2014 November Dollars & Sense

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  • Cooperative

    Extension Service

    Nelson County

    317 S. 3rd Street

    Bardstown, KY. 40004

    Phone: (502) 348-9204

    Fax: (502) 348-9270





    November 2014Volume 3, Issue 11

    Healthy Living 8

    Nutritious Foods 5-6

    Healthy Homes

    Embracing Age 11

    Financial Stability 7

    Nurturing Families 4, 10

    Empowering Leaders

    Neat Ideas

    Upcoming Events 3


    Would you rather get this

    by email? Let us know!

    Programs at a Glance: November 6: Crock Pot Cooking

    November 10: Arm Knitting November 12: 10 Warning Signs of

    Alzheimers November 13: Cookie Exchange

    November 25: Disaster Preparedness CALL TO RSVP! 502-348-9204

    The Nelson County Family and

    Consumer Sciences Program

    will be collecting new or

    gently used, age appropriate

    childrens books in an effort to

    provide reading material to

    students in our county who

    are less fortunate! Books will

    be distributed to students

    throughout the year.

  • 2

    Its Almost Thanksgiving!

    Theres so much going on this month that I have

    barely had time to sit at my desk. Hence the late newsletter!

    Im sorry for that.

    This month, be sure to check out the first page and

    the next page for upcoming events! We have so many things

    going on that we had to spill it over onto two pages. Thats

    great news for you as a community member!

    The book drive mentioned on page one is something

    Im really excited about! Reading is SO important to a childs

    future and you can help provide them with the books to get

    started on their journey!

    Also, be sure to check out the piggy bank contest

    info! Itd be pretty cool to have a bank from Nelson County

    representing the district in Frankfort during the month of

    February. Make it yours!

    CEA for Family

    and Consumer Sciences

    Food for Thought Children are not a

    distraction from more

    important work.

    They are the most

    important work.

    - C.S. Lewis

  • 3

    Extension programs are in blue. Community program dates are in red.

    RSVP by calling 502-348-9204

    November 5, 7: Introduction to Computers 9:00 a.m.

    KY Career Center, 860 W Stephen Foster Avenue

    November 6: Crock Pot Cooking 6:00 p.m.

    $5.00 to attend, RSVP required

    November 12: 10 Warning Signs of Alzheimers 5:007:00 p.m.

    Free to attend, RSVP required

    November 13: Cookie Exchange 1:00 p.m.

    Bloomfield Library, 502-252-9129 to RSVP

    November 18: Veterans Career Placement, Training & Counseling 9:00 a.m.

    KY Career Center, 860 W Stephen Foster Avenue

    November 21: All Pro Dads -New Haven 7:00 a.m.

    Free breakfast served, New Haven School

    November 22: Wickland Christmas Bazaar, 10:00 a.m.5:00 p.m.

    Wickland, Home of 3 Governors

    November 25: Interviewing Techniques 9:00 a.m.

    KY Career Center, 860 W Stephen Foster Avenue

    November 25: Disaster Preparedness 6:00 p.m.

    Free to attend, RSVP required

    Every Tuesday from 8:30-

    12:00, the Kentucky Career

    Center will have KYNECT

    healthcare enrollment and

    counseling available.

    November 2014 Sun Mo Tue We Thu Fri Sat

    1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

  • 4

    Navigating the Holidays as a Caregiver

    Caregiving can be stressful, and these stresses can be exacerbated around the holidays as you are faced with added responsibilities and obligations. Whether this is your first holiday season as a caregiver or you have been providing care for years, you can do several things to make the holidays easier on you, the person youre caring for and your extended family and friends by following the recommendations below.

    Plan ahead. This includes shopping for gifts and food for the holiday meal(s) well in advance of the holiday. Doing so can minimize the chances you will feel rushed or stressed as the holiday approaches. In addition, it may help you spread out your holiday spending over a couple of months instead of just one.

    Prepare your guests. This may be the first time your guests will see their loved one since you became their caregiver, and you dont want your family members or the person youre caring for to be frustrated or embarrassed by their health situation. Remind your guests of any physical and mental limitations your loved one may have. Celebrate the holidays where the person you are caring for resides. This can keep their stress levels lower as they dont have to worry about traveling or being in an unfamiliar environment.

    Ask for help. Have someone run errands for you, such as mailing Christmas cards or picking up items from the grocery store, or have them stay with your loved one so you can do those tasks. Most people are happy to help if you ask.

    Take time for yourself. Take a break from caregiving and holiday planning to do something that you really want to do. Simple things such as taking a winter walk or enjoying coffee and a conversation with a friend can help to improve your spirits.

    For more information on caregiving or holiday survival tips, contact, the Nelson Cooperative Extension Service.

  • 5

    Put it in Your Recipe Box!

  • 6

  • 7

    Piggy Bank

    Design Contest Eligibility: Contest is open to school students attending public,

    private, or home school located within the Commonwealth of

    Kentucky enrolled in kindergarten through twelfth grade.

    How to Enter:

    Eligible Youth must:

    1. Create an original bank design that follows these rules:

    A. cannot exceed 12 x 12 inches

    B. must be able to hold coins

    C. must be decorated by the youth contestant

    Banks DO NOT have to be in shape of a pig and may be made

    from repurposed containers.

    2. Submit entry to the Nelson County Extension Office by

    December 12, 2014

  • 8

    Understanding Health Insurance Life is full of the unexpected, but insurance can help you somewhat prepare for those unplanned events. Health insurance is one of the many types of insurances you can purchase. Whether you have had insurance through yourself or an employer for years or recently became eligible under the Patient Protection and Affordable Care Act, understanding your insurance benefits is important. Before seeing a health care professional, you should determine whether your doctor, health care facility or other health professional is an in-network or out-of-network provider on your insurance policy. In network means the health care professional contracts with the insurance company to provide services. Some insurance policies will not cover an out-of-work provider. It is important to understand your insurance policy as it refers to possible expenditures you will be responsible for either at the doctors office or at a later date. Much of this information is on your insurance card. Depending on your policy, you may need to pay a copayment, which is a set cost that you pay for a particular health care service at the time of service. These could vary depending on the type of doctor (family doctor or specialist), whether that person is in network or out of network and the health care environment where you saw them (emergency room vs. office setting). You may also have to reach a deductible, which is a set amount that you must pay out of pocket before your insurance plan begins to pay. A few weeks after visiting a health care professional, you will receive a statement from the health insurance company. This is usually not a bill but rather a statement showing the amounts you paid and the amount your plan paid. This document can give you a heads up if you still have a balance due to your healthcare provider. Unpaid balances can happen if the service cost more than the insurance allows for that particular service or it may be an excluded service that the insurance plan doesnt cover.

  • 9

    Apply to be our

    SNAP-Ed Assistant!

    Job Description

    Under the supervision of the County Extension Agent for Family and Consumer

    Sciences and/or Area Extension Agent for Food and Nutrition, the person filling

    the position will be responsible for teaching limited resource individuals and

    families about food selection and preparation for an adequate diet. Other topics

    include food safety and planning food purchases within available funds to

    provide maximum nutritional value.


    Knowledge of community organizations and agencies. Ability to plan, conduct

    and evaluate educational events. Oral and written communication skills and

    organizational and process skills. Ability to relate with adults and youth.

    Special Requirements

    Twelfth grade education required. Possess a valid Kentucky drivers license and

    insured automobile for business mileage reimbursement.

    Application Deadline

    Applications are available at www.uky.edu/ukjobs.

    Requisition number: RE01265

    Applications are submitted on-line. For more information call 502-348-9204

    Deadline for filing application is November 10. University of Kentucky an equal opportunity employer. The address of the EEO

    Coordinator of the College of Agriculture, Food and Environ