2012 Five Star Wealth

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In a consumer study about dynamics between wealth managers and their clients Five Star Professional polled wealth managers and consumers about communications Both groups said that connecting three to four times a year is the right communications strategy but expectations are not aligned in all areas

bull 29 percent of consumers want to be contacted by their wealth manager whenever events require an update only 7 percent of wealth managers say they contact clients based on the impact of events

bull 63 percent of consumers say they receive the right amount of communication from their wealth manager

From research conducted by Five Star Professional April 2011

Wealth managers broadly defined are those individuals who help you manage your financial world andor implement aspects of your financial strategies Common examples of wealth managers

are financial advisors financial planners investment advisors tax advisors and estate planning attorneys

How do you find a wealth manager with experience who has a good base of clients with high retention rates and who has undergone a regulatory and complaint review And when you find them are they accepting new clients

The publishers of Texas Monthly and Five Star Professional partnered to find wealth managers who satisfy 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services to their clients Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award winners is more than 96 percent

Five Star Wealth Managers

2012 Austin San Antonio and Central Texas Region

Donrsquot listen to other people Investigate for yourself Be wary of advisers who say they never had a down yearrdquo

mdash Five Star Wealth Manager

In order to consider a broad population of high-quality wealth managers award candidates are identified by one of three sources firm nomination peer nomination or pre-qualification based on industry standing Self-nominations are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research

data including a survey to more than 8000 registered financial services professionals and all identified financial service companies in the area that are registered with FINRA or the SEC

CAndidATeSAward

The 2012 Five Star Wealth Managers are a select group representing less than 4 percent of the wealth managers in the Austin San Antonio and Central Texas region(1)

Although this list is a useful tool for anyone looking for help in managing their financial world or implementing aspects of their financial strategies it should not be considered exhaustive Undoubtedly there are many excellent wealth managers who for one reason or another are not on this yearrsquos list

AWARdA Select

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2012 Five Star Wealth

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Special advertiSing Section

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Wishful thinking is not planning If you plan for the worst you will never be unpleasantly surprisedrdquo

What matters most is how you recover from setbacksrdquo

Only invest in something that you understandrdquo

Insights from Five Star Wealth Managers

Clients donrsquot care how much you know until they know how much you carerdquo

bull Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers

bull The Five Star award is not indicative of the wealth managerrsquos future performance bull Wealth managers may or may not use discretion in their practice and therefore may not manage

their clientsrsquo assets bull The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed

as an endorsement of the wealth manager by Five Star Professional or Texas Monthly bull Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future

investment success nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future

bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award and the researchselection methodology go to wwwfivestarprofessionalcom

bull (1) 1673 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Wealth Manager award 379 (approximately 23 percent of the award candidates) were named 2012 Five Star Wealth Managers

diSCloSuReSResearch

2012

The Five Star award goes to less than 7 percent of wealth managers

Award candidates who satisfied 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services were named 2012 Five Star Wealth Managers(2)

Eligibility Criteria ndash Required(3)

1 Credentialed as an investment advisory representative (IAR) a FINRA-registered representative a CPA or a licensed attorney

2 Actively employed as a credentialed professional in the financial services industry for a minimum of five years

3 Favorable regulatory and complaint history review(4) 4 Fulfilled their firm review based on internal firm standards 5 Accepting new clients

Evaluation Criteria ndash Considered(3)

6 One-year client retention rate (the average one-year client retention rate of this yearrsquos award winners is more than 96 percent)

7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered (this

yearrsquos award winners administer an average of $96 million in client assets)9 Number of client households served (on average this yearrsquos award winners serve 260

households)10 Education and professional designations

oF AWARd WinneRSdetermination

(2) Wealth managers were required to certify that any information they provided was accurate (3) Criteria 4 8 and 9 do not apply to attorneys or CPAs(4) As defined by Five Star Professional the wealth manager has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or

Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists Data submitted through these processes was applied per the above criteria

bull Each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed above

bull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth managerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use the services of wealth managers in order to provide consumers the

opportunity to submit complaints regarding a wealth manager More than 46900 households in the Austin San Antonio and Central Texas region were contacted

The Five Star Wealth Manager selection criteria was updated for the 2012 award year 2005 ndash 2011 Five Star Wealth Managers scored highest in overall satisfaction based on feedback from clients peers and industry experts No more than 7 percent of wealth managers receive the award each year The selection process for the 2005 ndash 2011 award winners can be found at wwwfivestarprofessionalcom2011wealth_managers_research_overviewphp

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2012 Five Star Wealth

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award winners listed by primary services and listed alphabetically by last name

Business PlanningJames Erben Erben Associates

Howard M Skillrud Ameriprise Financial Services Inc Page 14

Estate PlanningJeff Albrecht Sol Schwartz amp Associates

Michael Baldwin Jackson Walker

Patricia Barnes Barnes Lipscomb amp Stewart

Amy Bloomquist Amy P Bloomquist Attorney at Law

David Claflin David Claflin Attorney

Grant Foster Foster Financial Services

Andrew Friedmann Andrew C Friedmann Attorney amp Counselor at Law

Walter Guebert Walter C Guebert

Jeffrey Harris The Greening Law Firm

Kelly Kocurek DuBois Bryant amp Campbell

David Kuperman Kuperman Orr amp Albers

Daniel M Laney Law Office of Daniel M Laney

Melvin Martinez Melvin H Martinez Attorney at Law

Paul Premack The Premack Law Office

Frank Scofield Scofield amp Scofield

Banks M Smith Schoenbaum Curphy amp Scanlan

Matt Spahn The Spahn Law Firm

James Voeller Voeller Law Firm

Jessica Warren The Law Office of Jessica M Warren

Harry Wolff Jr Cox Smith

Irwin Zucker LuttrellZucker Law Group

Financial PlanningM Ahmad Adnan Ameriprise Financial

Services Inc

Donald Ames Ames amp Weinheimer Wealth Management

Darby Armont Richard P Slaughter Associates

Jim Bailey Ameriprise Financial Services Inc

Todd Bender Ameriprise Financial Services Inc

Robert Bives Ameriprise Financial Services Inc

Randal Boggs Morgan Stanley Smith Barney

Scott Bolton RBC Wealth Management

David Boren Chisholm Trail Financial Group

Mark Boriskin Merrill Lynch

Robert Bowerman RSB Wealth Strategies

Barry Brower Ameriprise Financial Services Inc

Lethe Burns Ameriprise Financial Services Inc

Scott Campbell Austin First Financial

Daniel Caswell Integrated Wealth Strategies

Jason Clevlen Ameriprise Financial Services Inc

Jess Cogley CG Wealth ManagementRaymond James

Kent Copeland Ameriprise Financial Services Inc

Daniel Cordoba Asset Exchange Strategies

Russell Cowman Morgan Stanley Smith Barney

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Michael Dickey Summit Wealth Management Page 13

Jayms Dickson Cornerstone Financial Services

Daniel Dillard Amplify Financial

Bleckley Dobbs Lucien Stirling amp Gray Advisory Group

Doris Dollar-Kuretich Ameriprise Financial Services Inc Page 15

Steve Dziuk Ameriprise Financial Services Inc

John Eaton Summit Wealth Management

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Esparza Ameriprise Financial Services Inc

Thomas Faught RiverStone Wealth Management

Keith Ford Ameriprise Financial Services Inc

Ivan Friend Ameriprise Financial Services Inc Page 12

Anthony Garcia Ameriprise Financial Services Inc

Di Gazdar VALIC

Carolyn Gedelman First Command Financial Planning

Darleen Gilmore Austin Wealth Specialists

Marie Goforth MG Financial Strategies

Dean Goldman Ameriprise Financial Services Inc

Andrew Gonski Gonski and AssociatesAmeriprise Financial Services Inc

Paul Gordon Paul Gordon amp Associates

Cass Grange Lucien Stirling amp Gray Advisory Group

John Grigsby First Command Financial Planning

Ben Gurwitz Financial Life Advisors

Gary Haack Alamo Asset Advisors

Stephanie Harris HarrisMartin Financial

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2012 Five Star Wealth

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award winners listed by primary services and listed alphabetically by last name

Corey Hart Hart Financial Group

John Hennessy Intercontinental Wealth Advisors

George Henry Ameriprise Financial Services Inc

Milton Hixson Financial Management Professionals

Charles Hoene RBC Wealth Management

Tobin Hoffmann Hoffmann Financial Services

Todd Holubec Ameriprise Financial Services Inc

Terry Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial for Lutherans

Joel Kenty Ameriprise Financial Services Inc

Todd Kernaghan Austin Wealth Resources

Jim Kerr Austin Asset Management Company

Ann Kilmer-Robinson Kilmer amp Company

Melissa Knippa Thrivent Financial for Lutherans

Dan Kraus Ameriprise Financial Services Inc

Dr Harold Kreger New York Life Insurance Company

Cheryl Lee Ameriprise Financial Services Inc

John Levee Advanced Wealth Strategies Group

Peter Lewis The Lewis Group

Darryl Lyons PAX Financial Group

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold ldquoHalrdquo Mandell Ameriprise Financial Services Inc

David Martinez Martinez amp AssociatesAmeriprise Financial Services Inc

Curtis Mason Ameriprise Financial Services Inc Page 12

Marla McClain The Kentor Company

Jeff McCracken The Lewis Group

Justin Montandon Ameriprise Financial Services Inc

Kevin Moore ifinancial

Shane Moore Quartz Financial

Carole Morgan LPL Financial

William Motley First Command Financial Planning

Jerome Muldowney Ameriprise Financial Services Inc Page 13

Michael Mullett III Charles Schwab amp Company

Sally Munford ifinancial

Fred Myers Fred Myers CPA

John Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial

Norman Nonken Nonken Financial Services

Jim Oliver Financial Life Advisors

Evan Pageler Ameriprise Financial Services Inc

Kristen Palme Ameriprise Financial Services Inc

Ross ldquoDougrdquo Pauley Pauley Financial Services

Tom Pazera Pazera Capital Management

Enzo Pellegrino Texas Legacy Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Walt Reep Walt Reep amp AssociatesAmeriprise Financial Services Inc

Charles A Rees Ameriprise Financial Services Inc

Allan Riggs Summit Wealth Management

Kerry Roberts Central Texas Financial Group

Diana Scheel Sapient Financial Group

Jordan Silverman Morgan Stanley Smith Barney

Michael Smith Ameriprise Financial Services Inc

Deborah Swanson Swanson Financial Strategies Page 15

Clay Swindell First Command Financial Planning

Peter Szemborski Ameriprise Financial Services Inc

Rudy V Torres Jr Torres Financial Services Page 15

Vincent Townsend Personal Economics Group

John Trusela Ameriprise Financial Services Inc

Bruce Upham Asset Strategies Group

Monte Van Stavern Investment Professional

Greg Van Wyk Austin Asset Management Company

Deborah Wachsmuth Morgan Stanley Smith Barney

Becky Walker Wealth Strategies

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Welker Renaissance Wealth Management Group of Texas Page 11

Cathleen Wenger Thrivent Financial for Lutherans

Barry Wood Ameriprise Financial Services Inc

Mary Wright Ameriprise Financial Services Inc

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2012 Five Star Wealth

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award winners listed by primary services and listed alphabetically by last name

David Wynn Ameriprise Financial Services Inc

Chris Young Community Financial Planning

InsuranceKaren Hall Karen A Hall Insurance

Agency

Robert Mills Mills McCaghren amp Associates

Deron Zinnecker Coordinated Financial Group Page 15

InvestmentsJohn Abeyta Morgan Stanley Smith

Barney

Guy Acerra Ameriprise Financial Services Inc

Wick Alexander Stephens

John Ard Merrill Lynch

Uriel Bach Edward Jones

Randy Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Page 14

Robert ldquoScottrdquo Barley Amplio Wealth Management Page 14

James Barnard Hart Financial Group

Steve Barnes Barnes Financial Services

Raymond Barron Legacy Oak Financial Services

Frank Beck Beck Capital Management

Brent Beesley Eltekon Financial Page 8

Matthew Bell Alamo Asset Advisors

Bruce Bessner Chisholm Trail Financial Group

Amy Birnbaum Wells Fargo Advisors LLC

Lisa Blonkvist Morgan Stanley Smith Barney Page 13

John Boecker Advisors Asset Management

Samuel Boldrick The Trust Company

John Boles BBVA Compass Investment Solutions

Jack Boone Ameriprise Financial Services Inc

Kevin Boriack Charles Schwab amp Company

Elton Bueche Jr Heritage Investment Management

John Byrne Edward Jones

Robert Cadena Jr Retirement Solutions

Charles Caprez Southwest Securities

Patrick Carney Wells Fargo Advisors LLC

Keary Castleberry Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Stacie Clark The GMS Group

JV Cohorn Edward Jones

Duane Cooper Wells Fargo Advisors LLC

Emily Cooper Edward Jones

Peter J Coulchinsky Investment Professional

Karl Dagel Ameriprise Financial Services Inc

Kendall Davison Edward Jones

JoAnne Dawson Wells Fargo Advisors LLC Page 9

Jose De La Garza Edward Jones

Daniel Dean Thrivent Financial for Lutherans

Jim Denholm Wells Fargo Advisors LLC

Penny DiRago Morgan Stanley Smith Barney Page 14

Sarah Doerr Crossvault Capital Management

Jason Duelm The Lewis Group

George Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand DGM Investments

John Eadie Covenant Multifamily Offices

Patrick Easter Morgan Stanley Smith Barney

Beth Eby Eby Financial

Lori Enders Edward Jones

Len Fischman Edward Jones

Jenny Fleming EquiStar Wealth Management

Terry Flesher Charles Schwab amp Company

Derrick Formby First National Financial Services

Bill Fox New England Financial

Steven Franco Wells Fargo Advisors LLC

Lori Gann Morgan Keegan

R Bruce Garrison MetLife

Lance Giambelluca Merrill Lynch

Joseph Gillespie Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC Page 15

Mike Grindle Edward Jones

Jennifer Guthrie JP Morgan

Kenneth Gutshall KW Gutshall amp Associates Page 13

Scott Hackett Hackett Financial Group

Bill Haley Raymond James Financial Services

MariJo Harding Prudence Planning

Kevin Harris Covenant Multifamily Offices

Steve Harvey MLampR Wealth Management

Andy Hedrick The Mutual Fund Store San Antonio

W Eric Hehman Austin Asset Management Company

Cynthia Hensley US TrustBank of America

Bryan Hicks Charles Schwab amp Company

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2012 Five Star Wealth

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Special advertiSing Section

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Erin Hinzmann Edward Jones

Dennis Hobbs RBC Wealth Management

Charles Hoffman Jr Merrill Lynch

Mark Hogan Wells Fargo Advisors LLC Page 9

Mark Hogue Wells Fargo Advisors LLC

Grayson Hopper Merrill Lynch

John Jackson Morgan Stanley Smith Barney Page 15

W Carroll Jackson Morgan Stanley Smith Barney

Carol Mani Johnston Morgan Stanley Smith Barney Page 10

Byron Jordan Jordan Financial Group

Jim Kaighin SWS Financial Services

Robert Katchinoski Ameriprise Financial Services Inc

Kevin Kaylakie Durbin Bennett PetersonPrivate Wealth Management

Mark Kelch Wells Fargo Advisors LLC

Gary Knight Merrill Lynch

Andrew Koenig Raymond James Financial Services

Lance Kroesch Thrivent Financial Page 15

Nicholas LaBarbera Edward Jones

Jay LaFlair Morgan Stanley Smith Barney

Kevin W Lange Austin Financial Partners

Don Lansing MarketTrend Advisors

Donnie Laurence Wells Fargo Advisors LLC

Steven Lea Frost Wealth Advisors

Madelon Leone South Texas Money Management

J Thomas Leopold Morgan Keegan

Larry Levi Wells Fargo Advisors LLC

Steve Levy BirdRock Asset Management

Brian Litowitz New England Financial

Marilou Long Crossvault Capital Management

David Luckemeyer Thrivent Investment Management

Charles Lutz IV SACU

Kelly Mahmoud Edward Jones

Brian Marchiori SWBC Investment Services

Tim Marwill Morgan Stanley Smith Barney

Charles Matt Moss amp Matt Financial Services

Jason McDonald Wells Fargo Advisors LLC

Bryon Mein Edward Jones

Ernest Mendoza Raymond James Financial Services

Dan Meyers RBC Wealth Management

Michelle Miller Michelle R Miller CPA

James ldquoJimrdquo Mills Edward Jones

Leah Mills Wells Fargo Advisors LLC Page 9

Chad Mitchell Merrill Lynch

Scott Mohler Wells Fargo Advisors LLC

Holly Moore South Texas Money Management

Robert ldquoBobrdquo Morrison Morgan Stanley Smith Barney

Don Mouton RiverStone Wealth Management

Michael Muns Investment Professional

Scott Murphy Edward Jones

Clifton Myers Clifton Myers Financial Advisory

Doug Noble Wells Fargo Advisors LLC

Gloria Brown Oliver Charles Schwab amp Company

Andrea Olsen-Condon Tanglewood Family Office

Jill Ozias Ameriprise Financial Services Inc

Alan Pearson Morgan Stanley Smith Barney

Rob Peterson Wells Fargo Advisors LLC

Sarah ldquoKittyrdquo Puckett James E Bashaw amp CompanyLPL Financial

Manny Ramirez Per Stirling

John Rich Stevens RichInvestment Centers of America

Bill Robertson Texas Financial

Amy Robinson Robinson Value Management

Charles Robinson Robinson Value Management

Dan Rodriguez Investment Professional

Al Rolfsen Centaurus Financial

Michael JC Roth Intercontinental Wealth Advisors

Rollins Rubsamen Jr Graystone ConsultingMorgan Stanley Smith Barney

Susan Russell Edward Jones

David Rust Quartz Financial

Joe Sammons Graystone ConsultingMorgan Stanley Smith Barney

Susan Santamaria Edward Jones

Richard Schaefer Capital Advisors

Kimberley Ann Schkade-Hill BBVA Compass Investment Solutions

Rachel Schmidt Charles Schwab amp Company

Andrew Schwartz Hart Financial Group

Torry Scott RiverStone Wealth Management

Arthur Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

Jacob ldquoJCrdquo Short JJCS Financial Services

Karl Simmons KG Simmons amp Company

Roger Simmons SO 146 Investment Management

award winners listed by primary services and listed alphabetically by last name

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2012 Five Star Wealth

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award winners listed by primary services and listed alphabetically by last name

Brooks Slaughter Richard P Slaughter Associates

Richard Slaughter Richard P Slaughter Associates

Martin Smith Investment Professional

Randall Smith Dominion Investor Services

Scott Smith Wells Fargo Advisors LLC

Roy Sparkman Sparkman Comprehensive Financial PlanningRaymond James Financial Services

Roy Springer Edward Jones

David Squire Wells Fargo Advisors LLC

Bart Stevens Stevens Rich

Barry Stokley Ameriprise Financial Services Inc

Carl Stuart Carl Stuart Investment Advisor

Glenda Summers Lucien Stirling amp Gray Advisory Group

Bob Tabor Richard P Slaughter Associates

Richard Tarbell Ameriprise Financial Services Inc

Mark Thannisch Wells Fargo Advisors LLC

Ford Thompson Edward Jones

Simon Thompson Texas Legacy Wealth Management

Bruce Tilley Wells Fargo Advisors LLC Page 14

Adam Todd Financial Management Professionals

Allen Trimble Secure Money Strategies

Michael Turner Alpha Capital Management

Thomas Twombly Lucien Stirling amp Gray Advisory Group

Thomas Uhl RBC Wealth Management

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle RiverStone Wealth Management

Brian Vance Raymond James Financial Services

Thomas Villalta Jones Villalta Asset Management

Nicholas Vorauer Edward Jones

Brett Walker SWBC Wealth Management Page 15

George Wanamaker Southwest Securities

Mark Ward Lucien Stirling amp Gray Advisory Group

Eric Weissgarber Alamo Asset Advisors

Scott Werner New England Financial

Neile Wolfe Wells Fargo Advisors LLC

Jeanie Wyatt South Texas Money Management

Rachael Wyatt US Trust

Kathleen Wyble Wells Fargo Advisors LLC

Eric Zeitler Alamo Asset Advisors

Art Zeitz Wells Fargo Advisors LLC

TaxationBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver

Larry Berkman Baird Crews Schiller amp Whitaker

Stanley Blend Strasburger Price Oppenheimer Blend

Gene Brehm Brehm Havel and Company

Curtis Bulgerin Carpenter amp Langford

Roger Coyner Roger E Coyner

Charles Dangerfield Charles C Dangerfield CPA

Jean D Glass Glass amp Company CPAs

Larry Harrison Harrison amp Hudson

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus and Company

Jim Lockart Lockart Spohrer amp Associates

William McEntire Sol Schwartz amp Associates

Florine Parker Bjorge amp Parker

Bill Perrin L William Perrin amp Associates

Chris Peterman Chris Peterman CPA

Debra Quintanilla Debra R Quintanilla CPA

Tony Ramos Ramos CPA

Vicki Reed Vicki Reed CPA Page 15

Janet Ryan Threadgill Ryan amp Associates

Sandra Schieffer Mangum Schieffer Bradley amp Company

David Schmidt Findling Milam amp Pyle CPAs

Debora Steinbach Bargsley Andrews amp Steinbach CPAs

Walter Stewart Sessi Chamberlain amp Stewart

David Triesch David L Triesch CPA

Brad Van Houten Van Houten amp Associates

Chad Wiley Flieller Kruger Skelton amp Plyler

Trust ServicesReid Harrell The Trust Company

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

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2012 Five Star Wealth

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Brent T BeesleyEltekon Financial LLC and Eltekon Insurance Agency LLC

Areas of Focus Portfolio Management 401(k) ndash IRA Rollovers Personal Insurance Loans Corporate Benefit Plans

bull Investmentwealth managementbull Retirement planning and incomebull Risk managementinsurance strategies

Brentrsquos experience spans more than 20 years in banking and investments He and his team approach every client with an objective analysis and customized solution His process involves working with CPAs and estate planning attorneys among other experts to develop creative multidisciplinary approaches His portfolio management skills in particular help bridge the gap from where the client is today and where they

want to be tomorrow Brent and his team work with high-net-worth retirees executives professionals business owners and their families to help them accumulate and preserve wealth so they may have a fulfi lling retirement and leave a lasting legacy if they so desire

Contact Brent today to begin a professional relationship built on trust mutual respect and friendship

900 South Capital of Texas Highway Las Cimas IV Suite 160 bull West Lake Hills TX 78746Office (512) 477-3200

bbeesleyeltekoncom bull wwweltekoncom

Securities products offered through Eltekon Securities LLC ndash member FINRASIPC Advisory services offered through Eltekon Advisors LLC Eltekon Financial LLCis the parent company of Eltekon Securities LLC and Eltekon Advisors LLC Insurance products offered through Eltekon Insurance Agency LLC

Titles Principal Director of Private Wealth Management

Credentials MBA CRFAtrade

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2012 Five Star Wealth

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Hogan Mills Wealth Management Group of Wells Fargo Advisors

A Personal Approach to Investing

Areas of Focus Investment Planning Retirement Income Distribution Strategies and Estate Investment Planning

Left to right Three-year winner JoAnne Dawson two-year winners Mark Hogan and Leah Mills Pam Gueldner Appleby and Dennis Mills

bull We believe that every successful investment program begins with a planbull We create an education-rich experience giving our clients faith in our processbull We are client focused in order to instill confi dence and investment knowledge

We are a team of experienced professionals providing fi nancial services We focus on estate investment planning retirement planning and estate planning for high-net-worth individuals We seek to build relationships that are based on trust and to provide professional advice and impeccable service We strive

to perform eff ectively and effi ciently such that each of our clients would be proud to recommend us to their family and friends Our team is focused on helping wealthy individuals understand what their money is for so that they make better decisions We help them enjoy life

Hogan Mills Wealth Management Group of Wells Fargo Advisors LLC8010 IH-10 West bull San Antonio TX 78230

Hogan (210) 377-7721 bull Mills (210) 337-7728 bull Dawson (210) 366-8910 wwwwfadvisorscomhogan-mills

Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-03622]

Titles Mark Hogan CFPreg First Vice President ndash Investments Leah Mills CFPreg Associate Vice President ndash Investments JoAnne Dawson CFPreg Associate Vice President ndash Investments

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Special advertiSing Section

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Carol Mani JohnstonDelivering More Than a Quarter Century of Wealth Management Strategies

Private Portfolio Management and Custom Portfolio Management

bull Industry experience since 1982bull 1986 ndash present Morgan Stanley Smith Barney

The Mani Johnston Group at Morgan Stanley Smith Barneyrsquos mission

As children we dream of personal aspirations which we hold to be our measurement of happiness and success Most aspirations include acquiring some degree of fi nancial wealth As your wealth advisors we are dedicated to providing guidance to individuals and families through the fi nancial phases of our lives accumulation retirement and wealth transfer Specialized training a team approach and the vast resources of Morgan Stanley Smith Barney enable us to provide a comprehensive and cost-effi cient strategy A well-designed plan allows our

clients to prepare for and live their dreams Your success is the foundation of our business now and in the future

Our philosophy

Over the years many clients have expressed their gratitude for our patience and perseverance to educate them throughout the investment process Empowering them to create a manageable savings discipline and fostering their understanding of their portfolios has enabled them to make clear conscious decisions Ultimately our clients benefi t with greater confi dence and assuredness

112 East Pecan Street Suite 1500 bull San Antonio TX 78205Office (210) 271-6111

carolmanijohnstonmssbcom bull fasmithbarneycommanijohnstoncopy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Titles Senior Portfolio Manager Senior Vice President ndash Wealth Management Senior Investment Management Consultant Financial Planning Financial Advisor

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

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Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

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2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

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looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

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Wishful thinking is not planning If you plan for the worst you will never be unpleasantly surprisedrdquo

What matters most is how you recover from setbacksrdquo

Only invest in something that you understandrdquo

Insights from Five Star Wealth Managers

Clients donrsquot care how much you know until they know how much you carerdquo

bull Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers

bull The Five Star award is not indicative of the wealth managerrsquos future performance bull Wealth managers may or may not use discretion in their practice and therefore may not manage

their clientsrsquo assets bull The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed

as an endorsement of the wealth manager by Five Star Professional or Texas Monthly bull Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future

investment success nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future

bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award and the researchselection methodology go to wwwfivestarprofessionalcom

bull (1) 1673 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Wealth Manager award 379 (approximately 23 percent of the award candidates) were named 2012 Five Star Wealth Managers

diSCloSuReSResearch

2012

The Five Star award goes to less than 7 percent of wealth managers

Award candidates who satisfied 10 objective eligibility and evaluation criteria that are associated with wealth managers who provide quality services were named 2012 Five Star Wealth Managers(2)

Eligibility Criteria ndash Required(3)

1 Credentialed as an investment advisory representative (IAR) a FINRA-registered representative a CPA or a licensed attorney

2 Actively employed as a credentialed professional in the financial services industry for a minimum of five years

3 Favorable regulatory and complaint history review(4) 4 Fulfilled their firm review based on internal firm standards 5 Accepting new clients

Evaluation Criteria ndash Considered(3)

6 One-year client retention rate (the average one-year client retention rate of this yearrsquos award winners is more than 96 percent)

7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered (this

yearrsquos award winners administer an average of $96 million in client assets)9 Number of client households served (on average this yearrsquos award winners serve 260

households)10 Education and professional designations

oF AWARd WinneRSdetermination

(2) Wealth managers were required to certify that any information they provided was accurate (3) Criteria 4 8 and 9 do not apply to attorneys or CPAs(4) As defined by Five Star Professional the wealth manager has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or

Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists Data submitted through these processes was applied per the above criteria

bull Each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed above

bull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth managerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use the services of wealth managers in order to provide consumers the

opportunity to submit complaints regarding a wealth manager More than 46900 households in the Austin San Antonio and Central Texas region were contacted

The Five Star Wealth Manager selection criteria was updated for the 2012 award year 2005 ndash 2011 Five Star Wealth Managers scored highest in overall satisfaction based on feedback from clients peers and industry experts No more than 7 percent of wealth managers receive the award each year The selection process for the 2005 ndash 2011 award winners can be found at wwwfivestarprofessionalcom2011wealth_managers_research_overviewphp

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award winners listed by primary services and listed alphabetically by last name

Business PlanningJames Erben Erben Associates

Howard M Skillrud Ameriprise Financial Services Inc Page 14

Estate PlanningJeff Albrecht Sol Schwartz amp Associates

Michael Baldwin Jackson Walker

Patricia Barnes Barnes Lipscomb amp Stewart

Amy Bloomquist Amy P Bloomquist Attorney at Law

David Claflin David Claflin Attorney

Grant Foster Foster Financial Services

Andrew Friedmann Andrew C Friedmann Attorney amp Counselor at Law

Walter Guebert Walter C Guebert

Jeffrey Harris The Greening Law Firm

Kelly Kocurek DuBois Bryant amp Campbell

David Kuperman Kuperman Orr amp Albers

Daniel M Laney Law Office of Daniel M Laney

Melvin Martinez Melvin H Martinez Attorney at Law

Paul Premack The Premack Law Office

Frank Scofield Scofield amp Scofield

Banks M Smith Schoenbaum Curphy amp Scanlan

Matt Spahn The Spahn Law Firm

James Voeller Voeller Law Firm

Jessica Warren The Law Office of Jessica M Warren

Harry Wolff Jr Cox Smith

Irwin Zucker LuttrellZucker Law Group

Financial PlanningM Ahmad Adnan Ameriprise Financial

Services Inc

Donald Ames Ames amp Weinheimer Wealth Management

Darby Armont Richard P Slaughter Associates

Jim Bailey Ameriprise Financial Services Inc

Todd Bender Ameriprise Financial Services Inc

Robert Bives Ameriprise Financial Services Inc

Randal Boggs Morgan Stanley Smith Barney

Scott Bolton RBC Wealth Management

David Boren Chisholm Trail Financial Group

Mark Boriskin Merrill Lynch

Robert Bowerman RSB Wealth Strategies

Barry Brower Ameriprise Financial Services Inc

Lethe Burns Ameriprise Financial Services Inc

Scott Campbell Austin First Financial

Daniel Caswell Integrated Wealth Strategies

Jason Clevlen Ameriprise Financial Services Inc

Jess Cogley CG Wealth ManagementRaymond James

Kent Copeland Ameriprise Financial Services Inc

Daniel Cordoba Asset Exchange Strategies

Russell Cowman Morgan Stanley Smith Barney

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Michael Dickey Summit Wealth Management Page 13

Jayms Dickson Cornerstone Financial Services

Daniel Dillard Amplify Financial

Bleckley Dobbs Lucien Stirling amp Gray Advisory Group

Doris Dollar-Kuretich Ameriprise Financial Services Inc Page 15

Steve Dziuk Ameriprise Financial Services Inc

John Eaton Summit Wealth Management

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Esparza Ameriprise Financial Services Inc

Thomas Faught RiverStone Wealth Management

Keith Ford Ameriprise Financial Services Inc

Ivan Friend Ameriprise Financial Services Inc Page 12

Anthony Garcia Ameriprise Financial Services Inc

Di Gazdar VALIC

Carolyn Gedelman First Command Financial Planning

Darleen Gilmore Austin Wealth Specialists

Marie Goforth MG Financial Strategies

Dean Goldman Ameriprise Financial Services Inc

Andrew Gonski Gonski and AssociatesAmeriprise Financial Services Inc

Paul Gordon Paul Gordon amp Associates

Cass Grange Lucien Stirling amp Gray Advisory Group

John Grigsby First Command Financial Planning

Ben Gurwitz Financial Life Advisors

Gary Haack Alamo Asset Advisors

Stephanie Harris HarrisMartin Financial

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award winners listed by primary services and listed alphabetically by last name

Corey Hart Hart Financial Group

John Hennessy Intercontinental Wealth Advisors

George Henry Ameriprise Financial Services Inc

Milton Hixson Financial Management Professionals

Charles Hoene RBC Wealth Management

Tobin Hoffmann Hoffmann Financial Services

Todd Holubec Ameriprise Financial Services Inc

Terry Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial for Lutherans

Joel Kenty Ameriprise Financial Services Inc

Todd Kernaghan Austin Wealth Resources

Jim Kerr Austin Asset Management Company

Ann Kilmer-Robinson Kilmer amp Company

Melissa Knippa Thrivent Financial for Lutherans

Dan Kraus Ameriprise Financial Services Inc

Dr Harold Kreger New York Life Insurance Company

Cheryl Lee Ameriprise Financial Services Inc

John Levee Advanced Wealth Strategies Group

Peter Lewis The Lewis Group

Darryl Lyons PAX Financial Group

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold ldquoHalrdquo Mandell Ameriprise Financial Services Inc

David Martinez Martinez amp AssociatesAmeriprise Financial Services Inc

Curtis Mason Ameriprise Financial Services Inc Page 12

Marla McClain The Kentor Company

Jeff McCracken The Lewis Group

Justin Montandon Ameriprise Financial Services Inc

Kevin Moore ifinancial

Shane Moore Quartz Financial

Carole Morgan LPL Financial

William Motley First Command Financial Planning

Jerome Muldowney Ameriprise Financial Services Inc Page 13

Michael Mullett III Charles Schwab amp Company

Sally Munford ifinancial

Fred Myers Fred Myers CPA

John Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial

Norman Nonken Nonken Financial Services

Jim Oliver Financial Life Advisors

Evan Pageler Ameriprise Financial Services Inc

Kristen Palme Ameriprise Financial Services Inc

Ross ldquoDougrdquo Pauley Pauley Financial Services

Tom Pazera Pazera Capital Management

Enzo Pellegrino Texas Legacy Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Walt Reep Walt Reep amp AssociatesAmeriprise Financial Services Inc

Charles A Rees Ameriprise Financial Services Inc

Allan Riggs Summit Wealth Management

Kerry Roberts Central Texas Financial Group

Diana Scheel Sapient Financial Group

Jordan Silverman Morgan Stanley Smith Barney

Michael Smith Ameriprise Financial Services Inc

Deborah Swanson Swanson Financial Strategies Page 15

Clay Swindell First Command Financial Planning

Peter Szemborski Ameriprise Financial Services Inc

Rudy V Torres Jr Torres Financial Services Page 15

Vincent Townsend Personal Economics Group

John Trusela Ameriprise Financial Services Inc

Bruce Upham Asset Strategies Group

Monte Van Stavern Investment Professional

Greg Van Wyk Austin Asset Management Company

Deborah Wachsmuth Morgan Stanley Smith Barney

Becky Walker Wealth Strategies

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Welker Renaissance Wealth Management Group of Texas Page 11

Cathleen Wenger Thrivent Financial for Lutherans

Barry Wood Ameriprise Financial Services Inc

Mary Wright Ameriprise Financial Services Inc

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2012 Five Star Wealth

Man

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award winners listed by primary services and listed alphabetically by last name

David Wynn Ameriprise Financial Services Inc

Chris Young Community Financial Planning

InsuranceKaren Hall Karen A Hall Insurance

Agency

Robert Mills Mills McCaghren amp Associates

Deron Zinnecker Coordinated Financial Group Page 15

InvestmentsJohn Abeyta Morgan Stanley Smith

Barney

Guy Acerra Ameriprise Financial Services Inc

Wick Alexander Stephens

John Ard Merrill Lynch

Uriel Bach Edward Jones

Randy Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Page 14

Robert ldquoScottrdquo Barley Amplio Wealth Management Page 14

James Barnard Hart Financial Group

Steve Barnes Barnes Financial Services

Raymond Barron Legacy Oak Financial Services

Frank Beck Beck Capital Management

Brent Beesley Eltekon Financial Page 8

Matthew Bell Alamo Asset Advisors

Bruce Bessner Chisholm Trail Financial Group

Amy Birnbaum Wells Fargo Advisors LLC

Lisa Blonkvist Morgan Stanley Smith Barney Page 13

John Boecker Advisors Asset Management

Samuel Boldrick The Trust Company

John Boles BBVA Compass Investment Solutions

Jack Boone Ameriprise Financial Services Inc

Kevin Boriack Charles Schwab amp Company

Elton Bueche Jr Heritage Investment Management

John Byrne Edward Jones

Robert Cadena Jr Retirement Solutions

Charles Caprez Southwest Securities

Patrick Carney Wells Fargo Advisors LLC

Keary Castleberry Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Stacie Clark The GMS Group

JV Cohorn Edward Jones

Duane Cooper Wells Fargo Advisors LLC

Emily Cooper Edward Jones

Peter J Coulchinsky Investment Professional

Karl Dagel Ameriprise Financial Services Inc

Kendall Davison Edward Jones

JoAnne Dawson Wells Fargo Advisors LLC Page 9

Jose De La Garza Edward Jones

Daniel Dean Thrivent Financial for Lutherans

Jim Denholm Wells Fargo Advisors LLC

Penny DiRago Morgan Stanley Smith Barney Page 14

Sarah Doerr Crossvault Capital Management

Jason Duelm The Lewis Group

George Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand DGM Investments

John Eadie Covenant Multifamily Offices

Patrick Easter Morgan Stanley Smith Barney

Beth Eby Eby Financial

Lori Enders Edward Jones

Len Fischman Edward Jones

Jenny Fleming EquiStar Wealth Management

Terry Flesher Charles Schwab amp Company

Derrick Formby First National Financial Services

Bill Fox New England Financial

Steven Franco Wells Fargo Advisors LLC

Lori Gann Morgan Keegan

R Bruce Garrison MetLife

Lance Giambelluca Merrill Lynch

Joseph Gillespie Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC Page 15

Mike Grindle Edward Jones

Jennifer Guthrie JP Morgan

Kenneth Gutshall KW Gutshall amp Associates Page 13

Scott Hackett Hackett Financial Group

Bill Haley Raymond James Financial Services

MariJo Harding Prudence Planning

Kevin Harris Covenant Multifamily Offices

Steve Harvey MLampR Wealth Management

Andy Hedrick The Mutual Fund Store San Antonio

W Eric Hehman Austin Asset Management Company

Cynthia Hensley US TrustBank of America

Bryan Hicks Charles Schwab amp Company

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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Erin Hinzmann Edward Jones

Dennis Hobbs RBC Wealth Management

Charles Hoffman Jr Merrill Lynch

Mark Hogan Wells Fargo Advisors LLC Page 9

Mark Hogue Wells Fargo Advisors LLC

Grayson Hopper Merrill Lynch

John Jackson Morgan Stanley Smith Barney Page 15

W Carroll Jackson Morgan Stanley Smith Barney

Carol Mani Johnston Morgan Stanley Smith Barney Page 10

Byron Jordan Jordan Financial Group

Jim Kaighin SWS Financial Services

Robert Katchinoski Ameriprise Financial Services Inc

Kevin Kaylakie Durbin Bennett PetersonPrivate Wealth Management

Mark Kelch Wells Fargo Advisors LLC

Gary Knight Merrill Lynch

Andrew Koenig Raymond James Financial Services

Lance Kroesch Thrivent Financial Page 15

Nicholas LaBarbera Edward Jones

Jay LaFlair Morgan Stanley Smith Barney

Kevin W Lange Austin Financial Partners

Don Lansing MarketTrend Advisors

Donnie Laurence Wells Fargo Advisors LLC

Steven Lea Frost Wealth Advisors

Madelon Leone South Texas Money Management

J Thomas Leopold Morgan Keegan

Larry Levi Wells Fargo Advisors LLC

Steve Levy BirdRock Asset Management

Brian Litowitz New England Financial

Marilou Long Crossvault Capital Management

David Luckemeyer Thrivent Investment Management

Charles Lutz IV SACU

Kelly Mahmoud Edward Jones

Brian Marchiori SWBC Investment Services

Tim Marwill Morgan Stanley Smith Barney

Charles Matt Moss amp Matt Financial Services

Jason McDonald Wells Fargo Advisors LLC

Bryon Mein Edward Jones

Ernest Mendoza Raymond James Financial Services

Dan Meyers RBC Wealth Management

Michelle Miller Michelle R Miller CPA

James ldquoJimrdquo Mills Edward Jones

Leah Mills Wells Fargo Advisors LLC Page 9

Chad Mitchell Merrill Lynch

Scott Mohler Wells Fargo Advisors LLC

Holly Moore South Texas Money Management

Robert ldquoBobrdquo Morrison Morgan Stanley Smith Barney

Don Mouton RiverStone Wealth Management

Michael Muns Investment Professional

Scott Murphy Edward Jones

Clifton Myers Clifton Myers Financial Advisory

Doug Noble Wells Fargo Advisors LLC

Gloria Brown Oliver Charles Schwab amp Company

Andrea Olsen-Condon Tanglewood Family Office

Jill Ozias Ameriprise Financial Services Inc

Alan Pearson Morgan Stanley Smith Barney

Rob Peterson Wells Fargo Advisors LLC

Sarah ldquoKittyrdquo Puckett James E Bashaw amp CompanyLPL Financial

Manny Ramirez Per Stirling

John Rich Stevens RichInvestment Centers of America

Bill Robertson Texas Financial

Amy Robinson Robinson Value Management

Charles Robinson Robinson Value Management

Dan Rodriguez Investment Professional

Al Rolfsen Centaurus Financial

Michael JC Roth Intercontinental Wealth Advisors

Rollins Rubsamen Jr Graystone ConsultingMorgan Stanley Smith Barney

Susan Russell Edward Jones

David Rust Quartz Financial

Joe Sammons Graystone ConsultingMorgan Stanley Smith Barney

Susan Santamaria Edward Jones

Richard Schaefer Capital Advisors

Kimberley Ann Schkade-Hill BBVA Compass Investment Solutions

Rachel Schmidt Charles Schwab amp Company

Andrew Schwartz Hart Financial Group

Torry Scott RiverStone Wealth Management

Arthur Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

Jacob ldquoJCrdquo Short JJCS Financial Services

Karl Simmons KG Simmons amp Company

Roger Simmons SO 146 Investment Management

award winners listed by primary services and listed alphabetically by last name

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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award winners listed by primary services and listed alphabetically by last name

Brooks Slaughter Richard P Slaughter Associates

Richard Slaughter Richard P Slaughter Associates

Martin Smith Investment Professional

Randall Smith Dominion Investor Services

Scott Smith Wells Fargo Advisors LLC

Roy Sparkman Sparkman Comprehensive Financial PlanningRaymond James Financial Services

Roy Springer Edward Jones

David Squire Wells Fargo Advisors LLC

Bart Stevens Stevens Rich

Barry Stokley Ameriprise Financial Services Inc

Carl Stuart Carl Stuart Investment Advisor

Glenda Summers Lucien Stirling amp Gray Advisory Group

Bob Tabor Richard P Slaughter Associates

Richard Tarbell Ameriprise Financial Services Inc

Mark Thannisch Wells Fargo Advisors LLC

Ford Thompson Edward Jones

Simon Thompson Texas Legacy Wealth Management

Bruce Tilley Wells Fargo Advisors LLC Page 14

Adam Todd Financial Management Professionals

Allen Trimble Secure Money Strategies

Michael Turner Alpha Capital Management

Thomas Twombly Lucien Stirling amp Gray Advisory Group

Thomas Uhl RBC Wealth Management

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle RiverStone Wealth Management

Brian Vance Raymond James Financial Services

Thomas Villalta Jones Villalta Asset Management

Nicholas Vorauer Edward Jones

Brett Walker SWBC Wealth Management Page 15

George Wanamaker Southwest Securities

Mark Ward Lucien Stirling amp Gray Advisory Group

Eric Weissgarber Alamo Asset Advisors

Scott Werner New England Financial

Neile Wolfe Wells Fargo Advisors LLC

Jeanie Wyatt South Texas Money Management

Rachael Wyatt US Trust

Kathleen Wyble Wells Fargo Advisors LLC

Eric Zeitler Alamo Asset Advisors

Art Zeitz Wells Fargo Advisors LLC

TaxationBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver

Larry Berkman Baird Crews Schiller amp Whitaker

Stanley Blend Strasburger Price Oppenheimer Blend

Gene Brehm Brehm Havel and Company

Curtis Bulgerin Carpenter amp Langford

Roger Coyner Roger E Coyner

Charles Dangerfield Charles C Dangerfield CPA

Jean D Glass Glass amp Company CPAs

Larry Harrison Harrison amp Hudson

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus and Company

Jim Lockart Lockart Spohrer amp Associates

William McEntire Sol Schwartz amp Associates

Florine Parker Bjorge amp Parker

Bill Perrin L William Perrin amp Associates

Chris Peterman Chris Peterman CPA

Debra Quintanilla Debra R Quintanilla CPA

Tony Ramos Ramos CPA

Vicki Reed Vicki Reed CPA Page 15

Janet Ryan Threadgill Ryan amp Associates

Sandra Schieffer Mangum Schieffer Bradley amp Company

David Schmidt Findling Milam amp Pyle CPAs

Debora Steinbach Bargsley Andrews amp Steinbach CPAs

Walter Stewart Sessi Chamberlain amp Stewart

David Triesch David L Triesch CPA

Brad Van Houten Van Houten amp Associates

Chad Wiley Flieller Kruger Skelton amp Plyler

Trust ServicesReid Harrell The Trust Company

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

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2012 Five Star Wealth

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Special advertiSing Section

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8

Brent T BeesleyEltekon Financial LLC and Eltekon Insurance Agency LLC

Areas of Focus Portfolio Management 401(k) ndash IRA Rollovers Personal Insurance Loans Corporate Benefit Plans

bull Investmentwealth managementbull Retirement planning and incomebull Risk managementinsurance strategies

Brentrsquos experience spans more than 20 years in banking and investments He and his team approach every client with an objective analysis and customized solution His process involves working with CPAs and estate planning attorneys among other experts to develop creative multidisciplinary approaches His portfolio management skills in particular help bridge the gap from where the client is today and where they

want to be tomorrow Brent and his team work with high-net-worth retirees executives professionals business owners and their families to help them accumulate and preserve wealth so they may have a fulfi lling retirement and leave a lasting legacy if they so desire

Contact Brent today to begin a professional relationship built on trust mutual respect and friendship

900 South Capital of Texas Highway Las Cimas IV Suite 160 bull West Lake Hills TX 78746Office (512) 477-3200

bbeesleyeltekoncom bull wwweltekoncom

Securities products offered through Eltekon Securities LLC ndash member FINRASIPC Advisory services offered through Eltekon Advisors LLC Eltekon Financial LLCis the parent company of Eltekon Securities LLC and Eltekon Advisors LLC Insurance products offered through Eltekon Insurance Agency LLC

Titles Principal Director of Private Wealth Management

Credentials MBA CRFAtrade

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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9

Hogan Mills Wealth Management Group of Wells Fargo Advisors

A Personal Approach to Investing

Areas of Focus Investment Planning Retirement Income Distribution Strategies and Estate Investment Planning

Left to right Three-year winner JoAnne Dawson two-year winners Mark Hogan and Leah Mills Pam Gueldner Appleby and Dennis Mills

bull We believe that every successful investment program begins with a planbull We create an education-rich experience giving our clients faith in our processbull We are client focused in order to instill confi dence and investment knowledge

We are a team of experienced professionals providing fi nancial services We focus on estate investment planning retirement planning and estate planning for high-net-worth individuals We seek to build relationships that are based on trust and to provide professional advice and impeccable service We strive

to perform eff ectively and effi ciently such that each of our clients would be proud to recommend us to their family and friends Our team is focused on helping wealthy individuals understand what their money is for so that they make better decisions We help them enjoy life

Hogan Mills Wealth Management Group of Wells Fargo Advisors LLC8010 IH-10 West bull San Antonio TX 78230

Hogan (210) 377-7721 bull Mills (210) 337-7728 bull Dawson (210) 366-8910 wwwwfadvisorscomhogan-mills

Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-03622]

Titles Mark Hogan CFPreg First Vice President ndash Investments Leah Mills CFPreg Associate Vice President ndash Investments JoAnne Dawson CFPreg Associate Vice President ndash Investments

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2012 Five Star Wealth

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agers

Special advertiSing Section

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Carol Mani JohnstonDelivering More Than a Quarter Century of Wealth Management Strategies

Private Portfolio Management and Custom Portfolio Management

bull Industry experience since 1982bull 1986 ndash present Morgan Stanley Smith Barney

The Mani Johnston Group at Morgan Stanley Smith Barneyrsquos mission

As children we dream of personal aspirations which we hold to be our measurement of happiness and success Most aspirations include acquiring some degree of fi nancial wealth As your wealth advisors we are dedicated to providing guidance to individuals and families through the fi nancial phases of our lives accumulation retirement and wealth transfer Specialized training a team approach and the vast resources of Morgan Stanley Smith Barney enable us to provide a comprehensive and cost-effi cient strategy A well-designed plan allows our

clients to prepare for and live their dreams Your success is the foundation of our business now and in the future

Our philosophy

Over the years many clients have expressed their gratitude for our patience and perseverance to educate them throughout the investment process Empowering them to create a manageable savings discipline and fostering their understanding of their portfolios has enabled them to make clear conscious decisions Ultimately our clients benefi t with greater confi dence and assuredness

112 East Pecan Street Suite 1500 bull San Antonio TX 78205Office (210) 271-6111

carolmanijohnstonmssbcom bull fasmithbarneycommanijohnstoncopy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Titles Senior Portfolio Manager Senior Vice President ndash Wealth Management Senior Investment Management Consultant Financial Planning Financial Advisor

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2012 Five Star Wealth

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

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2012 Five Star Wealth

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agers

Special advertiSing Section

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a12

Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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2012 Five Star Wealth

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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2012 Five Star Wealth

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agers

Special advertiSing Section

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

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2012 Five Star Wealth

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2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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2012 Five Star Wealth

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agers

Special advertiSing Section

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looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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award winners listed by primary services and listed alphabetically by last name

Business PlanningJames Erben Erben Associates

Howard M Skillrud Ameriprise Financial Services Inc Page 14

Estate PlanningJeff Albrecht Sol Schwartz amp Associates

Michael Baldwin Jackson Walker

Patricia Barnes Barnes Lipscomb amp Stewart

Amy Bloomquist Amy P Bloomquist Attorney at Law

David Claflin David Claflin Attorney

Grant Foster Foster Financial Services

Andrew Friedmann Andrew C Friedmann Attorney amp Counselor at Law

Walter Guebert Walter C Guebert

Jeffrey Harris The Greening Law Firm

Kelly Kocurek DuBois Bryant amp Campbell

David Kuperman Kuperman Orr amp Albers

Daniel M Laney Law Office of Daniel M Laney

Melvin Martinez Melvin H Martinez Attorney at Law

Paul Premack The Premack Law Office

Frank Scofield Scofield amp Scofield

Banks M Smith Schoenbaum Curphy amp Scanlan

Matt Spahn The Spahn Law Firm

James Voeller Voeller Law Firm

Jessica Warren The Law Office of Jessica M Warren

Harry Wolff Jr Cox Smith

Irwin Zucker LuttrellZucker Law Group

Financial PlanningM Ahmad Adnan Ameriprise Financial

Services Inc

Donald Ames Ames amp Weinheimer Wealth Management

Darby Armont Richard P Slaughter Associates

Jim Bailey Ameriprise Financial Services Inc

Todd Bender Ameriprise Financial Services Inc

Robert Bives Ameriprise Financial Services Inc

Randal Boggs Morgan Stanley Smith Barney

Scott Bolton RBC Wealth Management

David Boren Chisholm Trail Financial Group

Mark Boriskin Merrill Lynch

Robert Bowerman RSB Wealth Strategies

Barry Brower Ameriprise Financial Services Inc

Lethe Burns Ameriprise Financial Services Inc

Scott Campbell Austin First Financial

Daniel Caswell Integrated Wealth Strategies

Jason Clevlen Ameriprise Financial Services Inc

Jess Cogley CG Wealth ManagementRaymond James

Kent Copeland Ameriprise Financial Services Inc

Daniel Cordoba Asset Exchange Strategies

Russell Cowman Morgan Stanley Smith Barney

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Michael Dickey Summit Wealth Management Page 13

Jayms Dickson Cornerstone Financial Services

Daniel Dillard Amplify Financial

Bleckley Dobbs Lucien Stirling amp Gray Advisory Group

Doris Dollar-Kuretich Ameriprise Financial Services Inc Page 15

Steve Dziuk Ameriprise Financial Services Inc

John Eaton Summit Wealth Management

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Esparza Ameriprise Financial Services Inc

Thomas Faught RiverStone Wealth Management

Keith Ford Ameriprise Financial Services Inc

Ivan Friend Ameriprise Financial Services Inc Page 12

Anthony Garcia Ameriprise Financial Services Inc

Di Gazdar VALIC

Carolyn Gedelman First Command Financial Planning

Darleen Gilmore Austin Wealth Specialists

Marie Goforth MG Financial Strategies

Dean Goldman Ameriprise Financial Services Inc

Andrew Gonski Gonski and AssociatesAmeriprise Financial Services Inc

Paul Gordon Paul Gordon amp Associates

Cass Grange Lucien Stirling amp Gray Advisory Group

John Grigsby First Command Financial Planning

Ben Gurwitz Financial Life Advisors

Gary Haack Alamo Asset Advisors

Stephanie Harris HarrisMartin Financial

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agers

Special advertiSing Section

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award winners listed by primary services and listed alphabetically by last name

Corey Hart Hart Financial Group

John Hennessy Intercontinental Wealth Advisors

George Henry Ameriprise Financial Services Inc

Milton Hixson Financial Management Professionals

Charles Hoene RBC Wealth Management

Tobin Hoffmann Hoffmann Financial Services

Todd Holubec Ameriprise Financial Services Inc

Terry Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial for Lutherans

Joel Kenty Ameriprise Financial Services Inc

Todd Kernaghan Austin Wealth Resources

Jim Kerr Austin Asset Management Company

Ann Kilmer-Robinson Kilmer amp Company

Melissa Knippa Thrivent Financial for Lutherans

Dan Kraus Ameriprise Financial Services Inc

Dr Harold Kreger New York Life Insurance Company

Cheryl Lee Ameriprise Financial Services Inc

John Levee Advanced Wealth Strategies Group

Peter Lewis The Lewis Group

Darryl Lyons PAX Financial Group

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold ldquoHalrdquo Mandell Ameriprise Financial Services Inc

David Martinez Martinez amp AssociatesAmeriprise Financial Services Inc

Curtis Mason Ameriprise Financial Services Inc Page 12

Marla McClain The Kentor Company

Jeff McCracken The Lewis Group

Justin Montandon Ameriprise Financial Services Inc

Kevin Moore ifinancial

Shane Moore Quartz Financial

Carole Morgan LPL Financial

William Motley First Command Financial Planning

Jerome Muldowney Ameriprise Financial Services Inc Page 13

Michael Mullett III Charles Schwab amp Company

Sally Munford ifinancial

Fred Myers Fred Myers CPA

John Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial

Norman Nonken Nonken Financial Services

Jim Oliver Financial Life Advisors

Evan Pageler Ameriprise Financial Services Inc

Kristen Palme Ameriprise Financial Services Inc

Ross ldquoDougrdquo Pauley Pauley Financial Services

Tom Pazera Pazera Capital Management

Enzo Pellegrino Texas Legacy Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Walt Reep Walt Reep amp AssociatesAmeriprise Financial Services Inc

Charles A Rees Ameriprise Financial Services Inc

Allan Riggs Summit Wealth Management

Kerry Roberts Central Texas Financial Group

Diana Scheel Sapient Financial Group

Jordan Silverman Morgan Stanley Smith Barney

Michael Smith Ameriprise Financial Services Inc

Deborah Swanson Swanson Financial Strategies Page 15

Clay Swindell First Command Financial Planning

Peter Szemborski Ameriprise Financial Services Inc

Rudy V Torres Jr Torres Financial Services Page 15

Vincent Townsend Personal Economics Group

John Trusela Ameriprise Financial Services Inc

Bruce Upham Asset Strategies Group

Monte Van Stavern Investment Professional

Greg Van Wyk Austin Asset Management Company

Deborah Wachsmuth Morgan Stanley Smith Barney

Becky Walker Wealth Strategies

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Welker Renaissance Wealth Management Group of Texas Page 11

Cathleen Wenger Thrivent Financial for Lutherans

Barry Wood Ameriprise Financial Services Inc

Mary Wright Ameriprise Financial Services Inc

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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award winners listed by primary services and listed alphabetically by last name

David Wynn Ameriprise Financial Services Inc

Chris Young Community Financial Planning

InsuranceKaren Hall Karen A Hall Insurance

Agency

Robert Mills Mills McCaghren amp Associates

Deron Zinnecker Coordinated Financial Group Page 15

InvestmentsJohn Abeyta Morgan Stanley Smith

Barney

Guy Acerra Ameriprise Financial Services Inc

Wick Alexander Stephens

John Ard Merrill Lynch

Uriel Bach Edward Jones

Randy Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Page 14

Robert ldquoScottrdquo Barley Amplio Wealth Management Page 14

James Barnard Hart Financial Group

Steve Barnes Barnes Financial Services

Raymond Barron Legacy Oak Financial Services

Frank Beck Beck Capital Management

Brent Beesley Eltekon Financial Page 8

Matthew Bell Alamo Asset Advisors

Bruce Bessner Chisholm Trail Financial Group

Amy Birnbaum Wells Fargo Advisors LLC

Lisa Blonkvist Morgan Stanley Smith Barney Page 13

John Boecker Advisors Asset Management

Samuel Boldrick The Trust Company

John Boles BBVA Compass Investment Solutions

Jack Boone Ameriprise Financial Services Inc

Kevin Boriack Charles Schwab amp Company

Elton Bueche Jr Heritage Investment Management

John Byrne Edward Jones

Robert Cadena Jr Retirement Solutions

Charles Caprez Southwest Securities

Patrick Carney Wells Fargo Advisors LLC

Keary Castleberry Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Stacie Clark The GMS Group

JV Cohorn Edward Jones

Duane Cooper Wells Fargo Advisors LLC

Emily Cooper Edward Jones

Peter J Coulchinsky Investment Professional

Karl Dagel Ameriprise Financial Services Inc

Kendall Davison Edward Jones

JoAnne Dawson Wells Fargo Advisors LLC Page 9

Jose De La Garza Edward Jones

Daniel Dean Thrivent Financial for Lutherans

Jim Denholm Wells Fargo Advisors LLC

Penny DiRago Morgan Stanley Smith Barney Page 14

Sarah Doerr Crossvault Capital Management

Jason Duelm The Lewis Group

George Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand DGM Investments

John Eadie Covenant Multifamily Offices

Patrick Easter Morgan Stanley Smith Barney

Beth Eby Eby Financial

Lori Enders Edward Jones

Len Fischman Edward Jones

Jenny Fleming EquiStar Wealth Management

Terry Flesher Charles Schwab amp Company

Derrick Formby First National Financial Services

Bill Fox New England Financial

Steven Franco Wells Fargo Advisors LLC

Lori Gann Morgan Keegan

R Bruce Garrison MetLife

Lance Giambelluca Merrill Lynch

Joseph Gillespie Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC Page 15

Mike Grindle Edward Jones

Jennifer Guthrie JP Morgan

Kenneth Gutshall KW Gutshall amp Associates Page 13

Scott Hackett Hackett Financial Group

Bill Haley Raymond James Financial Services

MariJo Harding Prudence Planning

Kevin Harris Covenant Multifamily Offices

Steve Harvey MLampR Wealth Management

Andy Hedrick The Mutual Fund Store San Antonio

W Eric Hehman Austin Asset Management Company

Cynthia Hensley US TrustBank of America

Bryan Hicks Charles Schwab amp Company

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2012 Five Star Wealth

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agers

Special advertiSing Section

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6

Erin Hinzmann Edward Jones

Dennis Hobbs RBC Wealth Management

Charles Hoffman Jr Merrill Lynch

Mark Hogan Wells Fargo Advisors LLC Page 9

Mark Hogue Wells Fargo Advisors LLC

Grayson Hopper Merrill Lynch

John Jackson Morgan Stanley Smith Barney Page 15

W Carroll Jackson Morgan Stanley Smith Barney

Carol Mani Johnston Morgan Stanley Smith Barney Page 10

Byron Jordan Jordan Financial Group

Jim Kaighin SWS Financial Services

Robert Katchinoski Ameriprise Financial Services Inc

Kevin Kaylakie Durbin Bennett PetersonPrivate Wealth Management

Mark Kelch Wells Fargo Advisors LLC

Gary Knight Merrill Lynch

Andrew Koenig Raymond James Financial Services

Lance Kroesch Thrivent Financial Page 15

Nicholas LaBarbera Edward Jones

Jay LaFlair Morgan Stanley Smith Barney

Kevin W Lange Austin Financial Partners

Don Lansing MarketTrend Advisors

Donnie Laurence Wells Fargo Advisors LLC

Steven Lea Frost Wealth Advisors

Madelon Leone South Texas Money Management

J Thomas Leopold Morgan Keegan

Larry Levi Wells Fargo Advisors LLC

Steve Levy BirdRock Asset Management

Brian Litowitz New England Financial

Marilou Long Crossvault Capital Management

David Luckemeyer Thrivent Investment Management

Charles Lutz IV SACU

Kelly Mahmoud Edward Jones

Brian Marchiori SWBC Investment Services

Tim Marwill Morgan Stanley Smith Barney

Charles Matt Moss amp Matt Financial Services

Jason McDonald Wells Fargo Advisors LLC

Bryon Mein Edward Jones

Ernest Mendoza Raymond James Financial Services

Dan Meyers RBC Wealth Management

Michelle Miller Michelle R Miller CPA

James ldquoJimrdquo Mills Edward Jones

Leah Mills Wells Fargo Advisors LLC Page 9

Chad Mitchell Merrill Lynch

Scott Mohler Wells Fargo Advisors LLC

Holly Moore South Texas Money Management

Robert ldquoBobrdquo Morrison Morgan Stanley Smith Barney

Don Mouton RiverStone Wealth Management

Michael Muns Investment Professional

Scott Murphy Edward Jones

Clifton Myers Clifton Myers Financial Advisory

Doug Noble Wells Fargo Advisors LLC

Gloria Brown Oliver Charles Schwab amp Company

Andrea Olsen-Condon Tanglewood Family Office

Jill Ozias Ameriprise Financial Services Inc

Alan Pearson Morgan Stanley Smith Barney

Rob Peterson Wells Fargo Advisors LLC

Sarah ldquoKittyrdquo Puckett James E Bashaw amp CompanyLPL Financial

Manny Ramirez Per Stirling

John Rich Stevens RichInvestment Centers of America

Bill Robertson Texas Financial

Amy Robinson Robinson Value Management

Charles Robinson Robinson Value Management

Dan Rodriguez Investment Professional

Al Rolfsen Centaurus Financial

Michael JC Roth Intercontinental Wealth Advisors

Rollins Rubsamen Jr Graystone ConsultingMorgan Stanley Smith Barney

Susan Russell Edward Jones

David Rust Quartz Financial

Joe Sammons Graystone ConsultingMorgan Stanley Smith Barney

Susan Santamaria Edward Jones

Richard Schaefer Capital Advisors

Kimberley Ann Schkade-Hill BBVA Compass Investment Solutions

Rachel Schmidt Charles Schwab amp Company

Andrew Schwartz Hart Financial Group

Torry Scott RiverStone Wealth Management

Arthur Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

Jacob ldquoJCrdquo Short JJCS Financial Services

Karl Simmons KG Simmons amp Company

Roger Simmons SO 146 Investment Management

award winners listed by primary services and listed alphabetically by last name

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2012 Five Star Wealth

Man

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award winners listed by primary services and listed alphabetically by last name

Brooks Slaughter Richard P Slaughter Associates

Richard Slaughter Richard P Slaughter Associates

Martin Smith Investment Professional

Randall Smith Dominion Investor Services

Scott Smith Wells Fargo Advisors LLC

Roy Sparkman Sparkman Comprehensive Financial PlanningRaymond James Financial Services

Roy Springer Edward Jones

David Squire Wells Fargo Advisors LLC

Bart Stevens Stevens Rich

Barry Stokley Ameriprise Financial Services Inc

Carl Stuart Carl Stuart Investment Advisor

Glenda Summers Lucien Stirling amp Gray Advisory Group

Bob Tabor Richard P Slaughter Associates

Richard Tarbell Ameriprise Financial Services Inc

Mark Thannisch Wells Fargo Advisors LLC

Ford Thompson Edward Jones

Simon Thompson Texas Legacy Wealth Management

Bruce Tilley Wells Fargo Advisors LLC Page 14

Adam Todd Financial Management Professionals

Allen Trimble Secure Money Strategies

Michael Turner Alpha Capital Management

Thomas Twombly Lucien Stirling amp Gray Advisory Group

Thomas Uhl RBC Wealth Management

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle RiverStone Wealth Management

Brian Vance Raymond James Financial Services

Thomas Villalta Jones Villalta Asset Management

Nicholas Vorauer Edward Jones

Brett Walker SWBC Wealth Management Page 15

George Wanamaker Southwest Securities

Mark Ward Lucien Stirling amp Gray Advisory Group

Eric Weissgarber Alamo Asset Advisors

Scott Werner New England Financial

Neile Wolfe Wells Fargo Advisors LLC

Jeanie Wyatt South Texas Money Management

Rachael Wyatt US Trust

Kathleen Wyble Wells Fargo Advisors LLC

Eric Zeitler Alamo Asset Advisors

Art Zeitz Wells Fargo Advisors LLC

TaxationBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver

Larry Berkman Baird Crews Schiller amp Whitaker

Stanley Blend Strasburger Price Oppenheimer Blend

Gene Brehm Brehm Havel and Company

Curtis Bulgerin Carpenter amp Langford

Roger Coyner Roger E Coyner

Charles Dangerfield Charles C Dangerfield CPA

Jean D Glass Glass amp Company CPAs

Larry Harrison Harrison amp Hudson

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus and Company

Jim Lockart Lockart Spohrer amp Associates

William McEntire Sol Schwartz amp Associates

Florine Parker Bjorge amp Parker

Bill Perrin L William Perrin amp Associates

Chris Peterman Chris Peterman CPA

Debra Quintanilla Debra R Quintanilla CPA

Tony Ramos Ramos CPA

Vicki Reed Vicki Reed CPA Page 15

Janet Ryan Threadgill Ryan amp Associates

Sandra Schieffer Mangum Schieffer Bradley amp Company

David Schmidt Findling Milam amp Pyle CPAs

Debora Steinbach Bargsley Andrews amp Steinbach CPAs

Walter Stewart Sessi Chamberlain amp Stewart

David Triesch David L Triesch CPA

Brad Van Houten Van Houten amp Associates

Chad Wiley Flieller Kruger Skelton amp Plyler

Trust ServicesReid Harrell The Trust Company

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

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2012 Five Star Wealth

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Special advertiSing Section

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8

Brent T BeesleyEltekon Financial LLC and Eltekon Insurance Agency LLC

Areas of Focus Portfolio Management 401(k) ndash IRA Rollovers Personal Insurance Loans Corporate Benefit Plans

bull Investmentwealth managementbull Retirement planning and incomebull Risk managementinsurance strategies

Brentrsquos experience spans more than 20 years in banking and investments He and his team approach every client with an objective analysis and customized solution His process involves working with CPAs and estate planning attorneys among other experts to develop creative multidisciplinary approaches His portfolio management skills in particular help bridge the gap from where the client is today and where they

want to be tomorrow Brent and his team work with high-net-worth retirees executives professionals business owners and their families to help them accumulate and preserve wealth so they may have a fulfi lling retirement and leave a lasting legacy if they so desire

Contact Brent today to begin a professional relationship built on trust mutual respect and friendship

900 South Capital of Texas Highway Las Cimas IV Suite 160 bull West Lake Hills TX 78746Office (512) 477-3200

bbeesleyeltekoncom bull wwweltekoncom

Securities products offered through Eltekon Securities LLC ndash member FINRASIPC Advisory services offered through Eltekon Advisors LLC Eltekon Financial LLCis the parent company of Eltekon Securities LLC and Eltekon Advisors LLC Insurance products offered through Eltekon Insurance Agency LLC

Titles Principal Director of Private Wealth Management

Credentials MBA CRFAtrade

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2012 Five Star Wealth

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9

Hogan Mills Wealth Management Group of Wells Fargo Advisors

A Personal Approach to Investing

Areas of Focus Investment Planning Retirement Income Distribution Strategies and Estate Investment Planning

Left to right Three-year winner JoAnne Dawson two-year winners Mark Hogan and Leah Mills Pam Gueldner Appleby and Dennis Mills

bull We believe that every successful investment program begins with a planbull We create an education-rich experience giving our clients faith in our processbull We are client focused in order to instill confi dence and investment knowledge

We are a team of experienced professionals providing fi nancial services We focus on estate investment planning retirement planning and estate planning for high-net-worth individuals We seek to build relationships that are based on trust and to provide professional advice and impeccable service We strive

to perform eff ectively and effi ciently such that each of our clients would be proud to recommend us to their family and friends Our team is focused on helping wealthy individuals understand what their money is for so that they make better decisions We help them enjoy life

Hogan Mills Wealth Management Group of Wells Fargo Advisors LLC8010 IH-10 West bull San Antonio TX 78230

Hogan (210) 377-7721 bull Mills (210) 337-7728 bull Dawson (210) 366-8910 wwwwfadvisorscomhogan-mills

Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-03622]

Titles Mark Hogan CFPreg First Vice President ndash Investments Leah Mills CFPreg Associate Vice President ndash Investments JoAnne Dawson CFPreg Associate Vice President ndash Investments

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2012 Five Star Wealth

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agers

Special advertiSing Section

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Carol Mani JohnstonDelivering More Than a Quarter Century of Wealth Management Strategies

Private Portfolio Management and Custom Portfolio Management

bull Industry experience since 1982bull 1986 ndash present Morgan Stanley Smith Barney

The Mani Johnston Group at Morgan Stanley Smith Barneyrsquos mission

As children we dream of personal aspirations which we hold to be our measurement of happiness and success Most aspirations include acquiring some degree of fi nancial wealth As your wealth advisors we are dedicated to providing guidance to individuals and families through the fi nancial phases of our lives accumulation retirement and wealth transfer Specialized training a team approach and the vast resources of Morgan Stanley Smith Barney enable us to provide a comprehensive and cost-effi cient strategy A well-designed plan allows our

clients to prepare for and live their dreams Your success is the foundation of our business now and in the future

Our philosophy

Over the years many clients have expressed their gratitude for our patience and perseverance to educate them throughout the investment process Empowering them to create a manageable savings discipline and fostering their understanding of their portfolios has enabled them to make clear conscious decisions Ultimately our clients benefi t with greater confi dence and assuredness

112 East Pecan Street Suite 1500 bull San Antonio TX 78205Office (210) 271-6111

carolmanijohnstonmssbcom bull fasmithbarneycommanijohnstoncopy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Titles Senior Portfolio Manager Senior Vice President ndash Wealth Management Senior Investment Management Consultant Financial Planning Financial Advisor

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2012 Five Star Wealth

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

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agersSpecial advertiSing Section

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2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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agers

Special advertiSing Section

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looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

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2012 Five Star Wealth

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Special advertiSing Section

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award winners listed by primary services and listed alphabetically by last name

Corey Hart Hart Financial Group

John Hennessy Intercontinental Wealth Advisors

George Henry Ameriprise Financial Services Inc

Milton Hixson Financial Management Professionals

Charles Hoene RBC Wealth Management

Tobin Hoffmann Hoffmann Financial Services

Todd Holubec Ameriprise Financial Services Inc

Terry Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial for Lutherans

Joel Kenty Ameriprise Financial Services Inc

Todd Kernaghan Austin Wealth Resources

Jim Kerr Austin Asset Management Company

Ann Kilmer-Robinson Kilmer amp Company

Melissa Knippa Thrivent Financial for Lutherans

Dan Kraus Ameriprise Financial Services Inc

Dr Harold Kreger New York Life Insurance Company

Cheryl Lee Ameriprise Financial Services Inc

John Levee Advanced Wealth Strategies Group

Peter Lewis The Lewis Group

Darryl Lyons PAX Financial Group

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold ldquoHalrdquo Mandell Ameriprise Financial Services Inc

David Martinez Martinez amp AssociatesAmeriprise Financial Services Inc

Curtis Mason Ameriprise Financial Services Inc Page 12

Marla McClain The Kentor Company

Jeff McCracken The Lewis Group

Justin Montandon Ameriprise Financial Services Inc

Kevin Moore ifinancial

Shane Moore Quartz Financial

Carole Morgan LPL Financial

William Motley First Command Financial Planning

Jerome Muldowney Ameriprise Financial Services Inc Page 13

Michael Mullett III Charles Schwab amp Company

Sally Munford ifinancial

Fred Myers Fred Myers CPA

John Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial

Norman Nonken Nonken Financial Services

Jim Oliver Financial Life Advisors

Evan Pageler Ameriprise Financial Services Inc

Kristen Palme Ameriprise Financial Services Inc

Ross ldquoDougrdquo Pauley Pauley Financial Services

Tom Pazera Pazera Capital Management

Enzo Pellegrino Texas Legacy Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Walt Reep Walt Reep amp AssociatesAmeriprise Financial Services Inc

Charles A Rees Ameriprise Financial Services Inc

Allan Riggs Summit Wealth Management

Kerry Roberts Central Texas Financial Group

Diana Scheel Sapient Financial Group

Jordan Silverman Morgan Stanley Smith Barney

Michael Smith Ameriprise Financial Services Inc

Deborah Swanson Swanson Financial Strategies Page 15

Clay Swindell First Command Financial Planning

Peter Szemborski Ameriprise Financial Services Inc

Rudy V Torres Jr Torres Financial Services Page 15

Vincent Townsend Personal Economics Group

John Trusela Ameriprise Financial Services Inc

Bruce Upham Asset Strategies Group

Monte Van Stavern Investment Professional

Greg Van Wyk Austin Asset Management Company

Deborah Wachsmuth Morgan Stanley Smith Barney

Becky Walker Wealth Strategies

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Welker Renaissance Wealth Management Group of Texas Page 11

Cathleen Wenger Thrivent Financial for Lutherans

Barry Wood Ameriprise Financial Services Inc

Mary Wright Ameriprise Financial Services Inc

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2012 Five Star Wealth

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award winners listed by primary services and listed alphabetically by last name

David Wynn Ameriprise Financial Services Inc

Chris Young Community Financial Planning

InsuranceKaren Hall Karen A Hall Insurance

Agency

Robert Mills Mills McCaghren amp Associates

Deron Zinnecker Coordinated Financial Group Page 15

InvestmentsJohn Abeyta Morgan Stanley Smith

Barney

Guy Acerra Ameriprise Financial Services Inc

Wick Alexander Stephens

John Ard Merrill Lynch

Uriel Bach Edward Jones

Randy Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Page 14

Robert ldquoScottrdquo Barley Amplio Wealth Management Page 14

James Barnard Hart Financial Group

Steve Barnes Barnes Financial Services

Raymond Barron Legacy Oak Financial Services

Frank Beck Beck Capital Management

Brent Beesley Eltekon Financial Page 8

Matthew Bell Alamo Asset Advisors

Bruce Bessner Chisholm Trail Financial Group

Amy Birnbaum Wells Fargo Advisors LLC

Lisa Blonkvist Morgan Stanley Smith Barney Page 13

John Boecker Advisors Asset Management

Samuel Boldrick The Trust Company

John Boles BBVA Compass Investment Solutions

Jack Boone Ameriprise Financial Services Inc

Kevin Boriack Charles Schwab amp Company

Elton Bueche Jr Heritage Investment Management

John Byrne Edward Jones

Robert Cadena Jr Retirement Solutions

Charles Caprez Southwest Securities

Patrick Carney Wells Fargo Advisors LLC

Keary Castleberry Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Stacie Clark The GMS Group

JV Cohorn Edward Jones

Duane Cooper Wells Fargo Advisors LLC

Emily Cooper Edward Jones

Peter J Coulchinsky Investment Professional

Karl Dagel Ameriprise Financial Services Inc

Kendall Davison Edward Jones

JoAnne Dawson Wells Fargo Advisors LLC Page 9

Jose De La Garza Edward Jones

Daniel Dean Thrivent Financial for Lutherans

Jim Denholm Wells Fargo Advisors LLC

Penny DiRago Morgan Stanley Smith Barney Page 14

Sarah Doerr Crossvault Capital Management

Jason Duelm The Lewis Group

George Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand DGM Investments

John Eadie Covenant Multifamily Offices

Patrick Easter Morgan Stanley Smith Barney

Beth Eby Eby Financial

Lori Enders Edward Jones

Len Fischman Edward Jones

Jenny Fleming EquiStar Wealth Management

Terry Flesher Charles Schwab amp Company

Derrick Formby First National Financial Services

Bill Fox New England Financial

Steven Franco Wells Fargo Advisors LLC

Lori Gann Morgan Keegan

R Bruce Garrison MetLife

Lance Giambelluca Merrill Lynch

Joseph Gillespie Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC Page 15

Mike Grindle Edward Jones

Jennifer Guthrie JP Morgan

Kenneth Gutshall KW Gutshall amp Associates Page 13

Scott Hackett Hackett Financial Group

Bill Haley Raymond James Financial Services

MariJo Harding Prudence Planning

Kevin Harris Covenant Multifamily Offices

Steve Harvey MLampR Wealth Management

Andy Hedrick The Mutual Fund Store San Antonio

W Eric Hehman Austin Asset Management Company

Cynthia Hensley US TrustBank of America

Bryan Hicks Charles Schwab amp Company

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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6

Erin Hinzmann Edward Jones

Dennis Hobbs RBC Wealth Management

Charles Hoffman Jr Merrill Lynch

Mark Hogan Wells Fargo Advisors LLC Page 9

Mark Hogue Wells Fargo Advisors LLC

Grayson Hopper Merrill Lynch

John Jackson Morgan Stanley Smith Barney Page 15

W Carroll Jackson Morgan Stanley Smith Barney

Carol Mani Johnston Morgan Stanley Smith Barney Page 10

Byron Jordan Jordan Financial Group

Jim Kaighin SWS Financial Services

Robert Katchinoski Ameriprise Financial Services Inc

Kevin Kaylakie Durbin Bennett PetersonPrivate Wealth Management

Mark Kelch Wells Fargo Advisors LLC

Gary Knight Merrill Lynch

Andrew Koenig Raymond James Financial Services

Lance Kroesch Thrivent Financial Page 15

Nicholas LaBarbera Edward Jones

Jay LaFlair Morgan Stanley Smith Barney

Kevin W Lange Austin Financial Partners

Don Lansing MarketTrend Advisors

Donnie Laurence Wells Fargo Advisors LLC

Steven Lea Frost Wealth Advisors

Madelon Leone South Texas Money Management

J Thomas Leopold Morgan Keegan

Larry Levi Wells Fargo Advisors LLC

Steve Levy BirdRock Asset Management

Brian Litowitz New England Financial

Marilou Long Crossvault Capital Management

David Luckemeyer Thrivent Investment Management

Charles Lutz IV SACU

Kelly Mahmoud Edward Jones

Brian Marchiori SWBC Investment Services

Tim Marwill Morgan Stanley Smith Barney

Charles Matt Moss amp Matt Financial Services

Jason McDonald Wells Fargo Advisors LLC

Bryon Mein Edward Jones

Ernest Mendoza Raymond James Financial Services

Dan Meyers RBC Wealth Management

Michelle Miller Michelle R Miller CPA

James ldquoJimrdquo Mills Edward Jones

Leah Mills Wells Fargo Advisors LLC Page 9

Chad Mitchell Merrill Lynch

Scott Mohler Wells Fargo Advisors LLC

Holly Moore South Texas Money Management

Robert ldquoBobrdquo Morrison Morgan Stanley Smith Barney

Don Mouton RiverStone Wealth Management

Michael Muns Investment Professional

Scott Murphy Edward Jones

Clifton Myers Clifton Myers Financial Advisory

Doug Noble Wells Fargo Advisors LLC

Gloria Brown Oliver Charles Schwab amp Company

Andrea Olsen-Condon Tanglewood Family Office

Jill Ozias Ameriprise Financial Services Inc

Alan Pearson Morgan Stanley Smith Barney

Rob Peterson Wells Fargo Advisors LLC

Sarah ldquoKittyrdquo Puckett James E Bashaw amp CompanyLPL Financial

Manny Ramirez Per Stirling

John Rich Stevens RichInvestment Centers of America

Bill Robertson Texas Financial

Amy Robinson Robinson Value Management

Charles Robinson Robinson Value Management

Dan Rodriguez Investment Professional

Al Rolfsen Centaurus Financial

Michael JC Roth Intercontinental Wealth Advisors

Rollins Rubsamen Jr Graystone ConsultingMorgan Stanley Smith Barney

Susan Russell Edward Jones

David Rust Quartz Financial

Joe Sammons Graystone ConsultingMorgan Stanley Smith Barney

Susan Santamaria Edward Jones

Richard Schaefer Capital Advisors

Kimberley Ann Schkade-Hill BBVA Compass Investment Solutions

Rachel Schmidt Charles Schwab amp Company

Andrew Schwartz Hart Financial Group

Torry Scott RiverStone Wealth Management

Arthur Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

Jacob ldquoJCrdquo Short JJCS Financial Services

Karl Simmons KG Simmons amp Company

Roger Simmons SO 146 Investment Management

award winners listed by primary services and listed alphabetically by last name

copy Five

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ional

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

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award winners listed by primary services and listed alphabetically by last name

Brooks Slaughter Richard P Slaughter Associates

Richard Slaughter Richard P Slaughter Associates

Martin Smith Investment Professional

Randall Smith Dominion Investor Services

Scott Smith Wells Fargo Advisors LLC

Roy Sparkman Sparkman Comprehensive Financial PlanningRaymond James Financial Services

Roy Springer Edward Jones

David Squire Wells Fargo Advisors LLC

Bart Stevens Stevens Rich

Barry Stokley Ameriprise Financial Services Inc

Carl Stuart Carl Stuart Investment Advisor

Glenda Summers Lucien Stirling amp Gray Advisory Group

Bob Tabor Richard P Slaughter Associates

Richard Tarbell Ameriprise Financial Services Inc

Mark Thannisch Wells Fargo Advisors LLC

Ford Thompson Edward Jones

Simon Thompson Texas Legacy Wealth Management

Bruce Tilley Wells Fargo Advisors LLC Page 14

Adam Todd Financial Management Professionals

Allen Trimble Secure Money Strategies

Michael Turner Alpha Capital Management

Thomas Twombly Lucien Stirling amp Gray Advisory Group

Thomas Uhl RBC Wealth Management

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle RiverStone Wealth Management

Brian Vance Raymond James Financial Services

Thomas Villalta Jones Villalta Asset Management

Nicholas Vorauer Edward Jones

Brett Walker SWBC Wealth Management Page 15

George Wanamaker Southwest Securities

Mark Ward Lucien Stirling amp Gray Advisory Group

Eric Weissgarber Alamo Asset Advisors

Scott Werner New England Financial

Neile Wolfe Wells Fargo Advisors LLC

Jeanie Wyatt South Texas Money Management

Rachael Wyatt US Trust

Kathleen Wyble Wells Fargo Advisors LLC

Eric Zeitler Alamo Asset Advisors

Art Zeitz Wells Fargo Advisors LLC

TaxationBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver

Larry Berkman Baird Crews Schiller amp Whitaker

Stanley Blend Strasburger Price Oppenheimer Blend

Gene Brehm Brehm Havel and Company

Curtis Bulgerin Carpenter amp Langford

Roger Coyner Roger E Coyner

Charles Dangerfield Charles C Dangerfield CPA

Jean D Glass Glass amp Company CPAs

Larry Harrison Harrison amp Hudson

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus and Company

Jim Lockart Lockart Spohrer amp Associates

William McEntire Sol Schwartz amp Associates

Florine Parker Bjorge amp Parker

Bill Perrin L William Perrin amp Associates

Chris Peterman Chris Peterman CPA

Debra Quintanilla Debra R Quintanilla CPA

Tony Ramos Ramos CPA

Vicki Reed Vicki Reed CPA Page 15

Janet Ryan Threadgill Ryan amp Associates

Sandra Schieffer Mangum Schieffer Bradley amp Company

David Schmidt Findling Milam amp Pyle CPAs

Debora Steinbach Bargsley Andrews amp Steinbach CPAs

Walter Stewart Sessi Chamberlain amp Stewart

David Triesch David L Triesch CPA

Brad Van Houten Van Houten amp Associates

Chad Wiley Flieller Kruger Skelton amp Plyler

Trust ServicesReid Harrell The Trust Company

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

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2012 Five Star Wealth

Man

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Special advertiSing Section

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8

Brent T BeesleyEltekon Financial LLC and Eltekon Insurance Agency LLC

Areas of Focus Portfolio Management 401(k) ndash IRA Rollovers Personal Insurance Loans Corporate Benefit Plans

bull Investmentwealth managementbull Retirement planning and incomebull Risk managementinsurance strategies

Brentrsquos experience spans more than 20 years in banking and investments He and his team approach every client with an objective analysis and customized solution His process involves working with CPAs and estate planning attorneys among other experts to develop creative multidisciplinary approaches His portfolio management skills in particular help bridge the gap from where the client is today and where they

want to be tomorrow Brent and his team work with high-net-worth retirees executives professionals business owners and their families to help them accumulate and preserve wealth so they may have a fulfi lling retirement and leave a lasting legacy if they so desire

Contact Brent today to begin a professional relationship built on trust mutual respect and friendship

900 South Capital of Texas Highway Las Cimas IV Suite 160 bull West Lake Hills TX 78746Office (512) 477-3200

bbeesleyeltekoncom bull wwweltekoncom

Securities products offered through Eltekon Securities LLC ndash member FINRASIPC Advisory services offered through Eltekon Advisors LLC Eltekon Financial LLCis the parent company of Eltekon Securities LLC and Eltekon Advisors LLC Insurance products offered through Eltekon Insurance Agency LLC

Titles Principal Director of Private Wealth Management

Credentials MBA CRFAtrade

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9

Hogan Mills Wealth Management Group of Wells Fargo Advisors

A Personal Approach to Investing

Areas of Focus Investment Planning Retirement Income Distribution Strategies and Estate Investment Planning

Left to right Three-year winner JoAnne Dawson two-year winners Mark Hogan and Leah Mills Pam Gueldner Appleby and Dennis Mills

bull We believe that every successful investment program begins with a planbull We create an education-rich experience giving our clients faith in our processbull We are client focused in order to instill confi dence and investment knowledge

We are a team of experienced professionals providing fi nancial services We focus on estate investment planning retirement planning and estate planning for high-net-worth individuals We seek to build relationships that are based on trust and to provide professional advice and impeccable service We strive

to perform eff ectively and effi ciently such that each of our clients would be proud to recommend us to their family and friends Our team is focused on helping wealthy individuals understand what their money is for so that they make better decisions We help them enjoy life

Hogan Mills Wealth Management Group of Wells Fargo Advisors LLC8010 IH-10 West bull San Antonio TX 78230

Hogan (210) 377-7721 bull Mills (210) 337-7728 bull Dawson (210) 366-8910 wwwwfadvisorscomhogan-mills

Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-03622]

Titles Mark Hogan CFPreg First Vice President ndash Investments Leah Mills CFPreg Associate Vice President ndash Investments JoAnne Dawson CFPreg Associate Vice President ndash Investments

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Carol Mani JohnstonDelivering More Than a Quarter Century of Wealth Management Strategies

Private Portfolio Management and Custom Portfolio Management

bull Industry experience since 1982bull 1986 ndash present Morgan Stanley Smith Barney

The Mani Johnston Group at Morgan Stanley Smith Barneyrsquos mission

As children we dream of personal aspirations which we hold to be our measurement of happiness and success Most aspirations include acquiring some degree of fi nancial wealth As your wealth advisors we are dedicated to providing guidance to individuals and families through the fi nancial phases of our lives accumulation retirement and wealth transfer Specialized training a team approach and the vast resources of Morgan Stanley Smith Barney enable us to provide a comprehensive and cost-effi cient strategy A well-designed plan allows our

clients to prepare for and live their dreams Your success is the foundation of our business now and in the future

Our philosophy

Over the years many clients have expressed their gratitude for our patience and perseverance to educate them throughout the investment process Empowering them to create a manageable savings discipline and fostering their understanding of their portfolios has enabled them to make clear conscious decisions Ultimately our clients benefi t with greater confi dence and assuredness

112 East Pecan Street Suite 1500 bull San Antonio TX 78205Office (210) 271-6111

carolmanijohnstonmssbcom bull fasmithbarneycommanijohnstoncopy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Titles Senior Portfolio Manager Senior Vice President ndash Wealth Management Senior Investment Management Consultant Financial Planning Financial Advisor

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2012 Five Star Wealth

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

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2012 Five Star Wealth

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agers

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Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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2012 Five Star Wealth

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agers

Special advertiSing Section

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

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agersSpecial advertiSing Section

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2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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Special advertiSing Section

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looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

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2012 Five Star Wealth

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award winners listed by primary services and listed alphabetically by last name

David Wynn Ameriprise Financial Services Inc

Chris Young Community Financial Planning

InsuranceKaren Hall Karen A Hall Insurance

Agency

Robert Mills Mills McCaghren amp Associates

Deron Zinnecker Coordinated Financial Group Page 15

InvestmentsJohn Abeyta Morgan Stanley Smith

Barney

Guy Acerra Ameriprise Financial Services Inc

Wick Alexander Stephens

John Ard Merrill Lynch

Uriel Bach Edward Jones

Randy Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Page 14

Robert ldquoScottrdquo Barley Amplio Wealth Management Page 14

James Barnard Hart Financial Group

Steve Barnes Barnes Financial Services

Raymond Barron Legacy Oak Financial Services

Frank Beck Beck Capital Management

Brent Beesley Eltekon Financial Page 8

Matthew Bell Alamo Asset Advisors

Bruce Bessner Chisholm Trail Financial Group

Amy Birnbaum Wells Fargo Advisors LLC

Lisa Blonkvist Morgan Stanley Smith Barney Page 13

John Boecker Advisors Asset Management

Samuel Boldrick The Trust Company

John Boles BBVA Compass Investment Solutions

Jack Boone Ameriprise Financial Services Inc

Kevin Boriack Charles Schwab amp Company

Elton Bueche Jr Heritage Investment Management

John Byrne Edward Jones

Robert Cadena Jr Retirement Solutions

Charles Caprez Southwest Securities

Patrick Carney Wells Fargo Advisors LLC

Keary Castleberry Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Stacie Clark The GMS Group

JV Cohorn Edward Jones

Duane Cooper Wells Fargo Advisors LLC

Emily Cooper Edward Jones

Peter J Coulchinsky Investment Professional

Karl Dagel Ameriprise Financial Services Inc

Kendall Davison Edward Jones

JoAnne Dawson Wells Fargo Advisors LLC Page 9

Jose De La Garza Edward Jones

Daniel Dean Thrivent Financial for Lutherans

Jim Denholm Wells Fargo Advisors LLC

Penny DiRago Morgan Stanley Smith Barney Page 14

Sarah Doerr Crossvault Capital Management

Jason Duelm The Lewis Group

George Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand DGM Investments

John Eadie Covenant Multifamily Offices

Patrick Easter Morgan Stanley Smith Barney

Beth Eby Eby Financial

Lori Enders Edward Jones

Len Fischman Edward Jones

Jenny Fleming EquiStar Wealth Management

Terry Flesher Charles Schwab amp Company

Derrick Formby First National Financial Services

Bill Fox New England Financial

Steven Franco Wells Fargo Advisors LLC

Lori Gann Morgan Keegan

R Bruce Garrison MetLife

Lance Giambelluca Merrill Lynch

Joseph Gillespie Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC Page 15

Mike Grindle Edward Jones

Jennifer Guthrie JP Morgan

Kenneth Gutshall KW Gutshall amp Associates Page 13

Scott Hackett Hackett Financial Group

Bill Haley Raymond James Financial Services

MariJo Harding Prudence Planning

Kevin Harris Covenant Multifamily Offices

Steve Harvey MLampR Wealth Management

Andy Hedrick The Mutual Fund Store San Antonio

W Eric Hehman Austin Asset Management Company

Cynthia Hensley US TrustBank of America

Bryan Hicks Charles Schwab amp Company

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2012 Five Star Wealth

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agers

Special advertiSing Section

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6

Erin Hinzmann Edward Jones

Dennis Hobbs RBC Wealth Management

Charles Hoffman Jr Merrill Lynch

Mark Hogan Wells Fargo Advisors LLC Page 9

Mark Hogue Wells Fargo Advisors LLC

Grayson Hopper Merrill Lynch

John Jackson Morgan Stanley Smith Barney Page 15

W Carroll Jackson Morgan Stanley Smith Barney

Carol Mani Johnston Morgan Stanley Smith Barney Page 10

Byron Jordan Jordan Financial Group

Jim Kaighin SWS Financial Services

Robert Katchinoski Ameriprise Financial Services Inc

Kevin Kaylakie Durbin Bennett PetersonPrivate Wealth Management

Mark Kelch Wells Fargo Advisors LLC

Gary Knight Merrill Lynch

Andrew Koenig Raymond James Financial Services

Lance Kroesch Thrivent Financial Page 15

Nicholas LaBarbera Edward Jones

Jay LaFlair Morgan Stanley Smith Barney

Kevin W Lange Austin Financial Partners

Don Lansing MarketTrend Advisors

Donnie Laurence Wells Fargo Advisors LLC

Steven Lea Frost Wealth Advisors

Madelon Leone South Texas Money Management

J Thomas Leopold Morgan Keegan

Larry Levi Wells Fargo Advisors LLC

Steve Levy BirdRock Asset Management

Brian Litowitz New England Financial

Marilou Long Crossvault Capital Management

David Luckemeyer Thrivent Investment Management

Charles Lutz IV SACU

Kelly Mahmoud Edward Jones

Brian Marchiori SWBC Investment Services

Tim Marwill Morgan Stanley Smith Barney

Charles Matt Moss amp Matt Financial Services

Jason McDonald Wells Fargo Advisors LLC

Bryon Mein Edward Jones

Ernest Mendoza Raymond James Financial Services

Dan Meyers RBC Wealth Management

Michelle Miller Michelle R Miller CPA

James ldquoJimrdquo Mills Edward Jones

Leah Mills Wells Fargo Advisors LLC Page 9

Chad Mitchell Merrill Lynch

Scott Mohler Wells Fargo Advisors LLC

Holly Moore South Texas Money Management

Robert ldquoBobrdquo Morrison Morgan Stanley Smith Barney

Don Mouton RiverStone Wealth Management

Michael Muns Investment Professional

Scott Murphy Edward Jones

Clifton Myers Clifton Myers Financial Advisory

Doug Noble Wells Fargo Advisors LLC

Gloria Brown Oliver Charles Schwab amp Company

Andrea Olsen-Condon Tanglewood Family Office

Jill Ozias Ameriprise Financial Services Inc

Alan Pearson Morgan Stanley Smith Barney

Rob Peterson Wells Fargo Advisors LLC

Sarah ldquoKittyrdquo Puckett James E Bashaw amp CompanyLPL Financial

Manny Ramirez Per Stirling

John Rich Stevens RichInvestment Centers of America

Bill Robertson Texas Financial

Amy Robinson Robinson Value Management

Charles Robinson Robinson Value Management

Dan Rodriguez Investment Professional

Al Rolfsen Centaurus Financial

Michael JC Roth Intercontinental Wealth Advisors

Rollins Rubsamen Jr Graystone ConsultingMorgan Stanley Smith Barney

Susan Russell Edward Jones

David Rust Quartz Financial

Joe Sammons Graystone ConsultingMorgan Stanley Smith Barney

Susan Santamaria Edward Jones

Richard Schaefer Capital Advisors

Kimberley Ann Schkade-Hill BBVA Compass Investment Solutions

Rachel Schmidt Charles Schwab amp Company

Andrew Schwartz Hart Financial Group

Torry Scott RiverStone Wealth Management

Arthur Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

Jacob ldquoJCrdquo Short JJCS Financial Services

Karl Simmons KG Simmons amp Company

Roger Simmons SO 146 Investment Management

award winners listed by primary services and listed alphabetically by last name

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2012 Five Star Wealth

Man

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award winners listed by primary services and listed alphabetically by last name

Brooks Slaughter Richard P Slaughter Associates

Richard Slaughter Richard P Slaughter Associates

Martin Smith Investment Professional

Randall Smith Dominion Investor Services

Scott Smith Wells Fargo Advisors LLC

Roy Sparkman Sparkman Comprehensive Financial PlanningRaymond James Financial Services

Roy Springer Edward Jones

David Squire Wells Fargo Advisors LLC

Bart Stevens Stevens Rich

Barry Stokley Ameriprise Financial Services Inc

Carl Stuart Carl Stuart Investment Advisor

Glenda Summers Lucien Stirling amp Gray Advisory Group

Bob Tabor Richard P Slaughter Associates

Richard Tarbell Ameriprise Financial Services Inc

Mark Thannisch Wells Fargo Advisors LLC

Ford Thompson Edward Jones

Simon Thompson Texas Legacy Wealth Management

Bruce Tilley Wells Fargo Advisors LLC Page 14

Adam Todd Financial Management Professionals

Allen Trimble Secure Money Strategies

Michael Turner Alpha Capital Management

Thomas Twombly Lucien Stirling amp Gray Advisory Group

Thomas Uhl RBC Wealth Management

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle RiverStone Wealth Management

Brian Vance Raymond James Financial Services

Thomas Villalta Jones Villalta Asset Management

Nicholas Vorauer Edward Jones

Brett Walker SWBC Wealth Management Page 15

George Wanamaker Southwest Securities

Mark Ward Lucien Stirling amp Gray Advisory Group

Eric Weissgarber Alamo Asset Advisors

Scott Werner New England Financial

Neile Wolfe Wells Fargo Advisors LLC

Jeanie Wyatt South Texas Money Management

Rachael Wyatt US Trust

Kathleen Wyble Wells Fargo Advisors LLC

Eric Zeitler Alamo Asset Advisors

Art Zeitz Wells Fargo Advisors LLC

TaxationBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver

Larry Berkman Baird Crews Schiller amp Whitaker

Stanley Blend Strasburger Price Oppenheimer Blend

Gene Brehm Brehm Havel and Company

Curtis Bulgerin Carpenter amp Langford

Roger Coyner Roger E Coyner

Charles Dangerfield Charles C Dangerfield CPA

Jean D Glass Glass amp Company CPAs

Larry Harrison Harrison amp Hudson

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus and Company

Jim Lockart Lockart Spohrer amp Associates

William McEntire Sol Schwartz amp Associates

Florine Parker Bjorge amp Parker

Bill Perrin L William Perrin amp Associates

Chris Peterman Chris Peterman CPA

Debra Quintanilla Debra R Quintanilla CPA

Tony Ramos Ramos CPA

Vicki Reed Vicki Reed CPA Page 15

Janet Ryan Threadgill Ryan amp Associates

Sandra Schieffer Mangum Schieffer Bradley amp Company

David Schmidt Findling Milam amp Pyle CPAs

Debora Steinbach Bargsley Andrews amp Steinbach CPAs

Walter Stewart Sessi Chamberlain amp Stewart

David Triesch David L Triesch CPA

Brad Van Houten Van Houten amp Associates

Chad Wiley Flieller Kruger Skelton amp Plyler

Trust ServicesReid Harrell The Trust Company

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

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8

Brent T BeesleyEltekon Financial LLC and Eltekon Insurance Agency LLC

Areas of Focus Portfolio Management 401(k) ndash IRA Rollovers Personal Insurance Loans Corporate Benefit Plans

bull Investmentwealth managementbull Retirement planning and incomebull Risk managementinsurance strategies

Brentrsquos experience spans more than 20 years in banking and investments He and his team approach every client with an objective analysis and customized solution His process involves working with CPAs and estate planning attorneys among other experts to develop creative multidisciplinary approaches His portfolio management skills in particular help bridge the gap from where the client is today and where they

want to be tomorrow Brent and his team work with high-net-worth retirees executives professionals business owners and their families to help them accumulate and preserve wealth so they may have a fulfi lling retirement and leave a lasting legacy if they so desire

Contact Brent today to begin a professional relationship built on trust mutual respect and friendship

900 South Capital of Texas Highway Las Cimas IV Suite 160 bull West Lake Hills TX 78746Office (512) 477-3200

bbeesleyeltekoncom bull wwweltekoncom

Securities products offered through Eltekon Securities LLC ndash member FINRASIPC Advisory services offered through Eltekon Advisors LLC Eltekon Financial LLCis the parent company of Eltekon Securities LLC and Eltekon Advisors LLC Insurance products offered through Eltekon Insurance Agency LLC

Titles Principal Director of Private Wealth Management

Credentials MBA CRFAtrade

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9

Hogan Mills Wealth Management Group of Wells Fargo Advisors

A Personal Approach to Investing

Areas of Focus Investment Planning Retirement Income Distribution Strategies and Estate Investment Planning

Left to right Three-year winner JoAnne Dawson two-year winners Mark Hogan and Leah Mills Pam Gueldner Appleby and Dennis Mills

bull We believe that every successful investment program begins with a planbull We create an education-rich experience giving our clients faith in our processbull We are client focused in order to instill confi dence and investment knowledge

We are a team of experienced professionals providing fi nancial services We focus on estate investment planning retirement planning and estate planning for high-net-worth individuals We seek to build relationships that are based on trust and to provide professional advice and impeccable service We strive

to perform eff ectively and effi ciently such that each of our clients would be proud to recommend us to their family and friends Our team is focused on helping wealthy individuals understand what their money is for so that they make better decisions We help them enjoy life

Hogan Mills Wealth Management Group of Wells Fargo Advisors LLC8010 IH-10 West bull San Antonio TX 78230

Hogan (210) 377-7721 bull Mills (210) 337-7728 bull Dawson (210) 366-8910 wwwwfadvisorscomhogan-mills

Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-03622]

Titles Mark Hogan CFPreg First Vice President ndash Investments Leah Mills CFPreg Associate Vice President ndash Investments JoAnne Dawson CFPreg Associate Vice President ndash Investments

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Carol Mani JohnstonDelivering More Than a Quarter Century of Wealth Management Strategies

Private Portfolio Management and Custom Portfolio Management

bull Industry experience since 1982bull 1986 ndash present Morgan Stanley Smith Barney

The Mani Johnston Group at Morgan Stanley Smith Barneyrsquos mission

As children we dream of personal aspirations which we hold to be our measurement of happiness and success Most aspirations include acquiring some degree of fi nancial wealth As your wealth advisors we are dedicated to providing guidance to individuals and families through the fi nancial phases of our lives accumulation retirement and wealth transfer Specialized training a team approach and the vast resources of Morgan Stanley Smith Barney enable us to provide a comprehensive and cost-effi cient strategy A well-designed plan allows our

clients to prepare for and live their dreams Your success is the foundation of our business now and in the future

Our philosophy

Over the years many clients have expressed their gratitude for our patience and perseverance to educate them throughout the investment process Empowering them to create a manageable savings discipline and fostering their understanding of their portfolios has enabled them to make clear conscious decisions Ultimately our clients benefi t with greater confi dence and assuredness

112 East Pecan Street Suite 1500 bull San Antonio TX 78205Office (210) 271-6111

carolmanijohnstonmssbcom bull fasmithbarneycommanijohnstoncopy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Titles Senior Portfolio Manager Senior Vice President ndash Wealth Management Senior Investment Management Consultant Financial Planning Financial Advisor

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

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Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

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2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

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2012 Five Star Wealth

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Erin Hinzmann Edward Jones

Dennis Hobbs RBC Wealth Management

Charles Hoffman Jr Merrill Lynch

Mark Hogan Wells Fargo Advisors LLC Page 9

Mark Hogue Wells Fargo Advisors LLC

Grayson Hopper Merrill Lynch

John Jackson Morgan Stanley Smith Barney Page 15

W Carroll Jackson Morgan Stanley Smith Barney

Carol Mani Johnston Morgan Stanley Smith Barney Page 10

Byron Jordan Jordan Financial Group

Jim Kaighin SWS Financial Services

Robert Katchinoski Ameriprise Financial Services Inc

Kevin Kaylakie Durbin Bennett PetersonPrivate Wealth Management

Mark Kelch Wells Fargo Advisors LLC

Gary Knight Merrill Lynch

Andrew Koenig Raymond James Financial Services

Lance Kroesch Thrivent Financial Page 15

Nicholas LaBarbera Edward Jones

Jay LaFlair Morgan Stanley Smith Barney

Kevin W Lange Austin Financial Partners

Don Lansing MarketTrend Advisors

Donnie Laurence Wells Fargo Advisors LLC

Steven Lea Frost Wealth Advisors

Madelon Leone South Texas Money Management

J Thomas Leopold Morgan Keegan

Larry Levi Wells Fargo Advisors LLC

Steve Levy BirdRock Asset Management

Brian Litowitz New England Financial

Marilou Long Crossvault Capital Management

David Luckemeyer Thrivent Investment Management

Charles Lutz IV SACU

Kelly Mahmoud Edward Jones

Brian Marchiori SWBC Investment Services

Tim Marwill Morgan Stanley Smith Barney

Charles Matt Moss amp Matt Financial Services

Jason McDonald Wells Fargo Advisors LLC

Bryon Mein Edward Jones

Ernest Mendoza Raymond James Financial Services

Dan Meyers RBC Wealth Management

Michelle Miller Michelle R Miller CPA

James ldquoJimrdquo Mills Edward Jones

Leah Mills Wells Fargo Advisors LLC Page 9

Chad Mitchell Merrill Lynch

Scott Mohler Wells Fargo Advisors LLC

Holly Moore South Texas Money Management

Robert ldquoBobrdquo Morrison Morgan Stanley Smith Barney

Don Mouton RiverStone Wealth Management

Michael Muns Investment Professional

Scott Murphy Edward Jones

Clifton Myers Clifton Myers Financial Advisory

Doug Noble Wells Fargo Advisors LLC

Gloria Brown Oliver Charles Schwab amp Company

Andrea Olsen-Condon Tanglewood Family Office

Jill Ozias Ameriprise Financial Services Inc

Alan Pearson Morgan Stanley Smith Barney

Rob Peterson Wells Fargo Advisors LLC

Sarah ldquoKittyrdquo Puckett James E Bashaw amp CompanyLPL Financial

Manny Ramirez Per Stirling

John Rich Stevens RichInvestment Centers of America

Bill Robertson Texas Financial

Amy Robinson Robinson Value Management

Charles Robinson Robinson Value Management

Dan Rodriguez Investment Professional

Al Rolfsen Centaurus Financial

Michael JC Roth Intercontinental Wealth Advisors

Rollins Rubsamen Jr Graystone ConsultingMorgan Stanley Smith Barney

Susan Russell Edward Jones

David Rust Quartz Financial

Joe Sammons Graystone ConsultingMorgan Stanley Smith Barney

Susan Santamaria Edward Jones

Richard Schaefer Capital Advisors

Kimberley Ann Schkade-Hill BBVA Compass Investment Solutions

Rachel Schmidt Charles Schwab amp Company

Andrew Schwartz Hart Financial Group

Torry Scott RiverStone Wealth Management

Arthur Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

Jacob ldquoJCrdquo Short JJCS Financial Services

Karl Simmons KG Simmons amp Company

Roger Simmons SO 146 Investment Management

award winners listed by primary services and listed alphabetically by last name

copy Five

Star P

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2012 Five Star Wealth

Man

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7

award winners listed by primary services and listed alphabetically by last name

Brooks Slaughter Richard P Slaughter Associates

Richard Slaughter Richard P Slaughter Associates

Martin Smith Investment Professional

Randall Smith Dominion Investor Services

Scott Smith Wells Fargo Advisors LLC

Roy Sparkman Sparkman Comprehensive Financial PlanningRaymond James Financial Services

Roy Springer Edward Jones

David Squire Wells Fargo Advisors LLC

Bart Stevens Stevens Rich

Barry Stokley Ameriprise Financial Services Inc

Carl Stuart Carl Stuart Investment Advisor

Glenda Summers Lucien Stirling amp Gray Advisory Group

Bob Tabor Richard P Slaughter Associates

Richard Tarbell Ameriprise Financial Services Inc

Mark Thannisch Wells Fargo Advisors LLC

Ford Thompson Edward Jones

Simon Thompson Texas Legacy Wealth Management

Bruce Tilley Wells Fargo Advisors LLC Page 14

Adam Todd Financial Management Professionals

Allen Trimble Secure Money Strategies

Michael Turner Alpha Capital Management

Thomas Twombly Lucien Stirling amp Gray Advisory Group

Thomas Uhl RBC Wealth Management

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle RiverStone Wealth Management

Brian Vance Raymond James Financial Services

Thomas Villalta Jones Villalta Asset Management

Nicholas Vorauer Edward Jones

Brett Walker SWBC Wealth Management Page 15

George Wanamaker Southwest Securities

Mark Ward Lucien Stirling amp Gray Advisory Group

Eric Weissgarber Alamo Asset Advisors

Scott Werner New England Financial

Neile Wolfe Wells Fargo Advisors LLC

Jeanie Wyatt South Texas Money Management

Rachael Wyatt US Trust

Kathleen Wyble Wells Fargo Advisors LLC

Eric Zeitler Alamo Asset Advisors

Art Zeitz Wells Fargo Advisors LLC

TaxationBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver

Larry Berkman Baird Crews Schiller amp Whitaker

Stanley Blend Strasburger Price Oppenheimer Blend

Gene Brehm Brehm Havel and Company

Curtis Bulgerin Carpenter amp Langford

Roger Coyner Roger E Coyner

Charles Dangerfield Charles C Dangerfield CPA

Jean D Glass Glass amp Company CPAs

Larry Harrison Harrison amp Hudson

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus and Company

Jim Lockart Lockart Spohrer amp Associates

William McEntire Sol Schwartz amp Associates

Florine Parker Bjorge amp Parker

Bill Perrin L William Perrin amp Associates

Chris Peterman Chris Peterman CPA

Debra Quintanilla Debra R Quintanilla CPA

Tony Ramos Ramos CPA

Vicki Reed Vicki Reed CPA Page 15

Janet Ryan Threadgill Ryan amp Associates

Sandra Schieffer Mangum Schieffer Bradley amp Company

David Schmidt Findling Milam amp Pyle CPAs

Debora Steinbach Bargsley Andrews amp Steinbach CPAs

Walter Stewart Sessi Chamberlain amp Stewart

David Triesch David L Triesch CPA

Brad Van Houten Van Houten amp Associates

Chad Wiley Flieller Kruger Skelton amp Plyler

Trust ServicesReid Harrell The Trust Company

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

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8

Brent T BeesleyEltekon Financial LLC and Eltekon Insurance Agency LLC

Areas of Focus Portfolio Management 401(k) ndash IRA Rollovers Personal Insurance Loans Corporate Benefit Plans

bull Investmentwealth managementbull Retirement planning and incomebull Risk managementinsurance strategies

Brentrsquos experience spans more than 20 years in banking and investments He and his team approach every client with an objective analysis and customized solution His process involves working with CPAs and estate planning attorneys among other experts to develop creative multidisciplinary approaches His portfolio management skills in particular help bridge the gap from where the client is today and where they

want to be tomorrow Brent and his team work with high-net-worth retirees executives professionals business owners and their families to help them accumulate and preserve wealth so they may have a fulfi lling retirement and leave a lasting legacy if they so desire

Contact Brent today to begin a professional relationship built on trust mutual respect and friendship

900 South Capital of Texas Highway Las Cimas IV Suite 160 bull West Lake Hills TX 78746Office (512) 477-3200

bbeesleyeltekoncom bull wwweltekoncom

Securities products offered through Eltekon Securities LLC ndash member FINRASIPC Advisory services offered through Eltekon Advisors LLC Eltekon Financial LLCis the parent company of Eltekon Securities LLC and Eltekon Advisors LLC Insurance products offered through Eltekon Insurance Agency LLC

Titles Principal Director of Private Wealth Management

Credentials MBA CRFAtrade

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9

Hogan Mills Wealth Management Group of Wells Fargo Advisors

A Personal Approach to Investing

Areas of Focus Investment Planning Retirement Income Distribution Strategies and Estate Investment Planning

Left to right Three-year winner JoAnne Dawson two-year winners Mark Hogan and Leah Mills Pam Gueldner Appleby and Dennis Mills

bull We believe that every successful investment program begins with a planbull We create an education-rich experience giving our clients faith in our processbull We are client focused in order to instill confi dence and investment knowledge

We are a team of experienced professionals providing fi nancial services We focus on estate investment planning retirement planning and estate planning for high-net-worth individuals We seek to build relationships that are based on trust and to provide professional advice and impeccable service We strive

to perform eff ectively and effi ciently such that each of our clients would be proud to recommend us to their family and friends Our team is focused on helping wealthy individuals understand what their money is for so that they make better decisions We help them enjoy life

Hogan Mills Wealth Management Group of Wells Fargo Advisors LLC8010 IH-10 West bull San Antonio TX 78230

Hogan (210) 377-7721 bull Mills (210) 337-7728 bull Dawson (210) 366-8910 wwwwfadvisorscomhogan-mills

Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-03622]

Titles Mark Hogan CFPreg First Vice President ndash Investments Leah Mills CFPreg Associate Vice President ndash Investments JoAnne Dawson CFPreg Associate Vice President ndash Investments

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2012 Five Star Wealth

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Carol Mani JohnstonDelivering More Than a Quarter Century of Wealth Management Strategies

Private Portfolio Management and Custom Portfolio Management

bull Industry experience since 1982bull 1986 ndash present Morgan Stanley Smith Barney

The Mani Johnston Group at Morgan Stanley Smith Barneyrsquos mission

As children we dream of personal aspirations which we hold to be our measurement of happiness and success Most aspirations include acquiring some degree of fi nancial wealth As your wealth advisors we are dedicated to providing guidance to individuals and families through the fi nancial phases of our lives accumulation retirement and wealth transfer Specialized training a team approach and the vast resources of Morgan Stanley Smith Barney enable us to provide a comprehensive and cost-effi cient strategy A well-designed plan allows our

clients to prepare for and live their dreams Your success is the foundation of our business now and in the future

Our philosophy

Over the years many clients have expressed their gratitude for our patience and perseverance to educate them throughout the investment process Empowering them to create a manageable savings discipline and fostering their understanding of their portfolios has enabled them to make clear conscious decisions Ultimately our clients benefi t with greater confi dence and assuredness

112 East Pecan Street Suite 1500 bull San Antonio TX 78205Office (210) 271-6111

carolmanijohnstonmssbcom bull fasmithbarneycommanijohnstoncopy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Titles Senior Portfolio Manager Senior Vice President ndash Wealth Management Senior Investment Management Consultant Financial Planning Financial Advisor

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

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2012 Five Star Wealth

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Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

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2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

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2012 Five Star Wealth

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award winners listed by primary services and listed alphabetically by last name

Brooks Slaughter Richard P Slaughter Associates

Richard Slaughter Richard P Slaughter Associates

Martin Smith Investment Professional

Randall Smith Dominion Investor Services

Scott Smith Wells Fargo Advisors LLC

Roy Sparkman Sparkman Comprehensive Financial PlanningRaymond James Financial Services

Roy Springer Edward Jones

David Squire Wells Fargo Advisors LLC

Bart Stevens Stevens Rich

Barry Stokley Ameriprise Financial Services Inc

Carl Stuart Carl Stuart Investment Advisor

Glenda Summers Lucien Stirling amp Gray Advisory Group

Bob Tabor Richard P Slaughter Associates

Richard Tarbell Ameriprise Financial Services Inc

Mark Thannisch Wells Fargo Advisors LLC

Ford Thompson Edward Jones

Simon Thompson Texas Legacy Wealth Management

Bruce Tilley Wells Fargo Advisors LLC Page 14

Adam Todd Financial Management Professionals

Allen Trimble Secure Money Strategies

Michael Turner Alpha Capital Management

Thomas Twombly Lucien Stirling amp Gray Advisory Group

Thomas Uhl RBC Wealth Management

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle RiverStone Wealth Management

Brian Vance Raymond James Financial Services

Thomas Villalta Jones Villalta Asset Management

Nicholas Vorauer Edward Jones

Brett Walker SWBC Wealth Management Page 15

George Wanamaker Southwest Securities

Mark Ward Lucien Stirling amp Gray Advisory Group

Eric Weissgarber Alamo Asset Advisors

Scott Werner New England Financial

Neile Wolfe Wells Fargo Advisors LLC

Jeanie Wyatt South Texas Money Management

Rachael Wyatt US Trust

Kathleen Wyble Wells Fargo Advisors LLC

Eric Zeitler Alamo Asset Advisors

Art Zeitz Wells Fargo Advisors LLC

TaxationBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver

Larry Berkman Baird Crews Schiller amp Whitaker

Stanley Blend Strasburger Price Oppenheimer Blend

Gene Brehm Brehm Havel and Company

Curtis Bulgerin Carpenter amp Langford

Roger Coyner Roger E Coyner

Charles Dangerfield Charles C Dangerfield CPA

Jean D Glass Glass amp Company CPAs

Larry Harrison Harrison amp Hudson

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus and Company

Jim Lockart Lockart Spohrer amp Associates

William McEntire Sol Schwartz amp Associates

Florine Parker Bjorge amp Parker

Bill Perrin L William Perrin amp Associates

Chris Peterman Chris Peterman CPA

Debra Quintanilla Debra R Quintanilla CPA

Tony Ramos Ramos CPA

Vicki Reed Vicki Reed CPA Page 15

Janet Ryan Threadgill Ryan amp Associates

Sandra Schieffer Mangum Schieffer Bradley amp Company

David Schmidt Findling Milam amp Pyle CPAs

Debora Steinbach Bargsley Andrews amp Steinbach CPAs

Walter Stewart Sessi Chamberlain amp Stewart

David Triesch David L Triesch CPA

Brad Van Houten Van Houten amp Associates

Chad Wiley Flieller Kruger Skelton amp Plyler

Trust ServicesReid Harrell The Trust Company

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

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2012 Five Star Wealth

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Special advertiSing Section

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8

Brent T BeesleyEltekon Financial LLC and Eltekon Insurance Agency LLC

Areas of Focus Portfolio Management 401(k) ndash IRA Rollovers Personal Insurance Loans Corporate Benefit Plans

bull Investmentwealth managementbull Retirement planning and incomebull Risk managementinsurance strategies

Brentrsquos experience spans more than 20 years in banking and investments He and his team approach every client with an objective analysis and customized solution His process involves working with CPAs and estate planning attorneys among other experts to develop creative multidisciplinary approaches His portfolio management skills in particular help bridge the gap from where the client is today and where they

want to be tomorrow Brent and his team work with high-net-worth retirees executives professionals business owners and their families to help them accumulate and preserve wealth so they may have a fulfi lling retirement and leave a lasting legacy if they so desire

Contact Brent today to begin a professional relationship built on trust mutual respect and friendship

900 South Capital of Texas Highway Las Cimas IV Suite 160 bull West Lake Hills TX 78746Office (512) 477-3200

bbeesleyeltekoncom bull wwweltekoncom

Securities products offered through Eltekon Securities LLC ndash member FINRASIPC Advisory services offered through Eltekon Advisors LLC Eltekon Financial LLCis the parent company of Eltekon Securities LLC and Eltekon Advisors LLC Insurance products offered through Eltekon Insurance Agency LLC

Titles Principal Director of Private Wealth Management

Credentials MBA CRFAtrade

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ional

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

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Hogan Mills Wealth Management Group of Wells Fargo Advisors

A Personal Approach to Investing

Areas of Focus Investment Planning Retirement Income Distribution Strategies and Estate Investment Planning

Left to right Three-year winner JoAnne Dawson two-year winners Mark Hogan and Leah Mills Pam Gueldner Appleby and Dennis Mills

bull We believe that every successful investment program begins with a planbull We create an education-rich experience giving our clients faith in our processbull We are client focused in order to instill confi dence and investment knowledge

We are a team of experienced professionals providing fi nancial services We focus on estate investment planning retirement planning and estate planning for high-net-worth individuals We seek to build relationships that are based on trust and to provide professional advice and impeccable service We strive

to perform eff ectively and effi ciently such that each of our clients would be proud to recommend us to their family and friends Our team is focused on helping wealthy individuals understand what their money is for so that they make better decisions We help them enjoy life

Hogan Mills Wealth Management Group of Wells Fargo Advisors LLC8010 IH-10 West bull San Antonio TX 78230

Hogan (210) 377-7721 bull Mills (210) 337-7728 bull Dawson (210) 366-8910 wwwwfadvisorscomhogan-mills

Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-03622]

Titles Mark Hogan CFPreg First Vice President ndash Investments Leah Mills CFPreg Associate Vice President ndash Investments JoAnne Dawson CFPreg Associate Vice President ndash Investments

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2012 Five Star Wealth

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agers

Special advertiSing Section

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Carol Mani JohnstonDelivering More Than a Quarter Century of Wealth Management Strategies

Private Portfolio Management and Custom Portfolio Management

bull Industry experience since 1982bull 1986 ndash present Morgan Stanley Smith Barney

The Mani Johnston Group at Morgan Stanley Smith Barneyrsquos mission

As children we dream of personal aspirations which we hold to be our measurement of happiness and success Most aspirations include acquiring some degree of fi nancial wealth As your wealth advisors we are dedicated to providing guidance to individuals and families through the fi nancial phases of our lives accumulation retirement and wealth transfer Specialized training a team approach and the vast resources of Morgan Stanley Smith Barney enable us to provide a comprehensive and cost-effi cient strategy A well-designed plan allows our

clients to prepare for and live their dreams Your success is the foundation of our business now and in the future

Our philosophy

Over the years many clients have expressed their gratitude for our patience and perseverance to educate them throughout the investment process Empowering them to create a manageable savings discipline and fostering their understanding of their portfolios has enabled them to make clear conscious decisions Ultimately our clients benefi t with greater confi dence and assuredness

112 East Pecan Street Suite 1500 bull San Antonio TX 78205Office (210) 271-6111

carolmanijohnstonmssbcom bull fasmithbarneycommanijohnstoncopy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Titles Senior Portfolio Manager Senior Vice President ndash Wealth Management Senior Investment Management Consultant Financial Planning Financial Advisor

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

copy Five

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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2012 Five Star Wealth

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agers

Special advertiSing Section

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looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

copy Five

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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8

Brent T BeesleyEltekon Financial LLC and Eltekon Insurance Agency LLC

Areas of Focus Portfolio Management 401(k) ndash IRA Rollovers Personal Insurance Loans Corporate Benefit Plans

bull Investmentwealth managementbull Retirement planning and incomebull Risk managementinsurance strategies

Brentrsquos experience spans more than 20 years in banking and investments He and his team approach every client with an objective analysis and customized solution His process involves working with CPAs and estate planning attorneys among other experts to develop creative multidisciplinary approaches His portfolio management skills in particular help bridge the gap from where the client is today and where they

want to be tomorrow Brent and his team work with high-net-worth retirees executives professionals business owners and their families to help them accumulate and preserve wealth so they may have a fulfi lling retirement and leave a lasting legacy if they so desire

Contact Brent today to begin a professional relationship built on trust mutual respect and friendship

900 South Capital of Texas Highway Las Cimas IV Suite 160 bull West Lake Hills TX 78746Office (512) 477-3200

bbeesleyeltekoncom bull wwweltekoncom

Securities products offered through Eltekon Securities LLC ndash member FINRASIPC Advisory services offered through Eltekon Advisors LLC Eltekon Financial LLCis the parent company of Eltekon Securities LLC and Eltekon Advisors LLC Insurance products offered through Eltekon Insurance Agency LLC

Titles Principal Director of Private Wealth Management

Credentials MBA CRFAtrade

copy Five

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ional

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ional

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ional

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ional

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

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9

Hogan Mills Wealth Management Group of Wells Fargo Advisors

A Personal Approach to Investing

Areas of Focus Investment Planning Retirement Income Distribution Strategies and Estate Investment Planning

Left to right Three-year winner JoAnne Dawson two-year winners Mark Hogan and Leah Mills Pam Gueldner Appleby and Dennis Mills

bull We believe that every successful investment program begins with a planbull We create an education-rich experience giving our clients faith in our processbull We are client focused in order to instill confi dence and investment knowledge

We are a team of experienced professionals providing fi nancial services We focus on estate investment planning retirement planning and estate planning for high-net-worth individuals We seek to build relationships that are based on trust and to provide professional advice and impeccable service We strive

to perform eff ectively and effi ciently such that each of our clients would be proud to recommend us to their family and friends Our team is focused on helping wealthy individuals understand what their money is for so that they make better decisions We help them enjoy life

Hogan Mills Wealth Management Group of Wells Fargo Advisors LLC8010 IH-10 West bull San Antonio TX 78230

Hogan (210) 377-7721 bull Mills (210) 337-7728 bull Dawson (210) 366-8910 wwwwfadvisorscomhogan-mills

Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-03622]

Titles Mark Hogan CFPreg First Vice President ndash Investments Leah Mills CFPreg Associate Vice President ndash Investments JoAnne Dawson CFPreg Associate Vice President ndash Investments

copy Five

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ional

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ional

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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Carol Mani JohnstonDelivering More Than a Quarter Century of Wealth Management Strategies

Private Portfolio Management and Custom Portfolio Management

bull Industry experience since 1982bull 1986 ndash present Morgan Stanley Smith Barney

The Mani Johnston Group at Morgan Stanley Smith Barneyrsquos mission

As children we dream of personal aspirations which we hold to be our measurement of happiness and success Most aspirations include acquiring some degree of fi nancial wealth As your wealth advisors we are dedicated to providing guidance to individuals and families through the fi nancial phases of our lives accumulation retirement and wealth transfer Specialized training a team approach and the vast resources of Morgan Stanley Smith Barney enable us to provide a comprehensive and cost-effi cient strategy A well-designed plan allows our

clients to prepare for and live their dreams Your success is the foundation of our business now and in the future

Our philosophy

Over the years many clients have expressed their gratitude for our patience and perseverance to educate them throughout the investment process Empowering them to create a manageable savings discipline and fostering their understanding of their portfolios has enabled them to make clear conscious decisions Ultimately our clients benefi t with greater confi dence and assuredness

112 East Pecan Street Suite 1500 bull San Antonio TX 78205Office (210) 271-6111

carolmanijohnstonmssbcom bull fasmithbarneycommanijohnstoncopy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Titles Senior Portfolio Manager Senior Vice President ndash Wealth Management Senior Investment Management Consultant Financial Planning Financial Advisor

copy Five

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ional

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ional

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ional

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ional

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ional

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

copy Five

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ional

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ional

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agers

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Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

copy Five

Star P

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ional

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ional

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ional

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

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2012 Five Star Wealth

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agers

Special advertiSing Section

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

copy Five

Star P

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ional

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ional

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

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2012 Five Star Wealth

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looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

copy Five

Star P

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ional

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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9

Hogan Mills Wealth Management Group of Wells Fargo Advisors

A Personal Approach to Investing

Areas of Focus Investment Planning Retirement Income Distribution Strategies and Estate Investment Planning

Left to right Three-year winner JoAnne Dawson two-year winners Mark Hogan and Leah Mills Pam Gueldner Appleby and Dennis Mills

bull We believe that every successful investment program begins with a planbull We create an education-rich experience giving our clients faith in our processbull We are client focused in order to instill confi dence and investment knowledge

We are a team of experienced professionals providing fi nancial services We focus on estate investment planning retirement planning and estate planning for high-net-worth individuals We seek to build relationships that are based on trust and to provide professional advice and impeccable service We strive

to perform eff ectively and effi ciently such that each of our clients would be proud to recommend us to their family and friends Our team is focused on helping wealthy individuals understand what their money is for so that they make better decisions We help them enjoy life

Hogan Mills Wealth Management Group of Wells Fargo Advisors LLC8010 IH-10 West bull San Antonio TX 78230

Hogan (210) 377-7721 bull Mills (210) 337-7728 bull Dawson (210) 366-8910 wwwwfadvisorscomhogan-mills

Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-03622]

Titles Mark Hogan CFPreg First Vice President ndash Investments Leah Mills CFPreg Associate Vice President ndash Investments JoAnne Dawson CFPreg Associate Vice President ndash Investments

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2012 Five Star Wealth

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Special advertiSing Section

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Carol Mani JohnstonDelivering More Than a Quarter Century of Wealth Management Strategies

Private Portfolio Management and Custom Portfolio Management

bull Industry experience since 1982bull 1986 ndash present Morgan Stanley Smith Barney

The Mani Johnston Group at Morgan Stanley Smith Barneyrsquos mission

As children we dream of personal aspirations which we hold to be our measurement of happiness and success Most aspirations include acquiring some degree of fi nancial wealth As your wealth advisors we are dedicated to providing guidance to individuals and families through the fi nancial phases of our lives accumulation retirement and wealth transfer Specialized training a team approach and the vast resources of Morgan Stanley Smith Barney enable us to provide a comprehensive and cost-effi cient strategy A well-designed plan allows our

clients to prepare for and live their dreams Your success is the foundation of our business now and in the future

Our philosophy

Over the years many clients have expressed their gratitude for our patience and perseverance to educate them throughout the investment process Empowering them to create a manageable savings discipline and fostering their understanding of their portfolios has enabled them to make clear conscious decisions Ultimately our clients benefi t with greater confi dence and assuredness

112 East Pecan Street Suite 1500 bull San Antonio TX 78205Office (210) 271-6111

carolmanijohnstonmssbcom bull fasmithbarneycommanijohnstoncopy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Titles Senior Portfolio Manager Senior Vice President ndash Wealth Management Senior Investment Management Consultant Financial Planning Financial Advisor

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2012 Five Star Wealth

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

copy Five

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ional

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2012 Five Star Wealth

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agers

Special advertiSing Section

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Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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Star P

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ional

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ional

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

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ional

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ional

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

copy Five

Star P

rofess

ional

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Star P

rofess

ional

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2012 Five Star Wealth

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2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

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ional

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ional

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ional

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ional

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ional

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ional

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ional

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ional

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ional

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ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

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looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

copy Five

Star P

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ional

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Star P

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ional

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ional

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ional

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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Carol Mani JohnstonDelivering More Than a Quarter Century of Wealth Management Strategies

Private Portfolio Management and Custom Portfolio Management

bull Industry experience since 1982bull 1986 ndash present Morgan Stanley Smith Barney

The Mani Johnston Group at Morgan Stanley Smith Barneyrsquos mission

As children we dream of personal aspirations which we hold to be our measurement of happiness and success Most aspirations include acquiring some degree of fi nancial wealth As your wealth advisors we are dedicated to providing guidance to individuals and families through the fi nancial phases of our lives accumulation retirement and wealth transfer Specialized training a team approach and the vast resources of Morgan Stanley Smith Barney enable us to provide a comprehensive and cost-effi cient strategy A well-designed plan allows our

clients to prepare for and live their dreams Your success is the foundation of our business now and in the future

Our philosophy

Over the years many clients have expressed their gratitude for our patience and perseverance to educate them throughout the investment process Empowering them to create a manageable savings discipline and fostering their understanding of their portfolios has enabled them to make clear conscious decisions Ultimately our clients benefi t with greater confi dence and assuredness

112 East Pecan Street Suite 1500 bull San Antonio TX 78205Office (210) 271-6111

carolmanijohnstonmssbcom bull fasmithbarneycommanijohnstoncopy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Titles Senior Portfolio Manager Senior Vice President ndash Wealth Management Senior Investment Management Consultant Financial Planning Financial Advisor

copy Five

Star P

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ional

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ional

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ional

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ional

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ional

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ional

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

copy Five

Star P

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ional

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Star P

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ional

copy Five

Star P

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ional

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ional

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ional

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ional

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ional

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ional

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ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

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Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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Star P

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ional

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Star P

rofess

ional

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ional

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ional

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

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ional

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ional

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ional

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ional

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ional

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Star P

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ional

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ional

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ional

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

copy Five

Star P

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ional

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ional

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ional

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ional

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

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2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

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ional

copy Five

Star P

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ional

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Star P

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ional

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ional

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ional

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ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

m

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m

a16

looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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Star P

rofess

ional

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Star P

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ional

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Star P

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2012 Five Star Wealth

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agersSpecial advertiSing Section

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Kelly WelkerProviding Wealth Management and Retirement Planning Solutions

Working solely with clients needing retirement planning

bull Income preservationbull Custom-tailored asset allocationbull Comprehensive wealth management and fi nancial planning

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make changes necessary for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets are just a small part of what we do We give fi nancial advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost eff ective and potentially more stable We are conveniently located in North Central San Antonio Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office (210) 581-5607 bull Toll-free (866) 801-5457

kellywelkerlplcom bull wwwrwmgtxcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

Title Managing Director of Renaissance Wealth Management Group of Texas

Credentials MBA Chartered Retirement Planning CounselorSM CRCPtrade

copy Five

Star P

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ional

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Star P

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ional

copy Five

Star P

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ional

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Star P

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ional

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ional

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ional

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2012 Five Star Wealth

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agers

Special advertiSing Section

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Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

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ional

copy Five

Star P

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ional

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ional

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ional

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

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ional

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Star P

rofess

ional

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ional

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ional

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ional

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ional

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ional

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ional

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ional

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ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

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Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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Star P

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ional

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Star P

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ional

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ional

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Star P

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ional

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ional

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ional

2012 Five Star Wealth

Man

agersSpecial advertiSing Section

t

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a15

2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

m

S

w

m

a16

looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

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ional

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Star P

rofess

ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

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a12

Ivan A K FriendCurtis L Mason

Dedicated to Exceptional Client Service

bull Comprehensive fi nancial planning

bull Retirement income and wealth preservation

bull Estate and protection planning

Ivan A K Friend Financial Advisor

Curtis L Mason ChFCreg Financial AdvisorLeft to right Four-year winner Ivan A K Friend Barbara J Friend and four-year winner Curtis L Mason

Both Ivan and Curtis have been selected as Five Star Wealth Managers for the fourth consecutive year This selection is reserved for less than four percent of licensed wealth managers in the Austin San Antonio and Central Texas region Ivan and Curtis believe a comprehensive fi nancial plan is the foundation of your portfolio and dedicating time to wealth planning risk management and estate planning can help protect the assets you have now and help increase your wealth in the future

1314 East Sonterra Boulevard Building 4 Suite 401 San Antonio TX 78258

Offi ce (210) 582-1300 Ext 123 bull Offi ce (210) 582-1325 IvanAFriendampfcom bull CurtisLMasonampfcom

ameripriseadvisorscomcurtislmason

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all jurisdictions or to all clients

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

copy Five

Star P

rofess

ional

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Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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Star P

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ional

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Star P

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ional

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Star P

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ional

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ional

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ional

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ional

2012 Five Star Wealth

Man

agersSpecial advertiSing Section

t

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Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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Star P

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ional

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Star P

rofess

ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

m

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a14

Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

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ional

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ional

copy Five

Star P

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ional

2012 Five Star Wealth

Man

agersSpecial advertiSing Section

t

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a15

2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

m

S

w

m

a16

looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

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ional

copy Five

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ional

copy Five

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ional

2012 Five Star Wealth

Man

agersSpecial advertiSing Section

t

m

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a13

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747Phone (512) 280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Focus Investment Advisory Services and Retirement Planning

Credentials FINRA registrations in life and health care insurance

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall o ers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC Lincoln Investment and KW Gutshall Associates

are independently owned and each is responsible for its own business Date of rst use 092012

Jerry Muldowney

13333 Blanco Rd Ste 201 San Antonio TX 78216

Phone (210) 764-1390 jerometmuldowneyampfcom ameripriseadvisorscomjerometmuldowney

bull Comprehensive fi nancial planning bull Dedication to excellent service and advice bull Relationships built on honesty and trust

Title Financial Advisor

Customized Personal Service

Working together we can fi nd options and strategies not only to survive these turbulent times but also to help stay the course so you can plan for your fi nancial dreams My staff and I are dedicated to supporting you on your fi nancial journey with a high level of professional advice and service

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a guarantee of future nancial success Brokerage investment and nancial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Some products and services may not be available in all jurisdictions or to all clients

Michael G Dickey

Wimberley TX 78676 Phone (512) 847-2286Toll-free (800) 730-0046Cell (512) 426-5545

bull CERTIFIED FINANCIAL PLANNERtrade bull Certifi ed Pubic Accountant (CPA) bull Personal Financial Specialist (PFS)

Securities Licensed Series 7 Series 24

Registered Investment Advisor

Comprehensive fi nancial services including wealth management and conservation of capital investment and tax strategies executive compensation and employee benefi ts Serving Horseshoe Bay Wimberly and greater Austin

Registered Investment Advisor Michael G Dickey Member FINRA through Summit Wealth Resources Member SIPC

Lisa F Blonkvist

9311 San Pedro Ave Ste 1200San Antonio TX 78216Direct (210) 366-6624 Toll-free (800) 666-3966lisablonkvistmssbcomwwwfasmithbarneycomblonkvist

bull Preserve and enhance wealthbull Business planning and exit strategiesbull Diverse experience with global perspective

Title Senior Vice President ndash Wealth Management

Credentials CIMAreg SIMC AIFreg

Sound Advice Through Turbulent Times

For more than 26 years I have advised wealthy families business owners and institutions with complex needs designing comprehensive investment strategies We tailor them to your unique values and fi nancial goals My network includes access to some of the industryrsquos premier resources Our mission is to build rewarding relationships and deliver exceptional service Working together we will embrace opportunities to help your wealth and values pass on to future generations

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

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ional

copy Five

Star P

rofess

ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

m

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a14

Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

copy Five

Star P

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ional

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ional

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

t

m

S

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m

a15

2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

rofess

ional

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ional

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

m

S

w

m

a16

looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

copy Five

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ional

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ional

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

m

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a14

Barden Capital Management 8828 Mountain Path CirAustin TX 78759Phone (512) 366-8081infobardencapitalcomwwwbardencapitalcom Title President

Eric Barden

We combine an assortment of productive investment strategies to engineer the right balance between wealth accumulation and capital preservation

Austin TX 78738 Office (512) 382-9556 scottbarleylplcom wwwlplcomscottbarley Title President

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you reach your financial goals

Securities o ered through LPL Financial Member FINRASIPC

755 E Mulberry St Ste 300San Antonio TX 78212 Direct (210) 277-4448Toll-free (800) 733-3041 pennydiragomssbcom Titles Senior Vice President Financial Advisor

Penny DiRago

Client relationships are founded upon trust and mutual understanding Penny is committed to designing individualized portfolios to meet her clientsrsquo needs Penny will work with your accountant and attorney to compliment your team

copy 2012 Morgan Stanley Smith Barney LLC Member SIPCMorgan Stanley Smith Barney and its Financial Advisors

do not provide tax or legal advice

Howard M Skillrud

8200 I Hwy 10 W Ste 315San Antonio TX 78230-3877Offi ce (210) 403-9988howardmskillrudampfcom

bull Employer-defi ned benefi t and contribution plansbull Wealth creation and tax management strategiesbull Family legacy and estate planning strategies

Titles Financial Advisor Business Financial Advisor

I Focus on Small-Business Planning

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage investment

and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC Some products and services may not be available in all

jurisdictions or to all clients

Bruce Tilley

777 E Sonterra Blvd Ste175 San Antonio TX 78258 Offi ce (210) 489-7667 Toll-free (800) 460-5150 Ext 200 brucetilleywfadvisorscom homewellsfargoadvisorscombrucetilley

bull Personalized approach to fi nancial management bull Lifetime income planning bull Custom investment and retirement strategies

Vice President ndash Investments

CRPC reg

A Trusted Advisor You Can Count On

With more than 28 years of experience I have been able to provide fi nancial advice and value-added service to my clients mdash always striving to build long-term relationships based on mutual trust and respect My clients think of me as their individual CFO being available to help them identify and achieve their various fi nancial goals during their lifetime I have been rewarded by being able to work with children and grandchildren of many clients Advisor selection is not reflective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five

Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0712-05152 07162012]

Find a financial planner who will take the time to educate you eliminate the mystery and put you on the correct path

mdash Five Star award winner

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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ional

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ional

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ional

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ional

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ional

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ional

2012 Five Star Wealth

Man

agersSpecial advertiSing Section

t

m

S

w

m

a15

2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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Star P

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ional

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ional

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ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

m

S

w

m

a16

looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

copy Five

Star P

rofess

ional

copy Five

Star P

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ional

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ional

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2012 Five Star Wealth

Man

agersSpecial advertiSing Section

t

m

S

w

m

a15

2955 Dawn Dr Ste CGeorgetown TX 78628Office (512) 686-1542lancekroeschthriventcomTitle Financial Consultant

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that focus on their financial security

Registered Representatives for securities and investment advisory services o ered through Thrivent Investment Management Inc

Member FINRA and SIPC

Two-

Year

Winn

er

Vicki Reed PLLC 4833 Spicewood Springs Rd Austin TX 78759 Phone (512) 904-0814 vickivreedcpacom wwwvreedcpacom Titles MBA CPA

Vicki Reed

Vicki serves businesses and individuals in Texas and around the world with total accounting and tax-related services tailored to your circumstances

Member of American Institute of CPAs amp Texas Society of CPAs

Swanson Financial Strategies 905 Power RdGeorgetown TX 78628 Phone (512) 763-1933 mailDeborahSwansoncomwwwDeborahSwansoncom CERTIFIED FINANCIAL PLANNERtrade

Deborah A Swanson

Using education and strategies to help you make smart effective choices designed to align your financial and personal goals to pursue your dreams

Securities o ered through LPL Financial Member FINRASIPC

Torres Financial Services Inc 85 NE Loop 410 Ste 116San Antonio TX 78216Phone (210) 342-2700wwwtorresfinancialcomTitles CEOPresident

Rudy Torres Jr

ldquoTFS is a family-owned business with more than 20 years of experience TFS offers fee-based wealth management services financial advice custom bill-paying services and advanced insurance programsrdquo We cater to business owners highly paid executives and degreed professionals

A Texas RIA Firm Member SIPC

Two-

Year

Winn

er

San Antonio TX 78216 Phone (210) 262-2086 bwalkerswbccom Accredited Asset Management Specialist

Brett Walker

Brettrsquos clients nationwide benefit from his passion for and expertise in sustainable retirement income and conservative tax-efficient portfolios

Securities o ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services o ered through

SWBC Investment Company a Registered Investment Advisor

Coordinated Financial Group 4801 Spicewood Springs RdSte 200 Austin TX 78759 Phone (512) 346-7962 Cell (512) 750-3269 deronzyahoocom wwwderonzinneckercom

Deron Zinnecker

Focus financial planning insurance and investments Deron is committed to providing superior service and financial planning to help his clients prepare for the future By building strong personal relationships and focusing on education my clients are better prepared to make solid financial decisions

19311 FM 2252 Garden Ridge TX 78266 Office (210) 651-1927 Toll-free (800) 705-5690 dorisadollar-kuretichampfcom Financial Advisor

Doris A Dollar-Kuretich

I work with clients to help them toward fulfilling their financial goals I tailor the investments to meet each individualrsquos needs positioning for opportunities while mitigating risk

Investors should conduct their own evaluation of a nancial professional as working with a nancial advisor is not a

guarantee of future nancial success Ameriprise Financial Services Inc Member FINRA and SIPC

Wells Fargo Advisors LLC 100 Congress Ave Ste 1650 Austin TX 78701 Direct (512) 457-5834 Toll-free (800) 321-5869 judygreffewellsfargoadvisorscom wfadvisorscomjudygreffe Vice President ndash Investments

Judy Greffe

Thirty-one years of client-focused investment advisory experience Wealth accumulation and conservation strategies Long-term care and life solutions Customized investment and retirement income planning

Advisor selection is not re ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process

Wells Fargo Advisors LLC Member SIPC [CAR 0712-04607]

2902 Traylor Blvd Ste 100Rockport TX 78382Office (361) 729-2201johnjacksonmssbcomSr Vice President ndash Wealth Advisor CIMAreg Portfolio Management Director

John P Jackson

Our team The Rockport Group at Morgan Stanley Smith Barney embraces its clients like family by delivering privileged access to world-class resources through customized advice With experienced professionals and the right resources reaching your most important goals can be less challenging and more rewarding

copy 2012 Morgan Stanley Smith Barney LLC Member SIPC

Two-

Year

Winn

er

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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Star P

rofess

ional

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2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

m

S

w

m

a16

looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

copy Five

Star P

rofess

ional

copy Five

Star P

rofess

ional

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ional

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rofess

ional

copy Five

Star P

rofess

ional

2012 Five Star Wealth

Man

agers

Special advertiSing Section

t

m

S

w

m

a16

looking for other Great Professionals

middot Wealth Managersmiddot Real estate Agentsmiddot Mortgage Professionalsmiddot HomeAuto insurance Professionals

Professionals interested in learning more aboutFive Star Professional please call (888) 438-5782

Go to wwwfivestarprofessionalcom

copy Five

Star P

rofess

ional

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Star P

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ional

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