Direct Direct

Expenses

Loss Adj

and Allocated

Direct Losses

Expenses

Loss Adj

and Allocated

Direct Losses

US National Title Insurance Company 1,835,947 129,863 1,706,084 164,135 0 0 0 0

Westcor Land Title Insurance Company 133,170,635 96,510,974 36,659,661 5,752,527 318,436 8,921 279,274 6,229

WFG National Title Insurance Company 118,004,385 90,366,494 27,637,891 3,384,170 574,212 5,126 447,690 5,820

9,524,321,738 5,135,491,481 900,349,823 51,413,088 3,122,975Grand Totals: 45,389,070 3,169,43120 Companies in Report 4,388,830,257

Page 2 of 2

Summary - Licensed Insurers filing on Title Blank

Page 2 of 2


Licensed Insurers filing on Health Blank


Company Total Assets Liabilities Net Worth Net Income Written Services

Premiums

Earned

Premiums

Ratio

Loss

Amount Paid

for Provision of

Services

Amount Incurred

for Provision of

Health CareHealth CareTotalMembers in State

Type

Lic

**

LI0Accendo Insurance Company 13,685,092 4,097,829 9,587,263 -122,766 0 -48 -2 -48 *****

HMO28,427Ambetter of Magnolia Inc. 49,659,940 41,226,473 8,433,467 66,654 127,906,279 92,997,434 127,906,279 103,096,160 80.6%

LI0American Specialty Health Insurance Company 9,540,985 1,126,166 8,414,819 178,118 0 0 0 0

LI14,858AmFirst Insurance Company 52,509,624 7,182,412 45,327,212 2,812,399 9,902,832 5,315,529 9,902,832 5,587,717 56.4%

PCMAnthem Insurance Companies, Inc. 2,947,485,744 1,978,882,980 968,602,764 430,978,194

LI0Bankers Reserve Life Insurance Company of W 410,427,048 186,734,848 223,692,201 -20,694,945 0 0 0 0

LI631,032Blue Cross & Blue Shield of Mississippi, A Mu 899,060,388 301,771,764 597,288,624 23,588,428 1,334,394,015 1,169,584,812 1,334,063,351 1,170,839,153 87.8%

LI22Celtic Insurance Company 593,029,861 539,777,964 53,251,897 1,959,338 89,845 41,460 90,462 0 0.0%

HMO314CIGNA HealthCare of Tennessee, Inc. 7,049,093 3,098,434 3,950,659 -1,229,657 1,288,911 995,092 1,285,519 1,007,201 78.3%

LI0Clover Insurance Company 189,016,904 121,087,567 67,929,336 -34,570,587 0 0 0 0

LI8,840CompBenefits Insurance Company 37,880,349 7,202,513 30,677,836 3,209,562 1,083,886 618,940 1,083,886 618,514 57.1%

LI0Coventry Health and Life Insurance Company 1,512,484,475 367,156,683 1,145,327,792 77,623,430 103,737 73,203 103,737 -72,308 -69.7%

LI211,887Delta Dental Insurance Company 254,433,443 132,963,093 121,470,350 18,558,769 75,816,933 46,339,027 75,685,632 46,822,284 61.9%

LI42Dentegra Insurance Company 84,451,705 40,979,883 43,471,822 -5,739,817 17,616 5,516 17,865 5,569 31.2%

LI0DSM USA Insurance Company, Inc. 7,688,621 991,987 6,696,635 -227,022 0 0 0 0

LI1,785Envision Insurance Company 309,925,001 260,335,335 49,589,666 -3,393,464 2,464,850 2,618,525 2,464,850 2,376,915 96.4%

LI0Fresenius Health Plans Insurance Company 30,913,050 15,160,044 15,753,006 -2,424,179 0 0 0 0

LI0Golden Security Insurance Company 43,029,237 14,697,255 28,331,982 5,196,171 0 0 0 0

Summary - Licensed Insurers filing on Health Blank

Page 1 of 3

** Type License HMO - Health Maintenance Organization | LI - Life/Health | PCS - Property/Casualty Single-line | PCM - Property/Casualty Multi-Line ***** Loss Ratio is less than -1000% or greater than 1000%


Premiums

Earned

Premiums

Ratio

Loss

Amount Paid

for Provision of

Services

Amount Incurred

for Provision of


Type

Lic

**

HMO27,223Harmony Health Plan, Inc. 384,276,694 232,616,175 151,660,518 16,596,839 226,309,901 171,065,326 226,309,901 173,520,715 76.7%

LI0HCSC Insurance Services Company 581,525,169 391,685,369 189,839,800 -37,313,355 0 0 0 0

LI0HealthSpring Life & Health Insurance Compan 602,829,479 322,626,324 280,203,155 -50,827,858 -65 -119,618 -65 -23,886 *****

HMO10,175HealthSpring of Tennessee, Inc. 364,215,054 187,968,124 176,246,930 14,169,389 121,792,831 95,179,693 121,792,831 97,545,553 80.1%

LI0HM Health Insurance Company 187,495,020 157,780,786 29,714,234 592,501 0 0 0 0

HMO0HMO of Mississippi, Inc. 2,573,317 15,101 2,558,216 19,728 0 0 0 0

LI0Humana Benefit Plan of Illinois, Inc. 248,641,098 86,878,162 161,762,936 32,079,043 0 0 0 0

LI182,111Humana Insurance Company 6,870,620,723 2,645,881,401 4,224,739,322 506,068,441 628,328,332 521,377,463 632,062,818 508,718,685 80.5%

HMO17,459Humana Medical Plan, Inc. 1,939,005,705 1,170,525,788 768,479,917 153,256,356 178,022,341 147,181,845 178,022,341 147,216,602 82.7%

LI100HumanaDental Insurance Company 111,087,918 41,243,855 69,844,063 23,856,811 2,217 320 2,217 388 17.5%

LIMagellan Life Insurance Company 16,214,429 4,720,679 11,493,750 7,090,474

LI0Magna Insurance Company 2,712,132 312,402 2,399,730 -19,864 0 0 0 0

HMO263,180Magnolia Health Plan Inc. 197,564,703 112,505,023 85,059,680 -43,332,119 1,254,126,555 1,118,765,145 1,254,126,555 1,122,000,056 89.5%

LI3,562Medco Containment Life Insurance Company 1,688,976,561 1,226,431,923 462,544,638 80,527,287 4,055,274 3,668,703 4,055,274 3,346,584 82.5%

LI0Members Health Insurance Company 32,829,708 1,913,869 30,915,839 -1,077,172 0 0 0 0

LI1,512Pennsylvania Life Insurance Company 53,981,435 23,444,934 30,536,501 8,040,416 1,597,490 1,292,515 1,592,734 1,249,443 78.4%

HMOPhysiciansPlus Baptist & St. Dominic, Inc. 1,350,263 0 1,350,263 -2,770

LI0QCC Insurance Company 1,157,626,785 756,578,719 401,048,066 -10,643,500 0 0 0 0

LI4,224Renaissance Life & Health Insurance Company 86,509,446 20,882,436 65,627,010 7,891,079 382,512 218,032 382,512 226,799 59.3%

HMO0Select Health of South Carolina, Inc. 353,991,496 184,312,214 169,679,282 46,791,453 0 0 0 0

LI0Sierra Health and Life Insurance Company, Inc. 2,396,904,112 1,219,484,542 1,177,419,570 438,258,380 0 0 0 0

LI86,178SilverScript Insurance Company 2,823,572,736 2,024,409,956 799,162,780 206,056,013 54,335,419 50,364,153 57,632,712 42,314,757 73.4%


Page 2 of 3



Premiums

Earned

Premiums

Ratio

Loss

Amount Paid

for Provision of

Services

Amount Incurred

for Provision of


Type

Lic

**

LI3,429Symphonix Health Insurance, Inc. 531,560,641 472,414,347 59,146,294 -38,801,599 3,390,984 3,879,045 3,422,801 2,702,013 78.9%

LI301TruAssure Insurance Company 7,150,880 1,168,171 5,982,709 -1,380,726 115,234 101,630 0 96,183

LI5,506United Concordia Insurance Company 62,234,481 26,823,916 35,410,565 -1,762,037 1,631,040 979,538 1,631,040 953,968 58.5%

HMO288,694UnitedHealthcare of Mississippi, Inc. 223,416,110 126,645,221 96,770,889 8,892,775 1,300,365,864 1,138,582,684 1,298,211,840 1,157,328,701 89.1%

PCS77,385Vision Service Plan Insurance Company 228,975,742 104,888,420 124,087,322 22,757,472 4,853,070 3,174,464 4,853,070 3,295,964 67.9%

LI0WellCare Health Insurance Company of Kentuc 682,887,079 399,655,447 283,231,632 42,197,819 0 0 0 0

LI0WellCare Health Insurance of Arizona, Inc. 223,862,659 126,417,468 97,445,191 10,415,071 0 0 0 0

LI28,106WellCare Prescription Insurance, Inc. 852,868,255 643,415,202 209,453,053 68,382,010 23,659,672 14,115,687 23,659,672 17,694,647 74.8%

1,896,352 30,369,730,390 16,738,119,204 13,631,611,186 2,004,546,983 5,356,037,575 4,588,416,115Grand Totals: 5,360,362,664 4,608,468,329 86.0%48 Companies in Report


Page 3 of 3


Documents

2016 ANNUAL REPORT EPARTMENT St., Jackson, …NAIC System for Electronic Rate and Form Filing (SERFF) in 2016. The Property and Casualty Rating Division closed 3,900 electronic filings