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Application Reference: WA11235
Report Date: 3/5/2016
Report sent by Nick Beach
Bankruptcy/Insolvency Data
Address Information
Property:
Addresses Searched:
Active CCJs Located: CourtCase NumberDateAmount (£)CCJ Data
Bankruptcy Data:
Credit Check Results
Match Source:Match Level:
Linked Addresses Located & Searched:
Satisfied CCJs Located:
CCJ Total Value:
Subject: Date of Birth:
Rent amount:
Residency Confirmed:
Identity Confirmed:
Previous/alias names:
On Electoral Roll:
Applicant Agreed
None located
Credit Bureau Searched: Equifax
None located
Address
A1
A2
123 High Street, Anytown AB1 2CD
Mrs Angela Z Specimen - Applicant
3 Linked Street, Linktown, LT1 2CD
4 Linked Avenue, Linktown LT2 3CD
1 The Street, Anytown, Anywhere AB1 2CD
2 The Avenue, Anytown, Anywhere AB2 3CD
0
We have searched the files of a leading credit reference agency using the details supplied by the applicant. We have not located any CCJ
Records in the name of this applicant. No bankruptcy or insolvency records have been located for this applicant.
Closed Accounts
0
0
Individual
Individual
0
No
£0
None located
£995.00
Open Accounts
1
0
01/01/1960
Yes
Yes
Credit Data
Electoral Roll
No, not present
As part of the credit check we have searched for existing credit accounts that match the name and date of birth shown. Positive matches
confirm that the applicant's date of birth is correct. A summary of this information is shown below.
Comprehensive Report
Recently Updated
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Application Reference: WA11235
Report Date: 3/5/2016
Report sent by Nick Beach
Current Residential Status
Employment & Income Details
Risk Score
Bank Account
£50,000
Medium Risk
Higher scores indicate a lower risk.
The Equifax risk score for this Applicant is:
Report Page 2 - Mrs Angela Z Specimen
3 years, 0 months
Full-Time and Permanent
Managerial Position
Employed
Length of employment:
Income verified by:
Employment Type:
Confirmed Income:
Occupation:
Applicant Type:
1 years 6 months
Yes
Unknown
Length of tenancy:
Rent payments OK?
Property treated well?
This applicant is employed. We have contacted their employer, ABC Production Limited, 2 The Road , London SE1 1AA for confirmation of their
employment details.
Employers Reference
This applicant is currently living in rented accommodation. We have contacted the letting agent, ABC Lettings Limited, 2 The Broadway,
Anytown, AB1 2CD and obtained confirmation of how the tenancy was conducted. The applicant has been confirmed at the current address.
The applicant has been confirmed at the previous address.
Monthly rent amount: £600.00
Yes
Tenant's Choice
Correct notice given?
Reason for ending:
Very High Risk
Low Risk
Medium Risk
High Risk
Risk Level
350 +
200 - 349
1 - 199
Below 0
Sort Code: 012345 YesFaster Payments:Account Number: Direct Debit Capable: Yes01234567
The bank account details provided by this applicant have been validated. The bank account is held with UK Bank Name plc, Bank Address,
AB1 2CD.
Score
300
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Application Reference: WA11235
Report Date: 3/5/2016
Report sent by Nick Beach
Rent & Legal Protection Insurance
Recommendation
Conditions:
Rental Limit:
Risk Level:
Overall Result:
Report Page 3 - Mrs Angela Z Specimen
£1500.00
Applicant suitable to proceed on normal terms
Moderate
Further recommendations:
Ask to see original photographic proof of identification and retain a copy. A photo driving licence or passport is preferred. Ask to see an
original bank statement or payslip to double verify the information supplied on the employment reference.
We have assessed the information available to us and based on this information we suggest that this applicant is suitable to undertake the
required tenancy and capable of meeting monthly rent payments up to the credit limit shown.
Applicant Agreed
Comprehensive Legal Expenses and Rent Guarantee cover is available at specially negotiated rates:
Legal Expenses & Rent Guarantee – No Excess (6 Months)
Comprehensive Legal Expenses and Rent Guarantee product covering the landlords costs for disputes between themselves and their tenant(s), with rent
guarantee insurance up to a maximum of £2,500 per month. This is a 6 month policy which carries no excess and costs just £55.00.
Legal Expenses & Rent Guarantee – No Excess (12 Months)
Comprehensive Legal expenses and Rent Guarantee product covering the landlords costs for disputes between themselves and their tenants, with rent
guarantee insurance up to a maximum of £2,500 per month. This is a 12 month policy which carries no excess and costs just £89.00 per annum.
Rent Guarantee & Legal Protection Insurance is only available from your OpenRent dashboard after successful referencing of all tenants and guarantors.
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Application Reference: WA11235
Report Date: 3/5/2016
Report sent by Nick Beach
Right to Rent - Important Information
There are 4 basic steps to ensure compliance:
1. Establish who will be living in the property
2. Obtain original versions of the acceptable documents for all adult occupiers
3. Check the documents in the presence of the holder
4. Make copies of the documents, date them and keep them safe
Since 1st February 2016, landlords in England are required to check the immigration status of all adult occupants before the start of a new
tenancy to determine whether they have the right to live in the UK legally.
Under the new regulations, landlords must check original documentation of anyone who applies to rent a property. The checks must be carried
out on all potential adult occupiers of the property and must be made before the tenants move in.
Angela Specimen has stated that she is a British citizen and has entered passport number 925665416.
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British citizens, EEA and Swiss nationals have an automatic and permanent Right to Rent property in the UK.
The applicant has entered her passport details.
The applicant has supplied a scan of her UK passport which is shown below.
You can find more information about the scheme at www.gov.uk/righttorentchecks
What you now need to do:
» Inspect the applicant's original UK Passport in her presence.
» Check that the name and photo match your prospective tenant.
» Take a copy of the passport and retain this on file. A clear photo from a mobile phone camera is fine if you don't have a copier.
» Once you have made the initial check, there is no need to recheck the document in the future.
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